Academic literature on the topic 'Bank industry'

Thesis (M.S.)--University of Kentucky, 2002.<br>Title from document title page. Document formatted into pages; contains viii, 66 p. : ill. Includes abstract. Includes bibliographical references (p. 64-65).

Mestrado em Finanças<br>In the early 1990's a wave of financial liberalization programs passed by the Latin American region. This paper aims at investigating whether the improved bank efficiency and bank profitability as well as lower concentration in the bank market contributed into economic growth of certain countries in Latin America or not. We estimate bank efficiency via Data Envelopment Analysis (DEA), and Herfindahl-Hirschman Index (HHI) is used to measure bank market concentration. We test the influence of these variables along with bank profitability ratios (Return on Assets and Return on Equity) on Gross Domestic Product and its components using panel estimates. We sample a panel of consolidated accounts of commercial, savings and investment banks of 10 Latin American countries between 1998 and 2012. We find no statistically significant impact of bank efficiency and bank market concentration on economic growth, revealing that economic growth in Latin America is not so dependent on the banking sector as other regions of the world. However bank profitability has statistically significant positive effects on economic growth.

This study deals with a very common problem encountered in many automotive industries. Automotive companies try to level the production of different models over time based on the demands for these models in the market. In order to achieve this, they introduce a leveled stream of cars in the beginning of the production line. But because of many reasons this leveled stream gets disturbed in its course. In order to re-level the stream, buffers are used between the shops. One such buffer is called as selectivity bank and it sits between paint shop and assembly shop. This buffer receives a disturbed sequence from the paint shop. The thesis tries to develop different algorithms that can be used to discharge cars from this buffer in order to achieve better leveling in the presence of rework and assembly constraints. These algorithms continuously try to steer the system from an undesirable state to a more desirable state by keeping track of current conditions in the plant. A simulation model is developed, which gives a platform for comparing relative performance of these logics under different conditions. The simulation tool is also helpful in designing optimum size of this buffer that will result in desired leveling performance.

Food banks are potent symbols of the prevalence of poverty and food insecurity in affluent countries, yet they have received very little academic attention in New Zealand. Previous food bank research in this country has mainly been instigated by the voluntary welfare sector and has focused on client characteristics and patterns of use. This study expands on these concepts in the local context from a socio-spatial perspective, and examines food banks from both a service provision and service user perspective. This study aims to: document the growth of the food bank industry and determine its role within the broader voluntary welfare sector; determine patterns and trends in usage; examine client characteristics, neighbourhoods and reasons for use; and discuss the implications of food bank use and how dependency on food banks may be reduced. This study examines non-identifiable socio-demographic and address data obtained for food bank clients (n=1695) from a large Christchurch social service agency for 2005. Data from a second large Christchurch social service agency is used to illustrate certain spatial and temporal trends. Additional interviews and questionnaires are conducted with staff and volunteers in the local food bank industry, and with the clients themselves. Results show that food bank use appears not to have decreased in recent years. Maori, sole parents/sole caregivers and beneficiaries are over-represented amongst food bank clients, while there is an apparent under-use of the food bank by other key groups. Poverty and food insecurity appears to be dispersed in Christchurch and is not confined to the most deprived neighbourhoods. A range of factors contributes to food insecurity and food bank use, with the main reasons relating to lack of income, household bills and unaffordable housing. Changes in macro social and economic policy, rather than increased client education, will contribute to a decrease in the need for food banks.