Bibliografías temáticas / Walmart

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Literatura académica sobre el tema "Walmart"

Autor: Grafiati
Publicado: 4 de junio de 2021
Última modificación: 25 de julio de 2025

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Artículos de revistas sobre el tema "Walmart"

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Fang, Kangrui. "Walmart's Financial Performance and Strategic Growth Analysis." Advances in Economics, Management and Political Sciences 181, no. 1 (2025): 167–73. https://doi.org/10.54254/2754-1169/2025.23251.

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Walmart is the worlds largest retailer, recognized for its cost leadership strategy and operational efficiency. This paper evaluates Walmarts financial performance by examining four critical aspects: profitability, operational efficiency, solvency, and growth potential. Despite steady revenue growth, Walmart faces multiple challenges, including rising labor costs, inflation, and regulatory pressures. To address these concerns, the company has actively invested in digital transformation, automation, and sustainability initiatives. Walmart+ and its expanding third-party marketplace highlight its
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Ren, Xiaolong. "Business Analysis of Walmart - Success Factors and Challenges." BCP Business & Management 44 (April 27, 2023): 327–33. http://dx.doi.org/10.54691/bcpbm.v44i.4838.

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Nowadays, people will be more inclined to go shopping online rather than opting for offline shopping. Walmart, the world's No.1 for 7 years in a row in the previous years, dropped in the ranking last year. Although part of the reason is the new crown virus, also is it can represent the decline of offline stores and the rise of online stores. This research will analyze the current general environment market by studying the success factors and challenges of Walmart. Through the research, we can find that Walmart's success factors mainly focus on its unique localization and differentiation, Sam's
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Liu, Xingzhu. "The Existing Problems and Model Analysis of Supply Chain Management in Traditional Chain Retail Enterprises ---- Take Walmart as an Example." Advances in Economics, Management and Political Sciences 93, no. 1 (2024): 80–86. http://dx.doi.org/10.54254/2754-1169/93/20241084.

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As the retailer that has ranked at the top of the Fortune Global 500 consecutively, Walmart is regarded as an enterprise including three store forms, namely Walmart Shopping Center, the Walmart Community Store, and Sam's Warehouse Membership Store. After establishing more than 10,000 businesses in 27 different countries all over the world, Walmart's sales have been characterized by the globalization of its supply network. Walmart's offline retails were no longer restricted to the shopping malls and e-commerce platforms that operated in its birthplace, the United States. Taking advantage of opt
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Ayres, Ian, Zachary Shelley, and Fredrick E. Vars. "The Walmart Effect: Testing Private Interventions to Reduce Gun Suicide." Journal of Law, Medicine & Ethics 48, S4 (2020): 74–82. http://dx.doi.org/10.1177/1073110520979404.

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This article tests the impact of Walmart's corporate decisions to end the sale of handguns at its stores in 1994 and to discontinue the sale of all firearms at approximately 59% of its stores in 2006 before resuming firearms sales at some of those stores in 2011. Using a difference-in-differences framework, we find that that from 1994 to 2005 counties with Walmarts robustly experienced a reduction in the suicide rate and experienced no change in the homicide rate. These models suggest that Walmart's policy change caused a 3.3 to 7.5% reduction in the suicide rate within affected counties, whic
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Chen, Kaiyue. "Walmart's Market, Financial Analysis and Valuation Analysis Based on Absolute Valuation Method - Relative Valuation Method." BCP Business & Management 44 (April 27, 2023): 905–14. http://dx.doi.org/10.54691/bcpbm.v44i.4976.

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After the short-term suspension of commercial activities under the COVID-19 influence, the retail industry has ushered in the rapid growth of demand, and the current growth rate has gradually returned to stability. During COVID-19, retail has become an indispensable part of life. As an essential participant in the retail industry, Walmart's development has attracted attention. However, there are few academic articles about Walmart's valuation. Therefore, the report will analyze Walmart's performance by market strategy, investment strategy, and financial. Then, use both relative and absolute va
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Miao, Huaiyu. "Walmart's Business Strategy and Financial Analysis Based on Porter's Five Forces Analysis Model and SWOT." Highlights in Business, Economics and Management 23 (December 29, 2023): 1156–63. http://dx.doi.org/10.54097/4k10qb18.

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As one of the world's largest retailers, Walmart holds a crucial position in the retail industry. This article conducts an analysis of Walmart's operational performance to gain an in-depth understanding of its competitive position in the global retail market and identify potential growth opportunities and challenges. Focusing on industry analysis, company strategy, and comprehensive financial performance analysis of Walmart, the study employs SWOT analysis, value chain analysis, and Porter's Five Forces model to dissect Walmart's strategic and asset composition changes, shedding light on its p
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Cheng, Yuhan. "A Study of Walmarts Mix Marketing Strategy and Customer Satisfaction in China." Advances in Economics, Management and Political Sciences 40, no. 1 (2023): 146–53. http://dx.doi.org/10.54254/2754-1169/40/20232013.

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With the continuous development of society, people's needs are more and more diversified, customers' requirements for products are higher and higher, and the speed of product updates is faster and faster. Walmart entered the Chinese market early and has been accounting for half of the country's retail sales. However, with the growth of competitors and the rise of state-owned enterprises, Walmart has faced severe challenges in recent years. Facing the fierce competition, Walmart must implement some sales strategies to better attract customers, occupy a larger share of the Chinese market, and ob
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Dong, Runhan. "Wal-Mart's Financial Analysis." Highlights in Business, Economics and Management 5 (February 16, 2023): 312–16. http://dx.doi.org/10.54097/hbem.v5i.5097.

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Due to the impact of the epidemic, e-commerce is developing very rapidly. Under such a circumstance, this article would like to choose a company that may be greatly affected by the epidemic and starts an e-commerce business Under the pressure of the epidemic. After my understanding of e-commerce at home and abroad, this article finally chooses Walmart as the research object of this project. In this essay, this article used SWOT economic analysis to describe WalMart's development speed, development potential, and business barriers in recent years. After the economic analysis and stock analysis
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Zhou, Yuhan. "Analysis of Retail Industry under the Background of Covid-19--Based on the Financial Statements Analysis of Walmart." BCP Business & Management 38 (March 2, 2023): 2322–28. http://dx.doi.org/10.54691/bcpbm.v38i.4098.

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Since the outbreak of COVID-19, the emergence of COVID-19 has brought an unprecedented blow to all industries. At the same time, it also brings great challenges to the national economy. For retail enterprises such as Walmart, the occurrence of the COVID-19 not only tested the enterprises' ability to deal with accidents, but also forced them to develop in other fields. Based on the conflict between retail enterprises and management policies of pandemic in the post-pandemic era, this paper summarizes the current changes in consumer preferences and habits. Also, this paper uses SWOT analysis mode
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Liu, Xiaoyang. "Analysis of Walmart's New Retail Business Model." Journal of Education, Humanities and Social Sciences 35 (July 4, 2024): 672–80. http://dx.doi.org/10.54097/x33bc453.

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With the rapid development of the retail industry, new retail formats are emerging. Walmart, as a globally recognized retail brand, faces challenges in its transformation in the Chinese market. The research objective of this paper is to analyze Walmart's business model and value chain to provide reference suggestions for its digital transformation under the new retail model. This paper mainly studies Walmart's business model and compares it with Yonghui Superstores, conducts value chain and SWOT analysis on Walmart, and finds that Walmart's development in the Chinese market can not only rely o
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Tesis sobre el tema "Walmart"

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Batista, Rui António Franco. "Equity research - Walmart Inc." Master's thesis, Instituto Superior de Economia e Gestão, 2021. http://hdl.handle.net/10400.5/23358.

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Mestrado Bolonha em Finanças<br>Walmart Inc. (WMT) is a leading retailer and wholesaler that sells affordable food and non-food items through its “every day low prices” mantra. Each week, approximately 220 million customers visit the company’s 10,500 stores and clubs under 48 banners in 24 countries and eCommerce websites. In fiscal year 2021, WMT recorded half a trillion dollars in Revenue (the largest Fortune 500 company in the world) and employed over 2.3 million associates. WMT has a BUY recommendation with a 2022YE price target of $164.56/share, implying an upside potential of 20%, or a p
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Haritcalde, Undurraga Max. "Valoración de Walmart Chile S.A. por múltiplos." Tesis, Universidad de Chile, 2015. http://repositorio.uchile.cl/handle/2250/137088.

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Tesis para optar al grado de Magíster en Finanzas<br>Autor no autoriza el acceso a texto completo de su documento.<br>En el siguiente documento se valorizara la empresa WALMART CHILE a través de dos métodos aprendidos en el magister: Flujo de caja descontado y método de múltiplos. Walmart Chile S.A. es una compañía chilena cuyo principal negocio es la venta de alimentos y mercaderías, en general, en supermercados, el que desarrolla a través de sus formatos Lider, Express de Lider, Ekono, SuperBodega aCuenta y Central Mayorista, distribuidos en todo el territorio nacional desde Arica a Pun
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Salinas, Quiroz Sergio. "Valoración de Walmart Chile S.A. por flujo de caja." Tesis, Universidad de Chile, 2015. http://repositorio.uchile.cl/handle/2250/137008.

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Tesis para optar al grado de Magíster en Finanzas<br>Autor no envía autorización para acceso a texto completo de su documento.<br>En el siguiente documento se valorizara la empresa WALMART CHILE a través de dos métodos aprendidos en el magister: Flujo de caja descontado y método de múltiplos. Walmart Chile S.A. es una compañía chilena cuyo principal negocio es la venta de alimentos y mercaderías, en general, en supermercados, el que desarrolla a través de sus formatos Lider, Express de Lider, Ekono, SuperBodega aCuenta y Central Mayorista, distribuidos en todo el territorio nacional desde
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Enéas, da Silva Minelle. "A contribuição de práticas empresariais responsáveis para o consumo sustentável no varejo de supermercados: o caso Walmart Brasil." Universidade Federal de Pernambuco, 2011. https://repositorio.ufpe.br/handle/123456789/1261.

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Made available in DSpace on 2014-06-12T15:08:46Z (GMT). No. of bitstreams: 2 arquivo8490_1.pdf: 2163566 bytes, checksum: 14ff2afd1959e738d385de7c804915db (MD5) license.txt: 1748 bytes, checksum: 8a4605be74aa9ea9d79846c1fba20a33 (MD5) Previous issue date: 2011<br>Coordenação de Aperfeiçoamento de Pessoal de Nível Superior<br>Sob o contexto emergente do desenvolvimento sustentável, à medida que compromissos e responsabilidades devem ser assumidos por cada stakeholder atuante na realização de suas práticas na sociedade, o estudo do consumo sustentável (CS) é válido tendo em vista que o mesmo en
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Mubarak, Mike, and Karin Lundgren. "Online Shopping: A cross National Empirical study of WalMart and Ica Ettan Västerås." Thesis, Mälardalens högskola, Akademin för hållbar samhälls- och teknikutveckling, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:mdh:diva-12896.

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Saavedra, Urbina Cristián Antonio. "Diseño e implementación de un modelo de gestión de efectivo para Walmart Chile." Tesis, Universidad de Chile, 2014. http://repositorio.uchile.cl/handle/2250/131765.

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Autor no autoriza el acceso a texto completo de su documento hasta el 19/12/2019.<br>Magíster en Gestión y Dirección de Empresas<br>Este proyecto tiene como objetivo mejorar el manejo de efectivo en Walmart Chile a través de un diseño e implementación de un modelo de gestión para la recaudación y administración de flujos de efectivo de Walmart Chile con apego a su principal pilar estratégico de precios EDLP (Every Day Low Price) que exige a sus ejecutivos y mandos intermedios buscar de forma permanente nuevas formas de conseguir la optimización de costos. El alcance de este proyecto es total
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Folkers, Eric, Alfonso Francisco, and Joel Frey. "Walmart Supercenters a suitable alternative to shopping at the commissary for eligible military patrons." Thesis, Monterey, California: Naval Postgraduate School, 2014. http://hdl.handle.net/10945/44562.

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Approved for public release; distribution is unlimited<br>From 1961 to present day, Walmart has expanded its number of Supercenters to 3,336 locations throughout the continental United States, growing to be the most readily accessible grocer in the lower forty-eight states. This thesis will demonstrate that concentrated populations of active duty and retired military personnel are subject to shorter commutes when shopping at Walmart Supercenters rather than military commissaries. This thesis will further demonstrate that the average military base is closer to a Walmart than a military commissa
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Ubilla, Bornand Carolina. "Los procesos de comunicación interna en D&S tras la llegada de Walmart." Tesis, Universidad de Chile, 2011. http://repositorio.uchile.cl/handle/2250/135188.

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Memoria para optar al título de Periodista<br>Diciembre de 2008 fue un mes especial para el sector supermercadista nacional. En una operación sin precedentes en Chile, la compañía norteamericana Walmart –reconocida por ser la empresa más grande del mundo– anunciaba su arribo a Chile, a través de una operación de fusión con la principal firma supermercadista chilena, D&S, propietaria de la marca Líder. Las inquietudes no tardaron en aparecer. Los agentes del mercado especulaban sobre el efecto que la llegada de Walmart tendría en él. Los consumidores, algunos por primera vez, escuchaban
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Prates, Mariana Lima. "Uso do Big Data na construção de valor no varejo: estudo de caso do Walmart." Pontifícia Universidade Católica de São Paulo, 2016. https://tede2.pucsp.br/handle/handle/19657.

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Submitted by Filipe dos Santos (fsantos@pucsp.br) on 2017-01-12T17:50:30Z No. of bitstreams: 1 Mariana Lima Prates.pdf: 2568543 bytes, checksum: 92b10ebce44863fce861a620e45a0659 (MD5)<br>Made available in DSpace on 2017-01-12T17:50:30Z (GMT). No. of bitstreams: 1 Mariana Lima Prates.pdf: 2568543 bytes, checksum: 92b10ebce44863fce861a620e45a0659 (MD5) Previous issue date: 2017-12-20<br>Coordenação de Aperfeiçoamento de Pessoal de Nível Superior - CAPES<br>Several changes in access to information have led the consumer to a new level; consumers today are more accessible to receive, search
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Maphwanya, Ratshidaho. "Supplier development funds as merger remedies : an ex-post review of the Walmart-Massmart merger remedies." Diss., University of Pretoria, 2019. http://hdl.handle.net/2263/73984.

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The purpose of this research was to conduct an ex-post review of the Walmart-Massmart merger remedy, focusing on the impact of the supplier development fund on the SMMEs it supported. The research also considered the impact of the supplier development fund on Walmart-Massmart as the buying firm as well as the use of a panel of experts in designing the fund and how this affected the outcomes achieved. This qualitative research was conducted as a single-sample case study. Interviews were conducted with a representative of Walmart-Massmart, some of the suppliers who participated in the fund, and
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Libros sobre el tema "Walmart"

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Meunier, Hugo. Walmart: Journal d'un associé. Lux éditeur, 2015.

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Martin, Scott B., João Paulo Cândia Veiga, and Katiuscia Moreno Galhera. Labor Contestation at Walmart Brazil. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-74672-8.

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DeMarines, Michael. New Walmart. Lulu Press, Inc., 2010.

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Publications, Roundabout. Walmart Atlas. Roundabout Publications, 2013.

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Powell, Donna Marie. Walmart Experience. Blurb, 2015.

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Medow, Ronn. Walmart Cashier. Page Publishing Inc., 2014.

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Murphy, Frederick. Walmart Exposed. Lulu Press, Inc., 2008.

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Walmart Atlas. Roundabout Publications, 2014.

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editor, Walmars Walmars. People of Walmart, Adult Coloring Book: People from Walmart Coloring, People of Walmart, Walmartians, Adult Coloring Book Walmart , People of Walmart Adult Coloring Book, Walmart 2020, People of Walmart Book, Unofficial Edition. Independently Published, 2019.

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Walmart People Coloring Book: Walmart Adult Coloring Book with Freaky Unofficial Images from Walmart. Independently Published, 2020.

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Capítulos de libros sobre el tema "Walmart"

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Smith, N. Craig, and Robert J. Crawford. "Walmart: Love, Earth (A)." In Managing Sustainable Business. Springer Netherlands, 2018. http://dx.doi.org/10.1007/978-94-024-1144-7_13.

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Martin, Scott B., João Paulo Cândia Veiga, and Katiuscia Moreno Galhera. "Conclusion: Failed Global Diffusion, Walmart’s Exit, and National Institutions." In Labor Contestation at Walmart Brazil. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-74672-8_7.

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Martin, Scott B., João Paulo Cândia Veiga, and Katiuscia Moreno Galhera. "Expansion, Conflictual Cooperation, and Rising Legal Scrutiny: 2003–2014." In Labor Contestation at Walmart Brazil. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-74672-8_4.

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Martin, Scott B., João Paulo Cândia Veiga, and Katiuscia Moreno Galhera. "Labor Contestation Amidst Restructuring, Flexible Labor Reforms, and Walmart’s Exit from Brazil, 2015–2018." In Labor Contestation at Walmart Brazil. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-74672-8_6.

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Martin, Scott B., João Paulo Cândia Veiga, and Katiuscia Moreno Galhera. "Introduction: Labor Contestation at Walmart in Latin America as Test Case of Global Diffusion by Multinationals." In Labor Contestation at Walmart Brazil. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-74672-8_1.

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Martin, Scott B., João Paulo Cândia Veiga, and Katiuscia Moreno Galhera. "Testing Distant Waters: Walmart’s Early Years in Brazil, 1995–2002." In Labor Contestation at Walmart Brazil. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-74672-8_3.

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Martin, Scott B., João Paulo Cândia Veiga, and Katiuscia Moreno Galhera. "Divergent National Patterns of Labor Contestation Surrounding Walmart: Comparisons with Argentina, Chile, and Mexico." In Labor Contestation at Walmart Brazil. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-74672-8_5.

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Martin, Scott B., João Paulo Cândia Veiga, and Katiuscia Moreno Galhera. "Mediations of Global Diffusion: Walmart Meets National Institutions and Nested Agents." In Labor Contestation at Walmart Brazil. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-74672-8_2.

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Zhang, Jiayuan. "Sales Prediction of Walmart Based on Regression Models." In Proceedings of the 2023 International Conference on Finance, Trade and Business Management (FTBM 2023). Atlantis Press International BV, 2023. http://dx.doi.org/10.2991/978-94-6463-298-9_45.

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Yuan, Mindi, Yannis Pavlidis, Mukesh Jain, and Kristy Caster. "Walmart Online Grocery Personalization: Behavioral Insights and Basket Recommendations." In Lecture Notes in Computer Science. Springer International Publishing, 2016. http://dx.doi.org/10.1007/978-3-319-47717-6_5.

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Actas de conferencias sobre el tema "Walmart"

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Rekha, Chinni Swarna, Kanyadara Bala Sathwika, Govapudi Siva Nandini, Rayankula Sumanth, and Syed Shareefunnisa. "Ensemble Strategies for Predicting Walmart Sales Using Regression Models." In 2024 8th International Conference on Inventive Systems and Control (ICISC). IEEE, 2024. http://dx.doi.org/10.1109/icisc62624.2024.00123.

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Latha, S. Bhargavi, C. Dastagiraiah, Ajmeera Kiran, S. Asif, D. Elangovan, and Pundru Chandra Shaker Reddy. "Expression of Concern for: An Adaptive Machine Learning model for Walmart sales prediction." In 2023 International Conference on Circuit Power and Computing Technologies (ICCPCT). IEEE, 2023. http://dx.doi.org/10.1109/iccpct58313.2023.10703709.

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Deng, Siyu. "The Impact of Blockchain Technology on E-Commerce and Supply Chain: Case Studies of Walmart, Sephora, and Blockbuster." In International Conference on Modern Logistics and Supply Chain Management. SCITEPRESS - Science and Technology Publications, 2024. https://doi.org/10.5220/0013329000004558.

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Stanzione, Kaydon, and Daniel Schrage. "History and Future of VTOL Air Freight." In Vertical Flight Society 80th Annual Forum & Technology Display. The Vertical Flight Society, 2024. http://dx.doi.org/10.4050/f-0080-2024-1377.

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Transporting cargo has been a goal of helicopter operations since the earliest days of development. The concept of carrying passengers and cargo from and to remote locations without a runway was originally exploited by the US military in times of peace and war. Early helicopter designs were limited in fixed useful load after onboarding crew and fuel. The 1940's saw helicopters transporting small, lightweight packages on an as-needed basis. The decade of the 1960's started seeing heavy lift helicopters transporting specialty loads in construction and logistics supply, again on an as-needed basi
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Magnani, Alessandro, Feng Liu, Suthee Chaidaroon, et al. "Semantic Retrieval at Walmart." In KDD '22: The 28th ACM SIGKDD Conference on Knowledge Discovery and Data Mining. ACM, 2022. http://dx.doi.org/10.1145/3534678.3539164.

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Frcidbcrg, J., and A. Cerfon. "A tokamak pilot plant at walmart prices." In 2016 IEEE International Conference on Plasma Science (ICOPS). IEEE, 2016. http://dx.doi.org/10.1109/plasma.2016.7533971.

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Qiao, Zihan. "Walmart Sale Forecasting Model Based On LightGBM." In 2020 2nd International Conference on Machine Learning, Big Data and Business Intelligence (MLBDBI). IEEE, 2020. http://dx.doi.org/10.1109/mlbdbi51377.2020.00020.

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Bajaj, Rahul, Kunal Banerjee, Lalitdutt Parsai, et al. "WALTS: Walmart AutoML Libraries, Tools and Services." In 2022 48th Euromicro Conference on Software Engineering and Advanced Applications (SEAA). IEEE, 2022. http://dx.doi.org/10.1109/seaa56994.2022.00013.

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M, Shrieenidhi A., Ruba Roshini S, and P. Ranjana. "Walmart Sales Forecasting Using Time Series Analysis." In 2024 International Conference on Advances in Data Engineering and Intelligent Computing Systems (ADICS). IEEE, 2024. http://dx.doi.org/10.1109/adics58448.2024.10533547.

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Prasetyo, Yanu. "“Keep Our Walmart Open!”: What Happens When Walmart Closes Its Doors and Moves Away from Small Town Rural America?" In Proceedings of the 2nd International Conference on Rural Socio-Economic Transformation: Agrarian, Ecology, Communication and Community Development Perspectives, RUSET 2021, 14-15 September 2021, Bogor, West Java, Indonesia. EAI, 2022. http://dx.doi.org/10.4108/eai.14-9-2021.2317172.

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Informes sobre el tema "Walmart"

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Courtemanche, Charles, Art Carden, Murugi Ndirangu, and Xilin Zhou. Do Walmart Supercenters Improve Food Security? National Bureau of Economic Research, 2018. http://dx.doi.org/10.3386/w24750.

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Pope, Devin, and Jaren Pope. When Walmart Comes to Town: Always Low Housing Prices? Always? National Bureau of Economic Research, 2012. http://dx.doi.org/10.3386/w18111.

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Hunt, Will, and Jacqueline O'Reilly. Rapid Recruitment in Retail: Leveraging AI in the hiring of hourly paid frontline associates during the Covid-19 Pandemic. Digital Futures at Work Research Centre, 2022. http://dx.doi.org/10.20919/alnb9606.

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Increased demand due to the Coronavirus pandemic created the need for Walmart to onboard tens of thousands of workers in a short period. This acted as a catalyst for Walmart to bring forward existing plans to update the hiring system for store-level hourly paid associates in its US stores. The Rapid Recruitment project sought to make hiring safer, faster, fairer and more effective by removing in-person interviews and leveraging machine learning and predictive analytics. This working paper reports on a case study of the Rapid Recruitment project involving semi-structured qualitative interviews
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Stopford, Nikki, and Jacqueline O’Reilly. Innovation Work Chains in US Retail: Automation, Tracking and AI Adoption during the COVID-19 pandemic. Digital Futures at Work Research Centre, 2022. http://dx.doi.org/10.20919/ivrp6984.

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The 2020 global pandemic led to record grocery sales and significantly accelerated the adoption of online retail services. This trend is expected to grow as mainstream retailers aim to keep up with the speed of delivery from ‘digitally native’ competitors and changing consumer expectations. Technological innovation is being introduced to different parts of the retail supply chain leading to a changing landscape for jobs. Here we develop the concept of Innovation Work Chains (IWC). We use this framing to discuss how the introduction of different types of innovative technology are likely to impa
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Tackling the Qualitative Housing Deficit in Costa Rica. Inter-American Development Bank, 2014. http://dx.doi.org/10.18235/0006259.

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An estimated 42 percent of homes in Costa Rica are in need of repair, expansion, or some other improvement, and nearly a quarter ofthose deficient dwellings are so dilapidated as to represent an immediate danger to those who live in them. The poorer the family, the more serious the problem: an estimated 83 percent of deficient housing is occupied by families living at the base of the pyramid (BOP). Although there is demand for home improvement loans, nearly 40 percent of the BOP is completely excluded from the formal financial system because loan rates, amounts, and terms are not tailored to t
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