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Journal articles on the topic 'And financial literacy campaigns'

Author: Grafiati

Published: 7 June 2025

Last updated: 2 August 2025

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1

Nose, Yoshiaki, and Chie Hosomi. "What makes equity crowdfunding successful in Japan? Testing the signaling and lack of financial literacy hypotheses." Journal of Entrepreneurship, Management and Innovation 19, no. 4 (2023): 146–83. http://dx.doi.org/10.7341/20231945.

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PURPOSE: The first objective of this study is to identify the factors that contribute to the success of equity crowdfunding (ECF) campaigns in Japan. We examined what makes a campaign successful using data from 217 campaigns conducted on FUNDINNO, Japan’s largest ECF platform, between February 2017 and May 2021. The second objective is to assess individual investors’ financial literacy based on the ECF campaign’s success or failure. This study is unique in that it focuses on funding method differences as well as the contents of the business plans disclosed in the ECF campaigns. In Japan, a com

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Trisyeling, Tansia. "ANALISIS KOORDINASI PESAN DAN DAMPAK KAMPANYE TERPADU." Sintesa 4, no. 01 (2025): 202–20. https://doi.org/10.30996/sintesa.v4i01.12640.

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An integrated campaign, as part of Integrated Marketing Communication (IMC), plays a crucial role in delivering cohesive and impactful messages, as illustrated by the #PerempuanBermakna campaign by Asuransi Astra. This campaign aligns with strategic efforts to enhance gender equality and financial literacy, reflecting both societal and corporate priorities. By leveraging IMC, the campaign integrates digital and traditional media to connect with a broader audience, emphasizing the importance of coordinated messaging. This study aims to analyze the effectiveness of coordinated communication in i

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Ogbemudia, Imhanrenialena Benedict, Obi-Anike Happiness Ozioma, Okafor Chikodili Nkiru, and Ike Ruby Nneka. "Potential for indigenous communication systems to improve financial literacy: evidence from Nigeria." Enterprise Development and Microfinance 32, no. 1 (2021): 123–39. http://dx.doi.org/10.3362/1755-1986.20-00014.

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The low level of education and lack of electricity hinder dissemination of financial literacy information in rural communities. To address this problem, this study investigated the roles of the indigenous communication system in closing the gaps in dissemination of financial literacy information among Nigerian rural farmers. It was found that the use of indigenous language in formal financial service literacy campaigns has a significant association with dissemination of formal financial service literacy information to rural farmers. Second, contrary to our earlier expectations, no significant

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Maghfira Izzany. "Strategi Peningkatan Literasi Keuangan Syariah di Masyarakat: Peran Pendidikan dan Kampanye." Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah 3, no. 2 (2025): 184–95. https://doi.org/10.61132/nuansa.v3i2.1739.

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The low level of Islamic financial literacy in Indonesia is a serious challenge in realizing a financial system that is inclusive and in accordance with Islamic values. Islamic financial literacy reflects an individual's understanding of financial concepts and products based on sharia principles such as the prohibition of riba, gharar, and maysir, as well as the importance of fairness and social responsibility. This article aims to evaluate strategies to improve Islamic financial literacy by emphasizing on two main approaches: education and public campaigns. The method used is a literature stu

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Maulidya Rintalla and Wahyu Fahrul Ridho. "Strategi dan Implementasi Kampanye ABWA 3.0: Meningkatkan Literasi Finansial Remaja melalui Aplikasi Campaign #ForChange di PT Uni Tokopo Teknologi." Eksekusi : Jurnal Ilmu Hukum dan Administrasi Negara 1, no. 2 (2023): 01–14. http://dx.doi.org/10.55606/eksekusi.v1i2.411.

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The ABWA 3.0 campaign utilizes the Campaign.com app to connect individuals, communities, and sponsors concerned about social issues. Through the Campaign #ForChange app, social organizations engage young generations, providing education and fostering action on specific social issues. The app enables online campaigns supported by private sector sponsors, with donations from completed social challenges. It features a transparent donation tracker, showcasing collective efforts. Social campaign topics are determined collaboratively. Research from credible sources informs problem-solving. The campa

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Estelami, Hooman. "Cognitive drivers of suboptimal financial decisions: Implications for financial literacy campaigns." Journal of Financial Services Marketing 13, no. 4 (2009): 273–83. http://dx.doi.org/10.1057/fsm.2008.24.

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Filbeck, Greg, Jason Pettner, and Xin Zhao. "Financial literacy." Financial Services Review 28, no. 4 (2023): 315–40. http://dx.doi.org/10.61190/fsr.v28i4.3435.

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The CFA Society Pittsburgh launched a high school financial literacy campaign resulting in sig- nificant improvements in financial behavior, subjective and objective financial knowledge, and self- esteem. Before the campaign, male students and students with higher grade point averages (GPAs) show better objective knowledge. In addition, we find disconnect between actual and perceived fi- nancial knowledge. Students exhibited gains in all aspects after completing the program. The subca- tegories with the lowest pre-survey scores or female students show the greatest improvements in the post-surv

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Val Anthony M. Borines. "Money Belief Indices of Young Professionals’ Financial Literacy Aspirations." Journal of Educational and Human Resource Development (JEHRD) 6 (December 28, 2018): 59–67. http://dx.doi.org/10.61569/egbpjx56.

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Financial education is identified as one of the practical solutions to poverty alleviation because it is a grassroots empowerment approach encouraging individuals to actively take control of their financial situation regardless of the presence or absence of institutional support. However, results of contemporary financial literacy campaigns in the Philippines are lackluster due to particular embedded values and beliefs. Principal Component Analysis of money beliefs of 184 public high school teachers were regressed against their financial literacy aspirations. Four money-attribution indices sur

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Rengga Madya Pranata, Asep Jamaludin, Ery Rosmawati, Aditya Duta Pangestu, and Berliana Ananda Kutaningtyas. "Pengaruh Literasi Keuangan dalam Pengelolaan Keuangan: Menguji Efek Pendapatan Sebagai Moderasi." Jurnal Manajemen Riset Inovasi 2, no. 4 (2024): 239–53. https://doi.org/10.55606/mri.v2i4.3237.

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Financial management is a key aspect in achieving financial well-being of the community. However, the level of financial literacy in Indonesia is still low, requiring education and development of financial literacy to reduce ineffective financial decisions. The Financial Services Authority (OJK) and Universitas Gadjah Mada (UGM) are actively encouraging the improvement of financial literacy, with a focus on education, national campaigns, strengthening infrastructure, and developing affordable financial service products. Financial literacy, which includes knowledge, understanding, skills, and m

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10

Fanta, Ashenafi, and Kingstone Mutsonziwa. "Financial Literacy as a Driver of Financial Inclusion in Kenya and Tanzania." Journal of Risk and Financial Management 14, no. 11 (2021): 561. http://dx.doi.org/10.3390/jrfm14110561.

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Efforts are being exerted in many developing countries to promote financial inclusion by increasing individuals’ access to financial products and services. However, literature suggests that increasing the supply of financial products and services per se may not help in expanding financial inclusion unless concerted efforts are exerted in enhancing financial literacy. This is because financially literate individuals are more likely to appreciate the value of financial services and hence take up financial products. This paper reports the link between financial literacy and inclusion using data f

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11

Susilo, Daniel. "Digital Marketing Communication Model on Digibank Indonesia." International Journal of Science, Technology & Management 4, no. 6 (2023): 1506–15. http://dx.doi.org/10.46729/ijstm.v4i6.964.

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Digibank, a progressive private bank, has consistently targeted younger demographics with its campaigns. Offering free administrative charges on transfers, Digibank has positioned itself as a brave and innovative player in the financial sector. However, its promotion of student loans raises questions about the alignment between its financial literacy efforts and its product offerings. This paper explores this paradox within Digibank Indonesia's Instagram campaigns. The study employs content analysis to investigate posts from Digibank Indonesia's Instagram account over a one-year period (2023-2

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Anita, Anita, Muhammad Irfan Pratama, and Harold Kevin Alfredo. "Gerakan Literasi Keuangan Syariah Mengedukasi Masyarakat Dalam Memahami Produk Keuangan." EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi 4, no. 1 (2024): 1254–61. http://dx.doi.org/10.56799/ekoma.v4i1.5963.

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The Shari'ah financial literacy movement is a strategic effort to support the government in educating the public to understand Islamic financial products. Islamic financial products have three pillars, among others, Promoting education programs and national financial literacy campaigns, Strengthening financial literacy infrastructure. With the rapid sharia industry sector and the sizeable Muslim population in Indonesia, it has an impact on the importance of Islamic Financial Literacy to introduce Islamic financial products to the public. This study uses the Library Review method by exploring v

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Puput Iswandyah Raysharie, Yonatan Ari Santoso, Rinto Alexandro, and Erni Dwi Puji Setyowati. "Literasi Keuangan: Menjelajahi Dunia Kartu Kredit Dan Kredit Dengan Bijaksana." SAFARI :Jurnal Pengabdian Masyarakat Indonesia 4, no. 1 (2023): 80–88. http://dx.doi.org/10.56910/safari.v4i1.1139.

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The HR Assistance Lecturer (superior) activity at Palangka Raya University carries out financial literacy education with a focus on the theme "Exploring the World of Credit Cards and Credit Wisely." This activity aims to provide employees with an in-depth understanding of financial management, credit card management, and credit intelligence. Through this program, employees will be provided with comprehensive educational materials in the form of guides, brochures, and presentation materials. A digital-based interactive learning platform is also being developed to facilitate self-learning. In ad

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Hasibuan, Kalijunjung, Uut Nur Laili, Riska Akmalia, Sintia Rahmawati, and Fitriani Fitriani. "Sosialisasi Pencegahan Pernikahan Dini Melalui Literasi Perencanaan Keuangan untuk Masa Depan." Welfare : Jurnal Pengabdian Masyarakat 1, no. 4 (2023): 662–66. https://doi.org/10.30762/welfare.v1i4.1130.

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The community service entitled "Socialization of Premature Marriage Prevention through Financial Planning among Students" aims to increase students' financial literacy as an effort to prevent early marriage. Mentoring methods involve workshops, training and financial literacy campaigns, with active involvement of students and collaboration with students. Results include increased financial literacy, active student participation in prevention activities, the emergence of new institutions in school policy, and positive changes in attitudes and behavior among students. The conclusion confirms tha

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Fujii, Masatoshi, Chie Hosomi, and Yoshiaki Nose. "Equity crowdfunding and financial literacy of individual investors in Japan." Journal of Capital Markets Studies 5, no. 1 (2021): 5–27. http://dx.doi.org/10.1108/jcms-03-2021-0007.

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PurposeThis study aims to fill the gap in previous research that focuses on the superficial aspects of equity crowdfunding (ECF) campaigns and financial practices by examining financial literacy aspects, such as due diligence and valuation, in terms of factors that influence Japanese individual investors' investments in ECF.Design/methodology/approachThe status of information disclosure in ECF campaigns is checked. In addition, the feasibility of the initial due diligence and valuation using this information is verified. Specifically, the lack of financial literacy hypothesis is developed and

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Sundari, Jualian, and Nilmawati Nilmawati. "The Influence of Financial Literacy, Financial Attitude, and Financial Management on Pension Fund Planning in Sleman Regency." Journal of International Conference Proceedings 7, no. 4 (2025): 930–39. https://doi.org/10.32535/jicp.v7i4.3734.

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The process of allocating funds to prepare for future life in order to ensure well-being in old age is known as financial planning for retirement. To do that, one must understand the factors that should be taken into account while creating a retirement account. The purpose of this research is to ascertain how financial management, financial attitude, and financial literacy affect Sleman Regency's community retirement fund planning. Convenience sampling was the method of sampling, and up to 100 respondents who lived in Sleman Regency were used. This study employs a quantitative methodology, usi

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Oliveira, Messias Elmiro Gomes Loiola de, Antonio Rodrigues Albuquerque Filho, Alessandra Carvalho de Vasconcelos, and Editinete André da Rocha Garcia. "Characteristics of crowdfunding projects and the success of campaigns focused on literary financing." Revista Catarinense da Ciência Contábil 23 (December 3, 2024): e3488. https://doi.org/10.16930/2237-7662202434882.

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OCrowdfunding has emerged as an alternative to traditional financing, enabling resource collection from supporters through digital platforms. This study analyzes the influence of crowdfunding project characteristics on the success of campaigns aimed at literary financing, contributing to the academic literature and offering practical guidelines for creators seeking to maximize their chances of success in this modality. The analyzed factors include financial goals, campaign duration, campaign type, budget detailing, use of audiovisual resources, creator's experience and gender, and regional inf

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18

Ramesh, Dr S. "Financial Inclusion Measures of the Indian Government." Journal of Corporate Finance Management and Banking System, no. 21 (January 25, 2022): 18–22. http://dx.doi.org/10.55529/jcfmbs.21.18.22.

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This comprehensive study explores the multifaceted landscape of financial inclusion measures undertaken by the Indian government. By examining initiatives such as the Pradhan Mantri Jan Dhan Yojana (PMJDY), Direct Benefit Transfer (DBT), digital payment systems, small finance banks, payment banks, and financial literacy campaigns, the study delves into the objectives, implementation strategies, achievements, and challenges of these measures. The analysis highlights the transformative impact of financial inclusion on marginalized populations, while also addressing persisting challenges such as

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Utami, Nabela, Cholid Fadil, and Niniek Imaningsih. "Increasing Public Awareness of Financial Planning through Life Insurance Education: An Effort to Promote a Sustainable Economy in Indonesia." Unram Journal of Community Service 6, no. 1 (2025): 92–95. https://doi.org/10.29303/ujcs.v6i1.828.

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One of the most important factors in a healthy private financial study is literacy, especially among Indonesian people who still have a low level of understanding. The purpose of this study is to increase public awareness of financial literacy through mental education which is considered capable of improving the ongoing economic conditions. The methods used are seminars and canvas campaigns to provide information about financial literacy and the value of insurance for children. The results of the program show that there is an increase in student awareness, especially among college students, ab

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Mei Damayanti, Rosita, Eva Yuniarti Utami, and Diah Pramesti. "How parental education and financial savvy drive college students toward a green economy?" IOP Conference Series: Earth and Environmental Science 1438, no. 1 (2025): 012063. https://doi.org/10.1088/1755-1315/1438/1/012063.

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Abstract To understand green economy literacy and awareness, this study tries to understand the relationship between parental education level, student financial literacy, student access to financial information and personal financial management experience. The green economy is an economic system for sustainable development concerned with the environment. Since it is becoming increasingly relevant today, the young generation, particularly college students, is at the forefront of this change in making decisions that have financial and environmental implications. However, the factors influencing

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Dacyuk, Polina, Sergey Perehod, and Pavel Kalinin. "The Impact of Financial Literacy of Russians on Investment Preferences in Digital Financial Assets." Theoretical economics, no. 11 (December 29, 2024): 136–45. https://doi.org/10.52957/2221-3260-2024-11-136-145.

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This article examines the dynamics of the issuance of digital financial assets (DFA) in Russia from 2022 to 2024 and the factors influencing interest in these instruments. The volume of DFA placement has significantly increased, reaching 58.3 billion rubles in 2023 and a projected 314.8 billion rubles in 2024, indicating a growing interest in DFAs. The analysis shows that the level of trust in financial institutions, customer loyalty, and basic financial literacy are key factors contributing to this interest. At the same time, more conservative investors exhibit caution regarding DFAs, highlig

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Castro-Valencia, Alberto-Merced, Cesar Omar Mora Perez, and Edgardo Martinez-Orozco. "Determinants of Financial Literacy." Revista de Gestão Social e Ambiental 18, no. 7 (2024): e06082. http://dx.doi.org/10.24857/rgsa.v18n7-059.

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The objective of this article was to analyze the factors that determine the level of financial literacy in Mexican adults, the method used for the analysis was an Ordinary Least Squares (OLS) model. The results reveal that age, marital status, education, number of dependents and income level in the central and southern regions were positively associated with the financial literacy index; while men and having a job were negatively associated. One of the limitations of the study lies in the number of observations regarding some variables considered. The originality of the work consists in the fa

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Yudhira, Ahmad. "Peran Dakwah dalam Meningkatkan Literasi Keuangan Syariah: Studi pada Pasar Sukuk di Indonesia." JURNAL SYIAR-SYIAR 4, no. 2 (2024): 86–101. https://doi.org/10.36490/syiar.v4i2.1561.

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This study aims to explore the role of dawah in enhancing Sharia financial literacy and supporting the growth of the sukuk market in Indonesia. Using a literature review methodology, this research analyzes various academic and institutional sources to identify the contributions, challenges, and opportunities of dawah in Sharia financial literacy initiatives. The findings indicate that dawah significantly enhances public awareness and understanding of Sharia-compliant financial principles and products, such as sukuk, through educational programs, digital campaigns, and community outreach. Howev

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Kiplangat, Moi Dennis, Joel Tuwey, and Lydia Maket. "Financial self–efficacy, Financial Literacy and Subjective Financial Well-being of University Staff in Kenya." International Journal of Finance and Accounting 2, no. 1 (2023): 106–19. http://dx.doi.org/10.37284/ijfa.2.1.1595.

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Financial literacy is an important aspect of the subjective financial well-being of public sector employees. In addition, financial self-efficacy plays a crucial role in determining the personal finances of adults across the board. Globally, financial literacy levels across the board. Hence, the study examined the moderating effect of financial self-efficacy on the relationship between financial literacy and subjective financial well-being among university staff in Western Kenya. The study was guided by Subjective well-being Theory with a target population of 9,786 employees drawn from eight u

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Kholid, Kholid, and Saed M. Adam. "ISLAMIC BANKING." Al-Thiqah : Jurnal Ilmu Keislaman 8, no. 1 (2025): 435. https://doi.org/10.56594/althiqah.v8i1.352.

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Islamic banking, based on Sharia principles, aims to establish a fair and ethical financial system by prohibiting riba (usury), gharar (uncertainty), and maisir (gambling). This study examines the challenges of Islamic banking literacy, its implementation in financial sectors, and its alignment with Qur'anic and Hadith principles. Using a qualitative approach, the research incorporates literature reviews and case studies to evaluate financial literacy levels and identify barriers to adoption. The findings indicate that limited public knowledge and misconceptions about Islamic banking hinder it

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Rijanto, Bonfilio Patrik, and Novia Utami. "Financial technology, social media influencers, and experience of cryptocurrency investment decisions: Financial literacy’s role." Jurnal Manajemen Maranatha 23, no. 2 (2024): 201–16. http://dx.doi.org/10.28932/jmm.v23i2.8717.

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This study evaluates the impact of financial technology usage, social media influencer presence, and investment experience on cryptocurrency investment decisions, considering financial literacy as a moderating factor. Financial technology refers to using technology in financial systems to create new service products, technologies, and business models. Social media influencers have gained fame and exert significant influence over their followers on social media platforms. Meanwhile, investment experience encompasses the duration of an investor's experience in trading transactions. Data for the

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Lu, Ming-Pey, Zunarni Kosim, and Yong Kang Cheah. "DETERMINANTS OF DIGITAL FINANCIAL INCLUSION AMONG LOW-INCOME HOUSEHOLDS: COMPARISON BETWEEN PENINSULAR AND EAST MALAYSIA." International Journal of Banking and Finance 20, no. 2 (2025): 91–115. https://doi.org/10.32890/ijbf2025.20.2.5.

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Digital financial inclusion is a fundamental component in alleviating poverty and enhancing prosperity. A comprehensive financial system lays the foundation for a basis of robust and resilient households, enhancing the welfare of low-income groups. This research examines the determinants of digital financial inclusion among low-income families in Malaysia, specifically focusing on digital literacy, financial literacy, trust, infrastructure and financial service providers. Total of one thousand one hundred seventy-one respondents with income below the national poverty line were surveyed. The Pa

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Turahmah, Afifa, Zefri Maulana, and Tajul Ula. "Pengaruh Literasi Keuangan Syariah terhadap Persepsi dan Minat Menabung Masyarakat Non Muslim pada Bank Syariah." AL-Muqayyad 7, no. 1 (2024): 59–72. http://dx.doi.org/10.46963/jam.v7i1.1894.

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The interest in saving for non-Muslims is still relatively low in Langsa City due to several influencing factors. This research aims to analyze the influence of sharia financial literacy on the perception and interest in saving of non-Muslim communities at Sharia Banks in Langsa City. The sampling technique in this research used purposive sampling involving 40 respondents. The data analysis method used in this research is Structural Equation Modeling (SEM) with a variance-based approach or component-based structural equation modeling with path analysis. The research results reveal that the var

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Suyono, Aji Prasetyo, Yulian Ade Chandra, and Muhammad Mukhsin. "Analysis of the Financial Literacy Level of Generation Z College Students and Its Implications for the Use of Paylater in the Context of Economic Education." Journal of Social Knowledge Education (JSKE) 6, no. 2 (2025): 271–82. https://doi.org/10.37251/jske.v6i2.1742.

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Purpose of the study: Describes the extent to which Gen Z students understand financial literacy and how it is applied to the use of PayLater. Methodology: This study uses a qualitative descriptive approach by providing questionnaires to Gen Z students in the cities of Surabaya, Semarang, Malang, Lumajang, and Jember in April 2025. Main Findings: The results show that the literacy level of Gen Z students is in the medium category. Then, the implication of this literacy level is that many respondents think that the use of paylater tends to influence shopping habits and can also influence lifest

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Rosen, Maya Haran, and Orly Sade. "Investigating the Introduction of Fintech Advancement Aimed to Reduce Limited Attention Regarding Inactive Savings Accounts: Data, Survey, and Field Experiment." AEA Papers and Proceedings 112 (May 1, 2022): 370–75. http://dx.doi.org/10.1257/pandp.20221123.

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We use proprietary data, survey data, and a field experiment to study the effect of campaigns to raise awareness about lost and forgotten retirement savings accounts. The campaigns were a centralized database to help individuals find inactive accounts and a tax exemption to encourage individuals to close small inactive accounts and avoid new fees that would exhaust the savings. We show that after the campaigns, inactive retirement accounts still received limited attention. This was more pronounced for individuals with low socioeconomic status and low financial literacy. A controlled field expe

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Onwuka, Ifunanya Amara, Chibuike Thaddeus Amoke, and Doris Ujunwa Melugbo. "Digital marketing and financial inclusion; a study of Orba modern market in Udenu local government area, Enugu State." World Journal of Advanced Research and Reviews 22, no. 2 (2024): 524–40. https://doi.org/10.5281/zenodo.14555077.

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The study explored digital marketing's role in fostering financial inclusion in Orba Main Market, Udenu Local Government, Enugu State, using a mixed-method approach. While residents displayed varying levels of awareness and adoption of digital financial services, many actively utilized them despite facing challenges such as language barriers, low literacy, and poor internet connectivity. Educational attainment positively influenced awareness, while age negatively impacted perceptions. The findings underscored the need for comprehensive strategies to enhance digital literacy, trust, and infrast

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Weber, Beat. "Finanzbildungsbürgertum und die Finanzialisierung des Alltags." PROKLA. Zeitschrift für kritische Sozialwissenschaft 40, no. 160 (2010): 377–93. http://dx.doi.org/10.32387/prokla.v40i160.383.

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Discourses around financial education and literacy in Germany are examined and contextualised within recent theories of financialisation as a social process. Recent campaigns for financial education can be understood as aiming at the establishment of a „Finanzbildungsbürgertum“ (financially educated middle class). This concept can contribute to an understanding of financialisation as a process that comprises social differentiation and appeals to aspirations of social distinction.

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Taruvinga, Rutendo, and Upenyu Sakarombe. "FINANCIAL LITERACY, INFORMALITY, AND SMALL BUSINESS OPERATIONAL PERFORMANCE IN ZIMBABWE." Jurnal Ekonomi dan Bisnis Airlangga 34, no. 1 (2024): 165–82. http://dx.doi.org/10.20473/jeba.v34i12024.165-182.

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Introduction: The exponential growth of small and medium enterprises (SMEs) in many developing economies is a well-documented phenomenon in business literature. However, research indicates that the expansion of most SMEs is hindered by financial illiteracy and high levels of informality, posing significant challenges to their performance and long-term sustainability. Concerns arise from the fact that only a small fraction of these enterprises successfully transition into larger firms. This study sought to address these issues by investigating the levels of financial literacy among 120 SMEs ope

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Purnama, Hani Meilita, and Indri Yuliafitri. "EFEKTIVITAS GERAKAN LITERASI KEUANGAN SYARIAH DALAM MENGEDUKASI MASYARAKAT MEMAHAMI PRODUK KEUANGAN SYARIAH." Banque Syar'i : Jurnal llmiah Perbankan Syariah 5, no. 1 (2019): 10. http://dx.doi.org/10.32678/bs.v5i1.1937.

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[English] The Shari'ah financial literacy movement is a strategic effort to support the government in educating the public to understand Islamic financial products. Islamic financial products have three pillars, among others, Promoting education programs and national financial literacy campaigns, Strengthening financial literacy infrastructure. With the rapid sharia industry sector and the sizeable Muslim population in Indonesia, it has an impact on the importance of Islamic Financial Literacy to introduce Islamic financial products to the public. This study uses the Library Review method by e

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Michael and Daniel Susilo. "The Effect Of The #AwasModus Campaign At @bankbca Tiktok On Community Financial Literacy." Jurnal Media dan Komunikasi 4, no. 1 (2023): 18–32. http://dx.doi.org/10.20473/medkom.v4i1.47194.

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 In Indonesia, the increase in the level of financial inclusion and literacy in the community is not balanced. There is a considerable gap between the high level of financial inclusion and low financial literacy, which opens a gap of opportunity for bank fraud mode behavior to carry out its actions. The perpetrators of the fraud mode, on behalf of the bank irresponsibly. Bank BCA, which is also one of the banks that experienced this phenomenon, conducted a campaign that became one of the preventive measures to deliver educational messages to the public as a form of financial literacy. Th

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Iim Fahimah, Ahmad Yamani, Fitri Kurnia Wulandari, and Tazki Amalia. "Peningkatan Kualitas Hidup Desa Bukit Peninjauan I Melalui Program KKN Berbasis Masjid." Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia 3, no. 3 (2024): 86–107. http://dx.doi.org/10.55606/jppmi.v3i3.1479.

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The community in Bukit Peninjauan I, Sukaraja District, faces challenges related to low participation in religious activities, limited financial literacy, and inadequate child education programs. This community service program, conducted under the mosque-based framework, aims to enhance the quality of life through a series of religious, educational, and social initiatives. The activities include Islamic New Year and National Children's Day celebrations, regular mosque cleaning, health and financial literacy campaigns, and educational outreach. The participatory approach involved collaboration

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Onwuka Ifunanya Amara, Amoke Chibuike Thaddeus, and Melugbo Doris Ujunwa. "Digital marketing and financial inclusion; a study of Orba modern market in Udenu local government area, Enugu State." World Journal of Advanced Research and Reviews 22, no. 2 (2024): 524–40. http://dx.doi.org/10.30574/wjarr.2024.22.2.1404.

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The study explored digital marketing's role in fostering financial inclusion in Orba Main Market, Udenu Local Government, Enugu State, using a mixed-method approach. While residents displayed varying levels of awareness and adoption of digital financial services, many actively utilized them despite facing challenges such as language barriers, low literacy, and poor internet connectivity. Educational attainment positively influenced awareness, while age negatively impacted perceptions. The findings underscored the need for comprehensive strategies to enhance digital literacy, trust, and infrast

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Shah, Dr Khushbu, and Dr Apurv Raval. "Financial Literacy and Awareness About Systematic Investment Plans (Sips) Among Residents of Ahmedabad District." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 07 (2025): 1–9. https://doi.org/10.55041/ijsrem51648.

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This study examines SIP knowledge and financial literacy among residents of Ahmedabad District. The growing popularity of SIP as a disciplined and flexible investment vehicle has not made a number of people aware of its strengths, weaknesses, and long-term wealth creation potential. The study was carried out to assess the extent of financial literacy, test attitudes, and identify SIP investment willingness determinants. A 70-questionnaire was employed to gather information from respondents randomly drawn from semi-urban and urban areas of the district. Chi-square and ANOVA one-way tests were e

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Sulaeman, Suarni Agusdiwana, Nurbaya Siti, Adawiyah Rabiatul, and Dzuwandi Mubdi. "Enhancing the Role of the Special Branch of Aisyiyah (PCIA) Malaysia in Providing Education and Financial Literacy Services for Indonesian Migrant Worker Families." International Journal of Social Science and Human Research 07, no. 02 (2024): 1012–16. https://doi.org/10.5281/zenodo.10642828.

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The purpose of this qualitative study is to investigate how Indonesian migrant worker families might benefit from improved financial literacy and educational services provided by the Special Branch Leadership of Aisyiyah (PCIA) Malaysia. Using a phenomenological research methodology, the study explores participants' lived experiences and perspectives about PCIA Malaysia's role. In order to address social concerns, the research equalizes engagement between practitioners and service partners by implementing the Community-Based Participatory Research (CBPR) technique. A group from Muhammadiyah Un

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Lailatul Fitriyah, Arie Setyo Purnomo, and Prasetyo Nugroho. "Pengaruh Financial Literacy dan Digital Payment (QRIS) Terhadap Kinerja Berkelanjutan UMKM Madura." EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi 4, no. 1 (2024): 2146–64. http://dx.doi.org/10.56799/ekoma.v4i1.5929.

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MSMEs, as the main pillar of the Indonesian economy, have great potential to drive inclusive and sustainable economic growth. However, they face challenges, such as low financial literacy and lack of utilization of digital technology. This study analyzes the impact of financial literacy and adoption of digital payments (QRIS) on the sustainable performance of MSMEs in Pamekasan, Madura, using a causal quantitative method with purposive sampling and a 5-point Likert scale survey. The research procedure includes data instrument testing, classical assumption testing, and hypothesis testing. The r

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Guiamsay, Sulamita Jane, and Jasper Kim M. Rabago. "The Role of Financial Literacy in Preventing Investment Scams: Awareness and Vulnerability among Teachers in Northern Philippines." Asian Journal of Education and Social Studies 51, no. 6 (2025): 1521–27. https://doi.org/10.9734/ajess/2025/v51i62093.

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This study explores the role of financial literacy in protecting teachers from investment scams employing the descriptive research design. Quantitative data were analyzed using frequency counts and percentages and gathered through an online survey of thirty (30) participants , including in-service teachers from the schools division of Ilocos Norte and Social Studies teachers who are enrolled under the Master of Arts in Education program. Findings reveal that while the majority of teachers are familiar with basic financial concepts and aware of investment scams, a significant number have still

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Fadhillah, Fadhillah, and Wahyu Dwi Agung. "Singapore And Sustainable Finance: Successful Models In Policy Implementation And Best Practices, Compare With Indonesia." Jurnal Akuntansi dan Keuangan Islam 12, no. 2 (2024): 127–48. https://doi.org/10.35836/jakis.v12i2.748.

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Singapore stands out among ASEAN countries for its notable accomplishments in sustainable finance. Singapore is the sole ASEAN country featured in the top 15 rankings of the thirteenth edition of the Global Green Finance Index. Therefore This study aims to find the determining factors for Singapore's success in the implementation of sustainable finance. This research uses qualitative methods and literature review approaches. Upon examining the reports and official websites from the Financial Services Authority (OJK) (Indonesia) and the Monetary Authority of Singapore (MAS) (Singapore), it is e

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Zhang, Tianyi, Ethan Ning, Jayden Ng, Jason Zou, and Gary Zhang. "Fostering Financial Literacy for the Visually Impaired: Improving Accessibility and NGO Collaboration." International Journal of Social Science and Economic Research 09, no. 09 (2024): 3640–59. http://dx.doi.org/10.46609/ijsser.2024.v09i09.029.

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This research paper examines the importance of financial literacy, and the specific challenges faced by visually impaired individuals in China. Financial literacy is vital for making informed monetary decisions and safeguarding against exploitation. The visually impaired population in China, estimated at 17 million, encounters difficulties in perceiving boundaries, understanding regulations, and accessing technical documents, making them more vulnerable to exploitation by employers. Limited access to microfinance, portfolio diversification, and labor arbitration tools further compounds their c

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Madondo, Elvis, Hummerly Dhobha, and Paulene Naidoo. "Strategic Communication for Financial Inclusion and Economic Empowerment in Developing Countries." Studies in Media and Communication 13, no. 3 (2025): 356. https://doi.org/10.11114/smc.v13i3.7749.

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Financial inclusion is a critical tool for fostering sustainable economic development, especially in developing economies where access to formal financial services is often limited. This study explores the role of strategic communication in promoting financial inclusion and economic empowerment in these regions. Using desktop research, the study analyses a range of qualitative literature sources, including high-quality articles and case studies, to understand how financial institutions employ communication strategies to enhance awareness and participation in financial services. The key finding

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Lê, Văn Hinh, and Tường Vân Nguyễn. "Determinants of employees’ digital literacy in the financial and non-financial sectors in Vietnam." Tạp chí Kinh tế - Luật và Ngân hàng, no. 263 (April 2024): 85–100. http://dx.doi.org/10.59276/jelb.2024.04.2507.

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This study aims to explore the determinants of employees’ digital literacy in the financial and non-financial sectors in Vietnam. Data for analysis were obtained from 979 respondents (272 from financial sector and 707 from non-financial sector). The results of exploratory factor analysis (EFA) show that there are 7 factors have a statistically significant impact on digital literacy. In addition, ANOVA’s analysis shows that there is a difference in digital literacy between employees in the financial sector and those in other sectors. The study also found that there is a difference in digital li

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Tshuma, Nothando, Ashley Takudzwa Kufa, Emmanuel Sibanda, and Tsepeso Setoboli. "An Assessment of Financial Inclusion Challenges Among Women Vendors at the Bulawayo Vegetable Market." International Journal of Research and Innovation in Social Science VIII, no. IV (2024): 1366–79. http://dx.doi.org/10.47772/ijriss.2024.804101.

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In the vibrant markets of Bulawayo, Zimbabwe, where women entrepreneurs thrive, a critical challenge persists: financial inclusion remains low. However, Mobile Financial Services (MFS) digital platforms have the potential to revolutionize access to affordable financial solutions for women entrepreneurs. Our study delved into the experiences of women vendors at the bustling Bulawayo Vegetable Market during the period from 2016 to 2023. Through a descriptive survey design, we aimed to uncover the hurdles faced by these enterprising women as they navigated the realm of MFS. Findings revealed that

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Pratiwi, Aidha Mega, Ajeng Putri Pertiwi, Muhammad Iqbal Fahmi, and Muhammad Refki Zulfikar. "Studi Komparasi Sistem Hubungan Industrial dalam Ekonomi Konvensional dan dalam Ekonomi Islam." Diponegoro Journal of Islamic Economics and Business 2, no. 1 (2022): 56–70. https://doi.org/10.14710/djieb.20233.

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Indonesia’ level of financial inclusion and literacy index in the Islamic capital market is quite slow for around 0,022% and 0,01% eventhough Indonesia is a country with largest Muslim majority (85% o population). Furthermore, the fact shows that Indonesia is the country with the 4th highest grwoth in the capital market industry in Asia-Pacific throughout 2017. The potential for growth and development of Islamic capital market in Indonesia is very high, but not followed by the growth rate of financial literacy and inclusion index especially in the capital market sector. The aim of this paper i

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Talawar, Nagaraj. "Analysing Investor Perceptions and Preferences in Mutual Funds: A Case Study of Belagavi City, India." Asian Journal of Economics, Business and Accounting 25, no. 4 (2025): 603–12. https://doi.org/10.9734/ajeba/2025/v25i41774.

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A significant part of creating wealth is investing, and decisions are heavily influenced by the opinions and tastes of investors. This study investigates the reasons behind investors' preference for mutual funds, highlighting elements including prospective returns, convenience, transparency, management, and diversification. Analysing investor preferences and perceptions, determining important influencing factors, and evaluating the relationship between risk tolerance and investor awareness of different mutual fund schemes are the main goals. Convenience sampling was used to gather 100 samples

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Muhammad Rijalul Abror Al-Ma’ruf and Lailatul Qadariyah. "DYNAMICS OF GENERATION Z SHARIA INVESTMENT DECISIONS : THE ROLE OF FINANCIAL LITERACY, INFLUENCERS, SOCIAL MEDIA AND RELIGIOSITY." I-Finance: a Research Journal on Islamic Finance 10, no. 2 (2024): 251–71. https://doi.org/10.19109/jpqc1v95.

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This research aims to identify the factors that influence Generation Z participation in Islamic investing. Given the significant increase of Islamic investors this study seeks to delve deeper into the roles of financial literacy, the influence of influencers and social media, and the aspect of religiosity as considerations in investment decision making. This qualitative research was conducted through in depth interviews with 10 Generation Z individuals in East Java province. The results show that financial literacy serves as the primary foundation in motivating Generation Z to engage in Islami

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Luo, Yawen. "The Mechanism of DIF’s Effect on Economic Growth: Evidence from Seven Countries." Advances in Economics and Management Research 5, no. 1 (2023): 379. http://dx.doi.org/10.56028/aemr.5.1.379.2023.

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Digital Financial Inclusion (DIF) gains growing momentum as digitalization accelerates and financial technologies burgeon in recent years. This study finds some causes of DIF's impact on economic growth with multiple linear regression analyses under mediating variables. Based on data from seven global countries from 2011-2021, the empirical result finds that innovation, coverage, literacy, and attitude play essential roles in driving economic growth in DIF, respectively, and cooperatively. Future implications derived from the results are that policymakers should incentivize investments in R&am

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