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Relevant bibliographies by topics / Bank retail business

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Academic literature on the topic 'Bank retail business'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

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Journal articles on the topic "Bank retail business"

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Duisenbayeva, B., N. Maulina, and G. Suleimenova. "Retail lending to commercial banks: current state and business models of development." ECONOMIC SERIES OF THE BULLETIN OF THE L.N. GUMILYOV ENU, no. 1 (2023): 295–306. http://dx.doi.org/10.32523/2789-4320-2023-1-295-306.

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This article explores the current state of consumer bank lending, focusing on the quantitative and qualitative indicators of the banking sector, the ecosystems of commercial banks. In the course of the study, statistical data on the loan portfolio and overdue debts of the banking sector of the Republic of Kazakhstan, on the structure of overdue debts on bank retail loans issued for consumer purposes were used and analyzed. The tendencies of bank consumer crediting by the terms and sizes of the lending rate are determined. The influencing factors on consumer-clients in retail lending have been

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DR, BHADRAPPA HARALAYYA. "TOP 5 PRIORITIES THAT WILL SHAPE THE FUTURE OF RETAIL BANKING INDUSTRY IN INDIA." Journal of Advanced Research in HR and Organizational Management ISSN: 2454-3268 8, no. 1&2 (2021): 17–18. https://doi.org/10.5281/zenodo.5017878.

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Retail banking refers to the delivery of financial services by a bank to individual customers rather than to corporate clients, companies, or other banks. The main retail banking products include savings and transaction accounts, mortgages, personal loans, debit cards, and credit cards. India experienced a surge in retail banking after introducing financial sector reforms in 1992. The retail banking industry in India has fast emerged as one of the major contributors to the overall growth of the banking sector in the recent past. In the current business environment, the Indian banking industry

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Schmidt-Jessa, Katarzyna, and Maciej Stradomski. "Digital-Only Banks – Retail Banks for Retail Customers Only?" Journal of Banking and Financial Economics 2025, no. 1(23) (2025): 107–24. https://doi.org/10.7172/2353-6845.jbfe.2025.1.8.

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This paper explores how traditional banks perceive digital-only banks and the potential impact of digital-only banks on the retail segment of the banking sector. To obtain the main goal, we conducted in-depth semi-structured interviews with managers and directors representing different traditional banks with profound insight into the bank digitalisation process. The results indicate that, for traditional banks, the development of digital-only banks does not pose a threat or challenge that can significantly undermine their business. A high level of user experience, innovativeness, and lack of o

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Hursepuny, Johan, Dwi Novita, Kuncoro Wibowo, Frisca L. Siagian, and Oktavia L. Marpaung. "PENGARUH DISIPLIN KERJA, MOTIVASI KERJA DAN TINGKAT PENDIDIKAN TERHADAP KINERJA KARYAWAN DIVISI RETAIL BUSINESS DEVELOPMENT PT OK BANK INDONESIA." Journal of Information System, Applied, Management, Accounting and Research 8, no. 3 (2024): 505. http://dx.doi.org/10.52362/jisamar.v8i3.1185.

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Human resources are a very important asset of a company. The quality of human resources will affect the progress of the company. For this reason, the quality of human resources in the company must always be improved so that their performance is satisfactory and will help the company make a profit. Many factors affect employee performance including work motivation, work discipline, education level. This study aims to determine the effect of work discipline, work motivation, level of education on the performance of employees of the retail business development division of PT OK Bank Indonesia, ei

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Campolongo, Francesca, Jessica Cariboni, Nathalie Ndacyayisenga, and Andrea Pagano. "Banks under X-rays: business model choices and trading." Journal of Financial Economic Policy 7, no. 4 (2015): 377–400. http://dx.doi.org/10.1108/jfep-12-2014-0081.

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Purpose – The purpose of this paper is to do an empirical analysis assessing whether banks highly involved into trading activities show specific business model choices. Key factors in the analysis are a proper measure for trading activities and a consistent classification of banks in terms of business choices. Design/methodology/approach – We investigate three measures for trading activities proposed by regulators in the context of bank structural reform in Europe. Through robust statistics we identify the key trading players and classify banks into a limited number of business model clusters,

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Черникова, Людмила, Lyudmila Chernikova, Гузель Фаизова, and Guzel Faizova. "Service as part of the strategy of retail banking businesses." Services in Russia and abroad 8, no. 8 (2014): 26–37. http://dx.doi.org/10.12737/8245.

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The article presents the authors&#180; systematization of strategies for managing retail banking businesses with the disclosure of the methods and forms, and that provides an overview  of the strategies used, the methods and forms of the retail banking business. This systematization allows developing new models of strategies that take into account the interaction of business, society and the public to ensure the balance of risks and effectiveness of activities, including at each stage of the organization of the retail banking business. The success of the forms and methods of re

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J. Schmidt, Holger, Roger B. Mason, Juan-Pierré Bruwer, and Jonathan Aspeling. "Access to finance problems for small retail businesses in South Africa: comparative views from finance seekers (retailers) and finance providers (banks)." Banks and Bank Systems 12, no. 2 (2017): 20–30. http://dx.doi.org/10.21511/bbs.12(2).2017.02.

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Small retail businesses are essential for the growth of the South African economy. Though many of these business entities need more assets to seize business opportunities, previous research studies suggest that their overall access to finance through banks and other finance providers seems to be limited. In general, small retail businesses are usually managed by entrepreneurs who lack financial knowledge, but banks, when deciding on credit applications, rely heavily on financial information, which is provided by these entrepreneurs. Notwithstanding the aforementioned, this study aimed to explo

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Nugroho, Lucky, Nurul Hidayah, and Ahmad Badawi. "The Islamic Banking, Asset Quality: “Does Financing Segmentation Matters” (Indonesia Evidence)." Mediterranean Journal of Social Sciences 9, no. 5 (2018): 221–35. http://dx.doi.org/10.2478/mjss-2018-0154.

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Abstract Bank stability becomes one of the crucial pillars in maintaining economic growth. Therefore, the segmentation strategy is needed because it aims to improve the financial stability of the bank (decrease Non-Performing Loan-NPL / Non-Performing Financing-NPF). This study aims to determine the effect of segmentation on the quality of Islamic banks proxied with NPF. The method used is a quantitative method with multiple regression test and statistical tool Stata version 13. From the results of statistical data, it is known that the retail segment has a more significant influence than the

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Kusi, Baah Aye, Jonas Ladime, and Felix Baidoo. "Political Business Cycle, Corporate Transparency and Bank Lending in Africa." Journal of Developing Areas 59, no. 2 (2025): 125–50. https://doi.org/10.1353/jda.2025.a957756.

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ABSTRACT: This study examines how political business cycles (PBC) influence bank lending in Africa in the presence of corporate transparency. While existent empirical studies show that PBC is associated with increased bank lending which is often followed by increased credit losses, risk and defaults, the literature is silent on which specific type of bank lending is affected by PBC and how corporate transparency (CT) can be used as tool for taming increasing effect of PBC on different types of bank lending. Following from this, this present study examines how PBC affects different bank lending

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ПЕТРОВА, Е. А., Ю. Д. БОГДАНОВА, Э. Ф. ХАДИУЛЛИНА, and Д. Р. МИННИГУЛОВ. "ANALYSIS AND OPTIMIZATION OF BUSINESS PROCESSES IN A COMMERCIAL BANK." Экономика и предпринимательство, no. 4(153) (June 15, 2023): 746–50. http://dx.doi.org/10.34925/eip.2023.153.4.141.

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В статье рассмотрены аспекты применения процессного подхода в коммерческих банках, подходы к классификации бизнес-процессов банка, нотации их описания, алгоритмы реинжиниринга и оптимизации основных и вспомогательных бизнес-процессов с учетом специфики розничного бизнеса коммерческих банков. The article discusses aspects of applying the process approach in commercial banks, approaches to the classification of bank business processes, notations for their description, algorithms for reengineering and optimization of main and auxiliary business processes, taking into account the specifics of the

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Dissertations / Theses on the topic "Bank retail business"

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Graf, Roger. "Die klassische Retail-Bank im Zeitalter des e-business /." Bern ; Stuttgart ; Wien : Haupt, 2000. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=008752400&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Scott, Susan Valerie. "Computer-mediated interpretation of risk : the introduction of decision support systems in a UK retail bank." Thesis, University of Cambridge, 1998. https://www.repository.cam.ac.uk/handle/1810/252321.

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Fara, Miroslav. "Vytvoření BI procesu dávky pro sdružení SOLUS v retailové bance." Master's thesis, Vysoká škola ekonomická v Praze, 2012. http://www.nusl.cz/ntk/nusl-199031.

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The thesis focuses on the batch processing of bank (retail bank) client data for SOLUS. The main goal of the thesis is to create a batch process that will generate files (monthly report) about clients of one of the bank companies operating in the Czech market (retail banks), according to requirements pre-defined by SOLUS. This will be achieved by analyzing the requirements, designing the pilot solution, and by creating and implementing the batch process for SOLUS. The main contribution of this thesis is a working BI process which will store the data in the required format to the data warehouse

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Lehmann, Sandro, and Anna Nilsson. "Make Banking Simple Again : A multiple case-study about the internationalization of the largest online retail banks in Europe." Thesis, Linnéuniversitetet, Institutionen för organisation och entreprenörskap (OE), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-96448.

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Digitalization is increasing in our society and continues to move in that direction. The shift from traditional banks to online banks is becoming more popular, and with an online bank, the international markets open. Although previous research about internationalization exists, there is no in-depth research on the specific topic of online banks. This study aims to provide information regarding how online banks internationalize, to understand the underlying factors for the process better as well as provide recommendations for both online banks but also traditional banks. Factors such as motivat

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Hosseini, Ramtin Danosh, and Zeed Ali Abid. "Kundens val av bank för värdepappershandel : En kvantitativ studie som undersöker bakomliggande faktorer till kundens val av bank för värdepappershandel." Thesis, Högskolan Kristianstad, Fakulteten för ekonomi, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:hkr:diva-22332.

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Intresset för att handla med värdepapper har under senare år ökat succesivt bland svenska hushåll. För banker innebär detta en möjlighet till att öka intäkterna, men på grund av att bankerna verkar i en konkurrensintensiv bransch behöver bankerna arbeta proaktivt för att bemöta kundernas preferenser. Tidigare forskning har framhävt att bankens varumärke, relativa prissättning och digitala användarvänlighet är framträdande faktorer vid kundens val av bank i allmänhet. I denna studie appliceras dessa faktorer och testar deras påverkan för kundens val av bank för värdepappershandel. För att testa

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Голуб, В. Ф. "Створення інтегрованої багатоканальної системи розподілу банківських продуктів у роздрібному бізнесі". Thesis, Українська академія банківської справи Національного банку України, 2004. http://essuir.sumdu.edu.ua/handle/123456789/60411.

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Зростаюча конкуренція між банками вимагає звернути увагу на канали розподілу і доставки послуг клієнтам. Проблеми збуту банківських послуг дуже специфічні. Виробництво і збут банківських послуг збігаються в часі і можуть бути локалізовані в приміщенні банку або його відділень.

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Манжос, С. Б., та А. А. Нестеренко. "Проблеми та перспективи розвитку банківського роздрібного бізнесу". Thesis, Українська академія банківської справи Національного банку України, 2012. http://essuir.sumdu.edu.ua/handle/123456789/63759.

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Урум, Е. О. "Оцінка ефективності роздрібного бізнесу банків України". Thesis, Одеський національний економічний університет, 2021. http://local.lib/diploma/Urum.pdf.

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Доступ до роботи тільки на території бібліотеки ОНЕУ, для переходу натисніть на посилання нижче<br>У роботі розглядаються теоретичні аспекти роздрібного банківського бізнесу, визначено його зміст та перелік послуг. Охарактеризовано законодавче забезпечення, що регулює надання банківських послуг в цілому та на роздрібному сегменті ринку зокрема. Проаналізовано передумови та тенденції розвитку роздрібного бізнесу в банківському секторі України. Надано порівняльну оцінку конкуренції та конкурентних переваг на роздрібному ринку роздрібного бізнесу банків України. Проаналізовано ефективність роздр

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Бойко, С. О. "Роздрібні безготівкові платіжні банківські послуги в умовах цифрової трансформації". Thesis, Одеський національний економічний університет, 2021. http://local.lib/diploma/Boyko1.pdf.

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Доступ до роботи тільки на території бібліотеки ОНЕУ, для переходу натисніть на посилання нижче<br>У роботі розглядаються основи діяльності банків на ринку роздрібних безготівкових платіжних послуг під впливом цифрової трансформації Проаналізовано: світові тенденції розвитку цифрових безготівкових платіжних послуг, стан ринку безготівкових платежів в Україні, процеси регулювання банківських роздрібних безготівкових платіжних послуг. Запропоновано: методику визначення рівня чинників, які впливають на обсяги роздрібних безготівкових платіжних послуг банків.<br>The paper considers the basics of

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Клімашевська, О. Д. "Роздрібний бізнес банків в умовах розвитку фінансових технологій". Thesis, Одеський національний економічний університет, 2021. http://local.lib/diploma/Klimashevska.pdf.

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Доступ до роботи тільки на території бібліотеки ОНЕУ, для переходу натисніть на посилання нижче<br>У роботі визначено зміст поняття «роздрібний бізнес банків». Охарактеризовано сутність та проведено класифікацію фінансових технологій. Надано характеристику законодавчого регулювання у сфері роздрібного бізнесу та фінансових технологій. Проаналізовано передумови та тенденції розвитку роздрібного бізнесу в банківському секторі України. Надано порівняльну оцінку конкуренції та конкурентних переваг на роздрібному ринку України. Надано оцінку фінансових технологій у роздрібному сегменті банківськог

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Books on the topic "Bank retail business"

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Dave, Randall, and Rouncefield Mark, eds. Organisational change and retail finance: An ethnographic perspective. Routledge, 2000.

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Dave, Randall, and Rouncefield Mark, eds. Organisational change and retail finance: An ethnographic perspective. Routledge, 2000.

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Cheglov, Aleksandr. Ecosystems in retail or retail in ecosystems. INFRA-M Academic Publishing LLC., 2023. http://dx.doi.org/10.12737/2082654.

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The monograph is devoted to the topic of ecosystem formation in the consumer market. It analyzes the first results of the penetration of technology companies and banks into the consumer market, the transformation of individual retail chains and marketplaces into multidisciplinary systems. The authors prove that it is too early to talk about established ecosystems in the consumer market, rather, we observe an ecosystem approach to the development of intersectoral associations with one or another bias in the field of trade and services. The author's vision of the ecosystem as the next form of sy

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Carles, Maixé Altés Joan, ed. Technological innovation in retail finance: International historical perspectives. Routledge, 2011.

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Zubik, M. I. Bezpeka pidpryi︠e︡mnyt︠s︡ʹkoï dii︠a︡lʹnosti: Normatyvno-pravovi dokumenty komert︠s︡iĭnoho pidpryi︠e︡mstva, banku. Istyna, 2004.

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New Jersey. Legislature. Joint Legislative Committee on Economic Recovery. Committee meeting of Joint Legislative Committee on Economic Recovery: The state's ability to retain and attract business. The Committee, 1993.

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Atkinson, Chuck. Automation pays!: How to automate your business : point of sale and back office management for retail stores, chain stores, wholesalers, mail order, and food service. 2nd ed. Aces Four Press, 2000.

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Benton, Lauren A. Employee training and U.S. competitiveness: Lessons for the 1990s. Routledge, Taylor & Francis Group, 2018.

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Omarini, A. Retail Banking: Business Transformation and Competitive Strategies for the Future. Palgrave Macmillan, 2014.

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Omarini, A. Retail Banking: Business Transformation and Competitive Strategies for the Future. Palgrave Macmillan Limited, 2016.

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Book chapters on the topic "Bank retail business"

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Astriana, D. V., and D. Wibowo. "The risks in the implementation of the Write-Off Ceiling Incentive Policy in retail segment: A case study of ABC Bank." In Contemporary Research on Business and Management. CRC Press, 2021. http://dx.doi.org/10.1201/9781003196013-28.

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Berger, Sven C., and Sebastian F. Martin. "Explaining the Adoption of Value Metrics in Retail Banks’ Customer Management." In Lecture Notes in Business Information Processing. Springer Berlin Heidelberg, 2008. http://dx.doi.org/10.1007/978-3-540-78550-7_10.

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Goodell, Geoff, D. R. Toliver, and Hazem Danny Nakib. "A Scalable Architecture for Electronic Payments." In Financial Cryptography and Data Security. FC 2022 International Workshops. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-32415-4_38.

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AbstractWe present a scalable architecture for electronic retail payments via central bank digital currency and offer a solution to the perceived conflict between robust regulatory oversight and consumer affordances such as privacy and control. Our architecture combines existing work in payment systems and digital currency with a new approach to digital asset design for managing unforgeable, stateful, and oblivious assets without relying on either a central authority or a monolithic consensus system. Regulated financial institutions have a role in every transaction, and the consumer affordance

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Shah, Mahmood Hussain, Nevena Rahneva, and Rizwan Ahmed. "Knowledge Management Practice at a Bulgarian Bank." In Business Intelligence. IGI Global, 2016. http://dx.doi.org/10.4018/978-1-4666-9562-7.ch084.

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This chapter reports on knowledge management (KM) practices in the customer service and lending departments of one of Bulgaria's top retail banks and investigates how KM processes can be further improved. The Bank's KM activities have been studied using observations, interviews and informal discussions for data collection. Findings were compared and contrasted with existing literature in similar contexts. Although rudiments of knowledge sharing are evident from the KM activities in different departments of the bank, the limitations such as resistance to change of the implemented KM systems are

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Nourallah, Mustafa, and Peter Öhman. "Impact of Advanced Technologies on Consumer Finance and Retail Investment." In Impact of Globalization and Advanced Technologies on Online Business Models. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-7603-8.ch001.

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This chapter sheds light on two advanced technologies related to consumer finance and retail investment. The chapter discusses the importance of mobile bank applications and robo financial advisors as well as loyalty and initial trust among young bank customers and young retail investors, respectively. It also highlights some public statistics from Sweden and Malaysia, two countries representing FinTech hubs, to illustrate the development of FinTech solutions. The chapter emphasises proposals for a continued direction for research.

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Koh, S. C. Lenny, and Stuart Maguire. "Competing in the Age of Information Technology in a Developing Economy." In Information and Communication Technologies Management in Turbulent Business Environments. IGI Global, 2009. http://dx.doi.org/10.4018/978-1-60566-424-8.ch018.

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This case describes how banking in India has changed after developments in information technology in the last decade. The new private and foreign banks, which are strong in technology, are giving tough competition to old public sector banks. Private banks have pioneered Internet banking, phone banking, anywhere banking, mobile banking, debit cards, automatic teller machines (ATMs), and retail banking in urban India. This case is about the VN Bank, a public sector bank that has to formulate its strategy in order to compete in this new environment. The case also explores the opportunity and chal

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Singh, Partap. "Study of Regulatory Role and Investors' Protection During the Banking Sector Crisis of 2020 in the Indian Economy." In Cases on the Resurgence of Emerging Businesses. IGI Global, 2023. http://dx.doi.org/10.4018/978-1-6684-8488-3.ch019.

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The case provides an opportunity to evaluate the accuracy of business performance and financial position of Yes Bank, the situation of window dressing in financial statement, and the regulatory role to ensure the investors' protection of Yes Bank, as well as analyzes the role of promoters and different regulators for influencing the retail investors' interest during study period. The major findings of the case indicate that regulators, auditors, independent directors, and rating agencies did not play their effective and active role in preventing unlawful and unethical activities like window dr

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Lelieveldt, Simon L. "Standardizing Retail Payment Instruments." In Information Technology Standards and Standardization. IGI Global, 2000. http://dx.doi.org/10.4018/978-1-878289-70-4.ch012.

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The business of payments and the provision of payment instruments have a rich history, which can be drawn upon in a discussion of standardization. In the middle-ages, for example, the mere existence of a wide variety of foreign and local coins led to a flourishing business of money exchange offices and cashiers in the Netherlands. Malpractices of some of these firms, mostly in the form of physical tampering with coins and alloy, resulted in government regulation on a municipal and province level. Yet, as these type of regulations where hard to enforce, the Amsterdam municipal government decide

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"Ensuring the disaster recovery planning process delivers business continuity – the experience of a major UK retail bank." In IT in Business: A Business Manager's Casebook. Routledge, 2013. http://dx.doi.org/10.4324/9780080496238-21.

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Boateng, Sheena Lovia. "Enhancing Calculative Commitment and Customer Loyalty Through Online Relationship Marketing." In Advanced MIS and Digital Transformation for Increased Creativity and Innovation in Business. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-5225-9550-2.ch003.

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This study examines the mediating role of online trust in enhancing calculative commitment and customer loyalty through online relationship marketing activities (engagement and interactivity). The study draws on signaling theory. Data were gathered from 429 retail bank customers in Ghana and analyzed using confirmatory factor analysis and structural path modelling. Findings suggest that engagement is assessed to be low by Ghanaian bank customers and presently has no influence on customer commitment, online trust, and customer loyalty. However, signals communicated through interactivity online

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Conference papers on the topic "Bank retail business"

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Latinovic, Milica, Veljko Dmitrovic, and Sladjana Benkovic. "THE ENVIRONMENTAL IMPACT OF THE DIGITAL FINANCIAL INCLUSION: THE CASE OF THE REPUBLIC OF SERBIA." In Economic and Business Trends Shaping the Future. Ss Cyril and Methodius University, Faculty of Economics-Skopje, 2022. http://dx.doi.org/10.47063/ebtsf.2022.0015.

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Climate change is one of the most important issues in today’s world. To address this matter, countries and companies are trying to become more sustainable. Countries have set the targets for greenhouse gas emissions reduction, which cannot be reached without the joint effort of the retail, small, medium, and corporate sector. Moreover, emissions and pollution reductions can be achieved through the economic and social development. Digitalization proved to be a fast-track for the economic growth and green development. That fast track becomes even faster if the country’s financial system has a ce

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Xinping, Shang, and Wang Yi. "Research on Bank Customer Churn Prediction Model based on Ensemble Learning Algorithm." In 5th International Conference on Artificial Intelligence and Machine Learning. Academy & Industry Research Collaboration Center, 2024. http://dx.doi.org/10.5121/csit.2024.141809.

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With the rise of Internet finance, the competition of banking industry is becoming increasingly fierce. To gain more accurate and comprehensive insight into customer needs and improve customer loyalty, it is essential to establish a customer churn analysis model. This kind of model can help banks identify customers who are about to lose, facilitate business decisions, retain relevant users, and ensure that bank interests are not affected. Under this background, this paper establishes a customer churn prediction model using ensemble learning algorithm. Experimental data show that the model can

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Koumpan, Elizabeth, Ram Ravishankar, and Periasamy Girirajan. "On Demand Loans Real Time Service: Essential User Feature by the Banks in Society 5." In 13th International Conference on Applied Human Factors and Ergonomics (AHFE 2022). AHFE International, 2022. http://dx.doi.org/10.54941/ahfe1002254.

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Investing for a Sustainable Future is driving major client buying behaviors and long-term corporate strategies. We are currently at the transition between the 3rd Industrial Revolution (the computer / Internet based information industry), and the 4th Industrial Revolution (driven by digital transformation, AI, IoT, Blockchain), emerging into the 5th Industrial Revolution. This transition drives an unprecedented connection of business to purpose, democratizing technology for consumers with ease of use and integration of cyberspace with physical space In addition, Covid-19 has acted as a catalys

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Viswanathan, J., D. M. Tilbury, S. J. Hu, and Z. Mao. "Cyberinfrastructure Enabling Personalized Production." In ASME/ISCIE 2012 International Symposium on Flexible Automation. American Society of Mechanical Engineers, 2012. http://dx.doi.org/10.1115/isfa2012-7148.

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The Internet has facilitated the development of e-businesses using web-based services leveraging back-end database systems, inventory systems and payment processing systems. Online retail businesses can be set up in a relatively short period of time. In contrast, set-up of a manufacturing system takes much longer; the system design involves various stages from gaining an understanding of the product and its market to machine selection, layout, control logic, part flow analysis and so on. Cyberinfrastructure has the potential to revolutionize the design and operation of manufacturing systems by

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Jinghong, Xu, and Zhang Cuihua. "Notice of Retraction: Analysis and simulation application for reverse supply chain based on TP and retailer take-back." In 2011 International Conference on E-Business and E-Government (ICEE). IEEE, 2011. http://dx.doi.org/10.1109/icebeg.2011.5886788.

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Kłysik, Agnieszka. "Challenges of Firm's Internationalization: Polish Perspective." In ‎4th International Conference on ‎Administrative ‎& Financial Sciences. Cihan University-Erbil, 2023. http://dx.doi.org/10.24086/icafs2023/paper.892.

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This paper investigates the challenges faced by Polish firms during the internationalization process, emphasizing the unique historical, economic, and cultural context of Poland. The internationalization of businesses has become increasingly important for growth, competitiveness, and risk diversification, particularly for firms in emerging economies like Poland. The study, employing a mixed-methods research approach, is explorative and its results should be understood as the starting point for further studies. The main objective is to assess the scale of involvement of Polish companies in OFDI

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Agarwal, Ramesh, Ping Wang, and Lee Chusak. "Integrative Analysis of Non-Renewable and Renewable Energy Sources for Electricity Generation in U.S.: Demand and Supply Factors, Environmental Risks and Policy Evaluation." In ASME 2010 4th International Conference on Energy Sustainability. ASMEDC, 2010. http://dx.doi.org/10.1115/es2010-90365.

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An equilibrium economic model for policy evaluation related to electricity generation has been developed; the model takes into account the non-renewable and renewable energy sources, demand and supply factors and environmental constraints. The non-renewable energy sources include three types of fossil fuels: coal, natural gas and petroleum, and renewable energy sources include nuclear, hydraulic, wind, solar photovoltaic, biomass wood, biomass waste and geothermal. Energy demand sectors include households, industrial manufacturing and commercial enterprises (non-manufacturing businesses such a

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Manzar, Osama, and Saurabh Srivastava. "SkillBot: An Affordable, Accessible, Multi Lingual, Multimedia, Self-Learning, Skilling Chatbot for Addressing Unemployment and Skill Shortage." In Tenth Pan-Commonwealth Forum on Open Learning. Commonwealth of Learning, 2022. http://dx.doi.org/10.56059/pcf10.3122.

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Affordability and accessibility of avenues for skilling is still a challenge for uneducated and unqualified youth of rural India. They also require platforms for skilling that facilitate learning at their own pace and time, local language instruction, usage of multimedia formats to retain attention and minimal entry-level requirements for learning. India’s artisans and rural entrepreneurs would also benefit from the skilling on digital literacy, financial literacy, digital financial literacy, citizen services and data management. As per a baseline study undertaken by Digital Empowerment Founda

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Sircar, Tuisha, Osama Manzar, and Syed Kazi. "Using Skill Chatbot to Address India’s Skill Shortage and Unemployment." In Tenth Pan-Commonwealth Forum on Open Learning. Commonwealth of Learning, 2022. http://dx.doi.org/10.56059/pcf10.553.

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India has a paradox of skilling where an acute shortage of skilled workforce, as well as high levels of unemployment, exists together. To address this and to ensure that India reaps the benefits of demographic dividend, it is critical to skill its youth population. Affordability and accessibility of avenues for skilling is still a challenge for uneducated and unqualified youth. They also require platforms for skilling that facilitate learning at their own pace and time, local language instruction, usage of multimedia formats to retain attention and minimal entry-level requirements. // In addit

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Reports on the topic "Bank retail business"

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Martínez-Ventura, Constanza, Julián A. Parra-Polania, Tatiana Mora-Arbeláez, and Angélica Lizarazo-Cuéllar. Expected Macroeconomic Effects of Issuing a Retail CBDC. Banco de la República, 2023. http://dx.doi.org/10.32468/be.1247.

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This document reviews the potential macroeconomic effects of issuing a central bank digital currency (CBDC) for the use of individuals and businesses. A careful selection of the architecture, and the economic and technological design aspects of this digital form of central bank money that best suit the needs of Colombian economy is made to frame the analytical approach used to study these issues. The most salient results of the related literature are reviewed to establish the consequences of undertaking this initiative. For the set of selected assumptions, we find that the expected macroeconom

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Lazonick, William. Investing in Innovation: A Policy Framework for Attaining Sustainable Prosperity in the United States. Institute for New Economic Thinking Working Paper Series, 2022. http://dx.doi.org/10.36687/inetwp182.

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“Sustainable prosperity” denotes an economy that generates stable and equitable growth for a large and growing middle class. From the 1940s into the 1970s, the United States appeared to be on a trajectory of sustainable prosperity, especially for white-male members of the U.S. labor force. Since the 1980s, however, an increasing proportion of the U.S labor force has experienced unstable employment and inequitable income, while growing numbers of the business firms upon which they rely for employment have generated anemic productivity growth. Stable and equitable growth requires innovative ente

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Vargas-Herrera, Hernando, Juan Jose Ospina-Tejeiro, Carlos Alfonso Huertas-Campos, et al. Monetary Policy Report - April de 2021. Banco de la República de Colombia, 2021. http://dx.doi.org/10.32468/inf-pol-mont-eng.tr2-2021.

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1.1 Macroeconomic summary Economic recovery has consistently outperformed the technical staff’s expectations following a steep decline in activity in the second quarter of 2020. At the same time, total and core inflation rates have fallen and remain at low levels, suggesting that a significant element of the reactivation of Colombia’s economy has been related to recovery in potential GDP. This would support the technical staff’s diagnosis of weak aggregate demand and ample excess capacity. The most recently available data on 2020 growth suggests a contraction in economic activity of 6.8%, lowe

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Banco Agrícola: Catalyzing Financing for Microenterprises in El Salvador. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0006287.

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Banco Agrícola S.A., established in 1955, is the largest bank in El Salvador providing retail and banking services. As part of its business strategy, Banco Agrícola will expand its portfolio with the purpose of downscaling and providing financial services to base of the pyramid (BOP) microenterprises, a segment that has been traditionally underserved by commercial banks.

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Financial Infrastructure Report 2022. Banco de la República, 2023. http://dx.doi.org/10.32468/rept-sist-pag.eng.2022.

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Banco de la República's monitoring of the local financial market infrastructure is an additional contribution to the country's financial stability. One of the products of that monitoring has been the Payment Systems Report, which is now known as the Financial Infrastructure Report. The change in name, as of this edition, is intended to reflect in a broader way the issues that are addressed in the report. The 2022 edition includes several changes that are the result of a comparative study of financial infrastructure reports prepared by other central banks. These changes seek to make the report

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