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Dissertations / Theses on the topic 'Běžný účet'
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1
Svobodná, Nela. "Analýza nabídky produktu dětský účet na českém trhu a preference zákazníků." Master's thesis, Vysoká škola ekonomická v Praze, 2017. http://www.nusl.cz/ntk/nusl-262230.
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This diploma work describes a specific banking product children account on the Czech market. Compares existing product line with the requirements of potential customers. Its aim is to monitor the product in the portfolios of Czech banks, analysis of the marketing mix for market leaders, evaluation of preferred features of the product from the perspective of potential customers and their motivations. Produces results useful for product managers of the products in banks, workers of marketing departments of banks, personal bankers, employees of advertising agencies and also for those who seek this kind of product. Based on the findings, recommendations regarding this product are formulated, as well as recommendations for other marketing mix areas.
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Matějková, Hana. "Analýza některých poplatků vybraných českých bank." Master's thesis, Vysoká škola ekonomická v Praze, 2008. http://www.nusl.cz/ntk/nusl-3460.
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Diplomová práce je zaměřena na analýzu některých poplatků vybraných bank na tuzemském trhu se zaměřením na retailového klienta. Jedná se především o srovnání tří nejvýnosnější bank, kterými jsou Česká spořitelna, ČSOB a Komerční banka. V úvodu práce je zpracována problematika bankovních poplatků a jejich důležitost při výběru banky. V další části jsem se věnovala různým druhům cen v bankovnictví a způsoby stanovení jejich výše. Nejrozsáhlejší část práce je věnována srovnání různých poplatků nečastěji využívaných bankovních produktů u vybraných bank. Jedná se o běžné účty, spořící účty, spotřebitelské úvěry a platební karty. Na závěr jsem zpracovala srovnání některých poplatků u České republiky, Velké Británie a Německa.
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Olšovský, Rudolf. "Platební bilance České republiky v období ekonomické transformace." Doctoral thesis, Vysoká škola ekonomická v Praze, 2008. http://www.nusl.cz/ntk/nusl-2978.
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Cílem je zmapování základních charakteristik vývoje a způsobu řízení platební bilance, vytipování základních faktorů ovlivňujících vývoj v jednotlivých obdobích, zejména v období ekonomické transformace.
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Buřičová, Lenka. "Specifika účtování a financování příspěvkových organizací." Master's thesis, Vysoká škola ekonomická v Praze, 2010. http://www.nusl.cz/ntk/nusl-75653.
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Kašpar, Vojtěch. "Statistické porovnání bankovních produktů vybraných bank." Master's thesis, Česká zemědělská univerzita v Praze, 2017. http://www.nusl.cz/ntk/nusl-263091.
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The thesis analyzes current and saving accounts, term deposits, and consumer loans of seven Czech retail banks, which includes three established and four niche competitors. The statistical development is elucidated with a time series analysis, revealing a sharp contrast of traditional and niche competitors' growth. In addition, the thesis includes a questionnaire which improves understanding of customers´ bank and bank product preferences, providing a sound basis for further qualitative examination. Finally, after evaluation of overall results, recommendations were proposed to the banks as well as their clients.
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Vojnar, Jiří. "Spořitelní a úvěrní družstva - jejich vývoj a současné postavení v komparaci s bankami." Master's thesis, Vysoká škola ekonomická v Praze, 2010. http://www.nusl.cz/ntk/nusl-74351.
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This thesis deals with credit unions in the Czech Republic. The work describes historical development and current situation of the credit unions. Trend of recent years is compared with the situation in the bank sector. Two representatives of credit unions -- AKCENTA and Moravský peněžní ústav -- are analyzed closer. There is also a comparison of competitiveness in current and saving account between two mentioned credit unions and two banks -- Česká spořitelna and mBank.
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Hach, David. "Optimalizace výhodnosti běžného účtu podnikatele." Master's thesis, Vysoká škola ekonomická v Praze, 2010. http://www.nusl.cz/ntk/nusl-75967.
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The basic aim of this thesis was to evaluate the profitability of current accounts offered by the five largest Czech banks. In this context it was proposing to create such an evaluation device, which is sufficiently versatile and reusable. After a thorough examination of the general principles of decision-making theory and the basic characteristics and instruments of current accounts has been developed appropriate analytical base for follow-up of the work. In the analytical part proved very useful hierarchy of objectives and criteria, as well as the use of exact methods for determining weights of criteria and selecting the appropriate option. For determining the weights of the criteria were used point scale method, preferential ranking method, the method of paired comparisons, Saaty's method and compensation method. For the selection of variants were used multicriteria utility functions, Saaty's method and compensation method.
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Drbalová, Klára. "Komparace běžných účtů na základě vynaložených bankovních poplatků." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-124902.
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In the theoretical part will be devoted to banking in the Czech republic and current account as the product and services related. The practical part will focus on selection of several bank institutions and description their range of accounts. Tree segments of client will be selected and determined standardized hypothetical client in selected segments. Aim of the thesis is comparison of fees and charges of the bank institutions and determination of the best option.
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Burešová, Adéla. "Poplatková politika bank v ČR." Master's thesis, Česká zemědělská univerzita v Praze, 2017. http://www.nusl.cz/ntk/nusl-261392.
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This thesis deals with bank fees in the Czech Republic, which has been a topical issue in recent years. The objective of this thesis is to analyse and compare bank fees in the Czech Republic. It also aims to evaluate selected bank fees in terms of their importance for generating profit for the banks as well as from the clients perspective. The introduction to the theoretical part describes the basic characteristics of the banking system. The thesis then presents bank products and services, bank fees and the bank fee policy. The work includes a survey and analysis of the banking market in term of banking institutions in the years 2007 to 2014. It also includes a financial analysis for the years 2007 to 2015 and an analysis of the banking market from the perspective of the client, which compares selected banking institutions on the basis of charges and selected banking products based on fees. It defines three sample groups for which the most suitable banking products and banking institutions are recommended. In conclusion, the results are formulated together with recommendations for banks and clients. For the client Student came out best a current account UniCredit Bank, U Konto for youngsters. The Active client is also recommended by UniCredit Bank with banking product of U Konto. For target group Pensioner is the most suitable banking institution mBank where the monthly cost is CZK 70. The client can save thousands of CZK per year by making the right choice.
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Badžgoňová, Monika. "Vývoj hospodářské politiky USA od 80. let 20. století do současnosti." Master's thesis, Vysoká škola ekonomická v Praze, 2008. http://www.nusl.cz/ntk/nusl-2880.
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Tato práce mapuje vývoj hospodářské politiky USA od 80. let 20. století do roku 2004. Cílem je zhodnotit jak tzv. konzervativní obrat změnil přístup k hospodářské politice v reakci na stagflační vývoj 70. let a ovlivnil tak další ekonomický a hospodářský vývoj Spojených států a jak následující vlády přistupovaly k principům přijatým na začátku 80. let 20. století v souvislosti s měnícím se hospodářsko-politickým prostředím. Značný důraz je kladen na vývoj měnové politiky a její vliv na ekonomické a hospodářsko-politické výsledky v obdobích působení jednotlivých prezidentů. V neposlední řadě je pozornost věnována příčinám a dopadům vývoje obchodní bilance a běžného účtu platební bilance a možné budoucí hrozbě související s narůstajícím vnitřním a vnějším zadlužením.
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Pacovská, Lucie. "Vícekriteriální analýza běžných účtů na českém bankovním trhu." Master's thesis, Vysoká škola ekonomická v Praze, 2017. http://www.nusl.cz/ntk/nusl-359259.
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This diploma thesis deals with the analysis of current accounts on the Czech banking market. Its goal is to find the most appropriate accounts for different types of clients. The work is divided into three parts. The theoretical part describes the problem of multicriteria decision making, basic concepts and principles, methods for calculating weight of the criteria and individual methods of multicriterial evaluation of alternatives. The second part is devoted to the description of the currently offered current accounts for individuals and a description of the selected criteria according to which the individual alternatives are evaluated. The last computational part tries to find the most appropriate accounts for those clients. Weights are calculated using the scoring method and DEMATEL method. Subsequently, the best accounts are selected by WSA, TOPSIS, ELECTRE III and MAPPAC. The calculations are made by using MS Excel add-in application Sanna.
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Rečka, Jakub. "Globální nerovnováhy a jejich řešení v kontextu současné krize." Master's thesis, Vysoká škola ekonomická v Praze, 2010. http://www.nusl.cz/ntk/nusl-74477.
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This thesis deals with global imbalances in the world economy. Chapter one focuses on balance of payments theory, savings and investment. It also specifies global imbalances and presents the most important periods of their development. Chapter two analyses main causes of global imbalances and discusses the relationship between imbalances and current economic crisis. Chapter three describes current development of global imbalances, anticipated development in future and analyses possible solutions at national and international level.
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Kánová, Eliška. "Zhodnocení běžných účtů metodami operačního výzkumu." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-194229.
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The aim of this diploma thesis is a selection of the best current account. This thesis describes how the bank system functions in the Czech Republic. The characteristics of the banking institutions which provide current accounts and the characteristics of the compared current accounts are presented in this thesis. The Monte Carlo method and the methods multi-criteria assessment of variants are described theoretically. The selection is based on the methods of the operational research. The first part of the practical chapter focuses on the Monte Carlo method which selects the best account by charges for different types of clients. The methods of multi-criteria assessment of variants, specifically methods TOPSIS and PROMETHEE, are also applied. The calculations are carried out by add-in SANNA for MS Excel. In conclusion, both approaches to solution are compared and the current account according to the preferences of each client type is recommended.
14
Kouřilová, Eva. "Vnější ekonomická rovnováha USA." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-15974.
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Diploma thesis deals with the US external economic balance, particularly balance of payments, international investment position, indebtness and the dollar exchange rate. The first part includes the theoretical approach to external economic balance and related terms. Furthermore, I focus on the status of current and financial account of the United States in detail. Here I evaluate the balances of BOP parts and search for the explanation of this situation. I also focus on international investment position of the United States, the development of foreign direct investment and debt indicators. The work also contains a detailed analysis of the U.S. balance of payments for the years 2004 - 2008. The last section is a treatise on the history of the dollar, development of its rate, expected future developments and relationships with U.S. major trading partner, China.
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Štěchová, Petra. "Analýza bankovních produktů pro podnikatele a firmy - odlišnost nabídky českých bank ve srovnání se zahraničními." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-11137.
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The use of banking products is an integral part of business. For this reason, the theoretical part of the work focuses on the general description. It also highlights the benefits of optimization in this sphere. It also indicates the differences between Czech and European banks, which are most obvious in the bank charges. They discussed the impact of financial crisis, affecting in particular the availability of credit. Practical part of the work focuses on the comparison of products, namely the current accounts of domestic and foreign bank -- ČSOB and Deutsche Bank. The result of this analysis is greater partiality for the establishment of current account at a bank in the Czech Republic. In addition, bank products are analyzed, leading joint-stock company CZ LOKO, which are mentioned experience with their use. Subsequently, the company CZ LOKO recommended a new current account, which is based on the comparison of bids for five lesser-known banks. From this analysis came to establish a new account at a branch of Austrian Oberbank AG, based in the Czech Republic. Finally, carry out a survey on the use of banking products, which demonstrated that all of today's entrepreneurs, to a lesser or greater extent, using bank's services.
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Le, Minh Xuan. "Finanční gramotnost vietnamských imigrantů v ČR." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-124886.
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This diploma thesis focuses on the financial literacy of Vietnamese immigrants in the Czech Republic. The basis is the research made by the author of the diploma thesis. The main objective is to analyze the real situation of the financial comprehension by Vietnamese immigrants in the Czech Republic, and highlight their mistakes in the complex world of finance. This thesis also points out some problems and complications, which have resulted from lack information about financial products. It will also try to suggest a method of how to increase financial literacy of Vietnamese immigrants. The diploma thesis is composed in three chapters. The first one gives some information about Vietnamese immigrants in the Czech Republic. The second part presents the results from research, and the last chapter deals with a financial institution that wants to focus on Vietnamese clients in the Czech Republic.
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Gavlasová, Zuzana. "Postavení České spořitelny na bankovním trhu ČR." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-10383.
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The main goal of this thesis is to analyse the position of the Ceska sporitelna bank (Czech savings bank) on the czech banking market by applicaion of multiple criteria decision making methods. Analysis is concetrate in two parts - the bank in its complexity and also in the product portfolio mainly in the area of current account as a most strategic banking product. The comparsion of banking products or banks at all is not a goal of this thesis. The thesis is concerned on a basic analysis based on certain presumpions and restrictions.
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Pivoňka, Tomáš. "Vliv produktivity na vývoj běžného účtu platební bilance." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-116080.
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This thesis is considered with impact of productivity on current account of Czech Republic. It is based on model presented by Glicka, R., and K. Rogoffa "Global versus Country-Specific Productivity Shocks and the Current Account". In this model productivity is distinguished on country specific and global productivity in countries of G-7. Other authors followed this model by extension or revision. In my thesis I was working with several series of productivity based on different data from some sectors of economy. To capture productivity is used Solow residuum of Cobb-Doublas production function. Country specific productivity shock worsen current account as initial model says. Analysis of time series revealed the most suitable series for description of current account behaviour as series of total industry with investment based on gross fixed capital formation.
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Keveš, Ondřej. "Měnová politika v kontextu globálních nerovnováh ve světové ekonomice." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-193742.
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The diploma thesis analyzes monetary policy in relation to the global imbalances in the world economy. The first chapter deals with historical development of the international monetary system and with effectiveness of monetary policy in the current monetary system. Chapter two defines global imbalances and focuses on their development and specifics. It also examines their connection to the monetary policy of the most important countries in the world economy. The last chapter discusses objectives of monetary policy in the modern world and suggests possible measures to reduce the global imbalances.
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Gjochi, Marigona. "Economic Relations Between China and the United States of America." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-198691.
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The master thesis emphasizes the economic relations between China and the United States. It gives an overview and theoretical background support on the significance of contemporary the economic relations between countries in today`s globalized era. Secondly, it analyzes how the theoretical background of economic and trade relations affect the empirical case study of the economic relations between China and the USA. The goal is to show how the economic and trade relations between China and the United States influence each other`s economies and what is the effect of such relations on the economic performance of both countries. More precisely, in order to answer the question above, the master thesis deals with complex analysis in regard of historical perspective concerning the economic relations between these countries, their ongoing cooperation in terms of balance of payments, the current and potential issues what both countries face and the existing challenges for the future. In order to complete the analysis and answer the research question, list of various sources will be used, starting from academic journals, books, literature reviews, reports from the World Trade Organization (hereafter WTO), reports from the respective countries on their economic progress, data available from the ministries of trade of respective countries and other sources related to the analysis of the contemporary economic and trade relations between the countries participating in the global economy.
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Machová, Veronika. "Vývoj Eura v kontexte dlhovej krízy." Master's thesis, Vysoká škola ekonomická v Praze, 2015. http://www.nusl.cz/ntk/nusl-202095.
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The main objective of this thesis is to provide an overview of developments and issues in the context of the European debt crisis. Euro as a central aspect of Economic and Monetary Union has a major impact on convergence and existing systemic problems of the EU. The first chapter provides a brief description of the european integration since World War II in the context of Economic and Monetary union. The second chapter defines the concept of nominal and real convergence and dedicates closer to the Maastricht convergence criteria and the Stability and Growth Pact, which was the result of efforts towards closer fiscal coordination. Moreover, it summarizes the main causes of the financial crisis and subsequently analyses its impact on the EUR/USD currency pair. The fourth chapter focuses on the systemic weaknesses of the eurozone with an emphasis on the imbalance in the current account balance of payments. The last chapter summarizes the approaches to solving the debt crisis assuming that current steps taken by eurozone leaders in cooperation with the governments of intebted members fail.
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Šedivý, Ctibor. "Vnější ekonomická rovnováha České republiky." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-116506.
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This thesis focuses on the theoretical conception of the Balance of Payment, its method of adjustment and stress the development of the Czech republic's Balance of Payment in period 2000 -- 2010 via analytical-descriptive approach. It defines its basic terms practical relations within framework of the horizontal and vertical outlook. Thesis's Attention is spread out between status and flow quantity. Thesis is also consist of three boxes that contain a short profile of intertemporal approach to the Common Account, sustainability of investment position and excursion to the essential theories of foreign currency exchange rate that is related to the Balance of payment tight. The end is dedicated to the "traditional" indicators of external equilibrium of the Czech republic in pre-monetary crisis era and in the present.
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Böser, Marek. "PIGS countries´ problems as a direction for other EU Member States." Master's thesis, 2013. http://www.nusl.cz/ntk/nusl-168861.
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Kladenská, Barbora. "Smlouva o běžném účtu." Master's thesis, 2014. http://www.nusl.cz/ntk/nusl-327790.
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Current Account Contract The thesis focuses on the matter of a current account. The aim of the thesis is an excursion to the previous legislation, but primarily an analysis of the current applicable and effective legislation of the Czech Republic. The main goal is a comparison of the regulation of a curent account in the Commercial Code with the regulation in the "Payment System Act", since this act brought significant changes to the adjustment of payment systems. The thesis is divided into ten chapters. The first two chapters provide a general introduction of a current account and describes the importance of a current account in an everyday life. Chapter Three presents general legal characteristic of the Current Account Agreement according to the applicable and effective legislation at the moment of thesis handover and also contains the evolution of the related legislation. Chapter Four is dedicated to the subjects of the Current Account Agreement. This chapter offers a comprehensive view on the subject from the perspective of the Commercial Code and the Payment System Act as well. Chapter Five discusses the requirements of a current account. First subchapter contains obligatory requirements, second subchapter consists of facultative requirements, mainly according to the Commercial Code. Chapter...
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KUTÍLKOVÁ, Aneta. "Analýza financování úvěrových finančních instrumentů pro malé firmy." Master's thesis, 2010. http://www.nusl.cz/ntk/nusl-50516.
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This thesis deals with the analysis of the credit process as a form of financing from foreign sources The theoretical part of this thesis deals with the characteristics of the credit business, furthermore with explanation of the terms connected with bank loans, which are the main focus of the theoretical part. Not least, alternative forms of financing are mentioned, which banks offer next to the credits mostly by means of their branches. The practical part analyzes the process of credit offers in the chosen banking institutions, the application process of granting the loan for buying a car i.e. what an applicant has to hand in and which conditions he has to fulfill, so that the bank would in general accept his application. At the same time, some leasing companies were addressed with an application for a not {--} binding offer for the same object of financing. On the basis of performed calculations it has been found that the financing of the bank loan is more advantageous for the company than leasing and that the client gets more easily a bank loan in the bank, in which he has a checking account
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Pchelintsev, Dmitriy. "Vyhodnocení efektu sankcí uvalených vůči Rusku v roce 2014 pomocí metod syntetické kontroly." Master's thesis, 2017. http://www.nusl.cz/ntk/nusl-267725.
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THE ABSTRACT In the new global economy majority of the developed countries use imposition of sanctions in the case of some offences. I have applied the synthetic control methods on this particular case of political pressure to quantify the real costs of anti-Russian sanctions to the economy. Based on the results of this study it was identified, that real GDP growth rate of Russia was continuously reducing by about -1,19% per quarter on average. Reaching the highest value of sanction's effect of -2,8% in real GDP growth rate at the end of 2015. It was also revealed that sanctions had positive effect on current account balance of Russia, that indicator was increasing during the whole studied after sanction's period by about 3,15% per quarter on average. This thesis is presented as a research of interconnection the imposition of 2014 sanctions against Russia and indicators of economic development (GDP, inflation) using synthetic control methods. It was revealed that former economic and social mechanisms aren't capable to provide further development of economy of Russia, its self-sufficiency and safety. JEL Classification F12, F21, F23, H25, H71, H87 Keywords sanctions, synthetic control method, Russia, GDP growth rate, current account balance Author's e-mail 51375259@fsv.cuni.cz Supervisor's e-mail...
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VRASPÍR, Roman. "Návrh pracovních listů pro výuku finanční gramotnosti na ZŠ - finanční produkty." Master's thesis, 2017. http://www.nusl.cz/ntk/nusl-371685.
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The aim is to create worksheets that are dedicated to teaching selected topics of financial mathematics at the elementary school. The thesis is focused on financial products and is based on The Framework Educational Programs for Elementary Schools.