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Lima, Fernando José Fernandes de. "Fundos de investimento em direitos creditórios: determinantes da taxa de captação dos FIDCs". reponame:Repositório Institucional do FGV, 2016. http://hdl.handle.net/10438/16245.

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The securitization market through Receivables Funds (FIDC) in Brazil is still not as developed as international markets. The development of this market would provide to banks and companies access to funding sources in addition to its cash generation or the issuance of new shares. Banks and companies should keep the search for alternative forms of financing, obtaining thus diversifying its sources of funding. The main purpose of this study is to assess how the characteristics of FIDCs affect the spread of their senior shares. To this were evaluated 151 series of senior shares, issued between 2002 and 2014. In the analysis were used multivariate analysis using multiple linear regression, using the method of Ordinary Least Squares (OLS), to evaluate the effect of the variables on the spread. The results showed that the volume of emissions affects how other variables affect the spread. The funds with bigger size have their spread influenced by characteristics of their originators and features of its structure, while smaller funds are priced by private negotiation between the issuer and investors
O mercado de securitização através de Fundos de Investimento em Direitos Creditórios (FIDCs) no Brasil ainda não é tão desenvolvido quando comparado aos mercados internacionais. O desenvolvimento desse mercado facultaria a bancos e empresas acesso a fontes de financiamento além da sua geração de caixa ou da emissão de novas ações. Bancos e empresas devem manter a busca por formas alternativas de financiamento, obtendo, assim, diversificação de suas fontes de recursos. O objetivo desse trabalho é avaliar como as características dos FIDCs afetam a taxa de captação de suas cotas sênior. Para isso foram avaliadas 151 séries de cotas, emitidas entre 2002 e 2014. Na análise foram usadas análises multivariadas através da regressão linear múltipla, usando o método de Mínimos Quadrados Ordinários (MQO), para avaliar o efeito das variáveis sobre o spread das cotas. Os resultados apontaram que o volume de emissão afeta a forma como outras variáveis afetam o spread. Os fundos com tamanho de oferta maior têm seu spread influenciado por características de seus cedentes e por características de sua estruturação, enquanto que fundos menores são apreçados por negociações entre emissor e investidores.

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Zacchello, Daniel. "Determinantes de spread de fundos de investimento em direitos creditórios". reponame:Repositório Institucional do FGV, 2010. http://hdl.handle.net/10438/8329.

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The main purpose of this study is to identify the determinants of a Receivables Fund (FIDCs) spread. As the previously published papers were about debentures, this one is pioneer in terms of FIDCs. Indeed, understanding the determinants of a FIDCs’ issuance is mandatory for companies which access capital markets to obtain funds. Between 2002 and 2009, the study analyzed 113 public issuances indexed to CDI that had a pre-defined maturity and at least two investors. Those issuances were subject to four Ordinary Least Squares (OLS) regressions. The first regression focused on the variables that affected the rating. The second one excluded all rating related variables and had spread as the dependent variable, while all the others were independent variables. The third one tested a potential non-linearity relation between spread and rating, while the fourth regression tested the spread against all other variables, including those ones related to the rating. The results pointed out that rating is indeed a good determinant for the spread, as well as the issuance volume, the financial institution responsible for the FIDCs’ custody and the macroeconomic environment. These three variables also contributes to determine the rating, along with the number of investors and issuers and if the underlying assets were eventually delivered. The study also concluded that there is no evidence of linearity between spread and rating in FIDCs. The major contribution of this study is to present on first hand a thorough analysis on variables that affect a new type of fixed income investment, the FIDCs, such as the asset nature, credit risk diversification levels and quantity of issuers. The main purpose of this study is to identify the determinants of a Receivables Fund (FIDCs) spread. As the previously published papers were about debentures, this one is pioneer in terms of FIDCs. Indeed, understanding the determinants of a FIDCs’ issuance is mandatory for companies which access capital markets to obtain funds. Between 2002 and 2009, the study analyzed 113 public issuances indexed to CDI that had a pre-defined maturity and at least two investors. Those issuances were subject to four Ordinary Least Squares (OLS) regressions. The first regression focused on the variables that affected the rating. The second one excluded all rating related variables and had spread as the dependent variable, while all the others were independent variables. The third one tested a potential non-linearity relation between spread and rating, while the fourth regression tested the spread against all other variables, including those ones related to the rating. The results pointed out that rating is indeed a good determinant for the spread, as well as the issuance volume, the financial institution responsible for the FIDCs’ custody and the macroeconomic environment. These three variables also contributes to determine the rating, along with the number of investors and issuers and if the underlying assets were eventually delivered. The study also concluded that there is no evidence of linearity between spread and rating in FIDCs. The major contribution of this study is to present on first hand a thorough analysis on variables that affect a new type of fixed income investment, the FIDCs, such as the asset nature, credit risk diversification levels and quantity of issuers.
Este trabalho tem por objetivo identificar fatores que influenciam o spread de cotas seniores de Fundos de Investimento em Direitos Creditórios (FIDC). Trata-se de um estudo pioneiro no segmento de renda fixa, uma vez que os anteriores focaram o spread para debêntures. Entender componentes do spread em FIDCs é muito importante para as empresas que captam recursos no mercado de capitais por meio deste novo instrumento. A análise contemplou 113 ofertas públicas indexadas ao CDI entre 2002 e 2009 que tinham prazo determinado e pelo menos 02 investidores adquirentes das cotas. Foram elaboradas quatro regressões múltiplas pelo método dos Mínimos Quadrados Ordinários (MQO). A primeira visava identificar quais variáveis afetavam o rating. A segunda tinha como variável dependente o spread e as independentes eram todas, excluindo as que afetavam o rating. A terceira equação testou uma possível relação de não-linearidade entre spread e rating, enquanto a quarta testou o spread contra todas as demais variáveis, incluindo as que afetavam o rating. Os resultados apontaram que o rating é sim um bom determinante para o spread, assim como o volume da emissão, ambiente econômico e instituição financeira que faz a custódia do fundo. Da mesma forma, são fatores que explicam o rating: ambiente econômico, quem são o administrador e o custodiante do fundo, o número de investidores, volume, se o fundo é multi ou mono-cedente e se os ativos são performados ou não. Não há linearidade entre spread e rating em FIDCs. A maior contribuição deste estudo foi apresentar pela primeira vez variáveis que afetam um novo tipo de investimento em renda fixa, os FIDCs, tais como tipo de ativo, níveis de concentração e fundos mono e multi-cedentes. Tudo isto por meio de um cuidadoso tratamento da base de dados.

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3

Silva, Renata Rosada da. "Os fundos de investimento em direitos creditórios (FIDCS) como uma alternativa ao financiamento de micro e pequenas empresas: uma análise do mercado brasileiro de crédito". Universidade de São Paulo, 2006. http://www.teses.usp.br/teses/disponiveis/96/96131/tde-24012007-160651/.

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O objetivo do presente trabalho é avaliar a possibilidade de utilização dos fundos de investimento em direitos creditórios no financiamento de micro e pequenas empresas. O estudo parte da problemática teórica da assimetria de informações e faz um panorama do mercado brasileiro de crédito, com ênfase nas micro e pequenas empresas. A partir da análise da legislação pertinente a esses fundos, nota-se que não existe impedimento legal à constituição de FIDCs que objetivem fomentar os micro pequenos negócios. No final de 2005, cinco fundos de investimento em direitos creditórios para financiamento de micro e pequenas empresas entraram em funcionamento no Brasil. Por meio da análise do desempenho dos fundos em atividade, percebe-se que esta nova modalidade de financiamento se mostra como uma alternativa viável e promissora no provimento de crédito a micro e pequenos empresários, pois além de aumentarem o acesso desse segmento de mercado a empréstimos, o faz a taxas menores do que aquelas praticadas pelas instituições financeiras convencionais.
The purpose of the present study is to evaluate the possibility of financing micro and small enterprises by means of accounts receivables investment funds. The study starts with a review of the asymmetric information problem and makes a review of the Brazilian credit market, with a special emphasis on micro and small enterprises. Analyzing the legislation of those funds, it can be noted that there is no legal impediment to constitute funds with a focus on fomenting micro and small businesses. At the end of 2005, five funds to finance micro and small enterprises were constituted in Brazil. Analyzing the performance of those funds in activity, it can be stated that this new modality of financing is a viable and promising one. It allows the access of this segment to the credit market at smaller rates than those practiced by conventional financial institutions.

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Pulino, Marcos Vinicius Zanlorenzi. "O custo de capital em operações de securitização de recebíveis de empresas não-financeiras por meio da emissão de quotas de Fundos de Investimento em Direitos Creditórios - FIDCs". reponame:Repositório Institucional do FGV, 2008. http://hdl.handle.net/10438/5730.

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Esta dissertação investiga, em caráter exploratório, se há evidência de que o custo de capital proporcionado a empresas brasileiras não-financeiras em operações de securitização por meio da estruturação de Fundos de Investimento em Direitos Creditórios – FIDCs (espécie de fundo de investimento regulamentada em 2001 pela Comissão de Valores Mobiliários – CVM) pode ser inferior ao custo de capital associado a operações de crédito tradicionais. A investigação baseia-se em comparação das notas de rating atribuídas a FIDCs estruturados para adquirir direitos creditórios de empresas não-financeiras e ao endividamento de longo prazo dessas mesmas empresas. A comparação entre notas de rating é estruturada a partir da premissa de que há forte correlação entre rating e spread (principal componente do custo de capital de terceiros), conforme documentado em diversos estudos empíricos precedentes. Foram selecionadas 23 operações de emissão de cotas de FIDCs, desde sua regulamentação até 2007, que atendem aos seguintes critérios: terem sido objeto de distribuição pública registrada na Comissão de Valores Mobiliários; terem mais de 5 cotistas seniores; e terem sido constituídos para adquirir recebíveis de uma única empresa não-financeira. A análise das 23 ocorrências fornece evidência de que a estruturação de FIDCs pode resultar na emissão de títulos securitizados com risco de crédito inferior àquele associado ao endividamento de longo prazo da empresa cedente. A redução do risco de crédito é observada por meio do diferencial de notas de rating em 8 das 23 operações analisadas. A ocorrência de 5 operações em que não há diferencial sugere, porém, que a redução do custo de capital não é a única razão pela qual os FIDCs vêm sendo estruturados. As limitações do rating como índice do custo de capital e as limitações numérica e temporal da amostra inviabilizam afirmações conclusivas acerca do impacto potencial do FIDC sobre o custo de capital. Não obstante, a análise sugere novas linhas de pesquisa que podem lançar mais luz sobre o assunto.

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5

Fernandes, Maurício Palmada. "O mercado de securitização no Brasil e suas fontes de valor". reponame:Repositório Institucional do FGV, 2010. http://hdl.handle.net/10438/8333.

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This study aims to examine empirically some of the main characteristics of securitization structures in the Brazilian market. Based on the Gorton and Souleles (2005) article and analyzing characteristics of companies that use securitization in Brazil, we test whether firms with higher credit risk tend to securitize more and, assessing the characteristics that make these structures feasible, if there is evidence of an implicit contract between the sponsor companies and investors. The database used in the empirical tests was built using 59 FIDCs emissions recorded from January 2005 through July 2010 and a base with the accounting data from 86 banks in 8 semesters. The methods used in the empirical tests were panel data regressions including estimators for fixed and random effects. In the empirical tests we have found evidence that the rating of the sponsor companies has influence in the spread charged in FIDCs, which can be understood as a evidence of the existence of an implied contract. We also find evidence, albeit less convincingly, that companies with worse ratings securitize more. These results are aligned with those found in the paper by Gorton and Souleles (2005).
Este trabalho tem por objetivo analisar algumas das características principais das estruturas de securitização no mercado brasileiro. Utilizando como principal referência o artigo de Gorton e Souleles (2005) e, através da análise das características das empresas que utilizam securitização no Brasil, testamos se empresas com maior risco de crédito tendem a securitizar mais. Avaliando as características que fazem com que tais estruturas sejam viáveis, testamos também se há evidências de um contrato implícito entre as empresas cedentes e os investidores. Na base de dados utilizada para os testes foram consideradas 59 emissões de FIDCs registradas de janeiro de 2005 a julho de 2010 e uma base com dados contábeis de 86 bancos em 8 semestres. Devido à estrutura dos dados, foram utilizados métodos para regressão com dados em painel utilizando estimadores para efeitos fixos e aleatórios. Nos testes empíricos foram encontradas evidências de que o rating das empresas cedentes influencia o spread cobrado nos FIDCs, o que pode ser entendido como uma forma de evidenciação da existência de um contrato implícito. Também evidenciamos, embora de forma menos contundente, que empresas com piores ratings securitizam mais.Tais resultados mostram-se alinhados com os encontrados no artigo de Gorton e Souleles (2005) .

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Houglum, Daniel Patrick. "Sola fides sufficit: Concerto for violin and ensemble". Diss., University of Iowa, 2015. https://ir.uiowa.edu/etd/1633.

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Sola Fides Sufficit is a 20-minute concerto for solo violin and ensemble. The 16-member ensemble consists of flute (doubling piccolo), oboe, clarinet in Bb (doubling bass clarinet), bassoon, horn in F, trumpet in C, trombone, tuba, percussion I (bass drum, brake drum, chimes, glockenspiel, two woodblocks), percussion II (snare drum, suspended cymbal, two toms, triangle, vibraphone), piano, two violins, viola, cello, and contrabass. Sola Fides Sufficit is based on my previous solo violin composition Et si sensus deficit… written for violinist Emily Rolka in 2010. Sola Fides Sufficit is an expansion, orchestration, and ultimately a recomposition of Et si sensus deficit… The melodic, harmonic, and formal material in Sola Fides Sufficit is largely based on my detailed musical analysis of the Pange Lingua, an unaccompanied 13th century plainchant written by St. Thomas Aquinas. The six-phrase melody is well-known in the Roman Catholic tradition for its performance at the end of Holy Thursday Mass. My analysis drove my compositional choices regarding two distinct objectives: One, to reflect the chant material in overt ways (e.g., use of neighbor figures) and two, to intentionally diverge from the original chant material, at times exploiting or exaggerating elements purposefully avoided in the chant (e.g., the tritone). I utilized both ways of decision-making to create drama, contrast, tension, and resolution in the piece. My large-scale formal goal was to create a cohesive composition utilizing particular surface and structural aspects of the Pange Lingua melody, while withholding presentation of the melody in its entirety until the climax (conclusion) of the work. Fragments from the chant were selected and employed in varying contexts depending on the formal goals of each section. Some fragments were presented with few changes, while others were transformed and developed through tonality, registration, timbre, and rhythm. My structural design was shaped by four words of character the composer Witold Lutoslawski perceived as essential in the creation of his large-scale works: Introduction, Narrative, Transitional and Concluding. Influenced by Lutoslawski’s psychological approach to listener perception as a compositional and analytical tool, Sola Fides Sufficit unfolds in four unbroken parts, each portraying primarily one of these four formal characters. Within each movement, these formal characters also occur on a smaller scale and give shape to each section. Only during the Narrative portions is the content the most important aspect perceived. During the Introductory, Transitional, and Concluding music, however, the role of the given section in the form is more important than the content.

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Avery, Hajnal Vass. "Balancing act showcasing women's history in Fides et historia /". Online full text .pdf document, available to Fuller patrons only, 2002. http://www.tren.com.

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Di, Somma Emilio. "Fides and secularity : an analysis of Charles Taylor and beyond". Thesis, University of Aberdeen, 2016. http://digitool.abdn.ac.uk:80/webclient/DeliveryManager?pid=231636.

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The focus of this thesis is demonstrating how the conceptual difference between secularity and religion is a foundational presupposition of the modern academic and political discourse. The thesis will focus on a critical analysis of Charles Taylor's philosophical work, particularly A Secular Age. Taylor's work is a telling example of how the current academic discourse about religion and secularity describes the two phenomena as radically different, two different “states of existence” that appeal to different contents of human consciousness. Taylor's philosophy has to rely on a fundamental presupposition of reality, so that he can describe the history of Western civilization as an unavoidable epistemic gain that has reached its peak with the development of the modern understanding of the world. Despite his attempt to develop a “positive” story to explain the development of secularity, Taylor has to rely on a moment of “loss” to make sense of his historical narrative. In the second part of thesis, I will present the argument that the concept of “faith” can be understood as a fundamental form of relation that connects individuals and societies to an ontology of the world. In pre-modern societies, the concept was understood as a normative source for the ethical and existential understanding of a society in both religious and nonreligious contexts, not just as a mystical connection to a transcendental source of truth. With modernity, the understanding of the concept has changed. However, this different understanding has not been followed by a disappearance of the attitude of “faith” in non-religious contexts. The “attitude of faith” can be understood as the fundamental connection a society/civilization establishes with its Weltaanschauung, its metaphysical world-view. More than being a “religious” connection to the transcendent, faith would be the form of connection through which human beings substantiate the ultimate nature of their claims.

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Edwards, J. Andrew. "Fides ex auditu : dogmatic theology and the ecclesial practice of music /". St Andrews, 2008. http://hdl.handle.net/10023/496.

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Schneider, Nicole. "Uberrima fides : Treu und Glauben und vorvertragliche Aufklärungspflichten im englischen Recht /". Berlin : Duncker & Humblot, 2004. http://www.gbv.de/dms/spk/sbb/recht/toc/381000044.pdf.

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Mallinson, Jeffrey Charles. "Fides et cognito : the direction of religious epistemology under Theodore Beza". Thesis, University of Oxford, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.365573.

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Chollet, Jacques. "Etude morphologique et sémantique de fidus, fidens, fidelis, infidus, infidelis, perfidus". Paris 10, 1986. http://www.theses.fr/1986PA100046.

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La diversité des formations adjectives et adverbiales étymologiquement apparentées à fides semblait ouvrir une voie nouvelle de recherche pour accéder à la substance sémantique de ce terme. L'introduction montre comment une certaine tradition remontant à l'enseignement des grammairiens anciens et en particulier à celui de servius avait fait négliger ce type d'étude. Une lecture plus attentive de toute la tradition amène à reconsidérer les conclusions généralement admises. La première partie présente un inventaire exhaustif du nombre des occurrences des formations étymologiquement apparentées à fides, des origines jusqu'aux premiers textes chrétiens. Les occurrences sont présentées en huit synchronies. Leur répartition entre les œuvres en prose et celles en vers est l'objet d'une étude statistique. Sont aussi répertoriés tous les emplois des degrés des adjectifs qui manifestent des différences sensibles. Dans la seconde partie, l'étude sémantique est menée de façon à dégager, à partir des emplois dans les textes, la substance sémantique des adjectifs et des adverbes telle qu'elle apparait chez les auteurs les plus anciens et telle qu'elle a évolué tout au long des périodes étudiées. Elle précise donc la spécificité de la substance sémantique de chacun des adjectifs et des adverbes et elle décrit comment, progressivement, dans certains types d'emplois (par métonymie, métaphore ou catachrèse), certains adjectifs ont pu avoir une substance sémantique si proche qu'elle a pu passer pour identique. Il apparait cependant clairement que c'est pour sa substance sémantique propre que les chrétiens ont retenu (in)fidelis. L'étude sémantique conduit à réexaminer les hypothèses étymologiques et en particulier celle d'A. Meillet. L'existence du couple credofides ne peut être justifiée par le skr. Sraddha- ni par conséquent la valeur religieuse héritée de fides. Fides peut être issu d'une ancienne forme d'instrumental singulier
The different adjective or adverbial forms of the etymological family of fides seemed to pave a new way of access to the semantical substance of this word. The introduction shows how a certain tradition dating back from the teaching of ancient grammarians and especially of servius had caused this kind of study to be ne lected. A more careful reading of the whole tradition leads to the reconsideration of the generally accepted conclusions. The first part provides an exhaustive list of the number of all the occurrences of the forms of the etymological family of fides, from the origins to the early Christian texts. The occurrences are classified into eight synchronies. Their distribution between prose and poetry is studied statistically. All the uses of the degrees of the adjectives, showing noticeable differences, are also catalogued here. In the second part, the semantical study allows revealing, from the uses in the texts, the semantical substance of the adjectives or adverbs, as it appears in the earliest authors and as it has evolved through all the studied periods. So it defines the specificity of the semantical substance of each adjective or adverb and it describes how gradually, in certain uses (by metonymy, metaphor or catachresis), some adjectives acquired a semantical substance so similar that it could seem identical. However it is obvious that the Christians have kept (in)fidelis for its own semantical substance. The semantical study leads up to re-examine the etymological hypotheses and especially that of A. Meillet. The skt. Sraddha- does not allow proving the existence of the couple credo - fides, nor consequently the inherited religious value of fides. It is possible that fides issues, by hypostasis, from an ancient form of singular instrumental

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13

Melançon, Louise. "L'édition d'enfance et de jeunesse de la décennie quarante chez Fides : un programme de lecture pour la jeunesse canadienne-française". Sherbrooke : Université de Sherbrooke, 1999.

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Zaveckas, Kazimieras. "Content of duty of disclose in insurance intercourse: theoretical and practical aspects". Doctoral thesis, Lithuanian Academic Libraries Network (LABT), 2008. http://vddb.library.lt/obj/LT-eLABa-0001:E.02~2008~D_20081111_091934-44116.

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The subjects of the Doctoral Dissertation is the problem of disclosing information seen in a horizon of legal intercourse, genesis of this information, historical development and it’s implementation into practice. An obligation to disclose information seen in a horizon of legal intercourse is analyzed from the theoretical and practical points of view. This reflects upon the structure of thesis - in the first part theoretical questions linked with the obligation to disclose information, and in the other parts - peculiarities and problems of its practical implementation. In theoretical part of the work the genesis of the obligation to disclose information that links with legal intercourse of insurance, also the main theories and doctrines which interpret and predicate existing of the obligation to disclose information in the sphere of legal intercourse. An attention must be paid also to this fact that in theoretical part of the thesis the main attention is paid to analysis the research results of obligation to disclose information and being in other social sciences. The law must be seen as a tool concerning with a regulation of social relationships and that is why when performing scientific researches we must not limit ourselves only with methods of legal regulation or with the subject and regulating the positive law. The other branches of science help to disclose peculiarities of social intercourse and give an opportunity to see social relationships from the other point of... [to full text]
Disertacijoje nagrinėjama informacijos atskleidimo pareiga draudimo teisiniuose santykiuose, jos kilmė, istorinė raida, paskirtis bei praktinio įgyvendinimo ypatumai. Ši tema nagrinėjama teoriniu bei praktiniu aspektu. Tai atsispindi ir darbo struktūroje – pirmoje dalyje analizuojami su pareigą atskleisti informaciją susiję teoriniai klausimai, o kitose praktinio realizavimo ypatumai bei problematika. Teorinėje darbo dalyje nagrinėjama pareigos atskleisti informaciją draudimo teisiniuose santykiuose genezė, pagrindinės teorijos bei doktrinos, kurios aiškina ir grindžia pareigos atskleisti informaciją egzistavimą teisiniuose santykiuose. Taip pat atkreiptinas dėmesys į tai, kad disertacijos teorinėje dalyje ypatingas dėmesys yra skiriamas kitų socialinių mokslų, nagrinėjančių pareigą atskleisti informaciją, tyrimų rezultatų analizei. Teisė yra tik įrankis visuomeniniams santykiams reguliuoti, todėl atliekant mokslinius tyrimus negalima apsiriboti tik teisinio reguliavimo metodais ir pozityviosios teisės reguliavimo objektu. Kitos mokslo šakos padeda atskleisti visuomeninio santykio ypatumus, suteikia galimybę pažvelgti į visuomeninius santykius kitomis akimis. Teorinėje darbo dalyje taip pat nagrinėjama, kaip pareiga atskleisti informaciją draudimo teisiniuose santykiuose atsirado bei evoliucionavo bendrosios ir kontinentinės teisės sistemose, taip pat kokios pareigos atskleisti informaciją draudimo teisiniuose santykiuose perspektyvos Europos sutarčių teisės kontekste... [toliau žr. visą tekstą]

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15

Nadeau, Marie-Thérèse. "L'expression "fides ecclesiae" dans la litterature latine occidentale des treize premiers siecles". Paris 4, 1986. http://www.theses.fr/1986PA040027.

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L'expression "fides ecclesiae" est une formule souvent utilisee dans la theologie. On la connait surtout par le role de suppleance qu'on lui attribue dans le bapteme des enfants incapables d'exprimer personnellement leur foi. Pourtant, loin de se limiter au bapteme des enfants, ce travail essaie de montrer de quelle maniere cette expression a pris place dans la litterature latine occidentale des treize premiers siecles : origine de l'expression, sa frequence, ses differentes utilisations, les sighifications qu'elle a prises au cours des siecles. Cette recherche fait ainsi ressortir, pour l'ensemble de la periode etudiee, les nombreux emplois de "fides ecclesiae" dans le sens de doctrine, d'orthodoxie ; elle indique a partir de quel moment et dans quel contexte "fides ecclesiae", synonyme de "fides aliena", apparait en relation avec le bapteme des enfants ; elle met en relief son role et son importance dans la theologie sacramentaire des douzieme et treizieme siecles, entre autres, l'usage qu'en font quelques grands maitres franciscains et dominicains du treizieme siecle
"fides ecclesiae" is a commonly used expression in the field of theology. It is mainly known as a substitute formula for those infants who are still unable to personally express their faith when being christened. However, far from being restricted to that single occasion, this work of mine attempts to show the way this expression was used in the latin literature written in the western world over the first thirteen centuries of our era - how the expression came into being, how often it was used and to what purpose, and the various meanings it acquired through the centuries. This research therefore brings into focus the whole period i studied through the various uses of "fides ecclesiae" in the sense of a doctrine and ortho- doxy. I have pointed out when and where the expression "fides ecclesiae" as an equivalent for "fides aliena" first appeared in relation with the christening of children. It emphasized the role and importance of this particular sacrament in the theology of the twelft and thirteenth centuries and, amongst other things, the use made of it by some great franciscan and dominican masters of the period

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16

Kinnen, Michael. "Gott ins Einsdreissig - "Fides et radio" der Verkündigungsauftrag der katholischen Kirche im Privatradio". Ostfildern Schwabenverl, 2007. http://deposit.d-nb.de/cgi-bin/dokserv?id=3037411&prov=M&dok_var=1&dok_ext=htm.

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17

Ben, Ali Ghrandi Nadia. "La perception de la religion punique dans la littérature latine". Thesis, Paris, EPHE, 2015. http://www.theses.fr/2015EPHE4074/document.

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Les guerres puniques ont longtemps été présentées comme la victoire de la civilisation contre la barbarie étant donné que les seules sources à en parler étaient romaines. En ce qui concerne la religion des Carthaginois, les Romains et les Grecs avant eux s'en sont fait une image plutôt négative. Les principaux traits retenus à propos de la religion des Puniques sont leur dévouement acharné à des rites sanguinaires (immolation massive d'enfants en bas âge) et à l'impudique Astarté, pratiques religieuses jugées barbares et scandaleuses. S'ajoutent aux manifestations lugubres de la piété punique un total manquement à la parole donnée et un irrespect sans précédent des serments et traités de guerre, connus communément à Rome sous l'appellation passée en proverbe : punica fides qui s'oppose à la fides, notion éminemment romaine. Toutefois les Grecs et les Romains ont bien dû, à maintes reprises, reconnaître que les Carthaginois pouvaient avoir des pratiques cultuelles tout à fait comparables aux leurs (prières, sacrifices, présents, fondation de sanctuaires dans les pays conquis...) et faire preuve d'une piété exemplaire. Ils ont constaté, en outre, que le panthéon punique était semblable aux leurs et que les Carthaginois étaient même capables de rendre hommage aux divinités étrangères. Il s'ensuit que la perception de la religion punique dans la tradition classique est contrastée et souvent contradictoire
For a long time, Romans and Carthaginians lived side by side, and especially, in mutual conflict. The conflicting relationships that had been knitted, in the Mediterranean, between these two outstandingly powerful nations, this dense network with shady alliances, oppositions and hostilities, shaped the image of the Punics. We will endeavour to make out the way the Romans perceived the Carthaginians as it is not possible to know how the Carthaginians regarded themselves: The latter attempt is doomed to failure regarding the lack of Punic literary sources. It is mainly the Carthaginian religion that had marked the Romains: these people were considered as thoroughly irreligious. They were, on the whole, negatively pointed at. In fact, the Punic wars were, for long time, presented as the victory of civilization over barbarity since the only sources on the matter were Roman. Regarding the Carthaginians’ religion, the Romans, and the Greeks ever before them, had conceived it in a rather negative way

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18

Askvid, Per. "A Model-Based Approach for Reliability Prediction". Thesis, Linköping University, Department of Computer and Information Science, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-54323.

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When developing products, reliability is an important factor that has to be considered. For safety critical systems it is important to know the probability that an item will perform a required function without failure under stated conditions for a stated period of time. The main goal of a reliability prediction analysis is to predict the rate at which the product of a system will fail. To perform this prediction there are a number of methodologies available.

This Master Thesis proposes a model-based approach for reliability prediction calculations based on the physics of failure and supported by analysis of test-data field returns and physical models provided by the FIDES methodology. FIDES based reliability models have been integrated into a model-based diagnosis environment for seamless integration with other safety assessment analysis.

The model-based diagnosis environment used in this thesis is model-based reasoner RODON developed by Uptime Solutions AB. Components that uses the FIDES methodology have been developed in RODON, where components can be combined to systems by drag and drop method. Usage profiles that are defined according to the FIDES methodology in RODON are not system specific, which makes them reusable in other systems. The developed library of components and usage profiles makes it easy to model complex systems and perform reliability predictions according to the FIDES methodology.

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19

Ebeling, Marcos Jair. "JUSTIFICADOS VIVEMOS: A JUSTIFICAÇÃO PELA FÉ COMO FUNDAMENTO DE UM MODO DE VIDA". Universidade Metodista de São Paulo, 2014. http://tede.metodista.br/jspui/handle/tede/293.

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The justification by faith alone, in a context of fear, anguish and pastoral practices based on merit, of the Protestant Reformation in the 16th century, presented itself as a liberating enunciation. It gave new meaning to theological concepts. It showed the direction to a new way of Christian life, having salvation as its principal, not its objective. It formed, in this way, a foundation of a way to live: a justified way of living. A way that defines the integrity of being, that defines personal and communitarian acts. A way that, dogmatized over the years, imposed itself like a doctrine, to the detriment of vivid experience. The purpose of this research is to point out the relevance of justification by faith in the context of the 16th century, highlight aspects that formed the foundation of a new way of life of a person justified by faith, and confirm justification by faith as a foundation of a way of life that resists the hegemonic system of the market society of the 21st century.
A Justificação pela Fé no contexto da Reforma protestante do século XVI apresentou-se como um enunciado libertador das práticas pastorais meritórias. Ressignificou conceitos teológicos. Apontou para uma nova forma de vida cristã tendo a salvação como seu princípio, não seu objetivo. Formatou, desta forma, o fundamento de um modo de vida: o modo justificado de viver. Um modo que define a integralidade do ser. Modo que, dogmatizado com o passar dos anos, impôs-se como doutrina em detrimento da vivência. Esta pesquisa se propõe a apontar para a relevância da Justificação pela Fé no contexto do século XVI, assinalar aspectos que fundamentam e moldam o novo modo de vida da pessoa justificada pela fé e afirma a Justificação pela Fé como o fundamento de um modo de vida resistente ao sistema hegemônico da sociedade de mercado do século XXI.

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20

Shin, Rebecca C. "The Christian Influence Over Secular Understandings of Marriage in the United States: A Critical Analysis of Augustinian Theology". Scholarship @ Claremont, 2015. http://scholarship.claremont.edu/scripps_theses/516.

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In this thesis, I seek to contextualize the exclusivity of traditional marriage in the United States. I investigate the use of Christian beliefs applied to the American legal system, consequently becoming the foundation of American commonsense. I draw out the ways in which Augustinian thoughts on marriage have inadvertently been used to justify institutional favoritism toward heterosexual, monogamous couples. Through examining the Christian-American lens that shapes our understanding of traditional marriage, I argue that previous and current secular opposition to non-traditional marriage is fundamentally grounded in Christian faith, furthermore, American cultural understanding of marriage is unconsciously lined with Augustinian thought.

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21

Swanepoel, Marius G. "Mores, fault and fides: are these acceptable criteria when income tax deductions are claimed". Thesis, Rhodes University, 2007. http://hdl.handle.net/10962/d1001643.

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The two “pillars” on which taxable income is based are the definition of “gross income” in section 1 of the Income Tax Act, 58 of 1962, and the “general deduction formula” comprising the preamble to section 11, section 11(a) and section 23(g) of the Act. Many of the terms used in these sections are not defined in the Income Tax Act. Case law in relation to these sections reveals that morality issues, the negligence of taxpayers and the good faith of taxpayers have from time to time been treated as relevant considerations by the courts, both abroad and in South Africa, in allowing or disallowing deductions from the gross income of taxpayers. In some instances this occurred apparently unwittingly. In other instances, earlier decisions were followed without a thorough consideration of the correctness of the underlying reasoning or of the criteria which were applied in the earlier decisions. In relation to the definition of “gross income”, however, fides, mores and fault have not been a consideration. In CIR v Delagoa Bay Cigarette Co Ltd 1918 TPD 391 Bristowe, J stated: “I do not think it is material for the purpose of this case whether the business carried on by the company is legal or illegal.” There were a number of cases heard in relation to income from illegal activities (for example, COT v G, 1981 (4) SA 167 (ZA), 43 SATC 159, and ITC 291, 7 SATC 335, which related to the misappropriation of funds, ITC 1545, 54 SATC 464, which dealt with the proceeds of the sale of stolen diamonds and ITC 1624, 59 SATC 373, which dealt with overcharging customers). In these cases, the question turned on whether or not the amounts were received by the taxpayers for their own benefit and therefore to be included in gross income, or whether the taxpayers incurred a concomitant liability to repay the amounts, and did not involve the question of fides, mores or fault. The research concludes that, providing an even-handed approach is applied to both income and expense considerations, fides and mores may continue to play a role as a useful yardstick in this context. However, that fault, particularly the causal negligence of taxpayers in the process of sustaining a loss or incurring expenditure whilst conducting their income generating operations, has effectively been jettisoned as an irrelevant consideration, is a salutary development which has contributed to legal certainty.

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22

Mouris, Verena Fides [Verfasser] y Stefan [Akademischer Betreuer] Fichtner-Feigl. "Rolle der NK-Zellen bei chronisch entzündlichen Darmerkrankungen / Verena Fides Mouris. Betreuer: Stefan Fichtner-Feigl". Regensburg : Universitätsbibliothek Regensburg, 2013. http://d-nb.info/1054802505/34.

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23

Pinheiro, Fernando Antonio Perrone. "Securitização de recebíveis: uma análise dos riscos inerentes". Universidade de São Paulo, 2008. http://www.teses.usp.br/teses/disponiveis/12/12139/tde-01102008-090522/.

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A securitização de recebíveis é uma modalidade de estruturação financeira que permite à empresa originadora de créditos o acesso direto ao mercado de capitais, constituindo-se em importante ferramenta para a desintermediação financeira. Basicamente, esta modalidade consiste na cessão dos créditos a uma companhia constituída especificamente para este fim e a emissão de títulos, por esta última, lastreados nos créditos adquiridos. O investidor em um título securitizado se beneficia porque não corre o risco da empresa originadora dos créditos, e sim o risco diversificado dos recebíveis que lastreiam o título. No Brasil, a securitização se desenvolveu na forma dos fundos de investimento em direitos creditórios os FIDCs , que captam emitindo cotas seniores e cotas subordinadas. Este trabalho investiga as técnicas relacionadas à securitização, as práticas do mercado de capitais, os benefícios desta modalidade de estruturação financeira, e avalia os riscos dos FIDCs para o investidor em cotas sênior e para o originador que, normalmente, adquire as cotas subordinadas. São apresentadas também as normas estabelecidas pelas autoridades monetárias visando fazer frente aos riscos inerentes à securitização, uma vez que esta forma de estruturação é largamente empregada por instituições financeiras; e avaliado se estas normas estão adequadas para seu propósito.
The securitization is a type of structure finance which allows a company capable of originate receivables to access the capital market, and so, contributing to the financial disintermediation. Basically, the securitization consists in selling credits for a special purpose vehicle, responsible for issuing securities collateralized by those receivables. The investor in a securitized obligation has the benefit of avoiding the risks coming from the credit originator, but the diversified risk from its collateral. In Brazil, the securitization took the form of mutual funds the FIDC, which borrow funds by issuing senior and subordinated cotes. This study investigates the securitization techniques, the capital market practices, the benefits of this structure finance model and, in the case of a FIDC, the risks arising from senior and subordinated cotes. The rules established by the monetary authorities focusing the risks inherent of the securitization process are also presented, considering the fact this structure is largely used by financial institutions; additionally, the adequacy of those rules are evaluated.

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24

Cressent, Robin. "Valorisation de l'Ingénierie Système à Base de Modèles, pour l'analyse de sûreté de fonctionnement des systèmes complexes critiques intégrant des COTS". Phd thesis, Université d'Orléans, 2012. http://tel.archives-ouvertes.fr/tel-00812898.

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À l'heure actuelle et depuis plusieurs années, les nouveaux systèmes développés par les industriels ne cessent de se complexifier, de faire intervenir toujours plus de technologies différentes et cela, pour maximiser la rentabilité, améliorer les fonctionnalités, voire proposer de nouveaux services. L'approche d'ingénierie système à base de modèles (ISBM) adresse particulièrement ces problématiques et est de plus en plus plébiscitée par les industriels. Pour autant, l'ISBM ne permet pas d'assurer la sûreté de fonctionnement (SdF) de nos systèmes modernes. C'est pourquoi ces travaux visent à assurer la cohésion de l'ISBM avec les études de SdF ainsi que sa valorisation pour ces études. Le langage de modélisation SysML est choisi pour réifier l'ensemble des résultats des activités d'ingénierie système sous la forme d'un modèle système. Ce modèle système est ensuite manipulé par les processus de la méthodologie MéDISIS, définie dans la thèse, afin de faciliter les études de SdF. La thèse aborde notamment la génération d'AMDEC fonctionnelle et l'application de la méthodologie FIDES pour l'évaluation de fiabilité, avec l'aide de bases de données pérénisant les informations dysfonctionnelles. Les principes précédents sont aussi appliqués à un projet industriel conséquent : le projet LEA qui consiste à la réalisation d'un prototype de véhicule hypersonique. La thèse met l'accent sur l'étude de SdF des composants de type COTS qui sont courant au sein du projet LEA.

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25

Bayley, John Edward. "A Doctrine of Good Faith in New Zealand Contractual Relationships". University of Canterbury. Law, 2009. http://hdl.handle.net/10092/2862.

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The majority of established legal systems are predisposed to the express recognition of good faith in contract. The apparent pressure for harmonisation of contract law arising from globalisation and political union will necessitate the Anglo-Commonwealth common law countries addressing their historical resistance to the observance of a general obligation of good faith. Accordingly this thesis appraises whether there is a requirement for a universal doctrine of good faith in New Zealand contractual relationships. The manuscript focuses on a prospective common law doctrine operating primarily as a rule of construction. It identifies the limits of such a judicial doctrine including its probable lack of application to non-contractual dealings and the likely need for a legislative duty if contracting parties are to be precluded from excluding the obligation. The characteristics of the subject doctrine are explored including the potential definition and uses of good faith. Whilst it is shown that good faith serves an important role in contract law, the analysis reveals that there is no current requirement for an express doctrine within New Zealand. The entrenched ‘piecemeal’ approach synonymous with Anglo-New Zealand contract law is not demonstrably deficient when gauged against the reasonable expectations of contracting parties. The current methodology is preferred to a general, unfamiliar and uncertain good faith principle which is likely to be reduced to equate with the existing New Zealand law in any event. Further, duties consonant with good faith may enhance economic efficiency but not in some instances. Good faith is therefore best imposed in specific circumstances rather than as a universal doctrine. Likewise, there is insufficient evidence to suggest that New Zealand is impaired in the international arena due to a lack of good faith despite pressure for New Zealand to accord with widespread overseas practice. The principle is of minimal utility in international trade where commercial certitude is paramount. Although an imperfect exemplar, the unresolved issues pertaining to contractual good faith in domestic American law confirms the identified reservations associated with the subject doctrine.

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26

Boulaire, Jérémie. "Bona Fides : contribution à l'étude des fondements du principe de bonne foi en droit français des contrats". Lille 2, 2006. http://www.theses.fr/2006LIL20018.

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Quatre-vingts ans près la parution du livre de Ripert, La règle morale dans les obligations civiles, nous avons l'habitude de présenter le principe de bonne foi comme reposant sur un fondement moral. Signe d'une pénétration de la règle morale dans le droit positif, la bonne foi serait le moyen choisi par les tribunaux français pour moraliser notre droit des contrats. Partant d'une réflexionautour de l'accueil extraordinaire qui, dès sa première édition en 1926, a été réservé à cet ouvrage, devenu mythique, l'auteur fait le pari d'une mise en profondeur historique, pour aboutir au diagnostic suivant : au sein des discours juridiques, l'affirmation du fondement moral de la bonne foi remplit bien plus une fonction de légitimation que de décision. Il faut choisir sa morale et, à l'examen, il s'avère que, depuis sa naissance à l'époque moderne – le principe fondamental de bonne foi, dit d'inspiration morale, a été domestiqué, placé au service d'un impératif de sécurité du contrat, vécu comme une contrainte naturelle, nécessaire, avec laquelle il faut composer. Depuis lors, c'est au fond la sécurité qui constitue le paradigme sur lequel il repose et plus généralement, avec lui, le droit français des contrats dans son ensemble. L'évolution contemporaine de la jurisprudence ne remet pas en cause cet état de chose. Le thème relativement récent d'une revivification du principe de bonne foi à la fin du Xxe siècle témoigne non pas d'une sortie de ce paradigme de la sécurité, héritage des penseurs modernes, mais plutôt d'un glissement dans la conception jurisprudentielle de la sécurité. Nous restons dans une culture de la sécurité ; simplement, nous n'avons plus tout à fait la même conception de la sécurité qu'autrefois. Concrètement, même si ce mouvement est inachevé, il semble que nous sommes en train de passer d'une sécurité du contrat à une sécurité des contractants en tant que personnes. Cette hypothèse fournit en tout cas une clé de lecture possible des transformations contemporaines de notre droit positif
Eighty years after the publication of Georges Ripert, The moral rule in the civil obligations ( La règle morale dans les obligations civiles), we are accustomed to presenting the principle of Good Faith as resting on a moral base. Sign of a moral rule spreading in the statute law, the concept of good faith would be the means chosen by the Frenchs courts to moralize the contract law. On the basis of athought about the extraordinary reception which , as of its first edition in 1926, has been reserved for this work, having since then become mythical, the author makes the bet of a historical in-depth setting, to lead to the following diagnosis : within the legal speeches, the assertion of the moral base of principle of Good Faith fulfills a function much more of legitimation than of decision. A moral philosophy should necessarily be chosen and, with examination, it proves that, since its birth at the modern time – i. E. This period that the historians locate after the end of the Middle Ages and which is not the contemporary time – this fundamental principle, which is said to be inspired by a moral rule, has been domesticated, placed at the service of a requirement of security has constitued basically the paradigm on which this principle rests and more generally, as well, the French contract law as a whole. The contemporary evolution of jurisprudence does not call into question this state of affair. The relatively recent topic of a reactivation of the concept of good faith at the end of the 20th century testifies, not to an abandonment of this paradigm of security , heritage of the modern thinkers, but more certainly to a shift in the jurisprudential design of security. We remain in a culture of security ; we simply no longer have one and the same design of security than in former times. Even if this movement is unfinished, it seems that we are passing from a security for the contract to a security for the contracting parties as persons. This assumption in any case provides a possible key of reading for the contemporary transformations of our statute law

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27

Rotman, Leonard Ian. "Duty, the honour of the Crown, and uberrima fides, fiduciary doctrine and the crown-native relationship in Canada". Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1993. http://www.collectionscanada.ca/obj/s4/f2/dsk2/ftp04/MQ39228.pdf.

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Trovo, Beatriz Villas Boas Pimentel. "Captação de recursos por empresas em recuperação judicial e Fundos de Investimento em Direitos Creditórios (FIDC)". Universidade de São Paulo, 2013. http://www.teses.usp.br/teses/disponiveis/2/2132/tde-22082014-095725/.

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O presente estudo examina, sob o enfoque do Direito Brasileiro, a captação de recursos por empresas viáveis em crise, durante o processo de recuperação judicial, por meio do mercado de capitais, especificamente com a cessão de direitos creditórios a Fundos de Investimento em Direitos Creditórios. Em alguns casos, os FIDCs podem consistir em uma alternativa constante de captação de recursos, a custos consideravelmente menores que os praticados por instituições financeiras. Todavia, muitos cuidados e precauções devem ser tomados nas cessões de créditos a FIDCs, a fim de garantir segurança e transparência aos investidores e aos credores das empresas em recuperação.
This research examines, from the Brazilian Law focus, the fund-raising for viable Companies in crisis, during the judiciary reorganization procedure, through the capital markets, specifically with the assignment of receivables to Receivables Funds. In some cases, these investment funds may consist of an usual-recurrent alternative, with considerably lower costs than those charged by financial institutions. However, many precautions should be taken in the FIDCs credit assignments in order to ensure safety and transparency to investors and companies creditors.

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Lima, Neto Lucas de. "Securitização de ativos: iniciando a exploração da nova fronteira". Universidade Presbiteriana Mackenzie, 2007. http://tede.mackenzie.br/jspui/handle/tede/680.

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Since its beginning at 70´s in the USA, asset securitization has shown a strong increase in the issued amounts in Europe and in the USA. In spite of more modest figures, Brazilian asset securitization issues through FIDC have shown also a great increase. This work aims to investigate this impressive performance. An asset securitization program effectively mitigates firm´s risk because what occurs in this case is a risk transfer from the firm to SPV/FIDC in the moment that the firm sells its cash flow to SPV/FIDC. This transfer could be total or partial. It was possible to demonstrate how the receivables acquisition rate (rs) depends on arrangement costs (υ), time interval of receiving the cash flow (T), issuing debt market rate (rm) and the cash flow performance (δ).
As operações de securitização de ativos têm mostrado, desde que surgiram na década de 70 nos EUA, um forte crescimento no volume de suas emissões, tanto na Europa quanto nos EUA. No Brasil, apesar de ainda modestos os volumes de FIDCs encontram-se em franca expansão. Investigar as razões desse impressionante desempenho é o objetivo deste trabalho. Um programa de securitização de ativos efetivamente mitiga o risco da firma, pois ocorre uma transferência de risco da firma para o fundo quando ela vende o seu fluxo de caixa. A transferência de risco pode ser total ou parcial. Foi possível demonstrar a dependência da taxa de cessão dos recebíveis (rs) com relação aos custos de estruturação (υ), ao intervalo de tempo de recebimento do fluxo de caixa (T), à magnitude da taxa de mercado de emissão de dívida (rm) e à performance dos recebíveis da firma(δ).

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Barry, John Mannix. "Fides in Julius Caesar's Bellum Civile a study in Roman political ideology at the close of the Republican era /". College Park, Md. : University of Maryland, 2005. http://hdl.handle.net/1903/3213.

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Thesis (Ph. D.)--University of Maryland, College Park, 2005.
Thesis research directed by: History. Title from t.p. of PDF. Includes bibliographical references. Published by UMI Dissertation Services, Ann Arbor, Mich. Also available in paper.

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Vasconcellos, Manoel Luís Cardoso. "Fides Ratio Auctoritas: o esforço dialético no "Monologion" de Anselmo de Aosta : as relações entre fé, razão e autoridade". Pontifícia Universidade Católica do Rio Grande do Sul, 2003. http://hdl.handle.net/10923/3538.

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Qual a legitimidade da dialética para tratar questões ligadas à fé? Esta pergunta traduz a grande inquietação intelectual presente no século XI, dando origem a uma interessante discussão em torno do estatuto da lógica. O grande e crescente interesse da dialética fez com que alguns a vissem como instrumento bastante adequado para o exame de todas as questões, inclusive aquelas mais excelsas, ou seja, as questões sagradas. Outros autores, contudo, embora reconhecendo o valor da disciplina, observavam com certa desconfiança sua aplicação à matéria sacra. Lanfranco, Berengário e Pedro Damião são protagonistas de um rico debate que é prenúncio de um novo rumo no modo de compreender as relações entre fé, razão e autoridade. É, precisamente neste contexto de debate sobre o estatuto da dialética, que se faz presente a reflexão de Anselmo de Aosta. Em seu primeiro tratado sistemático, o Monologion, o autor busca, apoiado apenas pela razão, isto é, prescindindo do recurso à autoridade das Sagradas Escrituras e dos Padres, tratar da essência divina e de outras questões conexas. Ora, uma obra que trata de tal tema, fazendo uso exclusivo da dialética, do encadeamento das razões necessárias é, sem dúvida, elucidativa da posição de seu autor, referente ao debate então instaurado em relação à pertinência do uso da dialética. Nesta obra é possível perceber o modo harmônico, estabelecido por Anselmo, para conciliar a fé, a razão e a autoridade. Fruto da meditação e do diálogo, o Monologion, especialmente por seu método sola ratione, consiste numa madura resposta de seu autor à questão fundamental de seu tempo. O recurso à dialética consiste num esforço, exigindo um adequado preparo, o qual, uma vez atingido, permite harmonizar o encadeamento das razões necessárias com a fé e a autoridade. Sem negar a tradição dos Padres, de modo especial a autoridade de Agostinho, Anselmo fornece uma resposta que não hesitamos em qualificar como sendo filosófica. É o que procuramos mostrar em nosso estudo.

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Melançon, Louise. "L'édition d'enfance et de jeunesse de la décennie quarante chez Fides un programme de lecture pour la jeunesse canadienne-française". Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1999. http://www.collectionscanada.ca/obj/s4/f2/dsk1/tape9/PQDD_0019/MQ46772.pdf.

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Orr, John Arthur. "The development of the use of reason in Karol Wojtyla and its influence in John Paul II's Fides et ratio". Thesis, Liverpool Hope University, 2014. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.675859.

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Glória, Daniel. "Crédito no processo de recuperação judicial e extrajudicial". Universidade Presbiteriana Mackenzie, 2015. http://tede.mackenzie.br/jspui/handle/tede/975.

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The aim of this study is to identify the factors in determining credit for companies in judicial or extrajudicial rehabilitation or which are undergoing a period of financial crisis. This research is particularly relevant in the current scenario where the number of companies opting for the rehabilitation process is constantly increasing. Several causes can be attributed to companies showing poor performances and facing subsequent financial crises either as a result of internal factors or external ones. The lack of competent managerial decision-making, adoption of consistent strategies, poor management of the company's cash, among many other factors, cause loss of income and lowering of credit rating, thus leading to credit restrictions by commercial banks. Faced with this financial crisis, some companies end up taking advantage of the benefits provided by Statue 11.101/05 and opting for bankruptcy protection. Given the scarcity of credit, companies turn to factoring and FIDC, through which assignment of receivables helps to meet the need for raising funds and maintaining company operations. In this context, the present research proposes a study of the determining factors in granting credit to businesses in rehabilitation (turnaround), given the assumption of disparity between financial statements and the need for credit to keep the company going during the period of recovery from the crisis. The theoretical framework bases the survey on the causes of the financial crisis, followed by factoring, FIDC, securitization, Statute 11.101/05, the American Bankruptcy Code, credit and the role of trust. Qualitative, exploratory research was conducted at companies in the city and state of São Paulo. The results indicate two main trends in the credit-granting process; (i) the adoption of an agent who builds confidence and lowers the perceived risk for the funding entity; and (ii) the search for a partner to finance the company during the formal or informal rehabilitation process.
O objetivo deste estudo é identificar os determinantes de crédito para empresas em recuperação judicial, extrajudicial ou em crise financeira. Esta pesquisa está amplamente inserida no cenário atual em que os índices de empresas que optam pelo processo de recuperação se apresentam em constante elevação. Diversas causas podem levar as empresas ao desempenho desfavorável e, consequente, crise financeira, seja por fatores internos ou externos. A ausência de tomada de decisão gerencial, da adoção de estratégias consistentes, a má gestão do caixa da empresa, dentre tantas outras, ocasionam a perda de resultado e a deterioração do rating de crédito e, consequentemente, à restrição ao crédito por bancos comerciais. Diante da crise financeira, algumas empresas acabam recorrendo ao benefício da lei 11.101/05, optando pelo processo de recuperação judicial. Face à escassez do crédito, as empresas recorrem à factoring e Fundos de Investimentos em Direitos Creditórios (FIDC) para que, por meio da cessão de direitos creditórios possam suprir a necessidade de captação de recursos e manter o funcionamento da operação. Nesse contexto, a presente pesquisa propõe um estudo sobre os fatores determinantes na concessão do crédito para as empresas em recuperação (turnaround), dado o pressuposto da assimetria nas demonstrações financeiras e a necessidade de crédito para fomentar a empresa durante o período de recuperação da crise. O referencial teórico traz o levantamento a partir das causas da crise financeira, seguido do factoring, Fundos de Investimentos em Direitos Creditórios (FIDC), securitizadora, da lei 11.101/05, da lei americana Bankruptcy Code, do crédito, da confiança, do estudo de um caso real, chegando às conclusões. Realizou-se pesquisa qualitativa, do tipo exploratória, com 9 empresas da cidade de São Paulo e interior em que a soma do patrimônio líquido representa 33% do mercado. A aplicação do caso real de uma empresa em recuperação judicial com a adoção de um FIDC para fomentar o caixa a partir da contratação da empresa de consultoria permite compreender todo o processo. Os resultados obtidos através da análise de conteúdo indicam 2 vertentes no processo de concessão de crédito, sendo (i) a adoção de um agente que eleve a confiança e diminua a percepção do risco para o fomentador e (ii) a busca por parceiro para financiar a empresa durante o processo de recuperação judicial ou recuperação informal (acordo fora do tribunal). Constatou-se os seguintes determinantes de crédito: a competência da empresa em produzir resultados, o caráter da empresa, a qualidade das informações financeiras e a adoção de consultor, ainda que exerça o papel de agente, e mitigador de risco percebido.

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Harder, Caroline Hilda. "The roles of "mothers" in opera as exemplified by Fides (Meyerbeer’s Le Prophete); Kostelnicka (Janacek’s Jenufa); Mrs. Patrick de Rocher (Heggie’s Dead Man Walking)". Thesis, University of British Columbia, 2009. http://hdl.handle.net/2429/22489.

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Mothers in operatic plots are mostly absent; when present, they are generally sung by a mezzo-soprano and are considered “supporting” roles. This dissertation attempts to elucidate what led to the scarcity of mothers as important characters in opera, and to the apparent stereotyping of the role with the mezzo-soprano voice type. Chapter 1 introduces the topic, while chapter 2 explores the aesthetics of the singing voice throughout various periods during which the “preferred vocal ideal” changed, as vocal ranges were equated with the personification and stereotyping of certain character types. Influences which affected the evolution of plot paradigms are also investigated. A summary of opera libretti from the seventeenth to the twentieth century supports historical evidence drawn from the above context and identifies the mother characters in these operas (see Appendix A). Chapters 3, 4, and 5 offer three case studies of the treatment of operatic “mothers” who are central to the plot of the operas in which they, respectively, appear: Fids from Giacomo Meyerbeer’s Le Prophète, Kostelnicka from Janácek’s Jenufa, and Mrs. Patrick De Rocher from Jake Heggie's Dead Man Walking. Each includes an investigation of the opera’s context, the dramatic study of the mother character, an analysis of the musical settings of the drama, and performance aspects. A brief interview with Jake Heggie is included in Appendix B. This study concludes that the presence/absence of the mother character is influenced by vocal aesthetics as conventionalized by Metastasian opera seria plots, and by subsequent opera plot conventions formulated through socio-cultural values. Despite the difference in time, place and musical style among the operas studied, the problems and feelings of the mother character have not changed much from the nineteenth century to the twentieth. Whether sung by a mezzo-soprano, or, occasionally, by a soprano, a timeless stereotype of the mother character emerges: a woman tormented between the love for her children and her moral duties.

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Kurzmeyer, Roman. "Viereck und Kosmos : Künstler, Lebensreformer, Okkultisten, Spiritisten in Amden, 1901-1912 : Max Nopper, Josua Klein, Fidus, Otto Meyer-Amden : [Amden, Museum, Glarus, Kunsthaus, 27. Juni bis 29. August 1999] /". Wien [etc.] : Ed. Voldemeer, 1999. http://opac.nebis.ch/cgi-bin/showAbstract.pl?u20=3211833714.

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Diss. Phil.-hist. Fak. Univ. Basel, 1997.
Erscheint zur Ausstellung "Viereck und Kosmos - Künstler, Lebensreformer, Okkultisten, Spiritisten in Amden 1901-1912" Amden SG und Kunsthaus Glarus 27. Juni bis 29. August. Bibliogr. S. 245-256.

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Dentee, Leandro. "Fides ex auditu (Romanos 10.17) : primeiro a propaganda depois a fé : o marketing interno como instrumento de missão na Igreja Evangélica de Confissão Luterana no Brasil". Faculdades EST, 2007. http://tede.est.edu.br/tede/tde_busca/arquivo.php?codArquivo=101.

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A dissertação Fides ex auditu (Romanos 10.17) Primeiro a propaganda depois a fé O marketing interno como instrumento de missão na Igreja Evangélica de Confissão Luterana no Brasil (IECLB) surge a partir da inquietação oriunda do dia-a-dia de um obreiro do ministério pastoral. As assim chamadas Igrejas históricas, das quais a IECLB faz parte, enfrentam grandes dificuldades em manter o seu quadro de fiéis. Esta dificuldade em manter o quadro de fiéis é o assunto do primeiro capítulo. Através de duas pesquisas realizadas no âmbito da IECLB a suspeita de estagnação numérica, com forte tendência ao decréscimo, é comprovada. Os dois trabalhos analisados apontam a mesma direção, embora um apresente a questão em um âmbito nacional e outro traga índices de uma pequena cidade do interior do Rio Grande do Sul. A busca por ajuda chega ao campo do marketing. Desfazendo-se de preconceitos, busca-se uma aproximação com esta área do conhecimento humano. No entanto, antes de iniciar o diálogo é necessário que se respeite a cultura organizacional da instituição a qual ações de marketing possam vir a ser úteis. O segundo capítulo apresenta assim os pilares da Teologia Luterana. Sobre estes pilares está alicerçado o modo de ser Igreja da IECLB. Preconizando comunidades adultas, ações de marketing interno surgem com ações mais eficazes no momento. O terceiro capítulo apresenta o marketing enfocando de forma especial o marketing interno. Buscando avaliar a comunicação interna na IECLB, tema que o marketing interno reflete, foi realizada uma coleta de dados com lideranças desta Igreja. Os dados revelados são apresentados, bem como sua fundamentação e avaliação, no quarto capítulo. Igreja e marketing é um desafio! No diálogo bem orientado, com a ajuda oferecida pelo marketing, a Igreja pode tornar-se mais eficaz no modo de transmitir o que lhe é mais caro: o Evangelho do Nosso Senhor Jesus Cristo.
The dissertation Fides ex auditu (Romans 10:17) Propaganda first, faith after The internal marketing as instrument of mission in the Evangelical Church of the Lutheran Confession in Brasil (ECLCB) arises from the uneasiness of the daily life of an Ordained Minister. The so called Historical Churches, to which group the ECLCB belongs, are facing great difficulties to keep their members. These difficulties to keep members is the issue of the first chapter. Through two researches taken in the ECLCB, the suspicion of numerical stagnation, even with strong tendency towards lowering numbers, is confirmed. The two researches analyzed point to the same, although one presents the question in a national view and the other brings numbers of a small town in the open country of the state of Rio Grande do Sul. The search for help comes to the field of marketing. While taking out prejudices, we seek to draw nearer to this field of human knowledge. Yet, before we begin the dialog, it is necessary to respect the organizational culture of the institution to which marketing action might become useful. The second chapter presents, therefore, the pillars of the Lutheran Theology. It is on these pillars that the way of being of the ECLCB is laid upon. Thinking on adult congregations, internal marketing actions arise as the more efficient actions at the moment. The third chapter presents the theme of marketing, looking specially to internal marketing. Seeking to analyze the internal communication in the ECLCB, theme that the internal marketing reflects, it was collected information with various leaders of this church. What this data collection revealed is presented, along with its explanation and analysis, in the forth chapter. Church and marketing is a challenge! In a well directed dialog, with the help offered by the marketing, the Church can become more efficient in its way to communicate what is most precious: the Gospel of Our Lord Jesus Christ.

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Oliveira, Cintia Maria Rocha. "Determinantes de spreads de ativos securitizados: uma avaliação de fundos de investimento em direitos creditórios". reponame:Repositório Institucional do FGV, 2012. http://hdl.handle.net/10438/9962.

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The aim of this study is to evaluate the factors which determine the spread of securitized assets in Brazil. Therefore, we chose to analyze issuances of Receivable Funds (FIDC). The analysis of 101 of issuances between 2004 and 2011 revealed that the remuneration of these funds is determined by rating and market conditions. Characteristics of service providers of the fund were also relevant. The characteristics of the loan originator were also analysed, but the results were not conclusive for these variables. This study also investigated the factors which determine the issuances’ rating. It was observed that the level of subordination, the concentration of originators and the fact of being-performing loans are important variables to define the grade given by the rating agencies. The negative relationship between the rating and the percentage of subordinated class indicates that issuers define the subordination level to get good ratings.
O objetivo deste trabalho é avaliar os fatores que afetam a determinação de spread de ativos securitizados no Brasil. Para tanto, optou-se pela análise de emissões de Fundos de Investimento em Direitos Creditórios (FIDC). Através da análise de 101 emissões realizadas entre 2004 e 2011, verificou-se que a remuneração desses fundos é determinada pelo rating e por condições de mercado; características dos prestadores de serviço do fundo também se mostraram relevantes. Procurou-se avaliar, também, se características do cedente são relevantes para definição dos spreads, mas não se obteve resultados conclusivos para essas variáveis. Abordaram-se, ainda, os fatores determinantes do rating dessas emissões. Observou-se que o nível de subordinação, a concentração de cedentes e o fato dos créditos serem performados são variáveis importantes para definição da nota atribuída pelas agências de risco. A relação negativa entre o rating e o percentual de cotas subordinadas indica que os emissores definem a subordinação para obter boas avaliações.

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Klotzman, Jill R. "THE IMPACT OF FEMINIST IDENTITY DEVELOPMENT ON THE INTERNALIZATION OF SOCIOCULTURAL PRESSURES AND BODY DISSATISFACTION". Wright State University Professional Psychology Program / OhioLINK, 2019. http://rave.ohiolink.edu/etdc/view?acc_num=wsupsych1530201473669287.

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Naumowicz, Pascal. "Fidei bonae nomen et societas vitae : contribution à l’étude des actions de bonne foi". Thesis, Paris 2, 2011. http://www.theses.fr/2011PA020007/document.

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En s’interrogeant sur une sentence de Quintus Mucius rapportée par Cicéron(Off. 3.70), cette étude entend montrer qu’au-delà de leur diversité et des évolutions qu’elles ont subies, les actions de bonne foi (iudicia bonae fidei)ont été depuis l’époque républicaine invariablement considérées par la jurisprudence romaine comme des actions fondées sur le ius civile, et non sur le pouvoir de juridiction du préteur, malgré le défaut de prévision législative qui les caractérise ; qu’elles furent initialement, pour l’essentiel d’entre elles,secrétées par le droit propre des citoyens romains, dans le cadre de rapports marqués par une certaine intimité de vie (societas vitae), et non du fait d’exigences liées au commerce avec les pérégrins. Corrélativement, la mention de la bonne foi dans leur formule (clause ex fide bona), loin de représenter le fondement d’un devoir moral ou de l’obligation juridique qu’elles protègent,représente un standard de jugement destiné à amplifier les pouvoirs du juge pour la résolution de ces contentieux rendus délicats par les liens d’affinité sociale fréquents entre les parties au litige. De la vient l’étonnante modernité procédurale de ces formules rédigées de manière diplomatique et euphémique. Ainsi l’opposition romaine entre « droit strict » et bonne foi concerne non pas le fondement de l’action, mais les particularités de l’instance et les pouvoirs du juge
Actions of good faith (iudicia bonae fidei) have for long been suspected of being initially praetorian actions, which were probably for most of them created by the peregrine praetorship to enforce contracts passed by the strangers (peregrine), so that their material source is good faith (fides bona),expressed in their formula by the clause “ex fide bona”. Our research is an attempt to prove that :a) these actions were already considered as civilian actions in the later Republic, despite the lack of a statutory ground b)their initial scope was to protect typically Roman relationships; c)Thus, the clausulaex fide bona was a simple standard that enlarged the power of the judge and overlapped some of the strict rules of Roman civil procedure, as well as it took place in an euphemistic and diplomatic way of writing formulas, in order to respect the social affinity (societas vitae) between the parties

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Raimondi, Mathieu. "Développement et caractérisation de techniques de réduction d’interférences pulsées pour récepteurs GNSS embarqués". Toulouse, INSA, 2008. http://eprint.insa-toulouse.fr/archive/00000275/.

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Les organismes de standardisation de l'aviation civile (OACI, RTCA, EUROCAE) mènent actuellement des études sur l'utilisation des systèmes de navigation par satellite fournissant une couverture globale, tels GPS ou Galileo, en tant que moyen de navigation embarque unique. L'OACI regroupe l’ensemble de ces systèmes de navigation satellitaires et de leurs systèmes d’augmentation sous la dénomination GNSS. Pour des raisons de sécurité évidentes, les performances des récepteurs GNSS embarques doivent garantir des minima propres à chaque phase de vol et chaque procédure d’approche. Ces exigences de performances sont spécifiées dans les spécifications des performances opérationnelles minimales, documents publiés (ou en cours de publication) par les autorités sus-citées. Le GNSS est en passe d'être amélioré par la diffusion de nouveaux signaux. Parmi eux, les signaux Galileo E5 et GPS L5 devraient permettre l'amélioration du service de navigation par satellite. Cependant, ces signaux seront émis dans une bande déjà utilisée par des systèmes radiofréquences. Il est donc primordial de s'assurer de la possibilité de la coexistence de ces systèmes. Plus particulièrement, il est nécessaire de s'assurer que les récepteurs GNSS embarqués utilisant les signaux sus-cités respectent les exigences de performance. La menace principale au bon fonctionnement des récepteurs GNSS utilisant les signaux E5/L5 a été identifiée comme étant les émissions pulsées des systèmes DME, TACAN, JTIDS et MIDS. Sans moyen de lutte contre ces interférences, les performances des récepteurs GNSS embarqués peuvent être dégradées de manières significatives, empêchant les récepteurs de se conformer aux exigences de sécurité sur l’ensemble du monde, et plus particulièrement sur des ≪ points chauds ≫ ayant été identifies comme les lieux ou l'impact de ces interférences sur lesdits récepteurs est la plus importante. Deux techniques de réduction d’interférences ont été proposées pour lutter contre cette menace, le Blanker temporel et le Frequency Domain Interference Suppressor (FDIS). Le Blanker temporel est une technique de traitement du signal consistant en un test de puissance, relativement simple a mettre en oeuvre et dont la capacité de rejection des interférences a été démontrée suffisante pour assurer les exigences de l’aviation civile dans toutes les phases de vols sur l’ensemble du monde pour les récepteurs GPS et Galileo utilisant respectivement les signaux L5 et E5, dans [Bastide, 2004]. Toutefois, cette technique permet de respecter les exigences avec une marge faible, dans les environnements les plus riches en interférences, autrement dit les « points chauds ». En revanche, le FDIS est une technique de lutte contre les interférences pulsées beaucoup plus exigeante en termes de ressources, puisque basée sur l’excision des interférences dans le domaine fréquentiel. Cependant, elle permet une amélioration sensible des performances du récepteur, et donc une augmentation des marges vis-à-vis des exigences fixées par l'Aviation Civile. Le FDIS a été propose comme une alternative au blanker temporel, mais ses problèmes d'implantation et ses performances n’ont été que peu étudies. La dissertation a pour but de participer a cette étude de performance afin de valider son intérêt. Le plan de la thèse est le suivant : tout d'abord, les signaux de navigation, Galileo E5a/E5b et GPS L5, les interférences pulsées, ainsi que leur impact sur les performances des récepteurs GNSS sont présentes. Ensuite, une description des techniques de suppression d’interférences (blanker temporel, FDIS), leurs caractéristiques théoriques et les dégradations de performances subies par un récepteur GNSS utilisant ces techniques en présence d'interférences pulsées sont présentées. Les conditions dans lesquelles ont été obtenues ces performances, c’est à dire le choix des scenarios joues ainsi que des paramètres observés, ou encore les outils de simulation sont décrits. La conclusion résume l’analyse des performances, les compare aux exigences de l’Aviation Civile, et propose des recommandations pour la conception de récepteurs GNSS embarqués
Civil Aviation standardisation bodies (ICAO, RTCA, EUROCAE) are currently investigating the use of the Global Navigation Satellite System (GNSS) as a stand-alone navigation solution for civil aircraft. For obvious safety reasons, on-board GNSS receivers must guarantee minimum performance requirements in given phases of flights. These requirements, dependent upon the system and signals used, are stated in the Minimum Operational Performance Specification (MOPS), published (or being published) by the corresponding authorities. With that respect, the future use of Galileo E5 and GPS L5 bands has raised, among others, interference issues. Indeed, pre-existent RF systems emit in this band, thus interfering with the E5/L5 signals. The main threat was identified as being DME/TACAN ground beacons pulsed emissions. Without any mitigation capability, these systems can disturb the proper operation of on-board GNSS receivers, preventing them from complying with safety requirements. Two Interference Mitigation Techniques (IMT) have been proposed to fight this threat, the Temporal Blanker and the Frequency Domain Interference Suppressor (FDIS). The Temporal Blanker technique offers a fairly simple implementation and was shown to provide enough benefits to ensure that the specified requirements were met in all phases of flight for a GPS L5 or Galileo E5 receiver. However, it was also demonstrated that the resulting performances were meeting the requirements by only a small margin on the worst DME/TACAN interference environment that can be found in Europe and USA, so called the European and USA “hot spots”. In contrast, the FDIS is a more demanding mitigation technique against pulsed interference in terms of required resources but improves the performances of the receiver, thus allowing larger margins with respect to the civil aviation requirements. The core of the study is the analysis of the performances of GNSS receivers using FDIS as IMT. The dissertation architecture is the following: first, the navigation signals, Galileo E5a/E5b and GPS L5, as long as the interferences that constitute a threat for GNSS navigation and their impact on GNSS receivers operations are presented. Then, a description of the studied IMTs (Temporal Blanker, FDIS), their theoretical characteristics and the theoretical derivations of the post-correlation C/N0 degradation suffered by a receiver using these techniques in presence of pulsed interference are depicted. Afterwards, all the results obtained concerning the IMTs performance assessments are presented. Firstly, the Figures Of Merit chosen to analyze the performance of both techniques are presented and their choice is motivated. Then, the chosen interference and signal scenarios, along with the simulation tools and means are finely detailed. Finally, a confrontation of Temporal Blanker and FDIS performances is given using the previously described FOMs. The conclusion summarizes the performances analysis, compares them to - 6 - civil aviation performances requirements, and proposes recommendations for on-board GNSS receivers design

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Ragnar, Simon. "pisteu/ein i Johannes Evangelium 3:1-21 : Vad menar Johannes med att tro och vad ryms inom ordets betydelsesfär?" Thesis, Umeå universitet, Institutionen för idé- och samhällsstudier, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-162064.

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Gambôa, Celso Augusto. "O impulso da securitização no Brasil depois da regulamentação dos fundos de investimento em direitos creditórios". Pontifícia Universidade Católica de São Paulo, 2011. https://tede2.pucsp.br/handle/handle/1473.

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The securitization of receivables is a form of financial engineering that allows a company with receivables, to raise funds in the financial markets using these receivables as guarantee. This type of financial transaction began in Brazil, with a similar structure to the international financial market, which was subsequently amended with the regulation of Investment Funds in Credit Rights IFCR. This type of investment fund in Brazil was the first that allowed funds with different types of share, senior and subordinate quotations, to work together. It is shown in this study a research with the financial amount of receivables securitization transactions in Brazil before and after the regulations of the Investment Funds in Credit Rights IFCR, which brought forth a large increase in this type of financial transaction on the second period, compared to the first. This study investigated the causes of the increase on the amount of financial transactions with receivables securitization in Brazil after the regulation of Investment Funds in Credit Rights IFCR
A securitização de recebíveis é uma forma de estruturação financeira que permite à uma empresa, com recebíveis, levantar recursos no mercado financeiro usando estes recebíveis como lastro. Esta operação financeira teve início no Brasil com a mesma estrutura do mercado financeiro internacional e, posteriormente, foi alterada pela a regulamentação dos Fundos de Investimentos em Direitos Creditórios FIDC. Esta modalidade de fundo de investimento foi a primeira, no Brasil, que permitiu o fucionamento de fundos com classes de cotas distintas, a cota senior e a cota subordinada. Apresenta-se neste trabalho, uma pesquisa com o levantamento do volume financeiro das transações de securitização de recebíveis, no Brasil, antes e depois da regulamentação dos Fundos de Investimentos em Direitos Creditórios FIDC, constatou-se que houve um grande aumento nesta modalidade de operação financeira no segundo período, comparado ao primeiro. Também foi feito um levantamento do saldo das operações de secutirização no Brasil e comparado com o saldodas operações de crédito dos bancos no Brasil. O volume anual de securitização também foi comparadocom PIB Produto Interno Bruto do Brasil. Investigou-se através deste trabalho, as causas do grande aumento no volume financeiro das transações de securitização de recebíveis, no Brasil, após a regulamentação dos Fundos de Investimentos em Direitos Creditórios FIDC

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Choudhury, Noor. "Reliability prediction of electronic products combining models, lab testing and field data analysis". Thesis, KTH, Skolan för informations- och kommunikationsteknik (ICT), 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-202594.

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At present there are different reliability standards that are being used for carrying out reliability prediction. They take into consideration different factors, environments and data sources to give reliability data for a wide range of electronic components. However, the users are not aware of the differences between the different reliability standards due to the absence of benchmarks of the reliability standards that would help classify and compare between them. This lack of benchmark denies the users the opportunity to have a top-down view of these different standards and choose the appropriate standard based on qualitative judgement in performing reliability prediction for a specific system. To addres this issue, the benchmark of a set of reliability standards are developed in this dissertation. The benchmark helps the users of the selected reliability standards understand the similarities and differences between them and based on the evaluation criterion defined can easily choose the appropriate standard for reliability prediction in different scenarios. Theoretical reliability prediction of two electronic products in Bombardier is performed using the standards that have been benchmarked. One of the products is matured with available incident report from the field while the other is a new product that is under development and yet to enter in service. The field failure data analysis of the matured product is then compared and correlated to the theoretical prediction. Adjustment factors are then derived to help bridge the gap between the theoretical reliability prediction and the reliability of the product in field conditions. Since the theoretical prediction of the product under development could not be used to compare and correlate any data due to unavailability, instead, the accelerated life test is used to find out the product reliability during its lifetime and find out any failure modes intrinsic to the board. A crucial objective is realized as an appropriate algorithm/model is found in order to correlate accelerated test temperature-cycles to real product temperature-cycles. The PUT has lead-free solder joints, hence, to see if any failures occurring due to solder joint fatigue has also been of interest. Additionally, reliability testing simulation is a performed in order to verify and validate the performance of the product under development during ALT. Finally, the goal of the thesis is achieved as separate models are proposed to predict product reliability for both matured products and products under development. This will assist the organization in realizing the goal of predicting their product reliability with better accuracy and confidence.
För närvarande finns det olika tillförlitlighetsstandarder som används för att utföra tillförlitlighet förutsägelse. De tar hänsyn till olika faktorer, miljöer och datakällor för att ge tillförlitlighetsdata för ett brett spektrum av elektronikkomponenter. Men användarna inte är medvetna om skillnaderna mellan de olika tillförlitlighetsstandarder på grund av avsaknaden av riktmärken för tillförlitlighetsstandarder som skulle hjälpa klassificera och jämföra mellan dem. Denna brist på jämförelse förnekar användarna möjlighet att få en top-down bakgrund av dessa olika standarder och välja lämplig standard baserad på kvalitativ bedömning att utföra tillförlitlighet prognos för ett specifikt system. För att lösa detta problem, är riktmärket en uppsättning av tillförlitlighetsstandarder som utvecklats i denna avhandling. Riktmärket hjälper användarna av de utvalda tillförlitlighetsstandarder förstå likheter och skillnader mellan dem och på grundval av bedömningskriteriet definieras kan enkelt välja lämplig standard för pålitlighet förutsägelse i olika scenarier. Teoretisk tillförlitlighet förutsäga två elektroniska produkter i Bombardier utförs med hjälp av standarder som har benchmarking. En av produkterna är mognat med tillgängliga incidentrapport från fältet, medan den andra är en ny produkt som är under utveckling och ännu inte gå in i tjänsten. Analysen av den mognade produkten fält feldata jämförs sedan och korreleras till den teoretiska förutsägelsen. Justeringsfaktorer sedan härledas för att överbrygga klyftan mellan den teoretiska tillförlitlighet förutsägelse och tillförlitligheten av produkten i fältmässiga förhållanden. Eftersom den teoretiska förutsägelsen av produkt under utveckling inte kan användas för att jämföra och korrelera alla data på grund av otillgängligheten, i stället är det accelererade livslängdstest som används för att ta reda på produktens tillförlitlighet under dess livstid och reda ut eventuella felmoder inneboende till styrelsen . Ett viktigt mål realiseras som en lämplig algoritm /modell finns i syfte att korrelera accelererade provningen temperaturcykler på verkliga produkttemperatur cykler. PUT har blyfria lödfogar därmed att se om några fel inträffar på grund av löda gemensam trötthet har också varit av intresse. Dessutom är tillförlitlighet testning simulering en utförs för att verifiera och validera produktens prestanda under utveckling under ALT. Slutligen är målet med avhandlingen uppnås som separata modeller föreslås att förutsäga produktens tillförlitlighet för både förfallna och produkter under utveckling. Detta kommer att hjälpa organisationen att förverkliga målet att förutsäga deras tillförlitlighet med bättre noggrannhet och förtroende.

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Barnard, Alfred Jacobus. "A critical legal argument for contractual justice in the South African law of contract". Thesis, [S.l.] : [s.n.], 2005. http://upetd.up.ac.za/thesis/available/etd-06192006-083839.

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Souza, Daniel Aparecido de [UNESP]. "A representação do homem político no principado romano: uma leitura das cartas de Plínio, o Jovem (96 a 113 d.C)". Universidade Estadual Paulista (UNESP), 2010. http://hdl.handle.net/11449/93393.

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Conselho Nacional de Desenvolvimento Científico e Tecnológico (CNPq)
Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)
Essa dissertação concebe uma breve reconstituição da situação dos estudos plinianos no Brasil e no mundo, apresentando os principais pesquisadores da referida área. Aborda a problemática da representação de homem político de acordo com o discurso apresentado por Plínio, o Jovem em seus livros de I à IX. Por meio desse epistolário faz uma análise da contribuição da fides e da virtus, bem como da imagem que o autor constói de si e do princeps na constituição do modelo de homem político durante o período de 96 a 113 d.C. Para tanto, utilizase dos pressupostos advindo das contribuições metodológicas elaboradas pela Histórica Cultural, em especial pelo conceito de representação adotado por Roger Chartier
This dissertation conceives a brief reconstitution of studies about Pliny, the Younger in Brazil and in the World, showing the majors researchers of this area. Approach problematic of the civil man’s representation according to the discourse presented by Pliny, the Younger in him books I to IX. Through this epistolary, we make a analysis of the contribution of the fides and the virtus, as well as the image created by the autor about himself and about the princeps in the constitution of the civic man’s model while 96 to 113 a. D. For this, we used the assumptions coming of methodological contributions prepared by the Cultural History, in special the representation’s concept adopted by Roger Chartier

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Santos, Cláudio Gonçalves dos. "Desintermediação financeira: o papel da securitização como mecanismo de financiamento para empresas". Pontifícia Universidade Católica de São Paulo, 2013. https://tede2.pucsp.br/handle/handle/1542.

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The market for financial disintermediation, through financial asset securitization in Brazil has been growing in recent years. Constant improvements in regulation, has contributed to closer business investors in a regulated environment, making it possible to carry out financial transactions outside the traditional banking financial market. There is much yet to be done by regulators to strengthen the market. This work seeks to contribute to the theme, suggesting some changes in the regulations. From 2000 to 2012, the securitization transactions through structures with CRI, FIDC, and FII moved R$ 149.8 billion, equivalent to 3.4% of the GDP in 2012. Operations tend to increase, however, there are some variables in the Brazilian market, which will be analyzed in this work, that need to be adjusted so that the securitization market is nimble robustly contributing to the financing of companies. In this paper we analyze the main sources of funding for companies, as equity and the various sources of debt, and securitization. Will also analyzed the market for corporate debt, without which the operations are limited to the traditional banking system. The development of the debt Market strengthens the growth of the securitization market
O mercado de desintermediação financeira, por meio de instrumentos de securitização de ativos, vem crescendo no Brasil nos últimos anos. Melhorias constantes na regulamentação têm contribuído para aproximar empresas de investidores, em ambiente regulado, tornando possível a realização de operações financeiras fora do mercado financeiro bancário tradicional. Mas ainda existe muito a ser feito pelos reguladores para fortalecer o mercado. Nesse sentido, este trabalho procura contribuir com o tema, sugerindo algumas mudanças na regulamentação. De 2000 a 2012, as operações de securitização por meio de estruturas como CRI, FIDC e FII, movimentaram R$ 149,8 bilhões, o equivalente a 3,4% do PIB brasileiro de 2012. As operações tendem a aumentar, porém existem algumas variáveis no mercado brasileiro, as quais serão analisadas ao longo deste trabalho, que precisam ser ajustadas, para que o mercado de securitização se desenvolva de forma robusta, contribuindo para o financiamento das empresas. Nesta dissertação, serão analisadas as principais fontes de recursos para empresas, como capital próprio e as diversas fontes de capital de terceiros, além da securitização. Será analisado, também, o mercado de dívida para empresas, sem o qual as operações ficam limitadas ao sistema bancário tradicional. O desenvolvimento do mercado de dívida fortalece o crescimento do mercado de securitização

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Kurzmeyer, Roman. "Viereck und Kosmos : Künstler, Lebensreformer, Okkultisten, Spiritisten in Amden 1901 - 1912; Max Nopper, Josua Klein, Fidus, Otto Meyer-Amden; [erscheint zur Ausstellung "Viereck und Kosmos - Künstler, Lebensreformer, Okkultisten, Spiritisten in Amden 1901 - 1912" Amden SG und Kunsthaus Glarus 27. Juni bis 29. August 1999] /". Wien [u.a.] : Springer-Verl, 1999. http://swbplus.bsz-bw.de/bsz078891043cov.htm.

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Goldberg, Marcelo de Biazi. "A securitização de recebíveis e seu impacto no valor das originadoras: evidências do mercado brasileiro". reponame:Repositório Institucional do FGV, 2011. http://hdl.handle.net/10438/8364.

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A securitização é uma operação estruturada bastante popular no EUA e que vem crescendo no Brasil. A securitização traz benefícios aos investidores, tomadores de crédito, originadores de recebíveis e a economia como um todo e é vista como fonte alternativa de financiamento dentro da teoria de finanças. Utilizando a técnica do estudo de evento, este artigo testa se o anúncio de que uma empresa listada no Bovespa vai securitizar ativos via FIDC causa algum impacto no preço da ação dessa empresa. Foram testadas 38 emissões de FIDCs realizadas de 2000 a 2008. Os resultados encontrados indicam que tal efeito não ocorre na amostra testada, contrariando resultados de experimentos semelhantes nos EUA. Atribui-se tal resultado ao fato que: i) a securitização ainda é relativamente pouco significativa nas empresas e bancos brasileiros, quando comparada ao mercado americano; ii) a estrutura de garantias que a estrutura do FIDC impõe é considerada um hard credit enhancement, diferentemente do caso americano, onde securitizações podem ser feitas com soft credit enhancements; iii) Por último, devido a restrições legais, os bancos brasileiros não conseguem administrar seu capital regulatório via cessão de recebíveis a FIDCs, estando em posição mais conservadora do que as normas internacionais
Securitization is a very popular structured transaction in the USA and has been growing in Brazil. Securitization creates benefits to investors, receivables originators, borrowers and to economy as a whole and it is seen as an alternative source of funding on current literature. Using an event study technique, this papers tests whether the announcement that a Bovespa listed company will securitize assets using FIDCs causes impact on its stock price. We tested 38 issues made from 2000 to 2008. Results founded shows that this effect doesn’t happen in Brazilian case, in contrast with similar studies in north-american market. The possible reasons for the results are: i) securitization stills very small in Brazilian companies and banks, when matched with securitization in USA; ii) the FIDC credit enhancement structure is considered a hard credit enhancement, in contrast with the north-american case, where securitizations can be done with soft credit enhancements; iii) Finally, due to a more conservative position of Brazilian authorities, Brazilian banks are not allowed to manage its regulatory capital using the FIDCs in contrast with the international standards.

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Kurzmeyer, Roman. "Viereck und Kosmos : Künstler, Lebensreformer, Okkultisten, Spiritisten in Amden 1901-1912 : Max Nopper, Josua Klein, Fidus, Otto Meyer-Amden : [erscheint zur Ausstellung "Viereck und Kosmos : Künstler, Lebensreformer, Okkultisten, Spiritisten in Amden, 1901-1912", in Amden und im Kunsthaus Glarus, von 27. Juni bis 29. August 1999] /". Zürich : Voldemeer, 1999. http://catalogue.bnf.fr/ark:/12148/cb39150807f.

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