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1

Klein, Sean Patrick. "Household savings and portfolio choice." Thesis, Massachusetts Institute of Technology, 2010. http://hdl.handle.net/1721.1/58182.

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Thesis (Ph. D.)--Massachusetts Institute of Technology, Dept. of Economics, 2010.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references.<br>This thesis consists of three essays that examine household savings and portfolio choice behavior. Chapter One analyses the effects of employer matching contributions and tax incentives on participation and contribution behavior in employer-sponsored 401(k) savings plans. Employer sponsored retirement savings plans consist of several different incentives designed to increase employee savings, including matching contributions, tax
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Fredriksson, Cajsa. "Determinants of household savings : An international cross-country analysis to detect the determinants of household savings." Thesis, Karlstads universitet, Handelshögskolan (from 2013), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:kau:diva-79936.

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The purpose of this paper is to look into the determinants of household savings in an international cross-section. The focus is on the effects from social security, old-age dependency, participation rate and change in unemployment, among other variables as an addition to the disequilibrium saving hypotheses, which is the base theory for the savings function. The fixed-effect least square dummy variable method is used on panel data of 14 OECD countries over the time-span 2000 to 2018. The determinants that has a significant effect on household saving in the empirical result is unanticipated inc
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Persson, Sanna, and Jerry Pettersson. "The connection between household savings ratio and human development index : Which factors affect the household savings ratio?" Thesis, Linnéuniversitetet, Institutionen för ekonomistyrning och logistik (ELO), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-87939.

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This thesis investigates which factors affecting savings behavior by using a fixed effect regression model. To see what affects the household savings rate the following independent variables is considered: Natural logarithm of trend per capita income, natural logarithm of deviation from trend per capita income, growth of disposable income, real interest rate, inflation, wealth in relation to household disposable income, foreign savings in relation to disposable income, dependency ratio and human development index. To see whether changes of human development within a county impacts the househol
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Dal, Borgo Mariela. "Essays in household savings and portfolio choice." Thesis, University of Warwick, 2015. http://wrap.warwick.ac.uk/72943/.

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The first part of this thesis presents a decomposition of household savings. One of the explanations for the wealth gap is that households with the same income level and demographic characteristics present differences in saving rates. This issue has been studied for African American versus Whites, but has not been directly addressed for Hispanics. Using pre-retirement data from the Health and Retirement Study, I compute saving rates as the ratio of wealth change to income over the years 1992-1998 and 1998-2004. In a regression framework I find that Mexican Americans, but not other Hispanics, h
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Dellien, Hans. "Household Savings and Deposits in Rural Honduras." Connect to resource, 1997. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1215015711.

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Brito, González Fernando José. "Fertility and household savings: the case of Chile." Tesis, Universidad de Chile, 2016. http://repositorio.uchile.cl/handle/2250/138145.

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Magíster en Economía Aplicada<br>Ingeniero Civil Industrial<br>There is consensus among economists and policy makers that higher saving rates foster domestic investment and economic growth. Therefore, understanding the determinants of savings is a fundamental concern for economic development. Consistent with the life-cycle hypothesis, one of the key determinants of savings is demographics. The decline in fertility and the forthcoming population aging, particularly in emerging economies, have the potential to reshape age structure and affect domestic savings. Thus, exploring the dynamics of dem
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Chen, Hao <1982&gt. "Three essays in Chinese reforms and household savings." Doctoral thesis, Università Ca' Foscari Venezia, 2012. http://hdl.handle.net/10579/1176.

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In this dissertation, we study three issues in Chinese reforms and household saving decisions. In Chapter 1, we review the existing studies on the relation between various of the Chinese reforms and the household saving decisions. Chapter 2 focus on the housing finance reform effect on the saving rate. Using the two-step estimation procedure, we find that as a pillar of the housing finance reform, the Housing Accumulation Fund positively affect the household saving rate and the home ownership. In Chapter 3, we discuss the effect of the health care reform occurred in 1998. We find that the 1998
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Huang, Peng. "Determinants of household saving in China." Master's thesis, Lincoln University. Commerce Division, 2006. http://theses.lincoln.ac.nz/public/adt-NZLIU20061202.004631/.

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It is a conventional wisdom that since the start of the Chinese economic reform in 1978, the domestic saving structure in China has changed significantly. Previous studies of household saving in China (for example: Qian, 1988, Feltenstein et al, 1990, and Wakabayashi and Mackellar, 1999) have usually relied upon the Keynesian absolute-income hypothesis, Duesenberry’s relative-income hypothesis, and Friedman’s permanent-income hypothesis. This thesis uses the Modigliani-Brumberg life-cycle hypothesis to examine the determinants of household saving behavior in the Peoples’ Republic of China duri
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Moyo, Dambisa Felicia. "Essays on the determinants of components of savings in developing countries." Thesis, University of Oxford, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.270137.

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Lan, Lan. "Essays on Household Savings, Intergenerational Transfers, and Production Network." Thesis, Toulouse 1, 2018. http://www.theses.fr/2018TOU10058/document.

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Cette thèse étudie plusieurs sujets dans Macroeconomics, qui contient trois articles indépendants, chacun correspondant à un chapitre. Un fil conducteur des trois articles est d'aborder les questions macroéconomiques du point de vue de la théorie et des données au niveau micro. Le premier et le deuxième chapitre explorent les taux d'épargne de la Chine en utilisant la théorie et les enquêtes au niveau des ménages. Il explique le profil « en forme de Dromadaire » des ménages chinois, en mettant l'accent sur les transferts intergénérationnels. Le troisième chapitre explore la propagation des vol
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Frache, Derregibus Serafin. "Essays on households' consumption and saving decisions." Thesis, Queen Mary, University of London, 2014. http://qmro.qmul.ac.uk/xmlui/handle/123456789/8909.

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In this thesis I contribute to the applied study of households' consumption and saving behaviour. In the first chapter I introduce and explain why it is relevant to understand how households react to income shocks in terms of their consumption and saving decisions. The second chapter is inspired by a recent paper by Krueger and Perri (2011), who argue that the observed response of household wealth to income shocks, which is smaller over long periods, provides evidence in favour of the classic permanent-income model with perfect financial markets. Whether a model with financial market imperfect
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Boffa, Zhang-Ming. "Cultural influence on China's household saving." Thesis, Federation University Australia, 2015. http://researchonline.federation.edu.au/vital/access/HandleResolver/1959.17/102944.

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The recession following the 2008 Global Financial Crisis highlighted the problem of deficient household saving and imprudent consumer credit. Studies of selected economies reveal that household saving tends to decline as economies move to higher stages of development. Following rapid economic growth, China’s household saving, possibly due to the influence of traditional culture, has remained high by international standards while consumer credit levels are low. This significant phenomenon has prompted the question of what this development trajectory may become as China proceeds to higher income
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Chipote, Precious. "Determinants of household savings in South Africa: an econometric approach." Thesis, University of Fort Hare, 2013. http://hdl.handle.net/10353/d1015281.

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Savings play a crucial role in promoting economic growth through their effect on investments. In addition, savings cushion the economy against fluctuating international capital flows. In periods of low or fluctuating capital, domestic savings are essential to finance high levels of capital formation thereby leading to increased productivity and sustainable economic growth. In South Africa saving levels have been declining, particularly household savings. This has been a major cause of concern as low savings hinder economic growth. In light of this, the study explored the determinants of househ
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Kasongo, Atoko. "Essays on savings in South Africa." University of the Western Cape, 2019. http://hdl.handle.net/11394/7616.

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Philosophiae Doctor - PhD<br>Savings is essential for boosting economic growth. Low savings in a country will have negative consequences for both investment and economic growth. South Africa has continued to expe rience declining saving rates and in recent years, accompanied by declining economic growth. The study evaluated savings in South Africa by decomposing it into household saving, cor porate saving and public saving. The focus was to investigate the determinants of household savings, corporate and public savings. In addition to examining the determinants of savings, the research h
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Lilja, Kristina. "Utav omsorg och eftertanke : en undersökning av Falu stads sparbanks sparare 1830-1914." Licentiate thesis, Uppsala University, Department of Economic History, 2000. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-2474.

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Gardner-Brown, Matthew T. "Household goods shipments : Tender of service for unpacking a cost savings proposal." Thesis, Monterey, California. Naval Postgraduate School, 1991. http://hdl.handle.net/10945/28264.

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Naidoo, Jeremy. "The impact of credit types on household savings levels in South Africa." Master's thesis, Faculty of Commerce, 2019. http://hdl.handle.net/11427/30482.

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Despite robust economic growth in post-apartheid South Africa, we have consistently seen high unemployment and severe income inequality amongst its people. Arguably this has resulted in a culture of dependence on consumer credit; consumers are spending future income by using credit. This could result in a decrease in household savings levels amongst ordinary South Africans. Many studies have referred to an increase in consumer credit to supplement people’s income support or to offset low wages. This has a major impact on consumers who then find themselves over-indebted due to economic shocks a
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Salame, David, and Harley Klerck. "The Impact of House Price Changes on Household Savings : A panel data study of the impact of the changes in house prices and interest rates on household savings in Europe." Thesis, Södertörns högskola, Nationalekonomi, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-32775.

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Real estate remains to be a major component of wealth for households as the market value of houses continues to rise noticeably again, as before the global recession 2007. Understanding households’ responses to changes of house prices and interest rates is important as fluctuations of these kind affect their preferences of saving. This thesis examines the impact of house price- and interest rate changes on household savings with the usage of secondary panel data from seven European countries. Providing a definite estimation of the interest elasticity of saving for households is not conceivable
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Chimeri, Rememberance Hopeful. "A comparative analysis of rural and urban household savings behaviour in South Africa." Thesis, University of Limpopo, 2015. http://hdl.handle.net/10386/1514.

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Thesis (M.Sc. (Agricultural Economics)) -- University of Limpopo, 2015<br>Saving is important in the economy as it has linkages with growth, development and sustainability. The poor average saving rate in the rural economy has restricted the capacity of rural development in South Africa. The study focuses on comparing rural and urban household savings behaviour in South Africa, using household data from the Income and Expenditure Survey (IES) for the period 2010/2011. The dynamic linear saving functions originating from the Absolute Income and Permanent Income Hypotheses were estimated separat
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20

Vassileva, Iana. "Characterization of household energy consumption in Sweden : energy savings potential and feedback approaches." Doctoral thesis, Mälardalens högskola, Akademin för hållbar samhälls- och teknikutveckling, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:mdh:diva-14865.

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Energy consumption is on a constant rise with domestic use contributing substantially to the overall consumption. The population growth along with ever increasing comfort levels and daily appliance usage are driving the domestic electricity demand to higher levels. Targeting domestic consumption is thus of great importance if global consumption is to be lowered. This involves understanding and changing consumers’ behaviour, awareness and increasing their knowledge on the subject of energy use. In this thesis various factors determining household energy consumption such as dwelling size, income
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Fan, Weiwei. "Household savings, relationship banking, and urbanization : three essays in economic development and finance /." View Abstract or Full-Text, 2003. http://library.ust.hk/cgi/db/thesis.pl?ECON%202003%20FAN.

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Thirumurthy, Harsha. "Household saving behavior and the real interest rate: an empirical study." Oberlin College Honors Theses / OhioLINK, 1998. http://rave.ohiolink.edu/etdc/view?acc_num=oberlin1354811060.

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Topoleski, John. "Behavioral Aspects of Retirement Savings: How do 401(K) Plans Affect Household Asset Accumulation?" ScholarWorks@UNO, 2005. http://scholarworks.uno.edu/td/313.

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The nature of employee retirement plans has changed dramatically over the past fifteen years as employers have been replacing traditional defined benefit retirement plans with defined contribution plans like the 401(k) plan. This dissertation is focused on the impact that 401(k) plan have on household asset accumulation. The first essay looks at how much asset accumulation can be attributed to 401(k) plans as opposed to other factors such as demographics and saver type characteristics. Overall, the conclusions are consistent with recent research that says these plans induce a reshuffl
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Zainir, F. "Private savings, financial developments and institutions in emerging economies." Thesis, Coventry University, 2012. http://curve.coventry.ac.uk/open/items/49c61e95-2367-4ace-8f9f-92f5ac8cf5c7/1.

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In the 1950s and 1960s, after gaining independence from their colonial powers, most developing countries adopted “market substitution” as their policy for economic development and growth. In essence, this was an industrialisation strategy followed by these developing economies to concentrate on home-grown products and nurture their expertise in order to reach the status of industrialised nations. However, by the end of 1970s, many developing countries began to realize the failures of their inward-looking approach to industrialization when their economies were mired with high unemployment, infl
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Wimmerová, Johana. "Vliv finanční krize na finanční situaci českých domácností v komparaci s vybranými státy EU." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-17095.

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Horáková, Marie. "Úspory českých domácností a jejich srovnání s vybranými zeměmi EU." Master's thesis, Vysoká škola ekonomická v Praze, 2012. http://www.nusl.cz/ntk/nusl-162582.

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This Master's thesis focuses on Czech household savings. It describes the most important traditional and alternative financial products used by Czech households. Next it reveals the reasons why Czech households are so conservative in their attitude to their financial means in comparison with other European countries. In the last part of this thesis the most important determinants of household savings are identified and with the help of correlation coefficient the intensity of correlation between gross household savings and their determinants is explored.
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Vostřelová, Radana. "Finanční chování domácností v České republice." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-85338.

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This thesis deals with the fiscal behavior of households within the Czech Republic. The main areas of interest are the appropriate management of personal or family finance and the importance of household budgeting. It shows that the awareness of ones income and expenses are the basis of a financial literacy, which is still at an insufficient level. Such households are thus regarded as a weaker market article, which have to be protected either by means of education, awareness raising or modifying legislation in their favor. Specific elements in the protection of clients are intertwined througho
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Saggi, Karan. "Who is the Customer? Identifying the Initial Adopters of Formal Savings. Field Evidence from Malawi." Scholarship @ Claremont, 2014. http://scholarship.claremont.edu/cmc_theses/957.

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This thesis examines household characteristics as determinants of formal savings accounts in rural Malawi. The main questions answered in this paper include the effects of household characteristics on the probability of having formal savings, the amounts saved in these accounts, and the probability of adopting formal savings. The central discussion aims to identify the initial adopters of formal savings accounts, using a marketing approach previously unapplied to this area of research. This paper also contributes to the dialogue of the household composition by considering three untried variabl
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Waheed, Shahina [Verfasser], Frithjof [Akademischer Betreuer] Kuhnen, and Winfried [Akademischer Betreuer] Manig. "Household savings in rural Pakistan : Empirical and conceptual issues / Shahina Waheed. Gutachter: Winfried Manig. Betreuer: Frithjof Kuhnen." Göttingen : Niedersächsische Staats- und Universitätsbibliothek Göttingen, 2002. http://d-nb.info/104372091X/34.

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Song, Tebek. "Differentiation strategies of Korean Deposit Money Banks to sustain a competitive advantage in the household savings market." Thesis, University of Stirling, 1992. http://hdl.handle.net/1893/3531.

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Competition among financial institutions in Korean household savings market (HSM) has become severe. Deposit money banks (DMBs) which have occupied the main prop of the Korean financial system have entered turbulent times mainly due to the relaxation of financial regulations which artificially provide a stabilized market environment, as well as the out-performance of non-banking financial institutions (NBFIs). Also, Korean households are becoming better educated, more sophisticated and richer in line with the increase in wealth of the nation. The market share of DMBs in HSM has gradually decli
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Evans, Ceri. "Greywater reuse: An assessment of the scheme water savings that can be achieved at a household scale." Thesis, Evans, Ceri (2009) Greywater reuse: An assessment of the scheme water savings that can be achieved at a household scale. Honours thesis, Murdoch University, 2009. https://researchrepository.murdoch.edu.au/id/eprint/40800/.

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In Perth, domestic irrigation constitutes over 50% of the total urban scheme water demand and at a time when urban water resources are diminishing, greywater reuse has the potential to enable significant reductions in scheme water consumption to be achieved. Greywater technology has been slow on the uptake in Western Australia as there has been greater focus from State government and Water Corporation on large scale water supply augmentation, such as seawater desalination. Some debate exists as to how useful greywater reuse can be in contributing to scheme water savings as limited studies have
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Röttger, Joost [Verfasser], Andreas [Akademischer Betreuer] Schabert, and Ludger [Gutachter] Linnemann. "Essays in dynamic macroeconomics: public policy, household savings, and lack of commitment / Joost Röttger. Betreuer: Andreas Schabert. Gutachter: Ludger Linnemann." Dortmund : Universitätsbibliothek Dortmund, 2015. http://d-nb.info/1110894287/34.

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Antoci, Aurélia. "A classe média chinesa : uma quimera ou os futuros líderes do comércio internacional?" Master's thesis, Instituto Superior de Economia e Gestão, 2021. http://hdl.handle.net/10400.5/23408.

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Mestrado Bolonha em Economia Internacional e Estudos Europeus<br>Esta dissertação explora a classe média chinesa e o seu papel nos padrões de comércio internacional. Começa por clarificar-se o conceito de classe média, as características e a dimensão da classe média chinesa e o que a distingue das classes médias de outros países. O capítulo seguinte é dedicado às teorias do consumo e da poupança e à forma como se aplicam à China. Para finalizar, esclarece-se como pode o consumo da classe média chinesa aumentar e os impactos futuros da classe média chinesa a nível nacional e internacional. Este
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Соколик, М. П. "Оцінка використання на споживання і заощадження наявного доходу домашніх господарств". Thesis, Українська академія банківської справи Національного банку України, 2011. http://essuir.sumdu.edu.ua/handle/123456789/63306.

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Наявний дохід домашніх господарств (ДГ) становив у 2005–2010 рр. 78,2–76,4 % всіх доходів. У витратах ДГ на споживання і заощадження спостерігалася суттєва нерівність як у їх структурі, так і в розподілі приросту заощаджень між ДГ. Його частка у ДГ роботодавців і самостійно зайнятих зросла у 2005–2008 рр. відповідно з 3,8 до 10,6 % і з 6,8 до 38,9 %. Такі домогосподарства нагромаджували у формі нефінансових активів: частка ДГ роботодавців зросла з 1,4 % у 2005 р. до 16,1 % у 2009 р., ДГ самостійно зайнятих – з 44 до 57 %. Частка чистих заощаджень ДГ найманих працівників знизилася з 53 до
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Changwony, Frederick Kibon. "Three essays in household finance." Thesis, University of Stirling, 2013. http://hdl.handle.net/1893/20407.

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This thesis explores the impact of two behavioural finance concepts, social psychology and psychology, on household financial decisions. Under social psychology, I investigate whether the variety and intensity of social engagement enhances stock market participation. With regard to psychology, I examine two behavioural biases. First, I investigate whether mental accounting influences portfolio choice in three asset classes and whether financial advice and housing tenure increase (decrease) the effects of mental accounts on portfolio choice. Second, I examine whether households’ self-reported h
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Naihma, Dintani Yudhitya Noorzakiah. "Sustainability Assessment for Small Scale Biogas in Yogyakarta Province, Indonesia." Thesis, KTH, Energi och klimatstudier, ECS, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-226148.

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The study evaluates sustainability aspects of small scale biogas production in Yogyakarta Province of Indonesia. Growing number of livestock (i.e. cows, sheep, chicken, pigs, and other domestic animals) in the region brings opportunity to produce biogas from livestock manure, leading to improve energy security especially in household, while contributing to renewable energy target which is 31% from Total Primary Energy Demand (TPES) in all sectors by 2050. Biogas potential from cattle, horse, buffalo, pig, sheep, goat, chicken and duck which own by household in all regencies within the province
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Hillefors, Hanna, and Nathalie Isaksson. "De svenska hushållens sparande : Vilka faktorer påverkar sparkvoten? En reflektion under den rådande Corona-pandemin." Thesis, Högskolan Väst, Avd för juridik, ekonomi, statistik och politik, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:hv:diva-17329.

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The savings ratio for Swedish households is record-breaking and Sweden, together with the rest of the world, is currently in the middle of a pandemic. What drives individuals to save is based on a number of different factors that previous research has concluded. The purpose of this study is to, with previous research as a basis, investigate which factors affect the savings ratio for Swedish households. Quarterly data for the years 1982–2020 is analyzed in a time series by first processing for unit roots and then cointegration. The data is then estimated in a multiple linear regression in the f
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Пасажко, Т. С. "Фінансовий механізм трансформації заощаджень населення в інвестиції України". Thesis, Чернігів, 2019. http://ir.stu.cn.ua/123456789/18492.

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Пасажко, Т. С. Фінансовий механізм трансформації заощаджень населення в інвестиції України : дис. ... канд. екон. наук : 08.00.08 / Т. С. Пасажко. - Чернігів, 2019. - 235 с.<br>У дисертації узагальнено теоретичні підходи до визначення сутності, мотивів та механізму формування заощаджень населення. Досліджено об’єктивну необхідність та економічне призначення заощаджень населення у розширеному відтворенні економіки країни. У роботі розглянуто структуру та основні складові фінансового механізму трансформації заощаджень населення в інвестиційні ресурси в Україні. Доповнено класифікацію заощаджень
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Komicha, Hussien Hamda. "Farm household economic behaviour in imperfect financial markets : empirical evidence and policy implications on saving, credit and production efficiency in Southeastern Ethiopia /." Uppsala : Dept. of Economics, Swedish University of Agricultural Sciences, 2007. http://epsilon.slu.se/200778.pdf.

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Зваричук, Н. М. "Заощадження домогосподарств та їх місце у формуванні ресурсної бази банків". Thesis, Одеський національний економічний університет, 2021. http://local.lib/diploma/zvarychuk.pdf.

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Доступ до роботи тільки на території бібліотеки ОНЕУ, для переходу натисніть на посилання нижче<br>Кваліфікаційна робота магістра складається з трьох розділів. Об’єктом дослідження є процеси формування ресурсного потенціалу банків за рахунок заощаджень домогосподарств. Предметом дослідження є теоретичні та практичні засади перетворення заощаджень домогосподарств в основне джерело формування ресурсного потенціалу банків. Мета дослідження полягає в обґрунтуванні теоретичних підходів та розробленні практичних рекомендацій щодо формування ресурсного потенціалу банків на основі заощаджень домого
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Tewoldeberhan, Ruth W. "The impact of saving in reducing risks: A case study of Mathabatha Village Bank, Limpopo province, South Africa." University of the Western Cape, 2003. http://hdl.handle.net/11394/6481.

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Magister Commercii - MCom<br>The minithesis argues that microfinance institutions help their clients by offering saving services, through which the clients will be able to get 'chunks of money' on a regular basis . These 'chunks of money' enable them to protect against emergency risks for it acts as a crisis-coping mechanism by building up the asset base in its physical, financial, human, and social sense. The accumulation of an asset base is not only critical in fighting risks ahead of time, but also enables poor clients to protect against losses afterwards . Thus the saving services provided
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Rodrigues, Bruno Gorgulho. "Income inequality and human capital development." reponame:Repositório Institucional do FGV, 2014. http://hdl.handle.net/10438/11494.

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Submitted by Bruno Rodrigues (brunogorgulhorodrigues@gmail.com) on 2014-02-24T14:05:17Z No. of bitstreams: 1 Rodrigues, Bruno _ Masters Dissertation.pdf: 2101540 bytes, checksum: b57ecc8cae1e4cdd021c38293d656dcb (MD5)<br>Rejected by Luana Rodrigues (luana.rodrigues@fgv.br), reason: Dear Bruno, Please, make the following changes in your thesis: - Remove the logo of FGV; - Separate the abstract of the "resumo" and post it again. on 2014-02-25T12:10:04Z (GMT)<br>Submitted by Bruno Rodrigues (brunogorgulhorodrigues@gmail.com) on 2014-02-25T19:23:57Z No. of bitstreams: 1 Rodrigues,Bruno
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Pierce, Nancy L. "Precautionary savings behavior of maritally-stressed households /." free to MU campus, to others for purchase, 2004. http://wwwlib.umi.com/cr/mo/fullcit?p3137736.

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Македон, Г. М. "Вплив споживання та заощаджень домогосподарств на модернізацію регіональних господарських систем". Thesis, Ніжин, 2017. http://ir.stu.cn.ua/123456789/15392.

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Македон, Г. М. Вплив споживання та заощаджень домогосподарств на модернізацію регіональних господарських систем : дис. ... канд. екон. наук : 08.00.05 / Г. М. Македон. - Ніжин, 2017. - 256 с.<br>Дисертація є рукописом, у якому обґрунтовано теоретико-методологічні основи формування споживання та заощаджень домогосподарств і розроблено практичні рекомендації їх участі у модернізації регіональних господарських систем. Узагальнено теоретичні підходи до розуміння сутності споживання та заощадження в контексті економічних теорій та сформульовано їх авторське трактування. Зокрема споживання пропонує
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Yayi, Adémola Eric. "Les choix de portefeuille des ménages au cours du cycle de vie." Thesis, Orléans, 2015. http://www.theses.fr/2015ORLE0507/document.

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La complexité grandissante des produits financiers proposés aux ménages et les innovations financières récentes ont révélé la vulnérabilité et la difficulté des ménages `à prendre des décisions appropriées. Afin de mieux comprendre leur comportement, cette thèse se concentre sur les choix de portefeuille des ménages au cours de leur cycle de vie. Quatre chapitres ont ´été d´développés dans ce but. Les conseillers en patrimoine suggèrent aux ménages de de s’investir en actifs risqués à l’approche de la retraite. Le chapitre 1 apporte un éclairage sur cette recommandation. Nous montrons que le p
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Repetto, Andrea. "Household saving and factor prices." Thesis, Massachusetts Institute of Technology, 1998. http://hdl.handle.net/1721.1/10117.

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Chen, Peng. "Household saving and portfolio allocation /." The Ohio State University, 1997. http://rave.ohiolink.edu/etdc/view?acc_num=osu14879457445752.

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Fong, Yeng Fatt. "Transsectorial influences, ultrarationality and household saving /." Title page, contents and introduction only, 1985. http://web4.library.adelaide.edu.au/theses/09EC/09ecf674.pdf.

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Essig, Lothar. "Savings Behavior of Private Households in Germany." [S.l. : s.n.], 2005. http://swbplus.bsz-bw.de/bsz117934933inh.htm.

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Chou, Wan-Jung. "Saving behaviour of British households." Thesis, University of Bath, 2007. https://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.487554.

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Using the data from the British Household Panel Survey (BHPS), this thesis studies British households' saving behaviour taking into account the concept of inconsistent time preference. The concept of inconsistent time preference suggests that households' time preferences are hyperbolic, and such households appear averse to saving for the short term and favour saving for the long term. This thesis is set out based on two theoretical models: one is the buffer-stock model and the other is the quasi-hyperbolic life-cycle consumption model. The buffer-stock model under a life-cycle/permanent income
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