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Journal articles on the topic 'Banks and banking – Technological innovations – Cameroon'

Author: Grafiati

Published: 4 June 2021

Last updated: 1 February 2022

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1

Kryvych, Ia, and A. Dranitsyna. "BANKING INNOVATION AS A FACTOR IN STRENGTHENING CONFIDENCE AND CUSTOMER LOYALTY." Vìsnik Sumsʹkogo deržavnogo unìversitetu, no. 3 (2019): 33–39. http://dx.doi.org/10.21272/1817-9215.2019.3-4.

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The purpose of the article is the development of the definition and concept of "banking innovations". The classification of banking innovations is proposed and includes product (development of new or modification of existing banking products), process (improvement of banking business processes), marketing (innovations in sales channels and marketing communications of banks), technological (related to the development of technical bank capabilities) and management (changes in the organizational structure of banks, mechanisms of planning, control, incentives, etc.). The research proves the concep

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Koori, Jeremiah, Njoki Grace Wanjiku, and Gerald Atheru. "Technological Banking Innovations and Financial Inclusion by Commercial Banks in Nairobi County, Kenya." International Journal of Current Aspects in Finance, Banking and Accounting 2, no. 1 (2020): 1–27. http://dx.doi.org/10.35942/ijcfa.v2i1.98.

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Financial inclusion is the provision of financial services at affordable costs to sections of underprivileged and low-income segments of society. Failure to constantly redesign strategies that help the commercial banks adapt to changing business environment may lead to a strategic mismatch between what they offer and what markets demands. The study objective was to assess technological banking innovations and financial inclusion by commercial banks in Nairobi County Kenya. The study was anchored on the theory of financial intermediation, diffusion of innovation theory and Silber’s Constraint t

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Le, Tam T., Ha N. Mai, and Duong T. Phan. "Fintech Innovations: The Impact of Mobile Banking Apps on Bank Performance in Vietnam." International Journal of Research and Review 8, no. 4 (2021): 391–401. http://dx.doi.org/10.52403/ijrr.20210446.

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This paper is aimed at analyzing the impact of FinTech innovations on bank performance across mobile banking applications in Vietnam. Using the longitudinal panel data from 2010-2019 (with 220 observations) of 22 local commercial banks in Vietnam. Multivariate panel regression is chosen to experimentally test the research hypotheses. This research paper is one of the first quantitatively investigating the effects of fintech innovation (mobile banking apps) on bank performance in Vietnam. In addition, studies on financial indicators are shown quite comprehensively in the period 2010-2019. Our e

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Nduta, Rosemary Wangari, and Jane Wanjira. "E-Banking Strategy and Performance of Commercial Banks in Kenya." International Journal of Current Aspects 3, no. V (2019): 147–65. http://dx.doi.org/10.35942/ijcab.v3iv.68.

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Technological innovations in the aspect of electronic banking (e-banking) have progressively advanced and changed the manner in which banks offer services. The use of varied forms of technological innovations has become a key strategy that influences the competitiveness and performance of commercial banks. Subsequently, banks are investing more in adopting and implementing innovative e-banking strategies. Although numerous studies have inspected the effect of e-banking on banks across the world, the knowledge gap is that few studies have examined the impact of e-banking strategies on commercia

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Stashchuk, Olena, and Rostyslav Martyniuk. "Banking innovations: security technology solution." VUZF Review 6, no. 1 (2021): 79–86. http://dx.doi.org/10.38188/2534-9228.21.6.08.

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The article identifies the essence of the concept of banking innovations and their role in the financial security of banking institutions. Features of development of technological banking innovations in Ukraine, including in the conditions of influence of COVID-19 are considered. The characteristics of banking innovations are considered, the criteria to be met by banking innovations both on the part of the client and on the part of the bank are identified. The classification of banking innovations according to such features as: by time aspect, by novelty, by causes of occurrence, by volume of

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Venkateswari, K. Vijaya. "TECHNOLOGY INNOVATION IN BANKS - NEED FOR OMNI-CHANNEL SERVICES." International Journal of Research -GRANTHAALAYAH 6, no. 1 (2018): 150–55. http://dx.doi.org/10.29121/granthaalayah.v6.i1.2018.1604.

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Technological Innovations have the potential to continue to significantly transform the financial services industry and benefit society. They can replace individual banks’ legacy systems, enhance processes, improve efficiencies and strengthen controls. They can also provide opportunities for the creation of new products and services that benefits customers. Ultimately, technological innovations hold great promise for the identification of new customers and the provision of financial services to the unbanked or under banked community in a safe and sound manner. This paper aims at studying the n

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WONGLIMPIYARAT, JARUNEE, and RACHANEE TRIPIPATKUL. "THE SCHUMPETERIAN STRUCTURAL ADJUSTMENT OF THE BANKING INDUSTRY: A POST FINANCIAL CRISIS ANALYSIS." International Journal of Innovation and Technology Management 02, no. 01 (2005): 19–31. http://dx.doi.org/10.1142/s0219877005000368.

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This paper discusses the economic growth and technological change of the Thai banking industry in relation to a post financial crisis, based on Schumpeter's economic development theory. It is argued that the structural changes of the Thai banking industry reflect Schumpeter's gales of creative destruction. The circumstance in which Thailand has to let the ailing banks and financial institutions go bankrupt and renew the process of growth through mergers and acquisitions represents an adjustment phase of an economy undergoing technological change. Using Porter's Competitive Forces Model, this p

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Glara, K. Thanga, and C. Eugine Franco. "A COMPARATIVE STUDY ON SATISFACTION OF CUSTOMERS OF PUBLIC SECTOR AND PRIVATE SECTOR BANKS TOWARDS E BANKING IN TIRUNELVELI DISTRICT." International Journal of Research -GRANTHAALAYAH 5, no. 5(SE) (2017): 53–62. http://dx.doi.org/10.29121/granthaalayah.v5.i5(se).2017.1967.

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The last two decades in the banking industry has seen many developments to face the competition among its competitors. Technology is one field that banking industry focuses on for this competition. Nowadays e-banking is the popular technology used by banks. E-banking is the outcome of technological innovations and competition. The customers’ satisfaction is also very important to face the challenges for the banks to cope up with other banks. Hence this paper focuses on the satisfaction level of customers towards e-banking services provided by Public and Private Sector banks in Tirunelveli Dist

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Tchernykh, S. "Risk Management in Banks." Voprosy Ekonomiki, no. 8 (August 20, 2004): 120–27. http://dx.doi.org/10.32609/0042-8736-2004-8-120-127.

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Problems of managing risks of partnership in banks taking into account the new Central Bank of Russia document "On Organization of Internal Control in Credit Organizations and Bank Groups" are considered in the article. It is pointed out that effective bank risk management including risks of partnership сan be realized only under condition of bona fide competition. Functioning of banks in competitive environment is impossible without risks, their monitoring allows to become competitive on the banking services market if various "black lists" and other unsound negative information leading to low

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Anisimova, Valeriya Yu, and Alexander S. Komisarov. "Innovations in the banking sector: challenges of 2020." Vestnik of Samara University. Economics and Management 11, no. 4 (2020): 12–19. http://dx.doi.org/10.18287/2542-0461-2020-11-4-12-19.

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In the article authors examines the current state of the banking system of the Russian Federation and the main trends in its development. This study analyzed the global payment services market in 2019, its potential and possible development directions. Changes related to the transformation of business models of the banking sector are considered and their comparative analysis is carried out. The classification of the main threats and challenges faced by the banking system in the context of COVID-19 was also carried out. Special attention is paid to the factors that have a significant impact on

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P, Manonmani, and Haridas R. "An empirical study on the consumer’s perception regarding the swot factors in indian banks." Journal of Management and Science 1, no. 4 (2013): 470–74. http://dx.doi.org/10.26524/jms.2013.52.

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The stiff competition and advent of new technological innovations in banking system has made the industry highly challenging and vulnerable to sustain the completion. It forces the service providers to meet or exceed the target customers‘ satisfaction with quality of services expected by them. It becomes imperative to thoroughly scan the environment in which the firm survives. Hence the present study attempted to understand the consumers‘ perception regarding the SWOT factors in the banking industry. The study concludes that the most prioritized factors among Strength and weakness being employ

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Moser, Florian. "Mobile Banking." International Journal of Bank Marketing 33, no. 2 (2015): 162–77. http://dx.doi.org/10.1108/ijbm-08-2013-0082.

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Purpose – Though Mobile Banking has raised high expectations in research and practice, it neither experienced broad adoption nor allows it banks to realize additional earnings yet. By analyzing the discourse in form of publications in research and practice as a proxy for the subsequent actual adoption, the purpose of this paper is to examine whether Mobile Banking is just a fashionable concept and whether academics or practitioners are leading the debate on Mobile Banking. Design/methodology/approach – On the basis of academic and practical Mobile Banking publications from the last 13 years, d

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Chitimira, Howard, and Elfas Torerai. "The Nexus between Mobile Money Regulation, Innovative Technology and the Promotion of Financial Inclusion in Zimbabwe." Potchefstroom Electronic Law Journal 24 (June 29, 2021): 1–33. http://dx.doi.org/10.17159/1727-3781/2021/v24i0a10739.

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The advent of mobile money innovations has given people in rural areas, informal settlements and other poor communities an opportunity to participate in Zimbabwe's mainstream financial economy. However, the technology-driven money services have presented some challenges to the traditional banking sector in general and the regulation of financial services in particular. Firstly, most mobile money services are products of telecommunication corporations, which are not banks. Telecommunication companies use their network reach to provide mobile money services via mobile devices at a cheaper cost t

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Hadad, Shahrazad, and Constantin Bratianu. "Dematerialization of banking products and services in the digital era." Management & Marketing. Challenges for the Knowledge Society 14, no. 3 (2019): 318–37. http://dx.doi.org/10.2478/mmcks-2019-0023.

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Abstract The primary purpose of this research is to present the evolution and current state of knowledge regarding the dematerialization of banking products and services in the digital age. The paper discusses the central issues regarding the dematerialization of money, the dematerialization of securities and the dematerialization of the contract, trends with direct impact on the possibility of dematerializing the products and services offered by banking institutions, by means of an investigative discourse and viewpoint into and over the shift from tangible to intangible monetary assets. It ma

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Qayyum, Abdul, and Sajawal Khan. "X-efficiency, Scale Economies, Technological Progress, and Competition: The Banking Sector in Pakistan." Pakistan Development Review 45, no. 4II (2006): 733–48. http://dx.doi.org/10.30541/v45i4iipp.733-748.

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The financial sector plays an important role in economic growth, and the banking sector as a part of the financial sector facilitates the economic activities in the capacity of an intermediary between lender and borrowers. That is why the researchers as well as the policy-makers have been concerned with the issue of banking sector efficiency. The banks transform their various inputs into multiple financial products, and the efficient way the banking sector transform these input into financial products may followed by macroeconomic stability [Ngalande (2003)]. It has also important role in effe

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Osore, Saleh Anyango, Dr Patrick Karanja Ngugi, Phd, and Dr Kennedy Ogollah, Phd. "INFLUENCE OF TECHNOLOGICAL ORIENTATION ON PERFORMANCE OF CONVENTIONAL AND ISLAMIC BANKING IN KENYA." Journal of Business and Strategic Management 5, no. 1 (2020): 1. http://dx.doi.org/10.47941/jbsm.366.

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Purpose: The research was done to establish the influence of technological orientation on performance of Conventional and Islamic banking in Kenya.Methododology: The study adopted a mixed methods research design based on descriptive, non-experimental and causal approaches. This study considered a census that targeted a population of all the forty three (43) commercial banks that were operational in Kenya as at 31st December 2016. The commercial banks also consist of Islamic banks which offer Shari’ah compliant products and services. This study used a questionnaire as the main instrument for pr

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Al-Omoush, Khaled Saleh, Mohammad Khalid Al Attar, Isam Hamad Saleh, and Ayman Abdalmajeed Alsmadi. "The drivers of E-banking entrepreneurship: an empirical study." International Journal of Bank Marketing 38, no. 2 (2019): 485–500. http://dx.doi.org/10.1108/ijbm-03-2019-0113.

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Purpose The purpose of this paper is to investigate the drivers of e-banking entrepreneurship. The impact of e-banking entrepreneurship on banks’ performance in the banking industry is also investigated. Design/methodology/approach A questionnaire was developed to collect data from 16 banks with a sample of 214 respondents. Structural equation modeling using PLS was conducted to analyze the data. Findings The results reveal a significant impact of top management support, organizational context, technological context and social capital on the degree of e-business entrepreneurship. The findings

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Santillán-Salgado, Roberto. "Banking concentration in the European Union during the last fifteen years." Panoeconomicus 58, no. 2 (2011): 245–66. http://dx.doi.org/10.2298/pan1102245s.

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The increase in the concentration of the banking industry across European Union countries during the last fifteen years can be explained in terms of: a) global factors, like the comprehensive adoption of technological innovations, the intensification of competition that has resulted from the deregulation of the financial sector and, more recently, as a consequence of the government interventions and forced acquisitions prompted by the 2007-2009 financial crisis; and, b) factors that have been specific to the E.U., in particular, the structural changes that took place in the region as a result

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Jimale, Hussein Diriye, and Dr Ndede, F. W. S. F. W. S. Ndede. "CREDIT RISK MANAGEMENT AND ACCESS TO BANKING SERVICES BY ISLAMIC BANKING CUSTOMERS IN KENYA." International Journal of Finance 2, no. 6 (2017): 75. http://dx.doi.org/10.47941/ijf.159.

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Purpose: This study sought was to assess the effect of credit risk management on access to banking services by Islamic banking customers in Kenya.Methodology: Descriptive research design was adopted. The target population for this study was 225 employees working in the head offices of the selected Islamic banks. Stratified sampling and simple random sampling were used in generating the sample. This study made use of primary data collected using structured questionnaires. The collected data was entered into the Statistical Program for Social Sciences for windows version 20 because of its abilit

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Mugane, Maurine, and Reuben Njuguna. "Mobile Banking Services with Financial Performance on Commercial Banks in Kenya." International Journal of Current Aspects 3, no. VI (2019): 176–92. http://dx.doi.org/10.35942/ijcab.v3ivi.84.

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The competition dimensions have changed following the adopting of various internet banking services that came about as a result of technological innovations such as the introduction of Automated Teller Machines (ATMs), phone banking Personal computer banking which were some of the first innovations of electronic finance. The main objective of this study was to establish the impact of mobile banking services on the financial performance of commercial banks in Kenya. The specific objectives guiding this study included to assess the influence of short message service (SMS) banking on the financia

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Tajudeen Kolapo, Funsho, Joseph Oluseye Mokuolu, Samuel Obafemi Dada, and Adeola Oluwakemi Adejayan. "Strategic marketing innovation and bank performance in Nigeria." Innovative Marketing 17, no. 1 (2021): 120–29. http://dx.doi.org/10.21511/im.17(1).2021.10.

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To survive in the ever-increasing competition in the financial market, commercial banks need successful innovative strategies. However, there is insufficient information on appropriate innovative strategies required by banks. Primary data were obtained through a structured questionnaire. It was distributed among 1,200 bank employees and 300 bank customers of all eight systematically important banks (Access, Diamond, Eco, First, GTB, Polaris, UBA and Zenith) out of 21 deposit money banks in Nigeria as of December 31, 2016 by random sampling and stratified sampling techniques. The data were fitt

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Dubinin, S. "The Modern Financial Conglomerates Competition." World Economy and International Relations 65, no. 8 (2021): 14–21. http://dx.doi.org/10.20542/0131-2227-2021-65-8-14-21.

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The national and worldwide financial markets were dramatically reorganized in the after financial crisis 2007–2009 years period. The financial systems development faced new macroeconomic environment. The financial conglomerates are actively competing on the financial markets in now day situation. The financial institutes’ competitiveness is determined more and more by the factor of financial innovations on the information technology base. And the competition is escalating. This is the result of the IT companies, eCommerce firm’s invasion in the financial area. They are using the marketplace, i

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Winnefeld, Christoph H., and Anja Permantier. "FinTech - The digital (R)Evolution in the German Banking Sector?" Business and Management Research 6, no. 3 (2017): 65. http://dx.doi.org/10.5430/bmr.v6n3p65.

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During the last years, the German banking sector has faced major changes due to significant progress in the technological sector and hence an increased digitalization in many areas. Changing consumer behavior and customer needs force credit institutions to adjust to these developments in order to maintain their competitiveness. An enlarged number of new financial technology (FinTech) corporations started providing financial services comparable to the ones conventional banks offer. In this context, especially the topic of robo-advice is becoming more and more relevant. Robo-advisors can be defi

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Gribincea, Alexandru, and Corina Gribincea. "The Market of International Banking Services and their Implications on the Economy of the Republic of Moldova." Історико-політичні проблеми сучасного світу, no. 37-38 (December 12, 2018): 71–79. http://dx.doi.org/10.31861/mhpi2018.37-38.71-79.

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By progressing technological and scientific revolution it enters in various fields of the economy. The banking sector is able to compete with large high-tech companies, online banks ensuring effective and inexpensive communication with customers. The banking sector in the future will compete with large high-tech companies such as Facebook or Amazon, considering online banks on the forefront of the competitive fight due to efficient interaction with the customers and lower costs. The main difference between online banks and traditional is the absence of large office network: interaction with cu

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Крюков, Павел, Pavel Kryukov, Валентина Крюкова, and Valentina Kryukova. "The Evolution of the System of Management of Business Processes in Credit Institutions." Bulletin of Kemerovo State University. Series: Political, Sociological and Economic sciences 2019, no. 1 (2019): 106–12. http://dx.doi.org/10.21603/2500-3372-2019-4-1-106-112.

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The paper features the main trends in the technological development of the banking industry in the Russian Federation. The tendencies determine the prospects of structural changes in the banking sector at the basic level in the near future. The article describes the probable consequences of intensive introduction of technological innovations in traditional banking from the point of view of changes in infrastructure on a national scale. It includes a review of new financial technologies in the banking industry, reflecting the evolution of the business process management system in credit institu

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Omarini, Anna Eugenia. "Fintech and the Future of the Payment Landscape: The Mobile Wallet Ecosystem - A Challenge for Retail Banks?" International Journal of Financial Research 9, no. 4 (2018): 97. http://dx.doi.org/10.5430/ijfr.v9n4p97.

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Technological innovation, recent regulatory initiatives and mass consumers’ changing expectations are quickly re-shaping the payments’ sector, paving the way to a more open environment where even non-banking players see a huge opportunity to gain momentum and disrupt the incumbents, namely the financial institutions. Fintech startups, high-tech firms but also mobile network operators are indeed challenging the status quo with their innovative propositions, trying to disintermediate banks from their traditional function of payment service providers. In the payments market, mobile wallets repres

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Ansong, David, Gina Chowa, and Bernice Korkor Adjabeng. "Spatial analysis of the distribution and determinants of bank branch presence in Ghana." International Journal of Bank Marketing 33, no. 3 (2015): 201–22. http://dx.doi.org/10.1108/ijbm-09-2013-0103.

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Purpose – Expanding access to financial services for the 70 percent of Ghanaians who are unbanked is critical. Bank branches have been the primary channel for financial service delivery, but this may be changing because of technological innovations. Analysts believe branch-based banking still has a role in promoting financial inclusion. The purpose of this paper is to examine the pattern of bank branch presence across rural and urban Ghana; the disparities in the spatial distribution of domestic, foreign, and rural and community bank branches; and the district level characteristics associated

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Mugambi, Makena, and Godfrey M. Kinyua. "Role of Innovation Capability on firm performance in the context of Commercial Banks in Nairobi City County, Kenya." International Journal of Current Aspects in Finance, Banking and Accounting 2, no. 3 (2020): 14–23. http://dx.doi.org/10.35942/ijcfa.v2i3.146.

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The Kenyan banking industry is characterized by increased environmental dynamism brought about by rapid technological development, customer sophistication and regulations. The achievement and sustenance of competitive advantage is important as any organization that does not gain and sustain this may not survive. In order for an organization to remain relevant, it must be able to leverage on innovation capability for effective adaptation to changes in the environment. This study therefore sought to assess the influence of innovation capability on performance of Commercial Banks in Nairobi City

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Alan, Alev Kocak, Ebru Tumer Kabadayi, Selen Bakis, Yesim Can, and Melih Can Sekerin. "Generating and Assessing Consumer’s Innovation Adoption through Consumer Innovativeness, Innovation Characteristics and Perceived Brand Innovativeness." International Journal of Marketing Studies 9, no. 6 (2017): 68. http://dx.doi.org/10.5539/ijms.v9n6p68.

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Concerning the digitalism, globalization and competition; offering innovative products or services starts to become a critical issue for banks. Banks adapt its technological infrastructure for mobile banking applications to serve in more efficient and valuable way to their existing and potential customers. Unlike with the western countries, mobile technologies usage in developing countries have skipped lots of steps and become so popular. So for, one of the emerging market was chosen for the data collection and data were collected via internet survey with 451 participants. The effects of innov

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S, Vinay. "Application Of Technology Acceptance Model Of Unified Payment Interface Services Adoption In Mysuru City: An Exploratory Study." Restaurant Business 118, no. 6 (2019): 25–35. http://dx.doi.org/10.26643/rb.v118i6.7235.

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Continuous development of technological innovations especially in the banking sector have stirred competition which has changed the way businesses operate resulting in the introduction of Unified Interface Payment (UPI) services. This study was conducted in order to analyse the adoption of UPI services through Technology Acceptance Model (TAM) in Mysuru. Objectives of study were framed to determine the demographic factors that influence the practices of UPI by the customers, to examine the role of banks in integrating UPI services and products and to assess the various security issues affectin

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Mburu, Irene Muthoni, Lucy Wamugo Mwangi, and Stephen M. A. Muathe. "Credit Management Practices and Loan Performance: Empirical Evidence from Commercial Banks in Kenya." International Journal of Current Aspects in Finance, Banking and Accounting 2, no. 1 (2020): 51–63. http://dx.doi.org/10.35942/ijcfa.v2i1.105.

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Commercial banks in Kenya as per the World Bank report were recording higher non-performance in loans over the study period than the standard globally in spite of Kenya having the most stable and developed banking system in East and Central Africa region. Commercial banks non-performing loans for five years from 2015 to 2018 averaged eleven percent which was higher than the recommended rate of one percent. In Kenya, commercial banks’ non-performing loans remain higher than the recommended rate which could be due to inadequate credit management practices. The study therefore aimed at examining

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كامل مجيد, حيدر, та أ. د. وحيدة جبر المنشد. "واقع وسائل الدفع الالكترونية في العراق للمدة ( 2010 – 2018)". Iraqi Journal For Economic Sciences 2021, № 69 (2021): 38–66. http://dx.doi.org/10.31272/ijes2021.69.3.

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The recent technological developments and innovations that have taken place at the international level have led to a revolution in the world of information and communications, and this is one of the most important features of the modern era that affected society and individuals began to deal on its basis because it harnesses modern technologies to give individuals new options that reduce time and effort and reduce the cost, and thus what I produce This development affected various economic, legal, social and cultural sectors, and since the banking sector is one of the most important economic s

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Vardomatskya, Ludmila, Valentina Kuznetsova, and Vladimir Plotnikov. "The financial technologies transformation in the digital economy." E3S Web of Conferences 244 (2021): 10046. http://dx.doi.org/10.1051/e3sconf/202124410046.

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The fourth industrial revolution is changing the technological face of the economy. Digital technologies are especially widespread in it. They affect all areas of the economy. These changes require in-depth research. The purpose of the article is to analyze financial technologies considered as a factor in the development of the financial sector in the digital economy. To achieve this goal, methods of institutional, retrospective and comparative analysis, modeling and forecasting were used. As a result of the research, theoretical approaches to the study of digital financial technologies have b

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Dziubliuk, Oleksandr. "The role of the banking system in the innovative development of economy." Herald of Ternopil National Economic University, no. 1(91) (January 1, 2019): 81–101. http://dx.doi.org/10.35774/visnyk2019.01.081.

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The article gives a rationale for rebuilding the country’s innovation capacity as a key task of the current economic policy of the state, since it is the use of innovations that is extremely important for successful business activity and for obtaining competitive advantages in the world market. The subject matter of the study is the role of banking system, whose lending activity can serve as a powerful source for funding innovation, which, in turn, is seen as a key driver for investment and economic growth. The purpose of the research paper is to substantiate the appropriate theoretical and me

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Kahunyo, Margaret Nyakio, and Paul Waithaka. "Change Management Practices and Performance: A Case of Commercial Banks in Nyeri County, Kenya." International Journal of Current Aspects 3, no. VI (2019): 101–23. http://dx.doi.org/10.35942/ijcab.v3ivi.81.

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Over the past half-decade, a lot of change has been experienced in the banking sector. This ranges from regulatory reforms, technological shifts especially on mobile and internet banking, intensified financial innovations, internalization and heightened competition from other players. Although some banks may have recorded good performance in the period under assessment, most of the commercial banks have recorded dwindling performance. This study was interested in determining the effect of change management practices on performance of commercial banks in Nyeri County, Kenya. Specifically, the s

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Bykovskaya, Yekaterina N., Yuliya N. Kafiyatullina, and Gocha P. Kharchilava. "Analysis of Sources and Mechanisms of Financing Innovative Activity in the Conditions of Digital Economy." Level of Life of the Population of the Regions of Russia 16, no. 2 (2020): 36–41. http://dx.doi.org/10.19181/lsprr/2020.16.2.3.

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The Object of the Study. Innovative activity The Subject of the Study. Sources of financing innovation The Purpose of the Study is identifying of optimal sources of innovation in the digital economy. The Main Provisions of the Article. The most important elements of a system that ensures the smooth functioning of the innovation process are the sources and mechanisms of financing technological innovation. At the present stage of development, such an adequate and effective holistic system in the Russian Federation has not been created. The key conditions for creating a favorable economic environ

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Ahmad, Syed Magfur, and Abdullah Al Mamun. "Opportunities of Islamic FinTech: The Case of Bangladesh and Turkey." CenRaPS Journal of Social Sciences 2, no. 3 (2020): 412–26. http://dx.doi.org/10.46291/cenraps.v2i3.39.

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This paper aims to study Islamic fintech operations in Bangladesh and Turkey. FinTech is now extensively used in different countries around the world. It is known to be financial products of the twenty-first century. Fintech applications are using pervasively in the different Islamic finance operating systems. Turkey and Bangladesh emphasized more in fintech after the 2008 global financial crisis. Both countries banks prioritized in their regulations and compliance with innovation. The rise of Islamic Fintech in Turkey and Bangladesh started with the main banking applications. The use of shari

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Nowak, Kazimierz. "Problematyka globalizacji działalności sektora bankowego w edukacji szkolnej." Przedsiębiorczość - Edukacja 2 (January 1, 2006): 256–61. http://dx.doi.org/10.24917/20833296.2.28.

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In the era when economy is acquiring more international character, the world market, so far a collection of national and international markets, is becoming a global market of particular products. Individual countries are becoming less important, whereas international companies are gaining more significance, being more difficult to control including the control of the national public authorities. Globalisation, understood as a progressing internalisation of economic activity or as a closer uniting of national economies, consists of various and complex processes and issues. The development of gl

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Evdokimova, Yuliya Viktorovna, and Olga Vladimirovna Shinkareva. "World fintech: main trends." Mezhdunarodnaja jekonomika (The World Economics), no. 1 (January 1, 2021): 14–26. http://dx.doi.org/10.33920/vne-04-2101-02.

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Recently, digital technologies in the fi nancial sector have been actively developing. The pandemic of a new coronavirus infection COVID-19 only spurred this process. The result of these events was the structural transformation of the global fi nancial services market, which is the object of this study. The subject of the study is the processes taking place in this market as a result of its digital transformation and the development of fi nancial technologies. Analysis, synthesis, induction, deduction were used as research methods. The multidisciplinary nature of the study should be noted due

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Naumenkova, Svitlana, Svitlana Mishchenko, and Dmytro Dorofeiev. "WORLD EXPERIENCE OF INSTITUTIONALIZATION OF INNOVATIVE PROCESS MANAGEMENT IN THE BANKING SYSTEM." Economic scope, 2020. http://dx.doi.org/10.32782/2224-6282/163-22.

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Peculiarities of formation and improvement of institutional bases and principals of management, regulation and supervision of innovation processes by state regulators of financial markets and international financial organizations in the banking sector of the leading countries of the world are investigated. The role, main tasks and functions and principals of supranational and national regulators in the field of regulatory, managerial, organizational, informational, technological and financial innovations in the financial services market of the leading countries of the world are determined. The

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R., Vedapradha, and Hariharan Ravi. "Innovation in banking: fusion of artificial intelligence and blockchain." Asia Pacific Journal of Innovation and Entrepreneurship ahead-of-print, ahead-of-print (2021). http://dx.doi.org/10.1108/apjie-09-2020-0142.

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Purpose This study aims to analyze the importance of disruptive technological innovations on qualitative service delivery and their impact on the investment banks’ employee performance. Design/methodology/approach The cluster sampling method has been used to collect the primary data from the 250 respondents from foreign investment banks. Variables used are employee performance, service delivery, technology, security, operations, strategy and quality through chi-square, linear stepwise multiple regression analysis and correlation. Findings Storage network, operating cost, client reporting, clou

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Yamaoka, Hiromi. "The Future of Central Banking." Accounting, Economics, and Law: A Convivium, September 26, 2019. http://dx.doi.org/10.1515/ael-2019-0003.

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Abstract Compared to the history of money and banking, the history of central banking is fairly brief and has been influenced by the development of modern nation states, by the economic environment and by technological advances. Accordingly, on-going innovations in digital technologies and the globalization of the economy are expected to have significant impacts on central banking in the future. Since all the core activities of central banking, such as the issuance of money, the operation of settlement systems, its function as lender of last resort and its monetary policy, are based upon “trus

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Bestman, A. E., and Gwarah, Patience Nuka. "Technological Changes and Organizational Growth in Deposit Money Banks in Rivers State, Nigeria." Asian Journal of Economics, Business and Accounting, February 4, 2021, 55–63. http://dx.doi.org/10.9734/ajeba/2021/v21i130339.

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This study examined the relationship between technological changes and organizational growth in deposit money banks in Rivers State. The study adopted the cross-sectional survey design to elicit response from staff of the identified deposit money banks in Rivers State. Primary data was collected using self-administered questionnaire. The population of the study comprised all the 16 deposit money banks in Port Harcourt. Using a multi-stage sampling technique, 96 staff were selected as the sample of the study. Since the banks had few permanent staff, convenient and census frame were adopted to d

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Zulfikar. "Challenges of Islamic Banking in Indonesia in Developing Products." Journal of Management Theory and Practice (JMTP), October 28, 2020, 35–42. http://dx.doi.org/10.37231/jmtp.2020.1.3.55.

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The purpose of this research is to explain what are the challenges that have been faced and will be faced by Islamic banking in Indonesia to produce Islamic banking products to compete with conventional banking. Islamic banking product innovation that must be carried out by the Islamic banking industry is following the policy directions that have taken determined by Bank Indonesia. In conducting product innovation, the Islamic banking industry must be smart to take advantage of opportunities technological development by providing ICT-based products, so that more people are interested. Product

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Gavrilko, Tetiana, and Karina Skripnik. "QUALITY OF BANKING PRODUCTS: FACTORS OF INFLUENCE." Herald UNU. International Economic Relations And World Economy, no. 36 (2021). http://dx.doi.org/10.32782/2413-9971/2021-36-9.

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The article presents the impact on the quality of banking products of internal and external factors in terms of the need to strengthen the customer orientation of banking activities based on innovative technological decisions. The state of the banking system of Ukraine in a pandemic is analysed and the necessity of banks to find new opportunities to ensure a high level of quality of their products, both traditional and innovative, taking into account the peculiarities of modern world trends. The essence of the concepts "banking product" and "quality of a banking product" is studied. The expedi

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Mariia Lutsyk. "THE OPPORTUNITIES AND BENEFITS OF OPEN BANKING IMPLEMENTATION." European Cooperation 4, no. 48 (2020). http://dx.doi.org/10.32070/ec.v4i48.103.

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The technological innovations help improve and develop online payments, including digital wallets, P2P payments, and e-commerce payments through existing e-banking infrastructure. Privacy issues prevent data owners to share them outside their institutions for fear of fraud and abuse. Open banking can help maximize customer benefits through data sharing and deeper collaboration between financial institutions. All companies providing payment services in the European Economic Area must comply with the PSD2 account access requirements. PD2 regulates that third-party PSPs have the right to access a

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Markova, Olga Mikhailovna, and Elena Borisovna Starodubtseva. "DIGITAL TRANSFORMATION OF THE WORLD ECONOMY." Vestnik of Astrakhan State Technical University. Series: Economics, June 25, 2018, 7–15. http://dx.doi.org/10.24143/2073-5537-2018-2-7-15.

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In modern conditions the role of digitalization which is becoming the main factor of the development of the world economy, is growing significantly, as the competitiveness of individual countries is determined by the level of implementation of innovative banking technologies as a tool for creating digital financial ecosystems. At the same time, there are considered key indicators of bank customers activities related to Internet access and infrastructure development opportunities, the consumer demand for digital technologies, the specific application of legislative norms in this area, the devel

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"Status of Financial Inclusion in India, Persisting Challenges and Way Forward." International Journal of Recent Technology and Engineering 8, no. 2S10 (2019): 268–72. http://dx.doi.org/10.35940/ijrte.b1045.0982s1019.

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Financial inclusion is a critical pillar of development and has been a major policy thrust for the Indian Government over the decades. However some of the major policy impetuses were received the last one decade resulting in some of the biggest policy interventions for financial inclusion in the world. Pradhan Mantri Jan Dhan Yojana, Direct Benefit Transfer under Digital Banking and Aadhar has been significant interventions in this area. Despite these and several areas policy measures as well as technological innovations adopted by RBI and banking sector, even though encouraging, is much less

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A., Mahesh, and Ganesh Bhat. "Digital Payment Service in India - A Case Study of Unified Payment Interface." International Journal of Case Studies in Business, IT, and Education, June 30, 2021, 256–65. http://dx.doi.org/10.47992/ijcsbe.2581.6942.0114.

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Purpose: The Indian Banking sector is striving hard to popularise digital payments and has gained momentum after demonetization and digital India initiatives. To facilitate digital payments, “National Payment Corporation of India (NPCI)” launched the “Unified Payment Interface (UPI)”, which is an amazing, revamped, and cost-effective breakthrough for enabling digital payment services for all. Proliferation of smartphones, technological innovations, and effective internet communications has signified the usage of mobile payment facility for smartphone users, financial institutions and particula

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Krueger, Malte. "Offshore E-money issuers and monetary policy (originally published in October 2001)." First Monday, December 5, 2005. http://dx.doi.org/10.5210/fm.v0i0.1513.

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This paper is included in the First Monday Special Issue #3: Internet banking, e-money, and Internet gift economies, published in December 2005. Special Issue editor Mark A. Fox asked authors to submit additional comments regarding their articles. E-money four years later In the late 1990s, there was a lively debate about the implications of the newly emerging e-money on the ability of central banks to control monetary aggregates.[1] What caught the imagination of many observers was not so much the fact that new types of money were electronic. Rather, it was the potential that new forms of mon

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