Academic literature on the topic 'Banks and banking – India'

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Journal articles on the topic "Banks and banking – India"

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Kumar Basu, Udayan. "Banking in India." Foreign Trade Review 40, no. 2 (July 2005): 24–35. http://dx.doi.org/10.1177/0015732515050202.

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Commercial banks play a very important role in the economy of any country. They constitute the most useful intermediary in the financial markets, who have a vital role in ensuring the efficacy of all monetary and fiscal measures. Their continued good health and sustained viability are therefore of immense significance for any economy. Measures to ensure their well-being are of paramount importance in order to maintain a high level of investor confidence. In India, financial liberalization has opened up new vistas for the commercial banks and they can now operate as universal banks offering, under one roof, all kinds of financial services including project financing and leasing. Besides, banks are allowed to go in for investment in securities also. However, the guidelines for direct lending have not been touched so far. Consequently, there are restrictions on the ways in which banks in India can deploy their available resources. In this article, an analysis has been carried out to show how such structural restrictions translate into what is often termed as interest rate rigidities for banks. How the loan losses impact on their interest spread as well as the urgent need to improve the framework for recovery of banks' NPAs has also been gone into. Moreover, the scope for moral hazards in banks, which are limited liability entities, has been explored and need for efficient risk management as well as effective risk-based supervision for ensuring their sustained viability has been analyzed and commented upon. A cut-off risk for bankable projects has also been worked out. The findings are interesting because the analysis takes into account the real life constraints faced by the banking sector and the results reflect the realities of this sector.
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Dr. T. VINILA. "FOREIGN BANKS IN INDIA." EPH - International Journal of Humanities and Social Science 2, no. 3 (August 4, 2017): 1–10. http://dx.doi.org/10.53555/eijhss.v2i3.19.

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Narasimham Committee in 1991 and the licensing of the new private sector banks through the next two decades inaugurated an era of change. Meanwhile, the opening-up of the economy to increased participation by foreign players created greater opportunities for foreign banks to work with their multinational clients in India. In the more recent past, foreign banks have followed Indian corporate entities in their outbound expansions. The survival of the banking system in India through the financial crisis has demonstrated its strengths and most foreign banks present in India believe that India is a market with undeniable potential. After the setting up of Foreign Banks in India, the banking sector has become competitive and customer friendly. In that, four foreign banks have set up shop in the recent past. At present, there are 43 foreign banks operating in India with a network of 334 branches.
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Vijayalakshmi, R., and J. Srinivasan. "AN OVERVIEW OF INNOVATIVE PRODUCTS AND TECHNIQUES IN BANKING INDUSTRIES." YMER Digital 21, no. 08 (August 17, 2022): 676–79. http://dx.doi.org/10.37896/ymer21.08/56.

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The financial area in India has been various changes. The banks are the life savers of the economy and assume a synergist part in enacting and supporting financial development, particularly, in emerging nations and India is no exemption. Driving supporter for GDP in India is Banking Industry. The vast majority of the banks have started to adopt an enhance strategy towards banking, with the target of making more incentive for clients in the banks. Banking in India has previously gone through a gigantic change in the years since freedom. These days we have E Banking framework alongside money notes. India's financial framework can make another instrument alongside liquidity and wellbeing. The Indian financial area where presented appearance of the card, presentation of Electronic Clearing Service (ECS) in 1990's such as “EFT, RTGS, NEFT” versatile banking, web-based banking are the different developments in banking. This paper focuses an outline of advancements in financial area. Keywords: Innovate banking. Challenges of banking, New Technological changes, Indian banking sector
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Gupta, Sumeet, and Renu Verma. "Comparative Analysis of Financial Performance of Private Sector Banks in India: Application of CAMEL Model." Journal of Global Economy 4, no. 2 (June 30, 2008): 160–80. http://dx.doi.org/10.1956/jge.v4i2.124.

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Banking in India is mature in terms of supply, product range and reach-even in rural India through rural banking and remote banking. In terms of quality of assets and capital adequacy, Indian banks are considered to have clean, strong and transparent balance sheets. The present research work analyses the overall financial performance of major private sector banks in India through application of CAMEL Model. Besides it also attempts to compare the performance of these Banks with the help of Composite Ranking Method.
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Yoo, Tae Hwan. "Indian Banking Sector Reforms: Review and Prospects." International Area Review 8, no. 2 (June 2005): 167–89. http://dx.doi.org/10.1177/223386590500800209.

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Development in the financial sector, in particular, the banking sector, plays a key role in stimulating and stabilizing economic growth. Since the foreign exchange crisis in 1991, India has undertaken banking sector reforms. This paper focuses on the following two issues. First, I provide an overview of development in the banking sector over the years, especially after the implementation of the reform policy programs. In order to show the evolution of the Indian banking sector, I examine the reserve ratios reduction, interest rate deregulation, and ratios of non-performing assets. Second, this paper investigates the performance of banking groups by comparing the degree of profitability, and the soundness and efficiency of banks in India. In conclusion, while reform policies have had positive effects on the performance of banks, especially Public Sector Banks in India, the Indian government has to take further steps to deregulate and liberalize the banking industry.
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Singh, Jaspreet, and Neena Brar. "Internet Banking Need of Current Scenario." INTERNATIONAL JOURNAL OF MANAGEMENT & INFORMATION TECHNOLOGY 1, no. 2 (June 30, 2012): 67–72. http://dx.doi.org/10.24297/ijmit.v1i2.1448.

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Banking in India originated in the last decades of the 18th century. The IT revolution influenced the Indian banking system a lot. The use of computers had led to existence of online banking in India. The use of modern innovation and computerisation of the banking sector of India has increased many folds after the economic liberalisation of 1991 as the country's banking sector has been exposed to the world's market. The Indian banks were finding it hard to compete with the international banks in terms of the customer service without the use of the information technology and computers. Internet banking as a medium of delivery of banking services and as a strategic tool for business development, has gained wide acceptance internationally and is fast catching up in India with more and more banks entering the fray. In the light of this background, the objective of this paper is to study the perceived usefulness of Internet Banking. This paper tries to know the level of awareness among customers. This paper also tries to check the perception of risks closely connected with Internet Banking and study the scope of Internet Banking, so that companies can fulfill their duty in an appropriate and suitable manner.
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Kumar, Kishore, and Ajai Prakash. "Developing a framework for assessing sustainable banking performance of the Indian banking sector." Social Responsibility Journal 15, no. 5 (August 5, 2019): 689–709. http://dx.doi.org/10.1108/srj-07-2018-0162.

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Purpose Sustainable development has now been recognised as the pivot around which development activities should revolve. Banking is an important component in the same and adoption of sustainable banking practices by various banking institutions is a strong driver to achieve sustainable development. The purpose of this paper is to study the level of adoption of sustainable banking tools and the extent to which banking institutions practice the same in India. In addition, the banking institutions have been ranked and categorised on basis of their sustainable banking performance. Design/methodology/approach The proposed framework focuses on the environmental and social conduct of the banks, who address the issues of sustainability in Indian banking sector. As there is a difference in the economic standards of developed and developing countries, the review of literature helps to figure out the gap in specific frameworks for assessing sustainable banking practices in developing countries. Previous researchers have made an attempt to develop a general framework for assessing the sustainable banking efforts of the banking sector. These studies fall short of indicators on the social dimension of sustainability specifically in the context of less developed countries like India, the social dimensions are is equally a major thrust area along with environmental indicators. Content analysis technique has been used to evaluate sustainable banking performance of the banks and Mann–Whitney U test used to determine the differences in sustainable banking performance of the banks in India. Findings In Indian banking sector, the adoption of the international sustainability code of conduct is still in its nascent stage. The research indicates that sustainability issues which are of the highest priority for the banks are directly related to their business operations such as financial inclusion, financial literacy and energy efficiency, and banks are more focussed on addressing social dimension of sustainability in banking rather than important dimensions of sustainable banking, namely, environmental management, development of green products and services and sustainability reporting. Practical implications The application of the proposed framework reflects the status quo of sustainable banking in India. This study is useful for the banks and all the stakeholders in understanding more about the shortcomings in integrating sustainability issues in banking. Further, the present study also redresses the extant research dearth in the field of sustainable banking in the Indian context. Originality/value This is one of the first studies evaluating the sustainable banking performance of the Indian banking sector.
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Brahman, Beena Sagarmal. "Performance Evaluation of Bank of India and Union Bank of India with Respect to Priority Sector." INDO-ASIAN JOURNAL OF FINANCE AND ACCOUNTING 3, no. 2 (2022): 161–74. http://dx.doi.org/10.47509/iajfa.2022.v03i02.08.

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It is been said that India is an agricultural country. And an Indian banking industry plays a significant role in flourishing the Indian agricultural industry. The commendable contribution of the banking sector is one of the major reasons for the upliftment of agricultural industry as a whole. As per National Statistical Office, agricultural sector contributes 20.19% to the total economy of India. Reserve Bank of India has taken an initiative specifically to foster the growth of priority sector. Establishment of Regional Rural Banks is an outcome of those reforms taken place in the banking industry. Even the major players of the Public Sector Banks are indulged vigorously to support rural India. A researcher here has put in efforts to understand and analyze the contribution and role of Bank of India and Union Bank of India in this noble initiative of Government of India. Exponential Growth rate has been considered as a tool to check the intensity of financial contribution of both banks in the upliftment of rural India.
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Uppal, R. K. "Banking Sector Reforms: Policy Implications and Fresh Outlook." Information Management and Business Review 2, no. 2 (February 15, 2011): 55–64. http://dx.doi.org/10.22610/imbr.v2i2.883.

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Various reform measures introduced in India have indeed strengthened the Indian banking system in preparation for the fresh global challenges ahead. The present paper reviews the banking sector reforms policy, crucial issues and agenda for the future. On the basis of certain parameters, like productivity, profitability and NPAs’ management, the paper concludes that foreign banks and new private sector banks are much better in performance as compared to our nationalized banks in the post-banking sector reforms period. The paper ends with the future agenda for the Indian banking industry, particularly for public sector banks to make them efficient and strong, to compete with the global banks.
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Sachan, Amit, Anwar Ali, and Rajen K. Gupta. "DENA BANK — Competing with Private and Foreign Banks." Asian Case Research Journal 11, no. 01 (June 2007): 117–39. http://dx.doi.org/10.1142/s0218927507000898.

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Since 1995 with the increasing importance of the service sector, liberalization policy and information technology revolution, the banking sector as a whole had undergone significant changes in India. The case presents a brief outline of the developments which happened in the Indian banking sector and discusses Dena Bank's efforts in the last decade in the area of customer service. The case explores how customers interacted with banks, how banks made money, how external environment was changing the core activities and core assets of banks in India and the opportunities and challenges arising out of all these. The case ends with the question on what Dena's strategy should be in response to the new competition and new technologies. The case is useful in looking at strategic responses to changes.
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Dissertations / Theses on the topic "Banks and banking – India"

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Lohia, Saumya. "Performance of the Indian Banking Industry over the Last Ten Years." Scholarship @ Claremont, 2011. http://scholarship.claremont.edu/cmc_theses/282.

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This paper analyzes the performance of Indian banks over the period of the last ten years. It uses the CAMEL Framework to determine the performance of public and private banks in India. The paper also conducts an empirical analysis to determine the share price performance of Indian banks relative to the share price performance of banks in Hong Kong, Europe and the US. This paper finds that private banks perform better than public banks overall based on the CAMEL Framework. In addition it also finds that the Indian banks share price performance is dependent on the share price performance of Hong Kong and European banks, and it has a significant positive relationship with the overall Hong Kong stock market, and this relationship strengthens after 2007. On the whole, this paper seeks to offer as comprehensive a perspective as possible upon the conduct, structure and performance of the banking industry of India.
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KITTUR, ASHA HARSHAVARDHAN. "Effectiveness of the Altman Z-Score model : Does the Altman Z-Score model accurately capture the effects of Non-Performing Assets (NPA) in the Indian banking sector?" Thesis, Linnéuniversitetet, Institutionen för ekonomistyrning och logistik (ELO), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-86144.

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The aim of this study is to measure the effectiveness of Altman’s Z-Score model using Non-performing assets (NPA) as a benchmark stability indicator. To do that, this paper examines if Altman’s Z Score Models capture the decline in financial health of the banks caused by the NPAs, using a two-fold analysis i.e., in advance through prediction and when the distress period is ongoing. The findings of this paper would suggest that: 1. During the distress period: The Z-Scores only marginally capture the distress caused by the NPAs, which is in line the findings of Almamy et al that the predictive ability of the model goes down during the crisis period. 2. For the future: The results of the statistical t-tests indicate that, the Z-Scores do not have the predictive ability to capture the future NPAs. Two different models that are developed by Altman - one for non-manufacturing firms and the other for the emerging markets, are used to test, if one model is more suitable than the other to the Indian banking sector. The findings of this paper suggest that, due to the uniqueness of the Indian banking sector during the NPA crisis, the ‘Emerging market model’, does not produce any significantly better results. Therefore, there is further scope to develop a tailor-made model suitable to the Indian banking sector.
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Kos, Kalia Olena. "Private banking performance and customer relationship management : an exploratory study comparing switzerland and india /." St. Gallen, 2008. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=017050618&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Ozturk, Huseyin. "Three essays in Turkish banking : development banks, Islamic banks and commercial banks." Thesis, University of Leicester, 2015. http://hdl.handle.net/2381/31399.

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This thesis is composed of three empirical chapters each of which examines separate segments of Turkish banking system from different perspectives. First empirical chapter investigates regional loan distribution of development banks. The findings in this chapter suggest that political connection has played a significant role in development lending. There is also geographical bias which leads to higher volumes of loans in the regions close to the capital city. Second empirical chapter examines Islamic banks and compares them with conventional banks in terms of profitability and competition grounds. The results reveal that Islamic banks earn more returns with respect to conventional banks. The results also suggest that the regulatory changes of the last decade improve market power of these banks. The last empirical chapter investigates micro structure of Repo and Reverse Repo Market of Turkey in which only commercial banks can transact. This chapter initially presents the network topologies of this market that helps one to understand the characteristics of complex network in this market. This chapter then computes a connectivity measure and investigates the drivers of connectivity out of domestic and external factors. Although results provide very rich insights, external factors dominate the behaviour of network in this market.
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Rinkus, Michael A. "An Exploratory Study Comparing Mid-sized U.S. Banks' and Global Banks' Sustainability Programs." Thesis, Lawrence Technological University, 2015. http://pqdtopen.proquest.com/#viewpdf?dispub=3738368.

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This is an exploratory qualitative case study of the state of sustainability programs within a set of 12 mid-sized U.S. banks compared among themselves and then compared to a set of 12 global banks. This research was designed in two phases. Phase One presented the current state of sustainability within mid-sized U.S. banks and global banks based upon each bank’s public data as organized into three sections: a bank profile, major strategic initiatives, and bank sustainability initiatives and programs. Phase Two data were analyzed from 24 interviews with key executives within each bank. A structured interview format was used, and the interviews were conducted in-person, by phone, or via email depending on the respondent’s preference.

The research found that the majority of mid-sized U.S. banks had, from a regulatory view point, achieved the broader aspects of sustainability. Mid-sized U.S. banks had not seized the spirit of sustainability by organizing and communicating their efforts in the context of a voluntary formal reporting mechanism. Mid-sized banks generally relied on government compliance reports to communicate their efforts. By relying on compliance reporting, mid-sized U.S. banks are missing an opportunity to enhance their image and improve reputational and risk management efforts. It was found that the global banks demonstrated a willingness to embrace the spirit of sustainability past any regulatory requirements, but found their efforts were still in the process of integration within their many business units. It was also found that there is a need for one globally accepted reporting mechanism for sustainability performance. At present, there appear to be many competing requirements for reporting on sustainability efforts, which are beginning to tax internal departments of global banks in an effort to meet the information needs of all their stakeholders.

Using thematic analysis, five key contributions resulted: The first contribution is an understanding of the key components of mid-sized U.S. banks and global bank sustainability programs. The second contribution is identification of the motivators for mid-sized U.S. banks and global banks to establish a sustainability program. Third, a set of criteria was identified to help determine the success of a bank’s sustainability program that can be used by mid-sized U.S. banks and global banks (criteria for success). The fourth contribution is the presenting of the current state of sustainability programs for the set of banks used in the study. The fifth contribution is a set of guiding elements and impact benefits that can be used by any size bank executives to improve business results through implementation of a sustainability initiative.

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Cutcher, Leanne. "Banking on the customer customer relations, employment relations, and worker identity in the Australian retail banking industry /." Connect to full text, 2004. http://hdl.handle.net/2123/632.

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Thesis (Ph. D.)--University of Sydney, 2004.
Title from title screen (viewed 8 May 2008). Submitted in fulfilment of the requirements for the degree of Doctor of Philosophy to the Discipline of Work and Organisational Studies, School of Business, Faculty of Economics and Business. Includes bibliographical references. Also available in print form.
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Wu, Tong Caudill Steven B. "Is there a gap of banking efficiency between access and non-accession countries in central and eastern Europe." Auburn, Ala., 2006. http://repo.lib.auburn.edu/2006%20Summer/Theses/WU_TONG_10.pdf.

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Lee, Sai-kit. "The role of supervisory authorities in maintaining banking system stability in 1990's : a comparison between Hong Kong (Hong Kong Monetary Authority) and Japan (The Ministry of Finance) /." Hong Kong : University of Hong Kong, 1999. http://sunzi.lib.hku.hk/hkuto/record.jsp?B21240668.

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Lai, Pui-ming Amy. "Service quality in banking : a longitudinal study in Hong Kong /." Hong Kong : University of Hong Kong, 1996. http://sunzi.lib.hku.hk/hkuto/record.jsp?B17982376.

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Schneider, Friedrich. "Regulating the banking sector /." Florence (Italie) : European University Institute, 1990. http://bibpurl.oclc.org/web/33280.

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Books on the topic "Banks and banking – India"

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Development banking in India. New Delhi: Deep & Deep Publications, 1985.

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Arora, Kaushal K. Development banking in India. New Delhi: Atlantic Publishers and Distributors, 1992.

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Sumathy, M. Banking industry in India. New Delhi: Regal Publications, 2011.

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Contemporary banking in India. New Delhi: Businessworld Books, 2012.

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Poonia, M. S. Development banking in India. Jaipur: Prateeksha Publications, 1987.

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Bhattacharyya, Hrishikes. Banking in India: A managerial approach. Calcutta: Foreign Book House, 1986.

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Chakrabarti, Manas. Rural banking in India. New Delhi, India: New Century, 2011.

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Verma, M. L. Rural banking in India. Jaipur: Kuber Associates & Publishers, 1988.

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Kulshrestha, Umesh C. Lead banks in India. New Delhi: Radha Publications, 1990.

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Progress of development banking in India. Allahabad, India: Chugh Publications, 1986.

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Book chapters on the topic "Banks and banking – India"

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Kulkarni, Lalitagauri, and Vasant Chintaman Joshi. "Inclusive Finance and Commercial Banks." In Inclusive Banking In India, 51–75. Singapore: Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-33-6797-5_3.

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Lessambo, Felix. "The Reserve Bank of India." In The International Banking System, 51–56. London: Palgrave Macmillan UK, 2013. http://dx.doi.org/10.1007/978-1-137-27513-4_6.

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Kulkarni, Lalitagauri, and Vasant Chintaman Joshi. "The Non-Bank Sources of MicroLending in India." In Inclusive Banking In India, 77–98. Singapore: Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-33-6797-5_4.

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Acharya, Viral, and Krishnamurthy V. Subramanian. "State Intervention in Banking: The Relative Health of Indian Public Sector and Private Sector Banks." In Monetary Policy in India, 195–230. New Delhi: Springer India, 2016. http://dx.doi.org/10.1007/978-81-322-2840-0_7.

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Sáez, Lawrence. "Central Bank Independence: A Comparative Perspective." In Banking Reform in India and China, 101–16. New York: Palgrave Macmillan US, 2004. http://dx.doi.org/10.1057/9781403981257_6.

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Sharma, Radha R., and Philip Abraham. "Industrial Credit and Investment Corporation of India (ICICI) Bank: The Emergent Bank of the Emerging Economies." In Banking with Integrity, 115–28. London: Palgrave Macmillan UK, 2012. http://dx.doi.org/10.1057/9780230346499_9.

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Arora, Rakhi. "Marketing of Banking Services in India." In Strategic Marketing Management and Tactics in the Service Industry, 107–33. IGI Global, 2017. http://dx.doi.org/10.4018/978-1-5225-2475-5.ch005.

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Banking sector plays an important role in Indian Financial Sector.It has a long history that has gone through various stages of development after Liberalization, Privatization, and Globalization (LPG) has taken place. The Indian banking sector is broadly classified into scheduled banks and non-scheduled banks. The scheduled banks are those included under the 2nd Schedule of the Reserve Bank of India Act, 1934. The scheduled banks are further classified into: nationalised banks; State Bank of India and its associates; Regional Rural Banks (RRBs); foreign banks; and other Indian private sector banks, which are controlled and governed by Reserve Bank of India (Central Bank of India) and Ministry of Finance. In this era, the government has issued licenses to the new entrants to establish new banks to serve the Indian society. This chapter focuses on to show the various undergone phases of Indian banking system, growth of deposits and credits, technological development in Indian banking sector, services provided by the Indian banks, benefits and challenges faced by the Indian banks.
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Panagariya, Arvind. "Investing Productively: The Banking Sector." In New India, 145–78. Oxford University Press, 2020. http://dx.doi.org/10.1093/oso/9780197531556.003.0009.

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Banks collect savings by households via deposits and channel them to the most productive investors in the form of credit. What happens to bank credit has a determining impact on growth, especially in the formal economy. A key feature of Indian banks has been repeated episodes of accumulation of non-performing assets followed by their recapitalization by the government using public money. These episodes have been concentrated in public sector banks (PSBs), which continue to account for two-thirds of banking assets. This chapter offers a detailed analysis of these episodes and argues that it is time for the government to give serious thought to privatization of PSBs. PSBs are subject to regulation by both the government and the Reserve Bank of India (RBI), but RBI has limited powers over them. On average, private banks outdo PSBs along nearly all dimensions in terms of efficiency.
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Pawar, V. P., Bhagyashree Kunte, and Srinivas Tumuluri. "Turmoil in the Banking Landscape." In Indian Business Case Studies Volume II, 55—C6.P33. Oxford University PressOxford, 2022. http://dx.doi.org/10.1093/oso/9780192869388.003.0006.

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Abstract The Indian banking system was initially thought to be insulated from the global financial crisis owing to heavy public ownership and cautious management. It was thus a surprise when some banks experienced deposit flight, as depositors shifted their money to government-owned banks and specifically towards the State Bank of India, the largest public bank. While there was some tendency for depositors to favour healthier banks and banks with more stable funding, the reallocation of deposits towards the State Bank of India cannot be explained by these factors alone. Rather it appears that the implicit government guarantee of the liabilities of the country’s largest public bank dominated other considerations.
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Shettigar, Jagadish, and Pooja Misra. "Corporate Banks." In Resurgent India, 136—C2.16.P10. Oxford University PressOxford, 2022. http://dx.doi.org/10.1093/oso/9780192866486.003.0027.

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Abstract In the background of RBI’s Internal Working Group recommending permission for business houses setting up of banks and eliciting public opinion, two former central bankers strongly condemned the proposal while another economist termed it the promotion of crony capitalism. Keeping in mind that in the recent past, RBI rejected banking licence applications by leading business houses while some of them were permitted to set up payment banks, the chapter discusses what major changes have taken place within a couple of years, that too at a time when there is no liquidity crunch for the RBI to again contemplate granting of permission for business houses setting up of banks.
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Conference papers on the topic "Banks and banking – India"

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Kaushik, Rohit, Pramod Kumar Srivastava, and Sarvendu Tiwari. "Services Standardization In Banking Sector In India: Comparison Between Nationalized, Private And Foreign Banks in India." In 2020 International Conference on Computation, Automation and Knowledge Management (ICCAKM). IEEE, 2020. http://dx.doi.org/10.1109/iccakm46823.2020.9051531.

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"A study of E-Banking in India: With Special Reference to New Private Sector Banks." In March 20-21, 2017 London. URUAE, 2017. http://dx.doi.org/10.17758/uruae.uh0317031.

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KLIEB, Leslie, Ramona Mihaela PAUN, and Chanchal MALHOTRA. "MOBILE BANKING IN INDIA." In 18th International Conference on INFORMATICS in ECONOMY. Education, Research and Business Technologies. Bucharest University of Economic Studies Press, 2019. http://dx.doi.org/10.12948/ie2019.07.08.

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Indriyani, Rinni, Dian Burhany, and Dwi Suhartanto. "Green Banking Practice of Indonesia’s Islamic Banks." In Proceedings of the 1st Sampoerna University-AFBE International Conference, SU-AFBE 2018, 6-7 December 2018, Jakarta Indonesia. EAI, 2019. http://dx.doi.org/10.4108/eai.6-12-2018.2286307.

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Alina, Boitan. "BANKING EFFICIENCY MEASUREMENT - EVIDENCE FROM ROMANIAN SYSTEMIC BANKS." In 5th International Multidisciplinary Scientific Conferences on SOCIAL SCIENCES and ARTS SGEM2018. STEF92 Technology, 2018. http://dx.doi.org/10.5593/sgemsocial2018/1.3/s03.010.

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Loan, Lai Thi Thanh, Vu Thi Thuy Van, and Hoang Thi Viet Ha. "Determinants of banking liquidity in Vietnamese commercial banks." In The International Conference on Research in Management & Technovation. PTI, 2022. http://dx.doi.org/10.15439/2021km32.

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Ionaşcu, Alina, Corina Aurora Barbu, and Alexandra Popa. "Ethics in the Banking Sector." In 3rd International Conference Global Ethics -Key of Sustainability (GEKoS). Lumen Publishing House, 2023. http://dx.doi.org/10.18662/lumproc/gekos2022/11.

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Ethics or rather its lack in finances it is a very popular topic nowadays. Banks have an important role in the economy and must have a certain behaviour towards the society, therefore must follow the moral norms. Each banker has his set of values, which form the basis for judging what is "right". All the commercial banks have their own set of rules inspired by organizational culture and management, rules that follow the Banking Code of Ethics. During their activity, banks will seek to ensure a balance between the interests of customers, shareholders, investors and stakeholders. The paper discloses the main trends and issues of banking ethics and the customers` experiences with the Romanian banks. Financial inclusion and ethical sustainability regarding the banking system is an important subject for researchers and bankers. Moreover, the lack of clear ethical norms regarding the manner of communicating the interests and commissions from the contract are affecting the customer relationship with the bank. The study aims to increase the attention paid to customer interests in relation with the banks and also the public confidence in the financial banking field, by standardizing the norms of integration and applied ethics of the country. An immoral behaviour destroys the trust, and without trust, businesses cannot grow. The purpose of the paper is to illustrate and correct the main dysfunctions in the banking sector regarding the ethical behaviour, how banks can adapt to the requirements of the society, how the Banking Code of Ethics can be improved. Confidence in the banking environment expresses the presumption of continued economic activity.
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Iska, Syukri, and Ifelda Nengsih. "Banking Performance iIndonesia Pandemic Times: Comparison Between Conventional Commercial Banks And Sharia Commercial Banks." In Proceedings of the 6th Batusangkar International Conference, BIC 2021, 11 - 12 October, 2021, Batusangkar-West Sumatra, Indonesia. EAI, 2022. http://dx.doi.org/10.4108/eai.11-10-2021.2319496.

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Aydemir, Resul. "Collusion in the Turkish Banking Sector." In International Conference on Eurasian Economies. Eurasian Economists Association, 2012. http://dx.doi.org/10.36880/c03.00444.

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In this paper, I consider the Turkish Banking Industry, which is dominated by a few large banks. Using a conjectural variation approach, I estimate a structural model to examine the market conduct of the largest banks for the period 1988-2009. Estimation results suggest that the Turkish banks colluded in the loan market during the sample period where the average mark-up is estimated to be in the range of 44% to 86% depending on the empirical specification. This evidence demonstrates a conflict between market concentration and competition in the Turkish banking industry. Thus, regulatory agencies should be cautious against attempts to increase concentration in the banking industry.
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Bhargava, Anushriya. "E-BANKING: OPPORTUNITIES AND CHALLENGES IN INDIA." In 31st International Academic Conference, London. International Institute of Social and Economic Sciences, 2017. http://dx.doi.org/10.20472/iac.2017.031.010.

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Reports on the topic "Banks and banking – India"

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Wheelock, David C., and Paul W. Wilson. Consolidation in US Banking: Which Banks Engage in Mergers? Federal Reserve Bank of St. Louis, 2001. http://dx.doi.org/10.20955/wp.2001.003.

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Abad, Jorge, Marco D'Errico, Neill Killeen, Vera Luz, Tuomas Peltonen, Richard Portes, and Teresa Urbano. Mapping the Interconnectedness between EU Banks and Shadow Banking Entities. Cambridge, MA: National Bureau of Economic Research, March 2017. http://dx.doi.org/10.3386/w23280.

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Field, Erica, Natalia Rigol, Charity M. Troyer Moore, Rohini Pande, and Simone Schaner. Banking on Transparency for the Poor: Experimental Evidence from India. Cambridge, MA: National Bureau of Economic Research, July 2022. http://dx.doi.org/10.3386/w30289.

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Field, Erica, and Rohini Pande. Evaluating the economic impacts of rural banking: experimental evidence from southern India. International Initiative for Impact Evaluation (3ie), November 2018. http://dx.doi.org/10.23846/ow3ie85.

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Lu, Qian, and John Joseph Wallis. Banks, Politics, and Political Parties: From Partisan Banking to Open Access in Early Massachusetts. Cambridge, MA: National Bureau of Economic Research, September 2015. http://dx.doi.org/10.3386/w21572.

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Acharya, Viral, Abhiman Das, Nirupama Kulkarni, Prachi Mishra, and Nagpurnanand Prabhala. Deposit and Credit Reallocation in a Banking Panic: The Role of State-Owned Banks. Cambridge, MA: National Bureau of Economic Research, October 2022. http://dx.doi.org/10.3386/w30557.

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Gelain, Paolo, and Marco Lorusso. The US banks’ balance sheet transmission channel of oil price shocks. Federal Reserve Bank of Cleveland, November 2022. http://dx.doi.org/10.26509/frbc-wp-202233.

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We document the existence of a quantitative relevant banks' balance-sheet transmission channel of oil price shocks by estimating a dynamic stochastic general equilibrium model with banking and oil sectors. The associated amplification mechanism implies that those shocks explain a non-negligible share of US GDP growth fluctuations, up to 17 percent, instead of 6 percent absent the banking sector. Also, they mitigated the severity of the Great Recession’s trough. GDP growth would have been 2.48 percentage points more negative in 2008Q4 without the beneficial effect of low oil prices. The estimate without the banking sector is only 1.30 percentage points.
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Wheelock, David C., and Matthew Jaremski. Banking on the Boom, Tripped by the Bust: Banks and the World War I Agricultural Price Shock. Federal Reserve Bank of St. Louis, 2017. http://dx.doi.org/10.20955/wp.2017.036.

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Jaremski, Matthew, and David Wheelock. Banking on the Boom, Tripped by the Bust: Banks and the World War I Agricultural Price Shock. Cambridge, MA: National Bureau of Economic Research, October 2018. http://dx.doi.org/10.3386/w25159.

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Chen, Kaiji, Jue Ren, and Tao Zha. What We Learn from China's Rising Shadow Banking: Exploring the Nexus of Monetary Tightening and Banks' Role in Entrusted Lending. Cambridge, MA: National Bureau of Economic Research, January 2016. http://dx.doi.org/10.3386/w21890.

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