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1

KAR, ANDREAS. "Retail Banking in the Contemporary Financial Environment." JOURNAL OF SOCIAL SCIENCE RESEARCH 9, no. 1 (2015): 1792–95. http://dx.doi.org/10.24297/jssr.v9i1.3776.

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Which challenges does the retail banking industry face nowadays? Walking on the path of M. Porters theories, the author tries to open a window in the retail bankings present and future, the challenges the industry faces, the main forces that shape the competition, the strategies deployed in order to create a competitive advantage for the industry players, and a short prognosis for the industrys future
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Mashoof, Hedieh, and Fataneh Alizadeh Meshkani. "Strategic positioning in banking industry: Evidence from banking industry." Management Science Letters 4, no. 8 (2014): 1715–24. http://dx.doi.org/10.5267/j.msl.2014.7.012.

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Banking A, Digital. "Digital Banking - A Commercial Tool for Banking Industry." International Journal of Science and Research (IJSR) 11, no. 3 (2022): 1144–45. http://dx.doi.org/10.21275/mr22323112721.

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Moshirian, Fariborz, and Qiongbing Wu. "Banking industry volatility and banking crises." Journal of International Financial Markets, Institutions and Money 19, no. 2 (2009): 351–70. http://dx.doi.org/10.1016/j.intfin.2008.02.002.

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Goyal, Akhil, and Dr Sudhinder Singh Chowhan. "Indian Banking Industry- Customer Satisfaction." Indian Journal of Applied Research 3, no. 1 (2011): 95–98. http://dx.doi.org/10.15373/2249555x/jan2013/38.

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A. SHARMILA, A. SHARMILA. "CRM in the Banking Industry." International Journal of Scientific Research 3, no. 4 (2012): 23–26. http://dx.doi.org/10.15373/22778179/apr2014/235.

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Heema Patadiya, Akshay Patel, Falguni Rahevar, and Dr. Darshanaben Dipakkumar Pandya. "Revolutionizing Banking Industry : The Role of Fintech in Modern Banking Industry." International Journal of Scientific Research in Computer Science, Engineering and Information Technology 11, no. 4 (2025): 20–25. https://doi.org/10.32628/cseit25113448.

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The rise of Financial Technology (Fintech) is transforming the global financial ecosystem in significant ways. This project explores the growing impact of fintech on the banking industry, highlighting how technological innovations are reshaping traditional banking practices. The fusion of finance and digital technology has ushered in a new era of online and mobile banking, offering faster, more affordable, and more convenient financial services for both individuals and businesses. Fintech innovations—such as mobile wallets, contactless payments, peer-to-peer lending, blockchain platforms, and
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Albertson, Robert B. "Understanding Banking Industry Basics." AIMR Conference Proceedings 1992, no. 4 (1992): 7–17. http://dx.doi.org/10.2469/cp.v1992.n4.2.

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L, Rayees Ahmed, and Sulaiman J. "Advancements in Banking Industry." Shanlax International Journal of Management 6, no. 1 (2018): 26–31. https://doi.org/10.5281/zenodo.1323054.

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The changes and development of bank advancements in technologies and other aspects of industry, helps the banks to grow fast and also it enables the customers to use product wisely. Transformation of banking industry from dust of ledger accounts to computerised for the increase of revenue, enhance customer experience, minimize cost structure and manage enterprise risk. Banks already engaged in services like ATM, Credit and Debit Cards, there are collaborations or partnering solution with foreign banks to outsource their work. The providers are fin-tech, finacle and others are playing an import
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10

G.V. Kori, G. V. Kori, and Basavaraj Huggi. "Customer Relationship Management” - In Banking Industry." Indian Journal of Applied Research 1, no. 7 (2011): 34–36. http://dx.doi.org/10.15373/2249555x/apr2012/11.

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Muthu, Dr K. Marutha, and T. A. Tamilselvi T. A.Tamilselvi. "Financial Inclusion - Role Of Banking Industry." Indian Journal of Applied Research 1, no. 7 (2011): 166–67. http://dx.doi.org/10.15373/2249555x/apr2012/55.

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Garg, Dr Ajay Kumar. "Banking Industry and Customer Relationship Management." Indian Journal of Applied Research 3, no. 8 (2011): 432–34. http://dx.doi.org/10.15373/2249555x/aug2013/139.

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Dr.C.BALAJI, Dr C. BALAJI. "Role of Information Technologyin Banking Industry." Global Journal For Research Analysis 3, no. 8 (2012): 21–22. http://dx.doi.org/10.15373/22778160/august2014/7.

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Tiwary, Bind Kumar. "Indian Banking Industry: Competition And Opportunities." International Journal of Scientific Research 1, no. 3 (2012): 65–67. http://dx.doi.org/10.15373/22778179/aug2012/22.

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15

D, Shailaja, and Ramesh O. Olekar. "Green Banking-A Revolution in the Banking Industry." International Journal of Management Research and Social Science 7, no. 4 (2021): 122–25. http://dx.doi.org/10.30726/ijmrss/v7.i4.2020.74023.

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Widyastuti, Ratna Sri, and Boedi Armanto. "BANKING INDUSTRY COMPETITION IN INDONESIA." Buletin Ekonomi Moneter dan Perbankan 15, no. 4 (2013): 401–34. http://dx.doi.org/10.21098/bemp.v15i4.433.

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This paper analyzes the competition level of banking industry, prior and after the introduction of Indonesian Banking Architecture (API). Using panel data, the result shows the competition of banking decreased after the introduction of API, with large tendency to monopoly or collusive olligopoly. For the bank with niche market such as regional bank and mix bank, the introduction of API did not affect much, while the competition level for foreign bank is the lowest one. Non price variable would be the main determinant on banking competition in the future, including number of branches, wage and
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17

He, Yuwei. "Risk spillover effect of real estate industry and banking industry." Highlights in Business, Economics and Management 19 (November 2, 2023): 85–94. http://dx.doi.org/10.54097/hbem.v19i.11766.

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The relationship between the real estate market and the banking industry has always been concerned, and its fluctuation may have a significant impact on the banking industry. In order to deeply understand this influence mechanism, this study uses DCC-GARCH model to analyze the sample data from 2012 to 2022, and reveals the volatility linkage between the real estate market and the banking industry, so as to more accurately analyze the risk transmission effect, with a view to providing support for risk management and policy formulation and helping to establish a more stable and sustainable finan
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18

Shraddha, Deoda. "Indian Banking Industry: Challenges and Opportunities." Journal of Research in Business, Economics and Management 1, no. 1 (2015): 1–6. https://doi.org/10.5281/zenodo.3969738.

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The banking industry in India has a huge canvas of history, which covers the traditional banking Practices from the time of Britishers to the reforms period, nationalization to privatization of banks and now increasing numbers of foreign banks in India. Therefore, Banking in India has been through a long journey. Banking industry in India has also achieved a new height with the changing times. The use of technology has brought a revolution in the working style of the banks. Nevertheless, the fundamental aspects of banking i.e. trust and the confidence of the people on the institution remain th
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Shraddha, Deoda. "Indian Banking Industry: Challenges and Opportunities." Journal of Research in Business, Economics and Management 1, no. 1 (2015): 1–6. https://doi.org/10.5281/zenodo.3982125.

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The banking industry in India has a huge canvas of history, which covers the traditional banking Practices from the time of Britishers to the reforms period, nationalization to privatization of banks and now increasing numbers of foreign banks in India. Therefore, Banking in India has been through a long journey. Banking industry in India has also achieved a new height with the changing times. The use of technology has brought a revolution in the working style of the banks. Nevertheless, the fundamental aspects of banking i.e. trust and the confidence of the people on the institution remain th
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20

Aduaka, Uchenna, and Olawumi Dele Awolusi. "Electronic Banking and Profitability in the Nigerian Banking Industry." Information Management and Business Review 12, no. 2(I) (2020): 20–37. http://dx.doi.org/10.22610/imbr.v12i2(i).3086.

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The primary objective of this study was to assess the impact of electronic banking on profitability in the Nigeria banking industry. An inferential survey research design was adopted. Primary data were collected through questionnaires from both staff and customers of the surveyed bank. It was complemented with secondary data sourced from the company’s audited financial statements for the period 2010 to 2017. Data collected were analyzed using both descriptive and inferential statistics while testing of the hypotheses was done using multiple regression analysis. The study revealed that cards pl
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21

Tannebaum, Carl R. "The Incredible Shrinking Banking Industry." Business Economics 42, no. 4 (2007): 16–21. http://dx.doi.org/10.2145/20070402.

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22

Shashikala, K. "Digital disruption in banking industry." International Journal of Social and Economic Research 9, no. 3 (2019): 56. http://dx.doi.org/10.5958/2249-6270.2019.00019.9.

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23

Easa, Nasser Fathi. "Knowledge Management at Banking Industry." International Journal of Customer Relationship Marketing and Management 10, no. 2 (2019): 21–34. http://dx.doi.org/10.4018/ijcrmm.2019040102.

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The present research reviews the literature had been done on knowledge management (KM) in the banking industry in different countries and provides further guidelines to ensure successful implementation of KM in banks. The findings indicated that the application of KM in banks started at the World Bank in 1996 and was followed by banks in several developed countries then spread out to different places in developing counties. The majority of banks in Western developed countries such as the UK and USA, Canada and Germany, are both human- and technology-oriented in terms of managing knowledge. The
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24

a, Chanderjeet. "ORGANIZATIONAL DEVELOPMENT IN BANKING INDUSTRY." International Journal of Advanced Research 5, no. 7 (2017): 2256–58. http://dx.doi.org/10.21474/ijar01/4968.

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Adjei, Elvis A., and Shanti P. Chakravarty. "Banking industry liberalisation in Ghana." Review of Development Finance 2, no. 2 (2012): 93–99. http://dx.doi.org/10.1016/j.rdf.2012.01.006.

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Gengler, Barbara. "Banking Industry Technology Secretariat (BITS)." Computer Fraud & Security 1999, no. 9 (1999): 8. http://dx.doi.org/10.1016/s1361-3723(00)86997-3.

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Sekar, Hemavathi. "Computerisation of Indian Banking Industry." Indian Economic Journal 45, no. 1 (1997): 146–51. http://dx.doi.org/10.1177/0019466219970112.

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Lin, Pei-Chien, and Ho-Chuan (River) Huang. "Banking industry volatility and growth." Journal of Macroeconomics 34, no. 4 (2012): 1007–19. http://dx.doi.org/10.1016/j.jmacro.2012.08.004.

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Laili, Nindya Nuriswati, Dinar Ari Prasetyo, and Winarno Winarno. "ASEAN banking industry performance analysis." Diponegoro International Journal of Business 6, no. 2 (2023): 128–41. http://dx.doi.org/10.14710/dijb.6.2.2023.128-141.

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This research focuses on the banking industry in ASEAN. The ASEAN economy is one of the economic forces that needs to be considered. This is due to the fast and significant economic growth of ASEAN even in the midst of the 2008 financial crisis. In this study, we will look at the specific influence of banks, industry, macroeconomics and Country Governance Indicators in determining banking performance in ASEAN. The research period was taken during the post-crisis period, namely 2011 to 2019. The dependent variable used was bank performance as proxied by EARTA, while the independent variables we
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30

Miani, Stefano, and Demeh Daradkah. "The banking industry in Jordan." Transition Studies Review 15, no. 1 (2008): 171–91. http://dx.doi.org/10.1007/s11300-008-0168-1.

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Daradkah, Demeh, and Stefano Miani. "The Banking Industry in Egypt." Transition Studies Review 18, no. 1 (2011): 65–84. http://dx.doi.org/10.1007/s11300-011-0192-4.

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32

K, Bhavani, and R. Chaitra T. "E-Banking." Shanlax International Journal of Commerce 6, S1 (2018): 124–28. https://doi.org/10.5281/zenodo.2532965.

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As an aid for the advancement of the digitalized country, in India all the businesses are moving towards the Electronic Media to cope-up with the digitalization. E-Banking is one among those which is switching over the electronic mode that is making the service reach the customers in less time with not much of effort. But yet the customers are not prepared to rely on such improvisation as there is a lot of measures, yet to be taken up for the sector to work on its security level and educating the customer for the utilization of such revolution. The age-old paper w
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Niroula, Anil, and Shruti Adhikari. "Machine learning, banking, industry, digitalization, innovation." American Journal of Finance and Business Management 3, no. 1 (2024): 62–72. http://dx.doi.org/10.58425/ajfbm.v3i1.286.

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Aim: The application of artificial intelligence (AI) offers an encouraging avenue for developments in the banking industry. Methods: The study adopted a scoping review of methodology to provide a comprehensive overview of relevant research regarding the potential uses and challenges of AI in banking. Consumer expectations have evolved, emphasizing features such as payment gateways, swift transactions, and resilient banking services. Results: Major utilization of the AI in banking industry includes enhanced customer engagement, satisfaction, and relationships, personalized financial guidance, s
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34

Roy, Shweta, Kavita Mahar, S. Chandra Sekhar, and Basha S. Mahabub. "Indian Banking Industry: Challenges and Opportunities." International Journal of Management and Development Studies 12, no. 10 (2023): 08–15. http://dx.doi.org/10.53983/ijmds.v12n10.002.

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Traditional banking practices from the British era, through the reforms era, nationalization, privatization, and the rise of an ever-increasing number of international banks in India, all comprise a vast canvas that makes up India's banking industry's history. Thus, the development of banking in India has been a protracted process. Keeping pace with the trends, India's banking sector has also reached new heights. Banks' methods of operation have undergone a dramatic transformation as a result of technological advancements. The danger of a lack of work-life balance is particularly evident in th
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Dr., V. Saikumari, and Anupriya K. "THE IMPACT OF E-BANKING ON THE DEVELOPMENT OF BANKS." International Journal of Advanced Trends in Engineering and Technology 3, no. 1 (2018): 150–55. https://doi.org/10.5281/zenodo.1250103.

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The banking industry has undergone immense changes with the introduction of information technology (IT). Electronic banking products and services have become increasingly popular in the past three decades as the banking industry operating in a complex and competitive environment has experienced the awareness to serve its customers electronically. The results show that e-banking has increased the profitability of banks, it has enabled the banks to meet their costs and earn profits even in the short span of time. For banks, the main motive to adopt e-banking is to increase their clients and to r
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Abaidoo, Rexford, and Elvis Kwame Agyapong. "Banking industry stability and investment dynamics." Journal of Financial Regulation and Compliance 30, no. 2 (2021): 215–39. http://dx.doi.org/10.1108/jfrc-06-2021-0049.

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Purpose This paper aims to evaluate how strands of differing investments influence stability in the banking industry using data from 37 countries in Sub-Sahara Africa from 2000 to 2018. Design/methodology/approach Empirical analyses in the study were carried out using a two-step system Generalized Method of Moments estimation methodology. Findings Empirical results suggest that generally, growth in investments by governments, foreign investments and private domestic investments have a significant positive impact in stabilizing the banking industry. The empirical estimates further suggest that
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Chaturvedi, Pritha, and Sumit Kumar Sinha. "CONTROLLING THE NPA IN THE INDIAN BANKING INDUSTRY: THE ROLE OF GREEN BANKING." BSSS Journal of Management 14, no. 1 (2023): 20–30. http://dx.doi.org/10.51767/jm1403.

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The success of the Swadeshi movement, which emphasizes comprehensive and sustainable development, is the primary means by which the Indian government hopes to achieve Atmanirbhar Bharat. It is crucial to remember to create an atmosphere that is favorable for the creation of locally produced, cost-effective goods and services with minimal negative environmental effects. Due to the availability of smart technology, we saw that numerous financial transactions happened quickly during the lockdown caused by COVID 19. Banking institutions are relying on technology to strengthen their risk monitoring
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Amalia, Fitri, and Mustafa Edwin Nasution. "PERBANDINGAN PROFITABILITAS INDUSTRI PERBANKAN SYARIAH DAN INDUSTRI PERBANKAN KONVENSIONAL MENGGUNAKAN METODE STRUKTUR KINERJA DAN PERILAKU." Jurnal Ekonomi dan Pembangunan Indonesia 7, no. 2 (2007): 159–79. http://dx.doi.org/10.21002/jepi.v7i2.159.

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Positive correlation between concentration and profitability is not always a result of collusion. Market concentration can be a proxyfor efficiency and product differentiation that have done by company. The company that can be mentioned efficient and have done product differentiation can improve market share, and industry that consist of the company has tendency to be concentrated. This research tries to prove whether market share and concentration in Islamic and conventional banking industry as proxy to efficient. If it is proven, so there is no relationship between market share and concentra
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Ali, Mohammed, and Xu Feng Ju. "The Antecedents of Information System Success in The Banking Industry." INTERNATIONAL JOURNAL OF MANAGEMENT SCIENCE AND BUSINESS ADMINISTRATION 5, no. 5 (2019): 43–58. http://dx.doi.org/10.18775/ijmsba.1849-5664-5419.2014.55.1005.

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The transformation of various organizations into an innovative technology, specifically, information system (IS), should have a positive impact the flow of work procedure within the banking industry. The main aims of this study is to recognize the success of banking systems from users’ perspective, who work in banking industries. This study is motivating due to the rapid growth of applying IS in the banking industry’s in developing countries such as Sudan which is require more evaluation. In this study, the DeLone and McLean (D&M) model applied as one of the major models that assess the su
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Al Arif, Mohammad Nur Rianto, and Rahmi Rahmawati. "Macroeconomic Variables and Profitability in the Indonesian Islamic Banking Industry." El-Barka: Journal of Islamic Economics and Business 4, no. 1 (2021): 1–17. http://dx.doi.org/10.21154/elbarka.v4i1.2778.

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Profitability level is one of performance indicator in banking industry, including the Islamic banking industry. The purpose of this study is to analyse the short-run and long-run impact of macroeconomics variables to profitability in the Indonesian Islamic banking industry. The method that used in this paper is vector error correction models (VECM). The variables that used in this paper are industrial production index, inflation, exchange rate, the Bank Indonesia’s rate, and stock exchange composite index. The result shows that in the long-run, all of the macroeconomics variables affect signi
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Alfathin, Akmal, and Tettet Fitrijanti. "ANALISIS KINERJA INDUSTRI PERBANKAN SYARIAH DENGAN PENGUKURAN TOTAL ASET PADA BANK SYARIAH YANG MENGUNGKAPKAN DANA ZAKAT DAN KEBAIKAN." Review of Accounting and Business 1, no. 1 (2020): 18–34. http://dx.doi.org/10.52250/reas.v1i1.332.

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This research was conduct to examine the effect of compilation party funds (DPK), Financing to Deposit Ratio (FDR), zakat funds and benevolence funds on total assets of Islamic banking and to see the contribution of the Islamic banking industry to the national banking industry by employing the random effect model method and analysis of secondary data processing. This research uses a five-year (2014-2018) of Islamic banking. The result of random effect model shows that influence simultaneously variable to Total asset Islamic banking. The secondary data processing show contribution From Islamic
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Ayeni, Akintunde, Oloruntoba David, and Arandong Jamok. "INTERNET BANKING AND FINANCIAL INTERMEDIATION IN THE NIGERIAN BANKING INDUSTRY." International Journal of Operational Research in Management, Social Sciences, and Education 8, no. 1 (2022): 45–62. http://dx.doi.org/10.48028/iiprds/ijormsse.v8.i1.04.

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The acceptance and deployment of internet banking service is expected to improve financial intermediation banking system by reducing cost of transactions, enhancing liquidity and increased financial intermediation. However, this is a far cry to what is being experienced in the Nigerian banking industry, as credit flow from banks have been on the decline. It has been revealed that the total credit from banks to the economy recorded a decline of #135.8bn from #15.74tn at the end of the fourth quarter of last year to #15.6tn in the first three months of 2020. These revelations suggest that Nigeri
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Arif, Mohammad Nur Rianto Al, and Uut Tri Cahyani. "Branchless banking and profitability in the Indonesian Islamic banking industry." Jurnal Ekonomi & Keuangan Islam 7, no. 2 (2021): 154–60. http://dx.doi.org/10.20885/jeki.vol7.iss2.art4.

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Bukhari, Syed Asim Ali, Fathyah Hashim, and Azlan Amran. "The Journey of Pakistan’s Banking Industry Towards Green Banking Adoption." South Asian Journal of Business and Management Cases 9, no. 2 (2020): 208–18. http://dx.doi.org/10.1177/2277977920905306.

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Green Banking adoption has gained momentum in the past few decades in both the developed and developing economies. The green movement in the banking sector has been triggered due to its potentially adverse role in global natural environmental degradation and natural resource depletion. A number of banking operations have the potential to harm the natural environment, both directly and indirectly. Due to this, many countries have started working on greening their banking sectors. Pakistan is among the top countries threatened by climate change, environmental degradation and resource depletion.
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Morris, Theresa. "Branch Banking and Institutional Racism in the U.S. Banking Industry." Humanity & Society 32, no. 2 (2008): 144–67. http://dx.doi.org/10.1177/016059760803200204.

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Gottipati, Kalyan. "The Impact of Open Banking Regulations on the Banking Industry." International Journal of Computer Trends and Technology 72, no. 9 (2024): 93–101. http://dx.doi.org/10.14445/22312803/ijctt-v72i9p114.

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Johar, R. S., and D. Suhartanto. "The Adoption of Online Internet Banking in Islamic Banking Industry." IOP Conference Series: Materials Science and Engineering 662 (November 20, 2019): 032032. http://dx.doi.org/10.1088/1757-899x/662/3/032032.

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Le, Long Hau, Truong An Duong, and Tan Nghiem Le. "Banking Competition and Efficiency: The Case of Vietnamese Banking Industry." International Journal of Financial Research 11, no. 2 (2020): 453. http://dx.doi.org/10.5430/ijfr.v11n2p453.

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This paper is to investigate the impact of competition on the efficiency of the banking industry in Vietnam. Data are collected from the audited annual financial statements and the annual reports of 30 commercial banks during the period of 2010 – 2017. Lerner index is used to measure the market power of bank, while Data Envelope Analysis is employed to estimate the technical efficiency of bank. The impact of competition on the operational efficiency of commercial banks is estimated by Panel Vector Autoregressive model (PVAR). The empirical results seem to indicate that there is a positive impa
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Jamshidi, Dariyoush, Nazimah Hussin, and Fatemeh Darougheh Hazrati. "Islamic Banking Scheme : A New Silver Bullet in Banking Industry." Nigerian Chapter of Arabian Journal of Business and Management Review 3, no. 4 (2015): 39–44. http://dx.doi.org/10.12816/0014510.

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Hassan, M. Kabir, William J. Hippler, and Walter Lane. "U.S. community banking performance." Corporate Ownership and Control 13, no. 1 (2015): 1150–65. http://dx.doi.org/10.22495/cocv13i1c10p3.

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Community banking plays an important role in financial intermediation in the United States, especially in the context of providing financing in smaller, rural markets and for small businesses. However, recent trends in regulation, the economic environment, and industry practices have led to a significant decline in the amount of FDIC-chartered institutions that qualify as community banks. In addition, the share of community-bank-held assets in the United States is declining as well. The decline of the community banking industry has significant implications for the efficiency and growth of the
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