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Journal articles on the topic 'Asset management of the bank'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

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1

U. Zh. Kurmankozhoeva. "COMMERCIAL BANK ASSET MANAGEMENT IN THE KYRGYZ REPUBLIC." Herald of KSUCTA n a N Isanov, no. 4 (December 16, 2019): 693–97. http://dx.doi.org/10.35803/1694-5298.2019.4.693-697.

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This article discusses the main indicators characterizing the quality of the assets of a commercial bank, analyzes these indicators using the banks of the Kyrgyz Republic as an example. The methods of bank asset management are described. Based on the data of the National Bank, a study is made of the asset structure of commercial banks of the Kyrgyz Republic. A list of regulatory acts governing the management of bank assets is provided.

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Fitri, Andina Dwitya, Nurnasrina Nurnasrina, and Syahfawi Syahfawi. "Ruang Lingkup Asset And Liabillity Management (ALMA)." JAWI : Journal of Ahkam Wa Iqtishad 2, no. 1 (2024): 282–90. https://doi.org/10.5281/zenodo.10775816.

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<em>An asset management system cannot do without liability management. These two systems are like two sides of a coin, connected to each other. The reason is that most sources of bank assets are obtained from deposits, even though the bank has its own capital, its liabilities are more profitable than its own capital. Therefore, the development of assets is influenced by the increase in liabilities. Judging from the composition of the bank's balance sheet, the left side is the assets owned, and the right side is the liabilities to stakeholders. To balance these two aspects, banks need an effect

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Abd. Majid, M. Shabri, Said Musnadi, and Indra Yadi Putra. "A Comparative Analysis of the Quality of Islamic and Conventional Banks’ Asset Management in Indonesia." Gadjah Mada International Journal of Business 16, no. 2 (2014): 185. http://dx.doi.org/10.22146/gamaijb.5463.

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This research empirically and comparatively examines the quality of conventional and Islamic banks’ asset management in Indonesia during the period 2009-2011. Four general conventional banks [i.e., Bank Mandiri Indonesia (BMI), Bank Rakyat Indonesia (BRI), Bank Central Asia (BCA), and Bank Nasional Indonesia (BNI)] and four Islamic banks (Bank Muamalat, Bank Syariah Mandiri, Bank Syariah Mega Indonesia, and Bank Syariah BRI) were, respectively, explored. Specifically, the purpose of this study is to compare the quality of the Islamic and conventional banks’ asset management with the CAMEL (cap

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Смолякова, Н. В. "Improvement of the bank asset management process." Экономика и предпринимательство, no. 2(127) (April 11, 2021): 1444–47. http://dx.doi.org/10.34925/eip.2021.127.2.294.

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В статье рассмотрены методические аспекты управления активами кредитной организации, предложены мероприятия по совершенствованию процесса управления банковскими активами. Определены основные факторы, влияющие на эффективность управления активами коммерческого банка. В результате проведенного анализа основных показателей деятельности российских банков обоснована необходимость повышения эффективности финансового менеджмента кредитной организации на основе комплексного применения инструментов процессного управления банковскими активами. The article discusses the methodological aspects of bank ass

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Situngkir, Roma Tua, and Nur Adhim. "Perbandingan Bank Tanah dengan Manajemen Aset Negara Terkait Pertanahan." AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam 5, no. 2 (2023): 1471–84. http://dx.doi.org/10.37680/almanhaj.v5i2.3075.

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In the Land Sector, the Job Creation Law has issued regulations regarding the existence of a Land Bank in Indonesia. Based on article 1 paragraph (1) Government Regulation Number 64 of 2021 states that the Land Bank is a special agency (sui generis) formed by the central government which is given certain authority to regulate land. However, prior to the existence of the Land Bank Agency, there was the State Asset Management Institute, the State Asset Management Institute was motivated by the not fully optimal utilization of state assets related to idle state assets. The purpose of writing this

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Yashchenko, Kateryna. "Asset Separation as a Bank Failure Management Tool." NaUKMA Research Papers. Law 12 (January 19, 2024): 77–83. http://dx.doi.org/10.18523/2617-2607.2023.12.77-83.

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The article is devoted to the legal aspects of an asset separation tool as a bank failure management tool. Asset separation tool is provided by FSB Key Attributes of Effective Resolution Regimes for Financial Institutions and Directive 2014/59/EU (Bank Recovery and Resolution Directive, or BRRD). However, it has not been implemented in Ukrainian legislation to date. The article defines key elements required for effective transposition of the asset separation tool. It is fundamentally important to ensure clarity in the authority’s powers to conduct non-performing assets transfer to an asset man

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Barakat, Hanan Amin, Shereen Abl Elwahab, Nouran Mohamed Yassin, Salma Mohamed Mahmoud Ibrahim, Mohmed Hossam Ismail, and Nadia Waled Sadr Eldin. "Asset quality and banks performance: A panel data analysis of commercial banks." Risk Governance and Control: Financial Markets and Institutions 14, no. 3 (2024): 111–21. http://dx.doi.org/10.22495/rgcv14i3p11.

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Asset quality management plays a critical role in shaping the financial health and profitability of banks. Moreover, the frequent loan scams have made banking activities questionable. Therefore, non-performing loans (NPL) must get proper consideration and supervision to lessen the occurrence of loan scams (Abdul Aziz et al., 2009). This study investigates the relationship between asset quality management and bank profitability, focusing on key indicators such as return on equity (ROE) and return on assets (ROA). Additionally, we examine specific metrics related to asset quality. The impact of

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El-Chaarani, Hani, Rebecca Abraham, and Georges Azzi. "The Role of Liquidity Creation in Managing the COVID-19 Banking Crisis in Selected Mena Countries." International Journal of Financial Studies 11, no. 1 (2023): 39. http://dx.doi.org/10.3390/ijfs11010039.

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Banks are financial intermediaries who transform deposits into loans. Banks in the MENA (Middle East and North Africa) region use large deposits from oil companies and big businesses to finance trade, and fund government and private sector infrastructure projects. The role of banks in financing trade and development is significant as undeveloped capital markets are unable to perform this function. During the COVID-19 crisis, banks sustained liquidity shocks, as deposits were withdrawn to meet personal and business needs. Essentially, banks could not make loans, as the funds to make loans were

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Dr., Raghu.C. "Evaluating Non-Performing Asset Management and Debt Resolution Strategies in the Indian Banking System: Empirical Evidence." SOUTH ASIA CHRONICLE, UGC Care Listed Journal 4, no. 1 (2022): 166–72. https://doi.org/10.5281/zenodo.10700546.

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The Indian Public Sector Undertakings (PSU) banks face a crucial challenge in the contemporary competitive landscape with declining entry barriers. These banks grapple with rising losses and a concerning trend of increasing Non-Performing Asset (NPA) ratios. The surge in provisioning for these NPAs has significantly squeezed profit margins. Furthermore, a rise in gross NPA relative to gross advances signifies a deterioration in asset quality. While external factors undoubtedly impact asset quality, internal elements play an equally crucial role. Bank boards must implement robust risk managemen

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10

Al-Sadi, Ali Sadi Mohammed Salih, and Ali Mohammed Thijeel Al-Mamouri. "The impact of asset management on achieving bank profitability (Applied study within Al-Khaleej commercial bank)." Periodicals of Engineering and Natural Sciences (PEN) 10, no. 5 (2022): 5–13. https://doi.org/10.21533/pen.v10.i5.690.

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Banking activity is essential in countries' economies, as banks are considered intermediate financial institutions between surplus and deficit. Bank managers work on achieving the main objectives of any bank, which are: (profitability, liquidity, and security) by balancing the management of assets and liabilities and avoiding risks that face their work, such as liquidity risks and credit risks, as asset management is concerned with choosing the optimal investment combination for available sources of funds, as the funds are utilized in a variety of ways to reduce risks and obtain profit. Maximi

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Moharuma, Mwanangwa Athuman, and Kembo Mugisha Bwana. "Does Bank Size Matter on Performance and Liquidity Risk Management? Evidence From Commercial Banks in Tanzania." International Journal of Management, Accounting and Economics 11, no. 7 (2024): 847–61. https://doi.org/10.5281/zenodo.12736994.

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This study examines the relationship between risk management and performance based on the size of commercial banks in Tanzania. Specifically, the study aims to determine the effect of liquid asset/Total asset ratio on Return on asset (ROA). Data employed were extracted from audited financial statement report. The explanatory variables were liquid asset/Total asset ratio while the dependent variable was financial performance measured by return on asset. Panel data of 23 commercial banks for the period of five years (2017 to 2021) was employed. Fixed and random model was adopted in analyzing the

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Hidayat, Nur, Muslich Anshari, and Rahmat Setiawan. "Digitalization and diversification strategies for effective bank liquidity management in emerging markets." Edelweiss Applied Science and Technology 8, no. 6 (2024): 559–71. http://dx.doi.org/10.55214/25768484.v8i6.2128.

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The purpose of this study is to examine the impact of income, assets, and geographic diversity on bank liquidity in the Indonesian banking sector. This study uses purposive sampling and multiple regression analysis (MRA) to investigate the impact of digital banking on bank liquidity, as measured by the loan-to-deposit ratio (LDR) and liquidity ratio. The sample used is 87 banks in Indonesia, which include state-owned banks, commercial banks, regional development banks, and Islamic banks. The key findings of this study indicate that income and asset diversification significantly affect bank liq

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Maharjan, Sweta. "Effect of working capital management and credit management policy on financial performance of commercial bank in Nepal." Lumbini Journal of Business and Economics 11, no. 1 (2023): 266–84. http://dx.doi.org/10.3126/ljbe.v11i1.54333.

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This study analyzes the impact of working capital management and credit management policy on the financial performance of Nepalese commercial banks. The study uses data from 16 commercial banks, collected from their annual reports, over the period from 2014/15 to 2021/22. The dependent variables considered are return on asset and return on equity, while the independent variables are working capital, loan to deposit ratio, capital adequacy ratio, non-performing loan, cash asset ratio, operating cash flow to total asset, and rate of bank’s ability to return deposits. The study finds that working

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Holisatul Amalia, Krisna Reswara, Ika Murni Wati, and Renny Oktafia. "Analisis Penggunaan Rasio Aset Dengan Metode Fixed Assets Turnover Ratio (FATO) Dan Total Assets Turnover Ratio (TATO) Dalam Laporan Keuangan PT. Bank Mandiri (Persero) Tbk." Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi 2, no. 2 (2024): 49–57. http://dx.doi.org/10.61132/anggaran.v2i2.533.

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Banks are bodies or institutions that receive credit or loans. In banking finance we need to measure the asset ratio. Asset Ratio is the management of company assets in generating income which is used to evaluate the efficiency of financial management. The Asset Ratio includes a comparison between the company's total assets and the resulting income or net profit. Is the bank efficient in utilizing or using its fixed assets? One method for calculating a bank's asset ratio is the FixediAssets Turnover Ratioi (FATO) and Total AssetsiTurnover Ratio (TATO). Calculating these two analysis methods re

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Sreemanta, Sarkar, and Rakshit Debdas. "Impact of Bank Size on Banking Performance: A Dynamic Panel Study on Indian Commercial Banks." Empirical Economics Letters 22, July Special Issue 1 (2023): 285–93. https://doi.org/10.5281/zenodo.8387319.

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<strong>Abstract:</strong> This study attempts to examine the impact of bank size on the performance of commercial banks in India from 2000 to 2017. Taking logarithm of the total asset as a proxy for bank size, we have investigated the role of bank size in influencing profitability. Considering asset size as the main explanatory variable and, asset management, asset quality, quality of advance as the control variables we have attempted to examine the impact of bank size on commercial banks profitability measured by return on assets (ROA). Applying GMM estimation technique developed by Are

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16

Khan, Shoaib. "Determinants of Banks Profitability: An Evidence from GCC Countries." Journal of Central Banking Theory and Practice 11, no. 3 (2022): 99–116. http://dx.doi.org/10.2478/jcbtp-2022-0025.

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Abstract The research objective of the study is to investigate the determinants of profitability of banks’ operating in GCC (Gulf Cooperation Council) countries. The existing studies highlight the banks’ internal attributes and external factors that significantly influence profitability. The unbalanced panel data of 59 banks from the Bank scope database operating in six countries of GCC is used. Profitability is measured as return on assets (ROA) and return on equity (ROE) that have been used as dependent variables. Pooled OLS, fixed and random effects estimations are employed to explore the e

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Tanwar, Jyoti, Arun Kumar Vaish, and N. V. M. Rao. "MATHEMATICAL MODELING OF ASSET LIABILITY MANAGEMENT IN BANKS USING GOAL PROGRAMMING AND AHP." Indian Journal of Finance and Banking 4, no. 4 (2020): 1–19. http://dx.doi.org/10.46281/ijfb.v4i4.899.

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Asset Liability Management has gained popularity in the banking sector. Earlier banks focused on asset allocation, but now the management of assets and liabilities is equally essential. Asset liability management targets the optimum distribution of funds in assets and managing liabilities so that banks can earn higher profits and minimize risk. In this paper, the optimization of assets and liabilities of Indian banks has been concentrated using mathematical models. Combining the Analytical Hierarchy Process (AHP) and Goal Programming (GP) model has been used to solve the optimization problem.

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Uruakpa, Peter Chinyere. "Liquidity Management and Profitability of Deposit Money Banks in Nigeria: An Impact Analysis." IIARD INTERNATIONAL JOURNAL OF BANKING AND FINANCE RESEARCH 10, no. 1 (2024): 29–42. http://dx.doi.org/10.56201/ijbfr.v10.no1.2024.pg29.42.

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This study empirically examined the impact of liquidity management on profitability of deposit money banks in Nigeria. The specific objectives were to determine the impact of cash management on banks’ return on asset, evaluate the impact of shareholders’ capital on banks’ return on asset and ascertain the relationship between loan to deposit ratio and return on assets of banks. Expost facto design was adopted. The data used for this study were collected from Central Bank of Nigeria (CBN) and Nigeria Deposit Insurance Corporations (NDIC) covering the period 1995-2021. Data collected were analyz

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Linda, Naliaka Moureen, Charles Tibbs, and Dennis Bulla. "Impact of Asset Quality Compliance on Financial Performance of Nairobi Securities Exchange Listed Commercial Banks." African Journal of Empirical Research 4, no. 2 (2023): 665–70. http://dx.doi.org/10.51867/ajernet.4.2.66.

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Asset quality compliance is relatively important; however, the banking sector has undergone major financial shocks due to compliance signals. With losses experienced among commercial banks, for instance, return on assets (ROA) dropped consistently from 29% to 24% in 2019 to 21% in 2020, hence the wrong signals. The decline in the number of assets and low deposits further magnified the challenge; this led to the closure of a number of banks, such as Chase Bank and Charterhouse Bank. Furthermore, a national bank was acquired by Kenya Commercial Bank due to inefficient assets. The purpose of the

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Ahmed Mareai Senan, Nabil, Fozi Ali Belhaj, Ebrahim Mohammed Al-Matari, Mamdouh Abdulaziz Saleh Al-Faryan, and Eissa A. Al-Homaidi. "Capital adequacy determinants of Indian banks listed on the Bombay Stock Exchange." Investment Management and Financial Innovations 19, no. 2 (2022): 167–79. http://dx.doi.org/10.21511/imfi.19(2).2022.14.

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This study examines the influence of corporate-specific factors and external factors on capital adequacy of Indian banks listed on the Bombay Stock Exchange (BSE). This study used a GMM estimation (pooled, fixed, and random) for the period 2009–2018 to study thirty-seven Indian listed commercial banks. Banks’ capital adequacy (CAAD) is used as a dependent variable measured by equity to total assets. While corporate specifics factors include bank size, asset quality, liquidity ratio, deposit ratio, asset management, operating efficiency, return on assets, net interest margin, and non-interest i

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Diva Damai Maharani, Lea Berliana Jeni Salih, Yulita Alfonsia, and Ataina Rusdya Fauziyah. "Analisis Rasio Keuangan pada PT. Bank BCA, PT. Bank BNI, PT. Bank Mega, PT. Bank BRI di Indonesia Periode Tahun 2019-2023." Jurnal Mutiara Ilmu Akuntansi 3, no. 1 (2024): 205–31. https://doi.org/10.55606/jumia.v3i1.3565.

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This study aims to analyze the financial performance of four major banks in Indonesia, namely PT Bank Central Asia (BCA), PT Bank Negara Indonesia (BNI), PT Bank Mega, and PT Bank Rakyat Indonesia (BRI), during the period 2019–2023. The analysis was conducted using financial ratios that include liquidity (current ratio, quick ratio), profitability (return on assets, return on equity), solvency (debt to equity ratio, debt to total asset ratio), efficiency (net interest margin), and market ratio (price to earnings ratio, dividend yield). This study uses a descriptive qualitative method with seco

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Phuanerys, Eliza Christabella, and Yanuar Yanuar. "Faktor-Faktor yang Memengaruhi Profitabilitas Bank Umum Syariah di Indonesia." Jurnal Manajemen Bisnis dan Kewirausahaan 4, no. 3 (2020): 06. http://dx.doi.org/10.24912/jmbk.v4i3.7908.

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This study was conducted to analyze the effect of the Capital Adequacy, Asset Quality, Management Efficiency and Liquidity Management ratios on profitability proxied by bank Return On Assets (ROA), by analyzing the annual financial statements that have been published in 2013-2017. The variables used in analyzing the financial statements of Sharia Commercial Banks that are sampled are Asset Quality which is proxied by Non Performing Financing (NPF), Liquidity Management which is proxied by Financing to Debt Ratio (FDR), Management Efficiency proxied by Net Operating Margin (NOM), and Capital Ad

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Roba, Hussein, and Habtamu Legass. "The Impact of Asset & Liability Management on Profitability: Evidence from Selected Private Commercial Banks in Ethiopia." International Journal of Finance and Banking Research 10, no. 6 (2024): 104–17. https://doi.org/10.11648/j.ijfbr.20241006.11.

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This research meticulously investigates the intricate interplay between Asset and Liability Management (ALM) practices and the profitability dynamics of selected private commercial banks in Ethiopia over the period spanning 2011 to 2023. Employing a comprehensive fixed effect balanced panel regression analysis across a time horizon of 13 years and encompassing data from ten meticulously chosen banks, this study sheds light on critical aspects of financial management in the banking sector. Utilizing a quantitative approach and an explanatory design rooted in secondary data extracted from audite

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Winarni, Winarni, Embun Duriany Soemarso, Sri Widiyati, R. Gunawan Setianegara, and Nurseto Adhi. "PENILAIAN KINERJA RETURN PENGELOLAAN ASSET PERBANKAN (Studi Komparasi Pada Bank Umum Swasta Nasional Devisa dan Bank Asing)." KEUNIS 10, no. 2 (2022): 72. http://dx.doi.org/10.32497/keunis.v10i2.3467.

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<p><em>T</em><em>his study tried to analyse perfomance evaluation of banking asset management returns based on fundamental and macro factors from BUSND and foreign bank. This research also analyse the different of banking asset management Performance on BUSND and Foreign Bank. Multiple regression analysis method, F significance test, coefficient of determination and t significance test was used in This research. In order to find out the difference in asset return management between BUSND and foreign banks, a Chow-test was carried out.</em></p><em>This

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Usman, Bahtiar, and Henny Setyo Lestari. "Determinants of Bank Performance in Indonesia." Jurnal Minds: Manajemen Ide dan Inspirasi 6, no. 2 (2019): 193. http://dx.doi.org/10.24252/minds.v6i2.11282.

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This study aims to examine the determinants of commercial banks’ performances in Indonesia in the period 2008-2017 by their return on assets. Capital adequacy, asset quality, management efficiency and liquidity, and gross domestic product functioned as the predictors. The sample of this study was 25 conventional banks meeting the criteria of the purposive sampling method. The panel data with Eviews shows that asset quality has a negative effect and management efficiency has a positive impact on bank performance. Capital adequacy, liquidity, and gross domestic product growth rate do not affect

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Ali, Peter, Peter N. O. N. O. Njoku, John N. N. Ugoani, O. C. Nwaorgu, and Okanta S. Ukeje. "Cash Management and Bank’s Financial Performance: Evidence from selected Deposit Money Banks in Nigeria." AFRE (Accounting and Financial Review) 3, no. 2 (2021): 180–89. http://dx.doi.org/10.26905/afr.v3i2.5450.

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This study empirically examined the effects and implications of cash management of DMBs in Nigeria. The variables studied were Cash to total asset, Operating cash to total asset, Investing cash to total asset, Financing cash to total asset, Bank size, Bank age, proxied for cash management and Return on Asset used to represent financial performance. Data used for this study were from secondary sources and were generated from the annual reports and accounts of the selected DMBs for the period 2014–2018. The results show that while operating cash to total asset of bank, investing cash to total as

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M, Chandramma. "Role of Banks on Economic Development: A Special Reference to Management of NPA in Public and Private Sector Banks." Journal of Banking and Financial Dynamics 9, no. 1 (2025): 1–6. https://doi.org/10.55220/25766821.v9.242.

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Non-performing assets are advances e been past due over more than 90 days in terms of interest and/or principal payments. A substandard asset remains non-performing for a period of less than or equal to 12 months. An asset is as doubtful if it has been in the substandard category for 12 months. A loss asset is one in which the bank has identified a loss or external auditors, or an RBI inspection but the amount has not been fully written off. The study focused mainly on the comparison of NPAs and Bank performance across public and private sector banks, To discuss trends in bank performance conc

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Hollingsworth, Danny P., and John T. Rose. "Tax Reform And Bank Asset Quality: Did 1986 Tax Law Changes Contribute To Banks Loan Problems?" Journal of Applied Business Research (JABR) 11, no. 4 (2011): 15. http://dx.doi.org/10.19030/jabr.v11i4.5843.

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The escalation of bank loan losses in the mid/late 1980s, attended by a marked decrease in banking industry profits and an increase in bank failures, has raised numerous questions about the factor contributing to these events. The present study continues this inquiry by examining the effects of the Tax Reform Act of 1986 (TRA86) on the quality of banks assets in the late 1980s. Specifically, the study seeks to attribute changes in bank asset quality following enactment of TRA86 to 1) the two major provisions of the law targeted at banks, namely, interest expense allocable to tax-exempt obligat

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Andriano, Dendy, Yulita Zanaria, and Ardiansyah Japlani. "PENGARUH KUALITAS AKTIVA PRODUKTIF TERHADAP RETURN ON ASSET PADA BANK BRI SYARIAH (PERSERO)." Jurnal Akuntansi AKTIVA 2, no. 1 (2021): 71–77. http://dx.doi.org/10.24127/akuntansi.v2i1.860.

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This study aims to determine whether the Quality of Earning Assets Has an Effect on Return On Assets at BRI Syariah Banks (Persero). Data obtained from the results of bank financial reports, especially regarding KAP and ROA for 5 consecutive years. The data analysis of this research was carried out using statistical analysis. The results of this study indicate that KAP (Earning Asset Quality) has an influence on ROA (Return On Asset) at PT Bank BRI Syariah. This is in accordance with the theory which states that the ability of bank management to manage problematic productive assets on total pr

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Apau, Richard, and Athenia Bongani Sibindi. "The effect of bank-specific dynamics on profitability under changing economic conditions: Evidence from Ghana." Banks and Bank Systems 18, no. 4 (2023): 169–80. http://dx.doi.org/10.21511/bbs.18(4).2023.15.

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Analysts continue to demand explanations for the continuous flow of depositors’ and investors’ funds to persistently underperforming banks, while universal banking is premised on the ability to outperform the market. This study examines the effect of bank-level factors on the profitability of banks under changing economic conditions, using a dynamic panel system Generalized Method of Moments (GMM) technique for panel data collected from 18 universal banks in Ghana. The data collection period was from 2007 to 2021. The analysis revealed that lagged return on assets, capital adequacy ratio, and

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Nugrohowati, Rindang Nuri Isnaini. "PERBANDINGAN TINGKAT PROFITABILITAS DAN LIKUIDITAS DARI ASSET-LIABILITIES MANAGEMENT PADA BANK SYARIAH DAN BANK KONVENSIONAL." JESI (Jurnal Ekonomi Syariah Indonesia) 5, no. 1 (2016): 1. http://dx.doi.org/10.21927/jesi.2015.5(1).1-11.

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Abstract The banking sector has a very important position for the economic systemof a country. The banking system, which is part of the financial system willaffect the course of the economic system as a whole. If the banking system isweak then the system will also be weak economy. Banking is an intermediaryinstitution is the institution that channel funds from surplus funds (surplusunits) to the sectors that lack of funds (deﬁ cit units). With the banking economic actors in need of funds can be met so that the economy can continue to run. In this study will speciﬁ cally analyze the comparison

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Budiwati, Hesti. "Manajemen Kualitas Aset Produktif Dan Pengaruhnya Terhadap Laba Bank Pada Bank Perkreditan Rakyat di Indonesia." RELASI : JURNAL EKONOMI 17, no. 1 (2021): 56–75. http://dx.doi.org/10.31967/relasi.v17i1.411.

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Managing the bank risk well are very needed so that the bank can operate smoothly. One of the important bank risk to managed well is bank asset quality risk. The banks are required to be careful and wiser in manage these asset quality risk. The object of this study is to obtain evidence of the effect of productive asset quality management on bank profit. The empirical studies conducted on rural banks in Indonesia. As the independent variable is productive asset quality consist of classified productive asset, productive asset quality and non-performing loan, while as the dependent variable is b

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Ben Said, Houda, and Zouari-Hadiji Rim. "Tunisian bank asset-liability management: A canonical correlation analysis." Corporate Ownership and Control 15, no. 3-1 (2018): 230–38. http://dx.doi.org/10.22495/cocv15i3c1p7.

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The aim of this paper is to analyze asset-liability management behaviour in Tunisian banks between 2000 and 2014. The liberalization process in the Tunisian economy coupled with global developments exposed banks for various kinds of risks (interest rate risk, liquidity risk, exchange risk, operational risk etc...) which have a direct impact on their profitability and efficiency. Then asset liability management is one of a most important tool for decision making that sets out to maximize stakeholder value and an instrument to measure the sustainability of the financial sector in a country. A sa

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Ifeacho, Christopher, and Harold Ngalawa. "Performance Of The South African Banking Sector Since 1994." Journal of Applied Business Research (JABR) 30, no. 4 (2014): 1183. http://dx.doi.org/10.19030/jabr.v30i4.8663.

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This study investigates the impact of bank-specific variables and selected macroeconomic variables on the South African banking sector for the period 1994-2011 using the capital adequacy, asset quality, management, earnings, and liquidity (CAMEL) model of bank performance evaluation. The study employs data in annual frequency from South Africas four largest banks, namely, ABSA, First National Bank, Nedbank, and Standard Bank. These banks account for over 70% of South Africas banking assets. Using return on assets (ROA) and return on equity (ROE) as measures of bank performance, the study finds

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Anggraini, Julaiha Probo. "Asset Maintenance Monitoring Application: A Case Study of a Government Bank Branch Office." Journal of Computer Science Advancements 1, no. 3 (2023): 190–203. http://dx.doi.org/10.70177/jsca.v1i3.550.

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Asset management in a company is essential to do. Asset management may include record keeping, maintenance, and management environment further. Recording information asset owned by a company is the primary and most important thing to do to record data assets owned by the company. The existence of definite information about the asset owned by a company will provide convenience for the company that is and automatically, the company will also easier to carry out the asset management process further. One of the governments in the Jakarta Branch, which has assets, should be maintained. Recording in

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Sheetal Sharma. "Impact of FinTech Adoption on Bank Performance Using CAMEL Model: A Study of Selected Indian Banks." Journal of Information Systems Engineering and Management 10, no. 41s (2025): 825–35. https://doi.org/10.52783/jisem.v10i41s.8006.

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Introduction: The integration of Fintech into the banking sector in India has been transformative, driven by technological advancements and the need for enhanced customer experiences. Fintech adoption plays a very important role in banking sector as it utilizes technological innovation to improve accessibility, efficiency and enhancing operational effectiveness. Objectives: The study examines the impact of fintech adoption using the CAMEL model components Capital Adequacy, Asset Quality, Management Efficiency, Earnings, and Liquidity on the performance of Indian commercial banks. Methods: Bank

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Szegö, Giorgio P. "Bank asset management and financial insurance." Journal of Banking & Finance 10, no. 2 (1986): 295–307. http://dx.doi.org/10.1016/0378-4266(86)90012-9.

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Jr, John S. Jahera. "Bank Asset-Liability Management Theory Revisited." Journal of Banking and Finance Management 1, no. 1 (2018): 39–47. http://dx.doi.org/10.22259/2642-9144.0101003.

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Алефіренко, Олександр, and Віктор Терехов. "EFFICIENCY, METHODS OF EVALUATION AND WAYS OF INCREASING EFFICIENCY OF NON-PERMORMING ASSETS MANAGEMENT IN BANKING SPHERE." "Scientific notes of the University"KROK", no. 1(77) (March 30, 2025): 317–24. https://doi.org/10.31732/2663-2209-2025-77-317-324.

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The article is devoted to highlighting the concept of the efficiency of banking institutions and the quantitative assessment of asset management efficiency, including non-performing assets. The study is based on the analysis of data from the National Bank of Ukraine on the financial performance of Ukrainian banks during the period of 2019–2023, annual audit reports on the financial activities and management of Piraeus Bank, and statistical data from the National Bank of Ukraine on the dynamics of the share of non-performing loan portfolios. The objective of the study is to explore and investig

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Abdulla, Mohammad, and Dr K. Maddileti. "A Study on Asset and Liability Management at ICICI Bank." International Journal of Research Publication and Reviews 5, no. 7 (2024): 3989–97. http://dx.doi.org/10.55248/gengpi.5.0724.1937.

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Donkor-Hyiaman, Kenneth, Esther Narhkwor Terkper, Eric Paul Tudzi, De-Graft Owusu-Manu, and Benjamin Ajabuin. "Corporate real estate management and bank profitability." Journal of Research in Emerging Markets 3, no. 4 (2021): 35–47. http://dx.doi.org/10.30585/jrems.v3i4.651.

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Acquiring property for any business is capital intensive and for that matter, strategically managing such assets is considered equally important. This paper provides an analysis of the value-adding attributes of corporate real estate management (CREM) and bank performance in Ghana. The multiple regression method was applied to a cross-section of both primary and secondary data sourced from 25 commercial banks in Ghana. The study shows that the banks identify with the value-adding attributes of corporate real estate asset management even though there are variations in the level of importance to

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Choirunnisak, Choirunnisak. "Application of the Concept of Asset and Liability Management (ALMA) in the Islamic Banking System." Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah 7, no. 2 (2022): 333–50. http://dx.doi.org/10.36908/isbank.v7i2.337.

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This study discusses the application of the concept of asset and liability management (ALMA) in the banking system. The method used in this research is library research with a qualitative approach, where the data are obtained from books, journals, articles and the like that discuss the theme. After that, it was validated, and analyzed descriptively. The results of this study are: Application of Asset and Liability Management in banking institutions, both Islamic banks and conventional banks must go through an assessment of the budget, make income plans, evaluate investment performance in the p

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Kamar, Karnawi, Pandu Adi Cakranegara, Karina Dewi Sartika, and Rahman Yakub. "PERBANDINGAN RISIKO LIKUIDITAS DAN TINGKAT PROFITABILITAS PENERAPAN ASSET LIABILITY MANAGEMENT PADA BANK YANG TERDAFTAR DI BURSA EFEK INDONESIA." Economos : Jurnal Ekonomi dan Bisnis 5, no. 1 (2022): 52–58. http://dx.doi.org/10.31850/economos.v5i1.1618.

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The emergence of Covid 19 in the Industrial Era 4.0 where countries in the world are competing to innovate in various fields, both health, education, and the economy to be able to follow the era towards the era of Society 5.0. The purpose of this study was to analyze differences in liquidity risk and profitability level in the application of asset management between state banks and national private banks. The analytical method used is descriptive comparative analysis by providing an overview of the liquidity ratios and profitability levels in the application of asset management at State Banks

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Prihatna, Nana, Sulaeman Rahman Nidar, Mokhamad Anwar, and Aldrin Herwany. "Maximizing efficiency and profit through productive asset management and risk control." Economic Annals-ХХI 204, no. 7-8 (2023): 50–56. http://dx.doi.org/10.21003/ea.v204-07.

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This study aims to examine data and information related to the effect of productive asset management and risk control, both on operational efficiency (OER) and on the profitability of rural banks in West Java, Indonesia. This study was designed with the Ex Post Facto research method with descriptive-verification/associative objectives, namely providing descriptions and testing the relationship between variables (hypothetical testing) with the investigation type of causal relationship and correlation between variables. The unit of analysis is rural banks in West Java, with 26 cities/regencies,

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Godswill, Osuma, Ikpefan Ailemen, Romanus Osabohien, Ndigwe Chisom, and Nkwodimmah Pascal. "Working capital management and bank performance: empirical research of ten deposit money banks in Nigeria." Banks and Bank Systems 13, no. 2 (2018): 49–61. http://dx.doi.org/10.21511/bbs.13(2).2018.05.

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Working capital management is germane for the success of the banking industry in Nigeria, especially the current state of the sector, which is engulfed with the effect of the global decline in oil price that has resulted in non-performing loans, deterioration of the bank asset quality, laying-off of staff amongst others. This is one of the reasons why the profitability of the banking sector deeply depends on the efficient management of a bank’s working capital. Therefore, the objective of this study is to examine how profitability of banks can be enhanced through the working capital management

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A., N. M. Minhajul Haque Chowdhury, and Akhtar Rafia. "The Role of Asset Management, Operational Efficiency and Expense Management on the Performance of Commercial Banks in Bangladesh." Asian Business Review 7, no. 3 (2017): 91–94. https://doi.org/10.18034/abr.v7i3.16.

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The performance of the banks depends on some bank-specific factors. This paper set out to investigate the influence of asset management, operational efficiency and expense management on the financial performance of five commercial banks in Bangladesh for the period of 2011-2015. Descriptive statistics, correlation, and regression techniques were applied to find out the ultimate results. The empirical study suggested that operational efficiency had a positive effect on the dependent variables return on asset (ROA), and return on equity (ROE), but expense management was negatively related to the

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Oseko, Deborah, Elijah Ng’eno, and Naftaly Mose. "Bank-specific and Macroeconomic Determinants of Commercial Banks Profitability in Kenya." Asian Journal of Economics, Business and Accounting 24, no. 10 (2024): 368–78. http://dx.doi.org/10.9734/ajeba/2024/v24i101534.

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This study focuses and examines the impact of bank-specific factors and macroeconomic determinants on the financial performance of commercial banks listed on the Nairobi Securities Exchange (NSE) during the period spanning from 2011 to 2020. The research is anchored on transaction cost economic theory with financial panel data methodology. In the pursuit of study objective, the study employed pooled ordinary least squares (OLS) estimation method combined with fixed effect model to account for individual-specific characteristics that may not be directly observable but are likely to impact the d

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Amyar, Firdaus, Moermahadi Soerja Djanegara, Bambang Pamungkas, Bahrullah Akbar, and Suwarno Suwarno. "Estimating the mediating role of value chain in good corporate governance and asset growth." Uncertain Supply Chain Management 12, no. 1 (2024): 29–36. http://dx.doi.org/10.5267/j.uscm.2023.10.020.

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The primary objective of this research is to examine the relationship between Good Corporate Governance (GCG), value chain, and bank asset growth in Indonesian State-Owned banks. Additionally, this study aims to determine whether value chain mediates the relationship between GCG and bank asset growth. This research employs a quantitative method. Data is collected using a questionnaire with a Likert scale ranging from 1 to 7. The respondents in this study are employees and managers working in state-owned banks in Indonesia. The total sample size used in this research is 239 samples. Data analys

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Chatterjee, Chanchal, and Paromita Dutta. "Exploring the Linkage between Profits and Asset–Liability Management." Paradigm 20, no. 2 (2016): 131–42. http://dx.doi.org/10.1177/0971890716670707.

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The article uses panel data regression on a sample of 26 public sector and 20 private sector banks operating in India over the period 2004–2005 to 2012–2013 in order to empirically examine the relationship between profits and asset–liability (A–L) composition of Indian banks. The sample was initially split into public sector and private sector banks. Earning before tax (EBT) of public sector banks appear to be generated by all the assets under the asset portfolio while, in private sector banks, the EBT seems to be produced by loans and advances and deposits and placings to banks. From liabilit

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Gloria, Obiageli Izundu, Nwakoby Clem, Okey Okoro Cyprian, and Bernard Alajekwu Udoka. "Asset Allocation as Determinant of Bank Profitability in Nigeria." International Journal of Trend in Scientific Research and Development 1, no. 5 (2017): 219–28. https://doi.org/10.31142/ijtsrd2278.

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In the business of banking, banks do not only invest the received deposits to meet future obligations but also to make a profit. The study investigates the effect of asset allocation on profitability Deposit Money Banks in Nigeria. The study adopted a panel regression model involving five selected commercial banks. The data were obtained from the financial statement and annual reports of the selected banks spanning 2011 to 2015. The explanatory variables of the study are liquid assets, equities, loans, securities. The panel Ordinary Least Square regression was employed for data analyses. The f

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