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Journal articles on the topic 'Banking Ratio'

Author: Grafiati

Published: 5 June 2025

Last updated: 1 August 2025

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1

Suryati, Diah, and Fitri Yetti. "PENGARUH FIRM SIZE, DEBT RATIO DAN CAPITAL ADEQUACY RATIO TERHADAP PROFITABILITAS." Equity 18, no. 2 (2019): 153. http://dx.doi.org/10.34209/equ.v18i2.465.

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This study examind the effect of firm size, debt ratio and capital adequacy ratio in the banking companies listed in Indonesia Stock Exchange (IDX) during 2011 - 2014. The methodology in this research is descriptive quantitative by using multiple regression analysis. This model is a statistical analysis tool that is used to describe the effect of independent variables on the dependent variable (partially and simultaneously). In partial results of the study concluded that the profitability of using formulas return on assets, the ratio of financial performance in banking that firm size has a pos

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Zulfahri, Budi. "Pengaruh Antara Rasio Kecukupan Modal (CAR), Loan To Deposit Ratio (LDR), dan Rasio Biaya Operasional Pendapatan Operasional (BOPO) terhadap Kinerja Profitabilitas Industri Perbankan." Jurnal Manajemen dan Keuangan 6, no. 2 (2018): 740–48. http://dx.doi.org/10.33059/jmk.v6i2.680.

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The influence between Capital Adequancy Radio (CAR), Loan to Deposit Ratio (LDR), Operating Cost To Operating Income Ratio on Profitability Performance of Banking Industry. Contribution of banking is very important to encourage economic development especially to increase industry. The important of contribution of bank to economic growth make many parties more concern about profitability performance of banking. Because of that objectives of the research are to know how the influence some of financial ratio which is represented by Capital Adequancy Ratio (CAR), Loan to Deposit Ratio (LDR), Opera

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Budi, Zulfachri. "Pengaruh Antara Rasio Kecukupan Modal (CAR), Loan To Deposit Ratio (LDR), dan Rasio Biaya Operasional Pendapatan Operasional (BOPO) terhadap Kinerja Profitabilitas Industri Perbankan." Jurnal Manajemen & Keuangan 6, no. 2 (2017): 740–48. https://doi.org/10.5281/zenodo.1320517.

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<em>T</em><em>he influence between Capital Adequancy Radio (CAR), Loan to Deposit Ratio (LDR), Operating Cost To Operating Income Ratio on Profitability Performance of Banking Industry. Contribution of banking is very important to encourage economic development especially to increase industry. The important of contribution of bank to economic growth make many parties more</em> <em>concern about profitability performance of banking. Because of that objectives of the research are to know how the influence some of financial ratio which is represented by Capital Adequancy Ratio (CAR), Loan to Depo

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Kumwenda, Thomson, Ronald Mangani, Jacob Mazalale, and Exley Silumbu. "The impact of adopting Basel III liquidity coverage ratio, stable funding ratio, and leverage ratio on lending in the Malawian banking sector." Journal of Accounting, Business and Finance Research 18, no. 1 (2024): 1–11. http://dx.doi.org/10.55217/102.v18i1.748.

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This paper examines the impact of adopting Basel III Liquidity Coverage Ratio, Stable Funding Ratio, and Leverage Ratio on lending in the Malawian banking sector. Malawi’s banking industry regulators are planning to transition to Basel III from the current Basel II regime. This paper pioneers an assessment of the implications of this move for the banking industry. The study uses monthly data for the period January 2010 to December 2022, the Feasible Generalised Least Square (FGLS) Panel Regression model with bank-specific variables (X) and macroeconomic controls (Z). The study finds that Tier

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Bahtiar, Prabowo Eny Rochmatulaili Hendro Rumpoko Harso Sulistiono Andriandita Wijayanto Eko Budiyanto Anindya Prastiwi Setiawati Rusdiyanto Widi Hidayat. "The Capital Adequacy Ratio And The Loan To Deposit Ratio Influence On The Price Of Banking Companies: Evidence From Indonesia." Multicultural Education 7, no. 6 (2021): 147. https://doi.org/10.5281/zenodo.4905170.

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<em>This paper aims to examine the effect of macroeconomics as measured by the exchange rate of the Capital Adequacy Ratio and Loan to Deposits Ratio  to the stock prices of banking sector companies. This paper uses a quantitative approach, with the process of finding knowledge that uses numerical data as a tool that can be generalized to prove the hypothesis. Variable data for measuring of Capital Adequacy Ratio and Loan to Deposits Ratio are obtained from financial statements of banking companies found on the Stock Exchange website Indonesia www.idx.co.id, www.ojk.go.id, www.bi.go.id an

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Bahtiar, Prabowo, Rochmatulaili Eny, Rumpoko Harso Sulistiono Hendro, et al. "The Capital Adequacy Ratio And The Loan To Deposit Ratio Influence On The Price Of Banking Companies: Evidence From Indonesia." Multicultural Education 7, no. 6 (2021): 147–54. https://doi.org/10.5281/zenodo.4911534.

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This paper aims to examine the effect of macroeconomics as measured by the exchange rate of the Capital Adequacy Ratio and Loan to Deposits Ratio to the stock prices of banking sector companies. This paper uses a quantitative approach, with the process of finding knowledge that uses numerical data as a tool that can be generalized to prove the hypothesis. Variable data for measuring of Capital Adequacy Ratio and Loan to Deposits Ratio are obtained from financial statements of banking companies found on the Stock Exchange website Indonesia www.idx.co.id, www.ojk.go.id, www.bi.go.id and www.yaho

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Aswini, Shri, Erika Gunawan, Kevin Chaniago, and Fuji Astuty. "Pengaruh LDR, NPL, CAR dan DPK terhadap ROA pada Perusahaan Perbankan Periode 2015-2019." Owner 5, no. 1 (2021): 252–59. http://dx.doi.org/10.33395/owner.v5i1.384.

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This slowing economy resulted in disrupted banking activities, especially profits decreased. The purpose of this study was to determine the effect of the Loan to Deposit Ratio, Non Performing Loans, Capital Adequacy Ratio, and third Party Funds on Returning Assets in Banking Companies on the Indonesia Stock Exchange 2015-2019 Period either partially or simultaneously. This research approach is quantitative. This type of research is descriptive statistics. The nature of this research is explanatory research. The population in this study was 45 banking companies in the Indonesia Stock Exchange f

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Gregorius, Paulus Tahu, Luh Gede Saputri Dewi Ni, and Gst. Ngr Bagus Gunadi I. "The Influence of Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), and Loan to Deposit Ratio (LDR) on Profitability in Banking Companies on the Indonesia Stock Exchange." International Journal of Multidisciplinary Research and Analysis 06, no. 01 (2023): 184–92. https://doi.org/10.5281/zenodo.7540574.

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Banking is a financial institution that has a role in the financial system in Indonesia. The existence of the banking sector has a fairly important role, where in public life most of it involves services from the banking sector. The main objective of bank operations is to achieve maximum profitability. The profitability ratio is the ratio to assess the company's ability to make a profit. This study aims to examine the effect of Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), and Loan To Deposit Ratio (LDR) on Profitability in Banking Companies Registered on the Indonesia Stock Ex

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Cherkashnev, R., A. Fedorova, and O. Chernyshova. "To the question about the implementation of the bank regulation system «Basel III»." Bulletin of Science and Practice 4, no. 11 (2018): 289–94. https://doi.org/10.5281/zenodo.1488209.

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In the article, the authors consider the possibility of commercial banks of the Russian Federation of the transition to the regulation of banking activities "Basel III". Given the existing legislation in the field of banking regulation. We study the capital adequacy ratio in the context of its auxiliary indicators — the standard of capital adequacy and the standard of capital adequacy. The possibility of introducing the calculation of indicators of the financial leverage ratio (leverage) and the net stable funding ratio is investigated. Compliance with the standards studied is

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Said, Rosnani, Hartati Hartati, Nuryati Nuryati, and Henni Mande. "Analisis Likuiditas PT Bank Muamalat Indonesia Tbk dan Implikasinya terhadap Pengambilan Keputusan Investasi." Tangible Journal 10, no. 1 (2025): 42–55. https://doi.org/10.53654/tangible.v10i1.598.

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Penelitian ini bertujuan untuk menganalisis rasio likuiditas PT Bank Muammalat Indonesia Tbk Metode pengumpulan data yang dilakukan yaitu dengan menggunakan data sekunder, metode analisis yang digunakan adalah analisis deskriptif kuantitatif. Penelitian ini menggunakan analisis rasio likuditas yang terdiri dari current ratio, cash ratio, banking ratio, loan to deposit ratio dan loan to asset ratio. Berdasarkan hasil penelitian yang dilakukan, diperoleh bahwa analisis rasio likuiditas pada tahun 2018 sampai tahun 2022 dilihat dari current ratio dinilai sangat baik, cash ratio dinilai sangat bai

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Nuriatullah, Nuriatullah. "Does Financial Ratios and Company Size Affect Dividend Payout Ratio?" EkBis: Jurnal Ekonomi dan Bisnis 4, no. 1 (2020): 393. http://dx.doi.org/10.14421/ekbis.2020.4.1.1246.

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The purpose of this study was to determine whether the Loan to Deposit Ratio (LDR), Debt to Equity Ratio (DER), Growth, Return On Assets (ROA), and Firm Size have an effect on the Dividend Payout Ratio (DPR). The data used in this research is secondary data in the form of banking financial performance data, and is obtained from the Annual Financial Statements of Commercial Banks listed on the Indonesia Stock Exchange 2015-2018. Banking used is 30 companies with a total sample of 120. The data is pooled data. The data were analyzed by using the multiple linear regression method with the SPSS an

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Zhang, Huiyi, Richard Skolnik, Yu Han, and Jinpei Wu. "The Impacts of China's Shadow Banking Credit Creation on the Effectiveness of Monetary Policy." International Journal of Finance & Banking Studies (2147-4486) 9, no. 4 (2020): 33–46. http://dx.doi.org/10.20525/ijfbs.v9i4.899.

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This paper researches the impact that shadow banking in China has upon credit creation and the potential effectiveness of monetary policy. Using a credit creation model, we derive the effect that shadow banking has upon the money multiplier and the money supply. The model shows that shadow banking can change the money multiplier, potentially increasing it during an expansion and decreasing it during a contraction. Introducing shadow banking in a CC-LM model results in a shift of the CC and LM curves resulting in a higher equilibrium output. A vector autoregressive model is used to empirically

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Kumwenda, Thomson, Ronald Mangani, Jacob Mazalale, and Exley Silumbu. "Determinants of banking crises (Fragility) in the Malawian banking sector." Journal of Accounting, Business and Finance Research 18, no. 2 (2024): 35–51. http://dx.doi.org/10.55217/102.v18i2.769.

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This paper studies the determinants of banking crises or fragility in Malawi. In this study we modelled banking crisis conditions in a developing country banking sector applying a Logistic Regression model using data for Malawi for the period 1980 to 2022. We embedded banking crisis dummy, bank specific and macroeconomic drivers of crisis in the model. Our study finds that under crisis conditions macroeconomic, monetary and fiscal drivers such as the ratio of external debt stock to gross national income ratio, debt service costs to primary export revenue ratio, broad money to GDP ratio, change

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Juli Ani and Slamet Mudjijah. "Pengaruh Struktur Aktiva, Debt to Assets Ratio, Return on Equity Ratio dan Dividend Payout Ratio Terhadap Price Book Value." Journal of Management and Social Sciences 3, no. 3 (2024): 213–26. http://dx.doi.org/10.55606/jimas.v3i3.1466.

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This research examines the impact of Asset Structure, Debt to Assets Ratio, Return on Equity, and Dividend Payout Ratio on Price to Book Value. It focuses on non-banking firms listed in the LQ45 Index on the Indonesia Stock Exchange from 2019 to 2023. Utilizing secondary data and purposive sampling, the study analyzed a sample of 16 non-banking companies out of a population of 38. Multiple linear regression analysis was conducted using SPSS version 22. The results show that Debt to Assets Ratio, Return on Equity, and Dividend Payout Ratio affect Price to Book Value, while Asset Structure does

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Sukmadewi, Refni. "The Effect of Capital Adequacy Ratio, Loan to Deposit Ratio, Operating-Income Ratio, Non Performing Loans, Net Interest Margin on Banking Financial Performance." eCo-Buss 2, no. 2 (2020): 1–10. http://dx.doi.org/10.32877/eb.v2i2.130.

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The weak condition of the banking sector encourages those involved in conducting a bank health assessment. One of the parties is the investor because the better the bank's performance, the greater the security guarantee of the invested funds. By using financial ratios, investors can find out the performance of a bank that can be seen through various variables. The variable used as the basis for valuation is the financial statements of the companies concerned. Company performance can be measured by analyzing and evaluating financial statements. Information on financial position and performance

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Sujitha, S. "Profitability Ratio Analysis to Assess the Financial Performance." ComFin Research 13, S1-i1-Mar (2025): 55–59. https://doi.org/10.34293/commerce.v13is1-i1-mar.8654.

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Indian economy witnessed for huge changes in all sector due to Introduction of New Economic policy. Like all other industries, Banking sector also changed dramatically. After liberalization Reserve Bank of India liberalize procedure for entry for private players into banking industry. Before liberalization, public sector banks dominate Indian banking industry. After entry of private banks in banking industry there is a hugechanges in operations of banks. Private banks are more focused on operational efficiency and customer service. With help of technology banking sector are become highly compe

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Md., Jahangir Alam. "Performance analysis of conventional banking and Islamic banking in Bangladesh: A comparative study." International Journal of Business Management and Technology 3, no. 5 (2023): 158–67. https://doi.org/10.5281/zenodo.7656978.

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: Islamic banking is getting so much popularity in Bangladesh though there are huge number of conventional banks compared to Islamic banks in the country. This research work analyses the overall performance of Islamic banks verses Conventional banks in Bangladesh over the period of 2017-2018.The objectives of this research is to compare the financial performance of Islamic banks to conventional banks in Bangladesh. The study includes as profitability ratios: Return on Average Assets (ROAA), Return on average equity (ROAE), and Profit expense ratio (PEM). And as liquidity ratios: Current Ratio

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18

Poniman, Erika, and Jhon Raphael Saragih. "Pengaruh Loan to Deposit Ratio, Kredit Macet dan Capital Adequacy Ratio Terhadap Profitabilitas Pada Perusahaan Perbankan yang terdaftar di Bursa Efek Indonesia Periode 2018-2020." Owner 6, no. 1 (2022): 1083–92. http://dx.doi.org/10.33395/owner.v6i1.698.

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This study aims to describe the effect of Loan to Deposit Ratio, Bad Credit and Capital Adequacy Ratio on Profitability in Banking Companies listed on the Indonesia Stock Exchange for the 2018-2020 period. The population in this study were 43 banking companies listed on the Indonesia Stock Exchange for the 2018-2020 period. Sampling used purposive sampling method where samples were taken based on certain criteria. The sample is 23 banking companies listed on the Indonesia Stock Exchange for the 2018-2020 period. The instrument used is documentation. The result of the study is that the Loan to

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Etudaiye-Muhtar, Oyebola Fatima, Rubi Ahmad, Taiwo Azeez Olaniyi, and Bilqees Ayoola Abdulmumin. "Financial Market Development and Bank Capitalization Ratio." Paradigm 21, no. 2 (2017): 126–38. http://dx.doi.org/10.1177/0971890717736211.

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Financial sector liberalization in many African countries, set in a series of financial sector reforms, aimed at developing the system. Theoretically, reforms that develop the banking sector are expected to improve banks’ performance and reduce excessive bank-risk taking by enhancing bank capital ratio in addition to maintain the stability in the system. Nonetheless, literature also shows that the health of the financial system may be at risk following a liberalization process in the form of contagion effects of financial markets integration. A recent example is the global 2007/2008 global fin

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Febriyanti, Sheilla, and Shinta Melzatia. "Analisis Pengaruh Return on Assets, Capital Adequacy Ratio dan Loan to Deposit Ratio terhadap Kebijakan Dividen pada Perbankan." BUDGETING : Journal of Business, Management and Accounting 5, no. 2 (2024): 496–508. http://dx.doi.org/10.31539/budgeting.v5i2.8688.

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The study aims to: (1) Empirically test the impact of Return On Assets (ROA) on the dividend policy in BEI listed banking companies in 2018-2021 (2) Empirical test the influence of the Capital Adequacy Ratio (CAR) on dividend policies in the BEI listed Banking Companies in 2018-2020 (3) Empirically test the effect of the Loan to Deposit Ratios (LDR) on dividend policies in the BEI listed Banking Companies in 2018-2020. The population in this study are Banking company listed on the Indonesian Stock Exchange in 2022 which comprises 43 companies. Sampling using purposive sampling method and based

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Walzer, Michael, Abdul Hakim At Tamimi, and Amrie Firmansyah. "Are Banking Financial Performances and Green Banking Disclosure Associated with Bank Profitability?" Accounting Student Research Journal 3, no. 1 (2024): 55–71. http://dx.doi.org/10.62108/asrj.v3i1.7645.

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This study examines how banking financial performance and green banking disclosure influence profitability. Financial performance in this research consists of capital adequacy ratio, non-performing loans, efficiency ratio, and loan-to-savings ratio. The research sample consisted of 30 samples selected using a purposive sampling method from 6 banking sector companies listed on the Indonesia Stock Exchange in 2018-2022, which consistently reported their green banking practices and did not experience losses during the research period. The analytical method in this research is panel data regressio

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Leonardo, Sihombing, Razak Ismail, and Indratjahyo Harry. "The Influence of Profitability and Price Earning Ratio on Company Value through Capital Structure in the Banking Industry Sector on the Idx." JOURNAL OF ECONOMICS, FINANCE AND MANAGEMENT STUDIES 5, no. 10 (2022): 3045–54. https://doi.org/10.5281/zenodo.7260149.

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The purpose of this study was to examine and analyze the effect of profitability and price earning ratio on company value through capital structure in the banking industry sector on the IDX. This research is explanatory through hypothesis testing to test the causal relationship between the variables of profitability, price earning ratio, company value and capital structure. The data used in this research is secondary data from annual report data and financial report data of banking companies. The sampling method used purposive sampling. Hypothesis testing in this study uses path analysis. The

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Pourjafar Devin, Sorosh, Omid Farman Ara, and Mahbobe Jafari. "The effect of the ratio of lending to deposits with capital adequacy ratio the banks listed on the stock market in Iran." Journal of Management and Accounting Studies 7, no. 04 (2020): 1–6. http://dx.doi.org/10.24200/jmas.vol7iss04pp1-6.

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Objective: Capital is one of important and essential factors in evaluating healthy and sustainability in banking system and in order that adequate capital basis can address wide range of risking which every bank faces. Methodology: A brief review of banking theory implies empirically that all different aspects of banking organization were influenced by available capital and expected possible return directly or indirectly. Capital operates as a shield against decreasing of asset value or increasing bank debts. The relation between capital adequacy and banking and also economic factors has a con

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HUSHTAN, T.V., K.P. INDUS, and M.Y. KOVACH. "Comprehensive assessment of the level of financial stability of the banking system." Market Relations Development in Ukraine #7-8(242-243) 2021 139 (October 11, 2021): 15–19. https://doi.org/10.5281/zenodo.5561032.

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The subject of the study is a comprehensive assessment of the level of financial stability of the banking system. The purpose of the paper: to explore methodological approaches to determining the aggregate indicators of financial stability of the banking system. Research methods. The dialectical method of scientific cognition, the method of analysis and synthesis, the comparative method, the method of generalization of data are used in the work. Results of work. The main group of indicators of financial stability of the banking system is defined in the paper. Three models of assigning a rating

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Amin, Surahman. "Implimentasi Sistem Bunga dan Bagi Hasil Terhadap Kinerja Keuangan Perbankan." TASAMUH: Jurnal Studi Islam 11, no. 1 (2019): 209–30. http://dx.doi.org/10.47945/tasamuh.v11i1.179.

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This research is aimed to know difference of the financial performance of the conventional banking and the syariah banking. Financial is measured by using ratios: ratio of capital to asset deliberated by according to risk, ratio of earning asset which classified to earning asset (KAP. I), ratio of allowance for possible earning losses to classified earning asset ( KAP.II), ratio of net operating income to operating income (NPM) representing proxy from management, ratio of profit before interest and tax to total asset ( ROA), ratio of operating expenses to operating income (BOPO), ratio of curr

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Kartika, Andi, Ida Nurhayati, and Whidian Hardiyanti. "PERAN MEDIASI PROFITABILITAS PADA PENGARUH RASIO KECUKUPAN MODAL DAN LOAN TO DEPOSIT RATIO TERHADAP RETURN SAHAM." Distribusi - Journal of Management and Business 10, no. 1 (2022): 63–74. http://dx.doi.org/10.29303/distribusi.v10i1.203.

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The aims of this study is to analyze and empirically test the impact of capital adequacy (CAR) and Loan to Deposit Ratio on profitability in IDX banking companies, analyze and empirically test the impact of capital adequacy (CAR) and the effect of Loan to Deposit Ratio on stock return in IDX banking companies, and analyze and empirically test the impact of profitability on stock return in IDX banking companies with observation period from 2015-2019 in 43 companies. The number of samples gathered by 42 companies utilizing the purposive sampling technique. The method employed in this study is pa

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Andriyanto, Rahmad, and Laila Masruro Pimada. "An ANALYSIS OF THE EFFECTS OF REVENUE DIVERSIFICATION, CAPITAL ADEQUACY RATIO, OPERATIONAL EFFICIENCY RATIO, AND LOAN TO DEPOSIT RATIO ON THE PROFITABILITY OF CONVENTIONAL BANKING INDUSTRI." Arthavidya Jurnal Ilmiah Ekonomi 27, no. 1 (2025): 19–42. https://doi.org/10.37303/a.v27i1.600.

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The banking industry is very important for the economy because it functions as an intermediary institution that is useful for improving people's lives. Banking institutions need profit or profitability in order to survive and always carry out its function as intermediary institutions. This study aims to examine the effect of Revenue Diversification, Capital Adequacy Ratio (CAR), Operating Expenses on Operating Income (BOPO), and Loan to Deposit Ratio (LDR) on Profitability (ROA) of the Conventional Banking Industry for the period 2014-2023. The data used is the average of all conventional bank

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Hassan, Adamu, and Zubairu Ahmad. "Monetary Policy Shocks and Health of the Banking Sector in Nigeria." East African Scholars Journal of Economics, Business and Management 5, no. 8 (2022): 236–44. http://dx.doi.org/10.36349/easjebm.2022.v05i08.006.

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This study examines the reaction of banking sector health to the shocks of monetary policy in Nigeria using a monthly time series dataset from January 2010 to December 2021. In the estimate instruments of monetary policy such as monetary policy rate, open buyback, treasury bills, liquidity ratio and cash reserve ratio were used while banking sector health was measured as loan-to-asset-ratio and loan-to-deposit ratio. In addition, the impulse response function was used as the technique of analysis. The results of this study reveal that monetary policy rate and cash reserve ratio impulse adverse

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Mirković, Vladimir, Marina Iliev-Matić, and Branislav Dudić. "Measuring banking system resilience by using the Texas ratio." European Journal of Applied Economics 21, no. 1 (2024): 48–59. http://dx.doi.org/10.5937/ejae21-48577.

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The issue of banking sector resilience is one of the most exploited after the global financial crisis. Competent authorities and central banks worldwide conducted a series of actions to strengthen their systems and made them more resilient to extraordinary events. For that purpose, there were conducted stress tests leading to results for the improvement of the central bank's supervisory activities and practices. Also, the analysis of banking sector resilience should be complemented with other measures, which are also treated as early warning indicators. Texas ratio is one of the early warning

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Muslikhati, Ahmad Chumaidi Tarmizi. "Pengaruh Fluktuasi Nilai Tukar Rupiah terhadap Rasio Pertumbuhan Aset Perbankan Syariah." FALAH: Jurnal Ekonomi Syariah 2, no. 2 (2017): 131. http://dx.doi.org/10.22219/jes.v2i2.5101.

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This research aims to reveal empirical evidences about the influence of exchange rate fluctuations to asset growth ratio of sharia banking, along with how much does independent variable explain dependent variable. The research takes a quantitative approachment, which refer to numeral calculating of research data. This research variabel consists of exchange rate fluctuations as independent variable and asset growth ratio of sharia banking as a dependent variable. Sample selection using purposive judgment sampling method. The sample of this research is sharia bankingin the period between 2008-20

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Nurhalimah. "THE EFFECT OF DEBT TO EQUITY RATIO, CURRENT RATIO AND INSTITUTIONAL OWNERSHIP ON SHARE RETURNS IN BANKING COMPANIES ON THE INDONESIA STOCK EXCHANGE FOR THE 2017-2020 PERIOD." SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS 1, no. 2 (2022): 91–96. http://dx.doi.org/10.37567/sajgibe.v1i2.1018.

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This study aims to determine the effect of DER, CR, INST on stock returns in banking companies listed on the IDX. This research is a type of quantitative approach. The total population in this study was 46 banking companies, with the research sample used were 4 banking companies. The results of the research that have been obtained conclude that partially DER and CR have a negative and significant effect on stock returns in bank companies. While INST has a positive and significant effect on stock returns in banking companies. And simultaneously DER, CR, and INST have a significant effect on sto

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Meliza, Norraidah Abu Hasan, and Hermilasari Saputri. "The influence of banking liquidity risk on profitability: The moderating role of capital adequacy ratio." Banks and Bank Systems 19, no. 2 (2024): 140–51. http://dx.doi.org/10.21511/bbs.19(2).2024.11.

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The decline in bank liquidity due to slowing economic growth in Indonesia has decreased bank profitability. COVID-19 and the increase in the number of non-performing loans increased the level of bank liquidity risk and decreased capital. Hence, the purpose of this study is to analyze the influence of banking liquidity risk on profitability in the Indonesian banking sector and to examine the role of capital adequacy ratio as a moderating variable. The method section explains panel data analysis using the random-effect model in analyzing the influence of liquidity risk on profitability and the r

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Arif, M. Nur Rianto Al, and Tara Bilqis Awwaliyah. "Market Share, Concentration Ratio and Profitability: Evidence from Indonesian Islamic Banking Industry." Journal of Central Banking Theory and Practice 8, no. 2 (2019): 189–201. http://dx.doi.org/10.2478/jcbtp-2019-0020.

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Abstract Various literatures mention that an increasingly concentrated market will have an impact on performance. This study aims to analyze the influence of market structure on the profitability of the Islamic banking industry in Indonesia, especially after the enactment of the Islamic banking act. This research used panel regression with random effect model. The result shows that market structure - proxies by market share (MS) and concentration ratio (CR4)- does not affect profitability of the Indonesian Islamic banking industry. This result implies that the performance of the Islamic bankin

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Agustina, Kurnia, Heni Noviarita, Erike Anggraini, and Surono Surono. "SUKUK RATING AND FINANCIAL RATIO IN ISLAMIC BANKS." Tasharruf: Journal Economics and Business of Islam 6, no. 1 (2021): 31. http://dx.doi.org/10.30984/tjebi.v6i1.1452.

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The sukuk rating in capital market world is important because it will be considered by investors in determining investment decisions, on the other hand, that the rating will provide relevant information regarding the companies that issue sukuk, which will be in accordance with the main purpose of the sukuk rating, namely reducing the information asymmetry of issuers and investors purpose of this study is to discuss the effect of profitability ratios, liquidity ratios, leverage and productivity ratios on sukuk ratings in Islamic banking institutions issuing sukuk. By using purposive sampling fr

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Sinarti, Sinarti, and Fitriah Rahmadany. "Effect on Profitability Liquidity Management of Banking Companies in Indonesia Stock Exchange." Journal of Applied Accounting and Taxation 3, no. 1 (2018): 79–83. https://doi.org/10.5281/zenodo.1305165.

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This study examines the impact of liability (quick ratio) to profitability in banking companies listed in Indonesia Stock Exchange (BEI) to prove its influence on the level of debt repayment banking finance company. The data used in this research is secondary data uses financial statements that have been audited. Data analysis technique used is simple regression analysis. The results indicate that the quick ratio positive effect on the company's financial profitability. The results of this study illustrate that the liability would affect the profitability of companies that are in financial

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K Ozili, Peterson. "BANK PROFITABILITY DETERMINANTS: COMPARING THE UNITED STATES, NIGERIA AND SOUTH AFRICA." Vol. 16, Number 1, 2021 16, Number 1 (2021): 55–78. http://dx.doi.org/10.32890/ijbf2021.16.1.4.

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This study investigates the determinants of banking sector profitability in South Africa, Nigeria and the United States. The findings reveal that cost efficiency, the size of non-performing loans and overhead cost to total asset ratio are significant determinants of the banking sector profitability. In the comparative analysis, the findings from South Africa show that the cost efficiency ratio, overhead cost to total asset ratio and non-performing loans are significant determinants of the banking sector profitability. In the United States, capital adequacy ratio and the size of non-performing

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Yuliarini, Sarah, and Monica Safira Sugiharto. "THE EFFECT OF USE OF MOBILE BANKING, INTERNET BANKING AND CREDIT RATIO ON THE VALUE OF BANKING COMPANIES." European Journal of Artificial Intelligence and Digital Economy 1, no. 4 (2024): 10–20. http://dx.doi.org/10.61796/jaide.v1i4.507.

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This research aims to determine the influence of the use of mobile banking and internet banking as well as the credit ratio on the value of banking companies listed on the Indonesia Stock Exchange (BEI) in 2019-2022. This research uses the dependent variable company value proxied by price to book value (PBV) and the independent variables mobile banking and internet banking as well as the credit ratio proxied by non-performing loans (NPL). The design of this research is quantitative research with a descriptive approach. Based on sampling using purposive sampling, the number of banks in Indonesi

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Suryani, Suryani. "ANALISIS PENGARUH FINANCING TO DEPOSIT RATIO (FDR) TERHADAP PROFITABILITAS PERBANKANSYARIAH DI INDONESIA (Rasio Keuangan pada BUS dan UUS Periode 2008-2010)." Economica: Jurnal Ekonomi Islam 2, no. 2 (2016): 153. http://dx.doi.org/10.21580/economica.2012.2.2.854.

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<p><em>This study aimed to (1) analyze the condition of Financing to Deposit Ratio (FDR) of Islamic Banking in Indonesia; (2) analyze the profitability of s</em><em>haria banking in Indonesia; and (3) to analyze the influence of Financing to Deposit Ratio (FDR) of the profitability of s</em><em>haria banking in Indonesia. This study took samples at Islamic banks in Indonesia including 11 Islamic Banks (BUS), 23 Business Units of Sharia Banking (UUS). The research data is from Islamic Banking Statistics published by Bank Indonesia from January 2008 until Dece

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Pambudi, Rilo, Erlina ., and Abdhy Aulia Adnans. "Effect of Capital Adequacy Ratio, Non-Performing Financing, Financing to Deposit Ratio, and Operational Expenses on Operational Income on the Profitability of Sharia Banking in Indonesia (2016-2020)." International Journal of Research and Review 10, no. 11 (2023): 328–33. http://dx.doi.org/10.52403/ijrr.20231139.

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The aim of this research is to analyze effect of capital adequacy ratio, non performing financing, financing to deposit ratio, and operational expenses on operational income on the profitability of Sharia Banking in Indonesia from 2016 to 2020. This research uses quantitative research methods. Population in this study is Sharia Commercial Bank registered with Bank Indonesia obtained from Sharia Banking Statistics via the Financial Services Authority website from 2016 to 2020. Sample used in this research is Sharia Commercial Bank which have been registered with Bank Indonesia since 2014, with

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Pradnyani, I. Gusti Agung Arista, Ni Luh Putu Widhiastuti, and I. Gusti Agung Ayu Pramita Indraswari. "Menelisik Efek Capital Adequacy Ratio dan Loan to Deposit Ratio terhadap Profitabilitas Perbankan." SPESIMEN 1, no. 3 (2024): 7–14. https://doi.org/10.5281/zenodo.12598456.

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Profitabilitas merupakan kemampuan perusahaan untuk menghasilkan laba dalam kaitannya dengan penjualan, total aset atau modal sendiri. Penelitian ini bertujuan untuk menguji pengaruh <em>Capital Adequacy Ratio</em> (CAR) dan <em>Loan to Deposit Ratio</em> (LDR) pada Profitabilitas. Populasi dalam penelitian ini adalah Perusahaan Perbankan di BEI periode 2018-2021, dengan metode <em>purposive sampling</em> sehingga diperoleh jumlah sampel sebanyak 8 Bank sehingga sampel dalam penelitian ini sebanyak 32. Teknik analisis data yang digunakan adalah analisis regresi linier beganda. Hasil penelitian

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Nuralya, Firda Ulfah, Sherly Cheisa Putri, and Farah Margaretha Leon. "Impact of Internet Banking on the Financial Performance of Indonesian Banking." Kontigensi : Jurnal Ilmiah Manajemen 12, no. 2 (2024): 861–74. https://doi.org/10.56457/jimk.v12i2.653.

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This research aims to identify variables that influence bank performance in banking companies listed on the Indonesia Stock Exchange. The addition of the capital adequacy ratio variable as an independent variable is a novel part of this research. This research method includes collecting data from 22 banking companies over a five year period (2019-2023) with a total of 110 data that meet the criteria by applying data processing analysis using panel data regression analysis techniques. The results of this research show that (1) The internet banking variable has a positive and significant influen

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Al Arif, M. Nur Rianto, and Ika Nurhikmah. "Determinan Pembiayaan Bagi Hasil Perbankan Syariah Di Indonesia: Model Regresi Panel." AL-FALAH : Journal of Islamic Economics 2, no. 1 (2017): 1. http://dx.doi.org/10.29240/jie.v2i1.161.

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Financing is one of the performance’s indicator in Islamic banking industry. The aim of this research is to examine the factors that influence the financing in the Indonesian Islamic banking industry. The method that used in this research is panel regression with fixed effect model. The variabels that used in this research are capital ratio, profitability ratio, default rate, liquidity ratio, efficiency ratio, deposit fund, inflation, and profit sharing yield. The result shows that the capital ratio, profitability ratio, efficiency ratio, deposit funds, and profit sharing yield had an impact o

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Tiono, Inka, and Syahril Djaddang. "ANALISIS KOMPARASI KINERJA KEUANGAN PADA PERBANKAN KONVENSIONAL BUKU IV DI INDONESIA SEBELUM DAN SESUDAH PANDEMI COVID-19." BALANCE: Jurnal Akuntansi, Auditing dan Keuangan 18, no. 1 (2021): 72–90. http://dx.doi.org/10.25170/balance.v18i1.2336.

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This research was conducted to analyze whether there are differences in financial performance in conventional banking BUKU IV before and after the COVID-19 pandemic based on capital ratio (Capital Adequency Ratio), earning asset quality ratio (Net Performing Loan), profitability ratio (Return on Asset & Return on Equity), efficiency ratio (BOPO: operational costs / operating income), and liquidity ratio (Loan / Deposit Ratio). Because of using saturated sampling technique, the objects that make up the population of this research are all used as research samples, that is seven banks that me

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Amrizal, Amrizal. "Kinerja Rasio Keuangan Perbankan Islam Dan Konvensional: Studi Komparatif." Liquidity 2, no. 1 (2018): 13–20. http://dx.doi.org/10.32546/lq.v2i1.125.

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The article focuses to analyze finance ratio consist of Return on Assets (ROA), Return on Equity (ROE), Net Interest Margin (NIM) Capital Adequacy Ratio (CAR) except Earnings before Interest Tax (EBIT). The research is conducted to three conventional banking (BNI 46, Mandiri and BRI) and three syariah banking (Bank Muamalat Indonesia, Bank Mega Syaria and Bank Syariah Mandiri) for annual report periods 2007 to 2011. The result shows, the average increase EBIT to conventional banking groups during period 2007 to 2011 are 1.91% while the average EBIT to syariah banking groups are 1.53%. The aver

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Inderjot, Kaur* Amritpal Singh Randhawa. "RATIO ANALYSIS OF FINANCIAL INFORMATION." INTERNATIONAL JOURNAL OF ENGINEERING SCIENCES & RESEARCH TECHNOLOGY 5, no. 12 (2016): 389–95. https://doi.org/10.5281/zenodo.199659.

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E services are impartment of various products and services through electronic means. The modernized era has earmarked the dire need for all the business sections to innovate their operations at greater pace but no cost. Introduction of online banking was the huge step towards the development of their systems but previously it was accepted al a very less rate due to hindrances such as security issues, and hardware interface unfriendly with the user. In this paper, the extensive use of mobile banking using apps, paperless transactions, more secure and easy to operate scenarios and hence the evol

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Ayem, Sri, and Sri Wahyuni. "PENGARUH LOAN TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO, RETURN ON ASSET DANNON PERFOMING LOAN TERHADAP RETURN SAHAM." Jurnal Akuntansi 5, no. 1 (2017): 71. http://dx.doi.org/10.24964/ja.v5i1.258.

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This study aimed to examine the effect Loan to Deposit Ratio (LDR) , Capital Adequacy Ratio (CAR) , Return on Assets (ROA) and Non -Performing Loans (NPL) on stock returns banking companies listed in Indonesia Stock Exchange . The Independent variable used is the Loan to Deposit Ratio (LDR) , Capital Adequacy Ratio (CAR) , Return on Assets (ROA) and non- performing loan (NPL) dependent variable stock returns . The purpose of this study was to obtain empirical evidence about the influence of Loan to Deposit Ratio (LDR) , Capital Adequacy Ratio (CAR) , Non Performing Loan (NPL) and Return on Ass

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Lily, Kelvin, and Dwi Nastiti Danarsari. "Assessing the Impact of Leverage Ratio on Banking Efficiency in Indonesia." Eduvest - Journal of Universal Studies 4, no. 10 (2024): 8688–705. http://dx.doi.org/10.59188/eduvest.v4i10.1358.

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This study analyzes the significance of the leverage ratio on the efficiency of banking companies with the aim of assessing the readiness and suitability of banking companies in facing the implementation of Basel 4 or Basel 3.1. Data from 47 banking companies in Indonesia from the period 2008 to 2023 were used as material for this study. The data used in the research were analyzed using the Dynamic Stochastic Frontier (DSF) method. This method allows for more accurate efficiency analysis by avoiding assumptions of technology at different times. The researchers hypothesize that banking companie

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David, David, Fenny Krisna Marpaung, Eva Margareth Sarah, Indah Rahmi, and Cindy Trinovita Br Perangin Angin. "Effect of Return on Equity (ROE), Return on Assets (ROA), Debt to Equity Ratio (DER), and Current Ratio (CR) on Stock Returns." International Journal Of Economics Social And Technology 2, no. 2 (2023): 49–56. https://doi.org/10.59086/ijest.v2i2.275.

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The objective from this research is to test is There is a connection between Returns On equity (ROE), return On Assets (ROA), Debt To Equity Ratio (DER), And Current Ratio (CR) to Stock Returns in the sector BE registered banking for period 4 years, from 2018 to 2021. The method used is descriptive quantitative. From 46 company sector banking in BE, only 26 company Which fulfill the criteria For making sample with technique purposive sampling. On testing hypothesis, study This do analysis linear double by using eviews software application. By testing hypothesis this research, can obtained ROE,

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SARI, Sultan. "The Procyclicality of the Leverage Ratio in Turkish Banking Sector." ISPEC International Journal of Social Sciences & Humanities 5, no. 2 (2021): 51–71. http://dx.doi.org/10.46291/ispecijsshvol5iss2pp51-71.

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The leverage ratio is an important ratio, especially in the banking sector. In this study, it is researched whether the leverage ratio in Turkish banking sector is influenced from the procyclicality in the Turkish economy or how it is influenced. For this purpose, it is focused on leverage ratio and asset rate. As leverage ratio, it is used the external assets / total shareholder’s equity rate and also the total assets / total shareholder’s equity. As indicator for asset quality and change is used the total loans / total assets in Turkish banking sector. The relationship between the leverage r

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Rachmawati, Sartika, and Dwi Jayanti. "Pengaruh Human Capital, Green Banking Disclosure dan Likuiditas terhadap Profitabilitas." Portofolio: Jurnal Ekonomi, Bisnis, Manajemen, dan Akuntansi 20, no. 1 (2023): 1–15. http://dx.doi.org/10.26874/portofolio.v20i1.262.

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Abstract This study aims to determine the effect of human capital, green banking disclosure, and liquidity to profitability. Human capital is measured by Pulic’s method that is by VA/HU formula. Green banking disclosure is measured by the Green Banking Disclosure Index, liquidity is measured by the Loan to Deposit Ratio (LDR) and profitability is measured by the Return on Assets ratio (ROA). The population is banking sub-sector companies listed on IDX 2016-2020 period. Total sample in this study were 31 banking companies with five years of observation, the sample selection used is purpos

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