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Artykuły w czasopismach na temat „Priority Sector Lending”

Autor: Grafiati

Data publikacji: 3 czerwca 2025

Data aktualizacji: 31 lipca 2025

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1

Kumar Panda, Santosh, Ganesh Prasad Panda, and Anil Kumar Swain. "DETERMINANTS OF PRIORITY SECTOR LENDING OF INDIAN PUBLIC SECTOR BANKS: AN ECONOMETRIC ANALYSIS." International Journal of Research -GRANTHAALAYAH 5, no. 7 (2017): 461–73. http://dx.doi.org/10.29121/granthaalayah.v5.i7.2017.2154.

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Compulsory sanctioning credit or priority sector lending (PSL) is part of the regulatory framework for commercial banks/ financial institutions in many countries, both developing and developed. However, compliance and lending effectiveness of such programs may be determined by a number of factors. This may be particularly so in developing countries, where availability of finance for the vulnerable sectors likes agriculture, small businesses, weaker sections, are scarce. The present paper aims at examining the patterns of priority sector lending by banks, with a view to identifying the factors

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Santosh, Kumar Panda, Prasad Panda Ganesh, and Anil Kumar Swain Dr. "DETERMINANTS OF PRIORITY SECTOR LENDING OF INDIAN PUBLIC SECTOR BANKS: AN ECONOMETRIC ANALYSIS." International Journal of Research - Granthaalayah 5, no. 7 (2017): 461–73. https://doi.org/10.5281/zenodo.838920.

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Compulsory sanctioning credit or priority sector lending (PSL) is part of the regulatory framework for commercial banks/ financial institutions in many countries, both developing and developed. However, compliance and lending effectiveness of such programs may be determined by a number of factors. This may be particularly so in developing countries, where availability of finance for the vulnerable sectors likes agriculture, small businesses, weaker sections, are scarce. The present paper aims at examining the patterns of priority sector lending by banks, with a view to identifying the factors

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D., Veena, and G. V. Bhavani Prasad Prof. "Priority Sector Lending by Public and Private Sector Banks in India." International Journal of Management and Humanities (IJMH) 4, no. 10 (2020): 127–34. https://doi.org/10.35940/ijmh.J0992.0641020.

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Priority Lending is critical to the inclusive growth in India. The credit distribution to the priority sectors is vital in ensuring that the economic growth is even and percolates down to all levels in the economy. RBI made it mandatory to the Scheduled Commercial Banks (SCB) in India for providing credit delivery to critical sectors identified as part of priority sector. RBI mandated all the banks should achieve the targets and sub targets of priority sector lending as minimum percent of Adjusted Net Bank Credit (ANBC) or Off - Balance sheet Exposure (OBE) whichever is higher. This paper aims

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Mehta, Laveena, and Meenakshi Malhotra. "Empirical Analysis of Non Performing Assets Related to Private Banks of India." International Journal of Management Excellence 3, no. 1 (2014): 386–91. http://dx.doi.org/10.17722/ijme.v3i1.128.

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In present scenario, Indian banks are struggling with challenges related with NPA’s. Some years before these banks were in Flourishing heights.but health of these banks deteriorated because of non performing assets. Many Indian banks have been controlled their non performing assets up to a level, but some banks still have been failed to control their NPA’s status, as a result, NPA hitting the profitability of these banks. Through this research paper we have examined the trend of NPA’s over the past 8 years and the relationship between NPA’s and profitability of private sector banks. According

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Singh Boparai, Chiranjeev. "Priority Sector Lending in India: An Analysis." Journal of Research in Business and Management 13, no. 6 (2025): 149–54. https://doi.org/10.35629/3002-1306149154.

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The nationalization of commercial banks in 1969 involved taking over 14 privately-owned banks, mainly to provide credit facilities to the priority sector and boost rural development. Nationalisation of Banks means transferring control and ownership of private banks into the hands of the government. This means the government becomes the majority shareholder in an erstwhile private bank, and the bank operates as a public sector entity. This measure was intended to counteract the influence of the urban economy and promote the growth of the rural sector. Initially, nationalization led to significa

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Susena, Karona Cahya, Miftachul Huda, Andino Maseleno, Bibhu Prasad Sahoo, and Karman Kaur. "study on impact of PSL on gross NPAS of nationalised banks: an empirical approach." Linguistics and Culture Review 5, S3 (2021): 81–96. http://dx.doi.org/10.21744/lingcure.v5ns3.1365.

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In order to encourage banks to lend more to neglected areas of the economy, the idea of a priority sector was introduced. These priority sectors add significantly to gross domestic product but have not received sufficient finance to function adequately. However, lending in the priority sector is not very warmly welcomed by the banks, particularly nationalized banks in India, as they generate more nonperforming assets than other sectors. It is the priority sector that contributes to the biggest default. As far as NPAs on account lending to the priority sector are concerned, it has been observed

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Manjushree, S., and K. V. Giridhar. "A Study of Priority Sector Lending by State Bank of India." Shanlax International Journal of Commerce 7, no. 4 (2019): 30–35. http://dx.doi.org/10.34293/commerce.v7i4.647.

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Priority sector lending is a scheme directed s per Government of India. As per RBI directive, commercial banks advised to granting 40% of their total advances to borrowers in the priority sectors. Priority means to give preference and privilege. Priority sector lending refers to those sectors of the economy which may not grow in prudent and satisfactory crediting in absence of this special dispensation. Typically, these are small value loans to farmers for agriculture and allied activities, micro and small enterprises, poor people for education and other low- income groups and weaker section.

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Neha, Goyal, Rachna Agrawal Dr, and Aggarwal Dr.Renu. "TWO WAY FIXED EFFECT OF PRIORITY SECTOR LENDING (SECTOR WISE) ON NON PERFORMING ASSETS OF INDIAN COMMERCIAL BANKS." International Journal of BRIC Business Research (IJBBR) 5, February (2016): 1–15. https://doi.org/10.5281/zenodo.2656974.

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Reserve Bank of India has fixed some targets and sub targets for all commercial banks for PSL (Priority Sector Lending). Priority sector lending refers to that sector of economy which is not getting adequate financial assistance from different financial institutions. Due to Priority sector Lending, Non-performing assets of the banks are increasing day by day. This research paper is an attempt to measure the two way effect of every sector of PSL on NPA for public and private banks. Effect between PSL and NPA is found with the help of E Views Software. The period of study is 2001 to 2013. For th

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Desai, Rajesh. "Impact of Priority Sector Lending on Financial Profitability: Segment Wise Panel Data Analysis of Indian Banks." Management and Accounting Review 20, no. 1 (2021): 19–37. http://dx.doi.org/10.24191/mar.v20i01-02.

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A sustainable and financially stable banking system is a prerequisite to achieve comprehensive growth as well as economic and social well-being of residents of any country. This research focused on analyzing profitability of Indian banks and how it is affected by lending in the priority sector. Priority sector lending (PSL) mainly includes deployment of credit to weaker and neglected segments of an economy. The study adopted a distinctive measure to represent total PSL by classifying it into four sub-segments i.e., agriculture, industrial, service, and personal credit. Applying panel least squ

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Husaini, Achmad, Maria K. Tupamahu, Rulinawaty Rulinawaty, Bibhu Prasad Sahoo, and Rahul Chauhan. "Impact of cash in hand in the total priority sector lending: an empirical assessment." Linguistics and Culture Review 5, S3 (2021): 74–80. http://dx.doi.org/10.21744/lingcure.v5ns3.1364.

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As a major lending institution, nationalized banks in India have the major responsibilities for achieving the government's socio-economic objectives like growth in agriculture, education, small scale sector, and housing in the backward area. This is because, in emergent countries like India, the availability of funds for the above priority sectors is scarce. Hence, in this paper, we aim to see any impact of cash in hand on lending to the priority sector. The article analyzes secondary data of 12 years periods starting from 1st April 2006 to 31st March 2018 (total span of 12 years). The outcome

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11

M, Hashim, and S. Sajeev. "Disturbing Non-Performing Asset (NPA) in Priority Sector and Non-Priority Sector Lending (NPSL) Between Public Sector and Private Sector Bank." Commerce & Business Researcher 14, no. 1 (2021): 113–22. http://dx.doi.org/10.59640/cbr.v14i1.113-122.

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The Indian banking industry faces an enormous issue in the form of Non-Performing Assets (NPA). Though NPAs are rampant in the Indian banking industry, particularly in Indian public sector banks, it is also the main reason for their obligatory lending to the priority sector. Banks have huge scope to extend credit to both the priority and non-priority sectors as the NPAs have not yet reached such magnitude that can seriously harm the efficiency of a bank. The problem of the NPAs is of great interest to academics and policymakers. The purpose of this paper is to check whether NPAs in Indian comm

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12

Venugopal, Santhosh Kumar. "Loan Portfolio Management and Bank Efficiency: A Comparative Analysis of Public, Old Private, and New Private Sector Banks in India." Economies 12, no. 4 (2024): 81. http://dx.doi.org/10.3390/economies12040081.

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This comparative study analyzed the impact of loan portfolio composition on the efficiency of different types of banks in India—public sector, old private, and new private banks—in the period between 2013 and 2022. Efficiency was evaluated using data envelopment analysis (DEA). The study considered four loan variables—term lending, working capital, priority sector lending, and secured lending in proportion to the overall loans—as independent factors against the efficiency score as the dependent variable, using a random-effects generalized least squares (GLS) regression framework. The results i

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13

H.N. Harakantra, H. N. Harakantra, Dr V. Sharadha Dr.V.Sharadha, and Dr N. S. Mugadur Dr.N.S.Mugadur. "Priority Sector Lending of Commercial Banks in North Kanara District: An Overview." International Journal of Scientific Research 3, no. 3 (2012): 68–69. http://dx.doi.org/10.15373/22778179/march2014/21.

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Dixit, Akhilesh Kumar. "NON-PERFORMING ASSETS OF BANKING SECTOR IN INDIA." SCHOLARLY RESEARCH JOURNAL FOR HUMANITY SCIENCE AND ENGLISH LANGUAGE 9, no. 47 (2021): 11593–607. http://dx.doi.org/10.21922/srjhsel.v9i47.7702.

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Priority sector lending, non-priority sector lending, corporate debt restructuring and accumulation of non- performing assets have now become an interesting topic of discussion and debate. Evolution of priority sector credit since social control of banks back in 1967 has a chequered history till emergence of micro finance as a tool of poverty alleviation. Various committees formed by RBI and the Government of India have reviewed progress of priority sector lending and recommended measures for revamping the structural and operational measures related to social banking. On the other side, non-pr

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Manjushree, S., and K. V. Giridhar. "A Study of Priority Sector Lending with special reference to Selected Public Sector Banks in Shimoga District." Shanlax International Journal of Commerce 8, no. 1 (2020): 51–55. http://dx.doi.org/10.34293/commerce.v8i1.1440.

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A financial institution has a major role to play in the development of any district as they provide financial assistance to the people who take up income-generating activity. The district is predominantly agriculture having 58% land id irrigated area and 42% rain-fed area. Efficient planning facilitates optimal and needs-based use of available resources for meeting the development needs of the region in an equitable and scientific manner. Priority sector lending is a scheme guided by the Government. As per RBI directive, commercial banks advised granting 40% of their total advances to borrower

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Raj, Mohan, and Arul Stephen. "COMMMERCIAL BANK’S LENDING PERFORMANCE IN PRIORITY SECTORS DEVELOPMENT IN TIRUNELVELI DISTRICT." International Journal of Research -GRANTHAALAYAH 4, no. 6(SE) (2016): 24–29. http://dx.doi.org/10.29121/granthaalayah.v4.i6(se).2016.2658.

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Nowadays banks are offering various services through different schemes. The segment wise schemes are sorted by commercial banks. Activity of bank in every sector is the heart beat of the development of human as well as the nation. So, the banks are disbursing equal priority to all the sectors. Even though different industries spread across the nation, agriculture is the leading sector of the nation. The banks are targeting the agricultural activities, based on that several schemes are introducing to the benefits of the agriculture activity. The schemes of banks for agriculture priority are suc

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B., Mohan Raj, and Arul Stephen S. "COMMMERCIAL BANK'S LENDING PERFORMANCE IN PRIORITY SECTORS DEVELOPMENT IN TIRUNELVELI DISTRICT." International Journal of Research – Granthaalayah 4, no. 6 (Special Edition) (2016): 24–29. https://doi.org/10.5281/zenodo.845782.

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Nowadays banks are offering various services through different schemes. The segment wise schemes are sorted by commercial banks. Activity of bank in every sector is the heart beat of the development of human as well as the nation. So, the banks are disbursing equal priority to all the sectors. Even though different industries spread across the nation, agriculture is the leading sector of the nation. The banks are targeting the agricultural activities, based on that several schemes are introducing to the benefits of the agriculture activity. The schemes of banks for agriculture priority are suc

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18

Kaveri, V. S. "Lending to Concerns Priority Sector by Banks - Some Concerns." Journal of Commerce and Management Thought 13, no. 1 (2022): 18–28. http://dx.doi.org/10.5958/0976-478x.2022.00002.7.

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Gowda, Inchara P. M. "Priority and non-priority sector lending and npas: A comparative study of scbs." IIMS Journal of Management Science 11, no. 2 (2020): 104. http://dx.doi.org/10.5958/0976-173x.2020.00009.3.

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Ghosh, Jaydeep. "BANKING ON PROGRESS: A COMPREHENSIVE ANALYSIS OF PRIORITY SECTOR CREDIT IN INDIA'S SCHEDULED COMMERCIAL BANKS." International Journal of Economics Finance & Management Science 05, no. 01 (2020): 01–06. http://dx.doi.org/10.55640/ijefms-9139.

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This study presents a meticulous examination of priority sector credit allocation by scheduled commercial banks in India, offering a comprehensive analysis of trends, challenges, and opportunities. Drawing upon extensive data and rigorous research, we explore the evolving landscape of priority sector lending and its implications for financial inclusion and economic development. The findings provide valuable insights for policymakers, financial institutions, and stakeholders committed to fostering inclusive growth in India's banking sector.

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Sen, Nityalal, and Ashish Kumar Sana. "Impact of Priority Sector Lending in Agriculture: A Study on Select Districts in West Bengal." International Journal on Recent Trends in Business and Tourism 08, no. 02 (2024): 26–43. http://dx.doi.org/10.31674/ijrtbt.2024.v08i02.003.

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In India, until the late sixties, commercial banks mainly provided loans to big trade houses for commerce, trade, and business. The stream of loans toward priority sectors, primarily agriculture, weaker segments, and small businesses, is scarce. However, India cannot achieve balanced, equitable, and sustainable growth and development without developing the agriculture sector, given that over 50% of the population is involved. After the nationalization of commercial banks, the broad categories under priority sectors were agriculture, small-scale industry, and exports. The paper relies on primar

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Kumar Shetty H, Dr Mahesh. "Financial Inclusion through Priority Sector Lending: A Study on the Credit Delivery and Growth of MSMEs in India." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem43760.

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Financial inclusion is a critical driver of inclusive economic growth, particularly in developing economies like India, where access to formal financial services remains uneven. This study examines the role of Priority Sector Lending (PSL) as a strategic tool for achieving financial inclusion and fostering the growth of Micro, Small, and Medium Enterprises (MSMEs) in India. The Reserve Bank of India (RBI) mandates Scheduled Commercial Banks (SCBs) to allocate a specific percentage of their Adjusted Net Bank Credit (ANBC) to priority sectors, including MSMEs, which are pivotal to economic devel

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Tiwari, Sanjay. "Performance of Priority Sector Lending in India: A Critical Review." LBS Journal of Management & Research 15, no. 1 (2017): 23. http://dx.doi.org/10.5958/0974-1852.2017.00003.7.

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Goyal, Neha, Rachna Agrawal, and Renu Aggarwal. "Review of Priority Sector Lending Performance of Indian Commercial Banks." Asian Journal of Management 6, no. 4 (2015): 302. http://dx.doi.org/10.5958/2321-5763.2015.00044.x.

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Lakshmi, T. Vara, and M. Srinivasa Reddy. "Imprint of insolvencies on commercial bank's priority sector lending practices." Asian Journal of Management 8, no. 3 (2017): 642. http://dx.doi.org/10.5958/2321-5763.2017.00102.0.

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Budhathoki, Prem Bahadur, Shiva Raj Ghimire, and Yeak Narayan Shrama. "Unveiling the Nexus between Priority Sectors Lending and Credit Risk." Financial Markets, Institutions and Risks 9, no. 1 (2025): 19–29. https://doi.org/10.61093/fmir.9(1).19-29.2025.

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This study investigates how priority sector lending affects non-performing loans in Nepalese Banks. In addition, this current study examines the influence of capital adequacy ratio, credit-to-deposit ratio, interest rates, and net liquidity, on non-performing loans. This study employed secondary data sourced from the Nepal Rastra Bank covering the period from 2021Q2 to 2023Q4. The analysis utilizing ordinary least square, fixed effect, random effect, and fully modified ordinary least square, indicates that non-performing loans is positively and significantly influenced by priority sector lendi

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Baligatti, Y. G., and Shilpa Danappanavar. "Performance Evaluation of Karnataka Vikas Grameena Bank towards Priority Sector Lending in Karnataka." IRA-International Journal of Management & Social Sciences (ISSN 2455-2267) 4, no. 2 (2016): 303. http://dx.doi.org/10.21013/jmss.v4.n2.p1.

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<div><p><em>Rural Banking in India refers to a set up of financial institutions for the economic improvement of rural poor in rural areas. The Karnataka Vikas Grameena Bank is the one of the leading RRBs in Karnataka and has occupied an unique place in the multiagency approach applied to provide agricultural and rural credit in rural areas of Karnataka. </em><em>The KVG Bank has the front runner in catering to the needs of the farmers, traders, rural artisans, Professionals, self-employed, contractors and all other sections of the society.</em></p><

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Salohub, I. I. "Priority directions for the development of lending in the agricultural sector." BULLETIN OF KHARKIV NATION AGRARIAN UNIVERSITY NAMED AFTER V.V.DOKUCHAYEVA. SERIES "ECONOMIC SCIENCES" 1, no. 4 (2019): 441–48. http://dx.doi.org/10.31359/2312-3427-2019-4-1-441.

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Begum, Syeda Musfia. "Bank Lending Under Priority Sector in Assam (Concept, Composition and Growth)." Quest-The Journal of UGC-ASC Nainital 6, no. 2 (2012): 439. http://dx.doi.org/10.5958/j.0974-5041.6.2.033.

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Doss, Leema Roseline Arul, Gayathri Jayapal, Suganya Ganesan, and Justin Nelson Michael. "Impact of service quality dimensions on customer satisfaction in priority sector lending." International Journal of Applied Economics, Finance and Accounting 17, no. 1 (2023): 30–38. http://dx.doi.org/10.33094/ijaefa.v17i1.1006.

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Priority Sector Lending (PSL) is a financial inclusion strategy that encourages banks to support vital industries for stimulating economic expansion. This study aims to analyse how different service quality parameters affect customer satisfaction. The 339 people who used PSL for agricultural and educational loans provided responses. Path analysis using Structural Equation Modelling (SEM) was used to assess the impact of the five dimensions on customer satisfaction. The results of the path analysis revealed that only reliability, responsiveness and tangibility have significantly impacted custom

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Koley, Jyotirmoy. "Priority Sector Lending (PSL) in India: A Comparative study between public sector banks and private sector banks." International Journal of Financial Management and Economics 8, no. 1 (2025): 481–88. https://doi.org/10.33545/26179210.2025.v8.i1.536.

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Waqar Azeem Naqvi, Syed M., Tahseen M. Khan, and Sayyid Salman Rizavi. "The Efficiency of Credit Portfolio Management in Pakistan’s Banking Sector." Lahore Journal of Business 4, no. 2 (2016): 51–72. http://dx.doi.org/10.35536/ljb.2016.v4.i2.a3.

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This study highlights the differences in performance of commercial banks operating in Pakistan in the context of credit portfolio management. Specifically, we look at their credit allocation policies and outcomes in the shape of nonperforming loans (NPLs). We categorize a sample of 34 banks into four major groups: public, private, Islamic and foreign banks. The study tests several hypotheses related to the overall efficiency of banks’ credit portfolio management over time as well as the drivers of NPLs and priority sectors for lending across these four categories. The findings broadly suggest

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Dr., S. G. Vaidya, and Mohan Gholap Ravindra. "Empowering Growth: Financing Priority Sectors By Nationalized Banks In Maharashtra." Young Researcher 14, no. 1C (2025): 304–8. https://doi.org/10.5281/zenodo.14936684.

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<em>This paper looks at how nationalized banks in Maharashtra help with funding key areas like agriculture, small businesses (MSMEs), housing, education, & renewable energy. It explores the role these banks play in following the Reserve Bank of India’s rules related to Priority Sector Lending (PSL). This initiative aims to direct funds to sectors that really matter for social and economic progress. By diving into financial data from 2018 to 2023, we check how well PSL is working, the challenges faced, & what has been achieved. The paper will also talk about financial inclusion, i

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BSR, Selvarajan. "A Study on Management of Non Performing Assets in Priority Sector reference to Indian Bank and Public Sector Banks (PSBs)." International Journal of Finance & Banking Studies (2147-4486) 2, no. 1 (2016): 31. http://dx.doi.org/10.20525/.v2i1.139.

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<p>The problem of NPA is not limited to only Indian public sector banks, but it prevails in the entire banking industry. Major portion of bad debts in Indian Banks arose out of lending to the priority sector at the dictates of politicians and bureaucrats. If only banks had monitored their loans effectively, the bad debt problem could have been contained if not eliminated. The present study has been designed to illustrate the necessity and the nature of the non-performing assets in Indian Bank, Tamil Nadu. Finding out Non Performing Assets –NPA- under the Priority sector lending in Indian

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Selvarajan, B., and G. Vadivalagan. "A Study on Management of Non Performing Assets in Priority Sector reference to Indian Bank and Public Sector Banks (PSBs)." International Journal of Finance & Banking Studies (2147-4486) 2, no. 1 (2013): 31–42. http://dx.doi.org/10.20525/ijfbs.v2i1.139.

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The problem of NPA is not limited to only Indian public sector banks, but it prevails in the entire banking industry. Major portion of bad debts in Indian Banks arose out of lending to the priority sector at the dictates of politicians and bureaucrats. If only banks had monitored their loans effectively, the bad debt problem could have been contained if not eliminated. The present study has been designed to illustrate the necessity and the nature of the non-performing assets in Indian Bank, Tamil Nadu. Finding out Non Performing Assets –NPA- under the Priority sector lending in Indian Bank and

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Kumar, Sanjeev. "Some Empirical Results on Commercial Banks Lending to Priority Sector in India." International Journal of Economics and Management Studies 8, no. 2 (2021): 5–10. http://dx.doi.org/10.14445/23939125/ijems-v8i2p102.

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., Sarvesh, and Karuna Shanker Kanaujiya. "Priority sector lending: Comparative performance of public and private Banks in India." International Journal of Financial Management and Economics 7, no. 1 (2024): 149–54. http://dx.doi.org/10.33545/26179210.2024.v7.i1.278.

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Sinha, Ram Pratap. "Lending Efficiency of Indian Commercial Banks: A Data Envelopment Approach." Management and Labour Studies 31, no. 2 (2006): 152–68. http://dx.doi.org/10.1177/0258042x0603100204.

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The lending environment in the Indian commercial banking industry changed considerably in the reform years following widening of priority sector definition, dismantling of Credit Authorisation Scheme and introduction of risk based supervision. In this context, the present paper attempts to compare the performances of commercial banks in the reform period in respect of lending (in a cost minimisation framework) making use of Data Envelopment Analysis – a non-parametric method which is quite suitable for making inter-(productive)unit comparison. The commercial banks have been assumed to obey con

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КОВАЛЕВА Э.Р., КОВАЛЕВА Э. Р., ГАФУРОВА Г. Т. ГАФУРОВА Г.Т., ЯКУПОВА Р. Р. ЯКУПОВА Р.Р., and ЛАЗАРЕВА П. Д. ЛАЗАРЕВА П.Д. "LENDING AS A FACTOR IN THE DEVELOPMENT OF THE AGRICULTURAL SECTOR." Экономика и предпринимательство, no. 5(166) (June 28, 2024): 414–20. http://dx.doi.org/10.34925/eip.2024.166.5.084.

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В статье анализируется состояние сельскохозяйственной отрасли России, показатели кредитования агропромышленного комплекса, задолженность предприятий АПК перед банками. Приводятся размеры субсидий по льготному страхованию, инвестиции в основной капитал по источникам финансирования. Отдельное внимание уделяется обеспеченности АПК продуктами питания, которая сравнивается с импортом продовольственных товаров. Определены «приоритетные» и «неприоритетные» отрасли сельского хозяйства. Выявлены проблемы кредитования агропромышленного комплекса и предложены пути их решения. The article analyzes the sta

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A., Ibrahim P. "Exploring Tourism Opportunities: Role of Financial Institutions in the Promotion of Tourism Entrepreneurship in Kerala." ASEAN Journal on Hospitality and Tourism 19, no. 2 (2021): 86–100. http://dx.doi.org/10.5614/ajht.2021.19.2.01.

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This study aims to assess the role of financial institutions in promoting tourism entrepreneurship in the state of Kerala; Kerala is a brand of Indian tourism and the destiny of world tourism. The study highlights the acumen behind the promotion of tourism entrepreneurship, tourism opportunities in Kerala and identifies the role of financial institutions in exploring tourism opportunities with the primary data sourced from 222 tourism entrepreneurs of Kerala. The study found that financial institutions significantly assist tourism enterprises in asset creation. Further, the findings reveal a p

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Ziaulla. "COMMERCIAL BANKS AND PRIORITY SECTOR ADVANCES IN KARNATAKA – A STUDY." Shanlax International Journal of Arts, Science and Humanities 6, S2 (2019): 61–65. https://doi.org/10.5281/zenodo.2632078.

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<em>An attempt is made in this paper is to analyze the commercial banks role in priority sector advances in the state of Karnataka. Commercial banks in Karnataka have achieved remarkable success in spreading bank offices to the remote rural areas. However, there is need to open much more bank branches to reducing block-wise-disparities in terms of banking presence in the district, the same opinion suggested by Dr. D.M. Nanjundappa committee also. The performance under priority sector lending has been noteworthy even under banking sector reforms era also. Commercial banks advance to weaker sect

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Bano, Nilofar, and Manish Sharma. "Priority sector lending in India: Revisiting the issue under new guidelines of RBI." International Journal of Applied Research 6, no. 12 (2020): 394–98. http://dx.doi.org/10.22271/allresearch.2020.v6.i12f.8136.

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Sinha, Abhijit, and Dipak Kundu. "A Critical Study on Priority Sector Lending by Scheduled Commercial Banks in India." Asian Journal of Research in Banking and Finance 8, no. 2 (2018): 1. http://dx.doi.org/10.5958/2249-7323.2018.00008.1.

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Sharma, Dr Nishi. "Lending To Priority Sector In India: A Study Of Public And Private Banks." Paradigm 16, no. 1 (2012): 11–17. http://dx.doi.org/10.1177/0971890720120103.

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Goud, P. Raja Lingam, and Raja Shekhar Bellamkonda. "Trends in NPAs of Scheduled Commercial Banks Under Priority Sector Lending in India." IUP Journal of Applied Economics 24, no. 1 (2025): 111–19. https://doi.org/10.71329/iupjae/2025.16.1.111-119.

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Katan, Lyudmyla, Olena Dobrovolska, and José Manuel Recio Espejo. "Structural modeling of the financial support for the Ukrainian agrarian sector." Investment Management and Financial Innovations 15, no. 3 (2018): 199–211. http://dx.doi.org/10.21511/imfi.15(3).2018.17.

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Financial support for the agrarian sector is the priority of economic policy in many countries of the world, as it plays a key role in achieving the goals of sustainable development, in particular poverty reduction, food security, environmental improvement, including reducing CO2 emissions, reducing water pollution, etc. In the main, the financial support for the agrarian sector of the various countries is multi-channel and combines budget financing and financial market opportunities. At the same time, for many countries, including Ukraine, the issue of the ratio of these sources of financing

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Zhezherun, Yuliia, Roman Mistsenko, and Vitalii Kolesnyk. "Status of bank crediting to small businesses in the defense sector in ukraine." Ukrainian Journal of Applied Economics and Technology 2024, no. 3 (2024): 225–30. http://dx.doi.org/10.36887/2415-8453-2024-3-39.

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The article examines the current state of bank lending to small businesses in the defense sector in Ukraine. An analysis of the component expenditures of the state budget in 2021–2024 has been carried out; in particular, the share of defense expenditures has been determined. It has been found that defense production requires working capital for the purchase of components, covering the gap between the advance and the need for funds, relocation of enterprises, and provision of uninterrupted/alternative power sources. An analysis of current lending programs for small and medium-sized enterprises

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Arul Doss, Leema Roseline, Gayathri Jayapal, Justin Nelson Michael, Zakiya Begum Sayed, and Manivannan Babu. "Unravelling the drivers of priority sector lending for inclusive economic growth: Evidence from India." International Journal of Applied Economics, Finance and Accounting 18, no. 2 (2024): 282–90. http://dx.doi.org/10.33094/ijaefa.v18i2.1388.

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This research aims to explore the factors influencing Priority Sector Lending (PSL) in India, with a specific focus on both bank-specific and macroeconomic variables. By delving into the determinants shaping the implementation of PSL, the study seeks to understand why PSL levels have fallen below mandated targets in recent years. The study examines PSL data from 18 institutions spanning the years 2007 to 2020. The study looks at connection between factors specific to banks, macroeconomic variables, and the distribution of credit to support priority sectors using a random effects model that tak

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Dr., Jessy George. "ASSET RECONSTRUCTION COMPANIES IN INDIAN BANKING INDUSTRY." International Journal of Multidisciplinary Research and Modern Education 3, no. 1 (2017): 549–54. https://doi.org/10.5281/zenodo.834364.

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Growing non-performing assets is a recurrent problem in today’s Indian banking sector. Asset quality was not prime concern in Indian banking sector till 1991 as banks were mainly focused on performance objectives such as opening wide branches, development of rural banking services by inculcating financial inclusion habits, priority sector lending etc. While the primary function of banks is to lend funds as loans to various sectors of the economy such as agriculture and industry through various types of schemes and projects personal loans but in recent year’s banks have become very cautious in

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Goyal, Neha, Rachna Agrawal, and Renu Aggarwal. "A Study for Identifying Issues Faced by Bank Officials in Agriculture Priority Sector Lending." International Journal of Advanced Science and Technology 90 (May 31, 2016): 41–48. http://dx.doi.org/10.14257/ijast.2016.90.05.

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