Log in

Relevant bibliographies by topics / Credit risks of banks / Dissertations / Theses

To see the other types of publications on this topic, follow the link: Credit risks of banks.

Dissertations / Theses on the topic 'Credit risks of banks'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 dissertations / theses for your research on the topic 'Credit risks of banks.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse dissertations / theses on a wide variety of disciplines and organise your bibliography correctly.

1

Senakosava, Hanna. "Dividends and risks in banks : An investigation of a relationship between dividends and risks in Nordic banks." Thesis, Umeå universitet, Företagsekonomi, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-110641.

Full text

Abstract:

Banks represent one of the most important parts of the economy in the world. As a result, decisions of bank management affect not just the direct bank stakeholders but the state of the economy and society as a whole. This became evident during the latest financial crisis in 2007 where the failure of one bank resulted in the domino falling that affected banks globally. The regulators increase their attention to the risks that bank face and their measures and requirements. Therefore, the research within the banking area has important consequences from both theoretical and practical side. The p

APA, Harvard, Vancouver, ISO, and other styles

2

Kabir, Md Nurul. "Credit Risk in Islamic and Conventional Banks." Thesis, Griffith University, 2016. http://hdl.handle.net/10072/366249.

Full text

Abstract:

This thesis investigates several aspects concerning the financial stability of Islamic and conventional banks. This is important because the strong growth of Islamic banking, notwithstanding their marked uniqueness in operational and financing behaviour, combined with fierce global competition with the prevailing conventional bank system, raises concerns among regulators and practitioners about the long-run sustainability of Islamic banking. First, the thesis compares the level of financial stability in Islamic and conventional banks using three different methods of credit risk measurement. Se

APA, Harvard, Vancouver, ISO, and other styles

3

Frizziero, Luca <1995&gt. "Credit risk management in banks and insurance companies." Master's Degree Thesis, Università Ca' Foscari Venezia, 2020. http://hdl.handle.net/10579/16815.

Full text

Abstract:

This thesis aims to analyse the ways in which credit risk is managed and modelled in banks and insurance companies. The structure of this research is divided into four chapters. The first part aims to introduce the main features and parameters for the credit risk analysis, such as the probability of default of bond issuers and their joint correlation, the Loss Given Default (LGD), the Exposure at Default (EAD) and the computation of the main quantities of interest for the determination of the capital requirements, with a particular focus on how banks and insurance companies must comply with th

APA, Harvard, Vancouver, ISO, and other styles

4

Mu, Yuan. "Chinese bank's credit risk assessment." Thesis, University of Stirling, 2007. http://hdl.handle.net/1893/210.

Full text

Abstract:

This thesis studies the Chinese banks’ credit risk assessment using the Post Keynesian approach. We argue that bank loans are the major financial sources in emerging economies and it is uncertainty, an unquantifiable risk, rather than asymmetric information about quantifiable risk, as held by the mainstream approach, which is most important for the risk attached to credit loans, and this uncertainty is particularly important in China. With the universal existence of uncertainty, borrowers and lenders have to make decisions based on convention and experience. With regard to the nature of decisi

APA, Harvard, Vancouver, ISO, and other styles

5

Sikorska, Małgorzata, and P. G. Pererva. "Classification of corporative banks." Thesis, NTU "KhPI", 2018. http://repository.kpi.kharkov.ua/handle/KhPI-Press/36484.

Full text

APA, Harvard, Vancouver, ISO, and other styles

6

Eguaoritseyemi, Okirika Temeoweikuro. "Investigation into credit risk management practices in Nigerian banks." Thesis, University of Buckingham, 2011. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.549719.

Full text

Abstract:

Frail credit risk management practices have dragged financial intermediaries into financial crisis or bankruptcy if not well managed. The study seeks to appraise the intent to which Nigerian banks have meritoriously managed credit risk after the 2005 bank recapitalization exercise. It also seeks to establish other factors on why some banks to fail the 2009 stress test conducted by Central Bank of Nigeria. The study found that the failure to effectively manage credit risk as a result of increase capital inflow into the banking system and excessive lending contributed immensely to the 2009 banki

APA, Harvard, Vancouver, ISO, and other styles

7

Wang, Yang. "Credit risk management in rural commercial banks in China." Thesis, Edinburgh Napier University, 2013. http://researchrepository.napier.ac.uk/Output/6659.

Full text

Abstract:

Credit risk is one of the most general risks that exist in the financial market and a major risk faced by financial institutions. Credit risk management (CRM) is to identify, measure, monitor, and control risk arising from the possibility of default in loan repayments. The primary objective of CRM of rural commercial banks (RCBs) is to maintain risk within acceptable parameters and satisfy the regulatory requirements. CRM has long been the focus of governments, regulatory authorities and financial institutions. This thesis examines the importance of CRM for RCBs, which has been overlooked in t

APA, Harvard, Vancouver, ISO, and other styles

8

Claesson, Johan. "Credit Risk Assessments of Swedish RealEstate Companies." Thesis, KTH, Fastigheter och byggande, 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-124335.

Full text

Abstract:

The real estate industry is a sector where the companies generally have a capital structure which is high leveraged. The financing – with the related terms – is therefore specifically of high importance for the companies in the sector. Traditionally, the way of obtain financing is by borrowing from the bank. Lately, due to new bank regulations, the banks have become more restrictive in their lending which have lead to a growth of other financing alternatives. For instance, the corporate bond market has grown rapidly. The development has increased the number who acts as lenders. Institutional i

APA, Harvard, Vancouver, ISO, and other styles

9

Tamonytė, Kristina. "Kredito rizikos valdymas AB banko "NORD/LB Lietuva" pavyzdžiu." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2005. http://vddb.library.lt/obj/LT-eLABa-0001:E.02~2005~D_20050603_125254-63812.

Full text

Abstract:

Master‘s work explores the influence of credit risk of individual clients to the bank management process. It analyzes and systemizes theoretical and practical elements of the banks credit risk management conducted by various Lithuanian and foreign authors. It also measures the importance of credit administration and monitoring of individual clients with the purpose to decrease credit risk. Also this work presents prepared credit risk management system of private clients. It presents an analysis of legal acts of the Republic of Lithuania that directly influence bank credit risk management. Mast

APA, Harvard, Vancouver, ISO, and other styles

10

Hess, Kurt. "Credit loss dynamics in Australasian banking." The University of Waikato, 2008. http://hdl.handle.net/10289/2649.

Full text

Abstract:

The purpose of this thesis is to analyze the drivers and dynamics of credit losses in Australasian banking over an extended period of time in order to improve the means by which financial institutions manage their credit risks and regulatory bodies safeguard the stability and integrity of the financial system. The analysis is based on a specially constructed data base of credit loss and provisioning data retrieved from original financial reports published by Australian and New Zealand banks. The observation period covers 1980 to 2005, starting at the time when such information was published fo

APA, Harvard, Vancouver, ISO, and other styles

11

Aerni, Matthias. "Public disclosure of market and credit risks : risk assessment methods, current reporting practices and recommendations relating to the public disclosure of market, credit and operating risks /." [S.l.] : [s.n.], 1999. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=008789196&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

Full text

APA, Harvard, Vancouver, ISO, and other styles

12

Banhalmi-Zakar, Zsuzsa. "Understanding the Role of Environment in Project Lending: How Environmental Issues were Addressed in the Lending Practices of Two Commercial Banks." Thesis, Griffith University, 2014. http://hdl.handle.net/10072/365716.

Full text

Abstract:

Since the mid-1990s, banks’ concern about the environment in their lending practices has been interpreted in terms of financial risks and opportunities. The majority of research has concentrated on (a) understanding what these risks are and (b) benchmarking institutions in terms of the measures they employ to control them. These studies painted a picture of a bank sector that perceives the environment primarily as a risk rather than an opportunity and where banks tend to deal with the environment within their existing risk (credit) management practices. While our understanding of the type of r

APA, Harvard, Vancouver, ISO, and other styles

13

Ahlberg, Heléne, and Linn Andersson. "How do Banks Manage the Credit Assessment to Small Businesses and What Is the Effect of Basel III? : An implementation of smaller and larger banks in Sweden." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-18257.

Full text

Abstract:

Background: Small businesses are considered as a valuable source for the society and the economic growth and bank loan is the main source of finance for them. Small businesses are commonly seen as riskier than larger businesses it is thus noteworthy to examine banks’ credit assessment for small businesses. The implementation of the Basel III Accord will start in 2013 with the aim to generate further protection of financial stability and promote sustainable economic growth, and the main idea underlying Basel III is to increase the capital basis of banks. Purpose: The purpose of this study is to

APA, Harvard, Vancouver, ISO, and other styles

14

Fagg, Jennifer. "Managing the Credit Risk Attitude in Australian Retail Banks across the Business Cycle." Thesis, The University of Sydney, 2002. http://hdl.handle.net/2123/8189.

Full text

Abstract:

The management of credit risk attitude in Australian retail banks is examined in this thesis. An underlying query is why retail banks repeatedly have been “economically irrational” in managing credit risk across numerous credit cycles. The period of study is 1996-1999 - characterised by a benign economy, intense competition and technological/analytical innovations. Initially, the theory of credit rationing, which is an economic construct, is examined. Subsequent analysis of the data uses models from the theories of decision making under uncertainty (particularly prospect theory), organisationa

APA, Harvard, Vancouver, ISO, and other styles

15

He, Wentao. "Credit market under the risk-based capital requirement." Thesis, University of Cambridge, 2014. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.648831.

Full text

APA, Harvard, Vancouver, ISO, and other styles

16

Alkiyumi, Aiman Hamed Said. "Information asymmetry, credit risk, and profitability in Islamic and conventional banks." Thesis, University of Glasgow, 2018. http://theses.gla.ac.uk/8907/.

Full text

Abstract:

The thesis empirically investigates and compares some of the main aspects of Islamic and conventional banks during four periods: the pre-financial crisis, financial crisis, post-financial crisis and entire sample periods (2002-2015). Specifically, it investigates and compares the information asymmetry, credit risk and profitability in Islamic and conventional banks. For the information asymmetry investigation, a total sample of 211 Islamic and conventional publicly listed banks from Asia, Europe and Africa is used over the period 2002-2015. Quarterly data is retrieved from Datastream for the s

APA, Harvard, Vancouver, ISO, and other styles

17

Boman, Karin, and Émile Sohier. "Credit derivatives in Swedish banks : Both sides of the coin." Thesis, Linköpings universitet, Institutionen för ekonomisk och industriell utveckling, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-72885.

Full text

Abstract:

Background: The financial crisis of 2007-2010 had a massive impact on the financial markets worldwide. The crisis was partly blamed on the credit derivatives collateralized debt obligations and credit default swaps. These instruments were used to create leverage and speculation, which led to uncertainty in the financial system worldwide. There has been no recent documentation of how credit derivatives are used in Swedish banks, and what risks and opportunities they bring along. Purpose: The purpose of this thesis is to describe the use of credit derivatives in Swedish banks, what benefits and

APA, Harvard, Vancouver, ISO, and other styles

18

Ванца, О. В. "Сучасний стан розвитку страхування кредитних ризиків банків". Thesis, Українська академія банківської справи Національного банку України, 2007. http://essuir.sumdu.edu.ua/handle/123456789/60352.

Full text

Abstract:

В умовах розвитку ринкових відносин, зростання конкуренції, посилення фіскального тиску на підприємницьку діяльність особливим завданням є забезпечення стабільності та ефективності діяльності банків, створення дієвої системи їх захисту від впливу можливих негативних факторів.

APA, Harvard, Vancouver, ISO, and other styles

19

Hellström, Ängerud Linnéa. "Credit Risk Assessment of Real Estate Companies : How does the Credit Assessment of Banks and Bond Investors Differ?" Thesis, KTH, Fastigheter och byggande, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-211143.

Full text

Abstract:

The vast majority of the Swedish real estate companies are to some extent financed by debt and are dependent on external capital when expanding their business. Swedish real estate companies have traditionally financed their business through bank loans, but as a result of – among other things – stricter regulations, an increasing share of the Swedish real estate companies seek funding in the capital market, and corporate bonds in particular have emerged as an alternative to bank loans. In all types of lending, whether it is a bank loan or an investor who buys a bond, the lender must assess the

APA, Harvard, Vancouver, ISO, and other styles

20

D'Avino, Carmela <1981&gt. "Banks: selected investigations on the roles of liquidity, globalization and credit risk." Doctoral thesis, Università Ca' Foscari Venezia, 2011. http://hdl.handle.net/10579/1053.

Full text

Abstract:

La tesi presenta tre studi di ricerca su temi bancari connessi ad alcuni eventi osservati durante la recente crisi bancaria dei mutui subprime. Il primo capitolo della tesi collega la creazione di liquidità del settore bancario sia all'offerta di liquidità delle banche centrali di tutto il mondo e alle passività bel mercato interbancario internazionale, in un quadro macro-econometrico globale. Nel secondo capitolo è effettuato uno studio sulle banche globali degli Stati Uniti con l'intento di spiegare le dinamiche nei debiti netti tra uffici domestici e filiali straniere. L'ultima parte della

APA, Harvard, Vancouver, ISO, and other styles

21

Albaz, Naif. "Modelling credit risk for SMEs in Saudi Arabia." Thesis, Cranfield University, 2017. http://dspace.lib.cranfield.ac.uk/handle/1826/13044.

Full text

Abstract:

The Saudi Government’s 2030 Vision directs local banks to increase and improve credit for the Small and Medium Enterprises (SMEs) of the economy (Jadwa, 2017). Banks are, however, still finding it difficult to provide credit for small businesses that meet Basel’s capital requirements. Most of the current credit-risk models only apply to large corporations with little constructed for SMEs applications (Altman and Sabato, 2007). This study fills this gap by focusing on the Saudi SMEs perspective. My empirical work constructs a bankruptcy prediction model based on logistic regressions that cover

APA, Harvard, Vancouver, ISO, and other styles

22

Elamer, Ahmed A. M. "Empirical essays on risk disclosures, multi-level governance, credit ratings, and bank value : evidence from MENA banks." Thesis, University of Huddersfield, 2017. http://eprints.hud.ac.uk/id/eprint/31700/.

Full text

Abstract:

This thesis contains four essays that examine the relationships among risk disclosures, multi-level governance, credit ratings, and bank value in the Middle East and North Africa (MENA) banks. These essays concentrate on four closely linked risk disclosures, and governance topics that quantitatively investigate the antecedents and informativeness of risk disclosures by banks from 14 countries in MENA region over the 2006–2013 inclusive period. The first essay aims at investigating the impact of multi-layer governance mechanisms on the level of risk disclosures by banks. The essay result sugges

APA, Harvard, Vancouver, ISO, and other styles

23

Larose, Louis Rene Peter. "Modelling of corporate credit risk, banks' stock returns, and the effect of risk-based capital standards on the UK commercial banks." Thesis, University of Birmingham, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.633218.

Full text

Abstract:

This thesis is made up of three stand-alone research papers on the UK commercial banking. The first paper investigates how changes in the macroeconomic conditions, companies' liquidity position, and the financial market indicators affect corporate credit risk over different business cycles. The novelty of this study is that it uses a " total risk" model. The study employs a panel of 130 companies from fifteen industries which were listed on the London Stock Exchange for a period of 26 years. We use a logit estimation technique to conduct the empirical analysis. We find that the liquidity posit

APA, Harvard, Vancouver, ISO, and other styles

24

Mulder, Gert Jan. "Banks, credit and culture : cross border lending and credit ratings, their effectiveness and the impact of cultural differences." Thesis, University of Bradford, 2005. http://hdl.handle.net/10454/7226.

Full text

Abstract:

Having the author been involved in banking and finance for almost 25 years, this thesis intends to reflect on the role of banks with emphasis on cross border lending and credit rating, their effectiveness and the impacts of cultural differences. Perhaps this would not differ substantially from a researcher or a scholar, yet the exploratory approach taken in this research will be somewhat different as it deliberately seeks to answer a number of questions relevant to practitioners in today’s banking. In trying to achieve this goal, this thesis hopefully may find its way to international bankers

APA, Harvard, Vancouver, ISO, and other styles

25

Hussein, Kassim Nurudin. "Bank Spreads, Margins, Concentration and Credit Risks in the Southern Africa Development Community." Thesis, Bangor University, 2009. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.516460.

Full text

APA, Harvard, Vancouver, ISO, and other styles

26

Al-Shawabkeh, Abdallah. "Developing a knowledge management approach to support managing credit risk in Jordanian banks." Thesis, University of Greenwich, 2010. http://gala.gre.ac.uk/6361/.

Full text

Abstract:

It is becoming increasing clear that; in banks; the sharing of knowledge amongst the senior executives has not been as effective as it should have been. The lack of knowledge amongst senior executives about the level of risks taken in sub-prime lending, the resulting "toxic assets‟ and the global nature of the instruments used to spread risks is said to be the main contributing reason for the current worldwide crisis in banks. Banks in Jordan, the focus of this study, are not immune from the exposure to the risks. The banking sector in Jordan is the most important in the Jordanian national eco

APA, Harvard, Vancouver, ISO, and other styles

27

Hörstedt, Maria, and Johanna Linjamaa. "Credit Risk Evaluation of Swedish SMEs : A Banking Sector Perspective." Thesis, Umeå universitet, Företagsekonomi, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-107969.

Full text

Abstract:

As a result from the latest financial crisis, the banking industry has undergone major modifications during the last years in order to limit banks’ risks. A vast majority of existing literature tends to focus upon credit risk evaluation methods and techniques mainly concerning quantitative measures and large companies. Thus, the lack of research regarding credit risk evaluation of SMEs is profound, especially considering Sweden. With the dominant market share of SMEs compared to large corporations the authors found it interesting to further explore this area of the credit assessment process as

APA, Harvard, Vancouver, ISO, and other styles

28

Черемісіна, С. Г. "Вдосконалення механізму банківського кредитування підприємств аграрного сектору економіки". Thesis, Українська академія банківської справи Національного банку України, 2012. http://essuir.sumdu.edu.ua/handle/123456789/59190.

Full text

Abstract:

Однією з основних причин неплатоспроможності окремих вітчизняних банків протягом останніх десяти років було проведення ризикованої кредитної політики, яка вела до погіршення якості активів і збитковості кредитних установ.

APA, Harvard, Vancouver, ISO, and other styles

29

Baumgartner, Nicolas Jacques. "Credit Risk Management in Islamic Banks integration of a new paradigm in Swiss regulation /." St. Gallen, 2008. http://www.biblio.unisg.ch/org/biblio/edoc.nsf/wwwDisplayIdentifier/02601243001/$FILE/02601243001.pdf.

Full text

APA, Harvard, Vancouver, ISO, and other styles

30

Bellfors, Therese. "Swedish banks' Regulations and Risk Management - Is it a stricter process of granting credit?" Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-28685.

Full text

Abstract:

The purpose of this thesis is to analyze whether the Swedish big banks have changed their lending standards as a result of the Global Financial Crisis in 2008. According to the picture of how the Swedish real estate economy is highlighted in media, the way households are allowed to consume, are to many incomprehensible and is something that further needs to be analyzed. To be able to fulfill the purpose, the Swedish banks Handelsbanken, Swedbank and SEB are interviewed about their risk management, regulations controlling them and their credit granting process. An important conclusion is that b

APA, Harvard, Vancouver, ISO, and other styles

31

Aldoseri, Mahfod. "A Comparison of Credit, Liquidity and Operational Risk Management in Islamic and Conventional Banks: Evidence from Saudi Arabia." Thesis, Griffith University, 2017. http://hdl.handle.net/10072/380068.

Full text

Abstract:

Like their conventional counterparts, Islamic banks face a variety of risks when conducting business, including operational, credit, liquidity, foreign exchange, interest rate, and market risk. To address these risks, banks of all types employ risk management practices as a way of improving bank performance and reducing any potential damage. The purpose of this thesis is to examine the risk management practices implemented in both Islamic and conventional banks in Saudi Arabia, the primary focus being the analysis of the relationship between risk management practices and financial performance,

APA, Harvard, Vancouver, ISO, and other styles

32

Eveline, Ngwa. "Credit Risk Management In Banks As Participants In Financial Markets. : A qualitative study of the perception of bank managers in Sweden (Umeå region)." Thesis, Umeå universitet, Handelshögskolan vid Umeå universitet, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-47277.

Full text

Abstract:

Despite the vital role that banks play in Financial markets (FM) by connecting lenders to borrowers, instability in these financial markets, currency values and the global environment has affected the profitability of banks with those in Sweden inclusive. Most if not all companies including banks go into business because they want to create value. The banks like other firms thus look for ways to manage their risks while striving to improve productivity and performance for this value to be created. This productivity only comes when the banks give credits to customers from money deposited by sha

APA, Harvard, Vancouver, ISO, and other styles

33

Zou, Yijun, and Fan Li. "The Impact of Credit Risk Management on Profitability of Commercial Banks : A Study of Europe." Thesis, Umeå universitet, Företagsekonomi, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-92799.

Full text

Abstract:

Banks today are the largest financial institutions around the world, with branches and subsidiaries throughout everyone’s life. However, commercial banks are facing risks when they are operating. Credit risk is one of the most significant risks that banks face, considering that granting credit is one of the main sources of income in commercial banks. Therefore, the management of the risk related to that credit affects the profitability of the banks. The aim of the research is to provide stakeholders with accurate information regarding the credit risk management of commercial banks with its imp

APA, Harvard, Vancouver, ISO, and other styles

34

Al-Suwaidi, Hassan. "A study differentiating credit risk management strategy between Islamic and non-Islamic Banks in UEA." Thesis, London Metropolitan University, 2014. http://repository.londonmet.ac.uk/689/.

Full text

Abstract:

This study attempts to identify any differences between Islamic and non-Islamic banks in UAE. Furthermore, factors affecting rate of return on lending have also been examined for UAE banks, Islamic and non-Islamic banks. This study has used quantitative research design. Data has been collected through questionnaire. Data is obtained directly as primary evidence from the senior credit risk managers from all the local commercial banks within United Arab Emirates. The sample for the study consists of 6 commercial banks from UAE with 3 non-Islamic and 3 Islamic banks with 148 credit risk managers

APA, Harvard, Vancouver, ISO, and other styles

35

Sule, Friday Eneojo. "Effects of credit risk and portfolio loan management on profitability of microfinance banks in Lagos, Nigeria." Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/97163.

Full text

Abstract:

Thesis (MDF)--Stellenbosch University, 2012.<br>The study was carried out to find out the effect of credit risk and portfolio loan management on profitability of microfinance Banks (MFBs) in Lagos, Nigeria. To achieve the objective of the study, an econometric model was developed. A sample size of 14 microfinance banks was randomly selected, comprising four national, five state and five unit microfinance banks respectively. Five year annual financial statements of these 14 selected microfinance banks were obtained for this analysis using panel data that produce 70 observations for the period

APA, Harvard, Vancouver, ISO, and other styles

36

Dalteg, Tomas. "Bank Rates and the Yield Curve : A Study on the Relationship Between Banks' Deposit and Lending Rates to Treasury Yield Rates." Thesis, Jönköping University, JIBS, Economics, 2005. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-251.

Full text

Abstract:

<p>The purpose of this thesis is to investigate how well Swedish banks’ follow the interest rate development of Swedish Treasury Bills and Swedish Government Bonds when they are determining the levels for their deposit and lending rates. Individuals’ deposits in a bank serves as one of the banks main assets in the balance sheet, and the spread between the bank’s deposit rate and the short-term market rate is a large source of funding for the bank. If there is a strong relationship of this spread over time, one may assume that this spread is of great importance for financing of the banking firm

APA, Harvard, Vancouver, ISO, and other styles

37

Meyer, Petrus Gerhardus. "Determinants of credit risk mitigation in lending to Black Economic Empowerment (BEE) companies, from a banker's perspective." Diss., Unisa, 2005. http://hdl.handle.net/10500/163.

Full text

Abstract:

Credit risk mitigation that can be applied by commercial banks in assessing the lending decision /credit risk when advances and equity investments are considered for BEE classified companies.<br>A research report presented to the Graduate School of Business Leadership, University of South Africa<br>The previous political dispensation limited black people’s participation in the South African economy. Poor credit records, lack of training, resulting in skills and capacity gaps further limited entry into the lending market. These aspects are considered the main limitations in obtaining finance

APA, Harvard, Vancouver, ISO, and other styles

38

Sayah, Mabelle. "Understanding some new Basel III implementation issues for Lebanese Commercial Banks." Thesis, Lyon, 2017. http://www.theses.fr/2017LYSE1150/document.

Full text

Abstract:

L'objectif de cette thèse est de fournir à la banque Audi un outil à jour sur les façons de calculer le capital requis par Bâle pour certains risques financiers présents dans le portefeuille de la banque. La régulation internationale est en développement continu : des nouvelles approches sont proposées afin de couvrir au mieux les risques du marché et du secteur bancaire. Les crises financières récentes étaient à la base de ces réformes. De plus, la Banque Audi opère sur des marchés qui présentent des caractères spécifiques qu'il faut prendre en considération lors du calcul du capital requis.

APA, Harvard, Vancouver, ISO, and other styles

39

Teka, Babalwa. "The credit risk management skills shortage in Nelson Mandela Bay Metropole." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/d1019893.

Full text

Abstract:

Tito Mboweni (2011) said one of South Africa’s biggest tests is the overwhelming the skills shortage. He was echoing the views of Higher Education Minister Blade Nzimande who himself said “South Africa could not afford to have an economy "constrained by a severe lack of skills". There are numerous initiatives that having been undertaken by government in an attempt to solve the skills shortage problem. However, these initiatives are not aimed at the tertiary education system. The tertiary education system is the focus of this study as the author investigates how the NMMU Business School can pla

APA, Harvard, Vancouver, ISO, and other styles

40

Chen, Conghui. "The incentive structure of the originate-to-distribute model of lending, bank credit supply and risk taking behaviour of U.S. commercial banks." Thesis, University of Nottingham, 2015. http://eprints.nottingham.ac.uk/30868/.

Full text

Abstract:

The Originate-to-distribute (OTD) model allows banks to sell or securitize loans rather than holding them until maturity. We investigate the incentives for using OTD lending and its impact on credit supply and bank risk taking behavior based on their involvements in the OTD model and bank size. Banks involved into OTD lending have more OTD loans and riskier mortgage portfolios. Funding cost reduction and liquidity needs are more important for high-OTD banks and small banks and regulatory capital arbitrage can only be found in small banks. Moreover, we find that OTD lending increase credit supp

APA, Harvard, Vancouver, ISO, and other styles

41

Ademi, Aida, and Ammeli Stigborn. "To audit or not to audit : How is auditing being used in banks' credit rating processes?" Thesis, Kristianstad University, School of Health and Society, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:hkr:diva-6863.

Full text

Abstract:

<p>Credit rating systems are complex processes and involve mainly two parties; a company and a bank. The complexity of a relationship between a company and a bank lies in the fact that a company usually has access to more information about the company than the bank. Hence, an auditor acts as a third party who validates the information involved in credit rating processes. The purpose of this dissertation is to explore how auditing is being used in credit rating processes and to identify the role auditing has. In addition, this study recognizes the use of auditing in both Denmark and Sweden, wit

APA, Harvard, Vancouver, ISO, and other styles

42

Smit, Wynand. "Determining the fair level of economic capital for credit and market risk in commercial banks / Wynand Smit." Thesis, North-West University, 2009. http://hdl.handle.net/10394/4378.

Full text

Abstract:

Banks play a strategically important role in the machinations of both global finance and the global economy. Ensuring the stability and good governance of the banking milieu falls within the ambit of the Bank for International Settlements (BIS) which recognised the importance of banks and established the Basel Committee on Banking Supervision (BCBS) in 1974. The BCBS has engineered and distributed two accords ? Basel I and Basel II ? over the last two decades since 1988 with the goal of promoting adequately and appropriately regulated banks. The latest of these ? Basel II ? embraces three risk

APA, Harvard, Vancouver, ISO, and other styles

43

Poramapojn, Pituwan Ratti Ronald. "On- and off-balance sheet credit risk and capital in U.S. banks evidence of unbalanced panel data /." Diss., Columbia, Mo. : University of Missouri--Columbia, 2009. http://hdl.handle.net/10355/6174.

Full text

Abstract:

Title from PDF of title page (University of Missouri--Columbia, viewed on Feb 16, 2010). The entire thesis text is included in the research.pdf file; the official abstract appears in the short.pdf file; a non-technical public abstract appears in the public.pdf file. Dissertation advisor: Dr. Ronald Ratti. Vita. Includes bibliographical references.

APA, Harvard, Vancouver, ISO, and other styles

44

Stankus, Tadas. "Kreditų portfelio rizikos valdymas DnB NORD banko pavyzdžiu." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2007. http://vddb.library.lt/obj/LT-eLABa-0001:E.02~2007~D_20070816_163352-66363.

Full text

Abstract:

Magistro darbe yra apibrėžtos pagrindinės komercinių bankų kreditų portfelio rizikos valdymo problemos. Išnagrinėjus Lietuvos ir užsienio autorių literatūrą, pateikti paskolų portfelio sudarymo, rizikos valdymo metodai ir jų praktinės pritaikymo galimybės komerciniuose bankuose. Analitinėje darbo dalyje pateikiami DnB NORD banko paskolų portfelio formavimo bei rizikos valdymo ypatumai. Taip pat pateikiamos paskolų portfelio rizikos valdymo tobulinimo kryptys, akcentuojant kredito, likvidumo ir palūkanų normos kitimo rizikas.<br>In this master’s final paper are defined main problems of commerce

APA, Harvard, Vancouver, ISO, and other styles

45

Li, Zhong-Wen. "College Students and Credit Card Use in the Twenty-first Century." Ohio University / OhioLINK, 2011. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1299878749.

Full text

APA, Harvard, Vancouver, ISO, and other styles

46

Volosenkina, Viktorija. "Credit Default Swaps as Hedging Instruments Against Banks' Stock Price Fluctuations Before and During Financial Crisis." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2010. http://vddb.laba.lt/obj/LT-eLABa-0001:E.02~2010~D_20100623_094310-03759.

Full text

Abstract:

In this paper dependence between credit default swap (CDS) values and stock price movements of the largest European banking groups is examined and effectiveness of the usage of CDS contracts as a tool to hedge exposure to the price movements of the underlying stock during the pre-crisis and crisis periods is assessed. The effectiveness is evaluated by comparing estimated Value-at-Risk (VaR) and Expected Shortfall (ES) risk measures of portfolios consisting of stocks and CDS vis-à-vis portfolios consisting of only stocks. CDS are valued using mark-to-market approach. Marginal distributions of C

APA, Harvard, Vancouver, ISO, and other styles

47

GUSTAFSSON, MARTIN, and PATRIK ZYTOMIERSKI. "The Relationship between United Nations’ 17 Sustainable Development Goals and Swedish Banks’ Credit Rating of Manufacturing Customers." Thesis, KTH, Skolan för industriell teknik och management (ITM), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-279753.

Full text

Abstract:

The sustainable development of the section providing financing within Swedish banks are going through major challenges and changes. The United Nations is constantly working on improving sustainable directives within all industries to ultimately reach all 17 sustainable development goals that have been set up for a more sustainable world. Banks are in a unique position where they have a high indirect impact and influence over all other sectors and in relation all 17 sustainable development goals through their business. This can be seen in the two largest sectors within banking, investing and fi

APA, Harvard, Vancouver, ISO, and other styles

48

Pozdníková, Magdaléna. "Dopady převodu úvěrového rizika pomocí úvěrových derivátů na finanční stabilitu a současné světové hospodářství." Master's thesis, Vysoká škola ekonomická v Praze, 2012. http://www.nusl.cz/ntk/nusl-142270.

Full text

Abstract:

The subject of this thesis is an analysis of causes and impacts of credit risk transfer through credit derivatives on the world economy. It deals with the theoretical view of credit derivatives and their definition. A significant part of the work is devoted to a description of the current credit derivatives market and to motives for trading them. In the continuous process of derivative products innovation selected types are described. Those types that were spread during last two decades. In another part are introduced credit derivatives market participants and special attention is given to the

APA, Harvard, Vancouver, ISO, and other styles

49

Thompson, Rose M. "THE IMPACT OF OPERATIONAL RISK LOSS EVENT ANNOUNCEMENTS ON THE COST OF CAPITAL OF U.S. BANKS." NSUWorks, 2014. http://nsuworks.nova.edu/hsbe_etd/112.

Full text

Abstract:

The purpose of this research is to examine whether U.S. banks that announced material operational risk loss (oprisk loss) events can still enjoy a lower cost of capital. I use the bank's credit rating as a proxy for the cost of debt capital, and the actual oprisk loss amounts announced by publicly traded U.S. banks for $10 million and over during the period 1998 to 2012 compiled from my own database. I also investigate whether the type of oprisk loss event and business line in which the loss event was incurred matter to credit rating agencies. I perform additional analysis to determine whether

APA, Harvard, Vancouver, ISO, and other styles

50

Jain, Ajeet. "Essays on the Effect of Tax Exemption on Competitiveness, Performance and Portfolio Risk of Credit Unions and Subchapter S Banks." FIU Digital Commons, 2012. http://digitalcommons.fiu.edu/etd/718.

Full text

Abstract:

The tax exemptions granted to financial institutions like Subchapter S banks and credit unions cost billions of dollars to the government. The dissertation investigates the effect of tax exemption on competitiveness, performance and portfolio risk of credit unions and Subchapter S banks. The methodologies include difference in differences estimation, univariate and multivariate analysis. The first essay entitled “The tax exemption to Subchapter S banks: who gets the benefit?” investigates the effect of tax exemption to Subchapter S banks on stakeholders and on job creation. Specifically, we in

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!