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Добірка наукової літератури з теми "Card payment instruments"

Автор: Grafiati

Опубліковано: 28 травня 2022

Оновлено: 31 липня 2025

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Статті в журналах з теми "Card payment instruments"

Vuong, Duc Hoang Quan, and Dong Phuong Nguyen. "Factors Affecting to Card Payment's Choice: An empirical study of HCM city, Vietnam." International Journal of Case Studies 3, no. 7 (2014): 20–30. https://doi.org/10.5281/zenodo.3523818.

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Cash transaction is still dominant in Vietnam market. Even the advances of information technology have allowed banks and financial institutions introducing new and more efficient products and services but the rate of non cash transaction is modest. Vietnamese are still preferred cash payment. Basing survey data of consumer’s perception toward card payment in HCM city, the aims of this study would shed some light on how individuals choosing payment by card and explain why cash transactions still remain strongly. This paper identified the factors which are affecting the card payment and ex

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Cornea, Delia. "Credit card payments: do cultural values matter? Evidence from the European Union." Managerial Finance 47, no. 8 (2021): 1128–48. http://dx.doi.org/10.1108/mf-06-2020-0336.

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PurposeThis study analyzes how cultural and social values shape specific attitudes toward credit cards and indebtedness and consumption behavior.Design/methodology/approachThe study uses a panel dataset for a selection of European Union countries from 2003 to 2016. The relation between credit card use and social and cultural attitudes is constructed by controlling for past habits in payment behavior and cross-substitution with alternative payment instruments by employing a dynamic panel data analysis based on the system Generalized Method of Moments (GMM) estimator.FindingsThe total value of c

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Lintangsari, Nastiti Ninda, Nisaulfathona Hidayati, Yeni Purnamasari, Hilda Carolina, and Wiangga Febranto Ramadhan. "ANALISIS PENGARUH INSTRUMEN PEMBAYARAN NON-TUNAI TERHADAP STABILITAS SISTEM KEUANGAN DI INDONESIA." JURNAL DINAMIKA EKONOMI PEMBANGUNAN 1, no. 1 (2018): 47. http://dx.doi.org/10.14710/jdep.1.1.47-62.

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The payment system is an important component in the economy especially to ensure the implementation of payment transactions made by the public and the business world. In addition, the payment system also plays an important role in supporting financial system stability and implementation of monetary policy. Along with rapid technological developments, patterns and payment systems in economic transactions are constantly changing. Technological advances in the payment instruments shift the role of cash as a means of payment in the form of more efficient and economical non-cash payments. Non-cash

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Feruś, Anna. "State and Prospects for Development of the Payment Card Market in Poland." Folia Oeconomica Stetinensia 24, no. 2 (2024): 100–124. https://doi.org/10.2478/foli-2024-0018.

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Abstract Research background The development of innovative technologies has contributed to significant changes in the market for payment instruments. These changes have become a challenge for banks and have contributed to the continuous expansion of the products they offer, more technologically advanced, which will provide the customer with a high level of security. Banks, in order to meet customer expectations, are developing and improving the most popular distribution channels for their services, which are undoubtedly payment cards. Purpose The aim of the paper is to define and classify non-

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SETIAWAN, Edi, Dery WIRANDHIKA, and Desi PURWANTI. "Analysis of the Impact of Digitalization of the Financial Sector on Inflation in Indonesia Using the Vector Error Correction Model Method." Journal of Tourism Economics and Policy 4, no. 3 (2024): 365–76. https://doi.org/10.38142/jtep.v4i3.1119.

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Digitalization of the financial sector through non-cash payment instrument means brings many benefits to the Indonesian economy, but also has consequences behind it. This research aims to determine the effect of non-cash payment instruments consisting of electronic money and card payment on inflation in Indonesia using the Vector Error Correction Model (VECM) method. The results of this research show that shocks in the value of electronic money transactions and card payments have a positive effect on inflation in line with the quantity theory of money. This paper concludes that the digitalizat

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Triajie, Reyne Amelia, and Munawar Ismail. "ANALISIS PENGARUH INSTRUMEN PEMBAYARAN NON-TUNAI (APMK DAN UANG ELEKTRONIK) TERHADAP MONEY MULTIPLIER." Journal of Development Economic and Social Studies 3, no. 2 (2024): 649–57. http://dx.doi.org/10.21776/jdess.2024.03.2.24.

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The increasing use of non-cash payment instruments in Indonesia, such as Card Payment Instrument (APMK) and electronic money, shows public awareness and confidence in switching from cash. This has an impact on the money multiplier. The money multiplier plays an important role in the formation of money supply and monetary control. The stability of the money multiplier can provide greater opportunities for Bank Indonesia to implement policies effectively in influencing the supply of money in circulation so the ultimate goal of monetary aggregates can be achieved and a conducive atmosphere for th

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Volokhata, Viktoriia Ye. "International Experience in the Development of the Payment Card Market and Problems with Functioning of Payment Cards in Ukraine." Business Inform 4, no. 531 (2022): 119–24. http://dx.doi.org/10.32983/2222-4459-2022-4-119-124.

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Cash, payment systems and instruments in modern conditions are the basis of the economy and life of each country, ensuring the possibility of exchange between the owners of certain goods or services, which, in turn, is one of the main conditions for the existence of credit and the State. The presence of a bank payment card gives its owner a number of advantages, including convenience during the calculation, reliability of saving the own funds, paying bills online. Bank payment cards are effective and profitable for all participants of the payment system, as evidenced by their rapid spread. For

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Putra, Hari Setia, Mutia Huljannah, Ali Anis, and Zul Azhar. "Debit and Credit Cards: Money Velocity Risks." Jurnal Ekonomi & Studi Pembangunan 22, no. 2 (2021): 228–43. http://dx.doi.org/10.18196/jesp.v22i2.11208.

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Payment system innovations as the efforts to meet the people’s needs have recently risen several new non-cash-based payment instruments, such as card-based payment transactions. The upheaval of card-based non-cash transactions has indirectly shifted the role of cash in the society. This research aims to see the effect of cards as payment instruments represented by both debit and credit cards on money velocity in Indonesia within the period of 2016M1 to 2020M6 using the VECM (Vector Error Correction Model) analysis method. The research findings show that long-run card-based payment instrument h

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Trütsch, Tobias. "The impact of mobile payment on payment choice." Financial Markets and Portfolio Management 30, no. 3 (2016): 299–336. http://dx.doi.org/10.1007/s11408-016-0272-x.

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Abstract This paper investigates the effect of mobile payment on the adoption and use of traditional payment instruments such as cash, checks, and credit, debit and prepaid cards at the point of sale (POS). Data are from a 2012 representative survey on consumer payment choice in the United States. Using discrete-choice random utility models to simulate consumer behavior, the estimation provides two major findings. First, mobile payment does not replace physical payment cards, but is likely to substitute for paper-based payment methods such as cash and checks at the adoption stage. Second, mobi

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Hasniawati, Nur Annisa, Eva R. Lase, and Akhis R. Hutabarat. "Indonesian Household Payment Choice: A Nested Logit Analysis." Journal of Central Banking Theory and Practice 9, s1 (2020): 291–313. http://dx.doi.org/10.2478/jcbtp-2020-0032.

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AbstractWe examine the preferences of respondents for six types of payment instruments, namely cash, debit and credit cards, card and server-based electronic money, and internet or mobile banking. By applying a nested logit model to 500 household data covering six provincial capitals in Indonesia, we find that the decision to choose payment instruments is made sequentially. Socio-economic characteristics, including education, age, income, and transaction objectives or functionality have a significant effect on the probability of using non-cash electronic payment instruments. We find a substitu

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Дисертації з теми "Card payment instruments"

Pietrowiak, Annett. "European payment instruments." Doctoral thesis, Saechsische Landesbibliothek- Staats- und Universitaetsbibliothek Dresden, 2014. http://nbn-resolving.de/urn:nbn:de:bsz:14-qucosa-150371.

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This thesis sheds light on the functioning and characteristics of payment systems to serve as a foundation for understanding the drivers for higher payment system efficiency. Its central goal is to develop insights into the determinants of collective payment choice suitable to lower payment costs to society. So far, the institutional environment, as potential important influence on the payment instrument mix, has not been focused on in the literature. Therefore, particular emphasis is laid on the empirical analysis of the impact of institutional factors on the share of card payments on consume

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Dagdemir, Canan, and Julia Sauer. "The Use of Card Payment Instruments : A Panel Data Approach." Thesis, Högskolan i Jönköping, Internationella Handelshögskolan, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-27161.

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The rapid growth in the use of non-cash payment instruments, specifically debit and credit cards, has become a prominent feature of modern economies. With an interest in the explanation of this phenomenon and differences in use across countries, we apply a model of payment instrument use to model the relationship between the dependent variables (total volume of card transactions, debit card transactions, and credit card transactions) and the five independent variables based on income, infrastructure, substitution, and institutional influences. We estimate the model and perform a regression ana

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Silva, Vânia Gomes de Carvalho Gramaça da. "Essays on the use of payment instruments." Doctoral thesis, Universidade de Évora, 2017. http://hdl.handle.net/10174/20718.

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The use of non-cash payment instruments in European Union (EU) countries changed quite noticeably in the past years. Electronic payment instruments usage grew, while paper-based payments declined. The objective of this thesis, comprised by three essays, is to provide empirical evidence of the impact on the use of cheques, bank cards, and credit transfers of a selected set of specific measures. As cheques are still a relevant question of concern for some countries due to their considerable social costs and risks, the first essay analyses the determinants of cheque usage in the EU, with data for

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PELILLI, DAVID. "Perspectives on Italian prepaid cards market." Doctoral thesis, Università degli Studi di Roma "Tor Vergata", 2009. http://hdl.handle.net/2108/938.

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Negli ultimi anni il mercato italiano delle carte di pagamento ha suscitato l’interesse sia degli accademici che degli operatori, a causa degli elevati tassi di crescita che ha fatto registrare (in termini di numero di carte per abitante) successivamente alla massiccia introduzione di schemi di pagamento prepagati (carte prepagate), accessibili anche ai segmenti dei non bancarizzati e degli underbanked. Proprio perché la componente principale di questa crescita può essere attribuita all’introduzione delle carte prepagate, il lavoro di tesi si è focalizzato su questo mercato, considerando cong

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Терехов, Є. М. "Карткові платіжні інструменти як засіб підвищення фінансової стійкості банків України". Thesis, ДВНЗ "УАБС НБУ", 2003. http://essuir.sumdu.edu.ua/handle/123456789/51343.

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Дисертацію присвячено питанням поглиблення та подальшого розвитку теоретико-методичних засад вдосконалення діяльності банків з картковими платіжними інструментами. Диссертация посвящена вопросам углубления и дальнейшего развития теоретико-методических основ усовершенствования деятельности банков с карточными платежными инструментами. The dissertation is devoted to the deepening and the further development of the theoretic and methodical essentials of improvement of the bank activity with card payment instruments.

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Терехов, Є. М. "Фактори, що впливають на вибір платіжного інструмента". Thesis, Сумський державний університет, 2001. http://essuir.sumdu.edu.ua/handle/123456789/60628.

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Розглядаються переваги та недоліки різних форми платіжних інструментів та їх влив на вибір інструментів користувачами. Рассматриваются преимущества и недостатки различных формы платежных инструментов и их влияние на выбор инструментов пользователями. The advantages and disadvantages of different forms of payment instruments and their impact on the choice of tools users.

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Čech, Petr. "Analýza využívání elektronických platebních prostředků a systémů." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-199293.

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Thesis deals with analysis of payment instruments and systems in Czech republic during online shopping and how czech residents perceive them. In the first part is defined e-commerce and jurisdiction of payment systems. Then e-wallets (Paypal, Skrill and Czech alternative PaySec) are described. After that thesis deals with payment buttons and closely related payment agregators(PayU, Agmo, GoPay). Subsequently aquiring of credit cards is delineated. Last section of theoretical part of thesis deals with new method - payments with mobile phones (Mobito, MasterCard Mobile. In second part of thesis

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Bester, Adriaan. "Utilisation of payment instruments at a retail chain in Gauteng." Thesis, 2015. http://hdl.handle.net/10210/13687.

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M.Com. (Business Management) Payment instruments are commodities which are very common in our everyday life. The research sets out to determine which payment instrument is the payment instrument of choice by consumers at point of sale when paying for goods at a retail store in Gauteng, Pretoria. The conceptual model makes use of attributes associated with payment instruments to determine which payment instrument is more preferable by consumers at pay point. Empirical results shows a strong support for card as payment instrument of choice whilst secondary scanner data offers rich raw data wi

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Jeng, Yi-mao, and 鄭乙卯. "A Study on Using POS to plastic Cards as Payment Instrument to the Reengineering of the Distribution Industry." Thesis, 1997. http://ndltd.ncl.edu.tw/handle/15690433672117338450.

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碩士 文化大學 國際企業管理研究所 85 With rapid expansion and using of information technology, it has increasedhigh efficiency and achieved high capability in business. As always havingemphasized on the customer orientation and controlled the situation of mar-keting channels, and customer service, we should propose a system designwith perapectives and integrations. Otherwise, we could hardly reach our fi-nal goals. However, the success critical factors of business operation rely onwhether or n

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Perlman, Leon Joseph. "Legal and regulatory aspects of mobile financial services." Thesis, 2012. http://hdl.handle.net/10500/13362.

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The thesis deals with the emergence of bank and non-bank entities that provide a range of unique transaction-based payment services broadly called Mobile Financial Services (MFS) to unbanked, underserved and underbanked persons via mobile phones. Models of MFS from Mobile Network Operators (MNOs), banks, combinations of MNOs and banks, and independent Mobile Financial Services Providers are covered. Provision by non-banks of ‘bank-type’ services via mobile phones has been termed ‘transformational banking’ versus the ‘additive banking’ services from banks. All involve the concept of ‘bran

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Книги з теми "Card payment instruments"

Miller, Frederick H. The ACDs of payment methods: ACH, cash, credit, and debit. American Bar Association, 2007.

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Office, General Accounting. Durable medical equipment: Specific HCFA criteria and standard forms could reduce Medicare payments : report to congressional committees. The Office, 1992.

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Strumwasser, Ira. Estimates of non-acute hospitalization: A comparative analysis of the appropriateness evaluation protocol and the standardized medreview instrument : final report. Michigan Health Care Education and Research Foundation, 1987.

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Office, General Accounting. Medicare: Indirect medical education payments are too high. The Office, 1989.

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United States. Office of the Inspector General for Tax Administration. The Affordable Care Act, an improved strategy is needed to ensure accurate reporting and payment of the medical device excise tax. Treasury Inspector General for Tax Administration, 2014.

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United States. General Accounting Office. Accounting and Information Management Division, ed. Medicare: Methodology to identify and measure improper payments in the medicare program does not include all fraud. The Office, 2000.

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Office, General Accounting. Medicare: Past overuse of intensive care services inflates hospital payments : report to the Secretary of Health and Human Services. The Office, 1986.

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Office, General Accounting. Medicare: Program provisions and payments discourage hospice participation : report to the Subcommittee on Health, Committee on Ways and Means, House of Representatives. The Office, 1989.

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Office, General Accounting. Medicare: Excessive payments support the proliferation of costly technology : report to the Chairman, Subcommittee on Health, Committee on Ways and Means, House of Representatives. The Office, 1992.

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United States. Congress. Senate. A bill to amend title XVIII of the Social Security Act and the Budget and Emergency Deficit Control Act of 1985 with respect to essential access community hospitals, the rural transition grant program, durable medical equipment, adjustments to discretionary spending limits, standards for Medicare supplemental insurance policies, expansion and revision of Medicare Select policies, psychology services in hospitals, payment for anesthesia services funished directly or concurrently in providers, improve reimbursement for clinical social worker services, and for other purposes. [United States Government Printing Office], 1993.

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Частини книг з теми "Card payment instruments"

Haag, Cornelie. "Treatment Coverage and Reimbursement." In The EBMT/EHA CAR-T Cell Handbook. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-94353-0_45.

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AbstractThe conditions for reimbursement for CAR-T cell therapy are not uniform in Europe. Most European countries use a DRG system for billing hospital services, but the details vary. Nonetheless, the similarity is that expensive therapies, such as CAR-T cell therapy, are initially not included in the DRG system. Most countries possess instruments to ensure the financing of such expensive therapies outside the DRG system as separate payments. These reimbursement instruments of DRG systems are used in most countries both for short-term financing for innovative and new therapies and as long-ter

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Fox, D., RJC Munday, B. Soyer, AM Tettenborn, and PG Turner. "17. Payment cards and electronic money." In Sealy and Hooley's Commercial Law. Oxford University Press, 2020. http://dx.doi.org/10.1093/he/9780198842149.003.0017.

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This chapter focuses on the use of payment cards in commercial transactions, taking into account traditional credit and debit cards and also the more modern contactless instruments, including smartphones, which has been made increasingly available through mobile payment technology. This chapter begins with a discussion of the main types of payment card in general circulation in the UK, including credit (and charge) cards, debit cards, ATM cards, and multifunctional cards. It then considers contractual networks and the regulation of contractual relationships and finally liability for unauthoris

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Pavlović, Zoran. "FALSIFIKOVANJE I ZLOUPOTREBA BEZGOTOVINSKIH INSTRUMENATA PLAĆANJA I EVROPSKI STANDARDI." In DIGITALIZACIJA U KAZNENOM PRAVU I PRAVOSUĐU=Digitalization in Penal Law and Judiciary. Institut za uporedno pravo; Institut za kriminološka i sociološka istraživanja, 2022. http://dx.doi.org/10.56461/zr_22.dukpp.03.

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General social digitization and dynamic lifestyle changes, with the increasing use and spread of “smart” phones, with many different contents they offer, lead to the emergence of new relationships between banks, buyers and sellers, which relate to modern business with payment cards. Payments are made, regardless of whether it is a traditional or online business, and modern banking is constantly searching for the most optimal way of payment with the use of new technological and communication solutions. Payment card transactions are a frequent target for the commission of criminal acts, which is

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Palm, Michael. "The Swipe." In Paid. The MIT Press, 2017. http://dx.doi.org/10.7551/mitpress/9780262035750.003.0018.

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This chapter traces the meaning of “the swipe.” The verb “to swipe” has many colloquial meaning. In recent years, it has come to mean running a charge card through a digital reader or using an index finger to manipulate the touch screen of a smartphone. As smartphones become payment instruments, these two meanings have been united. The chapter explores the so-called “swipe fee wars,” being fought between banks, retailers, and phone companies to determine who will bear the cost of payment. As the business models move away from fees and towards extracting the value “big data,” a related battle i

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Biswas, Ranjit. "Anytime Anywhere Any-Amount Anybody to Anybody Real-Time Payment (5A-RTP)." In Online Banking Security Measures and Data Protection. IGI Global, 2017. http://dx.doi.org/10.4018/978-1-5225-0864-9.ch009.

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This chapter introduces about a Proposal to any bank of any country for fast but secured transfer of money anytime anywhere any-amount by anybody to anybody on the spot with confirmation from the payee on the spot. The work here is on a new method of real time payment system, which is highly secured and fast, and 100% technology-based without any paper format or paper work of the bank. This breaking scheme is entitled as “5A-RTP scheme” where ‘5A' stands for Anytime Anywhere Any-amount Anybody to Anybody and ‘RTP' stands for Real-Time Payment. There is no paper-work at all. It is completely se

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Lelieveldt, Simon L. "Standardizing Retail Payment Instruments." In Information Technology Standards and Standardization. IGI Global, 2000. http://dx.doi.org/10.4018/978-1-878289-70-4.ch012.

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The business of payments and the provision of payment instruments have a rich history, which can be drawn upon in a discussion of standardization. In the middle-ages, for example, the mere existence of a wide variety of foreign and local coins led to a flourishing business of money exchange offices and cashiers in the Netherlands. Malpractices of some of these firms, mostly in the form of physical tampering with coins and alloy, resulted in government regulation on a municipal and province level. Yet, as these type of regulations where hard to enforce, the Amsterdam municipal government decide

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Carr, Mahil. "Framework for Mobile Payment Systems in India." In Mobile and Ubiquitous Commerce. IGI Global, 2009. http://dx.doi.org/10.4018/978-1-60566-366-1.ch013.

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This chapter introduces concepts, frameworks and possible models for introducing mobile payments in India. The introductory section defines mobile payments, outlines its characteristics and identifies the stakeholders. Ideally, mobile payments have to be simple and usable, universal, interoperable, secure, private, affordable and be available within the country wide as well as globally. There are various stakeholders in this context: the customer, the merchant, banks, mobile network operators, software and technology service providers, mobile device manufacturers and the government. The techno

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Cranston, Ross, Emilios Avgouleas, Kristin van Zweiten, Theodor van Sante, and Christoper Hare. "13. Domestic Payment Systems." In Principles of Banking Law. Oxford University Press, 2018. http://dx.doi.org/10.1093/he/9780199276080.003.0013.

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Payment involves the transfer of monetary value from payer to payee. This chapter deals with ‘payment systems’, which are the instruments, procedures, and institutions that enable persons to effect payment. Traditionally, payment systems have been classified in different ways. One distinction is between credit and debit transfers. Other distinctions include whether the payment system is paper-based, electronic, or both; whether the payment system is limited to small-value or large-value transfers or; or whether the payment system is operated by an emanation of the state or some private commerc

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Burugulla, Jai Kiran Reddy. "Modernization of wallets, smart cards, and contactless payment interfaces." In Innovative Transformations in Financial Operations: Harnessing Intelligent Technologies and Scalable Platforms for the Future of Payments and Fiscal Management. Deep Science Publishing, 2025. https://doi.org/10.70593/978-81-989050-1-7_6.

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As a part of daily shopping, both social and individual, at least some operations must be carried out for the exchange of goods or services for payment in currency form. From historical data, these currency exchanges have evolved from the barter method, where people's needs for goods and services matched each other, to the modern global markets through different stages including the use of metals, banknotes, and coins. Similar variations exist for settlement operations in e-commerce as well. The barter system, which had direct utility for trading parties for their common needs, had significant

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Goel, Dr Ayushi, Dr Anukarsh Jain, and Dr Yashna Gupta. "ESTABLISHING SUCCESSFUL DENTAL CLINIC." In Futuristic Trends in Medical Sciences Volume 3 Book 19. Iterative International Publishers, Selfypage Developers Pvt Ltd, 2024. http://dx.doi.org/10.58532/v3bdms19p4ch2.

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In the pursuit of establishing a prosperous independent dental practice, the foundational elements of knowledge, equipment, instruments, and a substantial patient base emerge as paramount prerequisites. It endeavors to present an intricately devised framework for establishing and cultivating an inclusive dental clinic within developing regions, with a primary focus on India. The discourse commences by dissecting the art of selecting a judicious location, followed by an exploration of clinic design, both of which are pivotal in shaping patient accessibility and comfort. The significance of meti

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Тези доповідей конференцій з теми "Card payment instruments"

Radolović, Oliver, and Filip Komljen. "Credit Cards as an Instrument of Payment in Tourism and Hospitality." In Interdisciplinarity Counts. University of Maribor, University Press, 2023. http://dx.doi.org/10.18690/um.fov.3.2023.69.

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Credit cards are one of the most used instruments of payment today. The advantages they have are the simplicity of their use and the mandatory relationship of a short-term credit contract. Nowadays, credit cards are increasingly used in tourism and hospitality. Many banks around the world cooperate with global card organizations such as VISA, MasterCard, American Express and Diners Club, so the cards they issue are widely accepted in hotels, travel agencies, hospitality objects and shopping centers around the world. This paper deals with the role of the credit card as a global instrument of pa

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Nikoloska, Keti, Snezhana Mojsoska, and Dance Nikolovska Vrateovska. "QUALITATIVE ANALYSIS OF THE BANKING SECTOR FOR THE PROTECTION OF CITIZENS REGARDING THE SAFE USE OF PAYMENT CARDS IN THE MUNICIPALITY OF PRILEP." In SECURITY HORIZONS. Faculty of Security- Skopje, 2023. http://dx.doi.org/10.20544/icp.8.1.23.p27.

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With the deepening of digital transformation, the structure and nature of payment transactions is rapidly evolving and undergoing changes. The banks introduced payment cards, marking the beginning of the era of cashless payments. Credit cards have become an integral part of the world and the Macedonian economy. The increasing interest in cashless payments not only led to a new way of conducting transactions but also brought forth new types of threats and risks associated with the use of new payment methods and instruments. Studying the existing risks, this paper provides qualitative analyses o

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Ciobanu, Mihail, and Silvia Savcenco. "Experiența internațională în aplicarea voucherelor culturale pentru copii și tineri." In Conference title: Economic growth in the conditions of globalization: International Scientific-Practical Conference, XVIth edition. National Institute for Economic Research, 2023. http://dx.doi.org/10.36004/nier.cecg.iv.2022.16.27.

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One of the relatively recent instruments used to increase the consumption of cultural products and services by the population is the cultural voucher, which, in general, represents a financial instrument intended to be used to benefit from cultural products and services. In particular, the term "cultural voucher" can be defined differently depending on the type of regulatory and issuing entity and the spectrum of its beneficiaries. It could be a state contribution that improves access to culture for primary and secondary school pupils and their pedagogues, a tool for obtaining cultural product

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Remeikiene, Rita, Ligita Gaspareniene, and Gintare Grigaliune. "The analysis of lithuanian payment market: are we stuck to cash?" In Business and Management 2016. VGTU Technika, 2016. http://dx.doi.org/10.3846/bm.2016.35.

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Rapid technologic advancement alongside with increasing individual needs determine popularity of information technologies. As a result, a number of newly-developed instruments that enable to make payments in the methods different from cash are introduced to consumers in the payment market. The aim of this article is to establish how widely cash is used for making payments in Lithuanian payment market. The results of the research have revealed that the number of cash settlements in Lithuanian payment market is decreasing. Although the number of newly issued debit and credit cards is increasing,

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Halak, Anastasiia, and Oksana Kiriiak. "IN-WAR ELECTRONIC FINANCIAL SECURITIES: MILITARY BONDS." In International Scientific Conference ‘Digitalization of legal deeds in the context of the modernization of public services’. Moldova State University, 2024. http://dx.doi.org/10.59295/daj2022.15.

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War in the 21st century, in a democratic world, requires modern ways of maintaining people’s livelihoods. Maintaining economic stability is an important component for this. We strive for Ukrainians to develop a culture of managing their own funds, to be able to use financial instruments for the benefit of their wallets and state interests, in particular, by buying military bonds that finance the military needs of the budget. A citizen immediately understands where and for what money is directed. After all, in the conditions of war, it is primarily the provision of the army - salaries for milit

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Nikolovska, Keti, Snezana Mojsoska, and Stevco Jolakoski. "INFORMATION FOR SAFE USE OF PAYMENT CARDS WITH SPECIAL REFERENCE TO THE MUNICIPALITY OF PRILEP." In SECURITY HORIZONS. Faculty of Security- Skopje, 2020. http://dx.doi.org/10.20544/icp.11.01.20.p17.

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The main reasons for the increase of the use of payment cards such as ATM cards, credit, and debit cards and their major role in the consumer’s life as a means of payment are the economic growth, the consumer’s modern way of living, and the impact of sellers for simple- non-cash payment, the modernization of computer technology, etc. Their increased use leads to the increase of frauds with them. The aim of this paper is to see the extent to which the information for the safe use of payment cards is an instrument that assumes the role of a preventive measure. In a broader sense, this research w

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Proskurnova, Ksenia Yu, Alla Yu Tarasova, Sergey A. Sirotkin, Maria O. Ermolenko, Vitaliy A. Neklyudov, and Vadim A. Bykov. "The Problem of Unauthorized Transactions of Using Bank Cards as a Payment Instrument." In Proceedings of the International Conference Digital Age: Traditions, Modernity and Innovations (ICDATMI 2020). Atlantis Press, 2020. http://dx.doi.org/10.2991/assehr.k.201212.017.

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Nowalk, N., J. C. Rojas, W. F. Parker, et al. "Readmissions Decreased Following Implementation of a COPD Bundled Payments for Care Innovation Program: An Instrumental Variable Analysis." In American Thoracic Society 2024 International Conference, May 17-22, 2024 - San Diego, CA. American Thoracic Society, 2024. http://dx.doi.org/10.1164/ajrccm-conference.2024.209.1_meetingabstracts.a4754.

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Звіти організацій з теми "Card payment instruments"

León, Carlos. The dawn of a mobile payment scheme: The case of Movii. Banco de la República, 2021. http://dx.doi.org/10.32468/be.1157.

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Mobile wallets replicate physical wallets on a mobile device, in which users can store different payment instruments (e.g., cards, transfers) to make mobile payments. As the mobile wallet is adopted, a mobile payment scheme emerges, with its users as elements in a network of transfers. In this article, I study the mobile payment scheme of Movii— the first fintech firm in Colombia operating under a financial non-banking license for electronic deposits and payments. Based on a unique dataset of bilateral transfers between Movii’s mobile wallet users, I build, visualize and analyze Movii’s networ

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Payment Systems Report - June of 2020. Banco de la República de Colombia, 2021. http://dx.doi.org/10.32468/rept-sist-pag.eng.2020.

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With its annual Payment Systems Report, Banco de la República offers a complete overview of the infrastructure of Colombia’s financial market. Each edition of the report has four objectives: 1) to publicize a consolidated account of how the figures for payment infrastructures have evolved with respect to both financial assets and goods and services; 2) to summarize the issues that are being debated internationally and are of interest to the industry that provides payment clearing and settlement services; 3) to offer the public an explanation of the ideas and concepts behind retail-value paymen

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Payment Systems Report - June of 2021. Banco de la República, 2022. http://dx.doi.org/10.32468/rept-sist-pag.eng.2021.

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Banco de la República provides a comprehensive overview of Colombia’s finan¬cial infrastructure in its Payment Systems Report, which is an important product of the work it does to oversee that infrastructure. The figures published in this edition of the report are for the year 2020, a pandemic period in which the con¬tainment measures designed and adopted to alleviate the strain on the health system led to a sharp reduction in economic activity and consumption in Colom¬bia, as was the case in most countries. At the start of the pandemic, the Board of Directors of Banco de la República adopted

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Financial Infrastructure Report 2022. Banco de la República, 2023. http://dx.doi.org/10.32468/rept-sist-pag.eng.2022.

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Banco de la República's monitoring of the local financial market infrastructure is an additional contribution to the country's financial stability. One of the products of that monitoring has been the Payment Systems Report, which is now known as the Financial Infrastructure Report. The change in name, as of this edition, is intended to reflect in a broader way the issues that are addressed in the report. The 2022 edition includes several changes that are the result of a comparative study of financial infrastructure reports prepared by other central banks. These changes seek to make the report

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Financial Infrastructure Report 2023. Banco de la República, 2023. http://dx.doi.org/10.32468/rept-sist-pag.eng.2023.

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Introduction The Financial Infrastructure Report is a product of Banco de la República’s (Banrep) continuous efforts to scrutinize financial market infrastructures (FMIs) in Colombia, besides being a contribution to analyzing and monitoring the country’s financial stability. If FMIs are not managed properly, they can pose significant risks to the financial system and be a possible source of contagion, especially in periods of market stress. The domestic financial infrastructure during 2022 was safe and efficient, allowing the payment system and financial markets to operate normally, which lent

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