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1

Wijaya, Bagus Arya, Yudistira Adnyana, Putu Doddy Heka Ardana, I. Made Sumada, and Cokorda Gede Swetasoma. "Digitalisasi Manajemen Bank Sampah Terpadu di Banjar Tegeh Sari, Kelurahan Tonja." PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat 8, no. 4 (2023): 620–26. http://dx.doi.org/10.33084/pengabdianmu.v8i4.5570.

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Banjar Tegeh Sari, Tonja Village, North Denpasar District, is one of the banjars or groups of residents who have sufficient social capital in waste management. Banjar Tegeh Sari has several activity units directly and indirectly related to waste management, such as waste bank groups, empowered gardens (including bio pore and infiltration wells), and cooperatives. The main problem in waste management at Banjar Tegeh Sari is the need for digitalization and integrated management between the five waste bank groups in Banjar Tegeh Sari and the Manik Galih Cooperative. The aim of integrating and dig
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Nurhidayah, Rika, Dadah Muliansyah, Ani Ratnasari, Gilang Ramdhan Rismawan, and Dea Restika. "Optimalisasi Sistem Digital Dalam Pengelolaan Bank Sampah Marga Harum Sari di Desa Margasari Kecamatan Tigaraksa Kabupaten Tangerang." NEAR: Jurnal Pengabdian kepada Masyarakat 4, no. 2 (2025): 129–38. https://doi.org/10.32877/nr.v4i2.2241.

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Bank Sampah Marga Harum Sari Kecamatan Tigaraksa Kabupaten Tangerang dibentuk sebagai salah satu upaya dalam menciptakan lingkungan yang bersih dari sampah. Dengan periode bulanan, Bank Sampah Marga Harum Sari melakukan kegiatan penimbangan sampah yang dikumpulkan oleh warga yang menjadi nasabah Bank Sampah Marga Harum Sari. Penelitian kualitatif digunakan untuk melihat efektivitas pengelolaan sampah di Bank Sampah Marga Harum Sari. Bank Sampah Marga Harum Sari masih menghadapi berbagai kendala, terutama dalam hal pendanaan, sementara dari sisi regulasi masih diperlukan aturan pendukung guna m
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Prasetyoningrum, Ari Kristin, and Siti Nur Hasanah. "Penggunaan Path Analysis Dalam Analisis Pengaruh Efisiensi Operasional, Tingkat Kecukupan Modal Dan Likuiditas Terhadap Profitabilitas Bank Umum Syariah Di Indonesia Tahun 2011-2014." SAR (Soedirman Accounting Review) : Journal of Accounting and Business 1, no. 1 (2016): 67. http://dx.doi.org/10.20884/1.sar.2016.1.1.364.

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This study was to determine the effect of Operating Costs (ROA), level of capital adequacy (CAR), and Liquidity (QR) to Profitability (ROA) at the Islamic Banks in 2011-2014. This study used quantitative research methods. Source of research data are secondary data from the quarterly financial statements of Islamic Banks in 2011 to 2014 were obtained from the website. This study using path analysis because there are two models of the equation (substructure) with IBM SPSS application program. Purposive sampling technique is used to determine number of sample. The sample was seventh quarterly fin
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Prasetyoningrum, Ari Kristin, and Siti Nur Hasanah. "Penggunaan Path Analysis Dalam Analisis Pengaruh Efisiensi Operasional, Tingkat Kecukupan Modal Dan Likuiditas Terhadap Profitabilitas Bank Umum Syariah Di Indonesia Tahun 2011-2014." SAR (Soedirman Accounting Review) : Journal of Accounting and Business 1, no. 2 (2016): 67. http://dx.doi.org/10.20884/1.sar.2016.1.2.364.

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This study was to determine the effect of Operating Costs (ROA), level of capital adequacy (CAR), and Liquidity (QR) to Profitability (ROA) at the Islamic Banks in 2011-2014. This study used quantitative research methods. Source of research data are secondary data from the quarterly financial statements of Islamic Banks in 2011 to 2014 were obtained from the website. This study using path analysis because there are two models of the equation (substructure) with IBM SPSS application program. Purposive sampling technique is used to determine number of sample. The sample was seventh quarterly fin
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Qomariah Imelda, Dewi, Ika Niswatin Budiarti, and Nurus Soimah. "Optimalisasi Bank Sampah Berbasis Pemberdayaan Perempuan di Desa Gunung Sari." Keris: Journal of Community Engagement 3, no. 2 (2023): 96–104. http://dx.doi.org/10.55352/keris.v3i2.696.

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Gunung Sari Village is one of the villages that is developing a tourist village. Environmental cleanliness is certainly one of the priority problems that must be resolved by the village government. At the end of 2022, the Mandiri Women's Waste Bank KSM, Gunung Sari Village, was formed, consisting of mothers receiving the Family Hope Program (PKH), currently numbering 27 people. However, until now the Mandiri Women's Waste Bank KSM has not been running optimally because only a small portion of the community are members. Carrying out this activity is not only to maintain the cleanliness of the v
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Dinda Adela and Maya Sari. "Pengaruh Religiusitas, Kepercayaan dan Pengetahuan Terhadap Minat Masyarakat Menabung di Bank Syariah Indonesia: Studi Kasus Masyakat Desa Tanjung Sari." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 5, no. 4 (2024): 3376–89. http://dx.doi.org/10.47467/elmal.v5i4.2053.

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This research aims to see the influence of Knowledge, Religiosity and Trust factors on interest in saving in Sharia Banking among the people of Tanjung Sari Village. The sample in this research focused on the people of Tanjung Sari Village who were customers of the Indonesian Sharia Bank, totaling 30 people. The analysis used is multiple linear regression analysis with the help of SPSS. Based on this research, the results of the analysis show that there is a positive influence between the Religiosity variable on Interest in Saving at Indonesian Sharia banks. In the research results above it is
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Burra, Pravin, Pieter Juriaan De Jongh, Helgard Raubenheimer, Gary Van Vuuren, and Henco Wiid. "Implementing the countercyclical capital buffer in South Africa: Practical considerations." South African Journal of Economic and Management Sciences 18, no. 1 (2015): 105–27. http://dx.doi.org/10.4102/sajems.v18i1.956.

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The Basel II regulatory framework significantly increased the resilience of the banking system, but proved ineffective in preventing the 2008/9 financial crisis. The subsequent introduction of Basel III aimed, inter alia, to supplement bank capital using buffers. The countercyclical buffer boosts existing minimum capital requirements when systemic risk surges are detected. Bolstering capital in favourable economic conditions cushions losses in unfavourable conditions, thereby addressing capital requirement procyclicality. This paper contains an overview of the countercyclical capital buffer an
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8

Douglas, L. "The Cutty Sark is back [ship revival]." Engineering & Technology 7, no. 9 (2012): 68–71. http://dx.doi.org/10.1049/et.2012.0908.

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Astadini, Amelia Umi, Arief Tukiman Hendrawijaya, and Frimha Purnamawati. "Peran Komunitas “Sobung Sarka” Dalam Mengelola Kegiatan Persampahan Di Kabupaten Jember." Learning Community : Jurnal Pendidikan Luar Sekolah 6, no. 1 (2022): 33. http://dx.doi.org/10.19184/jlc.v6i1.30835.

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Komunitas Sobung Sarka merupakan komunitas yang mengajak masyarakat untuk melakukan kegiatan pengurangan sampah dan berperan sebagai ruang edukasi pemberdayaan masyarakat utamanya masalah sampah. Tujuan penelitian ini untuk mendeskripsikan peran Komunitas Sobung Sarka dalam mengelola kegiatan persampahan di Kabupaten Jember. Penelitian ini menggunakan pendekatan metode kualitatif deskriptif. Lokasi penelitian ditentukan dengan teknik purposive area. Penentuan informan dalam penelitian ini menggunakan teknik purposive sampling. Pada penelitian ini pemeriksaan data menggunakan triangulasi dan pe
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Hemawan, Muhammad Azzam Firdaus, and Ugy Soebiantoro. "Pengembangan Pembukuan Sederhana Bank Sampah sebagai Modal Usaha UMKM Gunung Anyar, Surabaya." Abimanyu: Journal of Community Engagement 5, no. 1 (2024): 9–17. http://dx.doi.org/10.26740/abi.v5n1.p9-17.

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Surabaya pada tahun 2020 memproduksi 2.091,39 ton sampah per hari, berdasarkan asumsi timbulan sampah yang dihasilkan oleh setiap orang (Dinas Kebersihan dan Ruang Terbuka Hijau, 2020). Penyelesaian dalam pengolahan sampah di Kota Surabaya salah satunya adalah dengan menggalakkan bank sampah. Begitu pula dalam RW 01 Kelurahan Gunung Anyar mengalami permasalahan dalam pengolahan sampah. Tak hanya itu, warga RW 01 Kelurahan Gunung Anyar memiliki icon tumbuhan bunga telang, hal tersebut menjadi peluang untuk membentuk bisnis yang berkelanjutan dan bersaing yaitu UMKM Sari Bunga Telang. UMKM ini d
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Schulze, WG, and SIEG Eiselen. "Regspraak: The unilateral termination by a bank of the bank–client agreement between it and its client?" Tydskrif vir die Suid-Afrikaanse Reg 2022, no. 4 (2022): 828–38. http://dx.doi.org/10.47348/tsar/2022/i4a12.

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Die reg van ’n bank om die bank-kliënt ooreenkoms eensydig te beëindig, is tans een van die brandpunte in die Suid-Afrikaanse bankreg. Die vernaamste gesag in hierdie verband is die beslissing in Bredenkamp v Standard Bank of South Africa Ltd (2010 4 SA 468 (HHA)). In ’n onlangse beslissing van die Wes-Kaapse hooggeregshof in Survé v Nedbank Limited ((698/2022) 2022 ZAWCHC 19 (14 Febr 2022)), het die hof in ’n aantal obiter-opmerkings moontlik onsekerheid gesaai oor die algemene geldigheid van die beginsels soos uiteengesit in die Bredenkamp-saak. Hierdie bespreking ondersoek die geldigheid va
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Trihantana, Rully, Abdul Khodir Nurhasan, and Febi Rahayu Putri. "MEMPROGRAMKAN PENGENALAN BANK SYARIAH PADA DESA GUNUNG SARI, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR." SAHID DEVELOPMENT JOURNAL 3, no. 2 (2024): 40–50. https://doi.org/10.56406/sahiddevelopmentjournal.v3i2.124.

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Kegiatan pengabdian kepada masyarakat ini membahas tentang Pengenalan Bank Syariah di Desa Gunung Sari Kecamatan Pamijahan Kabupaten Bogor. Program pengenalan bank syariah di desa membutuhkan pendekatan yang komprehensif melalui pendidikan, pelatihan dan dukungan dari pemerintah daerah, lembaga keuangan syariah dan masyarakat setempat. Tujuan dari kegiatan pengabdian kepada masyarakat ini adalah untuk memberikan pengenalan Bank Syariah kepada masyarakat Desa Gunung Sari Kecamatan Pamijahan Kabupaten Bogor dengan harapan masyarakat dapat lebih memahami keberadaan Bank Syariah. Metode Pengabdian
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Saville, Adrian David, Mluleki Shongwe, and Amy Fisher Moore. "The South African Reserve Bank’s response towards calls to pursue unconventional monetary policy." Emerald Emerging Markets Case Studies 13, no. 4 (2023): 1–29. http://dx.doi.org/10.1108/eemcs-07-2023-0256.

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Learning outcomes On completion of the case study, students will understand the following learning objectives: the characteristics of quantitative easing (QE) and when it may be appropriate to implement QE; how QE differs from a conventional bond purchasing programme; the impact of direct financing of the fiscus by the central bank on its independence; how the macro-economic and political environments affect and influence national economic policy; the difference between traditional and unconventional monetary policies and potential implications for an economy like South Africa. The learnings f
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14

Oksiutycz, Anna. "transparency of the South African Reserve Bank." Communicare: Journal for Communication Studies in Africa 31, no. 1 (2022): 1–18. http://dx.doi.org/10.36615/jcsa.v31i1.2073.

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The South African Reserve Bank (SARB) is a central bank. It is the public institution responsiblefor managing the South African monetary policy. Any decisions taken by the bank and how thesedecisions are communicated affect all the participants in the economic activity of the country.This study undertook a thematic analysis of the media releases, monetary policy statementsand SARB Governors’ speeches delivered between 2008 and 2009. It revealed that the SARB,through having achieved a relatively high level of economic and policy transparency, achievedlower procedural and political transparency.
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15

Mdandalaza, Zuko, and Leward Jeke. "Basel III capital regulation and bank profitability in the emerging market." Risk Governance and Control: Financial Markets & Institutions 15, no. 1, special issue (2025): 150–62. https://doi.org/10.22495/rgcv15i1sip1.

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The Basel Committee on Banking Supervision (BCBS) introduced Basel III in 2010 in response to the 2007/2008 global financial crisis, to strengthen the banking sector by imposing higher capital and liquidity requirements (BCBS, 2010). The intention is to bolster resilience and avert the domino effect on the real economy. However, there are concerns regarding its potential influence on bank profitability (Al-Sharkas & Al-Sharkas, 2022). This study examines the impact of Basel III capital regulation on the profitability of South African banks and adds to the ongoing discourse on the nexus bet
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Mhlongo, Njabulo, Damien Kunjal, and Paul-Francois Muzindutsi. "The influence of Fintech innovations on bank competition and performance in South Africa." Modern Finance 3, no. 2 (2025): 1–12. https://doi.org/10.61351/mf.v3i2.252.

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In recent years, the South African banking sector has undergone rapid transformations due to innovations in financial technology (Fintech). Regulated by the South African Reserve Bank (SARB), banks are essential for economic growth through capital provision, risk management, and transaction facilitation. Recent Fintech advancements offer more efficient, personalised, and cost-effective solutions, challenging traditional banking models. Against this background, the current study explores the impact of Fintech innovations on banking sector competition and performance, focusing on banks listed on
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Putra, I. Putu Tito Ananda, Ni Wayan Supriliyani, and Putu Nomy Yasintha. "Implementasi Pada Program Bank Sampah Tegeh Sari Lestari Dalam Pengelolaan Sampah Di Kelurahan Tonja Kecamatan Denpasar Utara Kota Denpasar." Business and Investment Review 1, no. 3 (2023): 187–94. http://dx.doi.org/10.61292/birev.v1i3.27.

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Garbage is a big enough problem in maintaining environmental quality and there are still many people in Indonesia who do not understand waste management properly and independently and with an environmental perspective. Referring to this, the Tegeh Sari Lestari Garbage Bank located in Banjar Tegeh Sari, Tonja Village, North Denpasar District, Denpasar City is a successful pilot model because the Tegeh Sari Lestari Garbage Bank is able to educate the community and is consistent in collecting waste regularly every month. However, in its implementation there are various obstacles, so this study ai
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Nugroho, Nugroho, and Zaki Faddad Syarif Zain. "PERSOALAN DAN PROSES SOSIALISASI PENGELOALAAN SAMPAH BERBASIS PENGAJIAN DI DESA TEBING SARI MULYA KECAMATAN BELITANG MADANG RAYA KABUPATEN OKU TIMUR." Jurnal Studi Agama 5, no. 1 (2021): 63–76. http://dx.doi.org/10.19109/jsa.v5i1.8959.

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Lack of knowledge and concern about environmental hygiene is the basis for the waste problem in Tebing Sari Mulya village. To implement waste management, public awareness is needed to change their behavior, from open dumping to sorting waste. Therefore, the community needs to be given socialization regarding knowledge about sorting the types of waste classified based on the types of waste. This paper will talk about the waste problem in Tebing Sari Mulya village, the socialization process and discuss the SWOT analysis regarding the possibility of forming a waste bank in this village. The concl
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ANDREW L. YARROW. "Sara Oberholtzer and the School Savings Bank Movement." Pennsylvania Legacies 12, no. 2 (2012): 18. http://dx.doi.org/10.5215/pennlega.12.2.0018.

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Putra, Fiqhri Mulianda, Marimin, Sony Hartono Wijaya, and Reinaldy Jalu Nusantara. "Analisis Potensi Lokasi dan Klasifikasi Electronic Data Capture (EDC) pada UMKM BNI Agen46." Jurnal Ilmu Komputer dan Agri-Informatika 10, no. 2 (2023): 133–46. http://dx.doi.org/10.29244/jika.10.2.133-146.

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Dalam era digitalisasi, peran agen-agen bank menjadi semakin penting dalam memberikan layanan keuangan kepada masyarakat. Bank BNI sebagai salah satu bank terkemuka di Indonesia, memiliki jaringan agen yang luas untuk mendekatkan layanan perbankan kepada nasabah. Dalam upaya mengoptimalkan jaringan agennya, Bank BNI melakukan analisis spasial menggunakan metode clustering K-means untuk menentukan lokasi potensial pendirian Agen46 baru di DKI Jakarta. Selain itu, juga dilakukan pembuatan model klasifikasi random forest Agen46 produktif dan non-produktif untuk mengoptimalkan penggunaan mesin EDC
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Ariyadi, Dony, and Arum Siwiendrayanti. "Effectiveness and Efficiency of Waste Banks in Ambarawa District Semarang Regency in 2023." Jurnal Presipitasi : Media Komunikasi dan Pengembangan Teknik Lingkungan 21, no. 3 (2024): 793–801. https://doi.org/10.14710/presipitasi.v21i3.793-801.

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Ambarawa District, which is one of the districts with the highest density in Semarang Regency, experiences waste problems. Based on the official website of the Semarang Regency Environmental Agency, there are 10 active waste banks spread throughout Ambarawa District, including Acil, Rengas Asri, Mawar Asri, Mukti Bareng, Tegal Asri, Projo, Sari Asri, Tanjung Asri, Bina Lingkungan, and Bina Mandiri. The type of research used in this study was a case study based on quantitative data with a descriptive approach. Data analysis in this study uses the calculation of the Overall Equipment Effectivene
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Ranem, I. Nyoman. "EKSISTENSI LONTAR WARIGA CATUR WINASA SARI DI DESA ADAT SELULUNG, KECAMATAN KINTAMANI, KABUPATEN BANGLI." Dharmasmrti: Jurnal Ilmu Agama dan Kebudayaan 23, no. 1 (2023): 105–16. https://doi.org/10.32795/ds.v23i1.4081.

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Lontar Wariga Catur Winasa Sari merupakan salah satu wariga yang keberadaannya masih eksis di Desa Adat Selulung sampai saat ini. Keeksisan ini didasarkan atas peran serta Lontar Wariga Catur Winasa Sari di segala aspek kehidupan masyarakat, baik yang bersifat keagamaan maupun yang bersifat sosial. Penggunaan Lontar Wariga Catur Winasa Sari diyakini dapat menata kehidupan masyarakat menjadi lebih teratur dan harmonis, sebab Lontar Wariga Catur Winasa Sari memuat berbagai aspek kehidupan sosio-religius yang berkaitan dengan perhitungan waktu, ramalan baik-buruknya hari, membuat dan meramu obat,
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Nurmasari, Nurmasari, Eka Komalasari, Budi Mulianto, and M. Faisal Amrillah. "SOSIALISASI PENGELOLAAN BANK SAMPAH PUAN SARI MANDIRI DI KELURAHAN TANGKERANG SELATAN KOTA PEKANBARU." BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) 3, no. 2 (2023): 182–88. http://dx.doi.org/10.36378/bhakti_nagori.v3i2.3394.

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Sosialisasi Pengelolaan Bank Sampah Puan Sari Mandiri Di Kelurahan Tangkerang Selatan Kota Pekanbaru” pengabdian ini dengan tujuan untuk mengidentifikasi permasalahan dan kebutuhan dari Bank Sampah dan memberikan solusi
 berdasarkan identifikasi permasalahan. Bank Sampah menjadi salah satu program andalan yang digulirkan oleh kementrian lingkungan hidup dan merupakan salah satu kriteria penilaian
 untuk kota Adipura. Beberapa alasan yang menjadikan bank sampah ini menjadi pilihan adalah karena mempunyai manfaat terhadap aspek ekonomi, lingkungan dan sosial. Bank Sampah
 Puan Sar
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Herawati, Herawati, Evinovita Evinovita, and Sukarna Sukarna. "Pengaruh Promosi dan Religiuitas terhadap Minat Masyarakat Menabung di Bank Syariah:." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 2, no. 1 (2020): 89–109. http://dx.doi.org/10.47467/elmal.v2i1.347.

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ABSTRACTThe purpose of this study was to determine whether people's interest in saving in Islamic banks, to determine whether promotion affects people's interest in saving in Islamic banks, and to find out whether religiosity affects people's interest in saving at Islamic banks. The data collection method was carried out through a questionnaire distributed to the community of Kp Kalong Sari, Kalong Sawah Village. Samples were taken as many as 50 respondents with a purposive sanpling technique. The data obtained were then processed using SPSS Version 21. The analysis included the reliability te
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Herawati, Herawati, Evinovita Evinovita, and Sukarna Sukarna. "Pengaruh Promosi dan Religiuitas terhadap Minat Masyarakat Menabung di Bank Syariah:." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 3, no. 1 (2020): 89–109. http://dx.doi.org/10.47467/elmal.v3i1.347.

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ABSTRACTThe purpose of this study was to determine whether people's interest in saving in Islamic banks, to determine whether promotion affects people's interest in saving in Islamic banks, and to find out whether religiosity affects people's interest in saving at Islamic banks. The data collection method was carried out through a questionnaire distributed to the community of Kp Kalong Sari, Kalong Sawah Village. Samples were taken as many as 50 respondents with a purposive sanpling technique. The data obtained were then processed using SPSS Version 21. The analysis included the reliability te
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Segawa, Arnold. "Communication by the South African Reserve Bank." Communicare: Journal for Communication Sciences in Southern Africa 40, no. 2 (2022): 1–20. http://dx.doi.org/10.36615/jcssa.v40i2.1308.

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In 2000, South Africa’s central bank, the South African Reserve Bank (SARB), adopted flexible inflation targeting as a monetary regime, and in doing so, set its inflation target at 3-6% for the headline consumer price index (Coco & Viegi, 2020). Essential to achieving this inflation target is not only clear communication of ex-post policy actions, but a clear dissemination of the SARB’s future actions.This paper examines how the SARB has been communicating, with particular emphasis on their Monetary Policy Committee (MPC) press statements between January 2000 and January 2021. The breadth
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Akasa, Dinda Fatika, and Aries Dwi Indriyanti. "Rancang Bangun Sistem Informasi Aplikasi Bank Sampah Menggunakan Framework Laravel Berbasis Website (Studi Kasus : Desa Mekarsari, Jimbaran)." Journal of Emerging Information System and Business Intelligence (JEISBI) 5, no. 1 (2024): 85–91. https://doi.org/10.26740/jeisbi.v5i1.58765.

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Mekar Sari Jimbaran Village Waste Bank is environmental organizations working in the health sector environment. This activity is carried out by representatives local environmental communities and customers. Garbage bank at Mekar Sari Village is registered in the savings book. Taking citizens' savings cannot be implemented directly, However, it is implemented once and can be withdrawn at any time if necessary. When processing waste bank data, archived documents are still messy, handwritten, and the text is not clear. This often results in errors and loss of data on citizens' savings cycles. Thi
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Hardcastle, Anne, and Sara Graefe. "Looking Back." Canadian Theatre Review 60 (September 1989): 35–42. http://dx.doi.org/10.3138/ctr.60.010.

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Sara Graefe, 19, has just completed her first year at Queen’s University. She is majoring in Drama. Her three plays: Hunky Dory (1985), Gimme Some Truth (1986) and Sadly As I Tie My Shoes (19871 were winners in the National Arts Centre Young Playwrights Search
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김영민. "A Study on the Kyeong-seong-baek-in-baek-saek." Journal of Korean Modern Literature ll, no. 56 (2015): 145–78. http://dx.doi.org/10.35419/kmlit.2015..56.005.

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Naish, John, and Derek Hand. "Caines: ‘Back him or sack him’ call." Nursing Standard 6, no. 2 (1991): 5. http://dx.doi.org/10.7748/ns.6.2.5.s2.

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Lee, Sunwoo, Jungsoo Lee, Shin Han, Changhyun Lee, Jinyoung Han, and Seong Sik Yoon. "Development of an X-Band SAR Electronic Front-End for Satellite Applications." Journal of Korean Institute of Electromagnetic Engineering and Science 36, no. 2 (2025): 144–50. https://doi.org/10.5515/kjkiees.2025.36.2.144.

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Bature, Nana, and Theresa Ndulue. "IMPACT OF JOB INSECURITY ON THE ABILITY OF EMPLOYEES’ TO MEET SET TARGETS IN POLARIS BANK PLC, GWAGWALADA, ABUJA." International Journal of Innovative Research in Social Sciences & Strategic Management Techniques 8, no. 1 (2021): 92–104. http://dx.doi.org/10.48028/iiprds/ijirsssmt.v8.i1.08.

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This study examined the effects of job insecurity on the ability of employees to meet set targets in Polaris Bank Plc, Gwagwalada, Abuja.The study investigated how fear of unexpected sack, perceived powerlessness about employees’ job and fear of early retirement affect the ability of employees to meet set targets in Polaris Bank Plc, Gwagwalada, Abuja. The survey research design was used in the study and data was collected from primary source with the use of questionnaire. The Ordinary Least Square regression technique was the statistical tool used to test the hypotheses of the study. The find
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Amelisah, Amelisah, and Inti Ulfi Sholichah. "SENGKETA DALAM IMPLEMENTASI AKAD MUDHARABAH MUQAYYADAH DI PERBANKAN SYARIAH." Syar'ie : Jurnal Pemikiran Ekonomi Islam 6, no. 2 (2023): 94–110. http://dx.doi.org/10.51476/syarie.v6i2.503.

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Penelitian ini bertujuan untuk menjelaskan kasus sengketa akad Mudharabah Muqayyadah yang terjadi antara Bank Syariah Mandiri, Dana Pensiun Angkasa Pura II dan PT. Sari Indo Prima di Badan Arbitrase Syariah Nasional (BASYARNAS). Pada dasarnya suatu lembaga keuangan dalam menyalurkan pemberian kredit pada produk pembiayaan wajib menggunakan prudential banking principles atau prinsip kehati-hatian. Dalam kasus ini, produk pembiayaan yang diberikan oleh perbankan syariah menggunakan akad mudharabah muqayyadah. Penelitian ini bersifat empiris dengan menggunakan metode deskriptif-kualitatif, adapun
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Rahman Paiman, Noor Azizan. "Suasana Mendung di Cempaka Sari." Wacana Seni Journal of Arts Discourse 19 (December 31, 2020): 73–77. http://dx.doi.org/10.21315/ws2020.19.6.

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This work entitled “Suasana Mendung di Cempaka Sari” in terms of ideas is held through environmental experience encountered by the artist since residing in Perak (from 2001 until now). The artist lives in Seri Manjung district and works at Universiti Teknologi MARA (UiTM) Perak Branch, Seri Iskandar (in Bota sub-district). Hence the daily travel distance of the artist goes back and forth from home to work and vice versa is about 100 kilometres. Through “daily activities” back and forth, the artist indirectly has been served with various shapes and visual elements pertaining to “social products
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Perma sari, Rose Intan. "FORMULASI SEDIAAN LIP BALM DARI VCO (Vigin coconut oil) DENGAN PENAMBAHAN SARI BUAH CERI (Eugenia reidwartiana ) SEBAGAI PEWARNA ALAMI." Jurnal Ilmiah Pharmacy 9, no. 2 (2022): 32–39. http://dx.doi.org/10.52161/jiphar.v9i2.414.

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ABSTRAK Lip balm merupakan sediaan perawatan pada kulit bibir yang digunakan untuk melindungi bibir terhadap kerusakan seperti bibir kering dan akibat paparan sinar matahari. Penelitian ini bertujuan memformulasi lip balm dari VCO (Virgin Coconut Oil) dengan penambahan sari buah ceri (Eugenia reidwartiana). VCO dan sari buah ceri diformulasi dalam bentuk sediaan Lip balm dengan menggunakan variasi konsentrasi VCO 0%, 5%, 7%, 9% dan sari buah ceri konsetrasi 0%, 10%, 13%, 16%. Lip balm dari VCO dengan penambahan sari buah ceri dilakukan evaluasi sifat fisik sediaan meliputi uji organoleptis, uj
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Erika, Desta Ria. "Nilai pH pada Sari Buah Jeruk Gerga (Citrus Nobilis Sp.) dengan Tingkat Kematangan Berbeda." Jurnal Pustaka Padi (Pusat Akses Kajian Pangan dan Gizi) 2, no. 1 (2023): 11–13. https://doi.org/10.55382/jurnalpustakapadi.v2i1.446.

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Buah jeruk gerga berwarna kuning jingga, menghasilkan buah sepanjang tahun, mempunyai ukuran yang relatif besar 200-350gram, kandungan sari buah tinggi dan berpotensi baik dalam pasar. Sehingga jeruk gerga dikatakan unggul. Potensi pasar yang cukup baik serta didukung dengan tersedianya buah yang dihasilkan sepanjang tahun. Buah jeruk yang kaya akan manfaat memiliki potensi untuk diolah menjadi bermacam-macam produk, salah satunya yaitu sari buah. Pengembangan olahan yang berbahan dasar buah cukup menjanjikan karena dapat meningkatkan nilai ekonomis dibandingkan dengan menjualnya tanpa diolah.
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Lestari, Puja, Dewi Susilowati, and Wahyudin Wahyudin. "ANALISIS IMPLEMENTASI AUDIT PERBANKAN SYARIAH DI INDONESIA." SAR (Soedirman Accounting Review) : Journal of Accounting and Business 5, no. 1 (2020): 1. http://dx.doi.org/10.20884/1.sar.2020.5.1.3138.

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This study aims to analyze the suitability of audit practices in Islamic Banking with existing auditing standards in Indonesia. The unit of analysis in this study is the state-owned Sharia Commercial Bank, namely PT. Bank Syariah Mandiri and privately owned, namely PT. Bank Muamalat Indonesia Tbk. This research uses qualitative methods, using case studies. Data collection was obtained by conducting interviews and analyzing annual reports from 2015 to 2017. The results showed that the audit framework, audit scope, audit quality, audit charter, audit process, and reporting requirements conform t
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Tade, Oludayo, and Oluwatosin Adeniyi. "Dimensions of Electronic Fraud and Governance of Trust in Nigeria’s Cashless Ecosystem." International Journal of Offender Therapy and Comparative Criminology 64, no. 16 (2020): 1717–40. http://dx.doi.org/10.1177/0306624x20928028.

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A negative outcome of the nascent cashless policy in Nigeria has been persistent electronic banking fraud (e-fraud). Fraud occurrence in any financial space indicates insecurity and loopholes being exploited by fraudsters. This underscores the importance of trust governance in electronic banking and its centrality in a transiting cashless economy like Nigeria. Against this background, we investigated e-banking fraud and the role trust governance plays in both the adoption and refusal to migrate and use electronic banking in Nigeria. Using qualitative methods (in-depth and key informant intervi
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Neethling, J. "Regspraak: Transmissibility of claims for general damages – steps back in the right direction." Tydskrif vir die Suid-Afrikaanse Reg 2023, no. 4 (2023): 812–21. http://dx.doi.org/10.47348/tsar/2023/i4a11.

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Hierdie bespreking fokus op die vraag na die oordraagbaarheid, in die sin van oorerflikheid, van die aksie weens pyn en lyding, dit wil sê, waar die eiser (slagoffer) sterf, of die aksie in sy boedel val en deur die eksekuteur ingestel mag word (aktiewe oordraagbaarheid); of waar die verweerder (dader) sterf, en of die aksie dan teen sy boedel ingestel mag word (passiewe oordraagbaarheid). Gemeenregtelik was die aksie sowel aktief as passief net na litis contestatio (sluiting van die pleitstukke) oordraagbaar. Die aksie verval dus as die eiser of die verweerder voor litis contestatio sterf. In
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Atanus, Fidelis. "Evaluasi Implementasi Kebijakan Desa Mandiri Cinta Petani (Sari Tani) di Kabupaten Timor Tengah Utara." AGRIMOR 3, no. 1 (2018): 10–12. http://dx.doi.org/10.32938/ag.v3i1.316.

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Pelaksanaan kebijakan Desa Mandiri Cinta Petani (Sari Tani) di kabupaten Timor Tengah Utara (TTU) belum sepenuhnya berjalan secara optimal. Penelitian dilakukan pada bulan Juli-September 2017 di kabupaten TTU dengan tujuan melakukan evaluasi implementasi kebijakan Desa Mandiri Cinta Petani (Sari Tani) di kabupaten TTU. Metode yang digunakan adalah deskriptif kualitatif dengan pendekatan eksploratif. Fokus penelitian ini adalah mengevaluasi kebijakan program Sari Tani dalam pengelolaan lahan kering yang meliputi mekanisme pelaksanaan, implementor dan indikator pencapaian. Situs penelitiannya ad
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Kehik, Bernardus Seran, Salesius Vitalis Kolne, and Fidelis Atanus. "Analisis Implementasi Kebijakan Program Desa Mandiri Cinta Petani di Kabupaten Timor Tengah Utara." AGRIMOR 1, no. 04 (2016): 75–77. http://dx.doi.org/10.32938/ag.v1i04.110.

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Tujuan dari penelitian ini adalah untuk menganalisis secara mendalam efektivitas pengelolaan lahan kering melalui program-program pengentasan kemiskinan diantaranya program Sari Tani di Kabupaten TTU. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan eksploratif. Hasil penelitian menunjukkan bahwa : Mekanisme pelaksanaan yang telah direncanakan oleh BPMPD tidak maksimal diimplementasikan dikarenakan terkendala beberapa hal diantaranya; kurangnya kesadaran penerima manfaat dalam mengembalikan dana Sari Tani untuk digulirkan kembali. Implementor kebijakan Prog
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Sabri, Sabri. "Peningkatan hasil belajar KPK dan FPB dengan pendekatan konstruktivisme." JPGI (Jurnal Penelitian Guru Indonesia) 5, no. 2 (2020): 79. http://dx.doi.org/10.29210/02628jpgi0005.

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Penelitian dilatarbelakangi rendahnya hasil belajar KPK dan FPB di kelas IV SDN 14 Rantau Batu Ambacang Kec. Linggo Sari Baganti . Siswa tidak diberi kesempatan untuk mengkomunikasikan pengetahuan awalnya dan membangun sendiri pemahamannya. Untuk mengatasinya, peneliti menerapkan Pendekatan Konstruktivisme untuk meningkatkan hasil belajar. Tujuan penelitian mendeskripsikan perencanaan, pelaksanaan, dan peningkatan hasil belajar KPK dan FPB di kelas IV SDN 14 Rantau Batu Ambacang Kec. Linggo Sari Baganti dengan pendekatan konstruktivisme. Jenis penelitian adalah Penelitian Tindakan Kelas menggu
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Sumiyati, Sumiyati, Supriyati Supriyati, and Subawi Subawi. "Peningkatan Kemampuan Berbahasa Anak Melalui Permainan Tebak Nama." Golden Age: Jurnal Ilmiah Tumbuh Kembang Anak Usia Dini 3, no. 2 (2019): 131–40. http://dx.doi.org/10.14421/jga.2018.32-06.

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Rendahnya kemampuan berbahasa anak kelompok B TK Bina Bhakti Sari Purwosari disebabkan karena pembelajaran yang menggunakan buku paket. Ada sebagian anak di TK Bina Bhakti Sari Purwosari yang mengalami kesulitan dalam berkomunikasi lisan. Untuk itu kemampuan berbahasa anak masih perlu ditingkatkan. Penelitian ini bertujuan untuk meningkatkan kemampuan berbahasa anak melalui permainan tebak nama di KelompokB TK Bina Bhakti Sari Purwosari Tahun Pelajaran 2016/2017. Penelitian yang digunakan adalah penelitian tindakan kelas yang terdiri dari dua siklus, setiap siklus terdiri dari 4 tahapan, yaitu
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Sangweni, Mayibongwe, and Oliver Takawira. "The impact of changes in macroeconomic factors on banks’ lending behaviour." Journal of Infrastructure, Policy and Development 8, no. 11 (2024): 8217. http://dx.doi.org/10.24294/jipd.v8i11.8217.

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Loans are a critical transmission channel for commercial banks as well as an important revenue source. Macroeconomic factors are not within the control of commercial banks, however, select factors are observed to have a direct impact on lending behaviour in studies around the world. This study examined the relationship between macroeconomic variables and the lending behaviour of banks in South Africa for the period ranging from 2001 to 2022. Quarterly time series data was employed using the Autoregressive Distributed Lag Model (ARDL). The empirical results of the paper revealed that there is a
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Feng, Hailin, Tong Zhou, Ketao Wang, et al. "From Spectral Characteristics to Index Bands: Utilizing UAV Hyperspectral Index Optimization on Algorithms for Estimating Canopy Nitrogen Concentration in Carya Cathayensis Sarg." Remote Sensing 16, no. 20 (2024): 3780. http://dx.doi.org/10.3390/rs16203780.

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Employing drones and hyperspectral imagers for large-scale, precise evaluation of nitrogen (N) concentration in Carya cathayensis Sarg canopies is crucial for accurately managing nitrogen fertilization in C. cathayensis Sarg cultivation. This study gathered five sets of hyperspectral imagery data from C. cathayensis Sarg plantations across four distinct locations with varying environmental stresses using drones. The research assessed the canopy nitrogen concentration of C. cathayensis Sarg trees both during singular growth periods and throughout their entire growth cycles. The objective was to
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Adi Prayitno, Sutrisno, and Maria Agustini. "Pemanfaatan Ampas Sari Buah Apel Sebagai Bahan Dasar Pembuat Dodol." ASAWIKA: Media Sosialisasi Abdimas Widya Karya 2, no. 02 (2018): 14–18. http://dx.doi.org/10.37832/asawika.v2i02.26.

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Desa Andonosari merupakan Desa di Kecamatan Tutur Kabupaten Pasuruan yang memiliki komoditi Hortikultura berupa apel. Selama ini apel dijadikan suatu produk olahan utama berupa sari buah apel yang memiliki cita rasa yang enak. Selain itu kandungan senyawa aktif juga memiliki peran yang sangat bagus buat kesehatan. Salah satu yang menjadi kendala atau permasalahan dalam bidang pembuatan sari buah apel adalah terletak pada limbah padat sari buah apel. Pelatihan pembuatan dodol ampas sari buah apel sangatlah tepat digunakan di Desa Andonosari Kecamatan Tutur, mengingat belum termanfaatkannya limb
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Ambarwati, Rini, Asri Wulandari, and Eka Herlina. "Mutu Fisik dan Daya Terima Body Scrub dengan Variasi Konsentrasi Sari Buah Nanas (Ananas comosus (L.) Merr)." Jurnal Medika Farmaka 1, no. 2 (2023): 106–12. https://doi.org/10.33482/jmedfarm.v1i2.12.

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Pendahuluan: Buah nanas mengandung beberapa vitamin seperti vitamin C, vitamin A, vitamin B1, dan vitamin B6 yang bagus untuk kulit dan kesehatan tubuh. Body scrub termasuk ke dalam salah satu produk perawatan kulit yang berfungsi untuk mengangkat sel kulit mati dan menghaluskan kulit sehingga kulit akan lebih sehat. Penelitian ini bertujuan untuk mengetahui bahwa buah nanas dapat juga digunakan menjadi bahan aktif dalam formulasi sediaan body scrub. Metode: Pada penelitian ini yang digunakan dalam formulasi sediaan body scrub dengan memvariasikan sari buah nanas. Evaluasi sediaan body scrub m
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Perangin-angin, Laurensia Masri, and Elvi Maysyaroh. "EFEKTIVITAS PEMBELAJARAN SECARA DARING TERHADAP HASIL BELAJAR SISWA PADA TEMA 5 SUBTEMA 1 KELAS IV DI SD NEGERI 014679 BANGUN SARI TAHUN AJARAN 2020/2021." JS (JURNAL SEKOLAH) 6, no. 2 (2022): 88. http://dx.doi.org/10.24114/js.v6i2.33581.

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Abstrak : Penelitian ini bertujuan mengetahui apakah proses pembelajaran dapat berjalan dengan baik dengan secara Daring Pada Tema 5 Subtema 1 Kelas IV Disd Negeri 014679 Bangun Sari Tahun Ajaran 2020/2021, Bagaimana Interaksi Guru dan murid terhadap pembelajaran setelah secara Daring Pada Tema 5 Subtema 1 Kelas IV Disd Negeri 014679 Bangun Sari Tahun Ajaran 2020/2021, Hasil Belajar Siswa setelah secara Daring Pada Tema 5 Subtema 1 Kelas IV Disd Negeri 014679 Bangun Sari Tahun Ajaran 2020/2021. Jenis penelitian pada penelitian ini menggunakan metode eksperimen dengan menggunakan pretest dan po
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Ayusaleha, Annisa, and Nisful Laila. "Diversifikasi, Bank Karakteristik, dan Profitabilitas Bank Umum Syariah di Indonesia." Jurnal Ekonomi Syariah Teori dan Terapan 9, no. 3 (2022): 299–309. http://dx.doi.org/10.20473/vol9iss20223pp299-309.

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ABSTRAK Pesatnya perkembangan perbankan syariah di Indonesia menimbulkan tantangan baru bagi bank syariah untuk lebih mendiversifikasi kegiatannya. Penelitian ini bermaksud untuk menganalisis dampak diversifikasi dan karakteristik bank pada profitabilitas bank umum syariah di Indonesia tahun 2015-2019 secara parsial maupun simultan. Diversifikasi diproksikan dengan diversifikasi pembiayaan berdasarkan akad dan diversifikasi pendapatan yang diukur menggunakan 1 - HHI (Herfindahl-Hirschman Index), sedangkan karakteristik bank diproksikan dengan non-performing financing dan ukuran bank. Menggunak
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Ayusaleha, Annisa, and Nisful Laila. "Diversifikasi, Bank Karakteristik, dan Profitabilitas Bank Umum Syariah di Indonesia." Jurnal Ekonomi Syariah Teori dan Terapan 9, no. 3 (2022): 299–309. http://dx.doi.org/10.20473/vol9iss20223pp299-309.

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ABSTRAK Pesatnya perkembangan perbankan syariah di Indonesia menimbulkan tantangan baru bagi bank syariah untuk lebih mendiversifikasi kegiatannya. Penelitian ini bermaksud untuk menganalisis dampak diversifikasi dan karakteristik bank pada profitabilitas bank umum syariah di Indonesia tahun 2015-2019 secara parsial maupun simultan. Diversifikasi diproksikan dengan diversifikasi pembiayaan berdasarkan akad dan diversifikasi pendapatan yang diukur menggunakan 1 - HHI (Herfindahl-Hirschman Index), sedangkan karakteristik bank diproksikan dengan non-performing financing dan ukuran bank. Menggunak
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