To see the other types of publications on this topic, follow the link: Blockchain consultant.
Journal articles on the topic 'Blockchain consultant'
Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles
Consult the top 50 journal articles for your research on the topic 'Blockchain consultant.'
Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.
You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.
Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.
1
Kifokeris, Dimosthenis, and Christian Koch. "A conceptual digital business model for construction logistics consultants, featuring a sociomaterial blockchain solution for integrated economic, material and information flows." Journal of Information Technology in Construction 25 (October 29, 2020): 500–521. http://dx.doi.org/10.36680/j.itcon.2020.029.
Full textAbstract:
In this paper, a new digital business model for independent construction logistics consultants, which features the conceptualization of a sociomaterial blockchain solution for integrated information, material and economic flows, is proposed. Theoretically, we offer an understanding of the economic flow, stress the optimization of construction logistics through flow integration, analyse current approaches to understanding blockchain, adopt sociomateriality to envision a suitable blockchain solution, and consider the way blockchain can constitute part of the value proposition of a related digital business model. Methodologically, we systematically reviewed the literature on blockchain-related construction research, and conducted empirical studies on independent logistics consultants in the Swedish context for more than a year. On the one hand, the literature review reveals that core blockchain properties can generate value for construction logistics (e.g. shared ledger structure and reduction of accounting rework) – however, apart from visions and prototypes, there currently exist no use cases, and potential implementational constraints and security issues are limitedly considered. One the other hand, the empirical findings show that independent construction logistics consultants in the sociomaterial Swedish context are suitable candidates for the proposed digital business model. By combining the literature and empirical insights, a permissioned private proof-of-authority blockchain solution integrating the supply chain flows in a generic sociomaterial setting is conceptualized. This solution is then embedded in the value proposition of a digital business model for an independent construction logistics consultant. The proposition includes, among others, improved process management and increased productivity, while the consultants’ competitive advantage through innovation is facilitated. Other business model segments, like key resources, are also updated via the blockchain solution, while some, like channels, are not significantly affected. To not hinder the realization of this digital business model, issues like the lack of blockchain awareness, and the existing power balances within sociomaterial constellations, have to be addressed.
2
Ballard, Ron. "Blockchain: The Facts and Fiction." ITNOW 62, no. 2 (2020): 22–25. http://dx.doi.org/10.1093/itnow/bwaa039.
Full text
3
Chenriana, Jessica, and Alvanov Z. Mansoor. "Proposed Business Scheme for Small and Medium Architectural Consultant Using Blockchain Paradigm (Case Study: Studio Kano)." European Journal of Business and Management Research 6, no. 4 (2021): 350–54. http://dx.doi.org/10.24018/ejbmr.2021.6.4.1025.
Full textAbstract:
Developments in Indonesia are growing along with the increase in population. The high demand both in architecture and construction is an excellent opportunity for architectural business. Unfortunately, the development was not supported by proper preparation of financial allocations. As a result, many projects were delayed or even stalled. Moreover, this problem has negative impacts on various parties, such as architects and contractors.
 This paper formulates a new architectural business scheme for Studio Kano as a newcomer architectural consultant who often experiences problems during the process. The majority of this problem is due to the client's financial condition and causes a difference between the results and the initial design. At first, Studio Kano needs to increase the company's productivity and minimize disruption in project development, especially from the financial issues, by analyzing the company's current business situation using two analytical approaches; Business Process Analysis and Value Proposition.
 The finding from conducted analysis determines a new architectural business scheme for Studio Kano using the Blockchain paradigm. It will underpin to maintain its design characteristics, maximize productivity, and minimize project development disruption, especially in payment issues.
4
Dutta, Arpan. "DocScribd: A Secure Healthcare Platform for Patient Records and Consultant Directory." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem49360.
Full textAbstract:
Abstract - A number of early studies have guided conceptualization and design of DocScribd. Importance has been attached to the need for secure and modular designs in health information systems, promoting the use of standardized data formats, expandable frameworks, and access control facilities—principles that DocScribd embodies through its microservices-based, encrypted, and role-driven system architecture. An appointment system for doctors that is web-based proved the value of real-time scheduling, email reminders, and patient-doctor communication for enhancing healthcare efficiency. Based on this, DocScribd uses smart filters, live calendar synchronization, and e-prescription enabling for complete booking and consultation optimization. The need to utilize AES-256 encryption, secure socket layer (SSL) procedures, and data minimization strategies to protect sensitive medical information directly affects DocScribd's method of secure data transmission and storage in every module. Emphasis on secure online consultations and prescribing has motivated DocScribd's adoption of digital signatures, identity verification, and audit trails to guarantee visibility and deter malicious behavior. Secondly, the advent of blockchain as a method for decentralized, tamper-resistant medical records resonates with DocScribd's vision for the future of immutable audit logs and decentralized data integrity. Together, these ideas justify the requirement of secure, user-focused, and scalable digital platforms for healthcare and provide a solid foundation for DocScribd's system architecture and its future functionalities. Key Words: Healthcare information systems, Consultant directory, e-Prescription, Appointment management, DocScribd, Web-based healthcare platforms.
5
Alfakeeh, Ahmed S., and Muhammad Awais Javed. "Efficient Resource Allocation in Blockchain-Assisted Health Care Systems." Applied Sciences 13, no. 17 (2023): 9625. http://dx.doi.org/10.3390/app13179625.
Full textAbstract:
Smart health care will be a major application in future smart cities. Timely and precise delivery of patients’ data to their medical consultant, to allow the necessary actions, is one of the basic needs in health care systems. Blockchain technology, with the provisioning of recording and tracking of data blocks, guarantees secure and error-free data delivery. The vital sign data from patients’ sensors are placed in different data blocks. To become a part of the blockchain, the block must contain a valid key, based on a hash function. Mining nodes with high processing capabilities generate the required key using a 32-bit number, known as a nonce, which is changed for every new block. Finding a nonce that meets the hash function requirements is a time-intensive process in blockchain technology and is performed by several fog mining nodes. However, an efficient resource allocation that results in the fair placement of data in these fog mining nodes, while maintaining the priority and sensitivity of patients’ data, is a challenge. This work proposes two algorithms for the resource allocation of mining nodes. The first algorithm uses a load balancing technique to distribute the load of nonce computing tasks. The second algorithm utilizes the knapsack algorithm to allocate the caching space of the mining nodes. The simulation results highlighted that the proposed resource allocation techniques outperformed the existing techniques, in terms of quick mining of the most sensitive patient data blocks.
6
Yuneline, Mirza Hedismarlina. "Analysis of cryptocurrency’s characteristics in four perspectives." Journal of Asian Business and Economic Studies 26, no. 2 (2019): 206–19. http://dx.doi.org/10.1108/jabes-12-2018-0107.
Full textAbstract:
Purpose The innovation of cryptography technique and blockchain has made cryptocurrency an alternative medium of exchange due to its safety, transparency and cost effectiveness. But its main feature cannot be separated from the users who use cryptocurrency for their illegal transactions. There are several arguments related to the legality of cryptocurrency. The purpose of this paper is to analyze the nature of cryptocurrency based on characteristics of money, legal perspective, economic perspective and Sharia perspective. Design/methodology/approach In this study, the methodology used is descriptive with a qualitative approach. The object of this research is cryptocurrency. The data are secondary data obtained from peer-reviewed journal articles, conference papers review, working paper and Sharia consultant reports addressing the legality of cryptocurrency. The literature review analysis includes the following steps: material collection, descriptive analysis, discussion with people in Sharia competency and intuitive-subjective material evaluation. Findings Regarding the characteristic of money, cryptocurrency is acceptable. But in terms of the legal perspectives, cryptocurrency does not meet the criteria as currency. From the economic perspective, cryptocurrency does not fully meet the characteristic currency due to high price volatility, and from the Sharia perspective, cryptocurrency can be considered property (mal) but not as a monetary value (thamanniyah). Research limitations/implications The research findings are based on the journal articles, working paper and Sharia consultant report, and it may lack Sharia’s opinion. Any further discussion related to Sharia perspectives will be a great input to enrich the study. Practical implications This study also includes the implications related to the opportunities and the risks of cryptocurrency that can be discussed for the development of the cryptocurrency in the future. Social implications This study includes the implication cryptocurrency is using as nature of money and not as speculative instrument. Originality/value This study argued the legality of cryptocurrency in four perspectives such as the nature of money, legal, economy and Sharia perspective.
7
Hartley, Janet L., William Sawaya, and David Dobrzykowski. "Exploring blockchain adoption intentions in the supply chain: perspectives from innovation diffusion and institutional theory." International Journal of Physical Distribution & Logistics Management 52, no. 2 (2021): 190–211. http://dx.doi.org/10.1108/ijpdlm-05-2020-0163.
Full textAbstract:
PurposeDespite blockchain's potential supply chain benefits, few organizations have moved beyond pilot projects. The paper aims to explore blockchain adoption intentions for supply chain applications using two theoretical perspectives: innovation diffusion theory (IDT) and institutional theory (IT).Design/methodology/approachBased on theory, five propositions were developed addressing the intention to adopt blockchain. The propositions were tested using scenario-based experiments with supply chain professionals. To provide additional insights, interviews with 21 supply chain professionals in 15 organizations representing 8 industries were content analyzed.FindingsExperiments suggest that the intention to adopt blockchain is higher when there are government regulations regarding product origin, organizations are using updated cloud-based information systems and organizations are working with third-party consultants. The content analysis suggests that organizations that face normative pressures to adopt blockchain supply chain applications and recognize blockchain's relative advantage, compatibility and complexity are more likely to be actively seeking information about and adopting blockchain supply chain applications. The authors synthesize findings and provide new propositions to guide future research.Originality/valueUsing a multi-method approach, the study provides an important window into supply chain managers' perceptions of the necessary conditions to support organization-level blockchain adoption. The findings also indicate key characteristics present in supply chain networks poised for blockchain adoption.
8
Almohana, Albatoul, Iman Almomani, and Walid El-Shafai. "B-UMCS: Blockchain-enabled Unified Medical Consultancy Service." PLOS ONE 19, no. 12 (2024): e0310603. https://doi.org/10.1371/journal.pone.0310603.
Full textAbstract:
The advent of blockchain technology within the healthcare domain has signified a paradigm shift, transitioning from an emerging trend to an essential infrastructure component that ensures decentralization, transparency, integrity, and persistent availability. Despite its potential, the healthcare sector has not fully capitalized on the vast array of benefits blockchain technology offers. Most existing works utilized blockchain technology within a specific healthcare entity’s services but not among several healthcare organizations. They notably lack the provision for direct communication and knowledge transfer between doctors from different hospitals. Therefore, this paper introduces a pioneering Blockchain-based Unified Medical Consultancy Service (B-UMCS) that leverages blockchain’s robustness to revolutionize telehealth services by (a) alleviating the shortage of medical expertise through facilitating the interconnection of physicians from diverse hospitals and geographical areas onto a consolidated platform, (b) promoting the seamless sharing of medical consultations, electronic health records (EHRs), and expert insights while upholding rigorous security and privacy protocols, (c) integrating the inherent security mechanisms of blockchain with the distributed data storage functionality offered by the Interplanetary File System (IPFS). This work details the B-UMCS’s components, interactions, smart contracts, protocols, algorithms, storage and transmission of EHRs, and their corresponding implementations. The evaluations of the proposed B-UMCS reveal that it secures and facilitates the sharing of EHRs and enables healthcare professionals to collaborate and exchange expertise seamlessly across institutional boundaries. They are additionally ensuring that healthcare providers can offer their knowledge in an efficient and scalable manner. Overall, B-UMCS not only addresses the current challenges in healthcare data security and accessibility but also opens new avenues for collaboration and knowledge sharing among healthcare professionals, ultimately contributing to improving patient care quality.
9
Jurt, Alessya. "APPRECIATION OF WORKS OF ART: AN INTERVIEW WITH GIOSUÈ J. PREZIOSO, AN INTERNATIONAL CONSULTANT, MASTER IN ART, LAW AND BUSINESS, (CHRISTIE'S LONDON/UNIVERSITY OF GLASGOW), PHD CANDIDATE (UNIVERSITY OF READING), LECTURER IN ADVANCED EDUCATIONAL LEADERSHI." Central Asian Journal of Art Studies 10, no. 3 (2023): 196–204. http://dx.doi.org/10.47940/cajas.v10i3.756.
Full textAbstract:
Abstract. Over the last decade, the art world has been experiencing deep transformations and modifications. Indeed, new media, technologies, and even currencies (i.e. NFT, blockchain, metaverse, robotics, cryptocurrencies etc.) have been revolutionizing the approach, reception, and making of art as conventionally intended. Artists, collectors, scholars, and art aficionados alike may indeed need guidance in this always-changing world and its challenging functioning, transactions, and reception. Questions concerning art assessment, pricing, deontology, sustainability, and "fairness" are indeed gradually more frequent in journals, research, surveys, and they are often left fully answered.
 This work - designed in the form of an interview - features the participation of an international art expert and scholar (Giosuè Prezioso), who explains, through his experience, how to better understand, interact, and operate with/in the art world. His multidisciplinary experience and approach will touch upon the visuals, law, and business of this market, exacerbating suggestions, tips, and recommendations to artists, collectors, and art people alike.
10
Sainath, G., K. Tanishq, K. Sujith, and Dr R. Uma Mageswari. "Smart Health Consulting Online System Using Blockchain." International Journal for Research in Applied Science and Engineering Technology 11, no. 3 (2023): 1837–42. http://dx.doi.org/10.22214/ijraset.2023.49775.
Full textAbstract:
Abstract: The current healthcare industry col-lects huge amounts of healthcare data which, unfortunately, are not “mined” to discover hid-den information for effective decision making. BlockChain has been a current trend for at-taining diagnostic results because it keeps the data secure and immutable. BlockChain further extend the support for the process of extracting hidden information from massive dataset, cate-gorizing valid and unique patterns in data. By means of this fruitful insights Blockchain is used in healthcare sector for better decision making. Researchers all over the world are working in either multi agents or in ontologies for developing system in health care domain with help of blockchain. It might have happened so many times that you or someone need doctor help but they are not available due to some reasons. The work proposed here suggests a health management system which supports end user to effectively use online consultation and uses blockchain for storing the patients insights and doctors information. Through this intelligent healthcare system the patient gets guidence from the doctor related their health issues.
11
Coman, Dan Marius, Constantin Aurelian Ionescu, Anișoara Duică, et al. "Digitization of Accounting: The Premise of the Paradigm Shift of Role of the Professional Accountant." Applied Sciences 12, no. 7 (2022): 3359. http://dx.doi.org/10.3390/app12073359.
Full textAbstract:
The current pandemic crisis has led to a paradigm shift in the economy. Expressions such as digital transformation and digitalization of business are common in the communication channels of economic entities, which want to benefit from the advantages of information technology (artificial intelligence, software robots, and blockchain) to streamline their business. The aim of this research is to highlight the impact of the digitalization of accounting on the business environment, the work style, and the role of professional accountants: the paradigm shift. The study is based on theoretical research as well as empirical research based on a questionnaire applied in economic entities, and respondents are both decision makers and professional accountants. The results obtained by the statistical analysis of the questionnaire (Chi-square, Crosstabulation, Friedman test) suggest that digitization is more than a conventional change, being equally about technology and people. The orientation towards digitalization implies, in addition to a well-organized implementation plan, a change in the mentalities of the human factor corroborated with the evolution of the organizational culture of economic entities. At the same time, we are witnessing a change in the accounting paradigm, and the role of professional accountants is evolving from “transaction logger” to analyst and consultant for entrepreneurs. Research confirms that the digitalization of accounting is proving to be not only a modern solution, imposed by technological progress, but also timely, necessary, and even mandatory given the difficulty of anticipating the economic and social context due to the pandemic crisis. This study stands out both because of the innovative character of the approached subject, the digitalization of accounting, which represents a concept in full expansion, and because of its practical utility. This is proven by the analyses performed and the conclusions drawn in the context of an economic environment that is constantly looking for solutions. All operations can be moved to a controlled and accessible digital environment that can be accessed from any location.
12
Dymchenko, O., V. Smachylo, Y. Gnatchenko, Y. Tararuiev, and O. Rudachenko. "THEORETICAL PRINCIPLES OF EXCHANGE TRADING IN THE ASPECT OF DIGITALIZATION." Series: Economic science 2, no. 176 (2023): 53–58. http://dx.doi.org/10.33042/2522-1809-2023-2-176-53-58.
Full textAbstract:
The purpose of the article is to determine the main directions of development of modern information technologies in stock trading. The article analyzes the results of scientific publications related to the problems of stock trading in Ukraine and formulates a conclusion about the need for a more thorough study of the problems of applying artificial intelligence in this area. The main technologies used in stock trading are characterized. Modern systems and technologies that were developed to facilitate stock trading are highlighted, namely: electronic trading platforms; high-frequency trading; Artificial Intelligence; blockchain; cloud technologies; social media. The main stages of the application of Artificial Intelligence in stock trading are described, with the definition of its main functions. The prospects of using digital platforms for stock exchange transactions are analyzed. Digital platforms have been proven to be a key component of digital business transformation, creating an online space for business, consumers and financial transactions and interactions. The advantages of digital platforms are ease of use, visual appeal, a combination of integrated analytics and personalized solutions. Digital currencies linked to platforms will become more differentiated than conventional currencies today, differing not only in their monetary functions but also in the functionality provided by the linked platforms. The economy of digital platforms has a positive effect on stock trading and currency competition. A comparison of bank-centered and platform-centered financial models in the case of their application for stock exchange transactions was developed. It has been proven that the main advantage of the platform-centric model is the use of Artificial Intelligence for stock trading. In fact, the platform described in the article performs the functions of a broker-consultant for clients, which not only concludes deals, but also generates the best options for them at a certain point in time (which is especially important when taking into account the second price fluctuations of exchange goods). Keywords: stock market, digitalization, fintech, innovative technologies, business.
13
Adhe, Mithun Pralhad. "Online Medicine Application with Personalized Blockchain Wallet and AI-Based Doctor Consultation System." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 05 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem33035.
Full textAbstract:
The "Online Medicine Application with Personalized Blockchain Wallet and AI-based Doctor Consultancy System" presents a visionary approach to address the evolving healthcare landscape by integrating cutting-edge technologies. This initiative encompasses an intuitive online medical application facilitating seamless healthcare service access, alongside a secure and personalized blockchain wallet for confidential health record management. Additionally, it features an AI-driven doctor consultancy system for intelligent diagnosis and treatment recommendations. Emphasizing digital transformation, accessibility, and data security, the project aims to enhance healthcare convenience and patient-centricity. Successful implementation promises to revolutionize healthcare delivery, empowering individuals while addressing regulatory challenges. This report delineates the project methodology, utilized technologies, system architecture, data privacy measures, implementation phases, and testing processes. Moreover, it discusses user training, support strategies, deployment plans, and future directions. By amalgamating these components, the project endeavours to redefine healthcare accessibility and quality, transforming the delivery and experience of healthcare services. Keywords: Blockchain Healthcare, Medical Records Security, Medication Catalog, Personalized Blockchain Wallet, AI Chatbot, Smart Contracts, Patient Privacy
14
He, Zhaoyuan, and Paul Turner. "Blockchain Applications in Forestry: A Systematic Literature Review." Applied Sciences 12, no. 8 (2022): 3723. http://dx.doi.org/10.3390/app12083723.
Full textAbstract:
Blockchain applications have received a lot of attention in recent years. They provide enormous benefits and advantages to many different sectors. To date, there have not been any systematic studies comprehensively reviewing current blockchain-based applications in the forestry sector. This paper examines published work on blockchain-based applications in the forestry sector. A systematic review was conducted to identify, analyze, and discuss current literature on current blockchain applications deployed (and/or proposed) in the forestry sector, grouping results into three domains of forest management, traceability of forest-based products, and forest fire detection based on content analysis. The analyses highlight reported benefits, opportunities, and challenges of blockchain applications in the forestry sector. The study results show that blockchain has great potential in sustainable forestry, minimizing illegal logging, conserving biodiversity, and many other areas in forestry. It also shows that blockchain in forestry is still immature and complex, since it requires specialists to adopt. This paper contributes towards filling the existing research gap through this systematic review on blockchain applications in forestry. This review offers insights into a deep understanding of blockchain applications for managers, practitioners, and consultants interested in forestry. The paper identifies existing research gaps on related topics of blockchain applications in forestry and makes recommendations on potential future directions for research into blockchain in forestry.
15
Alang, Julio Rionaldo. "Learning Mergers & Acquisitions: Blockchain." IJEBD (International Journal of Entrepreneurship and Business Development) 4, no. 4 (2021): 472–79. http://dx.doi.org/10.29138/ijebd.v4i2.1121.
Full textAbstract:
The Mergers & Acquisitions process are characterized by the fact that companies rely so much on attorneys, external deal advisors, auditors, tax consultants and other sorts of professional intermediaries. This results in both, high costs and considerable time expenditure. The lengthy and cost-intensive process makes it particularly difficult for enterprises to profit from any Mergers & Acquisitions transactions. In However, with the advent of Cryptocurrencies, Initial Coin Offerings, and Blockchain implementation, Blockchain and Machine-Learning as technology can be used across the whole bandwidth of the Mergers & Acquisition process, from letters of intent, asset to equity sales, through all stages of the due diligence into post-transactions integration. In this article, the researcher will explore and further elaborate on the comprehensive Mergers & Acquisitions process within the Blockchain.
16
Tokkozhina, Ulpan, Ana Lúcia Martins, and Joao C. Ferreira. "Use of Blockchain Technology to Manage the Supply Chains: Comparison of Perspectives between Technology Providers and Early Industry Adopters." Journal of Theoretical and Applied Electronic Commerce Research 17, no. 4 (2022): 1616–32. http://dx.doi.org/10.3390/jtaer17040082.
Full textAbstract:
Following the interest in blockchain technology (BCT) business solutions and the nascent stage of technology in supply chain (SC) practices, this research compares views from business practitioners who are experienced in real cases of BCT adoption with the views of technology consultants proficient in the complexities of BCT to analyze the benefits and challenges BCT holds for SCs. Based on the comparison of the two sides, the joint views that both adopters and technology consultants share is the ability that BCT holds to speed up processes across SCs through decentralized data access, thus decreasing human errors and reducing paperwork. However, technology consultants perceive the need to increase BCT awareness levels of businesses, to prevent BCT implementation just for reasons such as ‘recordkeeping’ and to reduce misconceptions in areas such as cryptocurrency applications. The findings also revealed that technology consultants insist on the careful evaluation and definition of records to be kept on BCT platforms prior to the adoption process, in order to avoid unnecessary data input. Currently, according to early industry adopters’ cases, most business attempts of BCT adoption use private networks, so technology consultants promote business entities on developing plans towards open-access public networks.
17
Mohammad Mizanur Rahman, Dr. Amina Elshamly, Shafiq Ur Rehman, Zainab Jameel, and Rabia Hameed. "Blockchain Technology And Its Impact On European Bank’s Cyber Security And Data Integrity." Journal of Namibian Studies : History Politics Culture 34 (June 19, 2023): 1796–813. http://dx.doi.org/10.59670/jns.v34i.3449.
Full textAbstract:
Cybersecurity Ventures anticipates that the worldwide expenses of cybercrime would increase by 15 percent yearly over the course of the next five years, reaching USD 10.5 trillion annually by 2025, which is an increase from USD $3 trillion in 2015. It’s imperative to investigate the implementation of new technologies and their outcome in raising the threat to the banking industry. Using CFA and EFA statistical analysis and gathering the data from N=291 respondents from the managerial level, blockchain consultants, and cybersecurity experts. The findings confirm that the implementation of blockchain technologies has efficiently reduced customer cyber security risks and enhanced the European banking sector's data integrity.
18
Oni, Oluwasola. "Stakeholder perspectives on blockchain technology adoption for public governance in Nigeria - a qualitative study." Edelweiss Applied Science and Technology 8, no. 6 (2024): 342–55. http://dx.doi.org/10.55214/25768484.v8i6.2069.
Full textAbstract:
The purpose of this paper is to investigate the perspectives and expectations of the stakeholders involved in this diffusion process, with the objective of assessing Nigeria's position along the innovation diffusion process. Although a national policy for the adoption of the technology has been published recently. There is very scant literature on the “perspectives of key stakeholders” on blockchain adoption. This paper attempts to address that gap by gathering insights through the views of various stakeholders involved in the innovation-decision process, including public officials, vendors, end users, and consultants, with the aid of interviews. With an initial exploratory study using the theoretical frameworks of Social Construction of Technology (SCOT) and Innovation Diffusion Theory, results reveal that the adoption of blockchain technology for governance is at the decision phase. Private developers exhibit enthusiasm and preparedness for blockchain integration, as against mild reservations within governmental bodies and financial institutions, primarily concerning security, scalability, and regulatory frameworks. The paper suggests that future research endeavours to embrace complementary methodologies and cross-sectoral analyses, to identify sector-specific challenges in the adoption of blockchain technology
19
Chakraborty, Soham, Akhil Boddul, Vivek Patil, Ganesh Raje, and Prof Ujwala Gaikwad. "E-KYC System Using Blockchain." International Journal for Research in Applied Science and Engineering Technology 11, no. 7 (2023): 1174–81. http://dx.doi.org/10.22214/ijraset.2023.54834.
Full textAbstract:
Abstract: Know your client or simply KYC, is a process utilized by businesses and financial institutions to identify their clients and evaluate any potential risks associated with illegal intentions and unethical behavior. The term KYC often refers to bank regulations and anti-money laundering regulations aimed at governing these activities. Due to concerns over bribery and unethical behavior, companies of all sizes are required to implement KYC to ensure their agents, consultants, and distributors comply with anti-bribery regulations. Despite the use of traditional KYC systems, there are limitations to their effectiveness. To address these limitations, a proposed system has been developed that uses the immutable nature of Distributed Ledger Technology (DLT) to create a tamper-proof system. This system enables customers and financial institutions to verify and record KYC documents on the DLT, providing greater efficiency, cost reduction, improved customer experience, and end-to-end transparency in integrating customer documents into the bank's database. Additionally, this system eliminates the need for repeated KYC checks performed by banks through the creation of a secure and common blockchain database. The blockchain's secure nature ensures that unauthorized changes to the data are immediately invalidated and the use of a proof-of-reputation concept makes the verification process more robust.
20
Mong, Sylvia Gala, Ruth Lua Ejau, Roseline Ikau, and Evie SendiIbil. "Unveiling Blockchain Technology in Construction Supply Chain Management: The What, When, Who, Where, and How Towards Digitalization." International Journal of Research and Innovation in Social Science VIII, no. VIII (2024): 3631–58. http://dx.doi.org/10.47772/ijriss.2024.808054s.
Full textAbstract:
Digitalization and technology disruptions have ushered in the Fourth Industrial Revolution (IR 4.0), which is now required for many sectors. On the other hand, the building sector is seen to be among those that is resistant to change. The possibility of implementing blockchain technology in the building sector has not received much attention. The cryptocurrency space is not new to blockchain technology. In essence, it is a public ledger or distributed database that contains all the executed and shared digital events or transactions between all involved parties. Herein lies the utility of blockchain technology, particularly in the highly transactional construction sector.Blockchain technology records every transaction and arranges all the “blocks” into a “chain,” acting as a middleman in every transaction we make to foster trust. In the construction business, supply chain management spans a range of stakeholders, including contractors, manufacturers, consultants, and clients. It also covers numerous construction organization activities, starting with planning, design, construction, and maintenance. Numerous activities lead to a large volume of transactions that impede communication and cooperation between these parties and result in expensive arbitration or lawsuit cases. It has been acknowledged that blockchain technology is one of the cutting-edge innovations that have the potential to revolutionize several sectors.Using blockchain technology has several benefits, such as lower transaction costs, protection against data tampering and falsification, and more flexibility. Because it involves so many transactions between many parties, the construction sector is typically seen as having a lot of potential for using blockchain technology. There aren’t many examples of blockchain uses in the construction sector, despite its apparent benefits.
21
Scott, Denis, and Tim Broyd. "Investigating hosting project bank accounts (PBAs) on the blockchain and its potential value contribution to the UK construction industry." Journal of Information Technology in Construction 29 (December 19, 2024): 935–75. https://doi.org/10.36680/j.itcon.2024.041.
Full textAbstract:
The UK Government mandated using project bank accounts (PBAs) in public-sector construction projects to reduce the risk of damages caused by contractor insolvencies and cash farming. Cash farming is a strategy contractors exploit to maintain high levels of capital for maximising investments into future work at the detriment of the supply chain enduring withheld payments. This article explores the cash flow problem from the technology perspective, particularly whether the programmability of smart contracts and the general-purpose protocol layer of the blockchain can be leveraged to reduce systems fragmentation and increase cash flow automation. This research proposes a PBA blockchain application and tests its hypothesis through proof of concept. Data is collected from construction consultants with working experience of PBAs to validate the proposal from the enterprise perspective. The findings suggest four key practical implications: (1) The proposed application reduces the PBA management workload of contractors due to process flow automation, (2) blockchain and smart contracts include the potential to democratise PBAs across a broader percentage of the supply chain, (3) a blockchain-based PBA can be set-up within a day (vs weeks with banks) and stores transactions permanently (vs a one year cap with banks), and finally, (4) blockchain can improve the granularity and traceability of cash flow data in payment performance reports.
22
Sudrajat, Darjat, Andre Kreie, Engkos Achmad Kuncoro, and Adam Zulyiko Hakim. "Blockchain-Capabilities, Supply Chain Resilience, and Company Performance:." Winners 24, no. 2 (2023): 127–35. http://dx.doi.org/10.21512/tw.v24i2.10486.
Full textAbstract:
Alignment and agility are essential supply chain capabilities required to maintain and enhance performance, particularly in the current era of disruption. The research aimed to examine the impact of blockchain capabilities on supply chain resilience and company performance using quantitative and cross-sectional survey methods. Logistics service providers (LSP) were selected as the units of analysis, and individuals such as logisticians in Indonesia and Switzerland served as units of observation. Data were collected through an electronic questionnaire (Google Forms) using a quota sampling technique and analyzed using Smart-PLS software. The sample size included 60 respondents, comprising 45 and 15 from Indonesia and Switzerland based on the 10-times rule. The results show that supply chain resilience partially and fully mediated the impact of blockchain capabilities (supply chain alignment and agility) on LSPPerformance. LSP could also enhance performance and resilience by implementing blockchain technology to enhance supply chain alignment and agility. In theoretical terms, the results have implications contributing to dynamic capability theory. In practical applications, the research serves as valuable insights for government authorities and IT consultants when formulating effective plans and strategies to analyze the adoption of blockchain technology among LSP. Additionally, directors and owners of these companies are persuaded that blockchain has the potential to create and enhance supply chain capabilities, as well as increasing competitive advantage.
23
Shetty, Ankitha, Adithya D. Shetty, Rashmi Yogesh Pai, et al. "Block Chain Application in Insurance Services: A Systematic Review of the Evidence." SAGE Open 12, no. 1 (2022): 215824402210798. http://dx.doi.org/10.1177/21582440221079877.
Full textAbstract:
The Insurance industry participates in various processes that are characterized by data exchange, which is modified or updated by many parties. Hence, the insurance industry can benefit from the adoption of blockchain technology. However, there is a lack of understanding of the technology, the legal implications and the issues in implementing the technology. This paper aims at finding potential opportunities for the insurance sector on the implementation of blockchain technology. It also discusses issues and concerns for insurance companies wanting to adopt block chain technologies. A search was carried out for relevant electronic bibliographic databases (searched by means of keywords), articles published in scientific journals, websites of consultancy firms and blockchain developers, and reference lists of relevant review articles. Articles were screened and eligibility was based on participants, procedures, interventions comparisons, outcomes (PICO) model and criteria for PRISMA (Preferred Reporting Items for Systematic Reviews). A total of 23 papers were finalized after scrutiny for this study whereby the results disclose that blockchain, as a single source of reality, has the potential to improve productivity and mitigate the complexity of the insurance processes. Examples of real-world applications and insurance use cases are presented to demonstrate the strengths & capabilities of the technology. This study also considers the present-day issues, risks and concerns in the implementation of the blockchain technology. Finally, the challenges and obstacles in the application of Blockchain technology in the Insurance Sector is highlighted and presented.
24
Priya.V, Amutha.K, and Josi Ceciliyah.A Marry. "Fake Product Detection using Blockchain Technology." International Journal of Multidisciplinary Research Transactions 5, no. 6 (2023): 285–93. https://doi.org/10.5281/zenodo.7899961.
Full textAbstract:
The modern world development of a product or technology forever comes with risk factors like counterfeiting or duplication, which can affect the company’s name, Revenue (sales and profit), and client health. Finding the genuineness of a product is the biggest challenge today. Counterfeit or duplicate products are inflicting serious worsening within the world market. As we tend to all grasp, each whole features a pretend copy of them out there. Each in style whole has pretended makers produce identical items at cheaper rates by compromising the particular quality. Even the consultants of the first company might not be able to distinguish between pretend products and real products. During this project, we tend to use blockchain technology to observe the original product and add a QR code to them whereas producing. The QR code of the product is going to be connected to a Blockchain. We can store the product details and generate a QR code of that product as blocks within the information. Now people would be ready to scan the QR code victimization on their smartphones and their smartphones can tell them whether or not the product is pretended or not. It'll compare the scanned QR code against entries within the Blockchain database. If the code matches, it'll provide a notification to the client that the product is original, otherwise it'll provide the notification that the product is pretended.
25
Sevita Sari Dewi and Eko Suyono. "Dampak Teknologi Artificial Intelligent dan Cara Menghadapi Blockchain Technology dalam Perspektif Akuntansi." EKONOMIKA45 : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan 12, no. 1 (2024): 975–93. https://doi.org/10.30640/ekonomika45.v12i1.3678.
Full textAbstract:
The development of Artificial Intelligence technology is changed the accounting profession. This paper provides a comprehensive overview of recent development in Artificial Intelligence, Big Data and Machine Learning use in business practices in the accounting profession worldwide. The paper explores the evolution of the accounting profession following recent technological developments and assesses the impact of these developments in the future. The challenges and opportunities posed by Artificial Intelligence relating to accounting professionals and the process of accounting education. This research uses a normative juridical approach with a literature study of secondary data. This paper provides an overview of how accounting educators and professionals respond to these technological developments and provides further discussion on what accounting profession, institutions and graduates should do to face the challenges of change caused by technological developments. This research aims to describe the development and system of blockchain, identify potensial uses, analyze internal and external factors, and identify how accountants face blockchain disruption. The method use is descriptive qualitative. Data was obtained through interviews and literature studies. This research shows that blockchain technology has potential implementation in accounting, auditing, finance, supply chain, and public sector. Practitioners and academics need to pay attention to the curriculum and framework related to blockchain implementation, from one set of skills, and the current role of accountants is as business advisors or consultants and not as counters.
26
Yadlapalli, Aswini, Shams Rahman, and Pinapala Gopal. "Blockchain technology implementation challenges in supply chains – evidence from the case studies of multi-stakeholders." International Journal of Logistics Management 33, no. 5 (2022): 278–305. http://dx.doi.org/10.1108/ijlm-02-2021-0086.
Full textAbstract:
PurposeThe aim of the research is to identify and prioritise the implementation challenges of blockchain technology and suggests ways for its implementation in supply chains.Design/methodology/approachUnderlined by the technology, organisational, and external environment model, a conceptual framework with four challenge categories and sixteen challenges is proposed. Data collected from three stakeholder groups with experience in the implementation of blockchain technology in India is analysed by employing an analytical hierarchy process method-based case study. Further, a criticality–effort matrix analysis is performed to group challenges and suggest ways for implementation.FindingsThe analysis revels that all stakeholders perceive complexity challenge associated with the technology, organisational structure, and external environment, and issues of compatibility with existing systems, software, and business practices to be high on the criticality and effort scales, which thus require meticulous planning to manage. Likewise, top-management support issues related to insufficient understanding of how technology fits with the organisation’s policy and benefits offered by the technology requires high effort to address this challenge.Research limitations/implicationsThe results were obtained by focusing on the Indian context and therefore may not apply to other nations’ contexts.Practical implicationsBy investigating the challenges that the developers, consultants, and client organisations need to address, this study assists managers in developing plans to facilitate coordination among these organisations for successful blockchain implementation.Originality/valueTo the authors’ knowledge this study is the first to identify and prioritise the challenges from the perspectives of multiple stakeholder groups with experience in blockchain technology implementation.
27
Carvalho, Isaque Benevides Castro, Gustavo Wanderley Lopes Azevedo, and Marcia Maria Pereira Rendeiro. "Aplicação da tecnologia blockchain na gestão de dados dos prontuários eletrônicos de pacientes: revisão integrativa da literatura." Revista Sustinere 11, no. 2 (2023): 584–607. http://dx.doi.org/10.12957/sustinere.2023.68584.
Full textAbstract:
A gestão em saúde atualmente enfrenta desafios na forma como os dados dos pacientes são armazenados em prontuários. O sistema centralizado dificulta o acesso dos pacientes a suas informações confidenciais, prejudicando o controle sobre seus próprios registros de saúde. Muitas vezes, os pacientes desconhecem completamente as anotações feitas em seus prontuários. Esta pesquisa tem como objetivo identificar estudos sobre a aplicação da tecnologia blockchain na área da saúde, buscando soluções para melhorar o armazenamento e acesso aos prontuários. A revisão integrativa foi realizada em 2022, consultando publicações nas bases de dados eletrônicos MEDLINE, Web of Science e Scopus, resultando em 18.728 estudos encontrados. Após a aplicação dos critérios de exclusão, inclusão e qualidade, foram utilizados nesta revisão 83 estudos relevantes. Embora o número de estudos sobre blockchain em aplicações de saúde esteja em constante crescimento, algumas limitações ainda precisam ser superadas. Existem aplicações da tecnologia que ainda não encontraram soluções adequadas. Apesar do potencial e interesse na tecnologia blockchain, seu impacto no armazenamento de prontuários de pacientes ainda está na fase de documentação, e as aplicações de pesquisa e atendimento clínico ainda precisam ser mais desenvolvidas. A maioria dos estudos com base em soluções blockchain ainda se encontra em estágio de conceitos iniciais e, em alguns casos, operam com bases de dados de usuários restritas. No entanto, acreditamos que o futuro da tecnologia blockchain, que elimina intermediários, tem um potencial imenso para exercer um efeito positivo significativo no armazenamento de dados de pacientes na área da saúde.
28
S, Hariharan, and Adhithan J. "AI Enhanced Certificate Verification." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem44539.
Full textAbstract:
Starting a business in many regions involves obtaining approvals from various regulatory bodies, often resulting in delays due to manual processes, lack of system integration, and procedural inefficiencies. This paper proposes the development of a Smart Approval System, a web and mobile application designed to automate and streamline the business registration and approval process. The platform integrates with existing government portals such as GST, ROC, and MSME, automating compliance verification and significantly reducing processing time. It leverages blockchain technology to ensure data integrity and secure authentication. Features include step-by-step guided registration, real-time progress tracking, and in-app payment processing. A cloud-based backend developed using Python supports robust data management, while a user-centric UI/UX provides guided workflows for entrepreneurs. Role-based authentication is implemented for entrepreneurs, government officials, and consultants. The Smart Approval System introduces an efficient, secure, and scalable approach to modernizing regulatory approval systems. INDEXTERMS—Business Registration, Regulatory Compliance, Blockchain Authentication, Web Application, Mobile Application, Government Integration
29
Ebekozien, Andrew, Clinton Aigbavboa, and Mohamad Shaharudin Samsurijan. "An appraisal of blockchain technology relevance in the 21st century Nigerian construction industry: perspective from the built environment professionals." Journal of Global Operations and Strategic Sourcing 16, no. 1 (2022): 142–60. http://dx.doi.org/10.1108/jgoss-01-2022-0005.
Full textAbstract:
Purpose Studies show that the fourth industrial revolution (4IR) technologies can be used to transform the built environment sector in the 21st century. Blockchain technology has been identified as one of the drivers of 4IR that could be a channel of innovation in the built environment. Studies concerning the application of blockchain technology in Nigeria’s built environment are scarce. Thus, this study aims to investigate the relevance of blockchain technology to the Nigerian built environment professionals (BEP) in the 21st century and proffer ways to promote the applications in the sector. Design/methodology/approach Given the unexplored nature of the issue in Nigeria’s context, 20 semi-structured virtual interviews were conducted across Lagos and Abuja cities. The participants were knowledgeable in construction-related information technology, from construction contracting firms and construction consulting firms, academicians in construction consultancy and internet and communication technology experts. The collated data were coded, analysed and presented in themes via a thematic approach. Findings Automating construction progress payments in smart contracts, financial management and supply chain management reduces transaction costs emerged as the key areas where blockchain technology can benefit the Nigerian BEP if well implemented. Others are blockchain-based BIM and prevents forgery and alteration of data, contract management and blockchain-based building information modelling (BIM). Blockchain technology applications are not without some hindrances. The 22 perceived hindrances were government, employer and employee related in Nigeria’s built environment. Research limitations/implications This research is restricted to the relevance and encumbrances facing the applications of blockchain technology in Nigeria’s built environment. Also, this study proffers policy solutions to promote the application of blockchain technology in the built environment via a qualitative method. Future study becomes pertinent to explore other components of the 4IR and their relevance within Nigeria’s built environment. Practical implications Results from this paper will strengthen and offer a rich insight into the relevance of blockchain technology in the Nigerian built environment. Other developing nations with similar challenges may consider the recommendations from this study. This study will contribute towards stirring the parties to create a good platform and supporting policies to promote the applications and implementation of blockchain technology across the industry. Originality/value This paper is one of the few papers that attempted to uncover issues that hinder blockchain technology applications in the Nigerian built environment via a qualitative approach and proffer feasible solutions from the practitioners’ perspective.
30
Freyssinet, Éric. "Témoignage de l’association France Meta. Interview de Pierre PAPERON, président de l’association." Annales des Mines - Enjeux numériques N° 22, no. 2 (2023): 70–74. http://dx.doi.org/10.3917/ennu.022.0070.
Full textAbstract:
Présentation de Pierre PAPERON Pierre Paperon est ingénieur des Arts et Métiers et MBA HEC. Il a été consultant et directeur général dans de multiples sociétés dont McKinsey, Havas, Apple, groupe Danone, Lastminute.com … Depuis huit ans, il conseille les gouvernements et les sociétés pour l’utilisation des blockchains , des NFT et du Web3 (anti-blanchiment, cinéma, grands crus classés et primeurs, agriculture, stade de foot…). Il a créé, en janvier 2022, l’association France Meta, qui compte 1 300 membres. Pierre a sept enfants, tenté l’Everest, écrit trois livres et été officier sur le Redoutable pendant deux ans.
31
Rawan, Alshawy, and Alrwais Omer. "Blockchain Technology Adoption Effect Onknowledge Management State of the Art Survey." International Journal of Managing Value and Supply Chains 14, no. 1 (2023): 11–19. http://dx.doi.org/10.5121/ijmvsc.2023.14102.
Full textAbstract:
The International Journal of Managing Value and Supply Chains ( IJMVSC ) is a quarterly open access peer-reviewed journal that publishes articles that contribute new results in all areas of value and supply chain management. The journal provides a platform to disseminate new ideas and new research, advance theories, and propagate best practices in the management of value and supply chain management, looking across both product and service-based businesses. This will include works based in service management, logistics and distribution, operations management, process management, flow control, and customer service. The journal offers a forum in which academics, consultants, and practitioners in a variety of fields can exchange ideas to further research and improve practices in all areas of business. The International Journal of Managing Value and Supply Chains ( IJMVSC ) seek to establish new collaborations, new best practices, and new theories in the management of both product and service-based organizations around the world.
32
Udokwu, Chibuzor. "Formalizing and Simulating the Token Aspects of Blockchain-Based Research Collaboration Platform Using Game Theory." Mathematics 12, no. 20 (2024): 3252. http://dx.doi.org/10.3390/math12203252.
Full textAbstract:
Small and medium-scale enterprises (SMEs) need a platform that actively enables collaboration with research institutions and consultants as SMEs lack the financial resources to conduct independent research. Such a platform will require a verifiable manipulation-free system to enable, execute, and record collaboration activities and to track reputations among the organizations and individuals that use the platform. Blockchain provides an opportunity to build such a collaborative platform by enabling the verifiable recording of the results of the collaborations, aggregating the resulting reputation of the collaborating parties, and offering tokenized incentives to reward positive contributions to the platform. Cryptocurrencies from which blockchain tokens are derived are volatile, thereby reducing business organizations’ interest in blockchain applications. Hence, there is a need to design a self-sustaining valuable token model that incentivizes user behaviours that positively contribute to the platform. This paper explores the application of game theory in analyzing token-based economic interactions between various groups of users in an implemented blockchain-based collaboration platform to design and simulate a token distribution system that provides a fair reward mechanism for users while also providing a dynamic pricing model for the utility value provided by platform tokens. To achieve this objective, we adopted the design science research method, a running case of a blockchain collaboration platform that enables research collaboration, and extensive form games in game theory, first to analyze and simulate token outcomes of users of the collaboration platform. Secondly, the research used a logarithmic model to show the dynamic utility pricing property of the developed token model where the self-sustainability of the token is backed by the availability of an internal resource within the platform. Thirdly, we applied a qualitative approach to analyze potential risks in the designed token model and proposed risk mitigation strategies. Thus, the resulting models and their simulations, such as token distribution models and a dynamic token utility model, as well as the identified token risks and their mitigation strategies, represent the main contributions of this work.
33
Lіudmyla Sakhno. "Exploring the Opportunities and Obstacles of Implementing Artificial Intelligence in Accounting and Auditing." Journal of Information Systems Engineering and Management 10, no. 2s (2024): 359–66. https://doi.org/10.52783/jisem.v10i2s.324.
Full textAbstract:
Introduction: Artificial intelligence technologies are being introduced into the economic sector due to the possibilities of automating processes. However, conservative views on using the latest technologies characterise accounting and auditing. This is because there is a risk of errors and confidential data leakage. Nevertheless, artificial intelligence is gradually being introduced into financial accounting and auditing, and today it is indispensable for some processes. Objectives: Our study aimed to determine the level of implementation of artificial intelligence technologies in accounting and auditing based on the survey results and identify the main factors influencing the level of artificial intelligence application in practice. Methods: To achieve this goal, the following methods were used: analysis, synthesis, induction, systematisation, and a survey of 947 respondents, including business people, business consultants, accountants, and auditors. Results: The survey results indicated a high level of use of artificial intelligence among business consultants and auditors, and the types of artificial intelligence were dominated by expert systems, machine learning, and customer support. At the same time, they identified a low level of use of complex systems, such as neural networks, blockchain technologies, and hybrid systems, against the background of low awareness among accountants and business people, accountants' fear of losing their jobs, and entrepreneurs' distrust of data protection and the potential for errors when using artificial intelligence. Conclusions: Thus, it is advisable to train accountants to help them adapt their professional activities to the current requirements of society and to encourage auditors and business consultants to advise entrepreneurs.
34
Dzhusov, Oleksii А., and Serhii S. Apalkov. "The impact of digital technologies on the global market of private banking and wealth management services." European Journal of Management Issues 25, no. 2 (2017): 72–79. https://doi.org/10.15421/191710.
Full textAbstract:
<strong>Purpose</strong> – to analyze the current trends in the international market for financial investment and wealth management services and characterize the impact of digital technologies on the development of the investment market. <strong>Results.</strong> The economic essence of the concept of "private capital management" and the consequences of the impact of digital innovations on it were explored. The problem of the outlined tendency to decrease the growth rates of assets under the management of financial institutions has been considered. The specificity of the Ukrainian market of wealth management services was determined. Based on the analysis, the directions for further development of the international market for financial investment and private capital management services in the medium term have been identified. <strong>Theoretical implication.</strong> The issues studied in the work should contribute to speeding up the solution of problems of the impact of digital technologies on the international market for financial investment and private capital management services and integrating digital technologies into investment markets. <strong>Originality / value of the research.</strong> A distinctive feature of this work is the abundance of factual material about the results of the activity of the world's largest financial institutions - leaders in the field of services for managing financial investments and private capital. <strong>Prospects for further research.</strong> This work opens the possibility of further researches into the impact of digital technologies on the international market for financial investment and private capital management services and compares research results with actual data on the work of financial institutions. <strong>Paper type</strong> – empirical.
35
Dr., P.Revathi. "Technology and Innovation in Insurance– Present and Future Technology in Indian Insurance Industry." International Journal of Engineering and Management Research 10, no. 1 (2020): 21–25. https://doi.org/10.31033/ijemr.10.1.4.
Full textAbstract:
<strong>Insurance companies are unique — most of their interactions with customers happen through an agent. In effect, a chunk of technology investment goes into improving agent experience. Insurers have developed systems to advise agents on products tailored for specific customers, depending on their history with the insurer and income band. Bajaj Allianz Life Insurance has a mobile app to hire agents. This helps in training, exams and licensing. It has brought on board 15,700 consultants digitally in the past year, cutting down processing time by half.</strong> <strong>Insurers have launched mobile phone apps, making it easier for customers to transact with them. They are, slowly and surely, moving towards paperless claims as well. These are, however, only the first steps in digital transformation. Changing core systems is expensive and complicated. So, most transformation initiatives focus on improving systems of engagement with customers.</strong> <strong> With the constant advancements and better use of digital tools in the last few years; most of these challenges seem to be addressed efficiently. While technologies such as Robotic Process Automation (RPA), Artificial Intelligence (AI), Block chain, and Advanced Analytics are working as promoters to enhance the importance of insurance, the insurers are working hard to create a more streamlined and integrated insurance system.</strong>
36
Haeri, Seyed, Peter Thompson, Neil Davies, Peter Van Roy, Kevin Hammond та James Chapman. "Mind Your Outcomes: The ΔQSD Paradigm for Quality-Centric Systems Development and Its Application to a Blockchain Case Study". Computers 11, № 3 (2022): 45. http://dx.doi.org/10.3390/computers11030045.
Full textAbstract:
This paper directly addresses a long-standing issue that affects the development of many complex distributed software systems: how to establish quickly, cheaply, and reliably whether they can deliver their intended performance before expending significant time, effort, and money on detailed design and implementation. We describe ΔQSD, a novel metrics-based and quality-centric paradigm that uses formalised outcome diagrams to explore the performance consequences of design decisions, as a performance blueprint of the system. The distinctive feature of outcome diagrams is that they capture the essential observational properties of the system, independent of the details of system structure and behaviour. The ΔQSD paradigm derives bounds on performance expressed as probability distributions encompassing all possible executions of the system. The ΔQSD paradigm is both effective and generic: it allows values from various sources to be combined in a rigorous way so that approximate results can be obtained quickly and subsequently refined. ΔQSD has been successfully used by a small team in Predictable Network Solutions for consultancy on large-scale applications in a number of industries, including telecommunications, avionics, and space and defence, resulting in cumulative savings worth billions of US dollars. The paper outlines the ΔQSD paradigm, describes its formal underpinnings, and illustrates its use via a topical real-world example taken from the blockchain/cryptocurrency domain. ΔQSD has supported the development of an industry-leading proof-of-stake blockchain implementation that reliably and consistently delivers blocks of up to 80 kB every 20 s on average across a globally distributed network of collaborating block-producing nodes operating on the public internet.
37
Kolo, Castulus, and Florian Haumer. "Technological advances and the future of corporate and marketing communication: an international foresight study among experts from different professional backgrounds." Journal of Creative Industries and Cultural Studies 6 (2020): 18–35. http://dx.doi.org/10.56140/jocis-v6-1.
Full textAbstract:
This study strives to shed light on the potential impact of technological advances on specific aspects of corporate and marketing communication. It is based on an international survey among experts from different professional backgrounds (n=470) and a follow-up group discussion of the survey results with selected media industry experts to identify required actions by companies to cope with various aspects of change. Our foresight approach with a time horizon until about 2030 suggest that artificial intelligence (AI), virtual, mixed, or augmented reality, new human machine interfaces in general as well as internet of things (IoT) and blockchain will have the most substantial effects alongside with the increasing complexity and need for integration of various communication activities. Furthermore, content creation will become automated to a considerable extent in this decade and thus will require process innovation to get it organized. As a result, companies should build internal expertise on AI at decision-making level to avoid dependencies on external consultancy and set up a proactive partnering with suppliers of the other key technologies.
38
Rehman, Shafiq Ur, Mustafa Al-Shaikh, Patrick Bernard Washington, et al. "FinTech Adoption in SMEs and Bank Credit Supplies: A Study on Manufacturing SMEs." Economies 11, no. 8 (2023): 213. http://dx.doi.org/10.3390/economies11080213.
Full textAbstract:
Bank lending to SMEs plays a vital role in economic growth, contributing significantly to employment and GDP. Access to bank lending is crucial for small- and medium-sized enterprises (SMEs), as they contribute significantly to global employment and GDP. New financial technologies promise better bank operations, fewer costs, and enhanced credit supply to SMEs. However, there is still a lack of empirical findings on how these technologies can solve demand-side bank lending problems for small- and medium-sized firms. This study gathered data from a sample of 381 respondents, comprising CEOs, managers, officers, loan managers, IT consultants, and other relevant stakeholders. The findings indicate that the adoption of blockchain technologies, as well as the adoption of Big Data technologies encompassing cloud computing, data analytics, algorithms, and programming, along with the adoption of mobile banking technologies, have had a substantial positive impact on bank credit supplies for small- and medium-sized enterprises (SMEs) in Pakistan. This novel study contributes to existing knowledge in two ways. First, it provides knowledge to SMEs looking to adopt new technologies; second, it provides knowledge to a manager looking to finance the SMEs with information asymmetries. This research also provides key findings for researchers and policymakers.
39
Shaikh, Zaffar Ahmed, Abdullah Ayub Khan, Lin Teng, Asif Ali Wagan, and Asif Ali Laghari. "BIoMT Modular Infrastructure: The Recent Challenges, Issues, and Limitations in Blockchain Hyperledger-Enabled E-Healthcare Application." Wireless Communications and Mobile Computing 2022 (September 21, 2022): 1–14. http://dx.doi.org/10.1155/2022/3813841.
Full textAbstract:
This paper presents a layered hierarchy that depicts the progressive relationship between data, information, knowledge, and wisdom. To begin with, data is gathered and organized into information. Information is gathered, filtered, refined, and put through an investigation process to create knowledge. Wisdom is attained after knowledge discovery through the process of filtration and aggregation through experience. The layered hierarchy in the domain of e-healthcare necessitates higher scheduling costs for data collection, processing wisdom, and management, which is also an insecure and untrustworthy process for progressive medical service. The medical industry faces a difficult problem in providing collected data integrity, information reliability, and knowledge trustworthiness for the service of progressive medical relationships in the face of an increasing number of day-to-day records. The blockchain consortium hyperledger (fabric) has been used in this paper to act as a bridge that bridges the gap between electronic data, information, knowledge, and wisdom (DIKW) movement and processes by enabling the process of the layered hierarchy of schedule information and management and providing security and transparency. For e-healthcare information management and privacy, the DIKW-ledger, such as patients’ consultancy information, availing medical services, personal records, appointments, treatment details, and other health-related transactions, a consortium hyperledger fabric-enabled efficient architecture is proposed. This proposed architecture creates two networks: a public network for medical stakeholders to exchange and agree on specific medical activities before being preserved on distributed storage (read-only after record registration) and a private network for complete DIKW process scheduling and management. We designed and created smart contracts for this purpose, as well as use-case diagrams to describe the overall execution process. The proposed architectural solution provides more efficient information integrity, provenance, and storage procedures to immutably preserve the medical ledger in a permissioned hash-encrypted structure.
40
Natia Shengelia, Natia Shengelia, Zhuzhuna Tsiklauri Zhuzhuna Tsiklauri, Agnieszka Rzepka Agnieszka Rzepka, and Revaz Shengelia Revaz Shengelia. "The Impact of Financial Technologies on Digital Transformation of Accounting, Audit and Financial Reporting." Economics 105, no. 03 (2022): 385–99. http://dx.doi.org/10.36962/ecs105/3/2022-385.
Full textAbstract:
FinTech is a combination of Finance and Technology which involves use of modern smart technology like big data analytics, cloud computing, artificial intelligence, machine learning, and robotics, for doing finance. Financial technology development has influenced nearly all financial services industry, from granting to insurance, from accounting to consultancy, from consumer finance to investment banking. As a result of digital transformation, preparation of XBRL-based structured digital Financial Reports, block-chain trading, accounting of new digital assets, cryptocurrency has assigned more strategic functions to accountants, while simultaneously supported the auditing to reduce the risk at the minimum level. In order to obtain or retain competitive advantage it is essential to invest money, time into implementing in innovations. A cloud system is part of the basic infrastructure now. When the entire business model changes so do change the ways of accounting, auditing and financial reporting that are inevitable components of business. The integration of modern digital technologies into finances, has enabled finance professionals to achieve greater efficiency, work speed, and financial transparency. Keywords: Financial technologies; Digital Accounting and IFRS; Cryptocurrency; Blockchain; XBRL-standard; Audit; Financial Reporting;
41
Vynogradova, Olena, Iryna Sovershenna, Alua Yesmakhanova, and Olha Ihnatenko. "Development trends of payment ecosystems as a key link of the e-commerce infrastructure." International Science Journal of Management, Economics & Finance 3, no. 5 (2024): 45–54. http://dx.doi.org/10.46299/j.isjmef.20240305.06.
Full textAbstract:
The article provides an analytical assessment of trends and prospects for the development of payment ecosystems as a key link of e-commerce infrastructure. The factors of the development of electronic payment systems are systematized: the formation of technical and technological prerequisites related to general digitalization (payment infrastructure, network of POS terminals; mobile telephony capabilities; Abstract. The article provides an analytical assessment of trends and prospects for the development of payment ecosystems as a key link of e-commerce infrastructure. The factors of the development of electronic payment systems are systematized: the formation of technical and technological prerequisites related to general digitalization (payment infrastructure, network of POS terminals; mobile telephony capabilities; blockchain technology; creation of robots-consultants; innovative financial services; built-in financing); formation of socio-psychological prerequisites (digital literacy of the population; affordability of mobile phones with appropriate payment services; mental understanding of the importance of the transition to digitization of payments; convenience, security and speed of cashless payments; the impact of advertising). A modern paradigm of the renewed payment ecosystem of Ukraine is proposed, which will lead to its profound positive transformation. The necessity of applying European experience in the organization and operation of payment systems in order to improve the forms of interbank settlements and increase the efficiency of the payment system of Ukraine is substantiated.
42
Kovalchuk Andrii. "Features of implementing business models based on sustainable development." International Journal of Science and Research Archive 14, no. 1 (2025): 1475–81. https://doi.org/10.30574/ijsra.2025.14.1.0157.
Full textAbstract:
The article examines the features of implementing business models oriented toward the principles of sustainable development. It focuses on the integration of environmental, social, and economic factors into strategic management processes. The objective of the study is to identify methodological approaches, tools, and factors influencing the implementation of sustainable models across various industries and regions. The methodology is based on an analysis of scientific literature and empirical data, which enabled the identification of effective practices and the recognition of gaps in existing approaches. Sources include scientific articles by international authors available in open access, as well as materials found online, allowing for a comprehensive examination of the topic. Among the tools highlighted are digital platforms, monitoring systems, lifecycle assessment methods, and blockchain technologies, all of which enhance the transparency of supply chains. The results indicate that the successful adaptation of sustainable business models depends on the interplay of technological innovations, social responsibility, and local adaptation. Barriers to implementing such models include limited resources, cultural differences, and the absence of universal standards for evaluating their effectiveness. The conclusion emphasizes the importance of an interdisciplinary approach in developing sustainable development strategies, which is particularly relevant for organizations seeking to maintain long-term competitiveness. The study will be of interest to company executives, researchers, and consultants working on sustainable development issues.
43
Prince, Iheonunekwu. "The trifecta against financial crime: A collaborative analysis of the roles of banks, consulting firms, and governments." World Journal of Advanced Research and Reviews 23, no. 3 (2024): 1445–68. https://doi.org/10.5281/zenodo.14945459.
Full textAbstract:
The roles of banks, consulting firms and governments are intertwined in combating financial crime. Banks are on the frontlines as they process financial transactions and engage directly with customers. Banks are extraordinarily strategic because they interface with customers and are heavily involved in handling financial transactions worldwide. They watch accounts for any suspicious activity and report such activities to the legal bodies as expected under AML regulations. Consulting firms help banks, as well as other financial organizations to create various tools for evaluating threats and devising strategies for firms to conform to. They also do training in the area of financial crime prevention. Governments put in place measures in the form of legislation that seeks to prevent and curtail acts such as money laundering, financing of terrorism and tax evasion among others. <strong>Materials and Methods</strong>: The study’s literature was obtained from electronic databases. Only the articles that investigated the effectiveness and efficiency of anti-money laundering/counter-terrorist financing policies and regulations and/or sources that compared financial institutions’ cooperation with consulting companies and governmental agencies were included. Among the reviewed sources 53 from 1980 till 2023, which included academic books, journal articles, government and international organization reports. <strong>Results:</strong> The literature shows that relying on the regulation is inadequate for controlling finance related crimes. Banks have a profit-driven culture and it lacks scrupulousness towards integrity risks. For the same purpose, prescriptive regulations increase disproportionate compliance costs for small jurisdictions and financial institutions. Companies seeking risk management services get these from consulting firms that also profit from molding compliance frameworks. Syndication enables the employment of unique features possessed by each party. While the banks have an effective network and reach, the consulting firms can analyze data accurately, and the government has statutory power and control. <strong>Discussion:</strong> Shifting social norms are another driver: peoples’ behavior in financial markets today is a shift from that of even a decade ago and there is a need to address financial crime in a shared manner and increase cooperation at a global level. To put measures in place, the roles and responsibilities should be well defined based on strengths of each of the entities. Banks are also in good shape for transaction monitoring although they need some regulation to do so. Analyzing the motives for consulting firms, it is possible to state that the provision of technical solutions is possible only if there are factors that guarantee the transparency of actions. Governments provided the blueprint in achieving the proportionate, risk adjusted policies while leaving it to the private sector to drive the processes. This is because we have seen that financial globalization means that nations have to ideally move in synchrony. International agencies such as the UN, FATF, FSB, IMF and others have contributed to the development of international standards, whereas in national situations, the effects vary from one country to another. <strong>Conclusion:</strong> It can therefore be seen that no single entity can deal with such complicated concepts of transnational financial crimes in isolation. The utilization of the mandated strategies by banks, consulting companies and governments as essential collaborators in tandem with their core competencies is the most useful approach. This triumvirate, therefore, has great potential to add real value to anti-financial crime efficiency when properly aligned and adequately supervised in a manner consistently and holistically operationalized.
44
Joshua, Stinson. "Blockchain & Bitcoin." May 31, 2018. https://doi.org/10.5281/zenodo.1227178.
Full text
45
Frank, Paul. "What is Blockchain and how does it work?" July 1, 2022. https://doi.org/10.5281/zenodo.6787516.
Full textAbstract:
<strong>What is Blockchain?</strong> Blockchain is a distributed ledger technology – a digital, decentralized database that records transactions across many computers so that the record cannot be altered retroactively. Cryptography can be used to verify and secure transactions and control the creation of new units of a particular cryptocurrency. The decentralized nature of blockchain implementation makes it hard to alter records, even when many computers are involved. A public blockchain is like an open ledger anyone can read or write. That's why it is more attractive than other cryptocurrencies controlled by its developers. Public blockchains usually use a Proof-of-work (PoW) consensus algorithm. During the blockchain hype, there is often a lack of clarity regarding how it will impact the world economy. Many believers in blockchain envision a decentralized future where most things are automated, and transaction costs are reduced. Cryptocurrencies like Bitcoin were created to achieve this goal of decentralizing various industries, but due to their association with criminal activities, blockchain has not been fully adopted. Another issue is that blockchain is still a new technology, and few people are well versed in it. As a result, they fail to see its potential. <strong>Decentralization</strong> Decentralization in blockchain refers to the movement of control and decision-making from a centralized entity (person, organization, or group) to a dispersed network. Decentralized networks aim to lower the level of trust that users must place in one another and inhibit their capacity to assert authority or control over one another in a manner that degrades the network's functionality. The idea of decentralization is not new. When developing a technology solution, there are three basic network architectures: centralized, distributed, and decentralized. While blockchain technology frequently uses decentralized networks, a blockchain application itself cannot simply be classified as "decentralized" or "centralized." Instead, decentralization should be applied to all components of a blockchain program on a sliding scale. Greater and more equitable service can be accomplished by decentralizing the management and access to resources in an application. Decentralization often has some drawbacks, such as a decreased transaction throughput, but in most cases, these drawbacks are worth the better stability and service levels they offer. There are many benefits to decentralizing the administration of and access to resources within an application. Even if there are certain downsides to decentralization, such as a reduction in transaction throughput, in the long run, these disadvantages are outweighed by the benefits of increased service quality and stability. <strong>Distributed Ledger</strong> Distributed ledgers are databases that are shared across the network and scattered across several sites. Distributed ledgers are ledgers that have been extended around the globe and are under global control. As a result, several parties in various locations and institutions hold and restructure dispersed ledgers. <strong>Immutable Ledger</strong> In a blockchain, the term "immutable ledger" refers to any records that can't be changed. This means that you can't change data easily. This makes sure that security is pretty tight. If something is immutable, it is hard to make changes without the help of other people. With blockchain implementation, the basis of many transactions becomes an immutable ledger. This means that everyone in the network has access to a ledger that can't be altered. As a result, it is harder to commit fraud, and it provides an additional level of security. <strong>What Gives Blockchain Its Power?</strong> Let's understand how blockchain technology works. <strong>Security</strong>: Blockchain is a decentralized network. As a result, for any blockchain transaction to take place, all network members must have a consensus. A transaction cannot go through without most of the network's agreement. Therefore, <strong>blockchain implementation</strong> ensures that all transactions are protected to the highest level. <strong>Transparency</strong>: Blockchain is public, and anyone can access the network. Since blockchain technology is a decentralized system, any transaction on a blockchain network can be seen by everyone in that network. <strong>Reliability</strong>: Blockchain is a highly secured decentralized network. All nodes in the blockchain network must agree and accept any request to access any data stored there. In other words, the network highly secures any data stored in a blockchain. Since transactions are immutable, the data cannot be altered retroactively. <strong>Scalability</strong>: Blockchain technology can process large volumes of information quickly. For example, blockchain can be implemented to increase efficiency in the banking industry, especially in Africa. <strong>Accuracy:</strong> Each client account on the network has its specific and unique transaction history that can be used to profile clients. With all this data available on the blockchain, a bank can monitor client transactions and make more accurate lending decisions by generating reports based on analysis of these transactions. <strong>Privacy</strong>: The distributed nature of blockchain technology provides enhanced privacy. In a centralized system, all the data is stored on a single server. And since that server has access to all the information, it is possible to view details of any transaction on that account. This can be extremely disturbing, especially if you are one of the users accessing information needed by someone else. With blockchain implementation, even though no new data is added every time a new transaction occurs, data cannot be accessed by anyone except those authorized. <strong>Conclusion</strong> Blockchain offers a good solution for many applications requiring transparency, decentralization, integrity, and security without requiring a trusted third party. The technology can potentially disrupt many industries, including banking, payments, remittances, capital markets, asset management, insurance, and lending. However, several challenges in blockchain implementation must be addressed to realize the full potential of blockchain for different applications and use cases. At MicroAgility, Our blockchain consultants can help you understand how blockchain can be used in your business and assist you in implementing the technology. We have vast experience in adopting cutting-edge technologies in clients' businesses. We know how to implement blockchain technology based on your needs and requirements for different domains, ensuring security, confidentiality, and scalability. Our blockchain consulting services can help you choose the most suitable solution for your business and bring it to the next level with seamless implementation. <strong>MicroAgility dedicated blockchain consulting teams consist of diverse talent, including: </strong> <strong>Project Managers/Scrum Masters</strong> with extensive and hands-on expertise in Blockchain projects. <strong>Business Analysts</strong> to help you recommend ideal business requirements for blockchain solutions tailored to your needs. <strong>Software Engineers & Solution Architects</strong> to help build a custom architecture of blockchain solutions for your business <strong>UX Designers </strong>to design user-friendly, state-of-the-art digital interfaces for your blockchain platforms and applications. <strong>Blockchain Developers/Quality Engineers</strong> to develop customized blockchain applications and platforms. Contact us today to hire blockchain consultants and learn more about our services.
46
Adou, SOW. "The Blockchain Technology – Fintech & Beyond." May 30, 2018. https://doi.org/10.5281/zenodo.1184914.
Full text
47
Dan, Giurescu. "Applications & use cases of blockchain in industrial settings"." May 30, 2018. https://doi.org/10.5281/zenodo.1184888.
Full text
48
Avani Dadhania , Dr.Hiren Patel. "DRBAC-Healthchain (DRBAC-HC): Decentralized Role Based Access Control Framework For Achieving Security And Privacy Using Blockchain In Healthcare System." Journal of Pharmaceutical Negative Results, March 6, 2023, 2931–42. http://dx.doi.org/10.47750/pnr.2023.14.03.368.
Full textAbstract:
With the Internet of Things' (IoTs) rapid expansion, effect, and potential, the healthcare industry is shifting to a new paradigm that permits wearable devices to collect patient medical data and use it for monitoring and diagnosis. Tamper-proof data and avoidance of the centralized record-keeping mechanism are crucial requirements in any wellness system due to its exigent and precise necessity of data requests. Along with the same, transactions’ auditability and revocation of access rights upon certain records for specific stakeholders are also a few of the other prerequisites in the medical segment. Blockchain, as a distributed ledger, offers a solution for securely storing data while providing transparency in transactions and interactions among stakeholders. Synchronous interaction among patient, doctor, pharmacy, consultant, hospital, etc. with all possible data security is another concern that could be resolved through the usage of Blockchain’s smart contracts wherein interaction among these stakeholders is permitted in a traceable and irreversible mode. The purpose of this paper is to discuss the potential use of Blockchain technology in the healthcare sector to achieve data security, transparency, and reliability without the involvement of a trusted third party. In terms of security and privacy, we survey and provide an exhaustive review of Blockchain-based access control systems for the healthcare system. In addition, for the healthcare system, we propose and implemented a decentralized role-based access control model based on Ethereum smart contract.
49
Goyat, Rekha, Rajeev Rathi, Jose Arturo Garza-Reyes, Mahipal Singh, and Mahender Singh Kaswan. "Empirical analysis of barriers to implement blockchain technology in manufacturing environment: a developing economy perspective." TQM Journal, January 23, 2025. https://doi.org/10.1108/tqm-02-2024-0056.
Full textAbstract:
PurposeThe present study aims to identify the critical barriers of blockchain technology (BT) implementation in a manufacturing environment in context of developing countries.Design/methodology/approachIn the present work, barriers of BT adoption have been investigated via literature review and screened them through expert’s input. Further, the interrelationships among screened barriers were framed using a modified total interpretive structural modelling (mTISM) and Cross-Impact Matrix Multiplication Applied to Classification (MICMAC) approach. The mTISM aims to develop a contextual relationship-based performance model with the logic behind transitive links formation to explore the dominant barriers. The MICMAC approach categorizes the blockchain adoption barriers based on their driving and dependence power.FindingsBased on the analysis, nine barriers of BT adoption in manufacturing environment were identified and finalized through statistically. The obtained results exhibit that lack of awareness about blockchain and poor training/human expertise on innovative technologies are the most critical barriers that hinder blockchain adoption. This study provides a roadmap and may facilitate manufacturing professional, consultant, governing bodies and policymakers in the preparation of active strategies to overcome challenges in adoption of BT in the running system.Originality/valueLiterature is full with analysis of barriers of BT adoption in the domain of supply chain, operation management and manufacturing in context of developed nation only. The present work is the first attempt to examine the BT adoption barriers in the manufacturing environment of developing economy and covered the mutual-interrelationship among them via modified TISM approach.
50
Sati, Abdulrahman, and Hashem Al-Tabtabai. "A paradigm shift toward the application of blockchain in enhancing quality information management." Construction Innovation, November 27, 2023. http://dx.doi.org/10.1108/ci-05-2023-0099.
Full textAbstract:
Purpose Lack of trust and poor quality of construction deliverables have become a serious matter nowadays. This is due to the absence of a uniform and decentralized system for managing quality information. In Kuwait’s industry, many incidents have been recorded as a lack of confidence in the authenticity and integrity of the documented data in the system. This paper aims to shed the light on a framework that would tackle this matter. Design/methodology/approach A designed framework using Blockchain technology (Hyperledger Fabric) has been used to create a transparent and decentralized environment between the parties. A digitalized informative checklist referred to as “Smart Construction Inspection Checklist (SCIC)” has been initiated to enhance the poor information recorded between the parties. Findings The framework has provided a transparent, immutable, traceable and decentralized environment in which all parties are involved in transactions. In addition, the integration of the SCIC in the blockchain environment provided an advantage in which all the necessary criteria of inspection will be stated, checked by the consultant and validated by the client to approve the transaction. A preliminary testing has been conducted to support the proposed framework. Originality/value This study fulfils the gap in the state of art for further studies to practically apply the framework that will enhance the quality of information management in Kuwait’s industry.