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1

Hener, Alexander. Credit Risk Management in the Automotive Industry. Wiesbaden: Deutscher Universitätsverlag, 2005. http://dx.doi.org/10.1007/978-3-322-81917-8.

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2

Hashem, Pesaran M. Global business cycles and credit risk. Cambridge, MA: National Bureau of Economic Research, 2005.

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3

Hashem, Pesaran M. Global business cycles and credit risk. Cambridge, Mass: National Bureau of Economic Research, 2005.

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4

Kurosawa, Yoshitaka. Capital market and rating agencies in Asia: Structuring a credit risk rating model. Hauppauge, N.Y: Nova Science Publishers, 2011.

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5

Shang ye yin hang xin dai feng xian yu hang ye fen xi: Yi Zhongguo gang tie gong ye wei shi zheng. Beijing Shi: Zhongguo jin rong chu ban she, 2004.

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6

Narain, Aditya. Prudential issues in less diversified economies. Washington, D.C: International Monetary Fund, Monetary and Financial Systems Department, 2003.

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7

Reducing risks and improving oversight in the OTC credit derivatives market: Hearing before the Subcommittee on Securities and Insurance and Investment of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, second session, on reducing risks and improving oversight in the OTC credit derivatives market, Wednesday, July 9, 2008. Washington: U.S. G.P.O., 2010.

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8

Office, General Accounting. International trade: Administration of short supply in steel import restraint agreements : report to congressional requesters. Washington, D.C: The Office, 1989.

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9

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Examnation [sic] of the current condition of the banking and credit union industries: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, second session, on improved risk-management practices of banks, the current status and direction of regulatory efforts to revise capital standards for internationally active banks, deposit insurance, and consolidation within the domestic banking industry, April 20, 2004. Washington: U.S. G.P.O., 2005.

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10

United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit. Examining the impact of the proposed rules to implement Basel III capital standards: Joint hearing before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Insurance, Housing, and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, second session, November 29, 2012. Washington: U.S. Government Printing Office, 2013.

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11

Mali︠u︡kov, S. A. Osobennosti funkt︠s︡ionirovanii︠a︡ kreditno-finansovykh institutov v informat︠s︡ionnoĭ ėkonomike: Monografii︠a︡. Cheli︠a︡binsk: Siti Print, 2010.

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12

Turmoil in the U.S. credit markets: Examining the regulation of investment banks by the U.S. Securities and Exchange Commission : hearing before the Subcommittee on Securities and Insurance and Investment of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, second session, on steps taken by the agency then and now to encourage the investment banks that it regulates to better manage their risks and how the SEC can be strengthened to meet its mission as the advocate for investors while overseeing securities markets and financial stability of Wall Street firms, Wednesday, May 7, 2008. Washington: U.S. G.P.O., 2010.

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13

(Firm), LexisNexis. Reforming the nation's financial system: Analysis of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. New Providence, NJ: LexisNexis, 2010.

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14

States, United, Hrsg. Dodd-Frank Wall Street Reform and Consumer Protection Act: Law, explanation and analysis. Chicago, IL: Wolters Kluwer Law & Business/CCH, 2010.

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15

Investigations, United States Congress Senate Committee on Homeland Security and Governmental Affairs Permanent Subcommittee on. JPMorgan Chase whale trades: A case history of derivatives risks and abuses : hearing before the Permanent Subcommittee on Investigations of the Committee on Homeland Security and Governmental Affairs, United States Senate, One Hundred Thirteenth Congress, first session, March 15, 2013. Washington: U.S. Government Printing Office, 2013.

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16

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate bills 1160, 1560, 1561, 1562, 1563, and 1632 (bills regulating credit card interest rates) : April 17, 1986, Room 334, State House Annex, Trenton, New Jersey. Trenton, N.J: The Unit, 1986.

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17

Office, General Accounting. International trade: U.S. firms' views on Customs' protection of intellectual property rights : report to selected Congressional subcommittees. Washington, D.C: The Office, 1986.

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18

Office, General Accounting. International trade: GATT treatment of nonmarket economy countries : fact sheet for the chairman, Committee on Finance, U.S. Senate. Washington, D.C: The Office, 1990.

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19

Office, General Accounting. International trade: Long-term bilateral grain agreements and grain countertrade : report to congressional requesters. Washington, D.C: The Office, 1989.

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20

Office, General Accounting. International trade: Long-term viability of U.S.-European Union aircraft agreement uncertain : report to the Honorable Richard Gephardt, Majority Leader, House of Representatives. Washington, D.C: The Office, 1994.

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21

Office, General Accounting. International trade: Trade law remedies under floating exchange rates : report to the Chairman, Subcommittee on International Trade, Committee on Finance, United States Senate. Washington, D.C: The Office, 1986.

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22

Office, General Accounting. International trade: Review of effectiveness of FAS Cooperator Market Development Program : report to Congressional requesters. Washington, D.C: The Office, 1987.

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23

Office, General Accounting. International trade: Czech trade data : briefing report to the Chairman, Committee on Finance, U.S. Senate. Washington, D.C: The Office, 1990.

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24

Office, General Accounting. International trade: Export Enhancement Program bonus overpayments : report to the Administrator, Foreign Agricultural Service, U.S. Department of Agriculture. Washington, D.C: The Office, 1990.

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25

Office, General Accounting. International trade: Export of wood products under federally assisted export programs : report to the chairman, Subcommittee on Regulation, Business Opportunity, and Energy, Committee on Small Business, House of Representatives. Washington, D.C: The Office, 1990.

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26

Office, General Accounting. International trade: Long-term bilateral grain agreements and grain countertrade : report to congressional requesters. Washington, D.C: The Office, 1989.

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27

Office, General Accounting. International trade: U.S. firms' views on Customs' protection of intellectual property rights : report to selected Congressional subcommittees. Washington, D.C: The Office, 1986.

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28

Office, General Accounting. International trade: Long-term viability of U.S.-European Union aircraft agreement uncertain : report to the Honorable Richard Gephardt, Majority Leader, House of Representatives. Washington, D.C: The Office, 1994.

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29

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate bill no. 266 ..., Senate bill no. 606 ..., Senate bill no. 855 ..., Senate bill no. 3567 ... Trenton, N.J: Office of Legislative Services, Public Information Office, Hearing Unit, 1989.

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30

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Proposed insurance legislation and recommendations, August 26, 1986, Room 334, State House Annex, Trenton, New Jersey. Trenton, N.J: The Committee, 1986.

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31

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate bill 1718 (establishes the New Jersey Intergovernmental Excess Liability Commission) : March 5, 1986 ... Trenton, New Jersey. Trenton, N.J: The Unit, 1986.

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32

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Assembly Bills no. 3701, 3702, and 3703 (automobile insurance reform) October 20, 1988, Room 334, State House Annex, Trenton, New Jersey. Trenton, N.J: The Unit, 1988.

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33

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate Bill 1539 (enancts "Shareholders Protection Act" to discourage certain hostile takeovers) : March 24, 1986, Room 334, State House Annex, Trenton, New Jersey. Trenton, N.J: The Committee, 1986.

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34

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate Bill 266 ... Senate Bill 606 ... Senate Bill 855 ... Senate Bill 3567 ... May 22, 1989, State House Annex, Room 334, Trenton, New Jersey : hearing. Trenton, N.J. (State House Annex, CN 068, Trenton 08625): The Unit, 1989.

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35

New, Jersey Legislature Senate Labor Industry and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate Bill 2428 (permits savings institutions to engage in reciprocal interstate activities in the central-Atlantic Region) : February 26, 1987, Room 334, State House Annex, Trenton, New Jersey. Trenton, N.J: The Hearing Unit, 1987.

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36

Retail Credit and Banking Fraud: Fraud Risk Exposure in the Retail Credit Industry. FT Finance, a division of Pearson Professional Limited, 1997.

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37

(Editor), Matthias Gundlach, und Frank Lehrbass (Editor), Hrsg. CreditRisk+ in the Banking Industry. Springer, 2004.

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38

Francesco, Garibaldo, Morvannou Philippe und Tholen Jochen 1948-, Hrsg. Is China a risk or an opportunity for Europe?: An assessment of the automobile, steel, and shipbuilding sectors. Frankfurt am Main: Peter Lang, 2008.

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39

Hener, Alexander. Credit Risk Management in the Automotive Industry: Structuring of loan and lease securitizations as integrative solution. DUV, 2005.

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40

International trade: Commodity Credit Corporation's refunds of export guarantee fees : report to Congressional requesters. Washington, D.C: The Office, 1987.

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41

Bruin, Boudewijn de. Information as a condition of justice in financial markets: The regulation of credit-rating agencies. Oxford University Press, 2017. http://dx.doi.org/10.1093/oso/9780198755661.003.0011.

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Annotation:
This chapter argues for deregulation of the credit-rating market. Credit-rating agencies are supposed to contribute to the informational needs of investors trading bonds. They provide ratings of debt issued by corporations and governments, as well as of structured debt instruments (e.g. mortgage-backed securities). As many academics, regulators, and commentators have pointed out, the ratings of structured instruments turned out to be highly inaccurate, and, as a result, they have argued for tighter regulation of the industry. This chapter shows, however, that the role of credit-rating agencies in achieving justice in finance is not as great as these commentators believe. It therefore argues instead for deregulation. Since the 1930s, lawgivers have unjustifiably elevated the rating agencies into official, legally binding sources of information concerning credit risk, thereby unjustifiably causing many institutional investors to outsource their epistemic responsibilities, that is, their responsibility to investigate credit risk themselves.
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42

International trade: U.S. business access to certain foreign state-of-the-art technology : report to the Honorable Lloyd Bentsen, U.S. Senate. Washington, D.C: The Office, 1991.

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43

International trade: Libya trade sanctions : briefing report to congressional requesters. Washington, D.C: The Office, 1987.

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44

International trade: U.S. business access to certain foreign state-of-the-art technology : report to the Honorable Lloyd Bentsen, U.S. Senate. Washington, D.C: The Office, 1991.

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45

International trade: Competitors' tied aid practices affect U.S. exports : report to the Chairman, Subcommittee on Economic Policy, Trade and Environment, Committee on Foreign Affairs, House of Representatives. Washington, D.C: The Office, 1994.

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46

International trade: Implementation of 1985 Food Security Act barter provisions : briefing report to the Honorable Byron L. Dorgan, House of Representatives. Washington, D.C: The Office, 1987.

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47

International trade: The U.S. trade deficit : causes and policy options for solutions : report to congressional requesters. Washington, D.C: The Office, 1988.

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48

International trade: U.S. government policy issues affecting U.S. business activities in China : report to the Chairman, Committee on Governmental Affairs, and the Honorable Joseph I. Lieberman, U.S. Senate. Washington, D.C: The Office, 1994.

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49

International trade: U.S. government policy issues affecting U.S. business activities in China : report to the Chairman, Committee on Governmental Affairs, and the Honorable Joseph I. Lieberman, U.S. Senate. Washington, D.C: The Office, 1994.

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50

International trade: Kazakhstan unlikely to be major source of oil for the United States : report to congressional requesters. Washington, D.C: The Office, 1994.

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