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Journal articles on the topic 'Shopping Cards'

Author: Grafiati

Published: 3 June 2025

Last updated: 31 July 2025

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1

Mathur, Nita. "Shopping Malls, Credit Cards and Global Brands." South Asia Research 30, no. 3 (2010): 211–31. http://dx.doi.org/10.1177/026272801003000301.

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Aldiabat, Khaled. "The impact of electronic payment on electronic shopping decision in Jordan." Indonesian Journal of Electrical Engineering and Computer Science 14, no. 2 (2019): 1018. http://dx.doi.org/10.11591/ijeecs.v14.i2.pp1018-1024.

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Rapid changes in the world of the Internet have led to changes in the electronic markets, especially the speed of information creation compared to normal markets, the reduction of the time between the search and the product, and the ability of the seller and buyer to deal with each other despite the distance between them, The electronic shopping decision depends on the method of payment. This study attempts to measure the effect of e-cards on the decision of e-shopping in Jordan through four aspects, namely: use and reliability, trust and safety, type of e-card and perception. The study reiter

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Xu, Changqin, Alexander Unger, Chongzeng Bi, Julie Papastamatelou, and Gerhard Raab. "The influence of Internet shopping and use of credit cards on gender differences in compulsive buying." Journal of Internet and Digital Economics 2, no. 1 (2022): 27–45. http://dx.doi.org/10.1108/jide-11-2021-0017.

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PurposeBuying behavior has been significantly altered by technological developments as a result of the rise of the Internet. Online buying behavior is also inextricably linked to electronic payment systems, such as credit cards. This paper investigates how credit-card systems and online shopping increases compulsive buying of female and male consumers.Design/methodology/approachIn the current study, the authors tested the influence of credit card possession and the role of Internet shopping on gender differences in compulsive buying in a representative German sample (n = 1,038). Binary logisti

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Cant, Michael Colin, and Adri Meyer. "Loyalty cards: Strategic marketing tool or wasted marketing effort?" Corporate Ownership and Control 10, no. 1 (2012): 187–93. http://dx.doi.org/10.22495/cocv10i1c1art3.

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The rapid rise and distinctive demands of black consumers after the apartheid era in South Africa has brought forward many opportunities for retailers. One of these opportunities is examining the purchase behaviour of black consumers if they possess a loyalty card. The purpose of this research was to investigate the purchasing habits of black South African consumers who possess a loyalty card, looking specifically at purchase frequency and polygamous loyal customers. In order to test various hypotheses, 65 black South African clients of two pharmaceutical outlets were surveyed. The results of

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Rinku, Borkar, Milmile Bharti, Sonwane Shweta, Shende Divyani, and Dorve J.D. "A Review Analysis on RFID Based Automatic Shopping Cart Billing Using AVR." Journals of Advancement in Electronics Design 4, no. 2 (2021): 1–3. https://doi.org/10.5281/zenodo.5141181.

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<em>The modern technology has expanded the way of life for the humans. This brought about large crowds at shopping malls. To handle the large crowd, we must reduce the process of the billing time. This is done using smart shopping system based on RFID.Items that are put in a smart shopping cart are read one by one and the bill is generated and displayed. After the final bill is generated the customer pays the bill by using their Pre charged cards provided by the shopping mall. The aim is to reduce the time consumption needed for the billing system.</em>

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Dr., Chandravathi. "CONSUMER PERCEPTION TOWARDS SHOPPING THROUGH DEBIT CARDS: A CASE STUDY WITH REFERENCE TO BELTANGADY TALUK IN KARNATAKA." International Journal of Marketing & Financial Management, Volume 5,, Issue 5, May-2017, (2017): pp 66–71. https://doi.org/10.5281/zenodo.817745.

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This research aims to study the behaviour of using debit cards and the quality perceiving on using debit cards of the consumer in Mangalore district. Questionnaire were used for data collection by purposive sampling and equally distributed to 50 consumers who held at least one debit card and used it more than three times before the study. The collected data was analysed using the descriptive statistics; frequency and percentage, and the inferential statistics; ANOVA at the .05 level of statistics significance. This research found that the demographic characters of the consumers were female, be

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Malik, Aftab Ahmad. "Online shopping, Cyber frauds and Fraud prevention Strategies." International Journal for Electronic Crime Investigation 8, no. 1 (2024): 49–56. http://dx.doi.org/10.54692/ijeci.2024.0801186.

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Online shopping is increasingly being targeted by hackers and cyber criminals, who exploit the anonymity of the internet to deceive unsuspecting shoppers. These scams involve fake websites or ads, posing as legitimate sellers, damaging innocent citizens' bank accounts and databases, and causing damage to customers. Online shopping fraud involves using stolen credit or debit cards for purchases, while identity theft involves stealing personal information for fraudulent purposes like credit or illegal purchases. We discuss, the safety tips to avoid online shopping scams, using these safety tips

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Modi, Khyati. "A STUDY ON ONLINE SHOPPING AND ITS EFFECTS ON CONSUMER BEHAVIOR." International Journal of Engineering Applied Sciences and Technology 8, no. 3 (2023): 105–10. http://dx.doi.org/10.33564/ijeast.2023.v08i03.014.

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This research study investigates the implications of online buying on customer behavior. The study looks at how online buying has changed the way people make decisions and buy things. The research investigates the factors that impact online shoppers, such as convenience, pricing, and product availability. The study investigates how online buying has impacted how customers connect with companies and the purchasing process. This research paper examined, this study investigated the impact of online buying on Indian consumer behaviour, focusing on the important variables driving online purchases,

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N.Sudha. "Customer Satisfaction towards Digital banking in Chennai." Shanlax International Journal of Commerce 7, S1 (2019): 182–89. https://doi.org/10.5281/zenodo.3412566.

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In olden days please used to go banks to withdraw money by way of cheques, draft , order or otherwise. They go to the banks for depositing money. They can do all banking functions only at particular date and time. Especially during holidays customers will not be able to perform any banking functions. But nowadays,customers will be able to withdraw money from anywhere and at any time by way of debit cards. They need not carry money for shopping. They can pay the amount for the goods by way of debit cards and credit cards or scan the or code and pay through pay tym. They can transfer the money b

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Bai, Y., A. Ciecierski, and M. Alsaidi. "Shopping Experience with Electronic Benefits Transfer (EBT) Cards in New Jersey." Journal of the Academy of Nutrition and Dietetics 123, no. 9 (2023): A73. http://dx.doi.org/10.1016/j.jand.2023.06.254.

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Rahma, Niken, and Dwi Retno Widiyanti. "PENGARUH ADOPSI DEBIT CARD DAN E-MONEY TERHADAP POLA BELANJA KONSUMEN." Contemporary Studies in Economic, Finance and Banking 3, no. 4 (2024): 856–70. https://doi.org/10.21776/csefb.2024.03.4.03.

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The adoption of debit card and E-Money is increasingly important to study due to its potential to influence payment patterns and overall consumer behavior. This research aims to analyze the effect of debit cards and e-money on consumer shopping behavior. The subjects of this study are students from the Faculty of Economics and Business at Universitas Brawijaya, cohorts 2020, 2021, and 2022, who have been using debit card and E-Money for more than one year and receive an allowance of more than IDR 1,000,000. The sampling method used is purposive sampling, with a total of 104 respondents. Data w

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Mhatre, Prof Manisha. "Smart Trolley Using RFID." International Journal for Research in Applied Science and Engineering Technology 11, no. 5 (2023): 5604–8. http://dx.doi.org/10.22214/ijraset.2023.52968.

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Abstract: People's living standards have improved as a result of modern technologies. As a result, there was a large crowd at the mall. To control the huge crowd, we must streamline the billing procedure. A smart shopping system based on RFID is used to accomplish this. Once each item in a smart shopping cart has been read thoroughly, the bill is generated and displayed. after the last A bill is printed. The customer pays the money using the pre-charged cards that the shopping complex has provided. The objective is to reduce time consumption. It makes use of RFID technology, which can scan a l

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ÇEBİ, KARAASLAN Kübranur, and Hasan Hüseyin TEKMANLI. "Determinants of Credit Card Use: Evidence From Cross-Sectional Data in Turkey." International Journal of Contemporary Economics and Administrative Sciences 12, no. 1 (2022): 191–204. https://doi.org/10.5281/zenodo.6850755.

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<strong>Abstract</strong> It is important to make payments contactless in order to comply with hygiene rules, especially when shopping under the new normal principles. It is expected that this will increase credit card use. Based on this, the aim of the study is to determine the demographic, economic and environmental factors affecting the use of credit cards. In this study, the data obtained from the Turkish Statistical Institute were used. Binary logistic regression and binary probit regression analyzes were used under discrete choice analysis to identify the factors affecting the household

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Yulianto, Yulianto, Alexander Sisko, and Evelyn Hendriana. "The Stimulus Of Impulse Buying Behavior On E-Commerce Shopping Festival: A Moderated-Mediated Analysis." Journal of Business and Management Review 2, no. 10 (2021): 692–714. http://dx.doi.org/10.47153/jbmr210.2152021.

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Studies on impulsive buying signify sales promotion and hedonic shopping motivation as antecedents of impulsive buying behavior during the shopping festival. The availability of different payment methods, such as credit cards and cash on delivery, can make consumers more impulsive. Despite the potential effect of payment methods on impulsive buying behavior, only a few studies are looking at this variable. Hence, this study aims to examine the moderated-mediation effect of attitude toward shopping festivals and cash-on-delivery payment methods in the relationship between sales promotion, hedon

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Aboubaker, Ettis Saïd, and Eldabet Mahmoud Mohamed. "The Move Towards Cashless Society: How to Improve Consumers’ Use of Bank Cards in Retail Stores?" Studies in Business and Economics 17, no. 1 (2022): 24–40. http://dx.doi.org/10.2478/sbe-2022-0002.

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Abstract The World Health Organization says money can spread all varieties of bacteria and viruses. A measure that can be taken to help stop the spread of Covid-19 is decreasing or ideally, eliminating, the use of cash and promoting the use of contactless payments. Cash remains a frequently used retail payment method specifically for small-value purchases. The switch from cash to cards and other payment methods is one of the major trends in consumer shopping financial behavior. This research investigates explaining factors of bank cards use for payment purposes. It builds on an integration of

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Cresentia Ham, Elvina, Bambang Budiarto, and Joshi Maharani Wibowo. "Analisis Perilaku Konsumsi terhadap Kartu Kredit PT. Bank Rakyat Indonesia (Persero) TBK Wilayah Sumba Barat." Syntax Idea 5, no. 11 (2023): 2185–96. http://dx.doi.org/10.46799/syntax-idea.v5i11.2724.

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This study aims to analyze consumption behavior towards the use of PT Bank Rakyat Indonesia (BRI) credit cards. This research uses a quantitative approach by collecting data through an online survey to BRI credit card holders. The sample of this study consisted of 32 respondents who were randomly selected. The variables analyzed include factors that influence credit card consumption behavior, such as income, perceptions of credit cards, shopping habits, gender, age, occupation and credit card usage preferences. The purpose of this research is to see how influential the lifestyle and environmen

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Muhereza, B. R. M., F. Excellence, R. B. Makumbi, and H. M. Buwule. "An Assessment of Consumer Awareness and Coverage of Digital Television Services in Uganda." British Journal of Multidisciplinary and Advanced Studies 4, no. 1 (2023): 12–36. http://dx.doi.org/10.37745/bjmas.2022.0082.

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Nowadays, e-commerce industry in India, emerges one of the largest growing retail industries in India, during the period of pandemic almost all the sectors or business operations remain closed, but e-commerce industry providing all essential goods and services to the people of India by following COVID related guidelines. Therefore, people of India relying on e-commerce industry instead of local retail market and outcomes of that, e-commerce industry in India increased by 21.5% in 2022 and reaching US $ 74.8 billion. It is also expected that e-commerce industry will grow 84% to $ 111 billion by

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Salunkhe, Shyam Jivan. "A Study of Growth of E-Commerce Business of India in Post Pandemic Era: An Overview." British Journal of Multidisciplinary and Advanced Studies 4, no. 1 (2023): 1–11. http://dx.doi.org/10.37745/bjmas.2022.0081.

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Nowadays, e-commerce industry in India, emerges one of the largest growing retail industries in India, during the period of pandemic almost all the sectors or business operations remain closed, but e-commerce industry providing all essential goods and services to the people of India by following COVID related guidelines. Therefore, people of India relying on e-commerce industry instead of local retail market and outcomes of that, e-commerce industry in India increased by 21.5% in 2022 and reaching US $ 74.8 billion. It is also expected that e-commerce industry will grow 84% to $ 111 billion by

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Dr., P. Sabarinathan, and Vadivelmurugan S. "CONSUMER SATISFACTION TOWARDS ONLINE ELECTRICITY BILL PAYMENT SYSTEM (A STUDY WITH SPECIAL REFERENCE TO POLLACHI TALUK)." International Journal of Current Research and Modern Education 3, no. 1 (2018): 27–30. https://doi.org/10.5281/zenodo.1145482.

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Online payment systems remain a major factor in today’s e-commerce sector. Because businesses are expanding globally and also offering online options, the need for alternative forms of payment are quite significant. An e-commerce payment system facilitates the acceptance of electronic payment for online transactions. Also known as a sample of Electronic Data Interchange (EDI), e-commerce payment systems have become increasingly popular due to the widespread use of the internet-based shopping and banking. E-payments services are a convenient and efficient way to do financial transactions.

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G.Varaprasad, Kailas Sree Chandran, R. Sridharan, and Anandakuttan B. Unnithan. "An Empirical Investigation on Credit Card Adoption in India." International Journal of Service Science, Management, Engineering, and Technology 4, no. 1 (2013): 13–29. http://dx.doi.org/10.4018/jssmet.2013010102.

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In India, the credit card usage as well as the penetration has been found to be very low compared to that of debit cards. Though banks offer the best of the services, still there are apprehensions about the risks involved in using a credit card in India. Hence, this study investigates the customer’s adoption behavior of credit cards and determines the factors which influence the acceptance among Indian customers. Many studies have been reported in the literature to analyze the customer’s adoption behavior of online banking, Automated Teller Machines, e-shopping etc. But, there are not many stu

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Alnsour, Muhammed, Nadar Ismael, Zaid Nsoor, and Midhat Feidi. "The Perceived Risks Affecting Online Shopping Adoption in Jordan." International Journal of Online Marketing 9, no. 2 (2019): 1–12. http://dx.doi.org/10.4018/ijom.2019040101.

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This article studies online shopping and e‐commerce adoption in Jordan due to the significant growth of this industry in Jordan particularly and the rest of the world generally, which is receiving attention globally and has proven to largely contribute to the growth of nations' economies. This article specifically studies the risk that online users perceive from online shopping and how they affect the growth of this industry. This study adopts a quantitative research approach, with a total of 355 questionnaires distributed by the researchers, to determine whether perceived risks of online shop

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Deokar, Mayuri Satish. "A Study on Recent Trends in E-Commerce." International Journal of Economics, Business, Accounting, Agriculture and Management towards Paradigm Shift in Research (IJEBAMPSR) 2, no. 1 (2025): 147–52. https://doi.org/10.5281/zenodo.15286363.

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<strong><em>Abstract </em></strong> <em>E-commerce is a business concept that eliminates the need for a middleman by selling goods and services to customers directly through a website. E-commerce allows us to order goods from the convenience of our homes.</em><em> Customers can choose the things they need from a wide range of products that are offered online. Debit cards, credit cards, e-wallets, or e-cash can also be used to pay for the product. This essay addresses current e-commerce trends, as well as the many e-commerce models, opportunities, and constraints. Furthermore, the paper discuss

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Deokar, Mayuri Satish. "A Study on Recent Trends in E-Commerce." International Journal of Economics, Business, Accounting, Agriculture and Management towards Paradigm Shift in Research (IJEBAMPSR) 2, no. 1 (2025): 147–52. https://doi.org/10.5281/zenodo.15286376.

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<strong><em>Abstract </em></strong> <em>E-commerce is a business concept that eliminates the need for a middleman by selling goods and services to customers directly through a website. E-commerce allows us to order goods from the convenience of our homes.</em><em> Customers can choose the things they need from a wide range of products that are offered online. Debit cards, credit cards, e-wallets, or e-cash can also be used to pay for the product. This essay addresses current e-commerce trends, as well as the many e-commerce models, opportunities, and constraints. Furthermore, the paper discuss

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Marsella Wijaya, Rio Ferdinand, Gracielan Giani, Erich Priestly, and Kelvin Kelvin. "Analisis Peranan Kartu Member Terhadap Minat Belanja di Indomaret." Sammajiva: Jurnal Penelitian Bisnis dan Manajemen 2, no. 1 (2024): 298–306. http://dx.doi.org/10.47861/sammajiva.v2i1.885.

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The aim of this study is to see how member cards influence shopping interests in Indomaret districts. This study analyzes the relationship between independent variables (user member card characteristics) and dependent variables. (minat belanja). As the results of the analysis show, there is a correlation between predictor variables related to member card usage and shopping interests. However, a low R-squared value, around 4.1%, suggests that the model cannot explain the variation of shopping interests well. It suggests that factors outside the model can influence the purchasing interest of mem

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Susanty, Ade Pratiwi. "Legal Problems in the Use of Banking Credit Cards in Indonesia." International Journal of Law and Public Policy 2, no. 2 (2020): 72–78. http://dx.doi.org/10.36079/lamintang.ijlapp-0202.148.

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One of the banking products in the credit sector that is becoming a trend in Indonesia is a credit card. Almost everyone who has worked has a credit card. Credit cards are usually used to facilitate payment transactions when shopping. This research aims to explain about credit cards, credit card regulations in Indonesian laws and regulations, and legal problems in the use of banking credit cards. The method used in this research is normative legal research, using a statutory approach. The research results explain that a credit card is a card-based payment instrument that can be used to make pa

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Setiadi, Muhammad Tedy Dorisman, Nur Sulistyo Budi Ambarini, and Widiya N. Rosari. "IMPLEMENTATION OF BANK INDONESIA REGULATION NO. 18/40/PBI/2016 ON PAYMENT TRANSACTIONS USING CREDIT CARDS AT SHOPPING CENTERS IN BENGKULU CITY." Bengkoelen Justice : Jurnal Ilmu Hukum 9, no. 2 (2020): 172–84. http://dx.doi.org/10.33369/j_bengkoelenjust.v9i2.9978.

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The objective of the research was to study the implementation of Bank Indonesia Regulation No.18/40 / PBI / 2016 onDouble Swipe of Credit Card. The empirical juridical approach method in this researchused primary and secondary data as the main research data, through interviews and literature. A credit card is a credit facility provided by the issuing bank to its customers for transaction. From the research it was found thatin prior to the enactment of Bank Indonesia Regulation No.18/40/PBI/2016 on Payment Transactions Using Credit Cards, there were merchants that still do double swipe on credi

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S, Pragadheeshwaran, and Darsan R. "Impact on Consumer Financing Facilities on Online Shopping." Shanlax International Journal of Management 11, S1-Mar (2024): 145–50. http://dx.doi.org/10.34293/management.v11is1-mar.8034.

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The surge in popularity of consumer finance options, particularly in the realm of online shopping, has reshaped the dynamics of modern commerce. This research explores the profound impacts of consumer financing on internet shopping behavior merchant revenues and market competitiveness. By enabling consumers to make larger purchases with ease and accessibility, these financing alternatives have not only expanded the online shopping landscape but also intensified competition among businesses vying to offer optimal financing solutions. However, concerns regarding debt accumulation and hidden cost

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Zielke, Stephan, and Marcin Komor. "Loyalty cards, credit options and economic market development." International Journal of Retail & Distribution Management 48, no. 6 (2020): 591–607. http://dx.doi.org/10.1108/ijrdm-05-2019-0157.

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PurposeThis paper analyses three strategies in customers’ use to afford consumption in a developed and an emerging market for different product groups. The strategies are: (1) usage of loyalty cards, (2) usage of credit cards and (3) usage of long-term credits.Design/methodology/approachMall intercept surveys conducted in Poland (emerging market) and Germany (developed market) provide data for testing a set of hypotheses using ANOVAs.FindingsResults show that customers in emerging markets show no differences in the usage of loyalty cards for product categories with high shopping frequency (gro

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Bringula, Rex P. "Reasons for Non-Engagement in Online Shopping." International Journal of E-Business Research 12, no. 2 (2016): 17–30. http://dx.doi.org/10.4018/ijebr.2016040102.

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This study aimed to determine the reasons why Filipinos were not engaged in online shopping. Toward this aim, 400 respondents answered a 23-item questionnaire. It was revealed that most of the respondents were male, single, and at least college graduates. They were employees, belonged to diverse economic backgrounds, had computer and Internet access at home, and owned ATM cards. The majority did not have a credit card. Exploratory factor analysis using varimax rotation revealed that there were four reasons why respondents were not engaged in online shopping. These reasons were availability of

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Sarker, Md Shabuz, and Sharmin Layla Roon. "Consumer Behavior and Preferences in Online Shopping in Bangladesh: A Case Study in Rangpur City." International Journal of Research and Innovation in Social Science VIII, IIIS (2024): 3874–83. http://dx.doi.org/10.47772/ijriss.2024.803280s.

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This study investigates customers’ internet buying habits and preferences in Rangpur City, Bangladesh. Understanding the characteristics of the local consumer is essential as e-commerce grows in Bangladesh. In Rangpur City, this study looks at the variables that affect consumers’ happiness, preferred items, systems, and internet buying behavior. The research offers insights into customers’ particular demands and preferences in this urban area by analyzing demographic information including age, gender, income, and education level. Males and females had comparable opinions towards online purchas

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M, Josephine Rani, and Shalini G. "A Study on Customer Satisfaction towards Online Shopping in Kalkulam and Vilavancode Taluks." Shanlax International Journal of Commerce 6, S1 (2018): 148–61. https://doi.org/10.5281/zenodo.1419424.

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The  latest  generation  of  commerce  is  one  that  can  be  done  over  the  internet. The  internet  provides  a  virtual  platform  where  sellers  and  buyers  can  come  in contact  for  sale  and  purchase  of  goods  and  services.  They  can  be  thousands  of miles apart, may belong to a different part of the world, and might speak different languages. E-commerce has emerged as the boundary-less

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Shubas S R, Mr. "Smart Shopping Trolley with Automated Billing System." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem46108.

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Abstract— The goal of the Smart Shopping project presented in this study is to automate the shopping process. Modern technology has allowed humans to live at a higher quality. Retail centers were consequently overcrowded. The billing procedure needs to be shortened to serve the massive population. This is accomplished with a smart shopping system based on RFID. A clever shopping cart generates and displays a bill when each item is read individually. The consumer uses the pre-charged cards that the mall has given them to pay the bill after it has been created The objective is to reduce the time

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Zeng, Sipeng. "How Shopping Platforms Play a Role in the Credit Card Industry." Financial Economics Letters 3, no. 2 (2024): 37–48. http://dx.doi.org/10.58567/fel03020002.

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<p class="MsoNormal" style="margin-top: 12pt; text-align: justify;"><span lang="EN-US" style="font-family: 'times new roman', times, serif; font-size: 14pt;">We develop a four-party model involving banks, merchants, consumers, and platform firms to explain why large shopping malls can offer interest-free installment services to consumers. Using a collaboration between an online shopping platform firm and multiple banks to issue co-branded credit cards as a natural experiment, we find that consumers&rsquo; spending on the platform fulfills the requirements for merchants and bank

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Ahmed, Sraboni, Mohammad Shayekh Munir, and Tamjida Islam. "Online Shopping: A Survey on Consumer Buying Behavior in Bangladesh." European Scientific Journal, ESJ 18, no. 15 (2022): 93. http://dx.doi.org/10.19044/esj.2022.v18n15p93.

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Consumer attitudes and behavior have shifted dramatically all across the world as a result of the internet. Online shopping has emerged as a result of this trend, and it has had a significant impact on the lives of regular young people. Even though online purchases have been around in Bangladesh for a long time, consumers, particularly senior individuals, are not very interested in doing so. A self-constructed online survey of 150 Bangladeshi respondents was used in this study to try to understand customer behavior regarding online buying. According to the report, the vast majority of customer

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Özyer, Yağmur, Başak Değerli, Alper Değerli, and Ebru Gözükara. "Card usage by Turks when travelling abroad: shopping and Transnationalisation." Transnational Marketing Journal 4, no. 1 (2016): 10–19. http://dx.doi.org/10.33182/tmj.v4i1.400.

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In the 21st century, great progress with information and communication technologies brought a dizzyingly fast transformation. It is possible to say that reflections on some terms like glocalization and transnationality, emerging as a natural consequence of this transformation, are increasingly important in this connected world where everything is lived and consumed fast. While technological improvements and social transformations are blurring the boundaries between countries, the scope of transportability is widening. In this process, consumer as a concept was also affected from this expansion

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Fischer, Kimberly, and Damian Schofield. "Responsive Redesign and its Effects on Perceived Usefulness." Computer Applications: An International Journal 8, no. 1 (2021): 1–14. http://dx.doi.org/10.5121/caij.2021.8101.

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This paper describes the introduction of a new website at TCGplayer, who provide an online store for Magic the Gathering collectible cards. This paper describes an experiment that was undertaken to test a new, responsive design, against the current, non-responsive design. It was predicted that redesigning the shopping cart for a mobile device screen, will result in a higher Perceived Usability (PU), and higher satisfaction, as indexed using the Technology Acceptance Model (TAM).

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Puspito, Galuh Retno, and Renny Oktafia. "Utilization of Technology in Facilitating Customer Purchases and Payments at Charles & Keith." International Journal of Economics (IJEC) 3, no. 1 (2024): 269–77. http://dx.doi.org/10.55299/ijec.v3i1.726.

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With its continued development, technology is now not only used as a communication medium, but can be used as a means of payment or online shopping. Currently, the public or customers are offered many digital shopping and payment methods. PT Kurnia Ciptamoda Gemilang under the Charles & Keith brand has utilized existing technological advances by implementing an online shopping model via website and chat shop as well as a payment method using e-money, without eliminating the cash payment method. Despite innovation, many Charles & Keith customers are still confused about the steps from s

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Rohmawati, Lilik, Erlina Dewi Endah Amaliyah, and Bonita Prabasari. "LITERASI KEUANGAN DAN PERILAKU KEUANGAN: PERAN VARIABEL MODERASI GRIT." Jurnal Ilmu Manajemen dan Akuntansi Terapan (JIMAT) 14, no. 1 (2023): 1. http://dx.doi.org/10.36694/jimat.v14i1.438.

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The millennial generation connects with massive technological advances and the gigantic use of the internet, this condition requires millennial to make financial decisions quickly and accurately within one click/swab. Without financial literacy, technological advances that bring ease of shopping, ease of using credit cards and pay later will create a consumptive, burdensome debt, unlikely to afford unexpected expense and excessive use of credit cards. This study aims to examine whether financial literacy affects financial behavior of millenial generation with grit as a moderating variable. Usi

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Jones, David. "Top-up cards for Internet shopping: Is this the end for the e-purse." Card Technology Today 13, no. 4 (2001): 16. http://dx.doi.org/10.1016/s0965-2590(01)00424-8.

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Merian, Sybilla, Sabrina Stoeckli, Klaus Ludwig Fuchs, and Martin Natter. "Buy Three to Waste One? How Real-World Purchase Data Predict Groups of Food Wasters." Sustainability 14, no. 16 (2022): 10183. http://dx.doi.org/10.3390/su141610183.

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Approximately one-third of all food produced for human consumption is either lost or wasted. Given the central position of retailers in the supply chain, they have the potential to effectively reduce consumer food waste by implementing targeted interventions. To do so, however, they should target distinct consumer groups. In this research, we use a unique data set comprising the grocery shopping data of customers who use loyalty cards, complemented with food waste reports, to derive three distinct target groups: traditionals, time-constrained, and convenience lovers. Based on the general behav

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Duraichamy, J., and P. Ponraj. "A Study on Women’s Perception towards Usage of ATM Cards in Madurai City." ComFin Research 9, no. 2 (2021): 50–56. http://dx.doi.org/10.34293/commerce.v9i2.3831.

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Women are the major source of economic development in countries like India, now a day’s women are financially independent and equally earnable in family, society has also accepted the changes as well, at the same banking becomes digitalized every individual prefers to use plastic cards instead of cash for the transaction and shopping. ATM card is a basic instrument that helps to withdraw money and deposit money in the bank account. Every banking company offers free ATM that is debit /credit card services to their customer; the objective of the study is to find the usage perception towards wome

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Nagyová, Ľudmila, Jana Stávková, and Zuzana Tonkovičová. "Selected characteristics of Slovak consumers purchasing behaviour." Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis 56, no. 6 (2008): 69–76. http://dx.doi.org/10.11118/actaun200856060069.

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Objective of the paper is to point out selected patterns of Slovak consumers based on analysis of buying behaviour. Results of presented survey of consumer buying patterns and preferences have pointed out key characteristics of buying behaviour of Slovak consumers. We’re able to confirm that new business companies as hypermarket and supermarket became main place for food shopping. Totally 72% of respondents indicated them as the type of store where they spend largest share of food expenses. The self-service shop, traditional business units, is still the shopping place for 14% of responden

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Mauza, Putroe Salsabila. "ANALYSIS OF THE EXISTENCE OF ELEMENTS OF GHARAR AND TADLIS IN MEMBER CARD OPERATIONS IN BUYING AND SELLING." JURISTA: Jurnal Hukum dan Keadilan 2, no. 1 (2018): 24–56. http://dx.doi.org/10.22373/jurista.v2i1.41.

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Rabbani Banda Aceh branch is one of the companies engaged in fashion that implements a membership shopping system or member card. In its implementation, consumers who want to become members are required to pay an initial registration fee and must also pay for the extension of the member card when the period has expired. This kind of transaction will be very vulnerable to elements that are prohibited in muamalah. The purpose of this study is to determine how the operations and workings of the member card Rabbani Banda Aceh and also the validity of the Rabbani member card operations in terms of

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Luthfy, Aththur Desmadirega, and Hermana Budi. "The Comparison of ATM/Debit Card, Credit Card, and E-Money Transactions in Indonesia Before and After the Covid-19 Pandemic Period January 2018 - August 2023." Journal of Economics, Finance and Management Studies 06, no. 12 (2023): 5848–56. https://doi.org/10.5281/zenodo.10404129.

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The use of various electronic payment media found an unexpected momentum when the world experienced the COVID-19 pandemic. The public's usage of electronic payment media has increased, contributing to social limitations because shopping may be done remotely via mobile devices or other remote access. The purpose of this research is to analyze the differences in transactions of Payment Using Cards and Electronic Money in Indonesia before and after the COVID-19 pandemic. The data source is the Central Bank's Indonesian Banking Statistics, with monthly data ranging from January 2018 to August 2023

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Fadli, Muhammad Nur, Ahmad Syafi'i SJ, and Nafiah Nafiah. "A MEKANISME PENGGUNAAN MEMBER CARD ALFAGIFT DALAM JUAL BELI PERSPEKTIF HUKUM ISLAM (Studi Kasus di Alfamart Ponorogo)." Social Science Academic 1, no. 2 (2023): 29–36. http://dx.doi.org/10.37680/ssa.v1i2.3173.

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In this digital era, with the frequent advancement of technology and information, people tend to be more interested in everything that is practical, effective and efficient in every activity they carry out. The same applies to buying and selling transactions in the community economy, where the majority of people choose the easy and hassle-free option in order to increase their purchasing power. Therefore, many shops or shopping malls offer membership cards or Member Cards which are referred to in Arabic as Bithaqatuat Takhfidh. With the formulation of the problem: (1) What is the mechanism for

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Safitri, Dina, Nuzul Inas Nabila, Aida Sari, and Mudji Rahmat Ramelan. "The role of demographics to actual purchase decision in online shopping." Indonesian Journal of Business, Accounting and Management 7, no. 1 (2024): 47–56. http://dx.doi.org/10.36406/ijbam.v7i1.1608.

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This study looks at the factors that influence Indonesian customers' online buying behavior, with a focus on demographics like gender, age, occupation, income, and trust. Using a novel technique that treats demographics as independent variables, the study investigates their differential effects on actual purchases made using bank cards and cash-on-delivery (COD). According to hierarchical regression research, gender has a substantial influence on both bank card and COD purchases, with females having a lower propensity for online transactions. Age was not found to be a significant predictor of

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Sam, Satheesh, and V. Chinniah Dr. "THE STUDY OF FACTORS DRIVES CONSUMERS TO SHOP ONLINE." International Journal of Current Research and Modern Education (IJCRME) 2, no. 2 (2017): 403–6. https://doi.org/10.5281/zenodo.3567092.

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Online shopping is witnessing a rapid growth during the recent years. It broadens the market area and offers a wide range of products at the most competitive prices. According to a report by Indian leading Venture Capital firm Accel Partners, it is estimated that Indian e-commerce will grow from a $2 billion Industry in 2013 to around $ 15 billion by 2018 at a CAGR of 63%. It is also estimated that the number of online shoppers will double from 20 million to 40 million by year 2022. Convincing the consumers to shop online is still a challenging task. Consumers’ behaviour depends on vario

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Diwanji, Kaveri, Samrajya Pujari, Samarth Malegaonkar, Samreen Shaikh, and Prof Ashiwini Bhosle. "Fraud Detection in Credit Cards System Using ML with AWS Stage Maker." International Journal for Research in Applied Science and Engineering Technology 11, no. 3 (2023): 2206–9. http://dx.doi.org/10.22214/ijraset.2023.49928.

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Abstract: Credit card firms must be able to recognize fraudulent credit card transactions so that clients are not charged for products that they did not purchase. Data Science may be used to solve these issues, and coupled with machine learning, it is of utmost relevance. The goal of this project is to demonstrate how to model a data set using machine learning for credit card fraud detection. The Credit Card Fraud Detection Problem entails modelling previous credit card transactions using information from those that were later determined to be fraudulent. While the globe was under lockdown and

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Gawior, Barbara, Michal Polasik, and Josep Lluís del Olmo. "Credit Card Use, Hedonic Motivations, and Impulse Buying Behavior in Fast Fashion Physical Stores during COVID-19: The Sustainability Paradox." Sustainability 14, no. 7 (2022): 4133. http://dx.doi.org/10.3390/su14074133.

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The health crisis caused by COVID-19 has affected consumption and payment patterns worldwide. Consumers have had to change their habits and deal with new sanitation guidelines and have often struggled with lengthy infrastructure closures. These factors significantly influenced both the choice of payment methods and purchase decisions made by consumers. Still, consumption patterns during the pandemic as a new social situation have not yet been thoroughly investigated. As the unsustainable consumption of resources is an important issue, this paper aims to analyze the relationship between credit

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Wu, Jing, Klaus Fuchs, Jie Lian, et al. "Estimating Dietary Intake from Grocery Shopping Data—A Comparative Validation of Relevant Indicators in Switzerland." Nutrients 14, no. 1 (2021): 159. http://dx.doi.org/10.3390/nu14010159.

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In light of the globally increasing prevalence of diet-related chronic diseases, new scalable and non-invasive dietary monitoring techniques are urgently needed. Automatically collected digital receipts from loyalty cards hereby promise to serve as an objective and automatically traceable digital marker for individual food choice behavior and do not require users to manually log individual meal items. With the introduction of the General Data Privacy Regulation in the European Union, millions of consumers gained the right to access their shopping data in a machine-readable form, representing a

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