Academic literature on the topic 'Banking houses'

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Journal articles on the topic "Banking houses"

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STATE, Violeta, Loredana Cristina TĂNASE, and Laura MARCU. "ADVANTAGES OF MUTUAL AID HOUSES IN ROMANIA ACCORDING TO NON-BANKING FINANCIAL SERVICES USERS." Revista Economica 73, no. 4 (2021): 84–94. http://dx.doi.org/10.56043/reveco-2021-0038.

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Mutual Aid Houses enjoy a long presence on the Romanian market of non-banking services. Unlike mutual organizations from other European countries, in Romania mutual organizations have a much narrower field of activity. They may loan and provide an array of social services to members. Our study aims to highlight the benefits of Mutual Aid Houses as a support of person’s preference to this form of association and financial loan. After a briefly presentation of the situation of Mutual Aid Houses in Romania, based on statistical data, we show the results of a qualitative study based on in-depth in
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Khatumbra, M. S. "BANKING ROLE IN EMERGED DEVELOPING ECONOMY AND TRANSFORMATION OF WEALTH MANAGER ROLE IN BANKING." International Journal of Advanced Research 13, no. 02 (2025): 1554–55. https://doi.org/10.21474/ijar01/20527.

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Earlier life was depends on Bread-Roti, Clothes-Kapda, Joint family own house-Makan. But due to expansion of family, imbibing basic literacy level its turn to individualization from family. Person came out from joint family-living concept to joint family concept. Means old joint houses became the weekend home, holiday home and vacation home or parental house to takes family income or farms income and that means it becomes old age care taker house. Again there was due to civilization of family or urbanization, its again eroded life and word comes to Joint family income means Joint family busine
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Lai, Rose, and Robert Van Order. "International Real Estate Review." International Real Estate Review 22, no. 3 (2019): 359–97. http://dx.doi.org/10.53383/100285.

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This paper studies the evolution of property values and the connections between shadow banking and property markets in China. We use Pooled Mean Group estimation to analyze Chinese house prices in 65 cities from 2007-2016, define the "fundamentals¨ of housing prices with the Gordon dividend discount model, and use lagged rents, prices, real and nominal interest rates, and shadow banking activity as short term explanatory factors. We find that the cities tend to share long run fundamentals and adjust relatively quickly to deviations from the fundamentals. We do not find bubbles; rather houses a
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LIZUNOV, P. V. "CONTINUITY IN THE PRIVATE BANIKR FIRE OF PRE-REVOLUTIONARY RUSSIA." History and Modern Perspectives 5, no. 3 (2023): 68–73. http://dx.doi.org/10.33693/2658-4654-2023-5-3-68-73.

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The article is devoted to the little-studied topic of continuity in the field of private banking in pre-revolutionary Russia. In the history of Russian banking, several dynasties of private bankers can be distinguished, such as the Wavelbergs, the Volkovs, the Gunzburgs, the Stieglitzes, and the Junkers. For two or three generations they owned large banking houses in St. Petersburg, Moscow, Warsaw and Paris. The family chronicles of the bankers Stieglitz, Feleizen and Wavelberg are taken as an example. The small number of banking dynasties is associated with the late emergence of private banki
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Anan'ich, Boris V. "The Russian Private Banking Houses, 1870–1914." Journal of Economic History 48, no. 2 (1988): 401–7. http://dx.doi.org/10.1017/s002205070000499x.

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This article discusses the Russian private banking houses between 1870 and 1914. The author concludes that these enterprises played an important, and largely unregulated, role in the Russian credit system prior to 1914. Their conflicts with the Ministry of Finance testify to the growing influence of business circles in Russian life shortly before the war.
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Akhmadi, Slamet. "Hukum Musyarakah Mutanaqhisah dan Implementasinya pada Perbankan Syariah." Volksgeist: Jurnal Ilmu Hukum dan Konstitusi 2, no. 1 (2019): 53–61. http://dx.doi.org/10.24090/volksgeist.v2i1.2283.

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House is part of everyobe needs. In oder to get house they deired, they can use Islamic Banking services. One of financial products offered by Islamic Banks is financing home ownership or conventional banks loans reffered to as products (Mortgages). In offering products related to home ownership, islamic banking is using Musharaka Mutanaqisha contract (Transaction). The purpose of this paper is to determine the extent of Mutanaqishah Musyarakah law and its implementation in Islamic bank institutions. The result of this study shows that this type of contract (musyarakah mutanaqishah) is legal a
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Mponzi, Winifrida P., Dickson S. Msaky, Peter Binyaruka, and Emmanuel W. Kaindoa. "Exploring the potential of village community banking as a community-based financing system for house improvements and malaria vector control in rural Tanzania." PLOS Global Public Health 3, no. 11 (2023): e0002395. http://dx.doi.org/10.1371/journal.pgph.0002395.

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House improvement is associated with remarkable reductions in indoor mosquito bites and disease incidences, even in typical rural houses. However, its exploitation remains extremely poor in Tanzania and other endemic countries due to limited financial resources. Nevertheless, village community banks (VICOBA), practiced in Tanzania for nearly two decades, have proven to provide financial services to rural communities that would otherwise not be able to get them from formal financial institutions. This study explored the need, opinion, and willingness of VICOBA members to use VICOBA platforms as
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Asri Diah Susanti and Fiska Petricia. "Implementasi Akad Murabahah dan Musyarakah Mutanaqisah dalam Pembiayaan Kepemilikan Rumah pada Bank Syariah Indonesia." JISPENDIORA Jurnal Ilmu Sosial Pendidikan Dan Humaniora 3, no. 1 (2024): 32–44. http://dx.doi.org/10.56910/jispendiora.v3i1.1216.

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As the country with the largest Muslim population, Indonesia has great potential in developing Sharia economic systems, particularly in the banking sector. One of the largest Islamic banks in Indonesia is Bank Syariah Indonesia (BSI), which offers various banking products as solutions to improve the welfare of society. With the increasing demand for house ownership financing, BSI offers the BSI Griya product for financing the purchase of houses, shops, offices, or apartments, which can use two contract mechanisms, namely murabahah and musyarakah mutanaqisah. The purpose of this research is to
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Kevser, Mustafa, Mesut Doğan, and Ayşenur Tarakçioğlu Altinay. "THE IMPACT OF BUY – SELL RECOMMENDATIONS ON BANKS’ STOCK RETURNS." Baltic Journal of Economic Studies 8, no. 2 (2022): 1–10. http://dx.doi.org/10.30525/2256-0742/2022-8-2-1-10.

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The aim of this research was to investigate the impact of stock buy-sell recommendations of brokerage houses on the stock returns of banks operating in Borsa Istanbul (BIST). Accordingly, it has been attempted to assess if investors can receive abnormal returns in accordance with the recommendations of brokerage houses using the case study technique. The validity of the semi-strong effective form of investors who made a buying-selling decision based on brokerage house recommendations was investigated. The returns of the banks' stocks were obtained from the data-stream database. The study evalu
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Ramon, Jose, and Garcia Lopez. "Banking merchants and banking houses: the hidden key to the workings of the Spanish banking system in the nineteenth century." Accounting, Business & Financial History 10, no. 1 (2000): 37–56. http://dx.doi.org/10.1080/095852000330186.

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Dissertations / Theses on the topic "Banking houses"

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Dahlhausen, Volker. "Corporate Banking multinationaler Unternehmungen als Substitutionskonkurrenz auf dem Bankleistungsmarkt /." Hamburg : Kovač, 1996. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=007166393&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Fleifel, Bilal A. "Risk management in Islamic banking and finance the Arab Finance House example /." View electronic thesis (PDF), 2009. http://dl.uncw.edu/etd/2009-3/fleifelb/bilalfleifel.pdf.

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Nilavongse, Rachatar. "Housing, Banking and the Macro Economy." Doctoral thesis, Uppsala universitet, Nationalekonomiska institutionen, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-281896.

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Essay 1: Expectation-Driven House Prices, Debt Default and Inflation Dynamics We contribute to the literature on dynamic stochastic general equilibrium (DSGE) models with housing collateral by including shocks to house price expectations. We also incorporate endogenous mortgage defaults that are rarely included in DSGE models with housing collateral. We use this model to study the effects of variations in house price expectations on macroeconomic dynamics and their implications for monetary policy. Model simulations show that an increase in expected future house prices leads to a decline in mo
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Speight, George. "Building society behaviour and the mortgage lending market in the interwar period : risk-taking by mutual institutions and the interwar house-building boom." Thesis, University of Oxford, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.365489.

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Punzi, Maria Teresa, and Karlo Kauko. "Testing the Global Banking Glut Hypothesis." WU Vienna University of Economics and Business, 2015. http://epub.wu.ac.at/4494/1/wp194.pdf.

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This paper presents VAR results on the recent economic history of the U.S and focuses on the dependence of U.S. macrofinancial variables on international capital flows. Both gross and net flows are included in the analysis. The results indicate that cross-border funding has affected the build-up in the U.S. housing market irrespective of how these flows are defined and measured. Both the savings glut hypothesis and the banking glut hypothesis are supported by these findings. However, net banking flows appear to explain the higher volatility in the increase in house prices as well as the mort
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Sawe, Joseph. "How the House of Morgan Cooperated to Develop the Large-Cap US Multinational Corporation, 1895-1913." Thesis, Harvard University, 2015. http://nrs.harvard.edu/urn-3:HUL.InstRepos:24078367.

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The following investigation is intended to determine how the large-cap US multinational corporation was further advanced during the pivotal years of 1895-1913 by a leading private unincorporated institution—House of Morgan. Historical review and assessment focused on the broader US society, government, monetary landscape, the House of Morgan, leading large cap US multinationals; looking at both the key organizations and underlying people in power. The report framework focuses upon the development of the US super structure within which all major companies work down to the way actual institution
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Broden, Dag, and Johan Flyg. "Credit Market Behaviour During the 1990´s Scandinavian Banking Crisis : A case study of Sweden, Finland, Denmark and Norway." Thesis, Jönköping University, JIBS, Economics, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-8444.

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<p> </p><p>This bachelor thesis examines the credit market behaviour in the Scandinavian countries (Sweden, Finland, Denmark and Norway), post financial liberalization, during the late 1980´s and early 1990´s. The explanatory variables used to determine bank lending are the time lags of bank lending, property prices, GDP and interest rates.</p><p>The variables’ impact on bank lending is tested and displayed by using an OLS model,presented by Goodhart and Hofmann (2007), and descriptive statistics.</p><p>The rolling OLS regressions show that during times of financial liberalization, property pr
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Polák, David. "Cash pooling jako nástroj efektivního řízení hotovosti podniku." Doctoral thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2009. http://www.nusl.cz/ntk/nusl-233727.

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Villela, Guilherme Lemos. "As Casas Bancárias de Lisboa na Crise de 1876: Uma perspectiva comparada." Master's thesis, 2020. http://hdl.handle.net/10362/95808.

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O presente trabalho trata de um esforço de compreender as casas bancárias de Lisboa e como elas lidaram com a crise de 1876 em Portugal. O tema das casas bancárias é um tema ainda pouco desenvolvido pela historiografia portuguesa e todos os principais trabalhos sobre o sistema bancário português citam a falta de estudos sobre este tipo de instituição, ocasionado pela falta de fontes que indiquem informações substanciais sobre essas casas bancárias. A partir disso, esse estudo tratou de recolher as principais fontes sobre as casas bancárias, aliando-as com os estudos desenvolvidos, fizem
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Meiring, Gezina Aletta. "Regsaspekte van die rekenarisering van die betalingstelsel." Thesis, 1998. http://hdl.handle.net/10500/17431.

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Text in Afrikaans, abstract in Afrikaans and English<br>The development of sophisticated computer technology and the consequent computerisation of the payment system has had a far-reaching effect on fund transfer systems all over the world. The most important purpose of this thesis is to indicate the nature of an electronic fund transfer; to set out the relationships of the parties involved in an electronic funds transfer and to show by comparison with other legal systems where our law may be deficient in the regulation of the computerised payment system. At the outset, the nature and f
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Books on the topic "Banking houses"

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Turkey. Regulations and communiques related to special finance houses. Al Baraka Turkish Finance House, 1987.

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India, Reserve Bank of, ed. Payment systems in India. Reserve Bank of India, 1998.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Manufactured Housing Improvement Act of 2000: Report of the Committee on Banking, Housing, and Urban Affairs, United States Senate, to accompany S. 1452, together with additional views. U.S. G.P.O., 2000.

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United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Multifamily housing finance and production: Hearing before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, second session, July 23, 1992. U.S. G.P.O., 1992.

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United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Manufactured housing: Hearing before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, second session, September 29, 1992. U.S. G.P.O., 1993.

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United, States Congress Senate Committee on Banking Housing and Urban Affairs Subcommittee on Housing and Urban Affairs. Multifamily housing finance: Hearing before the Subcommittee on Housing and Urban Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Second Congress, first session ... October 29, 1991. U.S. G.P.O., 1992.

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United, States Congress Senate Committee on Banking Housing and Urban Affairs Subcommittee on Housing Opportunity and Community Development. Restructuring HUD's assisted/insured multifamily housing portfolio: Hearing before the Subcommittee on Housing Opportunity and Community Development of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Fourth Congress, first session on ..., June 15, 1995. U.S. G.P.O., 1995.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation. The Manufactured Housing Improvement Act--S. 1452: Hearing before the Subcommittee on Housing and Transportation of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Sixth Congress, first session, on S. 1452 ... October 5, 1999. U.S. G.P.O., 2000.

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United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Housing and Community Opportunity. Resolving the FHA multifamily portfolio: HUD's mark-to-market proposal : hearing before the Subcommittee on Housing and Community Opportunity of the Committee on Banking and Financial Services, House of Representatives, One Hundred Fourth Congress, first session, June 13, 1995. U.S. G.P.O., 1996.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing Opportunity and Community Development. Restructuring HUD's assisted/insured multifamily housing portfolio: Hearing before the Subcommittee on Housing Opportunity and Community Development of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Fourth Congress, first session on ..., June 15, 1995. U.S. G.P.O., 1995.

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Book chapters on the topic "Banking houses"

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Grady, John, and Martin Weale. "The Accepting Houses." In British Banking, 1960–85. Palgrave Macmillan UK, 1986. http://dx.doi.org/10.1007/978-1-349-07535-5_6.

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Chorafas, Dimitris N., and Heinrich Steinmann. "The Leadership Position of Japanese Securities Houses." In Expert Systems in Banking. Palgrave Macmillan UK, 1991. http://dx.doi.org/10.1007/978-1-349-11368-2_4.

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Vargas-Machuca, María José. "Merchant Bankers, Banking Houses and Large National Banks. The Case of Jaen Province (1800–1936)." In Palgrave Studies in Economic History. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-61318-1_8.

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Richtsfeld, Jörg. "Einführung." In In-House-Banking. Gabler Verlag, 1994. http://dx.doi.org/10.1007/978-3-322-84588-7_1.

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Richtsfeld, Jörg. "Theoretischer Hintergrund." In In-House-Banking. Gabler Verlag, 1994. http://dx.doi.org/10.1007/978-3-322-84588-7_2.

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Richtsfeld, Jörg. "Entwicklung des In-House Banking." In In-House-Banking. Gabler Verlag, 1994. http://dx.doi.org/10.1007/978-3-322-84588-7_3.

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Richtsfeld, Jörg. "Darstellung und Analyse von In-House Banking Aktivitäten." In In-House-Banking. Gabler Verlag, 1994. http://dx.doi.org/10.1007/978-3-322-84588-7_4.

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Richtsfeld, Jörg. "Schlussfolgerungen und zusammenfassende Betrachtung." In In-House-Banking. Gabler Verlag, 1994. http://dx.doi.org/10.1007/978-3-322-84588-7_5.

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Feenstra, Alberto. "More than Merchant Bankers: Second-Class Financial Intermediation in Eighteenth-Century Amsterdam." In Palgrave Studies in the History of Finance. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-67117-3_6.

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AbstractIn the eighteenth century, the Amsterdam capital market became the central place for major European powers to borrow money. Well-established merchant banking houses offered their services to act as intermediaries. This was the market of High Finance for foreign sovereign debt. We know less about the lower segments of the Amsterdam capital market, where smaller public debtors turned to, such as the Dutch provinces. This paper analyzes how the Dutch province of Friesland operated on the Amsterdam capital market. By focusing on the venues and their proprietors, the chapter demonstrates an
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Zimmermann, Felix A. "Einleitung." In »In-House Banken« als Finanzintermediäre. Centaurus Verlag & Media, 1996. http://dx.doi.org/10.1007/978-3-86226-838-2_1.

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Conference papers on the topic "Banking houses"

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Selvi Hanişoğlu, Gülay, and Fidan Güler. "Analysis of Housing Finance Systems in Turkey." In International Conference on Eurasian Economies. Eurasian Economists Association, 2017. http://dx.doi.org/10.36880/c09.01964.

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Housing Finance system has provided funds to households and organizations for buying their homes and premises. There are different type of housing finance systems which are applied by different countries. Housing finance systems can be more efficient, if private sector and public sector work together and harmoniously.&#x0D; Housing Finance system has made considerable progress in Turkey in the last 20 years. Before housing finance system was developed in Turkey, people could have bought houses by combining their retirement allowances and savings. Another method for financing their house, peopl
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Putri, Nuril Kusumawardani Soeprapto, Carolyn Hong Gui Qing, Engkos Achmad Kuncoro, and Elvin Goenadi. "Evaluation of Knowledge Management System Using House of Quality Method in Private Banking Industry." In 2019 International Conference on Information Management and Technology (ICIMTech). IEEE, 2019. http://dx.doi.org/10.1109/icimtech.2019.8843727.

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Oprisan, Oana, Elena Condrea, and Ana-Maria Dumitrache (Serbanescu). "Ethics and Consumer Financial Behaviour in the Banking System Savings Programme." In 3rd International Conference Global Ethics -Key of Sustainability (GEKoS). Lumen Publishing House, 2023. http://dx.doi.org/10.18662/lumproc/gekos2022/03.

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Saving is an important part of many people's lives. Most often a person saves to buy a house, a new car, a holiday in a place they haven't visited or for unexpected situations. To have a balanced financial life it is essential to save, as it reduces stress or other problems that may arise in everyday life. The main reasons why a person saves are emergencies, having loans we want to cover in advance and goods we can't buy with our regular income. The best way to protect savings is not to keep the money in the house, but to open a savings deposit at a bank. The truth is that when money is in the
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Konto, A., and Yusuf Akinwale. "An Assessment of the Level of Adoption of Financial Technology (Fintech) by Nigerian Banks." In 2019 African Institute for Science Policy and Innovation International Biennial Conference. Koozakar, 2019. http://dx.doi.org/10.69798/03425939.

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The emergence of Financial Technology (Fintech) has brought to the forefront the importance of technology in the delivery of banking services. Banking services are now being driven by innovative business models and technology causing creative destruction in the financial system. This study assessed the level of adoption of Fintech by Nigerian commercial banks. Using qualitative analysis, the results revealed that the extent of adoption of Fintech by majority of the banks sampled is at a medium level, and the common Fintech innovation adopted among the banks are money transfer and payment. In a
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Mohsin, Adel, Abdul Salam Abd, and Ahmad Abushaikha. "Modeling Condensate Banking Mitigation by Enhanced Gas Recovery Methods." In International Petroleum Technology Conference. IPTC, 2021. http://dx.doi.org/10.2523/iptc-21491-ms.

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Abstract Condensate banking in natural gas reservoirs can hinder the productivity of production wells dramatically due to the multiphase flow behaviour around the wellbore. This phenomenon takes place when the reservoir pressure drops below the dew point pressure. In this work, we model this occurrence and investigate how the injection of CO2 can enhance the well productivity using novel discretization and linearization schemes such as mimetic finite difference and operator-based linearization from an in-house built compositional reservoir simulator. The injection of CO2 as an enhanced recover
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Al Hinai, Adnan S., Ghusun A. Al Amri, Salim K. Al Subhi, Dawood N. Al Kharusi, and Ahmed M. Al Yaarabi. "Successful Application of Solvent to Treat Condensate Banking in High Pressure, High Temperature Deep Tight Gas Reservoirs." In ADIPEC. SPE, 2023. http://dx.doi.org/10.2118/216622-ms.

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Abstract Condensate banking is a common challenge in tight gas reservoirs as it reduces the gas production rates. Solvent treatment is a temporary solution, it revives the well, but condensate will keep accumulating until the well quits again. The paper aims at presenting the best stimulation practices for condensate banking, examples from two high condensate gas ratio fields in the Sultanate of Oman. With the intentions of how solvent technology increased efficiency post-completion clean out and how shut-in wells were revived to produce more than 50m3/d of condensate with good sustainability.
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Tören, Evrim, and Mehmet Balcılar. "Fiscal Policy Shocks and the Dynamics of Asset Prices in Turkey." In International Conference on Eurasian Economies. Eurasian Economists Association, 2015. http://dx.doi.org/10.36880/c06.01285.

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Asset markets and the asset prices affect financial institutions, consumers, producers and policy makers while they are making decisions. There is an important relationship not only between the financial market and banking system but also between the housing market and the credit market. Therefore, the study analyzes the impact of fiscal policy on asset prices by using beyasian vector autoregressive models. The sample data has been gathered from the Central Bank of the Republic of Turkey. The aim is to demonstrate the effects of fiscal policy shocks on stock prices and housing prices. The data
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Polouček, Stanislav. "Credit Behaviour of Banks in the European Union in the Wake of Global Economic Crisis." In International Conference on Eurasian Economies. Eurasian Economists Association, 2010. http://dx.doi.org/10.36880/c01.00221.

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Recent financial crises hit many countries. The impact on Visegrad countries in credit area was not damaging. The main reason was stability and soundness of financial (banking) sectors in these countries and an adequate response of central banks as well as flexible management of commercial banks. Commercial banks, usually daughter companies of western banks, used above all domestic deposits for financing credits. This played a key role in credit area and helped to keep the financial system stable. It is important to underpin that responses to the crisis have been rather heterogeneous in centra
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Shukur, Ban Salman, and Rusul M. Kanona. "A Proposed Multi-Criteria System to Elect Employees for Overtime Working Hours Private Banking Sector in Iraq as a Case study." In 2021 2nd International Conference on Smart Computing and Electronic Enterprise (ICSCEE). IEEE, 2021. http://dx.doi.org/10.1109/icscee50312.2021.9497990.

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Al-Fawwaz, Abdullah A., Yousif M. Al-Dhafiri, Muhammad N. Akhtar, et al. "First Time Utilization of Cloud-Based Technology to Fast Track A 521 Million Cell Gas Condensate Reservoir Dynamic Model: A Case Study from Saudi Arabia." In Offshore Technology Conference. OTC, 2021. http://dx.doi.org/10.4043/31194-ms.

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Abstract The main objective of this study is to run a high-resolution dynamic simulation on a 521-million cell gas condensate field model for 50 years and capture the effects of gas condensate dropout. Two challenges were encountered on the user and service provider levels. The former is performing such work in a remote location with limited processing hardware resources. The latter is related to resolving memory, CPU allocation, technical support, system resources availability, integration between providers, and simulation needs on user demand. The approach adopted in this field development p
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Reports on the topic "Banking houses"

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Rojas, Eduardo. The Long Road to Housing Reform: Lessons from the Chilean Experience. Inter-American Development Bank, 1999. http://dx.doi.org/10.18235/0008522.

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Chile's housing policy is widely regarded as a success. For almost a decade, new construction has been above the level required to provide houses for new families and replace obsolete structures. This raises hopes that within the next decade all families in Chile will occupy dwellings that comply with minimum quality and service standards. This is no small accomplishment for a country just entering the middle ground in the development scale. Moreover, the private sector is taking an increasingly active role in housing production and financing. This too is a significant achievement considering
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Humpage, Owen F. On the Origins of the Federal Reserve System and Its Structure. Federal Reserve Bank of Cleveland, 2023. http://dx.doi.org/10.26509/frbc-wp-202317.

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The creation of the Federal Reserve System ultimately stemmed from fundamental changes in the banking industry that heightened the risks associated with shifts in the public’s liquidity preferences and that created an atmosphere of distrust between the small, traditional, country banks and the large, transforming, Wall Street banks. The severity of the Panic of 1907 became the proximate factor in the Federal Reserve’s formation. The panic, which the New York Clearing House’s slow, discriminative, and insufficient response characterized, gave credence to concerns of growing financial risks and
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Fang, Francis, and Razvan Vlaicu. Local Banking Supply and Private Firm Activity: Evidence from Branch Closures. Inter-American Development Bank, 2024. http://dx.doi.org/10.18235/0013076.

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Private firms establish relationships with banks in local markets to obtain adequate financing for their operations through credit and loans. As major banks reduced their branch networks in recent years, many firms have lost access to their local bank. We evaluate the impact of a large number of branch closures on firm operations, wages and employment, and economic output in Brazil from 2011 to 2021. We adopt a difference-in-differences strategy with staggered treatment timing, employing both two-way fixed effects and Callaway-Sant'Anna estimators. Our study finds that bank branch closures res
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Agénor, Pierre-Richard, and Luiz A. Pereira da Silva. Cyclically Adjusted Provisions and Financial Stability. Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0011733.

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This paper studies the extent to which alternative loan loss provisioning regimes affect the procyclicality of the financial system and financial stability. It uses a DSGE model with financial frictions (namely, balance sheet and collateral effects, as well as economies of scope in banking) and a generic formulation of provisioning regimes. Numerical experiments with a parameterized version of the model show that cyclically adjusted (or, more commonly called, dynamic) provisioning can be highly effective in terms of mitigating procyclicality and financial instability, measured in terms of the
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Cruces, Juan José. Argentina's Residential Real Estate Sector: A Magnet for Savings amidst Mistrust in Traditional Investment Vehicles. Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0009277.

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This paper measures the flow of funds into the real estate sector for the city of Buenos Aires since 1992 and compares it to traditional savings instruments. For each dollar that went into the city's real estate from 1992 until 2000, about six dollars went into deposits in the national banking system. From 2003 until 2012, for each dollar that went into real estate, only 99 cents went to bank deposits. While the 2010 census reports a vacancy rate of 24 percent for the city, analysis of a micro data set on individual house electricity consumption suggests that the rate is only about 6 percent,
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Commonwealth Bank - Stanway House, King Street, Sydney - Interior of banking chamber - 1913 (plate 205). Reserve Bank of Australia, 2021. http://dx.doi.org/10.47688/rba_archives_pn-000581.

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Commonwealth Bank - Stanway House, King Street, Sydney - Interior - Banking Chamber - 20 January 1913 (plate 203). Reserve Bank of Australia, 2021. http://dx.doi.org/10.47688/rba_archives_pn-000580.

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GOVERNORS & SENIOR PERSONNEL - Dr H.C. Coombs - Correspondence, Diaries and Speeches - Address - "The Banking System and New Guinea: The Next Phase" - Members New Guinea Society, University House, Canberra - 13 October 1960. Reserve Bank of Australia, 2022. http://dx.doi.org/10.47688/rba_archives_2006/03023.

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Street Scenes - Sydney - View from Moore Street shows General Post Office, Commercial Banking Co. of Sydney, Bank of NSW, Bank of Australasia, Challis House and Mutual Life Assurance Building - c.1913 (plate 209). Reserve Bank of Australia, 2021. http://dx.doi.org/10.47688/rba_archives_pn-000591.

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