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Journal articles on the topic 'Private Sector Bank'

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Published: 3 June 2025

Last updated: 31 July 2025

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1

Dr., Vinita Parashar, and Bhadole Sanjay. "A Comparative Study On The Financial Performance of Public Sector Bank & Private Sector Bank in India." 'Journal of Research & Development' 15, no. 1 (2023): 75–79. https://doi.org/10.5281/zenodo.7593889.

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Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. The objective of this study is to analyze the Financial Position and Performance of the Public Sector Bank (State bank of India, Bank of India, and Punjab National Bank) and Private Sector Bank (AXIS, ICICI, HDFC) in India. In this research, we will study we study three public sector banks and three private sector banks. The expected result from the study there is that the financial performance or financial position of one in three banks affects the public sector and the private s

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Sugariv Wakchaure, Sushilkumar, and Sharadchandra Vinayak Dighe. "A Comparative Study to Assess the Occupational Stress and Burnout among Public and Private Sector Bank Employees Working at Selected Banks of Rahata Taluka, Ahmednagar District." International Journal of Science and Healthcare Research 8, no. 2 (2023): 552–61. http://dx.doi.org/10.52403/ijshr.20230275.

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Job stress is a common work place problem experienced by all professionals, and banking is not an exception to it. Previous reports suggest presence of stress among banking professionals. Objectives: The primary objective of this study was to compare the occupational stress and burnout among public and private sector bank employees. Methods: A comparative study was conducted on 200 bank employees, each100 employees from public and private sector banks. Participants were selected by using purposive sampling method, who fulfilled eligibility criteria. The data collection tool included socio-demo

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Gupta, Kriti, and Anshuman Sharma. "An analysis the financial performance in terms of Liquidity of Public Sector Bank Private Sector Bank to the credit and Deposit Ratio." Journal of Advances and Scholarly Researches in Allied Education 21, no. 5 (2024): 438–43. https://doi.org/10.29070/dg5tns63.

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The investigation is crucial for the Indian economy. Due to the ever-changing nature of the Indian banking sector, it is first necessary to assess and compare the financial metrics of the nation's public and private banks. The proposed research makes several important advances to the study of banking and finance by comparing the performance measures of private and public banks in India. The study uses a sample size of two, with one bank representing the public sector (Indian Bank) and one representing the private sector (HDFC Bank). Two banks, one each from the public and private sectors, were

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G., Kantharaju, and Shubha A. "FINANCIAL PERFORMANCE ANALYSIS OF PRE- AND POST-MERGER OF KOTAK MAHINDRA BANK AND STATE BANK OF INDIA." International Journal of Advanced Research 12, no. 01 (2024): 1024–33. http://dx.doi.org/10.21474/ijar01/18219.

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The banking sector is one of the most important and fastest growing sectors in India. It occupies a unique place in the growth of the economy. The economic development of a country is evident from the reliability of the banking system. Mergers in the banking sector lead to significant growth in business, help in reducing costs and reduce competition as mergers lead to elimination of competitors in the banking sector. Today, every bank strives to be financially strong and more effective and efficient in its operations. Public sector banks face strong challenges from private sector banks and are

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Bhanwar, Singh, and Pawan. "AN ANALYSIS OF INDIAN PRIVATE SECTOR BANKS USING CAMEL APPROACH." International Journal of Marketing & Financial Management 4, no. 7 (2016): 36–52. https://doi.org/10.5281/zenodo.10815919.

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<strong>ABSTRACT </strong> <strong> </strong> <em>Financial institutions are paramount tools in economy to boost the economic growth, especially banks are one of them. After the economic reforms 1991, Liberalization, privatization, globalization (LPG) growth of private sector banks increase tremendously. Private Banks contributes significantly in growth of economy. Initially banks are only limited to deposits and credits but today banks are perform various functions. Before to privatization of banks all financial needs of corporate and individual are meet by public sector banks but after

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Dr., Anand Kumar Shrivastava. "The Effect of Demonetization on Banking Sector: A comparative study of Public and Private Sector Bank." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 05 (2018): 246–53. https://doi.org/10.5281/zenodo.1253492.

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This study about the effect of demonetization on banking sector. Paper tried to explore the positive and negative effect of demonetization. Study is based on the data available for two banks; one is Axis Bank, which is private and other is State Bank of India which is public bank. Analysis is done on the basics of percentage in the various parameters by taking March as a base month. It is observed that the analytical ratios where SBI shows decreasing result as we compared to Axis bank. After demonetization its ratio margin is declining. Whereas in axis bank shows much affect it shown increased

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Dr., Pushpa Suryavanshi. "ICICI Bank and Services for Society." International Journal of Trend in Scientific Research and Development 2, no. 2 (2018): 654–57. https://doi.org/10.31142/ijtsrd9411.

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Services give us more satisfaction for our life, these are visible or not visible but it's provide those satisfaction do not give us more money. In this condition for satisfaction and complete our ambitions banking play an important role for our society and it is a most important institution for our society. The sector plays an important role in economic development of a country. It is a pillar for any strong nation economy. An efficient banking system is recognized as the prime requirement for the overall progress of any nation. The banking system of India is featured by the large network

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Pawan, Gorav, and Singh Bhanwar. "A COMPARATIVE STUDY ON FINANCIAL PERFORMANCE OF SELECTED INDIAN PRIVATE SECTOR BANKS." International Journal of Marketing & Financial Management 4, no. 3 (2016): 46–60. https://doi.org/10.5281/zenodo.10811902.

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<strong>ABSTRACT </strong> <strong>                          </strong><em>Indian Banks play important role in economic growth and development of country. After the privatization of bank, Indian bank, country shows the high growth in economy activities. After the privatization, Indian banking sector open for the private players. Private sector banks are now major tools of financial system. Private sector banks show that financial needs of country can be satisfied with eff

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Sachdev, Naresh, and Nancy Khanna. "Retaining Employees in Indian Private Banking Sector." Asian Journal of Economics, Business and Accounting 24, no. 9 (2024): 85–97. http://dx.doi.org/10.9734/ajeba/2024/v24i91478.

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The Indian banking industry is growing fast and needs talented workers. One of the biggest challenges for banks is recruiting and retaining staff. India's private banks are witnessing a spike in attrition rates, especially among younger, frontline staff. Research on retention strategies and banking industry factors is scarce for private banks. Employee retention strategies in select private banks in greater are studied. HDFC and ICICI banks are among the top five private banks surveyed. It identifies the retention factors and processes that influence employees' decisions to stay with the bank,

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Franco, C. Eugine, and G. Bright Jowerts. "SERVICE QUALITY OF PUBLIC AND PRIVATE SECTOR BANKS IN TIRUNELVELI DISTRICT." International Journal of Research -GRANTHAALAYAH 5, no. 5(SE) (2017): 42–52. http://dx.doi.org/10.29121/granthaalayah.v5.i5(se).2017.1966.

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Service Quality of the banks referred as an obligation of all banks to fulfill the objectives and needs of the customers. Service quality in private sector banks is good compare to public sector banks. The various issues the banks are not able to provide immediate response to customers, service time duration is more, long queue deposit the money, waiting for long time, staff behavior is not good, especially public sector banks are not providing multitude services like payment of bills, payment of tax, Banc assurance etc. and problem relating to banking service such as bank statements, error in

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Dr., C. Eugine Franco, and Bright Jowerts G. "SERVICE QUALITY OF PUBLIC AND PRIVATE SECTOR BANKS IN TIRUNELVELI DISTRICT." International Journal of Research - Granthaalayah 5, no. 5 (2017): 42–52. https://doi.org/10.5281/zenodo.574862.

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Service Quality of the banks referred as an obligation of all banks to fulfill the objectives and needs of the customers. Service quality in private sector banks is good compare to public sector banks. The various issues the banks are not able to provide immediate response to customers, service time duration is more, long queue deposit the money, waiting for long time, staff behavior is not good, especially public sector banks are not providing multitude services like payment of bills, payment of tax, Banc assurance etc. and problem relating to banking service such as bank statements, error in

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Sharma, Anita. "Job Involvement and Job Satisfaction of Bank Officers: Role of Type of Organization and Gender." Journal of Business Management and Information Systems 1, no. 1 (2014): 1–17. http://dx.doi.org/10.48001/jbmis.2014.0101001.

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The main objective of the present study was to examine and compare the level of job involvement and job satisfaction of public and private bank officers. A 2X2 Factorial design was used to study the role of organization and gender on job involvement and job satisfaction The sample of the study comprised of forty bank officers who were divided into two groups of organization i.e. private banks (n=20) and government banks (n=20), these subjects were further divided into two sub-groups based on genders, males (n-10) and females (n=10) included in equal number. Results revealed significant differe

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Ronak, C. Sonara. "A Case Study on Corporate Governance of ICICI Bank Ltd." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 09 (2018): 270–74. https://doi.org/10.5281/zenodo.1419668.

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Banking Industry has gone through tremendous changes. This is fast growing service industry. Indian banks are aggressively competing in foreign markets. ICICI Bank is leading private sector banks in India. Recently, private sector banks have started laying emphasis on better and more effective corporate governance. ICICI Bank Ltd. is one of the private sector bank of India, practices good corporate governance and it is the leading private sector bank among the country. ICICI bank ltd. believes that good corporate governance practices lead to efficient running of the bank and help in optimizing

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Jasleen Kaur and Sultan Singh. "Assessing the Impact of Stress on the Health and Job Performance of Employees in Indian Banks." Scientific Temper 14, no. 04 (2023): 1519–25. http://dx.doi.org/10.58414/scientifictemper.2023.14.4.66.

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Purpose: This study examined the impact of stress on the well-being and performance at work of the individuals employed at Indian public and private sector banks in the selected districts of Haryana and explored whether the effects of stress between these two sectors are significant.Design/methodology/approach: Data were gathered from 300 bank employees, with 150 each from selected public and private sector banks. A pre-validated structured questionnaire using a Likert scale was employed to measure stress-related health issues and job performance. Statistical analysis of data was done using de

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Vyas, Ashutosh, and Neha Shah. "The Trend Analysis of Bank Frauds In India." GLS KALP: Journal of Multidisciplinary Studies 3, no. 2 (2023): 27–48. http://dx.doi.org/10.69974/glskalp.03.02.13.

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This study is about analysis of banking frauds happened between 2017-2021 in India. To study this prime issue of bank frauds 12 PSU banks and leading 10 private sector banks analysed with the objective to study the trend, comparison of amount involved and cases between the PSU banks and Private sector banks and, relationship of frauds with the lending capacity of banks. In findings, the study revealed that overall trend of amount involved in bank frauds and cases of bank frauds showed upward in last 5 years. In last 2 years, amount of bank frauds in private sector banks remained at higher side

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Sanghavi, Himanshu. "A Comparative Study on Employee Engagement Activities in Private Sector Banks." International Journal of Management and Development Studies 12, no. 03 (2023): 11–18. http://dx.doi.org/10.53983/ijmds.v12n03.002.

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A Comparative Study of employee engagement activities in private sector banks “In this Research study we have taken various private sector banks such as Kotak Mahindra bank, Axis bank, ICICI bank, HDFC bank, and discussed about the level of employee engagement activities followed in private sector banks and then researcher have seen the satisfaction of employees, based on their engagement. The questionnaire method of data collection was developed. Descriptive statistics and cross tabs were used in this study. It was conducted on 50-60 employees as sample size was selected based on the non - pr

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Dr, Sheeja.R, Nayana C. V. Ms.Indhu, and S. Franklin John Dr. "A COMPARATIVE EVALUATION OF NON – PERFORMING ASSETS IN PUBLIC, PRIVATE AND FOREIGN SECTOR BANKS IN INDIA." Manager - The British Journal of Administrative Management 57, no. 145 (2021): 5–13. https://doi.org/10.5281/zenodo.5957736.

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<strong>ABSTRACT</strong> The main aim behind making this study is to know how public, private and foreign banks are operating their business and how NPAs play role to the operations of these banks. The is also focusing upon existing system in India to solve the problem of NPAs and comparative analysis to understand which bank is playing what role with concerned to NPAs. The purpose of this study was to compare the performance of public, private, and foreign commercial banks in terms of their NPA status and management in terms of operational performance of fifteen banks, five each from the pub

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Ahalya Reddy, Maddikera, and Archana Kumari shaw. "Analysis of NPA in Indian Private Sector Bank." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem43309.

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Non-Performing Assets (NPAs) have emerged as a significant challenge in the Indian banking sector, particularly in private sector banks, impacting their profitability, liquidity, and overall financial stability. This study aims to analyze the trends, causes, impact, and management strategies of NPAs in Indian private sector banks using secondary data from 2008 to 2023. The research is based on data sourced from RBI reports, financial statements of private banks, industry research publications, and banking sector analyses. The study identifies a steady rise in NPAs post-2010, driven by aggressi

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Ravikmar, undi, and Basavaraj C. S. Dr. "BANKERS' PERCEPTION TOWARDS E-BANKING SERVICES IN KALABURAGI CITY." Review Of ReseaRch 8, no. 7 (2019): 93–104. https://doi.org/10.5281/zenodo.3384414.

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ABSTRACT: Advancements in technology are dramatically changing all the sectors of the economy. Banking is not an exception to it. In fact, the E-banking system has become the heart and soul of banking activities and operations. E-banking is providing a smooth and quick platform for funds transfer. The present study is an attempt to know the bank employees’ perception towards E-banking vis-à-vis Operational issues, Customer related issues, and Technological issues. The researchers have taken six banks consistingof three Public sector banks and three Private sector banks for their s

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Raj, Dr Maria Antony. "IMPACT OF RISK MANAGEMENT IN PUBLIC AND PRIVATE SECTOR BANKS." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 06 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem35554.

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The research paper aims to examine the impact of risk management on the performance of private and public sector banks in India. Effective risk management is crucial for mitigating risks and improving bank performance. The study utilizes the CAMELS approach, a rating system that analyses various ratios to evaluate bank performance. The ratios considered include capital adequacy ratios, asset quality ratios, management capability ratios, earnings quality ratios, liquidity ratios, and sensitivity to market risk. The analysis covers the period from 2018 to 2022, and descriptive statistics are emp

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Alzubaidi, Meena Ali Abdulmuhsin Alzubaidi, and Faris Karim Bureihi. "Central Bank of Iraq Initiative and their Role in Developing ‎Private Industrial Sector." Journal of Economics and Administrative Sciences 30, no. 144 (2024): 238–59. https://doi.org/10.33095/rqk9zb73.

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The research sample is the Iraqi Central Bank. It aims to identify the initiatives of the Iraqi Central Bank, indicating loan size and financial allocations provided to the private industrial sector, besides learning this sector's contribution to the national economy after implementing these initiatives to address the research problem, which is that the private industrial sector suffers from many problems and difficulties, the most important of which is the financing problem for economic reasons, and here comes the role of the Central Bank of Iraq through its initiatives in supporting the econ

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Singh Boparai, Chiranjeev. "Priority Sector Lending in India: An Analysis." Journal of Research in Business and Management 13, no. 6 (2025): 149–54. https://doi.org/10.35629/3002-1306149154.

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The nationalization of commercial banks in 1969 involved taking over 14 privately-owned banks, mainly to provide credit facilities to the priority sector and boost rural development. Nationalisation of Banks means transferring control and ownership of private banks into the hands of the government. This means the government becomes the majority shareholder in an erstwhile private bank, and the bank operates as a public sector entity. This measure was intended to counteract the influence of the urban economy and promote the growth of the rural sector. Initially, nationalization led to significa

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Durafe, Aniruddha, and Manmeet Singh. "Cyclical Behavior of Public and Private Sector Banks: A Comparative Study of Non-performing Assets." Journal of Business and Management Research 1, no. 1 (2016): 14–25. http://dx.doi.org/10.3126/jbmr.v1i1.14548.

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This study examines the cyclical behavior of both the public and private sector banks in India with a focus on non-performing assets. The motivation behind this study is to find out whether non-performing assets of public sector banks and private sector banks in India exhibit procyclical behavior. Pearson correlation coefficient results suggest countercyclical behavior of gross non-performing assets and current state of economy in both public and private sector banks. The study also employed multiple regression analysis which shows that all bank specific variables have significant effect on gr

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Shivagami, G., and T. Rajendra Prasad. "Critical Evaluation of the Services Rendered by Canara Bank and HDFC Bank - A Comparative Assessement." Shanlax International Journal of Economics 11, no. 1 (2022): 60–70. http://dx.doi.org/10.34293/economics.v11i1.5820.

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India is a mixed economy where every one will be given an opportunity to undertake and promote their business activities but subject to the conditions of the rules and regulations passed by the Government. In this direction, we are not only having public sector banks exclusively, even private sector banks was given an opportunity to serve the common people where there is a lack of government banks in certain regions. Today both public sector banks and the private sector banks have been established in every city, town and villages and we find a healthy competition in promoting their business. I

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Kaur, Jagmeet. "A Study on Corporate Social Responsibility of Selected Public and Private Sector Banks in India." Edumania-An International Multidisciplinary Journal 02, no. 03 (2024): 55–62. http://dx.doi.org/10.59231/edumania/9055.

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In the present times Corporate Social Responsibility (CSR) plays a major role in banking and other sectors in achieving their objectives. In India the companies are adopting Corporate Social Responsibility (CSR) practices at a very fast rate due to their ethical standards as well as due to the requirements of the law. The companies are aware about their critical role in the society. The banking sector is no exception in this context. They are also adopting Corporate Social Responsibility practices. The public as well as private sector banks have already initiated many social and economic welfa

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M., Subbiramani, Ranjith G., and A. Balagurusamy Dr. "A CAMEL ANALYSIS ON PERFORMANCE OF PUBLIC AND PRIVATE SECTOR BANKS (WITH SPECIAL REFERENCE TO CANARA BANK AND HDFC BANK)." International Journal of Computational Research and Development 3, no. 1 (2018): 44–49. https://doi.org/10.5281/zenodo.1168511.

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Indian banking system has transformed in recent years due to globalization in the world market, which has resulted in fierce competition. In this article, an attempt has been made to rank the various commercial banks operating in India. The banks in India have been categorized into Public sector, Private sector and foreign banks. Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. Evaluating Indian banking sector is not an easy task. There are so many factors, which need to be taken care while differentiating good banks from bad on

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Parab, Sanjeeta, Shripad Marathe, Lynessa Lynette Linson, Sankeeta Korgaonkar, and Prameeta Narvekar. "Evaluating key financials of public versus private sector banks in India: An investment perspective." Banks and Bank Systems 19, no. 4 (2024): 274–87. https://doi.org/10.21511/bbs.19(4).2024.21.

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India’s banking sector, with its mix of public and private banks, presents diverse opportunities from an investment perspective. The relative performance of public and private sector banks is a crucial consideration when optimizing investment allocation strategies. Much academic debate has centered around the comparative performance of the public versus private sector, with conflicting findings. This study aims to analyze the financial performance of public versus private banks in India from a comparative investment perspective. To analyze the financial performance of public and private banks

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Halder, Binay Krishna. "Managerial Effectiveness and Demographic Variables: A Study on Public and Private Sector Banks of West Bengal." British Journal of Multidisciplinary and Advanced Studies 4, no. 6 (2023): 52–70. http://dx.doi.org/10.37745/bjmas.2022.0359.

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In order to find out the managerial effectiveness of the managers in both public and private sector banks of West Bengal, demographic variables (age, gender, education, experience, income and marital status) and managerial effectiveness of managers are used in this study. The purpose of the present study is to find out the role of demographic variables in managerial effectiveness of managers in both public and private sector banks of West Bengal. The sample consists of 566 managers from three public (State Bank of India, Allahabad Bank, and United Bank of India) and three private (ICICI, HDFC,

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Dr.S.Sudalaimuthu and Ms.M.Vimala Rani. "Fundamental Analysis of Selected Shares of Banking Companies Listed in BSE India." Prabhandan - Journal of Business Administration 1, no. 1 (2010): 52–78. http://dx.doi.org/10.58716/pjbagitmba.v1i1.6.

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Fundamental analysis is a way of scientific analysis as it tries to estimate the intrinsic worth of the company. Fundamental analysis pays attention to assess the financial performance and strength of a company in terms of Debt-equity ratio, Profit margins, Dividend payout, Earning per share, Sales penetration, Market share, Interest, Asset and Dividend coverage, Product and Market innovation and the Promoters track record. The study is purely based on secondary data. This study covers a period of seven years from 2000-2007. The researcher has selected 7 Public Sector Banks and seven Private S

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Agrawal, Shalini. "Customer Relationship Management in Private Sector Banks." International Journal of Advance Research and Innovation 1, no. 3 (2013): 140–46. http://dx.doi.org/10.51976/ijari.131318.

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Customer Relationship Management is a business strategy in this competitive scenario.CRM is being used as a tool to enhance a business and a firm profit. Banks are giving much emphasis on CRM to maintain old customers and make new customers. Present study focuses on CRM. Customer relationship management (CRM) is a business strategy in public sector banks. Geographical region Jaipur (Rajasthan) in India has been selected for this research paper. Multiple choice questionnaires is drafted and random sampling is used for this study. 86 private sector banks customers have been selected- 43 ICICI ba

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Sujitha, S. "Profitability Ratio Analysis to Assess the Financial Performance." ComFin Research 13, S1-i1-Mar (2025): 55–59. https://doi.org/10.34293/commerce.v13is1-i1-mar.8654.

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Indian economy witnessed for huge changes in all sector due to Introduction of New Economic policy. Like all other industries, Banking sector also changed dramatically. After liberalization Reserve Bank of India liberalize procedure for entry for private players into banking industry. Before liberalization, public sector banks dominate Indian banking industry. After entry of private banks in banking industry there is a hugechanges in operations of banks. Private banks are more focused on operational efficiency and customer service. With help of technology banking sector are become highly compe

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DR, BHADRAPPA HARALAYYA, and S. AITHAL P. "TECHNICAL EFFICIENCY AFFECTING FACTORS IN INDIAN BANKING SECTOR AN EMPIRICAL ANALYSIS." Turkish Online Journal of Qualitative Inquiry (TOJQI) 12, no. 3 (2021): 603–20. https://doi.org/10.5281/zenodo.5081670.

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This study examinesthe technical efficiency of banking sector and its affecting factors in India using a panel data during 2005–2020. It used log-linear regression model under a stochastic frontier production function approach.It considers47 scheduled banks (18-public sector, 13-private sector and 16-foreign sector). The technical efficiency is estimated as assuming that return-on-investment and return-on-advances of banks are the important outputs. Fixed assets, total assets, total employees, total deposits, return on equity and capital adequacy rate are vital inputsto increase the perf

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Ghosh, Uma, Chandan Singh Adhikari, and Archisman Neogi. "A Comparative Study of Performance of HDFC with select Private and Public Sector banks." Journal of Global Economy 13, no. 2 (2017): 147–60. http://dx.doi.org/10.1956/jge.v13i2.457.

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AbstractBanking industry has undergone metamorphosis due to increase in competition from private sector banks, foreign banks as well as payment banks. This increasing competition has kept the banks on tenterhook. While public sector banks due to their own compulsions have amassed huge NPAs, other banks also could not isolate them from this NPAs problem. Last three years, in particular have been bad years for banking industry as a whole. However, HDFC bank has stood out as different player in the banking industry in terms of its stellar performance as measured by various performance indicators.

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Lazarov, Darko, Misho Nikolov, and Kiril Simeonovski. "Macroeconomic and bank-specific determinants of bank loans to private sector: The case of North Macedonia." Industrija 51, no. 1 (2023): 7–28. http://dx.doi.org/10.5937/industrija51-45609.

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The main aim of this paper is to identify the macroeconomic and bank-specific determinants of bank loans to private sector in North Macedonia during the period from Q4 2007 to Q3 2019. Economic growth theory and empirical studies indicate that bank loans to private sector is an important factor of economic growth, which is especially pronounced in countries where the financial system is dominated by banks. For that purpose, we develop a single-country regression analysis with the ARDL model using quarterly data to examine the effect of the identified determinants from both the demand and suppl

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Md., Shajedul Islam. "Corporate Social Responsibility Practices of Banking Sector in Bangladesh: An Evaluation." International Journal of Science and Business 18, no. 1 (2023): 153–64. https://doi.org/10.5281/zenodo.7581470.

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The banking sector of Bangladesh has been emphasizing on corporate social responsibility for the past few years. The main reason for this position is that the banking sector seeks to maintain a balance between their activities and society through corporate social responsibility. Therefore, this study aims to analyze the corporate social responsibility activities conducted by various scheduled banks of Bangladesh such as State-owned Commercial Bank(s), State-owned Development Bank(s), Private Commercial Bank(s), and Foreign Commercial Bank(s). The study is based on secondary data taken from Ban

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M, Chandramma. "Role of Banks on Economic Development: A Special Reference to Management of NPA in Public and Private Sector Banks." Journal of Banking and Financial Dynamics 9, no. 1 (2025): 1–6. https://doi.org/10.55220/25766821.v9.242.

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Non-performing assets are advances e been past due over more than 90 days in terms of interest and/or principal payments. A substandard asset remains non-performing for a period of less than or equal to 12 months. An asset is as doubtful if it has been in the substandard category for 12 months. A loss asset is one in which the bank has identified a loss or external auditors, or an RBI inspection but the amount has not been fully written off. The study focused mainly on the comparison of NPAs and Bank performance across public and private sector banks, To discuss trends in bank performance conc

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S., M. Riha Parvin, Nirmala Catherine, and Niyaz. "Comparative Study on the Overall Performance of Merged Public Sector Banks and Private Sector Banks using CAMEL Model." International Journal of Management, Technology, and Social Sciences (IJMTS) 6, no. 2 (2021): 244–55. https://doi.org/10.5281/zenodo.5775465.

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<strong>Purpose:</strong><em> The main motive of this research was to assess the overall functioning of public sector banks before merger and after the merger. At the same time effective comparison is been undertaken between public and private sector banks. One of the most crucial practices of evaluating the performance of bank involves critical examination of account statements concerning annual report. Major parameters for evaluating the Banks’s performance include assessment of adequate capital, quality of assets, ability of management to control the risk, earning capacity and liquid

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Fadhil, Daud Mkali, Salvio Elias Macha, and Salama Yusuf Yusuf. "Banking Sector Development and Bank Risk-Taking Behaviour: Evidence from Commercial and Non-commercial Banks in Tanzania." International Journal of Social Science Research and Review 7, no. 4 (2024): 378–95. http://dx.doi.org/10.47814/ijssrr.v7i4.2042.

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This study investigates the effect of banking sector development measured by domestic credit provided by banks to private sector as percentage of GDP on risk-taking behaviour of the banks in Tanzania, measured in terms of bank capitalization ratio. The relationship was observed using annual country-level and bank-level data from commercial and non-commercial banks operating in Tanzania from 2012 to 2021. A system GMM estimation technique was employed in the investigation. Our results found that the effects of banking sector development on bank risk measured in terms of bank capitalization rati

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Dhama, Surbhi. "Bankruptcy in Indian Private Sector Banks: A Neural Network Analysis." Ushus Journal of Business Management 19, no. 3 (2020): 89–114. http://dx.doi.org/10.12725/ujbm.52.6.

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This paper aims to predict the bankruptcy in Indian private banks using financial ratios such as ROA, GNPA, EPS, PAT, and GNP of the country. This paper also explains the importance of Ohlson’s number, Graham’s number and Zmijewski number as the major predictors of bankruptcy while developing a model using neural networks. For the prediction, the financial data for private sector banks of India such as HDFC, HDFC, ICICI, AXIS, YES bank, KOTAK MAHINDRA Bank, FEDERAL BANK, INDUSIND Bank, RBL and KARUR VYSYA for the last 10 years from 2010-2019 have been analysed. The model developed during the r

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Dr., Seema Singhal. "Assessing The Cybersecurity Challenges In E-Banking: A Comparative Study of Public and Private Sector Banks." International Journal of Contemporary Research In Multidisciplinary 4, no. 1 (2025): 202–6. https://doi.org/10.5281/zenodo.15510841.

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This study examines the cybersecurity challenges faced by e-banking systems across public and private sector banks in India from March 2020 to March 2024. Through comparative analysis of six major banks - State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda (BOB), Axis Bank, ICICI Bank, and HDFC Bank - this research identifies key cybersecurity vulnerabilities, incident patterns, and mitigation strategies. Statistical analysis reveals significant differences in cybersecurity preparedness and incident response between public and private sector banks, with implications for regul

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Bhatt, Vyomkesh. "A Study of The Evolution of Indian Banking Industry and Its Challenges." RESEARCH REVIEW International Journal of Multidisciplinary 05, no. 04 (2020): 19–25. https://doi.org/10.5281/zenodo.3821119.

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One of the traits of a developed economy is a well-developed, structured and efficient banking system. A well-developed banking system leads to increasing the efficiency of economy by mobilising savings and allocating them to a higher return investment. The Indian banking industry development can be categorised into the three distinct phases whereby the first phase is characterised by the establishment of the first bank in India- “Bank of Hindustan” to the passing of Banking Regulation Act,1949. The second phase is characterised by the nationalisation of banks in 1969 and the refor

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Author, Contributing, and Mohammad Ahsan Ullah. "Bank Profitability in Bangladesh: A Comparative Study of a Nationalized Commercial Bank with That of a Private Commercial Bank." Journal of Management and Research 6, no. 2 (2020): 138–70. http://dx.doi.org/10.29145/jmr/62/060206.

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The main aim of the study is to evaluate and compare the performance of public and private banks in Bangladesh. Performance measured in terms of bank’s profitability always remains the focal point of all the banking activities. Data collected from publically and privately owned and managed banks in Bangladesh revealed that profitability of both banks was not satisfactory though private sector bank was more profitable than public sector bank during the period of this study.

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Sachan, Amit, Anwar Ali, and Rajen K. Gupta. "DENA BANK — Competing with Private and Foreign Banks." Asian Case Research Journal 11, no. 01 (2007): 117–39. http://dx.doi.org/10.1142/s0218927507000898.

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Since 1995 with the increasing importance of the service sector, liberalization policy and information technology revolution, the banking sector as a whole had undergone significant changes in India. The case presents a brief outline of the developments which happened in the Indian banking sector and discusses Dena Bank's efforts in the last decade in the area of customer service. The case explores how customers interacted with banks, how banks made money, how external environment was changing the core activities and core assets of banks in India and the opportunities and challenges arising ou

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Solanki, Hetal, and Jigar Aggarwal. "Impact of Bank Specific Variables on Financial Performance of Private Sector Banks in India." RESEARCH REVIEW International Journal of Multidisciplinary 7, no. 1 (2022): 70–81. http://dx.doi.org/10.31305/rrijm.2022.v07.i01.010.

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The major goal of this research is to study the effect of bank-specific variables on private-sector banks’ financial performance. In this study, multiple regression analysis was employed. Return on assets (ROA) and return on equity (ROE) were used as profitability measures in this study to assess the profitability of private sector banks. Both the ROA and the ROE are dependent variables. The independent variables employed in the study to analyze and explain the impact of bank specific variables on the financial performance of private sector banks include liquidity risk, credit risk, capital ad

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Dudhe, C. "A Selective Study: Camels Analysis of Indian Private Sector Banks." International Journal of Engineering and Management Sciences 3, no. 5 (2018): 277–83. http://dx.doi.org/10.21791/ijems.2018.5.28.

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Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. Evaluating Indian banking sector is not an easy task. There are so many factors, which need to be taken care while differentiating good banks from bad ones. Performance evaluation of the banking sector is an effective measure and indicator to check the soundness of economic activities of an economy. The contribution of RBI and other policy maker, the banking industry has witnessed regulatory requirements like BASEL III norms. These regulatory changes have influenced prominent improvemen

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Raghawendra Kumar, Asim Ray. "Npa Affecting The Performance Of Public Sector Banks In India: An Empirical Analysis." European Economic Letters (EEL) 15, no. 2 (2025): 5266–78. https://doi.org/10.52783/eel.v15i2.3376.

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Banks worldwide are facing the problem of rampaging non-performing assets and they are finding difficulty in dealing with it. Popular measures taken by various government in states and at centre compelling the public sectors banks to compromise with standard norms more often, further complicating the woes of these banks who are already facing competition from private sector banks in India. On the other hand, although this problem is of less intensity in private sector banks, private sectors bank in order to inroads into the exclusive customer base, often compromise with the same standard norms

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George, Elizabeth, and Zakkariya K.A. "Job related stress and job satisfaction: a comparative study among bank employees." Journal of Management Development 34, no. 3 (2015): 316–29. http://dx.doi.org/10.1108/jmd-07-2013-0097.

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Purpose – The purpose of this paper is to examine whether job satisfaction and job-related stress differ among employees of different banking sectors. Design/methodology/approach – Questionnaire were administered to 337 employees from various banks belonging to private sector, public sector and new generation banks. One way ANOVA was conducted to find out whether job satisfaction and job relates stress varied on the basis of three different sectors of banks. Further post hoc test was conducted to find out which sector differs significantly. Findings – Results indicated that employees of differ

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Maneet, Kaur, and Kaur Satinderbir. "Role Stress: A Study among Commercial Bank Employees in Ludhiana." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 11 (2018): 666–70. https://doi.org/10.5281/zenodo.1579222.

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Organizational Role Stress is a normal part of human life in a prevailing sector like banks. Stress comes in any stage that makes one feel annoyed and cramped. Stress can be both ways: good or bad. A good stress constantly motivates employees in banks and helps them to contribute more in productivity, expertise and exuberance. On the other hand, bad stress among employees can be dangerous as well as affect their health which further leads to argumentative behavior, fear, poor time management and anxieties about future. Potential of growth and promotion is probably higher in banks. These crucia

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Gholipour, Hassan F., Elias Oikarinen, and Reza Tajaddini. "Banks’ lending to public and private sectors and house prices: does bank ownership matter?" International Journal of Housing Markets and Analysis 13, no. 2 (2019): 227–49. http://dx.doi.org/10.1108/ijhma-01-2019-0006.

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Purpose The purpose of this study is to examine the interaction between banks’ lending to public and private sectors and house prices using data from the Iranian banking system including, commercial government-owned banks (CGBs), specialized government-owned banks and private banks. Design/methodology/approach The authors use quarterly data from the second quarter of 2004 to the first quarter of 2016 and apply structural vector autoregression models. Findings The results show that: a positive shock to the loan supply to the private sector triggers a positive response from house prices; a posit

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Othman, Mahdy, Razia Nagina, and Dhendrup Samdrup. "English Assessing Banking Sector Performance: A Comparative Camel Study between Public and Private Banks." Revista de Gestão Social e Ambiental 18, no. 8 (2024): e05584. http://dx.doi.org/10.24857/rgsa.v18n8-099.

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Purpose: To assess and determine the top-performing Indian public and private banks while examining any discernible disparities in their financial performance. Methodology: 12 public and 20 private banks were evaluated for financial performance from 2019 to 2023, using composite ranking and independent sample t-tests. Findings: All banks met the mandatory minimum requirement of a 9% Capital Adequacy Ratio, as revealed by the study results. The Bandhan Bank was the best performer in “Capital Adequacy” and “Earning Ability”, HDFC in “Asset Quality” and “Management Quality”, and Bank of India and

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