Gotowe bibliografie tematyczne / Credit Utilization

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Gotowa bibliografia na temat „Credit Utilization”

Autor: Grafiati

Data publikacji: 3 czerwca 2025

Data aktualizacji: 31 lipca 2025

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Artykuły w czasopismach na temat "Credit Utilization"

Agarwal, Sumit, Brent W. (Brent William) Ambrose, and Chunlin Liu. "Credit Lines and Credit Utilization." Journal of Money, Credit, and Banking 38, no. 1 (2006): 1–22. http://dx.doi.org/10.1353/mcb.2006.0010.

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Kabayiza, A., G. Owuor, K. J. Langat, P. Mugenzi, and F. Niyitanga. "Does credit utilization lead to increasing farm outcome? a micro-perspective of tea production from Rwanda." Agro-Science 20, no. 2 (2021): 92–100. http://dx.doi.org/10.4314/as.v20i2.15.

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Credit is a crucial factor for tea growers to pay for physical farm inputs mainly input fertilizers, research and development of high yielding tea clones and labour in order to improve the production of green tea leaf and to meet factories’ demand for raw materials. However, mismanagement of accessed credits by farmers has been reported among the snags affecting the sector development. The study analyzed the determinants and impact of credit utilization on farm income among smallholder tea growers in Nyaruguru District, Rwanda. Crosssectional tea household level data were collected from 358 fa

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AKIMANA, Lahaï Roy Avel. "Analysis of the Relationship between Women Access of Micro Credit and Women Utilisation of Micro Credit in Rwanda." Global Journal of Research in Humanities & Cultural Studies 3, no. 1 (2023): 5–23. https://doi.org/10.5281/zenodo.7658384.

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The study aimed to analyze of the relationship between women access of micro credit and women utilization of micro credit in Rwanda specifically to determine the level of women access to microfinance in BRAC Microfinance, to establish the factors influencing women‘s utilization of microfinance BRAC Microfinance and to analyze the relationship between women‘s access to microfinance and women‘s utilization of microfinance in BRAC Microfinance. The study adopted a descriptive research design. The study population was 1200 BRAC Microfinance women customers; a sample of 64 respond

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Akinrotimi, Abiodun Festus, Ife Oluwasina Adeyemi, Olanrewaju Peter Oladoyin, and Tolulope Seun Olubunmi-Ajayi. "Assessment of Gender Inclusion in Credit Utilization among Farmers in Ondo State, Nigeria." Asian Journal of Advances in Agricultural Research 24, no. 11 (2024): 40–48. http://dx.doi.org/10.9734/ajaar/2024/v24i11562.

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This study evaluates gender inclusion in credit utilization among farmers in Ondo State, Nigeria. The research aimed to analyze the nature of credit accessed, identify factors influencing credit utilization and access, and assess the constraints faced by male and female farmers. Data were collected from 120 farmers using a structured questionnaire and analyzed using descriptive statistics, linear regression, and logit regression models. Findings revealed that male farmers were more likely to access both formal and informal credit than female farmers, with 79.3% of males applying for credit com

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Al-Zoubi, A. Y., and Mamoun Aldmour. "Refining the Process of Credit Transfer of MOOCs with the Utilization of ChatGPT and Blockchain." International Journal of Emerging Technologies in Learning (iJET) 18, no. 18 (2023): 23–34. http://dx.doi.org/10.3991/ijet.v18i18.43089.

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Transferring credits between universities worldwide is challenging and time consuming, and usually follows strict and complicated administrative guidelines. Students may encounter severe difficulties during such a process, primarily if they rely on those credits to transfer to another school or graduate on time. Universities may also find it challenging to compare massive online open courses (MOOCs) to courses offered in their traditional programs due to the need for more uniformity in course content and academic rigor. Administrators and professors may struggle to determine whether students h

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Lokesha and Iqbal Thonse Hawaldar. "Impact of factors on the utilization of agricultural credit of banks: an analysis from the borrowers’ perspective." Banks and Bank Systems 14, no. 1 (2019): 181–92. http://dx.doi.org/10.21511/bbs.14(1).2019.16.

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Agricultural credit is required for the development of agriculture scenario in any economy. Commercial, cooperative and regional rural banks have extended agricultural credit to the farmers in Dakshina Kannada district of India. The effectiveness of agricultural credit system depends on the utilization of credit funds by the borrowers. The present study made an attempt to understand the factors influencing the utilization of agricultural credit of banks in Dakshina Kannada. The study used primary and secondary data. Primary data are gathered from the borrowers of banks operating in Dakshina Ka

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Voloshyn, I. "Predicting the Utilization Rate and Risk Measures of Committed Credit Facilities." Visnyk of the National Bank of Ukraine, no. 240 (June 25, 2017): 14–21. http://dx.doi.org/10.26531/vnbu2017.240.014.

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This study proposes a model for predicting the expected drawn amount of credit facilities. To model the committed credit facilities we rely on the conditional expected utilization rate derived from a joint truncated bivariate probability distribution. The expected monthly liquidity conversion factors for corporate credit lines are compared to actuals and the bivariate normal distribution is concluded to be appropriate for a practical estimate of the future utilization rate.

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ASHIS, KUMAR SA, and NAMITA SHARMA Dr. "A STUDY ON INDEBTEDNESS OF AGRICULTURAL HOUSEHOLD AND UTILIZATION PATTERN OF INSTITUTIONAL CREDIT ON THE BASIS OF SIZE OF OPERATIONAL HOLDINGS." Seybold Report Journal 18, no. 03 (2023): 2278–86. https://doi.org/10.5281/zenodo.8242830.

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This study examines the debt patterns of agricultural households and their use of institutional credit in different categories of landowners, namely small, marginal, medium, medium and large. The indebtedness of farm households has significant implications for their financial stability, productivity, and overall welfare. By analyzing the different levels of debt and the use of institutional credit, this study sheds light on the financial dynamics of farm households. Preliminary findings suggest access to credit increases as farm size increases, marginal & small farmers need short term cred

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Abstract This study examines the debt patterns of agricultural households and their use of institutional credit in different categories of landowners, namely small, marginal, medium, medium and large. The indebtedness of farm households has significant implications for their financial stability, productivity, and overall welfare. By analyzing the different levels of debt and the use of institutional credit, this study sheds light on the financial dynamics of farm households. Preliminary findings suggest access to credit increases as farm size increases, marginal & small fa

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Meghana, Y. L., J. J. Makadia, and N. A. Kalola. "Credit utilization pattern of Kisan Credit Card in South Gujarat." INTERNATIONAL RESEARCH JOURNAL OF AGRICULTURAL ECONOMICS AND STATISTICS 9, no. 1 (2018): 31–34. http://dx.doi.org/10.15740/has/irjaes/9.1/31-34.

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Rozprawy doktorskie na temat "Credit Utilization"

Axelsson, Martin, and Filip Lundin. "The Impact of Financial Performance on SMEs Utilization of Trade Credit : A Descripto-Explanatory Study of the Swedish Market." Thesis, Umeå universitet, Företagsekonomi, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-126478.

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Debt and financial leverage have for long been a well debated topic in managerial finance since the revolutionizing theories developed by Modigliani & Miller. Researchers have for many consecutive years reviewed the relationship between the choices of financing and its impact on financial performance. However, many of the theories developed have gained critique due to their limited applicability to small- and medium-sized enterprises, since they often neglect market imperfections. More specifically, small- and medium-sized enterprises (SMEs) have fewer available sources of funds compared

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CERRUTI, GIANLUCA. "Essays in Applied Economics." Doctoral thesis, Università degli studi di Genova, 2021. http://hdl.handle.net/11567/1048850.

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Chapter 1. Migrant Perceptions and Extreme Right Voting. The Role of Historic Sea Trade. In this chapter, we examine the connection between political ideologies and migrant perception. We test the hypothesis that a negative perception of migrants influences individuals’ far-right political positioning. In order to address likely endogeneity issues, we rely on historical Genoese and Venetian trade routes to Africa between XI and XIV century. Having routes to Africa in the Middle Ages implied hosting slave communities, as well as communities of sailors who met Muslims in Islamic ports. Thus, it

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SHU-CHUAN, YANG, and 楊淑娟. "The Study of Reward Program’s Impacts on the Credit Card Utilization Intention Using Planned Behavior Theory." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/75888427592881996341.

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碩士 國立臺北大學 企業管理學系碩士在職專班 100 The objective of this research is to study the impact of the credit card reward program on the willingness of credit card holders. And apply the theory of planning behavior to analyze the relationships and effects on the credit card reward program of the using attitude, the subjective norm and the perceived behavioral control of the credit card holders. In addition to explore the effect of sale promotion by multiple credit cards reward program. In this study, the survey of credit card holders is to achieve the following research purposes: 1. Through the

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Lin, Chia-Jung, and 林佳蓉. "An Application and Analysis of A Credit Risk Model-Case studies for The Utilization of Long-Term Funding." Thesis, 2001. http://ndltd.ncl.edu.tw/handle/46011650552493261545.

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碩士 國立中山大學 財務管理學系研究所 89 On a basis of the development of credit risk models, this study aims to help managers of financial institutions understand the development of the models so as to develop their own model that will provide objective and reasonable references for banks to decide the lending rate. Furthermore, this study used "Utilization of Long-Term Funding" as the object and studied individual cases of approved loans. By using risk neutral evaluation method to study the difference between the lending rate of loans and the risk-free interest rate of public bonds, to extract imp

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Kwon, Taegun. "Consequences, repair, and utilization of an induced double-strand break in the chloroplast DNA of Arabidopsis and tobacco." Thesis, 2011. http://hdl.handle.net/2152/ETD-UT-2011-05-2819.

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In mature chloroplasts, the DNA (cpDNA) is surrounded by a potentially genotoxic environment that would make the mitochondrial DNA milieu look like a “nadree” (picnic). And yet, the slower evolution of cpDNA compared to other cellular genomes suggests that this organelle must have efficient mechanisms for repairing DNA. Unfortunately, those mechanisms have been barely noted, much less studied. This dissertation describes a novel approach that was developed to study how chloroplasts of Arabidopsis repair the most severe form of DNA damage, a double-strand break (described in Chapter 2). The suc

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Książki na temat "Credit Utilization"

Kaushil, S. Rural credit availability and utilization in Haryana: An anlytical and policy-prescriptive study. Haryana Institute of Rural Development, 2003.

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Aryeetey, Ellen Bortei-Doku. Operation, utilization and change in rotating susu savings in Ghana. Institute of Statistical, Social and Economic Research (ISSER) University, 1996.

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Joshi, Sanjeev. Availability, accessibility, and utilization of credit facilities extended by banking sector to Muslim minority community in Kachcha district of Gujarat. RBI Endowment Unit, Department of Banking and Business Finance, Faculty of Commerce, M.S. University of Baroda, 2000.

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Singh, Partap. Co-operative agricultural finance: Utilization and overdues, a study with reference to Patiala district. National Book Organization : Sole distributor, Sehgal Publishers Service, 1986.

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Singh, Partap. Co-operative agricultural finance: Utilization and overdues : a study with reference to Patiala District. National Book Organisation, 1986.

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United States. General Accounting Office., ed. Low-income housing tax credit utilization and syndication: Statement of John M. Ols, Jr., Director, Housing and Community Development Issues, Resources, Community and Economic Development Division, before the Subcommittee on HUD/Moderate Rehabilitation Investigations, Committee on Banking, Housing, and Urban Affairs, United States Senate. The Office, 1990.

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United, States Congress Senate Committee on Banking Housing and Urban Affairs. Department of Commerce first annual report on the international economic position of the United States, 1993: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Third Congress, first session, on report on the current efforts to improve America's international trade position as required under the Export Enhancement Act of 1992, June 22, 1993. U.S. G.P.O., 1993.

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1950-, Bloom Barbara, Gift Helen C, Jack Susan S, and National Center for Health Statistics (U.S.), eds. Dental services and oral health: United States, 1989. U.S. Dept. of Health and Human Services, Public Health Service, Centers for Disease Control and Prevention, National Center for Health Statistics, 1992.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Department of Commerce first annual report on the international economic position of the United States, 1993: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Third Congress, first session, on report on the current efforts to improve America's international trade position as required under the Export Enhancement Act of 1992, June 23, 1993. U.S. G.P.O., 1993.

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Kreycik, Claire. Financing public sector projects with clean renewable energy bonds. National Renewable Energy Laboratory, U.S. Dept. of Energy, Office of Energy Efficiency and Renewable Energy, 2009.

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Części książek na temat "Credit Utilization"

Datta, Srimoyee, and Tarak Nath Sahu. "Credit Utilization Pattern of the Borrowers." In Financial Inclusion and Livelihood Transformation. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-4141-4_4.

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Altunöz, Utku. "Forecasting the Effect of Credit Utilization Rate on Inflation Volatility in Turkey." In Eurasian Studies in Business and Economics. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-64140-4_12.

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Woo, Sejun, Eiji Murakami, and Hiroshi Takahashi. "Developing an Energy Utilization Mechanism for Sustainable Societies: Household Fuel Cells (Ene-Farm), the J-Credit Scheme, and Collaborative Models." In Lecture Notes in Computer Science. Springer Nature Singapore, 2025. https://doi.org/10.1007/978-981-96-7071-0_19.

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Barus, Rony Ukurta, Isfenti Sadalia, and Chairul Muluk. "Analysis of MSME Financial Intelligence Level in the Utilization of Peer-to-Peer (P2P) Lending as a Financing Alternative in Batam City." In Proceedings of the 19th International Symposium on Management (INSYMA 2022). Atlantis Press International BV, 2022. http://dx.doi.org/10.2991/978-94-6463-008-4_27.

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Abstract Micro, Small, and Medium Enterprises (MSME) is Indonesia’s main corporate sector, with 97% of Indonesia’s total workforce. Capital fulfillment is one of the obstacles to MSME’s development. While most Indonesian MSMEs have various weaknesses in meeting banking requirements for financing, technological developments in the financial services sector have created peer-to-peer (P2P) lending service providers. However, the existence of P2P lending is not perfect for MSME alternative lending in Indonesia, including Batam city. The study aims to analyze SMEs’ level of financial intelligence w

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Thaickavil, Nassif Nazeer, and Job Thomas. "Green Rating Credits for Waste Utilization in Construction." In Springer Transactions in Civil and Environmental Engineering. Springer Singapore, 2018. http://dx.doi.org/10.1007/978-981-13-1202-1_17.

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Dem Millar, Katherine Kaunza-Nu, Abdul-Razak Alhassan, and Mamudu Abunga Akudugu. "Gendered and Generational Analyses of Farm Households' Livelihood Diversification in Ghana." In Advances in Finance, Accounting, and Economics. IGI Global, 2023. http://dx.doi.org/10.4018/978-1-6684-8979-6.ch004.

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As households diversify their livelihoods, their credit demands will also be diversified. This creates competition among the livelihood activities pursued by farm households for credit and other productive resources. Whereas some households may be expanding the same livelihood activities to enjoy economies of scale (stepping up), others are expanding into other livelihood activities (stepping out). Better still, others are just maintaining their activities, levels of livelihood activities they engage in (hanging in). Whichever approach is adopted has specific implications for resource demands,

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Singh, Bhupinder, Christian Kaunert, and Gursahib Singh. "Unraveling Financial Fraud With AI and Machine Learning." In Advances in Web Technologies and Engineering. IGI Global, 2024. http://dx.doi.org/10.4018/979-8-3693-6557-1.ch017.

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As the financial sector navigates its trajectory into a digitized future, it stands at a crucial juncture marked by unparalleled opportunities and risks. The emergence of artificial intelligence (AI) and machine learning (ML) signifies a paradigmatic shift, providing a powerful arsenal to strengthen defenses against financial frauds that have grown increasingly insidious and elusive. Credit card fraud, a widespread type of financial deception, encompasses the unauthorized utilization of credit card information for making purchases or withdrawing cash. Vigilance and proactive security measures

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Altun, Tülin, Akın Bildik, and Gökhan Gökçeoğlu. "Bank Credit Applications and Advancement Recommendations in Regards to Sustainable Buildings in Turkey." In Practice, Progress, and Proficiency in Sustainability. IGI Global, 2016. http://dx.doi.org/10.4018/978-1-5225-0440-5.ch017.

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There are a wide variety of buildings that have been distinguished from traditional buildings with respect to their design, construction and utilization processes. These buildings are widely named ranging from passive, green, ecological to sustainable and are also differentiated as an intended consequence of their economic, social and environmental advantages. Consequently, the development of well-defined financial mechanisms aimed at promoting to business and individuals as well as the adoption of incentives by the governments are very important. This chapter recommends the following with res

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Altun, Tülin, Akın Bildik, and Gökhan Gökçeoğlu. "Bank Credit Applications and Advancement Recommendations in Regards to Sustainable Buildings in Turkey." In Sustainable Infrastructure. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-7998-0948-7.ch016.

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Mazumdar, Debashis, Santanu Bisai, and Mainak Bhattacharjee. "Performance of SHGs in the Backward Districts of West Bengal." In Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth. IGI Global, 2018. http://dx.doi.org/10.4018/978-1-5225-5213-0.ch013.

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One of the escape routes for the low-level development trap in the backward regions of India has been the formation of self-help groups (SHGs) and the provision of microfinance to the SHGs. This chapter analyzes the performance of such SHGs in some of the economically backward districts of West Bengal based on primary data collected from some sample drought-prone and non-drought-prone blocks of Paschim Medinipur and Bankura districts of West Bengal. The performance of sample SHGs in these drought-prone areas has been measured by (1) per-capita deposit, (2) per-capita credit, (3) credit-deposit

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Streszczenia konferencji na temat "Credit Utilization"

Karadjova, Vera, Aleksandar Trajkov, and Danijela Miloshoska. "Factors influencing total credit issuance to individuals: The role of economic indicators and cost of living." In Employment, Education and Entrepreneurship 2024. Faculty of Business Economics and Entrepreneurship, 2024. https://doi.org/10.5937/eee24030k.

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This study conducts a detailed regression analysis to explore the determinants of total credits extended to individuals in N. Macedonia over the period from December 2010 to May 2024. The dependent variable, total credits, is analyzed in relation to several independent economic indicators: the minimum union basket, COICOP-based inflation, COICOP cost of living indexes, and weighted interest rates on deposits and loans. The minimum union basket is examined for its influence on credit demand by reflecting the basic living standards required for wage negotiations. COICOP-based inflation provides

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Malelak, Mariana Ing, and Njo Anastasia. "Shopping Motives, Financial Literacy, and Credit Card Utilization Among College Students." In 3rd Asia Pacific International Conference of Management and Business Science (AICMBS 2019). Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.200410.032.

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Ata, Sezai. "The Macroeconomic Effects of Credit Regulations." In International Conference on Eurasian Economies. Eurasian Economists Association, 2018. http://dx.doi.org/10.36880/c10.02075.

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In this study, the effects of macro prudential policies on consumer loans in the recent period are examined on the basis of total loan developments and credit type. The findings of the study show that macro prudential policies are quite effective in slowing down the growth rate of total credit and consumer loans for the ultimate purpose. In addition, the overall provisioning and risk weighting regimes provided banks with a modest level of capital adequacy ratios and prevented banks from growing in risky assets. The results of some loan types indicate that credit utilization, determined by chan

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Reddy, G. Divakara, Shweta Saxena, Eliza, K. Ruth Isabels, G. Rathnakar, and Uzakbayev Turar. "Utilization of AI for Streamlining and Optimizing Credit Decision Process and Security in Banking Sector." In 2022 Sixth International Conference on I-SMAC (IoT in Social, Mobile, Analytics and Cloud) (I-SMAC). IEEE, 2022. http://dx.doi.org/10.1109/i-smac55078.2022.9987389.

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Tan, Sibel, Uğur Şimdi, and Bengü Everest. "Analysis of Factors Affecting the Available Agricultural Policy Utilization Levels of Organic Farming Producers: The Case of Izmir Seferhisar Town." In International Conference on Eurasian Economies. Eurasian Economists Association, 2017. http://dx.doi.org/10.36880/c08.01846.

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Within the agricultural policies of the country, supports are provided to producers for the implementation of certain activities. Sufficiency of such supports feedbacks received from the target groups using these supports.  There are 141 agricultural facilities in Seferihisar dealing with organic farming and these facilities constituted the research universe. Full-count method was used to determine the research sample. A face-to-face questionnaire was performed with 100 farmers dealing with organic farming. Basic descriptive statistics were used to put forth the socio-economic status of

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Reddy, G. Divakara, Shweta Saxena, Eliza Sekolah Tinggi, K. Ruth Isabels, G. Rathnakar, and Uzakbayev Turar. "Utilization of AI for Streamlining and Optimizing Credit Decision Process and Security Access Loan Risks in the Banking Sector." In 2022 4th International Conference on Inventive Research in Computing Applications (ICIRCA). IEEE, 2022. http://dx.doi.org/10.1109/icirca54612.2022.9985674.

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Simiyu, Naomy, Santhosh Kumar, Marisennayya Senapathy, and Regina Babu. "Bridging the gap: Understanding demographic disparities in consumer credit adoption: The case for Buy Now Pay Later." In Employment, Education and Entrepreneurship 2024. Faculty of Business Economics and Entrepreneurship, 2024. https://doi.org/10.5937/eee24047s.

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Financial institutions like banks have a significant role in lending credit to their consumers based on the different criteria that must be considered before issuing the loan. This study investigates the influence of demographic variables on the usage and adoption of financial services. The primary objective of this study was to identify how age, gender, income, education, occupation, and credit score levels impact consumer behavior and their preferences in the "Buy Now and Pay Later" financial services. Using a quantitative approach, an online survey was conducted with 350 valid responses for

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Longe, PO, Jyun-Syung Tsau, Spencer Musgrove, et al. "An Overview of Stewart Field Unit Project: A Field Case Study of CO2 Capture, Utilization, and Storage." In SPE Energy Transition Symposium. SPE, 2024. http://dx.doi.org/10.2118/221422-ms.

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Abstract To achieve the net-zero emission goal of 2050, implementing carbon capture, utilization, and storage (CCUS) technology has proven to be crucial. The CCUS processes integrate multidisciplinary domains such as chemical, subsurface engineering, economics, and environmental science. Therefore, the entire value chain must be examined to understand the viability of a CCUS project. In Kansas, a CCUS opportunity is ongoing, which involves capturing CO2 directly from a nearby ethanol plant for CO2–enhanced oil recovery (EOR) and CO2 storage. This paper provides an overview of the Stewart Field

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Samsie, Indra, Titik Khawa Binti Abdul Rahman, and Suarga. "The Mapping of Organizational Culture to Find Determinant Factors for Behavioral Intention to Use in IT Utilization Among Credit Unions in Indonesia." In 2020 2nd International Conference on Cybernetics and Intelligent System (ICORIS). IEEE, 2020. http://dx.doi.org/10.1109/icoris50180.2020.9320814.

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Rialdy, Novien, and Laster Jujanwar Bancin. "The Influence of the Credit Channeling and Utilization of Assets against the Adequacy of Capital at PT. Bank Branch North Sumatra Medan Iskandar Muda." In Proceedings of the 3rd International Conference on Accounting, Management and Economics 2018 (ICAME 2018). Atlantis Press, 2019. http://dx.doi.org/10.2991/icame-18.2019.18.

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Raporty organizacyjne na temat "Credit Utilization"

Rickels, Wilfried. Database and report on currently already existing or announced ocean NETs projects, including a world map of projects. OceanNets, 2023. http://dx.doi.org/10.3289/oceannets_d1.8_v3.

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The Carbon Dioxide Removal (CDR) market is experiencing rapid development, with different regions adopting distinct approaches. In Europe, the progress is primarily driven top-down through the implementation of regulations aimed at integrating CDR into various climate instrument pillars within the EU. In contrast, the United States is witnessing a bottom-up growth trajectory, characterized by the emergence of start-ups, carbon registries, marketplaces, and insurance companies, all playing a role in the expansion of the CDR sector. This surge in CDR-related businesses has been further catalyzed

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Brillantes, Karen Dominique, Aniceto Jr Orbeta, Kris Francisco-Abrigo, Erlinda Capones, and Justine Beatrice Jovellanos. Status of Senior High School Implementation: A Process Evaluation. Philippine Institute for Development Studies, 2019. https://doi.org/10.62986/dp2019.13.

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This study conducts a process evaluation to determine the extent of implementation of the Senior High School (SHS) program and identify best practices, issues, and areas for improvement. It looks at three specific components namely, program theory, service delivery and utilization, and program organization. To capture a wider range of school context and experiences related to the implementation of the SHS program, 25 schools were randomly chosen based on their size, tracks offered, as well as area classification. Focus group discussions (FGDs) and key informant interviews (KIIs) with program i

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