Log in

Relevant bibliographies by topics / Bank cybersecurity / Journal articles

To see the other types of publications on this topic, follow the link: Bank cybersecurity.

Journal articles on the topic 'Bank cybersecurity'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Bank cybersecurity.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Dr., Seema Singhal. "Assessing The Cybersecurity Challenges In E-Banking: A Comparative Study of Public and Private Sector Banks." International Journal of Contemporary Research In Multidisciplinary 4, no. 1 (2025): 202–6. https://doi.org/10.5281/zenodo.15510841.

Full text

Abstract:

This study examines the cybersecurity challenges faced by e-banking systems across public and private sector banks in India from March 2020 to March 2024. Through comparative analysis of six major banks - State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda (BOB), Axis Bank, ICICI Bank, and HDFC Bank - this research identifies key cybersecurity vulnerabilities, incident patterns, and mitigation strategies. Statistical analysis reveals significant differences in cybersecurity preparedness and incident response between public and private sector banks, with implications for regul

APA, Harvard, Vancouver, ISO, and other styles

2

Johri, Amar, and Shailendra Kumar. "Exploring Customer Awareness towards Their Cyber Security in the Kingdom of Saudi Arabia: A Study in the Era of Banking Digital Transformation." Human Behavior and Emerging Technologies 2023 (January 12, 2023): 1–10. http://dx.doi.org/10.1155/2023/2103442.

Full text

Abstract:

The annual rate of cybersecurity breaches has risen in the last few years, exposing millions of records in some cases. The average data breach cost in 2021 was a massive $4.24 million. This study examines customer awareness and satisfaction with cybersecurity in the context of the digital transformation of banking in Saudi Arabia. The study is empirical and based on the data collected from 355 banking customers in Saudi Arabia. Three significant aspects of cybersecurity, including cyberattacks, phishing, and hacking, have been analyzed through various dimensions. Customer satisfaction with ban

APA, Harvard, Vancouver, ISO, and other styles

3

Apsari, Ratna Ditha, and Tubagus Muhamad Yusuf Khudri. "An Evaluation of Cybersecurity Risk Management Implementation at Bank Pembangunan XYZ." Greenation International Journal of Economics and Accounting 3, no. 1 (2025): 102–15. https://doi.org/10.38035/gijea.v3i1.366.

Full text

Abstract:

Cybersecurity risk management in the financial sector is crucial for mitigating cybersecurity threats. The main objective of this study is to evaluate the implementation of cybersecurity risk management at Bank Pembangunan Daerah XYZ. This research employs a qualitative method with a case study strategy, using primary and secondary data sources through semi structured interviews and surveys conducted with employees and managers of Bank Pembangunan Daerah XYZ. The data is processed using narrative analysis techniques. The findings of this study reveal gaps in the implementation of cybersecurity

APA, Harvard, Vancouver, ISO, and other styles

4

Raza, Md Adil, Mohammad Amir Hossain, Farhana Mahjabeen, Jami Yaseer Rahman, and Taqi Yaseer Rahman. "Evaluating the Human Factor in Bank Cybersecurity: Strategies for Improving Employee Awareness and Reducing Insider Threats." Indonesian Journal of Advanced Research 4, no. 1 (2025): 1–20. https://doi.org/10.55927/ijar.v4i1.13399.

Full text

Abstract:

The human factor proves to be a considerable weakness in the banking security infrastructure even when advanced cybersecurity technologies are being implemented by various banks. Breaches involving employees have been a huge factor in bank cybersecurity issues this research, look at the impact of employees in bank security, and how breaches have an insidious human behavior element. It notes risks like phishing attacks, negligence and intentional insider threats and heavy strategies need to respond to these risks. The research shows employing targeted awareness programs, continuous training, an

APA, Harvard, Vancouver, ISO, and other styles

5

Mahardika, Zahrashafa, Rizky Banyualam Permana, and Nadia Maulisa. "GOING DIGITAL RUPIAH: SOME CONSIDERATIONS FROM SOVEREIGNTY AND CYBERSECURITY PERSPECTIVES." Journal of Central Banking Law and Institutions 2, no. 1 (2023): 25–54. http://dx.doi.org/10.21098/jcli.v2i1.42.

Full text

Abstract:

Central banks worldwide are coming to terms with the bits and bytes of digital money, commonly referred to as Central Bank Digital Currency (CBDC). CBDC has been claimed to be safer, more secure, and inherently less volatile, unlike cryptocurrencies, as it is issued and regulated by central banks. The development of digital currency not only emerged in, and isolated developed countries’ monetary policy but also came from the emerging markets. However, the policy and academic discussion on CBDC is clouded as only a significant minority of states have instituted it. From a regulatory point of vi

APA, Harvard, Vancouver, ISO, and other styles

6

Kawimbe, Sidney, and Mubukwanu Kwalombota. "Mitigating Cybersecurity Risks in the Digitization of Banking Operations: Strategies, Challenges, and Best Practices for Zambian Commercial Banks." International Journal of Research and Innovation in Social Science VIII, IIIS (2024): 2988–3005. http://dx.doi.org/10.47772/ijriss.2024.803213s.

Full text

Abstract:

This study explores cybersecurity risk mitigation strategies within the Zambian banking sector amidst rapid digitization. Utilizing a mixed methods approach, data from a survey involving 123 bank employees/managers from banks operating in Zambia and expert interviews with bank cybersecurity staff. The study offers comprehensive insights into stakeholders’ perceptions, challenges, opportunities, implemented strategies, and recommended best practices for Cybersecurity Risk Mitigation (CSRM). The findings highlight a diverse landscape of digitization efforts among banks, influencing their exposur

APA, Harvard, Vancouver, ISO, and other styles

7

Hu Benhang, Huang Furong, Yang Jian, and Zhou Yingmei. "The Safety Measures on Electronic Banking Operations and Its Cybersecurity: Basis for Enhancement Plan." Journal of Business and Management Studies 6, no. 4 (2024): 262–85. http://dx.doi.org/10.32996/jbms.2024.6.4.20.

Full text

Abstract:

The main objective of the study is to determine the effect of safety measures to the cybersecurity issues encountered by the selected banks in China. The researcher employed descriptive correlational research design and the probability sampling was utilized specifically, purposive sampling technique. The study involved a sample of 150 employees from selected commercial banks in China as respondents. Majority of the respondents agreed that the commercial bank has successfully managed cybersecurity issues, detecting and preventing most attacks, unauthorized access attempts, and sophisticated cyb

APA, Harvard, Vancouver, ISO, and other styles

8

Khan, Ashraf, and Majid Malaika. "Central Bank Risk Management, Fintech, and Cybersecurity." IMF Working Papers 2021, no. 105 (2021): 1. http://dx.doi.org/10.5089/9781513582344.001.

Full text

APA, Harvard, Vancouver, ISO, and other styles

9

Al-Fadl, Abdel-Al Mustafa Abu, Ayman Ahmed Youssef Ibrahim, and Mahmoud Mohamed Zaki Eid. "The Impact of Cybersecurity Spending on the Performance in Egyptian Commercial Banks with a Field Study." Journal of Lifestyle and SDGs Review 5, no. 4 (2025): e06024. https://doi.org/10.47172/2965-730x.sdgsreview.v5.n04.pe06024.

Full text

Abstract:

Objectives: The study aims to explore the relationship between cybersecurity spending and cyber risks in commercial banks. It also seeks to determine how cyber threats mediate the link between banks' performance and their investment in cybersecurity. By analyzing these factors, the research provides insights into the effectiveness of cybersecurity spending. The findings contribute to understanding how financial and non-financial performance is influenced by cyber risks. Methods: The study employs both deductive and inductive methods to address the research questions. A field survey was conduct

APA, Harvard, Vancouver, ISO, and other styles

10

Gorian, Ella. "The Role of the Financial Regulator of Thailand in Ensuring the Information Security of the Financial and Banking Sector." Национальная безопасность / nota bene, no. 5 (May 2022): 80–90. http://dx.doi.org/10.7256/2454-0668.2022.5.39079.

Full text

Abstract:

The object of the study is the relations arising during the functioning of the national legal mechanism for ensuring cybersecurity. The subject of the study is presented by regulatory legal acts and sources of "soft law" of Thailand, which establish requirements for information systems of the financial and banking sector. Using the example of the second economy in Southeast Asia - Thailand, the role of the financial regulator of the state – the Bank of Thailand (Bank of Thailand, BOT) in ensuring cybersecurity of the financial and banking sectors is described. The features of the legal status

APA, Harvard, Vancouver, ISO, and other styles

11

Abramova, Alla. "SYSTEM OF RISKS OF ACTIVITY OF COMMERCIAL BANKS IN THE CONDITIONS OF DIGITALIZATION." Problems and prospects of economics and management, no. 4(28) (2021): 186–93. http://dx.doi.org/10.25140/2411-5215-2021-4(28)-186-193.

Full text

Abstract:

The trend of modern commercial banks is the digitalization of decision-making processes and various operations, which ensures the preservation of the customer base and the expansion of the banking business through new electronic chan-nels and online lending. It is established that innovative banking technologies create new sources of risk and should ensure effective processes of their management and control. The complex of risks of banking activity in the conditions of digitaliza-tion from the standpoint of consumer interests (data confidentiality, data security, termination of certain types o

APA, Harvard, Vancouver, ISO, and other styles

12

Paroli, Paroli, Jajang Sugiat, and Suca Rusdian. "Strategic Tech Horizons: A Comprehensive SWOT Analysis of Organizational Technology Integration." Ambidextrous Journal of Innovation Efficiency and Technology in Organization 1, no. 01 (2023): 18–24. http://dx.doi.org/10.61536/ambidextrous.v1i01.32.

Full text

Abstract:

This article conducts a comprehensive SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis focused on the strategic integration of technology within Bank BJB, Garut. The strengths identified include the bank's established local presence, a robust customer base, and a strong financial position. However, the analysis reveals weaknesses, including limited experience in digital banking, reliance on traditional processes, and potential resistance to change. Opportunities lie in the growing demand for digital banking services, collaborative partnerships with fintech companies, and regulator

APA, Harvard, Vancouver, ISO, and other styles

13

Oluwatosin Reis, Johnson Sunday Oliha, Femi Osasona, and Ogugua Chimezie Obi. "CYBERSECURITY DYNAMICS IN NIGERIAN BANKING: TRENDS AND STRATEGIES REVIEW." Computer Science & IT Research Journal 5, no. 2 (2024): 336–64. http://dx.doi.org/10.51594/csitrj.v5i2.761.

Full text

Abstract:

This paper provides an in-depth review of the cybersecurity dynamics within the Nigerian banking sector, emphasizing recent trends and strategic approaches to address emerging challenges. As a review paper, it synthesizes existing literature, reports, and case studies to offer a comprehensive understanding of the current cybersecurity landscape in Nigerian banks. The focus is on identifying the predominant cyber threats, analyzing the sector's response strategies, and evaluating the effectiveness of these measures in the context of Nigeria's unique socio-economic and regulatory environment. Ou

APA, Harvard, Vancouver, ISO, and other styles

14

Aderinto, Adejoke Adelayo, and Adeniran Charles Faforiji. "Cybersecurity Threats and Financial Performance of Listed Commercial Banks in Nigeria." Asian Journal of Advanced Research and Reports 19, no. 4 (2025): 381–94. https://doi.org/10.9734/ajarr/2025/v19i4990.

Full text

Abstract:

The study examined the effect of cybersecurity threat on financial performance of listed commercial banks in Nigeria. The study specifically examined the extent to which financial loss from cybersecurity threat affects the earnings per share of listed commercial banks in Nigeria. This study adopted an ex-post facto research design. The population of the study comprises all fourteen (14) listed commercial banks on the Nigerian Exchange Limited. From this population, a sample of ten (10) listed commercial banks were selected using judgmental sampling technique. Data for the study were obtained f

APA, Harvard, Vancouver, ISO, and other styles

15

Masoud, Asgarimehr Zahra Maghsoodlou. "A Model for CybersecurityRisk Management in Digital Transformation (Case Study: An Iranian Bank)." Multicultural Education 9, no. 7 (2023): 43. https://doi.org/10.5281/zenodo.8179189.

Full text

Abstract:

<em>Digital banking is a type of banking based on which the traditional banking business model is transformed. In other words, all products, services, value streams, processes, infrastructures and resources will be redesigned and reengineered based on emerging technologies and based on platform and ecosystem thinking. Today, digital banking is not an opportunity, but a requirement for banks, and if this fact is not accepted, the bank will be practically removed from the competitive market. Due to the expansion of customers' use of the digital banking platform, banking crimes have changed f

APA, Harvard, Vancouver, ISO, and other styles

16

Tariq, Emad, Iman Akour, Najah Al-Shanableh, et al. "How cybersecurity influences fraud prevention: An empirical study on Jordanian commercial banks." International Journal of Data and Network Science 8, no. 1 (2024): 69–76. http://dx.doi.org/10.5267/j.ijdns.2023.10.016.

Full text

Abstract:

In this digital age, fraudulent practices are among the most challenging that organizations must be aware of due to the increasing use of online transactions. This also applies to the banking sector whose business has become more complex with the recent developments in information and communication technology, which has changed the nature of bank fraud requiring advanced prevention measures. From this perspective, this paper aims to determine how cybersecurity affects fraud prevention for Jordanian commercial banks. A five-dimensional NIST cybersecurity framework was used. The research data wa

APA, Harvard, Vancouver, ISO, and other styles

17

Mgimba, Bonni Aidan, and Alexis Naho. "Evaluating Cybersecurity Awareness Levels among NMB Bank Plc. Customers in Morogoro Municipality, Tanzania." Asian Journal of Economics, Business and Accounting 25, no. 7 (2025): 205–14. https://doi.org/10.9734/ajeba/2025/v25i71885.

Full text

Abstract:

This study evaluates the level of cybersecurity awareness among customers of NMB Bank Plc in Morogoro Municipality, Tanzania, in the context of the increasing adoption of digital banking services. The rapid digitalisation of banking platforms has created new opportunities for financial inclusion, while simultaneously exposing users to heightened risks such as phishing, identity theft, and online fraud. Despite significant investments in digital infrastructure, limited cybersecurity literacy remains a major vulnerability within Tanzania’s banking ecosystem. The study employed a cross-sectional

APA, Harvard, Vancouver, ISO, and other styles

18

Sharma, Pranav. "Cybersecurity Risks in Digital Banking: A Financial Perspective." International Scientific Journal of Engineering and Management 04, no. 06 (2025): 1–9. https://doi.org/10.55041/isjem04102.

Full text

Abstract:

Abstract: In an era where digital banking is rapidly redefining the financial landscape, cybersecurity has emerged as a critical concern for financial institutions, regulators, and consumers alike. This study delves into the evolving nature of cybersecurity threats in digital banking, emphasizing the financial ramifications of cyberattacks on banks and their stakeholders. Drawing upon both primary and secondary data—including surveys from bank customers and interviews with industry professionals—the research identifies prevalent threats such as phishing, malware, and unauthorized transactions.

APA, Harvard, Vancouver, ISO, and other styles

19

Macierzyński, Wiesław Łukasz, and Wojciech Boczoń. "The impact of COVID-19 pandemic on cybersecurity in electronic banking in Poland." Central European Review of Economics & Finance 39, no. 4 (2022): 39–55. http://dx.doi.org/10.24136/ceref.2022.016.

Full text

Abstract:

Purpose: The purpose of the article is to present both theoretical and practical basis for cybersecurity in electronic banking in Poland during the COVID-19 pandemic. During this period a major reorganisation of IT solutions occurred, which allowed to extend the range of online products and services offered both to bank customers and employees. As our life is more and more dependent on digital technologies, cyber attacks have become more costly and more dangerous. Driven by dynamic technological development regulations have changed, which resulted in cybersecurity becoming a key priority in fi

APA, Harvard, Vancouver, ISO, and other styles

20

Shehab, Rami, Abrar s.alismail, Dr Mohammed Amin Almaiah, Dr Tayseer Alkhdour, Dr Belal Mahmoud AlWadi, and Dr Mahmaod Alrawad. "Assessment of Cybersecurity Risks and threats on Banking and Financial Services." Journal of Internet Services and Information Security 14, no. 3 (2024): 167–90. http://dx.doi.org/10.58346/jisis.2024.i3.010.

Full text

Abstract:

Technology is important in all aspects of our lives, particularly in the banking sector. Advanced technologies resulted in a fundamental shift in the way banks operate. Malicious use of technology leads to security breaches, customer distrust, financial instability, and other forms of cybercrime. This paper focuses on the most important threats and challenges to be considered while interacting with banks and financial institutions. Significant number of literatures will be reviewed to identify the most common threats and attacks on banks and financial institutions sector, as well as appropriat

APA, Harvard, Vancouver, ISO, and other styles

21

Lukovnikova, N. S. "Risks and Cybersecurity of Banking Business Entities in Russia." Mezhdunarodnaja jekonomika (The World Economics), no. 3 (March 18, 2025): 229–41. https://doi.org/10.33920/vne-04-2503-04.

Full text

Abstract:

The article is devoted to the study of the problems of identifying and analyzing systemic, credit, inflation and other risks, including the regulation of cyber threats and the confrontation of Russian banking business entities with new challenges of the information war. The quantitative assessment of the dynamics of the number of banking business entities made it possible to identify trends in their reduction in 2024, which aff ects the narrowing of the boundaries of bank financing. The analysis of the net profit of the largest federal banks in Russia conducted in the article indicates a stron

APA, Harvard, Vancouver, ISO, and other styles

22

Prajapati, Suraj. "A Critical Review on Future Trends of Digital Currency." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 04 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem30687.

Full text

Abstract:

In today's world, digital currency has become the most important part of our lives. Banks, the financial sector, and governments are encouraging digital currency exchange, and other online digital money has the potential to transform the financial sector. Through my research on digital currency, I will outline advantages, threats, and possible issues associated with it. When we talk about digital currency, it means more than just currencies. Cryptocurrencies are a part of digital currency. Digital currency includes various forms like cryptocurrencies, virtual currencies, and central bank digit

APA, Harvard, Vancouver, ISO, and other styles

23

Erlangga, Faezal, and Lukman Abdurrahman. "Evaluation of Cybersecurity Implementation in the Master Plan for Information Technology (RITI) of Indonesian Banking in the Digital Era." Jurnal Economic Resource 8, no. 1 (2025): 446–58. https://doi.org/10.57178/jer.v8i1.1420.

Full text

Abstract:

The purpose of this study is to evaluate the implementation of cybersecurity policies outlined in the Master Plan for Information Technology (RITI) within Indonesia’s digital banking sector, with a specific focus on assessing their effectiveness in mitigating increasingly sophisticated cyber threats. Employing a descriptive qualitative research design, this study uses a literature review approach based on credible sources, including peer-reviewed scientific articles, regulatory policy documents, and case studies involving cyberattacks on Indonesian banks. The findings indicate that while the r

APA, Harvard, Vancouver, ISO, and other styles

24

Widiyat, Dian, Etty Murwaningsari, and Juniati Gunawan. "DETERMINANT FACTOR OF CONTINUOUS ACCOUNTING IMPLEMENTATION BASED ON INDONESIA BANKING’S EMPLOYEES." International Journal of Research in Commerce and Management Studies 05, no. 01 (2023): 39–46. http://dx.doi.org/10.38193/ijrcms.2023.5104.

Full text

Abstract:

This study aims to examine and analyze the influence of digital capabilities, cybersecurity awareness, green human capital, gender and experience on the continuous accounting implementation. This study uses primary data in the form of questionnaires. The sample in this study was 614 employees of the finance and information technology division at banks registered with the Bank Based on Core Capital Group (KBMI). The result of this study shows that digital capability has no influence on continuous accounting implementation, cybersecurity awareness has a positive influence on continuous accountin

APA, Harvard, Vancouver, ISO, and other styles

25

KUMARI, SHIVANI. "REFORMATION AND RESTRICTIONS ON PAYTM PAYMENT BANK: ISSUES AND CHALLENGES." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 04 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem32649.

Full text

Abstract:

The rise of digital payment platforms has revolutionized financial transactions, with Paytm Payment Bank emerging as a prominent player in the Indian market. However, amidst its rapid growth, the need for reformation and the imposition of restrictions have become apparent. This abstract delves into the issues and challenges surrounding the reformation and restrictions on Paytm Payment Bank. The first section outlines the regulatory landscape governing payment banks in India, highlighting the guidelines set forth by the Reserve Bank of India (RBI) to ensure stability and security in the financi

APA, Harvard, Vancouver, ISO, and other styles

26

Santoso, Wahyu Yun, Araya Anggara Putra, Laras Susanti, and Faiz Rahman. "DESIGN ELEMENTS AND RISKS OF CENTRAL BANK DIGITAL CURRENCY IN TAILORING A PRUDENT ‘RUPIAH DIGITAL’." Diponegoro Law Review 8, no. 2 (2023): 141–58. http://dx.doi.org/10.14710/dilrev.8.2.2023.141-158.

Full text

Abstract:

As the risks associated with the use of stablecoins grow, BI intends to issue Indonesian CBDCs. However, as a financial system innovation, the design of a CBDC must also consider the consequences and risks that may arise from its implementation. In this regard, BI believes that the primary foundation for CBDC implementation should be a strong legal foundation. This normative paper discusses the legal concerns that could arise throughout CBDC implementation in Indonesia. However, because Indonesia's legal framework for cyber privacy and security is still in its infancy, this paper also investig

APA, Harvard, Vancouver, ISO, and other styles

27

Syam Muhaimin, Haslindah, and Hasni. "Analisis Serangan Ransomware Pada Sistem Keamanan Siber Bank Syariah Indoneisa (BSI) Terhadap Customer Turst." Journal Transformation of Mandalika, e-ISSN: 2745-5882, p-ISSN: 2962-2956 6, no. 2 (2025): 67–72. https://doi.org/10.36312/jtm.v6i2.4467.

Full text

Abstract:

The development of digital technology has brought significant benefits to the banking industry but has also increased cybersecurity risks, including the threat of ransomware attacks. Bank Syariah Indonesia (BSI) experienced a ransomware attack that affected its operational services and customer trust. This study aims to analyze the impact of the ransomware attack on customer trust at BSI Branch Bone. The research employs a descriptive qualitative approach, with data collected through interviews with customers. The findings indicate that the ransomware attack caused concern among customers, pri

APA, Harvard, Vancouver, ISO, and other styles

28

P. Madhulatha and Dr. S. Narender. "A STUDY ON IMPACT OF UPI AND DIGITAL WALLETS USAGE ON FINANCIAL PERFORMANCE OF AXIS BANK HYDERBAD." International Journal of Management Research and Business Strategy 15, no. 2 (2025): 162–75. https://doi.org/10.62653/ijmrbs.2025.v15.i2.pp162-175.

Full text

Abstract:

The way banks operate and how their clients use their services has been altered by digital payments. With an emphasis on Axis Bank, this paper examines how digital payments have affected the banking industry.Through an analysis of transaction histories, bank data, and customer usage, the study concludes that digital payments have enhanced Axis Bank's offerings by making them quicker and simpler forclients.More transactions and more consumer satisfaction have resulted from services like UPI, onlinebanking, and mobile banking.But there are other obstacles that must be overcome, like cybersecurit

APA, Harvard, Vancouver, ISO, and other styles

29

Setyarko, Ardhy, Erik Ridha Nugraha, Tio Anta Wibawa, and Nurma Gupita Dewi. "ENHANCING LOAN ORIGINATION THROUGH DIGITIZATION AND DATA ANALYTICS IN BANK BRI." Jurnal Akuntansi dan Bisnis 10, no. 01 (2024): 68. http://dx.doi.org/10.47686/jab.v10i01.684.

Full text

Abstract:

Digitalization and data analytics in loan origination offer numerous benefits to banking institutions, including increased processing speed, improved decision-making, cost efficiencies, better customer experiences, and easier regulatory compliance. However, these advancements come with challenges such as cybersecurity risks, high initial costs, privacy concerns, technology adaptation difficulties, and system integration complexities. By implementing appropriate solutions, such as improving cybersecurity, conducting financial analyses, ensuring transparent data use, providing training, and seek

APA, Harvard, Vancouver, ISO, and other styles

30

Aysan, Ahmet Faruk, Bekir Sait Ciftler, and Ibrahim Musa Unal. "Predictive Power of Random Forests in Analyzing Risk Management in Islamic Banking." Journal of Risk and Financial Management 17, no. 3 (2024): 104. http://dx.doi.org/10.3390/jrfm17030104.

Full text

Abstract:

This study utilizes the random forest technique to investigate risk management practices and concerns in Islamic banks using survey data from 2016 to 2021. Findings reveal that larger banks provide more consistent survey responses, driven by their confidence and larger survey budgets. Moreover, a positive link is established between a country’s development, characterized by high GDPs and low inflation and interest rates, and the precision of Islamic banks’ survey responses. Analyzing risk-related concerns, the study notes a significant reduction in credit portfolio risk attributed to improved

APA, Harvard, Vancouver, ISO, and other styles

31

Chinonso Joseph Okonkwo and Obumneme Solomon Okonkwor. "The impact of cyber-attacks on Nigerian banks and strategies for mitigation." International Journal of Science and Research Archive 15, no. 2 (2025): 758–61. https://doi.org/10.30574/ijsra.2025.15.2.1419.

Full text

Abstract:

The Nigerian banking sector has witnessed a substantial surge in cyber-attacks, causing notable financial losses, operational disruptions, and reputational damage. As banks adopt digital platforms to enhance service delivery and financial inclusion, they have increasingly become targets of sophisticated cyber threats such as phishing, malware, business email compromise, and insider fraud. Drawing on authoritative data from the Financial Institutions Training Centre (FITC), Nigeria Inter-Bank Settlement System (NIBSS), and the Central Bank of Nigeria (CBN), this study critically examines the na

APA, Harvard, Vancouver, ISO, and other styles

32

Okolo, Francess, and Arume Ighoroje. "Security Awareness Programs and Behavioral Patterns in Nigeria Deposit Money Banks: Adopting a Robust Cybersecurity Culture." International Journal of Research and Innovation in Social Science VIII, no. VI (2024): 239–56. http://dx.doi.org/10.47772/ijriss.2024.806019.

Full text

Abstract:

In an era marked by evolving cybersecurity threats, understanding the interplay between Security Awareness Programs, Behavioral Patterns, and Cybersecurity Culture is essential for safeguarding organizational assets and maintaining trust in financial institutions. This study investigated this relationship within Nigeria’s Deposit Money Banks, employing a comprehensive analysis of key variables such as Compliance Adherence, Security Policy Acknowledgements, Training Completion Rate, Risk Awareness and Management, Behavioral Analytics, Employee Feedback and Engagement, and Incident Response Time

APA, Harvard, Vancouver, ISO, and other styles

33

Khoiriah, Zulfa, M. Ikhsan Harahap, and Nursantri Yanti. "Cybersecurity Impact of Cybercrime in Strengthening Trust In BSI Kc Rantau Prapat." Kontigensi : Jurnal Ilmiah Manajemen 12, no. 1 (2024): 320–31. http://dx.doi.org/10.56457/jimk.v12i1.559.

Full text

Abstract:

The study aims to analyze the impact of cybercrime security in increasing customer confidence in bsi kc prapat region.This research uses a quantitative method with a case study approach. Data collected through questionnaires A new study was conducted to test the impact of cybercrime security on customer confidence, involving customers of Bank Syariah Indonesia (BSI) in the Prapat Region. Research results show that cybercrime security has a positive and significant impact on customer confidence, suggesting that customers have more confidence in banks that are able to secure their data from cybe

APA, Harvard, Vancouver, ISO, and other styles

34

ЧИСТЯКОВА, М. К., О. В. СИДОРЕНКО, Е. Ю. НЕБРОДОВСКАЯ-МАЗУР, and И. А. АБДУЛРАГИМОВ. "IMPROVING CYBERSECURITY AS A FACTOR IN INCREASING THE EFFICIENCY OF REMOTE BANKING SERVICES." Экономика и предпринимательство, no. 8(169) (August 30, 2024): 1099–104. http://dx.doi.org/10.34925/eip.2024.169.8.205.

Full text

Abstract:

Кибербезопасность заслуживает особого внимания. Системы защиты часто соответствуют методам мошенников, которые стараются получить доступ к финансовым и личным данным клиентов любыми доступными способами. Банки активно внедряют различные решения для борьбы с этими проблемами. Для перехода к дистанционному обслуживанию вводятся новые методы удаленной идентификации. Для снижения рисков применяются инновационные системы мониторинга клиентов. Чтобы усилить кибербезопасность, специалисты банков разрабатывают новые методы криптографии и занимаются страхованием киберрисков. Cybersecurity deserves spec

APA, Harvard, Vancouver, ISO, and other styles

35

Widiyati, Dian, Etty Murwaningsari, and Juniati Gunawan. "Continuous accounting implementation for a new future: opening the black box through green transformational leadership by surveying Indonesia banking employees." Eastern-European Journal of Enterprise Technologies 2, no. 13 (122) (2023): 28–40. http://dx.doi.org/10.15587/1729-4061.2023.273567.

Full text

Abstract:

This study intents to examine and analyze the continuous accounting implementation with green transformational leadership as moderation variable by conducting a survey. Accounting produce services that impacted by the industrial revolution, so that they need to prepare for the challenges of an industry that clings to inflexible rituals and indecision in adopting complex designs, technologies and processes. This study uses primary data through questionnaires survey. The sample was 614 employees of the finance and information technology division at banks registered with the Bank Based on Core Ca

APA, Harvard, Vancouver, ISO, and other styles

36

Dian, Widiyati, Murwaningsari Etty, and Gunawan Juniati. "Continuous accounting implementation for a new future opening the black box through green transformational leadership by surveying Indonesia banking employees." Eastern-European Journal of Enterprise Technologies 2, no. 13 (122) (2023): 28–40. https://doi.org/10.15587/1729-4061.2023.273567.

Full text

Abstract:

This study intents to examine and analyze the continuous accounting implementation with green transformational leadership as moderation variable by conducting a survey. Accounting produce services that impacted by the industrial revolution, so that they need to prepare for the challenges of an industry that clings to inflexible rituals and indecision in adopting complex designs, technologies and processes. This study uses primary data through questionnaires survey. The sample was 614 employees of the finance and information technology division at banks registered with the Bank Based on Core Ca

APA, Harvard, Vancouver, ISO, and other styles

37

Wakoli, Leonard W. "Factors That Influence Cybersecurity Compliance Behaviours by Bank Employees: A Case of Banks Operating In Kenya." International Journal of Scientific Research and Management (IJSRM) 12, no. 12 (2024): 8037–46. https://doi.org/10.18535/ijsrm/v12i12.em02.

Full text

Abstract:

Digitization of transactions in Banks has developed exponentially since the advent of the internet technology. This has brought about efficiency and high quality service delivery at all times. However, cyber threats also continue to grow exponentially in spite of various initiatives to counter the threats. There are numerous technology initiatives to address the issue of cyber threats but the problem still persists. There is very limited research on how to leverage on human behaviours to effectively improve Cyber security compliance behaviours in Banks. Investigating Cyber security Compliance

APA, Harvard, Vancouver, ISO, and other styles

38

SAMOYLENKO, Olexii. "TRAINING BACHELORS OF CYBERSECURITY IN CONDITIONS OF EDUCATIONAL-AND-DIGITAL MEDIUM BY MEANS OF NETWORK FACILITY FOR PROGRAMMING." Cherkasy University Bulletin: Pedagogical Sciences, no. 4 (2020): 38–42. http://dx.doi.org/10.31651/2524-2660-2020-4-38-42.

Full text

Abstract:

The article publishes the leading aspects of training bachelors in cybersecurity in an educational and digital environment by means of network simulators for programming. The concept of preparation for a bache- lor's degree in cybersecurity is clarified. communicative environment, timely detection, prevention and neutraliza- tion of real and potential threats to Ukraine's national security in cyberspace. It is determined that the training of a specialist with a bachelor's degree in cybersecurity is the right of modern professional activity in the system of state and commercial enterprises, whi

APA, Harvard, Vancouver, ISO, and other styles

39

Gurunath, S. Deshmukh. "Hidden Cyber Security Threats Targeting Virtual Banks in 2025." International Journal of Advance and Applied Research S6, no. 22 (2025): 558–67. https://doi.org/10.5281/zenodo.15532391.

Full text

Abstract:

<em>The banking sector is expected to pass primarily online through 2025, leading to an increase in interaction between cybersecurity and banking. In response to the escalation of the threat, financial institutions increased their cybersecurity budget by 89% in 2024. The key incident involving a virtual Chinese bank on the early days affected by the DDOS attack highlights the weaknesses online banks are facing only online banks. Advanced cybercrime tactics using ransomware and social engineering aimed at both employees and customers and virtual banks that rely on digital platforms. Risk situat

APA, Harvard, Vancouver, ISO, and other styles

40

Buhel, Yuliia, and Borys Ocheretko. "Digital transformation of the banking system: innovations and impact on financial services." Economic Analysis, no. 34(3) (2024): 257–73. https://doi.org/10.35774/econa2024.03.257.

Full text

Abstract:

Introduction. This article explores the issue of digital transformation in the banking system, a crucial stage in the development of the financial sector in today's environment. Digitalization enhances the efficiency of internal bank processes, improves customer service quality, and provides greater access to financial services for various social groups. Special attention is given to the implementation of innovations such as mobile applications, blockchain, artificial intelligence, and automation, which enable banks to respond more quickly and efficiently to customer needs and market challenge

APA, Harvard, Vancouver, ISO, and other styles

41

Dr., Chitra Ravi. "Cybersecurity Essentials: Skills, Careers & Pathways for High School Students." ENTECH 3, no. 4 (2025): 30–40. https://doi.org/10.5281/zenodo.15318146.

Full text

Abstract:

Imagine waking up one morning to find your social media hacked, personal data exposed, or even your <strong>bank account</strong> drained! Scary, right? Well, this isn’t just a nightmare—it’s a reality for millions of people every single day. As <strong>cybercriminals</strong> launch relentless attacks on individuals, businesses, and even governments, the need for cybersecurity professionals has never been greater. By pursuing a <strong>career in cybersecurity</strong>, you can play a crucial role in combating these threats and protecting valuable inf

APA, Harvard, Vancouver, ISO, and other styles

42

Hamadou, Issa, Aimatul Yumna, Hawaou Hamadou, and Mamadou Salieu Jallow. "Unleashing the power of artificial intelligence in Islamic banking: A case study of Bank Syariah Indonesia (BSI)." Modern Finance 2, no. 1 (2024): 131–44. http://dx.doi.org/10.61351/mf.v2i1.116.

Full text

Abstract:

This research examines the challenges and opportunities of AI integration in Islamic banks through a case study of Bank Syariah Indonesia. A qualitative method was applied using an interview approach. Four experts from the IT division of Bank Syariah Indonesia were interviewed. The results suggest that AI applications offer potential benefits such as automation, improved decision-making and efficiency, customer recommendations, and enhanced customer experience. However, the challenges of AI integration include implementation costs, cyber security risks, Shariah compliance, and ethical issues.

APA, Harvard, Vancouver, ISO, and other styles

43

Bhasin, Narinder Kumar, and Anupama Rajesh. "The Role of Emerging Banking Technologies for Risk Management and Mitigation to Reduce Non-Performing Assets and Bank Frauds in the Indian Banking System." International Journal of e-Collaboration 18, no. 1 (2022): 1–25. http://dx.doi.org/10.4018/ijec.290293.

Full text

Abstract:

The purpose of this study is to analyze the important risks being faced by the banks in India and the various reasons for increasing NPA and bank frauds. The paper further focuses on how the newly emerging digital banking tools can be applied with improved skills of lending/risk managers to control and mitigate risk to resolve the issue of NPA and frauds. Indian banks need to strengthen Internal Controls related to pre and post sanctioning of loans like credit appraisal and credit monitoring through the support of Advance technology, Data Analytics, and MIS Reports. Continuous training and ski

APA, Harvard, Vancouver, ISO, and other styles

44

Metibemu, Olufunke Cynthia. "Financial Risk Management in Digital-Only Banks: Addressing Fraud and Cybersecurity Threats in a Cashless Economy." Asian Journal of Research in Computer Science 18, no. 3 (2025): 434–55. https://doi.org/10.9734/ajrcos/2025/v18i3603.

Full text

Abstract:

This study examines financial risk management in digital-only banking by analyzing fraud and cybersecurity threats using quantitative methodologies. Leveraging Verizon’s Data Breach Investigations Report (2024), the European Central Bank Cyber Resilience Oversight Report (2023), and the Financial Action Task Force Money Laundering & Fraud Prevention Report (2024), this research employs descriptive statistics, logistic regression, and Difference-in-Differences (DiD) analysis to assess fraud risks, cybersecurity framework effectiveness, and regulatory impact. Results indicate that phishing (

APA, Harvard, Vancouver, ISO, and other styles

45

Terlizzi, Marco Alexandre, Fernando Souza Meirelles, and Maria Alexandra V. Cortez Cunha. "Cybersecurity governance: An experiment with Brazilian bank employees on Facebook®." Academy of Management Proceedings 2016, no. 1 (2016): 10267. http://dx.doi.org/10.5465/ambpp.2016.10267abstract.

Full text

APA, Harvard, Vancouver, ISO, and other styles

46

Tagani, Enxhi, Erion Curaj, Flavio Koka, and Joana Shehaj. "Phishing: Organizational Awareness for Cybersecurity." INGENIOUS 4, no. 2 (2024): 53–71. https://doi.org/10.58944/lqom6912.

Full text

Abstract:

Phishing continues to be one of the most persistent and dangerous threats in modern cybersecurity. Attackers disguise themselves as legitimate entities to trick individuals into sharing sensitive information, such as login credentials and financial details. In the banking sector, phishing poses particularly significant risks due to the volume of sensitive data handled. While technological solutions like email filtering and multi-factor authentication (MFA) provide some protection, human error remains a critical vulnerability. A custom phishing simulation software was developed to replicate phi

APA, Harvard, Vancouver, ISO, and other styles

47

Apriani, Mita, Reni Antika, Sarah Haerani, and Taufiq Chaidir. "A Systematic Literature Review: The Impact of the Use of E-Money as a Non-Cash Payment Instrument on the Stability of the Indonesian Financial System." Journal of Finance, Economics and Business 3, no. 2 (2024): 1–18. https://doi.org/10.59827/jfeb.v3i2.160.

Full text

Abstract:

This research aims to analyze the impact of the use of electronic money (e-money) on financial system stability in Indonesia. This research uses a systematic literature study method to evaluate various relevant studies related to the use of e-money and its effect on financial stability. The main variables analyzed include payment system efficiency, financial inclusion, cybersecurity, and reliance on technological infrastructure. The results show that e-money has a positive impact on financial system stability through increasing transaction efficiency and expanding access to formal financial se

APA, Harvard, Vancouver, ISO, and other styles

48

Chadha, Priyanka, Sonali P. Banerjee, Arhita Uppal, and Kanika Rana. "Unraveling the Essence of Cybersecurity in Banking: Preserving Financial Integrity and Building Confidence." International Journal of Banking, Risk and Insurance 12, special (2024): 17–29. http://dx.doi.org/10.21863/ijbri/2024.12.sp.iss.003.

Full text

Abstract:

There are more plastic cards in the wallet than currency notes. This change is because the Indian banking industry, is going through an IT revolution to be competitive with the other developed and developing nations and other regulatory reason has led to total banking automation in the Indian Banking Industry. According to KPMG-CII report, India has the capability to become the third largest by 2025 and fifth largest in the world by 2020 in the banking industry. Also, India’s banking industry is worth Rs. 81 trillion and it is utilising latest internet infrastructure to be competitive to other

APA, Harvard, Vancouver, ISO, and other styles

49

Butcovan, Marinela Adriana, and Rica Ivan. "POLICIES AND STRATEGIES AIMED AT ENSURING THE SECURITY OF BANKING INSTITUTIONS AND THEIR IT SYSTEMS." AGORA INTERNATIONAL JOURNAL OF ECONOMICAL SCIENCES 17, no. 2 (2023): 27–33. http://dx.doi.org/10.15837/aijes.v17i2.6438.

Full text

Abstract:

With the development of the banking system, its security and, implicitly,security polic ies emerged as cr itical factors in the entire banking s ector . In the context of thecurrent technological development, the vulnerability of banking institutions has increaseddramatically . For both bank employee s and customer s , cybersecurity, operational securityand data privacy have become top priorities. Th erefore , a central concern for banks is theprompt detection of threats and the development of measures aimed ateliminat ing such dangers , which might both considerably increas e the level of sec

APA, Harvard, Vancouver, ISO, and other styles

50

Swate, Clementine, Siphesihle Sithungu, and Khutso Lebea. "An Analysis of Cyberwarfare Attribution Techniques and Challenges." European Conference on Cyber Warfare and Security 23, no. 1 (2024): 552–59. http://dx.doi.org/10.34190/eccws.23.1.2190.

Full text

Abstract:

Identifying the source of cyber-attacks is crucial to ensuring cybersecurity. This study examines different attribution techniques, obstacles, and real-world examples in the context of cyber warfare. It explores challenges such as incorrect attributions, ethical concerns, legal barriers, and complexities in the digital environment. The discussed topic includes modern techniques such as malware analysis, network traffic study, digital forensics, and the implementation of AI/ML. These methods help improve cybersecurity and shape cyber warfare strategies. Case studies on the Standard Bank South A

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!