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Dissertations / Theses on the topic 'Savings and credit system'

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Published: 28 May 2022
Last updated: 31 July 2025

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1

Костогриз, В. Г. "Фінансування інноваційного розвитку країни за посередництвом інститутів ощадно-кредитної системи". Thesis, Українська академія банківської справи Національного банку України, 2010. http://essuir.sumdu.edu.ua/handle/123456789/61407.

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2

Eriksson, Per. "Stadshypoteks plats och bana inom det svenska kreditväsendet 1909-1970 : en socialhistorisk studie." Doctoral thesis, Stockholms universitet, Ekonomisk-historiska institutionen, 2004. http://urn.kb.se/resolve?urn=urn:nbn:se:su:diva-1200.

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3

Klonner, Stefan. "Essays on rotating savings and credit associations." [S.l. : s.n.], 2001. http://deposit.ddb.de/cgi-bin/dokserv?idn=96379244X.

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4

Sharp, Deborah Marie. "College Students’ Attitudes towards Credit Card Debt & Savings." The Ohio State University, 2010. http://rave.ohiolink.edu/etdc/view?acc_num=osu1268156217.

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5

Костогриз, В. Г. "Ощадно-кредитна система в умовах інноваційного розвитку економіки". Thesis, Державний вищий навчальний заклад "Українська академія банківської справи Національного банку України", 2009. http://essuir.sumdu.edu.ua/handle/123456789/51450.

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У дисертаційній роботі розроблено теоретико-методичні і практичні засади організації ощадно-кредитної системи та визначено напрями її становлення в умовах інноваційного розвитку економіки. На основі дослідження сутності ощадно-кредитної системи обґрунтовано поняття „ощадно-кредитна система”, визначено об’єкти, суб’єкти, принципи системи. Встановлено інституційну структуру ощадно-кредитної системи. Запропоновано методичний підхід до оцінки стану ощадно-кредитної системи, зміст якого полягає у реалізації комплексу послідовних дій, а саме: аналізі зовнішнього та внутрішнього середовища, аналізі
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Vargas, Emmanuel Roque, Montesinos Ricardo Cadillo, and David Mauricio. "Prediction of financial product acquisition for Peruvian savings and credit associations." Institute of Electrical and Electronics Engineers Inc, 2020. http://hdl.handle.net/10757/656581.

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El texto completo de este trabajo no está disponible en el Repositorio Académico UPC por restricciones de la casa editorial donde ha sido publicado.<br>Savings and credit cooperatives in Peru are of great importance for their participation in the economy, reaching in 2019, deposits and deposits and assets of more than 2,890,191,000. However, they do not invest in predictive technologies to identify customers with a higher probability of purchasing a financial product, making marketing campaigns unproductive. In this work, a model based on machine learning is proposed to identify the clients wh
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7

Bari, Faisal. "Essays on modeling innovative and flexible credit arrangements : the case of Rotating Savings and Credit Associations (ROSCAs)." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1998. http://www.collectionscanada.ca/obj/s4/f2/dsk1/tape10/PQDD_0026/NQ50108.pdf.

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8

Klonner, Stefan [Verfasser], and Clive [Akademischer Betreuer] Bell. "Essays on rotating savings and credit associations / Stefan Klonner ; Betreuer: Clive Bell." Heidelberg : CrossAsia E-Publishing, 2006. http://d-nb.info/1218726601/34.

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9

Naidoo, Jeremy. "The impact of credit types on household savings levels in South Africa." Master's thesis, Faculty of Commerce, 2019. http://hdl.handle.net/11427/30482.

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Despite robust economic growth in post-apartheid South Africa, we have consistently seen high unemployment and severe income inequality amongst its people. Arguably this has resulted in a culture of dependence on consumer credit; consumers are spending future income by using credit. This could result in a decrease in household savings levels amongst ordinary South Africans. Many studies have referred to an increase in consumer credit to supplement people’s income support or to offset low wages. This has a major impact on consumers who then find themselves over-indebted due to economic shocks a
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10

Waweru, Gabriel. "An assessment of the financial sustainability of savings and credit cooperative societies in Kenya." Doctoral thesis, University of Cape Town, 2018. http://hdl.handle.net/11427/28115.

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Savings and Credit Cooperative Societies (SACCOs) are voluntary associations of people with the common goal of encouraging savings and granting credit to members as a means to their economic improvement. For a long period of time, SACCOs have been seen as a way of ensuring savings and investments, especially by the middle and lower economic classes. In Kenya, these institutions have managed to accumulate funds running into billions of shillings, and many members have benefited from them. However, in the last few years, many of these institutions have experienced serious financial challenges th
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11

Nthaga, Laone Gosego. "An analysis of the profitability and sustainability of savings and credit co-operatives in Botswana." Master's thesis, University of Cape Town, 2018. http://hdl.handle.net/11427/28057.

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Since the 2008 financial crisis, global attention has been drawn to co-operatives, owing to their resilience and ability to flourish during tough economic conditions. The potential of co-operatives as a catalyst for sustainable development is of particular interest to a country like Botswana, where the economy is heavily reliant on a single commodity trade and there is potential for greater participation of the citizens in economic and social development of the country. The growing participation of co-operatives, particularly savings and credit co-operatives (SACCOs), has proved to be a channe
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12

Boffa, Zhang-Ming. "Cultural influence on China's household saving." Thesis, Federation University Australia, 2015. http://researchonline.federation.edu.au/vital/access/HandleResolver/1959.17/102944.

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The recession following the 2008 Global Financial Crisis highlighted the problem of deficient household saving and imprudent consumer credit. Studies of selected economies reveal that household saving tends to decline as economies move to higher stages of development. Following rapid economic growth, China’s household saving, possibly due to the influence of traditional culture, has remained high by international standards while consumer credit levels are low. This significant phenomenon has prompted the question of what this development trajectory may become as China proceeds to higher income
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13

Claude, Djekilamber. "Role of savings and credit cooperative societies in financial services development in Chad : a case of the Union Regionale des Cooperatives d Epargne et de Credit (URCOOPEC)." Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/97164.

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Thesis (MDF)--Stellenbosch University, 2012.<br>Union Régionale des Coopèratives d’Epargne et de Crédit (URCOOPEC) is a network of 10 savings and credit cooperatives, established in 1990 by UNDP in Chad to support the government’s strategy of strengthening and improving access to financial services to the population. All the cooperatives are located in and around N’djaména the capital city of Chad. URCOOPEC has developed as a microfinance model owned by the community that is able to help the poor population that is excluded from the formal financial services accessing these services. Des
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14

Jarvis, Marilyn Adams. "Credit risk-rating system for agricultural leases." Thesis, This resource online, 1992. http://scholar.lib.vt.edu/theses/available/etd-12232009-020554/.

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15

Thomas, Lillian Mariamma. "Women's empowerment in savings and credit cooperatives in rural Nepal, a study of gender and organisational change." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 2001. http://www.collectionscanada.ca/obj/s4/f2/dsk3/ftp05/MQ61954.pdf.

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16

Mingaleeva, Renata. "Wind turbines application for energy savings in Gas transportation system." Thesis, KTH, Kraft- och värmeteknologi, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-149260.

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The Thesis shows the perspectives of involving renewable energy resources into the energy balance of Russia, namely the use of wind energy for the purpose of energy supply for the objects of the Russian Gas transportation system. The methodology of the wind energy technical potential calculation is designed and the wind energy technical potential assessment for onshore and offshore zones of Russia is presented. The analysis of Russian Gas transportation system in terms of energy consumption is carried out when comparing the map of wind resources in Russia with the map of Russian Gas transporta
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Zaytsev, Vitaly. "Photovoltaic panels application for energy savings in gas transportation system." Thesis, KTH, Kraft- och värmeteknologi, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-149321.

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18

Hellgren, Hilda. "Fasta förbindelser : en studie av låntagare hos sparbanken och informella kreditgivare i Sala 1860-1910 /." Uppsala : Acta Universitatis Upsaliensis : Univ.-bibl. [distributör], 2003. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-3587.

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19

Kallis, Denver. "Are microfinance institutions in South Africa efficient? - A case study in the Limpopo province." University of the Western Cape, 2002. http://hdl.handle.net/11394/7790.

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Magister Commercii - MCom<br>This minithesis aims to determine whether South Africa's microfinance institutions are operating efficiently and whether efficiency can be enhanced. Using the United Nations model and framework for efficiency, it examines the key principles of operational efficiency in the South African microfinance context. The paper begins with an overview of the literature relating to the principles of efficiency as underscored in the United Nations model.
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20

El, Qadi El Haouari Ayoub. "An EXplainable Artificial Intelligence Credit Rating System." Electronic Thesis or Diss., Sorbonne université, 2023. http://www.theses.fr/2023SORUS486.

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Au cours des dernières années, le déficit de financement du commerce a atteint le chiffre alarmant de 1 500 milliards de dollars, soulignant une crise croissante dans le commerce mondial. Ce déficit est particulièrement préjudiciable aux petites et moyennes entreprises (PME), qui éprouvent souvent des difficultés à accéder au financement du commerce. Les systèmes traditionnels d'évaluation du crédit, qui constituent l'épine dorsale du finance-ment du commerce, ne sont pas toujours adaptés pour évaluer correctement la solvabilité des PME. Le terme "credit scoring" désigne les méthodes et techniques uti
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21

Lance, William R. "Restructuring the military retirement system for cost savings and increased officer satisfaction." Monterey, California. Naval Postgraduate School, 2006. http://hdl.handle.net/10945/10131.

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MBA Professional Report<br>The purpose of this MBA Project was to investigate the current military retirement system and provide insight into its effect on active duty officer job satisfaction levels. The goal of this project was to identify and document both the current military retirement system and a theoretical matched Thrift Savings Plan (TSP) option. The primary tools used to accomplish this goal were theoretical Net Present Value (NPV) analysis of several different retirement options and a survey of military students conducted on the campus of the Naval Postgraduate School to gauge
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22

Condron, Ewell D. "Cost Savings Realized Through Proper Sizing of an Excessive Instrument Air System." Thesis, University of North Texas, 2003. https://digital.library.unt.edu/ark:/67531/metadc4428/.

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The purpose of this research was to determine if installing a smaller air compressor could reduce the electrical usage of a large semiconductor manufacturing plant. A 200 horsepower Atlas Copco compressor was installed with the existing 500 horsepower Ingersoll-Rand compressors. Testing was conducted during the regular manufacturing process at MEMC Southwest in Sherman, Texas. Analysis of the data found that installing the new compressor could reduce electrical consumption. The study also found there are specific operational setpoints that allow the compressor to operate more efficiently.
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23

Beselin, Hallberg Jacob, and Per Uhrbom. "Volvo Logistics Corporation Returnable Packaging System : a model for analysing cost savings when switching packaging system." Thesis, Jönköping University, JTH, Industrial Engineering and Management, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-1360.

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<p>This thesis is a study for analysing costs affected by packaging in a producing industry. The purpose is to develop a model that will calculate and present possible cost savings for the customer by using Volvo Logistics Corporations, VLC’s, returnable packaging instead of other packaging solutions.</p><p>The thesis is based on qualitative data gained from both theoretical and empirical studies. The methodology for gaining information has been to study theoretical sources such as course literature and articles, as well as through interviews and consolidation with staff at Volvo Logistics Cor
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Bare, Michael Burnett. "Credit union service organization products and services: Implications, decisions, and strategies." CSUSB ScholarWorks, 2005. https://scholarworks.lib.csusb.edu/etd-project/2930.

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25

Netnou, Ntombomhlaba Salome. "Investigating informal savings as income generating and proverty alleviating tool in Nelson Mandela Bay Municipality." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/1616.

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The study investigated the informal savings approach as an income-generating and poverty alleviation tool for women. The focus of the study is specifically in the Nelson Mandela Bay Municipality. The purpose of the study was to explore the reasons behind the involvement of women, in particular, to the use of informal savings as a tool for income generation and poverty alleviation. South Africa is characterised by inequitable growth and development, a high degree of poverty, increasing demands and limited resources. It is because of this backdrop that many women in poor communities, both rural
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26

Polato, Ivanilton. "Energy savings and performance improvements with SSDs in the Hadoop Distributed File System." Universidade de São Paulo, 2016. http://www.teses.usp.br/teses/disponiveis/45/45134/tde-31102016-155908/.

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Energy issues gathered strong attention over the past decade, reaching IT data processing infrastructures. Now, they need to cope with such responsibility, adjusting existing platforms to reach acceptable performance while promoting energy consumption reduction. As the de facto platform for Big Data, Apache Hadoop has evolved significantly over the last years, with more than 60 releases bringing new features. By implementing the MapReduce programming paradigm and leveraging HDFS, its distributed file system, Hadoop has become a reliable and fault tolerant middleware for parallel and distribute
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27

Olsen, Jacqueline. "Beneath the surface of China's Social Credit System." Thesis, Malmö universitet, Fakulteten för kultur och samhälle (KS), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:mau:diva-22488.

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China has developed a technological Social Credit System that monitors, collects, and analyses behavioural data from citizens and enterprises. The system categorises them trustworthy or untrustworthy according to their behaviour. This paper aims to investigate the technological elements of China’s Social Credit System and analyse its social functions. In doing so, I will address the human rights implications following from the system. The thesis uses a content analysis method and draws on three theoretical studies, including, dataveillance, social sorting and neoliberalism and subjectivity. Th
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28

Small, Michael. "China's Social Credit System and Pro-Environmental Behaviour." Thesis, Uppsala universitet, Institutionen för geovetenskaper, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-398802.

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Climate change is an enormous challenge which, if not addressed will have detrimental impacts across the globe. This problem is largely produced by human behaviour. Therefore, strategies aimed at influencing behaviour are necessary in addressing this issue. Governments are currently utilising informational campaigns, rewards, penalties, nudging and structural changes to influence pro-environmental behaviour. Although these methods are creating change, it is far from sufficient to address the massive and urgent issue of climate change. Therefore, alternative strategies should be considered. As
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Lanciotti, Tiziana <1995&gt. "The Chinese Social Credit System and Black Mirror." Master's Degree Thesis, Università Ca' Foscari Venezia, 2019. http://hdl.handle.net/10579/15984.

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L'oggetto di studio della mia tesi è il Sistema di credito Sociale Cinese, un'iniziativa del governo cinese che verrà messo in atto entro il 2020, con lo scopo di controllare la popolazione cinese tramite dei punteggi sociali assegnati a ciascun individuo. I punti assegnati ad ogni cittadino possono essere negativi o positivi, a seconda del loro rispetto delle regole e del loro comportamento sociale. Aprirò la mia tesi con un'introduzione, descrivendo come svolgerò i tre capitoli. Nel primo capitolo, spiegherò cos'è il Sistema di credito Sociale cinese e quali siano le implicazioni di quest'ul
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30

Kirsch, Steffen [Verfasser], and Hans-Peter [Akademischer Betreuer] Burghof. "Essays in relationship banking : the efficiency of savings-linked relationship lending and credit information sharing / Steffen Kirsch ; Betreuer: Hans-Peter Burghof." Hohenheim : Kommunikations-, Informations- und Medienzentrum der Universität Hohenheim, 2018. http://d-nb.info/1152321196/34.

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31

Gondwe, Sellah Rose Jaranthowa. "Determinants of flow of formal credit to small and medium enterprises : a case of social capital and savings mobilisation for Malawi." Thesis, Aberystwyth University, 2015. http://hdl.handle.net/2160/107aff98-ee98-4632-962e-59a7e504714e.

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This thesis explores the role of social capital and domestic savings mobilisation, as demand and supply determinants of access to formal credit for small and medium enterprises (SMEs), in developing countries. The thesis provides evidence on how the domestic banking sector in developing countries can address information asymmetry between lenders and borrowers, and supply of loanable funds for SMEs, by considering other non-conventional determinants. The research focuses on Malawi, a developing economy in Sub Saharan Africa, to conduct micro-level and macro-level analyses. Analysis of cross sec
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Goosen, Pieter. "Efficient monitoring of mine compressed air savings / by P. Goosen." Thesis, North-West University, 2013. http://hdl.handle.net/10394/9660.

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In 2011 South Africa's main electricity supplier, Eskom, experienced a peak electricity demand of 89% of their total installed generation capacity. The high utilisation rate makes it difficult to perform essential maintenance on the system. Eskom implements Demand-Side Management (DSM) projects in various industries, in order to reduce the demand and to ensure sustainable electricity supply. The mining sector consumes 14.5% of the total amount of electricity generated by Eskom. Mine compressed air systems can consume as much as 40% of a mine's total electricity requirements. This makes mine co
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33

Zeng, Gang, Hiroyuki Tomiyama, Hiroaki Takada, and Tohru Ishihara. "A Generalized Framework for System-Wide Energy Savings in Hard Real-Time Embedded Systems." IEEE, 2008. http://hdl.handle.net/2237/12103.

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Fang, Shanpu. "Analysis of Operator's Energy Savings with Wrong Estimation in Intent in an Exoskeleton System." University of Dayton / OhioLINK, 2018. http://rave.ohiolink.edu/etdc/view?acc_num=dayton1532693757053886.

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35

Petrenko, R. V. "Inexpensive protection system of country house." Thesis, Sumy State University, 2016. http://essuir.sumdu.edu.ua/handle/123456789/49118.

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Presented electrical circuit designed to maximize save received solar energy and use it efficiently. This project has a simple structure and a low cost, helping to resolve security issues of a country house.
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Kadhim, Lara Vilela. "Assessing personal retirement savings plans: the portuguese case." Master's thesis, Instituto Superior de Economia e Gestão, 2009. http://hdl.handle.net/10400.5/1173.

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Mestrado em Economia Monetária e Financeira<br>This thesis highlights the insights and shortcomings of personal retirement savings plans (PRSP) structure, operations and performance. These schemes were, at first, established in 1989, with the purpose of encouraging personal savings and, at the same time, complementing the traditional system of pension provision. Because of their voluntary nature, the state offered a special fiscal regime to PRSP in order to promote individuals' reliance on private pension savings. PRSP are administered by pension plan sponsors. Together with investment manager
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Angueira, Ernesto J. "Membrane's properties and potential operational savings for a membrane reactor system versus a conventional reactor system in propylene production." Thesis, Georgia Institute of Technology, 2002. http://hdl.handle.net/1853/11763.

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Van, Tonder Adriaan Jacobus Marthinus. "Sustaining compressed air DSM project savings using an air leakage management system / A.J.M. van Tonder." Thesis, North-West University, 2010. http://hdl.handle.net/10394/4458.

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Unreliable and unsustainable electricity supply has been experienced in South Africa since 2007. Eskom implemented Demand Side Management (DSM) as a short-term solution to alleviate this problem. Several compressed-air DSM projects were implemented to help reduce the strain on the electrical network. Compressed air is an integral part of production in deep-level mining, and is extensively utilised. Problems are encountered with the effective management and repairing of leaks, since the majority of mines have little to no procedures in place for leak management. Awareness of the condition of th
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Ala'raj, Maher A. "A credit scoring model based on classifiers consensus system approach." Thesis, Brunel University, 2016. http://bura.brunel.ac.uk/handle/2438/13669.

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Managing customer credit is an important issue for each commercial bank; therefore, banks take great care when dealing with customer loans to avoid any improper decisions that can lead to loss of opportunity or financial losses. The manual estimation of customer creditworthiness has become both time- and resource-consuming. Moreover, a manual approach is subjective (dependable on the bank employee who gives this estimation), which is why devising and implementing programming models that provide loan estimations is the only way of eradicating the ‘human factor’ in this problem. This model shoul
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Abdalla, Nagwa Babiker. "The impact of the Sudanese Women's General Union savings and micro-finance/credit projects on poverty : alleviation at the household level with special emphasis on women's vulnerability and empowerment." Thesis, 2009. http://hdl.handle.net/10500/2595.

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Thesis<br>The objective of this study is to assess the nature of women’s empowerment promoted by the Sudanese Women General Union (SWGU) in Sudan as a strategy for simultaneously addressing both poverty alleviation and women's empowerment using microcredit as a tool in the fight against poverty and women's empowerment at the household level during the period 1999-2005. The SWGU directed its development efforts towards promoting the women's cause officially and unofficially through the whole spectrum of governmental institutions and non-governmental organizations. Therefore, the governmen
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張莉玲. "Precautionary Savings, Credit Constraints, and Debts." Thesis, 2002. http://ndltd.ncl.edu.tw/handle/05971606642867214997.

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碩士<br>國立彰化師範大學<br>商業教育學系<br>90<br>Among the possible reasons, precautionary savings and credit constraints have been pointed out as two critical determinants for doubting the general applicability of the life cycle/permanent income hypothesis (LC-PIH). Further, LC-PIH assumes consumers are able to obtain the credit they want in the perfect capital market. In fact, however, consumers’ actual debts are lower than desired. Consequently, debt is one of paradoxes between empirical evidences and theory. Researchers founded that credit constraints provide a motive for holding precautionary
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Klonner, Stefan [Verfasser]. "Essays on rotating savings and credit associations / Stefan Klonner." 2001. http://d-nb.info/96379244X/34.

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HSU, FENG-CHIH, and 許峰誌. "Research on Personnel Savings Division Transform into Credit Union." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/h3d9ac.

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碩士<br>國防大學<br>財務管理學系<br>106<br>The purpose of this thesis is to analyze the feasibility of Personnel Savings Division with nationwide business scope transforming into Credit Union. In this study, document analysis, interview survey and questionnaire survey are applied. The analysis results show that Personnel Savings Division transform into Credit Union is not feasible because of some issues like common bond certified. Aiding single unit to transform into Credit Union and promoting are suggested to enlarge the benefits of the military.
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Zikalala, Mcebo Justice. "The role of savings and credit cooperatives in promoting access to credit in Swaziland." Diss., 2016. http://hdl.handle.net/2263/57295.

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Internationally acclaimed institutions within the development field, such as the United Nations (UN) and the International Labour Organization (ILO), have taken a keen interest in the cooperative model as a mechanism that can be utilised to promote financial inclusion. However, in Swaziland, there have been mixed views regarding the role of savings and credit cooperatives (SACCOs) in facilitating access to financial services for their members. Moreover, within applied economics literature, research has been scarce on the role of savings and credit cooperatives in facilitating access to credit.
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Chen, Hung-chu, and 陳虹竹. "Practicability of Carbon Credits System on Water Saving in Taiwan’s Buildings." Thesis, 2013. http://ndltd.ncl.edu.tw/handle/62697323471085502086.

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碩士<br>國立臺灣科技大學<br>建築系<br>101<br>Taiwan is on the list of countries shortage of renewable water resource based on Food and Agriculture Organization, United Nations, 2005. Concerned with this situation, the issue related to water saving should be highly emphasized in Taiwan. This research is to be executed in the practicability of creating Carbon Credits System, on Water Saving in Taiwan’s Building. The previous research has proposed the evaluation model of CO2 emission for saving water strategy. It proposed a CO2 emission estimation model for water consumption. Through investigation of the dome
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Mlangeni, Reginald Xolani. "Individual savings behaviour in an emerging market context." Diss., 2012. http://hdl.handle.net/2263/26520.

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This paper investigates how individuals in emerging markets, specifically South Africa, approach their savings decision. The researcher attempts to identify those attributes most desirable to emerging market consumers, in so far as the allocation of their disposable income to saving is concerned. In the wake of one of the biggest financial crises to hit the modern world, there is going to be increased scrutiny into how financial institutions and countries capitalise their balance sheets. The manner in which financial advice is given to individuals will face similar scrutiny as such the subject
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47

Lin, Sheng-Fu, and 林泩甫. "Default and Participation in the Rotating Savings and Credit Associations: An Empirical Analysis." Thesis, 2010. http://ndltd.ncl.edu.tw/handle/18394285672682563655.

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Fan, Che-Ming, and 范哲銘. "The Study on Credit Line Models for Bandking System Credit and Marketing System Credit." Thesis, 2003. http://ndltd.ncl.edu.tw/handle/19100046235173212945.

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碩士<br>國立高雄第一科技大學<br>財務管理所<br>91<br>credit has the merits of high interest spread, high interest rate, and high return so as to diversify the risk and banks need to establish an evaluation model of credit to reduce the bad loans and to enhance the management profitability. The purpose of this paper is to establish an evaluation model of personal small amount of credit under banking system and marketing system. The samples are taken from cases of personal small amount of credit in the period between 2001-2002 in a southern branch of domestic financing institution. In total 600 samples, banking s
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Chiu, Hsiu-mei, and 邱秀美. "A Study on Impact of the Prevalence of Credit Card Transactions on Savings Rates." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/44cyg2.

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碩士<br>東吳大學<br>國際經營與貿易學系<br>96<br>Since the 1997 Asian financial turmoil, the domestic banking sector to gradually shift consumer finance business, so that the credit card market booming, banks pursuit of profit and market share, a large number of credit cards issued consumer advocate, the people, the credit card is a regrettable necessities. As credit card and bank floating junk facilitate the fight card performance, adding fuel to the flames made it in the bank, large-scale use of unconsciously, have overconsumption behavior and trigger excessive credit expansion of the phenomenon. But a co
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Simataa, Linus Milinga. "Microfinance and poverty alleviation: a study of three savings and credit associations, Caprivi region, Namibia." 2013. http://hdl.handle.net/11394/3878.

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Magister Artium - MA<br>According to Professor Muhammed Yunus, Nobel Prize winner in 2006 and the founder of the internationally acclaimed Grameen Bank in Bangladesh, microfinance is a viable solution to poverty alleviation among the poorest people residing in rural areas. Microfinance programs have led to poverty alleviation and empowerment of especially rural based women of developing societies, as they enable the poor to manage their finances and cope with unpredictable shocks and emergencies (Yunus, 2007). This research evaluated the developmental impact of microfinance on poverty allevia
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