Academic literature on the topic 'Agricultural Finance Corporation (Zimbabwe)'

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Journal articles on the topic "Agricultural Finance Corporation (Zimbabwe)"

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Pandey, I. M., and S. Ramnarayan. "Agricultural Finance Corporation, Zimbabwe." Vikalpa: The Journal for Decision Makers 19, no. 2 (April 1994): 47–62. http://dx.doi.org/10.1177/0256090919940206.

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The case by IM Pandey and S Ramnarayan published in this issue throws up the following issues for discussion. First, what are the major changes in the environment of AFC and what are the major elements of AFC's strategy to meet the demands of the new environment? Second, how should AFC be organized to perform a developmental role? What skills, work methods, and culture should it develop? Third, what should be the programme for human resource development and financial policy to fulfil the organization's mission and objectives? Readers are invited to send their views on the case to Vikalpa office.
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Mtesa, Love. "Commentary: Developing Countries Perspective on Agricultural Liberalization." Global Economy Journal 5, no. 4 (December 7, 2005): 1850053. http://dx.doi.org/10.2202/1524-5861.1140.

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A commentary on Patrick Messerlin's article, "Agricultural Trade Liberalization." Love Mtesa is Zambian Ambassador to the United Nations and other international organizations in Geneva, including the WTO. He is the Coordinator for the Least Developed Countries at the Ambassadorial level. Ambassador Mtesa joined the Zambian Foreign Service in 1966 and later served [in]: Kinshasa, Congo; Addis Ababa, Ethiopa; as Director of the African and Middle East Department in the Zambian Ministry of Foreign Affairs; Harare, Zimbabwe; as Zambia’s Permanent Representative at the United Nations in New York; and as Zambian Ambassador to Great Britain and other European nations. He has also been active in opposition politics in Zambia for a number of years.
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Kudová, D. "Internal environment of an agricultural farm." Agricultural Economics (Zemědělská ekonomika) 54, No. 1 (January 29, 2008): 26–31. http://dx.doi.org/10.17221/253-agricecon.

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Zemspol, Dešná, Ltd is a large corporation engaged in various aspects of agriculture in the Czech Republic, including agricultural production, the assembly, maintenance and repair of agricultural machinery, the production of feed stuffs and feed mixtures,special agricultural services demanding special entitlement, business related matters and accounting. This paper focuses on agricultural production. The farm manages 2 100 hectares of agricultural land suitable for growing potatoes, although the largest area is used for growing wheat. The range of produce remains constant. Regarding livestock, the corporation specializes in cattle with the steady head count 250 for the past 15 years. These are predominantly red and white cattle, optimized for both milk and meat production. The average annual production is 1 350 000 litres of milk and 250 tons of beef. The agricultural farm can be described as being a strong perfomer with a very stable base, good reputation and very attractive products, both of crops and livestock. In order to keep this enviable status, frequent internal and external environmental analyses are undertaken.
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Kurebwa, Jeffrey. "Micro-finance as a Tool for Financial Access, Poverty Alleviation and Women Empowerment in Bindura District, Zimbabwe." Studies in Social Science Research 1, no. 1 (May 9, 2020): p21. http://dx.doi.org/10.22158/sssr.v1n1p21.

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The purpose of this study was to understand the role of micro-finance as a tool for women empowerment in Bindura Rural District of Zimbabwe. Qualitative methodology was used. Data collection methods used included semi-structured interviews, documentary search. The respondents for the study were drawn from rural women who had accessed loans from MFI, managers of MFI and the Zimbabwe Association of Micro Finance Institutions. The study found out that access to credit has positive outcomes on production, income, and consumption at household and macro-economic levels. Rural women in Zimbabwe lack adequate access to formal credit. The study found that that lack of adequate access to credit have significant negative effect on technology adoption, agricultural productivity, food security, nutrition, health, and overall welfare. The study concludes that the lack of collateral of the poor, their demand for smaller loans, and high transaction cost associated with small loans are the main factors that the poor are excluded from formal credit services.
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Mago, Stephen, and Costa Hofisi. "Microfinance as a pathway for smallholder farming in Zimbabwe." Environmental Economics 7, no. 3 (October 21, 2016): 60–66. http://dx.doi.org/10.21511/ee.07(3).2016.07.

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Microfinance has been viewed as a pathway for smallholder farming. This paper aims to investigate the impact of microfinance on smallholder farming. It examines the role of microfinance in the development of smallholder farming. This paper employs the integrated view of microfinance study as opposed to the ‘credit only’(minimalist) view. Using qualitative research methodology, the paper relies on literature review and primary data. Household level data (primary) were collected from a rural district (Masvingo Rural District) of Masvingo province in Zimbabwe. Data were collected from 250 microfinance participants (household heads) using questionnaires and face-to-face interviews. The findings show that microfinance had positive effects on accumulation of agricultural assets, income from agriculture, agricultural education, agricultural productivity, agri-business, consumption and health. However, the impact is limited due to lack of finance. Basic financial services are essential for the management of their smallholder farming activities. The practical implications are that the study results could be used by the government and development agencies for policy making. The paper recommends that microfinance should be harnessed as a useful intervention that can be employed to economically empower the smallholder rural agricultural sector. Keywords: microfinance, smallholder farming, integrated view, minimalist view. JEL Classification: G21, O13
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Shonhe, Toendepi, Ian Scoones, and Felix Murimbarimba. "Medium-scale commercial agriculture in Zimbabwe: the experience of A2 resettlement farms." Journal of Modern African Studies 58, no. 4 (December 2020): 601–26. http://dx.doi.org/10.1017/s0022278x20000385.

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ABSTRACTThe emergence of medium-scale farms is having important consequences for agricultural commercialisation across Africa. This article examines the role of medium-scale A2 farms allocated following Zimbabwe's land reform after 2000. While the existing literature focuses on changing farm size distributions, this article investigates processes of social differentiation across medium-scale farms, based on qualitative-quantitative studies in two contrasting sites (Mvurwi and Masvingo-Gutu). Diverse processes of accumulation are identified across commercial, aspiring and struggling farmers, and linked to contrasting patterns of agricultural production and sale, asset ownership, employment and finance. The ability to mobilise finance, influenced by the state of the macro-economy, as well as forms of political patronage, is identified as a crucial driver. Contrary to assertions that A2 farms are largely occupied by ‘cronies’ and that they are unproductive and under-utilised, a more differentiated picture emerges, with important implications for policy and the wider politics of Zimbabwe's countryside following land reform.
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Amwayi, Eunice Andeyo, Francis Ikapel Omete, and Francis Mukatia Asakania. "Analysis of Group Based Loan Default in Kenya: The Case of Agricultural Finance Corporation of Kenya." IOSR Journal of Economics and Finance 4, no. 2 (2014): 19–26. http://dx.doi.org/10.9790/5933-0421926.

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Barasa, Kizito Wekesa, and Dr Reuben Njuguna. "EFFECT OF INITIAL LOAN APPRAISAL ON THE NON-PERFORMING LOANS IN AGRICULTURAL FINANCE INSTITUTIONS." Journal of Business and Strategic Management 2, no. 4 (July 15, 2017): 1. http://dx.doi.org/10.47941/jbsm.177.

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Purpose: In the recent past Agricultural Finance Corporation has experienced huge non-performing loan portfolio. This has been to the tune of 5 billion comprising of 2500 clients. The purpose of this study was therefore to establish the contributors of non-performing loan to agricultural finance institution. The study sought to determine the effect of initial loan appraisal, the extent to which loanees’ level of financial management skill affect NPL, and effect of credit policies and loan recovery strategies on nonperformance of loans at AFC.Methodology: The study adopted a case study research design. Data was collected by using questionnaires administered by the researcher. The research targeted a single unit AFC. A total of 4 heads of department from credit, debt collection and recovery, Finance and Audit were targeted to respond to the questionnaire. The selection of the 4 heads was based on purposive sampling method. In addition 36 credit officers and 16 branch managers were selected using stratified and random sampling method as respondent to the study. This gave a total of 54 respondents. The data was analyzed using descriptive statistics utilizing SPSS.Results: The research findings showed that there was a significant positive relationship between loan appraisal and ratio of non-performing loan to total advances. This implies that as the process of loan appraisal is improved and done properly, the loan performance also improves similarly. Therefore, if initial loan appraisal is not done properly it will lead to more non-performing loanUnique contribution to theory, practice and policy: The study recommends that AFC top management should create a working relationship with other lending institutions to ensure that farmers do not abuse the well-kept farming financial records to acquire more loans from the other financial institutions whose recovery could create huge NPL on the part of AFC loans advanced to them.
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Blattner, Charlotte E. "Tackling Concentrated Animal Agriculture in the Middle East through Standards of Investment, Export Credits, and Trade." Middle East Law and Governance 10, no. 2 (August 2, 2018): 141–59. http://dx.doi.org/10.1163/18763375-01001005.

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Saudi Arabia, the United Arab Emirates, and Qatar are the main investors in farm animal production outside their territory, prompting a mass-adoption of concentrated animal feeding operations in investment-importing states like Iran and Pakistan. Global actors like the International Finance Corporation and the Food and Agriculture Organization espouse the Middle Eastern states’ investment strategy by generously supporting it with direct payments and feed. Because intensified animal agricultural production systems are known to cause environmental pollution, threaten public health and food security, and pose a moral hazard for animals, this article makes use of existing cross-border relationships to the Middle East to counter the growing agricultural trend towards intensification. Specifically, the article examines whether and how international investment standards, export credit standards, bilateral investment treaties, and bilateral free trade agreements can be used to encourage responsible investment and trade flows that factor in the interests of animals.
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Manyati, Tarisai Kudakwashe, and Morgen Mutsau. "Leveraging green skills in response to the COVID-19 crisis: a case study of small and medium enterprises in Harare, Zimbabwe." Journal of Entrepreneurship in Emerging Economies 13, no. 4 (February 22, 2021): 673–97. http://dx.doi.org/10.1108/jeee-07-2020-0236.

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Purpose The sustainable skills that informal manufacturers use in volatile times remain poorly understood. This study explored the skills that the informal manufacturers used to navigate the uncertain business environment during the COVID-19 pandemic. Design/methodology/approach A total of 27 telephone interviews were conducted with informal entrepreneurs who were manufacturers of agricultural machinery at Mbare Magaba and Gaza home industry in Harare, Zimbabwe. Purposive and snow ball sampling were used to identify information rich sources. The authors used thematic analysis in identifying recurrent themes from this study. Findings The study results show that business agility motivated most informal manufacturers to restructure their business to sustain their operations. With the closure of formal companies, the informal manufacturers adopted slowing and narrowing loops through purchasing broken down agricultural machines for repairs or remanufacturing of durable machines for their low-income customer base. Most young and formally trained manufacturers adopted a prospector strategic behaviour as they used digital platforms to network with business associates for supplies, gathering market intelligence, making and receiving electronic payments and establishing virtual distant markets whilst the older manufacturers resorted mostly to a defender strategic behaviour of engaging their usual customers for repair jobs and a few referrals. Originality/value This study offers unique insights with respect to skills required for the sustainable and strategic management of small and medium enterprises during times of crisis.
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Dissertations / Theses on the topic "Agricultural Finance Corporation (Zimbabwe)"

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Sibindi, Angels. "An analysis of the impact of contract farming on smallholding farming as a mechanism for value chain efficiency enhancement : the case of Mashonaland central province (Zimbabwe) smallholder tobacco farmers." Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/95661.

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Thesis (MDF)--Stellenbosch University, 2012.
ENGLISH ABSTRACT: This research study has examined the impact of contract farming on enhancing efficiencies with the agricultural value chain for smallholder tobacco farmers in Mashonaland Central Province in Zimbabwe. The major challenges facing smallholder farmers in Africa in general and Zimbabwe in particular relate to financial constraints, technical expertise and market access. Contract farming as a transactions-cost-focussed-model is considered more effectively responsive to those challenges than the pure market approach which insufficiently addresses the impact of information asymmetries, bounded rationality, uncertainty, governance challenges and infrastructure challenges, among others. It allows for closely monitored smallholder financing by agribusiness entities which reduces or eliminates the probability of loan default. Contract farming is seen as an important mechanism in transforming the fragmented, subsistence agriculture in rural Africa into high commercialised and viable business undertakings. In this study, extensive reference is made to literature on agriculture financing; empirical research data on smallholder productivity and loan recoverability is drawn and analysed using the quantitative research methodology. The analysis sought to test for relationships among a set of variables and in the process examined the impact of contract farming. A comparative analysis of national data on the contract and auction system of tobacco marketing was done with emphasis on production and sales volumes, crop quality, price stability and market access. The results from the quantitative analysis of farmer-level and country-level data indicated a strong correlation between smallholder farmer production, productivity and loan recoverability and contract farming value chain intervention mechanisms.
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Mhlongo, Madumelana Innocentia. "Refocusing a parastatal financier : a case study of the Mpumalanga Agricultural Development Corporation." Diss., 2006. http://hdl.handle.net/2263/27423.

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The approach to development finance and sound financial policies are crucial aspects that impact on the success of any development finance institution (DFI). The success of a DFI is measured on the basis of its ability to operate with as little financial dependency on external sources or none at all. Other key factors are the ability to carry out its mandate and objectives, as well as to meet expectations of the community it is supposed to serve. International best practices in rural finance are known to ensure sustainability of organisations. Institutions that have proved to be successful have become reference points in terms of best practice. The legacy of such institutions and the examples they have set can be useful in developing frameworks for restructuring DFIs. Through reference to literature on the justification for restructuring a DFI, it can be determined and confirmed whether it is indeed necessary for any institution to undergo restructuring. The restructuring framework and the international best practices can be used to perform a gap analysis for the purpose of identifying the shortfalls in the restructuring of an institution. Given the context within which an institution operates, that is, the environment, socio-economic aspects and the historical background, a gap analysis can be performed as a way of benchmarking the targeted institution with best practice institutions. In the event that the synthesis of the gap analysis reveals that the current restructuring processes within an institution need tightening, completely new strategies need to put in place. Recommendations can be based on the strategies of best practice institutions and the policies of the new approach to development finance, as well as Kotter’s (1995) guidelines on transformation, as quoted by Coetzee (2002). This study will contribute to the restructuring and transformation of DFIs by proposing strategies that the Mpumalanga Agricultural Development Corporation (MADC) can use to achieve its objective of becoming a self-sufficient institution. Where restructuring has already begun in the MADC, this study attempts to identify those areas with gaps and recommend strategies that can be put in place. In its endeavour to asses the gaps in MADC’s approach to development finance, it was found that the MADC had weak strategies with regards to products and services offered, capitalization, governance, measurement and reporting as well as human resources. In order to close the gaps identified, recommendations to make up for the specific gaps were made based on what proved to work for best practise institutions. By accepting the findings of this study and implementing the proposals outlined here, it is envisaged that the MADC will be able to review the strategies that were established and implemented after embarking on a restructuring process.
Dissertation (M Inst Agrar (Agricultural Economics))--University of Pretoria, 2007.
Agricultural Economics, Extension and Rural Development
M.Inst.Agrar
unrestricted
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Mkhosi, Percy Dumisani. "The use of the subsidy dependence index technique in appraising the performance of a rural financial intermediary : a case study of the Kwazulu finance and investment corporation." Diss., 2001. http://hdl.handle.net/2263/24155.

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Please read the abstract in the section 00front of this document
Dissertation (M Inst Agrar (Agricultural Economics))--University of Pretoria, 2007.
Agricultural Economics, Extension and Rural Development
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Mashatola, Mopai Clement. "Economic and institutional factors affecting the performance of the graduated mortgage loan repayment scheme used by medium-scale sugarcane farmers in KwaZulu-Natal." Thesis, 2003. http://hdl.handle.net/10413/5506.

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Private sector sugar millers and Ithala Development Finance Corporation (Ithala) implemented a graduated mortgage loan repayment scheme in the 1995/96 sugarcane production-season to try and improve access to farmland by aspirant commercial farmers in KwaZulu-Natal. By March 2001, the scheme had financed 106 "medium scale farmers" (MSFs), 99 of whom were still in the scheme (one loan had been repaid from own funds, and another six from the proceeds of life insurance policies). The first aim of this study was to analyse factors affecting whether or not the MSFs were current or in arrears on loan repayments as at 31 March 2001. A logit model based on full information for 83 MSFs shows that the estimated probability of a MSF being current on loan repayments was higher for clients with higher levels of average annual gross turnover relative to loan size, and for clients with access to substantive off-farm income. This suggests that farm size (proxied by annual farm gross turnover) does matter when policymakers in South Africa consider future similar schemes designed to improve access to commercial farmland by people that previously could not buy farmland. Smaller-sized, creditworthy farms with loan sizes that are relatively low compared to the expected average annual gross income may also be viable. Access to off-farm income could also be considered as a criterion in selecting potential farmers for future similar schemes, as it helps to provide additional liquidity to fund future operations and debt repayments, and can reduce leverage levels. The second aim was to conduct personal interviews with the 99 MSFs between July and September 2001 in order to identify what aspects of the scheme could be improved for new members . Responses from 88 of these MSFs show that 68% of them would opt to first rent land before purchasing, while 78% of them recognize, or have experienced, the cash flow problem associated with land purchase. Most of the MSFs felt that long-term sugarcane supply agreements constrain enterprise diversification, and that the quality of mentorship that they currently received was not satisfactory. Industry players could consider leveraging donor funding for empowerment projects to improve the quality of future mentorship programmes. There is also some scope for Ithala to improve the client-lender relationship by better clarifying the structure of the graduated repayments, sending loan statements on time, and helping clients to interpret loan statements. Growers perceive the need for a coordinator to monitor, and advise on how to improve, their financial performance this could be a new commercial service opportunity. Using an independent valuer to conduct farm valuations may also be necessary to avoid perceptions of bias in the value of farms offered for sale by the millers. A logit model of the MSFs' preferences for first renting land before purchase shows that new growers joining this scheme, or similar schemes for other farm products, with relatively less liquidity and less farming experience should be given the choice to rent land with an option to purchase. The preference for first renting by most of the surveyed MSFs could indicate that many very highly leveraged MSFs still experience cash flow stress despite the interest rate subsidy. A second policy implication, therefore, is that the current subsidy level, which reduces the effective starting interest rate level to about ten per cent relative to a typical five per cent current return on land, could be increased to promote access to farmland markets. Alternatively, loan terms in the next round of the scheme could be changed to require higher proportions of own equity (lower leverage levels), or to permit the deferral of principal payments, or to permit the purchase of smaller farms by creditworthy, part-time farmers. Another strategy to improve liquidity is to advise growers to limit family drawings in the early years after farmland purchase.
Thesis (M.Sc.Agric.)-University of Natal, Pietermaritzburg, 2003.
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Books on the topic "Agricultural Finance Corporation (Zimbabwe)"

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Zimbabwe. Office of the Comptroller and Auditor-General. Special report of the Comptroller and Auditor-General on the various allegations against management of the Agricultural Finance Corporation. [Harare]: The Comptroller, 1996.

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World Bank. Growth and productivity in agriculture and agribusiness: Evaluative lessons from World Bank Group experience. Washington, D.C: World Bank, 2011.

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United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance. Federal Agricultural Mortgage Corporation: Hearings before the Subcommittee on Policy Research and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred First Congress, first session, September 12 and 13, 1989. Washington: U.S. G.P.O., 1989.

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United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance. Government-sponsored enterprises--Federal Agricultural Mortgage Corporation: Hearing before the Subcommittee on Policy Research and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, first session July 24, 1991. Washington: U.S. G.P.O., 1991.

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Dalsted, Gudmund Leonard. History of the North Dakota Rural Rehabilitation Corporation. [Bismarck, N.D.?: G.L. Dalsted, 1996.

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United States. Congress. Senate. Committee on Agriculture, Nutrition, and Forestry. Farm Credit System Financial Safety and Soundness Act of 1991: Report togeher with additional views (to accompany S. 1709). [Washington, D.C.?: U.S. G.P.O., 1991.

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Chonghaile, Deirdre Ni. ACCBANK: The challenge of change : a casestudy in the management of change. Dublin: University College Dublin, 1993.

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United, States Congress House Committee on Banking Finance and Urban Affairs Subcommittee on General Oversight and Investigations. Commercial agricultural credit in the nation, with particular emphasis upon the general condition of the agricultural and banking sectors of California: Hearing before the Subcommittee on General Oversight and Investigations of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, Ninety-ninth Congress, second session, on H.R. 5132 ... September 25, 1986. Washington: U.S. G.P.O., 1986.

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United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight and Investigations. Commercial agricultural credit in the nation, with particular emphasis upon the general condition of the agricultural and banking sectors of California: Hearing before the Subcommittee on General Oversight and Investigations of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, Ninety-ninth Congress, second session, on H.R. 5132 ... September 25, 1986. Washington, [D.C.]: U.S. G.P.O., 1986.

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United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight and Investigations. Commercial agricultural credit in the nation, with particular emphasis upon the general condition of the agricultural and banking sectors of California: Hearing before the Subcommittee on General Oversight and Investigations of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, Ninety-ninth Congress, second session, on H.R. 5132 ... September 25, 1986. Washington: U.S. G.P.O., 1986.

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Conference papers on the topic "Agricultural Finance Corporation (Zimbabwe)"

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Arno, Matthew G., Janine Katanic Arno, Donald A. Halter, Robert O. Berry, and Ian S. Hamilton. "Radiological Characterization of a Copper/Cobalt Mining and Milling Site." In ASME 2009 12th International Conference on Environmental Remediation and Radioactive Waste Management. ASMEDC, 2009. http://dx.doi.org/10.1115/icem2009-16322.

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Extensive copper and cobalt ore deposits can be found in the Katanga Province of the Democratic Republic of the Congo near the city of Kolwezi. These deposits have been mined via open pit and underground mines since the 19th century with many changes in control of the mines including colonial industrial control and Congolese government control. With the recent re-establishment of a relatively stable democratic government in the DRC, foreign investors returned to the area to restart mining activities that were abruptly terminated in the 1990’s due to political turmoil. Some of these new projects are being performed in accordance with World Bank and International Finance Corporation Social & Environmental Sustainability standards. As part of these standards, radiological characterization of the mines, processing facilities, and surrounding environment was conducted to establish current conditions, evaluate human health and ecological risks, and provide a basis for establishment of radiation safety and environmental remediation programs. In addition to naturally occurring radioactive materials associated with the copper/cobalt ore, the site was reputedly historically used to store ore from the Shinkolobwe uranium mine, the source of the uranium ore for the World War II Manhattan project. The radiological characterization was conducted via extensive gamma radiation surveys using vehicle-mounted sodium-iodide detectors, random grid composite soil sampling, biased soil sampling of areas with elevated gamma radiation levels, and sampling of surface water features. The characterization revealed broad areas of elevated gamma radiation levels of up to 160 μGy/hr in two distinct areas believed to be the Shinkolobwe uranium mine ore storage locations. Other areas, with gamma radiation levels of up to 80 μGy/hr, were detected associated with copper/cobalt ore refinery tailings and waste rock (overburden) sediments. The gamma radiation surveys revealed that elevated radiation levels were largely confined to areas previously disturbed by mechanized mining activities. Radiological contaminants in local surface water sources were within drinking water standards with the exception of one river heavily polluted with both uranium and other metals by waste streams from an ore processing and refining facility. Surrounding areas that appeared to be undisturbed by mining, including agricultural areas, native villages, and urban colonial-architecture cities, exhibited soil concentration and gamma radiation levels consistent with expected background levels.
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