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Dissertations / Theses on the topic 'Association of savings and credits'

Author: Grafiati

Published: 25 June 2021

Last updated: 29 July 2025

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1

Vargas, Emmanuel Roque, Montesinos Ricardo Cadillo, and David Mauricio. "Prediction of financial product acquisition for Peruvian savings and credit associations." Institute of Electrical and Electronics Engineers Inc, 2020. http://hdl.handle.net/10757/656581.

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El texto completo de este trabajo no está disponible en el Repositorio Académico UPC por restricciones de la casa editorial donde ha sido publicado.<br>Savings and credit cooperatives in Peru are of great importance for their participation in the economy, reaching in 2019, deposits and deposits and assets of more than 2,890,191,000. However, they do not invest in predictive technologies to identify customers with a higher probability of purchasing a financial product, making marketing campaigns unproductive. In this work, a model based on machine learning is proposed to identify the clients wh

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2

Klonner, Stefan. "Essays on rotating savings and credit associations." [S.l. : s.n.], 2001. http://deposit.ddb.de/cgi-bin/dokserv?idn=96379244X.

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3

Bari, Faisal. "Essays on modeling innovative and flexible credit arrangements : the case of Rotating Savings and Credit Associations (ROSCAs)." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1998. http://www.collectionscanada.ca/obj/s4/f2/dsk1/tape10/PQDD_0026/NQ50108.pdf.

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4

Klonner, Stefan [Verfasser], and Clive [Akademischer Betreuer] Bell. "Essays on rotating savings and credit associations / Stefan Klonner ; Betreuer: Clive Bell." Heidelberg : CrossAsia E-Publishing, 2006. http://d-nb.info/1218726601/34.

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5

Novotná, Jana. "Financování revitalizace bytového domu s dvanácti bytovými jednotkami v Blansku." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2012. http://www.nusl.cz/ntk/nusl-223449.

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This diploma thesis discusses the possible ways of financing the comprehensive revitalization of the apartment house. This diploma thesis contains calculations of the savings, selection of the implementer and assessment of the debt financing.

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6

Gryga, Robert. "Financování revitalizace panelového domu." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2010. http://www.nusl.cz/ntk/nusl-222508.

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This master’s thesis „Financing of revitalization of prefabricated building“ deals with the possibilities of financing reconstruction of the block of flats. Based on theoretical knowledge, carried out the analysis and calculations, includes solutions for specific housing association.

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7

Claude, Djekilamber. "Role of savings and credit cooperative societies in financial services development in Chad : a case of the Union Regionale des Cooperatives d Epargne et de Credit (URCOOPEC)." Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/97164.

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Thesis (MDF)--Stellenbosch University, 2012.<br>Union Régionale des Coopèratives d’Epargne et de Crédit (URCOOPEC) is a network of 10 savings and credit cooperatives, established in 1990 by UNDP in Chad to support the government’s strategy of strengthening and improving access to financial services to the population. All the cooperatives are located in and around N’djaména the capital city of Chad. URCOOPEC has developed as a microfinance model owned by the community that is able to help the poor population that is excluded from the formal financial services accessing these services. Des

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8

Bare, Michael Burnett. "Credit union service organization products and services: Implications, decisions, and strategies." CSUSB ScholarWorks, 2005. https://scholarworks.lib.csusb.edu/etd-project/2930.

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9

Netnou, Ntombomhlaba Salome. "Investigating informal savings as income generating and proverty alleviating tool in Nelson Mandela Bay Municipality." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/1616.

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The study investigated the informal savings approach as an income-generating and poverty alleviation tool for women. The focus of the study is specifically in the Nelson Mandela Bay Municipality. The purpose of the study was to explore the reasons behind the involvement of women, in particular, to the use of informal savings as a tool for income generation and poverty alleviation. South Africa is characterised by inequitable growth and development, a high degree of poverty, increasing demands and limited resources. It is because of this backdrop that many women in poor communities, both rural

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10

Christensen, Morgan. "What are the relationships among high school academic outcomes and attendance?" Thesis, University of Oregon, 2017. http://hdl.handle.net/1794/22668.

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Research for the past decade has examined academic performance gaps among students from the perspective of sex, race and ethnicity groups, and low socio-economic status. Across those studies school attendance has been identified as a primary correlate with academic success. I used a descriptive non-experimental design to investigate the relationship of student academic outcomes (i.e., GPA, credits earned toward graduation) among student groups (i.e., sex, race, and special education status) on attendance type of unexcused or excused absences. This study included two cohorts of 9th grade high s

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11

Ames, Carbajal Lilian Shirley, and Ibarra Mashá Isabel Ponce. "La NIA 315 (Identificación y valoración de los riesgos de incorrección material mediante el conocimiento de la entidad y de su entorno) y su impacto financiero en el proceso de otorgamiento de créditos en las Cajas Municipales en la Provincia de Barranca, 2017." Bachelor's thesis, Universidad Peruana de Ciencias Aplicadas (UPC), 2019. http://hdl.handle.net/10757/625945.

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El presente trabajo de investigación tiene como objetivo determinar el impacto financiero de la aplicación los conceptos de la NIA 315 (Identificación y valoración de los riesgos de incorrección material mediante el conocimiento de la entidad y de su entorno) en el proceso de otorgamiento de créditos en las cajas municipales en la Provincia de Barranca, durante el año 2017. Para el desarrollo del presente trabajo, hemos realizado una investigación mixta (cuantitativa y cualitativa). Para la primera metodología se utilizaron la herramienta de Encuestas con Escalas y el Análisis de Casos, pa

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12

Murengezi, Célestin. "Impacts du crédit dans la promotion des PME : études de cas sur la ville de Ouagadougou Burkina Faso / Impact of the credit in the promotion of the SME : case studies on the town of Ouagadougou Burkina Faso." Université catholique de Louvain, 2008. http://edoc.bib.ucl.ac.be:81/ETD-db/collection/available/BelnUcetd-05132008-120806/.

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La présente thèse porte sur l'analyse des impacts du crédit dans le cadre d'une problématique générale de la microfinance et en particulier sur un terrain empirique de la ville de Ouagadougou, au Burkina Faso. Notre thèse démontre d'abord les mécanismes par lesquels les crédits sont octroyés et gérés en mettant en perspective certains aspects de la théorie de l'agence. Du côté de l'offre, nous étudions trois Systèmes Financiers Décentralisés (SFD) et leurs politiques de crédit. Nous analysons comment les trois SFD s’efforcent de servir les exclus aux financements des banques classiques et d'en

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13

Čápová, Jana. "Komparace postavení jednotlivých institucionálních typů v současném českém bankovnictví." Master's thesis, Vysoká škola ekonomická v Praze, 2008. http://www.nusl.cz/ntk/nusl-5319.

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The major goal of this work is to compare positions of different institutional types active in the banking sector in the Czech Republic. The emphasis is being given to the description of gradual mutual convergence and interactions of particular institutional types in the context of changes undergoing in a transition economy since 1990. The second part of this work analyses the framework for the operation of different institutional types and compares their positions against clients, owners and supervisor. The last part of the work is a comparative analysis of economic indicators for each instit

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14

Jungwirth, Michal. "Studie proveditelnosti - zavedení nového produktu na trh - zelené úvěry." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2010. http://www.nusl.cz/ntk/nusl-222537.

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This diploma thesis describes by a feasibility study the introduction of a new product, which has the name Green credits. This project responds to a flexible manner on a prospective and dynamically growing market for environmentally friendly and energy-saving solutions and its implementation may allow a particular financial institution to obtain the position of leader and new business in this market.

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15

Barroso, Angel. "Optimisation des systèmes d'éclairage des bâtiments de l'Université Paul Sabatier basé sur un réseau novateur de type bus continu/basse tension." Thesis, Toulouse 3, 2017. http://www.theses.fr/2017TOU30345/document.

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Les diodes électroluminescentes (LEDs) constituent de nouvelles solutions pour créer des luminaires plus robustes, ayant un meilleur rendement de conversion et plus respectueuses de l'environnement. Malgré les avantages indiscutables déjà obtenus aujourd'hui, ce type de luminaire présente encore quelques optimisations possibles et offre des possibilités de fonctionnalités multiples. A travers plusieurs campagnes de tests, l'auteur montre sur des LEDs du commerce, que les points d'optimisation non encore exploités dans les luminaires commerciaux. Ces LEDs ont ainsi été testés sur de larges plag

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16

Laland, Pierre. "L’association financière des salariés à la performance de l’entreprise." Thesis, Paris 2, 2016. http://www.theses.fr/2016PA020056.

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Au carrefour du droit du travail, du droit civil et du droit des sociétés siège la notion de rémunération. À l’image du contrat de travail, la rémunération peut se métamorphoser pour devenir un outil d’association financière des salariés à la performance de l’entreprise. L’association financière des salariés aux performances de l’entreprise ne présente pas un visage unique. Elle déploie d’abord ses effets dans le périmètre du Code du travail : l’individuel et le collectif se rejoignent pour dessiner une première forme d’association. Salaire et épargne salariale constituent les fruits du contra

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17

Klonner, Stefan [Verfasser]. "Essays on rotating savings and credit associations / Stefan Klonner." 2001. http://d-nb.info/96379244X/34.

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18

Lin, Sheng-Fu, and 林泩甫. "Default and Participation in the Rotating Savings and Credit Associations: An Empirical Analysis." Thesis, 2010. http://ndltd.ncl.edu.tw/handle/18394285672682563655.

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19

Simataa, Linus Milinga. "Microfinance and poverty alleviation: a study of three savings and credit associations, Caprivi region, Namibia." 2013. http://hdl.handle.net/11394/3878.

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Magister Artium - MA<br>According to Professor Muhammed Yunus, Nobel Prize winner in 2006 and the founder of the internationally acclaimed Grameen Bank in Bangladesh, microfinance is a viable solution to poverty alleviation among the poorest people residing in rural areas. Microfinance programs have led to poverty alleviation and empowerment of especially rural based women of developing societies, as they enable the poor to manage their finances and cope with unpredictable shocks and emergencies (Yunus, 2007). This research evaluated the developmental impact of microfinance on poverty allevia

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20

Nwosu, Ogunedo Basil. "The GB-ROSCA hybrid microfinance model : a strategy for small-scale development projects in Nigeria." Thesis, 2008. https://vuir.vu.edu.au/16103/.

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Funds availability has always been a major constraint to micro and small business development projects in many Asian and Latin American countries, and more so for all African countries. An assortment of various credit models has been devised and used over time by policy makers in these countries to bridge the gap between the supply and demand of small business funds. Each of these earlier credit models failed to solve the problem owing to endemic corruption in the system, such as kickbacks, heavy repayment default, over-dependency on subsidies, high transaction costs, etc. In recent times, nov

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21

Gorgan, Roman. "Microfinance institutions: an empirical study from Moldova." Master's thesis, 2012. http://www.nusl.cz/ntk/nusl-305033.

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The present master thesis deals with non-banking microfinance institutions and examines its abilities and role in the poverty alleviation process. It is more than necessary to pay attention to the rural sector and its development as any successful transition of the economy requires transition of the rural sector as well. In many transition economies people in the rural areas continue to live on the edge of poverty, engaged in subsistence agriculture and remain susceptible to wide range of shocks. In such countries rural population unlike urban one did not benefit to the same extend from transi

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22

Jawo, Ali, and 賈瓦力. "A Study on the Growth and Performance of the Village Saving and Credit Association (VISACA) Banks in the Gambia." Thesis, 2010. http://ndltd.ncl.edu.tw/handle/37564972444840567570.

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碩士<br>國立屏東科技大學<br>熱帶農業暨國際合作系所<br>98<br>Credit to the agricultural sector in the Gambia is heavily dependent on commercial banks which provide approximately two-thirds, while other Microfinance Institutions such as the Village Saving and Credit Association VISACA Banks provide the remaining third. The VISACA Banks are managed by the community as savings and credit associations and are a means of providing tools to combat factors that cause poverty and prevent people from breaking out of it. This is achieved through the provision of loans to finance income generating activities and to stimulate

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23

古煥枝. "The Research of Der Lai Reciprocal Savings Association In Hsin-chu County (From 1971 to 2012)." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/08886497123178616951.

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24

Kgomo, Simon Llifie. "Determinants of investments : a comparative study of RSA Retail Savings Bonds and stokvel." Diss., 2018. http://hdl.handle.net/10500/24953.

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This research established the determinants of the investment choices between the RSA Government Retail Bonds and the stokvel by salaried individuals. The research carried out a comparative analysis between the two investment instruments. The main data was drawn from FinMark for the period 2011 to 2015. The research used a combination of data tables and graphs to analyse frequency (distribution) of use in each of the investment choices. The research used Pearson’s Chi square and Fishers’ t-test to determine the distribution, independence and Cramer’s V coefficient was applied to establish the c

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25

Rakoena, Thabang Lisbon. "Investigating the Possibilities of Linking Progressive Housing Investment with Bank Housing Finance; The Case of Maseru - Lesotho." Thesis, 2006. http://hdl.handle.net/10539/1669.

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Student Number : 0204752J - MSc research report - School of Construction Economics and Management - Faculty of Engineering and the Built Environment<br>Most governments in developing countries are unable to assist in the ever-growing housing needs of the informal sector, which constitutes the major part of most economies. The two reasons for this state of affairs are (i) the ever-shrinking resource base of countries, which makes the provision of subsidies impractical; and (ii) the fact that this sector is normally characterized by irregular incomes, which makes provision for loans by f

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