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Balabeykina, Olga. "Religious Tourism in a Region: Current State and Prospects of Development (Based on Volgograd Region)". Vestnik Volgogradskogo gosudarstvennogo universiteta. Ekonomika, n.º 1 (abril de 2020): 83–94. http://dx.doi.org/10.15688/ek.jvolsu.2020.1.8.
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Religious tourism has gained an increasing role throughout the world. Due to its initial component, pilgrimage, it is often considered the oldest form of tourism, dating thousands of years back. The paper is devoted to the analysis of the current state and prospects of the religious tourism development within the framework of the Orthodox doctrine on the example of Volgograd region. Using statistical and mathematical-economic methods, the author makes an assessment of the level of development of the industry and identifies strengths and weaknesses in the current economic system. In addition, the work investigates the unique infrastructural complex comprising numerous places of high religious importance. The choice of key and peripheral directions of a possible tourist flow is justified based on regional statistical data (including the number of cultural objects). The main reasons determining the development of the industry are also explained. The author defines the most important factors of attracting pilgrims and tourists for each large object of Volgograd region. Based on the SWOT-analysis method the author assesses the potential of the tourism development and finds promising and limiting aspects that can affect the future of the industry. The existing offer of tourist services is considered, and on the basis of unique qualities of Volgograd region the author points out alternatives and expansion possibilities for the existing religious tourism services.
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Khudoyarov, Anvar. "MECHANISMS FOR INCREASING THE COMPETITIVENESS OF THE RELIGIOUS TOURISM MARKET IN UZBEKISTAN". INNOVATIONS IN ECONOMY 11, n.º 3 (30 de noviembre de 2020): 52–60. http://dx.doi.org/10.26739/2181-9491-2020-11-8.
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This article describes how the Republic of Uzbekistan establishes and develops relations with international organizations and foreign countries in the field of tourism, increases the flow of tourists to our country, creates all conditions for tourists, improves the quality and culture of services, and also provides the tourism industry. The organizational and economic aspects of tourism regulation by the cluster management method are considered
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Ahmad, Naila Masood, Ramsha Sohail y Muhammad Masood Ahmad. "Impact of Religious Tourism on the Development of Smokeless Industry in Pakistan". Global Social Sciences Review VII, n.º II (30 de junio de 2022): 77–89. http://dx.doi.org/10.31703/gssr.2022(vii-ii).08.
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The purpose of this research paper is to examine the Impact of Religious Tourism on the development ‘smokeless industry’ that has the potential of igniting significant economic activity, thus creating employment,generating investment, and reducing poverty. The present study is descriptive in nature. Data were collected in view of facts reported in the secondary sources, including news items, national and international reports on tourism,books, journals as well as information gathered from interaction with the local people. The present study not only underscore the prospective implications of religious tourism in the country but also explores the challenges pervading the religious tourism sector in Pakistan. The findings of the present research paper indicate the below-par performance of concerned agencies was the main hindrance to promote tourism in Pakistan. Moreover, the key issues are non-development and maintenance of tourist spots, negative projection of security situation, visa restrictions, inadequate infrastructure, sub-standard transportation, and poor health services, which are badly affected religious tourism. This research paper will be assisted the policymakers in improving travel procedures and providing safety and security to the tourists in Pakistan.
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Muhamad, Rusnah y Sharifah Alwi. "Explicating consumer segmentation and brand positioning in the Islamic financial services industry". Asia-Pacific Journal of Business Administration 7, n.º 3 (7 de septiembre de 2015): 253–74. http://dx.doi.org/10.1108/apjba-12-2014-0136.
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Purpose – The purpose of this paper is to discuss how the current research on the Islamic financial services industry attempts to classify its consumers and provide a fresh and critical insight into the retail Islamic banking market segmentation to harness and enhance understanding, as well as provide a guideline for a better segmentation to bank marketers. Design/methodology/approach – This study is conceptual in nature. Based on Qur’anic verses and previous literature, the authors aim to propose an applicable model of market segmentation for the retail Islamic banking market in Malaysia. Consumer segmentation in the conventional financial service industry is analysed, and prior studies on the selection criteria of Islamic banks are evaluated. Findings – In moving forward, taking cue from the classification of people in classical doctrinal and historical literature and the initial exploratory study conducted from the managerial perspective, the authors propose five cluster groups of consumers for the retail Islamic banking market in Malaysia, namely, religious conviction, religious and economic rationality, economic rationality, ethical observant and economic rationality and ethical observant. A discussion linking consumer segmentation to the branding in the retail Islamic banking market is discussed. Research limitations/implications – The five cluster groups of consumers for the retail Islamic banking market in Malaysia proposed in this study pave the way for embarking on promising and relevant future research, which is needed to substantiate and enrich the academic understanding and managerial practice of linking market segmentation and brand positioning for Islamic banking market in Malaysia. Future research should focus on verifying the five proposed segments by conducting empirical studies on a larger scale among the retail banking consumers in Malaysia and globally. Practical implications – The study provides an initial bases or dimensions of consumers of the retail Islamic banking market in Malaysia. The proposed consumers segments are useful in guiding the management of Islamic bank in Malaysia in making decisions relating to the promotion strategy as well as product and brand positioning strategy. Originality/value – For both academia and the Islamic banking industry, this study provides useful knowledge in strategically using market segmentation to position Islamic banking products and services in Malaysia and the global market.
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Boozang, Kathleen M. "Developing Public Policy for Sectarian Providers: Accommodating Religious Beliefs and Obtaining Access to Care". Journal of Law, Medicine & Ethics 24, n.º 2 (1996): 90–98. http://dx.doi.org/10.1111/j.1748-720x.1996.tb01841.x.
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The market changes sweeping the U.S. health care industry have a distinctive impact on communities that rely on religiously affiliated health care providers. When a sectarian sponsor subsumes multiple providers, its assertion of religious beliefs can preclude the provision of certain health care services to the entire community. In addition, the sectarian provider's refusal to offer certain services may violate state certificates of need, licensing, Medicaid managed care, or even professional liability law. This situation challenges both the provider and the state: the provider seeks adherence to religious law, and the state seeks compliance with its law and citizens access to health care.I propose that the state attempt to ameliorate tensions between civil and religious laws through negotiated accomodation. This concept encourages the sectarian institution to reassess its mission in the current market and to identify alternative avenues of health care delivery that will preserve patients' access to care without excessively diluting religious identity or beliefs.
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Jamil, Siti Norshila y Jasri Jamal. "IMPORTANCE OF ISLAMIC FINANCIAL SERVICES ACT 2013 IN TAKAFUL INDUSTRY AFTER THE REPELLED TAKAFUL ACT 1984". Diponegoro Law Review 1, n.º 1 (7 de octubre de 2016): 17. http://dx.doi.org/10.14710/dilrev.1.1.2016.17-27.
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The new Malaysian Islamic Financial Services Act 2013 (Act 759) (‘IFSA 2013’) came into force on the 30th June 2013. Its main objectives are to promote financial stability and compliance to Shariah and further strengthen the regulation of Islamic financial institutions. By this, the IFSA 2013 aims to strengthen consumer protection and further increase the confidence of the public in Takaful. At the same time, it remains to be seen if the IFSA 2013 will also encourage Takaful Operators to take their social and religious responsibility more into consideration, which is fundamental behind the concept of Takaful. Keywords: Takaful, Islamic Financial Services Act 2013
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Zuhri, Saefudin. "MANAJEMEN PEMBELAJARAN AGAMA DAN KEAGAMAAN DI ERA INDUSTRI 4.0". Geneologi PAI: Jurnal Pendidikan Agama Islam 7, n.º 1 (20 de mayo de 2020): 76. http://dx.doi.org/10.32678/geneologipai.v7i1.2656.
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Industrial era 4.0 became a big chalangge for educators especially for religious and religious subjects or Islamic Educators. Because in addition to teaching religious content that is mandatory for Muslim believers, Islamic Religious Education must also teach that instruct muslim to be creative and innovative, along with teaching about inclusiveism in order to collaborate across ethnic, cultural and religious group in facing the area of disruptive innovation. Which is an opportunity for anyone to pay attention to linearity. Industry 4.0 as the CPS, IoT, and IoS era, has been very systemic, and every industry does not need many people, except computer operators, production network supervisors and all related to computer work control. Therefore, they must be creative people to develop entrepreneurship, or services that are needed by society. Opportunity to be able to do entrepreneurial works is huge, because the world now ignores linierity, instead appreciates more creativity and networking capabilities. Therefore, educators must educate their students, and lecturers also direct their students to be realistic and become creative people. Creative and innovative education has no subjects. Therefore, fostering and enhancing their creativity is done through pendagogy for all subjects, especially subjects such as Islamic Education in schools or universities, so that they can get used to being creative and innovative people. As well as, inclusivism must be forestered and forested through a learning process that touches on aspect of attitude or affective trough discussion and or other techniques that enchance the competencies or learners in collaborating across ethnic, cultural and religious backgrounds.
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Sewruk, Piotr. "Rzemiosło żydowskie w Lublinie i jego instytucje w latach trzydziestych XX wieku". Studia Judaica, n.º 1 (45) (2020): 169–201. http://dx.doi.org/10.4467/24500100stj.20.006.12920.
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Jewish crafts in Lublin and their institutions in the 1930s The paper attempts to reconstruct the condition of Jewish crafts in Lublin in the 1930s after the new legal regulations for industry were introduced in 1927 (“The act on industry law”). Crafts in Lublin in this period were ethnically strongly polarized between the two groups. Jews owned 60 percent of all the workshops in the city, while Poles held the rest of the crafts and services. Jewish craftsmen dominated mainly in textile (tailoring) and leather (shoemaking) industries and services like hairdressing or photography. The article focuses primarily on quantitative and statistic aspects of the discussed topic. Jewish craft organizations (craft guilds), supporting institutions (credit institutions for craftsmen) and Jewish personnel of the Lublin Chamber of Crafts are also presented.
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Anwar, Chairul, Antomi Saregar, Uswatun Hasanah y Widayanti Widayanti. "The Effectiveness of Islamic Religious Education in the Universities: The Effects on the Students' Characters in the Era of Industry 4.0". Tadris: Jurnal Keguruan dan Ilmu Tarbiyah 3, n.º 1 (29 de junio de 2018): 77. http://dx.doi.org/10.24042/tadris.v3i1.2162.
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The fourth industrial revolution (Industry 4.0) has become a major topic worldwide. The era of Industry 4.0 stimulates the advancement of science and technology through the Internet of Things (IoT), the Internet of Services (IoS), the Internet of Data (IoD) and Cyber-Physical Systems (CPS) which resulting in the creation of smart machines or autonomous robots. The era of Industry 4.0 gets rapid response worldwide, Indonesia is no exception. The Indonesian government appeals to the nation of Indonesia technology literacy in all aspects, especially on the aspect of education. Higher education is the driving force for change. One of the efforts undertaken by universities to prepare for the fourth industrial revolution can be done by character strengthening, so that science is not value-free and there is no statement that human as a robot with no conscience. Islamic religious education plays an important role in controlling the power of Industry 4.0 through character education. The result of this research is that character building is not only done in a formal education (educational institution), but non-formal education (parents, friends, and organization) also gives a big impact to the students. In facing the era of Industry 4.0, the character building from parents, educational institutions and government are needed.
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Selvanathan, Mahiswaran, Dineswary Nadarajan, Amelia Farzana Mohd Zamri, Subaashnii Suppramaniam y Ahmad Muzammir Muhammad. "An Exploratory Study on Customers’ Selection in Choosing Islamic Banking". International Business Research 11, n.º 5 (23 de abril de 2018): 42. http://dx.doi.org/10.5539/ibr.v11n5p42.
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Islamic banking industry is growing very rapidly by offering high quality schemes where free interest and better customer services are provided. Strong Islamic banking movements is forcing the industry to come up with new strategy to compete the market. The purpose of this study is to determine and identify the factors that influence the consumers to choose Islamic bank products or services. Data is collected using non probability simple random sampling around Selangor area. The analysis shows that bank reputation, religious and cost benefit factors are significant which influence customers’ selection on Islamic banking. Bank reputation and cost benefit has positive relationship on choosing Islamic banking. Convenient is not significant factor of influence customers’ selection on choosing Islamic banking. As a conclusion, the study prove that religion shows negative relationship on choosing Islamic banking. This shows that religion is not the main factor but the risk of selecting a bank is important.
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Borysova, Olga. "Religious tourism: relevance for post-pandemic Ukraine". Ukrainian Religious Studies, n.º 92 (3 de enero de 2021): 139–65. http://dx.doi.org/10.32420/2020.92.2188.
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The article is a presentation and analysis of the main provisions of 16 works of the world's leading experts on religious tourism and pilgrimage, published in a special issue of the International Journal of Religious Tourism and Pilgrimage. 2020. Vol.8. This special issue was dedicated to the impact of the COVID-19 pandemic on religious tourism, and in particular pilgrimage, in the world. Religious tourism has a strong socio-cultural potential and demand - it is the value status of any person who feels the need for cultural, religious and recreational facilities important for spiritual, ideological and physical existence. It is also the availability of opportunities to meet the social and cultural needs of people in tourism services, because it has such a socio-cultural characteristic as a social practice that changes a person and positions him in the social space. Religious tourism became in the XXI century. significant, socially significant phenomenon. But the current pandemic has dealt a very painful blow to the entire tourism sector of the world economy, including religious tourism. Under the influence of the pandemic, the country banned pilgrimage. So the question arose: what's next? Is there a radical transformation of the religious life of mankind, including religious tourism? Isn't this the beginning of the end of religions, as some sociologists of the past predicted? This article is devoted to finding answers to these and other, no less complex, questions. The author set a goal - based on the analysis of the latest research on the impact of the COVID-19 pandemic on religious tourism to identify and present those important points that are already relevant for religious tourism in Ukraine, as well as those that are just beginning to appear and will be relevant in the post. -pandemic era. In almost all articles of this Special Issue, the authors emphasized that religious tourism and pilgrimage are very sustainable and will meet the challenges posed by the pandemic. The question for the religious tourism and pilgrimage industry is how they will develop and transform new approaches that will help the growth strategies of key stakeholders. However, due to pandemic restrictions, it may not be possible to resume travel to holy sites and pilgrimage sites and trails without the assistance of national governments, international agencies, and relief organizations. Thus, the authors predict that the religious tourism industry will face very difficult circumstances in the near future.
All articles in the special issue of this journal express extremely relevant, deep and valuable opinions of scientists, which make us all think about what lessons Ukraine should learn about religious tourism, and in particular pilgrimage, and what should be its state policy and public opinion in this regard. further. And the author in the conclusions expresses her point of view on the content of these lessons, based on the views set out in this article of the world's best experts in religious tourism and pilgrimage.
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Hasanah, Alfiah, FNU Cupian, Eko Fajar Cahyono y Lina Nugraha Rani. "THE POTENTIAL FOR INTER-INSTITUTIONAL COOPERATION FOR SHARIA ACTUARY NON-CERTIFICATION PROGRAMS FOR SHARIA INSURANCE IN INDONESIA". Airlangga International Journal of Islamic Economics and Finance 1, n.º 2 (21 de julio de 2020): 93. http://dx.doi.org/10.20473/aijief.v1i2.20797.
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This study aims to explore the potential model of collaboration among institutions such as the Financial Services Authority (OJK) as regulators, higher education institutions, general higher education institutions and religious higher education, sharia insurance industry associations, actuary professional associations and sharia insurance companies to carry out non-sharia certification of the sharia actuary profession. This study uses descriptive qualitative approach and literature study method. The results of the study recommend that certification programs that span sharia actuaries require several institutional roles includingFinancial Services Authority (OJK), National Sharia Council (DSN), Indonesian Ulema Council (MUI), Indonesian Syariah Insurance Association (AASI) and Indonesian Actuary Association (PAI). Each agency has their respective duties and functions such as regulators, prospective actuary providers, distance education providers, certification providers, and material providers.
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Jeng, Chu-Chuan, Edward Huang, Sarah Meo y Louise Shelley. "Combating Sex Trafficking: The Role of the Hotel—Moral and Ethical Questions". Religions 13, n.º 2 (2 de febrero de 2022): 138. http://dx.doi.org/10.3390/rel13020138.
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Legitimate companies are key facilitators of human trafficking. These corporate facilitators include not only websites providing advertisements for commercial sex services but also hotels and motels. Analysis of all active federal criminal sex trafficking cases in 2018 and 2019 reveals that in approximately 80% of these cases, victims were exploited at either hotels or motels. This paper studies the prevalence of the hospitality industry in the crime of sex trafficking and the failure of this industry to address this problem until recent civil suits were filed by victims against individual hotels and chains. Drawing on the civil cases filed in federal courts by victims of human trafficking between 2015 and 2021 along the East Coast of the United States, this paper assesses the characteristics of these hotels and the conditions in the hotels that facilitated sex trafficking. The paper then explores the moral and ethical problems posed by the facilitating role of hotel owners/operators in sex trafficking either through collusion or failure to act on and/or report evidence of individual abuse. Suggestions on how to address the problem are provided.
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Ayoub Ledhem, Mohammed y Warda Moussaoui. "The impact of accommodation entrepreneurship activities on Islamic tourism (Umrah) development: An empirical evidence from Saudi Arabia". International Journal of Hospitality and Tourism Studies 1, n.º 2 (diciembre de 2020): 111–18. http://dx.doi.org/10.31559/ijhts2020.1.2.4.
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Currently, academics have given an intense interest in investigating the factors that promote the tourism industry as evidenced by the growing studies which investigate the impact of accommodation services as one of the main factors in the tourism industry. However, this investigated impact is missing in the Islamic tourism industry. For this reason, this paper is filling this gap by investigating the impact of accommodation entrepreneurship activities on Islamic tourism (Umrah pilgrimage) in Saudi Arabia. This paper applied a robust non-parametric approach of bootstrapped quantile regression to estimate the effect of accommodation entrepreneurship activities on Islamic tourism (Umrah pilgrimage) using a sample of the total Umrah pilgrims (Islamic tourists) as a proxy for Islamic tourism (Umrah pilgrimage) development and total accommodation entrepreneurship activities as an independent variable covering a period from 2010 until 2018. The findings demonstrated that accommodation entrepreneurship activities are promoting Islamic tourism (Umrah pilgrimage) industry in Saudi Arabia. The findings also indicated that accommodation entrepreneurship activities are one of the main factors that promote Islamic tourism (Umrah) in Saudi Arabia alongside Islamic life and belief, and religious loyalty.
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Abdullah, Apnizan. "The Halal Regulatory Framework in Malaysia Should be Consolidated: A Proposal". ICR Journal 7, n.º 3 (15 de julio de 2016): 422–25. http://dx.doi.org/10.52282/icr.v7i3.255.
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The formation of Halal Development Corporation (HDC) in September 2006 was a strong indication of the Malaysian government’s aspiration towards actualising Malaysia as the regional and international hub for Halal industry. HDC is dedicated to becoming the central implementation agency for key Halal industry development initiatives. Its pertinent roles are to promote Halal industries, liaise with government agencies and authorities and to assist business entities and investors. Since Halal is a national agenda, in discharging its function HDC closely works with various agencies which include Department of Islamic Development Malaysia (JAKIM), State Religious Council/Department of States, Ministry of Domestic Trade, Co-Operatives & Consumerism (MDTCC), Ministry of Trade And Industry (MITI), Malaysia External Trade Development Corporation (MATRADE), Malaysian Industrial Development Authority (MIDA), Department of Veterinary Services, Department of Standards and many more. A fuller picture of the Halal certification procedure in Malaysia, as I attempt to show below, is in order to place my proposal for its consolidation in its proper context.
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Ferjani, Riadh. "Religion and Television in the Arab World: Towards a Communication Studies Approach". Middle East Journal of Culture and Communication 3, n.º 1 (2010): 82–100. http://dx.doi.org/10.1163/187398609x12584657078367.
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AbstractThis paper explores the contribution communication studies can make towards a better scholarly understanding of religious talk on Arab television. It offers four theoretical avenues, backed up by examples, to address not only what is at stake in the televising of religion on Arab channels but also the validity of adopting a communication studies approach. First, the political economy of communication can situate religious programs as a link in the chain of a veritable industry of religious by-products and services, where commercial benefits are not guaranteed. Secondly, discourse analysis situates religious speech on television at the intersection of internal and external logics, to consider how much religion there is in religious programs. Thirdly, to theorize religious talk in terms of the public sphere is to problematize the application of a concept with historically specific connections (to the Enlightenment) to discussion of non-Western contemporary reality. Fourthly, conceptual tools from sociological audience studies can help us to see whether the craze for religious programs is related to their intrinsic qualities or whether there are other, more contextualized, ways of reading the relationship that viewers maintain with on-screen religion. The four pathways proposed here converge in seeing religious talk on television as a social phenomenon and, as such, capable of being construed as an object of sociological study.
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Abdullahi Busari, Saheed y Miszairi Sitiris. "Standardisation of Halal Industry towards Sustainable Development Goals (SDG) (Penyeragaman Industri Halal ke arah Matlamat Pembangunan yang Mampan (SDG))". Journal of Islam in Asia (E-ISSN 2289-8077) 18, n.º 1 (30 de junio de 2021): 163–98. http://dx.doi.org/10.31436/jia.v18i1.1001.
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The purpose of this paper is to analyse the prospects and challenges of the halal industry towards achieving health, environmental, social and economic sustainable development goal. This study relies on qualitative approach to gather data from secondary sources. The paper uses doctrinal approach to analyse the relationship between halal industry, maqāṣid sharīʿah and the sustainable development goals. The increase in demand for halal products is due to greater awareness and religious consciousness of most consumers, particularly among Muslim nations. However, there have been rising concerns about how halal industry can achieve sustainable health, environment, social and economy development goals. Even though halal industry assures halal (permissible) food by forbidding swine and alcohol businesses, it also entails an end to end ṭayyib (wholesomeness) of the products and services for a sustainable ecosystem as imbedded in maqāṣid sharīʿah. This paper explicates useful issues and challenges that principal institutions of the halal industry need to address to achieve halal sustainable development goals. Keywords: Standardization, Ḥalālan, Ṭayyiban, Maqāsid Shariah, Fatwā, Sustainable Development Goals. Abstrak Tujuan kajian ini dibuat adalah untuk menganalisis prospek dan cabaran industri halal ke arah mencapai matlamat pembangunan mampan sama ada dari segi kesihatan, alam sekitar, sosial dan ekonomi. Kajian ini mengaplikasikan kaedah kualitatif melalui pengumpulan data dari sumber sekunder. Ia menggunakan pendekatan doktrin di dalam menganalisa hubungan di antara industri halal, maqāṣid sharīʿah dan matlamat pembangunan mampan. Peningkatan permintaan terhadap produk halal adalah disebabkan oleh kefahaman serta kesedaran agama yang tinggi di kalangan pengguna, terutamanya di kalangan negara-negara Islam. Walau bagaimanapun, terdapat kebimbangan yang semakin meningkat berhubung bagaimana industri halal boleh mencapai matlamat kesihatan, alam sekitar, sosial dan pembangunan ekonomi yang mampan. Walaupun industri halal memberi jaminan makanan halal (dibenarkan) dengan melarang perniagaan babi dan alkohol, ia juga melibatkan jaminan hujung ke hujung (keseluruhan proses) adalah produk serta perkhidmatan yang ṭayyib bagi mewujudkan ekosistem yang mampan sebagaimana termaktub di dalam maqāṣid sharīʿah. Kajian ini menerangkan isu-isu serta cabaran yang perlu ditangani oleh institusi-institusi utama dalam industri halal untuk mencapai matlamat pembangunan halal yang mampan. Kata Kunci: Penstandardan, Ḥalālan, Ṭayyiban, Maqāsid Shariah, Fatwā, Matlamat Pembangunan yang Mampan.
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Nurohman, Dede, Nadia Roosmalita Sari, Risdiana Himmati y Riduan Mas'ud. "Marketing Strategy of Umrah Travel Agent and Religious Attitude in Indonesia". International Journal of Scientific Research and Management 11, n.º 02 (4 de febrero de 2023): 4528–29. http://dx.doi.org/10.18535/ijsrm/v11i02.em02.
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Religious tourism has become a trend nowadays. In Indonesia, religious tourism is dominated by Hajj and Umrah departures. Every year, the increasing demand for Hajj and Umrah services makes Hajj and Umrah travel agents emerge, both legal and illegal, and compete. Several strategies are implemented to capture this huge market opportunity. This has implications for the blurring of the spiritual dimension of worship itself. This paper reveals how the religious travel industry influences society and its impact on people's religious attitude. This study explores data through in-depth interviews with travel agency managers, KBIHU (Hajj & Umrah Guidance Group), and pilgrims and conducting document studies from these institutions in direct written form or through electronic media. This study finds that the travel agents’ ways of business in attracting the pilgrims are through internal strategies such as package and price variations, and also by external methods to establish partnerships with KBIHU, individual agents, and public figures. Practical implications and Originality/value-These ways of business impact the religious attitude of Muslims, which are consumptive and profane. This research results can be used as material for evaluating the implementation of Hajj and Umrah trips, both by the government, travel agencies, and prospective pilgrims. This is a pioneer empirical study that focuses on religious tourism and religious attitude of Indonesian muslims.
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Davids, Ziyaad y Diana Sabrain. "The digital Halal era: A look into the new normal". Ekonomski izazovi 11, n.º 22 (2022): 10–17. http://dx.doi.org/10.5937/ekoizazov2222010d.
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As the US $8 trillion global food supply chain is adapting to a post Covid-19 world becoming the new norm, so too is the Halal food system experiencing radical evolution and progression. As innovative technologies spawn new services and digital models, they also strengthen the transparency and integrity of Halal processes and certification and provide the capabilities to establish international Halal best practices alongside mainstream food industry sectors. Awareness is growing of the need to establish Halal systems and regulatory frameworks that will better ensure public interest, including consumer protection and confidence, whilst also advancing towards a viable digital Halal economy. Digital globalization has enabled globally accessible marketplaces where convergences towards digital economies have improved efficiencies as well as developed and strengthened interdependent relationships between services and networks. Rejeb states that, "the combination of blockchain and IoT technologies can be used as a powerful tool to orchestrate Halal food processes and ensure self-organized, transparent and smarter Halal Food Supply Chains (HFSCs). Leveraging blockchain with IoT technologies in the Halal food industry thus holds the potential to restructure conventional ways of managing Halal food traceability, promoting more credibility and trust in Halal certification, and ultimately boosting the Halal economy." (Abderahman Rejeb, 2021) We are in a new digital era of Halal and this paper will discuss the economic impact of a digital Agri & Halal ecosystem and what the essential determinants are to its holistic long-term success.
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Nasution, Ammar Ihsan, Ammar Ihsan Nasution ., Muhammad Iqbal Husaini . y Mohamed Hassan Ahmed . "Developing Islamic City through Network-of-Mosque (NoM)". Journal of Social and Development Sciences 6, n.º 2 (30 de junio de 2015): 37–45. http://dx.doi.org/10.22610/jsds.v6i2.840.
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Learning from the history, our prophet used mosque to provide many activities and served as community centre for the purpose of society welfare. Today, we can find the mosque everywhere but its function were limited and only used for religious and spiritual purposes. Thus, this conceptual program will develop the Islamic City through Network of Mosque. Network of Mosque can be used to create centre for transformation which can provide the services to the society. These services will include community classes, zakat collection and distribution, halal certification, and eating place for the hungry and needy. This conceptual program introduces to improve the quality of service through strategic partnership between government, industry, and society which will result to raise the entrepreneurs and lead to the prosperity. This program offers Quadruple Helix Model (QHM) which involves the Government, Academia, Industry, and Citizen as the main actor for this program. Nine blocks of Business Model Canvas (BMC) framework and Literature Review used as the methodology for this paper. To achieve its goals, this program collaborates and synergize with the Whole of Government (WoG). The findings of this paper show that the Mosque can facilitate and serve the society better by harnessing Network of Mosque, which guide to the developing Islamic City.
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ATIKAH, Rusli Siti, Ai Ling TAN, Trupp ALEXANDER, Ka Leong CHONG, Abdul Gani ARNI y Arumugam Vijaya MALAR. "THE EMERGENCE OF A NEW RELIGIOUS TRAVEL SEGMENT: UMRAH DO IT YOURSELF TRAVELLERS (DIY)". GeoJournal of Tourism and Geosites 40, n.º 1 (31 de marzo de 2022): 37–48. http://dx.doi.org/10.30892/gtg.40104-800.
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This research examines the rise of a new religious travel segment – the Umrah Do It Yourself (DIY) travellers. While Hajj is the fifth pillar of Islam, Umrah is a minor Muslim pilgrimage that can be undertaken at any time of the year, while still playing a crucial role in the completion of Hajj rituals. In the past, Umrah was managed by an authorised travel agent, who makes all the necessary pilgrimage preparations, from flights to trip itineraries. Recent years have seen an upsurge in travellers who prefer not to utilise the services of such agencies, but instead, to make their own arrangements. The decision by the Saudi Arabian government to launch a Tourist e-Visa in September 2019 has opened a window of opportunity for the legalization of Umrah DIY journeys. The objectives of this study are (i) to explore the travel motives that contribute to the success of the Umrah DIY, and (ii) to explore the factors that support and facilitate the decision for the Umrah DIY. The data were obtained via 20 semi-structured interviews with Umrah DIY travellers. The findings show that flexibility, spirituality, and budget have a crucial impact on travel motivation. Additionally, the findings suggest that information sources, travel quality, companionship/new friendship, and familiarity facilitate the choice of Umrah DIY travel. This research contributes to the growing scholarship on the Muslim travel market beyond Hajj and to studies on independent religious travel. Findings provide an opportunity for suppliers and industry participants to understand the travel motives of this new segment as a basis for producing relevant religious tourism products and services.
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Wandi, Yulfis, Veithzal Rivai Zainal, Willy Arafah, Iwan Kurniawan Subagja y Ram Al Jaffri Saad. "The The Effect of Service Quality and Product Quality on Customer Satisfaction of Islamic Banks with Customer Awareness as an Intervening Variable in Islamic Banks West Sumatera, Indonesia". Humanities & Social Sciences Reviews 8, n.º 1 (19 de febrero de 2020): 682–90. http://dx.doi.org/10.18510/hssr.2020.8182.
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Purpose of the study: This study is to examine the effect of service quality and product quality of Islamic banks on customer satisfaction through customer awareness as a variable intervening in Islamic Banking in West Sumatera.
Methodology: In this study, a model with five parameters with 20 questions was used, so the minimum number of respondents for this study sample was 100 respondents. The data used study are primary data collected using survey methods through the distribution of questionnaires directly to respondents. Data analysis used with path analysis.
Main Findings: The results showed that the indirect effects of service quality and quality of Islamic bank products on customer satisfaction through awareness had a positive and significant relationship. They also revealed that consumers are aware of Islamic banking products and services. The reason they chose Islamic banks was because of profitability and religious principles. As a result of this finding, it can help the Islamic banking industry in its efforts to formulate promotional policies that are suitable for attracting more banking customers.
Research limitations/implications: The results of this study are expected to encourage and motivate the management of Islamic banks in West Sumatra to further improve product quality and service quality to the wider community so that it will further increase public awareness and understanding of Islamic banks.
Novelty/Originality of this study: Islamic banking management needs to know how to look after their customers, even though they appear to be satisfied, but the level of competition in the financial services industry is greater than before, so as a menu of banking services companies must increasingly improve their services in proportion to the needs of customers.
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Wahyudhiana, Wahyudhiana. "Religious based education of Islamic elementary school, being competitive with market management strategies". MUDARRISA: Journal of Islamic Education 10, n.º 1 (9 de julio de 2018): 1. http://dx.doi.org/10.18326/mdr.v10i1.1-24.
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Education is the foremost factor to escalate nation esteem, so all countries in the world are intense in developing education system to meet the more complexity of life. This research aims to find out the phenomena of educational institution managed as an industry or corporation in terms of positioning, management branding, management marketing, marketing strategy, promotion strategy, in order to achieve customer satisfaction by improving the education quality as intangible services from industrial perspective. The research context takes place in Islamic Elementary School, Madrasa Ibtidaiya Istiqomah (MII) Sambas Purbalingga as a religious based education with competitive and marketable market management strategies, and it has 1.329 students in 38 classes. This research belongs to qualitative descriptive in which the researcher actively involves in the location by interviewing the informants and taking documentation to support the research. The result shows that the school is excellent and prominent, professionally organized by the management of customer satisfaction orientation with management patterns and models: Total Quality Management, Madrasa Based Management and ISO Management (International Standard Organization). The principles of school marketing management focus on: 1) positioning, attaching in customer mind; 2) differentiation, different from conventional program and; 3) branding, maintaining the brand. Those are the attractiveness toward customers to enroll their children in this institution.
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Rika Nur Ramadani y M. Luqman Hakim. "PENGUATAN KEGIATAN AGAMA DAN SOSIAL PADA KKN MANDIRI DI MASA PANDEMI". BHAKTI: JURNAL PENGABDIAN DAN PEMBERDAYAAN MASYARAKAT 1, n.º 02 (22 de diciembre de 2022): 079–84. http://dx.doi.org/10.33367/bjppm.v1i02.3210.
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This activity aims to strengthen religious and social activities during the Mandiri KKN period during the pandemic. Bearing in mind that during a pandemic the end of which is not yet known, the community is experiencing saturation in several fields. This activity uses the PAR (Participatory Action Research) method. Where PAR has three key variables namely, Participatory, Action (action) and Research (research). The result is that the implementation of Mandiri KKN targets four areas, namely prevention of the Covid-19 virus, religion, education, and the economy. In preventing the Covid-19 virus, Mandiri KKN Participants took steps to socialize Covid prevention together with the community, village government, and stakeholders. In the religious field, Mandiri KKN participants merge with the community, participate in existing religious activities. The education sector is in the form of tutoring, and helps in schools and Islamic boarding schools because they have formal education. In the economic sector, Mandiri KKN participants participated in rice planting, visited the rice processing industry as a provision for the creative economy, and conducted training with the agriculture and animal husbandry services to increase laying hen production. This activity recommends integration and synergy so that the resilience and social strength of the community can grow quickly during the post-pandemic recovery period in all fields.
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Dwi Debora Sitanggang. "Study of Seasonality Tourism in Simanindo Sub-district, Samosir Regency". International Journal of Architecture and Urbanism 5, n.º 1 (31 de marzo de 2021): 49–57. http://dx.doi.org/10.32734/ijau.v5i1.6031.
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Abstract. Seasonal tourism is a phenomenon characterized by a determinative influence on the tourism industry. This phenomenon is not easy to solve or modify because it has related to tourist arrivals. The number of tourist arrivals is an important point because this is a source of income and revenue for the tourism industry. This study aims to understand and identify seasonal tourism that often occurs every year. The components or variables in this research measure level of tourist visits and the efforts to increase tourist visits outside the season. This research uses quantitative methods and qualitative methods. The data collection are consisted of: qualitative methods with data collection from observations, interviews, and questionnaires and quantitative methods by collecting data from agencies, books, and literature studies. The results are the peak season in the Simanindo sub-district originates from the influence of holidays or religious celebrations. The low season of tourism is caused by weather factors and human disasters. The seasonal pattern for the last three years has the same pattern. The government needs to improve the facilities and creates alternative activities during the low tourist season. The questionnaire's results from tourists satisfied with the tourism industry, infrastructure, and employment services.
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Singh, Harman Preet y Ibrahim Abdullah Alhamad. "A Novel Categorization of Key Predictive Factors Impacting Hotels’ Online Ratings: A Case of Makkah". Sustainability 14, n.º 24 (11 de diciembre de 2022): 16588. http://dx.doi.org/10.3390/su142416588.
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In the present Internet age, customers have turned to online booking websites to meet their demand for quality hotel services and convey their experiences. As hotels can survive and succeed by satisfying consumers and obtaining high online ratings, this research predicts the key factors impacting these ratings. The study analyzes online consumer review data gleaned from the popular Booking.com website for hotel ratings near the key religious heritage site in Makkah, Saudi Arabia. The research applies the four-factor theory due to its importance in studying consumer satisfaction and prior non-application to the hospitality and tourism industry. This theory extended the two-factor theory to report four distinct sets of factors: satisfiers, dissatisfiers, criticals, and neutrals. Accordingly, the present research presents a novel categorization of key predictive factors and enriches the literature, which categorized factors as either satisfiers or dissatisfiers. Consequently, facilities and comfort are critical factors, while cleanliness, staff, and location are satisfiers; the value for the money spent is dissatisfier; the availability of breakfast and restaurants are neutral factors. The hospitality industry, specifically the hotel industry, can focus on characteristics of the four distinct sets of factors; various nations can leverage the findings to boost their hospitality and tourism sectors.
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Rahman, Faried Kurnia, Mohammad Ali Tareq, Rochania Ayu Yunanda y Akbariah Mahdzir. "Maqashid Al-Shari’ah-based performance measurement for the halal industry". Humanomics 33, n.º 3 (14 de agosto de 2017): 357–70. http://dx.doi.org/10.1108/h-03-2017-0054.
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Purpose The halal industry is one of the most growing industries in the world. It refers to the industry in line with Islamic principles and requirements. The emergence of this industry aims to fulfil the requirement of Islamic-compliant products and services. Surprisingly, the industry has been growing in both Muslim and non-Muslim countries. Assessing the performance of the industry will be notable for ensuring that it obtains its objectives. The proper performance measurement should highlight business perspectives and religious aspects. This study aims to explore the current issues and challenges in developing Maqashid Al-Shari’ah-based performance measurement in the halal industry. Design/methodology/approach This is a qualitative research using in-depth interviews, and uses content analysis to interpret and explain the interview result. Interviews were conducted with experts in Maqashid Al-Shari’ah and Islamic capital markets. Findings The existence of the concept of Maqashid Al-Shari’ah is to create maslahah for all human beings. The development of Maqashid Al-Shari’ah performance measurement for the business is very important. It has only been developed for Islamic financial industry. Unfortunately, it is found that the development of Maqashid Al-Shari’ah performance measurement has not been carried out comprehensively in non-financial industry. The main issue is the absence of the applicable measurements. Therefore, collective decision is required to develop the appropriate measurements. Practical implications There is a necessity for regulator to produce standards on Maqashid Al-Shari’ah-based performance measurement. The government policy plays an important role in the development and implementation of Maqashid Al-Shari’ah -based measurement index. Originality/value This paper highlights the issue of the development of Maqashid Al-Shari’ah -based performance measurement in halal business and commerce which has not much discussed in prior studies.
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Hamzah, Norhamiza y Siti Zubaidah Ismail. "INTEGRATING COMPREHENSIVE INDUSTRIAL RAW MATERIAL DELIVERY PLANNING AND PRODUCT-SERVICE SYSTEM INVENTORY CONTROL". Journal of Modern Manufacturing Systems and Technology 4, n.º 1 (27 de marzo de 2020): 14–22. http://dx.doi.org/10.15282/jmmst.v4i1.3820.
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Product Service Systems (PSS) are integrated product and service offerings that provide superior customer value in industrial applications for planning, inventory control, delivery planning and a use jointly defined. Delivery planning is a particular challenge in providing personal security services. A good delivery planning is can minimize problem from great complexity subject to various constraints within a large solution space. Organizations offering PSS services or industrial services suffer from decision support to put in place robust capacity planning strategies in highly dynamic and uncertain environments. This paper presents a simulation-based approach to capacity planning. The goal of this project to identify potential routes of integration between two factors deliveries planning and PSS inventory control that could improve the delivery performance based on the raw material industry. Emphasis is placed on capacity planning for PSS inventory control and delivery planning. By using IDEFØ (Integration Definition for Function) generic modelling and Delmia Quest simulation software in this research able to achieve the time required. The advantage of IDEFØ includes: a well-tested language and a comprehensive systems modelling technique. The resulting IDEFØ models are well-defined, easy to understand, well-structured, easy to change and use, and can be extended to any depth of detail. Meanwhile, Delmia Quest software will provide real time simulation for production process and generated report for actual operational situation. After a few general considerations on robust capacity planning for the control and delivery of technical support inventory using scenario simulations, the main elements of the agent-based simulation method are presented. The most important parameters given by company A, the control parameters and the performance indicators are discussed and the scenario planning process based on the simulation is described.
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Vargas-Sanchéz, Alfonso y Mirko Perano. "Halal Tourism through the Lens of Generation Z in a Muslim Majority Country: Implications on Tourist Services". International Journal of Business and Management 13, n.º 9 (1 de agosto de 2018): 36. http://dx.doi.org/10.5539/ijbm.v13n9p36.
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The aim of this paper is twofold: to contribute to clarifying what exactly Halal tourism is, being a relatively new term; and to provide an insight into the level of knowledge and mental schemes of a new generation (Gen Z) in a Muslim majority country. To achieve the first aim, a literature review is presented. With regard to the second, a survey among Business School university students was carried out in Indonesia; primary data collected were treated by using univariate, bivariate and multivariate statistical techniques. The main findings obtained show that (1) scientific research on Halal tourism is still in an early stage, with the first relevant article dated in 2010; and (2) only a minority of our target population has declared to be familiar with the concept of Halal tourism and to have received specific training on it, but most of them (males particularly) believe that Indonesia should bet decisively to position itself as a Halal tourism destination, being its religious profile the most influential factor in favor of that option. This is the first work on this topic targeting university students’ perceptions. Implications on the supply of services in the tourism industry are also provided.
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Abdullah, Apnizan y Mohamed Azam Mohamed Adil. "Centralisation of Halal Matters Under the Federal Government in Malaysia: A Legal Perspective". ICR Journal 10, n.º 2 (15 de diciembre de 2019): 229–41. http://dx.doi.org/10.52282/icr.v10i2.44.
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Generally, halal matters in Malaysia are governed by piece-meal legislation, inter alia, the Trade Descriptions Act (TDA) 2011 and its by-laws, the Food Act 1983, Food Regulations 1985, state-issued fatwas, and the rules and guidelines promulgated by relevant authorities, whether under the federal or state governments. Consequently, as prescribed by the law, halal matters are assigned to various different entities. For instance, the Ministry of Domestic Trades, Cooperatives and Consumerism (KPDNHEP) supervises halal trade practices. Both the Department of Islamic Development Malaysia (JAKIM) and Islamic Religious Councils (IRCs) of the states take charge of the halal certification portfolio. The Halal Industry Development Corporation (HDC) handles services related to the internationalisation of halal products, whereas the Department of Standards Malaysia (DOSM) issues and revises time-relevant halal standards. This situation, however, may lead to the overlapping of mandates and confusion among industry players as to whether halal matters fall under the federal or state governments as prescribed in List II of the Malaysian Federal Constitution. Since Malaysia is at the global forefront of promoting the halal agenda, the Malaysian government must call for the centralisation of its regulatory framework to provide better supervision and harmonise practices in the industry. Hence, this paper discusses and deliberates on the legal and regulatory outlook of the country for the purpose of centralising halal matters under the federal government of Malaysia.
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Erna, Erna y Sumaryono Sumaryono. "Pengembangan Strategi Metropolitan Cirebon Raya (MCR) dalam Mengantisipasi Dampak Lingkungan". Journal of Communication Sciences (JCoS) 2, n.º 2 (11 de agosto de 2020): 92–105. http://dx.doi.org/10.55638/jcos.v2i2.446.
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In this study, a community marketing approach was carried out in the development of the Greater Cirebon Metropolitan (MCR) to anticipate environmental impacts. Metropolitan is defined as a stand-alone area or a core urban area with surrounding urban areas having functional linkages connected to an integrated regional infrastructure network system with a total population of at least one million people. The development of MCR has the concept of developing Cirebon's historical culture with the leading sectors of tourism, trade, industry and crafts. Cirebon's leading tourism sector is based on cultural, religious and culinary tourism. Featured in the industrial and handicraft sector at MCR include: Seafood processing industry, agro industry, rattan furniture, food and beverage home industry, batik, earthenware carving, shell craft, natural stone. The development of the MCR is accelerated by the ease of accessibility of transportation modes. The development of MCR leads to filling the space that has been built by the transportation network to its satellite cities. Among the activities to fill the space are the potential for superior economic business in the form of hotel services, culinary businesses, trade, industry and crafts. Community marketing can be used as an instrument to control the negative environmental impacts of the presence of buildings or economic activities that can harm the community, such as floods in the rainy season and lack of clean water during the dry season, increased waste and traffic over crowded. Alternative instruments outside the regulation are in the form of building collective awareness of various parties to prevent the impact of environmental damage from the development of Metropolitan Cirebon Raya (MCR).
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Балабейкина, Ольга Александровна, Майя Александровна Власова y Каринэ Самвеловна Гаврилова. "THE ROLE OF RELIGIOUS TOURISM IN THE ECONOMY OF THE TVER REGION: THE EXPERIENCE OF A COMPLEX RESEARCH". Вестник Тверского государственного университета. Серия: Экономика и управление, n.º 3(55) (27 de septiembre de 2021): 109–20. http://dx.doi.org/10.26456/2219-1453/2021.3.109-120.
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Объектом исследования являются современное состояние и перспективы дальнейшего развития основных видов религиозного туризма в Тверской области. Цель статьи - с помощью современных методов регионально-экономических исследований представить модель комплексного анализа религиозно-туристской отрасли в регионе, обладающем высоким и разнообразным потенциалом для ее развития. С помощью расчетов коэффициентов неравномерности и преимущества авторами выделены основные районы Тверской области, образующие центр, полупериферию и периферию развития религиозного туризма. На примере анализа деятельности, обусловленной включением в маршруты религиозного туризма одной из доминант и аттрактивных центров его развития - Нило-Столобенской пустыни, обосновывается влияние данной отрасли на другие виды экономической деятельности региона. Рассматриваются направления религиозного предпринимательства (производство пищевых продуктов, ювелирных изделий), импульсом к развитию которых послужил религиозный туризм. Преимущества для развития религиозного туризма на территории Тверской области, а также угрозы для его функционирования в регионе выявлены с помощью SWOT-анализа. Результаты представленной статьи могут послужить разработке дальнейшей стратегии религиозного туризма. Их использование допустимо не только применительно к Тверской области, но и к другим регионам, обладающим высоким потенциалом для развития религиозного туризма. Результаты исследования представляют интерес не только для государственных органов, в задачу которых входит разработка и стратегия развития туризма, но для миссионерских отделов митрополий Русской Православной Церкви, паломнических служб и организаций, реализующих туры религиозного тематического содержания. The object of the research is the current state and prospects for the further development of the main types of religious tourism in the Tver region. The purpose of the article is, using modern methods of regional economic research, to present a model for a comprehensive analysis of the religious and tourism industry in a region that has a high and diverse potential for its development. By calculating the coefficients of unevenness and advantages, the authors have identified the main areas of the Tver region, which form the center, semi-periphery and periphery of the development of religious tourism. On the example of the analysis of activities due to the inclusion in the routes of religious tourism, one of the dominants and attractive centers of its development - the Nilo-Stolbenskaya desert, the influence of this industry on other types of economic activities of the region is substantiated. The directions of religious entrepreneurship (production of food products, jewelry), the impetus for the development of which were served by religious tourism, are considered. The advantages for the development of religious tourism in the Tver region, as well as the threats to its functioning in the region, were identified using SWOT analysis. The results of the presented article can serve to develop a further strategy for religious tourism. Their application in this regard is permissible not only for the Tver region, but also for other regions with high potential for the development of religious tourism. The results of the study are of interest not only for government agencies whose task is to develop and develop a tourism development strategy, but for the missionary departments of the metropolises of the Russian Orthodox Church, pilgrim services and organizations that implement tours of religious thematic content.
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Hole, Astri Drange. "Provider category and quality of care in the Norwegian nursing home industry". Nordic Journal of Health Economics 4, n.º 2 (13 de agosto de 2016): 57–71. http://dx.doi.org/10.5617/njhe.848.
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This paper examines empirically if there is a link between quality of care in the Norwegian nursing home industry and exposure of the industry to competition. Exposing public care to competition implies that the responsibility for providing care services is shared between public authorities and private actors. In Norway, exposure to competition means tender competition. Suppliers bid for a contract issued by the Norwegian authorities for a limited number of years. Quality of care in an institution is the major competitive factor. The provider categories of elderly care are: 1) care provided by institutions run by municipalities, 2) care provided by institutions run by private companies, which have won a tender competition, 3) care provided by institutions run by private companies owned by private families, voluntary religious or idealistic organizations. Nurse-to-patient ratio is used as a proxy for quality of care. The regression analysis indicates a relationship between quality of care and exposure to competition. The quality of care in provider category 2 is significantly lower than in provider category 1, but there are more variations in the quality of care in provider category 1 than in provider category 2. We find the lowest quality of care in provider category 1. There is also a relationship between the quality of care in an institution and the educational level of the staff, the location, the workforce, and the size of an institution. Finally, there is a relationship between the quality of care in an institution and the real and the required capacity, and the financial status in a region.Published: Online February 2016. In print August 2016.
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Abd Aziz, Norzalita. "The influence of coproduction’s factors and corporate image toward attitudinal loyalty". Journal of Islamic Marketing 9, n.º 2 (11 de junio de 2018): 421–38. http://dx.doi.org/10.1108/jima-10-2016-0080.
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Purpose Islamic banking system has become mainstream with the increasing popularity and demand of its products and services, including that of non-Muslims and even among the Western market. This paper aims to attempt to explore the factors that influence the co-production of services as well consumer attitudinal loyalty based on consumers’ perception of Islamic financial banking services. It also tests how co-production and customer loyalty as well as corporate image relate to each other. The present study is set up in the context of Islamic financial banking service industry in Malaysia. Design/methodology/approach The data were collected using the survey method. Convenience sampling was used to collect 502 usable responses via self-administered questionnaires. Findings The hierarchical regression results show that communication and commitment have a significant influence on co-production of services, but competence has an insignificant relationship. Co-production and corporate image have a significant influence on the consumer attitudinal loyalty, whereas corporate image has significant influence on consumer commitment. The study findings show that the co-production fully mediates the relationship between the communication and attitudinal loyalty, whereas it partially mediates the relationship between commitment and attitudinal loyalty. Research limitations/implications Further research is required to determine other additional and broader range of constructs. Further testing is therefore required before any generalization of these results can be undertaken, and it would be useful to conduct future studies in other types of industries. There are four segments of Islamic financial services customers, namely, religious conviction group, religious conviction and economic group, ethical observant group and economic rationality group. It is interesting to examine these segments related to the current study on how each segment influences the co-production process and loyalty among them. Originality/value The sustainability of a service organization depends on understanding customers’ needs but it also relies on the involvement of its customers. Although similar to-production, value co-creation has been regarded as one of the most prioritized research topics in service and marketing; thus, future researchers might model the relationships based on this concept. Despite these, few studies have been conducted to understand the nature and implications of co-production concept in Islamic financial banking services. This study contributes to the knowledge, in particular, in the context of Islamic financial banking services, especially by integrating additional constructs in determining customers’ loyalty such as the corporate image. To a certain extent, it offers some important insights on the subject of co-production and customer loyalty that eventually will lead to value creation and sustainability of businesses.
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Omar, Emi Normalina, Ahmad Adeel Ramli, Harlina Suzana Jaafar, Lailatul Faizah Abu Hassan, Abdul Kadir Othman y Husniyati Ali. "Factors that Contribute to Awareness of Halal Logistics among Muslims in the Klang Valley". ADVANCES IN BUSINESS RESEARCH INTERNATIONAL JOURNAL 3, n.º 1 (30 de junio de 2017): 1. http://dx.doi.org/10.24191/abrij.v3i1.10032.
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The demand for Halal products is increasing tremendously not only from Muslim countries but also non-Muslim countries. The component of Halal industry can be classified into three areas, namely services, food and non-food. Halal logistics is categorized into the service component. Halal logistics covers warehousing, transportation and terminal operations. There are three principles of Halal logistics; avoiding direct contact with haram, addressing the risk of contamination, and perception of the Muslim consumer. For non-Muslim countries, the first two principles apply.Malaysia is regarded as a Muslim majority country; therefore, there is a need to explore the level of awareness on Halal logistics. This research paper aims to explore the level of awareness of the Muslim in the Klang Valley, Selangor. Data were collected through convenient sampling from 250 respondents and analyzed by using SPSS.The findings indicate that religious belief is a significant predictor of Halal logistics awareness among Muslims
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Suhairi, Raudatun Sumi, Lestari Perdana Putri, Miftahul Jannah Hasibuan y Rediansyah Saranan. "PEMANFAATAN MEDIA SOSIAL SEBAGAI PENDORONG PEMASARAN GLOBAL UNTUK MENINGKATKAN PRODUKSI (Studi Kasus Media Sosial TikTok)". Jurnal Nusantara Berbakti 1, n.º 1 (9 de enero de 2023): 40–49. http://dx.doi.org/10.59024/jnb.v1i1.17.
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The Internet is of great help in many areas of life, including government, business, commerce, and the economy. The development and progress of the internet is now also marked by the progress of social media in society. Social media is now increasingly penetrated into various aspects of everyday life. As well as advocating for causes (educational, social, religious, environmental, health, and so on), as well as promoting and marketing certain goods or services, social media can be used for various things as it develops. Therefore, as a businessman and company, the use of social media is also something that is effectively implemented in marketing activities and then becomes one of the factors for increasing industry and production. So this research is present to see how the use of social media as a driving force for global marketing to increase promotion, in this study the focus of research is social media tikTok.
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Overland, Corin T. "Music Education, Inc." Music Educators Journal 104, n.º 1 (septiembre de 2017): 55–61. http://dx.doi.org/10.1177/0027432117719462.
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Today’s students live in the center of a rich, interconnected system of public, philanthropic, and for-profit entities that support the act of music teaching and learning. Students are not limited to the kinds of musical instruction available to them in their schools. Provided they have the means and the access, the musically curious can supplement or supplant their in-school musical lives with extracurricular and cocurricular activities, private studio lessons, community ensembles, or religious services. The for-profit music education industry in particular has grown in popularity and commercial success since the global recession, encouraged in part by what appears to be an increasing demand for instruction in popular genres that is not being met in the public schools. Corporate entities that sell music instruction have reached unprecedented levels of cultural saturation and student interest. With their successes have come a number of new teaching models, philosophies, and innovative ways for students to engage with music. However, these experiences may come at a cost, particularly to equal access by disadvantaged populations who might not be able to pay for said services. This article examines the popular music education (PME) franchise and its budding relationship with public school music education.
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Fauzi, Inna y Yassirlana Anjani. "Kebijakan Peraturan OJK Terhadap Perbankan Syariah dalam Menghadapi Wabah Covid-19 di Era New Normal". TAWAZUN : Journal of Sharia Economic Law 4, n.º 1 (29 de junio de 2021): 43. http://dx.doi.org/10.21043/tawazun.v4i1.10034.
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<p><em>This study aims to examine the policy of Islamic banking law in maintaining its existence in the face of the plague that is hitting Indonesia. OJK (Financial Services Authority) has also made a number of policies that are used as an effort to save the economy in Indonesia. One of the regulations is stated in POJK Number 18 / POJK.03 / 2020 concerning "Written Orders for Handling Bank Problems". The legal policy used by Islamic banking is to measure the new OJK regulations as the organizer of an integrated regulatory and supervisory system of all activities in the financial services sector. The method used in this research is descriptive qualitative. The method used in this research is descriptive qualitative. related to the world of banking. The method used in this research is descriptive qualitative. The object of this research is Islamic banking which has more religious wisdom. The results of this study indicate that Islamic banking is making service updates, considering that the transition of the banking world to digital can increase the efficiency of work processes and improve the quality of customer service, by digitizing during the pandemic. The bank has made long-term investments and it is projected that digital services will be one of the main drivers of sustainable banking industry growth in the context of fulfilling POJK Number 18 / POJK.03 / 2020.</em></p><p><em><br /></em></p>
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Mardika, I. Nyoman. "Opposition of community citizenship against the policy of the village's leader". International journal of social sciences and humanities 1, n.º 3 (11 de diciembre de 2017): 74–87. http://dx.doi.org/10.29332/ijssh.v1n3.57.
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The process of industrialization, reformation, and globalization has led to the changes in people's lives such as livelihoods, lifestyle, and also the character of the Balinese themselves. Livelihoods that initially agriculture shifted to the tourism industry, productive lifestyles became consumptive and the way people's lives changed from collectivism to individualism and materialism. Changes of Balinese characters from previous hospitality and courteous, today tend to be violent and conflicted. Traditional institutions such as Desa Adat are social-religious and proud because they are capable of functioning to protect their citizens. However, Adat Village, which is a respected institution today, is often the arena of conflict to fight for various interests, so that quiet and peaceful life is no longer the case. The process of change and the emergence of conflicts in the development of indigenous villages in Bali often occurs in the areas of Adat Perasi Village. In the field of livelihood, Perasi traditional villagers who originally lived from agriculture and fishermen, have now changed because of a shift in the livelihoods of life. Its citizens are no longer just depend on agriculture and fishing, but rather have been leading to services especially the tourism industry. This shift must have caused a change in the view of people's lives from the original emphasis on togetherness because the collectivity of citizens turn into commercialism (materialism) that leads to individuality.
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Forrai, Judit. "Női karrier a fegyelmi intézmények között: lelencház- bordélyház-dologház-Magdolna otthon a századfordulón". Kaleidoscope history 11, n.º 22 (2021): 96–108. http://dx.doi.org/10.17107/kh.2021.22.96-108.
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In the last third of the 19th century, the number of Hungary’s urban population mounted dramatically by the natural demographic procedures and the additional impact of industrialisation. All towns overcrowded the in-country migration since rural people flooded the urban areas following the demand of the labour market. Males moved first to the construction industry and new factories and females followed them subsequently. In the emerging urban environment, novel social relationships were created, which stigmatised and criminalised the former tolerated extramarital newborns as outlaws of the society. Charity services of religious organisations turned out to be insufficient, thus caring for these babies was taken over by the Welfare State institutions in the new established foundling hospitals. There were brutal abuses in these facilities: cruel punishments, sexual harassment and “accidental” death cases. Mortality rates in these facilities were extremely high (15-45%) nationwide, nevertheless paediatric diseases and disabilities contributed substantially to the passing away of many children. State care ended by the age of 15 years. Girls were pushed directly to prostitution, which was a strong disciplined “industry” with its specialities and obligations. Any ill behaviour paved the way to the workhouses. Those who wanted to leave the prostitution had to change to the so-called Madeleine Home where they were burdened with hard physical work. These correction facilities were unavoidable for all young girls without traditional family background.
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Isac, Claudia y Codruţa Dura. "Active harmonization of higher education bachelor study programme in the area of trade, tourism and services with the labor market dynamics". MATEC Web of Conferences 342 (2021): 08006. http://dx.doi.org/10.1051/matecconf/202134208006.
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The main purpose of our paper is to highlight the interplay between the demands of the workforce market from Hunedoara County and the competences of graduates from The Economy of Trade, Tourism and Services (ETTS) Bachelor study programme. As far as the methodology of the paper is concerned, we used a qualitative description approach that comprises manifold aspects: the statistical analysis of trade and tourism branches from the V West Region in correlation with the labor market; job opportunities analysis before and after the pandemic; cognitive and behavioral competences achieved by graduates from the ETTS programmeme in order to become well trained specialists in their area of interest. The results of our investigations led us to the following conclusions: the pandemic brought about continuous oscillations in the trade and tourism labor markets in such a way that, having skills in both fields, graduates from the ETTS programmeme could get compensation of the declining trend of available jobs in the hospitality industry by the increase of vacant jobs within the the online commerce; on the other hand, Hunedoara Conty – an area with various types of tourism – mountain, historical, religious tourism etc. – has witnessed an upsurge in the number of tourists in spite of the pandemic.
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Purnamasari, Oktaviana y Topan Perkasa Hamudya. "Membangun Reputasi Perusahaan untuk Menjaga Loyalitas Nasabah (Studi Kasus: Panin Dubai Syariah Bank)". Jurnal InterAct 11, n.º 2 (5 de enero de 2023): 110–20. http://dx.doi.org/10.25170/interact.v11i2.3370.
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The intense competition in the banking world in maintaining reputation-based customer loyalty is very interesting to study. In relation to the Islamic banking industry, efforts to maintain loyalty are carried out in various ways. This research is different from previous research in the context of Islamic banks in that there is an emotional-religious customer segment that has a higher emotional attachment to the reputation of Islamic banks, which creates loyalty. The purpose of this study is to examine how PDSB builds a company's reputation to maintain customer loyalty. This research uses a case study method through a qualitative approach and is descriptive in nature. The results found in this study are that PDSB continuously builds and strengthens the company's reputation covering aspects of Vision and Leadership through the ability to see market opportunities, have strong and excellent leadership, and have a clear vision of what to aim for in the future, Social Responsibility that is realized in the form of social responsibility activities towards social and environmental development, Financial Performance by achieving financial performance achievements, Workplace Environment by creating a good and conducive organizational climate through increasing employee engagement, Product and Services through product innovations and services that have process speed and flexibility while maintaining quality and compliance aspects, as well as Emotional Appeals to maintain customer loyalty.
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Damanhouri, Amal Mohammed Sheikh. "Study of the Social and Cultural Aspects of Saudi Tourists and Evaluate the Services Provided to Tourist of Saudi - An Applied Study for the Tourism Sector in the Kingdom of Saudi Arabia". International Business Research 10, n.º 1 (16 de diciembre de 2016): 153. http://dx.doi.org/10.5539/ibr.v10n1p153.
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The current study is based on the tourism sector in Saudi Arabia. Kingdom’s tourism industry earnings from international travelers and tourism services are poised to hit SAR80 billion in 2015. The tourism industry in Saudi Arabia has witnessed an increasing level of growth in recent years and is seen to continue this trend moving forward. The industry has undergone a major transformation led by the commitment to upgrade the Kingdom’s infrastructure as well as improving its hospitality sector. Religious tourism is the main attraction for inbound tourists and will continue to be so for the foreseeable future, the government has taken steps to increase domestic tourism and persuade potential outbound tourists from vacationing abroad. However, large investment in the sector is required to bring these ambitious plans to fruition. The tourism sector comprises only 2% of government funding compared to the industrial sector. In this report random sampling was used as it is the best known form of probability sample. Pilot study was conducted by taking convenience sampling. To find the quantitative analysis SPSS 18.0 software is used. In this report factor analysis is used for the reliability test of the questionnaire. Chi-Square test is used for comparing the collected data with the desired data from the certain hypothesis on the other hand Pearson Correlation is used to measure means of a statistical test. The study evaluates the services provided to the tourist visiting the kingdom and at the same time it measures the satisfaction level of the tourists. The report is based on primary and secondary data for the primary data the questionnaire was used and being distributed to the tourists visiting the kingdom. Five hypothesis was proposed and are being analyzed using Chi – Square test and correlation test. The current study states that there are several variables, where excellent satisfaction is being rated by the tourists where as there are several factors where the authority needs to pay importance, which is mentioned in detail in this report. The outcome of this report also suggests some major policy recommendation by which convenience, excellence and comfort could be given to the tourists visiting the kingdom.
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Sam, Irsal Marsudi, Setiowati Setiowati y Rakhmat Riyadi. "Analisis Penguasaan, Pemilikan, Penggunaan dan Pemanfaatan Tanah di Sempadan Pantai di Kelurahan Bintarore". Tunas Agraria 3, n.º 2 (31 de mayo de 2020): 122–39. http://dx.doi.org/10.31292/jta.v3i2.112.
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Abstract: Most of the land beach border Village Bintarore has been controlled and owned by the community. The purpose of this research are (1) to know the kind of land tenure, land ownership, land use and land utilization; (2) Land Office Policy in Bulukumba Regency granting land rights; (3) the suitability of the land use and land utilization with RTRW. The research was conducted using qualitative methods for data analysis, survey and interview methods for data collection and the use of the census method. Based on the results of the study are known: (1) land on the beach border Village Bintarore is controlled by the Government, the public and legal entities. Types of landholdings consists of State land and land ownership rights. Type of land use consists of the use of the open land for housing, services, government agencies, religious services, rental services, workshop, warehousing, graves, sports field, industry, trade and services mix. Land utilization type consists of utilization as a place of residence, mix, economic, social, agricultural and not utilized; (2) Bulukumba District Land Office do policies to keep providing land rights in the area of the border of the Bintarore Village beach, (3) there are 87,19% mismatch between the use and utilization of land at Bintarore Village beach border with RTRW.Keywords: IP4T, RTRW, beach border. Intisari: Sebagian besar tanah sempadan pantai Kelurahan Bintarore telah dikuasai dan dimiliki oleh masyarakat. Tujuan penelitian untuk mengetahui (1) Jenis penguasaan, pemilikan, penggunaan dan pemanfaatan tanah; (2) Kebijakan Kantor Pertanahan Kabupaten Bulukumba dalam pemberian hak atas tanah; (3) Kesesuaian penggunaan dan pemanfaatan tanah dengan RTRW. Penelitian dilakukan menggunakan metode kualitatif, teknik pengumpulan data dilakukan melalui survei dan wawancara serta menggunakan metode sensus. Berdasarkan hasil penelitian diketahui: (1) Tanah di sempadan pantai Kelurahan Bintarore dikuasai oleh pemerintah, masyarakat dan badan hukum. Jenis pemilikan tanah terdiri dari tanah negara dan tanah hak milik. Jenis penggunaan tanah terdiri dari penggunaan untuk perumahan, tanah terbuka, jasa instansi pemerintah, jasa peribadatan, jasa sewa, perbengkelan, pergudangan, kuburan, lapangan olahraga, industri, jasa perdagangan dan kebun campuran. Jenis pemanfaatan tanah terdiri dari pemanfaatan sebagai tempat tinggal, campuran, ekonomi, sosial, pertanian dan tidak dimanfaatkan; (2) Kantor Pertanahan Kabupaten Bulukumba melakukan kebijakan untuk tetap memberikan hak atas tanah di kawasan sempadan pantai Kelurahan Bintarore (3) Terdapat 87,19% ketidaksesuaian antara penggunaan dan pemanfaatan tanah di sempadan pantai kelurahan Bintarore dengan RTRW.Kata Kunci: IP4T, RTRW, sempadan pantai.
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Isnan, I. D. Murtadha y Pramesi Lokaprasidha. "Perubahan Motif Wisata Pada Era Industri 4.0 (Case study : Sam Poo Kong Temple, Semarang)". Journal of Tourism and Creativity 4, n.º 1 (3 de marzo de 2020): 21. http://dx.doi.org/10.19184/jtc.v4i1.14559.
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Abstract
The industrial revolution 4.0 is not only a technological development from the previous era, but it is also able to turn off conventional business. Internet connectivity that connects all parts of the world with just the touch of a finger on a smartphone is able to turn off the industry, one of which is conventional transportation services that exist today. The industrial revolution 4.0 will also bring the distance between producers and their target markets to a close relation. Digital marketing is a way to promote products/brands through internet. Through advertising on social media or e-commerce. In the world of tourism, motivation is one important factor for tourists in making decisions about tourist destinations to be visited. Tourists will have perceptions of possible tourist destinations, where these perceptions can be generated by individual preferences, prior experience, and information that can be obtained. The current motivation of tourists to Sam Poo Kong Temple has begun to change, which once had a religious motive but now has changed to a motive for social status. Sam Poo Kong temple which has spiritual and cultural values especially for Confucians changes in line with the times in the millennial era. Orientation on the use of social media can change the visiting trend and support psychological needs in terms of popularity on social media pages.
Keywords: Digital marketing, Tourist Motives, Revolusi industry 4.0, Sam Poo Kong Temple
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Ratnasari, Ririn Tri. "Halal Tourism Based on Value Creation". al-Uqud : Journal of Islamic Economics 4, n.º 2 (1 de julio de 2020): 268. http://dx.doi.org/10.26740/al-uqud.v4n2.p268-284.
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Nowadays, halal tourism product is not only focused on Muslim tourists, but also non-Muslim one. The halal tourism industry needs to develop the people understanding of halal values in order to bring benefits to consumers through recognition of the tourism management potency as well as the need of value identification. This research aimed to develop value-based tourism, identify the value types, as well as create value as the basis for managing lawful tourism, which needs a model to facilitate recognizion of the tourism product excellence. This research used qualitative case study approach, with the head of tourism in the region where has potency to implement Islamic Marketing Concept as the key informants. The result showed that halal marketing included not only about product but also about pricing, promotion, and place. Muslim consumers were keen on tourism services that implement lawful approach. Furthermore, there were ten values of tourism in Indonesia e.g. Religious Tourism, Geo Tourism, Natural Tourism, Fashion Tourism, Culinary Tourism, Medical Tourism, Historical Tourism, Sport Tourism, Culture Tourism, and Hospitality Tourism.
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TC, Hsieh. "Employer Health Plan Exclusions are a Barrier to Access of Penile Implants for Erectile Dysfunction". Open Access Journal of Urology & Nephrology 7, n.º 3 (12 de julio de 2022): 1–6. http://dx.doi.org/10.23880/oajun-16000213.
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Introduction: Many commercial insurers and Medicare have published coverage policies detailing the medical necessity and accessibility of erectile dysfunction (ED) treatment, including implantable penile prosthesis (IPP). Approximately 61% of adults aged 18–64 years in the United States (US) receive health benefits via employer-sponsored health plans (ESHP) and 23% of employers reported medical benefit exclusion for sexual dysfunction treatment. Objective: To obtain nationwide US estimates of the proportions of patients denied IPP treatment due to ESHP exclusions (overall and by state, healthcare insurer, and labor sector industry). Methods: De-identified data from an industry IPP insurance benefit verification database from October 1, 2018 to December 31, 2021 were analyzed to evaluate ESHP-related barriers to IPP access. Results: Among 2,638 patients with commercial insurance and employer data, 34.0% were denied IPP treatment due to ESHP benefit exclusions. ESHPs in Washington (60.7%), Louisiana (55.4%), Arizona (46.6%), Nebraska (45.5%), Ohio (43.3%), and Georgia (43.1%) had the highest exclusion rates, whereas Iowa (19.0%), Alabama (18.9%), Maryland (17.3%), Rhode Island (13.0%), and New York (7.1%) had the lowest exclusion rates. Patients with Aetna insurance had the greatest proportion of exclusions (62.4%), followed by Cigna (61.0%), employer-owned health plans (47.2%), other commercial plans (41.8%), Anthem (37.3%), Blue Cross Blue Shield (BCBS) state plans (24.1%), United Healthcare (15.4%), and Humana (0.0%). The exclusion rate was highest for employees of the leisure and hospitality industry (51.9%), followed by religious organizations (50.0%), health care (40.5%), construction, mining, or agriculture (39.1%), education (38.9%), retail and wholesale trade (36.9%), manufacturing (36.7%), utilities (36.2%), professional and business services (35.4%), transportation (32.6%), finance and insurance (29.1%), labor union organizations (26.9%), and finally public, state, and government administration (25.1%). Conclusions: Despite insurance carrier medical policies, 34.0% of men with an ESHP are denied access to IPP ED treatment due to their ESHP benefit exclusions. ESHP exclusion rates varied geographically, by insurer, and by labor sector industry.
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Sharifova, Shakhlokhon Shavkatovna. "HALAL REST AL RESTAURANTS AND MEASURES T S AND MEASURES TO IMPRO O IMPROVE THEIR VE THEIR SERVICES IN UZBEKISTAN". Scientific Reports of Bukhara State University 5, n.º 5 (30 de diciembre de 2021): 209–20. http://dx.doi.org/10.52297/2181-1466/2021/5/5/18.
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Introduction. As the Muslim travel has been increased in recent years there is a great deal of need for halal services. The most inevitable part of this is halal food and its serving. The article provides an analysis of halal tourism over the past 10 years. Despite the pandemic situation the upwarding trend in halal tourism still being continued because of foreighn and national muslim tourists. Research methods. There is used the research methodology of taking into account the expected changes in the development of halal tourism. Further the organizational patterns of serving in halal restaurants and developed the meaning of muslim friendly environment. In the article the opinion of experts is studied by the methods such as comparison, observation, empirical research, systematic and comparative analysis, and expert evaluation. Results and discussion. As Uzbekistan has a lot of historical and religious tourism resources and most part of the population are in Islamic faith there are a great potential of improving halal tourism. According to Global Muslim Tourism Index our country went up in several steps in the last two years. It shows a large potensial of the country. In this regard President Shavkat Mirziyoyev developed the governmental tools to improve the ziyarah image of Uzbekistan by creating laws and regulations. In the muslim countries Islamic rules and Islamic behavior are the main observed there is no any problem with the Islamic environment and muslim services. In other countries where the main belived faith is not Islam the halal tourism concept is meant only by food which does not contain pork and alcohol. To improve the halal tourism image of the country specialists and tourism industry managers must deeply understand the importance of halal environment and Islamic facilities. Conclusion. The article provides the studies of infrastructure of halal tourism development, the functioning of the halal food system. According to many scientists the main aspects of halal restaurants can be count as halal food sources and alchohol free drinks that are permitted according to Islamic rules. Foreign experience of halal restaurants was studied and suggestions were made to improve the service of halal restaurants in Uzbekistan
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Triantoro, Dony Arung, Tri Wahyuni y Fitra Prasapawidya Purna. "Digital Philanthropy: The Practice of Giving Among Middle to Upper-Class Muslim in Indonesia and Soft Capitalism". QIJIS (Qudus International Journal of Islamic Studies) 9, n.º 2 (26 de diciembre de 2021): 315. http://dx.doi.org/10.21043/qijis.v9i2.7814.
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<p>Academic discussions on transforming the culture of giving have shifted from direct assistance to long-term empowerment programs due to technology, communication, and informatics development. Therefore, this research aims to describe the practice of digital philanthropy in e-commerce and social enterprises. Data were collected from online-based e-commerce and social enterprise companies in Indonesia that have provided digital giving practice spaces through virtual ethnographic methods, interviews, and online documentation in Indonesia. These platforms include Bukalapak.com, Tokopedia.com, Sedekahonline.com, and kitabisa.com. The results provide an overview to the Muslim community on the practice of digital philanthropy. In addition, this research also provides an overview of the importance of building partners and program campaigns for the digital financial services industry and Islamic philanthropic institutions.</p>
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Othman, Azizah y Atikullah Abdullah. "AL-RAHNU DEVELOPMENT IN MALAYSIA: A CASE OF AL-RAHNU INSTITUTION UNDER THE TERENGGANU ISLAMIC RELIGIOUS AND MALAY CUSTOMS COUNCIL". International Journal of Islamic Business 4, n.º 1 (30 de junio de 2019): 54–64. http://dx.doi.org/10.32890/ijib2019.4.1.4.
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The presence of the Islamic pawn broking scheme (al-rahnu) has caught attention in Malaysia, and has encouraged participation by society, especially low-income groups. One of the objectives in implementing this scheme was to protect the society, especially the Muslim community, from transactions involving elements of interest (riba). Al-rahnu operates by offering cash loan facilities that are quick, fair, transparent, and is based on Syariah principles. By the implementation of the Islamic pawn broking scheme the government is hoping that this scheme will be the primary option and eventually will replace the conventional scheme for pawn broking services. Even though the conventional pawn scheme has existed in Malaysia for a long time, and has monopolized the industry, Islamic pawn broking scheme is getting a huge demand by the society. After twenty years of its implementation in Malaysia, al-rahnu has become an important instrument in economic development as customers who have really no access or capacity to receive loans from the banking system can obtain financing from al-rahnu within minutes. As such, this paper will discuss the background of Islamic pawnshops in Malaysia and will be followed by a discussion that is focused on the Islamic concept of the pawnshop based on fiqh. The operation, implementation and performance aspects of Islamic pawnshops are also mentioned in this study by referring to al-rahnu under Terengganu Islamic Religious and Malay Customs Council (MAIDAM), which was started in 1992 and was the first al-rahnu institution in Malaysia.