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Journal articles on the topic 'Bancassurance'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Rasel, Mohammad. "Impact and Prospects of Bancassurance in the Socio-Economic Landscape of Bangladesh." Journal of Scientific Reports 7, no. 1 (2024): 159–82. http://dx.doi.org/10.58970/jsr.1049.

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Bancassurance, the distribution of insurance products through banking channels, holds considerable promise for improving financial inclusion and promoting socio-economic growth in Bangladesh. This research investigates its current impact and potential using a mixed-methods approach, incorporating quantitative data from major banks and insurance firms along with qualitative insights from interviews with industry experts. The study assesses bancassurance's role in increasing insurance penetration, highlights regulatory and operational challenges, and identifies avenues for growth. Findings show

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2

Nguyen, Zen Nguyen, Xuan Hương Lê Thi, and Huong Tram Le Thi. "Development of Bancassurance Distribution Channel of Military Insurance Corporation In Commercial Banks In Vietnam." Journal of Economics, Finance And Management Studies 4, no. 10 (2021): 1921–25. https://doi.org/10.47191/jefms/v4-i10-14.

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Bancassurance is one of the new distribution channels and is currently a particularly effective insurance distribution channel in the world and in Vietnam. From the general overview of bancassurance, benefits of bancassurance to insurance companies, the article assesses MIC's current situation of bancassurance distribution channel development in commercial banks in Vietnam. The bancassurance channel's sharp increase of revenue and commission showed that MIC's bancassurance distribution channel grew year by year from 2016 to 2020. Along with that, MIC has signed bancassurance cooper

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3

Mufaozah, Yeni, Alfatih S. Manggabarani, and Miguna Astuti. "Analisis Bauran Pemasaran terhadap Keputusan Pembelian Nasabah Bancassurance Bank X." JIIP - Jurnal Ilmiah Ilmu Pendidikan 6, no. 4 (2023): 2823–34. http://dx.doi.org/10.54371/jiip.v6i4.1912.

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Penelitian ini menganalisis bauran pemasaran terhadap keputusan pembelian nasabah Bancassurance di Bank X. Tujuan penelitian untuk membuktikan dan menganalisis Pengaruh bauran pemasaran terhadap keputusan pembelian nasabah Bancassurance di Bank X. Penelitian ini bersifat kuantitatif dengan menyebarkan kuesioner kepada 70 Nasabah Bancassurance Bank X. Penelitian ini menggunakan metode Partial Least Square (PLS) dengan program Smart-PLS 3.0. Hasil analisis data menunjukkan bahwa: Product berpengaruh signifikan terhadap keputusan pembelian pada Nasabah Bancassurance Bank X, Promotion berpengaruh

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4

Bunich, G. A., and R. A. Stoyanova. "Bancassurance in Russia: state and development prospects." Voprosy regionalnoj ekonomiki 30, no. 1 (2017): 62–68. http://dx.doi.org/10.21499/2078-4023-2017-30-1-62-68.

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The article defines the theoretical aspects of bancassurance: the concept, the historical genesis, concept model. Substantiates the importance of bancassurance for financial markets and financial intermediaries, as well as for the development of the national economy. The analysis values of bancassurance for the Russian financial market. We study the trends of development of bancassurance in the Russian Federation: the structure and dynamics of bancassurance market, trends and forecasts, market concentration bancassurance.

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5

Агрес, О. Г., та Ю. М. Томашевський. "BANCASSURANCE ЯК ВИГІДНА МОДЕЛЬ СПІВПРАЦІ БАНКІВ І СТРАХОВИХ КОМПАНІЙ". Економічний вісник. Серія: фінанси, облік, оподаткування, № 5 (4 липня 2020): 13–21. http://dx.doi.org/10.33244/2617-5932.5.2020.13-21.

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Обґрунтовано «bancassurance» як процес співпраці банків і страхових компаній. Досліджено ефект цієї кооперації – продаж страхового захисту разом з банківськими продуктами. Виділено переваги та недоліки bancassurance для обох суб’єктів такої співпраці. Виявлено важливий аспект щодо утворення bancassurance – нові канали дистрибуції страхових компаній. Проаналізовано стан ринку банківсько-страхового співробітництва у розвинених країнах Європи. Визначено проблемні моменти розвитку bancassurance в Україні. Перелічено компанії-лідери українського ринку банкострахування. Вказано на причини недостатнь

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6

Thi, Huu Ai Nguyen, Zen Nguyen Nguyen, Ha Tran Ngoc, and Thanh Mai Nguyen Thi. "Developing Bancassurance Distribution Channels in Vietnamese Life Insurance Companies." JOURNAL OF ECONOMICS, FINANCE AND MANAGEMENT STUDIES 06, no. 05 (2023): 2243–47. https://doi.org/10.5281/zenodo.7962198.

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The article provides an overview of Bancassurance, Bancassurance business activities in Asia and Vietnam. Through the method of data collection, analysis, and synthesis, the research team has evaluated the status of Bancassurance distribution channel activities at Vietnamese life insurance enterprises. The research team identified the development potential and challenges in developing Bancassurance in life insurance businesses. Concretizing the legal basis of Bancassurance business activities, requiring bank staff to learn carefully and be cautious in providing information about Bancassurance

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7

Iqbal, Muhammad Nawaz. "Exploration of the Factors Influence Bancassurance as a Successful Corporate Synergy in Pakistan." Journal of Education and Culture Studies 7, no. 2 (2023): p121. http://dx.doi.org/10.22158/jecs.v7n2p121.

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Existing theories on life insurance sector rarely focusing the factors behind Bancassurance as a successful corporate synergy. Bancassurance plays a vital role in development of life insurance sector of Pakistan. The rationale of this study is to identify the factors influencing Bancassurance as a successful corporate synergy. This research will further drive implications and develop new dimensions in corporate sector through Bancassurance as a successful business intermediary. For this research, qualitative methodology has been adopted. Thematic and framework analysis has been used as a tool

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8

Přečková, Lenka. "Evaluation of Bancassurance Functioning in Selected Countries of the Financial Groups Erste Group Bank and UniCredit Group." Financial Assets and Investing 7, no. 2 (2016): 19–33. http://dx.doi.org/10.5817/fai2016-2-2.

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This paper will evaluate the current state of cooperation between banks and insurance companies as well as internal integration of bancassurance products in financial groups Erste Group Bank and UniCredit Group. The evaluation is performed as of May 1, 2016. There shall be selected six countries which are part of the region Central and Eastern Europe, namely the Czech Republic, the Slovak Republic, Hungary, Romania, Croatia and Serbia. This paper aims at ascertaining whether or not there are similarities in how bancassurance functions in selected financial groups and countries. This paper shal

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9

Mpaata, Eva, Rachel Mindra, and Denis Ignatius Oula. "Determinants of Bancassurance Adoption in Emerging Economies: Qualitative Evidence from Uganda." Journal of Economics and Behavioral Studies 12, no. 5(J) (2020): 1–12. http://dx.doi.org/10.22610/jebs.v12i5(j).3112.

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This study was conducted to establish the determinants of bancassurance adoption in emerging economies. The research adopted a qualitative approach based on interviews as a main form of data collection. The study pursued an inductive approach in order to generalize the results. In the analysis process, NVIVO software was used to analyze in detail the different qualitative responses obtained from the data collection phase. The research concentrated primarily on urban Kampala, which is endowed with the majority of commercial banks. This study provides a good insight into the factors (both intern

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10

Nwora, Nebo Gerald. "The Revised Guidelines on Bancassurance Operation in Nigeria: Marketing Implications on Patronage of Insurance Products." Journal of Public Management Research 4, no. 2 (2018): 29. http://dx.doi.org/10.5296/jpmr.v4i2.14102.

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This study seeks to assess the marketing implication of the revised operational guidelines on bancassurance referral model in Nigeria particularly in terms of how the model can affect customers’ patronage of Insurance companies. The objectives of the study include; (i) to determine the influence of bancassurance referral on customers’ patronage of insurance products; (ii) to ascertain how customer loyalty moderate the influence of bancassurance referral on customers’ patronage of insurance products; and (iii) to assess how the perceived service quality of the deposit money banks moderate the i

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11

Joshi, Urmila. "Perception among the Employees of Bank towards the Bancassurance in Nepal." Nepalese Journal of Insurance and Social Security 2, no. 2 (2019): 71–80. http://dx.doi.org/10.3126/njiss.v2i2.31830.

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The study aims to explore the perception of employees working in banking industry and investigates the problems and prospects of bancassurance in Nepal. Quantitative data have been collected from 100 employees working in 20 commercial banks using structured questionnaire. Product design, customer awareness, brand name, distribution channel and awareness of retail banks are considered as independent variables whereas present status of bancassurance is taken as dependent variable in the study. Both descriptive and inferential statistical tools have been applied to analyse the data. The result re

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12

Fan, Ziying, and Joel G. Matamis. "Effects of SR insurance company marketing strategy on their sales." Executives 2 (May 31, 2021): 95–106. https://doi.org/10.5281/zenodo.10211913.

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In recent years, with the opening of the market and the relaxation of national policies, China's bancassurance market has developed rapidly. SR Company is one of the earliest foreign insurance companies established in China. With the rise of domestic bancassurance businesses, the growth of corporate premiums has been showing a rapid development trend. However, with the increase in market players, the impact of foreign financial institutions, and the impact of the financial crisis, SR's bancassurance business is facing the dilemma of reduced premium income and a shrinking market share. Improvin

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13

Choudhury, Mousumi, and Ranjit Singh. "Customers’ Perception regarding Assurance of Bancassurance Channel." Acta Universitatis Sapientiae, Economics and Business 4, no. 1 (2016): 85–102. http://dx.doi.org/10.1515/auseb-2016-0005.

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AbstractBancassurance has evolved as a strong distribution channel in India. Bancassurance means that the insurance company and the bank come together to offer insurance products from the counter of the banks to the bank’s customer. The present study attempts to analyse customers’ perception regarding assurance of bancassurance channel in providing insurance-related services. The study also tries to find out the impact of various demographic variables on customers’ perception regarding assurance of bancassurance channel. The study finds that customers consider bancassurance channel having high

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14

Kedla, Shaila, S. Shalini, and K. Y. Anusha. "Role of Bancassurance in Enhancing Financial Inclusion: A Case Study Approach." European Journal of Arts, Humanities and Social Sciences 2, no. 2 (2025): 96–100. https://doi.org/10.59324/ejahss.2025.2(2).11.

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Bancassurance, which refers to the collaboration between banks and insurance companies, is vital for improving financial inclusion, particularly among underserved and low-income populations. By utilizing the extensive branch networks and digital platforms of banks, bancassurance offers easy access to insurance products, thereby enhancing financial security and helping to manage risks. It reviews different bancassurance models, regulatory obstacles, and global trends, while stressing the importance of financial literacy and building trust. In this paper, we discuss the impact of bancassurance o

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Kedla, Shaila, S. Shalini, and K.Y. Anusha. "Role of Bancassurance in Enhancing Financial Inclusion: A Case Study Approach." European Journal of Arts, Humanities and Social Sciences 2, no. 2 (2025): 96–100. https://doi.org/10.59324/ejahss.2025.2(2).11.

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Bancassurance, which refers to the collaboration between banks and insurance companies, is vital for improving financial inclusion, particularly among underserved and low-income populations. By utilizing the extensive branch networks and digital platforms of banks, bancassurance offers easy access to insurance products, thereby enhancing financial security and helping to manage risks. It reviews different bancassurance models, regulatory obstacles, and global trends, while stressing the importance of financial literacy and building trust. In this paper, we discuss the impact of bancassurance o

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16

Prashant, Ganesh Kale. "Measuring Channel Partners Experience in Bancassurance An Empirical Study." International Journal of Trend in Scientific Research and Development 3, no. 4 (2019): 552–55. https://doi.org/10.31142/ijtsrd23862.

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Purpose- This study attempts to investigate bancassurance channel experience with respect Insurance Company. Design Methodology Approach- The study is based on primary data collected using a structured questionnaire from bancassurance channel in the city of Kolhapur in the state of Maharashtra, India. Cronbach's alpha was used to test the reliability of the questionnaire. Statistical tools, such as mean, correlation and multiple linear regression analysis were used to attain the objective of the study. Findings and implications- The study found that customers have favorable experiences whe

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17

Nasution, Anita Hakim, and Lukmandono Lukmandono. "Review of The Literature, Prospects, and The Impact of Bancassurance on The Stability of The Banking Industry." Operations Excellence Journal of Applied Industrial Engineering 13, no. 3 (2021): 310. http://dx.doi.org/10.22441/oe.2021.v13.i3.029.

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Existing literature, as well as empirical studies on Bancassurance, emphasize that there has been a shifting business in the bank from selling bank products to IKNB (Non-Bank Financial Industry). In this study, Bancassurance is one of the IKNBs that must be sold because the feather-based income is quite large and has a small risk because the bank is a referral as a distribution agent. The purpose of this research is to determine the characteristics of Bancassurance in various countries for the first time in Indonesia so that our human resources are not unfamiliar with the insurance sold in ban

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18

Choudhury, Mousumi, Ranjit Singh, K. Kajol, and Shashi Kant Rai. "EMPATHY OF THE BANCASSURANCE CHANNEL: AN EMPIRICAL STUDY." Indian Journal of Finance and Banking 4, no. 4 (2020): 30–47. http://dx.doi.org/10.46281/ijfb.v4i4.909.

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Purpose: The purpose of the study is to assess the customers’ perception regarding empathy exhibited by the bancassurance channel and factors affecting it. Design/Methodology/Approach: Using random sampling, the data was collected from customers of several branches of State bank of India in Guwahati city of Assam, who have availed life insurance services from these branches. Tool of structured questionnaire was used to collect primary data. Mean, standard deviation, regression analysis was used to analyze the data and draw logical conclusions.  Findings: The study shows that custom

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Pham, Thi Thu Thuy, Thi Hong To, and Tran Ha Trang Le. "A Study on Factors Affecting Intentions to Purchase Life Insurance through Bancassurance Channel in Vietnam." Journal of Economics, Finance and Management Studies 6, no. 10 (2023): 5050–56. https://doi.org/10.5281/zenodo.10216000.

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The article aims to assess the factors affecting the intention to purchase life insurance through Bancassurance channel of individual customers in Vietnam. Research data was collected from 605 individual customers using Bancassurance services at commercial banks in Vietnam today. The study has proposed 3 main factors affecting the intention to purchase life insurance through Bancassurance, including: (i) Perception of behavior control, (ii) Subjective norms, (iii) Trust in bank employees. The results of this research are the basis to propose a number of solutions for managers in the field of b

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20

Stęplewska, Kinga. "Znaczenie bancassurance w procesie zarządzania sprzedażą produktów ubezpieczeniowych (analiza danych statystycznych za lata 2012–2018)." Finanse i Prawo Finansowe 2, no. 30 (2021): 137–60. http://dx.doi.org/10.18778/2391-6478.2.30.09.

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Celem artykułu jest prezentacja i ocena sytuacji w zakresie bancassurance w Polsce oraz ustalenie znaczenia tego kanału w sprzedaży produktów ubezpieczeniowych. Artykuł koncentruje się na problematyce dystrybucji produktów, która stanowi bardzo ważną część działalności każdego przedsiębiorstwa. Jednym z kanałów dystrybucji produktów ubezpieczeniowych jest bancassurance, bazujący na współpracy pomiędzy bankami a ubezpieczycielami. Metodyka. Dla realizacji celu dokonano analizy zmian ilościowych, a także przeglądu wprowadzonych rozwiązań prawnych w odniesieniu do bancassurance. W artykule zaprez

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Tripti, M. Gujral. "Contemporary Prominent Development of Bancassurance in India." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 10 (2018): 731–38. https://doi.org/10.5281/zenodo.1476590.

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Due to merging of global financial markets, development of new technologies, universalization of banking industries and with the expansion of non banking activities, the insurance industry has globally brought in new channels of distribution into existence. This has given rise to a new form of business wherein two big financial institutions have come together and have integrated all their strength and efforts to generate new means of marketing for encouraging their products and services. When these two join together it gives birth to “BANCASSURANCE”. Bancassurance is the allocation

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Iqbal, Dr Muhammad Nawaz. "The Influence of Corporate Social Responsibility on Corporate Alliance Brand Value: A Study on Bancassurance Services in Pakistan." Foundation University Journal of Business & Economics 7, no. 2 (2022): 61–69. http://dx.doi.org/10.33897/fujbe.v7i2.679.

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Existing theories on corporate values in Pakistan rarely discuss the factors influencing brand value under corporate alliances. This research will identify the factors influencing corporate social responsibility on corporate alliance brand values. The rationale of this research is to drive implications for corporate alliance brand values in Bancassurance services. The study has been conducted on Bancassurance services sector of Pakistan, including banking and Insurance professionals as interviewees. A qualitative methodology has been adopted for this research. Ten interviews have been conducte

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23

Dong, Khuu Thi Phuong, Nguyen Thi Ngoc Hoa, Phan Dinh Khoi, Ho Thi Huynh Giao, Huynh Thi Tuyet Suong, and Diep Tran Hoang Quyen. "Factors Affecting Decision to Participate Bancassurance: Evidence from Individual Customers in the South of Vietnam." International Journal of Economics and Financial Issues 14, no. 5 (2024): 62–70. http://dx.doi.org/10.32479/ijefi.16565.

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This study aims to investigate factors effect on decision to participate the Bancassurance of individual customers in the South of Vietnam. Binary Logistic regression model was explored to investigate the factors affect on the decision to participate in life insurance through Bancassurance channel. The data was collected by interview survey of 62 individual customers who have participated and not participated the life insurance through Bancassurance. Found results indicated that the customer’s income and the professional of insurance companies’ advisors have positive significantly effects on t

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24

Přečková, Lenka, and Eva Vávrová. "The Level of Integration of Bancassurance Products of Financial Groups Erste Group Bank, UniCredit Group and KBC Group in Selected Countries." Financial Assets and Investing 8, no. 2 (2017): 49–60. http://dx.doi.org/10.5817/fai2017-2-4.

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This paper will evaluate the current state of cooperation between banks and insurance companies as well as internal integration of bancassurance products in financial groups Erste Group Bank, UniCredit Group and KBC Group. The evaluation is performed as of September, 2016. There shall be selected ten countries which are located in Central and Eastern Europe: Czech Republic, Slovak Republic, Poland, Hungary, Romania, Bulgaria, Croatia, Bosnia and Hercegovina, Slovenia and Serbia. The aim of this paper is to determine whether or not there is a similarity in integrated financial products belongin

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Wang, Linwei, Yixin Hu, and Rong Kong. "The Impact of Bancassurance Interaction on the Adoption Behavior of Green Production Technology in Family Farms: Evidence from China." Land 12, no. 5 (2023): 941. http://dx.doi.org/10.3390/land12050941.

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In the context of increasingly severe resource and environmental constraints, accelerating family farms to take the path of green agricultural development is an urgent practical problem to be solved. The bancassurance interaction, an innovative form of financial support policy for agriculture, can effectively alleviate the risks and credit rationing problems faced by family farms in the operation process, provide new opportunities for green production of family farms, and is of great significance to promoting sustainable agricultural development. This study uses data from 564 planting family f

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Sreedevi, Dr V., and P. Lovelin Auguskani. "Preference of Bancassurance." IOSR Journal of Business and Management 16, no. 1 (2014): 08–13. http://dx.doi.org/10.9790/487x-1611-0813.

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Tsai-Jyh, Chen. "Marketing Channels and Underwriting Service Quality of Life Insurance." International Review of Financial Consumers 1, No. 1 Oct 2016 (2016): 9–24. http://dx.doi.org/10.36544/irfc.2016.1.2.

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This paper investigates the relationship between marketing channels and underwriting service quality with focus on two major channels: salesperson and bancassurance. Based on the data of life insurance in Taiwan, the empirical analysis shows that the traditional salesperson channel has competitive advantages in underwriting service quality. This result supports the coexistence of salesperson and bancassurance because previous literature indicated bancassurance more cost-efficient than a salesperson. The empirical result shows that insurers with more dependence on salesperson channel present lo

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Solovova, Aleksandra, and Irina Gavrilenko. "Russian Bancassurance Market Development in Modern Conditions." Bulletin of Kemerovo State University. Series: Political, Sociological and Economic sciences 2023, no. 1 (2023): 112–20. http://dx.doi.org/10.21603/2500-3372-2023-8-1-112-120.

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The instability of modern economy forces economic entities to revise their business development strategies and risk management methods. As a result, financial intermediaries (banks and insurance companies) as financial market participants are cooperating to carry out joint activities and solve emerging problems. This leads to the development of bancassurance, one of the most promising ways to advance the Russian financial market. The purpose of the study is to analyze the bancassurance market and identify prospects for its development. The authors provide various definitions for the bancassura

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Iqbal, Muhammad Nawaz. "A Qualitative Study on Bancassurance Products and Its Implementation for Efficient Customer Experience in Pakistan." International Journal of Trends and Innovations in Business & Social Sciences 1, no. 1 (2023): 24–29. http://dx.doi.org/10.48112/tibs.v1i1.358.

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Distribution of life insurance product in Pakistan is challenging for insurers to facilitate customers. Bancassurance products develop a bridge of life insurance product distribution via bank to facilitate customers. The implementation of Bancassurance and its players, including banks, the distribution channel, insurance services, financial services, and service quality, are discussed in this research. Because of their relationship and trust with the bank, particularly the local bank branch, customers prefer Bancassurance. Digitalization is another crucial factor that can significantly improve

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Iqbal, Muhammad Nawaz. "A Qualitative Study on Bancassurance Products and Its Implementation for Efficient Customer Experience in Pakistan." International Journal of Trends and Innovations in Business & Social Sciences 1, no. 1 (2023): 24–29. http://dx.doi.org/10.48112/tibss.v1i1.358.

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Distribution of life insurance product in Pakistan is challenging for insurers to facilitate customers. Bancassurance products develop a bridge of life insurance product distribution via bank to facilitate customers. The implementation of Bancassurance and its players, including banks, the distribution channel, insurance services, financial services, and service quality, are discussed in this research. Because of their relationship and trust with the bank, particularly the local bank branch, customers prefer Bancassurance. Digitalization is another crucial factor that can significantly improve

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Wauran-Wicaksono, Indirani. "AKTIVITAS BANCASSURANCE DALAM DUNIA PERBANKAN: ADAKAH PRAKTIK BUNDLING YANG MELANGGAR HUKUM PERSAINGAN USAHA?" Refleksi Hukum: Jurnal Ilmu Hukum 9, no. 1 (2015): 77. http://dx.doi.org/10.24246/jrh.2015.v9.i1.p77-90.

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<p><strong><span>Abstrak</span></strong><span><br />Perusahaan asuransi mengembangkan strategi pemasaran yang disebut dengan bancassurance. Penamaan ini sesungguhnya terkait dengan strategi penggabungan kerjasama antara produk bank dan asuransi. Berdasarkan SE BI No.12/35/DPNP tanggal 23 Desember 2010, aktivitas bancassurance terdiri dari beberapa kategori; dari kategori tersebut terdapat jenis bancassurance yang termasuk dalam pure product bundling atau yang serig disebut tying. Jenis budling yang seperti ini berada dibawah pengaturan mengenai exclusi

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Hartono, Pierdijono, Ratih Hurriyati, and R. Adam Medidjati. "Peningkatan Minat Membeli Ulang Produk Bancassurance melalui Customer Engagement." Image : Jurnal Riset Manajemen 11, no. 1 (2023): 59–68. http://dx.doi.org/10.17509/image.2023.006.

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The current sales of bancassurance have become a profitable business for both banks and insurance companies. To increase bancassurance sales, there is a need for sales to new customers who do not yet have insurance and for sales to customers who already have insurance to repurchase. The aim of this study is to investigate the influence of consumer perception, customer satisfaction, and service quality on the repurchase intention of bancassurance products through customer engagement. The sample was selected using the Consecutive Sampling technique, with a total of 353 respondents processed in J

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Agius, Kelly, Simon Grima, and Andre Farrugia. "Factors Affecting the Perception of Bancassurance: The Case of Malta." Journal of Corporate Governance, Insurance, and Risk Management 6, no. 2 (2019): 63–97. http://dx.doi.org/10.56578/jcgirm060205.

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Our aim with this study is to delve into the perception of Maltese nationals on bancassurance to establish the drivers which are influencing the purchase of bancassurance and whether these factors can be used by banks to positively impact Maltese nationals’ perception of bancassurance and hence increase their sales and revenues. In order to establish the perception of Maltese nationals on bancassurance, we applied three areas of Customer Perception Theory namely 1) self-perception 2) price perception and 3) benefit/risk perception. To establish the perception of Maltese nationals on bancassura

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Putra, Dian Adila, Marliyah Marliyah, and Muhammad Yafiz. "Analisis Pengaruh Dana Pihak Ketiga, Pembiayaan, Bancassurance Terhadap Laba Dan Dampaknya Pada Kesejahteraan Masyarakat (Studi Kasus Bank Syariah Di Indonesia)." AT-TAWASSUTH: Jurnal Ekonomi Islam 4, no. 1 (2021): 21. http://dx.doi.org/10.30829/ajei.v4i1.4085.

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<p>This study aims to determine how the direct influence of deposits, financing and bancassurance on the profits of Islamic banks and the welfare of society and indirect influence or through the intervening variables of profits on the welfare of society and total influence. This type of research is quantitative research. Data collection methods used are documentation methods based on data in the form of monthly financial statements for the period 2014-2018 and per capita income data that has been published. The method of data analysis in this study is by using the path analysis method. T

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Putra, Dian Adila, Marliyah Marliyah, and Muhammad Yafiz. "Analisis Pengaruh Dana Pihak Ketiga, Pembiayaan, Bancassurance Terhadap Laba Dan Dampaknya Pada Kesejahteraan Masyarakat (Studi Kasus Bank Syariah Di Indonesia)." AT-TAWASSUTH: Jurnal Ekonomi Islam 4, no. 1 (2019): 21. http://dx.doi.org/10.30821/ajei.v4i1.4085.

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<p>This study aims to determine how the direct influence of deposits, financing and bancassurance on the profits of Islamic banks and the welfare of society and indirect influence or through the intervening variables of profits on the welfare of society and total influence. This type of research is quantitative research. Data collection methods used are documentation methods based on data in the form of monthly financial statements for the period 2014-2018 and per capita income data that has been published. The method of data analysis in this study is by using the path analysis method. T

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Marzai, Elda. "Bancassurance in a digital era." Proceedings of the International Conference on Business Excellence 12, no. 1 (2018): 601–11. http://dx.doi.org/10.2478/picbe-2018-0054.

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Abstract The implementation of bancassurance activity in the banking field contributes to the strengthening of the competitive environment, the development of new products in insurance and the higher satisfaction of the consumer's needs. The strategic priorities of banks are to increase business protection by adding new products to their portfolios, according customer's needs. The distribution of insurance in the bancassurance system is a future solution and will continue to develop on the Romanian market as well. Bancassurance is the main distribution channel in many countries, accounting for

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Arsalan, Muhammad, Ubedullah Amjad Ali, Salman Hussain, Syeda Quratul-ain Kazmi, and Asim Mubahsir. "Exploring Customer Experience in Bancassurance: The Role of Awareness, Trust with Bank Reputation as a Moderator in Pakistan's Banking Industry." Research Journal for Societal Issues 5, no. 3 (2023): 258–73. http://dx.doi.org/10.56976/rjsi.v5i3.148.

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Bancassurance has gained global prominence as a value-added financial service offered by the banking industry. This study investigates the influence of Customer Trust (CT) and Customer Awareness (CA) on Customer Experience in the Bancassurance sector (CEB), with Bank Reputation (BR) serving as a moderating factor. Data was collected from Bancassurance customers of the top three banks in Pakistan, including HBL, UBL, MCB Bank, and ABL, encompassing a total of 400 customer data points (100 from each bank). Smart PLS v.4 was employed for data analysis. The research findings reveal a nuanced relat

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Lapteva, E. V., and V. N. Afanasiev. "Statistical Assessment of the Insurance Market and the Bancassurance Market in Russia." Voprosy statistiki 32, no. 1 (2025): 40–50. https://doi.org/10.34023/2313-6383-2025-32-1-40-50.

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The article covers the main results of the statistical study of the insurance market. It presents the structure and dynamics of bancassurance indicators in Russia for 2010–2023. The authors explore the benefi of cooperation between banks and insurance companies while identifying the challenges and development opportunities in today’s market. Modelling and forecasting banking processes in insurance are important aspects of statistical methodology. The application of statistical models and time series analysis enabled forecasting of key trends in insurance activities, allowing for a quick respon

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Marzai Abliz, Elda. "The impact of lending on bancassurance activity." Proceedings of the International Conference on Business Excellence 13, no. 1 (2019): 171–81. http://dx.doi.org/10.2478/picbe-2019-0016.

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Abstract Due to financial crisis, and especially because of prudence in lending (retail, micro, and corporate), banks are looking for new sources of income, and bancasurance is clearly a potential source of revenue. Thus, in the financial market, the interests of two major components of it are met: banks maximize commission income, and insurers make access to the large customer base of banks. Bancassurance is a distribution channel of insurance products through bank branches, bringing important advantages for banks, insurance companies and customers. The main advantage for the bank is that ear

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Donetskova, O. Yu. "The State of the Russian Bank Insurance Market." Finance: Theory and Practice 26, no. 5 (2022): 233–46. http://dx.doi.org/10.26794/2587-5671-2022-26-5-233-246.

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Banсassurance has recently appeared on the market but is developing rapidly. The subject of the study is the process of combining banks and insurance companies, which contributes to the emergence of new products, increased risk protection, improved customer service quality, and increased profitability of their business. The purpose of the research is to study the state of bancassurance at the present stage in Russia and to set goals to overcome the difficulties of developing a joint business of banks and insurance companies. The author uses the following methods: comparative, statistical, and

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Hutomo, Cindy Indudewi, Agus Yudha Hernoko, Trisadini Prasastinah Usanti, and Zahry Vandawati Chumaida. "Review the principle of trust in the marketing of investment-linked insurance products (PAYDI) in bancassurance." JPPI (Jurnal Penelitian Pendidikan Indonesia) 10, no. 4 (2024): 49. http://dx.doi.org/10.29210/020243239.

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Trust is an essential element in the realm of investment. This study examines two legal issues in Bancassurance's PAYDI marketing. This study employs normative legal research, a systematic scientific approach used to address legal concerns that result from regulation. The utilized data consists of secondary sources, including statutes, judicial rulings, legal doctrines, and scholarly viewpoints. This study suggests that it is important to examine the teleological contractual relationship between the parties involved, particularly those that place importance on the social and moral components o

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АЛЕХИНА, Е. С., В. Я. КУДАШОВ, and Э. К. РОДРИГЕШ. "THEORETICAL FOUNDATIONS AND MODERN TRENDS IN THE DEVELOPMENT OF THE BANCASSURANCE MARKET IN RUSSIA." Экономика и предпринимательство, no. 8(157) (October 23, 2023): 347–49. http://dx.doi.org/10.34925/eip.2023.157.8.061.

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В статье раскрыты понятие, сущность, история и причины возникновения банкострахования в России и за рубежом. Рассмотрены организационные основы банкострахования, а также его классификация в зависимости от объекта страхования. В результате анализа современных тенденций развития банкострахования в нашей стране выявлены условия, необходимые для его дальнейшего развития. The article reveals the concept, essence, history and reasons for the emergence of bancassurance in Russia and abroad. The organizational foundations of bancassurance are considered, as well as its classification depending on the

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Abiyyu, Ikhwan, Mukhamad Najib, and Alla Asmara. "Bancassurance Business Strategy in Life Insurance: a Case Study One of Joint Venture Company in Indonesia." Jurnal Dinamika Manajemen 11, no. 1 (2020): 103–15. http://dx.doi.org/10.15294/jdm.v11i1.21868.

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This research will conduct bancassurance business strategy for one of life insurance company. Bancassurance business in Indonesia is wide open and needed the right strategy for every company. Life insurance companies in the bancassurance business hold an important roles as a party that providing the product for bank customers. The mapping is carried out for the current business conditions run by the company using BMC tool and will be deepened with a SWOT analysis for each component in BMC. To present a new market, the company need to apply a new strategy that has never been carried out by comp

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Fitriana, Diana. "MANAJEMEN RISIKO PERBANKAN DAN DUGAAN TINDAKAN PERJANJIAN TERTUTUP (TYING AGREEMENT) DALAM KEGIATAN KERJASAMA BANCASSURANCE ANTARA BANK DAN ASURANSI." Jurnal De Jure Muhammadiyah Cirebon 1, no. 2 (2017): 19–40. http://dx.doi.org/10.32534/djmc.v1i2.6.

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Insurance companies develop marketing strategies in cooperation with the Bank as a partner. This collaboration is called Bancassurance, which according to the SEBI (Bank Indonesia Circular) No. 12/35 / DPNP on December 23, 2010 had some kind. Furthermore, it is known that there are kinds of bancassurance are included in the category of pure bundling product or often referred to tying.Such bundling categories included in the agreement which is prohibited under Law No. 5 of 1999 concerning Prohibition of Monopolistic Practices and Unfair Business Competition. Having regard to the conditions of t

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Kim, Hyojin, Youngsik Kwak, Sukho Lee, and Akash Dania. "Boosting Efficiency: How Bancassurance Transforms Insurance Cost Dynamics." Accounting and Finance Research 13, no. 4 (2024): 26. http://dx.doi.org/10.5430/afr.v13n4p26.

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This paper examines whether the bancassurance has attributed to enhancing the cost efficiency of insurance firms, which was the main purpose of the scheme in the first place. In particular, the goal of this paper is to revisit and reverify the results of existing studies that applied the DEA method to estimate the bancassurance effect, by employing additional analysis methods. Although there were some differences in the levels of efficiency each calculated by the three methods, the cost efficiency of life insurers has generally improved since the introduction of bancassurance according not onl

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Purba, Ilyas Adhi, and Siti Farikhatul Maghfiroh. "PERAN MODEL BISNIS BANCASSURANCE MELALUI NASABAH BANK SYARIAH DALAM MENINGKATKAN PENDAPATAN PT AJS AL-AMIN KEDIRI." Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah 2, no. 1 (2022): 1. http://dx.doi.org/10.35194/arps.v2i1.2323.

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ABSTRAKStrategi pemasaran produk yang baik akan memberikan hasil yang maksimal terhadap penggunaan produk suatu perusahaan. Termasuk pada Industri Asuransi, maka memerlukan strategi yang baik dalam mendapatkan peserta. Salah satu bentuk strategi pemasaran sebuah perusahaan asuransi ialah model bisnis Bancassurance. Penelitian ini bertujuan untuk mengetahui peran model bisnis Bancassurance sebagai bentuk kerjasama antara Bank Syariah dan perusahaan asuransi. Dalam praktiknya pihak Bank Syariah akan menawarkan produk asuransi kepada nasabahnya. Sehingga tentu saja pihak asuransi akan diuntungkan

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Ganapathy, Venkatesh. "Digital Bancassurance Business Models." SAMVAD 21 (February 8, 2021): 48. http://dx.doi.org/10.53739/samvad/2020/v21/157411.

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Van Der Meer, R. A. H. "De aantrekkingskracht van bancassurance." Maandblad Voor Accountancy en Bedrijfseconomie 70, no. 1/2 (1996): 30–37. http://dx.doi.org/10.5117/mab.70.14030.

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Benoist, Gilles. "Bancassurance: The New Challenges." Geneva Papers on Risk and Insurance - Issues and Practice 27, no. 3 (2002): 295–303. http://dx.doi.org/10.1111/1468-0440.00172.

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Schiffels, Pascal, and Johannes Cremer. "Bancassurance nimmt Fahrt auf." Bankmagazin 69, no. 10 (2020): 34–37. http://dx.doi.org/10.1007/s35127-020-0331-5.

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