Relevant bibliographies by topics / Agent banking

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Agent banking'

Author: Grafiati
Published: 4 June 2021
Last updated: 6 February 2022

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Journal articles on the topic "Agent banking"

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Ahmed, Jashim Uddin, and Asma Ahmed. "Agrani Doer Banking: Agent Banking Business in Bangladesh." Business Perspectives and Research 6, no. 2 (April 17, 2018): 154–64. http://dx.doi.org/10.1177/2278533718765532.

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Agent banking involves the provision of banking services through non-conventional means such as retail outlets with the use of technology. In developing countries, such as Bangladesh, agent banking acts as a medium between the rural unbanked majorities and banking services that they would otherwise not have access to. The case analyzes how innovation in the banking sector can aid poor people to gain access to financial institutions through the Agrani Doer banking business model. It elaborates on the rules and regulations of agent banking and how the first state bank of Bangladesh, Agrani Bank, establishes coverage to places not deemed possible before. The concept of agent banking, in an illustrative case, is linked to Ansoff’s Growth Matrix as Agrani Bank uses technology and innovation in its business strategies to achieve its desired growth goals.
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Nisha, Nabila, Kashfiya Nawrin, and Anika Bushra. "Agent Banking and Financial Inclusion." International Journal of Asian Business and Information Management 11, no. 1 (January 2020): 127–41. http://dx.doi.org/10.4018/ijabim.2020010108.

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Access to financial services has always been limited in Bangladesh. The need for financial inclusion has thus largely surfaced in the country. As a result, agent banking services were implemented via an inclusive digital financial program across rural and unbanked areas of Bangladesh. Despite having a significant impact upon financial inclusion across developing countries, literature in this realm lacks in-depth investigations on agent banking and its impact on financial inclusion. This study thus aims to represent the overall aspect of agent banking and its association with financial inclusion in the setting of the developing country of Bangladesh. For this research, a case study approach has been employed. The study highlights that agent banking is an effective and credible way of entrenching financial deepening across the unbanked areas of Bangladesh. Moreover, the study emphasizes that agent banking can secure access to financial services for the rural poor and generate wholesome development for Bangladesh.
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Akighir, David Terfa, T. Jacob Tyagher, and Aaron Ateata. "Agent Banking And Poverty Reduction In Benue State, Nigeria." Advances in Social Sciences Research Journal 7, no. 5 (May 23, 2020): 213–29. http://dx.doi.org/10.14738/assrj.75.8058.

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The study investigated the impact of agent banking on poverty reduction in Benue State, Nigeria. The study is hinged on the agency theory, risk management theory, the regulatory dialectic theory and the basic needs theory. Focusing on the agent banking activities of the First bank PLC, the study used the Taro Yammene’s formula to select 199 agents for investigation. Questionnaire was used for data collection but only 185 copies of the questionnaire were retrieved for analysis. The study employed descriptive tools such as tables and percentages and paired t-test as well as Foster, Greer and Thornbecke (FGT) index. Also, a logit regression model was employed to ascertain whether or not agent bank has the probability of reducing poverty in Benue State. The study found that engaging in agent banking has the probability of reducing poverty in Benue State which is typically an agrarian state with high poverty incidence among highly unbanked population. Agent banking in this unbanked State where only 11 local government areas out of 23 local government areas have the presence of banks has the potential of increasing financial inclusion and enhancing financial literacy. With the presence of agent banking in the state, it will enhance business sustainability and facilitate financial transactions. These will increase economic activities and increase employments and reduce poverty. Given the potentials of agent banking for socio-economic development in the state, it is recommended that financial literacy awareness should be created so that rural population who have long lived unbanked to accept banking services via the agent banking. Also, banks operating in the state should leverage on the opportunity of agent banking to penetrate the rural population with a view to achieving financial inclusion in line with the CBN’s revived National Financial Inclusion Strategy (NFIS) which places implementation focus on women, rural areas, youth, Northern Nigeria and MSMEs to achieve 95% financial inclusion rate by 2024.
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Lozano, Daniel Maurico Alarcón, and Matteo Mandrile. "A NEW AGENT MODEL FOR BRANCHLESS BANKING IN COLOMBIA." Revista Civilizar de Empresa y Economía 1, no. 2 (December 10, 2010): 7. http://dx.doi.org/10.22518/2462909x.57.

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This article provides an overview of the current development of branchless banking in Colombia, within the context ofthe Government’s strategy to promote access to financial services through non-bank correspondents (NBC). It describes the Colombian legal and regulatory framework for branchless banking, focusing on the recent reforms and types of retailers permitted to serve as agents. Also, it examines the traditionalbanking sector’s interest in branchless banking, and shows the available platforms for the implementation of banking agent networks. It highlights the potential of branchlessbanking solutions for the Colombian microfinance institutions (MFI), identifying a new agent model that puts MFI centre-stage. The article concludes with a series of recommendationsfor the development of branchless banking as a tool to expand financial acces, taking into account issues that still have the potential to affect the degree of customeracceptance and its economic viability.
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Mulyati, Etty. "The Agreement of Bank Cooperation with Agent in Providing Branchless Banking with The Realization of Inclusive Finance." Fiat Justisia: Jurnal Ilmu Hukum 15, no. 4 (June 30, 2021): 301–26. http://dx.doi.org/10.25041/fiatjustisia.v15no4.2269.

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Expanding access to financial services is essential for all levels of society, considering that many community members still do not know, use, and get banking services and other financial services. Through Branchless Banking, banking products can be reached according to the community's needs to support financial inclusion. In implementing innovative banking practices, the banking industry collaborates with other parties, namely agents supported by information technology facilities. This innovation is carried out electronically and involves third parties outside the bank. In this case, the agent is very vulnerable to risk. The problem is the principle of prudence in the cooperation agreement and the bank's responsibility if the agent in implementing Branchless Banking services harms its customers. The approach method used is the normative juridical approach, which includes research on a positive legal inventory and legal principles and rules governing legal relations. The principle in the prudence of banks regarding cooperation agreements with agents provide Branchless Banking services to support the realization of financial inclusion. Banks are required to implement risk management effectively using information technology, Know Your Customer Principles and Anti Money Laundering, Customer Due Diligence, and in-depth analysis of the assessment of credit applications by debtor customers. The bank is responsible for compensating for the losses if the agent implementing the intelligent behaviour of services harms his customers, considering the agent is acting for and on behalf of the bank. Even though the bank has not made a mistake, the agent is an extension of the bank, 1367 of the Civil Code that a person will also be responsible for people's actions under his/her dependents or objects under his/her supervision.
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Rachmawati, Rini, Nur Muhammad Farda, and Bowo Setiyono. "Model of Agents-Based Branchless Banking Services Development in Urban and Rural Area." Indonesian Journal of Geography 52, no. 1 (April 28, 2020): 69. http://dx.doi.org/10.22146/ijg.48452.

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The banking sector has experienced a far leap related to Information Communication and Technology (ICT)-based services. Among them is e-banking that has been used by the community, especially in urban areas. Likewise, the use of ATMs can be used to provide banking services to the wider community, so that it can replace most of the functions of services in banks. However, in communities outside of urban areas such as rural communities there are still limitations in accessing e-banking and ATM services. Limited use of e-banking because this service must use internet media or smart phones to access. Meanwhile, the limited use of ATMs due to the availability of ATMs in rural areas is not as much as in urban areas, considering that rural areas are areas with low settlement densities. Today, banks in Indonesia have provided branchless banking by enabling agents. Branchless banking is found in urban, suburban and rural areas. In previous research, the existence of branchless banking in the form of agents and their utilization by customers has been identified. From previous studies, maps of agent and customer density and analysis related to the condition of regional accessibility have been produced. This research is a further study focusing on sub districts area with high agent density in both rural, suburban and urban areas. The purpose of this research is to analyze the development model of agent-based branchless banking services. Data was collected through primary data through observation, structured interviews and measurement of coordinates of the location of agents and banking services in the form of ATMs and Banks. The final result is expected to be used as a model for the development of branchless banking services in Indonesia.
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Tefera Tessema, Ameha, and Jan Walters Kruger. "Testing performance of an interest rate commission agent banking system (AIRCABS)." Banks and Bank Systems 12, no. 3 (September 7, 2017): 113–41. http://dx.doi.org/10.21511/bbs.12(3).2017.09.

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This paper sought to analyze data and interpret statistical results in testing the performance of an interest rate commission agent banking system. Primary and secondary data were collected from banking industry in Ethiopia to test the research hypotheses, credit risk and liquidity crunch have no impact on AIRCABS, investor loan funding has a positive impact on profitability and sustainability of AIRCABS and discrete market deposit interest rate incentive has a positive impact on stable deposit mobilization in a bank. To test the hypothesis, statistical tools such as Cronbach’s alpha, Kuder-Richardson (KR-20), canonical correlation and multinomial logistic regression were used. The result showed that credit risk and liquidity crunch have no effect on an interest rate commission agent banking system, investor loan funding has a significant strong relationship with profitability and sustainability of AIRCABS and discrete market deposit interest rate incentive has also a significant strong relationship with stable deposit mobilization. This led to a conclusion that an interest rate commission agent banking system (AIRCABS) model is viable and reliable.
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Mangani, Ktut Silvanita, Adolf Bastian Heatubun, and Martua Eliakim Tambunan. "Branchless Banking Process in Rural Areas: A Price Barrier?" Journal of Public Administration and Governance 11, no. 2 (June 28, 2021): 317. http://dx.doi.org/10.5296/jpag.v11i2.18816.

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Branchless Banking is one of the programs of Indonesia's financial inclusion strategy. The programs' name is "Financial Service Without Office in the Framework of Inclusive Financial" which called “Laku Pandai.” This study aims to portrait the implementation of the Branchless Banking program concerning the obstacles that occurred to achieve program objectives. The research conducted using qualitative methods. The existence of Branchless Banking agents close to the community has fulfilled the program objective, to make an easy way for society to do financial transactions without having to go to the bank office. Therefore, the implementation of the Branchless Banking program met the criteria for eliminating non-price barriers in financial services in remote areas. However, delegation authority to the agent as an extension of the bank to provide limited financial services has encouraged agents to engage in moral hazard behaviors by charging the tariff that greater than the official rate set by the managing bank. It showed that the agent has taken the consumer surplus provided by the Branchless Banking technology. Although accepted by society since considerably cheaper than the fee to go to the nearest bank office, that condition becomes a price barrier for the future development of Branchless Banking.
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Masciandaro, Donato. "Designing a central bank: Social player, monetary agent, or banking agent?" Open Economies Review 6, no. 4 (October 1995): 399–410. http://dx.doi.org/10.1007/bf01000390.

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Polyzos, Stathis, Khadija Abdulrahman, and Apostolos Christopoulos. "Good management or good finances? An agent-based study on the causes of bank failure." Banks and Bank Systems 13, no. 3 (September 11, 2018): 95–105. http://dx.doi.org/10.21511/bbs.13(3).2018.09.

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The recent series of banking crises in the United States and in the Eurozone has resulted in numerous bank failures. In this paper, an agent-based model is employed to test for factors that determine bank viability in times of distress, focusing mainly on the endogenous risk of financial institutions. The authors test for the effects of both management and financial factors on the institutions’ ability to weather the storm during times when the banking system experiences distress. The agent-based simulation process is split into a setup period, when the simulation builds the structural characteristics of each bank, and a testing period, where these characteristics are tested against the final result, which is the bank’s viability. A risk estimation model is built and it is found that the proposed model is successful in predicting whether a particular bank can endure a stress testing situation. The empirical results confirm the relevant literature and put further emphasis on the policy implications regarding banking supervision and regulation, particularly in context of the Eurozone banking union.
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Dissertations / Theses on the topic "Agent banking"

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Romero, Pedro P. "Essays on banking and capital an agent-based investigation /." Fairfax, VA : George Mason University, 2009. http://hdl.handle.net/1920/4565.

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Thesis (Ph.D.)--George Mason University, 2009.
Vita: p. 91. Thesis director: Richard E. Wagner. Submitted in partial fulfillment of the requirements for the degree of Doctor of Philosophy in Economics. Title from PDF t.p. (viewed Oct. 11, 2009). Includes bibliographical references. Also issued in print.
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Jahan, Israt. "Agent banking as a relationship marketing tool by banks in Bangladesh." Thesis, Linnéuniversitetet, Institutionen för marknadsföring (MF), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-89775.

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With growing number of adult people not owning a bank account,efforts are being made to bring banking services to the unbanked populations.Relationships marketing plays a crucial role in  establishing and sustaining beneficial relationship in the banking industry. This study sought to explore the link between agent banking and relationship marketing through an exploratory qualitative approach.The findings show that agent banking as a fairly new phenomenon relies on the integration of different functions within the bank with a strong emphasis on the role of technology,processes and personnel to delivder services that can be acceptable to the customers so as to create long lasting beneficial relationships. Through semi-structured interviews with employees of 6 banks that offer agent banking in Bangladesh,this study contributes a key reflection document on implemenation of agent banking for other banks that intend to start offering agent banking services in Bangladesh.
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Krug, Sebastian [Verfasser], Hans-Werner [Akademischer Betreuer] Wohltmann, and Thomas [Gutachter] Lux. "Banking, Shadow Banking, and Financial Regulation - An Agent-based Approach / Sebastian Krug ; Gutachter: Thomas Lux ; Betreuer: Hans-Werner Wohltmann." Kiel : Universitätsbibliothek Kiel, 2017. http://d-nb.info/1215101171/34.

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Holmberg, Ulf. "Essays on credit markets and banking." Doctoral thesis, Umeå universitet, Nationalekonomi, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-53494.

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This thesis consists of four self-contained papers related to banking, credit markets and financial stability.    Paper [I] presents a credit market model and finds, using an agent based modeling approach, that credit crunches have a tendency to occur; even when credit markets are almost entirely transparent in the absence of external shocks. We find evidence supporting the asset deterioration hypothesis and results that emphasize the importance of accurate firm quality estimates. In addition, we find that an increase in the debt’s time to maturity, homogenous expected default rates and a conservative lending approach, reduces the probability of a credit crunch. Thus, our results suggest some up till now partially overlooked components contributing to the financial stability of an economy.     Paper [II] derives an econometric disequilibrium model for time series data. This is done by error correcting the supply of some good. The model separates between a continuously clearing market and a clearing market in the long-run such that we are able to obtain a novel test of clearing markets. We apply the model to the Swedish market for short-term business loans, and find that this market is characterized by a long-run nonmarket clearing equilibrium.    Paper [III] studies the risk-return profile of centralized and decentralized banks. We address the conditions that favor a particular lending regime while acknowledging the effects on lending and returns caused by the course of the business cycle. To analyze these issues, we develop a model which incorporates two stylized facts; (i) banks in which lendingdecisions are decentralized tend to have a lower cost associated with screening potential borrowers and (ii) decentralized decision-making may generate inefficient outcomes because of lack of coordination. Simulations are used to compare the two banking regimes. Among the results, it is found that even though a bank group where decisions are decentralizedmay end up with a portfolio of loans which is (relatively) poorly diversified between regions, the ability to effectively screen potential borrowers may nevertheless give a decentralized bank a lower overall risk in the lending portfolio than when decisions are centralized.    In Paper [IV], we argue that the practice used in the valuation of a portfolio of assets is important for the calculation of the Value at Risk. In particular, a seller seeking to liquidate a large portfolio may not face horizontal demand curves. We propose a partially new approach for incorporating this fact in the Value at Risk and Expected Shortfall measures and in an empirical illustration, we compare it to a competing approach. We find substantial differences.
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Perez, Clara Aglaya Corzo. "An Agent Based Distributed Workflow-oriented Auditing Architecture : A Solution Inter-banking E-trading Transactions." Thesis, University of Manchester, 2010. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.518468.

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Teixeira, Henrique Oliveira. "Bank networks and firm credit: an agent based model approach." reponame:Repositório Institucional do FGV, 2016. http://hdl.handle.net/10438/15973.

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Submitted by Henrique Teixeira (henrique.oliv@gmail.com) on 2016-03-16T02:51:18Z No. of bitstreams: 1 Dissertacao.pdf: 1894861 bytes, checksum: af73e440cc555c69c32dbb74b4ba3f59 (MD5)
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Starting from the idea that economic systems fall into complexity theory, where its many agents interact with each other without a central control and that these interactions are able to change the future behavior of the agents and the entire system, similar to a chaotic system we increase the model of Russo et al. (2014) to carry out three experiments focusing on the interaction between Banks and Firms in an artificial economy. The first experiment is relative to Relationship Banking where, according to the literature, the interaction over time between Banks and Firms are able to produce mutual benefits, mainly due to reduction of the information asymmetry between them. The following experiment is related to information heterogeneity in the credit market, where the larger the bank, the higher their visibility in the credit market, increasing the number of consult for new loans. Finally, the third experiment is about the effects on the credit market of the heterogeneity of prices that Firms faces in the goods market.
Partindo da ideia de que os sistemas econômicos se enquadram na teoria da complexidade, onde seus inúmeros agentes interagem entre si sem um controle central e que essas interações são capazes de alterar o comportamento futuro dos agentes e de todo o sistema, semelhante a um sistema caótico, incrementamos o modelo de Russo et al. (2014) para a realização de três experimentos com foco na interação entre bancos e empresas em uma economia artificial. O primeiro experimento diz respeito a Relationship Banking onde, segundo a literatura, a interação ao longo do tempo entre bancos e empresas é capaz de produzir benefícios mútuos, principalmente devido a redução da assimetria de informação entre eles. O experimento seguinte está relacionado a assimetria de informação no mercado de crédito, onde quanto maior o banco, maior sua visibilidade no mercado de crédito, elevando na mesma proporção as consultar para novos emprestimos. Por fim, o terceiro experimento é relativo aos efeitos no mercado de crédito da heterogeneidade de preços que as empresas se deparam no mercado de bens
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Giansante, Simone. "Agent-based economic (ACE) modelling of payments media : emergence of monetary exchange, banking, large value payment and settlement systems." Thesis, University of Essex, 2009. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.499788.

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Kalliala, Oskari. "Credit union correspondents and financial inclusion in Brazil: an exploratory study." reponame:Repositório Institucional do FGV, 2016. http://hdl.handle.net/10438/16392.

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Submitted by Oskari Kalliala (oskari.kalliala@sciencespo.fr) on 2016-04-18T07:44:03Z No. of bitstreams: 1 Credit Union Correspondents and Financial Inclusion in Brazil - An Exploratory Study.pdf: 5545792 bytes, checksum: 6d34d7539e504a0435f497516a543549 (MD5)
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The Brazilian banking correspondent network has been a topic of study for already a decade, due to its well-documented success in improving access to financial services in remote areas. The marginal but growing role of credit unions in the usage of correspondents has not received much attention from academics, despite the appraised importance of credit unions in finance of proximity. This thesis takes a multi-method approach to perform an exploratory research of credit union correspondents in Brazil. The research objective is two-fold, aiming, from one side, at understanding the incentives of credit unions for contracting correspondents and, from the other, at evaluating whether credit union correspondents improve financial inclusion. The research consists of a case study and quantitative analysis of correspondent registration data and credit union financials. The results indicate that generally the largest and most profitable credit unions use banking correspondents in order to improve efficiency and decrease waiting lines, while promoting financial inclusion only in one restricted dimension – bill payment. Nevertheless, in 2014, credit union correspondents had an important role in providing access to payments in 690 municipalities, of which 200 had low financial depth. Despite the scope limitation of credit union correspondents, the results give reasons to believe that these actors could increase their importance in the promotion of financial inclusion in the future.
A rede de correspondentes bancários do Brasil tem sido estudada há mais de uma década, em particular por causa da sua importância no aumento do alcance de serviços financeiros para regiões distantes dos maiores centros urbanos. O uso de correspondentes por cooperativas de crédito não tem recebido destaque, apesar do papel importante das cooperativas na inclusão financeira. Esta dissertação adota uma abordagem 'multimétodo' para efetuar uma pesquisa exploratória dos correspondentes de cooperativas de crédito no Brasil. A pesquisa visa, por um lado, alargar a compreensão dos incentivos que levam cooperativas a usarem correspondentes, e por outro, avaliar se esses correspondentes merlhoram a inclusão financeira. A pesquisa é formada por um estudo de caso assim como por análise de dados relativos ao registro de correspondentes bancários e de dados financeiros das cooperativas. Os resultados apontam que o uso de correspondentes bancários por cooperativas está relacionado à busca de maior eficiência e redução de filas nas agências. A melhoria da inclusão financeira por esses correspondentes limita-se a um serviço único – o recebimento de pagamentos. Não obstante, em 2014, cooperativas de correspondentes de crédito tinham um papel importante no fornecimento de serviços de recebimento de contas em 690 municípios brasileiros, dos quais 200 tinham baixos níveis de inclusão financeira. Apesar da escassa disponibilidade de serviços dos correspondentes das cooperativas, os resultados sugerem que esses atores poderiam adquirir uma importância maior na promoção de inclusão financeira no futuro.
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Mach, Milan. "Vliv problému pána a správce na vznik finanční krize." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-193739.

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The core focus of this thesis is the principal-agent problem and its role in the outbreak of the 2007 financial crisis. Analysis of key elements of the problem like moral hazard and adverse selection lays foundations for identifying situations, in which conflict of interests led to negative impacts on the economic performance before and during the financial crisis. This work also studies the influence of factors that are often overlooked by theoretical economists but are still tightly connected to the principal-agent problem, like exogenous incentives based on the mechanism of trust. The author also evaluates mechanisms that have been put into place after the financial crisis and which could help lower agency costs. He also sketches out possible venues of future research in this area.
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Bladh, Oskar, Hedvig Henrekson, and Ida Modée. "The Impact of Virtual Agents on Customer Loyalty in Major Swedish Banks." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-39856.

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Abstract Background Since the emergence of digital banking, the financial sector has experienced a significant transformation in both how business is conducted and how services are provided to customers. Previous literature has examined how new technologies and the digitalization of banks' customer service affect customer loyalty. Although, since virtual agents acting as service providers in the banking sector is a relatively new phenomenon, there is limited research concerning the implications it will have on the bank-customer relationship. Hence, the novelty and relevance of the topic makes it interesting for further research.    Purpose Through the identified underlying factors affecting customer loyalty, the purpose of this study is to examine how customer loyalty will be affected by the implementation of virtual agents as service providers in major Swedish banks.   Method This is a qualitative study, and the empirical data were collected from semi-structured in-depth interviews with bankers at four major Swedish banks, as well as with ten highly-educated customers who are frequent users of bank services.   Findings The findings showed that virtual agents must affect customer service to a large extent to have a profound impact on customer loyalty. Virtual agents will be able to replace human bankers regarding simpler inquiries satisfyingly. On the other hand, the demand for personal interactions regarding more complex matters is found to be important.
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Books on the topic "Agent banking"

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Fratianni, Michele. Central banking as a political principal-agent problem. London: Centre for Economic Policy Research, 1993.

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Ruman, Shane James. GOLOG as an agent-programming language: Experiments in developing banking applications. Toronto: University of Toronto, Dept. of Computer Science, 1996.

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Nishman, Rob. Banking on the future: The German Bundesbank as an agent of economic development. Toronto: Ontario Legislative Library, 1992.

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Ndekwu, Eddy Chicka. Central Bank as a fiscal agent of government: Effects on credit growth, inflation and banks' bankruptcy rates in Nigeria. Ibadan, [Nigeria]: Nigerian Institute of Social and Economic Research (NISER), 1999.

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Smith, Mitchell P. Who are the agents of Europeanization?: EC competition policy and Germany's public law banks. San Domenico di Fiesole, Italy: European University Institute, Robert Schuman Centre, 2001.

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Johnson, Juliet Ellen. Agents of transformation: The role of the West in post-Communist central bank development. Glasgow: Centre for the Study of Public Policy, 2002.

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Pinto, Odila de Lara. Ombudsman nos bancos: Agente de mudanças nas instituições bancárias brasileiras. São Paulo, SP: Musa Editora, 1998.

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R, Drozdeck Steven, ed. Consultative selling techniques for financial professionals. New York: New York Institute of Finance, 1990.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Securities, Insurance, and Investment. Streamlining regulation, improving consumer protection, and increasing competition in insurance markets: Hearing before the Subcommittee on Securities, Insurance, and Investment of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Thirteenth Congress, first session ... March 19, 2013. Washington: U.S. Government Printing Office, 2013.

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Die Kontrolle der Bankenaufsicht über den finanzierten Abzahlungskauf, das Factoring und das Leasing. Frankfurt am Main: P. Lang, 1991.

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Book chapters on the topic "Agent banking"

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Tan, Juan Jim, Leonid Titkov, and Stefan Poslad. "Securing Agent-Based e-Banking Services." In Lecture Notes in Computer Science, 148–62. Berlin, Heidelberg: Springer Berlin Heidelberg, 2003. http://dx.doi.org/10.1007/3-540-36609-1_12.

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Alzaidi, Amer, and Dimitar Kazakov. "Novel Multi-agent Protocols for Islamic Banking Commodity Trading." In Multi-Agent Systems and Agreement Technologies, 322–30. Cham: Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-59294-7_27.

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Velez, Sophia. "Risky management practices incentivized by principal–agent theory." In Banking and Effective Capital Regulation in Practice, 12–15. Abingdon, Oxon; New York, NY : Routledge, 2021. | Series: Banking, money and international finance: Routledge, 2020. http://dx.doi.org/10.4324/9781003057581-4.

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Vu, Anh T. M., Thong P. Le, Thanh D. X. Duong, and Tai T. Nguyen. "Interbank Contagion: An Agent-Based Model for Vietnam Banking System." In Econometrics for Financial Applications, 397–420. Cham: Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-73150-6_32.

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Alzaidi, Amer, and Dimitar Kazakov. "Earn More, Stay Legal: Novel Multi-agent Support for Islamic Banking." In Advances in Intelligent and Soft Computing, 315–22. Berlin, Heidelberg: Springer Berlin Heidelberg, 2012. http://dx.doi.org/10.1007/978-3-642-28762-6_38.

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Afzal, Muhammad Hassan Bin. "Sustainable Development of Rural Communities in Bangladesh by Integrating Mobile Internet and Agent Banking Technology." In Leadership, Innovation and Entrepreneurship as Driving Forces of the Global Economy, 361–70. Cham: Springer International Publishing, 2016. http://dx.doi.org/10.1007/978-3-319-43434-6_31.

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Kitchen, Alan. "Screening the Tissue Donor for Infectious Agents." In Essentials of Tissue and Cells Banking, 143–63. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-71621-9_10.

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Kim, Moon-Sik, and Eun-Seok Lee. "A Design and Implementation of Cyber Banking Process and Settlement System for Internet Commerce." In Intelligent Data Engineering and Automated Learning — IDEAL 2000. Data Mining, Financial Engineering, and Intelligent Agents, 361–67. Berlin, Heidelberg: Springer Berlin Heidelberg, 2000. http://dx.doi.org/10.1007/3-540-44491-2_52.

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"Banking." In Agent-Based Modelling in Economics, 189–213. Chichester, UK: John Wiley & Sons, Ltd, 2015. http://dx.doi.org/10.1002/9781118945520.ch9.

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Darbyshire, Paul. "Building an Agent." In Intelligent Support Systems, 84–97. IGI Global, 2002. http://dx.doi.org/10.4018/978-1-931777-00-1.ch006.

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Since the emergence of agent technology, there have been many papers and articles written on the advantages and use of the technology. In particular, in the last two years, the number of papers discussing the use of agent systems seems to have risen exponentially. Whether this rise in the interest of agent technology corresponds to the emergence of eCommerce, Internet banking and the explosion in Web-based systems, or the maturity of the technology and programming languages used to develop them is another matter. For people interested in the technology and wanting to build their own agents, most of the material provides little insight in how to actually build an agent. This chapter discusses the problem of actually building an agent using an example of an “email helper” agent.
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Conference papers on the topic "Agent banking"

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Rotimi Adagunodo, Emmanuel, Oludele Awodele, and Olutayo Ajayi. "SMS Banking Services: A 21st Century Innovation in Banking Technology." In InSITE 2007: Informing Science + IT Education Conference. Informing Science Institute, 2007. http://dx.doi.org/10.28945/3085.

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According to the Euronet mobile Banking Guide, there are currently close to 400 Mobile Operators in over 133 countries who are signing up 4 to 6 new customers every second. This implies that more people are going mobile like never before. The novel method presented in this paper is an Interactive SMS Banking Agent that is incrementally scalable for banking operations. Hence, a mobile banking solution called SMS Banking that allows people to bank with their mobile phones is presented in this paper.
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Ghosh, Ishita. "The agent in a transformational m-banking ecosystem." In the Sixth International Conference. New York, New York, USA: ACM Press, 2013. http://dx.doi.org/10.1145/2517899.2517918.

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"SETTLEMENT OR SPECIAL ACCOUNT OF A PAYING AGENT? PROBLEM ISSUES OF LEGISLATION." In Current Issue of Law in the Banking Sphere. Samara State Economic University, 2019. http://dx.doi.org/10.46554/banking.forum-10.2019-57/62.

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Paletta, Mauricio, and Pilar Herrero. "Cognitive Simulation of Criminal Behaviour in Banking Frauds." In 2007 IEEE/WIC/ACM International Conferences on Web Intelligence and Intelligent Agent Technology - Workshops. IEEE, 2007. http://dx.doi.org/10.1109/wiiatw.2007.4427606.

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Paletta, Mauricio, and Pilar Herrero. "Cognitive Simulation of Criminal Behaviour in Banking Frauds." In 2007 IEEE/WIC/ACM International Conferences on Web Intelligence and Intelligent Agent Technology - Workshops. IEEE, 2007. http://dx.doi.org/10.1109/wi-iatw.2007.19.

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Monett, Dagmar, and Jesus Emeterio Navarro-Barrientos. "Simulating the Fractional Reserve Banking using Agent-based Modelling with NetLogo." In 2016 Federated Conference on Computer Science and Information Systems. IEEE, 2016. http://dx.doi.org/10.15439/2016f373.

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Purnomo, Rochmat Aldy, Arief Budiono, Ajeng Pipit Fitriani, Adi Santoso, and Choirul Hamidah. "Increasing Digital Sharia Banking Transactions in Completing Society Needs via EDC Machine and Laku Pandai (Personal Agent)." In 1st Borobudur International Symposium on Humanities, Economics and Social Sciences (BIS-HESS 2019). Paris, France: Atlantis Press, 2020. http://dx.doi.org/10.2991/assehr.k.200529.093.

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Kasiran, Mohd Khairuddin, Faudziah Ahmad, and Farid Meziane. "The implementation of third party endorsement as knowledge repository agent for creating trust in Malaysian's electronic banking industries." In Informatics (ICOCI). IEEE, 2006. http://dx.doi.org/10.1109/icoci.2006.5276422.

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Bulgakova, Darya, Sergey Vasilyev, Aleksander Kovalenko, Andrey Leonidov, Ekaterina Serebryannikova, and Dmitriy Tregubov. "Implementation of a Software System for Patterns Identification in a Multigraph Exemplified by an Interbank Lending Network in the Agent Based Model of a Banking System." In 2019 XXI International Conference Complex Systems: Control and Modeling Problems (CSCMP). IEEE, 2019. http://dx.doi.org/10.1109/cscmp45713.2019.8976648.

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Heuver, Richard, and Ron Triepels. "Liquidity Stress Detection in the European Banking Sector." In 11th International Conference on Agents and Artificial Intelligence. SCITEPRESS - Science and Technology Publications, 2019. http://dx.doi.org/10.5220/0007395602660274.

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Reports on the topic "Agent banking"

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Financial Stability Report - First Semester of 2020. Banco de la República de Colombia, March 2021. http://dx.doi.org/10.32468/rept-estab-fin.1sem.eng-2020.

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In the face of the multiple shocks currently experienced by the domestic economy (resulting from the drop in oil prices and the appearance of a global pandemic), the Colombian financial system is in a position of sound solvency and adequate liquidity. At the same time, credit quality has been recovering and the exposure of credit institutions to firms with currency mismatches has declined relative to previous episodes of sudden drops in oil prices. These trends are reflected in the recent fading of red and blue tonalities in the performance and credit risk segments of the risk heatmaps in Graphs A and B.1 Naturally, the sudden, unanticipated change in macroeconomic conditions has caused the appearance of vulnerabilities for short-term financial stability. These vulnerabilities require close and continuous monitoring on the part of economic authorities. The main vulnerability is the response of credit and credit risk to a potential, temporarily extreme macroeconomic situation in the context of: (i) recently increased exposure of some banks to household sector, and (ii) reductions in net interest income that have led to a decline in the profitability of the banking business in the recent past. Furthermore, as a consequence of greater uncertainty and risk aversion, occasional problems may arise in the distribution of liquidity between agents and financial markets. With regards to local markets, spikes have been registered in the volatility of public and private fixed income securities in recent weeks that are consistent with the behavior of the international markets and have had a significant impact on the liquidity of those instruments (red portions in the most recent past of some market risk items on the map in Graph A). In order to adopt a forward-looking approach to those vulnerabilities, this Report presents a stress test that evaluates the resilience of credit institutions in the event of a hypothetical scenario thatseeks to simulate an extreme version of current macroeconomic conditions. The scenario assumes a hypothetical negative growth that is temporarily strong but recovers going into the middle of the coming year and has extreme effects on credit quality. The results suggest that credit institutions have the ability to withstand a significant deterioration in economic conditions in the short term. Even though there could be a strong impact on credit, liquidity, and profitability under the scenario being considered, aggregate capital ratios would probably remain at above their regulatory limits over the horizon of a year. In this context, the recent measures taken by both Banco de la República and the Office of the Financial Superintendent of Colombia that are intended to help preserve the financial stability of the Colombian economy become highly relevant. In compliance with its constitutional objectives and in coordination with the financial system’s security network, Banco de la República will continue to closely monitor the outlook for financial stability at this juncture and will make the decisions that are necessary to ensure the proper functioning of the economy, facilitate the flow of sufficient credit and liquidity resources, and further the smooth functioning of the payment system. Juan José Echavarría Governor
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