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Добірка наукової літератури з теми "Micro-Savings"

Автор: Grafiati

Опубліковано: 3 червня 2025

Оновлено: 31 липня 2025

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Статті в журналах з теми "Micro-Savings"

Timberg, Thomas. "Micro-savings risks and rewards." Small Enterprise Development 5, no. 4 (1994): 52–54. http://dx.doi.org/10.3362/0957-1329.1994.041.

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Irawan, Agus Wahyu, and Siti Lailatunnikmah Asfiah. "Analisis Metode SMART Dalam Strategi Segmentasi Pasar (Studi Produk Tabungan Simitra Mikro di Bank Mitra Syariah Kantor Cabang Bojonegoro)." ADILLA : Jurnal Ilmiah Ekonomi Syari'ah 5, no. 1 (2022): 75–98. http://dx.doi.org/10.52166/adilla.v5i1.3050.

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This study aims to analyze the Smart Method on market segmentation strategies in increasing the number of simitra micro savings customers at Bank Mitra Syariah Bojonegoro Branch Office. Products owned by Bank Mitra Syariah include savings and financing products. One of the derivative products from savings products is the Simitra Micro Savings product. Simitra Micro Savings is a superior product owned by Sharia Partner Banks. The targets chosen by the Sharia Partner Bank are market traders. This research uses qualitative research and the analysis used is SMART analysis. This study uses data col

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Pina, Gonçalo. "Macro and micro financial liberalizations, savings and growth." Journal of Financial Economic Policy 10, no. 2 (2018): 290–309. http://dx.doi.org/10.1108/jfep-09-2017-0080.

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Purpose This paper aims to empirically and theoretically study the role of domestic savings behind the financial stability and growth effects of different financial liberalizations, when the government is not able to commit to enforce financial contracts. The following liberalizations are considered. Macro financial liberalizations target capital flow and interest rate liberalization, whereas micro financial liberalizations target competition in the financial sector. Simultaneous liberalizations target both micro and macro dimensions. Design/methodology/approach This study theoretically solves

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Khandker, Rezaul K., Willard G. Manning, and Tamim Ahmed. "Utilization Review Savings at the Micro Level." Medical Care 30, no. 11 (1992): 1043–52. http://dx.doi.org/10.1097/00005650-199211000-00007.

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Barritt, D. "Big savings with 'micro' motor control centres." Computing and Control Engineering 15, no. 5 (2004): 19–23. http://dx.doi.org/10.1049/cce:20040504.

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Listiawati, Rodiana. "The Community Dedeication Kampung Pulo geulis, Babakan Pasar, Kota Bogor Business Group Through Coaching And developing Saving and Loan Business Unit Passing Covid-19 Pandemic Time." Jurnal Pemberdayaan Komunitas MH Thamrin 2, no. 2 (2020): 40–48. http://dx.doi.org/10.37012/jpkmht.v2i2.372.

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Abstract The main problem faced by Babakan Pasar Kampung Pulo Geulis exactly in RW IV Bogor City is the difficulty of getting credit for micro business so that they lend to Bank Keliling with high interest. The purpose of this community dedication is to transfer knowledge about the importance of forming saving and loan unit and motivate to develop saving and loan unit that has been established since last year. The method provided to management and members of savings and loan is coaching by means of counseling to them and giving the guidance how to develop savings and loan business unit. They a

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Sarkar, A. N., and Jagjit Singh. "Savings-led Micro-finance to Bank the Unbankables." Global Business Review 7, no. 2 (2006): 271–95. http://dx.doi.org/10.1177/097215090600700206.

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Sandi, N. M. Ari Meliana Sativa, Jeni Susanti, and I. Dewa Made Mahayana. "Accounting Application on Financial Statements Based on SAK EMKM at Save and Loan Cooperatives in Karangasem Regency." Journal of Applied Sciences in Accounting, Finance, and Tax 5, no. 2 (2022): 166–72. http://dx.doi.org/10.31940/jasafint.v5i2.166-172.

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In 2009 IAI has issued SAK ETAP (Financial Accounting Standards for Entities Without Public Accountability), but in 2018 IAI issued a new policy for entities without public accountability and micro, small and medium income, known as the Financial Accounting Standards for Micro Small and Medium Entities. Savings and loan cooperatives are one of the entities that are classified as micro, small and medium entities because they have complied with Law no. 20 of 2008 about Micro, Small and Medium Enterprises. The research using the Financial Statements of Savings and Loan Cooperatives in Karangasem

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Subhash Chand and Prabhat Kishore. "Determinants and Barriers to Micro Irrigation Adoption: Insights from Four Indian States." Indian Journal of Soil Conservation 53, no. 1 (2025): 71–75. https://doi.org/10.53550/ijsc.v53.i1.190.

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This study assesses micro irrigation adoption in four Indian states - Punjab, Maharashtra, Gujarat, and Andhra Pradesh - by comparing regions with different cropping patterns to identify key determinants and barriers. It analyzes micro irrigation adoption experiences across four states, specifically examining districts with high adoption rates. From each district, we selected two villages for a total of 16, surveying 827 individuals, with an equal number of adopters and non-adopters, using stratified random sampling. Findings show substantial increases in yield along with savings in water, ene

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Shaikh, Salman Ahmed. "Incorporating Private Savings Behavior in Product Offerings: A Case Study of Pakistan." Signifikan: Jurnal Ilmu Ekonomi 10, no. 2 (2021): 247–58. http://dx.doi.org/10.15408/sjie.v10i2.20139.

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In order to enhance understanding about the actual savings behaviour and impulses which drive savings behaviour, it is interesting to study the micro foundations of savings behaviour. Collecting micro data through filled questionnaire from households in urban areas, this study identifies the motives of savings and the instruments and channels where the savings are invested in Pakistan. The results reveal that investment motive, higher income and greater frequency of household members joining labor force for earning incomes enhance the monthly savings rate. The results can be used to offer Isla

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Більше джерел

Дисертації з теми "Micro-Savings"

Yoon, Byungtae. "Motives for savings and portfolio choice evidence from micro-data for Japan /." Diss., Columbia, Mo. : University of Missouri-Columbia, 2006. http://hdl.handle.net/10355/4433.

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Thesis (Ph. D.) University of Missouri-Columbia, 2006.<br>The entire dissertation/thesis text is included in the research.pdf file; the official abstract appears in the short.pdf file (which also appears in the research.pdf); a non-technical general description, or public abstract, appears in the public.pdf file. Title from title screen of research.pdf file (viewed on August 10, 2007) Vita. Includes bibliographical references.

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Lee, Seung Myung. "A study of liquidity constraints and precautionary savings : micro evidence for the young." The Ohio State University, 1995. http://rave.ohiolink.edu/etdc/view?acc_num=osu1263481984.

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Lee, Seung Myung. "A study of liquidity constraints and precaustionary savings : micro evidence for the young /." Connect to resource, 1995. http://rave.ohiolink.edu/etdc/view.cgi?acc%5Fnum=osu1263481984.

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Kane, David. "CO₂ savings from micro-CHP : influence of operating regimes, demand variations and energy storage." Thesis, Heriot-Watt University, 2012. http://hdl.handle.net/10399/2607.

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A high temporal precision model was developed to assess the performance of thermal load following micro-CHP system design variants in detail for a number of design days. Carbon savings (relative to a base-case energy system) and prime mover lifetime drivers (thermal cycling and operating duration) were quantified. Novel performance metrics were defined, including Potential Thermal Supply Demand Ratio, and Effective Carbon Intensity of μCHP-Generated Electricity. Significant relative carbon savings were found for design variants with a PTSDR between 0.1-1.5, suggesting that it is a design selec

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Diallo, Elhadj Souleymane. "Micro-finance et lutte contre la pauvreté : logiques d’acteurs et transformations sociales en Moyenne Guinée (Fouta Djalon)." Thesis, Paris 10, 2016. http://www.theses.fr/2016PA100061.

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Анотація:

Cette thèse est une étude socioéconomique qui analyse la dynamique de pénétration et de socialisation des instituts de micro-finance (IMF) en Moyenne Guinée (république de Guinée), à travers les logiques d’acteurs et les transformations sociales associées à cette forme nouvelle de bancarisation qui cible les pauvres. La première partie présente le cadre de la recherche et indique que, pour l’État, la législation et les investisseurs, les IMF sont nés pour affaiblir l’économie informelle. La deuxième partie montre que pratiques et ressorts de légitimation des IMF assurent la pénétration sociale

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Murengezi, Célestin. "Impacts du crédit dans la promotion des PME : études de cas sur la ville de Ouagadougou Burkina Faso / Impact of the credit in the promotion of the SME : case studies on the town of Ouagadougou Burkina Faso." Université catholique de Louvain, 2008. http://edoc.bib.ucl.ac.be:81/ETD-db/collection/available/BelnUcetd-05132008-120806/.

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La présente thèse porte sur l'analyse des impacts du crédit dans le cadre d'une problématique générale de la microfinance et en particulier sur un terrain empirique de la ville de Ouagadougou, au Burkina Faso. Notre thèse démontre d'abord les mécanismes par lesquels les crédits sont octroyés et gérés en mettant en perspective certains aspects de la théorie de l'agence. Du côté de l'offre, nous étudions trois Systèmes Financiers Décentralisés (SFD) et leurs politiques de crédit. Nous analysons comment les trois SFD s’efforcent de servir les exclus aux financements des banques classiques et d'en

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Tewoldeberhan, Ruth W. "The impact of saving in reducing risks: A case study of Mathabatha Village Bank, Limpopo province, South Africa." University of the Western Cape, 2003. http://hdl.handle.net/11394/6481.

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Magister Commercii - MCom<br>The minithesis argues that microfinance institutions help their clients by offering saving services, through which the clients will be able to get 'chunks of money' on a regular basis . These 'chunks of money' enable them to protect against emergency risks for it acts as a crisis-coping mechanism by building up the asset base in its physical, financial, human, and social sense. The accumulation of an asset base is not only critical in fighting risks ahead of time, but also enables poor clients to protect against losses afterwards . Thus the saving services provided

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Krupa, Filip. "Energetický audit vodovodů." Master's thesis, Vysoké učení technické v Brně. Fakulta stavební, 2016. http://www.nusl.cz/ntk/nusl-240055.

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This Disertation deals with energetical audit of aqueduct. First part is dedicated to the current status in Czech Republic, but expecially abroad. Other part processes structure of energetical audit according to the knowledge gained and also from academic articles and set up an example, where this audit is made. Firts variant is energetically intensive water line and other variant is nergetically economical. Last part id dedicated to perform an energetical audit on real water line in Kateřinice village, Vsetín district.

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Abdalla, Nagwa Babiker. "The impact of the Sudanese Women's General Union savings and micro-finance/credit projects on poverty : alleviation at the household level with special emphasis on women's vulnerability and empowerment." Thesis, 2009. http://hdl.handle.net/10500/2595.

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Thesis<br>The objective of this study is to assess the nature of women’s empowerment promoted by the Sudanese Women General Union (SWGU) in Sudan as a strategy for simultaneously addressing both poverty alleviation and women's empowerment using microcredit as a tool in the fight against poverty and women's empowerment at the household level during the period 1999-2005. The SWGU directed its development efforts towards promoting the women's cause officially and unofficially through the whole spectrum of governmental institutions and non-governmental organizations. Therefore, the governmen

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Книги з теми "Micro-Savings"

Nguyen, Tu Chi. Meet the savings demand: Mobilizing micro-savings among the poor in Vietnam. John F. Kennedy School of Government, 2009.

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Blanchard, S. R. A micro-economic analysis of personal sector savings. UMIST, 1995.

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Ando, Albert. Micro simulation analysis of aggregate savings behavior in Japan: Effects of aging population on aggregate savings and design of policies on savings in Japan. National Institute for Research Advancement, 1996.

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Coulibaly, Souleymane, and Mohamed Diaby. Solow in Transition: Macro and Micro Determinants of Savings in Armenia. The World Bank, 2013. http://dx.doi.org/10.1596/1813-9450-6531.

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Zhang, Yipei. Household Savings in Selected Southern European Countries Evidence from Cross-Country Micro-Level Data. International Monetary Fund, 2023.

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Zhang, Yipei. Household Savings in Selected Southern European Countries Evidence from Cross-Country Micro-Level Data. International Monetary Fund, 2023.

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Zhang, Yipei. Household Savings in Selected Southern European Countries Evidence from Cross-Country Micro-Level Data. International Monetary Fund, 2023.

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Otero, MariÌa. Handful of rice: Savings mobilization by micro-enterprise programs and perspectives for the future (Monograph series / ACCION International). ACCION International, 1989.

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Maskaeva, Asiya, and Mgeni Msafiri. Youth unemployment hysteresis in South Africa: Macro-micro analysis. 20th ed. UNU-WIDER, 2021. http://dx.doi.org/10.35188/unu-wider/2021/954-9.

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This study simulates the macro-micro economic impacts of the employment policy, focusing on hysteresis in youth unemployment in South Africa. Specifically, we apply a dynamic computable general equilibrium model to calibrate the 2015 South African Social Accounting Matrix to estimate, compare, and determine the impact of employment policy on youth unemployment as well as on aggregate economic outcomes. We simulate two scenarios where we reduce the import price of fuel by 20 per cent. Then, the total government savings from the reduced transport subsidy are reallocated to the education sector t

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Chu, C. Y. Cyrus. Population Dynamics. Oxford University Press, 1998. http://dx.doi.org/10.1093/oso/9780195121582.001.0001.

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Population Dynamics fills the gap between the classical supply-side population theory of Malthus and the modern demand-side theory of economic demography. In doing so, author Cyrus Chu investigates specifically the dynamic macro implications of various static micro family economic decisions. Holding the characteristic composition of the macro population to always be an aggregate result of some corresponding individual micro decision, Chu extends his research on the fertility-related decisions of families to an analysis of other economic determinations. Within this framework, Chu studies the in

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Частини книг з теми "Micro-Savings"

Kühnholz, J., and G. Lecarpentier. "Cost Savings with Micro/Nano-Replication." In MicroNano Integration. Springer Berlin Heidelberg, 2004. http://dx.doi.org/10.1007/978-3-642-18727-8_40.

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Ghazouani, Nejib, Nidhal Becheikh, Gasser Hassan, Yahya Alassaf, Abdulhakim Bawadekji, and Ala Abdelbary. "Photovoltaic Greenhouses in Hot and Arid Regions: Modeling for Optimal Micro-Climate Control and Energy Savings." In Recent Advances in Environmental Science from the Euro-Mediterranean and Surrounding Regions (3rd Edition). Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-43922-3_90.

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Jackson, Edward T., and Michele Tarsilla. "5. Mixed Methods in Social Accounting: Evaluating the Micro-Loan Program of Alterna Savings Credit Union." In Accounting for Social Value. University of Toronto Press, 2013. http://dx.doi.org/10.3138/9781442694453-007.

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Cullen, Robert M., and Kenneth A. McGowan. "Energy and Maintenance Cost Savings Review at Several Us Aluminum die Cast Manufacturers Using Unique, Non-Wetting, Micro-Porous Refractory Products." In Light Metals 2012. Springer International Publishing, 2012. http://dx.doi.org/10.1007/978-3-319-48179-1_178.

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Cullen, Robert M., and Kenneth A. McGowan. "Energy and Maintenance Cost Savings Review at Several US Aluminum Die Cast Manufacturers Using Unique, Non-Wetting, Micro-Porous Refractory Products." In Light Metals 2012. John Wiley & Sons, Inc., 2012. http://dx.doi.org/10.1002/9781118359259.ch178.

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Moyo, Givemore, Linnet Zimusi, and Emmanuel Ndhlovu. "Impact of Internal Savings and Lending Schemes on the Growth of Female-Owned Micro, Small to Medium Enterprises in Rural Zimbabwe." In Sustainable Finance and Business in Sub-Saharan Africa. Springer Nature Switzerland, 2024. https://doi.org/10.1007/978-3-031-74050-3_14.

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Charitidis, C. A., Sp Pantelakis, V. Bontozoglou, L. Kontonasios, A. Kavga, and P. Charitidis. "Advanced Materials and Processes at the Nano/Micro Scale in Covering Materials of Greenhouses for Energy Savings Advanced Materials Used as Greenhouse Coverings." In Particle and Continuum Aspects of Mesomechanics. ISTE, 2010. http://dx.doi.org/10.1002/9780470610794.ch56.

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Muldur, Ugur, and Mohamed Sassenou. "Economies of Scale and Scope in French Banking and Savings Institutions." In Productivity Issues in Services at the Micro Level. Springer Netherlands, 1993. http://dx.doi.org/10.1007/978-94-011-2200-9_4.

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Wykoff, Frank C. "Comments on “Economies of Scale and Scope in French Banking and Savings Institutions” by Ugur Muldur and Mohamed Sassenou." In Productivity Issues in Services at the Micro Level. Springer Netherlands, 1993. http://dx.doi.org/10.1007/978-94-011-2200-9_5.

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"Corporate savings, investment and financial structure in East Asia: micro-evidence." In Rebalancing Economies in Financially Integrating East Asia. Routledge, 2014. http://dx.doi.org/10.4324/9781315745817-10.

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Тези доповідей конференцій з теми "Micro-Savings"

Biboulet, N., P. Sainsot, and A. A. Lubrecht. "Determination of Fundamental Parameters for the Cross-Hatched Cylinder Liner Micro-Geometry." In ASME/STLE 2012 International Joint Tribology Conference. American Society of Mechanical Engineers, 2012. http://dx.doi.org/10.1115/ijtc2012-61060.

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Energy savings and limited polluting emissions are crucial for the automotive industry. The micro-geometry of the cylinder-liner-piston-ring contact is studied. Functional parameters are analysed on liners at different number of fired cycles.

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Sucharitwatskul, Sedthawatt, Numpon Mahayotsanun, Sujin Bureerat, and Kuniaki Dohda. "Energy Consideration in the Micro-Extrusion of Aluminum Alloy 6063." In ASME 2020 15th International Manufacturing Science and Engineering Conference. American Society of Mechanical Engineers, 2020. http://dx.doi.org/10.1115/msec2020-8225.

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Abstract This paper investigated key factors influencing energy consumption in the micro-extrusion process. The considered factors were: extrusion ratio (ER), die angle (α), billet length (BL), bearing length (LB), coefficient of friction (COF), and die shift (DS). The finite element simulation was carried out to determine the extrusion energy required to complete one extrusion cycle. The simulation results showed that the increased values of all the considered factors (except the die shift) led to increased extrusion energy. The results also provided percentages of energy variation in steps,

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Nik Azman, Nik Hadiyan, and Salina Kassim. "Sustainable Development of Women Micro-Entrepreneurs in Malaysia: Factors Affecting Adoption of Rotating Savings and Credit Association (ROSCA)." In Proceedings of the 1st Aceh Global Conference (AGC 2018). Atlantis Press, 2019. http://dx.doi.org/10.2991/agc-18.2019.60.

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Marindha, R. "First Application Micro Coiled Tubing in Indonesia at Offshore Mahakam." In Indonesian Petroleum Association 44th Annual Convention and Exhibition. Indonesian Petroleum Association, 2021. http://dx.doi.org/10.29118/ipa21-e-133.

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With a view to addressing the challenges of future offshore platform evolution, smaller footprint of coiled tubing set is required for pumping work in minimalist platform. Although coiled tubing (CT) is the most efficient service method for multiple wellsite operations, it can be difficult to capture all the benefits of applying it to some offshore wells. Limited crane capacity and platform’s upper deck space often present challenges to efficiently execute CT operation. Minimalist and crowded platforms may not allow a perfect condition to properly set up conventional CT system. As part of the

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Wisdom, D. D., E. A. Ajayi, O. I. Aladesote, and U. C. Arinze. "A Comprehensive Survey On Power Saving Schemes (CSPSS) In IEEE 802.16E/M Networks." In 27th iSTEAMS-ACity-IEEE International Conference. Society for Multidisciplinary and Advanced Research Techniques - Creative Research Publishers, 2021. http://dx.doi.org/10.22624/aims/isteams-2021/v27p14.

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Worldwide interoperability for micro wave access (WiMAX) is a wireless network that have attracted the attention of researchers on the area of power savings, because of the increase in multimedia applications that consumes more battery power of Mobile stations (MS). MS experience an increase in their daily operations with limited power enforced on the MS; hence the need to optimally increase efficiency; due to the excessive power consumption experienced by MS; which significantly affects the performance of MS since, MS are battery powered with a super impose life, improving the life time of MS

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Sungirirai, Loyd, Henry Gurajena, and Grace Gaolawole. "CHALLENGES, OPPORTUNITIES AND OPTIONS IN SAVINGS AND CREDIT COOPERATIVES SOCIETY SCHEMES AS STRATEGY FOR MICRO-FINANCING HOUSING IN BOTSWANA." In 21st African Real Estate Society Conference. African Real Estate Society, 2022. http://dx.doi.org/10.15396/afres2022-024.

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Sundaram, Murali M., Sridevi Billa, and Kamlakar P. Rajurkar. "Generation of High Aspect Ratio Micro Holes by a Hybrid Micromachining Process." In ASME 2007 International Manufacturing Science and Engineering Conference. ASMEDC, 2007. http://dx.doi.org/10.1115/msec2007-31078.

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Drilling a micro hole with an aspect ratio above 10 is a challenging task for any-micromachining process. In micro electro discharge machining (micro EDM), a proven metallic micromachining process, this is due to the problems associated with debris removal. In such cases, where the capabilities of existing macro machining methods are constantly being challenged, innovative micro manufacturing approaches are required to make progress. Hybrid micromachining is one such approach in which the synergy of constituent processes is exploited to achieve desired results. In this paper, the results of ul

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Jacob, Jeslu Celine, Debapratim Pandit, and Joy Sen. "Re-imagining Energy Efficiency in Open-Plan Offices Using Micro-Zonal Occupant Centric Control: Protocols to be Considered." In ENERGISE 2023. Alliance for an Energy Efficient Economy (AEEE), 2024. http://dx.doi.org/10.62576/lgjn3814.

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Air-conditioning energy consumed in buildings can be reduced by cooling only occupied regions. With modern open-plan offices being adaptable with flexible work hours, there is a need to virtually divide thermal zones based on varying thermal requirements. Micro-Zonal Occupant-Centric Control (MZOCC) saves HVAC energy by creating micro-comfort zones around occupants through independent diffuser control. However, research gaps exist between thermal zoning for HVAC design and micro-zoning. There is a lack of clarity on the method of micro-zoning and factors to be considered, such as size and shap

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Patel, Jitendra. "Bridging the gap: enabling lower carbon footprint and creating economic value from application of modern high strength niobium steels." In IABSE Conference, Kuala Lumpur 2018: Engineering the Developing World. International Association for Bridge and Structural Engineering (IABSE), 2018. http://dx.doi.org/10.2749/kualalumpur.2018.0867.

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<p>This paper presents examples from a bridge and tall-building structure to demonstrate how important it is from the outset that engineers select the correct type of steels (beyond just grade selection), its alloy design and manufacturing route is in bringing about a combination of environmental (savings of &gt;1,000t of CO2) and economic value (savings of &gt;$100,000s) that is felt throughout the supply chain. It will discuss the advantages niobium micro-alloyed steel systems bring and highlights how to extract maximum contribution from them. Attention is given to the individu

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Roman, Kibria, Jedediah B. Alvey, William Tvedt, and Hossain Azam. "Effect of Prime Movers in CCHP Systems for Different Building Types on Energy Efficiency." In ASME 2017 11th International Conference on Energy Sustainability collocated with the ASME 2017 Power Conference Joint With ICOPE-17, the ASME 2017 15th International Conference on Fuel Cell Science, Engineering and Technology, and the ASME 2017 Nuclear Forum. American Society of Mechanical Engineers, 2017. http://dx.doi.org/10.1115/es2017-3670.

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Combined Cooling Heat and Power (CCHP) attained significant attention among energy professionals and academicians recently due to its superior thermal, economic and environmental benefit in comparison with conventional energy producing systems (internal combustion engine (ICE), micro-turbine, etc). Despite the abundance of literature on CCHP, only a few studies emphasized on the selection of appropriate prime mover for an economically sustainable CCHP system. Furthermore, the effect of part load efficiencies is commonly neglected during CCHP analysis. We had introduced these two new concepts o

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Звіти організацій з теми "Micro-Savings"

Banerjee, Abhijit, Xin Meng, Tommaso Porzio, and Nancy Qian. Aggregate Fertility and Household Savings: A General Equilibrium Analysis using Micro Data. National Bureau of Economic Research, 2014. http://dx.doi.org/10.3386/w20050.

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Erulkar, Annabel, and Erica Chong. Evaluation of a savings and micro-credit program for vulnerable young women in Nairobi. Population Council, 2005. http://dx.doi.org/10.31899/pgy19.1010.

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Tap and Reposition Youth (TRY) was a four-year initiative undertaken by the Population Council and K-Rep Development Agency to reduce adolescents’ vulnerabilities to adverse social and reproductive health outcomes by improving livelihoods options. The project targeted out-of-school adolescent girls and young women aged 16–22 residing in low-income and slum areas of Nairobi. TRY used a modified group-based micro-finance model to extend integrated savings, credit, business support, and mentoring to out-of-school adolescents and young women. A longitudinal study of participants was conducted with

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Solimano, Andrés. Workers Remittances to the Andean Region: Mechanisms, Costs and Development Impact. Inter-American Development Bank, 2003. http://dx.doi.org/10.18235/0006550.

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Remittances in the Andes finance investment and growth, reduce poverty, complement national savings, and are a source of foreign exchange. Properly mobilized remittances can contribute to increased investment in housing, in human capital and help to finance micro and small-scale firms.

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Morrison, K. G. PR-214-9109-R01 Application of Pulsed Gas Metal ARC Welding to Pipeline Construction. Pipeline Research Council International, Inc. (PRCI), 1992. http://dx.doi.org/10.55274/r0011832.

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Evaluates the use of high strength micro-alloyed steels in pipeline construction for the potential savings in material, materials handling, and welding construction costs. Pulsed- Gas Metal Arc Welding (P-GMAW) is considered the most appropriate welding process to join these materials since high quality, low hydrogen welds with excellent mechanical properties are possible.

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Rogg, Christian S. The Impact of Access to Credit on the Saving Behavior of Microentrepreneurs: Evidence from 3 Latin American Countries. Inter-American Development Bank, 2000. http://dx.doi.org/10.18235/0011211.

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This paper aims to shed light on changes in the saving behavior of microentrepreneurs in response to improved access to credit. This paper argues that it is necessary to extend the analysis to the shifting of assets between different forms of savings. The econometric analysis in this paper, which is based on data from IDB evaluations of its Micro and Small Enterprise Global Programs in Ecuador, El Salvador and Paraguay, concludes that increased access to credit induces borrowers to shift their savings from livestock, jewelry and other assets with low or negative returns into deposit accounts w

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Macdonald, Kier. Financing for Micro, Small, and Medium-sized Enterprises in Kenya. Institute of Development Studies, 2025. https://doi.org/10.19088/k4dd.2025.006.

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This rapid evidence review assesses the recent academic and grey literature on the topic of financing for micro, small and medium-sized enterprises (MSMEs) in Kenya . The literature reveals a dearth of highly-cited papers on the topic, and while there are a number of studies which are positive on the effectiveness of different types of financing on the performance of MSMEs, there is scope for further literature which engage with the potential risks or problems associated with different financing methods. The literature demonstrates that the landscape for MSME financing in Kenya is relatively f

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Cruces, Juan José. Argentina's Residential Real Estate Sector: A Magnet for Savings amidst Mistrust in Traditional Investment Vehicles. Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0009277.

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This paper measures the flow of funds into the real estate sector for the city of Buenos Aires since 1992 and compares it to traditional savings instruments. For each dollar that went into the city's real estate from 1992 until 2000, about six dollars went into deposits in the national banking system. From 2003 until 2012, for each dollar that went into real estate, only 99 cents went to bank deposits. While the 2010 census reports a vacancy rate of 24 percent for the city, analysis of a micro data set on individual house electricity consumption suggests that the rate is only about 6 percent,

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Attanasio, Orazio P., and Miguel Székely. Household Saving in Developing Countries - Inequality, Demographics and All That: How Different are Latin America and South East Asia? Inter-American Development Bank, 2000. http://dx.doi.org/10.18235/0010948.

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East Asia and Latin America have diverged in several dimensions in the past three decades. This paper compares household saving behavior in two countries in each region (Mexico, Peru, Thailand and Taiwan). We make four contributions. First, we provide the first comparisons of savings in these two regions at the micro level using synthetic cohort techniques. Second, rather than focusing only on total household saving, as is common in the literature, we disaggregate the population into education groups to determine whether there are differences in saving behavior along the distribution of income

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Pfeil, Stefanie, Nyaoke Murimi, Marius Siebert, and Fabrizio Santoro. How Tanzania’s Levy on Mobile Money Affects Small Businesses. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.110.

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Mobile money has changed the financial system in many African countries, where it is seen as a convenient alternative to traditional financial services. It is a dominant force in emerging markets, and much of the progress gained in financial inclusion in sub-Saharan Africa is related to the growth of mobile money. Mobile money is used by both the formal and informal sectors. It offers an opportunity for governments to broaden the tax base, and to reach parts of the population that could not previously be reached. In July 2021, during the COVID-19 pandemic, the Tanzanian Government introduced a

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