Academic literature on the topic 'Access to credit for women'

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Journal articles on the topic "Access to credit for women"

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Kolawole, Adewuyi Adekunle, and Amurtiya Michael. "Economic analysis of rice production by small-holder women farmers in Adamawa State, Nigeria." Croatian Review of Economic, Business and Social Statistics 7, no. 1 (2021): 1–12. http://dx.doi.org/10.2478/crebss-2021-0001.

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Abstract This study is focused on analysing the economics of rice production by the small-holder female rice-farmers in Adamawa State, Nigeria. Specifically, the study described female rice-farmers’ socio-economic characteristics, analysed their technical and allocative efficiencies, and also assessed their economic efficiency in the area. Primary data were collected from 180 randomly selected female rice-farmers in Adamawa State using a semi-structured questionnaire. Descriptive statistics and stochastic frontier function were used analysing the data collected. Findings of the study revealed
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Peprah, James Atta. "Access to micro-credit well-being among women entrepreneurs in the Mfantsiman Municipality of Ghana." International Journal of Finance & Banking Studies (2147-4486) 1, no. 1 (2012): 1–14. http://dx.doi.org/10.20525/ijfbs.v1i1.131.

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Less attention has been given to well-being and other household characteristics that influence clients’ access to micro-credit among women households especially. The paper investigates the determinants of access to credit by 320 women entrepreneurs in the Mfantsiman Municipality in the Central Region of Ghana. Data for the study was collected in June-July 2010 from six communities including Mankessim, Saltpond, Anomabu, Biriwa and Yamoransa. Sturctured questionnaires were used to collect the data from women entrepreneurs. The results of the study indicate that clients’ well-being influences ac
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Xu, Huacen (Brin), Heying Jenny Zhan, Claire Elizabeth-Ellen James, Lauren Denise Fannin, and Yue Yin. "Double bind in loan access in China: the reification of gender differences in business loans." International Journal of Gender and Entrepreneurship 10, no. 4 (2018): 182–97. http://dx.doi.org/10.1108/ijge-08-2017-0048.

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Purpose This paper aims to examine gender differences in credit access and credit default. Design/methodology/approach Using panel data drawn from 917 valid credit borrowers covering the period 2012 to 2015 drawn from among 6,849 study subjects and a national household financial survey (n = 29,500) conducted in China, this study focuses on gender differences in small and micro entrepreneurs’ financial behavior, specifically with respect to credit access and credit default. Findings The study revealed the following: Women expressed having more barriers to obtaining a business loan than men; gen
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Maurya, Prateeksha, and Pratap Chandra Mohanty. "What restricts credit to women enterprises? Evidence from India’s informal sector." International Journal of Social Economics 46, no. 7 (2019): 920–37. http://dx.doi.org/10.1108/ijse-08-2018-0422.

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Purpose The purpose of this paper is to determine the factors which affect the financial access of the female-owned informal enterprises (FOIEs) in India. There has been a dearth of studies particularly targeting determinants of credit access by the women-owned informal enterprises. Demand side factors affecting financial access have been studied. The study of major factors affecting access to credit by unorganized women enterprises will be useful for policy making perspectives. Design/methodology/approach The study uses nationalized micro data set on the non-agricultural informal enterprises
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Silong, Asenath Kotugan Fada, and Yiorgos Gadanakis. "Credit sources, access and factors influencing credit demand among rural livestock farmers in Nigeria." Agricultural Finance Review 80, no. 1 (2019): 68–90. http://dx.doi.org/10.1108/afr-10-2018-0090.

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Purpose Rural farmers’ access to farm credit in Nigeria has been very low, which affects farm performance, and credit providers have blamed for the problem in the sector. While this general perception persists the fact may be the case of credit demand, rather than just the risk-averse attitudes of credit providers. The purpose of this paper is to investigate significant factors influencing farmers’ credit demand to ensure efficient credit provision. Design/methodology/approach The research adopted mixed methods for an in-depth investigation into the problem. There were 216 research participant
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Martokoesoemo, Dewi Ratna Sjari, Bonar M. Sinaga, Nunung Kusnadi, and Yusman Syaukat. "Business Vulnerability and Credit Access for Agriculture-Based Micro and Small Women Entrepreneurs." Economics and Finance in Indonesia 66, no. 2 (2020): 97. http://dx.doi.org/10.47291/efi.v66i2.666.

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Micro and Small Industries (MSIs) constitute the largest share of Indonesia’s manufacturing sector and play an important role in providing employment opportunities and value-added creation. However, their business sustainability and scaling up are often hindered by various factors, one of which is access to credit. The subsidized loan scheme provided by the government, namely People’s Business Credit (KUR), appears to be insufficiently attractive to entrepreneurs, especially to Micro and Small Women Entrepreneurs (MSWEs). Employing a logit regression method and utilizing the BPS-Statistics Ind
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Nduka, Helen O., Uche R. Ezeokafor, Gabriel E. Ekwere, and Ikechukwu E. Ngoka. "Gender Disparity Among Cooperative Farmers in Accessing Agricultural Credits in Anambra State, Nigeria." Journal of Business Administration Research 9, no. 1 (2019): 1. http://dx.doi.org/10.5430/jbar.v9n1p1.

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Women have been the focus of gender disparity and this has been widely referred to the disparity faced by women in the field of agriculture. Agricultural credit is imperative for sustainable agricultural development in any country of the world. In order to substantiate the assertion, this study evaluated the issues of gender disparity in farmers’ access to agricultural credit among cooperative societies in Anambra north zone of Anambra State. Specific objectives were to ascertain the quantum of credit obtained and repaid by female and male members; determine the effect of gender on the quantum
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Giglio, Ferdinando. "Access to Credit and Women Entrepreneurs: A Systematic Literature Review." EUROPEAN RESEARCH STUDIES JOURNAL XXIII, Issue 4 (2020): 312–35. http://dx.doi.org/10.35808/ersj/1686.

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Akudugu, Mamudu A., Irene S. Egyir, and Akwasi Mensah‐Bonsu. "Women farmers' access to credit from rural banks in Ghana." Agricultural Finance Review 69, no. 3 (2009): 284–99. http://dx.doi.org/10.1108/00021460911002671.

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Giglio, Ferdinando. "Access to Credit and Women Entrepreneurs: A Systematic Literature Review." International Journal of Economics and Finance 13, no. 10 (2021): 12. http://dx.doi.org/10.5539/ijef.v13n10p12.

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This document aims to investigate some of the problems faced by women entrepreneurs when they request access to credit.
 
 Through the systematic review of the literature, documents relating to the research topic have been detected.
 
 A detailed analysis revealed four main research areas: supply and demand barriers, obstacles related to the characteristics of the entrepreneur and the enterprise, lack of financial resources and problems related to the country’s social and cultural traditions.
 
 The different studies have been conducted in non-European c
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Dissertations / Theses on the topic "Access to credit for women"

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Gioia, Milena. "Grassroots Women's Organizations in Rural India: Promoting Social Change Through Self-Help Groups." Thesis, Université d'Ottawa / University of Ottawa, 2012. http://hdl.handle.net/10393/20683.

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Development work focused on gender equality usually concentrates on easily measurable practical needs, but rarely on structural change and social justice. The purpose of the present research is to analyze a women’s grassroots organization’s (MBUP) role in promoting social change through Self-help groups, a medium commonly used to give women access to credit. The analysis explores how collective action can bring about structural change to oppressive gender norms. Drawing on a power-conscious feminist approach, the study involves 32 in depth qualitative interviews. The findings show that MBUP is
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Viana, Daniel M. "COST AND ACCESS TO CREDIT IN BRAZIL." Ohio University / OhioLINK, 2006. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1150151473.

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Coulomb, Christine Annie. "Agricultural credit in Romania during the period of transition : farmers' access to credit." Thesis, University of London, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.269795.

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Morgan, Sarah. "Credit and child labor the impact of parents' access to credit on children's labor /." CONNECT TO ELECTRONIC THESIS, 2008. http://hdl.handle.net/1961/6130.

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Serame, Molobeng. "Factors Influencing SMEs’ Access to Finance in South Africa." Master's thesis, Faculty of Commerce, 2019. http://hdl.handle.net/11427/30479.

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Policymakers and scholars universally accept and recognise the influence of small, macro, and medium enterprises (SMMEs) on stimulating economic growth and job creation. South Africa in particular, has the challenge of a high unemployment rate, particularly among the youth, coupled with high inequality levels and stagnant economic growth over the recent years. These challenges have made the role of SMMEs even more important in South Africa. Despite the known importance of the influence of SMEs on the economy and the government initiatives to grow SMEs, SMEs continue to face challenges of acces
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Hancock, Adam David. "Effects of credit and credit access on smallholder maize farmer storage behavior in northern Ghana." Thesis, Kansas State University, 2015. http://hdl.handle.net/2097/20552.

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Master of Science<br>Department of Agricultural Economics<br>Vincent Amanor-Boadu<br>Food insecurity affects 16 percent of the population in northern Ghana, making food security a major focus for many of the development programs in the country. A major initiative to overcome food insecurity may involve the development of effective storage systems to help farmers control the flow of their production to markets and, thus, have higher control over the price they receive. While the poor storage infrastructure in the region is known, there is lack of knowledge about the factors motivating farmers
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Solomon, Colette Ursula. "Giving women choices? : development interfaces- women and credit in Tamale, Northern Ghana." Thesis, University of Sussex, 2003. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.288159.

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Employing an actor-oriented and multi-sited approach, this thesis analyses the policy interfaces between the multiple actors involved in ActionAid's Savings and Credit programme in Tamale, Northern Ghana. It takes as its starting point an interface approach to development interventions, viewing them as mediated by various actors who invariably have different interests and priorities, dissonances and discontinuities inevitably arise between projected and actual outcomes. Interface analysis problematises the notion that development interventions are implemented according to linear blueprints whi
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Srivastava, Angela. "Widening access : women in construction higher education." Thesis, Leeds Beckett University, 1996. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.306958.

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Bowdish, Lawrence A. "Invidious Distinctions: Credit Discrimination Against Women, 1960s–Present." The Ohio State University, 2010. http://rave.ohiolink.edu/etdc/view?acc_num=osu1281925280.

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Andah, Edem Nyemachi. "Reforming Nigeria's insolvency law : a tool for promoting access to credit." Thesis, University of Kent, 2011. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.544070.

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Books on the topic "Access to credit for women"

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Bankers Institute of Rural Development, ed. Access of rural women to institutional credit: Bissues and alternatives. Bankers Institute of Rural Development, 2000.

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Sharma, Shalik Ram. Improving access of women to formal credit facilities in Nepal. Institute for Integrated Development Studies, 1997.

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Women, United Nations Economic Commission for Africa African Training and Research Centre for. Increasing the access of African women to credit: An integrated approach. African Training and Research Centre for Women, 1990.

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Corporation, Social Impact Assessment and Policy Analysis. The effects of gender on access to credit and grants in Botswana. The Corporation, 1991.

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Holt, Sharon L. Developing financial institutions for the poor and reducing barriers to access for women. World Bank, 1991.

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Syagga, Paul M. Access by women and the urban poor to urban land and credit: A socio-economic evaluation of the Third Urban Project in Kenya. Housing Research and Development Unit, University of Nairobi, 1989.

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United States. Congress. House. Committee on Small Business. Subcommittee on Exports, Tax Policy, and Special Problems. Women-owned businesses: Special problems and access to credit : hearing before the Subcommittee on Exports, Tax Policy, and Special Problems of the Committee on Small Business, House of Representatives, One Hundred First Congress, second session, Goldsboro, NC, March 12, 1990. U.S. G.P.O., 1990.

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United States. Congress. House. Committee on Small Business. Subcommittee on Exports, Tax Policy, and Special Problems. Women-owned businesses: Special problems and access to credit : hearing before the Subcommittee on Exports, Tax Policy, and Special Problems of the Committee on Small Business, House of Representatives, One Hundred First Congress, second session, Goldsboro, NC, March 12, 1990. U.S. G.P.O., 1990.

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United States. Congress. House. Committee on Small Business. Subcommittee on Exports, Tax Policy, and Special Problems. Women-owned businesses: Special problems and access to credit : hearing before the Subcommittee on Exports, Tax Policy, and Special Problems of the Committee on Small Business, House of Representatives, One Hundred First Congress, second session, Goldsboro, NC, March 12, 1990. U.S. G.P.O., 1990.

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United States. Congress. House. Committee on Small Business. Subcommittee on Exports, Tax Policy, and Special Problems. Women-owned businesses: Special problems and access to credit : hearing before the Subcommittee on Exports, Tax Policy, and Special Problems of the Committee on Small Business, House of Representatives, One Hundred First Congress, second session, Goldsboro, NC, March 12, 1990. U.S. G.P.O., 1990.

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Book chapters on the topic "Access to credit for women"

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Mishra, Manoj Kumar. "Impact of Credit Access on Economic Empowerment of Married Women in Ethiopia." In Advances in Management Research. CRC Press, 2019. http://dx.doi.org/10.1201/9780429280818-1.

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Miningou, Amos, Appolinaire S. Traoré, Essegbemon Akpo, et al. "An Analysis of Groundnut Innovation Platform Achievements in Brokering Improved Varieties to Communities in TL III Project in Burkina Faso." In Enhancing Smallholder Farmers' Access to Seed of Improved Legume Varieties Through Multi-stakeholder Platforms. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-15-8014-7_3.

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AbstractAccess to seeds of improved groundnut varieties is the most critical problem of farmers in Burkina Faso. Firstly, majority do not know the existence of improved varieties and secondly the price is not affordable to them. Based on the above, the INERA groundnut breeders’ team established four innovation platforms on groundnut in the Region of Centre-East, Region of Centre-North, Region of Centre-West and Region de la Boucle of Mouhoun. Through these platforms, Quality Declared Seeds (QDS) were produced for the first time in Burkina Faso in 2016 with support from the Tropical Legumes phase III (TL III) project. Since then, QDS and certified seeds are produced and sold to the local communities at affordable small packs in order to make improved seeds accessible to the poor farmers. So far about 10,000 persons have been reached with small packs. Farmers, agricultural extension and NGO staff have been trained in groundnut seed production, demonstrations, field days and Farmer Participatory Variety Selection (FPVS) to promote the improved varieties and the best agronomic practices. Farmers’ yields increased from 500–700 kg/ha to 1200–1500 kg/ha increasing women and youth incomes from 200 USD to 800 USD/year only for those who grow groundnut during the rainy season. Those who grow during rainy and off-seasons their incomes can reach 1200–1500 USD. Links with financial institutions have facilitated access to credit for these farmers. In the future, the Platform sustainability will be assured through members’ annual financial contributions and strong production contracts among traders, processors and farmers.
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Presbitero, Andrea F., and Roberta Rabellotti. "Credit Access in Latin American Enterprises." In Firm Innovation and Productivity in Latin America and the Caribbean. Palgrave Macmillan US, 2016. http://dx.doi.org/10.1057/978-1-349-58151-1_8.

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Hogan, Marjorie. "Puzzling It Out: Distressed Credit Investing." In Women of The Street. Palgrave Macmillan US, 2015. http://dx.doi.org/10.1057/9781137462909_7.

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Unterhalter, Elaine. "1. Fragmented frameworks? Researching women, gender, education, and development." In Beyond Access. Oxfam Publishing, 2005. http://dx.doi.org/10.3362/9780855986605.001.

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Merino, Vito Sciaraffia. "Auctioning Subsidies: Chile’s ‘Access to Credit Program’." In Microfinance and Public Policy. Palgrave Macmillan UK, 2007. http://dx.doi.org/10.1057/9780230300026_13.

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Minnetti, Francesco, Pasqualina Porretta, and Ervin Sinani. "Financial Crises and EU Credit Access Policy." In Microfinance, EU Structural Funds and Capacity Building for Managing Authorities. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/9781137536020_1.

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Raj, Rajesh S. N., and Subash Sasidharan. "Access to Credit and Small Firm Growth." In Small Firm Ownership and Credit Constraints in India. Routledge India, 2020. http://dx.doi.org/10.4324/9781003141310-5.

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Bostic, Raphael W. "Trends in Equal Access to Credit Products." In The Impact of Public Policy on Consumer Credit. Springer US, 2002. http://dx.doi.org/10.1007/978-1-4615-1415-2_7.

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Osmani, Lutfun N. Khan. "The Grameen Bank Experiment: Empowerment of Women through Credit." In Women and Empowerment. Palgrave Macmillan UK, 1998. http://dx.doi.org/10.1007/978-1-349-26265-6_5.

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Conference papers on the topic "Access to credit for women"

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Raimi, Lukman, Mirela Panait, and Eglantina Hysa. "Financial Inclusion in ASEAN Countries – A Gender Gap Perspective and Policy Prescriptions." In 2nd International Conference Global Ethics - Key of Sustainability (GEKoS). LUMEN Publishing House, 2021. http://dx.doi.org/10.18662/lumproc/gekos2021/4.

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Financial inclusion is an increasingly intense issue that is of concern to the credit institutions and the public authorities. It has become topical and gained new value during this period of Covid-19 crisis. Although financial exclusion cuts across demographic categories, but certain categories of financial consumers such as women, young people, people with disabilities and those residing in rural areas have a low presence in the financial services sector. Previous studies attribute the incidence of financial exclusion of some segment of the society to low income, low level of financial educa
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Hatakeyama, K. "Women into engineering." In Third Conference on Engineering Education - Access, Retention and Standards. IEE, 2003. http://dx.doi.org/10.1049/ic:20030234.

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"Land registration and access to SME credit: preliminary findings." In 19th Annual European Real Estate Society Conference: ERES Conference 2012. ERES, 2012. http://dx.doi.org/10.15396/eres2012_002.

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Awotwi, Johanna Ekua, and George Owusu. "Lack of equal access to ICTs by women." In the 2nd International Conference. ACM Press, 2008. http://dx.doi.org/10.1145/1509096.1509190.

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Lee, Choong-Soo, Mark Claypool, and Robert Kinicki. "Implementation and demonstration of a credit-based home access point." In the international conference. ACM Press, 2010. http://dx.doi.org/10.1145/1873951.1874186.

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Civelek, Mehmet, and Ibrahim Dursun. "SECTORAL DIFFERENCES IN THE CREDIT ACCESS IMPEDIMENTS OF TURKISH SMES." In DOKBAT 2018. Tomas Bata University in Zlín, Faculty of Management and Economics, 2018. http://dx.doi.org/10.7441/dokbat.2018.03.

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Duarte, Marli Teresinha Cassamassimo, Ana Paula Freneda de Freitas, Juliane Andrade, and Mariana Alice De Oliveira Ignacio. "P5.19 Health needs of women who have sex with women and access to health services." In STI and HIV World Congress Abstracts, July 9–12 2017, Rio de Janeiro, Brazil. BMJ Publishing Group Ltd, 2017. http://dx.doi.org/10.1136/sextrans-2017-053264.635.

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Syafruddin, Syafruddin, Rispawati Rispawati, and Hairil Wadi. "Women and Tourism: Study of Empowerment of Women Workers in Special Economic Zone at Mandalika, Kuta – Lombok, Indonesia." In 1st Annual Conference on Education and Social Sciences (ACCESS 2019). Atlantis Press, 2020. http://dx.doi.org/10.2991/assehr.k.200827.076.

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Chowdhury Bonhi, Tasmeem. "ACCESS TO EYE HEALTH CARE: BARRIERS WOMEN FACE IN BANGLADESH." In Global Public Health Conference. The International Institute of Knowledge Management, 2019. http://dx.doi.org/10.17501/26138417.2019.2201.

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Natarajan, Meena, and Tapan Parikh. "Understanding barriers to information access and disclosure for HIV+ women." In ICTD 2013: International conference on information and communication technologies and development. ACM, 2013. http://dx.doi.org/10.1145/2516604.2516627.

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Reports on the topic "Access to credit for women"

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Banerjee, Abhijit, Emily Breza, Robert Townsend, and Diego Vera-Cossio. Access to Credit and Productivity. Inter-American Development Bank, 2019. http://dx.doi.org/10.18235/0001566.

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Frisancho, Verónica, and Martín Valdivia. Savings Groups Reduce Vulnerability, but Have Mixed Effects on Financial Inclusion. Inter-American Development Bank, 2020. http://dx.doi.org/10.18235/0002910.

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This paper evaluates the impact of the introduction of savings groups on poverty, vulnerability, and financial inclusion outcomes in rural Peru. Using a cluster randomized control trial and relying on both survey and administrative records, we investigate the impact of savings groups after more than two years of exposure. We find t hat savings groups channel expensive investments such as housing improvements and reduce households' vulnerability to idiosyncratic shocks, particularly among households in poorer districts. The treatment also induces changes in households labor allocation choices:
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Berkowitz, Jeremy, and Michelle White. Bankruptcy and Small Firms' Access to Credit. National Bureau of Economic Research, 2002. http://dx.doi.org/10.3386/w9010.

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Herkenhoff, Kyle. The Impact of Consumer Credit Access on Unemployment. National Bureau of Economic Research, 2018. http://dx.doi.org/10.3386/w25187.

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Alesina, Alberto, Francesca Lotti, and Paolo Emilio Mistrulli. Do Women Pay More for Credit? Evidence from Italy. National Bureau of Economic Research, 2008. http://dx.doi.org/10.3386/w14202.

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Bandyopadhyay, Subhayu, Sajal Lahiri, and Javed Younas. Should easier access to international credit replace foreign aid? Federal Reserve Bank of St. Louis, 2011. http://dx.doi.org/10.20955/wp.2011.023.

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Castellanos, Sara, Diego Jiménez Hernández, Aprajit Mahajan, and Enrique Seira. Expanding Financial Access Via Credit Cards: Evidence from Mexico. National Bureau of Economic Research, 2018. http://dx.doi.org/10.3386/w24849.

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Miller, Sarah, and Cindy Soo. Does Increasing Access to Formal Credit Reduce Payday Borrowing? National Bureau of Economic Research, 2020. http://dx.doi.org/10.3386/w27783.

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Jack, William, Michael Kremer, Joost de Laat, and Tavneet Suri. Borrowing Requirements, Credit Access, and Adverse Selection: Evidence from Kenya. National Bureau of Economic Research, 2016. http://dx.doi.org/10.3386/w22686.

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Herkenhoff, Kyle, Gordon Phillips, and Ethan Cohen-Cole. The Impact of Consumer Credit Access on Employment, Earnings and Entrepreneurship. National Bureau of Economic Research, 2016. http://dx.doi.org/10.3386/w22846.

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