Academic literature on the topic 'Bank management – Nigeria'
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Journal articles on the topic "Bank management – Nigeria"
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Godswill, Osuma, Ikpefan Ailemen, Romanus Osabohien, Ndigwe Chisom, and Nkwodimmah Pascal. "Working capital management and bank performance: empirical research of ten deposit money banks in Nigeria." Banks and Bank Systems 13, no. 2 (June 18, 2018): 49–61. http://dx.doi.org/10.21511/bbs.13(2).2018.05.
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Working capital management is germane for the success of the banking industry in Nigeria, especially the current state of the sector, which is engulfed with the effect of the global decline in oil price that has resulted in non-performing loans, deterioration of the bank asset quality, laying-off of staff amongst others. This is one of the reasons why the profitability of the banking sector deeply depends on the efficient management of a bank’s working capital. Therefore, the objective of this study is to examine how profitability of banks can be enhanced through the working capital management. To empirically carry out the analysis, panel data which consist of ten (10) deposit money banks in Nigeria for seven years (2010–2016) employing the panel fixed effect, panel random effect and the pooled OLS for the two models, which were used as proxies for bank profitability, which includes return on asset (ROA) and return on equity (ROE) to examine the best measure for bank profitability, with the indicators of working capital; net interest income, current ratio, profit after tax, and monetary policy rate. Results of the study showed that working capital management has a significant effect on the profitability of the selected banks and that return on asset is a better measure for bank profitability. Therefore, the study recommends that there should be a periodic review of the minimum capital base of the Nigerian deposit money banks so as to mitigate the effects of inflation and inculcate the consequence of time value of money, because the purchasing power of one (₦1) naira or one ($1) dollar today would not be sufficient to purchase what it can purchase today for tomorrow.
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Ozili, Peterson K., and Erick R. Outa. "Bank earnings smoothing during mandatory IFRS adoption in Nigeria." African Journal of Economic and Management Studies 10, no. 1 (March 11, 2019): 32–47. http://dx.doi.org/10.1108/ajems-10-2017-0266.
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PurposeThe purpose of this paper is to examine the extent of bank earnings smoothing during mandatory International Financial Reporting Standards (IFRS) adoption in Nigeria, to determine whether mandatory IFRS adoption increased or decreased income smoothing among Nigerian banks.Design/methodology/approachThe authors employ panel regression methodology to estimate the association between loan loss provisions (LLPs) and bank earnings.FindingsThe authorse find that the mandatory adoption of IFRS is associated with lower earnings smoothing among Nigerian banks, which implies that Nigerian banks do not use LLPs to smooth reported earnings during the mandatory IFRS adoption period. The authors find evidence for earnings smoothing via LLP during voluntary IFRS adoption. Earnings smoothing is not significantly associated with listed and non-listed Nigerian banks during voluntary and mandatory IFRS adoption. Overall, the findings indicate that mandatory IFRS adoption improves the informativeness and reliability of LLPs estimate by discouraging Nigerian banks from influencing LLPs for earnings smoothing purposes during the mandatory IFRS adoption. The findings of this paper are relevant to the debate on whether IFRS reporting improves the quality of financial reporting among firms in Nigeria.Practical implicationsOverall, the findings indicate that mandatory IFRS adoption improves the informativeness and reliability of LLPs estimate by discouraging Nigerian banks from influencing LLPs estimates to smooth earnings during the period of mandatory IFRS adoption.Social implicationsThe implication of the study is that IFRS has higher accounting quality than local GAAP in Nigeria as it improves the quality and informativeness of accounting numbers (LLPs and earnings) reported by Nigerian banks during the period examined.Originality/valueThis study is the first attempt to focus on income smoothing during mandatory IFRS adoption in Nigeria.
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Aderemi Adeyemo, Kingsley, David Isiavwe, Dorcas Adetula, Olusanmi Olamide, and Owolabi Folashade. "Mandatory adoption of the Central Bank of Nigeria’s cashless and e-payment policy: implications for bank customers." Banks and Bank Systems 15, no. 2 (July 3, 2020): 243–53. http://dx.doi.org/10.21511/bbs.15(2).2020.21.
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This study seeks to uncover the projected gains and challenges of a cashless and e-payment policy in Nigeria, with particular emphasis on the wellbeing of bank clients, and to examine the extent to which the promised benefits of the policy were realized eight years down the line of implementation. Researchers provided copies of a research questionnaire to selected bankers and bank customers in Ogun and Lagos states of Nigeria to find perceptions of the two stakeholder groups regarding the subject matter. Three hypotheses formulated were tested using ANOVA. The paper reveals that the cashless banking initiative in Nigeria has significantly enhanced bank customer satisfaction; the implementation of the cashless banking structure in Nigeria has not led to a significant reduction in the level of cash fraud in Nigerian banks; and the adoption of a cashless economy practice in Nigeria has significantly improved the management of bank customer funds in terms of spending and saving. The paper, in particular, recommends that bank regulators constantly and widely cooperate with all key stakeholders in the system in the fight against cybercrime. This will make the electronic space safe and reliable for use in doing banking in Nigeria and beyond. Acknowledgment The authors wish to acknowledge Covenant University for its financial support during the work on this paper.
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Madugba, Joseph Ugochukwu, Egbide Ben-Caleb, Innocent I. Okpe, Oludare, S. Fadoju, Ben-Caleb Jane Ogochukwu, and Kingsley Iyke Mbamara. "Risk Management Committee, Financial Reporting Quality and Financial Performance of Deposit Money Banks in Nigeria." Research in World Economy 11, no. 5 (September 3, 2020): 288. http://dx.doi.org/10.5430/rwe.v11n5p288.
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This Paper examined risk management committee and financial reporting quality on performance of banks in Nigeria with objective of finding out if risk management committee and financial reporting quality affect liquidity of the banks in our study. The data was gotten from annual report of the banks and Central Bank of Nigeria (CBN) statistical bulletin. Out of sixteen deposit money banks, five banks were used for a period of five years 2012-2016. The hypotheses were tested and the result showed that risk management committee does not affect liquidity level of the banks. However, financial reporting quality affect the net assets value per share of banks in Nigeria and the researcher recommended that there is need to strengthen the risk management committee at every banking organization in Nigeria and greater focus should be given to global reporting to ensure that Nigerian banks can compete favourably with that of other developing economies.
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Nnah Ugoani, John Nkeobuna. "Performance Management and Bank Profitability in Nigeria." Business, Management and Economics Research, no. 53 (March 20, 2019): 49–56. http://dx.doi.org/10.32861/bmer.53.49.56.
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Performance management ensures that the contributions of organizational members are directed toward growth and profitability. Although performance objectives are set at the beginning of the financial year, the achievement of such critical objectives rests on robust performance management. This embraces management action toward key FPIs such as gross earnings, ROA, ROE, NIM, among others that help in driving bank profitability. The exploratory research design was used for the study. Data were analyzed through descriptive and regression statistical methods and it was found that performance management has positive correlation with bank profitability. Based on the result of the study, it was recommended that banks should always check performance to ensure profitability.
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Adelegan, Olatundun J. "Internal and external governance mechanisms: Evidence from the Nigerian banking industry." Corporate Ownership and Control 2, no. 3 (2005): 62–67. http://dx.doi.org/10.22495/cocv2i3p6.
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This paper examines the relationship between internal and external governance mechanism employed by Nigerian banking companies. Data for the study was obtained from the annual reports of bank in Nigeria. I find a higher portion of non-executive directors and a greater likelihood of separating the role of company chairman and CEO in banks compared to similar studies of Nigerian quoted companies. The proportion of non-executive directors who are former executives is low. These suggest those banks are more likely to employ non-executives for monitoring. Banks in Nigeria have utilized audit committees since 1991 and the audit committees in Nigerian banks possess a great proportion of non-executive directors.
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Obamuyi, Tomola Marshal. "Determinants of Banks’ Profitability in a Developing Economy: Evidence From Nigeria." Organizations and Markets in Emerging Economies 4, no. 2 (December 31, 2013): 97–111. http://dx.doi.org/10.15388/omee.2013.4.2.14251.
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The unimpressive banks’ performance in Nigeria over the last decade has remained a source of concern for all and sundry. This study investigates the effects of bank capital, bank size, expense management, interest income and the economic condition on banks’ profitability in Nigeria. The fixed effects regression model was employed on a panel data obtained from the financial statements of 20 banks from 2006 to 2012. The results indicate that improved bank capital and interest income, as well as efficient expenses management and favourable economic condition, contribute to higher banks’ performance and growth in Nigeria. Thus, government policies in the banking system must encourage banks to regularly raise their capital and provide the enabling environment that will accelerate economic growth in the country. Bank management must efficiently manage their portfolios in order to protect the long run interest of profit-making.
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Charles, Onyeiwu, Gideon Ajayi, and Obumneke Muoneke B. "The Impact of Credit Risk on Bank Profitability in Nigeria." Journal of Banking and Financial Economics 1/2020, no. 13 (August 30, 2020): 5–22. http://dx.doi.org/10.7172/2353-6845.jbfe.2020.1.1.
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This study examines the impact credit risk management has on the profitability of commercial banks in Nigeria. The main objective of this material is to show how credit risk parameters are related to the expected performance of commercial banks in Nigeria. Using the regression analysis, relationship was drawn between credit risk parameters (which include capital adequacy ratio and non-performing loan ratio) and the profitability ratio (return on average asset, in particular) of five big Nigerian banks. Mixed research methodology was adopted in that primary data were sourced via questionnaires and secondary data were used via annual report of selected banks. Regression analysis was used to analyse the data. The conclusion drawn from the data analysis shows that there is a strong relationship between credit risk parameters and returns of the bank implying that credit risk management has a strong impact on the profitability of commercial banks in Nigeria. The study recommends that banks’ capital should be matched with their total risk exposure and if there is an imbalance, new capital requirements are necessary. Insider-related interests in loan applications should be closely monitored by the regulators to ensure continuous performance of the loan facility. Also, there should be an extant profiling of loan defaulters whether individuals or corporate entities.
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Ariyibi, Ebenezer Mayowa, Lateef Adewale Yunusa, and Tolulope Oyakhilome Williams. "Bank Specific Factors and Bank Performance: Evidence from Nigeria." Signifikan: Jurnal Ilmu Ekonomi 9, no. 2 (August 14, 2020): 167–76. http://dx.doi.org/10.15408/sjie.v9i2.14658.
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The impact of bank-specific factors on the performance of the deposit money banks in a country has been an area of inquiry for any bank-based financial system. The research investigates the impacts of bank-specific factors on bank performance in Nigeria within 2014-2018. This research use panel data from ten banks that had the best deposit in 2018. The panel data approach found a significant negative relationship between asset quality and return on asset and a significant positive relationship between loan-to-deposit ratio, capital adequacy, and return on asset. In this regard, strategic management should ensure chasing their functional intermediation role and ensure liquidity preference to meet its day-to-day obligations.JEL Classification: G21, G32, C33 How to Cite:Ariyibi, E. M., Yunusa, L. A., & Williams, T. O. (2020). Bank Specific Factors and Bank Performance: Evidence from Nigeria. Signifikan: Jurnal Ilmu Ekonomi, 9(2), 167-176. https://doi.org/10.15408/sjie.v9i2.14658.
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Nzotta, Samuel Mbadike, and Obiageri Eunice Atuonwu. "Assessing the Effect of Liquidity Management on the Performance Of Deposit Money Banks In Nigeria." Advances in Social Sciences Research Journal 7, no. 9 (September 14, 2020): 193–227. http://dx.doi.org/10.14738/assrj.79.8580.
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This study examines the effect of liquidity management on bank’s performance in Nigeria from the period 1980-2017. The major aim of the study was to find empirical evidence of degree to which effective liquidity management affects bank performance and how to improve bank performance and liquidity position. The cointegration and error correction technique were produced from the ARDL technique of data analysis as well as Granger causality test was employed to investigate the relationship between liquidity management and banks’ performance. The study reveals that there is a long run relationship between banks’ performance and the selected key variables, although LQR was found to be the only significant variable in the model from the individual test, however, it was jointly shown that the liquidity components significantly impact on banks’ performance in Nigeria in the long run. Based on the empirical findings, we recommend that central bank of Nigeria should ensure effectiveness and efficiency in the review and monitoring of liquidity policy tools in banks in order to stabilize deposit money banks performance and strengthen the financial sector of the economy.
Dissertations / Theses on the topic "Bank management – Nigeria"
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Enobakhare, Amienyaru. "Corporate governance and bank performance in Nigeria." Thesis, Stellenbosch : University of Stellenbosch, 2010. http://hdl.handle.net/10019.1/8439.
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Thesis (MBA)--University of Stellenbosch, 2010.The purpose of this study was to determine the relationship between corporate governance and the profitability of banks in Nigeria. This has been done in line with previous studies in other parts of the world where it was discovered that the corporate governance culture of a firm does have an effect on its profitability. The corporate governance variable employed in this study was that of ownership. Four types of ownership were used as the independent variables, namely board ownership, institutional ownership, foreign ownership and government ownership. Whilst the dependent variables employed were return on assets (ROA) and non performing loans ratio (NPL). Information on banks’ return on assets and non performing loans was generated from year end financial statements and yearly bank reviews from a Nigerian based research firm called Agusto and Company. Also the banks’ ownership variables information was also pooled from financial reports, the Agusto report on banking industry as well as bank websites. A descriptive statistic data was generated to review the trend of banks’ return on assets and non-performing loan performance indicators, whilst a Pearson correlation table was generated to review the correlation between the ownership variable and the performance of banks. The results generated were found to be similar to what has previously been done. This study makes a significant contribution to research by exposing the importance of corporate governance, a concept which has been neglected in the Nigerian corporate world. Finally it provides further justification to do further research in this area in the Nigerian banking and corporate environment.
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Oumwense, Nosayaba Ernest. "Correlates of Job Satisfaction Among Bank Employees in Nigeria." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/6085.
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Job dissatisfaction among bank employees may adversely influence the financial performance of banks due to employee turnover, decreased productivity, poor service quality, decreased customer satisfaction, and negative employee attitudes in the workplace. The purpose of this correlational study was to examine how work on the present job, pay, opportunities for promotion, supervision, and coworker relationships predict job satisfaction among bank employees in Nigeria. The population of the study was 167 bank employees in 3 commercial banks in Nigeria. The 2-factor theory (TFT) served as the theoretical foundation in this study. Data collection was through a survey instrument called the job descriptive index. The results of the multiple linear regression analysis showed that the regression model significantly predicted job satisfaction, F (5, 95) = 10.806, p < .05, R2 = .363. Both supervision and coworker relationships were statistically significant predictors of job satisfaction among bank employees in Nigeria, while there were no statistically significant relationships between the predictors' work on the present job, pay, and opportunities for promotion, and the dependent variable, job satisfaction. The implications of this study for positive social change include the potential to provide senior bank executives with an understanding of factors that relate to job satisfaction among bank employees, including creating a desirable work environment, improving the quality of supervision in the organization, increasing job satisfaction, and making the organization more desirable for employees.
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Apiri, Tonye Richard. "Loan performance and default rate of financing SME's by microfinance bank: a case study of Accoin Microfinance Bank PLC." Thesis, Stellenbosch : Stellenbosch University, 2013. http://hdl.handle.net/10019.1/95646.
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Thesis (MDF)--Stellenbosch University, 2013.This study examines the default rate and performance of Microfinance bank (MFBs) loans to Small and Medium Enterprises (SMEs) in Nigeria based on the case study of Accion Microfinance Bank Limited (AMFB), Lagos State. Responses from 150 employees of AMFB revealed that the causes of default rate and performance of SMEs reflect the risk and vulnerability of the SME sector in Nigeria. It further showed that MFBs apply stringent credit criteria in granting loans to SME borrowers, coupled with the existing high cost of funds. The attitude, lack of transparency on the part of SME owners and fund diversion were identified as major factors responsible for the high default rate among SME borrowers. These and other factors warrant the need for further study in the areas of the impact of MFB loans on SME development given the new revised microfinance policy framework in Nigeria.
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Ajiboye, Olatunji Joseph. "Effective Leadership Practices of Bank Leaders in Nigeria." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/3482.
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The Nigerian banking industry has recently witnessed a major scandal resulting from financial impropriety of some corporate leaders in the industry. The Central Bank of Nigeria (CBN) invested the sum of N620 billion ($4.1 billion) as part of a direct bailout package to 8 banks, and removed top executives of those banks for gross leadership ineptitude. The leadership ineptitude is an indication of the need to better understand effective leadership practices in the Nigerian banking industry. Grounded in transformational leadership theory, the purpose of this multiple case study was to explore bank leaders' effective leadership practices used to sustain bank growth in Nigeria beyond 5 years. Data were collected from semistructured interviews with 5 Nigerian bank CEOs, direct observation, and document reviews. During thematic analysis, 4 themes emerged including establishing a direction, inspiring and motivating employees, raising other leaders, and developing and using leadership competence. The implications for positive social change include the potential for bank leaders to identify sustainable leadership practices, improve profitability, create more job opportunities, and ease unemployment problems in the community.
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Oguntoyinbo, Mojisola. "Credit risk assessment of the microfinance industry in Nigeria : an application to Accion Microfinance Bank Limited (AMFB)." Thesis, Stellenbosch : Stellenbosch University, 2011. http://hdl.handle.net/10019.1/21643.
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Thesis (MDF)--Stellenbosch University, 2011.The research report provides a credit risk assessment and evaluation of Accion Microfinance Bank Limited (AMFB) for the period 2006 to 2010, using Morgan Stanley’s methodology for analysing the credits and performance ratings of microfinance institutions (MFIs). Since MFIs are set up to provide credit and other financial services to the poor, financially underserviced segment of the society, and since the credit support granted to such micro businesses usually lacks collateral, it is imperative that the management of such credit services be sound in order to mitigate the high risks involved. Thus, credit risk management determines the success and survival of microfinance banks (MFBs): weak credit management leads to capital erosion and eventual failure, whereas sound credit risk management guarantees profitability and sustainability and, hence, the realisation of the objectives of their setup – enhancing the welfare of micro-entrepreneurs. The data for the research report were sourced from AMFB’s financial statements for the years 2006 to 2010 and from interviews that were conducted with principal officials of this MFB. The research found that good regulatory corporate governance and management practices, sound quantitative credit risk assessment and management, and quality and maturity of management lead to low credit risk accompanied by high profitability and sustainability for MFBs. As AMFB matured, the quality of portfolio, profitability, sustainability and operating efficiency were seen to increase. The quality of shareholders, board and management was found to be crucial for the sound management of the MFB. The research report, therefore, recommends regular and continuous credit risk identification, assessment and management, as well as sound corporate governance, if MFBs are to survive and grow and achieve their developmental objectives.
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Agomuonso, Clara Udochi. "Balanced scorecard components as predictors of service performance management in first bank Nigeria plc 2009 – 2014." Thesis, University of Fort Hare, 2014. http://hdl.handle.net/10353/d1017866.
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Many institutions and organizations are set up to with a right motive but fail to actualize their vision. This cuts across both public and private institutions across the globe. A financial institution is selected for this research because of its sensitivity; hence getting it right with a delicate institution like a financial organization will assist usage of this monitoring system by other institutions. Modern banking in Nigeria started in 1892 with the free banking era which ended when the Banking Ordinance of 1952 was promulgated. First Bank was the pioneer bank that was established in Nigeria in 1894 as the Bank of British West Africa. The establishment of the First Bank of Nigeria predates the birth of the Nigerian nation as a sovereign entity. The bank which was registered as the bank of British West Africa in 1894 has therefore evolved along the path of political, social and economic changes and developments of Nigeria from the colonial period to independence and the experience of post-independence. It thus shared, in the process of its growth, the tidal experiences of the nation which, in retrospect, were sources of strength (Ndekwu, 1994).
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Obaleye, Olabanjo Johnson. "Relationship Between Liquidity, Asset Quality, and Profitability of Mortgage Banks in Nigeria." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/6254.
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Liquidity (LQ) and asset quality (AQ) management present significant challenges to mortgage bankers in their efforts to improve profitability (PR). When liquidity increases, there is no positive impact on mortgage asset growth; however, this trend indicates that asset management and liquidity positions are not well managed. To run a viable mortgage business, mortgage bankers need to have a good grasp of the association between LQ, AQ, and PR. Anchored in the profit theory paradigm, the purpose of this multiple regression study was to examine the relationship between LQ, AQ, and PR of mortgage banks (MBs) in Nigeria. Archival financial data of 16 randomly sampled MBs covering a period of 8 years from 2009 to 2016 were used. Data were analyzed using multiple panel regression incorporating two PR models, net interest margin (NIM) and return on asset (ROA). The regression result indicated that LQ and AQ constructs significantly predicted PR as measured by NIM because F (8, 80) = 2.061, p = 0.014, p < 0.05, and effect size given by R2 = 0.458, signifying 46% variation in NIM. The model of PR as measured by ROA also indicated that LQ and AQ constructs were significant because F (8, 80) = 4.043, p = 0.000, p < 0.05, with effect size measured by R2 = 0.624, indicating 62% variation in ROA. The findings emphasized the need for optimization of LQ and AQ to maximize PR. The implications for positive social change include the potential to provide the business leaders in the mortgage industry with knowledge about optimization of LQ and AQ as drivers of PR. In addition, when business owners achieve increase profitability, they may provide more employment opportunities, better working conditions, better compensation plans, and more access to mortgage finance options.
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Tayo-Tiwo, Aderonke Alberta. "Nigerian Banks' Compliance with the Code of Corporate Governance." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/5788.
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Frequent incidences of bank failures in Nigeria resulting in enormous losses of investments and jobs have raised questions about the level of banks' compliance with the code of corporate governance. This single exploratory case study shifted attention from the banks to the regulators of banks in Nigeria, the Central Bank of Nigeria (CBN), to find out the problems they may be encountering in getting the banks to be fully compliant. Purposeful sampling was used to select 25 senior participants who were directly involved with the monitoring of banks from CBN. The agency theory served as the conceptual framework. The sources of data were semistructured interviews and focus group interviews. The use of member checking and triangulation improved the credibility of the data. Thematic analysis was used in data analysis. Findings showed that the CBN might have identified the shortcomings in their supervision processes and have put measures in place to ensure full compliance. Some of the measures included recruitment of skilled IT personnel to conduct monthly e-examinations of the books of banks, application of steep penalties for noncompliance, the reduction of percentage holding by investors, and continuous training of the staff. Full implementation and continuous evaluation of these measures should make the issue of bank distresses and the attendant loss of depositors' funds and means of livelihood outdated. This will result in positive social change by increasing public confidence in the banks resulting in a growth in the economic activities, more job creation, and greater wealth creation for shareholders.
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Kashim, Abdul Rashid. "Exploring the Strategies for Accessing Microloans Used by Small and Medium Enterprises." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/5359.
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The inability of small and medium enterprises to access microloans from microfinance banks is a major concern in business growth and development in Nigeria. The purpose of this descriptive phenomenological study was to explore strategies for accessing microloans from microfinance banks by owners of small and medium enterprises for business growth and survival. Using the conceptual framework on social capital theory, I selected 20 small and medium enterprises owners who have accessed microloans from microfinance banks and have operated their businesses beyond 5 years with significant growth were interviewed using face-to-face semistructured interviews. Data were collected using semistructured interviews and reviews of company documents. The use of member checking strengthened the trustworthiness of the interpretation of the participants' responses. A phenomenological approach was used for the qualitative interview with data analysis using a descriptive method. Nine themes emerged from this study: Obtaining a saving account before accessing microloans, group members serving as collateral, business social networks, business sustainability strategies, historical financial health, maintaining loan repayment deadlines, archiving business documents, use of competent guarantors, and strength and weakness analyses. The findings of the study may contribute to positive social change to create awareness among SMEs leaders in federal and state government, and individuals on how to gain access to microloans, thereby improving profitability, generating employment, reducing poverty, and enhancing standards of living among SME owners in Nigeria.
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Agbato, Adeola Oluwayemi. "Nigerian Banking Governance, Leadership Style, and Performance During the 2008-2009 Financial Crisis." ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/2949.
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The 2008-2009 global financial crisis of financial systems negatively affected about 30% of Nigerian banks, leading to profitability issues. The profitability issues led to operational challenges, downsizing, and liquidation of some banks. The purpose of this correlational study was to examine the relationship between corporate governance structure, perception of leadership style, and bank performance. This study was grounded in agency theory and used survey and archival data. Survey data were collected from 11 participants employed by commercial banks located in Nigeria, using the Multifaceted Leadership Questionnaire. Corporate governance and bank performance data were collected from annual bank reports. The model as a whole was not able to significantly predict bank performance, F(2,11,) = .361, p = .708, R2 = .083. There was no relationship between corporate governance structure, employees' perception of leadership style of bank leaders, and performance of banks. When corporate governance is practiced in organizations, it strengthens the structure of the banks. Implementation of corporate governance mechanisms serves as an internal control mechanism and reduces agency conflicts by aligning the interests of management with the interests of owners.The results of this study could be of interest to bank leaders who need to understand the relationship between corporate governance structure, employees' perception of leadership styles, and bank performance. In some previous studies, corporate governance structure and perception of leadership style were found to impact positively on bank performance. A qualitative study to ascertain why the relationship studied is not significant in correlation could be most useful as a benefit to stakeholder's understanding.
Books on the topic "Bank management – Nigeria"
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Nsah, Eyo. Banking and finance in Nigeria: An annotated bibliography. Lagos, Nigeria: Nigerian Institute of Bankers, 1989.
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Capital Market and Finance Nigeria. National Assembly. House of Representatives. Joint Committee of Banking & Currency. Report of the Joint Committee of Banking & Currency, Capital Market and Finance, on the Assets Management Corporation of Nigeria (AMC) Bill, HB. 348. Abuja?: The Committee, 2010.
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Osaroejii, A. N. Decision-making without focus: The bane of development in Nigeria. Enugu: John Jacob's Classic Publishers Ltd., 2005.
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2003), Central Bank of Nigeria Monetary Policy Conference (2nd. Issues in fiscal management: Implications for monetary policy in Nigeria : conference proceedings, 11th-12th December, 2003. Abuja: Central Bank of Nigeria, 2003.
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Bank Directors Workshop (2nd 1993 Yaba, Nigeria). The challenges and management of change in the Nigerian financial system: 1993 Bank Directors Workshop : papers and proceedings. Yaba, Lagos State: Financial Institutions Training Centre, 1994.
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Central Bank of Nigeria. Research Department., ed. External reserve management by the Central Bank of Nigeria. Lagos: Central Bank of Nigeria, 1993.
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Record-keeping and agro-statistics data banks in Nigeria. Ilorin, Nigeria: Agricultural and Rural Management Training Institute, 1986.
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The challenges and management of change in the Nigerian financial system: 1993 Bank Directors Workshop : Papers and proceedings. Financial Institutions Training Centre, 1994.
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Money, finance, and portfolio behaviour of commericial banks: Analysis of Nigeria's experience. Panaf, 2000.
Find full textBook chapters on the topic "Bank management – Nigeria"
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Moloi, Tankiso, and Oluwamayowa Olalekan Iredele. "Risk Management in the Digital Era: The Case of Nigerian Banks." In Digital Transformation in Business and Society, 229–46. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-08277-2_14.
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Hammed, T. B., and M. K. C. Sridhar. "Green Technology Approaches to Solid Waste Management in the Developing Economies." In African Handbook of Climate Change Adaptation, 1–20. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-42091-8_174-1.
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AbstractThe severity of extreme weather and climate change impacts around the world has been a public health concern in the last few decades. Apart from greenhouse gas generation, poor waste management exacerbates consequences of global warming such as flooding, lower crop yields, and the epidemic of diseases which can escalate into disastrous situations. The general public in developing economies sees wastes as valueless materials and disposes them through open burning, stream dumping, or as conveniently as possible. Also, the cutting of trees for firewood leads to deforestation and desertification that increase people’s vulnerability to climate change impact. Against this backdrop, there is a need for a paradigm shift toward developing indigenous technologies that convert solid waste to cheap and clean energy. Various innovations use the “green technology approach” in putting trash back into the value chain. Furthermore, the green technology approach has a great potential to enhance adaptation and resilience among climate change-displaced populations where they can set up microenterprise on useful end products. In this chapter, unique features of these technologies at the Renewable Resources Centre of the University of Ibadan, practice-oriented researches, and a case study at Kube-Atenda community Ibadan, Nigeria, are presented. This chapter is therefore set out to showcase examples of waste management initiatives and strategies that have been successfully implemented elsewhere by the authors. It also focuses on how some countries in the continent, with developing economies, may foster their resilience and their capacity to adapt to climate change.
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Hammed, T. B., and M. K. C. Sridhar. "Green Technology Approaches to Solid Waste Management in the Developing Economies." In African Handbook of Climate Change Adaptation, 1293–312. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-45106-6_174.
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AbstractThe severity of extreme weather and climate change impacts around the world has been a public health concern in the last few decades. Apart from greenhouse gas generation, poor waste management exacerbates consequences of global warming such as flooding, lower crop yields, and the epidemic of diseases which can escalate into disastrous situations. The general public in developing economies sees wastes as valueless materials and disposes them through open burning, stream dumping, or as conveniently as possible. Also, the cutting of trees for firewood leads to deforestation and desertification that increase people’s vulnerability to climate change impact. Against this backdrop, there is a need for a paradigm shift toward developing indigenous technologies that convert solid waste to cheap and clean energy. Various innovations use the “green technology approach” in putting trash back into the value chain. Furthermore, the green technology approach has a great potential to enhance adaptation and resilience among climate change-displaced populations where they can set up microenterprise on useful end products. In this chapter, unique features of these technologies at the Renewable Resources Centre of the University of Ibadan, practice-oriented researches, and a case study at Kube-Atenda community Ibadan, Nigeria, are presented. This chapter is therefore set out to showcase examples of waste management initiatives and strategies that have been successfully implemented elsewhere by the authors. It also focuses on how some countries in the continent, with developing economies, may foster their resilience and their capacity to adapt to climate change.
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David-West, Olayinka, Immanuel Ovemeso Umukoro, and Omotayo Muritala. "Adoption and Use of Mobile Money Services in Nigeria." In Advances in Marketing, Customer Relationship Management, and E-Services, 175–92. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7766-9.ch014.
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Nigeria, like many developing economies, has been fighting financial exclusion through different mechanisms and with a financial inclusion target set at 80% by 2020 by its National Financial Inclusion Strategy, and mobile money has been identified as a platform for achieving this goal. Consequently, 21 mobile money operators were licensed by the apex bank (Central Bank of Nigeria) to provide mobile money services to millions of Nigerians as a means of bridging the gap between the financially served, the under-served, as well as the un-served. Using empirical evidence from two nationwide mobile money adoption and financial inclusion surveys, and a synthesis of technology acceptance and use models, this chapter explores the causes of mobile money adoption and extent of use across the adult population. It further provides recommendations to policymakers, mobile money operators, and agents, as well as institutions that support the enhancement of financial inclusion towards optimizing the benefits of mobile money and realization of the 80% financial inclusion target.
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Okolie-Osemene, James. "Facilitating Knowledge Sharing on Social Media for Students of International Relations and Conflict Studies in Nigeria." In Information Diffusion Management and Knowledge Sharing, 642–56. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-7998-0417-8.ch031.
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This chapter has examined ways of facilitating knowledge sharing for the benefit of students of international relations and conflict studies in Nigerian universities. It is evident that tertiary institutions' students of the 21st Century cannot study now without the use of social media which serves as a platform for information sharing and knowledge production. It is a medium through which knowledge is transferred to users by think tanks and organisations across the world. Given that not only students benefit, people from all walks of life are not also left out as social networks record large number of users daily. This explains how social media serves as data bank for scholars and why students now need to continuously search to find related materials on social media. Using qualitative data the author used observation method in the classroom setting in the University of Ibadan and Wellspring University, Benin City, Nigeria. It should be stated that the type of digital device used by students can as well determine their level of access to the social media in Nigeria. Observations show that social media is very relevant for students especially in the study and teaching of international relations and conflict studies given the number of global courses like new states in world politics, democracy and human rights, post-cold war politics, global refugee regimes, international law problems of peacemaking and peacekeeping, among others which all generate issues on daily basis that need to be shared as relevant academic materials for among students.
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Okolie-Osemene, James. "Facilitating Knowledge Sharing on Social Media for Students of International Relations and Conflict Studies in Nigeria." In Harnessing Social Media as a Knowledge Management Tool, 74–87. IGI Global, 2017. http://dx.doi.org/10.4018/978-1-5225-0495-5.ch004.
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This chapter has examined ways of facilitating knowledge sharing for the benefit of students of international relations and conflict studies in Nigerian universities. It is evident that tertiary institutions' students of the 21st Century cannot study now without the use of social media which serves as a platform for information sharing and knowledge production. It is a medium through which knowledge is transferred to users by think tanks and organisations across the world. Given that not only students benefit, people from all walks of life are not also left out as social networks record large number of users daily. This explains how social media serves as data bank for scholars and why students now need to continuously search to find related materials on social media. Using qualitative data the author used observation method in the classroom setting in the University of Ibadan and Wellspring University, Benin City, Nigeria. It should be stated that the type of digital device used by students can as well determine their level of access to the social media in Nigeria. Observations show that social media is very relevant for students especially in the study and teaching of international relations and conflict studies given the number of global courses like new states in world politics, democracy and human rights, post-cold war politics, global refugee regimes, international law problems of peacemaking and peacekeeping, among others which all generate issues on daily basis that need to be shared as relevant academic materials for among students.
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Nwagbara, Uzoechi, Emeka Smart Oruh, and Carlton Brown. "State Fragility and Stakeholder Engagement." In Advances in Marketing, Customer Relationship Management, and E-Services, 136–54. IGI Global, 2016. http://dx.doi.org/10.4018/978-1-4666-9776-8.ch007.
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In situations where government functions are in short supply as with most developing countries particularly Nigeria, issues concerning stakeholder engagement and stakeholder voice are usually on the back burner as a consequence. In this chapter, the authors argues that such landscape is midwifed and sustained by state fragility, which is a situation where government is incapacitated to provide basic social goods as well as infrastructures and enabling institutions that can facilitate corporate-stakeholder engagement and stakeholders' voice amplification. In the Nigerian petroleum industry, this contentious issue are redoubled, given the controversial dynamics of the sector. As this chapter contends, new media (as opposed to old media) has the potentials to facilitate better engagement in corporate-stakeholder dialectics, which can be a harbinger of amplification of stakeholders' voice for sustainable relations and engagement in the industry. In a fragile state, traditional media has a monopoly of information dissemination and sharing, which traditionally limits stakeholder engagement/voice thereby frustrating efforts towards ensuring corporate-stakeholder engagement, corporate responsibility and accountability. Thus, this dilemma can be surmounted with the aid of new media as it is a communication/engagement tool that democratises the discursive space for deliberative corporate-stakeholder relations. It is hoped that this contention will help to illuminate perspectives on how the lingering corporate-stakeholder Catch-22 in Nigeria's petroleum sector can be better managed. Methodologically, literature on main issues in this chapter will be explored and a conceptual framework – stakeholder voice amplification method (SVAM) – will be developed that has the potential to advance knowledge on better corporate-stakeholder engagement in a fragile state such as Nigeria.
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Laminu, Muhammad, Sufian Yousef, and Babagana Umara Zulum. "A Modelled Management Information System for Information Diffusion and Management in Nigerian Universities." In Global Information Diffusion and Management in Contemporary Society, 233–59. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-5393-9.ch010.
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The rapid evolution of the communication technology started with the diffusion of information between connected computers to the present system in which voice, video, etc. are being exchange between systems. Driven by the global educational challenge in the twenty-first century, the Nigerian University Commission had stated that Nigerian university system will now go paperless as it has launched a portal called NUSMAP. The major set-back to the realization of the objectives of NUSMAP is that most Nigerian universities still handle their information system manually by using paper as a delivery vehicle. Some use the single management system. Other universities employ the LAN management model, where each department and/or unit has its own established management information system on the LAN. Very few universities use a campus network where departments/units can share information. In view of the above, the researchers propose a campus network that will be a modelled management information system for information diffusion and management in Nigerian universities.
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Oyelude, Adetoun Adebisi, and Sunday Abiodun Oluwaniyi. "Managing Future Library Services for the Medical Sciences." In Advances in Library and Information Science, 200–220. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-7998-1116-9.ch012.
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This chapter documents the experience of upgrading services in the Faculty of Pharmacy Library, University of Ibadan, Nigeria and future management plans. The participatory and “give-back-to-community” approach, future mappings of users, faculty and library management are documented using a descriptive survey with questionnaire and interviews for data collection. Data was analyzed using frequency counts and percentages, and interview findings are thematically discussed. It was revealed that users expected top rate technology facilities and learning commons with augmented and virtual reality-utilized classrooms and laboratories to replay lectures, experiments, and real-time demonstrations. Online reference-services, booking makerspaces with lecturers locally and internationally solving pharmaceutical problems in prime time, were expected. Strategic planning, technology training, crowdfunding, and human resources collaboration were recommended for implementation of these future services.
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"Gentlemanly Capitalism and Entrepreneurial Management: Formation and Rise of Nigeria’s Guaranty Trust Bank, 1990–2002." In Entrepreneurship in Africa, 361–84. BRILL, 2017. http://dx.doi.org/10.1163/9789004351615_017.
Full textConference papers on the topic "Bank management – Nigeria"
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"Commercial Bank Credit Availability to Small and Medium Scale Enterprises (SMEs) in Nigeria." In International Centre of Economics, Humanities and Management. International Centre of Economics, Humanities and Management, 2015. http://dx.doi.org/10.15242/icehm.ed0515051.
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Itoya, Dr Joy. "The Effect of Performance Appraisal on Employee Productivity: A Study of Selected Branches of First Bank Nigeria PLC in Edo State Nigeria." In International Conference On Contemporary Researches in Engineering, Science, Management & Arts, 2020. Bonfring, 2020. http://dx.doi.org/10.9756/bp2020.1002/33.
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Akubue, L. C., A. Dosunmu, and F. T. Beka. "Application of Computational Intelligence in Generating Synthetic Reservoir Rock Mechanical Parameters for Building Geo-Models." In SPE Nigeria Annual International Conference and Exhibition. SPE, 2015. http://dx.doi.org/10.2118/178401-ms.
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Abstract Oil field Operations such as wellbore stability Management and variety of other activities in the upstream petroleum industry require geo-mechanical models for their analysis. Sometimes, the required subsurface measurements used to estimate rock parameters for building such models are unavailable. On this premise, past studies have offered variety of methods and investigative techniques such as empirical correlations, statistical analysis and numerical models to generate these data from available information. However, the complexity of the relationships that exists between the natural occurring variables make the aforementioned techniques limited. This work involves the application of Artificial Neural Networks (ANNs) to generating rock properties. A three-layer back-propagation neural network model was applied predicting pseudo-sonic data using conventional wireline log data as input. Four well data from a Niger-Delta field were used in this study, one for training, one for validating and the two others for generating and testing results. The network was trained with different sets of initial random weights and biases using various learning algorithms. Root mean square error (RMSE) and correlation coefficient (CC) were used as key performance indicators. This Neural-Network-Generated-Sonic-log was compared with those generated with existing correlations and statistical analysis. The results showed that the most influential input vectors with various configurations for predicting sonic log were Depth-Resistivity-Gamma ray-Density (with correlating coefficient between 0.7 and 0.9). The generated sonic was subsequently used to compute for other elastic properties needed to build mechanical earth model for evaluating the strength properties of drilled formations, hence optimise drilling performance. The models are useful in Minimizing well cost, as well as reducing Non Productive Time (NPT) caused by wellbore instability. This technique is particularly useful for mature fields, especially in situations where obtaining this well logs are usually not practicable.
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Ekeregbe, Merit P. "Determination of Optimum Rate in a Condensate Well with a Case of a Wellbore Liquid Loading." In SPE Nigeria Annual International Conference and Exhibition. SPE, 2021. http://dx.doi.org/10.2118/207119-ms.
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Abstract Condensate reservoirs are mostly pressure sensitive and keeping the pressure above the dew point pressure in the reservoir is critical to avoid condensate banking in the reservoir. If it occurs, production is highly inhibited and the well may ultimately quit on production under liquid loading. Fluid ratios are important in the management of condensate wells and most critical is the Gas Liquid Ratio (GLR). There is a certain GLR that below it, there will be a liquid loading in the wellbore that could quit the well. Each fluid rate goes with a GLR and the point where there is a reversal of the GLR or CGR trends may present a case of loading scenario and that is taken as the determination reference point. When a condensate well shows an improvement of water cut as the choke bean size is reduced does not necessarily signify a healthy situation and neither a one-point higher water cut with increase in choke bean size mean a water coning situation. When a liquid loading well is beaned up, there is early signs of water coning in the production data but this is just a wellbore production and the BS&W improves as the production rate is further increased. Further investigation is necessary to separate the challenge of water conning from the challenge of too low Gas rate which causes the loading of the liquids in the wellbore. That is the operating envelop to manage condensate well rates: rates too low with a possibility of a liquid loading and rates too high that depicts a case of water conning when water is close to the perforation. This band must be completely exploited to turn the production curve in the positive. This paper provides a strategy to recover a condensate well production with a challenge of liquid loading using a case study. The degree of the severity of the liquid loading can be represented using a power law model with the gradient being the level of severity of the loading. The production improvement is greater than nβ percent where n is the quadratic model number 2 and β is the product of the graphical and Lagrangian-Quadratic alpha parameters. The optimum rate can be determined using the Lagrange Multiplier optimization method to effectively extend the production life of the well.