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Artykuły w czasopismach na temat "Delays of payments"

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Rogowski, Waldemar. "Deferred Payment, Late Payment, Payment Backlog and How They Are Interconnected (the first of two articles about payment delays)." Journal of Management and Financial Sciences, no. 29 (July 29, 2019): 159–84. http://dx.doi.org/10.33119/jmfs.2017.29.8.

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The paper discusses the problem of payment delays in commercial B2B transactions and payment backlogs resulting from them. It also aims at identifying linkages among deferred payments, late payments, and payment backlogs taking account of the scalę of these phe- nomena in Poland, as well as in other countries. Besides, it presents the results of studies on payment delays published in three most important International reports of the following companies: Bisnode D&B, Atradius, Intrum Justitia. The analysis confirmed that a payment delay as such is neutral but it may become negative as a res
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Deepthi, Perera Mallawarachchige. "A Study on the Difficulties Faced by the Contractors due to the Payment Related Issues in Sri Lankan Construction Industry." International Journal of Innovative Science and Research Technology 8, no. 5 (2023): 1932–70. https://doi.org/10.5281/zenodo.8001632.

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Delay of due payments from the client to the main contractor and the subcontractors have been a significant concern in the building and other construction industry. Main contractor’s payment is always set out from the client’s account, whereas subcontractors’ payment goes through the main contractors. In any evet the time taken to make the payment and the amount of the payment can be affected by the up-stream payment practices by all the related parties in a contract. This research aims to study, investigate, the issues related to payments with the main focus of identifying t
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Bageis, Abdulrahman Salem. "An Investigation into the Causes of Payment Delays and Deliberate Delay Tactics in Public Construction Projects in Saudi Arabia." Buildings 14, no. 6 (2024): 1792. http://dx.doi.org/10.3390/buildings14061792.

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Many scientific publications pointed out delays in the progress of payments by owners as one of the top direct causes of project delays and disputes. This research investigates the causes of payment delays and explores deliberate delay tactics and their reasons within Saudi Arabian public construction projects. This research employs a robust mixed methodology, an extensive literature review, and preliminary semi-structured interviews to identify the causes of payment delays and possible tactics and reasons for deliberate delays or procrastinated payment. Subsequently, a questionnaire survey is
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Perera, B. A. K. S., and Kaveesha Gihani Dewagoda. "Streamlining the management of payment delays: the case of Sri Lankan Government building construction projects." Journal of Financial Management of Property and Construction 26, no. 2 (2021): 236–56. http://dx.doi.org/10.1108/jfmpc-05-2020-0041.

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Purpose Delayed payments have been long standing, pressing issue in construction projects, especially in Government-funded construction projects. The root causes and the consequences of delayed payments must be identified before implementing strategies to mitigate the consequences of such delayed payments. However, these causes and consequences and the parties responsible for managing the delayed payments have not been identified so far. Therefore, the purpose of this study is to investigate the management of payment delays in Government-funded construction projects. Design/methodology/approac
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Utami, Dyah Puspita Sari Nilam, and Mochamad Ikbal Arifyanto. "Digital Transformation of Electricity Bill Collection: Predicting Delays Using Machine Learning." sinkron 9, no. 1 (2025): 314–28. https://doi.org/10.33395/sinkron.v9i1.14340.

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Delays in electricity bill payments pose a significant challenge for PLN in maintaining financial stability and delivering equitable service quality to the public. This study aims to develop a payment delay prediction system to assist PLN UP3 Makassar Utara in prioritizing invoice distribution to customers with a high likelihood of late payments. The Random Forest algorithm was chosen for its ability to handle complex data and produce reliable predictions. This research analyses historical electricity customer data from 2018 to 2023, encompassing 227,163 entries. The data is processed using va
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Ardevi, Devi, and Ika Rahmadani. "Analisis Sistem Informasi Akuntansi Utang Pada PT Mifa Bersaudara." Jurnal Ilmiah Ekonomi Terpadu (Jimetera) 4, no. 1 (2024): 65. http://dx.doi.org/10.35308/jimetera.v4i1.8852.

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The aim of this research is to analyze the debt accounting information system implemented at PT Mifa Bersaudara and what are the obstacles to delays in debt payments. This research uses a qualitative descriptive method that systematically describes the debt accounting information system at PT Mifa Brothers. Data collection techniques include direct observation, interviews and documentation. The results of this research indicate that the accounting information system implemented by PT Mifa Brothers is in accordance with existing theory. However, there are still delays in the debt payment proces
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Dyah Puspita Sari Nilam Utami and Mochamad Ikbal Arifyanto. "Prediction of Electricity Bill Payment Delays for Customers Using a Machine Learning Approach." INOVTEK Polbeng - Seri Informatika 10, no. 1 (2025): 446–57. https://doi.org/10.35314/tc81dq58.

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Electricity is a vital necessity in modern life, and the management of electricity bill payments is crucial for the continuity of services and the financial stability of electricity providers like PLN. Identifying potential delays in payments by customers is a strategic step to enable effective preventive actions. This study aims to develop a prediction model for payment delays using two machine learning methods, namely Random Forest Regressor and Bidirectional Long Short-Term Memory, based on historical customer data from the period of 2018–2023. The research process includes data preprocessi
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Kembabazi, Veronica, Arnold Tigaiza, Charles Opio, et al. "Adoptability of digital payments for community health workers in peri-urban Uganda: A case study of Wakiso district." PLOS ONE 19, no. 8 (2024): e0308322. http://dx.doi.org/10.1371/journal.pone.0308322.

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Background Whereas digital payments have been identified as a solution to health payment challenges, evidence on their adoptability among Community Health Workers (CHWs) is limited. Understanding their adoptability is crucial for sustainability. This study assessed the adoptability of digital payments for CHWs in Wakiso district, Uganda. Methods A convergent parallel mixed-methods study was conducted between November and December 2022, in Wakiso district, Uganda. We surveyed a random sample of 150 CHWs using a structured questionnaire and conducted key informant interviews among three purposiv
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Jasienė, Meilė, and Antanas Laurinavičius. "Problems of Credit Risk Management in Companies and Means of Their Solution." Business: Theory and Practice 10, no. (1) (2009): 15–29. https://doi.org/10.3846/1648-0627.2009.10.15-29.

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The paper analyses credit risk management problems in non-financial companies and possible methods for reducing the risk. The research aims at determining the factors influencing the credit risk, establishes the measures reducing the risk and evaluates their effectiveness. A supplier credit is the principal short-term financing source of small and medium-size companies given the insufficient credibility and collaterals of these companies in order to obtain a credit in financial markets. Meanwhile, supplier credit means that suppliers not only finance their customers providing them with cheap r
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Loeb, Josh. "Delays in export certificate payments." Veterinary Record 189, no. 3 (2021): 90. http://dx.doi.org/10.1002/vetr.784.

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Rozprawy doktorskie na temat "Delays of payments"

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Budawara, Nasma. "The assessment of risks caused by owner's delayed payments." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1999. http://www.collectionscanada.ca/obj/s4/f2/dsk2/ftp03/MQ39094.pdf.

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Khorrami, Babak. "Static and dynamic inventory models under inflation, time value of money and permissible delay in payment." Morgantown, W. Va. : [West Virginia University Libraries], 2001. http://etd.wvu.edu/templates/showETD.cfm?recnum=2023.

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Thesis (M.S.)--West Virginia University, 2001.<br>Title from document title page. Document formatted into pages; contains xi, 126 p. : ill. (some col.). Includes abstract. Includes bibliographical references (p. 105-108).
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Elander, Theodor. "På jakt efter syftet : En utredande analys av distinktionen mellan syftes- och resultatöverträdelser, Kommissionens beslut i Lundbeck och reverse payments i läkemedelssektorn." Thesis, Uppsala universitet, Juridiska institutionen, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-254190.

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Salakhova, Dilyara. "Essays on liquidity : interconnectedness and interbank contagion." Thesis, Paris 10, 2015. http://www.theses.fr/2015PA100026/document.

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Compte-tenu du degré de complexité des interconnexions au sein du système financier mondial, mis en avant pendant la crise financière 2007-2009, l'adoption des modèles de réseaux, comme paradigme d'analyse et d'amélioration de la robustesse du système, paraît particulièrement pertinent, sinon nécessaire. Les institutions financières sont vues comme des nœuds d'un réseau où les transactions interbancaires constituent les liens au travers desquels la propagation des chocs se matérialise. En outre, la crise a également mis en évidence le rôle d'un rationnement de la liquidité comme canal majeur d
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徐梅慧. "Inventory Models under Delay in Payments with Permissible Shortages." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/99847608225482533861.

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碩士<br>明新科技大學<br>企業管理研究所<br>96<br>The traditional research on economic production quantity did not consider of trade credit period. Thus, taking trade credit period into account in the inventory decision would decrease a substantial amount of inventory cost. Most of past researches were based on the assumption that the replenishment rate is infinite. In practice, however, it is more reasonable to assume the replenishment rate is finite. The aim of this paper is to develop alternative inventory models with consideration of delay in payments for impermissible and permissible shortages. It will mi
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Cheng, Mei-Chuan, and 鄭美娟. "The Retailer’s Optimal Ordering Policy Under Permissible Delay in Payments." Thesis, 2009. http://ndltd.ncl.edu.tw/handle/33329713576496222786.

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博士<br>淡江大學<br>管理科學研究所博士班<br>97<br>A common phenomenon in the real market is that a supplier usually permits the retailer a delay of a fixed time period to settle the total amount owed to him. The permissible delay in payments produces benefits to the supplier. For example, it will attract some customers who consider it to be a type of price reduction and does not provoke competitors to reduce their prices and thus introduce lasting price reductions. Permissible delay in payments also provides advantages to the retailer due to the fact that the retailer can earn interest on the accumulated reve
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Jhuang, Ruei-Duo, and 莊瑞多. "Postponement Strategy for Deteriorating Items with Permissible Delay in Payments." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/67522198682162600100.

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碩士<br>大葉大學<br>工業工程與科技管理學系<br>100<br>The mass customization has become a mainstream of the world at the 21st century. Delay strategy is the best effective way to achieve mass customization. It’s improper to application of traditional inventory model for the deteriorating item, because it will generate additional costs of deteriorating items. Suppliers provide a time for retailer to delay in pay purchase cost, this is called credit payment, which is a common business practices. The purpose of this paper is to develop order strategies for retailers. Follow the postponement concept to build a
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Shih, Chih-Chiang, and 石志強. "An inventory model with deteriorating items under permissible delay in payments." Thesis, 2000. http://ndltd.ncl.edu.tw/handle/73533222667615565855.

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碩士<br>中原大學<br>工業工程學系<br>88<br>In today''s business transactions, it is a very common practice to allow customers some grace period before they settle the account with the supplier. This practice is beneficial both to the customers and the suppliers. From the supplier''s standpoint, the permissible delay in payments attracts customers to buy their goods. From the customer''s standpoint, if payment is deferred until the last day of grace period, it lightens the buying burden of the customers. If the customer can start to accumulate revenues on the sale or use of the product within the grace peri
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Wang, Ming-Yu, and 王明郁. "JOINT MULTI-ITEM REPLENISHMENT DECISION MODELS UNDER PERMISSIBLE DELAY IN PAYMENTS." Thesis, 2009. http://ndltd.ncl.edu.tw/handle/08565791851638556921.

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碩士<br>大同大學<br>事業經營學系(所)<br>97<br>In today’s severely competitive business environment, how to reduce replenishment cost is one of the most important objects for retailers. This study deals with policy making of joint multi-item replenishment under conditions of permissible delay in payments. Our objective is to seek out the optimal replenishment cycle policy for retailers in order to minimize their total cost. We extend the traditional EOQ model by putting into considerations of the situations of permissible delay in payments and multi-item replenishment so as to better reflect the real-world
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CHEN, LIANG-HO, and 陳良和. "A Study on Some Inventory Systems with Permissible Delay in Payments." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/89404362266436772745.

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博士<br>淡江大學<br>管理科學研究所博士班<br>94<br>The traditional economic order quantity model assumes that the retailer must pay for the items as soon as the items are received. As a matter of fact, a supplier often offers his retailers a period of time, perhaps 30 days, to settle the amount owed to him. Usually, there is no interest charge if the outstanding amount is paid within the permissible delay period of 30 days. Note that this credit term in financial management is denoted as “net 30”. However, if the payment is not paid in full by the end of the permissible delay period, then interest is charged o
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Książki na temat "Delays of payments"

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Great Britain. Parliament. House of Commons. Parliamentary Commissioner for Administration. Investigation into delays in making payments under the Arable Area Payments Scheme. Stationery Office, 2000.

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Great Britain. Dept. for Environment, Food & Rural Affairs. and Great Britain. Rural Payments Agency., eds. Department for Environment, Food and Rural Affairs, and Rural Payments Agency: The delays in administering the 2005 single payment scheme in England. Stationery Office, 2006.

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Confederation of Associations of Specialist Engineering Contractors., ed. CASEC policy to combat delays in payment. CASEC, 1991.

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Westlake, Michael. The impact of deficient commodity pricing and payment systems and delay in the payment of farmers: Lessons from Kenya. Harvard Institute for international Development, 1995.

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Arjani, Neville. Examining the trade-off between settlement delay and intraday liquidity in Canada's LVTS: A simulation approach. Bank of Canada, 2006.

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Arjani, Neville. Examining the trade-off between settlement delay and intraday liquidity in Canada's LVTS: A simulation approach. Bank of Canada, 2006.

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Arjani, Neville. Examining the trade-off between settlement delay and intraday liquidity in Canada's LVTS: A simulation approach. Bank of Canada, 2006.

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Steven, Blaney, ed. The impact of approval and payment delays on Department of Canadian Heritage recipient organizations: Report of the Standing Committee on Official Languages. Standing Committee on Official Languages, 2009.

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Aging, United States Congress Senate Special Committee on. Medicare, oversight on payment delays: Hearing before the Special Committee on Aging, United States Senate, Ninety-ninth Congress, second session, Jacksonville, FL, May 23, 1986. U.S. G.P.O., 1986.

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United States. Congress. Senate. Special Committee on Aging. Medicare: Oversight on payment delays : hearing before the Special Committee on Aging, United States Senate, Ninety-ninth Congress, second session, Jacksonville, FL, May 23, 1986. U.S. G.P.O., 1986.

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Części książek na temat "Delays of payments"

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Ghymers, Christian. "Systemic Potential Aspects of CBDCs." In United Nations University Series on Regionalism. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-68475-3_13.

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AbstractCentral Bank Digital Currencies (CBDCs) appear as a necessary step for preserving monetary sovereignty and seizing the benefits of digitalization for the efficiency of payments and financial inclusion. Their blockchain technology permits significantly faster, safer, cheaper payments than cash or bank accounts, particularly for cross-border payments. They will probably affect bank profitability, increasing competition for funding them and they will also increase the effects of interest rate adjustments on the economy (higher efficiency of monetary policy). But, more importantly, CBDCs c
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Taleizadeh, Ata Allah. "Delayed Payment." In Inventory Control Models with Motivational Policies. Springer International Publishing, 2018. http://dx.doi.org/10.1007/978-3-319-72715-8_3.

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Dasgupta, Arup, Amalendu Singha Mahapatra, Bappa Mondal, Maheswar Singha Mahapatra, and Ashok Kumar Shaw. "Cloud Fuzzy Promoted and Preserved Inventory with Payment Delays." In Inventory Optimization. Springer Nature Singapore, 2024. https://doi.org/10.1007/978-981-97-2359-1_1.

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Gao, Shanshan, and Peng Meng. "Inventory Strategy of Supply Chain Under Delay in Payments." In LISS2019. Springer Singapore, 2020. http://dx.doi.org/10.1007/978-981-15-5682-1_34.

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Hemanth Sai Kalyan, B., S. Anandh, and S. Sindhu Nachiar. "Ramifications of Payment Delays on Contractors in the Construction Industry." In Lecture Notes in Civil Engineering. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-6233-4_39.

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Li, Jian, Jia Chen, and Shouyang Wang. "Delayed Cash Payment, Receivable and Inventory Management." In International Series in Operations Research & Management Science. Springer New York, 2011. http://dx.doi.org/10.1007/978-1-4614-0511-5_6.

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Lili, Ruan, Ma Ke, and Liang Guangyan. "The Research on the Permissible Delay in Payments in Oligopoly Market." In Lecture Notes in Electrical Engineering. Springer Berlin Heidelberg, 2012. http://dx.doi.org/10.1007/978-3-642-26007-0_66.

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Manna, Amalesh Kumar, Md Sadikur Rahman, and Asoke Kumar Bhunia. "A Supply Chain Model of Food Preservation with Partial Pre-payment and Delay-In-Payment." In Inventory Optimization. Springer Nature Singapore, 2024. https://doi.org/10.1007/978-981-97-2359-1_13.

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Dhaka, Vinti, Sarla Pareek, and Mandeep Mittal. "Stock-Dependent Inventory Model for Imperfect Items Under Permissible Delay in Payments." In Asset Analytics. Springer Singapore, 2019. http://dx.doi.org/10.1007/978-981-13-9698-4_10.

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Chan, Ya-Lan, and Sue-Ming Hsu. "An Inventory Policy for Perishable Products with Permissible Delay in Payment." In Innovative Mobile and Internet Services in Ubiquitous Computing. Springer International Publishing, 2018. http://dx.doi.org/10.1007/978-3-319-93554-6_90.

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Streszczenia konferencji na temat "Delays of payments"

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Kim, Minkyoung, Gun Il Kim, Yo Han Lee, and Beakcheol Jang. "COVID-19 Policies and Payment Delays: Panel Data Insights from Korea's Food Industry." In 2025 International Conference on Artificial Intelligence in Information and Communication (ICAIIC). IEEE, 2025. https://doi.org/10.1109/icaiic64266.2025.10920864.

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Lee, Woo Yong, and Keunyoung Kim. "Security Transfer Analysis of Inter-Blockchain Consensus Algorithm Including Slashing in Delay-Tolerant Payment Networks." In 2024 15th International Conference on Information and Communication Technology Convergence (ICTC). IEEE, 2024. https://doi.org/10.1109/ictc62082.2024.10827203.

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Rodriguez, D. G., J. L. G. San Juan, and C. L. Sy. "Mitigating the Social Impact of Delayed Salary Payments of Part-time Instructors in a Provincial State University in the Philippines." In 2024 IEEE International Conference on Industrial Engineering and Engineering Management (IEEM). IEEE, 2024. https://doi.org/10.1109/ieem62345.2024.10857233.

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Akanyawie Awnyetemy, Gloria, Clinton Aigbavboa, Nana Akua Gyadu-asiedu, and Onesimo Momoza. "The Impacts on Construction Subcontractors in South Africa." In 16th International Conference on Applied Human Factors and Ergonomics (AHFE 2025). AHFE International, 2025. https://doi.org/10.54941/ahfe1006563.

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The construction industry globally faces significant challenges related to payment delays for contractors and subcontractors. It has been observed that most subcontractors face delays and non-payment by the main contractors during work execution in South Africa. Therefore, this research assesses the impacts of payment delays on subcontractors in the South African construction industry. A quantitative research method was adopted for the study. The respondents were construction professionals in South Africa’s built environment, which included quantity surveyors, architects, project managers, and
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Kashinath, Aruna, Rashmi Agarwal, and Mithun D. J. "Prediction of Delays in Invoice Payments Using Machine Learning." In 2023 IEEE International Conference on ICT in Business Industry & Government (ICTBIG). IEEE, 2023. http://dx.doi.org/10.1109/ictbig59752.2023.10455972.

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WEERAKOON, C. A., K. T. WITHANAGE, and V. DISARATNE. "IMPACT OF POOR QUANTITY SURVEYING PRACTICES ON SMALL SCALE CONTRACTORS IN SRI LANKA." In 13th International Research Conference - FARU 2020. Faculty of Architecture Research Unit (FARU), University of Moratuwa, 2020. http://dx.doi.org/10.31705/faru.2020.20.

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Construction industry is one of the devoting force of any country's economy. Around the world, Small Scale Contractors (SSC) has been found to play a significant role in creating jobs, infiltrating new markets and growing the economy in an inspired and inventive way. However, performance of SSCs in developing and minor developed countries is still not in adequate level due to various factors. Poor QS practices is one of the significant factor which affect to the current performance of the SSCs. Hence, this research aims to implement better QS practices to mitigate adverse impact to the small s
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Mohamed, J. M., M. L. De Silva, and K. G. A. S. Waidyasekera. "IMPACT OF UTILITY WORKS IN ROAD PROJECTS IN SRI LANKA AND PROPOSED MITIGATION MEASURERS." In Beyond sustainability reflections across spaces. Faculty of Architecture Research Unit, 2021. http://dx.doi.org/10.31705/faru.2021.9.

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Road projects are experiencing huge delays in Sri Lanka due to utility relocation, delays in releasing payments, design changes during construction phase, price escalation and land acquisition to accommodate utility relocation. In some instances, contract of utility projects was awarded when road works were nearing completion. There is no sound legislation that exists defining the powers, rights and obligations of Roads and Utility authorities. As a result, Roads Authorities in Sri Lanka are obliged to pay all costs associated with the above impacts, along with extension of time due to such de
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Egede, Frank, Oghenerume Ogolo, Victor Anochie, Amina Danmadami, and Zephaniah Ajibade. "Application of the Delayed Royalty Framework for Onshore Petroleum Investment in Nigeria." In SPE Nigeria Annual International Conference and Exhibition. SPE, 2021. http://dx.doi.org/10.2118/208264-ms.

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Abstract Nigeria uses the concessionary petroleum fiscal system for onshore investment in the country where the ownership of the hydrocarbon resources belongs to the contractor's. The government then gets her revenue through payment of royalties and taxes. A fixed royalty rate of 20% is specified for onshore petroleum investment in the country. This kind of royalty payment system is regressive in nature and affects the sustainability of E&amp;P firms during period of low oil price. This research considered the incorporation of a delayed royalty framework into the concessionary petroleum fiscal
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Bandara, R. M. O. H., M. D. T. E. Abeynayake, I. E. Illeperuma, and B. A. I. Eranga. "Smart contract applications for mitigating disputes in the construction industry." In World Construction Symposium - 2024. Department of Building Economics, 2024. http://dx.doi.org/10.31705/wcs.2024.74.

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Disputes frequently arise in construction projects due to the complexity of the processes and challenging environment, resulting in cost overruns, delays, wastage, and low productivity. Thus, the Construction Industry (CI) is enthusiastic about innovative dispute mitigation measures by incorporating digital technologies. Consequently, Smart Contracts (SCs) have emerged as a pioneering approach to digitise construction contracts and thereby mitigate construction disputes. Accordingly, this research aims to investigate the applications of SCs to mitigate disputes in the Sri Lankan CI. The resear
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Brooks, Brian D., and Hubert Lindner. "Post-Construction ILI Execution Planning Guidelines for Pipeline Quality Verification." In 2018 12th International Pipeline Conference. American Society of Mechanical Engineers, 2018. http://dx.doi.org/10.1115/ipc2018-78358.

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Inline inspections following new pipeline construction completion as a means of ensuring specific quality requirements are fulfilled poses unique challenges when compared with inline inspections in operating pipelines. Construction contractors are often responsible for conducting a post-construction inline inspection as part of construction quality verification; however, construction contractors often lack expertise in planning and conducting inline inspections. Schedule constraints for conducting inline inspections, often introduced because of other prior construction delays, can contribute t
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Raporty organizacyjne na temat "Delays of payments"

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Oosterom, Marjoke, and Ludovico Alcorta. Social Protection and Conflict-Sensitivity Directions for Mozambique. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ids.2024.030.

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This report contains an overview of the main conflict-sensitive concerns for social protection programmes and implementation modalities in Mozambique at the regional, local, and programme levels. Key concerns include issues around: (1) targeting, registration, and payment issues due to errors and delays and/or lack of understanding of eligibility criteria, and dynamics between host and displaced communities; (2) inadequate complaint and grievance mechanisms; (3) limited coordination between implementing actors; (4) insecurity caused by the NSAG; (5) fear and trauma reported by staff and benefi
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Navarro, Adoracion. The Evolution of Reforms and the State of Competition in Public Procurement in the Philippines. Philippine Institute for Development Studies, 2024. http://dx.doi.org/10.62986/dp2023.48.

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In the literature on Philippine public procurement, knowledge gaps exist in terms of coverage of the period of reform implementation and the scope of reform application. This study helps close these gaps by analyzing Philippine public procurement history up to the years of application of the 2016 implementing rules and regulations of the General Procurement Act and using data for the usual three procurement categories: civil works, consulting services, and goods procurement. It also suggests a logit model of procurement specifically for the Philippines, given the available data in the Philippi
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Vlaicu, Razvan. Digital Payments Adoption by Consumers and Firms: Implications for Financial Inclusion. Inter-American Development Bank, 2025. https://doi.org/10.18235/0013575.

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Digital payments have increasingly been adopted by consumers and firms in Latin America and the Caribbean. This policy research paper analyzes recent post-pandemic data on digital payments in the region to describe adoption patterns, measure adoption gaps, and identify adoption barriers. The data reveal a positive trend in the use of financial accounts for receiving wages, and of payment apps and digital wallets for purchases in-person and online. Despite increased average adoption, sizable gaps remain both between countries and within countries. At the consumer level, factors associated with
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Goldmark, Lara, and Gabriel Schor. Information Through Vouchers: What Next, After Paraguay? Inter-American Development Bank, 1999. http://dx.doi.org/10.18235/0006797.

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A functional weakness of the training market is the extreme difficulty with which potential purchasers of "training" can gauge the quality of training programs in advance of payment. However, no training provider would allow a customer to delay payment of course fees until the course has been completed. In such a circumstance, upon completion of the course, the trainee has received what he wanted to acquire (knowledge and skills), and therefore has a strong incentive to refuse payment. An effective instrument would promote investment in the training market, and also reduce the information gap
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Gelman, Michael, Zachary Orlando, and Dhiren Patki. The Impact of Government Transfer Payment Frequency on Consumption: Evidence from Delayed UI. Federal Reserve Bank of Boston, 2024. https://doi.org/10.29412/res.wp.2024.16.

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Drake, Keith, Martha Starr, and Thomas McGuire. Do "Reverse Payment" Settlements of Brand-Generic Patent Disputes in the Pharmaceutical Industry Constitute an Anticompetitive Pay for Delay? National Bureau of Economic Research, 2014. http://dx.doi.org/10.3386/w20292.

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Le, Lan, Martino Pelli, Jindra Nuella Samson, et al. Mainstreaming Forest Conservation Finance: Integrating Positive Incentives with Due Diligence in Global Supply Chains. Asian Development Bank, 2024. https://doi.org/10.22617/brf240585-2.

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This brief underscores the economic and environmental importance of forests and looks at ways Asia and the Pacific can develop innovative payments for ecosystem services (PES) that preserve its forests and underpin sustainable development. The brief explains the region is home to 20% of the world’s forests, which are increasingly under threat as the push for development clashes with the need for ecosystem protection. Urging an integrated approach, it sets out how governments can set up PES enabling environments, delves into financing challenges, and shows how G20 and G7 countries can support p
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Cunha e Melo, Mariana, and Jonas de Abreu Castro. Open Finance Brazil: the roadblocks ahead. Center for Technology and Public Interest, SL, 2023. http://dx.doi.org/10.59262/83wett.

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This article delves into the challenges facing the Brazilian Open Finance ecosystem, including overcomplexity, lack of direction, and unreliability. Despite its potential, the ecosystem has seen limited adoption, with less than 2.5% of all accounts connected. The article explores the reasons behind this and discusses the recent regulatory changes that could open the door to extensive networks, as well as potential solutions to keep the payment system open for competition from new entrants.
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Dourojeanni, Marc J. The Future of the Latin American Natural Forests. Inter-American Development Bank, 1999. http://dx.doi.org/10.18235/0011162.

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Included in this working paper is a discussion of the history of deforestation and forest degradation in Latin America and policy recommendations towards conserving natural forests. The author argues that the main opportunity to conserve natural forests may be in the recognition of and payment for the environmental services they provide, and in the production of highly priced "certified green" goods that would make sustainable forest management profitable. Lastly, this paper ends with conclusions and recommendations such as the idea that establishment and better management of strictly protecte
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Ketterer, Juan Antonio. Digital Finance: New Times, New Challenges, New Opportunities. Inter-American Development Bank, 2017. http://dx.doi.org/10.18235/0007028.

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Since the end of the great crisis of 2007-10, the financial services industry began a process of accelerating change. New business models based on convergent technological developments are challenging the status quo of a long-established and traditional industry. The purpose of this document is to consider the latest developments in the financial services industry and to discuss how they might affect the ability for firms--particularly small- and medium-sized enterprises (SMEs)--and individuals to access financing. It concludes that the transformative developments in the financial services ind
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