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Добірка наукової літератури з теми "Money transfe"

Автор: Grafiati

Опубліковано: 28 травня 2022

Оновлено: 31 липня 2025

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Статті в журналах з теми "Money transfe"

D.K, Israilova. "Labor Migration and Money Transfer: Economic Aspects." Revista Gestão Inovação e Tecnologias 11, no. 3 (2021): 1637–45. http://dx.doi.org/10.47059/revistageintec.v11i3.2037.

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Kusimba, Sibel. "Money, Mobile Money and Rituals in Western Kenya: The Contingency Fund and the Thirteenth Cow." African Studies Review 61, no. 2 (2018): 158–82. http://dx.doi.org/10.1017/asr.2017.145.

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Abstract:This article, based on fieldwork in Western Kenya from 2012 to 2016, describes how life cycle rituals collect and distribute different forms of money, including land, property, personhood, animals, cash, and digital moneys. It specifically examines a ritual coming of age for adolescent boys. By organizing multiple forms of money relative to the phases of a human life, the past, and the future, these rituals serve to manage and transfer wealth across generations and to give these transfers social and moral dimensions. The study provokes a critique of financial initiatives in the Global

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Aker, Jenny C., Silvia Prina, and C. Jamilah Welch. "Migration, Money Transfers, and Mobile Money: Evidence from Niger." AEA Papers and Proceedings 110 (May 1, 2020): 589–93. http://dx.doi.org/10.1257/pandp.20201085.

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Mobile money can reduce the cost of sending remittances as compared with traditional money transfer systems. Despite remittances being a crucial part of the West African economy, mobile money is failing to take off. We use supply and demand data for money transfer services to better understand low mobile money adoption in Niger. Using a modified Becker-DeGroot-Marschak mechanism to elicit willingness to pay, we find that households are willing to pay the cost of sending a transfer via mobile money, with substantial regional variation. This regional variation is correlated with agent density, w

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Lippi, Andrea, Laura Barbieri, and Federica Poli. "Money transfer between banks." International Journal of Bank Marketing 38, no. 2 (2019): 283–95. http://dx.doi.org/10.1108/ijbm-04-2019-0131.

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Purpose The purpose of this paper is to examine which individual traits of financial advisors influence portfolio transfer speed when a financial advisor recommends investors to migrate to a new financial intermediary. Design/methodology/approach With reference to the years 2014–2016, one of the three leading Italian tied-agent banks provided the authors with an exclusive and unique data set containing information regarding the financial advisors who had become tied agents, transferring their existing portfolios from their previous banks (traditional or tied-agent banks). The authors observed

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Fazilov, Farkhod. "THE GENESIS OF MONEY LAUNDERING." Jurisprudence 1, no. 1 (2021): 54–61. http://dx.doi.org/10.51788/tsul.jurisprudence.1.1./qpks7411.

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This article analyzes the general concept of legalization of incomes received from criminal activities. The author drew attention to the fact that the legalization of income derived from criminal activity represents a serious threat to national interests since it is a necessary condition for the creation and functioning of organized crime in various spheres of social life. Legalization of revenue received from criminal activities is a criminal and socially dangerous act constituting transfer, conversion, or exchange of property, which has been obtained as a result of criminal activities, as we

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Zemtsov, А. А., and O. D. Imonov. "CROSS-BORDER MONEY TRANSFER SYSTEMS." Vestnik Tomskogo gosudarstvennogo universiteta. Ekonomika, no. 36(4) (December 1, 2016): 74–85. http://dx.doi.org/10.17223/19988648/36/7.

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Giri, Nupur, Dheeraj Singh Jodha, Yash Goyal, Akshay Thite, and Abhay Tiwari. "Foreign money transfer using blockchain." ITM Web of Conferences 40 (2021): 03015. http://dx.doi.org/10.1051/itmconf/20214003015.

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This paper focuses on using blockchain technology to enhance efficiency and cost reduction in foreign transactions through the banking system. Blockchain provides crucial features such as immutability of records and decentralization, which is then used to carry out foreign transactions. This process could be a major change in the transactions carried out by removing middle banks during transactions thereby speeding up the process. This paper aims at designing an Ethereum decentralized Banking Application for foreign money transfer using blockchain technology. Smart Contract helps to eliminate

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Savić, Marko, Nikola Pavlović, and Nikola Milanović. "Modern electronic money transfer systems in Serbia." Ekonomski signali 12, no. 2 (2017): 41–51. http://dx.doi.org/10.5937/ekonsig1702041s.

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Santillan, Cyrene Joy P., Xavier Lawrence D. Mendoza, and Jerico B. Tadeo. "Microanalysis of E-Money Transfer Services through E-Servqual Approach: A Basis for Enhanced Customer Satisfaction Strategy." International Journal of Business, Technology and Organizational Behavior (IJBTOB) 3, no. 2 (2023): 119–36. http://dx.doi.org/10.52218/ijbtob.v3i2.268.

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Adopting various technologies in enterprises was vital since it provided a quick service process. E-money transfer services study aimed to evaluate customer satisfaction with e-money transfer services using E-SERVQUAL Approach. The researchers used a descriptive-correlational research design and purposive sampling to select 100 e-money transfer service customers in selected Cavite municipalities. The study's results revealed that the participants were primarily young adult females, commonly single. The results showed that most participants were college undergraduates with a monthly income of P

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Shiekh Omar, Hasan. "Transfer of Families and Money: Somali Businessmen and Prominent Government Officials Leaving the Country." International Journal of Science and Research (IJSR) 13, no. 10 (2024): 1772–75. http://dx.doi.org/10.21275/sr24926124852.

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Дисертації з теми "Money transfe"

Shepilov, D., Любов Олексіївна Сигида, Любовь Алексеевна Сигида, et al. "Analysis of electronic payment systems in Ukraine." Thesis, Sumy State University, 2019. https://essuir.sumdu.edu.ua/handle/123456789/77599.

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Nowadays, payment systems are an important part of the economy of any country. In the course of economic activity they satisfy needs of economic entities through transfer of funds. As a result it supports the financial industry, improves monetary relations and the execution of interstate currency payments. Safe and efficient payment systems are the key to sustainable activity of the banking system and the country's economy as a whole. The payment system is a payment association, members of the payment system and the complex of relationships that emerge between them immediately upon mak

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Habte, Mebrahtu Bereket. "Money Transfer Management System." Thesis, Mittuniversitetet, Avdelningen för informations- och kommunikationssystem, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:miun:diva-26534.

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To guarantee the immediate and instant delivery of money transaction, it is essential to have a system that manages clients, agents and managers in one place. The objective of this project has been to study and develop an online remittance management system for a small business, that contains features to manage admins, agents, senders and beneficiarieswith different access level. The project user interface designed using bootstrap library and implemented on a popular PHP framework, Laravel. While the purpose of the project is to develop the system “Money Transfer Management System”, the evalua

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TERESIŃSKI, Jan Karol. "Essays in macroeconomics." Doctoral thesis, European University Institute, 2021. https://hdl.handle.net/1814/71155.

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Defence date: 03 May 2021 Examining Board: Professor Ramon Marimon (European University Institute); Professor Russell Cooper (European University Institute); Professor Stephanie Schmitt-Grohé (Columbia University); Professor Pedro Teles (Católica-Lisbon Business & Economics) In the first two chapters of this thesis we analyze the impact of an increase in transfer payments - i.e., fiscal stimulus in a form of direct payments to individuals - on budget deficits. In the first chapter we study this issue theoretically and show that in a model with the cash-in-advance constraint on consumptio

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Anderson, Ross Gilbert. "The transfer of money claims in Scots law." Thesis, University of Edinburgh, 2006. http://hdl.handle.net/1842/27734.

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The transfer of money claims (debts) is of the utmost practical importance. In Scots law this is achieved by an ‘assignation’ (also known as ‘assignment’ or ‘cession’). The first part of the thesis (chapters 2 and 3) places the Scots law of assignation in its comparative and historical context. The differences between an assignation and other juridical institutions are highlighted. With these distinctions in mind the accepted history of the law of assignment is considered. The development of the law, from Roman law through the jus commune, and the apparent reception of the French approa

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Andersson, Jonas. "Cash Transfers in Emergencies : The Lost Money of Turkana." Thesis, Linnéuniversitetet, Institutionen för samhällsstudier (SS), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-89122.

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Today, millions of people are living in poverty and in emergency situations with lack of basic needs. This thesis will look into cash transfers in emergencies in Kenya and Kenya’s cash transfer program; Hunger Safety Net Program. Cash transfers are money transfers from organizations/donors to households that intent to provide the beneficiaries with the opportunity to purchase basic needs, in order to assist them to get out of poverty and to address Sustainable Development Goal 1; No poverty. The aim of the thesis is to get a larger understanding of when cash transfers intervention are appropr

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Lyons-Davis, Andrew E. "Electronic funds transfer systems and the household's transactions demand for money /." Title page, contents and introduction only, 1986. http://web4.library.adelaide.edu.au/theses/09EC/09ecl991.pdf.

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Plantin, Jason M. "Complicity in the wire transfer process a cause for increased money laundering." Thesis, Utica College, 2014. http://pqdtopen.proquest.com/#viewpdf?dispub=1564626.

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There are conservative estimates that the amount of money laundered each year is anywhere between 2 and 5 percent of the annual gross domestic product of the world economy. That figure in dollars is between $800 billion and $2 trillion in U.S. dollars. Research has shown that the majority of money that is laundered across the globe either enters the United States or comes from the United States. It can be argued that the use of wire transfers is the preferred method used by criminals to move their funds. By using wire transfers it is more difficult for those tasked with prevention and inve

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Nafula, Ritah. "Open Innovation: A case study exploring Knowledge Transfer in Developing Markets : Emerging markets, knowledge transfer, open innovation, mobile money transfer, MPesa." Thesis, Högskolan i Halmstad, Sektionen för ekonomi och teknik (SET), 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-23058.

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With the increasing trend of telecommunication innovations worldwide, emerging markets do not dare to sit back and watch as the global technologies advance at record speed. More and more developing countries are taking heed to these opportunities by developing solutions that best suit the markets they serve. Moreover, regardless of the lack of efficient and affordable financial infrastructure as a contributing factor in the persistence of poverty in many rural parts of developing countries, some firms have taken bold steps to partner with knowledgeable firms in order to increase their own capa

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Liao, Weinian 1970. "Evolution of the payments system and the long-term demand for money in Canada." Thesis, McGill University, 2005. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=85184.

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This dissertation starts by examining the evolution of the Canadian payments system from a historical perspective by reviewing the institutional evolution, as well as the development and adoption of some of the newest payment instruments. Two major trends in recent Canadian payment history are revealed, i.e., cash payments are being replaced by non-cash payments and paper-based payment instruments are being replaced by electronic payment instruments. Next, we adopt a model proposed by Snellman et al. (2000) to conduct a Canadian study of the retail cash payment flows. The estimated r

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Luong, Quang, and Yulia Kristensson. "Bank’s Money Transfer Service in Sweden : Qualitative study of Swedbank, Nordea and Handelsbanken." Thesis, Jönköping University, JIBS, EMM (Entrepreneurship, Marketing, Management), 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-1361.

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The flows of money from Diasporas or immigrants to their countries of origin (i.e. remit-tance) have become a more and more important source of income for their families and relatives in their home countries. ‘Remittances are the largest source of external financing in many poor countries.’ (Ratha, Mohapatra, Vijayalakshmi & Xu, 2007).As the remittance flows increase year by year, the researchers pay more and more attention to the ways they send money back home. There has been substantial academic interest of conducting different researches on the money transfer service. One of those

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Книги з теми "Money transfe"

Gentilini, Ugo. Timely Cash. Oxford University Press, 2024. https://doi.org/10.1093/9780191994982.001.0001.

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Abstract Cash transfers, or the provision of money to people by the state, reach hundreds of millions of people worldwide. But when did these transfers start, and how did they spread over countries and centuries? What did past practices look like, and how did they evolve? Why, despite compelling evidence, are policymakers sometimes skeptical about cash transfers? Have similar concerns been raised in the past, and how were they resolved? Timely Cash explores these questions by tracing cash transfers over history, codifying diversity in experiences, and identifying recurrent patterns. In doing s

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X, Cringely Robert, Oregon Public Broadcasting, and Public Broadcasting Service (U.S.), eds. Electric money. PBS Online, 2001.

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Bank for International Settlements. Committee on Payment and Settlement Systems., ed. Survey of electronic money developments. Bank for International Settlements, 2000.

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Franklin, Tom. Electronic money. Business Communications Co., 1998.

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Besson, Frédéric. E-money: A new private currency? Haupt, 1999.

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Settlements, Bank for International, Committee on Payment and Settlement Systems., and Group of Computer Experts of the central banks of the Goup of Ten Countries., eds. Security of electronic money. Bank for International Settlements, 1996.

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Foreman, Tony. Leaving your money wisely. 2nd ed. Longman, 1991.

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Foreman, Tony. Leaving your money wisely. Longman, 1988.

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Hillier, David. Introduction to money transmission. Chartered Institute of Bankers, 1999.

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Genkin, A. S. Planeta Web-deneg. Alʹpina, 2003.

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Частини книг з теми "Money transfe"

Willsher, Richard. "Money Transfer." In Export Finance. Palgrave Macmillan UK, 1995. http://dx.doi.org/10.1007/978-1-349-13980-4_2.

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Henderson, Paul B. "Modern Money." In Electronic Funds Transfers and Payments: The Public Policy Issues. Springer Netherlands, 1987. http://dx.doi.org/10.1007/978-94-015-7738-0_2.

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Wang, Yougui, and Ning Ding. "Dynamic Process of Money Transfer Models." In New Economic Windows. Springer Milan, 2005. http://dx.doi.org/10.1007/88-470-0389-x_13.

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Soni, Arun. "P2P Money Transfer Apps and More." In The Cybersecurity Self-Help Guide. CRC Press, 2021. http://dx.doi.org/10.1201/9781003148678-16.

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Taylor, Lester D. "Trade, Transfers, and Monetary Overhangs." In Capital, Accumulation, and Money. Springer US, 2000. http://dx.doi.org/10.1007/978-1-4757-4709-6_12.

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Taylor, Lester D. "Trade, Transfers, and Monetary Overhangs." In Capital, Accumulation, and Money. Springer US, 2010. http://dx.doi.org/10.1007/978-0-387-98169-7_11.

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Shiraishi, Momoko, and Hitoshi Aida. "Money Transfer on Transaction Signature-Based Ledger." In Foundations and Practice of Security. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-30122-3_21.

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Haentjens, Matthias, and Pierre De Gioia Carabellese. "Custody and transfer of money and securities." In European Banking and Financial Law Statutes. Routledge, 2017. http://dx.doi.org/10.4324/9781315172507-5.

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Parolin, Zachary, and Rosa Daiger von Gleichen. "Family Policy in the United States: State-Level Variation in Policy and Poverty Outcomes from 1980 to 2015." In The Palgrave Handbook of Family Policy. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-54618-2_18.

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AbstractThis chapter investigates the diversity and divergence of three sets of family policy indicators across the 50 United States: money, services, and time. Our findings show that the 50 United States vary considerably in their family policy packages. States have become more dissimilar over time with respect to social assistance transfers and statutory minimum wages, but have become more similar in their subsidization of low-pay employment. Moreover, states vary greatly in their levels of support for early childhood education and healthcare. State-level variation in out-of-pocket medical s

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Aker, Jenny C. "Fintech for Rural Markets in Sub-Saharan Africa." In Introduction to Development Engineering. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-86065-3_10.

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AbstractThis case study looks at how the use of mobiles for transferring cash can make access to government subsidies more effective. The technological innovation of money transfer using mobile phones is made in the context of Niger, one of the lowest-ranked countries on the UN’s Human Development Index. Through the process of iterative implementation and collaboration across multiple stakeholders, the case study demonstrates how mobile money technology can reach the poor and help improve well-being.

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Тези доповідей конференцій з теми "Money transfe"

Jafar, Syed Hasan, Archana U. Kashid, Suvasis Ghosh, S. Srividhya, Deepa Sharma, and Aniruddha Bodhankar. "An enhanced performance optimization of ATM Networks for Cross-border Money Transfers." In 2024 15th International Conference on Computing Communication and Networking Technologies (ICCCNT). IEEE, 2024. http://dx.doi.org/10.1109/icccnt61001.2024.10725476.

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Chandler, Christophe. "Use of Corrosion Inhibitors in Global Shipping of Electronic Equipment." In CORROSION 2001. NACE International, 2001. https://doi.org/10.5006/c2001-01562.

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Abstract During transit and storage, moisture or condensation may cause irreversible damage to highly sensitive electronic equipment. This can lead to great losses if the equipment is very expensive or its surface is critical. There are several ways of protecting electronic equipment shipped to and from humid and tropical areas. Moisture-vapor barrier packaging, desiccants and corrosive gas scavenging bags have been used with various levels of success. Use of vapor phase corrosion inhibitors (VCIs) is one type of protection that is gaining wider acceptance. The cost savings ensuing the switch

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Morris, Kevin. "“All Fouled Up” – An Innovative Solution." In SSPC 2015 Greencoat. SSPC, 2015. https://doi.org/10.5006/s2015-00040.

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Abstract Within the Wastewater Treatment process the growth of soft fouling materials (algae) create problems such as Total Suspended Solids issues, false BOD readings, clogged pumps and reduced flow rates through the weirs of clarifiers. Furthermore, dead or dying algae can cause additional odor concerns. This phenomenon has cost municipalities and tax payer’s untold amounts of money due to the required maintenance dollars spent to correct this problem. This paper will present the readers with a view of some of the previous methods used to correct this problem and the effects caused by these

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Coman, Ecaterina, and Radu Tudorica. "LEAN SOLUTIONS IN CASE MANAGEMENT IN SOCIAL WORK." In 11th SWS International Scientific Conferences on SOCIAL SCIENCES - ISCSS 2024. SGEM WORLD SCIENCE, 2024. https://doi.org/10.35603/sws.iscss.2024/s07/42.

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The transition to the market economy and the recalibration of budgets, financial independency and the transfer of responsibility to the local level in the management of social work budgets have caused concerns for the rational spending of money intended for these activities. We are still very far from managing these budgets fairly and efficiently, but the direction is very clear: the money will be little and must be used efficiently. The health and economic crisis that followed should lead to efficiency in the first phase and then to effectiveness and sustainability in the second. This require

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Nkrumah, Adasa, Li Ping, Anjum Safia., and Md Altab Hossin. "Mobile Money Transfer." In the 2018 9th International Conference. ACM Press, 2018. http://dx.doi.org/10.1145/3271972.3271986.

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Nkrumah, Adasa, Li Ping, Anjum Safia, and Kenneth W. A. Budu. "Mobile Money Transfer." In the 2018 9th International Conference. ACM Press, 2018. http://dx.doi.org/10.1145/3271972.3271987.

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Zeng-an, Gao, and Weng Li-fang. "Transfer Price-based Money Laundering in International Trade." In 2006 International Conference on Management Science and Engineering. IEEE, 2006. http://dx.doi.org/10.1109/icmse.2006.314201.

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Sood, Aabhas, and Rajbala Simon. "Implementation of Blockchain in Cross Border Money Transfer." In 2019 4th International Conference on Information Systems and Computer Networks (ISCON). IEEE, 2019. http://dx.doi.org/10.1109/iscon47742.2019.9036283.

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Fan, Ziran. "Digital Money Transfer Application Optimized for Religious Contributions." In 2022 3rd International Conference on Artificial Intelligence, Robotics and Control (AIRC). IEEE, 2022. http://dx.doi.org/10.1109/airc56195.2022.9836976.

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Gopathi, Yogi Yashwanth, and prof Amit Joshi. "Revolutionizing Money Transfer: How Blockchain speed up payments." In INFORMATION TECHNOLOGIES AND MANAGEMENT. Baltija Publishing, 2024. http://dx.doi.org/10.30525/978-9934-26-459-7-69.

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Звіти організацій з теми "Money transfe"

Niesten, Hannelore, Isaac Kobina Amoako, and Bala Dahiru Abdullahi. Comparative Analysis of the Implementation of Electronic Money Transfer Levies in Ghana and Nigeria: Policies, Legal Frameworks, and Outcomes. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.061.

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This study compares the implementation of electronic transaction taxes (e-levies) in two West African countries: Ghana (Electronic Transfer Levy (E-Levy)), and Nigeria (Electronic Money Transfer Levy (EMTL)). We employ a multifaceted approach to evaluate differences and similarities in design approaches, focusing on fiscal legal frameworks, policy-making and administration, and observable outcomes, including pricing, market development (usage patterns), and tax revenue. Our findings highlight that the e-levies in Ghana and Nigeria differ due to varying political, economic, and legal dynamics a

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Anyidoho, Nana Akua, Max Gallien, Mike Rogan, and Vanessa van den Boogaard. Mobile Money Taxation and Informal Workers: Evidence from Ghana’s E-Levy. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.047.

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In recent years, more and more governments in lower income countries have been introducing taxes on mobile money transfers as a means to raise revenue. These are often explicitly promoted as a way of taxing informal economic activity, but critics point out their potential negative impact on lower-income groups. Ghana’s electronic transfer levy (E-levy), introduced in May 2022, is a particularly interesting case study. It was explicitly justified as a way of taxing Ghana’s informal economy but includes a 100 cedi ($8.80) per day threshold to limit the tax burden on lower-income groups. Using da

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Orozco, Manuel. Worker Remittances: The Human Face of Globalization. Inter-American Development Bank, 2010. http://dx.doi.org/10.18235/0008701.

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This report is a comparative study of worldwide transfer costs to nine countries in Europe, Asia, and Africa, and specifically at costs for immigrants to send money from major sending countries including from the United States. It also compares these international trends with costs and trends of sending money to Latin America.

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Orozco, Manuel. Worker Remittances in an International Scope. Inter-American Development Bank, 2010. http://dx.doi.org/10.18235/0008699.

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Analysis of a poll of nine of the major remittance recipient countries in order to understand the market of remittances, the major trends in money transfers and the macro-economic effects on their economies. It will review industry and market behavior in money transfers, pricing, as well as other comparative indicators in the following countries: Egypt (England/Saudi A.), Portugal (Europe), Greece (U.S./W.E.), Philippines (U.S.), Zimbabwe/Mozambique (South Africa.), Turkey (Germany), Pakistan, and India (US).

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Orozco, Manuel. Worker Remittances: An International Comparison. Inter-American Development Bank, 2010. http://dx.doi.org/10.18235/0006617.

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Abounabhan, Mary, Awa Diouf, Fabrizio Santoro, Carlos Sakyi-Nyarko, and Celeste Scarpini. Mobile Money Taxes: Knowledge, Perceptions and Politics. The Case of Ghana. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.056.

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Consumer-level mobile money taxes are particularly controversial, and have sparked large-scale protests – prompting policy revisions in various countries, including Uganda, Côte d’Ivoire, and Benin. Ghana’s electronic transfer levy (e-levy) followed this trend of public dissent, and triggered the country’s first budgetary rejection since 1981. Not surprisingly, the trend in mobile money usage in Ghana showed a sharp decrease in overall volume and value of mobile money transactions after implementation of the tax. This was followed by a gradual rise back to usage before the e-levy, coinciding w

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Orozco, Manuel. International Flows of Remittances: Cost, Competition and Financial Access in Latin America and the Caribbean¿toward an Industry Scorecard. Inter-American Development Bank, 2006. http://dx.doi.org/10.18235/0006574.

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This report analyzes current trends in money transfers, paying attention to the gradual decline in costs and some of the factors influencing the decline. The report also highlights the fact that both banking and nonbanking financial institutions, such as microfinance institutions, are increasingly becoming major payers of money in Latin America and the Caribbean.

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Diouf, Awa, Marco Carreras, and Fabrizio Santoro. Taxing Mobile Money in Kenya: Impact on Financial Inclusion. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.030.

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Many people argue that mobile money has the potential to increase financial inclusion and improve the livelihoods of poor people in Africa. However, while many African governments impose specific taxes on mobile money transactions, very little is known about their effect on the use of mobile money services. This study assesses the short- and long-term impact of the tax on money transfer fees that the Kenyan government introduced in 2013. The tax, more specifically an excise duty, was imposed on fees incurred in all money transactions, including mobile money. It was introduced at 10 per cent an

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Noah, Alphonse, and Ruth Tacneng. Cameroon’s Tax on Mobile Money: Implications for Agents' Performance and Revenue Sustainability. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.035.

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Mobile money taxation gives African governments an opportunity to broaden their fiscal base and explore new revenue-generating possibilities. Cameroon introduced a 0.2 per cent tax on mobile money transfers and withdrawals from 1 January 2022. Our research analyses the behaviour of agents, who act as intermediaries between mobile money account holders and mobile money service providers, before and after the tax on mobile money (MM tax). Agents play a key role in the distribution of mobile money services. Their presence is vital for achieving financial inclusion, especially in areas less served

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Niesten, Hannelore. Taxation Policies, Processes, and Performances of Mobile Money Providers in Côte d’Ivoire. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.030.

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This policy brief examines the effects of cumulative, specific 7.2 per cent taxes on mobile money (MM) service providers in Côte d’Ivoire. It assesses the unique tax framework, which deviates from the consumer-centric trend observed in many African countries, where end-users typically bear the burden. Initially targeting telecom companies, the tax expanded to encompass MM providers created by licensed telecom operators (Orange Money, MTN Money, and Moov Money) and, later, all companies providing MM operations. Concerns over potential investment declines persist, yet concrete evidence is absent

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