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1

development, Organisation for economic co-operation and. Bank profitability: Financial statements of banks 1998. Paris: OECD, 1998.

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2

Services, Sheshunoff Information. Community bank guide to improving profits. Austin, Tex: Sheshunoff Information Services, 1992.

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3

M, Mozwecz Ellen, Neff Dennis C, Bank Administration Institute, and Robert Morris Associates, eds. Customer profitability analysis: A tool for improving bank profits. 2nd ed. Rolling Meadows, Ill: Bank Administration Institute, 1985.

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4

Korenik, Dorota. System oceny aktywnoʹsci terenowych centrów zysku banku komercyjnego (w warunkach wzrostu konkurencji jakościowej w sektorze bankowym). rocław: Wydawn. Akademii Ekonomicznej im. Oskara Langego we Wrocławiu, 1999.

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5

Stiroh, Kevin J. Compositional dynamics and the performance of the U.S. banking industry. [New York, N.Y.]: Federal Reserve Bank of New York, 2000.

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6

Siddiqui, Rehana. The profitability of the banking sector of Pakistan. Islamabad: Pakistan Institute of Development Economics, 1998.

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7

Demirgüç-Kunt, Aslı. The impact of bank regulations, concentration, and institutions on bank margins. Washington, D.C: World Bank, 2003.

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8

Jannott, Paul F. Improving bank profits: How to decrease operating expenses and increase income. 2nd ed. Rolling Meadows, Ill: Bankers Pub., Bank Administration Institute, 1988.

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9

Deutsch, Gary M. Bank profit improvement manual. Austin, Tex: Sheshunoff Information Services, 1991.

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10

McLeay, Stuart. Bank profitability and structure in France, the United Kingdom, West Germany and Japan. Bangor (Wales): Institute of European Finance, University College of North Wales, 1989.

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11

Demirgüç-Kunt, Aslı. Financial structure and bank profitability. Washington, DC: World Bank, Development Research Group, Finance, 2000.

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12

Jannott, Paul F. Improving bank profits: How to decrease operating expenses and increase income. 2nd ed. Rolling Meadows, Ill: Bankers Pub., Bank Administration Institute, 1988.

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13

Bikker, Jacob. Trends in competition and profitability in the banking industry: A basic framework. Wien: SUERF Societe Universitaire Europeenne de Recherches Financieres, 2005.

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14

Demirgüç-Kunt, Aslı. Determinants of commercial bank interest margins and profitability: Some international evidence. Washington, DC: World Bank, Development Research Group, 1998.

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15

Starchild, Adam. Using offshore havens for privacy and profits. Boulder, Colo: Paladin Press, 1994.

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16

R, Shanmugam K., and Madras School of Economics, eds. Ownership and performance of the Indian banking industry: Revisited. Chennai: Madras School of Economics, 2008.

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17

Bhaduri, Saumitra N. Ownership and performance of the Indian banking industry: Revisited. Chennai: Madras School of Economics, 2008.

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18

Manasse, A. Lorri. A banker's guide to better service, bigger profits. New York, N.Y: Executive Enterprises Publications Co., 1989.

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19

Steiner, Thomas D. Technology in banking: Creating value and destroying profits. Homewood, Ill: Dow Jones-Irwin, 1990.

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20

Profits of deceit: Dispatches from the front lines of fraud. London: Heinemann, 1990.

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21

Truell, Peter. False profits: The inside story of BCCI, the world's most corrupt financial empire. Boston: Houghton Mifflin, 1992.

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22

Boer, Martin. Complex fees + lack of competition = excess profits?: Retail bank charges in Namibia. Windhoek, Namibia: Institute for Public Policy Research, 2003.

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23

Koeva, Petya. The performance of Indian banks during financial liberalization. Washington, D.C: International Monetary Fund, Asia and Pacific Department, 2003.

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24

Requins: L'insoutenable voracité des banquiers. Montréal: VLB, 1998.

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25

Truell, Peter. False profits: The inside story of BCCI, the world's most corrupt financial empire. Washington, D. C: Beard Books, 1999.

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26

Seminar on Banking and Insurance (1992 London, England). Seminar on Banking and Insurance: Pressure on profits, pressure on research, London (United Kingdom) 29th-31th January 1992. Amsterdam, The Netherlands: ESOMAR, 1992.

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27

Yossifov, Plamen. The use of credit ceilings in the presence of indirect monetary instruments: An analytical framework. [Washington, D.C.]: International Monetary Fund, Monetary and Exchange Affairs Department, 2002.

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28

Young, Lance. How to make big money at foreclosure auctions & how to buy bank repossessed houses for big profits. [Alexandria, Va.]: Gateway Investment Properties, 1997.

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29

Egypt. Foreigner laws: Residence, free zones, work permit, bank accounts, proprietorship, transfer of profits, tourism operations : up to June 1990 = [Majmūʻat qawānīn al-ajānib]. El Mohandessin, Cairo: Middle East Library for Economic Services, 1990.

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30

Deutsch, Gary M. Profit analysis and management systems. Austin, Tex: Sheshunoff, 1993.

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31

Baink inṭrasṭ: Munāfaʻ yā ribā = Bank interest : profit or riba. Islāmābād: Emal Mat̤būʻāt, 2013.

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32

Coman, Florin. Activitatea bancară: Profit și performanță. București: Lumina Lex, 2000.

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33

Zhongguo jin rong xian dai hua zhi lu: Yi jin dai Zhognguo shang ye yin hang ying li xing fen xi wei zhong xin. Beijing: Shang wu yin shu guan, 2005.

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34

Canada, Bank of. The Bank of Canada: A profile. Ottawa: The Bank, 1993.

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35

Pennington, Judith A. Creating a sales culture in a community bank. Rolling Meadows, IL: Bankers Publishing Company, Bank Administration Institute, 1988.

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36

Hardy, Daniel C. L. Bank reform and bank efficiency in Pakistan. [Washington, D.C.]: International Monetary Fund, Middle Eastern Department, 2001.

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37

R, Bennett David, and Brown Carter W, eds. Service quality: A profit strategy for financial institutions. Homewood, Ill: Dow Jones-Irwin, 1989.

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38

Rossi, Stefania P. S. Managerial behavior and cost/profit efficiency in the banking sectors of Central and Eastern European countries. [Vienna:]: Oesterreichische Nationalbank, 2005.

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39

International, Oceanic Bank. Corporate profile. [Lagos]: Oceanic Bank International PLC, 2008.

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40

János, Kun. Seigniorage and burdens of government debt. Budapest: Information Dept. of the National Bank of Hungary, 1996.

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41

János, Kun. Seigniorage and burdens of government debt. Budapest: Information Dept. of the National Bank of Hungary, 1996.

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42

Obuya, Merceline. A profile of Juhudi Kawangware borrowers. [Nairobi]: K-REP, 1995.

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43

Bank, Lloyds, ed. Lloyds Bank economic profile of Britain. London: Lloyds Bank, 1990.

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44

Bank, Lloyds, ed. Lloyds Bank economic profile of Britain. London: Lloyds Bank, 1991.

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45

Canada, Bank of. The Bank of Canada : a profile =: La Banque du Canada en bref. Ottawa, Ont: Bank of Canada = Banque du Canada, 1993.

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46

How and why Americans go offshore: Profit, privacy, protection. Cupertino, Calif: Haynes & Associates Pub., 1994.

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47

Karamali, Bashir A. The National Bank of Georgia: Profile of a dynamic new central bank. Tbilisi: National Bank of Georgia, 1995.

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48

Mittaz, Anette. Die Profit Center-Konzeption und -Rechnung in Grossbanken. Zürich: Schulthess, 1993.

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49

Wibowo, Edy. Mengapa memilih bank syariah?: Kedudukan nasabah terhadap bank dalam hubungannya dengan penerapan metode bunga di bank konvensional dan metode bagi hasil di bank syariah : suatu tinjauan hukum. Ciawi, Bogor: Ghalia Indonesia, 2005.

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50

Reich, Kenneth E. Customer Profitability Analysis: A Tool for Improving Bank Profits. 2nd ed. Probus Professional Pub, 1985.

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