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Journal articles on the topic 'Associate Banks'

Author: Grafiati

Published: 3 June 2025

Last updated: 31 July 2025

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1

Chiou, Jer-Shiou, Bor-Yi Huang, Pei-Shan Wu, and Chun-Ni Tsai. "THE IMPACTS OF DIVERSIFIED OPERATIONS ON LENDING OF FINANCIAL INSTITUTION." Journal of Business Economics and Management 13, no. 4 (2012): 587–99. http://dx.doi.org/10.3846/16111699.2011.620158.

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This study explores the impacts of bank's diversified operations on their loans, the threshold effect of bank's derivatives trading and the impacts on their financial behaviors are investigated. The results show that there are two separate regime effects for banks in large-sized and medium-sized, and three regime effects for banks in small to medium-sized. Derivatives trading not only make banks easier to diversify their credit risk exposure, but also alter their lending behaviors. As an example of large banks, when banks derivatives’ trading is more than US$61 billion, an increase in banks as

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Bharat, Khurana. "ANALYSIS OF MERGER OF SBI & ITS ASSOCIATES." International Journal of Research - Granthaalayah 5, no. 5 (2017): 391–93. https://doi.org/10.5281/zenodo.803925.

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Merger of SBI with its 5 associate banks and Bharatiya Mahila Bank which took place on 1 April, 2017 is the largest merger in history of Indian Banking Industry. The research has been conducted to know from where the journey of SBI to reach this point of success where post-merger it is at 45th position among top banks of the world. The focus of this paper has been placed on reasons of this merger and also, after effects of merger has also been discussed.

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Ashokan, Smrithi, and S. Sandhya Menon. "Efficiency and Profitability of State Bank of India and its Associate Banks in India." Journal of Business Management and Information Systems 3, no. 2 (2016): 23–32. http://dx.doi.org/10.48001/jbmis.2016.0302003.

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Financial Soundness and profitability of the banking sector in India has implicit primeval importance due to intense competition, and changing banking reforms. The quality in the working of financial sector truly impacts the profitability of the banks which as a whole impacts the economy and GDP of a country. This study attempts to measure the relative performance of State Bank of India and Its Associate Banks in India. For this study, we have used the State Bank of India and its five associate banks. We know that in the service sector, it is difficult to quantify the output because it is inta

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Muhammad Fuad and Suad Husnan. "Bank-firm relationship in a developing country: Evidence from Indonesia." International Journal of Research in Business and Social Science (2147- 4478) 11, no. 10 (2022): 140–50. http://dx.doi.org/10.20525/ijrbs.v11i10.2250.

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This study aims to examine the association between banks and firms in a loan. Our data set was pooled cross section data from 2014 to 2016, with long-term loans of firms listed in Indonesia Stock Exchange as a unit of analysis. We estimate our regression model using ordinary least square (OLS) estimator. The results revealed that lower-risk banks tend to associate with riskier but well-performing firms. Similarly, lower-capital banks tend to associate with riskier but well-performing firms. These results are quite contrary to previous studies conducted in developed countries. Lower risk banks

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Ranzy.K.P*, &. Dr.P.S.Chandni. "A STUDY ON THE SATISFACTION OF EMPLOYEES OF STATE BANK OF TRAVANCORE TOWARDS ITS MERGER WITH STATE BANK OF INDIA WITH SPECIAL REFERENCE TO MALAPPURAM REGION." INTERNATIONAL JOURNAL OF RESEARCH SCIENCE & MANAGEMENT 4, no. 11 (2017): 31–38. https://doi.org/10.5281/zenodo.1043715.

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The State Bank of Travancore (SBT) is officially State Bank of India (SBI) now, with its merger with the latter. Through mergers with its associate banks, SBI will benefit from better reach and network, and will find itself among the world’s largest banks. But it also risks ignoring local sensibilities. Though State Bank of India consolidation has many benefits, it’s not without pitfalls. The five banks recently merged with SBI are State Bank of Travancore, State Bank of Bikaner and Jaipur, State Bank of Mysore, State Bank of Hyderabad and State Bank of Patiala. SBI also absorbed Bharatiya Mah

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Hoai, Linh Do, Thu Hang Luong Thi, Thang Nguyen Xuan, and Linh Mai Ngoc. "Credit Scoring Application at Banks: Mapping to Basel II." Journal of Social and Political Sciences 2, no. 1 (2019): 83–89. https://doi.org/10.31014/aior.1991.02.01.51.

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Credit scoring is a process to find out the numerical assessment that mainly relied on an analysis borrower' profile. A credit score is primarily based on a credit report information commonly sourced from customer files and independent sources. Lenders, such as banks use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Hence, credit scoring is a powerful tool. By examining knowledge in Credit scoring as well as Basel II fundamentals, the author proposed a mapping process to match Credit score application at banks in ac

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Khurana, Bharat. "ANALYSIS OF MERGER OF SBI & ITS ASSOCIATES." International Journal of Research -GRANTHAALAYAH 5, no. 5 (2017): 391–93. http://dx.doi.org/10.29121/granthaalayah.v5.i5.2017.1872.

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Merger of SBI with its 5 associate banks and Bharatiya Mahila Bank which took place on 1 April, 2017 is the largest merger in history of Indian Banking Industry. The research has been conducted to know from where the journey of SBI to reach this point of success where post-merger it is at 45th position among top banks of the world. The focus of this paper has been placed on reasons of this merger and also, after effects of merger has also been discussed.

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Agarwala, Varuna, and Nidhi Agarwala. "A critical review of non-performing assets in the Indian banking industry." Rajagiri Management Journal 13, no. 2 (2019): 12–23. http://dx.doi.org/10.1108/ramj-08-2019-0010.

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Purpose The level of non-performing assets (NPAs) best indicates the soundness of the banking sector of a country. The purpose of this study is an effort to look into the contribution of the different banks individually to the NPA in the industry by looking into its growth pattern during the period 2010-2017. Further, the study is made to look into the effect of different groups of banks, namely, State Bank of India (SBI) and its associates, nationalised banks and private sector banks on the banking industry in this regard. Design/methodology/approach The individual private sector banks, natio

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9

D., Sreemathi, and A. Tharmalingam Dr. "A STUDY ON FINANCIAL POSITION OF SBI AFTER MERGER OF ASSOCIATE BANKS." International Journal of Multidisciplinary Research and Modern Education 4, no. 2 (2018): 1–5. https://doi.org/10.5281/zenodo.1312437.

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The plans for making SBI a single very large bank by merging the associate banks started in 2008, and in September the same year, SBS merged with SBI. The very next year, State Bank of Indore (SBN) also merged. In the same year, a subsidiary named Bharatiya Mahila Bank was formed. The negotiations for merging of the 6 associate banks (State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala, State Bank of Travancore and Bharatiya Mahila Bank) by acquiring their businesses including assets and liabilities with SBI started in 2016. The merger was app

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Khoualed, Aboubaker, Hassiba Almi, Khayreddine Bouzerb, and Sami Labidi. "ENHANCING CUSTOMER EXPERIENCE THROUGH DIGITALIZATION IN ALGERIAN BANKS." Innovative economics and management 12, no. 1 (2025): 121–39. https://doi.org/10.46361/2449-2604.12.1.2025.121-139.

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Aboubaker Khoualed E-mail: aboubaker.khoualed@univ-annaba.dz Associate Professor at the Department of Economic Sciences Badji Mokhtar–Annaba University Annaba, Algeria https://orcid.org/0009-0004-0042-0184 Hassiba Almi E-mail: hassiba.almi@univ-annaba.dz Associate Professor at the Department of Economic Sciences Badji Mokhtar–Annaba University Annaba, Algeria https://orcid.org/0009-0001-7560-754X Khayreddine Bouzerb E-mail: k.bouzerb@univ-jijel.dz Associate Professor at the Department of Economic Sciences at Mohamed Seddik Ben Yahia University Jijel, Algeria https://orcid.org/0000-0003-4096-74

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Mrs.G.Karthiyayini. "BORROWERS' EXPECTATION AND SATISFACTION TOWARDS HOME LOAN OFFERED BY PRIVATE AND PUBLIC SECTOR BANKS IN COIMBATORE CITY." Journal of Applied Science and Computations 5, no. 11 (2018): 1264–69. https://doi.org/10.5281/zenodo.4299582.

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Home is the most important human need, next to food, clothing and shelter. Home fulfils many requirements. It is also an investment activity and provides movement to economic development. Housing comprises not merely household facilities but a number of services, amenities and utilities which associate the person and his family to community and community to the region in which man grows and progress. In consideration of the strategic significance of the housing sector in the emerging Indian economy and the government's major policy thrust to encourage banks' housing financial instituti

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Toshmanova, Mushtariy Shuhrat kizi. "ANALYSIS OF THE ACTIVITIES OF THE LARGEST TRANSNATIONAL BANKS IN THE WORLD AND THEIR ROLE IN THE GLOBAL FINANCIAL SYSTEM." EURASIAN JOURNAL OF LAW, FINANCE AND APPLIED SCIENCES 2, no. 3 (2022): 132–36. https://doi.org/10.5281/zenodo.6384273.

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The growth of transnational banks and their role in the consolidation of banking and industrial capital has become one of the most significant events in the world economy in recent years. When the interests of transnational capital coincide with the interests of certain nation-states, transnational banks give them significant and even decisive competitive advantages in the world market. It is transnational banks that are significantly accelerating the process of economic globalization. The scientific article analyzes the activities of the world's largest transnational banks and their role

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Toshmanova, Mushtariy Shuhrat kizi. "ANALYSIS OF THE ACTIVITIES OF THE LARGEST TRANSNATIONAL BANKS IN THE WORLD AND THEIR ROLE IN THE GLOBAL FINANCIAL SYSTEM." EURASIAN JOURNAL OF LAW, FINANCE AND APPLIED SCIENCES 2, no. 3 (2022): 142–46. https://doi.org/10.5281/zenodo.6401708.

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The growth of transnational banks and their role in the consolidation of banking and industrial capital has become one of the most significant events in the world economy in recent years. When the interests of transnational capital coincide with the interests of certain nation-states, transnational banks give them significant and even decisive competitive advantages in the world market. It is transnational banks that are significantly accelerating the process of economic globalization. The scientific article analyzes the activities of the world's largest transnational banks and their role

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14

Shamki, Dhiaa, Ibrahim Khalaf Alulis, and Karima Sayari. "Financial Information Influencing Commercial Banks Profitability." International Journal of Economics and Finance 8, no. 6 (2016): 166. http://dx.doi.org/10.5539/ijef.v8n6p166.

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<p>The paper investigates the influence of bank capital ratio, size and loans on the profitability of a commercial bank in Jordan. It also evaluates whether returns on Assets (ROA) or returns on equity (ROE) is the better indicator that reflects bank profitability. Two Multiple regression models are used to test the influence of capital ratio, size and loans of a commercial bank on its profitability indicators measured by ROA and ROE and to detect the superiority between the two indicators for 13 Jordanian commercial banks for the period 2005-2013. The results of the study showed that ca

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Drahan, O. O., I. O. Herasymenko, and N. O. Verniuk. "Anti-crisis management of the bank in the conditions of financial market instability." Collected Works of Uman National University of Horticulture 2, no. 99 (2021): 40–49. http://dx.doi.org/10.31395/2415-8240-2021-99-2-40-49.

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The aggravation of problems in the banking system is generally associated with the deterioration of the financial condition of some banks under the COVID-19 pandemic, military aggression in eastern Ukraine and the need to introduce anti-crisis management. The lack of timely and effective crisis management has led to the liquidation of more than forty commercial banks over the past five years. The need for crisis management by domestic banks is exacerbated by the instability of the financial market and requires a review of views on the essence of crisis management. The purpose of the article is

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Khairi, Ardhi, Bahri Bahri, and Bhenu Artha. "A Literature Review of Non-Performing Loan." Journal of Business and Management Review 2, no. 5 (2021): 366–73. http://dx.doi.org/10.47153/jbmr25.1402021.

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Lending is the primary business of retail banking and non-performing loans (NPLs) have been the focus of attention in recent years. In the wake of the 2008–2010 financial crisis, non-performing loans (NPLs) had increased everywhere, but in some countries they had reached unprecedented heights. Several banks have experienced a particularly challenging period over recent years and the Great Financial Crisis has highlighted the weakness of the banking system and the need to further investigate banks’ asset quality and transparency from both a regulatory and an accounting perspective, which pressu

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R, N. B. Manibhaarathi, Lakshmi K, and Sangeetha M. "Impact of E-Banking." Shanlax International Journal of Commerce 6, S1 (2018): 78–80. https://doi.org/10.5281/zenodo.2529668.

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Online banking conjointly referred to as net banking is associate degree electronic payment system that permits customers of a bank or alternative financial organisation to conduct a money dealing through the money establishments web site. The web industry can usually hook up with or be a part of the core industry operated by a bank and is in distinction to branch banking that was the standard means customers accessed banking services. Today virtual banks or direct banks have solely a web presence that allows them to lower value than ancient brick and mortal bank.

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Ahmed Mennawi, Ahmed Nourrein, and Ahmed Ali Ahmed. "Influential Factors on Profitability of Islamic Banks: Evidence from Sudan." International Journal of Economics and Finance 12, no. 6 (2020): 1. http://dx.doi.org/10.5539/ijef.v12n6p1.

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Profitability of Islamic banks has a significant effect on banks current and future decisions that do not only associate with shareholders and management, but also for various types of stakeholders. Despite that, scholars are not yet in agreement on common determinants of profitability in banking industry. This study aims to investigate the effect of bank-specific and industry characteristics along with macroeconomic variable (the inflation) on the profitability of a sample of 10 Islamic banks in Sudan. The study applied descriptive statistics, Persons&rsquo; correlation and multiple regre

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Devanathan, Krishnamoorthy, and Velusamy Sundaresan. "Notes on the distribution of euhalophytic species Suaeda maritima in inland lake of Tamil Nadu, India." Indian Journal of Forestry 47, no. 2 (2024): 122–25. https://doi.org/10.54207/bsmps1000-2024-se72h4.

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The mangrove associate Suaeda maritima (Amaranthaceae) formerly placed in the family Chenopodiaceae usually thrives in the estuaries, creek banks, backwaters, salt pans and salt marshes of coastal habitats and is documented for the first time from the southern Indian inland lake of Tamil Nadu. Detailed taxonomic and ecological observations were provided for this ecologically important species.

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20

Vestergaard, Jakob. "Credit and collateral: How central banks can spur a greening of finance." Open Access Government 37, no. 1 (2023): 368–69. http://dx.doi.org/10.56367/oag-037-10569.

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Credit and collateral: How central banks can spur a greening of finance Central banks are increasingly called upon to take an active role in greening our financial system. Currently, the financial system is effectively funding temperature increases of over three degrees centigrade, so, Jakob Vestergaard, an Associate Professor at Roskilde University looks at how can central banks promote the greening of finance. It has been estimated that if global warming is to be limited to 1.5 degrees, global emissions will need to reach net- zero by 2050. A key objective of the Paris Agreement was to make

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Khan, Muhammad Mahmood Shah, Muhammad Zain ul Abidin, and Sheikh Khurram Abid. "Impact of Macroeconomic and Bank-Specific Factors on Liquidity of Commercial Banks in Pakistan." Global Regional Review VII, no. I (2022): 269–85. http://dx.doi.org/10.31703/grr.2022(vii-i).24.

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Financial system stability has been gaining crucial consideration on both, national and international levels in terms of structural, institutional and macroeconomic aspects. Money as a medium of exchange and banks as an intermediary cannot be comprehended by visualizing a world without them. It can be observed that old modalities of the banking system have been replaced by many innovations in the new millennium. To evaluate the soundness and steadiness of a banking sector, it is considered imperative to associate the banking system with its liquidity position. Therefore, this research is condu

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Santosh, Bajantri. "Impact of merger on profitability and non-performing assets Management in Indian Banking Sector- A Study on State Bank of India." International Journal of Advance and Applied Research S6, no. 16 (2025): 235–40. https://doi.org/10.5281/zenodo.15143833.

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<em>Stable economy of every country is depends on banking companies, in modern era an individual cannot imagine their life without bank because money is everything to an individual. Bank is base for proper flow of money in an economy. In Indian banking sector it comprises with co-operative banks, commercial banks and others. Now day’s commercial banks are playing vital role in our country. The whole commercial banks are broadly divided into two viz. public and private sector bank. In public sector state bank of India is larges and prominent bank in public sector. State bank of India earl

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Narasimhan, Pushkala, K. A. Venkatesh, and J. Mahamayi. "CEOs and Quiet Life Hypothesis – A Comparative Study on SBI and other Public Sector Banks in India." SDMIMD Journal of Management 11, no. 2 (2020): 1. http://dx.doi.org/10.18311/sdmimd/2020/26236.

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<p>Quiet Life Hypothesis is a concept which ensures the players in an industry achieving and attaining the highest market share. But Quiet life is also possible with the very strong strategic and efficient leadership at CEO level of any organisation. Their tenure makes the organisation to emerge as industry’s behemoth like SBI. The QLH is tested in the Banking sector especially State Bank of India. Nevertheless, to say Ms. Arundhati Bhattacharya took over as CEO of SBI in Oct, 2013 and with her extended tenure till Oct 2017, she made SBI as the most efficient bank among all public sector

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Liyanagamage, Champika. "Determinants of Financial Sustainability of Financial Intermediaries." International Journal of Finance & Banking Studies (2147-4486) 10, no. 1 (2021): 01–10. http://dx.doi.org/10.20525/ijfbs.v10i1.996.

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This paper provides interesting insights into the practices of banks and institutional setting in Sri Lanka. The sustainability and stability of banks that makes up an economy’s banking system should be sound at all time. This paper aimed at analyzing the determinants of banking sector stability in Sri Lanka. The study used a broad set of macro and bank level data covering 22 commercial banks for the period 1996-2016. The fixed effect GLS panel data model tested in this paper sets the relationship between bank stability measure; Z-score and business environment which includes bank characterist

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Anitha., M. N. "Performance Analysis of SBI Using CAMEL Approach." RESEARCH REVIEW International Journal of Multidisciplinary 4, no. 1 (2019): 7–10. https://doi.org/10.5281/zenodo.2538416.

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Banking industry plays a very significant role in the development our economy and nation. The banking industry faced so many financial sector reforms. The latest merger exercise in this sector is the merger of SBI with five associate banks and Bharatia Mahila Bank.In this context a study is made to evaluate the performance and financial conditions of SBI in the past ten years using camels and also assess the performance of SBI after the major merger in 2017.Findings of this paper reveals that that the efficiency of the bank in recovering debt was declined after major merger. Under earning qual

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Te’dang, Yonika Winner, Marsudin Nainggolan, and Kristiawanto Kristiawanto. "Rekonstruksi fungsi pencegahan terjadinya tindak pidana korupsiPada bank badan usaha milik negara (bumn)." CENDEKIA : Jurnal Penelitian dan Pengkajian Ilmiah 2, no. 2 (2025): 240–50. https://doi.org/10.62335/cendekia.v2i2.958.

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The function of preventing corruption crimes at SOE Banks has not been maximized so far. This is due to the lack of supervision and accountability carried out by the SOE Bank, which causes corruption crimes committed by the SOE Bank officers. The research method used by the researcher uses a qualitative research method where the data will be analyzed descriptively to explain the existing data and associate one data with another. The results of the existing research explain that so far the function of preventing corruption at SOE Banks is still not optimal because the implementation of supervis

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KAREEM, Maitham Sami, and Shaieban Ubed MUTLAK. "THE IMPACT OF E-GOVERNANCE APPLICATIONS IN ENHANCING ELECTRONIC BANKING SERVICES AN ANALYTICAL STUDY OF THE OPINIONS OF A SAMPLE OF WORKERS IN PRIVATE BANKS IN THE CITY OF BAGHDAD / IRAQ." RIMAK International Journal of Humanities and Social Sciences 04, no. 05 (2022): 316–31. http://dx.doi.org/10.47832/2717-8293.19.19.

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The study aimed to identify the nature of the impact of electronic governance applications on electronic banking services, and to achieve the goal of the research, the researcher resorted to the descriptive analytical approach to collect data through the questionnaire, which is the main tool for the study, as well as analyzing this data through a set of statistical methods (SPSS) and (SMART-PLS). The study was specifically applied in the field of private banks operating in the city of Baghdad / Iraq, and 6 banks were selected, namely (Northern Bank, Al Rajah Islamic Bank, Khaleej Commercial Ba

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Umasugi, Nirwan. "RESPON CIVITAS AKADEMIKA IAIN TERNATE TERHADAP PERBANKAN SYARIAH DI KOTA TERNATE." Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah 2, no. 2 (2022): 93. http://dx.doi.org/10.46339/al-qashdu.v2i2.824.

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The aim of this study was to identify the significant relationship between perception and behavior, the gap in the behavior of the IAIN Ternate academic community towards Islamic banking to become partners in products and services for the socialization and development of Islamic banks, and to transform the behavior of the IAIN Ternate academic community towards Islamic banking. This study uses a quantitative descriptive analysis method and is a survey study. From the entire academic community of IAIN Ternate, samples were taken using a random sampling technique. The study's findings demonstrat

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Khamis, Hanaa Nassrallah, and Dr Nazim Jawad Abd. "THE IMPACT OF THE EMPLOYEES’ VOICE IN THE FORMATION OF SOCIAL CAPITAL: APPLIED RESEARCH IN A SAMPLE OF IRAQI PRIVATE BANKS." International Journal of Transformations in Business Management 12, no. 03 (2022): 115–43. http://dx.doi.org/10.37648/ijtbm.v12i03.006.

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The current research aims to know the effect of the employees’ voice (as an independent variable) in the formation of social capital in the banks of the research sample (as a dependent variable), as social capital is one of the valuable assets that is reflected through the existence of close personal relationships between individuals, organizations or societies, as the voice of workers contributes to the creation of structural, relational, and cognitive forms of social capital. To support the performance of the organization, by increasing the ability of workers to contribute to decisionmaking

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S. Kaushik, Satyajodha, and Himanshu G. Dawda. "Propagation of Selected Mangrove Species and Proposed Restoration Model for Mithi river." Ecology, Environment and Conservation 30, Suppl (2024): S191—S196. http://dx.doi.org/10.53550/eec.2024.v30i06s.028.

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Since many decades, mangrove ecosystem has been continuously under threat and shrinking worldwide. This loss has made a very severe impact on wetland and estuarine ecosystem, the degradation of these mangroves, has led to increase in natural disasters i.e., frequent flooding in most of the estuarine and river areas. Considering the importance of mangroves in the restoration of ecosystem, the present research aims to propagate selected mangrove species in Mumbai, across mithi river banks. Propagations were achieved using different methods like by seeds, stem/ shoot cuttings and air-layering. It

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van Deventer, Marko. "Bank identification and perceived bank brand personality: A gender comparison." Innovative Marketing 20, no. 2 (2024): 204–16. http://dx.doi.org/10.21511/im.20(2).2024.17.

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Understanding how gender impacts millennial retail banking customers’ bank identification, as well as their perceptions of bank brand personalities, is important, given that retail banks need to effectively segment their markets and develop targeted marketing campaigns to engage and retain millennial customers. The paper aimed to investigate the differences between millennial male and female banking customers in terms of their identification with their retail bank and the brand personalities they associate with their bank. The research utilized a self-executed survey, collecting data from a sa

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N, Selvaraj. "CUSTOMER SERVICE IN BANKS AND ITS IMPORTANCE IN TAMILNADU." ICTACT Journal on Management Studies 7, no. 3 (2021): 1422–30. https://doi.org/10.21917/ijms.2021.0203.

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The problems in promoting of bank services in urban and semi-urban square measure as are completely different. The sort of services needed differs in urban and rural square measure as and stratified services are required within the industry. Folks have a large selection of services and a multiplicity of product desires. However, they’re continually tuned in to convenience, cost, safety, speed, respect, quality, courtesy and class. The current day bankers got to reply to the wants of the shoppers during this intensely competitive and quickly ever-changing atmosphere. A bank is an establishment

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DeBose, Jennifer L., and Gabrielle A. Nevitt. "Investigating the association between pelagic fish and dimethylsulfoniopropionate in a natural coral reef system." Marine and Freshwater Research 58, no. 8 (2007): 720. http://dx.doi.org/10.1071/mf06195.

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Dimethylsulfoniopropionate (DMSP) is a biogenic chemical produced by marine algae that is associated with areas of high primary and secondary productivity in the ocean. In laboratory experiments, DMSP has been shown to be an effective feeding attractant for a variety of fresh and saltwater fishes, suggesting that it might also function as a foraging cue in the natural environment. Here we explore whether free-roaming pelagic fishes associate with periodic elevations of DMSP in their natural foraging habitat. Working in the vicinity of the coral reefs of the Flower Garden Banks in the Gulf of M

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Cifarelli, Giulio, and Giovanna Paladino. "Sovereign - Bank Default Risk Linkages During the Greek Financial Crisis and the Role of the Italian Debt." International Journal of Accounting and Financial Reporting 8, no. 4 (2018): 115. http://dx.doi.org/10.5296/ijafr.v8i4.13714.

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The Greek crisis has brought to light the strong nexus between the credit risks of European banks and their sovereign. We study this phenomenon in Germany, France, Italy and Spain by estimating the conditional correlations between sovereign and bank CDS bond spreads over the period 2006-2015. Trivariate time-varying regime switching correlation analyses, such as the STCC-GARCH and DSTCC-GARCH, are implemented to associate causally the state shifts to the dynamics of the so-called “transition variables”. We find evidence of significant changes in the correlation structures due to the evolution

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Guinet, Christophe. "Comportement de chasse des orques (Orcinus orca) autour des îles Crozet." Canadian Journal of Zoology 70, no. 9 (1992): 1656–67. http://dx.doi.org/10.1139/z92-231.

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Killer whales around Crozet Islands consume a great variety of preys, including fish, penguins (Eudyptes sp.), elephant seals (Mirounga leonina), and, occasionally, large cetacea. Prédation techniques used on elephant seals and penguins, which are easily observed from the shore, are described. Hydrophones were used to record the acoustic behaviour of the whales during their hunts for both types of prey. The successful predation of 29 elephant seals was observed, 24 of which were weaned pups. Seals were captured along the banks (n = 3), near river outlets (n = 14), by voluntary stranding of the

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Aluri, Jacob Solomon Raju, Rajendra Kumar, and Prasada Rao Chappidi. "Reproductive Biology of Mangrove Plants Clerodendrum inerme, Derris trifoliata, Suaeda maritima, Suaeda monoica, Suaeda nudiflora." Transylvanian Review of Systematical and Ecological Research 18, no. 3 (2016): 31–68. http://dx.doi.org/10.1515/trser-2015-0092.

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Abstract Floral biology, sexual system, breeding system, pollinators, fruiting and seed dispersal aspects of five mangrove associate species, namely, Clerodendrum inerme, Derris trifoliata, Suaeda maritima, S. monoica, and S. nudiflora were studied. All these species are hermaphroditic, self-compatible, and exhibit mixed breeding systems adapted for pollination by external agents. C. inerme and D. trifoliata are principally entomophilous, while Suaeda species are ambophilous. The study suggests that these plant species are important constituents of mangrove forests. C. inerme and D. trifoliata

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Voronin, Ivan A. "Development of Methodological Approaches to Assessing Client Risks of a Commercial Bank." Proceedings of the Southwest State University. Series: Economics, Sociology and Management 12, no. 1 (2022): 244–55. http://dx.doi.org/10.21869/2223-1552-2022-12-1-244-255.

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Relevance. Money laundering has strong consequences throughout the world, which distort and seriously distort economic processes, since it can completely destroy the political and financial systems of a country. Credit organizations, as intermediaries in financial transactions, are the main participants in the process of legalization of income and anti-money laundering activities. Therefore, risk management becomes a decisive element for identifying actions that may indicate suspiciousness of a transaction, and associate its participants with money laundering, and requires banks to form specia

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Татар, М. С., Ю. А. Нужнова та О. О. Косяк. "СТВОРЕННЯ БАНКІВСЬКИХ КЛАСТЕРІВ ДЛЯ ПІДВИЩЕННЯ ІННОВАЦІЙНОСТІ БАНКІВСЬКОЇ СИСТЕМИ УКРАЇНИ". TIME DESCRIPTION OF ECONOMIC REFORMS, № 3 (18 жовтня 2019): 56–65. http://dx.doi.org/10.32620/cher.2019.3.07.

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Formulation of the problem. Today most developed countries associate long-term sustainable economic growth with the transition to innovative path of development, so the problem of creating and ensuring the efficient functioning of innovative cluster structures, in particular banking, is extremely urgent. The aim of the research is systematization of theoretical and methodological provisions on the creation of banking cluster structures to enhance the innovativeness of Ukraine banking system. The subject of the research is formation and functioning of innovative banking clusters in Ukraine. The

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Ahmad, Irfan, and Nisha Khan. "The Issues and Challenges of NPAs related to the Make in India Campaign: A Study of SBI and its Associate Banks." Asian Journal of Research in Banking and Finance 6, no. 11 (2016): 1. http://dx.doi.org/10.5958/2249-7323.2016.00051.1.

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Pham, Tien Phat, Hoc Thai Huynh, Boris Popesko, Sinh Duc Hoang, and Tri Ba Tran. "Impact of Fintech’s Development on Bank Performance: An Empirical Study from Vietnam." Gadjah Mada International Journal of Business 26, no. 1 (2024): 1. http://dx.doi.org/10.22146/gamaijb.71040.

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In recent years, fintech has exploded in popularity and importance in the finan- cial industry. Its impacts have spread widely throughout the world, including Vietnam. This study aims to investigate the effect of fintech’s development on bank performance in Vietnam. Based on the unstructured data about fintech on the financial expert web- sites from Vietnam, the word frequency statistic technique of the text mining approach is applied for measuring fintech’s development under the support of Python-based solu- tions. The bank-level data of 15 Vietnamese banks for the period from the first quart

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Santoso, Djunaidy, Haryono Soeparno, and Ayuliana Ayuliana. "Keuntungan Algoritma Bezier, B-Spline di Dunia Industri." ComTech: Computer, Mathematics and Engineering Applications 4, no. 1 (2013): 462. http://dx.doi.org/10.21512/comtech.v4i1.2790.

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Graphic Computers are widely used in various fields, especially in industries, companies, banks and hospitals. At hospital, computer graphics with leading edge techniques support images related to patient's needs. Graphic computer can also be used for shipbuilding and automotive design, as well as decision-makers in an institution, using pictures or images that can be analyzed to produce good forms which the accuracy is still investigated (CAD and CAM). The purpose of research is linking algorithms by creating the right picture or image to a form required by decision makers to associate algori

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Cherkasov, V. Yu. "Wholesale Central Banks Digital Currencies and New Opportunities for Interbank Settlements with the Prospect of Entering International Transactions." Outlines of global transformations: politics, economics, law 17, no. 2 (2024): 80–102. http://dx.doi.org/10.31249/kgt/2024.02.04.

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A new generation of digital technologies that make it possible to speed up settlements and reduce their cost was born from crypto-currency projects, but the prospects of their economically effective and socially responsible application associate with central bank digital currency. The article discusses the issues of digitalization of central bank money in relation to interbank settlements, including for servicing cross-border payment turnover. So far, this topic has not found a significant response in Russian scientific journals. This publication aims to popularize it by summarizing and analyz

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Dhamija, Pavitra, Shivam Gupta, and Surajit Bag. "Measuring of job satisfaction: the use of quality of work life factors." Benchmarking: An International Journal 26, no. 3 (2019): 871–92. http://dx.doi.org/10.1108/bij-06-2018-0155.

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PurposeBanking industry forms a part of financial services that has emerged itself as the most important source for India’s economic growth. Job satisfaction of employees is one of the important pre-requisites to ensure smooth functioning of banks. The purpose of this paper is to explore the association of job satisfaction with the quality of work life factors of bank employees (n=300), followed by the essential influential relationship of these concepts with socio-demographic characteristics, thereby, proving its own distinct contribution to the subsist body of literature.Design/methodology/a

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Sanjana, S. Shenoy, and V. T. Shailashri. "Impact of Merger on Operational and HR Efficiency: A Case Study of the State Bank of India." International Journal of Case Studies in Business, IT, and Education (IJCSBE) 5, no. 2 (2021): 87–99. https://doi.org/10.5281/zenodo.5235286.

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<strong>Purpose:</strong> <em>Analysing financial performance is one of the popular methods for measuring operational efficiency of a firm. Ratio analysis is an important tool of financial analysis. The analysis of key performance parameters enables diverse group of stakeholders to obtain information about profitability and growth prospects. Mergers and acquisitions are popular means of inorganic growth. The Indian Banking Industry has used this effective tool to consolidate and grow in size. Through M&A, acquired banks get a new name, structure, products and services. However, the risk of

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Vekhande, Yash T., Nithya Gnanasekar, Pranil A. Patil, and Piyush S. Karmakar. "WHAT IS REWARD BASED CROWDFUNDING? RBS IN INDIA." YMER Digital 21, no. 04 (2022): 428–31. http://dx.doi.org/10.37896/ymer21.04/40.

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In today’s world of ability and innovation, the population is occupied with varied business ideas. From promoter’s sight, generation of business proposal is less complicated than composition for the fund for its application. At present, the businessmen have several choices from that they'll prepare funds particularly shares, banks, personal lenders, capital establishments and different monetary organizations. however still there are varied frequent expenses that don't seem to be supported by these organization. To trot out these initial capital and indirect expenses a replacement idea has arou

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Issam, Boukhanef, Anna Khadzhidi, Lyudmila Kravchenko, Yuri Tsarev, Leonid Groshev, and Oleg Polushkin. "Flood risk management in Allala River (Algeria) using Flood frequency analysis and hydraulic modeling." E3S Web of Conferences 135 (2019): 01093. http://dx.doi.org/10.1051/e3sconf/201913501093.

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The objective of flood frequency analysis (FFA) is to associate flood intensity with a probability of exceedance and for making probabilistic estimates of a future flood event in Allala basin based on the historical discharge record at Sidi Akkacha gauging station, the peak floods discharge of Allala river for 5, 10, 50, 100 years return period are estimated using exponential distribution and the stage at different position of river are calculated using HEC RAS model . Based on the modeling study carried out considering 62 cross sections for 8 km length of river, The Output HEC-RAS model show

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Gokul Kumar, S., M. Jayanthi, K. Subramani, and A. Prasanth. "AN EXPLORATORY ANALYSIS ON THE IMPACT OF INSTITUTIONAL-SPECIFIC CUM MACROECONOMIC INDICATORS ON THE NON-PERFORMING ASSETS OF SBI AND ASSOCIATE BANKS IN INDIA." ICTACT Journal on Management Studies 3, no. 4 (2017): 625–31. http://dx.doi.org/10.21917/ijms.2017.0085.

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Abdalkrim, Gaafar Mohamed, and Laith Talal Khrais. "The Impact of Strategic Planning on Online Banking: An Empirical Study in Saudi Arabia." American Journal of Business and Management 2, no. 1 (2013): 53. http://dx.doi.org/10.11634/216796061706272.

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Banking sector of 21st century face local and international challenges resulted from the revolution of information, technological development, globalization, market liberalization and knowledge explosion; therefore, strategic planning associate by online banking services in banking sector became an urgent necessity. The purpose of this study is an attempt to study the impact of strategic planning among online banking environment in Saudi Arabia. The study comprises three variables which represent independent variable and were derived from comprehensive review of the literature of strategic pla

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Rodrik, Dani. "What Do Trade Agreements Really Do?" Journal of Economic Perspectives 32, no. 2 (2018): 73–90. http://dx.doi.org/10.1257/jep.32.2.73.

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Economists have a tendency to associate “free trade agreements” all too closely with “free trade.” They may be unaware of some of the new (and often problematic) beyond-the-boarder features of current trade agreements. As trade agreements have evolved and gone beyond import tariffs and quotas into regulatory rules and harmonization— intellectual property, health and safety rules, labor standards, investment measures, investor–state dispute settlement procedures, and others—they have become harder to fit into received economic theory. It is possible that rather than neutralizing the protectioni

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Mohiuddin, Zaeema Asrar, Rukhshinda Begum, and Farheen Zehra Rizvi. "Ineffective Awareness of Islamic Banking Products as A Root Cause of Reluctance for the Same by Corporate Customers: A Case Study of MCB – NIB Merger in Pakistan." European Scientific Journal, ESJ 14, no. 13 (2018): 134. http://dx.doi.org/10.19044/esj.2018.v14n13p134.

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This paper focuses on the lack of awareness as the major reason behind the reluctance of Corporate Customers towards Islamic Banking Products in Pakistan. Various reasons for avoiding the Islamic Banking products among customers are reflected in the literature reviewed. However, the need for further work analysis is required in the reviewed literature. Hence, the rationale for this study is to know the influence of unawareness about Islamic banking products among corporate customers and employees. This aspect was further explained through a case study. The case is based on the study of custome

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