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Journal articles on the topic 'Access to credit for women'

Author: Grafiati

Published: 4 June 2021

Last updated: 6 February 2022

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1

Kolawole, Adewuyi Adekunle, and Amurtiya Michael. "Economic analysis of rice production by small-holder women farmers in Adamawa State, Nigeria." Croatian Review of Economic, Business and Social Statistics 7, no. 1 (2021): 1–12. http://dx.doi.org/10.2478/crebss-2021-0001.

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Abstract This study is focused on analysing the economics of rice production by the small-holder female rice-farmers in Adamawa State, Nigeria. Specifically, the study described female rice-farmers’ socio-economic characteristics, analysed their technical and allocative efficiencies, and also assessed their economic efficiency in the area. Primary data were collected from 180 randomly selected female rice-farmers in Adamawa State using a semi-structured questionnaire. Descriptive statistics and stochastic frontier function were used analysing the data collected. Findings of the study revealed

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Peprah, James Atta. "Access to micro-credit well-being among women entrepreneurs in the Mfantsiman Municipality of Ghana." International Journal of Finance & Banking Studies (2147-4486) 1, no. 1 (2012): 1–14. http://dx.doi.org/10.20525/ijfbs.v1i1.131.

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Less attention has been given to well-being and other household characteristics that influence clients’ access to micro-credit among women households especially. The paper investigates the determinants of access to credit by 320 women entrepreneurs in the Mfantsiman Municipality in the Central Region of Ghana. Data for the study was collected in June-July 2010 from six communities including Mankessim, Saltpond, Anomabu, Biriwa and Yamoransa. Sturctured questionnaires were used to collect the data from women entrepreneurs. The results of the study indicate that clients’ well-being influences ac

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3

Xu, Huacen (Brin), Heying Jenny Zhan, Claire Elizabeth-Ellen James, Lauren Denise Fannin, and Yue Yin. "Double bind in loan access in China: the reification of gender differences in business loans." International Journal of Gender and Entrepreneurship 10, no. 4 (2018): 182–97. http://dx.doi.org/10.1108/ijge-08-2017-0048.

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Purpose This paper aims to examine gender differences in credit access and credit default. Design/methodology/approach Using panel data drawn from 917 valid credit borrowers covering the period 2012 to 2015 drawn from among 6,849 study subjects and a national household financial survey (n = 29,500) conducted in China, this study focuses on gender differences in small and micro entrepreneurs’ financial behavior, specifically with respect to credit access and credit default. Findings The study revealed the following: Women expressed having more barriers to obtaining a business loan than men; gen

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Maurya, Prateeksha, and Pratap Chandra Mohanty. "What restricts credit to women enterprises? Evidence from India’s informal sector." International Journal of Social Economics 46, no. 7 (2019): 920–37. http://dx.doi.org/10.1108/ijse-08-2018-0422.

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Purpose The purpose of this paper is to determine the factors which affect the financial access of the female-owned informal enterprises (FOIEs) in India. There has been a dearth of studies particularly targeting determinants of credit access by the women-owned informal enterprises. Demand side factors affecting financial access have been studied. The study of major factors affecting access to credit by unorganized women enterprises will be useful for policy making perspectives. Design/methodology/approach The study uses nationalized micro data set on the non-agricultural informal enterprises

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Silong, Asenath Kotugan Fada, and Yiorgos Gadanakis. "Credit sources, access and factors influencing credit demand among rural livestock farmers in Nigeria." Agricultural Finance Review 80, no. 1 (2019): 68–90. http://dx.doi.org/10.1108/afr-10-2018-0090.

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Purpose Rural farmers’ access to farm credit in Nigeria has been very low, which affects farm performance, and credit providers have blamed for the problem in the sector. While this general perception persists the fact may be the case of credit demand, rather than just the risk-averse attitudes of credit providers. The purpose of this paper is to investigate significant factors influencing farmers’ credit demand to ensure efficient credit provision. Design/methodology/approach The research adopted mixed methods for an in-depth investigation into the problem. There were 216 research participant

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Martokoesoemo, Dewi Ratna Sjari, Bonar M. Sinaga, Nunung Kusnadi, and Yusman Syaukat. "Business Vulnerability and Credit Access for Agriculture-Based Micro and Small Women Entrepreneurs." Economics and Finance in Indonesia 66, no. 2 (2020): 97. http://dx.doi.org/10.47291/efi.v66i2.666.

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Micro and Small Industries (MSIs) constitute the largest share of Indonesia’s manufacturing sector and play an important role in providing employment opportunities and value-added creation. However, their business sustainability and scaling up are often hindered by various factors, one of which is access to credit. The subsidized loan scheme provided by the government, namely People’s Business Credit (KUR), appears to be insufficiently attractive to entrepreneurs, especially to Micro and Small Women Entrepreneurs (MSWEs). Employing a logit regression method and utilizing the BPS-Statistics Ind

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Nduka, Helen O., Uche R. Ezeokafor, Gabriel E. Ekwere, and Ikechukwu E. Ngoka. "Gender Disparity Among Cooperative Farmers in Accessing Agricultural Credits in Anambra State, Nigeria." Journal of Business Administration Research 9, no. 1 (2019): 1. http://dx.doi.org/10.5430/jbar.v9n1p1.

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Women have been the focus of gender disparity and this has been widely referred to the disparity faced by women in the field of agriculture. Agricultural credit is imperative for sustainable agricultural development in any country of the world. In order to substantiate the assertion, this study evaluated the issues of gender disparity in farmers’ access to agricultural credit among cooperative societies in Anambra north zone of Anambra State. Specific objectives were to ascertain the quantum of credit obtained and repaid by female and male members; determine the effect of gender on the quantum

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Giglio, Ferdinando. "Access to Credit and Women Entrepreneurs: A Systematic Literature Review." EUROPEAN RESEARCH STUDIES JOURNAL XXIII, Issue 4 (2020): 312–35. http://dx.doi.org/10.35808/ersj/1686.

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Akudugu, Mamudu A., Irene S. Egyir, and Akwasi Mensah‐Bonsu. "Women farmers' access to credit from rural banks in Ghana." Agricultural Finance Review 69, no. 3 (2009): 284–99. http://dx.doi.org/10.1108/00021460911002671.

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Giglio, Ferdinando. "Access to Credit and Women Entrepreneurs: A Systematic Literature Review." International Journal of Economics and Finance 13, no. 10 (2021): 12. http://dx.doi.org/10.5539/ijef.v13n10p12.

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This document aims to investigate some of the problems faced by women entrepreneurs when they request access to credit.  Through the systematic review of the literature, documents relating to the research topic have been detected.  A detailed analysis revealed four main research areas: supply and demand barriers, obstacles related to the characteristics of the entrepreneur and the enterprise, lack of financial resources and problems related to the country&rsquo;s social and cultural traditions.  The different studies have been conducted in non-European c

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11

Kharel, Suman. "Rural Womens' Access to Community Finance." Nepalese Journal of Development and Rural Studies 14, no. 1-2 (2017): 112–23. http://dx.doi.org/10.3126/njdrs.v14i1-2.19654.

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This study explained access of women in community finance and its impact on their household economy. To the end, 140 community finance groups of Phulwari Village was regarded as case of the study and purposively selected 66 households were unit of analysis. Under case study methodology, descriptive/explanatory research design was used to analyze collected data. The study found that out of total 140 community finance groups, 92 were women led, 6 men led and 42 were jointly led by men and women. And from 66 sample households women are involved in 154 financial groups. The numbers of members in o

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Kurebwa, Jeffrey. "Micro-finance as a Tool for Financial Access, Poverty Alleviation and Women Empowerment in Bindura District, Zimbabwe." Studies in Social Science Research 1, no. 1 (2020): p21. http://dx.doi.org/10.22158/sssr.v1n1p21.

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The purpose of this study was to understand the role of micro-finance as a tool for women empowerment in Bindura Rural District of Zimbabwe. Qualitative methodology was used. Data collection methods used included semi-structured interviews, documentary search. The respondents for the study were drawn from rural women who had accessed loans from MFI, managers of MFI and the Zimbabwe Association of Micro Finance Institutions. The study found out that access to credit has positive outcomes on production, income, and consumption at household and macro-economic levels. Rural women in Zimbabwe lack

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Kartika, Dwi Indah. "WOMEN EMPOWERMENT THROUGH MICRO CREDIT USING GRAMEEN BANK SYSTEM." International Journal of Kybernology 3, no. 1 (2019): 56–68. http://dx.doi.org/10.33701/ijok.v3i1.583.

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This paper discussed the process of women empowerment through micro credit using Grameen Bank System. Poverty is not only in the sense of the condition of low income or economic inability, but furthermore is welfare resources exclusion which resulted in a group of people who unable to reach facilities of health, educational, are not able to obtain basic rights, have no pride, confidence, and so on. Women are mostly experience poverty and powerless to decide their own life’s choices. Women often have difficulty in getting facilities and a decent living as a man. This condition marginalizes wome

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Mathew, Jaya, and Reeba Kurian. "Engendering Women’s Access to Credit through Financial Inclusion in India." International Journal of Economics and Finance 8, no. 6 (2016): 201. http://dx.doi.org/10.5539/ijef.v8n6p201.

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<p>Government of India and Reserve Bank of India has undertaken a lot of measures to mitigate the problem of financial inclusion in India. The emergence of Self Help Groups (SHGs) and SHG-Bank linkage Programme have helped extensively to strengthen the poor especially women. In India due to social and cultural reasons women face greater challenges in access to formal finance.</p><p>This study highlights the representation of Women in Self Help Groups (WSHGs) and SHG-Bank Linkage programmes undertaken by the Government of India (GOI) and National Bank for Agriculture and Rural

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Brixiová, Zuzana, Thierry Kangoye, and Fiona Tregenna. "Enterprising Women in Southern Africa: When Does Land Ownership Matter?" Journal of Family and Economic Issues 41, no. 1 (2020): 37–51. http://dx.doi.org/10.1007/s10834-020-09663-2.

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AbstractLimited access to finance remains one of the major barriers for women entrepreneurs in Africa. This paper presents a model of start-ups in which firms’ sales and profits depend on their productivity and access to credit. However, due to the lack of collateral assets such as land, female entrepreneurs have more constrained access to credit than do men. Testing the model on data from the World Bank Enterprise Surveys in Eswatini, Lesotho, and Zimbabwe, we find land ownership to be important for female entrepreneurial performance in terms of sales levels. These results suggest that the sm

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Kazi, Shahnaz, and Bilquees Raza. "Rural Women’s Access to Credit and Extension: A Strategy for Change." Pakistan Development Review 34, no. 4II (1995): 753–65. http://dx.doi.org/10.30541/v34i4iipp.753-765.

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Although still ‘invisible’ to policy-makers, women’s involvement in agricultural and livestock production is empirically established through national surveys and intensive studies. The labour force participation rates for rural women in 1990-91 varied ranged between 57 percent (Agricultural Census) and 43 percent (Pakistan Integrated Household Survey). Evidence from micro studies also shows that women are active participants in the farm and livestock sectors [Freedman and Wai (1988); Masood (1988); Ali et al. (1976); Haque (1986); Khan and Bilquees (1976)]. While rural women’s contribution to

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Ford, Janet, and Karen Rowlingson. "Producing Consumption: Women and the Making of Credit Markets." Sociological Review 44, no. 1_suppl (1997): 92–112. http://dx.doi.org/10.1111/j.1467-954x.1996.tb03437.x.

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The importance of credit to low-income households is widely recognized, providing a mechanism for managing poverty. In such households women are generally the money-managers, and as such they are significant consumers of credit. Much less attention has been paid, however, to the role that women play in creating and maintaining some credit markets, thereby becoming central to a key means of consumption. Using data from two recent qualitative studies, one on moneylending and one concerned with mail order (both forms of credit widely used in low-income communities), the paper will explore process

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Sharma, Puspa Raj. "Micro-finance and Women Empowerment." Journal of Nepalese Business Studies 4, no. 1 (2008): 16–27. http://dx.doi.org/10.3126/jnbs.v4i1.1026.

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This paper examines the effects of women’s participation in group-based micro-credit pro-grams on a large set of qualitative responses to questions that characterize women’s autonomy and gender relations within the household. The data come from a special survey carried out in hill and tarai in 2004-2006 of Nepal. The results are consistent with the view that women’s participation in micro-credit programs helps to increase women’s empowerment. Credit program participation leads to women taking a greater role in household decision-making, having greater access to financial and economic resources

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George, Bincy, and K. T. Thomachan. "FINANCIAL INCLUSION AND WOMEN EMPOWERMENT: A GENDER PERSPECTIVE." International Journal of Research -GRANTHAALAYAH 6, no. 5 (2018): 229–37. http://dx.doi.org/10.29121/granthaalayah.v6.i5.2018.1443.

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This paper examines women empowerment associated with financial inclusion. Financial inclusion is delivery of banking services at an affordable cost to the vast sections of disadvantaged and the low-income groups. The various financial services include access to saving, credit, insurance, bank account etc. The access to financial services helps women in their social and economic development. It is noted that access to financial service through financial inclusion do have impact upon the social and financial empowerment of women leading to their overall empowerment.

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PFEFFERMAN, TALIA, and DAVID DE VRIES. "Gendering Access to Credit: Business Legitimacy in Mandate Palestine." Enterprise & Society 16, no. 3 (2015): 580–610. http://dx.doi.org/10.1017/eso.2015.13.

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Although business historiography has demonstrated a variety of impediments placed on women’s entry to entrepreneurship and business, the negotiated mechanisms that constructed the gendered selection has been understudied. Based on an analysis of loan applications by Jewish women in British-ruled Palestine before 1948, this article shows how material considerations to approve the loans and facilitate entry to business activity were based not merely on gender-oriented perceptions on the legitimacy of doing business, but also on a mosaic of normative constructions of family, community, and nation

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Khatun, MA, MA Islam, and S. Majumder. "Why some poor women in Bangladesh do not opt for micro-credit?" Journal of the Bangladesh Agricultural University 11, no. 2 (2014): 285–92. http://dx.doi.org/10.3329/jbau.v11i2.19927.

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Despite many positive impacts of micro-credit, some studies found that micro-credits are not reaching the extreme poor. This study is designed to find out the major causes why rural women do not join micro-credit programme. The present study conducted case studies on ten dropped out members, three non-NGO/MFI members and five NGO/MFI officials. The important causes for dropout are high interest rate, poor management of loan money by clients, management of default cases by NGO/MFI officials, starting time of repayments of instalment, improper utilisation of loan money, husbands unacceptable in

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R.I, Umejiaku. "Access to Credit on the Growth of Women Entrepreneurs in Jos, Plateau State: The Influence of Financial Support Services." International Journal of social Sciences and Economic Review 2, no. 1 (2020): 25–36. http://dx.doi.org/10.36923/ijsser.v2i1.51.

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Purpose of the study: The activities of women represent an untapped source of economic growth in any developing economy, and entrepreneurship is one way of using that vast pool of human resources as intermediaries for wealth creation. For this reason, the strong linkage between financial sector services and women entrepreneurship has continued to generate tremendous interest among researchers, practitioners, policymakers, and other stakeholders both at the national and international levels. The primary goal remains how to deepen financial inclusion of women to enhance their participation in en

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Campanella, Francesco, and Luana Serino. "Gender and Financial Constraints: An Empirical Investigation in Italy." International Journal of Financial Research 10, no. 2 (2019): 109. http://dx.doi.org/10.5430/ijfr.v10n2p109.

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Firms can be credit constrained either because they decide not to apply for such a loan due to expected rejection or because the application has been rejected by the bank. Using a sample of 428 Italian small and medium enterprises, we investigate the relationship between gender and credit constraints. Controlling for other variables, findings reveal that lenders discriminate against women on the basis solely of gender in terms of access to capital. As a consequence, women-run firms obtain less bank financing, although they are not afraid to ask for credit.

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Ayam, J., F. Abangbase, and E. N. Dadzie. "PERCEIVED EFFECTS OF MICROFINANCE ON WOMEN EMPOWERMENT IN LANKWANTANANG-MADINA MUNICIPALITY." UDS International Journal of Development 7, no. 2 (2021): 448–60. http://dx.doi.org/10.47740/501.udsijd6i.

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This paper examines the impact of microfinance on women empowerment through a cross-sectional survey with a total of 189 respondents in La-Nkwantanang municipality. Paired sample t-test was performed to analyse the situation before and after joining Microfinance Institutions (MFIs) to access credit facilities. Women empowerment is measured using three indicators namely: standard of living; generation of income from business operation; and participation in decision making at the family level. The main effects of microfinance services computed using the summated scale were found to suggest an im

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Rahadiantino, Lienggar, and Ariska Nurfajar Rini. "Women Access and Awareness of Financial Inclusion in Indonesia." Jurnal Ekonomi Pembangunan 19, no. 1 (2021): 39–50. http://dx.doi.org/10.29259/jep.v19i1.12467.

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The financial system plays a role in creating a community economic development, especially overcoming gender disparities. This paper analyzes the effect of mobile phone on the financial inclusion of women's in Indonesia involving data from household surveys provided by the 2014 Family Life Survey. We use the probit model with Ordinary Least Square (OLS) methods and the variable procedure to examine how the role of mobile phone on women's awareness in accessing financial institutions, as well as increasing savings and loan ownership. Our estimation results found that mobile phone penetration si

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Fatima, Ambreen, Syed Faizan Iftikhar, and Khurram Iftikhar. "Impact Of Micro-Credit On Women Empowerment: A Case Study Of Rural Pakistan." Pakistan Journal of Gender Studies 13, no. 1 (2016): 53–80. http://dx.doi.org/10.46568/pjgs.v13i1.183.

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It is widely argued that discrimination on the basis of gender leads to social exclusion and locks people into long-term poverty traps. Thus the need for poverty alleviation schemes that target women and children have long been a priority for development of communities around the world, and also including Pakistan. It is also a widely recognized fact that poverty can be overcome if women are provided access to economic and educational opportunities, as well as autonomy to take advantage of such opportunities. The provision of credit, especially micro-credit, has now become an effective tool an

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Selome, Joyce, and Nevel Tshuma. "Microfinance and Women Empowerment in Zimbabwe: A Case of Women Development Fund in Umguza District." International Letters of Social and Humanistic Sciences 35 (July 2014): 74–85. http://dx.doi.org/10.18052/www.scipress.com/ilshs.35.74.

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The gender dimension of poverty focuses on the dilemma of women, their numerous roles as women and their role in dealing with poverty. In many developing countries, women are discriminated upon in terms of their access to capital means of production; basic needs support, employment opportunities and access to credit facilities. In Zimbabwe, like in many developing countries, empowering women through micro-credit finance is viewed as a means of reducing women poverty, empowering them, reducing their vulnerability and improving their well-being especially in the rural areas. This paper discusses

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Damiyano, David, and Nirmala Dorasamy. "Gender And Access To Credit In Micro And Small Enterprises In Mutare, Zimbabwe." Restaurant Business 118, no. 10 (2019): 224–43. http://dx.doi.org/10.26643/rb.v118i10.9319.

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The research study sought to investigate the relationship between access to credit and gender in urban areas of Zimbabwe in which the informal sector is larger than the formal sector. In order to achieve this, the study used the Grameen Theory of micro-lending in Bangladesh, the MC2 theory and ROSCAs theories. The study used secondary data obtained from ZIMSTATS, World Bank, Confederation of Zimbabwe Industries (CZI), the Wisrod website and other publications. E-Views was used to analyze the data using Ordinary Least Squares (OLS) for estimation. The results obtained revealed that gender and a

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Agunga, Robert, Camilius Aloyce Sanga, and Elizabeth Isaya. "Empowering Women Farmers in Tanzania Through Communication for Development." World Journal of Social Science 5, no. 2 (2018): 8. http://dx.doi.org/10.5430/wjss.v5n2p8.

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African women play a major role in the development and industrialization of the continent. They account for up to80% of household food production by smallholder farmers. In spite of their large numbers, African women generallydo not have access to agricultural production resources, such as land and credit. Their access to land is often throughtheir husbands and fathers and usually loses their property rights as a consequence of widowhood, divorce, ordesertion. This study of women farmers in Tanzania argues that farming is the main source of livelihood for womenand the key to their empowerment.

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Bauer, Keldon, and Omar A. Esqueda. "Credit ratings, relationship lending and loan market efficiency." Studies in Economics and Finance 34, no. 1 (2017): 122–42. http://dx.doi.org/10.1108/sef-06-2016-0149.

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Purpose Using the small-business loan market, this paper aims to test whether a structural shift in access to borrowers’ financial information (i.e. credit ratings) improves market efficiency, thereby improving entrepreneurs’ access to external capital. Design/methodology/approach This research uses the National Survey of Small Business Finance in a conditional logistic regression framework to tease out the marginal propensity to grant lines of credit given the firm’s credit rating – treating both of the events, namely, line of credit and credit ratings, as endogenous variables. This methodolo

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Kiai, Richard M., and Kellen Kiambati. "Examining the Contribution of Interest Rate Capping Conditions on Financial Performance of Women-Owned Agribusiness SMEs in Nyeri Central Sub County, Kenya." Management and Economics Research Journal 5 (2019): 1. http://dx.doi.org/10.18639/merj.2019.953268.

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Financial inclusion has remained a critical driver toward poverty reduction in an economy. There has also been much focus on financial inclusion of women as they tend to be marginalized by the mainstream financial institutions. Kenya on its part has achieved high levels of financial inclusion. Access to bank services has been easy and at a low cost. Till 2016, access to credit has also been easy for all persons with bankable ideas in all sectors including agriculture for either gender. However, this changed after the review of the Banking Act that introduced the interest rate capping in the fi

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Wellalage, Nirosha, and Stuart Locke. "Access to credit by SMEs in South Asia: do women entrepreneurs face discrimination." Research in International Business and Finance 41 (October 2017): 336–46. http://dx.doi.org/10.1016/j.ribaf.2017.04.053.

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Marlow, Susan, and Dean Patton. "All Credit to Men? Entrepreneurship, Finance, and Gender." Entrepreneurship Theory and Practice 29, no. 6 (2005): 717–35. http://dx.doi.org/10.1111/j.1540-6520.2005.00105.x.

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Availability of, and access to finance is a critical element to the start–up and consequent performance of any enterprise. Hence, any barriers or impediments to accessing appropriate levels or sources of funding will have an enduring and negative impact upon the performance of affected firms. Although findings have been somewhat inconsistent, there is support for the notion that women entrepreneurs entering self–employment are disadvantaged by their gender. This argument is evaluated through a theoretical analysis of gender using the example of accessing both formal and informal sources of bus

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Gichuki, Castro Ngumbu, Milcah Mulu Mutuku, and Lydia Nkatha Kinuthia. "Influence of participation in “table banking” on the size of women-owned micro and small enterprises in Kenya." Journal of Enterprising Communities: People and Places in the Global Economy 9, no. 4 (2015): 315–26. http://dx.doi.org/10.1108/jec-11-2013-0036.

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Purpose – The purpose of this study is to investigate the inability to access affordable credit in Kenya which hinders many women entrepreneurs from either starting their own or expanding existing enterprises and capital base. The emergence of table banking groups attempts to fill the existing credit gap. Design/methodology/approach – A cross-sectional survey involving 225 randomly selected women entrepreneurs who participate in table banking groups within Nakuru Municipality was conducted. Data collection comprised a questionnaire whose reliability coefficient was 0.83 at 0.05 confidence leve

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Chowdhury, Mohammed Thanvir Ahmed, Musa Halima Begum, Md Ridwan Reza, and Tahrima Chowdhury Jannath. "Micro Credit and Women Empowerment: A Study on Grameen Bank’s Strategy of Poverty Alleviation." Global Disclosure of Economics and Business 2, no. 2 (2013): 209–24. http://dx.doi.org/10.18034/gdeb.v2i2.189.

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Generally, it is held that, Women economic participation is positively related to their status. It is assumed that participation changes woman’s power relationship and hence her status in the family, and thus a woman having no such access will have relatively low power and status. Relatively argued, women experience hunger and poverty in much more intensive ways than men. If one of the family members has to starve, it is an unwritten law that it has to be the mother. That is why women were targeted in the center point of micro credit program. However, the stagnation in the impact of micro cred

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Setyari, Ni Putu Wiwin, A. A. Bagus Putu Widanta, and Ida Bagus Putu Purbadharmaja. "Women’s Control Over Economic Resources Effect to Family Welfare." JEJAK 11, no. 2 (2018): 280–93. http://dx.doi.org/10.15294/jejak.v11i2.16051.

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Within the framework of neo-classical analysis, each individual is assumed homogeneous. However, homogeneity assumption becomes incompatible when discussing human behavior. Latest literatures conclude that men and women allocated resources under their control in different ways systematically. This study was intended to see whether there is an increase in the household’s welfare if the head of household is a women and granted credit access to financial institutions. Women’s access to all financial services, is essential to allow them to benefit fully from economic opportunities. The data used c

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Bhandari, Nirmal. "Community Mobilization in Micro Credit as a Tool of Women Empowerment." Research Nepal Journal of Development Studies 4, no. 1 (2021): 60–70. http://dx.doi.org/10.3126/rnjds.v4i1.38037.

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This article is about community mobilization in microcredit as a tool of women empowerment. It argues that women empowerment is a process and community mobilization is a tool for women empowerment process through micro-credit programs. This article is based on the views of selected key informants’ information through participant observation and a case study at Mahadevsthan Village in Dhading. Three local NGO managers and their three beneficiaries were conveniently selected for the sampling purpose. The main argument of the article shows that most of the females who received microcredit finally

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Denny Doku, Grace, Joyce Mamle Mawusi Obubuafo, and Margaret Aba Sam Hagan. "Vegetable Production Challenges in Kpando Municipality: Perspective of Women Farmers." Journal of Entrepreneurship and Business Innovation 7, no. 1 (2020): 29. http://dx.doi.org/10.5296/jebi.v7i1.17043.

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The study sought to evaluate vegetable production by women within the Kpando Municipality. To arrive at the set objectives, data was collected from sampled women who were into vegetable production in the study area. Questionnaire were used to collect data from the respondent on their socio-economic characteristics, production activities and challenges they faced in production and marketing of vegetable in the study area. Descriptive statistics were used to analyze the data collected from the respondents. The results of the study revealed that women in the study area had passion towards agricul

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Egwuonwu, Helen A., and Confidence A. Iwunwanne. "Extent of rural women involvement in agro-based entrepreneurial activities in Imo State Nigeria." Journal of Agriculture and Food Sciences 18, no. 1 (2020): 71–81. http://dx.doi.org/10.4314/jafs.v18i1.7.

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The study assessed the extent of rural women involvement in agro-based entrepreneurial activities in Imo state, Nigeria. Data for the study were collected using a structured questionnaire from 120 rural women through random sampling procedure. Data collected were analyzed using frequency, percentages, mean and regression analysis. Majority (73%) of the women were married with an average age and household size of 37years and 7 persons respectively. Approximately 53% had primary education with 52% belonging to cooperative society. Average farming experience and farm income were 8years and N35, 4

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Ofuoku, Albert, and Carol Albert. "Rural women farmers’ assessment of credit oriented self-help groups in Delta State, Nigeria." Journal of Agricultural Sciences, Belgrade 59, no. 3 (2014): 329–40. http://dx.doi.org/10.2298/jas1403329o.

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This study was conducted to analyze the perception of the rural woman about credit oriented self-help group in Delta State, Nigeria. A sample size of 110 respondents was used for the study and data were collected from them with the use of structured interview schedule and questionnaires. Data were analyzed using descriptive statistics and linear regression equation model as the lead equation. It was revealed that the women farmers subscribed to self-help groups in order to be able to have access to credit (mean = 3.78), information (mean = 3.55), extension services (mean = 3.45). The responden

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Osondu, C., S. Ogbonna, and C. Emerole. "Level and Determinants of Women Farmers Access to Informal Credit in Abia State, Nigeria." Asian Journal of Agricultural Extension, Economics & Sociology 7, no. 1 (2015): 1–10. http://dx.doi.org/10.9734/ajaees/2015/18105.

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Treichel, Monica Zimmerman, and Jonathan A. Scott. "Women-Owned businesses and access to bank credit: Evidence from three surveys since 1987." Venture Capital 8, no. 1 (2006): 51–67. http://dx.doi.org/10.1080/13691060500453726.

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Busingye, John. "Tackling Gender poverty relations within Households through micro-credit Programs in Uganda." Advances in Social Sciences Research Journal 6, no. 12 (2019): 128–39. http://dx.doi.org/10.14738/assrj.612.7461.

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The study mainly set out to investigate the factors that influence gender relations in Uganda. This paper contributes to the body of knowledge by determining the local gender context influencing gender poverty relations in the face of micro-credit programs and practices in Uganda. The study was grounded on the feminist conflict theory. Women accessing and utilizing microcredit programs from Savings and Credit Cooperative Organizations (SACCOs) in Mbarara (MM) and Bushenyi-Ishaka Municipalities (BIM) of South West Uganda provided the contextual setting of the study. Data was collected fro

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Igbedioh, S. O. "Caring Capacity in the Management of the Nutrition Crisis in Infants, Young Children and Women in Nigeria." Nutrition and Health 10, no. 4 (1996): 359–70. http://dx.doi.org/10.1177/026010609601000406.

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Nigeria's nutrition crisis has been shown to have a considerable negative impact on infants, young children and women. Available evidence suggests that ‘caring capacity’ when properly planned and targeted at the most-at-risk can help. Strategies that can achieve this care are increasing women's income and control over income, increasing investment in women's education and improving access to credit facilities. Others are the aggressive promotion of gender-biased labour saving technology, increasing women's access to basic health and family planning services and implementing reforms in land own

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Bouasria, Mohamedou, Arvind Ashta, and Zaka Ratsimalahelo. "Bottlenecks to Financial Development, Financial Inclusion, and Microfinance: A Case Study of Mauritania." Journal of Risk and Financial Management 13, no. 10 (2020): 239. http://dx.doi.org/10.3390/jrfm13100239.

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The objective of the study was to enhance our knowledge on institutional bottlenecks for financial development, financial inclusion, and microfinance, using Mauritania as a case study. We used a mixed-methods’ methodology that combines analysis of secondary data and an expert interview. First, a logit model with dummy independent variables was used to investigate the factors that impact the households’ access to credit, the main advantage of this model being to avoid confounding effects by analyzing the association of all variables together. Our study found that access to financial services is

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Puspokusumo, R. A. Aryanti Wardaya, Henny Kurniawati, and Maryani Maryani. "EMPOWERING WOMEN ENTREPRENEURS THROUGH KREDIT USAHA RAKYAT (KUR) FUNDS IN CENTRAL JAKARTA." ICCD 2, no. 1 (2019): 108–11. http://dx.doi.org/10.33068/iccd.vol2.iss1.244.

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Micro, Small and Medium Enterprises (MSMEs) are important contributors to economic development. However, increasing the performance of MSMEs faces many obstacles and challenges, especially in the face of competition. Lack of understanding to manage businesses, capital and difficult access to external capital are the main challenges that must be faced by MSME entrepreneurs. MSME entrepreneurs find it difficult to obtain loan capital because they do not have sufficient assets to meet the loan requirements at the bank. To overcome this problem the Government issued a policy in the form of a credi

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Saliou, Idelphonse O., Afio Zannou, Augustin K. N. Aoudji, and Albert N. Honlonkou. "Drivers of Mechanization in Cotton Production in Benin, West Africa." Agriculture 10, no. 11 (2020): 549. http://dx.doi.org/10.3390/agriculture10110549.

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In the context of Africa’s farm labor scarcity, the use of mechanization is crucial for agricultural development. In Benin, technological advances, such as animal traction and motorization, are struggling to achieve the success expected by producers. The objective of this research was to analyze the drivers of mechanization in cotton production in Benin. Data collected from 482 cotton producers in three agroecological zones of the country were analyzed using a multinomial Logit model. The results revealed that 34% of cotton producers used hand tools, compared to 31% using draught animals and 3

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Le, Long Hoang, and Joanna Katarzyna Stefańczyk. "Gender discrimination in access to credit: are women-led SMEs rejected more than men-led?" Gender, Technology and Development 22, no. 2 (2018): 145–63. http://dx.doi.org/10.1080/09718524.2018.1506973.

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Mamun, Abdullah Al. "Access to Credit, Education and Entrepreneurial Competencies: A Study among Women Micro-entrepreneurs in Malaysia." Vision: The Journal of Business Perspective 20, no. 3 (2016): 159–68. http://dx.doi.org/10.1177/0972262916651510.

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K, Raja Alias Pranmalai, and SARAVANAPANDI P. "A study on the repayment strategy of shg’s in trichy district." Journal of Management and Science 6, no. 3 (2016): 311–19. http://dx.doi.org/10.26524/jms.2016.32.

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Purpose - The momentous intention of this study is to find out the repayment strategy of self help groups. SHGs enable women to grow their savings and to access the credit which banks are increasingly willing to lend. This paper attempts to explore the financial management skill, repaying capacity, sustainability etc

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