Relevant bibliographies by topics / Credit resource

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Credit resource'

Author: Grafiati
Published: 28 May 2022
Last updated: 30 July 2025

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Journal articles on the topic "Credit resource"

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Ye, Songqin, Jiangjiarui Zeng, Feimei Liao, and Jin Huang. "Policy Burden of State-Owned Enterprises and Efficiency of Credit Resource Allocation: Evidence from China." SAGE Open 11, no. 1 (2021): 215824402110054. http://dx.doi.org/10.1177/21582440211005467.

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This article selects A-share state-owned listed companies in Shanghai and Shenzhen stock exchanges from 2007 to 2018 as samples and uses OLS together with intermediary effect tests to study the impact of state-owned enterprise’ (SOEs) policy burdens on credit resources and their allocation efficiency. The research finds that the heavier the policy burden SOEs assume, the more credit resources they obtained. However, they are also more likely to make inefficient investments after obtaining the credit resources, and these credit resources have a negative effect on the value of the SOEs which bea
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Mandron, Viktoria Valerievna, Anton Alekseevich Antonenko, Viktoria Dmitrievna Sadovnikova, and Amalya Rudikovna Chobanyan. "Sources of formation and evaluation of resource base of credit organization." Vestnik of Astrakhan State Technical University. Series: Economics 2020, no. 2 (2020): 116–24. http://dx.doi.org/10.24143/2073-5537-2020-2-116-124.

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The article describes the key factors in the development of the state economic system. One of the key factors is the stability of the banking system. Currently, the banking sector in Russia is characterized by increasing instability and a decrease in the reduction of opportunities to replenish the resource base. It is noted that the sources of developing the resource base of credit or-ganizations include own and attracted resources. Own resources include retained earnings, trust funds, formation of a statutory fund, additional contributions of shareholders to the statutory fund, mergers and ac
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Birkenmaier, Julie. "Promoting Financial Credit-Building for Financially Vulnerable Families." Families in Society: The Journal of Contemporary Social Services 99, no. 2 (2018): 93–99. http://dx.doi.org/10.1177/1044389418767825.

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Financial personal credit is a key resource for families to gain access to resources and assets. Social work practitioners benefit from awareness of the importance of credit, a basic understanding of credit, and familiarity with critical contemporary debates regarding credit. Use of credit-building products and use of alternative and behavioral data for credit scoring are two contemporary debates that frame credit-building work. Although both hold promise as helpful, more evidence of their effectiveness is needed. Practitioners can explore credit issues with clients and familiarize themselves
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Cook, Ken. "Resource conservation: Credit where credit's due." Journal of Soil and Water Conservation 42, no. 5 (1987): 331–33. https://doi.org/10.1080/00224561.1987.12456104.

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Zhou, Guangyou, Chen Liu, and Sumei Luo. "Resource Allocation Effect of Green Credit Policy: Based on DID Model." Mathematics 9, no. 2 (2021): 159. http://dx.doi.org/10.3390/math9020159.

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From the perspective of the policy impact effect, this paper takes green enterprises as the treatment group and polluters as the control group. Firstly, the double difference method (DID) was adopted to study the effect of green credit policy on enterprises from two aspects, namely the amount of loans obtained by enterprises and the financing cost. The study found that in terms of loan volume, the launch of “Green Credit Guidelines” enabled green enterprises to obtain more credit resources than polluters. In terms of financing cost, green credit policy means green enterprises obtain lower fina
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Krzesinski, Anthony. "Promoting Cooperation in Mobile Ad Hoc Networks." International Journal of Information, Communication Technology and Applications 2, no. 1 (2016): 24–46. http://dx.doi.org/10.17972/ijicta20162126.

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Consider a mobile ad hoc network (MANET) where the nodes belong todifferent authorities. The nodes must be given incentives to spend theirresources (battery energy, transmission bandwidth, buffer space) inforwarding packets that originate at nodes belonging to anotherauthority. This can be done by assigning a credit balance to each node:when a node acts as an originating node it uses its credits to pay forthe costs of sending its own traffic; when a node acts as a transit nodeit earns credits by forwarding traffic from other nodes. This paperpresents a credit-based incentive scheme which assis
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Arcuri, Maria Cristina, and Raoul Pisani. "Is Trade Credit a Sustainable Resource for Medium-Sized Italian Green Companies?" Sustainability 13, no. 5 (2021): 2872. http://dx.doi.org/10.3390/su13052872.

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Medium-sized Enterprises (MEs) are a limited number of Small and Medium-sized Enterprises (SMEs) in EU-28 countries, but they contribute greatly to value added and employment. They are also key to pursuing sustainable local development in terms of green economic growth. Because trade credit is a crucial financial source for SMEs, this article investigates the importance of trade credit for Italian MEs, and particularly for ‘green’ MEs, rather than ‘non-green’ MEs. A panel analysis is applied to 101,250 observations over the period 2010–2019. We find that green MEs rely more on trade credit tha
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Yakovlev, I. A., L. S. Kabir, and V. V. Barashenkov. "Non-resource exports of developed and developing countries: Major support measures and challenges of the current stage." Economics and Management 28, no. 10 (2022): 970–84. http://dx.doi.org/10.35854/1998-1627-2022-10-970-984.

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Aim. The presented study aims to form an objective idea of factors affecting the system of support for non-resource exports and ensuring the validity of decisions.Tasks. The authors summarize the main ways of supporting non-resource exports of developed and developing countries; analyze changes in the international regulation of export activities associated with the formation of national support systems for commodity producers; systematize major opportunities for supporting export credits.Methods. This study analyzes the practices of export credit agencies in various countries in the context o
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Orlova, Ekaterina V. "Decision-Making Techniques for Credit Resource Management Using Machine Learning and Optimization." Information 11, no. 3 (2020): 144. http://dx.doi.org/10.3390/info11030144.

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Credit operations are fundamental in the banks’ activities and provide a significant share of their income. Under an increased demand for credit resources, credit risks are growth. It keeps the importance of the problem of an increase in the efficiency of lending management processes in financial institutions. The aim of the work is the justification and development of new technology and models for the management of bank lending that reduce credit risks and increases lending efficiency. The research materials are statistical data from the Bank of Russia and Rosstat. The methods of system analy
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YAN, Ping. "Research and practice of credit-based cross-school study models for Japanese language majors." Region - Educational Research and Reviews 5, no. 5 (2023): 151. http://dx.doi.org/10.32629/rerr.v5i5.1443.

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The National Standards for Teaching Quality in Foreign Languages and Literature states that foreign language majors are an essential part of China's higher education in the humanities and social sciences. Each university needs to formulate reasonable training objectives based on its own educational practices and talent development goals. Additionally, the Guidelines for Teaching in Foreign Languages and Literature Majors issued in recent years put forth various competencies that Japanese language majors should possess, including Japanese language proficiency, information technology application
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Dissertations / Theses on the topic "Credit resource"

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Libert, Thibault. "Three Essays on Bank Credit and Resource Allocation." Thesis, Paris, EHESS, 2019. http://www.theses.fr/2019EHES0184.

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De manière générale, cette thèse vise à évaluer dans quelle mesure l'hétérogénéité microéconomique influence les tendances et fluctuations des agrégats macroéconomiques, en particulier le crédit bancaire, la productivité et l'interaction entre ces deux variables.La première partie de la thèse est motivée par la faiblesse de la croissance de la productivité globale des facteurs observée post crise dans la plupart des pays développés. Cette partie étudie l'évolution et les caractéristiques de l'allocation des ressources dans le secteur manufacturier français avant, pendant et après la Grande Réc
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Corrales, Juliana. "Modeling a Phosphorus Credit Trading Program in the Lake Okeechobee Watershed." FIU Digital Commons, 2015. http://digitalcommons.fiu.edu/etd/2294.

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Lake Okeechobee is the largest lake in the southeastern United States and is a central component of the hydrology and environment of the Everglades ecosystem in South Florida. The natural state of the lake has been degraded as wetlands and natural habitats in the Lake Okeechobee watershed have been replaced with farms, urban areas, and dairy operations. Excessive phosphorus loadings from these diverse sources have been identified as the leading causes of the lake’s impairment. For more than four decades, many resources have been allocated to regional and local restoration efforts to reduce pho
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Trowler, Paul. "Academic responses to policy change in a single institution : a case study of attitudes and behaviour related to the implementation of curriculum policy in an expanded higher education context during a period of resource constraint." Thesis, Lancaster University, 1996. http://eprints.lancs.ac.uk/61672/.

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Stecca, Jaime Peixoto. "Estratégias genéricas na gestão de pessoas e comprometimento organizacional: um estudo em sociedades cooperativas de crédito." Universidade de São Paulo, 2014. http://www.teses.usp.br/teses/disponiveis/12/12139/tde-07112014-144842/.

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As sociedades cooperativas ocupam um papel importante na geração e distribuição de riquezas e na prestação de serviços às pessoas que, por vezes, não estão assistidas pelo sistema empresarial tradicional ou procuram no associativismo uma forma de empreender coletivamente. Estas organizações caracterizam-se por procurar contrabalançar seus objetivos sociais com a necessidade de manutenção econômica, diferenciando-se por alcançar a eficácia social por intermédio da eficiência econômica. Neste contexto, salienta-se o importante papel que as cooperativas de crédito vêm alcançando na popularização
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Björkman, Emil, and Magnus Skytt. "Affärssystemets roll i bankers kreditbedömningar : En studie om hur relationsfaktorer påverkar affärssystemets roll vid kreditbedömares beslutsfattning och riskhantering." Thesis, Högskolan i Halmstad, Sektionen för ekonomi och teknik (SET), 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-26188.

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Kreditbedömningar vid lån är en riskabel process för banker, vid felaktiga kreditbedömningar riskerar de inte bara sin egen lönsamhet utan det kan även påverka samhället finansiellt. En banktjänsteman baserar sin kreditbedömning på både finansiell- och icke finansiell information, banktjänstemännen har även möjlighet att använda affärssystem som ett datoriserat beslutsstöd vid sin kreditbedömning. Affärssystem har möjligheten att samla in finansiell information, hantera informationen samt generera ny information som kan användas som beslutsunderlag. Syftet med denna studie är att beskriva affä
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Яременко, Н. С. "Статистична модель оцінки ефективності використання змінної частини пасивів в якості кредитного ресурсу банку". Master's thesis, Українська академія банківської справи Національного банку України, 2009. http://essuir.sumdu.edu.ua/handle/123456789/49659.

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Трансформація засобів, що акумулюються банком, в його ресурси є досить важливою для організації ефективної банківській діяльності. У зв'язку з розвитком довгострокового кредитування перед банківською системою постає питання її забезпечення «довгими» і «дешевими» грошима, через що зростає актуальність теоретичних досліджень природи трансформаційних процесів для використання в банківському менеджменті науково-обгрунтованих методів кількісної оцінки можливої стабілізації тимчасових засобів і прогнозування відповідних ризиків. Метою даної роботи є побудова статистичної моделі оцінки ефективності в
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Fuller, Duncan. "Financial exclusion and inclusion : credit union development in Kingston upon Hull." Thesis, University of Hull, 2000. http://hydra.hull.ac.uk/resources/hull:7026.

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Within the flourishing area of new economic geography, increased attention is currently being paid to a variety of 'alternative' sources of credit and finance. As one of these forms, British credit unions are currently particularly 'sexy'. One reason for this status relates to increasing interest (both within the academy and outside) in the role(s) credit unions can play in relieving the effects of financial exclusion and poverty throughout Britain. In the context of the growing concerns of 'New Labour' about these issues, credit unions are progressively being posited as one route to a more in
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Webster, Christopher J. "Small farmer participation in the institutional credit market : a Thai case study." Thesis, University of Hull, 1985. http://hydra.hull.ac.uk/resources/hull:8531.

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The central task of this thesis is to understand why the institutional credit disbursed by rural credit programmes (RCPs) in developing countries tends to by-pass the small farmers to whom it is frequently directed. In undertaking this task, a number of secondary research objectives are pursued, notably, the measurement of credit demand and the investigation of credit-rationing procedures. The case for RCPs is discussed and selected aspects of programme performance examined. The problem of large-farmer bias is identified and several possible explanations drawn from the literature, which relate
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Love, Angela K. "Strategies to Reduce Employee Stress to Enhance Productivity in Credit Unions." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/7819.

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Some credit union leaders experience a reduction in productivity when employee stress is significant in the workplace. Credit union leaders noted employee stress increases costs and decreaseproductivity. This study might be important for business leaders seeking to reduce employee stress to enhance productivity. The purpose of this multiple case study was to explore strategies credit union leaders use to reduce employee stress to enhance productivity. The population comprised of 11 credit union leaders in western and midwestern states in the United States who have implemented successful strate
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Abal, Mohammad Kazem A. H. "Counsellor's role and function as perceived by students, teachers and educational councellors at credit course secondary schools in Kuwait." Thesis, University of Hull, 1992. http://hydra.hull.ac.uk/resources/hull:3502.

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This study investigates the perceptions of teachers, students and educational counsellors regarding the role and function of educational counsellors in credit course secondary schools in Kuwait. A field study was carried out in ten credit course secondary schools located across Kuwait's five educational geographical zones. A sample of 300 students, 300 teachers and 30 educational counsellors completed a twenty-item questionnaire, the data from which were analysed using the SPSS statistical package. Differences in perceptions were found between the three groups, suggesting role conflict and amb
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Books on the topic "Credit resource"

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Rona, Agnes. Human resource management and the credit union. Kendall/Hunt, 1994.

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American Bankers Association. Education Foundation., ed. Consumer education materials resource guide. The Foundation, 1996.

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Microfinance, India Summit (5th 2008 New Delhi India). Microfinance India Summit: The poor first, November 11 to 13th, 2008, Ashok Hotel, New Delhi : resource book. Access Development Services, 2008.

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Microfinance, India Summit (5th 2008 New Delhi India). Microfinance India Summit: The poor first, November 11 to 13th, 2008, Ashok Hotel, New Delhi : resource book. Access Development Services, 2008.

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Microfinance India Summit (5th 2008 New Delhi, India). Microfinance India Summit: The poor first, November 11 to 13th, 2008, Ashok Hotel, New Delhi : resource book. Access Development Services, 2008.

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Microfinance India Summit (5th 2008 New Delhi, India). Microfinance India Summit: The poor first, November 11 to 13th, 2008, Ashok Hotel, New Delhi : resource book. Access Development Services, 2008.

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United States. Congress. House. Committee on Agriculture. Subcommittee on Forestry, Resource Conservation, and Research. Oversight of the availability of agricultural credit: Hearing before the Subcommittee on Forestry, Resource Conservation, and Research of the Committee on Agriculture, House of Representatives, One Hundred Fifth Congress, first session, February 21, 1997, Lubbock, TX. U.S. G.P.O., 1997.

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Finance Authority of Maine. Natural Resources Finance and Marketing Board. A strategy for investing in the natural resource industries of Maine. The Board, 1986.

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United States. Congress. House. Committee on Agriculture. Subcommittee on Resource Conservation, Research, and Forestry. Consideration of farm regulatory relief: Hearing before the Subcommittee on Resource Conservation, Research, and Forestry of the Committee on Agriculture, House of Representatives, One Hundred Fourth Congress, first session, on H.R. 2029, July 27, 1995. U.S. G.P.O., 1995.

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Atieno, Rosemary. Institutional credit lending policies and the efficiency of resource use among small-scale farmers in Kenya. LIT Verlag, 1994.

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Book chapters on the topic "Credit resource"

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Szende, Peter, Suzanne Markham Bagnera, and Danielle Clark Cole. "Alison, the credit manager." In Human Resource Management in Hospitality Cases. Routledge, 2020. http://dx.doi.org/10.4324/9781351233316-70.

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Ma, Manfu, Jian Wu, Shuyu Li, Dingjian Chen, and Zhengguo Hu. "Credit in the Grid Resource Management." In Grid and Cooperative Computing - GCC 2005. Springer Berlin Heidelberg, 2005. http://dx.doi.org/10.1007/11590354_90.

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Demetriades, Panicos O., and Bassam A. Fattouh. "Excess Credit and the South Korean Crisis." In Domestic Resource Mobilization and Financial Development. Palgrave Macmillan UK, 2008. http://dx.doi.org/10.1057/9780230594012_4.

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Heath, Brandon, Charles Tyson, and John Lawhorn. "Determining Capacity Credit for Wind Used in MISO Resource Adequacy." In Reliability and Risk Evaluation of Wind Integrated Power Systems. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0987-4_1.

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Bissières, Louis. "A Differentiated Access to Credit in a Merchant Network in the 1780s (Philadelphia and Its Region)." In Palgrave Studies in the History of Finance. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-67117-3_7.

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AbstractSocial network analysis (SNA) offers a powerful set of tools to grasp the systems of credit in which economic actors were involved in the early modern period. It can be applied to transactions recorded in account books. This chapter focuses on Levi Hollingsworth who was one of the many Philadelphia merchants that helped connecting American rural consumers to the Atlantic world of goods, through a massive circulation of credit in the end of the eighteenth century. This paper starts with basic considerations about the shape of a merchant network of credit based on transactions drawn from
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Ko, Chun-Han, and Hung-Yu Wei. "Credit-Token Based Inter-cell Radio Resource Management: A Game Theoretic Approach." In Lecture Notes of the Institute for Computer Sciences, Social Informatics and Telecommunications Engineering. Springer Berlin Heidelberg, 2009. http://dx.doi.org/10.1007/978-3-642-10625-5_42.

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Jiang, Jingjing, Bin Ye, Dejun Xie, and Lixin Miao. "Dynamic Nonlinear Relationships between Carbon Emission Allowance and Reduction Credit Markets-Based on the IRF-DCC Model." In Geo-Informatics in Resource Management and Sustainable Ecosystem. Springer Berlin Heidelberg, 2016. http://dx.doi.org/10.1007/978-3-662-49155-3_79.

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Shoush, Mahmoud, and Marlon Dumas. "Prescriptive Process Monitoring Under Resource Constraints: A Causal Inference Approach." In Lecture Notes in Business Information Processing. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-98581-3_14.

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AbstractPrescriptive process monitoring is a family of techniques to optimize the performance of a business process by triggering interventions at runtime. Existing prescriptive process monitoring techniques assume that the number of interventions that may be triggered is unbounded. In practice, though, interventions consume resources with finite capacity. For example, in a loan origination process, an intervention may consist of preparing an alternative loan offer to increase the applicant’s chances of taking a loan. This intervention requires time from a credit officer. Thus, it is not possi
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Stahl, Bernd Carsten, Doris Schroeder, and Rowena Rodrigues. "AI for Good and the SDGs." In Ethics of Artificial Intelligence. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-17040-9_8.

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AbstractIn 2015, 193 nations came together to agree Agenda 2030: 17 goals ranging from the elimination of poverty to the building of partnerships to achieve those goals. The spirit of the UN Sustainable Development Goals (SDGs) is to leave no one behind. Artificial intelligence (AI) has a great potential to assist in reaching the SDGs. For instance, using algorithms on new and vast agricultural data sets can improve the efficiency of agriculture practices and thereby contribute to SDG 1, “Zero hunger”. However, the high energy consumption, computational resources and levels of expertise requir
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Arnold, Kimberly S., and Deborah A. Snaddon. "Resource Bridging between High School and College Educators: An Interactive Approach for a Dual Credit Chemistry Course." In ACS Symposium Series. American Chemical Society, 2019. http://dx.doi.org/10.1021/bk-2019-1335.ch007.

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Conference papers on the topic "Credit resource"

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Zhang, Jian, Xiaoyang He, Jian Li, Xuan Hui, Ye Han, and Benhua Qian. "A Distributed Adjustable Resource Credit Risk Evaluation Model Based on Behavior-Credit-Risk Transmission Mechanism." In 2024 IEEE 8th Conference on Energy Internet and Energy System Integration (EI2). IEEE, 2024. https://doi.org/10.1109/ei264398.2024.10990731.

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Cheng, Shuaihao, Yang Li, Xiaodan Liu, Sheng Xiang, Ke Meng, and Yu Zheng. "Design of Market Trading Mechanisms for Distributed Resources Based on Credit Evaluation." In 2024 4th International Conference on Energy Engineering and Power Systems (EEPS). IEEE, 2024. https://doi.org/10.1109/eeps63402.2024.10804297.

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Abbas, Safdar, Paraskevi Karka, and Stavros Papadokonstantakis. "Optimization of prospective circular economy in sewage sludge to biofuel production pathways via hydrothermal liquefaction using P-graph." In The 35th European Symposium on Computer Aided Process Engineering. PSE Press, 2025. https://doi.org/10.69997/sct.189301.

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Hydrothermal liquefaction (HTL) has proven to be an appropriate technology for converting sewage sludge into a valuable resource for renewable energy generation. This study focuses on a prospective analysis of various technological scenarios for sewage sludge-to-fuel pathways via HTL, co-located with a wastewater treatment plant, in support of a circular economy perspective. Four technological foreground scenarios and three prospective background scenarios aligned with the Paris agreement�s climate targets REMIND-SSP2-Base (projecting a 3.5�C temperature rise by the end of the century), PKBudg
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Valchev, Nikolay. "ESTIMATION OF WAVE POWER AND RECENT DECADAL CHANGES IN BULGARIAN BLACK SEA NEARSHORE AREA." In 24th SGEM International Multidisciplinary Scientific GeoConference 24. STEF92 Technology, 2024. https://doi.org/10.5593/sgem2024/4.1/s17.10.

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The study deals with estimation of theoretical wave power resources and their spatial variability in transitional waters along the Bulgarian Black Sea coast. It is based on wave climate data obtained by means of hindcast of wave conditions during 2013-2022. Numerical simulations were performed using the third-generation spectral wave model SWAN and the theoretical wave power was computed using the spectral output in terms of energy transport per unit of the wave crest length. Estimates for wave power means and maxima as well as for the total wave energy are presented for twenty locations along
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Chen, Jing, Yinglong Wang, Bing Xue, Zhigang Zhao, and Ying Guo. "A Credit-Based Allocation Method of Resource Quotas for Cloud Users." In 2014 IEEE 17th International Conference on Computational Science and Engineering (CSE). IEEE, 2014. http://dx.doi.org/10.1109/cse.2014.84.

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Songzhe Zhu, Yi Zhang, and Ali A. Chowdhury. "Capacity credit of wind generation based on minimum resource adequacy procurement." In 2011 IEEE Industry Applications Society Annual Meeting. IEEE, 2011. http://dx.doi.org/10.1109/ias.2011.6074293.

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"EVALUATION OF THE CREDIT RESOURCE MANAGEMENT SYSTEM OF POST MAIL BANK." In Russian science: actual researches and developments. Samara State University of Economics, 2019. http://dx.doi.org/10.46554/russian.science-2019.10-2-98/102.

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Stephen, Gord, Trager Joswig-Jones, Sarah Awara, and Daniel Kirschen. "Impact of Storage Dispatch Assumptions on Resource Adequacy and Capacity Credit." In 2022 17th International Conference on Probabilistic Methods Applied to Power Systems (PMAPS). IEEE, 2022. http://dx.doi.org/10.1109/pmaps53380.2022.9810584.

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Siyoum, Firew, Benny Akesson, Sander Stuijk, Kees Goossens, and Henk Corporaal. "Resource-Efficient Real-Time Scheduling Using Credit-Controlled Static-Priority Arbitration." In 2011 IEEE 17th International Conference on Embedded and Real-Time Computing Systems and Applications (RTCSA). IEEE, 2011. http://dx.doi.org/10.1109/rtcsa.2011.54.

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AlShammari, Tamara, Bechir Hamdaoui, Mohsen Guizani, and Ammar Rayes. "Overcoming user selfishness in DSA systems through credit-based resource allocation." In ICC 2014 - 2014 IEEE International Conference on Communications. IEEE, 2014. http://dx.doi.org/10.1109/icc.2014.6883338.

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Reports on the topic "Credit resource"

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Moskovitz, D., C. Harrington, W. Shirley, R. Cowart, R. Sedano, and F. Weston. State Electricity Regulatory Policy and Distributed Resources: Distributed Resource Distribution Credit Pilot Programs--Revealing the Value to Consumers and Vendors. Office of Scientific and Technical Information (OSTI), 2002. http://dx.doi.org/10.2172/15001122.

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Todd, Jessica E., Christine Whitt, Nigel David Key, and Okkar Mandalay. overview of farms operated by socially disadvantaged, women, and limited resource farmers and ranchers in the United States. Economic Research Service, U.S. Department of Agriculture, 2024. http://dx.doi.org/10.32747/2024.8254670.ers.

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The U.S. Department of Agriculture (USDA) recognizes several groups of farmers who have been historically underserved by USDA and operates several programs and policies targeting these groups. Yet, there is limited information about the current financial health of the farms these producers operate, their credit and agricultural program use, which inhibits the measurement of progress toward more equitable outcomes. This report provides an overview of the financial characteristics of the farms operated by socially disadvantaged (individuals identifying as Black or African American, American Indi
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Kim, Joseph, and Jose Arroyo-Turcios. Conceptual Critical Success Factors Model on Infrastructure Sustainability Rating System for California Construction Projects. Mineta Transportation Institute, 2025. https://doi.org/10.31979/mti.2024.2324.

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This report addresses the sensitivity and reliability of the sustainability rating systems by comparing each category’s verified scores with its respective submitted scores to evaluate how points are awarded for infrastructure projects, examine which categories present the most challenges for verification, and identify the best category for verification in the sustainability rating system. The authors conducted three analyses using credit score data obtained from fourteen actual civil infrastructure projects certified under Envision. First, the Natural World category had the highest average sc
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Galindo, Arturo, and Marcela Meléndez Arjona. Small Is Not Beautiful: Firm-Level Evidence of the Link between Credit, Firm Size and Competitiveness in Colombia. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0011467.

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Credit has been found to be a catalyst for economic growth, as it spurs investment, enhances productivity, allows costs to be spread out over time, improves resource allocation, and enables investors to cope better with macroeconomic volatility. Most studies focus on the relationship between financial development and growth at the country level, while few analyze the relationship at the firm level. Using a panel-shaped firm-level dataset of Colombian firms and employing the methodology developed by Love and Zicchino (2006), this paper examines whether the response of firms to financial and rea
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Goldemberg, Diana, James Genone, and Scott Wisor. How Do Disruptive Innovators Prepare Today's Students to Be Tomorrow's Workforce?: Minerva's Co-op Model: A Pathway to Closing the Skills Gap. Inter-American Development Bank, 2020. http://dx.doi.org/10.18235/0002633.

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Bridging the skills gap is necessary to increase productivity and equity. In Latin America and the Caribbean, this challenge has manifested in high rates of youth unemployment, informality, and inactivity. Traditional higher education has struggled to respond to this challenge, with rising costs limiting access and poor outcomes forcing students to question the value of a university degree. In this paper, we explore a model for collaboration between higher education providers and employers designed to overcome these challenges. In this co-op model, students earn a bachelors degree in three yea
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Freeman, Paul, Leslie A. Martin, Joanne Linnerooth-Bayer, Reinhard Mechler, Georg Pflug, and Koko Warner. Disaster Risk Management: National Systems for the Comprehensive Management of Disaster Risk and Financial Strategies for Natural Disaster Reconstruction. Inter-American Development Bank, 2003. http://dx.doi.org/10.18235/0010539.

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This report was commissioned by the Natural Disasters Network of the Regional Policy Dialogue. This report constitutes Phase 2 of this project. While the first phase of the study discusses the components of a national system, the second focuses on instruments for financing reconstruction after a disaster. The research compares centralized, government-directed management systems with those that are localized and decentralized, and also analyzes the factors affecting the financial and political stability of alternative approaches. As natural disasters may result in major resource gaps for govern
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Chim, Charya, Pithou Srun, Sovannarith So, et al. Learning from Rural Development Programmes in Cambodia. Cambodia Development Resource Institute, 1998. https://doi.org/10.64202/wp.04.199806.

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This working paper presents a comparative analysis of six rural development programmes in Cambodia, jointly studied by the Ministry of Rural Development and the Cambodia Development Resource Institute. The study explores how benefits are distributed, the extent of community ownership, sustainability of interventions, and the influence of organisational structures on implementation. Findings highlight that infrastructure projects—particularly irrigation canals and roads—have had the most immediate economic impact, while wells, schools, and health centres offer long-term social benefits. However
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Subedi, Dipak, and Anil K. Giri. Debt use by U.S. farm businesses, 2012-2021. Economic Research Service, U.S. Department of Agriculture, 2024. http://dx.doi.org/10.32747/2024.8478364.ers.

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The short-term Federal funds rate, which impacts the interest rate of other loans, has been increasing since March 2022. The rate can disproportionately affect demand for different types of loans, as well as the choice of the lender for different farm sizes. This report examines farm debt by lenders, as well as other attributes, such as the use of different loan types (real estate and non-real estate) among different types of farm businesses. The authors used data from multiple sources, including the USDA, Economic Research Service's Farm Income and Wealth Statistics and Agricultural Resource
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Argimón, Isabel, and Irene Roibás. Debt overhang, credit demand and financial conditions. Banco de España, 2023. http://dx.doi.org/10.53479/29530.

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The empirical literature on the debt overhang hypothesis has estimated the relationship between investment and leverage at the firm level, which does not allow to disentangle between a firm’s decision not to invest as it is highly indebted and its ability to obtain the necessary resources. Using annual Spanish credit data from the Central Credit Register and non-financial corporations’ annual accounts from the lntegrated Central Balance Sheet Data Office Survey for the period 2004-2019, we study the impact of corporate debt on non-financial firms’ demand for bank loans, as a proxy for their wi
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Broome, Molly, Alex Clegg, and Ed Pybus. Saving penalties: Reforming the capital rules in Universal Credit. The Resolution Foundation, 2025. https://doi.org/10.63492/foj277.

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Means-tested benefits in Britain are built on the principle that individuals with significant financial resources should use those before turning to the state for help. That’s why wealth – as well as income – is assessed when determining eligibility and entitlement levels for means-tested support. But while income means-testing has been widely studied and debated, capital means-testing has received far less attention. As the Government begins a review of Universal Credit, now is the time to assess whether these rules are fit for purpose.
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