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Journal articles on the topic 'Banking product competitiveness management'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

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1

Istudor, Nicolae, Dan Costin Nitescu, Valentin Florentin Dumitru, and Cristian Anghel. "Banking, Competitiveness and Sustainability: The Perspective of the Three Global Actors: US, China, Europe." Journal of Competitiveness 14, no. 3 (2022): 59–75. http://dx.doi.org/10.7441/joc.2022.03.04.

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The research presents the interrelationships between banking performance, competitiveness and sustainability of the three banking systems and the impact of each sustainability variable selected on the other macroeconomic indicators in short, medium and long-time horizon. The empirical study involved the use of a panel Auto Regressive Vector methodology and was based on macroeconomic indicators relevant to the performance of the banking system (return on assets, return on equity, an annual growth rate of Gross Domestic Product), as well as indicators that can be assimilated to sustainability (r

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Morozova, Nadiia L., Mariya M. Kardash, and Taisiia V. Petrykiva. "Theoretical Aspects of Increasing the Competitiveness of the Organization by Managing the Public Relations System." Business Inform 11, no. 562 (2024): 386–93. https://doi.org/10.32983/2222-4459-2024-11-386-393.

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The article highlights issues related to the formation of demand for products, emphasizes the importance of developing an effective strategy for promoting a product or service. Attention is focused on the importance of public relations for new organizations that have not yet found their niche in a competitive market and for existing ones. The paper pays considerable attention to the competitiveness of a banking institution. The article considers the concept of bank competitiveness from the point of view of scientists in terms of determining the key aspects of the bank's activities, including:

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Xu, Xinyu, Myeongcheol Choi, Joengsu Park, Jie Cheng, and Chuijie Meng. "Research on the Development Process and Competitiveness of Central Asian bank in Indonesia." International Journal of Membrane Science and Technology 10, no. 4 (2023): 277–86. http://dx.doi.org/10.15379/ijmst.v10i4.1894.

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This study aims to analyze the development process and current status of the Indonesian banking industry. In addition, we will investigate the founder, development process and current status of Bank Central Asia, an overseas Chinese bank that plays a central role in the Indonesian banking industry and analyze its competitiveness. Based on this analysis, we would like to propose practical implications and development strategies. Based on literature research, we will investigate the development process and current status of the Indonesian banking industry, the founders of Bank Central Asia, the

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Khuluddiyah, Zulaikhatul. "Research Mapping of Asset and Liability Management Strategy in Islamic Banking." Jurnal Bisnis, Manajemen, dan Ekonomi 5, no. 4 (2024): 224–35. https://doi.org/10.47747/jbme.v5i4.2536.

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This study aims to map asset and liability management (ALMA) strategies in Islamic banking through a bibliometric approach using VOSviewer software and literature review methods. By analyzing 151 publications from 2004 to 2024, this study explores key themes in ALMA such as profitability, liquidity, and risk, and their relationship with indicators such as economic value added (EVA) and return on equity (ROE). The findings show a progression from a siloed approach towards a more comprehensive strategic integration to enhance the competitiveness of Islamic banks. The results also identify resear

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Tri Wahyudi, Setyo, Rihana Sofie Nabella, and Kartika Sari. "Measuring the competition and banking efficiency level: a study at four commercial banks in Indonesia." Banks and Bank Systems 16, no. 1 (2021): 17–26. http://dx.doi.org/10.21511/bbs.16(1).2021.02.

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The banking sector plays a vital role in the economy of each country. Banks are required to operate in a sound, efficient, and reliable manner in order to stimulate economic growth. To achieve that, a basic framework for the Indonesian banking system has been developed, known as the Indonesian Banking Architecture (IBA) aimed at strengthening the structure and enhancing the competitiveness of the banking industry. This study aimed to analyze the level of competition, the ability, and influence of the competition on banks efficiency, so banks can maintain the performance level and provide econo

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Els, Dries, and Christo Bisschoff. "A post-COVID model to measure brand loyalty of banking clients." Banks and Bank Systems 18, no. 2 (2023): 24–37. http://dx.doi.org/10.21511/bbs.18(2).2023.03.

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The study investigates the relationship between customers’ loyalty, trust and satisfaction concerning an organization’s reputation in the South African banking sector. High service levels exist in this highly competitive and price-sensitive market. Access to banking has also digitized significantly, and banks adapted their service strategies to comply with COVID-19 restrictions such as hard lockdowns and limited movements. Customers were not able to attend banks. Hence the whole personal (contact) service and loyalty scenario required aggressive reengineering. A bank’s competitiveness can be i

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Zuhrinal M. Nawawi and Miratul Imaniah. "Peran Digital Marketing Skill dalam Meningkatkan Daya Saing Lembaga Perbankan Syariah." Jurnal Ekonomi, Akuntansi, dan Perpajakan 2, no. 2 (2025): 297–306. https://doi.org/10.61132/jeap.v2i2.970.

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This research uses a qualitative method to explore the role of digital marketing skills in enhancing the competitiveness of Islamic banking institutions in the era of digital transformation. The rapid development of information technology requires financial institutions, including Islamic banks, to adapt to digital-based marketing strategies to remain competitive in the market. Digital marketing skills such as social media management, search engine optimization (SEO), content marketing, and digital data analysis have become essential in effectively reaching customers and building strong brand

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Kagendo, Kimathi, Doris, Dr Ntongai David, Dr Ann Kariuki, and Prof Shano Mohammed. "Uptake of Digital Product Innovations on Financial Performance of Commercial Banks in Kenya." International Journal of Economics, Business and Management Research 08, no. 07 (2024): 264–79. http://dx.doi.org/10.51505/ijebmr.2024.8717.

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Product digital innovations are key drivers for differentiation, revenue growth, and competitiveness within the banking sector. In Kenyan banking sector, since 2013, strategic advancements have led to the adoption of digital platforms for service delivery, significantly affecting the industry landscape. The study aimed to investigate the effect of digital product innovations on financial outcomes and the moderating role of government policies in this relationship guided by Evolutionary Theory of Economic Change. Using a descriptive study design, data was collected from 315 employees across 39

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Rysin, Vitalii, Olha Prokopenko, Oleksii Muravskyi, Ruslan Pechenko, Nataliіa Holiachuk, and Andrii Zinchenko. "Personalization of Banking Products (Services) using Digitalization Technologies." WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS 20 (November 10, 2023): 2528–39. http://dx.doi.org/10.37394/23207.2023.20.216.

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The aim of the article was to build and test a potential assessment model using digitalization technologies for the personalization of banking products. The methods of graphic modeling, and expert survey were used in the research. The experience and specifics of using digital tools were analyzed, and the appropriateness of their application in bank practice was determined using the example of a Ukrainian bank. The potential of implementing specific technological solutions for the personalization of banking products (services) in the practice of the analyzed bank is determined. The Markowitz Mo

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Sentosa, Steve, Richardus Eko Indrajit, and Erick Dazki. "Enterprise Architecture of the Basic Banking Feature for a New Challenger of Digital Banking in Indonesia." sinkron 8, no. 4 (2024): 2197–211. http://dx.doi.org/10.33395/sinkron.v8i4.14116.

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Digital transformation has significantly impacted Indonesia's banking industry, leading to the rise of digital banks that leverage technology for their operations, posing challenges to traditional banking models. This research investigates the implementation of enterprise architecture within the core features of digital banking in Indonesia, utilizing the TOGAF framework and Archimate modeling. The study's primary objective is to identify the core processes, challenges, and opportunities associated with managing the complex architecture of digital banks. Employing a qualitative methodology, da

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Trisna, Amadea Ayu, Clementine Widyadhari Btari Adwidya, and Soetam Rizky Wicaksono. "STUDI KASUS PRODUCT LIFE CYCLE WASHINGTON MUTUAL." J-MIND (Jurnal Manajemen Indonesia) 10, no. 1 (2025): 43–52. https://doi.org/10.29103/j-mind.v10i1.20583.

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This study examines the failure of Washington Mutual (WaMu), one of the largest financial institutions in the United States, to maintain the product life cycle (PLC) of its products. Founded in 1889, Washington Mutual grew rapidly through aggressive expansion and a focus on the mortgage market. However, this strategy led to the accumulation of significant risks, primarily through exposure to subprime mortgages. The inability to manage these risks, combined with a lack of innovation in product development and adaptation to market changes, caused WaMu to lose its competitiveness. In addition, a

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Htwe, Thandar, Soe Thu Zaw, and Ali Reza. "The Compatibility of Shariah Law and Modern Capitalism: A Case Study of Indonesia's Islamic Banking Sector." Sharia Oikonomia Law Journal 3, no. 2 (2025): 179–90. https://doi.org/10.70177/solj.v3i2.2088.

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The integration of Shariah law with modern capitalism has been a subject of significant debate, particularly in the context of Islamic banking. In Indonesia, the world’s largest Muslim-majority country, Islamic banking has grown rapidly, offering a unique case study to explore this compatibility. This study examines the alignment of Shariah principles with the practices of modern capitalism in Indonesia’s Islamic banking sector, focusing on issues such as profit-sharing, risk management, and ethical investment. The research aims to identify the challenges and opportunities associated with inte

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Noviarita, Heni, Moh Mukri, Jum Anggriani, Rini Setiawati, and Bilal Fayiz Obeidat. "The Role of Economic Uncertainty and Environmental Uncertainty in Improving Performance: Mediated by Innovation and Banking Risk." Journal of Law and Sustainable Development 11, no. 11 (2023): e1671. http://dx.doi.org/10.55908/sdgs.v11i11.1671.

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Objective: This research aims to examine the design model for innovation, risk identification of economic uncertainty and environmental uncertainty to improve banking performance in Indonesia. This research supports the theme of the G20 congress, how the world creates strategies to strengthen the economy amidst global uncertainty, then this study will examine how economic uncertainty can create significant risks for business. Methodology: The method used in this research is using data on the Indonesian Stock Exchange. There are 33 companies as samples for the 2021-2022 period, the test tool us

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Indra Al Fitara, Moh Bahrudin, and Anggun Okta Fitri. "Pengaruh Pengembangan Produk, Persepsi Masyarakat, dan Keamanan terhadap Evaluasi Kinerja Bank Syariah Indonesia Kota Bandar Lampung." Jurnal Bersama Ilmu Ekonomi (EKONOM) 1, no. 2 (2025): 129–38. https://doi.org/10.55123/ekonom.v1i2.182.

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This study highlights the importance of performance assessment of Indonesian Islamic Banks, especially Bandar Lampung Islamic Bank, which is influenced by product development, public perception, and security. The purpose of the study was to examine the impact of these three factors on bank performance assessment and determine the relative importance of each in the success of Islamic banks. The results of the analysis show that product development has a positive but insignificant impact, with a t-value (-306) smaller than the t-table (1.98217) and a significance (0.760) greater than 0.05. In co

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KOSOVA, Tetiana, Hanna MEKH, and Yevhen HORBACH. "Mechanisms of interaction between banking institutions and aviation enterprises." Economics. Finances. Law 7/2024, no. - (2024): 37–41. http://dx.doi.org/10.37634/efp.2024.7.7.

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It is shown that the main mechanisms of interaction between banks and aviation enterprises are: loans, leasing, collateral financing, risk hedging, project financing, financial consultations and services, factoring, guarantees and insurance. The global aerospace market has been proven to have significant growth potential due to an increase in global GDP, growth in global air traffic and record numbers of new aircraft orders. Innovation, efficiency gains and the development of new markets contribute to the sector's long-term positive outlook. It is shown that the aviation industry is subject to

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Chiguvi, Douglas, Ruramayi Tadu, and Miriam Mugwati. "Customer Experience Management in the Banking Sector and Its Relation to the SDGs." Journal of Lifestyle and SDGs Review 5, no. 2 (2024): e03772. https://doi.org/10.47172/2965-730x.sdgsreview.v5.n02.pe03772.

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Objective: The purpose of this study is to assess the impact of customer experience on customer satisfaction within the banking sector in Botswana. It aims to explore how technological innovations and increased customer education influence customer satisfaction and loyalty, and to identify gaps in the current understanding of customer experience assessments in this context. Theoretical Framework: This study is grounded in the Expectancy Disconfirmation Theory (EDT) which posits that customer satisfaction is determined by the comparison between expected and perceived performance. According to E

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Mohamud, Hussein Hillowle, and Fredrick Warui. "Innovative Banking Practices and Financial Performance of Commercial Banks in Kenya." International Journal of Current Aspects in Finance, Banking and Accounting 3, no. 1 (2021): 41–53. http://dx.doi.org/10.35942/ijcfa.v3i1.180.

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Commercial banks serve as key financial intermediaries in facilitation of the flow of money in the banking industry. Commercial banks offer credit to investment banks in order to offer investment opportunities for risky investments especially for financial securities using depositors’ money. Globally, banks are affected by broad difficulties in the operating environment. The banking industry has embraced innovation to sustain competitiveness. Financial innovations used by commercial banks revolve around the latest product, service and its conveyance to consumers. Consequently, this information

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18

SUKACH, O.M., and O.M. LYSENKO. "Personnel marketing in the bank management system." Market Relations Development in Ukraine №5(240)2021 104 (August 11, 2021): 33–40. https://doi.org/10.5281/zenodo.5179912.

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The effectiveness of banks as independent economic entities depends on many factors, from the external environment to the qualifications of employees. The number and, most importantly, the quality of employees determines the economic performance and competitiveness of banks, as well as their feasibility in the market. The article highlights the key problems in the system of bank specialists’ performance connected with the mismatch between the specialists as well as the level of their professional competences and the new vector of the market development. The purpose of this paper is to co

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Hassan, M. Kabir, and Muhammad Abdul Mannan Chowdhury. "Islamic Banking Regulations in Light of Basel II." American Journal of Islamic Social Sciences 27, no. 1 (2010): 74–101. http://dx.doi.org/10.35632/ajiss.v27i1.357.

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This paper seeks to determine whether the existing regulatory standards and supervisory framework are adequate to ensure the viability, strength, and continued expansion of Islamic financial institutions. The reemergence of Islamic banking and the attention given to it by regulators around the globe as to the implications of a recently issued Basel II banking regulation makes this article timely. The Basel II framework, which is based on minimum capital requirements, a supervisory review process, and the effective use of market discipline, aligns capital adequacy with banking risks and provide

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Hassan, M. Kabir, and Muhammad Abdul Mannan Chowdhury. "Islamic Banking Regulations in Light of Basel II." American Journal of Islam and Society 27, no. 1 (2010): 74–101. http://dx.doi.org/10.35632/ajis.v27i1.357.

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This paper seeks to determine whether the existing regulatory standards and supervisory framework are adequate to ensure the viability, strength, and continued expansion of Islamic financial institutions. The reemergence of Islamic banking and the attention given to it by regulators around the globe as to the implications of a recently issued Basel II banking regulation makes this article timely. The Basel II framework, which is based on minimum capital requirements, a supervisory review process, and the effective use of market discipline, aligns capital adequacy with banking risks and provide

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21

Andini Amalia Putri SW and Mia lasmi Wardiyah. "STRATEGI PEMASARAN SEBAGAI FAKTOR PENENTU KEBERHASILAN PRODUK TABUNGAN DAN PEMBIAYAAN di PT BPRS HAJI MISKIN." Jurnal Riset Multidisiplin Edukasi 2, no. 7 (2025): 65–78. https://doi.org/10.71282/jurmie.v2i7.617.

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This study examines the marketing strategies for savings and financing products at PT. BPRS Haji Miskin, a sharia rural bank in Indonesia. Using a descriptive qualitative approach, data were collected through interviews, observation, and documentation involving management and marketing staff. The findings reveal that effective market segmentation, product development tailored to local needs and sharia principles, and ethical promotional strategies are key to attracting new customers and retaining existing ones. The bank’s educational and personal approach helps improve public understanding of

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Sunitha, R. "Measuring Intellectual Capital Performance of Indian Private Sector Banks Using WASPAS." Trends in Finance and Economics 2, no. 2 (2024): 211–21. http://dx.doi.org/10.46632/tfe/2/2/31.

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Indian private sector banks are currently showing excellent performance. Their success is largely attributed to strong management practises, customer-centric strategies, technical breakthroughs, and risk management techniques. Indian private sector banks are quickly adopting digital transformation, responding to shifting market circumstances, and providing cutting-edge banking solutions. This has aided in expanding their customer base and raising client contentment. To inspire client confidence, they have also concentrated on enhancing service quality, offering individualised services, and put

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Fatimah, Siti Bunga, and Achsania Hendratmi. "DIGITALISASI PADA BANK MANDIRI SYARIAH DI TENGAH PERSAINGAN DAN PERUBAHAN TEKNOLOGI." Jurnal Ekonomi Syariah Teori dan Terapan 7, no. 4 (2020): 795. http://dx.doi.org/10.20473/vol7iss20204pp795-813.

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This study aims to analyze the BSM perspective on the phenomenon of the digital banking system in the midst of competition and technological change with the unit of analysis, namely benefits, effects, constraints, and strategies. The approach used is a qualitative approach using a single case study descriptive research method. Data collection through semi-structured interviews with informants representing BSM to describe the BSM perspective on digital banking system phenomena that occur there. In addition to BSM, researchers also interviewed other banks to increase the researchers' reports. Th

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Simakov, Konstiantyn, and Kateryna Fedorenko. "Banking Interest and Discount Policy as a Tool for Monetary Regulation of Price Stability." Herald of the Economic Sciences of Ukraine, no. 2(39) (2020): 152–57. http://dx.doi.org/10.37405/1729-720.2020.2(39).152-157.

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The article examines the current state and prospects and directions of development of the bank’s monetary policy. An important problem of financial management in today’s market conditions is an effective monetary policy that links the required volumes of banking product with the acceptable overall level of rates and the relative value of the net interest spread and margin. Equilibrium monetary policy combines the rates of borrowed and placed funds with the strategic objectives of the development of banking institutions, maintaining their profitability and financial stability. The essence of th

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Budiantoro, Risanda Alirastra, Mohammad Aulia Rachman, Luthfi Ibnu Tsani, Afifah Nur Millatina, and Fatimatuzzahro Fatimatuzzahro. "Is the Merger Effective for Indonesian Islamic Banks?" Share: Jurnal Ekonomi dan Keuangan Islam 13, no. 2 (2024): 636. https://doi.org/10.22373/share.v13i2.22036.

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The low competitiveness of the Islamic banking sector has raised significant concerns within the government regarding the future viability of this financial industry in Indonesia. In response, a merger has been proposed as a strategic policy to strengthen and enhance the Islamic banking framework. This study seeks to assess the effectiveness of the merger strategy involving three state-owned Islamic banks—Bank Syariah Mandiri, BNI Syariah, and BRI Syariah—which have consolidated to form Bank Syariah Indonesia (BSI). The study employs a qualitative exploratory approach, utilizing analytical too

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Zheng, Changjun, Probir Kumar Bhowmik, and Niluthpaul Sarker. "Industry-Specific and Macroeconomic Determinants of Non-Performing Loans: A Comparative Analysis of ARDL and VECM." Sustainability 12, no. 1 (2019): 325. http://dx.doi.org/10.3390/su12010325.

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With the growth of an economy, the banking industry expands and the competitiveness becomes intense with the increased number of banks in the economy. The objective of this research was to discover the influence of industry-specific and macroeconomic determinants of non-performing loans (NPLs) in the entire banking system of Bangladesh. We performed an analysis for the period from 1979 to 2018 by an autoregressive distributed lag (ARDL) model and checked the robustness of the results in the vector error correction (VEC) model. The outcomes of this research suggest that both industry-specific a

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Zueva, Olga. "Sustainable Corporate Banking Strategies and Emerging Market Opportunities: Advancing the U.S. Financial Sector through Innovation and Global Partnerships." American Journal of Management and Economics Innovations 07, no. 05 (2025): 39–44. https://doi.org/10.37547/tajmei/volume07issue05-04.

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Sustainable corporate banking strategies are increasingly recognized as pivotal to enhancing U.S. financial institutions’ competitiveness and long-term growth. This paper investigates how organizational agility, operational efficiency, and innovation adoption reinforce banks’ resilience within volatile global environments. By synthesizing insights from recent empirical findings and case studies, we illustrate how cutting-edge technologies such as Artificial Intelligence (AI), Robotic Process Automation (RPA), and big-data analytics streamline complex corporate banking processes and bolster str

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Solovyov, Ivan, Viatcheslav Semenikhin та Sergey Kushch. "The influence of the breadth of the tech stack on the result of the digital product: А view through the theory of absorption capacity". Business Informatics 17, № 4 (2023): 57–72. http://dx.doi.org/10.17323/2587-814x.2023.4.57.72.

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In today’s economy based on knowledge and innovation, the development of absorptive capacity by companies is a critical aspect of business competitiveness. In this study, the tech stack of sites is considered as a specific, measurable part of the digital and innovative development of a company. In literature to date, there is no clear answer to which technologies and in what quantity should be included in the tech stack. From the point of view of assessing the tech stack, mainly qualitative methods are proposed that are quite resource intensive. Accordingly, the purpose of this study is to det

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Kang, Kuan, Zariyawati Mohd Ashhari, Mohamed Hisham Dato Hj Yahya, Wei Ni Soh, and Yue Li. "Interest rate liberalization and the stability of the Chinese banking system: Exploring chained mediation effects of deposit competitiveness and wealth management products." Finance Research Letters 62 (April 2024): 105222. http://dx.doi.org/10.1016/j.frl.2024.105222.

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Alain, Vilard Ndi Isoh, Solomon Ofon Tanwani, and Ahmed Fofanah Sheku. "The Effects of Training and Development on Employees Performance: The Case of the National Financial Credit Bank (NFCB) of the Centre Region of Cameroon." International Journal of Science and Business 4, no. 6 (2020): 88–106. https://doi.org/10.5281/zenodo.3897174.

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Human capital is the most valuable asset of any organisation; thus, the active role they play cannot be undervalued. Equipping these valued assets through training and development becomes crucial to guarantee job performance and competitiveness. Though extensive research has been conducted in this area, much is still left to be done especially in the case of Cameroon’s banking industry. To this effect, this study is aimed at modelling a framework based on the impact of training and development on employee performance in the case of the National Financial Credit Bank (NFCB) in Cameroon. T

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Ramadhan, Yanuar, Novi Afriyani Ramdani, Clarissa Tjandra, Siti Muallifah, and Roviuddin Roviuddin. "The Influence of Financial Statements on Investment Decision-Making at Bank Neo Commerce Based on the 2023 Financial Report." Eduvest - Journal of Universal Studies 5, no. 2 (2025): 2066–80. https://doi.org/10.59188/eduvest.v5i2.1621.

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This study analyzes the financial statements of Bank Neo Commerce for the year 2023 to evaluate financial performance and its impact on management and investment decisions. Data were obtained from the annual financial statements, including the balance sheet, income statement, cash flow statement, and statement of changes in equity. The analysis focused on liquidity, solvency, and profitability ratios to assess the bank's financial health and operational efficiency. The results indicate that Bank Neo Commerce experienced a 20% increase in total assets from IDR 8.3 trillion to IDR 10 trillion, w

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Himma, Nurrosyida Latifa, and Hastarini Dwi Atmanti. "PROFITABILITY DRIVERS IN INDONESIAN ISLAMIC AND CONVENTIONAL BANKS: MACROECOOMIC AND MICROECONOMIC PERSPECTIVE." EL DINAR: Jurnal Keuangan dan Perbankan Syariah 13, no. 1 (2025): 131–53. https://doi.org/10.18860/ed.v13i1.32107.

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This study investigates the impact of macroeconomic variables, namely inflation, gross domestic product (GDP), and the Bank Indonesia interest rate (BI-rate), alongside microeconomic indicators such as non-performing loans (NPL), loan-to-deposit ratio (LDR), non-performing financing (NPF), financing-to-deposit ratio (FDR), and operating expenses to operating income (OEOI) on the profitability of both conventional and Islamic banks in Indonesia over the period 2017–2023. Employing a purposive sampling technique, 7 Islamic banks and 7 conventional banks were selected from a population of 13 Isla

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Mashamba, Tafirei, and Chisinga N. Chikutuma. "Determinants of bank profitability: Evidence from the emerging economy." Corporate and Business Strategy Review 4, no. 4, special issue (2023): 310–23. http://dx.doi.org/10.22495/cbsrv4i4siart12.

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This study examines the determinants of bank profitability in Zimbabwe, a country that has faced severe economic challenges in the past decade. To address this issue, we use a panel data analysis of 11 commercial banks over the period 2011–2020 and apply the system generalised method of moments (GMM) estimator to control heterogeneity and endogeneity issues. We find that bank specific factors, such as non-interest income, liquidity, cost efficiency, capital adequacy, and bank stability, have a positive and significant impact on bank profitability, while the industry factor, bank concentration,

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Rozhko, Viktor I., and Nataliia G. Duna. "Improved Business Communication of Credit and Financial Institutions." Business Inform 2, no. 553 (2024): 324–32. http://dx.doi.org/10.32983/2222-4459-2024-2-324-332.

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The aim of the article is the theoretical substantiation and development of measures to improve the business communications of a credit and financial institution. The paper examines the state of information support and strategic orientation of business communications, marketing orientation of a credit and financial institution; an analysis of the results of business communications management is carried out; an integrated approach to the communication policy of a credit and financial institution has been proposed. The study considers such features of development as the complexity of problems an

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Vasylenko, O. "Analysis of the portfolio of educational services of agricultural institutions of higher education." Ekonomìka ta upravlìnnâ APK, no. 2(185) (November 23, 2023): 137–45. http://dx.doi.org/10.33245/2310-9262-2023-185-2-137-145.

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The types of services of agricultural institutions of higher education in the main markets of its activity - the consumer market and the market of agribusiness enterprises - have been determined. These markets differ in consumer purchasing behavior patterns and the specifics of service provision. Based on the generalization of the results of the study, the properties of educational services are highlighted, taking into account the specifics of the functioning of agricultural educational institutions. It has been proven that there are certain contradictions regarding the training of specialists

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Syifa Nurmilla Fathiyyah and Muhammad Muflih. "Determinants of Islamic Banking Profitability: A Comparative Analysis of Indonesia and Malaysia." Jurnal Ekonomi Syariah Teori dan Terapan 10, no. 4 (2023): 391–402. http://dx.doi.org/10.20473/vol10iss20234pp391-402.

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ABSTRACT Islamic banking in Indonesia and Malaysia experienced differences in asset growth and market share, potentially causing dissimilarity in profitability performance. This study aims to evaluate the factors that influence the increase in profitability of Islamic banking in Indonesia and Malaysia using signaling theory including market concentration (HHI), company size and financing risk (NPF), and national income (GDP) as control variables. It analyzed the Indonesian and Malaysian Islamic banks during the period 2017-2021. The method used in this study is comparative descriptive with pan

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Fedyshyn, M. F., A. S. Abramova, A. V. Zhavoronok, and M. G. Marych. "MANAGEMENT OF COMPETITIVENESS OF THE BANKING SERVICES." Financial and credit activity: problems of theory and practice 1, no. 28 (2019): 64–74. http://dx.doi.org/10.18371/fcaptp.v1i28.163340.

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К. А. Кirdasinova, R. K. Sabirova, D. A. Aibossynova, and G. К. Kabdullina. "CONTEMPORARY MANAGEMENT OF COMMERCIAL BANKS." BULLETIN 1, no. 383 (2020): 226–34. http://dx.doi.org/10.32014/2020.2518-1467.28.

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The development of a market economy is characterized by instability of both external and internal organizational environment, which leads to the succession of the influence of the compared competitive advantages of credit and financial market entities on the formation of their competitive positions, which, in turn, means that the competitiveness of banks, like other financial institutions, is a relative concept. Competition is a rather subtle and flexible concept. In conditions of reduced demand for banking products and services, banking organizations that provide low-quality banking services

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Stevenson, Brian D. "Product Management in Corporate Banking." International Journal of Bank Marketing 7, no. 1 (1989): 17–21. http://dx.doi.org/10.1108/02652328910134545.

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Darmantyo, Dimas Ari, Ratno Ratno, and Yustiana Wardhani. "Increasing the competitiveness of Rural Banks through an innovation approach in Bogor District." Management Journal of Binaniaga 5, no. 02 (2020): 129. http://dx.doi.org/10.33062/mjb.v5i2.394.

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Competition in the banking world in increasing the value of its assets is getting tighter.The presence of financial technology adds to the tight competition in the banking world. Rural Banks (BPR) which focuses on small community services and MSMEs must innovate in order to survive in the banking industry. This research aims to find out if there is an influence of product innovation, process innovation, marketing innovation and organizational innovation on business performance, with accidental sampling method to obtain 150 samples of BPR Customers Bogor District, this research uses Structural

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Paulina. "Measurement of Competitiveness and Market Concentration of Indonesian Banking Sharia." Economics and Business Quarterly Reviews 4, no. 2 (2021): 10–21. https://doi.org/10.31014/aior.1992.04.02.341.

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This study aims: (1) The extent of competitiveness of sharia banking in Indonesia's current economic development; (2) How far the strength of the sharia banking market in Indonesia today. The research conducted to measure the competitiveness of sharia banking in Indonesia and market forces encountered, using the observation period 2010-2016, and the data used is time series and cross section data. The research design used in research is quantitative research, by using model Lerner Index, PR-H Statistics Model, and multiple regression. Based on the results of the study, 1. Using the Lerner

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Ntamvutsa, Aubrey, and Samson Gitahi. "Strategic Factors Influencing Banking Sector Competitiveness in Rwanda. A Case Study of Bank of Kigali, Rwanda." Journal of Strategic Management 7, no. 3 (2023): 121–51. http://dx.doi.org/10.53819/81018102t6067.

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Several financial institutions in Rwanda have closed as a result of the current economic crisis, making it difficult to conduct this research. A country's economic well-being particularly that of Rwanda, hinges on the strength of its banking system. The purpose of this study is to investigate the strategic factors that contribute to the competitiveness of the banking industry in Rwanda. These factors include strategic product accessibility, strategic customer relationship marketing, strategic leadership, and strategic technology adoption. A cross-sectional survey design was used as the researc

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Seniv, Bohdan, Volodymyr Korol, and Yaroslav Pryshlyak. "Financial and credit methods of innovation management in banking." Economic Analysis, no. 34(2) (2024): 480–87. http://dx.doi.org/10.35774/econa2024.02.480.

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Introduction. The article is dedicated to the study of the impact of digital technologies on banking, specifically the introduction of financial innovations. Recent changes in the economy and financial sector are encouraging banks to adopt new technologies, significantly influencing their competitiveness and operational efficiency. The article analyzes key aspects of digitization and innovative development of banking infrastructure in the context of globalization and the intensification of financial services. Objective. The objective of the study is to develop theoretical and methodological fo

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Tkachenko, Segii. "DIGITALIZATION OF BANKING MANAGEMENT." Actual Problems of Economics 1, no. 275 (2024): 250–58. https://doi.org/10.32752/1993-6788-2024-1-275-250-258.

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The modern banking sector of Ukraine is experiencing an intensive digitalization period, which has become a significant factor in its further development and competitiveness. The article explores the priorities of digitalization, modern digital technologies and their impact on the banking system of the country. A thorough study of the processes of digitalization of the banking sector of Ukraine at the present stage of its development has been carried out. Particular attention is paid to the analysis of key prerequisites for active digitalization of the national banking system, among which tech

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Каримова, М. И. "Improving the competitiveness of a banking product in the conditions of the digital economy." Russian Economic Bulletin 7, no. 2 (2024): 239–44. http://dx.doi.org/10.58224/2658-5286-2024-7-2-239-244.

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Аннотация: вопросы конкурентоспособности в банковской системе является наиболее важной, так как рассмотрены процессы концентрации и капитализации в системе банковских услуг Республики Таджикистан. Одним из важных путей институционального укрепления банковских и финансовых институтов в условиях сложившейся высокой концентрации банковского капитала является приоритетное развитие сети малых и средних банков, создающих конкуренцию крупным банкам. В условиях переходной экономики, которая унаследовала жесткую олигополистическую структуру от периода плановой системы, развитие банковской конкуренции н

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Magamadova, Tabarik S., Olga Yu Yanova, and Patimat S. Bataeva. "INFORMATION TECHNOLOGY MANAGEMENT OF THE BANK." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 4/4, no. 145 (2024): 53–59. http://dx.doi.org/10.36871/ek.up.p.r.2024.04.04.006.

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With the development of information technologies, financial innovations largely depend on financial technologies, and banking and financial technologies are also closely linked. Outsourcing of information technology has gradually become inevitable for the application and development of banking IT. Due to the advantages of outsourcing banking services in strategic planning, cost control, risk transfer and increasing core competitiveness, the volume and scale of its outsourcing services has reached unprecedented development. This article analyzes in detail the characteristics of IT outsourcing b

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Muharrami, Saeed Al. "Analysis of competitiveness in Qatar banking industry." International Journal of Business Innovation and Research 3, no. 2 (2009): 168. http://dx.doi.org/10.1504/ijbir.2009.022753.

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Pizzan Tomanguillo, Nieves del Pilar, Deysi del Pilar Bacalla Arevalo, Carlos Daniel Rosales Bardalez, and Sandra Lucero Pizzán Tomanguillo. "Impact of quality management on financial competitiveness in the Peruvian banking sector: an empirical study." Sapienza: International Journal of Interdisciplinary Studies 6, no. 2 (2025): e25018. https://doi.org/10.51798/sijis.v6i2.1049.

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This study analyzes the impact of quality management on the financial competitiveness of a banking institution. In a highly competitive financial environment, continuous improvement of service quality has become a key factor for the sustainability of banking institutions. The objective of the study was to determine to what extent quality management impacts financial competitiveness, considering dimensions such as quality criteria, staff training, internal infrastructure and complaint management. A quantitative design was used, applying an ordinal logistic regression analysis on a sample of ban

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Dat, Nguyen Van, and Dinh Tran Ngoc Huy. "Solutions for Sustainable Banking and Enhancing Banking Competitiveness – Vietinbank Case in Vietnam." Revista Gestão Inovação e Tecnologias 11, no. 2 (2021): 327–34. http://dx.doi.org/10.47059/revistageintec.v11i2.1670.

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During and after China-USA commerce ward, financial accounting transparency will become hot issues as it will help to attract more FDIs capitals flows into the country and stock market. Financial accounting transparency policy will prove enough data for firms and esp., banks in evaluating business risks and financial risks. For economic development during industry 4.0, enhancing banking sustainability in emerging markets such as Vietnam is becoming necessary. The results show us that CPI, GDP growth and risk free rate (Rf) has higher effects on beta CAPM and stock price of Vietinbank (CTG). Ri

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Safitri, Indira Dewi, and Tiara Aprialita Amanda. "Contribution of the Banking Sector in Improving the Capability and Competitiveness of Micro, Small, and Medium Enterprises (MSMEs)." Journal of Banks and Financial Institution 1, no. 1 (2025): 36–48. https://doi.org/10.70764/gdpu-jbfi.2025.1(1)-04.

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Objective: This study aims to analyze the banking sector's contribution to enhancing the competitiveness of Micro, Small, and Medium Enterprises (MSMEs) by improving access to financial services, promoting digital payment systems, and strengthening financial literacy. Research Design & Methods: This research uses a qualitative method with literature study to analyze concepts, theories, and policies in depth from various written sources such as books, journals, and other documents. Findings: The results indicate that financial accessibility through banking institutions significantly improve

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