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Journal articles on the topic 'Banks Proximity'

Author: Grafiati

Published: 10 March 2023

Last updated: 31 July 2025

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1

Harrington, J. W. "Determinants of Bilateral Operations of Canadian and US Commercial Banks." Environment and Planning A: Economy and Space 24, no. 1 (1992): 137–51. http://dx.doi.org/10.1068/a240137.

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The size of parent bank has been found to be the chief determinant of commercial banks' foreign operations. A framework is developed for explaining this, as well as other aspects of the source, nature, host country, and subnational location of foreign-owned and foreign-affiliated bank offices. In the Canada-US context, the posited relationships are complicated by the two economies' proximity and intensive interaction, and by regulatory changes within and between the countries. The paper refers to published data and personal interviews to note the influence that proximity, ultimate ownership, a

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2

Prashad, Anjali. "Regulatory Arbitrage and Presence of Foreign Banks: Evidence from the Indian Banking Sector." Global Journal of Emerging Market Economies 12, no. 3 (2020): 303–34. http://dx.doi.org/10.1177/0974910120961571.

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Presence of a heterogeneous banking system across countries provides opportunities for cross-border banks to indulge in activities of regulatory arbitrage. This article attempts to investigate whether regulatory arbitrage induces the presence of foreign banks in India. Using relevant country-level data on various aspects of banking regulations, we conduct a series of panel regressions to examine the effect of cross-country gap in banking regulations on foreign banks’ presence in India. We find regulatory arbitrage as significantly determining foreign banks’ presence in India, after controlling

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3

Van der Westhuizen, Gerhardus. "Bank Productivity And Sources Of Efficiency Change: A Case Of The Four Largest Banks In South Africa." International Business & Economics Research Journal (IBER) 12, no. 2 (2013): 127. http://dx.doi.org/10.19030/iber.v12i2.7625.

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The Malmquist productivity index was utilised to estimate the total factor productivity and productivity change of the four largest banks in South Africa for the period 1994 to 2010. Total factor productivity change can be decomposed into efficiency change and technological change, which allow for determining the sources of total factor productivity change. Various changes in the South African banking scene impacted on the average productivity of the banks. The four banks experienced, on average, regress in total factor productivity as well as regress in technological change, the latter indica

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Pulumo, Salminah, and Leroi Raputsoane. "The accuracy of professional forecasts and monetary policy in an emerging country." Journal of Governance and Regulation 5, no. 4 (2016): 61–67. http://dx.doi.org/10.22495/jgr_v5_i4_p5.

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This paper analyses the accuracy of professional forecasts of monetary policy interest rate decisions in South Africa since 2008. This is achieved by examining the dissimilarity between the professional forecasts of monetary policy stance and the realised monetary policy interest rate on the basis of proximity, temporal structure and sensitivity to forecast horizon. The results show that the forecasts of South African insurance companies and international banks are closest to the realised monetary policy interest rate on average based on proximity, while the forecasts of South African banks an

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Benning, Joseph F. "Following the Dirty Money: Does Bank Reporting of Suspicious Activity Pose a Threat to Drug Dealers?" Criminal Justice Policy Review 13, no. 4 (2002): 337–55. http://dx.doi.org/10.1177/088740302237803.

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This article examines implementation of newregulations designed to suppress, detect, and prosecute money laundering. The new regulations require banks to report suspicions of client money laundering to the federal government. Previously, banks were simply required to report all cash transactions greater than $10,000. This article explores the new regime’s likely efficacy using ordinary least squares regression to test the significance of narcotics trafficking on state-level variation in bank suspicious activity reports, controlling for the general level of crime, economic indicators, populatio

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Lemonnier, Mariola. "Ogólna charakterystyka banków spółdzielczych we Francji." PRAWO i WIĘŹ, no. 1 (44) (April 20, 2023): 113–33. https://doi.org/10.36128/priw.vi44.652.

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The subject of the article is cooperative banking in France, taking into account the specific regulation of this type of banking. The article presents the elements of the history of the creation of cooperative banks in France, the legal basis for the operation of cooperative banks and the specific features that allowed cooperative banks in France to develop significantly. Many factors influenced the position of cooperative banks, among them the factors of historical grounding on the market, flexibility of banking, modernization and adaptation to the national economic policy can be distinguishe

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P.R.Ramakrishnan and Rao K.Prashanth. "A Comparative Study of Financial Performance of Urban Cooperative Banks in Belgaum District, Karnataka." Shanlax International Journal of Management 6, no. 2 (2018): 11–22. https://doi.org/10.5281/zenodo.1473308.

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The Cooperative movement in India is one of the oldest in the world. It dates back to pre-independence days.  The earliest of cooperatives can be traced to Conjeevaram in the erstwhile Madras presidency, British India, more than a century ago.  Cooperative banks have made significant contributions to the Indian Financial System in its own might.  Karnataka has been a leading contributor to the cooperative movement in India.  Many cooperative banks have been operating from different places in the state.  The deposit base of these banks in the state has clocked almost Rs

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Malini, Helma. "Sharia Banks Integration and Diversification in Asian and Middle East Countries." SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS 3, no. 4 (2020): 315. http://dx.doi.org/10.29259/sijdeb.v3i4.315-328.

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The growth of Sharia Banking in Indonesia shows that Sharia banking in Indonesia is not only an international hub for Sharia banking in other regions but also as a place for investors to diversify investment portfolios other than conventional banking. The certainty of Sharia banking in term of stability makes Sharia Banking in Indonesia connected to one another. However, opportunities for portfolio diversification to Sharia banks in this case; Indonesia, Malaysia, India, Qatar, Bahrain and Japan are in questioned on whether there is integration between Sharia banking in those region and whethe

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Migueis, Marco, and Sydney Peirce. "Effect of the GSIB surcharge on the systemic risk posed by the activities of GSIBs." Finance and Economics Discussion Series, no. 2025-029 (April 2025): 1. https://doi.org/10.17016/feds.2025.029.

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This study assesses whether the introduction of the GSIB surcharge requirement resulted in GSIBs reducing the systemic risk posed by their activities. We find limited evidence of GSIBs managing their activities to avoid increases in their surcharges. For a sample of international banks, proximity to surcharge thresholds is associated to a decrease in the growth of intra-financial system liabilities, underwriting activities, and holdings of trading and available-for-sale securities. In the case of US GSIBs and the method 2 GSIB surcharge, we find some association between proximity to surcharge

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Mulyatna, Lili, Yonik Meilawati Yustiani, Reyhan Reiyana Andisa, Raja Faisal Ramadhan, and Diny Hidayanti. "SUSTAINABILITY ANALYSIS OF THE APPLICATION OF WASTE BANK IN ELEMENTARY SCHOOL WITH A MULTIDIMENSIONAL SCALING APPROACH." Volume 5 No. 2 September 2021 5, no. 2 (2021): 103–10. http://dx.doi.org/10.23969/jcbeem.v5i2.4535.

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Waste banks are one of the waste management that have the potential to reduce the burden of waste in the final processing site. Until now, there is a large amount of waste banks to accommodate waste from the surrounding environment. Bandung, as a city that experienced a waste emergency in 2005, has encouraged its citizens to operate waste banks, both school scale, neighborhood and for a larger scope. Bandung City Government also cooperates with several waste banks to conduct several programs with the aim to increase public awareness of environmental cleanliness. Waste banks that have been buil

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B., Asianuba Ifeoma, and Ubom Nsikakobong A. "DEVELOPMENT OF AN EMERGENCY WEB-BASED BLOOD BANK DONOR SYSTEM." European Journal of Engineering and Technology 9, no. 3 (2021): 1–11. https://doi.org/10.5281/zenodo.11398778.

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Hospitals and blood banks provide blood, receive blood from willing donors, store the bloodand make it available for use in the event of an emergency. The problems envisaged in thisprocess include; accessing safe blood in an emergency situation and finding a donor who is inclose proximity and willing to donate blood. The development of an Emergency Web-basedBlood Bank Donor System is capable of synchronizing communication between blood donors,recipients, hospitals, and/or blood banks. The application provides registered users access torequest for blood, search for nearby hospitals/blood banks,

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Adams, Robert M., Kenneth P. Brevoort, and John C. Driscoll. "Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending." Finance and Economics Discussion Series 2021, no. 009 (2021): 1–43. http://dx.doi.org/10.17016/feds.2021.011.

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Has information technology improved small businesses' access to credit by hardening the information used in loan underwriting and reducing the importance of proximity to lenders? Previous research, pointing to increasing average lending distances, suggests that it has. But this conclusion can obscure differences across loans and lenders. Using over 20 years of Community Reinvestment Act data on small business lending, we find that while average distances have increased substantially, distances at individual banks remain unchanged. Instead, average distance has increased because a small group o

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Di Battista, Maria Luisa, Laura Nieri, Marina Resta, and Alessandra Tanda. "Does Board Collective Suitability Affect Performance and Risk? Evidence from European Banks." International Journal of Economics and Finance 14, no. 2 (2022): 1. http://dx.doi.org/10.5539/ijef.v14n2p1.

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This paper analyzes the features of the boards of large listed European banks and their degree of &ldquo;collective suitability&rdquo; as formalized by the Capital Requirements Directives (CRD4) and evaluates whether closer proximity to the collective suitability regulatory paradigm affects banks&rsquo; performance, risk and risk-adjusted performance. We leverage Self-Organizing Maps (SOMs) to analyze board features and suitability (i.e. competence, diversity, independence and time commitment) jointly as a multifaceted, non-linear combination of all board variables, rather than eva

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Ho, Cynthia Sin Tian, and Björn Berggren. "The effect of bank branch closures on new firm formation: the Swedish case." Annals of Regional Science 65, no. 2 (2020): 319–50. http://dx.doi.org/10.1007/s00168-020-00986-4.

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Abstract In this paper, the effect of local bank branch closures on new firm formation in Sweden is analysed using a panel database that captures the geographical locations of all Swedish bank branches in 2007 and 2013. The previous research has shown that the further a firm is located away from the bank, the higher the monitoring costs will be for the banks. Furthermore, an increase in the distance to the banks will also increase information asymmetry because of the banks’ eroded ability to collect and analyse soft information. Due to the high risks associated with the lack of information and

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Datlof, Erin M., Anthony S. Amend, Kamala Earl, et al. "Uncovering unseen fungal diversity from plant DNA banks." PeerJ 5 (August 28, 2017): e3730. http://dx.doi.org/10.7717/peerj.3730.

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Throughout the world DNA banks are used as storage repositories for genetic diversity of organisms ranging from plants to insects to mammals. Designed to preserve the genetic information for organisms of interest, these banks also indirectly preserve organisms’ associated microbiomes, including fungi associated with plant tissues. Studies of fungal biodiversity lag far behind those of macroorganisms, such as plants, and estimates of global fungal richness are still widely debated. Utilizing previously collected specimens to study patterns of fungal diversity could significantly increase our un

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Boitan, Alina, and Wafaa Shabban. "Sustainable, Values-based Banking Model – Clustering Procedure for assessing its Convergence Pattern across European Banks Iustina." Athens Journal of Law 10, no. 3 (2024): 287–304. http://dx.doi.org/10.30958/ajl.10-3-2.

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The paper subscribes to the strand of literature dedicated to sustainable banking, which represents a major shift from the conventional banking business model. At the core of the business mission and strategy lies the strong commitment of not only achieving profit, but also long-lasting, sustainable social and environmental impacts. The aim of the paper is to uncover whether financial institutions that have consolidated their mission, vision, environmental and societal involvement, as well as regular activity as a sustainable bank (and hence share the same active commitment on sustainable fina

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Fellner, Zita, and Anna Marosi. "Does the Past Haunt Us No More? How Proximity to Foreign Currency Lending Experience Affects Trust in the Banking System and Financial Literacy." Financial and Economic Review 21, no. 2 (2022): 37–65. http://dx.doi.org/10.33893/fer.21.2.37.

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While FX lending is often the focus of analyses on non-performing loans and postcrisis debt relief measures, its effect on debtors’ subsequent behaviour and attitudes has been addressed to a far lesser extent in the research in recent years. In our study, we seek to fill this gap by examining the effect of proximity to foreign currency lending experience on an individual’s trust in the banking system, and financial literacy. For our study, we relied on data from a CATI survey conducted on behalf of the MNB, the central bank of Hungary, in September 2021. The sample of 1,001 respondents represe

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Mai, Muhamad Umar, Kristianingsih Kristianingsih, and Neneng Dahtiah. "Sharia Board Characteristics, Macroeconomic Factors, and Non-performing Financing of Indonesian Islamic banks." Muqtasid: Jurnal Ekonomi dan Perbankan Syariah 14, no. 2 (2024): 148–64. http://dx.doi.org/10.18326/muqtasid.v14i2.148-164.

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This study examines the impact of Islamic board characteristics (SB) and macroeconomic factors on the Non-performing financing (NPF) of Islamic commercial banks (ICB). The sample of this study consisted of 14 ICBs in Indonesia from 2010 to 2021. In this study, data estimation used a one-step GMM System model. SB features such as SB Size and SB Woman were found to have a detrimental impact on NPF. GDP per capita, for example, negatively affects NPF, while inflation has a positive impact. However, this study could not show the impact of SB characteristics such as expertise and proximity of SB to

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Romdhane, Syrine Ben. "IMPACT OF INFORMATION TECHNOLOGY AND DIGITALIZATION ON BANKING STRATEGY PRE-COVID-19, CHALLENGES IN THE COVID ERA AND POST-COVID STAKES." International Journal of Accounting & Finance Review 6, no. 2 (2021): 60–73. http://dx.doi.org/10.46281/ijafr.v6i2.1068.

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The spread of information technology and the digitalization of financial services raise a range of theoretical questions as the structures of the banking industry undergo change. This change has intensified with the impact of the COVID-19 pandemic which is already being observed. The purpose of this study is therefore threefold: (1) to analyze the impact of IT and the digitalization of financial services on the strategy and functioning of the pre-COVID-19 banking sector; (2) to study the challenges banks are facing in the COVID era in managing the crisis, and (3) to highlight post-COVID stakes

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Ukoha, I. I., E. E. Osuji, B. I. Okwudili, and I. Oshaji. "A Decipherment of Loan Approval Intensity for smallholder Female farmers and Their Determinants by Microfinance Banks in South-East Nigeria." International Journal For Academic Research and Development 2, no. 1 (2020): 35–45. https://doi.org/10.5281/zenodo.6640516.

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Microfinance banks in Nigeria have developed tremendously in the recent times. Despite the fact that it is universally considered as an essential development tool for peasant farmers in breaking the vicious cycle of poverty, the intensity of loan approvals for smallholder farmers remains an issue of debate for Agricultural policy makers. This paper presents a methodological framework for measuring the sampling procedures in the selection of 180 respondents for the study. Data collected were analysed using the loan approval intensity model (LAI) and the the ordinary least square multiple regres

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Panahi, Saeed, Seyyed Hamid Joushghani, and Sayyed BaratAli Naqavi. "The Model of Social Responsibility of Islamic Banks." International Journal of Multicultural and Multireligious Understanding 11, no. 5 (2024): 24. http://dx.doi.org/10.18415/ijmmu.v11i5.5773.

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Islamic banks, in addition to their "specialized duties", also have "social responsibilities". In economic and managerial literature, this is interpreted as "Corporate Social Responsibility" (CSR), which is a set of benevolent duties arising from the divine and voluntary will that has been determined in the structure of serving the Islamic and human community for Islamic banks. In the Islamic perspective, the responsibility of banks goes beyond the level of shareholder profitability and encompasses the realm of public interest and welfare. Welfare includes both worldly interests and salvation

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N., Antonovskaya G., Ngo Thi Lu, Kapustian N. K., et al. "Special approaches of engineering-geophysical operations at high level of industrial noise." Tạp chí Khoa học và Công nghệ biển 17, no. 4B (2017): 58–67. http://dx.doi.org/10.15625/1859-3097/17/4b/12993.

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The capabilities of the complex of seismic methods, which are suitable for inspecting of large strategic objects are presented. In this paper next tasks for the dam investigation and the upper part of the section of its area were considered: probing of the construction state of the dam; characterization of the dam connection to the river banks; identification of possible tears in the proximity of a day surface; identification of possible soil state changes that are caused by technogenic-originating impact or geologic processes.

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Kanyamuna, Vincent. "Lived Experiences of Multi-Banked Bank Account Holders with a focus on Banks at Manda Hill Mall Lusaka, Zambia." Advances in Social Sciences Research Journal 7, no. 6 (2020): 208–23. http://dx.doi.org/10.14738/assrj.76.8386.

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Multi-banking among bank account holders is a trend that has been on the rise in the recent past. Even though most banks provide similar services, like money transfer, deposits, loans, safety vault keeping, insurance and other services, it is seen that consumers have preference to certain specific banks. The purpose of this study was to assess the lived experiences of multi-banked bank account holders at Manda Hill Mall Lusaka, Zambia. Data was generated from seven purposively sampled multi-banked account holders using; in-depth interviews, focus group discussions, informal discussions and obs

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Wanga, Meiqi, Yidong Sun, and Zhe Wu. "Research on the Protection and Utilisation Design Strategy of Hangzhou Traditional Villages on “Three Rivers and Two Banks” from the Perspective of Clusters." SHS Web of Conferences 179 (2023): 04003. http://dx.doi.org/10.1051/shsconf/202317904003.

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At the beginning of 2023, Hangzhou launched the "Poetry Road Culture - Three Rivers and Two Banks" Water Golden Tourism Line Project, aimed at revitalizing the countryside in the western part of Hangzhou and creating a model area of common wealth. This article integrates natural and cultural resources on "Three Rivers and Two Banks" in Hangzhou, using kernel density analysis, proximity analysis, and weighted spatial superposition analysis of ArcGIS 10.8 software to classify the traditional villages on "Three Rivers and Two Banks" in Hangzhou into high-resource characteristic villages, intermed

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P. Rupa, Mrs. "SMART BLOOD: A DIGITAL BRIDGE BETWEEN DONORS AND LIVES." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem50144.

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Abstract—The Blood Donation and Life Saver Application is a digital solution designed to address the ongoing challenges associated with blood donation and emergency blood requirements. Despite the critical importance of blood in healthcare, many regions continue to face shortages due to lack of coordination, delayed communication, and limited public awareness. This application serves as a centralized platform that connects voluntary blood donors, recipients, hospitals, and blood banks in real-time.The primary objective of the application is to streamline the blood donation process by enabling

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Mohamed Helio, Mustafa, and Dr Bushra Najim Abdullah. "The Effect of Cloud Computing in Facing the Challenges of Applying IFRSs in Iraqi Private Banks." INTERNATIONAL JOURNAL OF RESEARCH IN SOCIAL SCIENCES & HUMANITIES 13, no. 02 (2023): 184–95. http://dx.doi.org/10.37648/ijrssh.v13i02.015.

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The research aims to explain the role of cloud computing technology in facilitating the application of international financial reporting standards in Iraqi banks, by preparing a checklist that included a set of paragraphs to measure the level of application of IFRSs. In those banks and then the need to use cloud computing technology, and the researchers reached a set of conclusions, including, that cloud computing technology has a role in facilitating the application of international financial reporting standards in the banks, the research sample, because of the ease it provides in preparing a

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Dr, Patrick N. Nwinyokpugi. "Human Asset Maintenance Management and Employees' Performance in the Nigeria Banking Industry." International Journal of Business Management and Technology 2, no. 1 (2023): 26–33. https://doi.org/10.5281/zenodo.7646258.

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A cross section of operating banking organisations within the geographical enclave Port Harcourt, Rivers State was covered during the course of this study. Respondents were drawn from five of the conveniently sampled banks based on their proximity. Therefore the individual unit of analysis was adopted however, their choice was cross-sectionally non- contrived. The population of the study comprises of all employees of the banks in which a total off 252 employees were drawn using the using YaroYameni sampling formula. The Pearson product moment correlations coefficient statistical tool was used

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Voicu, Răzvan, Linda Heron, Angela Curtean-Bănăduc, and Doru Bănăduc. "Proposal to Achieve Floodplain Connectivity in Alțâna Sector on Hârtibaciu River (Transylvania, Romania)." Transylvanian Review of Systematical and Ecological Research 18, no. 2 (2016): 69–80. http://dx.doi.org/10.1515/trser-2015-0088.

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Abstract The process of supplying water to the new anthropogenic wetland is achieved gravitationally, and the excess water in the wetland will be directed towards the Hârtibaciu River in a similar natural way. The fish and fauna of the Hârtibaciu River have a disrupted lateral connectivity due to its banks embanking including in the proximity of the Alţâna locality. The newly proposed anthropogenic wetland would improve habitat quality for the fish species of conservation interest, Rhodeus amarus (Bloch, 1782), and increase its population numbers. A new fish species, Chondrostoma nasus, was id

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Alfiero, Simona, Umberto Bocchino, Alfredo Esposito, and Ruggiero Doronzo. "The rise and fall of Italian Saving Banks. A DEA efficiency approach." Corporate Ownership and Control 14, no. 4 (2017): 350–61. http://dx.doi.org/10.22495/cocv14i4c2art2.

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Nowadays, Italian Savings Banks (SBs) are providing financial support for the development of local economies as full commercial competitors and players of the Italian banking sector. The study points out the strong link between efficiency performance and the evolution of the sector characterised by a transition from a territorial proximity to a regional brand and thus to a partial collapse. Via the non-parametric Data Envelopment Analysis – Slack Based Model methodology, the evaluation of the SBs efficiency score is carried out over the 2010-2015 period. The results show that SBs belonging to

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Mihai, Florin-Constantin, Liviu Apostol, Adrian Ursu, and Pavel Ichim. "Vulnerability of mountain rivers to waste dumping from Neamt County, Romania." Geographia Napocensis 6, no. 2 (2012): 51–59. https://doi.org/10.5281/zenodo.19126.

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Lack of waste management facilities from mountain region often lead to uncontrolled disposal of waste on river banks polluting the local environment and damaging the tourism potential. Geographical conditions influences the distribution of human settlements which are located along the rivers and its tributaries. This paper aims to estimate the amounts of household waste generated and uncollected disposed into mountain rivers, taking into account several factors such as:proximity of rivers to the human settlements, the morphology of villages, length of river that crosses the locality(built up a

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Ittonen, Kim, Emma-Riikka Myllymäki, and Per Christen Tronnes. "Banks’ audit committees, audit firm alumni and fees paid to audit firm." Managerial Auditing Journal 34, no. 7 (2019): 783–807. http://dx.doi.org/10.1108/maj-01-2018-1766.

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Purpose This paper focuses on bank audit committees and examines whether audit committee members who are former auditors are associated with the acquisition of audit and non-audit services from their former employers. Design/methodology/approach The study empirically examines a sample of large banks that are included in the S&P Composite 1500. Findings The paper reports significantly lower audit fees and a higher proportion of non-audit fees to total fees when the audit committee chair is an alumnus of the incumbent audit firm. Moreover, additional analysis reveals that these findings are

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Sufian, Fadzlan, Fakarudin Kamarudin, and Annuar Md. Nassir. "Globalization and bank efficiency nexus: empirical evidence from the Malaysian banking sector." Benchmarking: An International Journal 24, no. 5 (2017): 1269–90. http://dx.doi.org/10.1108/bij-09-2014-0090.

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Purpose The purpose of this paper is to provide a new empirical evidence on the impact of economic globalization on the efficiency of the banking sector. The paper also investigates to what extent the internal (i.e. bank specific characteristics) and external (i.e. macroeconomic conditions) factors influence the efficiency of banks while controlling for the impact of the different dimensions of globalization. Design/methodology/approach The analysis is confined into two stages. In the first stage, the authors employ the bias-corrected data envelopment analysis method to compute the efficiency

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Golmohammadi, Rostam, Mohsen Aliabadi, and Trifah Nezami. "An Experimental Study of Acoustic Comfort in Open Space Banks Based on Speech Intelligibility and Noise Annoyance Measures." Archives of Acoustics 42, no. 2 (2017): 333–45. http://dx.doi.org/10.1515/aoa-2017-0035.

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Abstract Tasks requiring intensive concentration are more vulnerable to noise than routine tasks. Due to the high mental workload of bank employees, this study aimed to evaluate acoustic comfort in open-space banks based on speech intelligibility and noise annoyance metrics. Acoustic metrics including preferred noise criterion (PNC), speech transmission index (STI), and signal to noise ratio (SNR) were measured in seventeen banks (located in Hamadan, a western province of Iran). For subjective noise annoyance assessments, 100-point noise annoyance scales were completed by bank employees during

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Nwaebuni, C., S. E. Ekakitie, and A. P. Olannye. "Improving financial performance through corporate governance management: empirical evidence from listed service firms in Nigeria." Journal of Global Social Sciences 4, no. 15 (2023): 196–226. http://dx.doi.org/10.58934/jgss.v4i15.192.

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This study focused on corporate governance and financial performance of parastatals in Nigeria. Five (5) banks were selected which are First Bank Plc, United Bank of Africa Plc, Guarantee Trust Bank Plc, Zenith Bank Plc and Fidelity Bank Plc. The data obtained to test and validate the hypotheses were from secondary sources concerning the variables of interest. However, the data generated are as follows; 2015 – 2022 (8 years) financial statements of five sampled banks which provided information about the variables tested and discussed. The data analysis revealed that measures of financial perfo

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Suharto, Ugi. "CONTENTIOUS SALES IN ISLAMIC BANKING AND FINANCE: ANALYSIS ON THEIR PROXIMITY TO RIBĀ." TAFHIM : IKIM Journal of Islam and the Contemporary World 6, no. 1 (2015): 55–82. http://dx.doi.org/10.56389/tafhim.vol6no1.4.

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This article discusses four controversial sales in Islamic banking and finance, each having the potentials to be used as legal stratagems (ḥiyal) to cover up the ribawi transactions: bayʿ al-ʿīnah, tawarruq, bayʿ al-dayn, and bayʿ al-wafāʾ (or bayʿ al-istighlāl). Yet, Islamic bank and finance industries in the world rely on such types of sales in their transactions. Malaysian Islamic banks and capital markets depend heavily on bayʿ al-ʿīnah and bayʿ al-dayn, while the Gulf Cooperation Council (GCC) countries rely a great deal on tawarruq and bayʿ al-wafāʾ (or bayʿ al-istighlāl). Regarding tawa

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Quincy, Sarah. "Loans for the “Little Fellow”: Credit, Crisis, and Recovery in the Great Depression." American Economic Review 114, no. 12 (2024): 3905–43. http://dx.doi.org/10.1257/aer.20211523.

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This paper identifies how bank branching benefited local economies during the Great Depression. Using archival data and narrative evidence, I show how Bank of America’s branch network in 1930s California created an internal capital market that diversified away local liquidity shortfalls, allowing the bank to maintain 49 percent higher credit growth from 1929 to 1933 than competing banks. The bank’s presence mitigated cites’ property value contractions and strengthened their recovery through 1940. Linked individual data show that the bank’s proximity to workers hastened the transition from agri

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Roulet, Thomas J. "It’s Good to be Bad: Social Disapproval of Banks as a Signal of Proximity to a Resistant Logic." Academy of Management Proceedings 2013, no. 1 (2013): 13661. http://dx.doi.org/10.5465/ambpp.2013.13661abstract.

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Tang, Chuan, Jing Zhu, and Xin Qi. "Landslide hazard assessment of the 2008 Wenchuan earthquake: a case study in Beichuan area." Canadian Geotechnical Journal 48, no. 1 (2011): 128–45. http://dx.doi.org/10.1139/t10-059.

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The Wenchuan earthquake (magnitude Ms = 8.0) of 12 May 2008 triggered widespread and large-scale landslides over an area of about 50 000 km2. A study was undertaken to determine the primary factors associated with seismic landslide occurrence. An index-based approach used to assess earthquake-triggered landslide hazard in the central part of the Wenchuan earthquake area affected is described. Slope gradient, relief amplitude, lithology, bedding–slope relations, fault proximity, stream proximity, and antecedent rainfall are recognized as factors that may have had an important influence on lands

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Macartney, Keir, Victoria Salinas, Zachary Rivera, and David Hicks. "Stable Isotope Analysis of Antipatharian Diets from the Northwestern Gulf of Mexico." Gulf and Caribbean Research 35 (2024): 57–64. http://dx.doi.org/10.18785/gcr.3501.14.

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Antipatharians, or black corals, form a key component of the benthic fauna found throughout the Gulf of Mexico (GOM). In the northwestern GOM, they are a common member of the communities found on the natural relic coral—algal banks known as the South Texas Banks as well as on artificial reefs. They are known to provide important habitat for many ecologically and economically important species in the area but are relatively understudied. Here we present a study on their trophic ecology using stable isotope analysis of carbon and nitrogen from 2 species, Antipathes atlantica and Stichopathes lue

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Simatele, Munacinga, and Loyiso Maciko. "Financial Inclusion in Rural South Africa: A Qualitative Approach." Journal of Risk and Financial Management 15, no. 9 (2022): 376. http://dx.doi.org/10.3390/jrfm15090376.

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Financial inclusion efforts have resulted in a rapid increase in access to financial services. However, the usage of these financial services has not expanded at the same pace, especially in rural areas. The paper explores the factors that have caused usage to lag behind access using a qualitative approach. Data is collected from two predominantly rural provinces in South Africa using focus group discussions. While supply-side factors of distance and transaction costs are important, demand-side factors, including lack of employment, low and irregular incomes, financial illiteracy, and risk and

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OKHOTNIKOV, VITALY O., and DMITRY M. ASTANIN. "A RETROSPECTIVE OF THE SPATIAL DEVELOPMENT OF YAROSLAVL REGION." Architecture, Construction, Transport, no. 4(102) (2022): 6–15. http://dx.doi.org/10.31660/2782-232x-2022-4-6-15.

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The article considers the principles of spatial settlement in the modern territory of the Yaroslavl region, urban planning and the main social and economic factors influenced the development of regional cities. From the second half of the 11th century in Russia intensified the tendency of building towns along the banks of rivers and lakes, and this one determined the peculiarities of urban planning of the region. Cities of Yaroslavl region were characterized by fan layout. During several first five-year plans Yaroslavl became one of the main industrial centers of the country. The current strat

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Kochkarova, Ch, A. Abdurakhmanov, M. Jumanova, H. Tursunov, and A. Jalilov. "Analysis of urban communal water supply." E3S Web of Conferences 402 (2023): 09024. http://dx.doi.org/10.1051/e3sconf/202340209024.

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Currently, the incomplete provision of wastewater treatment facilities for municipal and industrial industries, their proximity to canals, collectors, river banks and other water bodies, leads to significant pollution of water resources. On the basis of the Action Strategy for the five priority areas of development of the Republic of Uzbekistan for 2017-2021, paragraph 4.3 reads: defined as strategic tasks [1; 2]. It is important to reduce the impact of municipal wastewater on open water bodies, to carry out scientific research on environmental protection. At the same time, the use of water an

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Yudhanegara, Mokhammad Ridwan, Edwin Setiawan Nugraha, Sisilia Sylviani, Karunia Eka Lestari, and Ebenezer Bonyah. "CLUSTERING BASED ON BETWEENNESS CENTRALITY IN PERIOD: TRANSFORMATION OF CORRELATION COEFFICIENT VALUE INTO DISTANCE IN MATRIC SPACE." BAREKENG: Jurnal Ilmu Matematika dan Terapan 19, no. 2 (2025): 1109–18. https://doi.org/10.30598/barekengvol19iss2pp1109-1118.

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The main information of this research is the transformation of the correlation coefficient value for stock price into the distance. It is done to create a representation in metric space that can be used in cluster analysis on the correlation network, which is a dynamic network. The dynamic network is generated from the weighted edges in the form of distances in each period. Finding the cluster members of the network can be analyzed using a simple technique called a minimum spanning tree. The central cluster member is the vertex betweenness. Vertex betweenness represents banking companies with

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Susanto, Barkah, Betari Maharani, Nur Hidayah, et al. "Optimizing feed banks as an alternative to animal feed supply in the dry season in Surodadi Village, Magelang." Community Empowerment 9, no. 1 (2024): 186–90. http://dx.doi.org/10.31603/ce.11049.

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Tepus Wetan Hamlet, Surodadi Village is in close proximity to a 17-hectare pine forest owned by Perhutani, managed by the local community, the majority of whom are engaged in farming and livestock breeding. The dry season poses challenges for farmers in providing feed for their livestock. The objective of this initiative is to enhance feed-making skills, particularly to address dry season challenges. The approach involves raising awareness about the concept and benefits of a Feed Bank, establishing and managing one, and implementing techniques for feed management and storage. Following the awa

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Khaleefa, Usama Qasim, Meelad A. Hussein, Najed Faisal Shareef, Dawod S. Almayahi, and Sajjad K. Chasib. "Analyzing Sediments Assessment and Distribution Using Bathymetric Survey: A Comprehensive Study of the Abu Abdullah Canal, Southern Iraq." ILMU KELAUTAN: Indonesian Journal of Marine Sciences 29, no. 3 (2024): 301–8. http://dx.doi.org/10.14710/ik.ijms.29.3.301-308.

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The Abu Abdullah canal, an essential part of the Garma River, serves as the feeder to the water injection station for the Basrah Oil Company's southern region's oil fields, playing a significant strategic. This study thoroughly investigates the sedimentation rate and distribution processes within this critical canal. The canal was built in the 1980s, with a depth of 3 meters planned. In 2017, RSK Company, in partnership with the Basrah Oil Company, started a comprehensive bathymetric survey of the canal to investigate its depth characteristics. The survey yielded intriguing results, revealing

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Sarah, A. Ahmad. "SME Financing: A Case of Bangladesh." International Journal of Management and Commerce Innovations 10, no. 1 (2022): 49–55. https://doi.org/10.5281/zenodo.6470082.

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<strong>Abstract:</strong> The objective of this study is to analyze the challenges faced by SMEs in need of financing in developing countries, with a focus on Bangladesh. In Bangladesh, the SME sector is a major economic player and therefore, reinforcing the responsibility of this sector in the national production is a major strategy of the country. The main source of financing for SMEs in Bangladesh are commercial banks, however the constant monitoring required with loans forward to SMEs, problems of recovering the loan amount and the high risk associated with low returns as compared to indu

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M. Vasuki, Mrs. "Cloud Based Blood Management System with Real-Time Donar Tracking Using Optics Algorithm." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem50056.

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Abstract-The Cloud Based Blood Management System with Real-Time Donor Tracking Using OPTICS Algorithm is developed to overcome the limitations of traditional blood donation and management systems by leveraging cloud computing and intelligent clustering technologies. Existing systems are often hindered by inefficient donor tracking, lack of real-time updates, and delays in emergency response. Additionally, manual donor self-registration can lead to unverified health data, duplicate entries, and unreliable donor databases. Blood banks frequently face challenges in maintaining optimal inventory l

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Ayachi, Rym Ammar, Dhafer Saidane, and Fayçal Mansouric. "Potential of Islamic finance: A survey of Tunisian Northwest companies." Journal of Emerging Economies and Islamic Research 5, no. 2 (2017): 28. http://dx.doi.org/10.24191/jeeir.v5i2.8802.

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The present paper aims to assess the Islamic products potential demand for entrepreneurs in the Tunisian Northwest region. In order to do so, we developed a questionnaire which was sent to these entrepreneurs. The survey results show that the latter perceive Islamic Finance as a seductive phenomenon. However, its development appears to be difficult. Indeed, according to the survey results, the lack of knowledge may impede the expansion of Islamic banking in Tunisia. Moreover, the following factors: cost, religious conviction, proximity, flexibility and satisfaction of the needs, may affect the

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Syamsi, Delyuzar. "Manajemen Perbankan Syariah, Strategi Dan Praktik Dalam Dunia Bisnis." Pekobis : Jurnal Pendidikan, Ekonomi, dan Bisnis 6, no. 1 (2021): 24. http://dx.doi.org/10.32493/pekobis.v6i1.p24-31.18647.

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Islamic Banking Management according to Islam which refers to morals, compensation in the form of fulfilling the basic needs of workers, human and spiritual factors, and proximity to subordinates based on ukhuwah Islamiyah (Abu Sin). Sharia Banks as trust institutions that collect and channel third party funds are involved and responsible for improving people's living standards, as mandated by Law Number 21 of 2008 concerning Sharia Banking. Sharia financial institutions have very promising prospects in the fields of banking, insurance, and capital markets. The market potential is very large,

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Ayachi, Rym Ammar, Dhafer Saidane, and Fayçal Mansouric. "Potential of Islamic finance: A survey of Tunisian Northwest companies." Journal of Emerging Economies and Islamic Research 5, no. 2 (2017): 28–42. https://doi.org/10.24191/jeeir.v5i2.6295.

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The present paper aims to assess the Islamic products potential demand for entrepreneurs in the Tunisian Northwest region. In order to do so, we developed a questionnaire which was sent to these entrepreneurs. The survey results show that the latter perceive Islamic Finance as a seductive phenomenon. However, its development appears to be difficult. Indeed, according to the survey results, the lack of knowledge may impede the expansion of Islamic banking in Tunisia. Moreover, the following factors: cost, religious conviction, proximity, flexibility and satisfaction of the needs, may affect the

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