Kliknij ten link, aby zobaczyć inne rodzaje publikacji na ten temat: Micro-credit finance.

Artykuły w czasopismach na temat „Micro-credit finance”

Utwórz poprawne odniesienie w stylach APA, MLA, Chicago, Harvard i wielu innych

Wybierz rodzaj źródła:

Sprawdź 50 najlepszych artykułów w czasopismach naukowych na temat „Micro-credit finance”.

Przycisk „Dodaj do bibliografii” jest dostępny obok każdej pracy w bibliografii. Użyj go – a my automatycznie utworzymy odniesienie bibliograficzne do wybranej pracy w stylu cytowania, którego potrzebujesz: APA, MLA, Harvard, Chicago, Vancouver itp.

Możesz również pobrać pełny tekst publikacji naukowej w formacie „.pdf” i przeczytać adnotację do pracy online, jeśli odpowiednie parametry są dostępne w metadanych.

Przeglądaj artykuły w czasopismach z różnych dziedzin i twórz odpowiednie bibliografie.

1

Owais Shafique and Maria Habib. "Over-Indebtedness of Rural Micro-credit Financing in Bahawalpur: An Impediment to their Social & Financial Mobility." Journal of Accounting and Finance in Emerging Economies 6, no. 2 (2020): 559–69. http://dx.doi.org/10.26710/jafee.v6i2.1254.

Pełny tekst źródła
Streszczenie:
The purpose of this study is to investigate the impact of micro-credit finance on over-indebtedness and social & financial mobility of micro-credit finance participants. The objectives of this research is to investigate that micro-credit finance participation leads to over-indebtedness of micro-credit finance and over-indebtedness of micro-credit finance effect the social and financial mobility of micro-credit finance participants. The study also investigates the role of women participation in those financial decisions through which over-indebtedness exist. The study is quantitative and th
Style APA, Harvard, Vancouver, ISO itp.
2

Ms., Ritika Gupta, and Keshav Gupta Dr. "INFORMATION TECHNOLOGY IN MICRO FINANCIAL SERVICES IN INDIA." International Journal of Marketing & Financial Management 3, no. 11 (2015): 38–48. https://doi.org/10.5281/zenodo.10811482.

Pełny tekst źródła
Streszczenie:
<strong>ABSTRACT </strong> &nbsp; Microfinance means providing very poor families with very small loans (micro credit) to help them engage in productive activities /small businesses. Over time, microfinance has come to include a broader range of services (credit, savings, insurance, etc.). the poor and the very poor who lack access to traditional formal financial institutions require a variety of financial products. In order to enable the poor people to access credit , there is a need to strengthen all the available channels of providing credit to the poor. such as Micro Finance Institutions ,
Style APA, Harvard, Vancouver, ISO itp.
3

Bhusare, Shital Prakash, and Ruby Chanda. "Micro-Finance & Micro-Credit for Sustainable Development." IRA-International Journal of Management & Social Sciences (ISSN 2455-2267) 6, no. 3 (2017): 365. http://dx.doi.org/10.21013/jmss.v6.n3.p4.

Pełny tekst źródła
Streszczenie:
&lt;div&gt;&lt;p&gt;&lt;em&gt;Poverty is one of the biggest challenges to the development of a developing country like India where a major population is living in rural and semi-urban areas. Institutional credit is considered as a powerful tool for alleviating poverty. Microfinance is the supply of loans, savings, and other basic financial services to the poor. As the financial services of microfinance usually involve small amounts of money – small loans, small savings etc. the term "Microfinance" helps to differentiate these services from those of commercial banks. Microfinance in India has b
Style APA, Harvard, Vancouver, ISO itp.
4

Qudrat-I Elahi, Khandakar, and M. Lutfor Rahman. "Micro-credit and micro-finance: functional and conceptual differences." Development in Practice 16, no. 5 (2006): 476–83. http://dx.doi.org/10.1080/09614520600792481.

Pełny tekst źródła
Style APA, Harvard, Vancouver, ISO itp.
5

Sharma, Puspa Raj. "Micro-finance and Women Empowerment." Journal of Nepalese Business Studies 4, no. 1 (2008): 16–27. http://dx.doi.org/10.3126/jnbs.v4i1.1026.

Pełny tekst źródła
Streszczenie:
This paper examines the effects of women’s participation in group-based micro-credit pro-grams on a large set of qualitative responses to questions that characterize women’s autonomy and gender relations within the household. The data come from a special survey carried out in hill and tarai in 2004-2006 of Nepal. The results are consistent with the view that women’s participation in micro-credit programs helps to increase women’s empowerment. Credit program participation leads to women taking a greater role in household decision-making, having greater access to financial and economic resources
Style APA, Harvard, Vancouver, ISO itp.
6

ANANDKUMAR, G. "Issues and Challenges of Micro Finance Institutions in Karnataka." International Journal of Innovative Science and Research Technology, no. 6 (July 3, 2022): 454–57. https://doi.org/10.5281/zenodo.6791988.

Pełny tekst źródła
Streszczenie:
In the modern era of economic development, the need and essence of micro finance and micro credit providing institutions are very significant. Micro finance is a credit investment system availed by the poor people and small scale, medium scale, cottage industrialist for finance requirement. For any kind of industry weather, it is small or large, finance is fundamental component, large scale business concerns mobilise funds easily from various sources but collection of financial resources is difficult to micro industries comparatively because of various determinants. This is a descriptive form
Style APA, Harvard, Vancouver, ISO itp.
7

Rajkumar, K. Prabakkar. "Administration of Micro-credit by National Bank." Ushus - Journal of Business Management 6, no. 2 (2007): 18–24. http://dx.doi.org/10.12725/ujbm.11.2.

Pełny tekst źródła
Streszczenie:
The United Nations has designated the year 2005 as the "International year of Micro-Credit". The Micro Finance (MF) initiatives of NABARD have evolved as a sustainable social movement over a decade by now. The design and content of these innovations have remained dynamic in tandem with the changing needs of the micro finance sector in the Country. These initiatives have attracted the attention of a wide range of stakeholders. Large number of formal and informal agencies has joined the NABARD in this unique process of soda-economic engineering. The relevance of the micro finance programme was g
Style APA, Harvard, Vancouver, ISO itp.
8

Sonam, Sonam, Mridul Dharwal, and Varun Mohan. "ARTIFICIAL INTELLIGENCE IN MICRO-FINANCE IN INDIA: THE KEY FOR SUSTAINABLE DEVELOPMENT." International Journal of Education, Modern Management, Applied Science & Social Science 06, no. 03(I) (2024): 132–39. http://dx.doi.org/10.62823/ijemmasss/6.3(i).6838.

Pełny tekst źródła
Streszczenie:
The development of mobile and internet technologies has revolutionised every sector of the economy worldwide. Artificial intelligence has brought about the next wave of micro-finance revolution. Micro-finance has played a significant role in transforming lives of millions of households across the globe. The Micro-finance institutions (MFIs) are undergoing a digital transformation to save costs, determine credit worthiness of potential borrowers and risk. This conceptual paper focus on understanding how artificial intelligence is shaping the micro-finance sector in the 21st century. We review t
Style APA, Harvard, Vancouver, ISO itp.
9

David, Dr Alice Esther. "Growth and Performance of Self Help Group’s - An Exploratory Study." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 11 (2024): 1–6. http://dx.doi.org/10.55041/ijsrem38396.

Pełny tekst źródła
Streszczenie:
Today there are Mainstream Micro Finance Institutions like National Agricultural Bank for Rural Development (NABARD), Small Industries Development Bank of India (SIDBI) etc., which are creating micro credit, in rural areas by extending micro finance to Self Help Group (SHG’s) with the help of formal credit institutions, making it an effective poverty reducing strategy and simultaneously promoting rural development. SHG’s were initiated to empower the economically disadvantaged people, who were neglected by formal credit and savings institutions. Micro finance has shown that poor people, when g
Style APA, Harvard, Vancouver, ISO itp.
10

Owais Shafique and Rana M. Naeem Khan. "An Empirical Study on the Impact of Micro-Credit Financing on the Socio-Economic Status of Small Agriculturists in Pakistan." Journal of Business and Social Review in Emerging Economies 6, no. 3 (2020): 1051–61. http://dx.doi.org/10.26710/jbsee.v6i3.1367.

Pełny tekst źródła
Streszczenie:
This study empirically studies the impacts of micro-credit finance on the socio-economic status of small agriculturists in Pakistan. Little research has been conducted in this area in Pakistan. The data was gathered from 693 micro-credit finance participants and non-participants, at a 2 to 3 ratio, through an adapted questionnaire from the 8-clusters out of 12 clusters of 36 districts of Punjab using the cluster sampling technique. A survey was organized to perform the investigation in which two close-ended structured questionnaires were developed to collect data from the small agriculturists
Style APA, Harvard, Vancouver, ISO itp.
11

Shen, Lei, and Shuna Yao. "Digital Finance, Interbank Market Friction and Credit Channel Transmission of Monetary Policy." SHS Web of Conferences 163 (2023): 02025. http://dx.doi.org/10.1051/shsconf/202316302025.

Pełny tekst źródła
Streszczenie:
At present, China’s digital economy is booming, and the digitization of the financial system is gradually changing the internal structure of macro economy and finance, which has an impact on the first market of monetary policy transmission, the interbank market, and affects the transmission of monetary policy. Based on the case of inter-bank market friction, this paper constructs an IS-LM-CC model to deeply analyze the micro-effect mechanism of digital finance affecting credit channel transmission. The panel data of China’s provincial level from 2011 to 2020 are selected to construct a fixed e
Style APA, Harvard, Vancouver, ISO itp.
12

AKIMANA, Lahaï Roy Avel. "Analysis of the Relationship between Women Access of Micro Credit and Women Utilisation of Micro Credit in Rwanda." Global Journal of Research in Humanities & Cultural Studies 3, no. 1 (2023): 5–23. https://doi.org/10.5281/zenodo.7658384.

Pełny tekst źródła
Streszczenie:
The study aimed to analyze of the relationship between women access of micro credit and women utilization of micro credit in Rwanda specifically to determine the level of women access to microfinance in BRAC Microfinance, to establish the factors influencing women&lsquo;s utilization of microfinance BRAC Microfinance and to analyze the relationship between women&lsquo;s access to microfinance and women&lsquo;s utilization of microfinance in BRAC Microfinance. The study adopted a descriptive research design. The study population was 1200 BRAC Microfinance women customers; a sample of 64 respond
Style APA, Harvard, Vancouver, ISO itp.
13

Younis, Waqas, Kiran Khalil, and Qaria Aqeela Bibi. "Micro-Credit Schemes and Socio-Economic Empowerment: Assessing the Impact of NRSP in District Kotli, AJK." Journal of Asian Development Studies 14, no. 1 (2025): 795–811. https://doi.org/10.62345/jads.2025.14.1.62.

Pełny tekst źródła
Streszczenie:
This study examines the impact of micro-credit through loans on poverty reduction among women entrepreneurs in Azad Jammu and Kashmir (AJ&amp;K). AJ&amp;K faces challenges in the uplift of its economy through a decline in poverty. To resolve acute micro-finance, organizations provide micro-finance to the public in third-world countries. The National Rural Support Program (NRSP), a public sector micro-credit program of the government that operates in four provinces of Pakistan, including Azad Jammu and Kashmir, plays a vital role in distributing microfinance, especially to the female community.
Style APA, Harvard, Vancouver, ISO itp.
14

Malleswari, B. "Tourism in India: The role of MFIs in India’s tourism." International journal of health sciences 9, S1 (2025): 15–25. https://doi.org/10.53730/ijhs.v9ns1.15513.

Pełny tekst źródła
Streszczenie:
The present study tries to identify the role of micro finance in the changing tourism development scenario as it is one of the option for the inclusive growth. Many developing countries consider promoting tourism as a main strategy for achieving economic growth. The tourism sector is mainly organized through micro and small-scale enterprises. In developing countries due to lack of access to credit and other finance, do not consider them as clients and government support is only aimed at attracting foreign direct investments (FDI), and not oriented towards expansion of domestic business in tour
Style APA, Harvard, Vancouver, ISO itp.
15

Nurhidayat, Yayat. "An Application of Generalized Moments Method to Examine the Management Behavior during Peak Season A Study in Islamic Micro Finance Industry." MATEC Web of Conferences 218 (2018): 04025. http://dx.doi.org/10.1051/matecconf/201821804025.

Pełny tekst źródła
Streszczenie:
In the current highly competitive finance industry, it is important that any financial institution to develop a proper strategy to compete in the market. More specifically, the finance managers need to have an appropriate liquidity and stability strategy during the peak season where their customers have a high demand of cash. Finding such a strategy is challenging for micro finance institution due to their limited resources, in terms of finance and human resources. This study is aimed to (1) analyze the impact of liquidity risk to the stability of micro finance institutions and to (2) assess t
Style APA, Harvard, Vancouver, ISO itp.
16

Sumanasiri, Ayoma, and Prabhavi Chandrarathna. "Micro-Finance as a Triggering Mechanism for Empowering Women’s Entrepreneurship in Sri Lanka." Archives of Business Research 9, no. 2 (2021): 70–86. http://dx.doi.org/10.14738/abr.92.9675.

Pełny tekst źródła
Streszczenie:
The Micro-Finance sector has been identified as one of the main sectors that contributes to the eradication of poverty and to empowering women in developing countries. Women’s Entrepreneurship is considered an emerging trend among nations and contributes to the development of a country. It is also identified as an important means to end poverty and therefore, female empowerment through entrepreneurship has been well recognized. Micro-finance enables women’s entrepreneurial success; however, the context of the urban sector has not been well examined in the literature since most scholars perceiv
Style APA, Harvard, Vancouver, ISO itp.
17

Monish P. "Analysing Challenges Faced by Micro Finance Institutions and Exploring Linkages on Rural Development and Quality of Life." Jurnal Multidisiplin Madani 4, no. 1 (2024): 97–101. http://dx.doi.org/10.55927/mudima.v4i1.3046.

Pełny tekst źródła
Streszczenie:
Micro finance institutions play a significant role in economic development of India. Such institutions provide financial access to lower income people. These institutions are very helpful for poor people who lack access of banking services. Micro finance institutions provide a large variety of financial and non-financial services to people including credit, counseling, and training. Such institutions are necessary to achieve rural development, financial inclusion and women empowerment. Today micro finance institutions are faced many problems. Problems of non-performing assets are considered as
Style APA, Harvard, Vancouver, ISO itp.
18

Wajebo, Temesgen Woldamanuel. "MICRO, SMALL AND MEDIUM ENTERPRISES ACCESS TO FINANCE CONSTRAINTS IN ETHIOPIA: DEMAND SIDE ANALYSIS." International Journal of Small and Medium Enterprises 5, no. 1 (2022): 32–39. http://dx.doi.org/10.46281/ijsmes.v5i1.1809.

Pełny tekst źródła
Streszczenie:
Despite the immense importance of micro, small and medium enterprises (MSMEs) to job creation and the alleviation of abject poverty, significant numbers of MSMEs cannot realize their full potential because of limited access to finance and other factors, mostly in developing countries. The study investigates micro, small and medium enterprises' access to finance constraints in Ethiopia from a demand-side perspective. This study employed a descriptive analysis using survey data collected from 814 randomly selected sample enterprises. The results show that about 76% of the MSMEs were established
Style APA, Harvard, Vancouver, ISO itp.
19

OWOJORI, A.A, and O. I. OYEWOLE. "MICRO CREDIT FINANCE AND THE GROWTH OF AGRICULTURE IN OGUN STATE, NIGERIA." Continental J. Agricultural Science 3 (August 7, 2009): 47–57. https://doi.org/10.5281/zenodo.839640.

Pełny tekst źródła
Streszczenie:
This paper highlighted the contribution of micro credit finance to the growth of agricultural production in Nigeria and critically evaluated the need for financial institution in the Nigeria’s agricultural productivity. The expected role of the financial institutions in solving the problems of rural and near rural economy; such as poverty, lack of adequate financial and business advice and its effectiveness in the area of developing the economy of their immediate environment and transforming these in a way of solving national economic problem that will lead to economic growth and development.
Style APA, Harvard, Vancouver, ISO itp.
20

Dr., R. Sorna Priya, and Sathiya M. "Comparative Study of Economic Progression of Women before and after Availing Micro Credit." International Journal of Engineering and Management Research 8, no. 1 (2018): 85–93. https://doi.org/10.5281/zenodo.3362758.

Pełny tekst źródła
Streszczenie:
Microcredit is a small amount of money loaned to a client by a bank or other institution. Microfinance refers to loans, savings, insurance, transfer services, microcredit loans and other financial products targeted at low-income clients. Micro finance provides opportunity to the poor for getting sufficient amount of credit easily to start any income generating activity. Least formal and official obligation made the uneducated poor comfortable to get credit. Hence the researcher involved in analyzing the economic progression of women in Sivakasi and the data is collected from 200 respondents th
Style APA, Harvard, Vancouver, ISO itp.
21

Rathnayaka, R. P. I. K., and K. N. N. Silva. "The impact of micro credit programme on rural women livelihood development: A study of Bulathsinhala DS division in Sri Lanka." Sri Lankan Journal of Banking and Finance 6, no. 1 (2023): 95–110. http://dx.doi.org/10.4038/sljbf.v6i1.42.

Pełny tekst źródła
Streszczenie:
Micro credit (MC) is a financial service include under micro finance which is provide by consultative group to assist low income people. In global context, it is a very popular credit scheme among people who don't have access to formal financial services and most of them are women. However, this study tried to find the impact of Micro Credit programme on rural women livelihood development in Sri Lanka. The study conducted under main three objectives. Firstly, identify the Micro Credit client base and their intention of granting of Micro Credit loans. Then analyse the impact of Micro Credit loa
Style APA, Harvard, Vancouver, ISO itp.
22

Juventud, Windy M., Elery Ann O. Matigas, Jenny Himongala, Malou R. Galla, and Michael Jere’ D. Abiol. "Perceived Credit Risk of Micro Finance Loans among Micro-enterprises Business in Población Iligan City." International Journal of Multidisciplinary: Applied Business and Education Research 4, no. 10 (2023): 3697–702. http://dx.doi.org/10.11594/ijmaber.04.10.22.

Pełny tekst źródła
Streszczenie:
This study aimed to assess the perceived credit risk associated with microfinance loans among micro-enterprise businesses. It had three primary objectives: first, to profile the respondents based on their demographics; second, to gauge their perceptions regarding the credit risk and of the microfinance loans. The research employed a descriptive-correlational research design and was conducted in Brgy. Poblacion, Iligan City, involving a random sample of seventy-five business owners who completed an adapted and modified survey questionnaire. The findings revealed that a majority of the business
Style APA, Harvard, Vancouver, ISO itp.
23

El Ebrashi, Raghda, Rania Salem, Dina El Kayaly, and Noha El-Bassiouny. "What potentials does Islamic micro-credit have?" Journal of Islamic Marketing 9, no. 2 (2018): 305–28. http://dx.doi.org/10.1108/jima-03-2017-0027.

Pełny tekst źródła
Streszczenie:
PurposeThis paper aims to investigate the role of demographics and sector type in determining consumer preferences of Islamic micro-credit products, namely,MusharkaandMurabha, versus conventional micro-credit financing in Egypt.Design/methodology/approachThis research is a quantitative study that uses surveys on 1,125 current micro-credit consumers in Cairo and Upper Egypt using multi-staged cluster sampling technique. Descriptive and inferential analyses were used to explain results.FindingsThe study revealed the potential ofMusharkamode of financing among micro-credit borrowers in Egypt, spe
Style APA, Harvard, Vancouver, ISO itp.
24

Hu, Wei, Yuhuan Wu, and Ziting Yang. "An Analysis of Credit Risk Prediction for Small and Micro Enterprises." Journal of Artificial Intelligence Research 1, no. 2 (2024): 1–21. https://doi.org/10.70891/jair.2024.110004.

Pełny tekst źródła
Streszczenie:
Digital inclusive finance has emerged as a significant catalyst for the high-quality development of small and micro enterprises (SMEs). This study, grounded in credit risk prediction theory, develops a comprehensive profiling and predictive model for SMEs, offering insights into innovative mechanisms by which inclusive finance can support their sustainable growth. Utilizing an extensive literature review, along with experimental modeling based on publicly available data, the study explores two approaches to feature construction. By employing diverse algorithms, it builds predictive models and
Style APA, Harvard, Vancouver, ISO itp.
25

Yadav, Rajesh K. "Significance of Microfinance Institutions in Rural Development of India." International Letters of Social and Humanistic Sciences 21 (February 2014): 84–90. http://dx.doi.org/10.18052/www.scipress.com/ilshs.21.84.

Pełny tekst źródła
Streszczenie:
Micro finance is to supply micro credit to people living in utter poverty and has no reach to the conservative and formal financial products. It is an aid to engage them in productive activities and grow their tiny businesses. Micro finance focused on availing the credit in a standard manner. Micro financial schemes plays vital role in increasing women‟s participation in economic activities and decision making. In this research paper an effort is made to investigate the role of microfinance in rural development especially through Micro financial schemes. This study is an empirical study which
Style APA, Harvard, Vancouver, ISO itp.
26

Singh, Dr Jeet, and Dr. Preeti Yadav. "Micro Finance as a Tool for Financial Inclusion and Reduction of Poverty." Journal of Business Management and Social Sciences Research 1, no. 1 (2012): 1–12. https://doi.org/10.5281/zenodo.14946683.

Pełny tekst źródła
Streszczenie:
Microfinance has assumed immense importance throughout the world in view of its efficacy in credit dispensation, loan repayment and reduction of poverty. The experience world over has proved that hassle free and repetitive dose of credit is the basic need of the poor which has become the hallmark of microfinance. Several countries like Bangladesh, Indonesia, Philippines, Kenya and Bolivia have implemented microfinance programmes with encouraging results. In the Indian context, the microfinance sector has witnessed an unprecedented growth in the last few years, and has firmly established itself
Style APA, Harvard, Vancouver, ISO itp.
27

Kurebwa, Jeffrey. "Micro-finance as a Tool for Financial Access, Poverty Alleviation and Women Empowerment in Bindura District, Zimbabwe." Studies in Social Science Research 1, no. 1 (2020): p21. http://dx.doi.org/10.22158/sssr.v1n1p21.

Pełny tekst źródła
Streszczenie:
The purpose of this study was to understand the role of micro-finance as a tool for women empowerment in Bindura Rural District of Zimbabwe. Qualitative methodology was used. Data collection methods used included semi-structured interviews, documentary search. The respondents for the study were drawn from rural women who had accessed loans from MFI, managers of MFI and the Zimbabwe Association of Micro Finance Institutions. The study found out that access to credit has positive outcomes on production, income, and consumption at household and macro-economic levels. Rural women in Zimbabwe lack
Style APA, Harvard, Vancouver, ISO itp.
28

Sane, Renuka, and Susan Thomas. "The Real Cost of Credit Constraints: Evidence from Micro-finance." B.E. Journal of Economic Analysis & Policy 16, no. 1 (2016): 151–83. http://dx.doi.org/10.1515/bejeap-2014-0154.

Pełny tekst źródła
Streszczenie:
Abstract The paper studies the effect of a law that banned micro-credit lending in the state of Andhra Pradesh in India. Regions in Andhra Pradesh are matched to regions that did not face the ban. A difference-in-difference estimation of changes in matched regions is used to establish a causal impact on average household consumption in the region. The results show that the average household consumption in the ban-affected regions dropped by 15% immediately after the ban compared to the matched regions, and persisted for four quarters. The result is robust to cross-sectional variations in regio
Style APA, Harvard, Vancouver, ISO itp.
29

Yadav, Priyanka, and Anil K. Sharma. "Agriculture Credit in Developing Economies: A Review of Relevant Literature." International Journal of Economics and Finance 7, no. 12 (2015): 219. http://dx.doi.org/10.5539/ijef.v7n12p219.

Pełny tekst źródła
Streszczenie:
&lt;p&gt;This paper aims to present a comprehensive review of 110 studies on agriculture credit in developing countries during 1995 to 2015. The literature has been classified and presented on the basis of time period, country of study, methodology used, issues covered, and sources of study. Agriculture credit has gained interest of policy makers and researchers in developing economies in recent years with raising concerns of issues like food security and rising population. However, the situation of small and marginal farmers is still vulnerable and they lack timely and adequate access to inst
Style APA, Harvard, Vancouver, ISO itp.
30

Dhungana, Bharat Ram. "Impact of Micro-Finance on Business Creation: A Case of Nepal." Journal of Nepalese Business Studies 11, no. 1 (2018): 23–34. http://dx.doi.org/10.3126/jnbs.v11i1.24197.

Pełny tekst źródła
Streszczenie:
The paper examines the impact of micro-finance on business creation in Nepal through paired sample t-test, chi-square test and Wilcoxon signed rank test. The research is based on primary data collected through structured questionnaires. The survey includes 500 micro-finance clients from four districts of western development region who have been involved in micro-finance programme for last five years. There is a positive association between loan size and its application. The clients who have taken small size of loans, they have mostly spent their loans on domestic purposes and found poor applic
Style APA, Harvard, Vancouver, ISO itp.
31

Lutf, Lutfullah, and Koire Twaha. "An Assessment of the Financial Sustainability of Microfinance Institutions." Kardan Journal of Economics and Management Sciences 2, no. 1 (2019): 48–73. https://doi.org/10.31841/KJEMS.2021.61.

Pełny tekst źródła
Streszczenie:
The poor in the developing countries are constrained by savings and the absence of credit access from formal financial institutions to establish small scale enterprises as they are perceived to be un-bankable. Since the late 1980 Micro-Finance Institutions have mushroomed with the primary aim of resolving the problem of access to credit by the poor. However, extending financial credit to them is challenging given their financial strength, businesses, locations, abilities, social obligations and mindset. This study attempts to look into Micro-Finance Institutions&rsquo; performance from the fin
Style APA, Harvard, Vancouver, ISO itp.
32

Santhosh, Kumar.K. "IMPACT OF MICRO CREDIT IN THE DEVELOPMENT OF MICRO ENTERPRISES- A STUDY ON KOTTAYAM DISTRICT, KERALA." International Journal of Marketing & Financial Management, ISSN: 2348 –3954 (Online) ISSN: 2349 –2546 (Print), Volume 5,, Issue 1, Jan-2017, (2017): pp 19–27. https://doi.org/10.5281/zenodo.238937.

Pełny tekst źródła
Streszczenie:
<em>Micro credit has been considering as a powerful tool for eradicating the poverty and improves the standard of living of people especially for those who are excluded from formal financial sector. Micro credit is a very small amount of loan proving to a group of people in order to conduct the Income Generating Activities (IGA) which leads to the profit and increase in savings of the members and ultimately the betterment of standard of living. In Kerala, a </em><em>community</em><em>-based,</em> <em>poverty reduction</em> <em>project of the </em><em>Government, called Kudumbashree, is the maj
Style APA, Harvard, Vancouver, ISO itp.
33

Trivena, Shinta Maharani, Muhammad Saifi, Mukhammad Kholid Mawardi, and Nur Imamah. "Financial Literacy, Credit Access, and Financial Decision-making: An Integrated Framework for Micro-enterprises." KnE Social Sciences 10, no. 13 (2025): 227–49. https://doi.org/10.18502/kss.v10i13.18964.

Pełny tekst źródła
Streszczenie:
Micro-level businesses function as essential components of worldwide economic development, particularly in developing nations. This systematic literature analysis investigates the interrelationship between financial literacy, credit access, and financing decisions in micro-scale enterprises through the establishment of an integrated theoretical framework. Through analysis of literature from 2018 to 2024 using the Scopus database, 13 relevant studies were selected from 219 articles after quality assessment. The study integrates the Theory of Planned Behavior as grand theory, with Behavioral Fin
Style APA, Harvard, Vancouver, ISO itp.
34

Olaosebikan, Olajumoke, and Mike Adams. "Prospects for micro-insurance in promoting micro-credit in sub-Sahara Africa." Qualitative Research in Financial Markets 6, no. 3 (2014): 232–57. http://dx.doi.org/10.1108/qrfm-09-2012-0028.

Pełny tekst źródła
Streszczenie:
Purpose – The purpose of this study was to, using a case study research design informed by organizational economics theory, to examine the prospects for micro-insurance in promoting micro-credit in a low-income Anglophone country in sub-Saharan Africa – The Gambia. Two main research questions are addressed: first, what is the most appropriate micro-finance institution (MFI) organizational structure to maximize the economic benefits of micro-insurance? Second, what are the financial management and wider economic benefits of the use of micro-insurance by MFIs? Design/methodology/approach – To ad
Style APA, Harvard, Vancouver, ISO itp.
35

Wulandari, Eliana, Miranda P. M. Meuwissen, Maman H. Karmana, and Alfons G. J. M. Oude Lansink. "Performance and access to finance in Indonesian horticulture." British Food Journal 119, no. 3 (2017): 625–38. http://dx.doi.org/10.1108/bfj-06-2016-0236.

Pełny tekst źródła
Streszczenie:
Purpose Access to finance is an important condition for the development of agriculture and the farms’ performance. The purpose of this paper is to analyse the association between the technical efficiency of horticultural farms and access to finance from different finance providers. Design/methodology/approach Data were collected from 434 farmers who produce mango, mangosteen, chili and red onion in Indonesia. Data were subsequently analysed using data envelopment analysis and bootstrap truncated regression. Findings The results show that commercial credit from banks and in-kind finance provide
Style APA, Harvard, Vancouver, ISO itp.
36

Awojobi, Oladayo Nathaniel. "EMPOWERING WOMEN THROUGH MICRO-FINANCE: Evidence from Nigeria." Australian Journal of Business and Management Research 04, no. 01 (2014): 17–26. http://dx.doi.org/10.52283/nswrca.ajbmr.20140401a03.

Pełny tekst źródła
Streszczenie:
There have been contentious academic debates on the validity of Micro-Finance Institutions (MFIs) impacting women’s empowerment positively. Some empirical findings have revealed that micro-finance services act as a panacea toward empowering women. However, there has been sharp criticism from some economic experts on the notion that micro-finance can aid women’s empowerment. This paper examines the impact of micro-credit on women’s empowerment in Lagos, Nigeria. Using the quantitative method from Lagos, the study shows women who take part in MFIs projects have been empowered economically and so
Style APA, Harvard, Vancouver, ISO itp.
37

Ocholah, Ruth Marjory Adhiambo, Cainan Ojwang, Fredrick Aila, David Oima, Simeo Okelo, and Patrick B. Ojera. "Effect of micro finance on performance of women owned enterprises, in Kisumu City, kenya." Greener Journal of Business and Management Studies 3, no. 4 (2013): 164–67. https://doi.org/10.15580/gjbms.2013.4.022613501.

Pełny tekst źródła
Streszczenie:
Micro financing is the provision of financial services to low-income clients or solidarity lending groups that lack access to banking and its related services. Traditionally, women based enterprises have not been favoured by the mainstream credit policies of the commercial banks owing to their inability to raise collateral securities to guarantee the loans. The general objective of this study was to determine the effect of micro financing on the performance of women owned enterprises in Kisumu City. Specifically, the study sought to determine the effect of microfinance on productivity, profita
Style APA, Harvard, Vancouver, ISO itp.
38

Chakabva, Oscar, and Thomas Thurner. "Credit risk management practices in small and medium-sized micro-finance providers." Corporate Ownership and Control 13, no. 1 (2015): 1101–7. http://dx.doi.org/10.22495/cocv13i1c9p11.

Pełny tekst źródła
Streszczenie:
Microfinance providers play a significant role in emerging economies by providing banking-related financial services to the low income market. However, lending to the low income market is associated with high credit risk. This paper investigates the use of certain risk management practices by small and medium-sized micro finance providers in the Cape Metropolitan Area. The big difference of micro-finance is that collaterals are absent and instead, a close connection between microfinance providers and their clients come into place. And while micro-finance providers use follow up calls and penal
Style APA, Harvard, Vancouver, ISO itp.
39

R., Shekhar. "MICRO FINANCE AND EMPOWERMENT OF DALIT WOMEN IN KARNATAKA." Shanlax International Journal of Arts, Science and Humanities 6, S2 (2019): 140–48. https://doi.org/10.5281/zenodo.3271468.

Pełny tekst źródła
Streszczenie:
<em>An attempt is made in this paper is to analyse the performance of micro finance in empowerment of women in Karnataka. Microcredit came to prominence in the 1980s, although early experiments date back 30 years in Bangladesh, Brazil and a few other countries. The important difference of microcredit was that it avoided the pitfalls of an earlier generation of targeted development lending, by insisting on repayment, by charging interest rates that could cover the costs of credit delivery, and by focusing on client groups whose alternative source of credit was the informal sector. Emphasis shif
Style APA, Harvard, Vancouver, ISO itp.
40

Dang, Van Dan, and Hoang Chung Nguyen. "CREDIT RISK AMID BANKING UNCERTAINTY IN VIETNAM." Buletin Ekonomi Moneter dan Perbankan 25, no. 1 (2022): 73–96. http://dx.doi.org/10.21098/bemp.v25i1.1798.

Pełny tekst źródła
Streszczenie:
Using a new measure of micro uncertainty based on the cross-sectional dispersion of bank-level shocks, we analyze the impact of banking uncertainty on credit risk in Vietnam during the period 2007–2019. We document that a higher level of banking uncertainty may increase credit risk, and this unfavorable impact is mitigated at larger, better capitalized, and more liquid banks. As compared to private-owned banks, stateowned banks experience higher credit risk during periods of uncertainty. Further analysis supports the “search for yield” hypothesis and helps to better understand why credit risk
Style APA, Harvard, Vancouver, ISO itp.
41

Boateng, Agyenim, and Muhammad D. Abdulrahman. "Micro Small-sized Enterprises and Bank Credit." Journal of Emerging Market Finance 12, no. 2 (2013): 129–50. http://dx.doi.org/10.1177/0972652713494043.

Pełny tekst źródła
Style APA, Harvard, Vancouver, ISO itp.
42

Baig, Nida, Mohammad Rizwan-ul-Hassan, and Shafiq ur Rehman. "Role Of Micro-Finance To The Empowerment of Women: A Case Study Of Karachi." Pakistan Journal of Applied Social Sciences 3, no. 1 (2016): 15–35. http://dx.doi.org/10.46568/pjass.v3i1.290.

Pełny tekst źródła
Streszczenie:
This paper is an attempt to analyze the impact of micro financing to induce empowerment to those women who avail the facility of micro-credit in Pakistani society. The study examines the various business activities of women in Karachi who got capital through micro-financing and their socioeconomic status in family as well as society. The women empowerment as dependent variable has been used with three explanatory variables which are amount of micro-finance credit, age of the women and her family support to run her business. Logit Model is applied to assess the level of women empowerment becaus
Style APA, Harvard, Vancouver, ISO itp.
43

Ma, Yingqi, Yang Song, Nan Xia, and Jiaming Zhu. "The Impact of Financial Literacy on Household Consumption." Frontiers in Business, Economics and Management 5, no. 3 (2022): 55–63. http://dx.doi.org/10.54097/fbem.v5i3.1908.

Pełny tekst źródła
Streszczenie:
In this paper, the relationship between financial literacy and household consumption is empirically analyzed by using The Chinese Family Micro Database (CHFS), and the consumption structure of Chinese households is subdivided into survival consumption, development consumption and enjoyment consumption, respectively, to study the impact of financial literacy on different consumption structures. The mediating effect of credit constraint factors is studied and the moderating effect of digital finance is explored. The results show that: financial literacy has a significant impact on household cons
Style APA, Harvard, Vancouver, ISO itp.
44

Kajal, J. Savaliya. "Critical Analysis of Financial Crisis on Micro Finance in Reference with India." International Journal of Trend in Scientific Research and Development 1, no. 2 (2017): 3–7. https://doi.org/10.31142/ijtsrd61.

Pełny tekst źródła
Streszczenie:
In a country like India where 70 percent of its population lives in rural area and 60 percent depend on agriculture according to the World Bank reports , micro finance can play a vital role in providing financial services to the poor and low income individuals. Microfinance is the form of a broad range of financial services such as deposits, loans, payment services, money transfers, insurance, savings, micro credit etc. to the low and poor individual income. The importance of micro finance in the developing economies like India cannot be undermined, microfinance refers to small savings, credit
Style APA, Harvard, Vancouver, ISO itp.
45

Das, Sulagna, and B. C. M. Patnaik. "Women's Access to Rural Credit and Micro Finance in West Bengal." Indian Journal of Finance 10, no. 4 (2016): 54. http://dx.doi.org/10.17010/ijf/2016/v10i4/90800.

Pełny tekst źródła
Style APA, Harvard, Vancouver, ISO itp.
46

Bassey, Godwin E., and Ubong Edem Effiong. "FINANCIAL DEEPENING AND ECONOMIC GROWTH IN NIGERIA: AN EMPIRICAL ANALYSIS." FINANCIAL DEEPENING AND ECONOMIC GROWTH IN NIGERIA: AN EMPIRICAL ANALYSIS 1, no. 1 (2022): 93–112. https://doi.org/10.5281/zenodo.6812147.

Pełny tekst źródła
Streszczenie:
This paper examined the relationship between financial development and economic development in Nigeria using annual time series between 1981 and 2018. Financial development was captured with financial deepening indicator measured as a ratio of credit to the private sector to gross domestic product (GDP). The data were obtained from the 2018 Central Bank of Nigeria statistical bulletin. The study employed an econometric approach by incorporating Granger causality test, unit root test, Bounds test, and the error correction mechanism. Findings from the Granger causality test revealed that there e
Style APA, Harvard, Vancouver, ISO itp.
47

David, Joseph Makau, and Lucy Wanjiru Njogu. "Effect of Credit Financing on Financial Performance of Small and Medium Enterprises (Smes) in Thika Town, Kiambu County." International Journal of Finance 8, no. 4 (2023): 1–18. http://dx.doi.org/10.47941/ijf.1395.

Pełny tekst źródła
Streszczenie:
Purpose: To determine effect that credit financing has on the financial performance of SMEs in Thika Town, Kiambu County.&#x0D; Methodology: The study adopted a descriptive survey design and the targeted population was 468 registered SMEs in Thika town. A structured questionnaire was used to collect both qualitative and quantitative data. The quantitative data collected was analyzed for both inferential and descriptive statistics and the qualitative data from the open-ended questions were analyzed using content analysis.&#x0D; Results: The study found that trade credit has a significant effect
Style APA, Harvard, Vancouver, ISO itp.
48

Mannan, Muhammad Abdul. "LINKING ISLAMIC COMMERCIAL AND SOCIAL FINANCE WITH SPECIAL REFERENCE TO CASH-WAQF AS NEW STRATEGY OF INTEREST-FREE MICRO-CREDIT FOR FAMILY EMPOWERMENT OF THE POOR TOWARDS ESTABLISHING WORLD SOCIAL BANK: A CASE STUDY APPROACH." Journal of Islamic Monetary Economics and Finance 3 (May 31, 2018): 1–32. http://dx.doi.org/10.21098/jimf.v3i0.913.

Pełny tekst źródła
Streszczenie:
Linking Islamic Commercial and Social Finance with Special Reference to Cash-Waqf as New Strategy of Interest-Free Micro-Credit for Family Empowerment of the Poor Towards Establishing World Social Bank: A Case Study Approach
Style APA, Harvard, Vancouver, ISO itp.
49

Bakhsh, Khuda, Sami Ullah, and Saleh Sohail. "Demand and Supply Gap of Microcredit: A Case of Akhuwat Foundation in Khanewal." Journal of Education and Social Studies 5, no. 3 (2024): 304–8. https://doi.org/10.52223/jess.2024.5334.

Pełny tekst źródła
Streszczenie:
Akhuwat Foundation has initiated the program of interest-free micro-credit to support the financial requirements of small farmers in various districts of Punjab. This study is designed to find out whether interest-free micro-finance is sufficient for the requirements of small farmers or whether there exists a gap between demand and supply in Khanewal district. A total of 290 small farmers were selected randomly from the list available with the office of the Akhuwat Foundation. A well-structured questionnaire was used to collect information from the farmers. The logit model was used to determin
Style APA, Harvard, Vancouver, ISO itp.
50

Ms., Bushra. "MICRO FINANCE: AN EXTENSION OF BANKING SUPPORT TO UPLIFT POVERTY IN INDIA." International Journal of Marketing & Financial Management 4, no. 6 (2016): 01–10. https://doi.org/10.5281/zenodo.10815857.

Pełny tekst źródła
Streszczenie:
<strong>ABSTRACT </strong> <strong><em>&nbsp;&nbsp; </em></strong>Microfinance is a type of banking service that is provided to unemployed or low-income individuals or groups who would otherwise have no other means of gaining financials services. The goal of microfinance is to give low income people an opportunity to become self-sufficient by providing a means of saving money, borrowing money and insurance. Microloans are given for a variety of purposes, frequently for microenterprise development. The diversity of products and services offered reflects the fact that the financial needs of indi
Style APA, Harvard, Vancouver, ISO itp.
Oferujemy zniżki na wszystkie plany premium dla autorów, których prace zostały uwzględnione w tematycznych zestawieniach literatury. Skontaktuj się z nami, aby uzyskać unikalny kod promocyjny!