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Journal articles on the topic 'Sharia Pawnshops'

Author: Grafiati

Published: 5 June 2025

Last updated: 1 August 2025

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1

Suryani, Ade Irma, and Muhammad Zakir. "Mekanisme Dan Metode Perhitungan Produk Pegadaian Syariah Dalam Konsep Hukum Bisnis Syariah." Journal of Legal Sustainability 1, no. 1 (2024): 39–46. https://doi.org/10.69693/jols.v1i1.30.

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The aim of this research is to explain the mechanism of sharia pawnshops and how to calculate sharia pawnshop products. The method used in this research uses descriptive research with a qualitative approach. The data collected is in the form of regulations, mechanisms and products from Sharia Pawnshops which are obtained based on documentation from literature related to Sharia pawnshops. A literature study was carried out, namely by analyzing the problem formulation using secondary data that was available on the pawnshop website and several documented literature. The research results explain t

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Karina Putri, Jihan, Isnaini Harahap, and Reni Hermila Hasibuan. "Konsep dan Penerapan Akad Rahn pada Pegadaian Syariah Kota Langsa." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 4, no. 1 (2022): 1–6. http://dx.doi.org/10.47467/elmal.v4i1.1235.

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Pawn is included in one form of debt-receivable agreement by using collateral to create an element of trust from the creditor towards the debtor. Pegadaian is an institution to obtain funding and financing needs by holding the property of the pawnbroker by the recipient of the pawn which functions as collateral for the debt. Pawnshops are divided into two, namely Sharia Pawnshops and Conventional Pawnshops. The Sharia pawnshop itself is run in accordance with sharia rules. However, there are still many people who do not know what is the difference between a Sharia Pawnshop and a Conventional P

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Putri, Jihan Karina, Isnaini Harahap, and Reni Hermila Hasibuan. "Konsep dan Penerapan Akad Rahn pada Pegadaian Syariah Kota Langsa." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 3, no. 6 (2022): 1152–58. http://dx.doi.org/10.47467/elmal.v3i6.1235.

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 Pawn is included in one form of debt-receivable agreement by using collateral to create an element of trust from the creditor towards the debtor. Pegadaian is an institution to obtain funding and financing needs by holding the property of the pawnbroker by the recipient of the pawn which functions as collateral for the debt. Pawnshops are divided into two, namely Sharia Pawnshops and Conventional Pawnshops. The Sharia pawnshop itself is run in accordance with sharia rules. However, there are still many people who do not know what is the difference between a Sharia Pawnshop and a Convent

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4

Harahap, Aisyah Budi. "ANALYSIS OF THE DEVELOPMENT UNDERSTANDING OF THE PEOPLE BATANG TORU SUB-DISTRICT ABOUT SHARIA PAWNSHOPS." Journal of Sharia Banking 4, no. 1 (2023): 1–13. http://dx.doi.org/10.24952/jsb.v4i1.8173.

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The purpose of this study is the first, show the understanding of the people of Batang Toru District towards PT. Sharia pawnshop, the second is what causes the people of Batang Toru District not to use PT. Sharia Pawnshop. This type of research is qualitative research, the collection of research data is carried out by conducting observations, interviews, and documentation with research objects in Batang Toru District in South Angkola District.Based on the research obtained as follows. First, the understanding of the people of Batang Toru District towards PT. Sharia pawnshops, most of the peopl

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Widiastuti, Sri, and Nurse Fatimah MZ. "Persepsi Nasabah terhadap Akad Rahn pada Pegadaian Syariah." AL-Muqayyad 4, no. 1 (2021): 70–83. http://dx.doi.org/10.46963/jam.v4i1.376.

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This research was motivated by the author's preliminary observations regarding customers' points of view between Sharia Pawnshops, and conventional Pawnshops were the same, some customers thought that Sharia Pawnshops also apply interest, even though the system were different. The purposes of this study were to find out how the Rahn contract, and the customer's perception of the Rahn at the Syariah Pawnshops. Data analysis used qualitative descriptive by deductive, and inductive methods. The results showed that most of the customers did not understand the Rahn, but they believed that the pawn

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Khoirunnazilah, Khoirunnazilah, Nurwanti Nurwanti, and Ayu Larasati. "PERKEMBANGAN KONSEP RAHN DALAM PEGADAIAN." AKSY Jurnal Ilmu Akuntansi dan Bisnis Syariah 4, no. 1 (2022): 33–48. http://dx.doi.org/10.15575/aksy.v4i1.17099.

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The development of the Rahn Concept in Sharia Pawnshops in Indonesia is relevant for further research. With this study, it will be known how to analyze public interest in using Sharia Pawnshops. The aim of this research is to analyze the development of the concept of rahn in pawnshops. The research to be carried out is library research, namely by collecting data related to the themes discussed. Understanding Sharia Pawnshops In Arabic terms, pawns are termed rahn and can also be named al-hasbu. The amount of the loan is determined by the pawnshop, depending on the value and amount of the pawne

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Dahliani, Yani, Yuniorita Indah Handayani, and Helmi Agus Salim. "Study Of Perception Public At System Pawnshop Syariah Branch Tanjung Market In Jember Yani Dahliani1, Yuniorita Indah Handayani 2,Helmi Agus Salim 3, etc Author Affiliation1, Author Affiliation2, Author Affiliation3, etc Email: yani@itsm.ac.id, yuniorit." ABM : International Journal of Administration, Business and Management 6, no. 1 (2024): 32–43. http://dx.doi.org/10.31967/abm.v6i1.1079.

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The financial instution is delived into, namely bank financial instutions and non-bank financial instutions. One of the non-bank financial instutions is instution in the form of public company (perum). The background of this research is to know the views and perceptions of the society to the pawnshops of sharia branch tanjubg marketin Jember as well as the factors that determine the community to choose pawnshops as one source to abtain funds. The problem in this research is how is the society perception of sharia pawn system in pasar tanjung and to know what are the factors that determine the

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Tussalam, Rifa, and Meta Ardiana. "Perlakuan Akuntansi Pembiayaan Gadai Emas (Rahn) Berdasarkan PSAK 107 di PT. Pegadaian Syariah ( Studi Kasus di PT. Pegadaian Syariah Jombang)." JFAS : Journal of Finance and Accounting Studies 1, no. 3 (2020): 203–11. http://dx.doi.org/10.33752/jfas.v1i3.180.

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The growth of Islamic financial institutions in Indonesia is very rapid, this is marked by the emergence of many Islamic financial institutions. Like sharia banks and sharia pawnshops the emergence of sharia pawnshops, the public interest increases, this happens because it does not stipulate usury and in accordance with Al-Quan and Hadist. Sharia pawnshops have several products, which are highly sought after by customers, namely rahn, because customers can guarantee valuables such as gold, BPKB, electronic goods and other valuables, but the products that are highly sought after by customers, n

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Inda Husna Fatwa and Muammar Khaddafi. "IMPLEMENTATION OF RAHN ACADEMIC (SHARIA PAWN) IN SHARIA FINANCIAL INSTITUTIONS." MORFAI JOURNAL 3, no. 2 (2023): 183–89. http://dx.doi.org/10.54443/morfai.v3i2.849.

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The development of sharia-based products is increasingly prevalent in Indonesia, including pawn shops. Perum pawnshops issued sharia-based products called sharia pawnshops. Basically, sharia-based products have such characteristics, do not collect interest in various forms due to usury, determine money as a medium of exchange not as a commodity traded, and do business to obtain compensation for services and or profit sharing. This research includes the type of literature study by looking for theoretical references that are relevant to cases or problems found. Theoretical references are obtaine

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Desiana, Rina, and Faryal Musnadi Ihsan. "FAKTOR YANG MEMPENGARUHI MINAT MILENIAL DALAM MENGGUNAKAN JASA PEGADAIAN SYARIAH." Jihbiz: Global Journal of Islamic Banking and Finance 5, no. 1 (2023): 51. http://dx.doi.org/10.22373/jihbiz.v5i1.17216.

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The presence of sharia pawnshops can also have a positive impact because the main purpose of pawnshops is to help people who are in need of funds so they are free from bondage to bondage practices. The purpose of this research is to find out the Factors Influencing Millennial Interest in Using Sharia Pawnshop Services. This research method uses a quantitative method with data collection techniques by distributing questionnaires to 100 respondents, namely the people of Southwest Aceh Regency who belong to the millennial generation and also sharia pawnshop customers. The partial test results sho

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Dahliani, Yani, Yuniorita Indah Handayani, and Helmi Agus Salim. "STUDY OF PERCEPTION PUBLIC AT SYSTEM PAWNSHOP SYARIAH BRANCH TANJUNG MARKET IN JEMBER." MBA : Journal of Management and Business Aplication 7, no. 2 (2024): 96–106. http://dx.doi.org/10.31967/mba.v7i2.1129.

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The financial instution is delived into, namely bank financial instutions and non-bank financial instutions. One of the non-bank financial instutions is instution in the form of public company (perum). The background of this research is to know the views and perceptions of the society to the pawnshops of sharia branch tanjubg marketin Jember as well as the factors that determine the community to choose pawnshops as one source to abtain funds. The problem in this research is how is the society perception of sharia pawn system in pasar tanjung and to know what are the factors that determine the

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Husna, Arinal, Rinda Asytuti, Diva Nimas Ramadhani, and Dwi Mukti Rosalita. "The Role of Sharia Pawnshop in Supporting The Growth of The Halal Industry: Opportunities and Challenges." Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah 10, no. 1 (2024): 59. http://dx.doi.org/10.29300/aij.v10i1.2385.

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This research discusses the role of sharia pawnshops in supporting the strength of the Islamic financial ecosystem through the halal industry. The halal industry continues to develop rapidly in this era so the role of sharia pawnshop is not overlooked in its development. This research uses a qualitative research method that uses a descriptive analysis approach that uses various sources regarding the Sharia financial ecosystem, halal business, and the function of Sharia pawnshops in facilitating the Islamic financial ecosystem. This research explains that Sharia pawnshop can be a financial solu

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Febi, Febi, Iskandar Budiman, Fakhrizal Fakhrizal, and Munawwarah Munawwarah. "PERSEPSI MASYARAKAT TERHADAP SISTEM PEGADAIAN SYARIAH (Studi Kasus Di Pegadaian Syariah Idi Rayeuk)." JIM: Jurnal Ilmiah Mahasiswa 1, no. 1 (2018): 1–13. http://dx.doi.org/10.32505/jim.v1i1.464.

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The financial instution is delived into, namely bank financial instutions and non-bank financial instutions. One of the non-bank financial instutions is instution in the form of public company (perum). The background of this research is to know the views and perceptions of the society to the pawnshops of sharia branch of idi rayeuk as well as the factors that determine the community to choose pawnshops as one source to abtain funds. The problem in this research is how is the society perception of sharia pawn system in idi rayeuk and to know what are the factors that determine the people prefer

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14

Fauzi, Nur, Humaidi, and Mohammad Mahbubi Ali. "Rahn Contract at Sharia Pawnshop in Madura: Analysis of Maqasid al-Shariah, Socio-Cultural Dynamics, and Socio-Economic Impacts." Tribakti: Jurnal Pemikiran Keislaman 36, no. 1 (2025): 103–22. https://doi.org/10.33367/tribakti.v36i1.5263.

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This study examines the implementation of the Rahn contract at Sharia Pawnshops in Madura, focusing on its alignment with the principles of Maqasid al-Shariah, the socio-cultural and religious dynamics influencing perceptions and implementation, as well as the resulting socio-economic impacts. The study is motivated by academic debates regarding the effectiveness of Islamic financial instruments in achieving societal welfare goals. Using a qualitative approach and a case study method, the research gathers data through in-depth interviews, participatory observation, and document analysis. The f

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Manihuruk, Frido Evindey, Eza Syahbana, Jeane Alisya, et al. "COMPARATIVE STUDY BETWEEN CONVENTIONAL PAWNSHOPS AND SHARIA PAWNSHOPS: BENEFITS, CHALLENGES, AND IMPLICATIONS FOR CUSTOMERS." ADILLA : Jurnal Ilmiah Ekonomi Syari'ah 8, no. 1 (2025): 61–72. https://doi.org/10.52166/adilla.v8i1.6655.

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This research seeks to uncover the advantages and disadvantages between conventional pawnshops and Islamic pawnshops. The focus of the research is on the advantages, challenges, and implications of both types of pawnshops for customers. This research is a descriptive qualitative type with a comparative study technique based on data from previous research. Conventional pawnshops operate based on an interesting system, while Sharia pawnshops use usury-free Sharia principles and prioritize murabahah and ijarah contracts. The results show that conventional pawnshops tend to be more flexible in ter

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Agustian, Rendi, Deni Iswandi, and Badaruddin Nurhab. "Analisis Risiko Operasional Pada Pegadaian Syariah KC. Bengkulu Di Masa Pandemi Covid-19." Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah 7, no. 2 (2021): 116. http://dx.doi.org/10.29300/aij.v7i2.4331.

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Operational risk is an important effort that must be carried out by every company, including sharia pawnshops, as an effort to minimize losses due to risks that occur. This study aims to determine the operational risk management conducted by PT. KC sharia pawnshop. Bengkulu during the covid 19 pandemic. This research method uses a qualitative method with a case study approach. Data collection techniques for this study were collected through interviews with related parties at the research site. The results of this study indicate that operational risk is divided into two, namely risk to customer

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Putri, Putri, Junaidi Junaidi, and Abid Ramadhan. "The Influence of Literacy, Religious Knowledge and Attitudes on Public Interest in Rahn Products." Jurnal Ilmiah Akuntansi dan Keuangan 12, no. 2 (2023): 88–96. http://dx.doi.org/10.32639/jiak.v12i2.216.

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This research aims to determine the factors influencing knowledge, literacy, religion, and attitudes toward public interest in Rahn products at Sharia pawnshops. 145 Pegadaian Syariah (Pawnshop) consumers were invited to this study through an online survey. SEM (Structural Equation Modeling) was used to examine research hypotheses. This study found that financial literacy, religiousness, and attitudes play important roles in influencing Pegadaian Syariah consumer preference. It means that consumers’ interest in Sharia pawnshops is because they influence individual understanding, knowledge, val

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Maulana Ibrahim and Triana Lidona Aprilani. "FAKTOR YANG MEMPENGARUHI MINAT NASABAH GADAI SYARIAH DENGAN GADAI KONVENSIONAL PADA PT. PEGADAIAN Tbk. Kota Mataram." Jurnal Kompetitif 8, no. 2 (2022): 94–118. https://doi.org/10.47885/kompetitif.v8i2.7.

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This study aims to determine the factors that influence the interest of customers of PT Pegadaian Syariah BTN Sweta branch with PT Pegadaian conventional Selaparang branch in terms of service quality factors, location factors and promotion factors This research was conducted at PT Pegadaian Syariah BTN Sweta branch and PT Pegadaian conventional Selaparang branch with the type of case study research, the method used in this study was qualitative. Methods of data collection is done in three ways, namely observation, interviews, and documentation. Data collection is carried out to obtain data in

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Bahri, Saepul. "Analisis Tingkat Kualitas Pelayanan Nasabah Pegadaian Syariah Cabang Veteran Purwakarta." EKSISBANK: Ekonomi Syariah dan Bisnis Perbankan 2, no. 2 (2018): 18–28. http://dx.doi.org/10.37726/ee.v2i2.48.

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Based on the results of the research and discussion on the Level of Quality Analysis of the Syariah Pawnshop Customer Service at the Veteran Purwakarta Branch, some conclusions can be drawn as follows: (1) From the physical evidence at the Pegadaian Syariah Branch Veterans Purwakarta the community considers that the condition of the building owned and the way employees are in look good enough, and the promotion carried out by the pawnshop can attract the public to transact at pawnshops; (2) The reliability of sharia pawnshops in conducting services on time is considered to be good enough, some

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Wijaya, Nicho Hadi. "The Challenges of Sharia Pawnshops in Indonesia in The Era of The Industrial Revolution 4.0." El-Mashlahah 12, no. 1 (2022): 52–69. http://dx.doi.org/10.23971/elma.v12i1.3910.

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ABSTRACTThe development of the Islamic financial system in Indonesia is marked by the establishment of various Islamic financial institutions and the issuance of various sharia-based financial instruments. Essentially, Islamic financial institutions are different from conventional financial institutions, in terms of mechanisms, objectives, powers, scope, and responsibilities. The provisions and discourses contained in classical fiqh on Rahn are then adapted to modern economic developments and synergized with the needs of today's society. With the majority of the Muslim population, it is not di

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Hodro, Hariratun, and Dahruji . "KUR Product Marketing Model at PT. UPS Bangkalan Sharia Pawnshop." JOURNAL OF SHARIA ECONOMICS 5, no. 2 (2023): 137–49. https://doi.org/10.35896/jse.v5i2.666.

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Sharia pawnshops are financial institutions. this Financial Institution divided into two, namely Islamic financial institutions, banks and institutions Non-Bank Sharia Finance. Sharia financial institutions banks are bodies businesses that carry out activities in the financial sector by collecting funds, funds from the community in the form of savings and giving back society in the form of loans. Meanwhile, non-bank sharia financial institutions are businesses that operate in the financial sector, either directly or indirectly, collecting funds by issuing securities and distributing them to th

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Shaddiq, Syahrial, Siska Silvia, Aria Santri Dalem, Ade Wahyu Awaludin, and Iin Indrawan. "Antecedents and Consequences of Islamic Pawnshops: Literature Study." PPSDP International Journal of Education 4, no. 1 (2025): 136–43. https://doi.org/10.59175/pijed.v4i1.394.

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Sharia pawnshops have become one of the Islamic financial instruments that contribute significantly to providing financing solutions in accordance with sharia principles. The antecedents of the success of sharia pawnshops include the level of Islamic financial literacy, public trust in sharia services, and sharia-based product innovations that are relevant to customer needs. This study aims to analyze the antecedents and consequences of sharia pawnshops through literature studies. This study was conducted through literature analysis from various academic and practical sources to identify the m

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Irawan, Hendra, and Nurma Destiana. "TINJAUAN HUKUM EKONOMI SYARI’AH TERHADAP PELAKSANAAN PENJUALAN BARANG GADAI." Istinbath : Jurnal Hukum 15, no. 1 (2018): 111. http://dx.doi.org/10.32332/istinbath.v15i1.1125.

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Abstract Pawn sharia (rahn) is one of the terms property (rahin) as goods (marhun) on debt / loan (marhun bih) it receives. Marhun has an economic value. Auction as an execution of goods is also done in Sharia Pawnshop. Auction is the last attempt made by the Sharia Branch Office that has money that is default. This study aims to describe the perspective of Islamic Economic Law on the sale of lien in the sharia pawnshops Metro City. This research is an attempt to enrich the scientific khilafah related to the problems related to the projects, and can be used as information for sharia pawn

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Muhammad Wifqi Hidayatullah, Putri Indah Lestari, Hawa Azzah Fauziah, Kirana Mahardhika Rahma, and Muhammad Taufiq Abadi. "Implementasi Akad Rahn di Pegadaian Syari'ah Untuk Meningkatkan Kesadaran Tentang Keuangan Syari'ah." JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT 2, no. 1 (2024): 81–90. http://dx.doi.org/10.59024/jis.v2i1.568.

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A sharia financial institution is an entity whose activities in the field of sharia finance and whose assets are based on sharia principles, both in financial and other matters. One of the sharia financial institutions in Indonesia is Pegadaian Syariah (Rahn). Rahn is an agreement to hand over goods as collateral for a debt, which allows the person concerned to borrow money. The implementation carried out by sharia pawnshops includes efforts to foster sharia financial literacy in the community, which will later be able to help the family economy and give rise to new businesses when people unde

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Siregar, Rihadatul 'Aisy Arifah, Arif Qaedi Hutagalung, Ami Dilham, and Inneke Qamariah. "Pegadaian Sharia In The Successful Development Of Msmes Through Arrum BPKB (Case Study Of Pegadaian Sharia CPS Ar Hakim Medan)." Journal Of Management Analytical and Solution (JoMAS) 3, no. 1 (2023): 30–38. http://dx.doi.org/10.32734/jomas.v3i1.10667.

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This study aims to determine the Sharia Pegadaian in the Success of BPKB ARRUM Development. Study of Islamic Pawnshops CPS AR Hakim Medan. This research is a mixed research method with a concurrent embedded design by combining two types of research, qualitative as the primary method and quantitative as a secondary or complementary method. Data collection through interviews and questionnaires. The informants in this study totaled 15 people consisting of 3 employees of the CPS AR Hakim Sharia Pawnshop, 10 customers or business actors, and 2 Heads of Environment around micro business actors inclu

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Mirwan, Dayu, Muhammad Noval, and Panji Adam Agus Putra. "Implementasi Akad Rahn Pada Pegadaian Syariah Dalam Rangka Meningkatkan Minat Masyarakat Pada Keuangan Syariah." Jurnal Rekoginisi Ekonomi Islam 2, no. 01 (2023): 52–61. http://dx.doi.org/10.34001/jrei.v2i01.489.

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Islamic financial institutions are business entities whose activities are in the field of Islamic finance and their assets, both financial and financial, are based on sharia principles. One of the Islamic financial institutions in Indonesia is the Sharia Pawnshop (Rahn). Rahn is an agreement for the delivery of goods as a form of collateral for a debt so that the person concerned may take the debt. The implementation carried out by Islamic Pawnshops includes efforts to foster Islamic financial literacy in the community, so that later the community will understand and know about Islamic Pawnsho

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Purnama Sari, Nova, Ruslan Abdul Ghofur, Khumaidi Ja'far, and Surono -. "Penerapan Sharia Compliance Pada Produk Gadai Emas Pada Pegadaian Syariah dan Bank Syariah XYZ." ILTIZAM Journal of Shariah Economics Research 5, no. 2 (2021): 114–26. http://dx.doi.org/10.30631/iltizam.v5i2.781.

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Sharia compliance (sharia compliance) in the gold pawn business in the current era tends to be often violated by sharia companies in order to get greater profits. Even though interest in Islamic gold pawns continues to increase. On the other hand, the shariah compliance component is the main differentiator between sharia companies and conventional companies. Therefore, this study aims to analyze how the implementation of shariah compliance on gold pawn products is applied to Sharia Pawnshops and Mandiri Syariah Banks in Metro City, Lampung. The research was conducted in 2019 at the Syariah Paw

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Elsasari, Febtika Budiya, and Budi Sukardi. "Analysis Determinants of Housewives to Control Saving Gold Behavior in Indonesian Sharia Pawnshops." Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah 8, no. 1 (2022): 1–36. http://dx.doi.org/10.36908/isbank.v8i1.334.

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Investment is something that must be done by someone to plan future needs. As a financial regulator in a family, investment is essential for housewives. Investments can be made in various instruments, one of which is by saving gold in Sharia Pawnshop. Gold savings at Sharia Pawnshop is a gold balance deposit service that can make it easier for people to invest in gold by saving money. Therefore, this study aims to determine the effect of attitudes, subjective norms, and behavioural control on their Interest in saving gold in Sharia Pawnshop. The methodology used in this research is quantitativ

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Nurni Lamsari, Rafidah Rafidah, and M. Taufik Ridho. "PENGARUH PENGETAHUAN PRODUK DAN PROMOSI TERHADAP MINAT MENGGUNAKAN LAYANAN PEGADAIAN SYARIAH DI KOTA JAMBI." Jurnal Kajian dan Penalaran Ilmu Manajemen 1, no. 4 (2023): 19–38. http://dx.doi.org/10.59031/jkpim.v1i4.226.

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The high level of living needs that must be met is a burden that every earning individual must go through and not all of their needs are met. With the existence of sharia pawnshops can help economic problems in each individual. Therefore, this research aims to determine the influence of product knowledge and promotions on interest in using sharia pawnshop services among people in the city of Jambi. This study uses a quantitative research method with a descriptive approach. Sampling of 100 people using the Slovin formula approach. Data collection by observation and questionnaires. Data were ana

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Subhan, Muhammad, and Agustina Agustina. "LAYANAN JASA DAN STRATEGI PEMBIAYAAN PADA MASA PANDEMI COVID DI PT. PEGADAIAN SYARIAH CABANG JAMBI." Al Fiddhoh: Journal of Banking, Insurance, and Finance 4, no. 1 (2023): 11–21. http://dx.doi.org/10.32939/fdh.v4i1.1550.

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This study aims to determine the services during the pandemic, and the Financing Strategy carried out at PT. Jambi Branch of the Sharia Pawnshop. The objectives include the state of Service Services during the pandemic and the Financing Strategy at PT. Jambi Branch of the Sharia Pawnshop. This study uses a qualitative approach with data collection methods by conducting observations, interviews, documentation, and concluding: 1) In the services carried out during the Covid period at PT. Pegadaian Syariah Jambi Branch, namely: a) The service has slightly changed both inside and outside the outle

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Luthfina, Aulia Nabila, and A. Syifa'ul Qulub. "IMPLEMENTASI FATWA DSN-MUI PADA PRODUK ARRUM HAJI DI PEGADAIAN SYARIAH CABANG BABAKAN SURABAYA." Jurnal Ekonomi Syariah Teori dan Terapan 6, no. 12 (2020): 2568. http://dx.doi.org/10.20473/vol6iss201912pp2568-2580.

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Arrum Haji products are one of the product innovations developed by Sharia Pawnshops precisely in 2016 after the banning of hajj bailout products offered by Islamic banking. In its development, Arrum Haji products cannot be separated from obstacles. One of them is that not many people know the whole product of Arrum Hajj and sharia whether or not the product. So that this study will explain the entire Arrum Haji product and review its Islamic compliance based on the provisions of the DSN-MUI Fatwa. This study uses qualitative methods with descriptive case study strategies. The object of this s

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Surepno, Surepno. "Studi Implementasi Akad Rahn (Gadai Syariah) Pada Lembaga Keuangan Syariah." TAWAZUN : Journal of Sharia Economic Law 1, no. 2 (2018): 174. http://dx.doi.org/10.21043/tawazun.v1i2.5090.

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<p><em>The development of sharia-based products is increasingly prevalent in Indonesia, including pawnshops. Perum pawnshops issued sharia-based products called sharia pawnshops. Basically, sharia-based products have such characteristics, do not collect interest in various forms due to usury, determine money as a medium of exchange not as a commodity traded, and do business to obtain compensation for services and or profit sharing.</em></p><p><em>This research includes the type of literature study by looking for theoretical references that are relevant to ca

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Syifa, Muhammad Istiftahu, and Zuhrinal M. Nawawi. "Analisis Peran Pembiayaan Ar-rum BPKB oleh Pegadaian Syariah terhadap Pengembangan Usaha Mikro, Kecil, dan Menengah." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 4, no. 1 (2022): 105–18. http://dx.doi.org/10.47467/elmal.v4i1.1361.

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  One of the problems in developing MSMEs is the limitation in providing capital due to; The availability of guarantees owned by MSMEs does not have a financing application requirement. One of the financing solutions offered Pegadaian Syariah (Rahn) is to issue ArRum products. The purpose of this study was to determine the role of BPKB Ar-rum financing by Sharia Pawnshops on the development of MSMEs at the Ar-hakim branch of Islamic Pawnshops. The approach used in this research is a quantitative descriptive approach. The data analysis technique used classical assumption analysis an

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Nuraini, Nuraini, and Sulaiman Efendi Siregar. "ANALYSIS OF THE USE OF NON-CASH TRANSACTIONS USING DIGITAL APPLICATIONS IN THE TIME OF COVID-19 AT PT. PAWNTOWN SHARIA UPS SIBUHUAN." Journal of Sharia Banking 4, no. 1 (2023): 99–109. http://dx.doi.org/10.24952/jsb.v4i1.8768.

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This research was motivated by the use of non-cash transactions using digital applications which decreased during the Covid-19 period where the use of digital Islamic pawnshop applications before Covid-19 increased while during the Covid-19 period their use decreased, because there were still many customers who did not know how to use digital Islamic pawnshop applications . The formulation of the research problem is how to use the digital sharia pawnshop application during the Covid-19 period at PT. Pegadaian Syariah UPS Sibuhuan, how is the customer's response to the digital sharia pawnshop a

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Qolbin Salim, Siska Ramadhani Putri, Warda Khoiria Nasution, and Salsabila Meisya Aulia Rahma. "Public Service Journal About Sharia Pawnshop." Journal of Islamic Economy and Community Engagement 4, no. 1 (2023): 24–32. http://dx.doi.org/10.14421/jiecem.2023.4.1.1913.

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This journal is the result of the final report of the final assignment for the Islamic Financial Management course in the form of community service. The form of service that is carried out is by educating the general public about Sharia Pawnshops. This education regarding Sharia Pawnshops is carried out because it turns out that there are still many Indonesian people, especially the Muslim community who do not know about Sharia Pawnshops. Many people still use conventional pawnshops. In fact, when viewed in terms of its products, Pegadaian Syariah has products that are more in line with Islami

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Hanifa, Hajar, Ikhwan Hamdani, and Yono Yono. "Analisis Implementasi Akad Rahn (Gadai) di Kantor Cabang Pegadaian Syariah Bogor Baru." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 2, no. 2 (2021): 63–77. http://dx.doi.org/10.47467/elmal.v2i2.524.

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 Pegadaian Syariah is one of the Islamic financial institutions in Indonesia that distributes funds in the form of money loans with collateral in the form of valuable goods to the lower middle class community, which aims to make it easier to provide loans under Sharia law and eradicate moneylenders who have run rampant among the public without us realizing it. In the implementation of the contract Rahn that occurs at the Sharia pawnshop, it must be in accordance with the fatwa of the National Sharia Board, but in terms of the implementation of each fatwa verse that has been determined, s

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Hanifa, Hajar, Ikhwan Hamdani, and Yono Yono. "Analisis Implementasi Akad Rahn (Gadai) di Kantor Cabang Pegadaian Syariah Bogor Baru." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 4, no. 1 (2021): 52–65. http://dx.doi.org/10.47467/elmal.v4i1.524.

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 Pegadaian Syariah is one of the Islamic financial institutions in Indonesia that distributes funds in the form of money loans with collateral in the form of valuable goods to the lower middle class community, which aims to make it easier to provide loans under Sharia law and eradicate moneylenders who have run rampant among the public without us realizing it. In the implementation of the contract Rahn that occurs at the Sharia pawnshop, it must be in accordance with the fatwa of the National Sharia Board, but in terms of the implementation of each fatwa verse that has been determined, s

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Setiawan, Iwan, Rusmani, and Nurhaeti. "Implementation of the Compilation of Islamic Economic Law in Sharia Pawn in Indonesia." International Journal of Science and Society 5, no. 4 (2023): 910–21. https://doi.org/10.54783/ijsoc.v5i4.1349.

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Sharia Pawnshops in Indonesia manage sharia pawn businesses at both central and regional levels, guided by a Sharia Supervisory Board. Their services and human resources are optimized to achieve company goals. The products offered include Rahn Hasan, Rahn Flexi, Rahn Bisnis, Amanah vehicle installments, Arrum BPKB, Arrum Emas, Arrum Hajj, and Sharia Gold Installments. In a sharia pawn contract, items serve as collateral for loans, with maintenance and storage being the responsibility of the debtor (rahin). The costs for maintenance are determined by an ijarah contract, distinguishing sharia pa

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Yudika L.K Rangkuti. "Analisis Dampak Covid 19 Dalam Peningkatan Gadai Emas Di Pegadaian Syariah Sibuhuan." OPTIMAL Jurnal Ekonomi dan Manajemen 4, no. 1 (2023): 190–204. http://dx.doi.org/10.55606/optimal.v4i1.2637.

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The Covid-19 situation is causing problems for the world economy. In this case, sharia pawnshops have gold pawn products that can help the economy. Especially for customers in quickly addressing needs amidst the Covid-19 pandemic. This general research aims to find out the description and forms of efforts made by the Sibuhuan sharia pawnshop to help customers who pawned gold during the Covid-19 pandemic. This type of research is field research, while the nature of the research is qualitative descriptive. This research uses a normative and sociological approach. The data collection techniques a

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Nuris Tishwanah, Rasyid Abi Sandi, and Nurul Auliyah Bakri. "Strategi Bauran Pemasaran 4P Produk Gadai Emas pada Pegadaian Syariah." Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam 11, no. 1 (2023): 84–97. http://dx.doi.org/10.37812/aliqtishod.v11i1.610.

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This study aims to determine the most appropriate marketing mix strategy to be used and applied in Sharia pawnshops to increase the sales volume of gold pawn products. This research uses a qualitative research method with a SWOT analysis approach because it is based on an assumption that states that an effective strategy can maximize the opportunities and strengths that exist in product suau, one of which is gold pawn products in Sharia pawnshops. Then further analysis is carried out using EFAS and IFAS techniques and the results will be outlined in a cartesius diagram. The results of the SWOT

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Mallfi Lutfia and Herlina Yustati. "Pengaruh Literasi Keuangan Terhadap Keputusan Penggunaan Produk Pegadaian Syariah." SANTRI : Jurnal Ekonomi dan Keuangan Islam 2, no. 6 (2024): 25–37. https://doi.org/10.61132/santri.v2i6.968.

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This research aims to analyze the influence of financial literacy on decisions to use sharia pawnshop products. Financial literacy is an important factor that influences individuals in making financial decisions, including choosing sharia-based financial products. In this context, sharia pawnshops are one of the financial institutions that offer financing solutions according to sharia principles. This study uses a quantitative method with a survey approach to sharia pawnshop customers. Data were analyzed using linear regression to measure the relationship between the level of financial literac

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Zaharullah, Zaharullah. "TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP MEKANISME PELAKSANAAN RAHN PADA PT PEGADAIAN SYARIAH MEUREUDU PIDIE JAYA." HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi 3, no. 1 (2024): 31–46. http://dx.doi.org/10.61393/heiema.v3i1.196.

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Sharia pawnshops are financial institutions whose operations adhere to the principles of sharia economic law, which aims to help government programs improve the welfare of the people, especially the lower middle class by providing the best financial solutions through the distribution of micro, small and medium scale loans on the basis of pawn law. In fact, products in sharia pawnshops have the character of not charging interest in various forms due to usury. However, recently pawnshops have also faced problems, including the public's perception that Sharia Pawnshops are the same as Conventiona

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Asih Tri Utami and Herlina Yustati. "Implementasi Lelang Barang Jaminan di Pegadaian Syariah KM.6,5 Cabang Bengkulu." Jurnal Ekonomi dan Pembangunan Indonesia 2, no. 4 (2024): 81–92. http://dx.doi.org/10.61132/jepi.v2i4.946.

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This study aims to comprehensively explore the implementation of collateral auctions at Pegadaian Syariah KM.6.5 Bengkulu Branch. Pegadaian Syariah provides financing services based on sharia principles with collateral of valuable goods. When customers fail to repay loans within the specified period, the Islamic pawnshop uses collateral auctions as a last resort to protect the financial rights of the institution. This study analyzes the auction procedures implemented, the obstacles faced, and the impact of auctions on customers. The research method is qualitative descriptive, involving observa

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Veronica, Amanda, Muhammad Iqbal Fasa, and Suharto Suharto. "FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH TERHADAP PRODUK RAHN PADA PEGADAIAN SYARIAH." AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah 3, no. 2 (2021): 43–58. http://dx.doi.org/10.15575/aksy.v3i2.14051.

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The growing development of sharia-related products that are increasingly crowded in Indonesia also has an effect on the business development of PT Pegadaian (Persero). Therefore, PT Pegadaian (Persero) also issued a new product that smelled of sharia under the name Pegadaian Syariah. The legal basis for the establishment of Sharia Pawnshops is PP No. 103 dated November 10 2000 and Fatwa DSN No. 25 / DSN-MUI / III / 2002 concerning Rahn. For this reason, this study aims to examine and analyze the effect of promotions, prices and loan disbursement procedures on customer interest in using rahn pr

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Puteh, Anwar, M. Rasyidin, Muhammad Authar ND, and Nurul Mawaddah. "ANALYSIS OF FACTORS AFFECTING CUSTOMER INTEREST IN CHOOSING RAHN PRODUCTS AT SHARIA PAWNSHOPS IN ACEH PROVINCE." International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) 2, no. 2 (2022): 177–88. http://dx.doi.org/10.54443/ijebas.v2i2.185.

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This study examines the effect of Promotion, Ujrah Rates and Fund Disbursement Procedures on Customer Interest in Choosing Rahn Products at Sharia Pawnshops in Aceh Province. This study uses primary data obtained by distributing questionnaires to selected customers using a non-probability sampling method. The data analysis method used multiple linear regression analysis. The results showed that the promotion variable, and the procedure for disbursing funds had a positive and significant effect on customer interest in choosing Rahn's products at Pegadaian Syariah in Aceh Province. Meanwhile, th

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Maengkom, Muhammad Algi Fahri. "Pemahaman Masyarakat Muslim Manado Terhadap Sistem Pegadaian Syariah." Al-'Aqdu: Journal of Islamic Economics Law 3, no. 2 (2023): 68. http://dx.doi.org/10.30984/ajiel.v3i2.2685.

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This research focuses on exploring the understanding of the Muslim community in Manado City towards the sharia pawnshop system. Manado City, with a majority non-Muslim population, is an interesting background to understand the extent of knowledge of the Muslim community regarding the concept and implementation of sharia pawnshops. Qualitative methods are used with data collection techniques through interviews, observation, and document analysis. The results of the study show that their understanding of the basic and operational principles of Islamic pawnshops is still limited. Factors such as

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Murtadho, Ali. "Normativitas Pegadaian Syariah dan Praktiknya di Dunia Muslim." Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat 4, no. 1 (2021): 77. http://dx.doi.org/10.24853/ma.4.1.77-96.

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The existence of pawnshops appears to respond to urgent funding needs, especially for weak economies. Compared to banks or other financial institutions, pawnshops have their own advantages that are relatively easy for those who need funds quickly. However, even though it has a social nuance with relatively small capital rent (interest), conventional pawnshops are still considered problematic from the perspective of interest-free Islamic economic law. This problem gave rise to syari'ah pawnshops which eliminated the interest / capital lease system. In order to earn income for the institution as

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Rizky, Syafnur M., and Mohd Winario. "Peran Pegadaian Syariah Terhadap Kesejahteraan Masyarakat." Journal of Economic, Management, Business, Accounting Sustainability 1, no. 4 (2024): 19–26. https://doi.org/10.69693/joembas.v1i4.36.

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This research aims to analyze the role of Sharia Pawnshops on community welfare. The research results show that Sharia Pawnshops have an important role in improving community welfare, especially for the lower middle economic group. Through financing schemes that comply with sharia principles, Pegadaian Syariah can help people obtain additional capital to develop their businesses. Apart from that, Sharia Pegadaian also plays a role in providing financial education to the public so that they can manage their finances well and avoid financial shocks. However, there is still an imbalance in public

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Ayu Oktoriza, Linda, and Nur Fitri Rahmawati. "Analyze Capital Structure In Kamal Sharia Pawnloyers And Wonokromo Pawntown Case Study." Al Urwah : Sharia Economics Journal 1, no. 01 (2023): 30–43. http://dx.doi.org/10.61536/alurwah.v1i01.14.

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This study aims to analyze the effect of the capital structure on PT. Pegadaian (Persero) tbk. It can determine where the capital is obtained by going directly to the field. This study uses qualitative methods with various other literature. The pledge is a right obtained by a creditor for a movable object, which is handed over to him by a debtor or by another person on his behalf, and which gives the debtor the authority to take payment of said item in priority over other creditors, except for the cost of auctioning the item and the costs incurred to salvage it. Based on the research described

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Aulia, Mochamad Iqbal, and Iwan Setiawan. "Pengaruh Pendapatan Pegadaian, Tingkat NPL, Tingkat Inflasi dan Harga Emas Tehadap Penyaluran Pembiayaan Gadai Rahn Pada Pegadaian Syariah." Journal of Applied Islamic Economics and Finance 1, no. 1 (2020): 246–57. http://dx.doi.org/10.35313/jaief.v1i1.169.

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There are internal and external influences that affect the distribution of financing in sharia pawnshops and in this study there is a phenomenon that is an increase in the distribution of rahn mortgage financing followed by a decrease in income, an increase in the level of NPL, an increase in the inflation rate, and a decline in gold prices. This study aims to analyze factors that are thought to have an influence on rahn financing, namely mortgage income, NPL level, inflation rate, and gold price. This research method is a multiple linear regression method and a classic assumption test. The re

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