Relevant bibliographies by topics / Personal finances management

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Personal finances management'

Author: Grafiati
Published: 3 June 2025
Last updated: 31 July 2025

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Journal articles on the topic "Personal finances management"

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Rajesh, RJ, and KV Giridhar. "Financial Literacy and Personal Financial Management: Smart Moves Towards Personal Finance." Shanlax International Journal of Arts, Science and Humanities 12, S1-Oct (2024): 62–67. https://doi.org/10.34293/sijash.v12is1-oct.8285.

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Financial literacy and personal financial management have become integral parts of everyone’s life. Financial literacy is the basic knowledge, skills, behaviour, and attitude towards finance. Personal finance includes income, savings, expenses, investments, and financial protection for the person or family. Personal financial management means effective management of personal finances. There is a necessity of financial literacy for everybody to manage their personal finances. In this backdrop, this paper deals with linkage between financial literacy and personal financial management, and also d
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Presnyakova, Darya V., Vladimir N. Galitskikh, and Andrey A. Presnyakov. "PERSONAL FINANCE MANAGEMENT USING INSURANCE AND INVESTMENT." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 2/5, no. 143 (2024): 112–17. http://dx.doi.org/10.36871/ek.up.p.r.2024.02.05.013.

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The current life situation forces a person, family, entrepreneur to pay attention to their own income and expenses, so the task arises to effectively manage personal finances. This category is quite important and occupies a special place in the life of a person and his family, since determining the optimal ways to manage personal finances allows you to increase well-being. The tasks of the subjects of personal finance management are considered to reduce current cash expenditures, increase income through economic activities and conduct typical financial calculations to determine the budget. The
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Bandi, Vedang, Shivam Dagadu, Vedant Dal, Geeta Rautela, and Mrs Neha Kale. "OPTIMUM FINANCE - PERSONAL FINANCE MANAGEMENT USING LLM." International Journal of Engineering Applied Sciences and Technology 09, no. 11 (2025): 62–66. https://doi.org/10.33564/ijeast.2025.v09i11.010.

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Optimum Finance is an advanced personal finance management platform designed to help users effectively manage their finances through an intuitive web interface. It enables users to track income, expenses, and savings goals, fostering financial stability and growth. Key features include income and expense tracking, recurring transaction support, and personalized budgeting tools for better financial decision-making. The platform offers financial analytics through interactive charts and graphs, helping users identify spending patterns and monitor their financial health. Users can set and track sa
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Rodina, Larisa A., and Lilia V. Zavyalova. "Personal finance management in modern conditions." Herald of Omsk University. Series: Economics 18, no. 4 (2020): 36–47. http://dx.doi.org/10.24147/1812-3988.2020.18(4).36-47.

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The article is devoted to the practical aspects of personal finance management in the context of the transition to digital transformation of the economy. The need to pay attention to this aspect is due to both new opportunities for managing personal finances based on digitalization tools, and the risks of unauthorized access to them using cybernetic means. Summarizing the main sources of threats to personal finance in the context of digitalization is aimed at preventing fraudulent activities and ensuring the protection of financial information carriers. First of all, in a preventive manner, it
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Basha, Mr Md Chan. "Personal Finance Management." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem50574.

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Abstract - Effective personal finance management is essential for individuals seeking to achieve financial stability, control expenditures, and meet long-term goals. This paper presents the development of a personal finance management system designed to assist users in tracking income, expenses, and savings through an intuitive digital platform. The methodology involves implementing a structured database, automated categorization of transactions, and interactive dashboards for financial visualization. The system incorporates budgeting tools, alerts for overspending, and goal-setting features t
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van Deventer, Marko. "African Generation Y students’ personal finance behavior and knowledge." Investment Management and Financial Innovations 17, no. 4 (2020): 136–44. http://dx.doi.org/10.21511/imfi.17(4).2020.13.

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Personal financial management is important, given uncertainties in both financial and economic environment. However, published research on African Generation Y students’ personal finance behavior and knowledge is limited. This study aimed to evaluate African Generation Y students’ personal finance behavior in terms of their attitudes towards financial planning and whether this cohort believes that they have the skills to manage their finances successfully. In addition, this study sought to evaluate African Generation Y students’ knowledge regarding personal finance. A convenience sample of 500
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Mwarangu, Fatuma, and Dominic Ngaba. "Job Experience and Personal Financial Management Among Finance Managers of Insurance Companies in Kenya." Journal of Finance and Accounting 2, no. 1 (2022): 1–9. http://dx.doi.org/10.70619/vol2iss1pp1-9.

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Personal finance management is important so that people can manage personal finances and make informed financial and economic decisions. People with weak personal financial abilities are vulnerable to financial stress, which can harm their physical and mental health. The purpose of this study was to establish the relationship between job experience and personal financial management among finance managers of insurance companies in Kenya. The study adopted a descriptive research design and targeted finance managers from 53 licensed insurance companies in Kenya. Data was collected using a questio
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Jakupi, Shefket Zeqir, and Besart Hajrizi. "Personal Finances’ Planning and Management as means for a Successful Family Life." International Journal of Management Excellence 10, no. 1 (2017): 1235–40. http://dx.doi.org/10.17722/ijme.v10i1.951.

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 Studying personal finances helps avoiding financial difficulties and the use of financial opportunities to provide a chance for a successful family life. Personal finance is based on studying the financial resources of the family, which are considered important in the pursuit of financial success, that is, how people spend, save, protect and invest their money in everyday life. Personal finance is linked to these key concepts: financial responsibility, financial success and financial satisfaction, addressed in four key issues namely: Saving, Borrowing, Insurance and Investing.&#
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Hrytsenko, Кostiantyn, Elina Shramko, and Avhusta Hrytsenko. "Development of a web-oriented system for accounting and analysing personal finances." Economic Analysis, no. 34(3) (2024): 301–11. https://doi.org/10.35774/econa2024.03.301.

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Introduction. Traditional methods of accounting and analysing personal finances are ineffective for the challenges of the modern world, which leads to the need to find innovative solutions. Web-oriented systems offer such solutions. They provide access to up-to-date financial information and automate the processes of accounting, analysing and planning, which generally improves the efficiency of personal finance management. Implementing digital technologies in managing personal finances improves the digital and financial literacy of the population and contributes to the development of the digit
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Musiał, Marta. "Zastosowanie instrumentów zarządzania finansami osobistymi w polskich gospodarstwach domowych." Kwartalnik Kolegium Ekonomiczno-Społecznego. Studia i Prace 4, no. 3 (2015): 233–43. http://dx.doi.org/10.33119/kkessip.2015.4.3.16.

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One of the most important elements of managing personal finances is collectionof data needed for the analysis of household’s financial situation. The mostpopular personal finance management tools include financial statements (balancesheets and cash flows) and household budget. The purpose of this article isto determine how Polish households use the basic personal finances management tools. The article will characterize the tools and present the results of primarystudies concerning the use of these tools by Polish households.
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Dissertations / Theses on the topic "Personal finances management"

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White, Jennifer E. "Relationship Between SBA Loans, Personal Capital Finances, Government Regulations, and Business Profitability." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/7353.

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Women-owned small businesses have grown 58% between 2007 and 2018. Some female owners of small businesses lack strategies to obtain financial capital to continue growth and raise profitability for their businesses. The purpose of this secondary data analysis was to examine the relationship between access to sources of financial capital, government regulations and business profitability. The resource-based theory was the theoretical framework for this quantitative ex-post facto study. Archival data from the 2016 Annual Survey of Entrepreneurs were collected. Data were analyzed using multiple li
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Shapoval, V. Y. "Personal finance: how to pay for yourself." Thesis, Sumy State University, 2018. http://essuir.sumdu.edu.ua/handle/123456789/67025.

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Everyone gets a job one day. And if it is the first-ever job, the one might spend all of money in a day, because he or she doesn’t know how to deal with them. Whole salary can go for buying some unnecessary staff or just for entertaining. Unfortunately, we don’t learn at school how to behave with cash. But there is a way out of it. It is about Personal Finance that will help you to pay for yourself wisely.
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Muqtadir, Abdul. "Real-time finance management system." CSUSB ScholarWorks, 2006. https://scholarworks.lib.csusb.edu/etd-project/2992.

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Discusses the development of a real-time finance management system (RFMS) computer application. RFMS lets users learn about and manage their personal finances and stock portfolio. Finances can be managed using management tools and calculators. The program uses a Java/XML based approach where real-time market data from different stock exchanges is fetched and displayed for the user. Stock performance can then be graphed.
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Sievert, Kristin E. "Control and management tasks within family financial management systems." Online version, 1998. http://www.uwstout.edu/lib/thesis/1998/1998sievertk.pdf.

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Zhang, Kefan 1957. "Factors affecting financial resources management behaviors." Thesis, The University of Arizona, 1989. http://hdl.handle.net/10150/277107.

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This study was carried out with the purpose of discovering what factors are predictive of money management behavior; Plan, Implement, and Evaluative Feedback. The data used in this study was subset data collected during 1988, under the NC-167 project entitled "Family Resource Utilization as a Factor in Determining Economic Well Being of Rural Families". Three hundred and seven financial managers in families from Arizona completed and returned the questionnaire used in this study. It was found that (1) the power money attitude, the inadequacy money attitude, and gender were predictor variables
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Joka, Monalisa Phumla Portia. "An investigation into the financial management competencies of teachers in Port Elizabeth." Thesis, Nelson Mandela Metropolitan University, 2006. http://hdl.handle.net/10948/526.

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The media and the Government have voiced their feelings against micro-lenders, which they refer to as “abomashonisa”. The cry has been that they enslave the poor making their lives unbearable. The fact of the matter is that it is not only the poor who find themselves slaves to the micro-lenders. The educated with better paying jobs than the poor, including teachers are also micro-lending clients. This prompted the researcher to investigate the financial management competencies of teachers. Although teachers are better paid than the poor, the manner in which they conduct their financial affairs
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Acker, Enrico. "The personal financial management attitudes and practices of South African rugby players." Thesis, Nelson Mandela Metropolitan University, 2016. http://hdl.handle.net/10948/11363.

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When rugby became professional in 1995, both the game and the social and financial position of the players changed (Basson, 2003). Players started to train full-time and earned annual salaries (Goldman& Johns, 2009). Due to the transition from amateur to professional status, rugby players needed to make adequate personal financial management decisions. The purpose of this study is to investigate the personal financial management attitudes and practices of South African rugby players. Previous research about personal financial management largely focussed on the general public, and did not focus
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Bi, Lan. "The influence of uncertainty and liquidity constraints on liquid asset holdings of credit card revolvers." Connect to resource, 2005. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1127153217.

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Thesis (Ph. D.)--Ohio State University, 2005.<br>Title from first page of PDF file. Document formatted into pages; contains xii, 174 p.; also includes graphics (some col.). Includes bibliographical references (p. 154-160). Available online via OhioLINK's ETD Center
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Liley, Noel Suzanne. "Assessing the financial management habits of first-year students and seniors at Ball State University." Virtual Press, 2001. http://liblink.bsu.edu/uhtbin/catkey/1204199.

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The purpose of this project was to compare the financial management habits of Ball State University first-year students and seniors living on campus.A stratified, systematic sample of 100 first-year students and 100 seniors were surveyed during December 2000. Data were collected on 25 variables, 4 describing personal characteristics, and 21 describing personal financial management habits.It was determined that Ball State University first-year students and seniors have similar financial management habits. Statistically significant differences between first-year students and seniors existed on t
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Napier, Kelly Kristen. "Financial Management Among Individuals with Schizophrenia: An Investigation of Perceived and Actual Abilities." Xavier University / OhioLINK, 2006. http://rave.ohiolink.edu/etdc/view?acc_num=xavier1401792192.

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Books on the topic "Personal finances management"

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Albin, Francis M. Consumer economics and personal money management. 2nd ed. Prentice Hall, 1989.

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McNeill, Barbara. The kitchen table money plan: Building personal wealth and security : from the chicken soup school to financial management. HarperCollins, 1992.

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Denice, Gustin-Piazza, ed. J.K. Lasser's winning financial strategies for women. Wiley, 2001.

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Elizabeth, Lewin, ed. Family finance: The essential guide for parents. Dearborn Trade, 2001.

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G, Siegel Joel, and Shim Jae K, eds. Schaum's outline of theory and problems of financial management. 2nd ed. McGraw-Hill, 1998.

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Milevsky, Moshe Arye. Pensionize your nest egg: How to use product allocation to create a guaranteed income for life. John Wiley & Sons Canada, 2010.

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Graham, Byron, and ebrary Inc, eds. The mindful investor: How a calm mind can bring you inner peace and financial security. J. Wiley, 2010.

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E, Bailard Thomas, and Bailard, Biehl & Kaiser., eds. Personal money management. 6th ed. Macmillan, 1992.

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Karen, Bellenir, ed. Budgeting and debt management: Advice from finance industry experts about personal and family finances, banking, handling money, building and using credit, borrowing, debt, and recovery from financial difficulty, along with a glossary and directories of resources for additional help and information. Omnigraphics, 2007.

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Hardy, Melissa A. Pension puzzles: Social security and the great debate. Russell Sage Foundation, 2007.

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Book chapters on the topic "Personal finances management"

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Calandro, Joseph, and John Hoffmire. "Risk Management." In The Business of Personal Finance. Routledge, 2022. http://dx.doi.org/10.4324/9781003215417-6.

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Calandro, Joseph, and John Hoffmire. "Ownership and Open Book Management." In The Business of Personal Finance. Routledge, 2022. http://dx.doi.org/10.4324/9781003215417-4.

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Fromm, Dieter. "Moneymeets.com - Germany’s Leading Personal Finance Management Portal." In The WealthTech Book. John Wiley & Sons, Ltd, 2018. http://dx.doi.org/10.1002/9781119444510.ch48.

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Zuther, Friedrich G. "Personal Finance Management als Beratungsinnovation von Banken?" In Banking & Innovation 2015. Springer Fachmedien Wiesbaden, 2015. http://dx.doi.org/10.1007/978-3-658-06746-5_30.

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Hu, Shuyu, and Ming Huang. "Teaching of Personal Finance Management Course Based on Multimedia." In Lecture Notes in Electrical Engineering. Springer Singapore, 2020. http://dx.doi.org/10.1007/978-981-15-3250-4_91.

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Mijić, Milos, and Branko Ćebić. "Mobile Applications for Personal Finance Management: Technology Acceptance Perspective." In Digital Transformation of the Financial Industry. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-23269-5_16.

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Stamp, Stuart. "Personal Finance: Financial Services, Access to Credit and Debt Management." In The Irish Welfare State in the Twenty-First Century. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-57138-0_6.

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Hepworth, Noel. "The Responsibilities of the Minister of Finance, the State Secretary, and the Ministry in the Development of a PFM/IC Policy." In Public Financial Management and Internal Control. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-35066-5_5.

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AbstractThe ministry of finance has a key role in both the acceptance and the implementation of this reform. By 'ministry of finance' is meant the minister personally, the most senior appointed official such as the state secretary and the heads of key ministry of finance departments such as the budget department and the accounting or treasury department. Their support for the reform is essential. Central to the reform is a change in responsibilities for budgetary and financial control from a centralised external control based upon the ministry of finance to an internal control with the primary
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LIU, Chang. "The Impact of Irrational Behavior on Decision-Making in Personal Finance." In Proceedings of the 2023 2nd International Conference on Public Service, Economic Management and Sustainable Development (PESD 2023). Atlantis Press International BV, 2023. http://dx.doi.org/10.2991/978-94-6463-344-3_61.

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Miltiadou, Dimitris, Stamatis Pitsios, Spyros Kasdaglis, et al. "Leveraging Management of Customers’ Consent Exploiting the Benefits of Blockchain Technology Towards Secure Data Sharing." In Big Data and Artificial Intelligence in Digital Finance. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-94590-9_8.

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AbstractOpen banking holds the potential of expanding traditional banking data flows, placing the customer at its core and in control of their banking data, including their personal information. Consent management enables the tracking, monitoring and managing the personal data lifecycle in a GDPR compliant manner, and improves customers’ control over their data, empowering them to manage their consent throughout its lifecycle. However, traditional technologies have failed to become a key enabler of trust, due to multiple security/data tampering incidents. This chapter introduces a blockchain-e
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Conference papers on the topic "Personal finances management"

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Chhabra, Gurpreet Kaur, Ashutosh Kumar Mishra, Varsha Tyagi, Chandra Mani, Vani Tyagi, and Pramod Kumar Sagar. "Cloud-Based AI Solutions for Personal Finance Management." In 2025 International Conference on Pervasive Computational Technologies (ICPCT). IEEE, 2025. https://doi.org/10.1109/icpct64145.2025.10941085.

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Kaushik, Sujay G., Sumukha S. Kashyap, Surabhi B. V, Chaitra M, Santhosh Reddy, and Anitha N. "Personal Finance Management and Prediction using ML Algorithms." In 2024 8th International Conference on Computational System and Information Technology for Sustainable Solutions (CSITSS). IEEE, 2024. https://doi.org/10.1109/csitss64042.2024.10816949.

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VADUKA, SUDHANSHU, SAI CHARATH REDDY, HRUDAY VIKAS ARIKATHOTA, LOHITH KONCHADA, PRASUN CHAKRABORTY, and ATRI BANDYOPADHYAY. "Optimizing Personal Finance Management through AI-Driven Decision Support Systems." In 2024 IEEE Region 10 Symposium (TENSYMP). IEEE, 2024. http://dx.doi.org/10.1109/tensymp61132.2024.10752249.

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Ablazov, Nurillo, Azamat Qodirov, Zarema Ibragimova, and Khasan Akhmedov. "Robo-Advisors and Investment Management: Analyzing the Role of AI in Personal Finance." In 2024 International Conference on Knowledge Engineering and Communication Systems (ICKECS). IEEE, 2024. http://dx.doi.org/10.1109/ickecs61492.2024.10617229.

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Singh, Rohit, Ashutosh Mishra, and Harish Shukla. "INTELLIGENT EXPENSE TRACKER: LEVERAGING GOOGLE VISION API FOR RECEIPT RECOGNITION." In Computing for Sustainable Innovation: Shaping Tomorrow’s World. Innovative Research Publication, 2024. http://dx.doi.org/10.55524/csistw.2024.12.1.37.

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In the realm of personal finance management, the ability to effectively monitor daily expenses is paramount. This study examines the functionality and utility of an Android Expense Tracking Application designed to enable users to maintain a digital record of their daily expenditures. The application empowers users to meticulously track their daily expenses and categorize them for comprehensive analysis. With this program, users can monitor their spending on a daily, weekly, and monthly basis, facilitating better budget management and financial planning. By generating monthly reports in graphic
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Lotter, Melany, and Chioma Okoro. "Financial literacy decision tree game: A system development exposé." In Ninth International Conference on Higher Education Advances. Universitat Politècnica de València, 2023. http://dx.doi.org/10.4995/head23.2023.16306.

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Poor financial literacy has significant economic implications, with limited savings, insufficient retirement provisions and higher dependency on debt. Concerns about the level of financial literacy among the youth or young graduates motivated this study. The study describes the design of a game to educate young graduates while imbibing life-long personal financial management skills. A system development approach was used to present the information. Scenarios and decisions were developed to guide the student (player) in planning and making decisions about their budget with real-life events or c
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Hagerer, Ilse. "How academic reforms change the organizational design of universities." In HEAd'16 - International Conference on Higher Education Advances. Universitat Politècnica València, 2016. http://dx.doi.org/10.4995/head16.2016.2825.

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The academic landscape is changing in the course of New Public Management (NPM). More duties are assigned to universities and as a result transferred to their faculties. Management knowledge is needed for solving the problem of higher requirements for deans in terms of distribution of resources, responsibility for personal and finances. Until now, deans do not necessarily have this knowledge. One crucial approach for this problem is professionalization, which can take shape in various forms, e. g. in establishing positions for a new occupational group of academia professionals. To reach the or
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BORDIAN, ELENA, and EVELINA JITARI. "INNOVATIVE STRATEGIES FOR PROMOTING INFORMATION LITERACY IN LIBRARIES: CHALLENGES AND OPPORTUNITIES IN FINANCIAL LITERACY." In COMPETITIVENESS AND INNOVATION IN THE KNOWLEDGE ECONOMY. Editura ASE, 2025. https://doi.org/10.24818/cike2024.60.

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Acceleration of globalization and the growing complexity of the financial system have a huge impact on people’s competencies and skills. The recent financial crises and economic problems, exacerbated by the pandemic, have reinforced the importance of information literacy and the need for financial education. Managing personal finances requires a diverse set of information and knowledge. From budgeting and saving to investing and debt management, understanding financial concepts and the ability to apply them helps people make informed decisions to ensure a prosperous future. The principles of i
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Danilevičienė, Irena. "The assessment of youth financial literacy impact on saving." In 14th International Scientific Conference „Business and Management 2024“. Vilnius Gediminas Technical University, 2024. http://dx.doi.org/10.3846/bm.2024.1227.

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Financial literacy and savings are very important for efficient personal finance management. If the person has an excellent financial literacy level, the amount of savings is very high. This article aims to assess the link between youth financial literacy and savings. The following tasks have been implemented: to analyse the scientific literature about financial literacy and personal finance management and assess youth financial literacy’s impact on savings. In the article, the following methods of analysis are used: an analysis and summary of the scientific literature, an analysis of the surv
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Suryadi, I. Gede Iwan, and Ketut Vini Elfarosa. "Personal Finance Management Model for Polytechnic Students." In Proceedings of the International Conference On Applied Science and Technology 2019 - Social Sciences Track (iCASTSS 2019). Atlantis Press, 2019. http://dx.doi.org/10.2991/icastss-19.2019.10.

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Reports on the topic "Personal finances management"

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Lunsgaarde, Erik, Kevin Adams, Kendra Dupuy, et al. The politics of climate finance coordination. Stockholm Environment Institute, 2021. http://dx.doi.org/10.51414/sei2021.022.

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As COP26 approaches, governments are facing calls to increase the ambition of their climate commitments under the Paris Agreement. The mobilization of climate finance will be key to meeting these goals, prompting the need for renewed attention on how to enhance the coordination of existing funds and thus increase their effectiveness, efficiency and equity. The climate finance landscape is fragmented due to the variety of actors involved at different levels. Coordination difficulties emerge in multiple arenas and reflect the diversity of funding sources, implementation channels, and sectors rel
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Bennis, Jerry. Technical Assessment of Selected Integrated Databases Within DoD for the Deputy Director for Finance, Personnel, and Health Functional Information Management. Version 1.0. Defense Technical Information Center, 1992. http://dx.doi.org/10.21236/ada262637.

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Atuesta, Laura, Agustina Schijman, Salvatore Schiavo-Campo, and Monika Huppi. IDB-9: Country Systems. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0010516.

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The Inter-American Development Bank (IDB, or Bank), in its Ninth General Capital Increase (IDB-9), committed to improve country systems in order to increase their use in programs financed by Bank resources. This report examines the implementation of that commitment. It assesses the Country Systems Strategy developed in late 2009 for that purpose, the quality of the fiduciary assessments that underpin the opportunities for increasing the use of country systems by the Bank, and the new organizational arrangements. It then reviews the progress since late 2009 in implementing the Strategy in the t
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Vong, Mun. Progress and Challenges of Deconcentration in Cambodia: The Case of Urban Solid Waste Management. Cambodia Development Resource Institute, 2016. https://doi.org/10.64202/wp.110.201612.

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Rapid population expansion and urbanisation resultant of economic growth have greatly increased waste generation and associated public health issues. In light of these challenges, the Ministry of Environment jointly with the Ministry of Interior and Ministry of Economy and Finance issued in 2015 the inter-ministerial prakas on the Usage of Environmental Sanitation Service Fund with an initial amount of USD5 million allocated between 26 municipalities across the country. The allocation set the stage for the transfer of the solid waste management function to municipal and district administration
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Bolton, Laura. Global Health Funds and Humanitarian Programming. Institute of Development Studies, 2022. http://dx.doi.org/10.19088/k4d.2022.144.

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There is a lack of reporting on the connection between Humanitarian Country Team Health Clusters and the three funds (the Global Fund, the Gavi Alliance, and the Global Financing Facility (GFF)), both generally and for the three countries of focus (Mozambique, Uganda, and Nigeria). The Global Fund is noted to partner with the Global Health Cluster but details were not identified within the scope of this report. Global Fund A Global Fund board meeting report and a review of Fund investments in challenging operating environments notes partnering and joining with the Global Health Clusters but do
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