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Thematische Bibliographien / Government Housing Bank of Thailand / Zeitschriftenartikel

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Zeitschriftenartikel zum Thema „Government Housing Bank of Thailand“

Autor: Grafiati

Veröffentlicht am 4. Juni 2021

Zuletzt aktualisiert am 29. Juli 2025

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1

Abd-Elkawy, Abeer Ahmed Mohamed. "Land Use Incentives for Real Estate Developers in Social Rental Housing Projects (Case study: Degla Gardens Project-October Gardens-Six October City)." Environmental Management and Sustainable Development 9, no. 1 (2020): 83. http://dx.doi.org/10.5296/emsd.v9i1.16247.

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Social rental housing projects have emerged since 2016 to cover the housing demand of low-income groups, but these projects need high cost that beyond the financial capacity of some governments. Therefore, the World Bank reports in 2014 and 2018 pointed to the importance of including the private sector in low-income housing projects as a real estate developer instead of the state. The contribution of private sector and his successful experience in this field help in reducing the government spending towards these projects and achieving high quality in their implementation. For these reasons, ma

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Amnuay, Rawikarn. "The management cooperation in Bangbua residential community." New Trends and Issues Proceedings on Humanities and Social Sciences 3, no. 1 (2017): 551–59. http://dx.doi.org/10.18844/prosoc.v3i1.1819.

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The purposes this research were; 1) to study and create the Public Cooperation Model in the housing management in Bang Bua community. 2) to study the factors affecting the public cooperation in the housing management in Bang Bua community, and 3) to propose the guidelines for effective cooperation development in residential management of communities located along the canal. This research is qualitative research. The tools were the document analysis and in -depth interviews. The key informants were the members of the government and the civil society. The data have been gathered and analyzed. Th

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Agbogun, Oghenekparobo Ernest (MSc Candidacy), Ehiedu, Victor C. (PhD), Bayem, Sylvanus A. (MSc Candidacy), and Onuorah, Anastasia C. (PhD). "MORTGAGE FINANCING AND HOUSING DELIVERIES IN NIGERIA: ANY LINKAGES?" Finance & Accounting Research Journal 4, no. 3 (2022): 29–38. http://dx.doi.org/10.51594/farj.v4i3.372.

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The paper examined if there exist any linkages between mortgage financing and housing delivery in Nigeria from periods of 2002-2021. Specifically, the paper examined the effect of Primary Mortgage Bank Loans, Federal Mortgage Bank Loans to Mortgage, Microfinance Bank loans to mortgage, and Government Allocation to Housing on housing delivery in Nigeria. Data for the study were sourced from the Central Bank of Nigeria (CBN) statistical bulletin and the National Bureau of statistics (2021) from 2002 to 2021. Meanwhile, the study adopted the OLS estimate. Various pre-estimation and diagnostic tes

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Dr., Adisak Suvittawat. "Service Quality at Thailand's Government Savings Bank: Chonburi Province." International Journal of Management Sciences and Business Research 4, no. 5 (2015): 15–18. https://doi.org/10.5281/zenodo.3459977.

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This research identifies five different customer service variables that affected service quality at Thailand’s Government Savings Bank in Chonburi Province. Customers were satisfied by bank service tangibles, responsiveness of the bank to customer needs, the bank’s reliability, the bank’s empathy for customer needs, and by the bank’s assurance for customer confidence.

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Buttimer, Richard J. Jr, Anthony Gu, and Tyler T. Yang. "International Real Estate Review." International Real Estate Review 7, no. 1 (2004): 1–30. http://dx.doi.org/10.53383/100051.

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The Chinese government has embarked upon an effort to reduce the number of tenants living in publicly owned housing. This is a significant challenge for any government, but may be especially so for a country where private homeownership is a new option. Out of concern that many of its citizens could not afford to purchase their housing units, the Chinese government created the Housing Provident Fund. This program, which is similar to housing fund programs in other countries such as Thailand and Singapore, combines a 401(k)-like savings and retirement account with subsidized mortgage rates and p

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Denpaiboon, Chaweewan, Kitti Limsakul, and Sarich Chotipanich. "A Low Income Housing Needs and Affordability for Thailand’s Strategic National Plan During 2017-2037." Nakhara : Journal of Environmental Design and Planning 15 (December 24, 2018): 119–36. http://dx.doi.org/10.54028/nj201815119136.

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This paper has developed a model to forecast the housing needs and affordability of the low-income households in Thailand 2018-2037. The model has applied the baseline data from the socioeconomic survey (SES 2015). Considering official population projections by the changing age structure and household formations based on income, forecasts can be made about housing needed by ‘Renters’, who are the target group of the low-income households. Given, heuristic scenarios on households’ income growthover time, an initial planning model for affordable units of housing by types for renters has been pro

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Nguyen Thi Lan, Phuong, Anh Nguyen Tuan, Dung Nguyen Thi Tuyet, and Hung Ngo Viet. "Capital attraction solution for social housing development in Vietnam in the period of 2023 – 2030." E3S Web of Conferences 403 (2023): 01024. http://dx.doi.org/10.1051/e3sconf/202340301024.

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Social housing development for low-income people, industrial park workers and poor households is one of the key tasks in socio-economic development of the Vietnamese Government. In recent years, the government has had many incentive policies to mobilize capital for investment in social housing development (incentives on land use levy, land rental, incentives on value-added tax, corporate income tax, incentives on bank loans). However, the supply of social housing has been still lacking, reaching 65% of the set target. The capital supported by the government for Vietnam Bank for Social Policies

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Jeevanandam, C., and M. Veerappan. "A Study on the Role of National Housing Bank (NHB) in Housing Finance." Asian Journal of Managerial Science 8, no. 1 (2019): 93–95. http://dx.doi.org/10.51983/ajms-2019.8.1.1353.

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Housing is essential for decent living of a man. Providing housing for all is the prime motive of the Government of India. With a view to fulfill this objective, it instituted National Housing Bank during the year 1988 through which various housing finance companies are providing housing finances. The study is attempted to highlight the role played by the NHB in housing development of our Nation. NHB played a major role through its refinance activity to the housing finance institutions which are involving in housing finance activities.

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., Maryono, Imam Ghozali, Amie Kusumawardhani, R. Mahelan Prabantarikso, and Firdaus Basbeth. "Entrepreneurial Orientation in Government-Owned Bank: Do They Improve Competitive Advantage?" International Journal of Financial Research 11, no. 2 (2020): 262. http://dx.doi.org/10.5430/ijfr.v11n2p262.

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In Indonesia, housing finance is mainly raised from banks, with the government-owned housing bank (GOHB) BTN taking the largest share of the market. In constantly growing population need for new housing unit every year and increased number of competitors requires managers of government-owned housing bank to be able to develop their dynamic capabilities and adopt a more entrepreneurial orientation (EO). However, (GOHB) are typically being linked to organization that administratively influenced by government that impeding GOHB from being high performance organization driven by EO. Moreover, the

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Debkumar, Chatterji Sudip. "Leading Bank Performances under Exntended Caretaker Goverment- Empirical Approach from Thailand." International Journal of Multidisciplinary: Applied Business and Education Research 3, no. 10 (2022): 1995–2012. http://dx.doi.org/10.11594/ijmaber.03.10.14.

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Thailand’s economic performance has historically been determined by the frequency and severity of political de-stability by government collapses mostly organized through army coups. This study investigated the theoretical and empirical literature political uncertainty and economic slowdown arising out of the last coup and caretaker government enforcing the emergency decree to maintain peace and order and the caretaker government being in power until the general elections were held in 2019. This paper scrutinizes the impact of political instability, macroeconomic and bank-specific factors on th

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Inharwararak, P., and S. Stravoravdis. "Building information modelling-based life cycle assessment (BIM-LCA) for housing estates in Thailand." IOP Conference Series: Earth and Environmental Science 1261, no. 1 (2023): 012002. http://dx.doi.org/10.1088/1755-1315/1261/1/012002.

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Abstract Climate change is an important issue with rapidly increasing significance. The demand for housing is rising every year and this can lead to more carbon emissions and environmental impact from the residential sector. Carbon emission over the whole lifecycle of a building are key for sustainability and BIM can play an important role in assisting designers and stakeholders for better decision making, from design to operation, in order to reduce these emissions and improve efficiencies. This research focuses on BIM-LCA at the early design stages with a proposal for BIM-LCA implementation

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Faisal Umardani Hasibuan. "Implementasi Program KPR Syariah Bersubsidi terhadap Masyarakat Berpenghasilan Rendah di Bank Tabungan Negara (BTN) Kota Langsa Aceh." ASPIRASI : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat 2, no. 2 (2024): 71–80. http://dx.doi.org/10.61132/aspirasi.v2i2.452.

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This research is entitled “Effectiveness of Subsidized Sharia Mortgage Financing for Low- Income Communities at BTN Syariah Langsa City. This study uses a qualitative descriptive method, with the formulation of the problem, 1) How is the implementation of Islamic mortgage financing for low-income customers at Bank BTN Langsa City?, 2) How is the effectiveness of Islamic mortgage financing for low-income people at Bank BTN Langsa City?, from the results of the research of the bank and the dispatcher have followed the regulations from the government from the housing mortgage program, but with re

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Auliya, Dila, Abrista Devi, and Syarifah Gustiawati. "Strategi Pemasaran Produk Kpr BTN Syariah Sejahtera iB Bagi Masyarakat Berpenghasilan Rendah." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 4, no. 6 (2023): 1535–50. http://dx.doi.org/10.47467/elmal.v4i6.1982.

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 The Sharia State Savings Bank (BTN) is a business unit that receives FLPP funds from the government, BTN Syariah is also a subsidiary of Conventional BTN Bank, which has become the second best bank in implementing the Subsidized Mortgage Program in Indonesia after Bank BTN Conventional. Bank BTN Syariah is the best Islamic bank that supports and implements programs provided by the government, namely the Housing Financing Liquidity Facility (FLPP) and the Ministry of Public Housing (KEMENPERA) which are intended for low-income communities and non-fixed income communities. This study aims

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Sararit, Titaya, and Tamiyo Kondo. "Housing Renovation After the 2011 Thailand Flood in Ayutthaya." Journal of Disaster Research 9, no. 4 (2014): 563–70. http://dx.doi.org/10.20965/jdr.2014.p0563.

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This study investigates characteristics of the damage to housing caused by the 2011 Thai flood and explores recovery processes. There are three research objectives. The first objective is to compile financial losses and support for residents affected by the 2011 flood. The second objective is to classify the types of reconstruction that residents chose to renovate their own homes. The third objective is to estimate residents’ capability for coping with future floods. Huntra, a sub district in Ayutthaya province, was chosen as the site for this study. The research results indicate that the disa

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Denpaiboon, Chaweewan, Vimolsiddhi Horayangkura, and Mitsuo Takada. "Public Sector Versus Civil Society: An Approach to Affordable Housing Development in Thailand." MANUSYA 13, no. 1 (2010): 1–15. http://dx.doi.org/10.1163/26659077-01301001.

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This article focuses on the identification and illustration of the shift in low income housing policy and implementation in Thailand. Housing is one of the major sectors of national development; it plays a vital role in a developing country. Policy and housing mechanisms have witnessed major shifts toward affordable housing since 1973, mainly implemented by the public sector. This article is concerned with the decentralization of the governmental role in providing shelters for low income groups to the present-day civil society activity in the creation of affordable housing. The role of civic s

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Walter, Mboto Helen, Nkamare Stephen Ekpo, Edom Edom Onyam, and Emefiele Charles Chike. "Determinants of Housing Development in Nigeria." Law and Economy 2, no. 5 (2023): 13–18. http://dx.doi.org/10.56397/le.2023.05.02.

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The purpose of the study was to examine factors of mortgage that affect housing development in Nigeria. The specific objectives were to; examine the effect of interest rate, mortgage bank deposit, mortgage investment on housing development. Data for this study were sourced from secondary data and were extracted from the Central Bank of Nigeria (CBN) Statistical Bulletin and the National Bureau of Statistics, Nigeria. Data obtained were tabulated, analyzed and tested using the ordinary least square multiple regression statistical techniques. Based on the result, the findings revealed thus; ther

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Chinwe, Ogbaka Juliana, and Obodo Chikasi Mercy. "Assessment of Federal Government Office Participation and Worker Accessibility to National Housing Fund Loans in Enugu Urban." NEWPORT INTERNATIONAL JOURNAL OF CURRENT ISSUES IN ARTS AND MANAGEMENT 6, no. 2 (2025): 30–43. https://doi.org/10.59298/nijciam/2025/6.2.304300.

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Housing is a determinant of wellbeing, productivity, and socio-economic stability. Yet, in Nigeria, where immense wealth and several policy interventions exist, housing adequacy is still very low with fewer than 30% of Nigerians occupying owner-occupied houses a long way off the United Nations’ benchmark of 50%. This narrative review evaluates the coverage and affordability of the National Housing Fund (NHF) scheme with focus on federal government offices and employees in Enugu Urban, Nigeria. Established under Decree No. 3 of 1992, the NHF was targeted at enhancing access to housing from pool

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Nurhidayat, Rizky Maulana, and Rofikoh Rokhim. "Corruption and Government Intervention on Bank Risk-Taking: Cases of Asian Countries." Jurnal Dinamika Manajemen 9, no. 2 (2018): 228–37. http://dx.doi.org/10.15294/jdm.v9i2.15951.

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This paper aims to addresses the impact of corruption, anti-corruption commission, and government intervention on bank’s risk-taking using banks in Asian Countries such as Indonesia, Malaysia, Thailand, and South of Korea during the period 1995-2016. This paper uses corruption variable, bank-specific variables, macroeconomic variables, dummy variables and interaction variable to estimate bank’s risk-taking variable. Using data from 76 banks in Indonesia, Malaysia, Thailand and South Korea over 21 years, this research finds consistent evidence that higher level of corruption and government inte

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Dey, Sherwin, Thomas Singh, PhD, and Godfrey Proctor. "Renting versus Home Ownership: An Investigation of Affordability of Government Housing for Young Guyanese Professionals in Guyana." Book of Abstracts: Student Research (URC22 Special Edition) 3 (May 16, 2022): 36. http://dx.doi.org/10.52377/kdby1601.

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The main thrust of this study is to investigate whether or not there is a lack of affordable public housing being offered in the Georgetown and East Bank demographics of Region 4 (Demerara-Mahaica) to young Guyanese professionals and if this perceived lack is driving them to rent alternative housing instead. It also investigates this cohort’s willingness to pay the price for which public housing (turnkey) is being offered, and their frame of mind concerning homeownership of public housing.

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Ozhegov, Evgeniy M. "Heterogeneous preferences of Russian residential mortgage borrowers." Journal of European Real Estate Research 10, no. 1 (2017): 35–56. http://dx.doi.org/10.1108/jerer-02-2016-0009.

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Purpose This paper aims to examine the heterogeneity of preferences of mortgage borrowers of Russian state-owned suppliers of residential housing mortgages. Design/methodology/approach Analysis takes into account the underwriting process and the choice of contract terms of all loans originated from 2008 to 2012. The data set contains demographic and financial characteristics for all applications, loan terms and the performance information for all issued loans by one regional bank which operates government mortgage programs. The paper uses a multistep semiparametric approach to estimate the det

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Desy Arum Sunarta. "Realisasi Pembiayaan Pemilikan Rumah Subsidi berdasarkan Prinsip Perbankan Syariah." Jurnal Ekonomi Bisnis dan Akuntansi 3, no. 1 (2023): 110–17. http://dx.doi.org/10.55606/jebaku.v3i1.1228.

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Bank Sulselbar is a bank owned by the regional government of South Sulawesi and West Sulawesi. Apart from being part of a BUMN that supports local government programs, it is also a regional autonomy tool that helps the regional economy. One of the missions carried out by Bank Sulselbar is as a Regional Development Bank that can provide support for regional development and support business development. One type of credit that is still in demand and needed by the community is KPR (House Ownership Credit). Mortgages by banks are further divided into two types, namely subsidized mortgages and non-

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Bublyk, Yevhen. "Potential and limitations of post-crisis recovery of Ukrainian mortgage market." Ukrainian society 2013, no. 2 (2013): 127–39. http://dx.doi.org/10.15407/socium2013.02.127.

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The article analyzes the structural characteristics of the mortgage lending market caused by the impact of financial and economic crisis. The evaluation of government programs to support housing mortgage loans is conducted,conclusions and recommendations are made on future actions for the resumption of bank mortgage lending through improving institutional structure, legal support and government programs.

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Shen, Jun. "Study on the Social Assistance Mechanism for Groups with Broken Housing Loan Payments." International Journal of Education and Humanities 18, no. 3 (2025): 124–30. https://doi.org/10.54097/mx53y286.

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This paper takes the phenomenon of housing loan defaults in the process of China's urbanization as the research background, and builds an analytical framework for the social relief mechanism of government-bank-individual responsibility sharing in view of the social risks caused by the current housing loan defaults. Through case studies and comparative research, the study reveals the structural deficiencies of the existing relief mechanism in terms of responsibility definition, risk sharing and system articulation. The study finds that it is difficult to effectively resolve systemic risks by so

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Oyewobi, L., O. Agoi, S. Medayese, A. Bilau, V. Martins, and R. Jimoh. "Appraisal of the housing delivery mandate of selected government agencies in Nigeria." Environmental Technology and Science Journal 12, no. 2 (2022): 171–83. http://dx.doi.org/10.4314/etsj.v12i2.16.

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In spite the concerted efforts made by housing stakeholders in formulating and implementing the 2012 National Housing Policy to bridge the gap between housing demand and supply, the housing situation remains in crisis and hampering on existing policies, sustainable housing delivery with consequent socio-economic, environmental, and political implications. These challenges call for an appraisal of the 2012 National housing policy towards identifying effective mechanism for the policy’s implementation. This paper assessed the roles of the housing policy’s implementing agencies (Federal Housing A

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Oyewobi, L., O. Agoi, S. Medayese, A. Bilau, V. Martins, and R. Jimoh. "Appraisal of the housing delivery mandate of selected government agencies in Nigeria." Environmental Technology and Science Journal 12, no. 2 (2022): 171–83. http://dx.doi.org/10.4314/etsj.v12i2.16.

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In spite the concerted efforts made by housing stakeholders in formulating and implementing the 2012 National Housing Policy to bridge the gap between housing demand and supply, the housing situation remains in crisis and hampering on existing policies, sustainable housing delivery with consequent socio-economic, environmental, and political implications. These challenges call for an appraisal of the 2012 National housing policy towards identifying effective mechanism for the policy’s implementation. This paper assessed the roles of the housing policy’s implementing agencies (Federal Housing A

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Sukkasame, Sadanu. "Affordable housing for low-income community in Thailand: the challenges of the improvement of the quality of life." South Florida Journal of Development 5, no. 7 (2024): e4200. http://dx.doi.org/10.46932/sfjdv5n7-036.

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The major problems of the urban poor are lack of land, housing insecurity and access to basic infrastructure. The increase in inadequate housing and homelessness among the urban poor are clear manifestations of their relative poverty. For decades, affordable housing has been a strategy of the Thai government to promote access to the housing of an adequate standard. The main focus of this paper is on two low-income communities which constructed new settlements on new lands. Both were supported by funding and housing loans from the Thai Community Development Organizations Institute (CODI), and I

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Muharam, Riki Satia, Ono Taryono, Lidia Maasir, and Siti Widharetno M. "Policy Networks in Improving the Quality of Housing and Settlements in Indonesia (A Case Research of Bandung District)." Indonesian Scholars Scientific Summit Taiwan Proceeding 3 (July 17, 2021): 84–89. http://dx.doi.org/10.52162/3.2021116.

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Studies on slum housing and settlements have been carried out in many countries. The various studies show that the problem of housing and settlement areas can no longer be considered a simple problem. Different from the various studies on housing and settlement areas, this research employs the perspective of policy networks as a new public administration paradigm. The development issue on housing and settlement areas is regarded as one of the contemporary international issues contained in one of the 17 Sustainable Development Goals (SDGs). Several countries have become the focus of attention,

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Hendry, Hillary, and Rasji Rasji. "Legal Analysis of Balanced Housing Using the Land Banking System in Jakarta." Eduvest - Journal of Universal Studies 4, no. 6 (2024): 4689–97. http://dx.doi.org/10.59188/eduvest.v4i6.1440.

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In the application, there are several inhibiting factors in applying this balanced residential concept, including relat-ed to the lack of land availability so that the price of availa-ble land becomes expensive and currently not many develop-ers are applying the concept of balanced residential, especial-ly in the Jakarta area. In a housing area, it is definitely de-termined by the price of land in addition to the location, in-cluding the completeness of facilities in the housing area. Land prices in Jakarta city centers are already relatively high so that many developers only build expensive h

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Boonyabancha, Somsook, and Thomas Kerr. "Lessons from CODI on co-production." Environment and Urbanization 30, no. 2 (2018): 444–60. http://dx.doi.org/10.1177/0956247818791239.

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Somsook Boonyabancha, former director of CODI (the Community Organizations Development Institute in Thailand) and now an advisor to the CODI board and chairperson of the Baan Mankong Program Committee, reflects on the evolution of CODI, the management of its fund, and the community-driven activities it has supported since 1992. The paper explains how substantial and large-scale changes can be brought about in the lives of the poor by supporting a community-driven process that opens space for negotiation and collaboration with government and other partners on housing and other aspects of commun

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Purba, Daris, V. Ade Arianto Ciptoputra, Asih Purwana Sari, and Suratman. "PEMBUATAN BANK SAMPAH PADA UNIT BANK SAMPAH MUTIARA BESTARI SEBAGAI PEMBERDAYAAN MASYARAKAT." PUAN INDONESIA 5, no. 2 (2024): 397–404. http://dx.doi.org/10.37296/jpi.v5i2.190.

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The government is having difficulty dealing with the waste crisis in Batam and therefore needs help from the community. One way to help is by creating a waste bank in each housing area. This service activity aims to empower the community through the creation of a waste bank unit which is expected to reduce the volume of waste thrown into final disposal sites while empowering the community in the form of generating community income from managing waste. The method of implementing service is through counseling, socialization, implementation, and evaluation. To increase productivity, production ma

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Sukkay, Sasicha, and Prapatpong Upala. "Development of Housing Standards and Spatial Design Guidelines for Mobility Handicaps in Thailand." Asian Social Science 13, no. 12 (2017): 112. http://dx.doi.org/10.5539/ass.v13n12p112.

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The objectives of this research are 1) to compare the standards of housing design for mobility disabled at the domestic and universal levels, 2) to standardize the developing process of housing design guideline for mobility handicapped properly with the context of Thailand, and 3) to evaluate the proficiency of the guideline by employing both qualitative and quantitative research methods. Regarding the guidelines comparison, the results indicated that the available housing design guidelines in Thailand had excluded the spatial allocation standard for supporting the mobility dependency as well

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Kim, Heeho, SaeWoon Park, and Sun Hye Lee. "International Real Estate Review." International Real Estate Review 15, no. 1 (2012): 1–42. http://dx.doi.org/10.53383/100147.

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This paper studies the abnormal price behavior of Kangnam, a premium (high price) housing submarket in Seoul, Korea, which addresses the correlation between house prices, bank lending, and other factors, including income. Kangnam experienced the most dramatic price escalation during the study period (1999-2009) despite Korean government policies to stabilize house prices in 2005 and the U.S. subprime crisis in 2008. The empirical result shows that even though the house price in a premium market is, to some degree, positively influenced by income, it is not affected by bank lending in the short

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Abdurauf, Lukman Adebayo-Oke, Sheriff Akanji Ibrahim, and Yusuf Olamilekan Quadri. "MORTGAGE FINANCE, INSTITUTIONAL FACTORS AND HOUSING DEVELOPMENT IN NIGERIA." Gusau Journal of Accounting and Finance 6, no. 1 (2025): 138–51. https://doi.org/10.57233/gujaf.v6i1.10.

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The need to establish the role of institutional factors in the impact of mortgage finance on housing development in Nigeria creates the necessity for this study. This study examines the interacting effect of institutional factors in the relationship between mortgage finance and housing development. Quarterly data on housing delivery, mortgage finance and institutional and economic factors were sourced from the Central Bank of Nigeria statistical bulletin, Federal Mortgage Bank of Nigeria audited report and World Governance Indicator between 2005 to 2022. Empirical analysis was conducted using

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Keerasuntonpong, Prae, Pavinee Manowan, and Wasatorn Shutibhinyo. "Reforming government public accountability: the case of Thailand." Journal of Public Budgeting, Accounting & Financial Management 31, no. 2 (2019): 237–63. http://dx.doi.org/10.1108/jpbafm-05-2018-0051.

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Purpose Public accountability was formally imposed on the Thai Government in 1997 when the World Bank compelled public sector reforms as a condition for bailing the country from bankruptcy. Despite regulating to promote public accountability for 20 years, the public accountability of Thai Government is still criticized as poor. However, the specific areas of public accountability needing improvement have not been clearly identified in Thailand. The purpose of this paper is to investigate how the Thai Government discharges its public accountability. Design/methodology/approach Prior literature

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Lu, Shichao, Zhihua Zhang, M. James C. Crabbe, and Prin Suntichaikul. "Effects of Urban Land-Use Planning on Housing Prices in Chiang Mai, Thailand." Land 13, no. 8 (2024): 1136. http://dx.doi.org/10.3390/land13081136.

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Chiang Mai is an emerging tourism-oriented city in Thailand. The booming tourism industry during the past decades has triggered significant expansion in its urban land area, resulting in a large number of newly-built residential communities appearing on unplanned land. In this study, we used multiscale geographically weighted regression (MGWR)-based hedonic price analysis to investigate 4624 housing transactions from 524 residential communities in Chiang Mai. This showed that the recent land-use planning in Chiang Mai has had unusual effects on housing prices; specifically, the effects of acce

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Hayashi, Haruo. "Long-term Recovery from Recent Disasters in Japan and the United States." Journal of Disaster Research 2, no. 6 (2007): 413–18. http://dx.doi.org/10.20965/jdr.2007.p0413.

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In this issue of Journal of Disaster Research, we introduce nine papers on societal responses to recent catastrophic disasters with special focus on long-term recovery processes in Japan and the United States. As disaster impacts increase, we also find that recovery times take longer and the processes for recovery become more complicated. On January 17th of 1995, a magnitude 7.2 earthquake hit the Hanshin and Awaji regions of Japan, resulting in the largest disaster in Japan in 50 years. In this disaster which we call the Kobe earthquake hereafter, over 6,000 people were killed and the damage

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Dewi, Yasinta Vitra Rahma. "PRINSIP PERLINDUNGAN HUKUM TERHADAP DEBITUR YANG TELAH LUNAS KREDIT." Legal Standing : Jurnal Ilmu Hukum 7, no. 1 (2022): 1–13. http://dx.doi.org/10.24269/ls.v7i1.5488.

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There is a very big need for an entity, namely a house, a bank and a developer or often called a developer working together to provide houses for the community. In order to accelerate this goal, the Bank often gives concessions to developers, namely they can cooperate even though the legality of the project has not been completed. In the end, it is consumers or debtors who become victims when they have paid off their credit. The legal research used is juridical normative. The results of the analysis show that in general, protection for customers at the bank can be done through implicit protect

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Chinwe, Ogbaka Juliana, and Aniagolu Celestine Obinna. "Evaluation of Federal Government Workers’ Satisfaction and Determinants of Success in Accessing the National Housing Fund Scheme in Enugu Urban." NEWPORT INTERNATIONAL JOURNAL OF CURRENT RESEARCH IN HUMANITIES AND SOCIAL SCIENCES 5, no. 2 (2025): 75–82. https://doi.org/10.59298/nijcrhss/2025/5.2.758200.

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Housing remains a fundamental human right and a central driver of social stability and economic development. While there have been concerted efforts by the Nigerian government to tackle housing challenges, there exists a broad gap in the provision of affordable housing for low- and middle-income groups. The National Housing Fund (NHF), established in 1992, was designed to raise long-term funds to promote housing development through the Federal Mortgage Bank of Nigeria (FMBN). However, accessing effective membership in the scheme has been beset with administrative and structural challenges. Thi

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Helgesen, Marit Kristine, and Petter Arvesen. "Policies to Reduce Child Poverty in Norway: Can Municipalities Ensure Positive Functionings for Children through Housing Policies?" Societies 12, no. 1 (2022): 25. http://dx.doi.org/10.3390/soc12010025.

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Child poverty is an increasing challenge for Norwegian society and its municipalities. Policies to reduce it include housing as one particularly important health determinant. The capability approach allows us to focus on determinants for health. Methods were triangulated and literature and document studies, interviews and participating observations were part of the data-gathering process. Thematic analyses were used to analyse data. Children and adults view housing as important. Housing determines families’ possibilities of consuming other goods and choosing what functionings they will convert

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Lazarov, Nikolai. "EVALUATION OF THE FACTORS INFLUENCING HOUSEHOLD LENDING IN BULGARIA." Economic Thought journal 67, no. 2 (2022): 221–38. http://dx.doi.org/10.56497/etj2267205.

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Consumer and housing lending are an expression of one of the significant functions of Bulgaria's banking system. The development of housing and consumer lending has a magnitude in several societal systems, making any changes related to household lending of significant interest to society, government authorities and regulators. The object of the study is bank housing and consumer lending. The aim is to identify and assess the factors influencing household lending. In this regard, a critical analysis of the econometric models used to estimate and identify the factors in the area of household len

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Uwayezu, Ernest, and Walter T. de Vries. "Access to Affordable Houses for the Low-Income Urban Dwellers in Kigali: Analysis Based on Sale Prices." Land 9, no. 3 (2020): 85. http://dx.doi.org/10.3390/land9030085.

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The government of Rwanda recently passed housing development regulations and funding schemes which aim at promoting access to affordable houses for the low- and middle-income Kigali city inhabitants. The existing studies on housing affordability in this city did not yet discuss whether this government-supported programme is likely to promote access to housing for these target beneficiaries. This study applies the price-to-income ratio (PIR) approach and the 30-percent of household income standard through the bank loan to assess whether housing units developed in the framework of affordable hou

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Robertho, Valentino, and Buddi Wibowo. "Market Power, Types of Ownership and Bank Income Diversification: Cases of Asian Countries." Jurnal Dinamika Manajemen 9, no. 1 (2018): 12–22. http://dx.doi.org/10.15294/jdm.v9i1.14648.

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This study aims to analyze the effects of market power and type of ownership on bank’s income diversification in Indonesia, Malaysia, the Philippines, Thailand, and China. Banks diversifies their source of income to stabilize profitability level. Bank’s market power is a critical factor which affect its income diversification efforts. This study uses Lerner Index as a proxy for banks’ market power. By using a sample of 80 banks in five countries from 2012 to 2016 and operating Fixed Effect Model and Generalized Least Square, the result shows that banks with greater market power earn more non-i

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Tiwari, Alok, and Mohammed Aljoufie. "Examining why developers encourage foreign investment in local residential real estate in India." International Journal of Housing Markets and Analysis 9, no. 4 (2016): 580–600. http://dx.doi.org/10.1108/ijhma-10-2015-0061.

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Purpose The study aims to explore the role of non-resident Indian (NRI) investors into staggering local housing market and the efforts of developers and regulators to lure such investors. Design/methodology/approach Primary data for this exploratory study were assembled through a Google form-based questionnaire circulated over internet among NRIs residing in Kingdom of Saudi Arabia, USA, Singapore and United Arab Emirates, whereas the secondary data sources include the Government of India policy documents, World Bank data, Reserve Bank of India archives and reports published in reputed financi

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Kusnadi, Adhi, and Risyad Ananda Putra. "Rancang Bangun Sistem Informasi Untuk Menentukan Kapabilitas Konsumen Dalam Mengambil Pinjaman KPR." Jurnal ULTIMA InfoSys 7, no. 2 (2016): 75–80. http://dx.doi.org/10.31937/si.v7i2.543.

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Indonesia is one country that has a relatively large population . The government in the period of 5 years, annually hold a procurement program 1 million FLPP house units. This program is held in an effort to provide a decent home for low income people. FLPP housing development requires good precision and speed of development on the part of the developer, this is often hampered by the bank process, because it is difficult to predict the results and speed of data processing in the bank. Knowing the ability of consumers to get subsidized credit, has many advantages, among others, developers can p

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Maxfield, Sylvia. "Financial Incentives and Central Bank Authority in Industrializing Nations." World Politics 46, no. 4 (1994): 556–88. http://dx.doi.org/10.2307/2950718.

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Institutionalist models of macroeconomic performance in advanced industrial countries focus on central bank independence. In newly industrializing countries, however, the behavioral authority of the central bank is a much more significant predictor of inflation than is legal independence, because laws there are not the source of central bank ability to create or defend macroeconomic stability. Financial structures and the incentives they create for government politicians, private bankers, and industrialists explain cross-national variation in the interest and capacity of central banks in devel

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Ganthari, Salsabila, and Syafri Syafri. "FAKTOR-FAKTOR YANG MEMPENGARUHI KREDIT PERUMAHAN DI INDONESIA." Media Ekonomi 26, no. 1 (2019): 55. http://dx.doi.org/10.25105/me.v26i1.5166.

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<em>This study aims to analyze the factors that affect housing loans as seen from four banking groups, the State Bank, Regional Government Banks, Private National Banks, and Foreign Banks and Joint Banks. <em>This study uses quarterly panel data from 2012: 1-2016: 1. Data analysis was performed using multiple linear regression analysis panel data. <em>Houses are an important requirement for all humanity, not only as consumer goods but also investment goods. Banking helps prospective customers by providing a credit facility called Housing Loans. Based on the results of the pan

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Ofori, Peres. "Mortgage Financing and Affordable Housing Nexus: Evidence from Developing Countries." International Journal of Real Estate Studies 18, no. 1 (2024): 26–44. http://dx.doi.org/10.11113/intrest.v18n1.350.

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The study investigated the relationship between mortgage financing and affordable housing in Kumasi, Ghana. It explores how mortgage financing influences affordable housing supply. It identified 23 banking institutions of which 11 of them are into mortgage financing. Adopting the exploratory sequential mixed method research design, the study selected banks households and, realtors as respondents using both purposive and accidental sampling techniques. The study found that, in Kumasi and Ghana, housing is affordable on paper but very expensive on the ground as none of the houses supplied on aff

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Nugraheny, Caesaria Widi. "Flat Housing On The Bank Of The Yogyakarta Code River With The Principle Of Co-Housing." Jurnal Impresi Indonesia 4, no. 1 (2025): 1010–27. https://doi.org/10.58344/jii.v4i1.6224.

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Settlements on the banks of the Code River in Yogyakarta are facing challenge big consequence urbanization, which causes improvement density population, degradation environment, and limitations land. Condition This influence quality life public local, especially in aspect social, economic, and ecological. Research This aiming For explore potential implementation the principle of co-housing as solution For increase quality housing and environment in the area Code Riverbank. The research method used is approach descriptive qualitative with studies case in the RT 51 RW 13 area of Jogoyudan Villag

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Amarachi, Boniface Nancy, Nnadi Ezekiel, and Francisca Okeke. "Assessing the Factors Impacting Sustainable Low-Cost Housing Development in Enugu State, Nigeria." Research Output Journal of Engineering and Scientific Research 4, no. 1 (2025): 34–42. https://doi.org/10.59298/rojesr/2025/4.1.3442.

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Housing as a fundamental need is crucial to the development of any country. One of the top three needs for men and to the existence of humans is housing. Cost is a significant problem that the majority of enterprises face on a regular basis. This study assessed the factors impacting sustainable low-cost housing development in Enugu State, Nigeria. The objectives examined; the economic factors influencing the provision of sustainable low-cost housing; propose possible mitigation measures to achieve sustainable low-cost housing provision in Enugu State. Correlation research design was adopted. P

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Firdaus, Muhammad. "The Juridical Analysis of the Term of Banking Liability Loan Ownership of FLPP Prosperity." Sultan Agung Notary Law Review 4, no. 2 (2022): 581. http://dx.doi.org/10.30659/sanlar.4.2.581-593.

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Procedures for granting Subsidized Housing Loan facilities by Bank Mandiri Semarang Pahlawan Area, namely Submission of files; Loan file investigation; Interview 1; On the spot; Interview 2; Credit decisions; Signing of credit contracts/other agreements; Credit realization; and Distribution/auction house. The regulation of the time period regarding the SKMHT Deed in the Mortgage Law clearly states that the SKMHT cannot be withdrawn or cannot be terminated for any reason, except because the power of attorney has been exercised or because the term has expired. The period of use of SKMHT in the p

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