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Littérature scientifique sur le sujet « Interest Free Bank »

Auteur : Grafiati
Publié le 7 juin 2025
Mis à jour le 2 août 2025

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Articles de revues sur le sujet "Interest Free Bank"

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Syed Magfur Ahmad and Saeyd Rashed Hasan Chowdury. "Interest-free Financing: An Overview of Interest-free Finance in Turkey and Bangladesh." International Journal of Social, Political and Economic Research 7, no. 2 (2020): 272–91. http://dx.doi.org/10.46291/ijospervol7iss2pp272-291.

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The research paper aims to analyses the overview of interest-free finance activities in Turkey and Bangladesh. The history of the intellectual efforts of the Islamic economy in modern times is date back to the 1950s. The interest-free finance system emerged with the claim of being an alternative to the aim of eliminating the complexity of the irregular order in the modern financial system. Emerging Bangladesh and developing turkey were started up their interest-free financing from the decade of 1980. Bangladesh started interest-free financing from 1983 by establishing Islamic bank limited rega
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Buhari, A. Taufiq. "Bank dan Riba: Implikasinya dalam Ekonomi Islam." Al-Insyiroh: Jurnal Studi Keislaman 6, no. 1 (2020): 127–36. http://dx.doi.org/10.35309/alinsyiroh.v6i1.171.

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Islamic banks are banks whose activities leave usury problems. While usury is meant is excess property in a muamalah with no compensation. The mechanism of interest-free Islamic banking / usury based on philosophical and practical reasons. The principle of Islamic banking profit sharing makes the risk of loss smaller than deposit interest, but this high profit share still cannot provide a large influence on the economy. The reason is people still choose bank interest because the negative implications of the bank interest system are not felt directly individually in the near future by the publi
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Verga, Giovanni, and Nicoleta Vasilcovschi. "ROMANIAN INTERBANK INTEREST RATES AND CENTRAL BANK’S MONETARY POLICY." Scientific Annals of Economics and Business 66, no. 4 (2019): 487–506. http://dx.doi.org/10.47743/saeb-2019-0042.

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Interbank rates are affected by the monetary policy of a country and represent a link to other financial and credit markets. In 2007, Romania became a member of the European Union and its central bank, the National Bank of Romania (NBR), joined the European System of Central Banks (ESCB) but not the Eurosystem. This paper analyses the role of the central bank and the use of its instruments concerning interbank rates. The research evaluates the influence of the Romanian Central Bank on interbank rates and shows that the policy rate and bank liquidity are among the main determinants of interbank
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Buhari, A. Taufiq. "BANK DAN RIBA (Perbankan Syariah Prinsip Praktik dan Prospek)." Al-Insyiroh: Jurnal Studi Keislaman 6, no. 1 (2020): 127–36. http://dx.doi.org/10.35309/alinsyiroh.v6i1.3824.

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Islamic banks are banks whose activities leave usury problems. While usury is meant is excess property in a muamalah with no compensation. The mechanism of interest-free Islamic banking / usury based on philosophical and practical reasons. The principle of Islamic banking profit sharing makes the risk of loss smaller than deposit interest, but this high profit share still cannot provide a large influence on the economy. The reason is people still choose bank interest because the negative implications of the bank interest system are not felt directly individually in the near future by the publi
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CANBAZ, Mustafa, and Emre ÇEVİK. "INTEREST-FREE BANKING'S AND CONVENTIONAL BANKING'S ATTITUDES AGAINST FINANCIAL CRISES: THE CASE OF TURKEY." Business & Management Studies: An International Journal 3, no. 1 (2015): 88–122. http://dx.doi.org/10.15295/bmij.v3i2.102.

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Following the financial crisis in 2001, Turkish banking sector started a ‘restructuring’ process. This led to recovery of the damage caused by the crisis and, despite the significant decrease in number of the banks, the banking sector gained quite a sound structure. This imrpovement allowed it to remain strong against the global financial crisis that took place after 2007 and caused important progress for many financial indicators, in particular the deposits and loans. Interest- free banking, which has been operating in form of participation bank through the profit and loss sharing system sinc
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ZHEN-JIA-LIU. "CROSS-COUNTRY STUDY ON THE DETERMINANTS OF BANK FINANCIAL DISTRESS." Revista de Administração de Empresas 55, no. 5 (2015): 593–603. http://dx.doi.org/10.1590/s0034-759020150510.

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ABSTRACTBank failures affect owners, employees, and customers, possibly causing large-scale economic distress. Thus, banks must evaluate operational risks and develop early warning systems. This study investigates bank failures in the Organization for Economic Co-operation and Development, the North America Free Trade Area (NAFTA), the Association of Southeast Asian Nations, the European Union, newly industrialized countries, the G20, and the G8. We use financial ratios to analyze and explore the appropriateness of prediction models. Results show that capital ratios, interest income compared t
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Aziz, Roikhan Mochamad, and Syahrul Syahrul. "Evaluation Of Interest Rate Free In Indonesian Islamic Banking." IJECA (International Journal of Education and Curriculum Application) 1, no. 2 (2018): 60. http://dx.doi.org/10.31764/ijeca.v1i2.2101.

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The purpose of this study reviewed the analysis and discussion in a thesis entitled "Analysis of Effect of Non Performing Financing (NPF), assets of Islamic Banking and Bank Indonesia Certificates Sharia (SBIS) Financing Against Islamic Banking in Indonesia in 2010-2013". This research methodusing descriptive qualitative method in which these two methods are analyzed and explained by the subjective nature or in accordance with the object. The data used is qualitative data that comes from two sources, namely primary data and secondary data. Then the data is formulated and interpreted so neatly
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Trabelsi, Mohamed Ali, and Naama Trad. "Profitability and risk in interest-free banking industries: a dynamic panel data analysis." International Journal of Islamic and Middle Eastern Finance and Management 10, no. 4 (2017): 454–69. http://dx.doi.org/10.1108/imefm-05-2016-0070.

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Purpose The purpose of this paper is to examine whether Islamic finance could replace or complement the traditional financial system and could guarantee stability in times of crisis. Design/methodology/approach To achieve the aim, the authors examined both risk-taking and profitability of 94 Islamic banks (IBs) operating in 18 countries observed during the 2006-2013 financial crisis period. A series of bank-specific and other country-specific indicators are combined to explain profitability of IBs as measured by return on assets and return on equity, and risk divided into credit risk measured
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Bidabad, Bijan. "Rastin Swap Deposit (RSD): A Financial Account of Rastin Banking." International Journal of Islamic Banking and Finance Research 3, no. 2 (2019): 17–23. http://dx.doi.org/10.46281/ijibfr.v3i2.270.

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This paper introduces Rastin Swap Deposit account as a new banking deposit account which is interest-free and is based on Swap Contract in Rastin Banking. In this depositing by opening the deposit, the depositor is entitled to use an interest-free loan to the amount and duration that his resources have been being deposited and then return the money back to the bank. Depositor and bank agree that a combination of money and duration be selected in such a way that the products of amount and duration in both operations of depositing and loaning be the same. From the time of depositing to the first
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Rozi, Fahrur. "Analysis Of The Effect Of Banking Programs On Customer Loyalty At Pt Bank Maybank Indonesia Jakarta." Jurnal Indonesia Sosial Teknologi 4, no. 9 (2023): 1316–26. http://dx.doi.org/10.59141/jist.v4i10.707.

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Bank Maybank Indonesia customers have a strong interest in depositing their funds into the bank. This research was conducted on customers of Bank Maybank Indonesia Jakarta branch. analyzing the relationship or influence of banking programs consisting of Maybank Gift (X1), Top Up Reward (X2), Cash Reward (X3), Maybank Interest-Free Mortgage (X4), Interest Bonus (X5), Arisan Retention (X6), and 100% Cash Back (X7) on Customer Loyalty (Y). This research uses multiple linear regression with data from the banking program. This study aimed to see the effect of banking programs on customer loyalty at
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Thèses sur le sujet "Interest Free Bank"

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Belouafi, Ahmed. "Asset and liability management of an interest free Islamic bank." Thesis, University of Sheffield, 1993. http://etheses.whiterose.ac.uk/4221/.

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The last two decades or so have witnessed the emergence of a new type of financial intermediaries. That is the establishment of interest free Islamic financial institutions (IFIs). As a result the literature that deals with aspects related to these institutions has grown rapidly. Three main areas have received considerable attention from economists, bankers, jurists of Islamic Jurisprudence and other academics. These are descriptive analysis of how such a system operates, theoretical framework of such a system utilizing modern tools of economic analysis and empirical studies of evaluating cert
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Pervez, Avais. "Principles of Islamic Interest Free Banking in Pakistan: Study focusing on three Islamic Banks in Pakistan." Thesis, Mälardalens högskola, Akademin för hållbar samhälls- och teknikutveckling, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:mdh:diva-13932.

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Islamic Banking, the Shariah (Islamic law) compliant banking for Muslims, is unarguably at the nascent stage of its development as a financial competitor and alternative to the conventional interest – based banking system practiced around the world. This thesis looks into the principles of Islamic banks of Pakistan and focusing three Islamic Banks in Pakistan. The thesis analyzes the findings of three banks made by interviews and compare with the conventional banking system, to check that are the principles different or same. This thesis is qualitative in nature, based on theoretical and empir
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Labonne, Claire. "Essais en économie financière." Thesis, Paris 1, 2017. http://www.theses.fr/2017PA01E038.

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Cette thèse est composée de trois articles d’économie bancaire empirique. Le premier article traite de l’impact des conditions d’octroi de crédit sur l’accession à la propriété et les prix immobilier. Il propose une stratégie d’identification d’effets de causalité utilisant la politique du Prêt à Taux Zéro. Il conclut qu’un relâchement des conditions d’octroi de crédit permet à des ménages au revenu relativement plus faible de devenir propriétaire mais augmente significativement les prix immobilier. Le second article traite de l’effet des exigences en capital sur l’octroi de crédit des banques
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Bektasevic, Amina, and Shqiponja Metaj. "Räntefritt sparande : en kvalitativ studie som berör svenska bankers förhållningssätt till räntefritt sparande." Thesis, Högskolan Kristianstad, Sektionen för hälsa och samhälle, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:hkr:diva-13197.

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Efterfrågan på räntefria banktjänster har ökat i Sverige, vilket främst beror på den utvecklande invandringen som efterföljer religiösa principer i sitt vardagsliv. Detta har vidare resulterat i att allt fler individer i det svenska samhället väljer att avstå från stora lån samt sparande då det strider mot deras religion. Individer som således är i behov utav kapital, vänder sig istället till vänner samt släktingar för att exempelvis kunna ha möjlighet till att köpa en bostad. En av de mest väsentliga faktorerna till varför konventionella banker inte utvecklar räntefria sparalternativ är på gr
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Davies, Llewellyn Willis. "‘LOOK’ AND LOOK BACK: Using an auto/biographical lens to study the Australian documentary film industry, 1970 - 2010." Phd thesis, Canberra, ACT : The Australian National University, 2018. http://hdl.handle.net/1885/154339.

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While much has been written on the Australian film and television industry, little has been presented by actual producers, filmmakers and technicians of their time and experiences within that same industry. Similarly, with historical documentaries, it has been academics rather than filmmakers who have led the debate. This thesis addresses this shortcoming and bridges the gap between practitioner experience and intellectual discussion, synthesising the debate and providing an important contribution from a filmmaker-academic, in its own way unique and insi
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Donelle, Justin. "Central banking: political opportunism or economic necessity?" Master's thesis, 2012. http://www.nusl.cz/ntk/nusl-304805.

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Throughout history, at multiple times, countries have implemented central banking systems by monopolizing currencies. The following study looks at key indicators such as bond yields, central bank legislation and free banking era legislation to identify whether changes were due to economic necessity or political opportunism on the part of politicians. The study will analyze 5 countries, most notably Australia, Sweden, Switzerland, United States and Scotland, all of which have had a free banking period and can shed some light on the topic of transition from a free banking system to a centralized
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Gooley, Nathan John. "Evergreen, bank funding & liquidity management." Thesis, 2016. http://hdl.handle.net/1959.13/1310643.

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Research Doctorate - Doctorate of Business Administration (DBA)<br>Government mandated institutions in Australia and Canada have continuously progressed banking regulation throughout time by making gradual alterations to prudential frameworks and supervisory practices. This has included the prompt domestic adaptation of the three Basel accords. A main objective is to ensure banking organisations become more resilient to stresses that impact their capital and liquidity adequacy. Banking organisations are faced with the task of transforming their balance sheets and funding profiles to not only s
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Livres sur le sujet "Interest Free Bank"

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Joshi, D. R. Encyclopaedia of interest free banking: Banking in Islam. Cyber Tech Publications, 2010.

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Office, General Accounting. [Rural Telephone Bank--review of RTB's 1991 loan interest rate calculation]. The Office, 1992.

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Ahmad, Mahmud. Towards interest-free banking. Institute of Islamic Culture, 1989.

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Institute of Bankers in Pakistan., ed. Interest-free banking. Institute of Bankers in Pakistan, 1994.

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Mahmud, Ahmad. Towards interest-free banking. International Islamic Publishers, 1992.

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Uzair, Mohammad. Interest free banking. 2nd ed. Royal Book Co., 2001.

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Naseem, Muhammad Yousaf. Interest free economy: A practical approach. Swera Publicity Bureau, 1986.

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Ahmed, Ziauddin. Some misgivings about Islamic interest free banking. Research Statistics and Information Dept., 1985.

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Khiyar, Khiyar Abdalla. The rise and development of interest: Free banking. Institute of Objective Studies, 2005.

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Khan, Waqar Masood. Towards an interest-free Islamic economic system: A theoretical analysis of prohibiting debt financing. Islamic Foundation, 1985.

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Chapitres de livres sur le sujet "Interest Free Bank"

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Brunsson, Karin. "Regulating Interest-Free Banking." In Bank Regulation. Routledge, 2017. http://dx.doi.org/10.4324/9781315563893-6.

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Bilotta, Nicola. "The Weaponization of Finance and Digitalization: A Cooperative Approach Between the EU and LAC." In United Nations University Series on Regionalism. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-68475-3_20.

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AbstractSince the demise of the Gold Standard, the US dollar has stood as the sole global currency, empowering the United States with considerable foreign policy leverage. However, developments like economic dislocations, geopolitical tensions, and digitalization pose challenges that could lead to fragmentation in the global monetary system. The risk is forming economic blocs that establish parallel, non-complementary systems that impede the free flow of capital and money across borders. The potential rise of national Central Bank Digital Currencies (CBDCs) offers a new tool to reshape the int
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Laird, Heather. "Remembering Lost Trajectories: Reflections on Commemoration and Decolonisation on the Centenary of 1922." In Ireland in the Concert of Nations. Presses universitaires de Caen, 2025. https://doi.org/10.4000/14c7i.

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Commemoration and decolonisation are separately both topics of interest in present-day Ireland. The year 2022 is the centenary of the establishment of the Free State, the outbreak of civil war, and the consolidation of partition. Given the contentious nature of these events, this final year of Ireland’s Decade of Centenaries has sparked discussion about the kinds of occurrences that should be commemorated and the ways in which they can be marked. The present chapter first reflects on decolonisation and commemoration individually as concepts, and then considers how they can be brought together
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Braithwaite, John. "Imagining Restorative Diplomacy." In Simple Solutions to Complex Catastrophes. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-48747-7_8.

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AbstractRestorative diplomacy outperforms realism at preventing war, climate change, financial crises, pandemics, and at accomplishing national interest objectives. Peacebuilding Compared finds narratives of the broken promise have been impediments to peace in 41 out of 73 armed conflicts. Restorative diplomacy requires promise-keeping that learns from American Indigenous wisdom on ritualizing peace agreements, with regular commemorations at which statecraft speaks from the heart, apologizes, forgives, ritualizes collective memory, and builds new commitments atop growing architectures of peace
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Bolton, Matthew, Alexis Chapelan, and Chloé Vincent. "Greed, Exploitation and Identification with Capitalism." In Postdisciplinary Studies in Discourse. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-49238-9_11.

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Abstract Greed The association of Jews with money, and the depiction of Jews as a uniquely greedy and rapacious people, is one of the oldest of antisemitic myths. Writings, speeches and imagery portraying Jews as grasping, avaricious and miserly, ever ready to lie and trick their way to a profit, and willing to sacrifice all morality in pursuit of riches, can be traced back to the origins of Western-Christian culture. Early Christianity was in great part founded on the contrast between the supposed materialism of Jews and the spiritualism of Christians. The New Testament story in which Jesus e
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Cripps, Yvonne. "The Public Interest Disclosure Act 1998." In Freedom Of Expression And Freedom Of Information. Oxford University PressOxford, 2000. http://dx.doi.org/10.1093/oso/9780198268390.003.0018.

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Abstract Disclosures made by public and private sector workers acting in the public interest may be crucially important in protecting the public from a range of hazards including injury, risk to life, fraud, financial malpractice and environmental damage. Those who make such disclosures deserve legal protection. Even jurisdictions in which there is wide-ranging freedom of information legislation will benefit from occasional disclosures by public-spirited individuals who focus initial attention on matters of which the public ought to be aware. Damaging or potentially damaging activities that wo
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Hamza, Hichem, and Khoutem Ben Jedidia. "Central Bank Digital Currency and Financial Stability in a Dual Banking System." In Research Anthology on Macroeconomics and the Achievement of Global Stability. IGI Global, 2022. http://dx.doi.org/10.4018/978-1-6684-7460-0.ch042.

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The digitization of payment and the development of private digital currencies have constrained central banks to examine the issuance of their own central bank digital currency (CBDC) in order to face the competition of the new peer-to-peer payment system and the decline of cash use. This chapter addresses the topic of CBDC and places the discussion within the context of dual banking intermediation and financial stability. The design of CBDC in term of accessibility, anonymity, interest rate, and payment mechanism depends on the cryptocurrency use and money characteristics regarding the use of
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Hamza, Hichem, and Khoutem Ben Jedidia. "Central Bank Digital Currency and Financial Stability in a Dual Banking System." In Advances in Finance, Accounting, and Economics. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-7998-0039-2.ch012.

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The digitization of payment and the development of private digital currencies have constrained central banks to examine the issuance of their own central bank digital currency (CBDC) in order to face the competition of the new peer-to-peer payment system and the decline of cash use. This chapter addresses the topic of CBDC and places the discussion within the context of dual banking intermediation and financial stability. The design of CBDC in term of accessibility, anonymity, interest rate, and payment mechanism depends on the cryptocurrency use and money characteristics regarding the use of
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Łaski, Kazimierz. "Endogenous money." In Lectures in Macroeconomics, edited by Jerzy Osiatyński and Jan Toporowski, translated by James West. Oxford University Press, 2019. http://dx.doi.org/10.1093/oso/9780198842118.003.0008.

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The capitalist economy is a money economy. But how is money created and destroyed? Is it exogenous, a limited resource like gold, or is it endogenous, emerging from processes of production and distribution? How is credit generated and what is the relationship between credit and savings? One form of endogeneity arises from bank balance sheets and the theory of the monetary circuit. This reveals the credit relations between households and firms. However, banks also need a central bank as a lender of last resort. In recent years, central banks have deployed quantitative easing to deal with econom
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Goodhart, Charles, and Boris Hofmann. "Default, Credit Growth and Asset Prices." In House Prices and the Macroeconomy: Implications for Banking and Price Stability. Oxford University PressOxford, 2006. http://dx.doi.org/10.1093/oso/9780199204595.003.0009.

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Abstract The analytical relationships between financial markets for defaultible financial assets and the real economy remain obscure. This is, perhaps, because the maintained assumption in most macroeconomic theoretical models is that all agents always pay their debts (with probability 1). This then implies that all agents can borrow (lend) an indefinite amount (to maximize their intertemporal utility) at the risk-free rate. So there is consequently no need for financial intermediaries, and there is only one market (for the risk-free asset), where—in such models—the interest rate is, in most c
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Actes de conférences sur le sujet "Interest Free Bank"

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De, Ishani, and Vipul Rastogi. "Negative curvature annulus core fiber for transmission of orbital angular momentum modes in THz regime." In JSAP-Optica Joint Symposia. Optica Publishing Group, 2024. https://doi.org/10.1364/jsapo.2024.18p_b2_4.

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In the electromagnetic spectrum terahertz band lies between microwave and infrared bands. By convention, the terahertz window is generally considered from a frequency range of 0.1 THz to 10 THz. For this terahertz window, the development of sources and detectors has resulted in research interest in low-loss communication channels. Propagation of THz radiation in free space is lossy due to water vapor content. So, designing a guided wave medium, especially fiber, is the need of the hour [1].
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Kurniawan, Isrianto, Dony Indrawan, Dharma Saputra, Aditya Cahya Kurnia Rahman, Muhammad Abrar Putra Siregar, and Riduansyah _. "Improving Local Potential and Attempting to Save Environment Between Indonesia – Malaysia Border." In APOGCE 2024. SPE, 2024. http://dx.doi.org/10.2118/221327-ms.

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Abstract Nunukan Regency, located on the Indonesian-Malaysian border, is the largest seaweed-producing area in Indonesia. The territorial waters of Nunukan Island are almost entirely employed as seaweed cultivation areas traditionally by communities. The seaweed cultivation process in water utilizes plastic bottle waste as floats for seaweed seeds. Problems potentially occurred when used plastic bottles employed as floats for seaweed cultivation became piles of rubbish that continued to increase due to obsolete and could contaminate coastal and marine ecosystems. Corporate Social Responsibilit
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Gao, Zhengqi, Zhengxing Zhang, and Duane S. Boning. "Automatic Design of a Broadband Directional Coupler via Bayesian Optimization." In CLEO: Applications and Technology. Optica Publishing Group, 2022. http://dx.doi.org/10.1364/cleo_at.2022.jw3b.156.

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In integrated silicon photonics, a directional coupler (DC) capable of working in a broad band is of high interest. To facilitate its design, an automatic gradient-free synthesis approach based on Bayesian optimization is proposed.
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Laux, S., N. Kaiser, A. Zöller, R. Götzelmann, H. Lauth, and H. Bernitzki. "Electrical and optical properties of indium tin oxide thin films deposited with plasma ion-assistance." In Optical Interference Coatings. Optica Publishing Group, 1997. http://dx.doi.org/10.1364/oic.1998.tuc.2.

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Transparent conductive materials such as tin doped indium oxide (ITO) are of special interest for several applications. Due to the wide band gap of around 4 eV, ITO is transparent in the visible spectral range even though it is a n-type semiconductor with free electrons in the conduction band resulting in high electrical conductivity and high reflectivity for infrared radiation [1].
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Bae, Jun-Chul, and Jonathan Wickert. "Free Vibration of Coupled Disk-Hat Structures." In ASME 1999 Design Engineering Technical Conferences. American Society of Mechanical Engineers, 1999. http://dx.doi.org/10.1115/detc99/vib-8158.

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Abstract The free vibration of disk-hat structures, such as automotive brake rotors, is investigated analytically and through laboratory experimentation. Of particular interest are the role played by the hat element’s depth in influencing the three-dimensional vibration of the disk, and the manner in which the bending and in-plane modes of the disk alone evolve as a hat of increasing depth is incorporated in the model. The lower vibration modes of disk-hat structures are shown to be characterized by the numbers of nodal circles NC and diameters ND present on the disk, as well as the phase rela
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Chiu, Min–Hsueh, and Jia-Han Li. "Effects of band shifting on permittivity of plasmonic material." In JSAP-OSA Joint Symposia. Optica Publishing Group, 2018. http://dx.doi.org/10.1364/jsap.2018.19p_211b_7.

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In recent decades, plasmonic devices are widely interested because of the capability of subwavelength confinement. The plasmon phenomena is generated by oscillation of free charges in optical frequency. Hence, the metallic component is general used in plasmonic device. Metal provides large amount of free charges and the negative real part of permittivity, which is the essential property of plasmonic material. However, the loss of metal is critical issue of the devices, which occur from the interband transition in visible and ultra-violet range. Thence, the engineering of permittivity is the im
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Wang, X. W., D. L. Lin, and F. T. Hioe. "Bistable Two-Mode Lasers and Most Probable Tunneling Paths." In Instabilities and Dynamics of Lasers and Nonlinear Optical Systems. Optica Publishing Group, 1985. http://dx.doi.org/10.1364/idlnos.1985.thd5.

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Bistability is a problem of considerable interest in many fields of physics.1 The problem generally involves mode competition through nonlinear dynamics, quantum and classical fluctuations, and probability of "tunneling" from one metastable state to another.2-4 When the modemode coupling is an adjustable parameter as in the case of recent experiments involving a free running broad band, standing-wave cw dye laser,5 the transition from a many-mode to a two-mode operation has the characteristic of a thermodynamic phase transition at a certain critical point.4
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Gamble, R., and P. H. Lissberger. "Theory, Design and Preparation of Metal-Dielectric Narrow-Band Spectral Filter Coatings Operating in Reflection." In Optical Interference Coatings. Optica Publishing Group, 1988. http://dx.doi.org/10.1364/oic.1988.fa9.

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The theory, design and preparation of narrow-band spectral filters operating in reflection will be described. Such filters consist of multilayers containing both dielectric and metallic films and are of particular interest for applications in fibre-optical communication systems in the wavelength region from 1250-1600 nm. In the theoretical discussion relationships will be developed which relate the potential transmittances of the main metallic film to important parameters of the filter, namely bandwidth and rejection; and it will be shown how the materials of the layers are chosen to meet thes
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Mudge, Todd D., David B. Fissel, M. Martínez de Saavedra Álvarez, John R. Marko, and Keath Borg. "The Changing Ice Regime of Northeastern Baffin Bay." In SNAME 10th International Conference and Exhibition on Performance of Ships and Structures in Ice. SNAME, 2012. http://dx.doi.org/10.5957/icetech-2012-135.

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The sea ice concentrations and areal extent in Baffin Bay have undergone major reductions over the past 31 years (1981-2011). Of particular interest is the Northeastern Baffin Bay area off West Greenland, which is a promising frontier area for oil and gas exploration. The break-up dates, along with other characteristics of the Ice-free season, are analyzed using weekly Canadian Ice Service Digital Archive ice chart data on ice concentrations and ice types. The reductions in the early summer ice concentrations occurred quite abruptly in the late 1990’s, prior to which, much higher ice concentra
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Reeves, David, and David Clover. "Breech Lock Exchangers, Obtaining Leak Free Performance." In ASME 2014 Pressure Vessels and Piping Conference. American Society of Mechanical Engineers, 2014. http://dx.doi.org/10.1115/pvp2014-28174.

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High pressure screw plug (also called breech lock) exchangers are arguably the most complicated bolted connection in a refinery. After traveling around the world helping facilities turn these exchangers from chronic leakers (from internal tubesheet and external diaphragm and B style shell leaks) to one of the most reliable heat exchangers in the plant, it is very clear to me that manufacturers, engineers and mechanics struggle to correctly understand the interactions between gaskets, internal pressure, the two circles of external push bolts that are part of A style exchangers and all the inter
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Rapports d'organisations sur le sujet "Interest Free Bank"

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Nuño, Galo. Three Theories of Natural Rate Dynamics. Banco de España, 2025. https://doi.org/10.53479/40086.

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The natural interest rate is the real rate that would prevail in the long run. The standard view in macroeconomics is that the natural rate depends exclusively on structural factors, such as productivity growth and demographics. This paper challenges this view by discussing three alternative, and complementary, views: i) that the natural rate depends on fiscal policy via the stock of risk-free assets; ii) that it depends on monetary policy via the central bank inflation target; and iii) that it depends on persistent supply shocks, such as tariffs or wars. These three theories share the relevan
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Machinea, José Luis. Exchange Rate Instability in MERCOSUR: Causes, Problems and Possible Solutions. Inter-American Development Bank, 2004. http://dx.doi.org/10.18235/0011104.

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This paper formed part of a Conference "Mercosur: In Search of a New Agenda" held in the Getulio Vargas Foundation in Rio de Janeiro in June 2003. The purpose of the Conference was to was to examine future directions for Mercosur in light of emerging political dynamics pointing to renewed interest in deepening the initiative after a turbulent 1999-2002. The papers and the conference were supported by the Integration and Regional Programs Department of the Inter-American Development Bank through its Special Initiative on Trade and Integration. The Department is grateful for the collaboration of
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Moreda, Fekadu, Benjamin Lord, Mauro Nalesso, Pedro Coli Valdes Daussa, and Juliana Corrales. Hydro-BID: New Functionalities (Reservoir, Sediment and Groundwater Simulation Modules). Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0009312.

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The Inter-American Development Bank (IDB) provides financial and technicalsupport for infrastructure projects in water and sanitation, irrigation, flood control, transport, and energy, and for development projects in agriculture, urban systems, and natural resources. Many of these projects depend upon water resources and may be affected negatively by climate change and other developments that alter water availability, such as population growth and shifts in land use associated with urbanization, industrial growth, and agricultural practices. Assessing the potential for future changes in water
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Doran, Helen, Louise Skowron, Nick Roberts, Avindri Chandraharan, and Charlotte Evans. School Food Standards Compliance Pilot: Discovery and Feasibility Research. Food Standards Agency, 2023. http://dx.doi.org/10.46756/sci.fsa.evh922.

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Back to search Last updated: 21 November 2023 View as PDF(Opens in a new window) Print this page Area of research interest: Innovative regulator Project status: Completed Project code: FS431091 Authors: Kantar Public Conducted by: Food Standards Agency, Kantar Public, Department for Education Date published: 21 November 2023 DOI: https://doi.org/10.46756/sci.fsa.evh922 (Opens in a new window) The Requirements for School Food Regulations 2014 (Opens in a new window) in England (known as the ‘School Food Standards’), are mandatory for all maintained schools, including academies and free schools.
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Zilberman, David, Amir Heiman, and Yanhong Jin. Use of Branding and Sampling in Agricultural Fresh Produce. United States Department of Agriculture, 2013. http://dx.doi.org/10.32747/2013.7697116.bard.

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The original proposal has three main objectives: a conceptual framework on willingness to pay (WTP) for fruits and vegetables, the introduction of branding and sampling in fresh food, and empirical applications to the United States and Israel. We modified our research plan over time based on availability of data and emergence of new problems. We expanded the range of products to include poultry and the range of techniques to use real experiments as well as more traditional surveys. We expanded the range of problems to understand attitudes toward genetically modified (GM) food. There is a growi
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Vargas-Herrera, Hernando, Juan Jose Ospina-Tejeiro, Carlos Alfonso Huertas-Campos, et al. Monetary Policy Report - April de 2021. Banco de la República de Colombia, 2021. http://dx.doi.org/10.32468/inf-pol-mont-eng.tr2-2021.

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1.1 Macroeconomic summary Economic recovery has consistently outperformed the technical staff’s expectations following a steep decline in activity in the second quarter of 2020. At the same time, total and core inflation rates have fallen and remain at low levels, suggesting that a significant element of the reactivation of Colombia’s economy has been related to recovery in potential GDP. This would support the technical staff’s diagnosis of weak aggregate demand and ample excess capacity. The most recently available data on 2020 growth suggests a contraction in economic activity of 6.8%, lowe
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Financial Infrastructure Report 2022. Banco de la República, 2023. http://dx.doi.org/10.32468/rept-sist-pag.eng.2022.

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Banco de la República's monitoring of the local financial market infrastructure is an additional contribution to the country's financial stability. One of the products of that monitoring has been the Payment Systems Report, which is now known as the Financial Infrastructure Report. The change in name, as of this edition, is intended to reflect in a broader way the issues that are addressed in the report. The 2022 edition includes several changes that are the result of a comparative study of financial infrastructure reports prepared by other central banks. These changes seek to make the report
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