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Artykuły w czasopismach na temat "Payment offer"

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Barron, Anne. "“I'll get it”: Payment offers, payment offer sequences and gender on First Dates." Journal of Pragmatics 235 (January 2025): 4–25. http://dx.doi.org/10.1016/j.pragma.2024.10.006.

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Jalbert, Terrance, Jonathan D. Stewart, and Terry Pope. "How Do Minimum Payment Changes Affect Credit Card Arbitrage?" Journal of Applied Business Research (JABR) 28, no. 3 (2012): 385. http://dx.doi.org/10.19030/jabr.v28i3.6956.

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This paper examines how changes in the minimum payment percentage and effective maturity of introductory offers affect credit card arbitrage. Credit Card arbitrage involves taking a cash advance on, or making purchases against, a credit card that offers a low or zero percent introductory interest rate. The proceeds are deposited into a Federal Deposit Insurance Corporation (FDIC) insured money market account. Profits from this strategy are dependent on factors including the minimum payment due on the credit card each month. Recently, under pressure from the U.S. Office of the Comptroller of th
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Wang, Li, Junfeng Tian, Yanhong Si, and Xixiu Sun. "Optimal duration, rate and price when online retailers offer installment payment services." Nankai Business Review International 12, no. 1 (2021): 96–121. http://dx.doi.org/10.1108/nbri-08-2019-0039.

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Purpose Online retailers have become gradually popular to offer consumers installment payment services in the past few years. This paper aims to study how to determine the duration and rate of installment payment services, as well as the price of products to increase online retailers’ profits. Design/methodology/approach By modeling the utility functions, the behavior of consumers for strategic choosing the payment method and payment timing is analyzed. Thus, the market segments are obtained through the comparison of the consumer’s utilities. Combined with the given assumptions, the installmen
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Persad, Govind, Holly Fernandez Lynch, and Emily Largent. "Differential payment to research participants in the same study: an ethical analysis." Journal of Medical Ethics 45, no. 5 (2019): 318–22. http://dx.doi.org/10.1136/medethics-2018-105140.

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Recognising that offers of payment to research participants can serve various purposes—reimbursement, compensation and incentive—helps uncover differences between participants, which can justify differential payment of participants within the same study. Participants with different study-related expenses will need different amounts of reimbursement to be restored to their preparticipation financial baseline. Differential compensation can be acceptable when some research participants commit more time or assume greater burdens than others, or if inter-site differences affect the value of compens
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Rohini Kumari and Deepak Kumar. "From Kirana Stores to E-commerce: The Evolving Landscape of Consumer Perceptions on Digital Payments in India." International Research Journal on Advanced Engineering Hub (IRJAEH) 2, no. 02 (2024): 154–68. http://dx.doi.org/10.47392/irjaeh.2024.0028.

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India is not an exception to the global trend of the rising popularity of digital transactions. According to studies, effective systems of payment can contribute to a faster movement of liquidity throughout a country's economy. In this digital age, businesses that want to be agile and provide the best possible service to their customers need to offer digital payment options. This research investigates how individuals view online and digital payment methods and explores their apprehensions regarding the security of such transactions in an era dominated by interconnected technologies. Marketers
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Nitzan, Irit, and Danit Ein-Gar. "The “Commitment Projection” Effect: When Multiple Payments for a Product Affect Defection from a Service." Journal of Marketing Research 56, no. 5 (2019): 842–61. http://dx.doi.org/10.1177/0022243719850504.

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Many service providers offer supplementary products related to their ongoing services (e.g., fitness centers offer fitness smartwatches). In seven studies, the authors show that the payment method for such supplementary products (multiple payments vs. a single lump sum) affects customers’ tendency to defect from the provider’s core service over time. Specifically, when customers pay for add-ons in multiple payments—provided that (1) they perceive the add-on as being bundled with the core service and (2) the payment period has an end point—they are initially less likely to defect from the servi
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Baby, Bincy. "Problems Faced by NFC Payment Users - A Study with Special Reference to Kolenchery, Ernakulam District, Kerala." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 05 (2025): 1–9. https://doi.org/10.55041/ijsrem46748.

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Abstract Near Field Communication (NFC) payment system is a contactless payment technology that allows users to make transactions by simply tapping their mobile devices on a payment terminal. NFC payment systems are becoming increasingly prevalent in various sectors, including retail, transportation, and hospitality, due to their ease of use, speed, and security. NFC payment systems offer several benefits over traditional payment methods, such as cash and cards. With NFC technology, users can make payments without the need for physical cash or cards. This eliminates the need to carry bulky wal
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Soundarapandian, Ramkumar. "The Impact of Digital Payment Implementation on Consumer Behavior." Shanlax International Journal of Arts, Science and Humanities 7, no. 4 (2020): 132–37. http://dx.doi.org/10.34293/sijash.v7i4.2103.

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The revolutionary impact of digital payment systems on consumer behaviour is examined in this research report. This study aims to investigate the effects of vendor and consumer behavioural changes brought about by the increasing use of digital payment systems. In order to offer light on the changing dynamics of digital payments and its implications for many stakeholders, this research will examine consumer preferences, attitudes, and adoption patterns in addition to vendor experiences and obstacles. Consumer acceptance of digital payment options has increased significantly in recent years. The
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Wertheimer, A., and F. G. Miller. "Payment for research participation: a coercive offer?" Journal of Medical Ethics 34, no. 5 (2008): 389–92. http://dx.doi.org/10.1136/jme.2007.021857.

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Parmar, Prakashchandra, and Ketaki Sheth. "A STUDY ON DIGITAL PAYMENT SYSTEM USAGE BEHAVIOUR OF CUSTOMERS OF GUJARAT STATE." International Journal of Management, Public Policy and Research 2, no. 1 (2023): 129–35. http://dx.doi.org/10.55829/ijmpr.v2i1.121.

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The government of India is promoting the digital payments with the objective of to make seamless digital payments available to all Indian people in a way that is accessible, easy, affordable, rapid, and secure. Therefor this study is an attempt to know the digital payment usage behavior of customers of Gujarat state. The data is collected from primary sources through digital questionnaire and analyzed using IBM SPSS statistical software. This study concludes that majority of customers use digital payment system for daily and routine small amount transactions therefore it is suggested to the di
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Rozprawy doktorskie na temat "Payment offer"

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Iqbal, Zahid. "Information Content of Managerial Decisions, Change in Risk, and Complimentary Signals: Evidence on New Bond Issue, Exchange Offer, and Dividend Payments." Thesis, University of North Texas, 1988. https://digital.library.unt.edu/ark:/67531/metadc332069/.

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The effect of a change in capital structure on the risk and return of common stockholders is investigated. Also, the information content of dividends when a firm goes for new outside financing is examined. Data used in the study are collected from the Moody's Bond Survey, the Prentice Hall's Capital Adjustments, the Wall Street Journal Index, and the Center for Research in Security Prices Tape. The study uses an event study methodology. The risk (beta) of common stock before an issuance of debt securities is compared with the risk after the issue. The stock market reaction to the issuance of n
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Lee, Samuel. "Information and control in financial markets." Doctoral thesis, Stockholm : Economic Research Institute, Stockholm School of Economics (EFI), 2009. http://www2.hhs.se/efi/summary/799.htm.

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Fan, Pao-jen, and 范寶仁. "The Impact of supplier offer permissible delay in payment on order decision of downstream firms." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/72113353995489667632.

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碩士<br>東吳大學<br>會計學系<br>94<br>Under the competitive commercial environment, managers have to be well considered in every respect so that they can make their own enterprises the most remarkable among the industries they belong to. For the inventory managers, a challenging problem is to make the company ordering decision at least possible cost. When considering how to make a perfect ordering decision, they have to think about lots of information widely, including the costs of all items, the properties of products, the stocking strategy and the ways of business transactions. To simplify the problem
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Wang, Woei-Jyh, and 王暐智. "Using Biometric, Smart Card to offer a Reliable Authentication and Dynamic Payment Mechanism for Video-on-Demand." Thesis, 2004. http://ndltd.ncl.edu.tw/handle/84100469825743755882.

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碩士<br>國立清華大學<br>電機工程學系<br>92<br>Nowadays, television has become a widespread communications media. However, the television audiences are not satisfied at scheduled programming. Thus, additional video services are offered because of the condition mentioned as above. In addition, Internet is so prevalent that it can provide illimitable network resources for users to obtain extensive information. Video-on-Demand (VoD) will be the trends in the future. But, there are a lot of problems on Video-on-Demand. The first problem is the authentication problem. I think none likes someone pretend to be him
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Książki na temat "Payment offer"

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Garnov, Andrey. Organization of non-cash payments. INFRA-M Academic Publishing LLC., 2025. https://doi.org/10.12737/2130667.

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The textbook offers the reader a systematic approach to the study of the basic principles and methods of organizing cashless payments, as well as practical information about various electronic payment systems. Meets the requirements of the latest generation of federal state educational standards for higher education. For students of higher educational institutions studying in economic fields of study.
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Library of Congress. Congressional Research Service, ed. Insider trading and greenmail payments. Library of Congress, Congressional Research Service, 1987.

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Library of Congress. Congressional Research Service, ed. Insider trading and greenmail payments. Library of Congress, Congressional Research Service, 1987.

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Eckbo, B. Espen. "Information disclosure, means of payment, and takeover premia. Public and private tender offers in France". INSEAD, 1986.

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Lemière, Sophie, ed. Illusions of Democracy. Amsterdam University Press, 2019. http://dx.doi.org/10.5117/9789462989887.

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Illusions of Democracy: Malaysian Politics and People offers an up-to-date and broad analysis of the contemporary state of Malaysian politics and society. Transcending disciplinary boundaries, it offers a look at Malaysian politics not only through the lens of political science but also anthropology, cultural studies, international relations, political economy and legal studies touching on both overlooked topics in Malaysian political life as well as the emerging trends which will shape Malaysia’s future. Covering silat martial arts, Malaysia’s constitutional identity, emergency legislation, t
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United States. Congress. House. A bill to amend title XXVII of the Public Health Service Act to limit the amount of any increase in the payments required by health insurance issuers for health insurance coverage provided to individuals who are guaranteed an offer of enrollment under individual health insurance coverage relative to other individuals who purchase health insurance coverage. U.S. G.P.O., 2000.

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Office, General Accounting. Medicare: Antifraud technology offers significant opportunity to reduce health care fraud : report to the Ranking Minority Member, Subcommittee on Labor, Health and Human Services, Education, and Related Agencies, Committee on Appropriations, U.S. Senate. The Office, 1995.

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[Defense transportation]: [commercial practices offer improvement opportunities : report to the Secretary of Defense]. The Office, 1993.

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Hansen, Henrik, John Rand, and Neda Trifković. Traditional and modern employee benefits in Myanmar’s manufacturing sector. 41st ed. UNU-WIDER, 2021. http://dx.doi.org/10.35188/unu-wider/2021/979-2.

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Employer-provided benefits are independent elements in the compensation packages that make up firms’ payment strategies. Such benefits are aimed at attracting and retaining preferred employees and improving incentives. In Myanmar, there are two employee benefit systems: (1) an unregulated traditional system in which firms offer their employees in-kind benefits such as meals and accommodation; and (2) a modern mandatory system in which firms are required by law to offer payment schemes such as payment-while-absent and compensation for accidents. Using a survey of matched employers and employees
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Barriers to the full digitization of wage payments in Chinese supply chains. ILO, 2025. https://doi.org/10.54394/kvto6531.

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While digital payments are the norm in China, some factories still pay wages in cash. This research explores the barriers to digital wage adoption, especially among older, less educated, and migrant workers. It finds that factory size, location, and operational costs impact payment methods, and concerns over trust, security, and limited understanding of taxes and social protection slow the transition. The report offers targeted recommendations for brands and factory managers to promote responsible adoption of digital wages.
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Części książek na temat "Payment offer"

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Goodell, Geoff, D. R. Toliver, and Hazem Danny Nakib. "A Scalable Architecture for Electronic Payments." In Financial Cryptography and Data Security. FC 2022 International Workshops. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-32415-4_38.

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AbstractWe present a scalable architecture for electronic retail payments via central bank digital currency and offer a solution to the perceived conflict between robust regulatory oversight and consumer affordances such as privacy and control. Our architecture combines existing work in payment systems and digital currency with a new approach to digital asset design for managing unforgeable, stateful, and oblivious assets without relying on either a central authority or a monolithic consensus system. Regulated financial institutions have a role in every transaction, and the consumer affordance
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Özçelik, Şuayb Talha, Meltem Turhan Yöndem, Tunga Sayıcı, Emre Balcı, Begüm Al, and Oğuzhan Akkurt. "Personalized Smart Travel with Identification and Payment." In Information and Communication Technologies in Tourism 2024. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-58839-6_28.

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AbstractTourism is a sector that has a substantial economic impact on countries. With the advancement of technology, personalized solutions have become essential in the tourism sector. Building a user profile is the most common method to personalize a system. Personalization in the travel industry aims to provide travelers with the same level of support that they would receive from an assistant who knows them best. This can be achieved by analyzing the traveler’s previous activities, demographic information, and characteristics as a traveler. Various new technologies have started to be used in
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Zatti, Filippo, and Rosa Giovanna Barresi. "The Digital Euro Package: From Legal Tender to Payment Services Providers." In Law, Governance and Technology Series. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-74889-9_15.

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AbstractThis paper delves into the proposals for regulating the digital euro, establishing a connection between its legal standing and physical euro cash, and requiring payment services providers to offer digital euro services regardless of their location. It raises questions about the fundamental implications of treating the digital euro as legal tender. However, labelling the digital euro as a legal tender raises uncertainties about its core nature and purpose. The analysis challenges the notion that the digital euro is merely a digital version of physical cash, emphasising the evolving role
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Tangit, Tania Maria, and Rob Law. "Mobile Payments, Chinese Tourists, and Host Residents: Are Destination Stakeholders Prepared to Facilitate Mobile Payments?" In Information and Communication Technologies in Tourism 2021. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-65785-7_18.

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AbstractMobile payment has become ubiquitous worldwide. It is a form of digital payment activity performed on-site from a mobile device (i.e. smartphone) for the purchase of goods and services using QR or NFC (contactless and proximity card) technology. This study examines destination stakeholders’ level of engagement and involvement in facilitating mobile payments (e.g., AliPay and WeChat Pay) for Chinese tourists. Sabah (Malaysian-Borneo), a popular island destination in Southeast Asia, was selected as the study site. Using a qualitative approach, 25 tourism and hospitality industry practiti
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Doukas, Yannis E., Ioannis Vardopoulos, and Pavlos Petides. "Challenging the Status Quo: A Critical Analysis of the Common Agricultural Policy’s Shift Toward Sustainability." In Climate Change in Regional Perspective. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-49329-4_8.

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AbstractAmidst growing concerns about the impact of agriculture on the environment, the Common Agricultural Policy (CAP) has been overhauled to prioritize sustainability in European agriculture. This chapter delves into the details of the CAP’s shift, analyzing the elevation of environmental concerns within the policymaking framework. Drawing upon concepts from the field of political science that examine the process of policy change, like those found in historical institutionalism, the study explores how the CAP’s move toward “greening” is redefining the trajectory of EU and global agriculture
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Cook, Kay. "The gendered offer of personal solutions." In The Failure of Child Support. Policy Press, 2022. http://dx.doi.org/10.1332/policypress/9781447348863.003.0008.

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This chapter examines how, in many systems, child support remains or has been returned to a private agreement between parents as a way for states to avoid or manage the difficulties posed by technical solutions, including the cost to government. However, personal child support payment relationships are imbued with gendered power, as women must make themselves ‘worthy’ in order receive payments from their ex-partner. While proponents of private child support in advanced governance regimes argue that private approaches ‘work better’ for parents, no data are collected on payment outcomes or the p
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Andrews, Neil. "Part 36 Payments And Offers To Set." In English Civil Procedure. Oxford University PressOxford, 2003. http://dx.doi.org/10.1093/oso/9780199244256.003.0024.

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Abstract This chapter is concerned with the intricate system of Part 36 payments (formerly known as’payments into court’), and cognate Part 36 settlement offers. Payments into court are made by defendants (or claimants facing a counterclaim for money). Part 36 offers can be made by defendants or claimants, or by both, and they can be made by prospective litigants. By making such a payment or offer, a party (or in the case of Part 36 offers sometimes a prospective litigant) seeks to increase the pressure upon the opponent to settle the case.
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Selvi, Mrs B. Vandimalaichi @., and Mrs M. Parvathi Devi. "A STUDY ON THE ATTITUDE OF E-PAYMENT USERS IN TIRUNELVELI DISTRICT." In Futuristic Trends in Management Volume 3 Book 1. Iterative International Publishers, Selfypage Developers Pvt Ltd, 2024. http://dx.doi.org/10.58532/v3bama1p1ch8.

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When a consumer or buyer initiates a payment transaction for products or services purchased using the Internet, the transaction is said to be online. "This type of payment reduces business costs because the more payments made electronically (online or offline), the less they spend on paper and postage." It also aids in customer retention because the customer is more likely to return to the same e-commerce site where his or her information has already been input and saved." With online payment, the payer does not have to wait in a large queue because payment is made with the click of a mouse. F
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Pavlović, Zoran. "FALSIFIKOVANJE I ZLOUPOTREBA BEZGOTOVINSKIH INSTRUMENATA PLAĆANJA I EVROPSKI STANDARDI." In DIGITALIZACIJA U KAZNENOM PRAVU I PRAVOSUĐU=Digitalization in Penal Law and Judiciary. Institut za uporedno pravo; Institut za kriminološka i sociološka istraživanja, 2022. http://dx.doi.org/10.56461/zr_22.dukpp.03.

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General social digitization and dynamic lifestyle changes, with the increasing use and spread of “smart” phones, with many different contents they offer, lead to the emergence of new relationships between banks, buyers and sellers, which relate to modern business with payment cards. Payments are made, regardless of whether it is a traditional or online business, and modern banking is constantly searching for the most optimal way of payment with the use of new technological and communication solutions. Payment card transactions are a frequent target for the commission of criminal acts, which is
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Ramos de Luna, Iviane, Francisco Montoro-Ríos, Myriam Martínez-Fiestas, and Luis-Alberto Casado-Aranda. "Analysis of a Mobile Payment Scenario." In Research Anthology on Concepts, Applications, and Challenges of FinTech. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-8546-7.ch025.

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The objective of this chapter is to evaluate the scenario in which mobile payments are currently inserted to offer those interested in developing research in this area a broader understanding of the mobile payment ecosystem and its evolution. A study by Dahlberg, Guo, and Ondrus revealed that researchers are focusing on the same topics (especially consumer adoption and technological aspects) with a limited accumulation of foreground. Therefore, it is believed that the limited scientific literature regarding the history of mobile payment and its development in recent years surely makes it diffi
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Streszczenia konferencji na temat "Payment offer"

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Lucas de Melo, Leonardo, and Rafael Ballottin Martins. "Aplicação de Mineração de Dados para Detecção de Potenciais Churns em Empresa do Segmento SAAS." In Computer on the Beach. Universidade do Vale do Itajaí, 2020. http://dx.doi.org/10.14210/cotb.v11n1.p034-036.

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Identify what are the main reasons for losingcustomers isessential for companies that offer subscription services, plans orany other recurring method of payment. The application of datamining techniques may assist to find out patterns that can trace themost likely customers to become churns. Thro ugh this research,using the data mining process, it was possible to identify that,among other factors, the non non-utilization of the main systemmodules and the high default rates corroborates for customers tobecome churn.
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Kleine-gung, Joerg, and Elizabeth Koumpan. "Pay-per-use models, the backbone of a sharing economy: How to stimulate a sustainable human-centered ecosystem success to achieve a faster Society 5.0." In 10th International Conference on Human Interaction and Emerging Technologies (IHIET 2023). AHFE International, 2023. http://dx.doi.org/10.54941/ahfe1004069.

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In Society 5.0 humans aim to leverage advanced technologies to create innovative solutions for social and environmental issues. Public awareness of the need to act now to shape a liveable future for the next generations and to set the course for a climate-friendly and sustainable future has reached its peak. This societal and political pressure is currently changing and will change industries, corporate strategies, buying behaviors, and society dramatically and lastingly in the coming years. Strengthening the concept of the sharing economy is essential to achieving the sustainability goals of
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Zharikov, Mikhail. "THE MODEL OF THE BRICS' SHARED INTEREST RATE TO CIRCULATE A DIGITAL CURRENCY." In III International Conference Technology & Entrepreneurship in Digital Society. Real Economy Publishing House, 2021. http://dx.doi.org/10.17747/teds-2020-22-27.

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The purpose is to offer an approach to introducing a market interest rate to circulate a digital currency in the BRICS. The topic is time-relevant, since economics today faces difficult challenges posed by questions about price stability, future growth and money market equilibrium. A digital currency is a special issue today due to the outbreak of covid-19, which made many central banks think about contactless means of payment. The author revealed policy tools to circulate a hypothetical digital currency in the BRICS, needed for the pentalateral use. The theoretical significance is to lay the
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Mitić, Nebojša R., and Slaviša M. Đorđević. "(AB)USE OF GOLDEN PARACHUTES IN STATE-OWNED COMPANIES IN THE FORMER YUGOSLAVIA." In Sixth International Scientific-Business Conference LIMEN Leadership, Innovation, Management and Economics: Integrated Politics of Research. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2020. http://dx.doi.org/10.31410/limen.2020.271.

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Golden parachutes represent one of the preventive defence antitakeover measures based on which contracts are concluded with the engagement of team of managers of the target company, promising them the payment of profitable compensation in case of occurrence of transactions related to takeover of control (purchase of a certain percentage of shares or direct offer to shareholders for a certain percentage of company shares). Contract rights called the golden parachutes are activated by the creation of one or more alternative events, or "triggers." (Un)intentional incorrect application of the gold
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Čolović, Vladimir. "Application of digital technologies in the distribution of insurance products." In XXI međunarodni naučni skup Pravnički dani - Prof. dr Slavko Carić, na temu: Odgovori pravne nauke na izazove savremenog društva. Faculty of Law for Commerce and Judiciary, Novi Sad, 2024. http://dx.doi.org/10.5937/pdsc24649c.

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Digitization, as well as certain digital technologies, have been present in the insurance industry for some time, which significantly contributes to the development of insurance, but also enables insurance contractors, i.e., policyholders, to use all their advantages related not only to information about insurance products, but also activities of insurance companies, as well as all aspects of payment of insurance premiums and occurrence of case insurance, and also payment of the insurance sum. In order for digital technologies to find their place in insurance, a digital transformation of the o
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Lugoye, Masalu, and Victor Wilson. "The Moderation Role of Fintech Business Coopetition on Services Delivery and Customer Satisfaction in Tanzania." In 16th International Operations Research Society of Eastern Africa Annual Conference. ORSEA Journal, 2025. https://doi.org/10.56279/orseaj.c2024.5.

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The study examined the role of business cooptition in strengthening the relationship between service delivery and customer satisfaction in the fintech industry. Perceived service was conceptualized in terms of ease of use, trust, and convenience. An online survey was conducted with 384 mobile payment service users in Tanzania from two platforms: Tigopesa and Mpesa. Structural equation modeling was used to test the study model with SmartPLS 4 software. The findings revealed that trust in fintech services and convenience of service delivery positively influenced customer satisfaction, supporting
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Kintsurashvili, Irakli, and Shura Ukleba. "Hardware Marketing Network Store Strategies on the Example of Megatechnique." In Human Capital, Institutions, Economic Growth. Kutaisi University, 2023. http://dx.doi.org/10.52244/c.2023.11.29.

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In the work, the special attention is paid on one of the solid companies in Georgia “Mega technique” store network, which succeeded greatly using modern technologies of marketing and management. It is one of the first companies on the market of household goods. The purpose of this research is to discuss every step, used marketing strategies and hardness the coped with. It is emphasized that for the country’s economical development, companies should do their best to provide consumers with wide range of household technologies. It’s clear that the customer, who purchases goods in this network wit
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Vidosavljević, Julija. "EXPLORING MOBILE TECHNOLOGY ADOPTION IN THE REPUBLIC OF SERBIA: IDENTIFYING CONSUMER SEGMENTS." In Eighth International Scientific Conference Contemporary Issues in Economics, Business and Management [EBM 2024]. Faculty of Economics, Kragujevac, 2025. https://doi.org/10.46793/ebm24.143v.

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Mobile commerce is rapidly becoming a major driver of global commerce, with the potential to surpass traditional purchasing methods. As technology adoption expands, various models have emerged to explain user acceptance. While models like TAM offer foundational insights into user acceptance, they often lack the depth to address the complexity of modern consumer behavior. The UTAUT2 model expands on this by integrating factors such as hedonic motivation, price value, and habit, providing a more comprehensive framework for understanding mobile commerce adoption. Segmentation plays a critical rol
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Siebert, Nicole, Hannes Wenner, Tim Kuball, et al. "Digital Support Requirements for the Care Community QuartierPflege." In 14th International Conference on Applied Human Factors and Ergonomics (AHFE 2023). AHFE International, 2023. http://dx.doi.org/10.54941/ahfe1003665.

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The integration of informal caregiving into everyday life can lead to burdens that negatively affect health and psychological well-being of family caregivers. Care communities consisting of a dynamic network of informal and professional actors can offer a solution to reduce family caregiver burden. Close cooperation in such care communities gives rise to the immediate need for efficient coordination tools including digital support. Existing Apps for family caregivers do not always provide sufficient support to improve health and quality of life. Currently, there is no App holistically supporti
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Maiorescu, Irina, Razvan Dina, Gabriel cristian Sabou, and Mihaela Dobrea. "THE VALUE OF MOOC BASED LEARNING AS PERCEIVED BY HIGHER EDUCATION STUDENTS." In eLSE 2016. Carol I National Defence University Publishing House, 2016. http://dx.doi.org/10.12753/2066-026x-16-184.

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Massive Open Online Courses (MOOCs) have known a rapid development and increased popularity within just a few years, with more and more people using them as means of complementary learning needed for both their personal and their professional development. As such, the current paper presents the status of MOOCs usage among higher education students, as well as their perception about the added value these Massive Open Online Courses bring to their skills and career, as part of the lifelong learning process. The analysis, quantitative research based, takes into consideration the opinion of senior
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Raporty organizacyjne na temat "Payment offer"

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Janson, Wesley R., and Randal J. Verbrugge. Late Payment Fees and Nonpayment in Rental Markets, and Implications for Inflation Measurement: Theoretical Considerations and Evidence. Federal Reserve Bank of Cleveland, 2023. http://dx.doi.org/10.26509/frbc-wp-202022r2.

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Accurate rent measurement is essential for constructing a consumer price index (CPI) and for measuring household welfare. Late payment fees and nonpayment of rent are common components of rental expenditures and thus belong in CPIs. Late payment fees are often excluded; we offer a novel critique. In the US CPI, nonpayment is ostensibly included, but, we show, severely undermeasured. Moreover, the manner of its inclusion renders the CPI extremely sensitive to nonpayment variations; we show how to fix this. Nonpayment undermeasurement suggests at least a +1 ppt overestimate in 2020 CPI shelter i
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Gillen, Emily, Olivia Berzin, Adam Vincent, and Doug Johnston. Certified Electronic Health Record Technology Under the Quality Payment Program. RTI Press, 2018. http://dx.doi.org/10.3768/rtipress.2018.pb.0014.1801.

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The 2016 Quality Payment Program (QPP) is a Medicare reimbursement reform designed to incentivize value-based care over volume-based care. A core tenet of the QPP is integrated utilization of certified electronic health record technology (CEHRT). Adopting and implementing CEHRT is a resource-intensive process, requiring both financial capital and human capital (in the form of knowledge and time). Adoption can be especially challenging for small or rural practices that may not have access to such capital. In this issue brief, we discuss the role of CEHRT in the QPP and offer policy recommendati
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Arango-Arango, Carlos A., Ana Carolina Ramirez-Pineda, and Manuela Restrepo-Bernal. Person-to-business Instant payments in Colombia: would it stick? Banco de la República, 2022. http://dx.doi.org/10.32468/be.1192.

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More than 60 countries in the world have already implemented instant payment systems (IPS). However, in many cases they have been operational mainly for person-to-person transactions. This study looks at the challenges IPS may face in developing economies like Colombia as they advance further into the person-to-business transactions space. Using a survey on Colombian merchants (IV-2020), the study explores the factors associated with merchants´ propensity to adopt instant payments and those associated with the adoption of current electronic payment alternatives. It shows that IPS will need to
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Tinta, Jasmine, Mouhamed Zerbo, Fabrizio Santoro, Awa Diouf, and Kèrabouro Pale. Electronic Services and Tax Compliance: Evidence from Medium and Small Businesses in Burkina Faso. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.100.

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Electronic tax services represent a promising opportunity to strengthen business tax compliance in developing countries, particularly in Africa, where the level of business informality remains high. These services offer more inclusive, secure, and rapid access to tax processes to enable businesses to meet their tax obligations more efficiently. The use of electronic platforms also helps businesses to maintain more accurate financial records, which improves the quality of tax returns and enhances the perception of the effectiveness of controls by tax authorities. In addition, these technologies
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Tinta, Jule Kaïni, Mouhamed Zerbo, Fabrizio Santoro, Awa Diouf, and Kèrabouro Pale. Electronic Services and Tax Compliance: Evidence from Medium and Small Businesses in Burkina Faso. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.099.

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African governments are increasingly digitalising their tax systems, with the hope of raising more revenue through digitalisation. This paper investigates the adoption and impact of electronic services on tax outcomes, focusing on small and medium enterprises (SMEs) in Burkina Faso. We focus on three indicators of e-service adoption by taxpayers – namely registering for the eSINTAX platform, using it for e-filing (called eSINTAX filing), and paying taxes digitally (called tax epayment). We rely on survey data from 1,090 SMEs and tax administrative data of about 17,000 SMEs on eSINTAX, tax retu
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Turner, Dylan, Katherine Baldwin, Jayson Beckman, Noé J. Nava, Francis Tsiboe, and Kate Vaiknoras. Potential budgetary impacts of climate change on the Pasture, Rangeland, and Forage insurance plan. U.S. Department of Agriculture, Economic Research Service, 2024. https://doi.org/10.32747/2024.8755000.ers.

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More frequent and severe weather events are projected with climate change. The U.S. Federal Government offers programs to help producers mitigate the financial impacts of these adverse events, the largest of which is the USDA, Federal Crop Insurance Program (FCIP). The potential impacts on FCIP outlays under future climate scenarios have been explored but most analyses have focused on impacts on field crops. A changing climate could also affect forage commodities and livestock producers. The Pasture, Rangeland, and Forage (PRF) insurance plan was designed to help producers mitigate financial l
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Outes Velarde, Juliana, Srinithya Nagarajan, Eleanor Carter, Michael Gibson, and Ruairi Macdonald. INDIGO Impact Bond Insights. Government Outcomes Lab, 2022. http://dx.doi.org/10.35489/bsg-golab-ri_2022/002.

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Our International Network on Data for Impact and Government Outcomes – INDIGO – is an emerging data collaborative where different organisations share their data on a voluntary basis with the goal of advancing knowledge on outcomes-based partnerships. As part of this initiative, we host an Impact Bond Dataset that collects data on impact bond projects from all over the world. Every six months, we take stock of the new additions and offer a snapshot of the global landscape of impact bond projects.2 The first section describes the distribution of impact bond projects across countries and regions.
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Aleksandrov, Pavlo. NEWS GAMES IN THE UKRAINIAN MEDIA SPACE DURING THE FULL-SCALE RUSSIAN INVASION. Ivan Franko National University of Lviv, 2024. http://dx.doi.org/10.30970/vjo.2024.54-55.12140.

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The phenomenon of news games on the topic of the Russian-Ukrainian war of 2022-2023 has been explored in the article. During the research, a number of gaming projects from this period were analyzed, their genre and thematic specificity were determined, examples of gaming products were provided, and our own concept of a news game on the topical subject of wartime was presented. In 2022-2023, many game projects on the theme of the war in Ukraine appeared, which can be fully or partially classified as news games, conditionally dividing them into “civilian” ones, where the game character is a volu
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Santoro, Fabrizio, Razan Amine, and Tanele Magongo. Mandating Digital Tax Tools as a Response to Covid: Evidence from Eswatini. Institute of Development Studies, 2022. http://dx.doi.org/10.19088/ictd.2022.006.

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Many tax authorities changed the mode of interacting with taxpayers from physical to online as a response to the Covid-19 pandemic, to diminish the spread of the virus. Eswatini, the country under study, mandated the use of online tax filing through the e-Tax system for all income tax payers, coupled with a zero-cash-handling policy for tax payment. By means of a difference-in-difference (DID) strategy, reinforced by a propensity score matching (PSM), this paper offers an impact evaluation of the mandate on taxpayer filing and payment behaviour. We present three sets of results. First, we desc
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Islam, Fariha, and Wahid bin Ahsan. Strengthening Consumer Trust in Bangladesh’s E-Commerce: Factors and Strategies. Userhub, 2024. http://dx.doi.org/10.58947/journal.kpry56.

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This study examines the key factors shaping consumer trust in Bangladesh’s e-commerce sector using a mixed-methods approach, incorporating qualitative interviews with 14 key stakeholders and quantitative survey data from 100 online shoppers. The findings identify crucial drivers of trust, including product authenticity, payment security, post-purchase support, and logistical reliability. Trust is eroded by issues such as fake reviews, misleading product descriptions, and poor customer service, while secure payment options and transparent return policies are essential for rebuilding consumer co
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