Academic literature on the topic 'Banks services pricing'

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Journal articles on the topic "Banks services pricing"

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Gheddar, Rafiq. "Pricing Methods for Islamic Banking Services between Cost, Market and Value Based Strategies." Financial Markets, Institutions and Risks 8, no. 3 (2024): 17–36. http://dx.doi.org/10.61093/fmir.8(3).17-36.2024.

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As Islamic banks grow and evolve, pricing methods for their services have become essential to study and implement. This study highlights the significance of understanding the factors influencing Islamic banking service pricing in Algeria. The study aims to analyze how Islamic banks price their services, with a focus on cost, market, and value strategies. Additionally, it seeks to evaluate and recommend ways to enhance the current practices of banks operating in the national market. Algeria is experiencing rapid growth in Islamic banking, making it an ideal location to study this subject. The c
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Al-Bawab, Atef Aqeel, and Hani Al-Rawashdeh. "The Impact of the Activity Based Costing System (A.B.C.) in the Pricing of Services Banks in the Jordanian commercial Banks: A Field Study." International Business Research 9, no. 4 (2016): 1. http://dx.doi.org/10.5539/ibr.v9n4p1.

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<p>This study aims to identify the impact of the application of Activity Based Costing (A.B.C.) in the pricing of banking services in the Jordanian commercial banks, and to achieve the objectives of this study a questionnaire was designed and analyzed by (SPSS) program, was used descriptive statistics mean, standard deviation and percentages, as well as use the T-test to test the hypothesis of the study. One of the most important results of the study that the (A.B.C.) system helps in pricing and in compute cost of the banks services.</p><p>The study recommended that it has to
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Bas, Merve Ozkurt. "Brand Recognition and Consumer Choices." Journal of Artificial Intelligence General science (JAIGS) ISSN:3006-4023 6, no. 1 (2024): 509–45. https://doi.org/10.60087/jaigs.v6i1.281.

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This study investigates the influence of brand awareness on consumer purchase decisions in the banking sector, utilizing the Net Promoter Score (NPS) method. The findings highlight how brand awareness enhances consumer trust and guides purchasing tendencies. A comparative analysis between private and public banks reveals that institutions with strong brand awareness exert greater influence on customer preferences and foster trust. Additionally, the roles of pricing strategies, digital services, and customer experiences in building brand loyalty are examined. The study emphasizes the detrimenta
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Voinova, Yevheniia. "The competitiveness of Ukraine’s banks in the world banking market." Herald of Ternopil National Economic University, no. 4(90) (December 12, 2018): 81–98. http://dx.doi.org/10.35774/visnyk2018.04.081.

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The article examines the market of banking services in Ukraine through comparing indicators of competitiveness of Ukrainian banks and banks with foreign capital in the domestic market and global market. Taking into account the network-type structure of banks, six groups of banks are determined according to the degree of branching, namely: systemically important banks, all-Ukrainian equilibrium banks, all-Ukrainian concentrated banks, regional banks, local individual banks, closed banks. A particular emphasis is placed on a range of banking services and pricing policies of banks groups. The cla
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Rahman, Akim M., and Saadi Islam. "Ensuring risk-free e-banking services in Russian-economy: Policy guidance." Frontiers in Management and Business 3, no. 2 (2022): 207–18. http://dx.doi.org/10.25082/fmb.2022.02.002.

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In today’s e-banking, customers compete for comparative time-saving-options. Banks compete for maximizing profits. But many factors are unpredictable. These are perceived risks factors (PR) that undermines growth trends of e-banking in economy country-wise such as Russia. Bank-deposits, bank-accounts are covered by Deposit Insurance System (DIS) in Russian-economy. However, PR-factors are not covered. It causes abuses. Addressing the dilemma, application of Akim’s model – Voluntary Insurance (VI) as a product can be instrumental attracting more individuals using e-banking. Welfare Analyses are
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Kone Moussa, Mahfooz Ahmed, and Habeebullah Zakariyah. "Factors Influencing Customers’ Acceptance of Islamic Banks’ Products and Services in Cote D’Ivoire (Ivory Coast)." Journal of Islamic Finance 12, no. 2 (2024): 61–75. http://dx.doi.org/10.31436/jif.v12i2.825.

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This study examines customers’ acceptance of Islamic banking products offered by Islamic banks’ windows in Ivory Coast and explores the relationship between product acceptance and factors such as knowledge, religion, and pricing. The study involved 201 participants using a structured questionnaire, and the data were analyzed using SPSS. The findings suggest that product knowledge, pricing, and religiosity significantly influence Islamic bank product acceptance. The study recommends further research to test the criticality of these factors and suggests improvising the study’s content and expand
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Weng Kong, Chim, and Maria Binti Abdul Rahman. "Enhancing Customer Retention within Malaysia Banking: Exploring the Impact of Relationship Marketing, Service Quality, Price, and Mediating Role of Satisfaction." Asia Proceedings of Social Sciences 12, no. 1 (2024): 120–24. http://dx.doi.org/10.31580/scv7n086.

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The value of Customer Retention as the primary goal is to cultivate a loyal customer base that continually generates revenue through repeat transactions. The merger undertaken by the bank has resulted in a more extensive customer base, affording the opportunity for cross-selling various financial products. It is noteworthy that the performance of banks exhibited fluctuations. Remarkably, smaller banks can outperform their larger counterparts. As a result, this study aims to explore the strategies that enhance customer satisfaction by nurturing customer relationships through the perspective of
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Ogalo, Amos, and James Rugami. "Positioning Strategies and Competitive Advantage of Tier One Banks in Mombasa County, Kenya." International Journal of Business Management, Entrepreneurship and Innovation 5, no. 3 (2023): 106–24. http://dx.doi.org/10.35942/axveh492.

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The financial and commercial banking sector of the economy across the globe is under intense pressure from competition and market changes as customers demand better service delivery. Kenyan banking sector has had a drastic change where many non-banking financial institutions such as microfinance institutions, building societies and Saccos are converting into fully fledged banks. This has led to a tremendous increase in the number of banks to the current 43 thereby setting in increased competition. For banks to gain new markets and retain existing ones, they need to strategize to gain superiori
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Oladokun, Sunday Olarinre, and Manya Mainza Mooya. "Pricing of property valuation services in Lagos Nigeria." Property Management 38, no. 1 (2019): 82–108. http://dx.doi.org/10.1108/pm-04-2019-0024.

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Purpose The pricing of professional service has been identified as one of the factors influencing the quality of service and willingness of clients to pay. However, the issue of service pricing is hardly seen as an object of discourse in real estate literature, especially among valuation studies, as it is obtainable in other fields. In Nigeria, it has become the practice for some sets of clients, especially financial institutions, to fix valuers’ remuneration based on the fact that these clients have market advantage. This practice and some other issues around pricing of valuers’ services have
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Abdullah Yaqoub, Fayahaa, and Khaled Jamal Fadhil. "Using Resource Consumption Accounting to determine Customer Cost of Banks." Journal of Economics and Administrative Sciences 26, no. 118 (2020): 93–104. http://dx.doi.org/10.33095/jeas.v26i118.1866.

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The Purpose of this Research show gap between a Normal Cost System and Resource consumption Accounting Applied in AL-Rafidin Bank.
 The Research explores that, how the idle capacity can be determined under resource consumption accounting, discuss the possibility of employing these energies. Research also viewed how costs can be separated into Committee and Attribute. Resource Consumption Accounting assists managers in pricing services or products based on what these services or products use from each Source.
 This Research has been proven that Resource consumption Accounting is more
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Dissertations / Theses on the topic "Banks services pricing"

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Котляревський, О. В. "Система методів ціноутворення на банківські послуги в Україні". Thesis, Українська академія банківської справи Національного банку України, 2012. http://essuir.sumdu.edu.ua/handle/123456789/51307.

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У дисертаційній роботі удосконалено систему методів ЦБП в Україні залежно від основних цінових чинників та видів послуг; запропоновано комбінований метод ЦБП та обґрунтовано специфіку його використання для процентних БП і торговельних операцій; поглиблено засади визначення витрат при ЦБП із використанням функціонально-вартісного аналізу; розвинуто науково-практичну базу врахування фактора часу при застосуванні витратного методу ЦБП, а також ризику коливання цін при встановленні цінових орієнтирів на процентні БП, прогнозування цінової динаміки на міжбанківському кредитному ринку та ринку обліг
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Serbinis, M. Michael. "A dynamic pricing service for the multi-channel retail bank with applications in general E-Commerce." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 2001. http://www.collectionscanada.ca/obj/s4/f2/dsk3/ftp05/MQ63124.pdf.

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Books on the topic "Banks services pricing"

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Bolt, Wilko. Pricing debit card payment services: An IO approach. International Monetary Fund, International Capital Markets Department, 2003.

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Chorafas, Dimitris N. Bank profitability: From cost control to pricing financial products and services. Butterworths, 1989.

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Humphrey, David B. Cost recovery and pricing of payment services: Theory, methods, and experience. World Bank, Financial Sector Development Dept., 1997.

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Services, Sheshunoff Information, ed. Pricing for high performance. Sheshunoff Information Services, 1991.

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Calomiris, Charles W. Relationship banking and the pricing of financial services. National Bureau of Economic Research, 2006.

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Serbinis, M. Michael. A dynamic pricing service for the multi-channel retail bank with applications in general e-commerce. National Library of Canada, 2001.

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Tarkka, Juha. Approaches to deposit pricing: A study in the determination of deposit interest and bank service charges. Suomen Pankki, 1995.

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Bolt, Wilko, and Alexander F. Tieman. Pricing Debit Card Payment Services: An Io Approach. International Monetary Fund, 2003.

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Bolt, Wilko, and Alexander F. Tieman. Pricing Debit Card Payment Services: An IO Approach. International Monetary Fund, 2003.

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Bolt, Wilko, and Alexander F. Tieman. Pricing Debit Card Payment Services: An Io Approach. International Monetary Fund, 2003.

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Book chapters on the topic "Banks services pricing"

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Mohamed, Ilifi, Belghalem Hamza, and Serir Abdelkade. "The Role of Data Bank Algeria as a Big Data Service Provider in Evaluating the Lending Policy of Public Banks Using the Capital Asset Pricing Model for the Period (2010–2016)." In International Conference on Managing Business Through Web Analytics. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-06971-0_20.

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Loon, Donovan Peter Chan Wai, and Sameer Kumar. "Has Bitcoin Achieved the Characteristics of Money?" In Advances in Marketing, Customer Relationship Management, and E-Services. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7766-9.ch019.

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Bitcoin is a peer-to-peer network that facilitates transactions between parties minus the proof requirement of an appointed third party (i.e., banks or financial institutions). Accurate understanding into the implementation of bitcoin can be acquired from data of the universal record of bitcoin transactions. Although data from numerous websites show that bitcoin daily transactions count has reached capacities of tens of thousands, it is widely believed that most of these transactions comprise activities between speculators and only a few are actually used for trading of goods and services. The
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Das, Sulagna, and Shitikanth Kumar Tripathi. "Neobanks." In Advances in Computational Intelligence and Robotics. IGI Global, 2025. https://doi.org/10.4018/979-8-3373-0209-6.ch011.

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Neobanks, digital-only banks, use advanced technology to offer cost-effective, customer-focused financial services. They operate on agile platforms, offering competitive pricing, fee-free accounts, and improved savings returns. Despite challenges like regulatory compliance and cybersecurity risks, they have prompted increased digital transformation efforts.The study examines the geographical dynamics of neobanks expansion, focusing on North America, Europe, and emerging countries like Asia and Africa. Neobanks have the potential to influence a more technologically advanced, competitive, and in
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Saxunova, Darina, and Corlise Liesl Le Roux. "Digital Transformation of World Finance." In Investment, Asset Pricing and Portfolio Choice Strategies [Working Title]. IntechOpen, 2020. http://dx.doi.org/10.5772/intechopen.93987.

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The boundary between the physical and a virtual world is not clearly visible nowadays, the 4.0 industry utilizes artificial intelligence, distributed ledger technology, quantum computing, advanced visualization and other advanced technologies. The surge of capital flows in financial technology is visible wherever we look. Classical businesses face a challenge to connect and create partners with the companies that are technology savvy because this may impact their future success. The strategy for digital business must be thought over very thoroughly since it represents the success threshold in
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Loon, Donovan Peter Chan Wai, and Sameer Kumar. "Has Bitcoin Achieved the Characteristics of Money?" In Encyclopedia of Information Science and Technology, Fourth Edition. IGI Global, 2018. http://dx.doi.org/10.4018/978-1-5225-2255-3.ch242.

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Bitcoin is a peer-to-peer network that facilitates transactions between parties minus the proof requirement of an appointed third party; i.e. banks or financial institutions. Accurate understanding into the implementation of bitcoin can be acquired from data of the universal record of bitcoin transactions. Although, data from numerous websites show that bitcoin daily transactions count has reached capacities of tens of thousands, it is widely believed that most of these transactions comprise of activities between speculators, and only a few are actually used for trading of goods and services.
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Zhu, Hailing, Andre Nel, and Hendrik Ferreira. "Competitive Spectrum Pricing under Centralized Dynamic Spectrum Allocation." In Advances in Wireless Technologies and Telecommunication. IGI Global, 2015. http://dx.doi.org/10.4018/978-1-4666-6571-2.ch034.

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Dynamic Spectrum Allocation (DSA) has been viewed as a promising approach to improving spectrum efficiency. With DSA, Wireless Service Providers (WSPs) that operate in fixed spectrum bands allocated through static allocation can solve their short-term spectrum shortage problems resulting from the bursty nature of wireless traffic. Such DSA mechanisms should be coupled with dynamic pricing schemes to achieve the most efficient allocation. This chapter models the DSA problem where a centralized spectrum broker manages “white space” in the spectrum of TV broadcasters and sells the vacant spectrum
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McCabe, Richard A. "St George for Ireland." In Spenser’s Monstrous Regiment. Oxford University PressOxford, 2002. http://dx.doi.org/10.1093/oso/9780198187349.003.0006.

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Abstract About a month after Lord Grey’s arrival in Ireland, Sir William Pelham, then President of Munster, issued a proclamation requiring ‘every horsmane’ in the service of the crown ‘both Englishe and lrishe’ to display ‘two rede crosses, either of Silke or Cloth, the one to be fastened on the breste, the other on the backe’. On his first visit to the province in which he would finally take up residence, Spenser could have seen bands of ‘Redcross knights’ pricking across the plains of Desmond in pursuit of what the Lord Deputy regarded as the papal dragon.
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Dale, Peter, and John McLaughlin. "Economic Issues in Land Administration." In Land Administration. Oxford University Press, 2000. http://dx.doi.org/10.1093/oso/9780198233909.003.0015.

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Land is of such fundamental importance that the land administration function has tended to be taken for granted. Increasingly, however, there is a debate as to how much money should be allocated to this area and with what priority. A host of concerns have been raised with respect to: 1. documenting the benefits and costs of titling and registration projects; 2. financing the construction and ongoing management of land administration infrastructure; 3. developing appropriate pricing strategies and policies for land administration services and products; and 4. examining the economic issues assoc
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Vodianka, Liubov, and Nataliia Stakhova. "INVESTMENTS IN TECHNOLOGY STARTUPS: CONCEPTUAL PRINCIPLES AND STRATEGIC IMPERTATIVES." In Modernisation of the Economy and Financial System: Problems, Opportunities, Prospects. Publishing House "Baltija Publishing", 2025. https://doi.org/10.30525/978-9934-26-540-2-33.

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Investment attractiveness is a combination of economic, social, and natural factors that determine capital inflows into a region. It reflects both objective investment conditions – profitability and risk – and the subjective perception of investors. Investment attractiveness is closely linked to investment activity and the investment environment, which influence a region’s overall image. Assessing investment attractiveness involves quantitative and qualitative evaluations of innovation potential and implementation. Key factors include socio-economic development, production and commercial poten
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Conference papers on the topic "Banks services pricing"

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CIOBU, STELA, and VICTORIA IORDACHI. "EVALUATION OF COMPETITION IN THE BANKING SECTOR OF THE REPUBLIC OF MOLDOVA IN THE CONDITIONS OF DIGITALIZATION." In COMPETITIVENESS AND INNOVATION IN THE KNOWLEDGE ECONOMY. Editura ASE, 2025. https://doi.org/10.24818/cike2024.48.

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Technological advancements have significantly transformed the banking landscape, influencing competition and consumer behavior. Researchers explore the impact of innovations such as digital banking, mobile payments, and fintech solutions on the competitive landscape. They assess how banks leverage technology to enhance operational efficiency, customer experience, and product offerings, and examine the implications for market competition. Additionally, the entry of non-traditional players, such as fintech firms and tech giants, into the banking sector is analyzed in terms of its impact on tradi
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Evcenko, Dimitri, Holger Kett, and Jürgen Falkner. "Equipment-as-a-Service – necessary changes for service-based business models." In 5th International Conference on Human Systems Engineering and Design: Future Trends and Applications (IHSED 2023). AHFE International, 2023. http://dx.doi.org/10.54941/ahfe1004162.

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Everything-as-a-Service (XaaS) describes a paradigm in which all resources of an ecosystem are offered as services. If this approach is applied in the manufacturing industry with physical goods such as machines or equipment, we talk about Equipment-as-a-Service (EaaS). Depending on the value proposition of the EaaS, a distinction can be made between availability, utility, result, and success centric EaaS business models. For example, in availability centric EaaS business models, the value proposition consists of the availability of a service with agreed performance standards, with the billing
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Gunasekara, T. P. A. D., P. H. P. B. Mendis, H. G. N. D. Perera, U. B. Malshan, Shanta Rajapaksha Yapa, and Charuka Kothalawala. "Identifying the Factors Influencing Customer Satisfaction; A Case Study on ABC Bank PLC, Sri Lanka." In Proceedings of the 2nd International Conference on Sustainable & Digital Business. SLIIT Business School, 2023. https://doi.org/10.54389/jwvn8097.

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This study aims to determine the specific factors that influence Customer Satisfaction in the banking sector of Sri Lanka because the economic growth and stability of a country depend on the soundness of its banking sector. The sole participants in this research are clients of ABC Bank in the Colombo district. The technique is based on primary data gathered using a well-structured questionnaire. A hundred individuals were chosen at random from the database of ABC Bank. The respondents of the study are existing ABC Bank customers living in the Colombo district aged between 18-40 years. Descript
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Li, Huixi, and Hao Li. "A research of resource provider-oriented pricing mechanism based on game theory in Cloud Bank model." In 2011 International Conference on Cloud and Service Computing (CSC). IEEE, 2011. http://dx.doi.org/10.1109/csc.2011.6138509.

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Reports on the topic "Banks services pricing"

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Lunn, Pete, Marek Bohacek, Jason Somerville, Áine Ní Choisdealbha, and Féidhlim McGowan. PRICE Lab: An Investigation of Consumers’ Capabilities with Complex Products. ESRI, 2016. https://doi.org/10.26504/bkmnext306.

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Executive Summary This report describes a series of experiments carried out by PRICE Lab, a research programme at the Economic and Social Research Institute (ESRI) jointly funded by the Central Bank of Ireland, the Commission for Energy Regulation, the Competition and Consumer Protection Commission and the Commission for Communications Regulation. The experiments were conducted with samples of Irish consumers aged 18-70 years and were designed to answer the following general research question: At what point do products become too complex for consumers to choose accurately between the good ones
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