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1

Newall, Philip W. S. "Household financial decision making." Thesis, University of Stirling, 2016. http://hdl.handle.net/1893/24473.

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Households are nowadays required to make financial decisions of increasing complexity in an increasing number of domains. This thesis explores psychological mechanisms, behavior change interventions, and potential inhibitory factors underlying wise household financial decisions in the domains of gambling advertising and mutual fund investing. In-depth investigations of these two domains were chosen to balance the depth of topic coverage versus the wide breadth of modern financial decision making. UK soccer gambling advertising was investigated via two observational studies and a range of onlin
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2

Jayasundara, Bambaradeniye Malwaththe Walawwe Udayanga Chinthaka Bandara. "Essays on financial decision making." Thesis, Queensland University of Technology, 2021. https://eprints.qut.edu.au/209038/1/B%20M%20Walawwe%20Udayanga%20Chinthaka%20Bandara_Jayasundara_Thesis.pdf.

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This thesis seeks to understand and find solutions to some of the vexing issues relating to financial literacy, financial decisions and behaviour. A major part of the thesis explores how a short, focused, just-in-time financial literacy intervention can improve immediate financial decisions, and how decisions of our peers impact our own choices under various circumstances. These issues were investigated using laboratory experiments under varying socio-economic and cultural backgrounds of Australia and Sri Lanka. Finally, the thesis addresses a well-known 'wicked problem' relating to inadequate
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3

Saks, Philip. "Evolutionary Computation in Financial Decision Making." Thesis, University of Essex, 2008. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.495562.

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This thesis considers genetic programming (GP) for evolving financial trading strategies. The traditional approach in the literature is to represent a trading strategy, or a program, as a single decision tree. This thesis proposes a general multiple tree framework for dynamic decision making, where evaluation is contingent on the previous output ofthe program. The conditional multiple tree structure nests the single tree as a special case. TheoreticalIy, it is a superior alternative, but in practice this is not always the case. It depends on the underlying problem, and is basically a manifesta
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4

Maligkris, Anastasio. "Sentiment, financial agents and decision-making." Thesis, University of Warwick, 2016. http://wrap.warwick.ac.uk/89776/.

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This thesis examines whether strong exogenous shocks to the sentiment of sophisticated financial agents can influence their decision-making. To capture any sentiment changes, we use extreme negative events such as terrorist attacks and mass shootings. Specifically, we conjecture that financial agents that are local to these events during the period of the attacks should experience strong negative feelings related to fear and anxiety, which in turn would affect their decisions. In the first chapter, we examine whether terrorist attacks and mass shootings tend to affect the earnings forecasts of
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5

Marais, Desmond Dawid. "Beholding Value for Financial Decision-Making." Thesis, University of Pretoria, 2014. http://hdl.handle.net/2263/45911.

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In behavioural finance, a substantial body of work exists about what motivates a decision-maker at the moment of choice. Yet what is often overlooked is that there is a whole lengthy part of the decision-making process that precedes the moment of choice. Moreover, although the decision-making process occurs in the psychological mind of the decision-maker, it has its origin in the physical matter of which the decision-maker is composed. This causes it not only to be constrained by physical laws, but also bound by physical systemic operational principles that allow the decision-maker to continue
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6

Hohn, Sylvain. "Financial decision making in late adulthood." Thesis, Queensland University of Technology, 2020. https://eprints.qut.edu.au/204292/1/Sylvain_Hohn_Thesis.pdf.

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Financial decision-making is an important determinant of financial well-being. We investigated the willingness to delegate financial decision-making within older couples. We further analysed which cognitive domains are predictive for financial capacity in late adulthood. Our results show that especially men in late adulthood systematically under-delegate financial decision making. An option to revoke delegation significantly increases the willingness to delegate. We show that age has a negative influence on executive functioning and memory, which are positively correlated with financial capaci
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7

Jonaityte, Inga <1981&gt. "Visual representation and financial decision making." Doctoral thesis, Università Ca' Foscari Venezia, 2014. http://hdl.handle.net/10579/4593.

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This thesis addresses experimentally three topics concerning the effects of visual representations on financial decision making. First, we hypothesize that visual representation of financial information affects comprehension and decision-making processes and outcomes. To test our hypothesis, we conducted online experiments demonstrating that the choice of visual representation leads to shifts in attention, comprehension, and evaluation of the information. The second study focuses on the ability of financial advisers to provide expert judgment to aid naïve consumers facing financial decisions.
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8

Merrin, Robert P. "El afecto, las decisiones financieras y los mercados financieros. Affect, financial decision making, and financial markets." Doctoral thesis, Universidad de Cantabria, 2015. http://hdl.handle.net/10803/288289.

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Affect refers to the physiological processes in the nervous system that are responsible for emotions and feelings. This dissertation studies the relationship between affect and three aspects of financial markets. The first chapter examines affective influences in the stock market as a whole. The second chapter zooms in and studies the relationship between market participants’ affect and their trading decisions. Finally, the third chapter takes the perspective of another kind of market participant, the publically traded firm, and studies how affect influences corporate financial policy. These t
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9

Guerdjikova, Ani Vladimirova. "Case-based decision theory and financial markets." [S.l.] : [s.n.], 2004. http://deposit.ddb.de/cgi-bin/dokserv?idn=973946385.

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10

Vieira, Pedro Nuno Rino Carreira. "Attitudes towards risk in financial decision making." Doctoral thesis, Instituto Superior de Economia e Gestão, 2016. http://hdl.handle.net/10400.5/11632.

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Doutoramento em Gestão<br>Risk and attitudes towards risk play a central role in several areas such as economics and psychology. Interestingly, in economics risk attitudes are addressed under the umbrella of the Utility Theory, while in psychology they are measured by psychometric scales. Risk attitudes in financial decision making are here studied under both approaches with the concern of understanding how they are related. So, I propose a conceptual model that explains risk attitudes, I translate to Portuguese the DOSPERT - Domain-Specif Risk- Taking scale and apply it in Portugal and Angol
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11

Weber, Jörg. "Essays in financial literacy & decision making." Thesis, University of Nottingham, 2015. http://eprints.nottingham.ac.uk/28668/.

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Research in consumer financial decision making has received considerable attention in recent years. This thesis contributes to the literature on financial literacy and measuring underlying behavioural characteristics to explain individual choice, as well as the experimental literature on the certainty effect and robustness of experimental results. The thesis is separated into three substantive chapters. The first two substantive chapters use individual level survey data of a representative sample of UK households to investigate the role of financial literacy and behavioural traits in (i) the s
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Martin, Dennis. "FINANCIAL LITERACY AND THE FINANCIAL DECISION MAKING OF INDIVIDUALS IN UNDERSERVED COMMUNITIES." Diss., Temple University Libraries, 2017. http://cdm16002.contentdm.oclc.org/cdm/ref/collection/p245801coll10/id/464213.

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Business Administration/Finance<br>D.B.A.<br>Better access to financial literacy programs in underserved communities has the potential to improve financial decision making and to help individuals and families escape poverty. This multimethod dissertation explores some of the challenges of developing financial literacy programs for underserved individuals and provides insights into the cultural and institutional factors that discourage financial literacy and sound financial decision making. This research re-examines the construct of financial literacy, reviews relevant past research, and presen
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13

Petersen, Mitchell A. "Three essays on financial decision making--the firm's pension decision & the NYSE specialist's pricing decision." Thesis, Massachusetts Institute of Technology, 1990. http://hdl.handle.net/1721.1/13554.

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Thesis (Ph. D.)--Massachusetts Institute of Technology, Dept. of Economics, 1990.<br>Title as it appears in the June, 1990 M.I.T. Graduate List: Financial and tax aspects of firm's choice of employee benefits.<br>Includes bibliographical references.<br>by Mitchell A. Petersen.<br>Ph.D.
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14

Armenis, Damien C. "Risky financial decision-making : an individual differences approach /." [St. Lucia, Qld.], 2002. http://www.library.uq.edu.au/pdfserve.php?image=thesisabs/absthe16836.pdf.

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15

Noordink, Peter John. "Cognitive and affective styles in financial decision-making /." [St. Lucia, Qld.], 2005. http://www.library.uq.edu.au/pdfserve.php?image=thesisabs/absthe19315.pdf.

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16

Towers, Neville. "Decision technologies for trading predictability in financial markets." Thesis, London Business School (University of London), 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.246813.

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17

Goonatilake, Suran. "An intelligent hybrid system for financial decision support." Thesis, University College London (University of London), 1994. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.307300.

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18

Green, Lawrence. "Employing web-based information in financial decision-making." Thesis, University of Southampton, 2018. https://eprints.soton.ac.uk/422205/.

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This thesis, which is divided into three papers, explores the use of web-based information in financial decision-making and identifies how web information has improved forecasting. New online information is easily accessed and constantly available to the public, potentially enabling decision-makers to make decisions that are more accurate. The academic literature has proclaimed that the web has transformed decision-making but there is little understanding of how increased information availability and transparency can lead to improved forecasting accuracy and enhanced decision-making. The three
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19

Goh, Kai Chen. "Developing financial decision support for highway infrastructure sustainability." Thesis, Queensland University of Technology, 2011. https://eprints.qut.edu.au/48328/1/Kai_Goh_Thesis.pdf.

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The development of highway infrastructure typically requires major capital input over a long period. This often causes serious financial constraints for investors. The push for sustainability has added new dimensions to the complexity in the evaluation of highway projects, particularly on the cost front. This makes the determination of long-term viability even more a precarious exercise. Life-cycle costing analysis (LCCA) is generally recognised as a valuable tool for the assessment of financial decisions on construction works. However to date, existing LCCA models are deficient in dealing wit
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20

Shuttleworth, Christina Cornelia. "Towards a financial literacy model as a coordinating interface between financial information and decision makers." Thesis, Pretoria : [s.n.], 2009. http://upetd.up.ac.za/thesis/available/etd-09262009-093743/.

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21

Yusoff, Binyamin. "Decision Analysis, Uncertainty Theories and Aggregation Operators in Financial Selection Problems." Doctoral thesis, Universitat de Barcelona, 2017. http://hdl.handle.net/10803/403402.

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The complexity of financial analysis, particularly on selection process or decision making problems, has increased rapidly over several decades. As a result, much attention has been focused on developing and implementing the efficient mathematical models for supporting this kind of problems. Multiple criteria decision analysis, an advanced field of operations research provides analysts or decision makers a broad range of methodologies, which are all suited to the complexity of financial decision analysis. In the financial modeling, uncertainty problems are inevitable, owing to the fact that th
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22

Söderlund, Artur, and Joakim Eriksson. "Financial Literacy & Rational Financial Decision Making : a study of university students in Sweden." Thesis, Umeå universitet, Företagsekonomi, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-172998.

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The importance of a high level of financial literacy and skills in the area of personal finance is of constant relevance, especially for young people and students. This research aims to determine if there are differences between the students at the different faculties at Umeå University concerning financial literacy and rational financial decision making. This will be done based on a framework consisting of previous studies and research concerning financial literacy, utility and rationality. A quantitative study was made by gathering data through an online survey. Two comparisons were made be
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23

Hard, Nancy J. (Nancy Jean). "Empirical Research of Decision-making Effectiveness When Using Differing Presentation Formats Under Varying Decision Tasks." Thesis, University of North Texas, 1988. https://digital.library.unt.edu/ark:/67531/metadc279040/.

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The purpose of this research was to determine if presentation format, given a particular task to be performed, would affect the decision-making process of financial decision makers. The problem motivating this study is the potential for managers to make inefficient decisions when they use reports which are presented inappropriately for a given task.
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24

Gao, Shijia. "Intelligent agent assisted decision support for family financial planning /." access full-text access abstract and table of contents, 2005. http://libweb.cityu.edu.hk/cgi-bin/ezdb/thesis.pl?mphil-is-b19887735a.pdf.

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Thesis (M.Phil.)--City University of Hong Kong, 2005.<br>"Submitted to Department of Information Systems in partial fulfillment of the requirements for the degree of Master of Philosophy" Includes bibliographical references (leaves 114-132)
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25

Maras, Marta. "Experiments on financial and donation behaviour : decision-making processes." Doctoral thesis, Universitat Pompeu Fabra, 2012. http://hdl.handle.net/10803/94489.

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The three chapters of this thesis investigate the decision-making processes behind financial and donation behaviour of individuals. Chapter One studies the impact of prior learning and competition on the presence of the disposition effect in a venture capital setting. It reveals that prior learning leads to better venture choices and confirms competition as the most efficient form of resource allocation and management. Chapter Two addresses the empirical finding of a negative relationship between income and charitable giving as a proportion of that income. As the first study to replicate this
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26

Cunningham, M. P. "Exploration decision making and financial appraisal of mining ventures." Thesis, University of Nottingham, 1987. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.378759.

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27

Hopkins, Christopher Warren. "Value stream financial modeling for improved production decision making." Thesis, Massachusetts Institute of Technology, 2011. http://hdl.handle.net/1721.1/66074.

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Thesis (M.B.A.)--Massachusetts Institute of Technology, Sloan School of Management; and, (S.M.)--Massachusetts Institute of Technology, Engineering Systems Division; in conjunction with the Leaders for Global Operations Program at MIT, 2011.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (p. 78-79).<br>Understanding the overall impact of a decision in a manufacturing system can be challenging given the complex production and financial structures in today's companies. While knowing the direct result of a local change may be easy, anticipating the real impact to
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28

Michenaud, Sébastien. "Three essays on information, rationality, and financial decision making." Jouy-en Josas, HEC, 2008. http://www.theses.fr/2008EHEC0019.

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Cette recherche, constituée de trois essais indépendants, étudie les effets de la production d’information et des émotions dans la prise de décision financière. L’objectif de cette recherche est de déterminer des conditions dans lesquelles les dirigeants d’entreprise sont amenés à prendre des décisions financières biaisées, avec une focalisation particulière sur le rôle de l’activité de production d’information des analystes financiers et de l’aversion au regret des dirigeants. Dans le premier essai, je teste empiriquement l’hypothèse selon laquelle les dirigeants d’entreprise réduisent le niv
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29

Aina, Adebunmi Yetunde. "Financial management decision-making processes in public primary schools." Diss., University of Pretoria, 2017. http://hdl.handle.net/2263/65455.

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The South African Schools Act 84 of 1996 prescribes how schools should manage their finances and involve their stakeholders in financial management decision-making. The relevant literature reveals that principals in many schools situated in township and rural areas play a dominant role in the financial management of their schools which is contrary to the prescriptions of the South African Schools Act. This study aimed to identify financial management decision-making processes utilized in fee-paying public primary schools, the factors that influence financial management decision-making and the
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30

Koch, Melanie. "Non-Standard Preferences and Beliefs in Financial Decision Making." Doctoral thesis, Humboldt-Universität zu Berlin, 2020. http://dx.doi.org/10.18452/21346.

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Finanzielle Resilienz und der Umgang mit finanziellen Risiken sind wesentliche Bestandteile einer erfolgreichen finanziellen Inklusion. Die persönlichen Faktoren, die finanzielles Management formen, sind allerdings nicht umfassend bekannt. Diese Dissertation untersucht wie nicht-standard-ökonomische Präferenzen und Vorstellungen („Beliefs“) dazu beitragen können verschiedene Vorgehensweisen im finanziellen Risikomanagement von Haushalten zu verstehen. Der Fokus liegt dabei auf Ländern, die kurz davor stehen einkommensstarke Ökonomien zu werden und in denen die Auswahl an finanziellen Produkten
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Yapa, Abeywardhana Dilrukshi Krishanthi. "Financing decision, cost of debt and profitability : evidence from non-financial SMEs in the UK." Thesis, University of Birmingham, 2012. http://etheses.bham.ac.uk//id/eprint/3552/.

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The aim of this thesis is to contribute to the existing empirical financial literature on the determinants of capital structure and adjustment process, cost of debt determinants and the affect of capital structure on profitability in the context of non-financial Small and Medium size Enterprises (SME) in the UK. In order to formulate the testable hypothesis different capital structure theories are reviewed. A firm can choose equity, debt or both to finance its operations. The selection of optimal debt equity mix is a crucial issue in finance. The Generalized Method of Moment (GMM) is considere
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32

Nosov, Igor, and Rustam Hamraev. "Educating Bootstrapping : Financial decision making processes in Create Business Incubator." Thesis, Mälardalen University, School of Sustainable Development of Society and Technology, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:mdh:diva-6567.

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<p>Recently, small businesses have attracted much attention from scholars and businessmen, since the significance of these businesses estimated essential in rapid changing business environment from the perspective of wealth and job creation. Simultaneously, it is well known that most infant entrepreneurs are constrained by shortage of financial resource for development and growth of their business. Some entrepreneurs carry out the need for resources by applying the particular methods of financial bootstrapping. Therefore, a number of researches have been conducted in order to define characteri
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33

Dreher, Jonathan J. (Jonathan Jacob). "Financial evaluation and decision making processes for environmental technology projects." Thesis, Massachusetts Institute of Technology, 2010. http://hdl.handle.net/1721.1/59161.

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Thesis (M.B.A.)--Massachusetts Institute of Technology, Sloan School of Management; and, (S.M.)--Massachusetts Institute of Technology, Engineering Systems Division; in conjunction with the Leaders for Global Operations Program at MIT, 2010.<br>Vita. Cataloged from PDF version of thesis.<br>Includes bibliographical references (p. 51-53).<br>The convergence of the information age with an improved understanding of the effects humans have on the environment provides exciting new opportunities to improve our impact on the world. Though modem companies collect and store an increasing amount of envi
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Chondrogiannis, Ilias. "Long-term decision making in the presence of financial disasters." Thesis, Loughborough University, 2017. https://dspace.lboro.ac.uk/2134/32644.

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The research question focuses on three areas. First, what is the most appropriate model and estimation method for studying portfolio optimisation under tail risk with an aim towards managerial incentives. Second, how outcomes differ for investors who take jumps into account compared to those who do not. Third, how managerial incentives in the form of fees and compensation structures create a conflict of interest between investors and funds in the presence of jumps, leading to a need for policy suggestions. To answer those questions the thesis builds up from a CARA single-state model to an SV m
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Singh, Kusum. "Financial aid and the college enrollment decision: a causal model." Diss., Virginia Polytechnic Institute and State University, 1988. http://hdl.handle.net/10919/77838.

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The primary purpose of this study was to construct and test a model of the factors affecting high school students' first time entry into different types of postsecondary institutions. To test the model, a sample (N = 5395) of high school students was drawn from the sophomore cohort of High School and Beyond data. These students were enrolled in different types of postsecondary institutions: four year colleges and universities, two year junior colleges, community colleges, and vocational technical colleges. The path model is a set of structural equations that considers the college enrollment
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36

Crutchley, Claire Elaine. "The agency cost of financial decision making: an empirical analysis." Diss., Virginia Polytechnic Institute and State University, 1987. http://hdl.handle.net/10919/49840.

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Morel, Heather L. "Advanced Cancer Patients' Medical Decision-Making While Experiencing Financial Toxicity." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/5230.

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Financial toxicity (FT) is the impact that out of pocket (OOP) costs of cancer care have on patients' well-being, leading to lower quality of life, less compliance with prescribed therapy, and poorer outcomes, including increased mortality. The purpose of this study was to understand the impact of FT on advanced cancer patients' lives and their health care decision-making. Fuzzy trace theory provided the framework for examining how patients use gist and verbatim when making health care decisions while experiencing FT. Gist refers to main ideas that are often infused with emotional overlays tha
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38

Sprenger, Julia [Verfasser], Michael W. M. [Gutachter] Roos, and Tomás Enrique [Gutachter] Farchi. "Financial decision processes / Julia Sprenger ; Gutachter: Michael W. M. Roos, Tomás Enrique Farchi ; The impact of financial literacy and financial advice." Bochum : Ruhr-Universität Bochum, 2017. http://d-nb.info/1180027884/34.

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39

Gutiérrez-Roig, Mario. "Experiments and models for human decision-making: social dilemmas, pedestrian movement and financial markets." Doctoral thesis, Universitat de Barcelona, 2016. http://hdl.handle.net/10803/395188.

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The revolution of ICT technologies in Digital Era combined with progress of ComplexitySciences have lead to the emergence of Computational Social Science, whose purposeis to analyze society in a quantitative way. Physics, can provide some tools in suchendeavor. Here, a new experimental framework called Pop-Up Experiments, based in Citizen Science philosophy and scientic rigor of Behavioral Experiments, is proposed.Experiments and mathematical models, in agreement with them, are used to validate and explain stylized facts of social phenomena concerning three diferent areas regard
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40

Manongga, D. H. F. "Using genetic algorithm-based methods for financial analysis." Thesis, University of East Anglia, 1996. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.320950.

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Lewis, Ashwill. "Factors influencing investment decision-making before and after an informative Emotional Intelligence Intervention." Master's thesis, University of Cape Town, 2018. http://hdl.handle.net/11427/29331.

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A significant body of research exists in psychology pertaining to the various biases which influence human decision-making. A growing body of knowledge on the understanding of decision-making in an investment setting has been established over the last 30 or so years. The objective of this study is to understand the factors influencing investment decision-making, before and after an emotional intelligence intervention. This study places the focus on the most common cognitive psychological biases which may affect investment decisionmaking, by establishing these biases in behavioural finance unde
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Semmler, Lukas Valentin [Verfasser], Meike [Akademischer Betreuer] Wollni, Stephan von [Gutachter] Cramon-Taubadel, and Oliver [Gutachter] Mußhoff. "Financial decision making in rural India: poverty, financial literacy and investment decisions / Lukas Valentin Semmler. Betreuer: Meike Wollni. Gutachter: Stephan von Cramon-Taubadel ; Oliver Mußhoff." Göttingen : Niedersächsische Staats- und Universitätsbibliothek Göttingen, 2016. http://d-nb.info/1112736557/34.

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Semmler, Lukas Valentin Verfasser], Meike [Akademischer Betreuer] [Wollni, Stephan von [Gutachter] Cramon-Taubadel, and Oliver [Gutachter] Mußhoff. "Financial decision making in rural India: poverty, financial literacy and investment decisions / Lukas Valentin Semmler. Betreuer: Meike Wollni. Gutachter: Stephan von Cramon-Taubadel ; Oliver Mußhoff." Göttingen : Niedersächsische Staats- und Universitätsbibliothek Göttingen, 2016. http://nbn-resolving.de/urn:nbn:de:gbv:7-11858/00-1735-0000-0028-881B-1-8.

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44

Hsu, Li-Tzang (Jane). "The franchise decision and financial performance : an examination of restaurant firms." Diss., Manhattan, Kan. : Kansas State University, 2007. http://hdl.handle.net/2097/437.

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45

Hamilton, S. Keith. "A financial decision support system for U.S. Navy public works departments." Thesis, Monterey, California. Naval Postgraduate School, 1989. http://hdl.handle.net/10945/27055.

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46

Semmler, Lukas Valentin. "Financial decision making in rural India: poverty, financial literacy and investment decisions." Doctoral thesis, 2016. http://hdl.handle.net/11858/00-1735-0000-0028-881B-1.

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47

Chan, Han-wen, and 張瀚文. "Integrated Personal Financial Decision Model." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/9m7m35.

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碩士<br>銘傳大學<br>財務金融學系碩士班<br>94<br>Abstract Many investors have great fortune but do not have enough time to comprehend all of the financial products due to the diversification of the financial products. Therefore, the purpose of this research is to construct an integrated personal financial model based on financial theory in order to provide a comprehensive personal financial decision for a variety of investors. This research constructs a financial model to dynamically allocate the assets. Next, this research constructs the risky portfolio by incorporating neural networks to determine the objec
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48

Bird, Andrew. "Taxation and Financial Decision Making." Thesis, 2013. http://hdl.handle.net/1807/43474.

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Understanding the effects of taxes on the financial decision making process sheds light on the process itself and has important ramifications for policymakers. In this thesis, I study these effects in three different contexts: international acquisitions, executive compensation, and dividend payout. In Chapter 1, I investigate the possibility that tax rather than productivity differences are driving international acquisition decisions. A theoretical model of this process yields two testable implications of tax-induced sorting: that, relative to high-tax domestic bidders, low-tax foreign bidders
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TSAI, TSUNG-HSIAO, and 蔡宗孝. "Capital Structure and Financial Decision." Thesis, 2007. http://ndltd.ncl.edu.tw/handle/x87k4p.

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Hur, Seok-kyun. "Two essays in financial decision making /." 2002. http://gateway.proquest.com/openurl?url_ver=Z39.88-2004&res_dat=xri:pqdiss&rft_val_fmt=info:ofi/fmt:kev:mtx:dissertation&rft_dat=xri:pqdiss:3048392.

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