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Journal articles on the topic 'Bill savings'

Author: Grafiati

Published: 4 June 2025

Last updated: 1 August 2025

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1

Chung, Young Mo, Beom Jin Chung, and Dong Sik Kim. "Electricity Bill Savings from Reduced Household Energy Consumption in Apartment Complexes." Energies 17, no. 21 (2024): 5488. http://dx.doi.org/10.3390/en17215488.

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Apartments account for 64.6% of all housing units in the Republic of Korea, and most of them receive electricity under a contract, which includes a progressive rate plan. Recently, due to the electrification of energy used in homes and the growing adoption of electric vehicles, electricity consumption in apartment complexes has been gradually increasing. Given the characteristics of the progressive rate system, an increase in electricity usage results in a significant higher rise in electricity bills. Thus, an effective alternative is required to reduce electricity bills for each household. In

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Zublie, Muhammad Firdaus Mohd, M. Hasanuzzaman, and N. A. Rahim. "Energy Efficiency and Feasibility Analysis of Solar Power Generation Using Hybrid System of an Educational Institution in Malaysia." International Journal of Photoenergy 2023 (June 22, 2023): 1–13. http://dx.doi.org/10.1155/2023/1673512.

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Energy is one of the basic inputs and driving forces for economic and social development modernization. Sustainable energy supply is one of the major challenges in the modern world. Sustainable energy supply can be obtained through alternative energy sources, and efficient energy use is a high priority to optimize the environmental impact. This paper investigates the potential for energy savings involving five end-load equipment in academic institutions. The saving potential is obtained through energy efficiency analysis and feasibility analysis of the solar power generation systems. An energy

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Chung, Young Mo, Beom Jin Chung, and Dong Sik Kim. "Analysis of Residential Electricity Usage Characteristics and the Effects of Shifting Home Appliance Usage Time under a Time-of-Use Rate Plan." Energies 16, no. 18 (2023): 6602. http://dx.doi.org/10.3390/en16186602.

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Carbon reduction programs are being introduced for carbon neutrality and energy transition to clean energy sources in various sectors, such as energy, buildings, transportation, and agriculture. In the residential electricity energy of the energy sector, the time-of-use (TOU) rate plan, which employs dynamic rates depending on energy usage times based on the advanced metering infrastructure (AMI), is being implemented for efficient electricity energy consumption. For broad expansion of the TOU rate plan, customers need information about its benefits, such as potential savings on electricity bi

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Mahic Shah. "Assessment of Grid-Connected Microgrid Configurations including Demand Side Management for Sustainable and Economic Operation." Power System Technology 48, no. 1 (2024): 1153–87. https://doi.org/10.52783/pst.377.

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In this paper, demand side management is implemented on microgrid situated in Manipal campus, India. The crucial geological patterns that affect the generation of a microgrid are considered. The load consumption pattern of collage is considered as an input during the modelling of the microgrid. The work employed the concept of peak shaving to the load distribution pat-tern and generated an in-depth report portraying the predicted energy bill consisting of the energy charges and demand charges for each month of a year for four unique cases. The demand side management is proposed to efficiently

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García, Norberto E. "Fast Economie Growth and Income Distribution (Peru 1990-2010)." Économie appliquée 66, no. 1 (2013): 59–93. http://dx.doi.org/10.3406/ecoap.2013.3628.

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It was found for Peru 1990-2010 a relationship between the decline in the share of the wage bill in GDP, the rise in private savings share to GDP and the increase in the investment plus net exports coefficient in GDP In 1990-97 causality ran from the decline in the share of the wage bill towards the rise in the investment plus net export coefficient, while in 2002-10, the period of very fast growth, causality went from the rise in the investment plus net exports coefficient, towards the increase in the share of profits and the decrease in the wage bill share, in the amount needed by the requir

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Saidur, R. "Energy savings and emission reductions in industrial boilers." Thermal Science 15, no. 3 (2011): 705–19. http://dx.doi.org/10.2298/tsci091014046s.

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In this paper energy use of boiler fan motors has been estimated using energy audit data. Energy savings using VSD by modulating fan speed has been estimated as well. Bill savings and associated emission reductions using VSD have been estimated and presented in this paper. It has been found that 139,412 MWh, 268,866, 159,328 MWh, and 99,580 MWh electrical energy can be saved for 40%, 60%, 80% and 100% motor loadings, respectively for 60% speed reduction. Corresponding bill savings for the aforementioned energy savings have been found to be US$7,318,335, US$14,113,933, US$8,363,812, and US135,9

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Ardiansyah, Allan, I. Nyoman Setiawan, and I. Wayan Sukerayasa. "PERANCANGAN PLTS ATAP ON GRID SYSTEM PADA KANTOR BADAN PERENCANAAN PEMBANGUNAN DAERAH PENELITIAN DAN PENGEMBANGAN KOTA PROBOLINGGO." Jurnal SPEKTRUM 8, no. 4 (2022): 200. http://dx.doi.org/10.24843/spektrum.2021.v08.i04.p23.

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The rooftop on-grid PLTS system is commonly used by people from the household,commercial, to industrial sectors to reduce electricity bills from PLN. Based on PERMEN ESDM49 of 2018, the export value of electrical energy to the PLN electricity grid is 65%, and if energyexports are greater than energy bills, the rest will be stored and accumulated in the followingmonth. This is only valid for a maximum of 3 months, in the 4th month the remaining energyexport savings will be eliminated. Determining the right PLTS capacity makes the contribution ofPLTS in making bill savings more optimal. The offi

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Tibermacine, Islam, and Nourredine Zemmouri. "Exploring The Feasibility Of Residential Solar Panel Adoption In Algeria’s Arid And Hot Regions: A Cost-Benefit Analysis Of An On-Grid System." Technium Social Sciences Journal 40 (February 8, 2023): 538–55. http://dx.doi.org/10.47577/tssj.v40i1.8427.

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This research aims to explore the economic and technical feasibility of residential solar panel adoption in Algeria, specifically in its arid and hot regions. By analyzing the potential for solar energy generation and assessing the economic viability of solar panel systems, this study aims to evaluate the financial impact on energy bill savings and the economic feasibility of solar panel adoption. A case study of a residential building located in the city of Biskra is used as a representation of the potential for solar energy in these specific areas, along with real data of energy consumption

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Burch, J., M. Fishbaugher, and R. Judkoff. "A utility bill study of mobile home weatherization savings." Energy and Buildings 20, no. 1 (1993): 11–25. http://dx.doi.org/10.1016/0378-7788(93)90035-s.

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Wilhite, Harold, and Rich Ling. "Measured energy savings from a more informative energy bill." Energy and Buildings 22, no. 2 (1995): 145–55. http://dx.doi.org/10.1016/0378-7788(94)00912-4.

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Mohd Zublie, Muhammad Firdaus, Md Hasanuzzaman, and Nasrudin Abd Rahim. "Modeling and analysis of rooftop solar photovoltaic system for educational institution in Malaysia." IOP Conference Series: Earth and Environmental Science 1281, no. 1 (2023): 012033. http://dx.doi.org/10.1088/1755-1315/1281/1/012033.

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Abstract The education sector is one of the contributors to greenhouse gas emissions. Therefore, the education sector strongly supports the government’s aspirations to reduce carbon emissions. Energy consumption is related to the amount of carbon emission production—energy consumption information helps to forecast energy savings while creating carbon emission reduction. The research aims to propose a new modeling of rooftop solar photovoltaic (PV) by installing the Net Energy Metering (NEM) meter in the Politeknik Sultan Azlan Shah (PSAS) educational institution's ring distribution system. The

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Patabang, Simon, and Jeremias Leda. "PENYULUHAN PENGGUNAAN LAMPU OTOMATIS BAGI MASYARAKAT." Batara Wisnu : Indonesian Journal of Community Services 1, no. 3 (2021): 334–40. http://dx.doi.org/10.53363/bw.v1i3.44.

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The need for electrical energy for lighting for the community is an important thing. However, people tend to pay less attention to the savings in the use of electrical energy for lighting in the house, both at night and during the day. When leaving the house empty, in general, the porch light is on all day and night. This is a common thing for the community, but they unconsciously waste the use of electrical energy which will cause an increase in electricity bill bills. To increase knowledge for the community about the importance of saving electrical energy, in this community service counselli

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Athearn, Kevin, Hannah Wooten, Liz Felter, et al. "Costs and Benefits of Vegetable Gardening." EDIS 2021, no. 2 (2021): 10. http://dx.doi.org/10.32473/edis-fe1092-2021.

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Home vegetable gardening has numerous documented benefits, including savings on the family food bill. How can a gardener calculate cost savings from a garden? Which vegetables cost more to grow in the garden and which cost less? This 10-page fact sheet written by Kevin Athearn, Hannah Wooten, Liz Felter, Catherine G. Campbell, Jessica M. Ryals, Matthew C. Lollar, Juanita Popenoe, Lorna Bravo, LuAnn Duncan, Christa Court, and Wendy Wilber and published by the UF/IFAS Food and Resource Economics Department helps home gardeners estimate the costs and cost savings from vegetable gardening

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Adi Febriana Putra, I. Kadek, Ida Ayu Dwi Giriantari, and I. Wayan Sukerayasa. "ANALISIS PENGHEMATAN BIAYA LISTRIK DI KANTOR DINAS KETENAGAKERJAAN DAN ESDM PROVINSI BALI PASCA TERPASANG PLTS ATAP 40 KWP." Jurnal SPEKTRUM 9, no. 2 (2022): 138. http://dx.doi.org/10.24843/spektrum.2022.v09.i02.p16.

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PLN's electricity sales in 2020 reached 234.5 TWh, while electricity consumption in Bali Province throughout 2020 was 4.9 TWh. In this study, PLTS roof supporting parking at the Office of the Manpower and ESDM Office of the Province of Bali is used as a location for installing PLTS in the use of new and renewable energy which has an impact on saving electricity bills and reducing CO? emissions. PLTS is installed with a total capacity of 40 kWp with an on grid configuration. Based on the research results, the simulation uses HelioScope software using two scenarios. In scenario 1 with an optimal

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Gandjour, Afschin. "Determining cost-saving risk thresholds for statin use." PLOS ONE 20, no. 3 (2025): e0318454. https://doi.org/10.1371/journal.pone.0318454.

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Background The German government has recently drafted a bill proposing a reduction in the prescription threshold for statin use. This study aims to determine the cost-saving risk threshold for statin use in Germany to inform this proposed change. Methods An economic evaluation utilizing a decision-analytic model was performed, using secondary data to compare statin use versus no statin use from the perspective of German sickness fund insurees. The analysis focused on cost savings from avoided cardiovascular (CV) events, translating these avoided events into net savings after accounting for tre

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Pa, Vijayalakshmi. "Volatility of real return and impact of monetary policy rates on yield of the 182 days treasury bills in India." Restaurant Business 118, no. 4 (2019): 142–45. http://dx.doi.org/10.26643/rb.v118i4.7994.

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Central Government issues securities in financial markets to meet out its financial requirements for fulfilling its objectives towards overall economic and welfare development of the nation. Both money and capital markets help to float short term as well as long term securities before the public to tap their savings. Financial institutions, Banks, primary dealers and individuals are allowed to deal with financial securities. 182 Days Treasury Bill is also one of the instrument which cater the needs of deficit of the government. This paper deals with 182 days treasury bills for analysing the re

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GONZALEZ ASENJO, DAVID, LUIS IZQUIERDO, and JAVIER SEDANO FRANCO. "EMPOWERING ENERGY COMMUNITIES: THREE METHODS TO DISTRIBUTE SAVINGS IN LOCAL ENERGY MARKETS." DYNA 99, no. 4 (2024): 417–23. http://dx.doi.org/10.52152/d11065.

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In the current context of energy crisis, the energy sector is undergoing significant transformations towards a sustainable, competitive, and affordable energy landscape. Central to this transformation are Energy Communities (ECs), which have emerged as an ideal vehicle to facilitate the energy transition for small consumers. This paper evaluates the performance of three alternative methods (i.e. bill-sharing, price-based and surplus-based) to allocate costs and benefits within ECs. Specifically, we compare the distribution of savings generated by energy internal trading under each of the three

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Abhijith, C., Raj Amanyujith, R. Aiswariya, Hanna Safeer Fathimath, and Dharman M. K. Nikhil. "Electrify: Real-Time Analysis of Electricity Consumption and Bill Prediction." International Journal of Innovative Science and Research Technology 8, no. 3 (2023): 1647–49. https://doi.org/10.5281/zenodo.7793093.

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In this scenario, it is essential to optimize power usage and promote efficient energy consumption. The increasing electricity demand has put a strain on natural resources and the environment. To address this, there is a need to optimize energy usage and reduce waste. The proposed system aims to help users achieve this by providing real-time analysis of electricity consumption and predicting monthly electricity bills using machine learning algorithms. The system employs a current sensor to track the energy consumed by each device in a house and estimates the monthly electricity bill. The user

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Widiandika Putra, I. Wayan Dicky, Wayan Gede Ariastina, Ida Ayu Dwi Giriantari, I. Nyoman Setiawan, I. Wayan Sukerayasa, and I. Nyoman Satya Kumara. "POTENSI PENGHEMATAN BIAYA TAGIHAN LISTRIK PASCA PEMASANGAN PLTS ATAP GEDUNG RUSUNAWA UNIVERSITAS UDAYANA." Jurnal SPEKTRUM 10, no. 4 (2023): 91. http://dx.doi.org/10.24843/spektrum.2023.v10.i04.p12.

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The limited availability of natural resources and the impact on the environment that regularly using fossil-based electricity become the basis for the government to develop renewable energy. One of the potential uses of renewable energy in Indonesia is a rooftop solar power plant which in its design does not require a large area of land and space for the placement of solar modules. This research designing rooftop solar power plants with an on-grid system on the Udayana University Rusunawa building with the capacity scenario of 20 kWp, 15 kWp, and 10 kWp using HelioScope. Based on the results o

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Kinoshita, Shin. "Conjoint analysis of Japanese households’ energy-saving behavior after the earthquake: The role of the preferences for renewable energy." Energy & Environment 31, no. 4 (2019): 676–91. http://dx.doi.org/10.1177/0958305x19882386.

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Energy savings among households is an important energy challenge in Japan. After the Great East Japan Earthquake in March 2011, electricity shortages became a worry because nuclear power plants ceased operations. The conditions that households require to save electricity are analyzed in the paper by a conjoint analysis. An annual electricity bill, CO2 emissions, a stable electricity supply, and energy sources that generate electricity are considered. The role of energy sources, especially renewable energy, in energy savings is focused. When renewable energy such as solar and wind power is used

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Oh, Eunsung. "Community Solar Operation Strategy for Smart Energy Communities Considering Resource Fairness." Applied Sciences 12, no. 24 (2022): 12867. http://dx.doi.org/10.3390/app122412867.

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This study proposes a community solar operation strategy for smart energy communities (SECs), which comprise members of an energy consumption group, to minimize the electricity bill of its members. When sharing resources within a group, resource distribution is a critical problem, and fairness in resource sharing is the main constraint for operation. The proposed community solar operation is formulated as a mixed-integer liner problem that can be optimally solved using centralized control and future time information. However, obtaining information of a future time is not causal. By decomposing

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Anderson, Kate, Amanda Farthing, Emma Elgqvist, and Adam Warren. "Looking beyond bill savings to equity in renewable energy microgrid deployment." Renewable Energy Focus 41 (June 2022): 15–32. http://dx.doi.org/10.1016/j.ref.2022.02.001.

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Newhouse, Joseph P. "Policy Watch: Medicare." Journal of Economic Perspectives 10, no. 3 (1996): 159–67. http://dx.doi.org/10.1257/jep.10.3.159.

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The forecast growth for Medicare spending has created a highly visible budgetary impasse between the president and Congress. Both favor the growth of health plans that accept risk and would promote them by creating less restrictive options than heretofore. Nonetheless, the conference bill the president vetoed for other reasons did not envision price competition among plans but relied upon administered prices instead. The bill allowed Medical Savings Accounts; because of selection, the Congressional Budget Office estimated they would slightly increase Medicare costs. By eliminating the subsidy

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Petrović, Nenad, Nenad Kostić, Vesna Marjanović, Ileana Ioana Cofaru, and Nenad Marjanović. "Sizing and shape optimization material use in 10 bar trusses." MATEC Web of Conferences 343 (2021): 04004. http://dx.doi.org/10.1051/matecconf/202134304004.

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Truss optimization has the goal of achieving savings in costs and material while maintaining structural characteristics. In this research a 10 bar truss was structurally optimized in Rhino 6 using genetic algorithm optimization method. Results from previous research where sizing optimization was limited to using only three different cross-sections were compared to a sizing and shape optimization model which uses only those three cross-sections. Significant savings in mass have been found when using this approach. An analysis was conducted of the necessary bill of materials for these solutions.

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Fane, S., C. Grossman, and A. Schlunke. "Australia's water efficiency labelling and standards scheme: summary of an environmental and economic evaluation." Water Supply 20, no. 1 (2019): 1–12. http://dx.doi.org/10.2166/ws.2019.137.

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Abstract This paper describes the outcomes of an evaluation of Australia's Water Efficiency Labelling and Standards (WELS) scheme. WELS is a national, government-run scheme that mandates water efficiency labelling for indoor water-using fixtures and appliances. The scheme also imposes a minimum standard for some products. The evaluation considered the environmental and economic impacts of improvements in the water efficiency of WELS-labelled products since the scheme's inception in 2006 and forecast for 20 years. The study estimated water, energy, greenhouse gas (GHG) and utility bill savings

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Jeon, Byung-Ki, and Eui-Jong Kim. "White-Model Predictive Control for Balancing Energy Savings and Thermal Comfort." Energies 15, no. 7 (2022): 2345. http://dx.doi.org/10.3390/en15072345.

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To save energy consumed by a building, utilizing optimal predictive control with model predictive control (MPC) makes the most of energy storage systems (ESSs) to reduce the electrical energy consumption of peak and heavy loads. This study evaluated MPC applicability in a multi-zone commercial building using the EnergyPlus model and conducted multi-objective optimization of thermal comfort and energy savings. As a result of the simulation, optimal ESS charging scenarios responded to the fluctuating electricity pricing system, and changing the peak load time reduced the electricity bill of the

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Babalola, Abdurrauf, and Abiodun Ibrahim Abdul. "Does Interest Rate Really Stimulate Savings in Nigeria?" Folia Oeconomica Stetinensia 22, no. 2 (2022): 18–37. http://dx.doi.org/10.2478/foli-2022-0017.

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Abstract Research background: Interest rate as a stimulus to savings has been discussed by many scholars while ancient scholars kicked against the collection of usury (interest). Developing countries like Nigeria may not be stimulated with the rate of interest because of its insignificant level, which is presently causing financial exclusion against the opponents of interest. Purpose: This study examines whether interest rate really stimulates savings in Nigeria. Research methodology: The study covers the post-liberalization period between 1987 and 2021. The research employs the Vector Autoreg

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Morote, Álvaro-Francisco, María Hernández, Jorge Olcina, and Antonio-Manuel Rico. "Water Consumption and Management in Schools in the City of Alicante (Southern Spain) (2000–2017): Free Water Helps Promote Saving Water?" Water 12, no. 4 (2020): 1052. http://dx.doi.org/10.3390/w12041052.

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Studies on water in cities usually focus on household consumption. However, little attention has been given to non-household consumption and schools from a geographic perspective. The objectives of this research are to examine water consumption trends in schools in the city of Alicante (Southern Spain) between 2000–2017, revise how water use is managed in these centers, and, lastly, examine initiatives aimed at environmental education and saving water in these schools. The results obtained from a survey of school directors indicate a low level of participation because only 14 of the 88 educati

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Santana da Silva, Jessica, Fabiana Rocha Pinto, David Barbosa de Alencar, and Gisele De Freitas Lopes. "Energy Efficiency Analysis in a Higher Education Institution in Manaus - Amazonas." International Journal for Innovation Education and Research 7, no. 11 (2019): 424–31. http://dx.doi.org/10.31686/ijier.vol7.iss11.1896.

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Thinking about solving the problem of high consumption and high cost in the electricity bill, this study proposes to present proposals to increase the energy efficiency of the site. In this sense, it is proposed an energy efficiency analysis of a Public Higher Education Institution in the Municipality of Manaus, Amazonas. A building survey was performed on the appliances and components of the building's electrical system, as well as an assessment of electricity bills to measure consumption. In order to verify voltage, current and power, electric measuring instruments were used to elaborate pro

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Chen, Hong Bing, and Ping Wei. "Discussion on Household Heat Metering and Central Control of Heating System." Advanced Materials Research 512-515 (May 2012): 2863–66. http://dx.doi.org/10.4028/www.scientific.net/amr.512-515.2863.

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Aiming at the current unreasonable heat charge policy, this paper describes the necessity of consumption-based heat bill system, introduces the basic ideas and problems of household heat metering and central control on total heat supply, and analyzes the relationship of household heat metering and central control. The study shows these two aspects should be well coordinated wit[h each other for better energy savings.

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Alvarado, Ricardo, and Alvaro Suárez. "A novel energy-saving method for campus wired and dense WiFi network applying machine learning and idle cycling techniques." FACETS 9 (January 1, 2024): 1–19. http://dx.doi.org/10.1139/facets-2023-0164.

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University campus networks need wired (ethernet) and dense wireless fidelity networks that have devices like access points, switches, and routers that are always turned on. Consequently, they generate two important problems: the energy bill and the influence of carbon dioxide into the atmosphere. Energy savings are the solution to those problems. There are several proposals to augment the energy savings separately in ethernet and wireless fidelity, but there is no integrated method to simultaneously reduce them in both parts of the networks. Our novel method combines idle cycling and machine l

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Zhang, Shida, and Petr Musilek. "The Impact of Battery Storage on Power Flow and Economy in an Automated Transactive Energy Market." Energies 16, no. 5 (2023): 2251. http://dx.doi.org/10.3390/en16052251.

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This article explores the use of battery energy storage in a transactive energy approach for a heavily solar-penetrated community. We hypothesize that the efficient market interactions between independently acting, fully automated agents (some equipped with battery energy storage) can result in both bill savings and improvements in power flow, without explicitly optimizing for power flow ahead of time. A test setting of nine typical residential prosumers and one heavily loaded prosumer is used. The heavily loaded prosumer initially experiences multiple undervoltage violations, and a 13.5 kWh b

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Aboagye, Judith, and Ji Young Jung. "Debt Holding, Financial Behavior, and Financial Satisfaction." Journal of Financial Counseling and Planning 29, no. 2 (2018): 208–18. http://dx.doi.org/10.1891/1052-3073.29.2.208.

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This study examined factors associated with financial satisfaction and found that financial behaviors/attitudes provide the strongest explanation for the total variance in financial satisfaction. While overspending had a strong negative association with financial satisfaction, having a higher risk tolerance, no difficulty with monthly bill payments, and savings in an emergency fund, were all positively associated with financial satisfaction. Households with student loan debts and homeowners with mortgage loans were also less likely to be satisfied with their overall financial situation. The fi

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Shahid, Muhammed, Rizwan Aslam Butt, and Attaullah Khawaja. "Fiscal- and Space-Constrained Energy Optimization Model for Hybrid Grid-Tied Solar Nanogrids." Energies 15, no. 21 (2022): 8080. http://dx.doi.org/10.3390/en15218080.

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Due to rising fossil fuel costs, electricity tariffs are also increasing. This is motivating users to install nanogrid systems to reduce their electricity bills using solar power. However, the two main constraints for a solar system installation are the initial financial investment cost and the availability of space for the installation of solar panels. Achieving greater electricity savings requires more panels and a larger energy storage system (ESS). However, a larger ESS also increases the electricity bill and reduces the available solar power due to higher charging power requirements. The

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Irawan, Dandan. "Pelatihan Kepatuhan Koperasi Terhadap Penyelenggaraan Pengembangan dan Penguatan Sektor Keuangan." E-Coops-Day 4, no. 2 (2023): 253–60. http://dx.doi.org/10.32670/ecoopsday.v4i2.3636.

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Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Services Sector (UU PPSK) is the initiative of the Government and the DPR to advance public welfare by reforming the Indonesian financial sector. Compromises for Savings and Loans (KSP) and Savings and Loan Units (USP) operations are divided into closed loops where KSP and USP are supervised by the Ministry of Cooperatives and of course, internal cooperatives and opened loop for KSP and given a two-year transition period to become a Financial Services Cooperative supervised by the Financial Services Authority (O

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Wan, Syakirah Wan Abdullah, Osman Miszaina, Zainal Abidin Ab Kadir Mohd, and Verayiah Renuga. "Battery energy storage system (BESS) design for peak demand reduction, energy arbitrage and grid ancillary services." International Journal of Power Electronics and Drive System (IJPEDS) 11, no. 1 (2020): 398–408. https://doi.org/10.11591/ijpeds.v11.i1.pp398-408.

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Renewable Energy (RE) penetration is a new phenomenon in power systems. In the advent of high penetration of RE in the systems, several issues have to be addressed especially when it involves the stability and flexibility of the power systems. Battery Energy Storage System (BESS) has gained popularity due to its capability to store energy and to serve multiple purposes in solving various power system concerns. Additionally, several BESS can be combined to operate as Virtual Power Plant (VPP). This study will involve the design and implementation of BESS for five potential customer sites for th

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Yusoff, Ahmad Razlan, M. N. Mohd Foudzi, M. Y. Taib, and A. S. Arnizam Shah. "Monitoring energy audit for energy savings using non cost technique at electronics company." Journal of Modern Manufacturing Systems and Technology 5, no. 1 (2021): 71–79. http://dx.doi.org/10.15282/jmmst.v5i1.6143.

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Energy is essential element for economical growth in industry and it measures directly the standard of living for a country. The economical growth and energy demand in the modern society need to be reduced the energy consumption. In this paper, energy consumption was monitored and audited for an electronic company in Malaysia. The energy consumption was analysed based on electrical bill and then the power consumption has been verified based on energy audit process using power analyser for this electronic company. It is monitored that the energy audit for the whole company and point out the pos

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Putri, Dewa Ayu Made Dyana. "Controversial Policy Seeking Balance Between Savings and Basic Needs." Indonesian Journal of Law and Justice 2, no. 3 (2025): 9. https://doi.org/10.47134/ijlj.v2i3.3829.

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This study explores the impact of the controversial budget efficiency policy implemented by the Indonesian government in 2025, focusing on the education and health sectors. Through in-depth analysis, this study reveals how policies aimed at reducing waste have the potential to hinder the realization of the goal of developing superior and healthy human resources. Budget cuts in the education sector raise concerns about disrupted access to education for the underprivileged, declining quality of education, and threatening the welfare of educators. Meanwhile, budget cuts in the health sector have

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Kate, Mr Malhar. "A Study on The Impact of Payment Apps on Financial Behaviour of Users”." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 05 (2025): 1–9. https://doi.org/10.55041/ijsrem47115.

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Abstract Today’s payment apps have become essential for managing finances—enabling rapid transactions, bill payments, and online shopping without the need for cash or cards. This study examines how digital payment solutions influence everyday financial behaviour, highlighting both their conveniences and potential drawbacks such as security vulnerabilities and impulsive spending. An online survey (N=103) gathered data on usage frequency, comparisons with traditional payment methods, support for achieving savings goals, expense tracking ease, and security concerns. Statistical analyses—including

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Fikru, Mahelet G. "Zero lost profit principle for solar compensation and its impact on bill savings." Applied Energy 326 (November 2022): 119997. http://dx.doi.org/10.1016/j.apenergy.2022.119997.

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MacDonald, H. I. "Special Interest Politics and the Crisis of Financial Institutions in the USA." Environment and Planning C: Government and Policy 10, no. 2 (1992): 123–46. http://dx.doi.org/10.1068/c100123.

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The savings and loan bailout bill, the Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA), marks the beginning of the post-Reagan era of reregulation. The traditional lobbying coalition of the housing and home-finance industries was too divided and defensive to shape the FIRREA legislation effectively. Congress and the Bush Administration were preoccupied with the financial and political crises raised by the collapse of the Federal Savings and Loan Insurance Company, and were unsympathetic to the lobbying efforts of industry. In this anti-special-interest atmosphere,

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Perdigones, Alicia, Fátima Baptista, José L. García, Rosa M. Benavente, and Fernando R. Mazarrón. "Impact of the New Energy Context on the Feasibility of Solar Water Heating Systems in the Agri-Food Industry." Processes 11, no. 6 (2023): 1761. http://dx.doi.org/10.3390/pr11061761.

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The new energy context since 2021 has led to dramatic increases in the energy bills of agribusinesses, affecting the price of foodstuffs. A considerable part of energy consumption is due to the heating of water at high temperatures. The present study analyzed the feasibility of using a Solar Water Heating System (SWHS) with an evacuated tube collector. In particular, the required sizing changes, potential savings and cost-effectiveness were analyzed. The results show that the new energy context makes the SWHS investment highly attractive: a payback of less than 4 years in most of the scenarios

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Nyambane, David, and Rutsimba Emmanuel Kazungu. "The correlation between Zigama Credit and Savings Bank's (CSS) online financial services and customer satisfaction." INOSR ARTS AND HUMANITIES 9, no. 2 (2023): 60–73. http://dx.doi.org/10.59298/inosrah/2023/2.7.4000.

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The study titled Enhancing Customer Satisfaction through Online Financial Services in Rwanda utilized a questionnaire survey to collect data from a target population of 72,000 Sigma Credit and Savings Bank members. The sample size of 99 was determined using Slovene’s formula. Data were acquired through self-administered questionnaires and presented via tables and pie charts. The questionnaire design ensured accurate measurement, consistency, and reliability of the gathered information. Regarding the first research objective focusing on the benefits of online banking at Zigama Credit and Saving

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Adaramola, Anthony Olugbenga, Peter Akinyemi Kayode, Vincent Adewale Omotayo, and Joseph Adeyinka Adewole. "MONETARY POLICY AND STOCK PRICE BEHAVIOUR OF BANKS IN NIGERIA: A PANEL DYNAMIC CO-INTEGRATION APPROACH." Practitioner Research 5 (July 31, 2023): 35–64. http://dx.doi.org/10.32890/pr2023.5.2.

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This study was conducted to examine effect of monetary policy on stock prices of listed banks in Nigeria. Specifically, the study examined effects of broad money supply, Treasury bill rate, monetary policy rate, exchange rate, cash reserve ratio, lending rate and savings deposit rate on stock prices of 15 listed banks on the Nigerian Stock Exchange as at 31st December, 2019. The study employed descriptive statistics, panel dynamic ordinary least squares and panel causality analysis to analyze quarterly data of stock price (STP) and monetary policy variables from 2006 to 2019. Results of the pa

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Ullah, Khan Rahmat, Marudhappan Thirugnanasambandam, Rahman Saidur, Kazi Akikur Rahman, and Md Riaz Kayser. "Analysis of Energy Use and Energy Savings: A Case Study of a Condiment Industry in India." Energies 14, no. 16 (2021): 4798. http://dx.doi.org/10.3390/en14164798.

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Electric motors and boilers lead the industrial components which consume the largest portion of energy in an industry. This study explores the energy audit data of the condiment industry in India. The study mainly focuses on the estimation of the load factor, energy use, energy savings and annual bill savings with payback period of the electric motors of the plant. During the audit, it was found that there were several motors running under loaded conditions despite non-availability of variable speed drives installed in the plant. Therefore, variable speed drives are recommended to be installed

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Ubag, Gerald T. "THE EXTENT OF PERSONAL FINANCIAL MANAGEMENT PRACTICES OF PUBLIC AND PRIVATE HIGH SCHOOL TEACHERS IN BACONG." Ignatian International Journal for Multidisciplinary Research 2, no. 11 (2024): 502–12. https://doi.org/10.5281/zenodo.14203627.

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This study aims to assess the financial practices of public and private high school teachers to gain insight about their financial behaviors. A descriptive research method was employed, involving 64 participants in Bacong. A tailored questionnaire was used that covered various financial aspects such as savings, spending, borrowing, and retirement planning. Data from the questionnaire were analyzed using descriptive statistics. The results show that both public and private high school teachers engage in financial management, but differences exist. Private school teachers regularly save, while p

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Fikru, Mahelet G. "Estimated electricity bill savings for residential solar photovoltaic system owners: Are they accurate enough?" Applied Energy 253 (November 2019): 113501. http://dx.doi.org/10.1016/j.apenergy.2019.113501.

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Wei, An Xiang, and Jin Hua Yao. "Analyzing the Cost of High-Rise Buildings after Second Design Based on the Bill of Quantity Valuation Mode." Advanced Materials Research 919-921 (April 2014): 1429–32. http://dx.doi.org/10.4028/www.scientific.net/amr.919-921.1429.

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The second design of construction drawings is an important part for building. It is not only a simple analysis and a modification of the drawings, but is the purpose to save cost using re-designed based on construction plan and techniques. For this purpose and other advantages of second design, the current large-scale projects, especially high-rise buildings, are required for secondary design. This article mainly introduces the second design, and uses the value engineering and the weighted average method to analyze the problem of cost savings and allocation. It proposes the approaches and meth

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Azaroual, Meryeme, Djeudjo Temene Hermann, Mohammed Ouassaid, et al. "Optimal Solution of Peer-to-Peer and Peer-to-Grid Trading Strategy Sharing between Prosumers with Grid-Connected Photovoltaic/Wind Turbine/Battery Storage Systems." International Journal of Energy Research 2023 (June 19, 2023): 1–17. http://dx.doi.org/10.1155/2023/6747936.

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This paper presents an energy management peer-to-peer (P2P) and peer-to-grid (P2G) trading strategy for power sharing between prosumers with grid-connected photovoltaic/wind turbine/battery storage systems. The optimal results are obtained using the “Fmincon” solver due to its ability to solve large-scale optimization problems. Two prosumers sectors are considered in this study that is the residential and commercial. The results show that for the residential consumer side, the load is satisfied by the energy from the grid, its own renewable energy system (RES), and the energy from the commerci

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León-Martínez, Vicente, Clara Andrada-Monrós, Laura Molina-Cañamero, Jorge Cano-Martínez, and Elisa Peñalvo-López. "Decarbonization of Distribution Transformers Based on Current Reduction: Economic and Environmental Impacts." Energies 14, no. 21 (2021): 7207. http://dx.doi.org/10.3390/en14217207.

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Well-known industrial practice efficiency improvement techniques, such as reactive compensation, load balancing, and harmonic filtering, are used in this paper to reduce energy losses in distribution transformers, and therefore, to decrease carbon dioxide emissions and economic costs in the operation of these transformers. Load balancing is carried out by monitoring the values of the angles of the active and reactive components of the vector unbalanced power. Likewise, the application of Order 3/2020 of the Spanish National Markets and Competition Commission is described, in detail, for the ca

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