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Artykuły w czasopismach na temat „E-zakat payment”

Autor: Grafiati
Data publikacji: 2 czerwca 2025
Data aktualizacji: 31 lipca 2025

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1

Doddy, Muhammad, Juhary Ali, Anton Hindardjo, and Asrul Sani. "Boost Zakat Fundraising Through E-Customer Relationship Management in Digital Era." Technium Business and Management 2, no. 2 (2022): 61–70. http://dx.doi.org/10.47577/business.v2i2.6762.

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At present, zakat payments allow payment via online. Therefore, the relationship between the Amil Zakat Institution and the muzakki must be strengthened, primarily through online zakat payments. E-CRM or what is known as e-Customer Relationship Management is used to facilitate the implementation of CRM in the world of digital payments. E-CRM allows the Amil Zakat Institution to provide appropriate services to satisfy muzakki and increase muzakki loyalty in paying zakat through online applications. Also, the E-CRM feature is essential for management. Zakat Payer Relations Online, without the e-
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Rahim, Hainnuraqma, Hamidah Muhd Irpan, Nor Balkish Zakaria, Mohamed Fairooz Abdul Khir, and Sobhani Farid Ahammad. "PERCEIVED USEFULNESS AND ATTITUDE TOWARD INTENTION AND ACCEPTANCE OF E-PAYMENT ZAKAT." Journal of Nusantara Studies (JONUS) 9, no. 1 (2024): 320–44. http://dx.doi.org/10.24200/jonus.vol9iss1pp320-344.

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Introduction and Background: As people's lifestyles and behaviour toward daily digital activities are changing, a suitable zakat payment option is required to encourage Muslims to fulfil their commitments. Zakat institutions use technology; as a result, to attract more people to pay zakat. The acceptance is, however, dubious due to data misuse and platform security worrisome. Hence, this study aims to investigate Malaysian Muslims’ acceptance of the e-payment zakat system.
 
 Methodology: In this descriptive study, a survey was carried out on 170 zakat payers in Malaysia. Five constr
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Hamzah, Muhammad Zilal, Hainnuraqma Rahim, Mohamed Saladin Abdul Rasool, Mohamed Fairooz Abdul Khir, and Nor Balkish Zakaria. "EASE AND USEFULNESS OF ZAKAT E-PAYMENT: THE MEDIATING ROLE OF ATTITUDE TOWARDS INTENTION." Journal of Nusantara Studies (JONUS) 8, no. 3 (2023): 408–28. http://dx.doi.org/10.24200/jonus.vol8iss3pp408-428.

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Background and Purpose: Online payment is an important method of transaction widely practiced across the globe. Due to its flexibility and convenience, it has been a popular method of payments in recent times especially in important religious matters such as zakat, one of the pillars of Islam. Since it is an important religious obligation, the relevant authorities need to identify factors that would facilitate the payment of zakat from the perspective of zakat payers, especially in difficult times of the 2020-2021 pandemic situation. Thus, the aim of this paper is to identify factors that infl
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Rasool, Mohamed Saladin Abdul, Hainnuraqma Rahim, Nornajihah Nadia Hasbullah, and Ameiruel Azwan Ab Aziz. "Acceptance of Zakat E-payment System: A Perception of Undergraduates." Asian Social Science 19, no. 2 (2023): 77. http://dx.doi.org/10.5539/ass.v19n2p77.

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Zakat E-payment is one of the product innovations that is a widely spread method to facilitate the contribution of zakat in the present world. Online payment is an important method of transaction widely practiced across the globe. Due to its flexibility and convenience, it has been a popular payment method recently, especially in critical religious matters such as zakat, one of the pillars of Islam. The main objective of the study is to analyse the acceptance of the zakat e-payment system from the perception of undergraduates as they are potential payors in the future as they enter the workfor
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Hasibuan, Januar Khaidir, and Aty Herawati. "INFLUENCE OF BRAND IMAGE AND PROMOTION ON ZIS PAYMENT DECISIONS THROUGH ECOMMERCE WITH CONSUMER TRUST AS A MEDIATING VARIABLE." Business and Finance Journal 10, no. 1 (2025): 117–27. https://doi.org/10.33086/bfj.v10i1.7155.

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This study aims to analyze the influence of brand image and promotion on Zakat, Infaq, and Shadaqah (ZIS) payment decisions through e-commerce, with consumer trust as the mediating variable. Along with the rapid development of information technology and e-commerce, digital platforms have become an important channel for philanthropic transactions, including ZIS payments. In Indonesia, the National Amil Zakat Agency (Baznas) has utilized e-commerce platforms to make it easier for people to fulfill their zakat obligations. However, there was a significant decrease in the number of ZIS payments in
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6

Yuliar, Ade. "ANALISIS STRATEGI FUNDRAISING ORGANISASI PENGELOLA ZAKAT DI ERA DIGITALISASI." Filantropi : Jurnal Manajemen Zakat dan Wakaf 2, no. 1 (2021): 65–76. http://dx.doi.org/10.22515/finalmazawa.v2i1.3222.

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Zakat potential in Indonesia is very large, but the potential has not been explored optimally. One of the challenges is how zakat institutions create innovative strategies of collecting zakat in accordance with the current millennial era. This study aims to analyze zakat fundrasing models that have been done by zakat institutions and also attempt to propose solutions to optimize zakat funding in the digital era. The results of the research formulate that digital era funding strategy must be in line with the revolutionary spirit of industry 4.0 characterized by digital-based. So far the fundrai
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Abdul Samad, Nor Hafiza, Rahayu Abdul Rahman, Suraya Masrom, Norliana Omar, and Haslinawati Che Hasan. "Predicting the intention to adopt e-zakat payment services: a machine learning approach." Bulletin of Electrical Engineering and Informatics 14, no. 3 (2025): 2330–37. https://doi.org/10.11591/eei.v14i3.8512.

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The technology evolution in the zakat collection and payment services has brought about a profound transformation in the global processes of gathering and distributing charitable contributions. Despite witnessing a positive trend in annual zakat collection in Malaysia, it has yet to reach its optimal level. Therefore, predictions regarding performance and comparisons across multiple models for online zakat collection hold crucial significance in improving the overall collection rate. This paper, utilizing data from 230 zakat payers, presents an empirical assessment of various machine learning
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8

Abu Bakar, Faizan Maisarah. "E-WALLET USAGE TO PAY ZAKAT DURING COVID-19 PANDEMIC AMONG MALAYSIAN’S POLYTECHNIC LECTURERS." International Journal of Islamic Economics and Finance Research 5, no. 2 December (2022): 57–79. http://dx.doi.org/10.53840/ijiefer91.

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The World Health Organization's (WHO) physical separation policy has advised consumers to participate in contactless activities, including financial transactions. As the COVID-19 pandemic worsen, governments worldwide are promoting contactless payments. They are worried that the COVID-19 virus might be transmitted through cash. This has encouraged the using of e-wallet. Unlike the previous studies, this study contributes to the literature by combining the expanded Technology of Acceptance Theory (TAM) and the Fear of COVID-19 scale (FCV-19S) to identify the factors influencing the usage of e-w
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9

Syahputra, Angga, and Mukhtasar Mukhtasar. "Digitizing Zakat Collection through the E-payment System." Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah 13, no. 1 (2021): 14. http://dx.doi.org/10.24235/amwal.v13i1.7962.

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Lubis, Paulina, Rafiqi Rafiqi, Ary Dean Amri, and Fitri Widiastuti. "Measuring The Level of Knowledge and Awareness of The People in Jambi Province Pay Zakat Through E-Commerce." AL-FALAH : Journal of Islamic Economics 6, no. 2 (2021): 292. http://dx.doi.org/10.29240/alfalah.v6i2.3516.

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Purpose: This paper examines the level of knowledge and awareness of the Jambi province community in issuing zakat through the e-commerce payment system.Design/Method/Approach: This study uses descriptive analysis by applying a quantitative approach to obtain information and collect the required data through google forms. Observation and literature study were also applied to expand the secondary data. The method is carried out to see the model of knowledge, awareness people pay zakat through e-commerce. Can it speed up the collection and distribution of zakat funds to people in need?Findings:
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Maesaroh, Indah, Anisa Nurul Fauziyah, and Ishak Ishak. "Efficiency of Zakat Fund Payment through "E-Muzakki" in Industrial Revolution 4.0." Journal of Islamic Economic Scholar 2, no. 1 (2021): 01. http://dx.doi.org/10.14421/jies.2021.2.1.01-09.

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Indonesia is one of the countries with the most Muslim population in the world. Around 80% of the total population of Indonesia is Muslim. So it is not surprising, that Islam and various kinds of Islam exist in Indonesia. Apart from that, Islam there is known as Islam which is quite advanced and developing as well as being very tolerant of other religions whose numbers are also not small. In this case, Indonesia is indeed not an Islamic state, but it does not rule out the possibility that zakat in Indonesia can be far more developed than other countries. Zakat certainly has a very important ro
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Maesaroh, Indah, Anisa Nurul Fauziyah, and Ishak Ishak. "Efficiency of Zakat Fund Payment through "E-Muzakki" in Industrial Revolution 4.0." Journal of Islamic Economic Scholar 2, no. 1 (2021): 01. http://dx.doi.org/10.14421/jies.2021.2.1.1428.

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Indonesia is one of the countries with the most Muslim population in the world. Around 80% of the total population of Indonesia is Muslim. So it is not surprising, that Islam and various kinds of Islam exist in Indonesia. Apart from that, Islam there is known as Islam which is quite advanced and developing as well as being very tolerant of other religions whose numbers are also not small. In this case, Indonesia is indeed not an Islamic state, but it does not rule out the possibility that zakat in Indonesia can be far more developed than other countries. Zakat certainly has a very important ro
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13

Ichsan, Nurul, and Hilmatul Fuadiyah. "Determinants of Paying Zakat Through E-Zakat in Tarakan." Signifikan: Jurnal Ilmu Ekonomi 13, no. 1 (2024): 193–206. http://dx.doi.org/10.15408/sjie.v13i1.40942.

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Research Originality: The existence of adequate infrastructure, especially in the Tarakan City area, makes the author utilize the integration of the conceptual approaches of the Technology Acceptance Model and the Theory of Planned Research Objectives: This study aims to analyze the influence of variables from the Technology Acceptance Model (TAM) theory and the Theory of Planned Behavior (TPB) on the interest in paying zakat, infaq, and alms through e-zakat.Research Methods: This study uses primary data from the distribution of questionnaires using the purposive sampling method with 111 respo
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14

Rohman, Taufiqur, and Rachma Indrarini. "Efektivitas Penggunaan E-Commerce Dalam Menunjang Penyerapan Zakat Studi Kasus Laz Al-Azhar." Jurnal Ekonomika dan Bisnis Islam 4, no. 2 (2021): 13–25. http://dx.doi.org/10.26740/jekobi.v4n2.p13-25.

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Indonesia is a country with the largest Muslim population in the world. In 2020 the total population of Muslims reached 87,18 percent. One of the pillars of Islam is zakat, but according to research by BAZNAS, the Bogor Agricultural Institute (IPB) and the Islamic Development Bank (IDB) (2015), Indonesia has the potential for zakat of 217 trillion rupiah, but in 2007 BAZNAS reported that zakat absorbed was only Rp. 450 billion and increased in 2013 to Rp. 2.73 trillion or only about 1% compared to the national zakat potential. One LAZ that collaborates with e-commerce to collect zakat is LAZ A
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Padil Dimas Tulus, Al, Hidayat Hidayat, and Emi Puspita Dewi. "Efektivitas Aplikasi Bazkopa sebagai Media Pembayaran Zakat dan Donasi di Baznas Kota Palembang." ULIL ALBAB : Jurnal Ilmiah Multidisiplin 2, no. 8 (2023): 3601–8. https://doi.org/10.56799/jim.v2i8.1927.

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Thesis with the title "Effectiveness of the Bazkopa Application as a Media for Zakat and Donation Payments at Baznas Palembang City" The purpose of this study was to determine the effectiveness of the Bazkopa application as a medium for paying zakat and donations at Baznas Palembang city. This research method uses quantitative research with survey techniques which are carried out by distributing questionnaires to 40 respondents. Sources of data used are primary data and secondary data, data collection techniques include observation, distribution of questionnaires/questions and interviews. Data
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Rachmat, Lukman M. Baga, and Ninuk Purnaningsih. "Penghimpunan Dana Zakat Infak Sedekah Berdasarkan Intensi Perilaku Muslim Gen Y dalam Penggunaan Teknologi Digital Payment." AL-MUZARA'AH 8, no. 2 (2020): 95–108. http://dx.doi.org/10.29244/jam.8.2.95-108.

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The development of lifestyle generation Y is inseparable from technological development. That changes the behavior of gen Y Muslims in making zakat, infaq, shodaqoh (ZIS) payments from conventional to digital. The purpose of this study is to describe the characteristics of Muslim gen Y related to digital ZIS payments, then to analyze what influences the behavior intention of gen Y Muslims in the use of digital payment technology for ZIS payments. The results of this study qualitatively indicate that the characteristics of digital payment technology users for ZIS payments are dominated by femal
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Yunita, Patria. "Zakat Payment by Metal Backed Cryptocurrencies: Are They Allowed?" Muslim Business and Economic Review 1, no. 2 (2022): 239–56. http://dx.doi.org/10.56529/mber.v1i2.69.

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This study aims to provide a scientific contribution to the feasibility of metal backed cryptocurrencies as a medium of exchange to pay zakat. To understand the dynamics and mechanisms of metal backed cryptocurrencies, the autoregressive conditional heteroscedasticity and generalized conditional heteroscedasticity (Arch Garch) methods were used. The metal backed cryptocurrencies used for this research are Bitcoin Gold, GoldFinch, Gold Coin, Digix Gold Token, E-Dinar Coin, Gold-Money, and E-Gold. Our analysis finds that even though these are metal backed cryptocurrencies, the volatility is high
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Kuntari, Ayu Laras Sati, and Siti Nuryani. "Pemanfaatan Sistem Zakat Online sebagai Pelatihan dan Pembiasaan bagi Anak." Jurnal PAI Raden Fatah 7, no. 1 (2025): 1–7. https://doi.org/10.19109/pairf.v7i1.25622.

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The technological development that is very much felt is the existence of e-commerce. Digital transformation such as e-commerce can be applied in zakat management. The purpose of this study is to analyze the use of the online zakat system as training and habituation of zakat for children. Researchers will discuss how the online zakat system, how parents and teachers utilize the online zakat system as a medium for training and habituation of zakat for children. The research method used in this study is a qualitative method with a library research approach that focuses on collecting and analyzing
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Khoirun Nisa, Anis, Pujianti Amalia, Arzetta Ratu Ghinayah Nugraha, Agung Bagja Anugrah, and Elis Nurhasanah. "OPTIMALISASI PENGHIMPUNAN DANA ZAKAT DALAM PENGEMBANGAN LAZISMU KABUPATEN TASIKMALAYA." Filantropi : Jurnal Manajemen Zakat dan Wakaf 4, no. 1 (2023): 1–13. http://dx.doi.org/10.22515/finalmazawa.v4i1.8022.

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Zakat is a worship that has two values, namely the value of hablun minallah and hablun minannas which are ritual and social dimensions. This means that people who always pay zakat will increase their faith and devotion to Allah Subhanahu wa Taala. This research aims to determine the optimization of zakat fund collection at LAZSIMU Tasikmalaya Regency. The research method used in this research is qualitative with descriptive presentation with data collection techniques through observation, interviews and document analysis related to zakat collection at LAZISMU Tasikmalaya. The results of this r
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Soleha, Gladis Mar'atus, Khoiruddin, and Susi Nurkholidah. "Zakat Koin Cashback E-Commerce dalam Hukum Islam." Maliyah : Jurnal Hukum Bisnis Islam 14, no. 2 (2024): 128–48. https://doi.org/10.15642/maliyah.2024.14.2.128-148.

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Abstract: This study examines the potential of e-commerce cashback coins as zakat objects from an Islamic legal perspective. In the digital era, cashback is an incentive in the form of a virtual money refund after a transaction, generally in the form of coins that can be used for subsequent transactions and have a value equivalent to currency. These cashback coins have economic value and can be considered as assets owned, so it is necessary to review whether these coins meet the requirements for zakat. Using a qualitative approach through literature study, this study describes how cashback coi
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Titin Fitriani, Baiq. "Determinants Of Low Revenue Realization Zakat, Infak And Alms In West Nusa Tenggara." PROCEEDING INTERNATIONAL CONFERENCE ON ECONOMICS, BUSINESS AND INFORMATION TECHNOLOGY (ICEBIT) 4 (July 14, 2023): 418–23. http://dx.doi.org/10.31967/prmandala.v4i0.774.

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Payment of ZIS funds (Zakat, Infak and Alms) through Institutions also provides far greater benefits compared to paying directly to Mustahiq. Indonesia, as a developing country, has the fourth largest population in the world with a population of 255.9 million people in 2015 and around 85% of the population is Muslim. As the largest Muslim country, there is no doubt that Indonesia has enormous zakat potential. This also applies in West Nusa Tenggara. The potential for receiving Zakat, Indak and Alms is very large in various sectors, be it government employees, private employees, the agricultura
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Zaid, Zaid, Endang Susilawati, Zisca Marcellina Mukti, Katon Pratondo, and Mahbub Pasca Al Bahy. "ANALYSIS OF FACTORS INFLUENCING INTENTION IN USING ACCOUNTING INFORMATION SYSTEMS FOR REVENUE AND ZAKAT MANAGEMENT BY MICRO, SMALL AND MEDIUM ENTERPRISES IN E-COMMERCE." AKSY Jurnal Ilmu Akuntansi dan Bisnis Syariah) 6, no. 2 (2024): 174–89. http://dx.doi.org/10.15575/aksy.v6i2.34818.

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Accounting information systems (AISs) have become indispensable enterprise management tools, serving as a vital resource for promoting administrative and financial processes, facilitating decision-making, and improving overall performance. Apart from business, AISs can also be developed as zakat for sharia. In this regard, AIS plays a role in calculating zakat, making zakat payment decisions, and assisting managers in zakat allocation. This function is very beneficial for business actors, especially MSME actors. The existence of AISs can make it easier for MSMEs to manage their revenue and zak
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Mauludin, Muhammad Raihan, and Sri Herianingrum. "PENGARUH DIGITAL ZAKAT TERHADAP PENGHIMPUNAN ZAKAT DAN KINERJA LEMBAGA AMIL ZAKAT." Jurnal Ekonomi Syariah Teori dan Terapan 9, no. 1 (2022): 47. http://dx.doi.org/10.20473/vol9iss20221pp47-58.

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ABSTRAKPada zaman yang sudah modern ini, teknologi telah berkembang dengan cepat. Perkembangan teknologi dimanfaatkan dalam berbagai bidang kehidupan. Di Indonesia sendiri, salah satu bidang yang memanfaatkan perkembangan teknologi adalah zakat. Digital Zakat menjadi inovasi yang dilakukan oleh Lembaga Amil Zakat untuk memaksimalkan potensi zakat yang ada. Penelitian ini adalah penelitian dengan metode kuantitatif Dengan menggunakan data primer dari 42 responden yang diolah menggunakan Structural Equation Model (SEM) dengan basis Partial Least Square (PLS). Penelitian ini menemukan bahwa digit
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Muhamad Abriyansyah and Ade Nur Rohim. "Analysis of factors affecting interest in paying Zakat, Infaq, Sadaqa (ZIS) through e-wallets." International Journal of Research in Business and Social Science (2147- 4478) 12, no. 3 (2023): 216–30. http://dx.doi.org/10.20525/ijrbs.v12i3.2562.

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This study aims to identify the factors that influence the payment of ZIS through e-wallets in the Jabodetabek community. This research is a quantitative study. The study used primary data sources from a Likert scale questionnaire distributed to Muslims in the Jabodetabek community who have one of the following five e-wallets: GoPay, OVO, Shopee Pay, Dana, and LinkAja. The sample size in this study was 145 respondents, calculated using the Slovin formula. The data analysis methods used in this study include reliability tests, validity tests, classical assumption tests, and multiple linear regr
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Nugroho, Adrianto Dwi, and Khotibul Umam. "STUDI KOMPARATIF PEMBAYARAN ZAKAT PERNIAGAAN DAN PEMUNGUTAN PAJAK PENGHASILAN ORANG PRIBADI ATAS LABA USAHA DI INDONESIA." ALQALAM 30, no. 1 (2013): 47. http://dx.doi.org/10.32678/alqalam.v30i1.1410.

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This research aims at identifying similarities and differences between commercial zakat and Income Tax on business profits, particularly within their legal norms in Indonesia. Moreover, this research also aims at exploring the possibility of deducting commercial zakat paid by an individual businessman from his Individual Income Tax, particularly that on the portion of the amount of business profits he earned in one fiscal year.
 This research was a normative-empirical research, in which it focused on analyzing secondary data, namely the enforced legislations on income tax and zakat, liter
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Taqiyyah, Adzra, and Ilmiawan Auwalin. "FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBAYARAN ZAKAT PROFESI PADA PEGAWAI NEGERI SIPIL DI KOTA BANJARMASIN." Jurnal Ekonomi Syariah Teori dan Terapan 8, no. 6 (2021): 714. http://dx.doi.org/10.20473/vol8iss20216pp714-726.

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ABSTRAKPenelitian bertujuan untuk mengetahui bagaimana pengaruh dari variabel pangkat dan golongan, jenis kelamin, jumlah tanggungan keluarga, lama pendidikan, frekuensi pengajian, serta pendapatan lain selain gaji sebagai determinan terhadap pembayaran zakat profesi di kalangan Pegawai Negeri Sipil (PNS) di Kota Banjarmasin. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik analisis regresi logistik untuk menganalisis data. Penelitian ini melibatkan data primer atas 126 responden yang diambil menggunakan teknik convenience sampling dengan kriteria PNS Golongan III dan IV di mana
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Subahri, Bambang, Amiruddin Hadi, and Ni'mah Lailatul Mas'adah. "Manajemen Administrasi BAZNAS pada Program SDGs di Era Pandemi." Idarotuna : Journal of Administrative Science 2, no. 1 (2021): 57–74. http://dx.doi.org/10.54471/idarotuna.v2i1.5.

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Baznas is govermental institution non-structural which is independent and it has responsibility to the president throught the ministery which has obligation on the management of national zakat. Therefore, within the operational process of the administrative must be implememted professional and adapt the growth era. Based on the context of finding research that examined the program of Sustainable Development Goals (SGDs) concerning to the administrative management such as the payment of Zakat Maal, Infaq and Shodaqoh via e-banking using the application of SIMBA. The research tried to examined t
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Sukmawati, Heni, Iwan Wisandani, and Mega Rachma Kurniaputri. "Penerimaan dan Penggunaan Muzakki dalam Membayar Zakat Non-Tunai di Jawa Barat: Ekstensi Teori Technology of Acceptance Model." Jurnal Ekonomi Syariah Teori dan Terapan 9, no. 4 (2022): 439–52. http://dx.doi.org/10.20473/vol9iss20224pp439-452.

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ABSTRAK Strategi penghimpunan zakat infaq dan sedekah masa kini harus selaras dengan perkembangan teknologi dan perilaku masyarakat 5.0 (society 5.0), dimana Society 5.0 menciptakan masyarakat yang berbasis teknologi sehingga pembayaran zakat, infaq, dan sedekah non tunai harus memanfaatkan teknologi finansial seperti, mobile banking, ATM, QRIS, dompet digital maupun e-commerce. Tujuan penelitian ini yaitu guna mengetahui besarnya penerimaan dan penggunaan layanan teknologi finansial dalam membayar Zakat, Infaq, dan Sedekah (ZIS) menggunakan ekstensi Technology of Acceptance Model (TAM) dengan
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Azizah, Alfi Laili, and Dian Filianti. "Pemilihan Media Publikasi Informasi Keuangan pada LAZNAS LMI Menurut Muzakki." Jurnal Ekonomi Syariah Teori dan Terapan 9, no. 4 (2022): 586–99. http://dx.doi.org/10.20473/vol9iss20224pp586-599.

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ABSTRAK Semakin berkembangnya teknologi dan informasi, lembaga zakat dituntut untuk memanfaatkan situasi yang ada. Salah satu pemanfaatan tersebut ditunjukkan dengan adanya menggunaan media publikasi informasi keuangan yang beragam. Penelitian ini bertujuan untuk mengetahui media publikasi informasi keuangan menurut muzakki dilihat dari jenis media pelaporan, aksesibilitas, bentuk penyajian dan potensi pemahaman. Penelitian ini mengggunakan metode kuantitatif dengan teknik analisis AHP (Analytical Hierarchy Process). Alat ukur yang digunakan dalam penelitian ini yaitu expertchoice. Populasi da
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Ascarya, Ascarya, and Ali Sakti. "Designing micro-fintech models for Islamic micro financial institutions in Indonesia." International Journal of Islamic and Middle Eastern Finance and Management 15, no. 2 (2022): 236–54. http://dx.doi.org/10.1108/imefm-05-2020-0233.

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Purpose This study aims to design appropriate micro-fintech models for Islamic microfinance institutions (IMFIs), especially Baitul Maal wat Tamwil (BMT) in Indonesia, thus enabling BMT to combine Islamic social and commercial microfinance optimally. Design/methodology/approach This study uses the analytic network process and Delphi methods, with three groups of experts as the respondents, namely, academician-regulators, BMT practitioners and Fintech practitioners. Findings The first results show that the micro-fintech tools needed by IMFI/BMT are digital banking, payment, peer-to-peer (P2P) f
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Arifin, Hadi, Damanhur Damanhur, Anwar Puteh, and Yulius Dharma. "The Power Of The Acehnese Dinar And Dirham In Muamalah Transactions." el-Amwal 5, no. 1 (2022): 143. http://dx.doi.org/10.29103/el-amwal.v5i1.6865.

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Dinars and dirhams, have been used by the population since thousands of years ago, which are known as the essential medium of exchange (thaman haqiqi or thaman khalqi). Islam has introduced the dinar and dirham as currency. Dirham, for the first time used in Aceh during the Samudera-Pasai kingdom, which was then followed by the Aceh Darussalam kingdom and subsequently the use of the gold currency, expanded throughout the archipelago. Dirham, which means money made of silver. But in Samudera-Pasai, dirham means money made of gold. This gold coin weighs 0.57 grams, 18 carat quality with a diamet
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Nurma Fila Anggun Dwi Saputri, Nur Mahani, Savinatus Sovia, and Vika Sayyidatul Mukarromah. "Analysis of Digital Marketing Strategy in Increasing ZIS Fundraising at Laznas Yatim Mandiri Sidoarjo." Journal Of Management Analytical and Solution (JoMAS) 4, no. 2 (2024): 37–42. http://dx.doi.org/10.32734/jomas.v4i2.16506.

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This study aims to determine the digital marketing strategy carried out in the process of raising Infaq Zakat funds, and Shodaqoh. This study used descriptive qualitative research method. The data used in this study is primary data, which is in the form of interviews with subjects, namely leaders and employees based on criteria set by the researcher. In addition, researchers also used secondary data by the Yatim Mandiri Sidoarjo collection report, where the collection report can describe how ZIS fundraising uses digital channels. The results showed that Yatim Mandiri Sidoarjo used two fundrais
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Mushdalifah, Mushdalifah, Mohamad Subli, Ririn Susanti, and Zulkarnain Zulkarnain. "Legal Analysis of Digital Zakat Management: Security, Literacy, and Regulatory Challenges." Constitutional Law Review 3, no. 1 (2024): 65–79. https://doi.org/10.30863/clr.v3i1.5655.

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Digital transformation in zakat management faces significant challenges regarding efficiency, transparency, and regulatory compliance. This study aims to explore the role of digital technologies in enhancing zakat collection and distribution by Amil Zakat Institutions (LAZ) in Indonesia. Using a qualitative literature review approach, this research analyzes key regulations, including the Electronic Information and Transactions Law (ITE Law), Data Protection Law, and relevant sharia fatwas on e-wallet usage. Findings indicate that digital technologies, such as web applications, e-wallets, and Q
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Fauzi, Muhamad, and Agus Gunawan. "Hoping Of Zakat Reinforcing Philanthropy In Indonesia." IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita 11, no. 1 (2022): 1–16. http://dx.doi.org/10.46367/iqtishaduna.v11i1.550.

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Indonesia is the most generous country by donating unknown people, money donations, and volunteer activities based on the World Giving Index by the Muslim majority population, contributing to the poor's socioeconomic, welfare, and empowerment. Zakat is a philanthropic activity with great potential and utilization, but there is a gap between its revenue potential and its realization. This research aims to describe the hope that zakat will strengthen philanthropy in Indonesia. The research method uses a qualitative descriptive approach and reports from zakat institution's secondary data sources.
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Saoki, Saoki, and Mahir Mahir. "Integration of Maqasid Shariah in the Implementation of Digital Zakat based on the E-Zakat Platform at BAZNAS Surabaya." Management of Zakat and Waqf Journal (MAZAWA) 7, no. 1 (2025): 98–118. https://doi.org/10.15642/mzw.2025.7.1.98-118.

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This study analyses the implementation of electronic zakat payments (E-Zakat) from the perspective of compliance with the three features of maq>as}id shariah. The use of E-Zakat raises crucial issues related to accuracy and transparency. This requires in-depth study to balance the intentions of muzakki with shariah principles. This study is qualitative in nature, using descriptive data analysis. The primary sources related to the implementation of E-Zakat were obtained directly from interviews with the director and finance department of BAZNAS Surabaya, while the main data for analysis were
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Abdur Rahman Rofi and Sunan Fanani. "Compliance Factors of Paying Zakat on Trade for Muslim Fashion Traders at Pusat Grosir Surabaya." Jurnal Ekonomi Syariah Teori dan Terapan 10, no. 3 (2023): 220–34. http://dx.doi.org/10.20473/vol10iss20233pp220-234.

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ABSTRACT This study aimed to determine the effect of education level, income, and self-satisfaction on the compliance of Muslim fashion traders at the Pusat Grosir Surabaya in paying trade zakat. This study used a quantitative research approach, the SEM-PLS analysis technique involving 44 respondents, and purposive sampling technique. The criteria were traders at the Pusat Grosir Surabaya, muslim, have fulfilled haul and nishab, and have paid trade zakat. The research data was in the form of primary data obtained from online questionnaires using a Likert scale with statements from strongly dis
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Renaldy, Ardyan, and Moh Mas'udi. "The Impact of Industrial Era 4.0 and Social Media Marketing on Zakat Payments: A Study of E-Commerce and Online Applications by Zakat Institutions Bogor." Journal of Islamic Economic and Business Research 3, no. 1 (2023): 13–24. http://dx.doi.org/10.18196/jiebr.v3i1.74.

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This study aims to determine the potential of the 4.0 era and the influence of social media marketing activity on online zakat payments through e-commerce and online applications for zakat institutions in terms of the opinions and knowledge of the people of Bogor Regency and City. The data collection technique was done through direct interviews with 35 respondents aged 17-55. The determination of respondents used a purposive sampling technique. This study used a descriptive qualitative method. The primary data was obtained by distributing questionnaires online to respondents, and secondary dat
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Marpaung, Nasrun, Andri Nata, and Rolly Yesputra. "Pemanfaatan Aplikasi E-Masjid Sebagai Informasi Bagi BKM Al-Ikhlas." Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal 4, no. 3 (2021): 301–6. http://dx.doi.org/10.33330/jurdimas.v4i3.1234.

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Abstract: All fields of work have utilized information technology because data processing is fast and produces good results as expected. Utilization of Information Systems as a form of transparency of the Al-Ikhlas mosque in improving the quality of BKM performance by utilizing the website as a medium of information is a form of concern and a form of good performance so that later the Kisaran Naga village community can access the latest information. In addition, BKM Al-Ikhlas annually receives zakat as one of the routine activities that really requires the latest and greatest data, so that the
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Tamil, Budi, and Mukhaer Pakanna. "Digital Strategy in Paying Zakat Non-Cash at Baitul Maal Hidayatullah (BMH) Pontianak." European Journal of Humanities and Social Sciences 3, no. 2 (2023): 46–55. http://dx.doi.org/10.24018/ejsocial.2023.3.2.420.

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Applying e-money and fintech is expected to benefit significantly from accessing various services. Some problems become obstacles in transactions, such as the availability of an internet network so that digital e-money applications can be operated. In addition, there are threats in the form of fraud and hacking from cyberspace that make users worry that it can harm users. This quantitative descriptive research aims to determine how big institutions' opportunities, challenges, strengths, and constraints are in non-cash transactions with SWOT analysis. The data in the research were obtained thro
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Muhammad Fathrul Quddus, Hilda Manoarfa, and Suci Aprilliani Utami. "Masalah dan Solusi Penghimpunan Wakaf Tunai di Indonesia: Pendekatan Analytical Hierarchy Process." Jurnal Ekonomi Syariah Teori dan Terapan 9, no. 5 (2022): 710–30. http://dx.doi.org/10.20473/vol9iss20225pp710-730.

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ABSTRAK Penghimpunan wakaf tunai di Indonesia belum terhimpun secara optimal meskipun memiliki potensi yang besar. Tujuan dari penelitian ini adalah untuk mengetahui masalah terbesar dan juga solusi yang menjadi prioritas penghimpunan wakaf tunai di Indonesia dengan menggunakan 5 aspek yaitu regulator, pengelola, promosi, program dan masyarakat. Teknik analisis data yang digunakan adalah Analytical Hierarchy Process (AHP). Penelitian ini melibatkan 9 responden ahli menilai dan membandingkan masalah dan solusi penghimpunan wakaf tunai di Indonesia. Hasil penelitian menunjukkan bahwa belum semua
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Riski M, Amilga, Rini H, Muhammad Fithrayudi Triatmaja, and Riswan Riswan. "PENGARUH FINANCIAL TECHNOLOGY, E-COMMERCE, LITERASI KEUANGAN DAN PENGGUNAAN SISTEM INFORMASI AKUNTANSI TERHADAP KINERJA UMKM DI KABUPATEN BATANG DENGAN PENGETAHUAN AKUNTANSI SEBAGAI VARIABEL MODERASI." Neraca 19, no. 2 (2023): 29–47. http://dx.doi.org/10.48144/neraca.v19i2.1684.

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This study aimed to examine and analyze the effects of financial technology, e-commerce, financial literacy, and the use of accounting information systems with accounting knowledge as a moderating variable. This research was a quantitative study with data collection methods using questionnaires and measurements with a Likert scale. The population in this study was Micro, Small, and Medium Enterprises in the Batang trading sector. This study used purposive sampling. The sample used in this study was 86 respondents. The data analysis technique used in this study was multiple regression analysis
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Jaya, Ali Sukma, and Unun Roudlotul Janah. "Strategi Penghimpunan dan Penyaluran Dana Zakat, Infaq, dan Sedekah NU-Care LAZISNU Kabupaten Ponorogo di Masa Pandemi COVID-19." Nidhomiya: Research Journal of Islamic Philanthropy and Disaster 2, no. 2 (2023): 1–10. https://doi.org/10.21154/nidhomiya.v2i2.1823.

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The COVID-19 pandemic has negatively impacted human life, including the economic sector. To help the community recover, NU-Care from LAZISNU Ponorogo Regency made various innovations in collecting and distributing ZIS during the COVID-19 pandemic in different ways compared to before the pandemic. This research contains a qualitative approach that produces descriptive data in written or oral from informants or observable behavior. The research results show two main points. First, in collecting ZIS, NU-Care from LAZISNU Ponorogo Regency is using E-Wallet payments (OVO, Gopay, Shopee pay, etc.) a
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Rimbano, Dheo, Mirra Sri Wahyuni, and Eri Triharyati. "Tax Planning Atas Pajak Penghasilan Badan." Owner 3, no. 1 (2019): 28. http://dx.doi.org/10.33395/owner.v3i1.98.

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Corporate income tax is a mandatory thing to pay. awareness of paying is still minimal, Islam is more familiar with the term ‘zakat’ than tax (Awareness in paying zakat is very high for Muslims), raising awareness begins with the planning process, so the obstacles in every plan to pay taxes need to be known. The possibility of taxpayers already knowing their obligations, but the meaning is like "double-edged knife", the existence of a trend positivein paying taxes is still to be studied, whether based on the tax amnesty and / or tax planning that starts to run, the negative side of tax amnesty
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Fitri Fadilah Widyaputri and Edy Yusuf Agung Gunanto. "Shariah Mobile Banking Adoption Trends: Analysis Mob Mentality, Reputation, Perceived Risk, and Islamic Financial Literacy." Jurnal Ekonomi Syariah Teori dan Terapan 10, no. 5 (2023): 482–95. http://dx.doi.org/10.20473/vol10iss20235pp482-495.

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ABSTRACTThis study aimed to analyze the factors that influence customer decisions in using Islamic mobile banking services. In this study, a total of 200 respondents were collected through purposive sampling technique with the criteria of having used or currently using mobile banking services from Islamic banks in Semarang City, respondents answered online surveys through google forms as primary data collection. The methodology in this study was using PLS-SEM. The study findings show that the factors of mob mentality, reputation, perceived risk, and Islamic financial literacy have a positive a
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Rimbano, Dheo, and Mirra Sri Wahyuni. "TAX PLANNING ATAS PAJAK PENGHASILAN BADAN PADA SEMUA PERSEKUTUAN KOMANDITER (CV) DI KOTA LUBUKLINGGAU DAN KOTA BENGKULU." Creative Research Management Journal 1, no. 2 (2018): 72. http://dx.doi.org/10.32663/crmj.v1i2.632.

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Corporate income tax that must be paid. Neither, awareness of paying is poor, Islam is more familiar with the term “Zakat” than tax (Awareness in paying zakat is ‘very high’ for Muslims). We know, raising awareness begins with the planning process, so the constraints in every plan to pay taxes need to be known. Possible taxpayers already know of its obligations, but the meaning is like a "double-edged knife", the positive trend in paying taxes is still to be studied, whether based on the tax amnesty and or if the tax planning starts, the negative side of tax amnesty is the fact that ou
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Sufyan, Yusuf, and Fuad Mas'ud. "Determinant Model of Decision to Use the Online Donation Platform: Technology Acceptance Model and Theory of Planned Behavior Approach." Jurnal Ekonomi Syariah Teori dan Terapan 9, no. 6 (2022): 884–97. http://dx.doi.org/10.20473/vol9iss20226pp884-897.

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ABSTRAK Strategi penghimpunan shadaqah di era modern harus menyesuaikan dengan kemajuan teknologi dan preferensi generasi milenial. Kitabisa.com merupakan platform donasi berbasis online yang terus mengalami pertumbuhan pengumpulan donasi dan banyak digunakan masyarakat muslim milenial. Tujuan dari penelitian ini adalah untuk menganalisis faktor-faktor yang mempengaruhi keputusan penggunaan platform kitabisa.com melalui pendekatan Technology Acceptance Model (TAM) dan Theory of Planned Behavior (TPB). Penelitian ini menggunakan teknik sampling purposive sampling. Proses pengkolektifan data dil
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Qolbi, A'yun, and Raditya Sukmana. "DETERMINAN NIATAN MAHASISWA TERHADAP WAKAF TUNAI SECARA ONLINE MENGGUNAKAN MODIFIKASI TECHNOLOGY ACCEPTANCE MODEL." Jurnal Ekonomi Syariah Teori dan Terapan 9, no. 1 (2022): 78. http://dx.doi.org/10.20473/vol9iss20221pp78-91.

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ABSTRAKTujuan dari Penelitian ini adalah menguji pengaruh kepercayaan dan citra website yang diintegrasikan dengan persepsi kemudahan penggunaan dan persepsi kebermanfaatan pada niatan seorang mahasiswa dalam membayar wakaf secara online, yang menjadikan penelitian ini berbeda dengan penelitian sebelumnya adalah penggunaan citra website sebagai determinan niatan mahasiswa dalam menggunakan layanan wakaf online ini. Penelitian ini menggunakan pendekatan kuantitatif dengan metode SEM-PLS serta melibatkan responden sebesar 100 responden dengan menggunakan Purposive Sampling dengan kriteria seoran
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Nor, Hafiza Abd Samad, Abdul Rahman Rahayu, Masrom Suraya, Omar Norliana, and Hasan Che. "Predicting the intention to adopt e-zakat payment services: a machine learning approach." May 19, 2025. https://doi.org/10.11591/eei.v14i3.8512.

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The technology evolution in the zakat collection and payment services has brought about a profound transformation in the global processes of gathering and distributing charitable contributions. Despite witnessing a positive trend in annual zakat collection in Malaysia, it has yet to reach its optimal level. Therefore, predictions regarding performance and comparisons across multiple models for online zakat collection hold crucial significance in improving the overall collection rate. This paper, utilizing data from 230 zakat payers, presents an empirical assessment of various machine learning
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Rijal, Khairul. "Analysis of Online Portal and E-Payment Application Usage: A Case Study of BAZNAS Indonesia." International Conference of Zakat, February 14, 2019. http://dx.doi.org/10.37706/iconz.2018.116.

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The best achievement of zakat institutions in performing their duties as an organization is strongly influenced by several strategies of use in the latest technology in the current era. This statement is supported when where it can be seen some information dissemination, with a variety of payment tools that can turn a manual system into an online and electronic system. Payment is the heart of the business. For an online business, e-payment plays a crucial role in accelerating every transaction of institutions. Based on available information that there are various types of electronic payment sy
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Agustiningsih, Maulida Dwi, Ravika Mutiara Savitrah, and Putri Catur Ayu Lestari. "Escalation of Online Zakat in New Normal." Journal of Finance and Islamic Banking 4, no. 1 (2021). http://dx.doi.org/10.22515/jfib.v4i1.3535.

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Now adays, the world is still struggling in dealing with Covid-19 and all the effects it causes. This condition has many impacts, including on the socio-economic sector and can be overcome by increasing zakat income. Given the extremely dangerous nature of the transmission of the corona virus, WHO recommends the use of digital money. This also applies to the payment of zakat through e-zakat (online payment of zakat). This study aims to determine the factors that influence Muzakki's decision to pay zakat online.This study uses a younger generation as a sample because of its role as the largest
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